HomeMy WebLinkAboutLot Line Adjustment LLA2005012 - Supporting DocumentsDa Vei a, Paul
From: Fauland, Herb
Sent : Monday, October 03, 2005 11 24 AM
To: Broeren, Mary Beth, Carvalho, Wayne, Da Veiga, Paul, Davis, Christopher, Hess, Scott,
James, Jane; Kelley, Jason, Lugar, Robin; Medel, Rosemary, Pierce, Susan; Ramos, Ricky,
Santos, Ron, Talleh, Rami, Zylla, Bill
Cc: Kohlmann, Ramona
Subject: Director's Approval - HBZSO
EFFECTIVE IMMEDIATELY: Prior to any actions subject to the approval of the Director pursuant to the HBZSO for LLA's
& AP's, all such pending actions and entitlements shall be forwarded to me and cc Robin Please forward your items to
me (cc Robin) by 5 p.m on Wednesday with all the pertinent information such as, subject entitlement, applicant, property
owner, project description, location, project planner, and recommendation The item (s) will then be forwarded to the City
Administrator and Deputy City Administrator for review on Thursday Upon their review and release, I will notify the
planner that the item may be acted upon When the item has been acted on, a NOA broadcast email will be sent to the
CC, PC, and all interested parties of the action and the appeal date. I have a sample of a previously used email A hard
copy of the NOA will be distributed under our normal distribution process.
This is a new and evolving process that will be refined as we proceed If you have any questions please see me.
Thanks for your cooperations
1
.y v
250.14 Map Requirements
A. Tentative and Final Ma . A tentative and final map shall be required for all
subdivisions creating five or more parcels, five or more condominiums as
defined in Section 783 of the Civic Code, a community apartment project
containing five or more parcels, or for the conversion of a dwelling to a stock
cooperative containing five or more dwelling units. Exceptions as stated in
Section 66426 of the Subdivision Map Act shall comply with Subsection B.
B. Tentative and Parcel Ma . A tentative and parcel map shall be required for all
divisions of land into four or fewer parcels and exceptions stated in Section
66426 of the Subdivision Map Act. However parcel maps shall not be required
for:
1. Subdivisions of a portion of the operating right-of-way of a railroad
corporation, which are created by short-term leases terminable by either
party on not more than 30 days' notice in writing.
2. Land conveyed to or from a governmental agency, public entity or public
utility, or for land conveyed to a subsidiary of a public utility for
conveyance to such public utility for rights-of-way, unless a showing is
made by the Department in individual cases, upon substantial evidence,
that public policy necessitates a parcel map. If a parcel map is not
required, the dedication or offer must be indicated by a separate
instrument.
3. Lot line adjustments, provided:
a. No additional parcels or building sites are created;
b. The resulting parcels conform to Titles 20-24 (Zoning) of this
Code;
c. The lot line adjustment shall not sever any existing structure on
either of the two parcels.
d. The lot line adjustment shall not allow a greater number of dwelling
units than allowed prior to the adjustment.
e. The lot line adjustment is approved by the Director or by the
Planning Commission on appeal; and (3530-2/02)
f. A plat map showing the lot line adjustment is prepared, approved,
and filed in accord with the provisions of Section 253.24.
4. Parcel maps waived by the Zoning Administrator as provided by Section
251.20.
5. Subdivision of property with two to four apartment or stock cooperative
units that were converted to and sold as condominium units without
approval of a conditional use permit and tentative parcel map prior to
June 1, 2004, provided : (3690-01/05)
Huntington Beach Zoning and Subdivision Ordinance Chapter 250 Page 6 of 7
Order Number: OSA-1238682 (brb)
Page Number: 1
X %I F; '4
4 •t•
First American Title Company
2 First American Way
Santa Ana, CA 92707
Joann Sladek
Muller Company
23521 Paseo De Valencia, Suite 200
Laguna Hills, CA 92653-3101
Phone: (949) 465-0181
Fax: (949) 586-0470
Customer Reference:Parcel Map No. 2003-240
Order Number: OSA-1238682 (brb)
Title Officer: Brace Berg
Phone: (714) 800-3829
Fax No.: (714) 800-4965
E-Mail: brberg@firstam.com
Buyer:
Property:
Huntington Beach, CA
PRELIMINARY REPORT
In response to the above referenced application for a policy of title Insurance, this company hereby reports that it Is prepared to issue, or
cause to be Issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or Interest therein
hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as
an Exception below or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms.
The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth In Exhibit A attached. Copies of the Policy
forms should be read. They are available from the office which Issued this report.
Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this
report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered
under the terms of the title Insurance policy and should be carefully considered.
It Is Important to note that this preliminary report Is not a written representation as to the condition of title and may not
list all liens, defects , and encumbrances affecting title to the land.
This report (and any supplements or amendments hereto) Is Issued solely for the purpose of facilitating the Issuance of a policy of title
Insurance and no liability Is assumed hereby. If It Is desired that liability be assumed prior to the Issuance of a policy of title Insurance, a
Binder or Commitment should be requested.
firstAmerican Title
Order Number: OSA-1238682 (brb)
Page Number: 2
Dated as of July 12, 2005 at 2:01 P.M.
The form of Policy of title insurance contemplated by this report is:
Base of Title report for Parcel Map No. 2003-240
3 parcels and Parcel A
A specific request should be made if another form or additional coverage is desired.
Title to said estate or interest at the date hereof is vested in:
Mullrock 1-7777, LLC, a Delaware limited liability company
The estate or interest In the land hereinafter described or referred to covered by this Report is:
A fee.
The Land referred to herein is described as follows:
(See attached Legal Description)
At the date hereof exceptions to coverage in addition to the printed Exceptions and Exclusions in said
policy form would be as follows:
1. General and special taxes and assessments for the fiscal year 2005-2006, a lien not yet due or
payable.
2. The lien of supplemental taxes, If any, assessed pursuant to Chapter 3.5 commencing with
Section 75 of the California Revenue and Taxation Code.
Although the above supplemental taxes may be a lien, the Installments thereof are not yet due or
payable.
3. The fact that the ownership of said land does not include any rights of ingress or egress to or
from freeway (or state highway), said rights having been relinquished, and a waiver in favor of
the State of California of any claims for damages to said land by reason of the location,
construction, landscaping or maintenance of a highway (or freeway) contiguous thereto, in the
deed from George E. Trotter, Jr. and Maxine Murdy Trotter, husband and wife, as to an undivided
one-half interest, and Maxine Murdy Trotter, John A. Murdy III and George E. Trotter, Jr., all as
Trustees of the Trust established by the Declaration of Trust dated June 15, 1950, executed by
John A. Murdy, Jr. and Norma L. Murdy, as trustors, as to an undivided one-half interest,
recorded July 24, 1962 in Book 6187, Page 299 of Official Records.
(Affects Parcel A)
FirstAmerican Tide
Order Number: OSA-1238682 (brb)
Page Number: 3
4. Covenants, conditions, restrictions, easements, assessments, liens, charges, terms and provisions
in the document recorded May 4, 1976 in Book 11726, Page 752 of Official Records, which
provide that a violation thereof shall not defeat or render invalid the lien of any first mortgage or
deed of trust made in good faith and for value, but deleting any covenant, condition or restriction
indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap,
familial status, national origin, sexual orientation, marital status, ancestry, source of Income or
disability, to the extent such covenants, conditions or restrictions violate Title 42, Section
3604(c), of the United States Codes or Section 12955 of the California Government Code. Lawful
restrictions under state and federal law on the age of occupants in senior housing or housing for
older persons shall not be construed as restrictions based on familial status.
Document(s) declaring modifications thereof recorded October 18, 1976 In Book 11927, Page
1037 and March 6, 1979 in Book 13057, Page 1890, both of Official Records.
5. Covenants, conditions, restrictions, easements, assessments, liens, charges, terms and provisions
in the document recorded May 4, 1976 in Book 11726, Page 799 of Official Records, which
provide that a violation thereof shall not defeat or render invalid the lien of any first mortgage or
deed of trust made in good faith and for value, but deleting any covenant, condition or restriction
indicating a preference, limitation or discrimination based on race, color, religion, sex, handicap,
familial status, national origin, sexual orientation, marital status, ancestry, source of income or
disability, to the extent such covenants, conditions or restrictions violate Title 42, Section
3604(c), of the United States Codes or Section 12955 of the California Government Code. Lawful
restrictions under state and federal law on the age of occupants in senior housing or housing for
older persons shall not be construed as restrictions based on familial status.
6. The covenants and agreement set forth In the document executed by Jerwel Enterprises,
recorded May 24, 1976 In Book 11747, Page 95 of Official Records.
7. The dedication of Center Drive to the public for street purposes, as accepted and indorsed by the
City of Huntington Beach and shown on the map recorded in Book 81, Pages 12, 13 and 14 of
Parcel Maps.
8. All vehicular access rights to Mc Fadden Avenue and Center Drive, except for driveway and street
intersections, as shown and approved on Conditional Use Permit No. 75-24, have been granted to
the City of Huntington Beach by deed recorded September 7, 1976 in Book 11879, Page 611 of
Official Records.
(Affects Parcel A)
9. An easement shown or dedicated on the map of Parcel Map No. 79-585.
For: Storm drain and Incidental purposes.
(Affects a portion of Parcel A)
10. An easement shown or dedicated on the map of Parcel Map No. 79-585.
For: Water line and incidental purposes.
First American Title
Order Number: OSA-1238682 (brb)
Page Number: 4
(Affects a portion of Parcels 2 and A)
11. The dedication to the City of Huntington Beach of the domestic water system, the storm drain
system, and appurtenances thereto, by endorsement on said Parcel Map 79-585 recorded in Book
144, Pages 31, 32 and 33 of Parcel Maps.
12. An easement for public utilities and incidental purposes, recorded July 28, 1981 in Book 14158,
Page 205 of Official Records.
In Favor of: Southern California Edison Company
Affects: A portion of the land (unplottable)
A portion of the above easement was quitclaimed pursuant to a document recorded
September 13, 1985 as Instrument No. 85-349192 of Official Records.
13. An easement for public utilities and incidental purposes, recorded May 14, 1982 as Instrument
No. 82-167982 of Official Records.
In Favor of: The General Telephone Company of California
Affects: A portion of the land (unplottable)
14. Covenants, conditions, restrictions, easements, assessments, liens, charges, terms and provisions
in the document recorded February 14, 1984 as Instrument No. 84-061707 of Official Records,
which provide that a violation thereof shall not defeat or render invalid the lien of any first
mortgage or deed of trust made in good faith and for value, but deleting any covenant, condition
or restriction indicating a preference, limitation or discrimination based on race, color, religion,
sex, handicap, familial status, national origin, sexual orientation, marital status, ancestry, source
of income or disability, to the extent such covenants, conditions or restrictions violate Title 42,
Section 3604(c), of the United States Codes or Section 12955 of the California Government Code.
Lawful restrictions under state and federal law on the age of occupants in senior housing or
housing for older persons shall not be construed as restrictions based on familial status.
Document(s) declaring modifications thereof recorded February 27, 1984 as Instrument No. 84-
081191 of Official Records.
15. The fact that the land lies within the boundaries of the Huntington Center Commercial
District Redevelopment Project Area, as disclosed by the document recorded November 27,
1984 as Instrument No. 84-494382 of Official Records.
16. An unrecorded lease dated November 17, 1981, executed by One Pacific Plaza as lessor and
Stouffer Restaurant Company, a California corporation, successor-in-interest by change of name
to Borel Restaurant Corporation as lessee, as disclosed by a Memorandum of Lease recorded
February 17, 1988 as Instrument Nos. 88-069806 and 88-069807 both of Official Records.
The lessee's interest under the lease has been assigned to El Paso Cantina, Inc., a California
corporation by assignment recorded February 17, 1988 as Instrument Nos. 88-069804 and 88-
069805 both of Official Records.
First American Title
Order Number: OSA-1238682 (brb)
Page Number: 5
Defects, liens, encumbrances or other matters affecting the leasehold estate, whether or not
shown by the public records.
17. An easement for traffic signal and incidental purposes, recorded February 16, 1996 as Instrument
No. 19960075303 of Official Records and as shown and dedicated on the map of said tract.
In Favor of: The City of Huntington Beach
Affects: A portion of Parcel A.
18. Rights of parties In possession of the land by reason of the following unrecorded leases disclosed
by documents entitled "Subordination Agreement; Acknowledgment of Lease Assignment,
Attornment and Non-Disturbance Agreement" recorded July 1, 2003 as Instrument No.
2003000774978 through 2003000774995 of Official Records:
Dated June 11, 1998; Westvaco Corporation, a Delaware Corporation, lessee
Dated June 13, 2002; Exact Software North America, Inc., an Ohio corporation, lessee
Dated December 8, 1998 and First Amendment dated February 8, 2002; Aames Funding
Corporation, a California corporation, dba: Aames Home Loan, lessee
Dated December 8 1998; Discovery Escrow Company, a California corporation, lessee
Dated March 12, 1998; Agere Systems, Inc., a Delaware corporation, as successor in interest to
Lucent Technologies, Inc., a Delaware corporation, lessee
Dated May 7, 1998; Agere Systems, Inc., a Delaware corporation, as successor in interest to
Lucent Technologies, Inc., a Delaware corporation, lessee
Dated August 3, 2001; Sequa Corporation, a Delaware corporation, lessee
Dated July 15, 1998, and First Amendment dated June 23, 1999; Uniglobe Travel, (USA), LLC, a
California limited liability company, lessee
Dated March 21, 1997, First Amendment dated December 7, 1999 and Second Amendment dated
February 12, 2003; Barton Beers, Ltd., a Maryland corporation, lessee
Dated February 18, 1998 and First Amendment dated March 20, 2001; Achieve Global, Inc., a
Florida corporation, lessee
Dated April 7, 1997 and First Amendment dated January 11, 2001; Importers Software Services,
Inc., a California corporation, as successor in interest to The Laxmi Group, Inc., a California
corporation, lessee
Dated October 7, 1998; Nakoma Group LLC, a Delaware limited liability company, successor in
interest to Data Design Corporation, a California corporation, lessee
Dated July 10, 2002, First Amendment dated August 20, 2002 and Second Amendment dated
December 10, 2002; Buca Restaurants 2, Inc., a Minnesota corporation, dba Buca di Beppo,
lessee
Dated April 30, 1998; Manpower Inc., a Wisconsin corporation, lessee
FirstAmerican Title
Order Number: OSA-1238682 (brb)
Page Number: 6
Dated June 26, 2002; International Beach LLC, a California limited liability company, dba Geckos
Liquid Lounge, lessee
Dated April 20, 1999; BetzDearborn, a division of Hercules Incorporated, a Delaware corporation,
lessee
Dated November 6,2002; The Richards Group, Inc., a Texas corporation, lessee
Dated December 16, 1997; Curtis C. Chen, an individual, dba: Law Offices of Curtis C. Chen and
Associates, lessee
19. An unrecorded lease dated July 10, 2002, executed by Mullrock 1-7777, LLC, a Delaware limited
liability company, successor to, EOP-One Pacific Plaza, L.L.C., a Delaware limited liability
company as lessor and Buca Restaurant 2, Inc., a Minnesota corporation as lessee, as disclosed
by a Memorandum of Lease recorded December 10, 2003 as Instrument No. 2003001469052 of
Official Records.
The terms and provisions contained in the document entitled "Subordination, Non-Disturbance
and Attomment Agreement" recorded April 1, 2004 as Instrument No. 2004000270380 of Official
Records.
20. A deed of trust to secure an original Indebtedness of $55,000,000.00 recorded December 30,
2003 as Instrument No. 2003001529043 of Official Records.
Dated: December 30, 2003
Trustor: Mulirock 1-Beach Pointe, LLC, a Delaware limited liability
company
Trustee: First American Title Insurance Company, a California corporation
Beneficiary: Teachers Insurance and Annuity Association of America, a New
York corporation
21. A financing statement recorded December 30, 2003 as Instrument No. 2003001529045 of Official
Records.
Debtor: Mulirock 1-Beach Pointe, LLC
Secured party: Teachers Insurance and Annuity Association of America
22. An easement as shown and dedicated to the City of Huntington Beach on the map of said tract.
For: Police, fire, emergency services and incidental purposes.
Over: Parcel A (Blanket Easement).
flit American Title
Order Number: OSA-1238682 (brb)
Page Number: 7
UNFORRATUOMAL MOTES
The map attached, if any, may or may not be a survey of the land depicted hereon. First American
expressly disclaims any liability for loss or damage which may result from reliance on this map except to
the extent coverage for such loss or damage is expressly provided by the terms and provisions of the title
insurance policy, if any, to which this map is attached.
First American Title
Order Number: OSA-1238682 (brb)
Page Number: 8
LEGAL DESCREP710K
Real property in the City of Huntington Beach, County of Orange, State of California, described as
follows:
All of Parcel Map No. 2003-240 as shown on a map filed in Book 344, pages 18 to 20, inclusive of
Parcel Maps, records of Orange County, California.
Excepting from that portion of said land included in the West half of said Northwest Quarter,
50% of a 100% of all minerals, gas, oil, petroleum, naphtha, and other hydrocarbon substances
in, under, or that may be produced or recovered from that portion of said land below a depth of
500 feet from its surface, with and including in such exception and reservation, for the benefit of
those entitled thereto, the right at any and all times to enter upon and into any and all parts of
the portion of said land below such depth of 500 feet from its surface, for the purpose of
exploring and drilling for, mining, developing, removing and extracting any and all such
substances, by slant or directional drilling, or other operations from other land entering into and
penetrating the land the subject hereof, only below such depth of 500 feet from Its surface, but
with (and there shall be) no right under such exception and reservation of entry upon, or use of
the surface or subsurface, to a depth of 500 feet below the surface; as reserved by Dorothy
Thayer Peck, Charles H. Thatcher, and Title Insurance and Trust Company, a California
corporation, all as trustees of the trust under written declaration thereof by Carrie A. Peck, dated
December 18, 1936, at 25% of said 100%, and by Dorothy T. Peck, a widow, in her individual
capacity as to 25% of said 100% interest, in the deed from Dorothy Thayer Peck and others,
recorded October 1, 1959 in Book 4907, page 394 of Official Records.
Excepting therefrom, from the portion of said land included in the East half of said Northwest
Quarter, all water, water rights, oil, oil rights, minerals, mineral rights, natural gas, natural gas
rights, and other hydrocarbons by whatsoever name known that may be within or under that
portion of the East half of the Northwest Quarter of the Southeast Quarter of Section 14,
Township 5 South, Range 11 West, San Bernardino Base and Meridian, Included in the above
description, together with the perpetual right of drilling, mining, exploring and operating therefor
and removing the same from said land or any other land, including the right to whipstock or
directionally drill and mine from lands other than those hereinabove described, oil or gas wells,
tunnels and shafts into, through or across the subsurface of the land hereinabove described, and
to bottom such whipstocked or directionally drilled wells, tunnels and shafts under and beneath
or beyond the exterior limits thereof, and to redrill, retunnel, equip, maintain, repair, deepen and
operate any such wells or mines, without, however, the right to drill, mine, explore and operate
through the surface of the upper 100 feet of the subsurface of the land hereinabove described,
or otherwise in such manner as to endanger the safety of any highway that may be constructed
on said lands, as reserved in the deed from Joda Sork and wife to the State of California,
recorded September 14, 1959 in Book 4879, page 19 of Official Records.
Also excepting from that portion of the South half of the Northeast Quarter of the Southeast
Quarter of Section 14, Township 5 South, Range 11 west, San Bernardino Base and Meridian,
included in the above description, one-half of all mineral, oil, gas and hydrocarbon substances in
and under said land, for a period of 15 years, or upon the death of the last survivor of Raleigh
Clanton and Grace M. Clanton, husband and wife, whichever event first occurs, together with the
right of entry upon the surface of said land for the purpose of prospecting for, developing and
producing said substances, as reserved in the deed from Raleigh Clanton and Grace M. Clanton,
to Sam Kiyohide Aihara and Fumi Aihara, husband and wife, recorded January 5, 1956 in Book
3341, page 329 of Official Records.
First American Title
Order Number: OSA-1238682 (brb)
Page Number: 9
Note: The rights to drill wells, tunnels, shafts, explore, etc., to the surface or upper 100 feet of
the subsurface, were relinquished to the State of California by quitclaim deed from Raleigh
Clanton and Grace M. Clanton, recorded November 22, 1960 in Book 5518, page 590 of Official
Records.
A.P. No.: 142-342-12; Code Area: 04-026
First American Title
Order Number: OSA-1238682 (brb)
Page Number: 10
M077CE
Section 12413.1 of the California Insurance Code, effective January 1, 1990, requires that any title insurance
company, underwritten title company, or controlled escrow company handling funds in an escrow or sub-escrow
capacity, wait a specified number of days after depositing funds, before recording any documents in connection
with the transaction or disbursing funds. This statute allows for funds deposited by wire transfer to be disbursed
the same day as deposit. In the case of cashier's checks or certified checks, funds may be disbursed the next day
after deposit. In order to avoid unnecessary delays of three to seven days, or more, please use wire transfer,
cashier's checks, or certified checks whenever possible.
If you have any questions about the effect of this new law, please contact your local First American Office for
more details.
First American Title
Order Number: OSA-1238682 (brb)
Page Number: 11
EXHIBIT A
LIST OF PRINTED EXCEPTIONS AND EXCLUSIONS (BY POLICY TYPE)
1. CALIFORNIA LAND TITLE ASSOCIATI ON STANDARD COVERAGE POLICY - 1990
SCHEDULE B
EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments which are not shown as existing hens by the records of any taxing authority that levies taxes or assessments on
real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notice of such
proceedings, whether or not shown by the records of such agency or by the public records.
2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land
or which may be asserted by persons in possession thereof.
3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and
which are not shown by the public records.
5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the Issuance thereof; (c) water rights, claims
or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the public records.
(EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating to (I) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of
any improvement now or hereafter erected on the land; (iii) a separation In ownership or a change in the dimensions or area of the land or
any parcel of which the land is or was a part; or (Iv) environmental protection, or the effect of any violation of these laws, ordinances or
governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance
resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a
defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded In the public records at Date
of Policy.
2 Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding
from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without
knowledge.
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant;
(b) not known to the Company, not recorded In the public records at Date of Policy, but known to the insured claimant and not disclosed in
writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting In loss or damage which would not have been sustained if the Insured claimant had paid value for the insured mortgage or for
the estate or interest Insured by this policy.
4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or
failure of any subsequent owner of the Indebtedness, to comply with applicable "doing business" laws of the state in which the land Is
situated.
5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the
insured mortgage and is based upon usury or any consumer credit protection or truth in lending law.
6. Any claim, which arises out of the transaction vesting In the Insured the estate or interest Insured by their policy or the transaction creating
the Interest of the Insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws.
2. AMERICAN LAND TITLE ASSOCIATION O1AfNER'S POLICY FORM B - 1970
SCHEDULE OF EXCLUSIONS FROM COVERAGE
1 Any law, ordinance or governmental regulation (including but not limited to building and zoning ordinances) restricting or regulating or
prohibiting the occupancy, use or enjoyment of the land, or regulating the character, dimensions or location of any Improvement now or
hereafter erected on the land, or prohibiting a separation in ownership or a reduction in the dimensions of area of the land, or the effect of
any violation of any such law, ordinance or governmental regulation.
2 Rights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appears in the pudic records at
Date of Policy.
3 Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed or agreed to by the Insured dairnant; (b) not
known to the Company and not shown by the public records but known to the insured claimant either at Date of Policy or at the date such
claimant acquired an estate or interest Insured by this policy and not disclosed in writing by the insured claimant to the Company prior to the
date such Insured claimant became an insured hereunder; (c) resulting In no loss or damage to the insured claimant; (d) attaching or
First American Title
Order Number: OSA-1238682 (brb)
Page Number: 12
created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had
paid value for the estate or interest insured by this policy.
3. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY FORLW B - 1970
WITH REGIONAL EXCEPTIONS
When the American Land Title Association policy is used as a Standard Coverage Policy and not as an Extended Coverage Policy the exclusions set forth
in paragraph 2 above are used and the following exceptions to coverage appear in the policy.
SCHEDULE B
This policy does not insure against loss or damage by reason of the matters shown in parts one and two following:
Part One
1 Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the public records.
2. Any facts, rights, Interests, or claims which are not shown by the public records but which could be ascertained by an Inspection of said land
or by making Inquiry of persons In possession thereof.
3. Easements, claims of easement or encumbrances which are not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and
which are not shown by public records.
5. Unpatented mining claims; reservations or exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title towater.
6. Any lien, or right to a lien, for services, labor or material heretofore or hereafter furnished, Imposed by law and not shown by the public
records.
4. AMERICAN LAND TITLE ASSOCIATION LOAN POLICY - 1970
WITH A.L.T.A. ENDORSEMENT FORI4 1 COVERAGE
SCHEDULE OF EXCLUSIONS FROM COVERAGE
1. Any law, ordinance or governmental regulation (including but not limited to building and zoning ordinances) restricting or regulating or
prohibiting the occupancy, use or enjoyment of the land, or regulating the character, dimensions or location of any improvement now or
hereafter erected on the land, or prohibiting a separation In ownership or a reduction In the dimensions or area of the land, or the effect of
any violation of any such law ordinance or governmental regulation.
2. Rights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appears in the public records at
Date of Policy.
3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed or agreed to by the insured claimant, (b) not
known to the Company and not shown by the public records but known to the Insured claimant either at Date of Policy or at the date such
claimant acquired an estate or Interest Insured by this policy or acquired the insured mortgage and not disclosed in writing by the insured
claimant to the Company prior to the date such Insured claimant became an Insured hereunder, (c) resulting In no Toss or damage to the
insured claimant; (d) attaching or created subsequent to Date of Policy (except to the extent Insurance is afforded herein as to any statutory
lien for labor or material or to the extent insurance is afforded herein as to assessments for street improvements under construction or
completed at Date of Policy).
4. Unenforceability of the lien of the insured mortgage because of failure of the insured at Date of Policy or of any subsequent owner of the
indebtedness to comply with applicable "doing business" laws of the state in which the land Is situated.
5. AMERICAN LAND TITLE ASSOCIATION LOAN POLICY - 1970
WITH REGIONAL EXCEP77ONS
When the American Land Title Association Lenders Policy Is used as a Standard Coverage Policy and not as an Extended Coverage Policy, the exclusions
set forth In paragraph 4 above are used and the following exceptions to coverage appear in the policy.
SCHEDULE B
This policy does not insure against loss or damage by reason of the matters shown in parts one and two following:
Part One
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the public records.
2 Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an Inspection of said land
or by making Inquiry of persons in possession thereof.
3. Easements, claims of easement or encumbrances which are not shown by the public records.
4 Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and
which are not shown by public records.
5. Unpatented mining claims; reservations or exceptions in patents or In Acts authorizing the Issuance thereof; water rights, claims or title to
water.
6. Any lien, or right to a lien, for services, labor or material theretofore or hereafter fumished, imposed by law and not shown by the public
records.
FirstAmerican Title
Order Number: OSA-1238682 (brb)
Page Number: 13
6. AMERICAN LAND TITLE ASSOCIATION LOAN POLICY - 1992
WITH A.L.TJd. ENDORSEMENT FORM 1 COVERAGE
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arise by reason of:
(a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating to (I) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of
any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or
any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or
governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance
resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy;
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a
defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date
of Policy.
2. Rights of eminent domain unless notice of the exercise thereof has been recorded In the public records at Date of Policy, but not excluding
from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without
knowledge.
3 Defects, liens, encumbrances, adverse claims, or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant;
(b) not known to the Company, not recorded In the public records at Date of Policy, but known to the insured claimant and not disclosed in
writing to the Company by the insured claimant prior to the date the insured claimant became an Insured under this policy;
(c) resulting in no loss or damage to the insured claimant;
(d) attaching or created subsequent to Date of Policy (except to the extent that this policy Insures the priority of the lien of the Insured
mortgage over any statutory lien for services, labor or material or the extent insurance is afforded herein as to assessments for street
improvements under construction or completed at date of policy); or
(e) resulting in loss or damage which would not have been sustained if the Insured claimant had paid value for the insured mortgage.
4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the Inability or
failure of any subsequent owner of the indebtedness, to comply with the applicable "doing business" laws of the state in which the land is
situated.
5. Invalidity or unenforceability of the lien of the Insured mortgage, or claim thereof, which arises out of the transaction evidenced by the
Insured mortgage and Is based upon usury or any consumer credit protection or truth In lending law.
6. Any statutory lien for services, labor or materials (or the claim of priority of any statutory lien for services, labor or materials over the lien of
the insured mortgage) arising from an improvement or work related to the land which is contracted for and commenced subsequent to Date
of Policy and Is not financed in whole or in part by proceeds of the Indebtedness secured by the insured mortgage which at Date of Policy
the insured has advanced or is obligated to advance.
7 Any claim, which arises out of the transaction creating the interest of the mortgagee Insured by this policy, by reason of the operation of
federal bankruptcy, state insolvency, or similar creditors' rights laws, that is based on:
(I) the transaction creating the interest of the Insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer; or
(li) the subordination of the interest of the insured mortgagee as a result of the application of the doctrine of equitable subordination; or
(iii) the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferential
transfer results from the failure:
(a) to timely record the Instrument of transfer; or
(b) of such recordation to impart notice to a purchaser for value or a judgment or lien creditor.
7. AMERICAN LAND TITLE ASSOCIATION LOAN POLICY -1992
WITH REGIONAL EXCEPTIONS
When the American Land Title Association policy is used as a Standard Coverage Policy and not as an Extended Coverage Policy the exclusions set forth
in paragraph 6 above are used and the following exceptions to coverage appear In the policy.
SCHEDULES
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the public records.
2. Any facts, rights, Interests, or claims which are not shown by the public records but which could be ascertained by an inspection of said
land or by making Inquiry of persons in possession thereof.
3. Easements, claims of easement or encumbrances which are not shown by the public records.
4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and
which are not shown by public records.
5. Unpatented mining claims; reservations or exceptions in patents or in Acts authorizing the Issuance thereof; water rights, dams or title to
water.
6. Any lien, or right to a lien, for services, labor or material theretofore or hereafter furnished, Imposed by law and not shown by the public
records.
8. AL4ERICAN LAND TITLE ASSOCIATION OWNER 'S POLICY -1992
FirstAmerican Title
Order Number: OSA-1238682 (brio)
Page Number: 14
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arse by reason of:
(a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating to (I) the occupancy, use, or enjoyment of the land; (d) the character, dimensions or location of
any improvement now or hereafter erected on the land; (Iii) a separation in ownership or a change in the dimensions or area of the land or
any parcel of which the land is or was a part; or (N) environmental protection, or the effect of any violation of these laws, ordinances or
governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance
resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a
defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date
of Policy.
2 Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding
from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without
knowledge.
3. Defects, liens, encumbrances, adverse claims, or other matters:
(a) created, suffered, assumed or agreed to by the Insured claimant;
(b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in
writing to the Company by the Insured claimant prior to the date the Insured claimant became an Insured under this policy;
(c) resulting In no loss or damage to the Insured claimant;
(d) attaching or created subsequent to Date of Policy; or
(e) resulting in loss or damage which would not have been sustained If the Insured claimant had paid value for the estate or Interest Insured
by this policy.
4. Any claim, which arises out of the transaction vesting in the Insured the estate or Interest insured by this policy, by reason of the operation
of federal bankruptcy, state Insolvency, or similar creditors' rights laws, that Is based on:
(1) the transaction creating the estate or Interest Insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or
(ii) the transaction creating the estate or Interest Insured by this policy being deemed a preferential transfer except where the preferential
transfer results from the failure:
(a) to timely record the instrument of transfer; or
(b) of such recordation to Impart notice to a purchaser for value or a judgment or lien creditor.
9. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY - 1992
WITH REGIONAL EXCEPTIONS
When the American Land Titie Association policy Is used as a Standard Coverage Policy and not as an Extended Coverage Policy the exclusions set forth
In paragraph 8 above are used and the following exceptions to coverage appear In the policy.
SCHEDULE B
This policy does not Insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
Part One:
I. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the public records.
2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of said land
or by making inquiry of persons In possession thereof.
3. Easements, claims of easement or encumbrances which are not shown by the public records.
4. Discrepancies, conflicts In boundary lines, shortage In area, encroachments, or any other facts which a correct survey would disclose, and
which are not shown by public records.
5. Unpatented mining claims; reservations or exceptions In patents or In Acts authorizing the Issuance thereof; water rights, claims or title to
water.
6. Any lien, or right to a lien, for services, labor or material theretofore or hereafter furnished, Imposed by law and not shown by the public
records.
10. AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL
TITLE INSURANCE POLICY - 1987
EXCLUSIONS
In addition to the Exceptions In Schedule B, you are not Insured against loss, costs, attorneys' fees and expenses resulting from:
1. Governmental police power, and the existence or violation of any law or government regulation. This includes building and zoning
ordinances and also laws and regulations concerning:
sland use * land division
° Improvements on the land * environmental protection
This exclusion does not apply to violations or the enforcement of these matters which appear In the public records at Policy Date.
This exclusion does not limit the zoning coverage described In items 12 and 13 of Covered Title Risks.
FirstAmerican Title
Order Number: OSA-1238682 (brio)
Page Number: 15
2. The right to take the land by condemning It, unless:
* a notice of exercising the right appears in the public records on the Policy Date
* the taking happened prior to the Policy Date and is binding on you if you bought the land without knowing of the taking.
3. Title Risks:
* that are created, allowed, or agreed to by you
* that are known to you, but not to us, on the Policy Date - unless they appeared in the public records
* that result in no loss to you
* that first affect your title after the Policy Date - this does not limit the labor and material lien coverage in Item 8 of Covered Title Risks
4. Failure to pay value for your title.
5. Lack of a right:
* to any land outside the area specifically described and referred to In Item 3 of Schedule A, or
* In streets, alleys, or waterways that touch your land
This exclusion does not limit the access coverage in Item 5 of Covered Title Risks.
11. EAGLE PROTECTION OWNER'S POLICY
CLTA HOMEOWNER 'S POLICY OF TITLE INSURANCE - 1998
ALTA HOMEOWNER 'S POLICY OF TITLE INSURANCE - 1998
Covered Risks 14 (Subdivision Law Violation ). 15 (Building Permit). 16 (Zoning ) and 18 (Encroachment of boundary walls or fences) are subject to
Deductible Amounts and Maximum Dollar Limits of Liability
EXCLUSIONS
In addition to the Exceptions in Schedule B, you are not Insured against loss, costs, attorneys' fees, and expenses resulting from:
1. Governmental police power, and the existence or violation of any law or government regulation. This includes ordinances, laws and
regulations concerning:
a. building b. zoning
c. land use d. improvements on the land
e. land division f. environmental protection
This exclusion does not apply to violations or the enforcement of these matters if notice of the violation or enforcement appears in the
Public Records at the Policy Date.
This exclusion does not limit the coverage described in Covered Risk 14, 15, 16, 17 or 24.
2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion
does not apply to violations of building codes if notice of the violation appears In the Public Records at the Policy Date.
3. The right to take the Land by condemning it, unless:
a. a notice of exercising the right appears In the Public Records at the Policy Date; or
b. the taking happened before the Policy Date and Is binding on You If You bought the Land without Knowing of the taking.
4. Risks:
a. that are created, allowed, or agreed to by You, whether or not they appear in the Public Records;
b. that are Known to You at the Policy Date, but not to Us, unless they appear in the Public Records at the Policy Date;
c. that result in no loss to You; or
d. that first occur after the Policy Date - this does not limit the coverage described In Covered Risk 7, 8.d, 22, 23, 24 or 25.
5. Failure to pay value for Your Title.
6. Lack of a right:
a. to any Land outside the area specifically described and referred to In paragraph 3 of Schedule A; and
b. In streets, alleys, or waterways that touch the Land.
This exclusion does not limit the coverage described In Covered Risk 11 or 18.
12. SECOND GENERATION EAGLE LOAN POLICY AMERICAN LAND TITLE ASSOCIATION EXPANDED COVERAGE RESIDENTIAL LOAN
POLICY (10/13/01)
EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or
expenses which arise by reason of:
1. (a) Any law, ordinance or governmental regulation (Including but not limited to building and zoning laws, ordinances, or regulations)
restricting, regulating, prohibiting or relating to (I) the occupancy, use, or enjoyment of the Land; (li) the character, dimensions or location
of any Improvement now or hereafter erected on the Land; (III) a separation in ownership or a change In the dimensions or area of the Land
or any parcel of which the Land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or
governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance
resulting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Policy. This exclusion
first American Title
Order Number: OSA-1238682 (brb)
Page Number: 16
does not limit the coverage provided under Covered Risks 12, 13, 14 and 16 of this policy.
(b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a
defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded In the Public Records at Date
of Policy. This exclusion does not limit the coverage provided under Covered Risks 12, 13, 14 and 16 of this policy.
2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the Public Records at Date of Policy, but not excluding
from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without
Knowledge.
3. Defects, liens, encumbrances, adverse claims or other matters:
(a) created, suffered, assumed or agreed to by the Insured Claimant;
(b) not Known to the Company, not recorded In the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in
writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy;
(c) resulting in no loss or damage to the Insured Claimant;
(d) attaching or created subsequent to Date of Policy (this paragraph does not limit the coverage provided under Covered Risks 8, 16, 18,
19, 20, 21, 22, 23, 24, 25 and 26); or
(e) resulting In loss or damage which would not have been sustained If the Insured Claimant had paid value for the Insured Mortgage.
4. Unenforceability of the lien of the Insured Mortgage because of the Inability or failure of the Insured at Date of Policy, or the Inability or
failure of any subsequent owner of the Indebtedness, to comply with applicable doing business laws of the state in which the Land is
situated.
5. Invalidity or unenforceability of the lien of the Insured Mortgage, or claim thereof, which arises out of the transaction evidenced by the
Insured Mortgage and is based upon usury, except as provided in Covered Risk 27, or any consumer credit protection or truth in lending law.
6. Real property taxes or assessments of any governmental authority which become a lien on the Land subsequent to Date of Policy. This
exclusion does not limit the coverage provided under Covered Risks 7, 8 (e) and 26.
7. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to advances or modifications made after the
Insured has Knowledge that the vestee shown In Schedule A Is no longer the owner of the estate or Interest covered by this policy. This
exclusion does not limit the coverage provided in Covered Risk 8.
8. Lack of priority of the lien of the Insured Mortgage as to each and every advance made after Date of Policy, and all interest charged
thereon, over liens, encumbrances and other matters affecting title, the existence of which are Known to the Insured at:
(a) The time of the advance; or
(b) The time a modification is made to the terms of the Insured Mortgage which changes the rate of Interest charged, if the rate of interest
is greater as a result of the modification than It would have been before the modification.
This exclusion does not limit the coverage provided in Covered Risk 8.
9. The failure of the residential structure, or any portion thereof to have been constructed before, on or after Date of Policy In accordance with
applicable building codes. This exclusion does not apply to violations of building codes if notice of the violation appears In the Public Records
at Date of Policy.
SCHEDULE B
This policy does not Insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:
1. The following existing statutes, reference to which are made part of the ALTA 8.1 Environmental Protection Lien Endorsement incorporated
Into this Policy following item 28 of Covered Risks: NONE.
13. SECOND GENERATION EAGLE LOAN POLICY AMERICAN LAND TIRE ASSOCIATION EXPANDED COVERAGE RESIDENTIAL LOAN
POLICY (10/13/01)
WITH REGIONAL EXCEPTIONS
When the American Land Title Association loan policy with EAGLE Protection Added is used as a Standard Coverage Policy and not as an Extended
Coverage Policy the exclusions set forth in paragraph 12 above are used and the following exceptions to coverage appear in the policy.
SCHEDULE B
This policy does not Insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of.
Part One:
I. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real
property or by the public records.
2. Any facts, rights, Interests, or claims which are not shown by the public records but which could be ascertained by an inspection of said land
or by making Inquiry of persons in possession thereof.
3. Easements, claims of easement or encumbrances which are not shown by the public records.
4. Discrepancies, conflicts In boundary Ones, shortage In area, encroachments, or any other facts which a correct survey would disclose, and
which are not shown by public records.
5. Unpatented mining claims; reservations or exceptions In patents or In acts authorizing the Issuance thereof; water rights, darts or title to
water.
6. Any lien, or right to a lien, for services, labor or material theretofore or hereafter furnished, imposed by law and not shown by the public
records.
Part Two:
F/rstAmer/can Title
Order Number: OSA-1238682 (brb)
Page Number: 17
i. The following existing statutes, reference to which are made part of the ALTA 8.1 Environmental Protection Llen Endorsement Incorporated
Into this Policy following Item 28 of Covered Risks: None.
firstAmerican Title
PRIVACY POLICY
We Are Committed to Safeguarding Customer Information
In order to better serve your needs now and in the future, we may ask you to provide us with certain information. We understand
that you may be concerned about what we will do with such information - particularly any personal or financial Information. We
agree that you have a right to know how we will utilize the personal information you provide to us. Therefore, together with our
parent company, The First American Corporation, we have adopted this Privacy Policy to govern the use and handling of your
personal information.
Applicability
This Privacy Policy governs our use of the information which you provide to us. It does not govern the manner in which we may
use information we have obtained from any other source, such as information obtained from a public record or from another person
or entity. First American has also adopted broader guidelines that govern our use of personal information regardless of its source.
First American calls these guidelines Its Fairlnformadon Values, a copy of which can be found on our website at www.firstam.com.
Types of Information
Depending upon which of our services you are utilizing, the types of nonpublic personal Information that we may collect Include :
0
0
0
Information we receive from you on applications, forms and In other communications to us, whether In writing, in person,
by telephone or any other means;
Information about your transactions with us, our affiliated companies, or others; and
Information we receive from a consumer reporting agency.
Use of Information
We request information from you for our own legitimate business purposes and not for the benefit of any nonaffiliated party.
Therefore, we will not release your information to nonaffiliated parties except: (1) as necessary for us to provide the product or
service you have requested of us; or (2) as permitted by law. We may, however, store such information indefinitely, including the
period after which any customer relationship has ceased. Such information may be used for any internal purpose, such as quality
control efforts or customer analysis. We may also provide all of the types of nonpublic personal Information listed above to one or
more of our affiliated companies. Such affiliated companies include financial serviceproviders, such as title insurers property and
casualty insurers, and trust and Investment advisory companies or companies involved in real estate services, such as appraisal
companies, home warranty companies, and escrow companies. I`-urthermore, we may also provide all the information we collect, asdescribed above, to companies that perform marketing services on our behalf, on behalf of our affiliated companies, or to other
financial institutions with whom we or our affiliated companies have joint marketing agreements.
Former Customers
Even if you are no longer our customer, our Privacy Policy will continue to apply to you.
Confidentiality and Security
We will use our best efforts to ensure that no unauthorized parties have access to any of your information. We restrict access to
nonpublic personal information about you to those individuals and entities who need to know that information to provide products or
services to you. We will use our best efforts to train and oversee our employees and agents to ensure that your information wi II behandled responsibly and in accordance with this Privacy Policy and First American's Fairlnfonnadon a/ues We currently maintain
physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
® 2001 The First American Corporation o All Rights Reserved
H AYES SURVEYING
A LAND SURVEYING CORPORATION
DOCUMENT TRANSMITTAL
Date August 15, 2005
To City of Huntington Beach
Planning Department - Lot Line Ajustment
2000 Main Street
Huntington Beach , Ca. 92648
RE Lot Line Adjustment of Parcel 2 of Parcel Map No. 2003-240,
First Submittal
Our Job No. : 1052 LLA
Location: Center Drive
Huntington Beach, Ca.
Sending: A check made payable to the City of Huntington Beach in the
amount of $2,297.00 ,12 Copies of the Subject Lot Line
Adjustment Application and Exhibits, Latest Title
Commitment , Closures , Related Parcel Map 2003-240.
Sent Via Hand Carry
Sent By SH
Copies To None
To whom it may concern,
df you have any questions please give a call.
Sincerely,
S phen Ha L
Hayes Surveying
12 Sembrado • Rancho Santa Margarita, CA 92688
Tel: (949) 459-8989 • Fax: (949) 709-3040
MAF WAS PPi-APE; rQ; ORANEi
ASSESSOR DEPT. °JPPOSES ON >.
TIE ASSESSOR MARES NO GUARANTEE ASA_Sb?A:' NGR ASS,I.ES ANY
SES. NCT TO RE PE°RODLEED
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TR. NO 5787 M. M. 2/3- 24,25
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35
NOTE - ASSESSOR'S BLOCK a
PARCEL NUMBERS
SHOWN IN CIRCLES
ASSESSOR'S MAP
BOOK 142 PAGE 32
COUNTY OF ORANGE