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HomeMy WebLinkAboutInitial Plan IPZR2003028 - Supporting DocumentsI I • Recording Requested By: Bank One, N.A. Return To: Bank One, N.A. 10300 Kincaid Drive, IN1-9030, Fishers , IN 46038 Prepared By: Bank One, N.A. [Space Above This Line For Recording Data] DEED OF TRUST • MIN 100015000120056743 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21 . Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument " means this document, which is datedOctober 26, 2001 together with all Riders to this document. (B) "Borrower " is Marcus Kemmerer and Lisa Wancl , Husband and Wife 0 Borrower is the trustor under this Security Instrument. (C) "Lender " is Bank One, N.A. Lender is a corporation organized and existing under the laws of The United States of America 12005674 CALIFORNIA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS Form 3005 1/01 -6A(CA) (0005) Page 1 of 15 1ruUafs: VMP MORTGAGE FORMS - (8001521-7291 (Q)"RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs -the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (R) "Successor in Interest of Borrower " means any party that has taken title to the Property, whether or not that party has assumed, Borrower 's obligations under the Note and/or this , Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals , extensions and modifications of the Note;, and (ii) the performance of Borrower 's covenants and agreements under this Security Instrument and the Note . For this purpose , Borrower irrevocably grants and conveys to Trustee , in trust, with power of sale, the following described property located in the County of Orange [Type of Recording Jurisdiction] [Name of Recording Jurisdiction]. Lot 24 and Lot 25 in Block 805, Wesley park Section of Huntington Beach, in the City of Huntington Beach, County of Orange , State of California, as per map recroded ,in Book 4, Page (s) 17 of Miscellaneous Maps, in the office of the County Recorder of said County. Excepting therefrom that portion of Lot 25 described as follows: Beginning at the Northwesterly corner of,said Lot 251 thence South 18 degrees 20' East along the Westerly line of said lot 84.52 feetl thence North 15 degrees 8' East 75 feet more or less to a point in the North line of said lot, distant 0.64 feet North 80 degrees 20' West from the Northeast corner thereofl thence North 80 degrees 20', West along the Northerly line of said lot, 46 .86 feet to the point of beginning. S Parcel ID Number: 0 2 4 - 0 81- 2 0 which currently has the address of 226 Crest Ave [Street] Huntington Beach [City], California 92648 [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose.and sell the Property; and to take any action required of Lender including, but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, yxcept for encumbrances -6A(CA ) (ooo5i Initials: 12005674 Page 3 of 15 •f Form 3005 1/01 This document was prepared by* GreenPoint Mortgage Ending , Inc------------ ------ Please return this document after recording to: GreenPoint Mortgage Funding, Inc.--------------- -- ---- ---- ---- 100 Wood. Hollow Drive Distribution Department Novato, California 94945------------- ------------------ -------- ------ -------------------------•--------- • State of California Space Above This Line For Recording Data DEED OF TRUST (With Future Advance Clause) 1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is may 8, ..2002 ..................._............ and the parties, their addresses and tax identification numbers, if required, are as follows: GRANTOR: Marcus Kemmerer and Lisa Mancl, Husband and Wife If checked, refer to the attached Addendum incorporated herein , for additional Grantors, their signatures and acknowledgments. TRUSTEE:Marin Conveyancing Corporation, A California Corporation 1100 Larkspur Landing Circle , Suite 101 Larkspur , California 94939 LENDER: GreenPoint Mortgage Funding, Inc. 100 Wood Hollow Drive Novato , California 94945 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debt (defined below) and Grantor's performance under this Security Instrument, Grantor irrevocably grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following described property: APN:024 081 19 The property is located in orange . .......... ...........(County) at ....................... ...... ............... 228 Crest Avenue , Huntington Beach , California 92648.... (Address) (City) (ZIP Code) Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall not exceed $ 90., 000.00 , This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained in this Security Instrument. 4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: A. Debt incurred under the terms of all promissory, note(s), contract(s), guaranty(s) or other evidence of debt described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s) secured and you should include the final maturity date of such debt(s).) Home Equityline of Credit Agreement Dated : 05/08/2002 Maturity Date: June 1, 2017 CALIFORNIA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA . FHLMC . FHA OR VA USE) 0 1994 Bankers Systems, Inc., St Cloud, MN Farm OCP-REOT-CA 10/2/98 © -C465 (CA) (9911 ) 02 VMP MORTGAGE FORMS - (800)521-7291 UUGX-31 X /page 1 of 6) 100013801062310200 m2533 >Aq, am dl N n rr .._...._.._._._._...tatoms..,.:.xrzc..,tud..,lu TTZl-tta:.... uabana...aad..pa.r. ........._.._..._ ......................... For a Valuable Consideration . the receipt of wbfeb is hereby acknowledged , do......_ hereby GRANT D02013 3 Y. PRINII[.011t a married woman aV that reel property aitoated In the Cowry of. ................... 0.1°mt................ .., State of California, described as follows: Lots 24 and 25 in Block 805, Wesley Park Section of Huntington leach, as per map recorded in Book 4, page 1? of ifiaeellansous !lops, in the office of the County Racore zr for Orange County, California. LX02CPTINO TIMRlrFROU that portion of lot 25 described as follows, Beginning at the Northwesterly corner of saic Lot 25!thence °o.;;h 180 201 teat along the Westerly line of raid lot, 4.52 feet{ thence Worth 150 81 Zest 75.00 feet, more or lase, to a point in the North line l of sstid lot, distant 0.64 feet North 80 201 West from the Northeast corner thereof; thence North 600 201 lest along the Narther'y line o^ said lot, +6.86 feet to the point of beginning. l .. Dated ..............lyY Zs -1953... STATE OF CAf2FOENIA COUNTY OF _.(( .L.. ............z.....'e,.......... SPACE $CLOW r OR RECORDER 'S USE ONLY Q6tiE0OM AT REQUEST ORA1tai CO. Tema ca before sae. Ili 'eadarsleas s N.tasi Pallls,la sad for saw C.sM r d Dtatti,f 4«aNMa1 ,ti'<tiit' . l Vii, •,,1^ .. j. Yn a A. hL 51 ?w.caot.ttir.- 7M19tr*r '.7A%•'llal n ryJ•' 3/II/Z) (-( Ll 5A'- 4290l a.WITNESS my an and o is a . 13.Cuv lLt- GRANT DEED BERT W. HARDING, JR. and BARBARA LEE HARDING , husband and wife , in consideration of ten Dollars to them in hand paid , the receipt of which is hereby acknowledged , do hereby 1 grant to WALTER S. NOGLE and HATTIE NOGLE, husband and wife, as point tenants, all that real property situated in the City of Huntington Beach , County of Orange, State of California, described as follows: Lots 24 and 25 in Block 805 , Wesley Park Section of Huntington Beach , as per map recorded in Book 4, page 17 of Miscellaneous Maps, in the office of the County Recorder for Orange County , California.1 • WITNESS our hands this 15th day of October 1945.I ' nU.S I.R.s 4.95 Bert W. Harding Jr.fiance STATE OF CALIIGRNIA Al)Barbara Lee Harding County of Orange , )as. On this 15th day of October, 1945, before as, II.a N. Dabney, a Notary Public in and for said County, personally appeared Bert W. Harding Jr. and Barbara Lee Harding known to no to be the persons whose names are subscribed to the foregoing instrument and aoknowledg that they executed the same. I h d ff 1 1 S 1 ---000--- Ila N. Dabney Notary Public in and for said County-and-State. -42901-Recorded at request of Security Title Insurance and.Quarantee, Co.•at,9 A.i.44v; ((SEAL)) 29,`1945,1A Boost 1364 , page 391, OfficialrReoorda of brang. Oonr t),'California , Teel-1.00/jCocnty Recorder ,lolrarland ;'i a ;WY'f ig'3 7 er H t r1tP tT,I r!r •:;,,tYe U.CG C taGrace tox w .. ; .i,.., 2267 PAGE 562 .63514 Grant Deed ' '--' _ .............JILTER ...N04LE..aad.AATTu1100ISr •..husband..4nd ••wlfe ............... .............. ............ ... 0.... ............. ........._........ ........ ............... _..... ............... ............ .................................. .... ............... ........ . .......... For a Valuable Copsideratiou „ the receipt of which is hereby acknowledged , do...C... hereby GRANT to ................VON GENTRY and ELLA B. OENTRYt husband and +lfel ae Joint tenants. all that real property situated in the Coeyfty oL........... Oran p .....................................State of California, described as follow,: All that portion of Lot 25 in Block 805 of Wesley Park Section, Huntington Beach, as per map recorder In Rook 4, page 17 of Miscellaneous Maps, recorre of Or-rtn?e Count;-, cal, !'ornta, described as follower Beginning at, the \orthwaaterly corner of said lot 251 thence South 18° 201 East R'.our the °esterl„• line of said lot, 84.52 feet; thence North 150 81 East ?5.01 feet, more or less, to a koint in the North lane of said lot, di.-tant 0.64 feet North 600 204 Test from the Nortneast corner thereof ; thence North 8O0 200 Weet along the •:ottheri' line of saki "ot, `u.Sf feet to the point of beginning. Dated ............Dacember 17th. 1951 e at 0 , ti1'r-x _.. STATE OF CALIFORNIA COUNTY OF F on..December ldt .l.l......._...... before me. the uadeeeiaaod , a Nota es,..PubIIC In and for said County and State, persooetlr appeared ...... .... .... ........ _..... . .ioasi to b tba pasAL wboeo nums.&AU.__ e Am" to till W" lastruinew aad.cknowledgod that .._ _...._1kft _-.eaemAed the w- WITNESS my baud and eakW east. f i4i WAZA I. sad far «{d C. 1y a d Siata._. Itb atsdt" 00" Jar L flee SPACE BELOW FOR RECORDER 'S USE ONLY aeCOBDllD AT nsQUR! OR 1a.. DEC q,71951 as 9Mttk M2267 Pea 562OMCUL Anconaolttatw4nw. e-•'- sei. /. r o -- Cti'Mjt l_aw_ BQ (2938 PA6E369 ('STAMPS NO THIS `SPACE ;w+tvf''z `f 'iMtiIMi yttlMl .Mlr-.MRJ `AMOIt,TIT1d OCWMV AFFIX I R a f'OR A VALUABI:$ COINSIf !HA 'ION'',ini's - of which to hereby acknowledged, 0 •IDOLORa,1i..;z. 4 Y ;,<,8Ii0 ,, `a_ narrifd} woman 'CRANT to 'ZLY1R LLt RPRd=If8±0w a serried man, as his separate dies hereby u • the real pr*Per y,lnw Oi£y' 6k'4UAt1ngton Beach State of Cdtfotnu;Abed n: _..4TAtPO T YA'_,t,t,O1,O.tf b,CINVCat: 4F. tea.. e _ . County of L,otts,,24,and -25` In Bo k O5,,,;llesley ,Park Section of HuntingtonBbr 'oh , is -mape, "eoosded `ia,,Book 4, page 17 of Zsiecellaneoue :'.11'8pd, tlnt'the ;ofiYoe?;off the 'CouhtyfReeorder for Orange County,-,,Califrnia r,',f ¢ki ,a. i3 i isn'g i VM51 r,t *eter ,l y garner of said Lot 25; thence ,;tt, 5,soutih , 20 its along ;ttie +,>rti'sterly line of said lot 61+C2 •'eec.;t2}encc °Nortnl5,x„a "• tewr , %,. feet more or lees to oint it the' forth l}ins !of sai 'dJ`,1 t ' di' tang , 24 0.64 feet North 80 6 20, 'Nest at along" o rth aohl e N tt 0'e }Hortneily l ea t .86 feet heto point of i egi `uhi`ng' Oonsidertition for this` died is„less than $10.00, No Rsvenus ataaps required. 1 of wted.JA1 v-tilry 14..:195!i. ry STATE OF.CALIFORNIA COUNTY OF _tOr11 _ __ .< .tiidcc Nitar '}Psblle,lo1,tbs`'<;b-fore as ,. x and for said C.na y'sad Stet's 4/irssaa111 q sarsd+ ++~-,sry t'' ' ' i r'V .eH {Y:,PrirnaLe ''if ___ •i+'krwa to a. Io a t s /srioa _ _ whoa ran ' is c_t'aadi.ckrrlsda d Ibnlfbitlnbdatraeos r t1.'t11 {iab.cn s r t o ` ,a 8tld sasc.* d tbs sash " '. 'WITNESS band'asdii4.J sal SPAC E a[LOW FOR RECORDER a USE ONLY RECORD6)ATkR6QurST OF 8JGli $, PA;'E 369 Miff l?AS { OF1)c ALLRR1CORD:ORANGE COUNTY CALt' -11 zz6 4 zzS •sJ _- € cac 5trtro I ( MatnII ro Cs o ly Ao-c= I CtT 1?o $i _ ca. - 5-frZvLTvR.e_ i „1 Z' "f cat' . Z o t/ 2],atrsc Z C.`P 5i fvlt- Al - Cc,,.,s S_ rte.4 v _ Cow -- 6-c 3 So ,:Gv?Foy ,vim -caa 4 Y-.7 , j=; ,.I 7 _4r•:! . y . - _ y ! ,- o' y +t ,` f 1 f J :•U-! ice' 'i - ^ --: • - r ,- -- -° . ., -, ..f. t'-"i`. ;d e7$,wvu-JS61 I h 94 N - s NO 0809 39.rS 8LS7 ' 3L$7 36.50' 30.50' S7.S0' LAKE Go.------ I WESLEYco 0 20'15' P. M. r r"5:N OO / V 39 38 15, 37 36 PARK r zr is, PAR.2 P^3 0. 181 AC. 91.21' 13. i9' 0. 172 AC. S 11G.19' PAR. 4 0.179AC. /. /74C. yl y'b+t it 75' 9.92' 91.92 0.498 AC. 308-43 BL K J 8U5j2 1.5.92' 3/ 2f Z ts5' 30(s 23 24 29 Q5 24 I4LSO' 28 27 is /2 25 S \ l 1 i \ t5 w o ;to .r Q„ w0 6 t e' r \ 5 3 Nt `i t2 s_t -,' '%4 39', Qi 47 45 s5/49 40 \3t ue " 44 %42 46 %50 48 % 53 M % • \ THIS MAP WAS PREPARED FOR ORANGE COUNTY ASSESSOR DEPT. PURPOSES ONLY. THE ASSESSOR MAKES NO GUARANTEE AS TO ITS ACCURACY NOR ASSUMES ANY LIABILITY FOR OTHER USES. NOT TO BE REPRODUCED. ALL RIGHTS RESERVED. COPYRIGHT ORANGE COUNTY ASSESSOR 2000 MARCH 1948 0 60' KNOXVILLE AVE. (ABAND. 3,!) ISD' MAIN /Ipso' 4. f 33.15 r4 )IISa'$ LSD' BL K v 80532 39 141.60' 28 27 is, 38 37 3/ 217 301 9 23" `124' 29 ns24_?Lp 19 3137 ' $1.37 36 .50' 36.50' 51.50' 6 17 18-19 20 ir .- q ---- O N s LAKE 19' 20' 75' P. M. PAR. 2m 1.5 a NO 0809 308-43 105.92' 0.498 AC. b HUNTINGTON BEACH, WESLEY PARK SECTION TRACT N0. 10809 PARCEL MAP (ABAND. P.E. 20'RECIPAOCAL DRIVE' 1s' PAR. 3 P 0.172 AC. t 1 f9' 19.82' 94.82' 1 1t 1t 15'tl }t 0.179AC. PAR.4 1 1 1 s t ? 1 3 Y 1 s.Ilt tt tl 27t 25 2 %3T 35133 31.Y -& •1-4 39 A 28i4514 s•32 ti30,4T s 36 t34 K IFS /x"46 44142 40 1• a; U1 t48 l H 1 „1 1t Mltd It 1... sae 25-05 1, 17AL BL K. 804 400' R.R. R/W) sag N0 -3O-8?.1 1 01 h t25%21 4 122 dl t 1 tl.lb' 1 t 12180' 1 1112. t' t 1 1 11 1 1 t 1 1 tl ; 1 tl tl ` 1 1 t t l 1 tl 1 1 l t t 1 1 21 a 1'a,tt i2 1 o f l t J 11 tt t1 tt 'D 11 1 1 , t1 tt tt 1t tl It 1Z(19 ti 1 1 1 1 5 71ltlas 3 t //-9 ilT t15 s_4 12 19 14 / 0 X0 &615 2`' 1 20 t!8 116i1 dll „ 1 , (Q dl 1 t 291a 42 .SAC t115, STREET ¢ - 1s t 1 17 2528 25 N POR.S112, N 112t SEC. 11. T 6 S. R 11 W M.M. 4-17 NOTE - ASSESSOR'S BLOCK ASSESSOR'S MAP M.M. 468 -29. 30. 31 PARCEL NUMBERS BOOK 24 PAGE 08 P.M. 152-47.308 -43 SHOWN IN CIRCLES COUNTY OF ORANGE J2 MAIN STREET 1"= 100' N-