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HomeMy WebLinkAboutLot Line Adjustment LLA2006014 - Supporting Documents• Mail recorded copies to: CITY OF HUNTINGTON BEACH CITY CLERK 2000 Main Street Huntington Beach, CA 92648 Space • Recorded In Official Records , Orange Coun ty Tom Daly, Clerk-Recorder 0 nllglnllllnl&Illllllllnulllllld111IIII1I21.00 2007000757269 04:30pm 12128/07 111 200 L09 6 0.00 0.00 0.00 0.00 15.00 0.00 D.00 0.00 above reserved for County Recorder's use CITY OF HUNTINCTON BEACH LOT LINE ADJUSTMENT No. 06 - 14 Fee: I R OWN R F XI TIN PARC S: (I/We) hereby certify that: 1) (I am/We are) the record owner(s) of all parcels proposed for adjustment by this application: 2) (I/We) have knowledge of and consent to the filing of this application: and 3) The information submitted in connection with this application is true and correct. APN: NAME: 023-094-19 Ste hen Tahmisian and Linda Lee Tahmision, trustees, or successors in trust, under the revocable trust a reement of Ste hen Luther Tahmisian and Linda Lee Tahmision, Dated Februar 8, 2006, and an amendments thereto APN: NAME: ADDRESS:309 18th St. A t. D Huntington Beach, CA 92648 ADDRESS: DAYTIME DAYTIME TELEPHONE:-714 293-9104 TELEPHONE: ,G Signature Signature Name: Ste hen Tahmisian Name: .11 _1494 ignature Name: Linda Lee Tahmisian • CITY OF HUNTINGTON BEACH LoT LINE ADJUSTMENT No. 06 - 14 STATE OF CALIFORNIA COUNTY OF ORANGE SS ON THIS DAY OF I' rcc 200 ' I , BEFORE ME, A NOTARY PUBLIC IN AND FOR SAID STATE, PERSONALLY APPEARED V L ~CC11ivu PERSONALLY KNOWN TO ME OR PROVED TO ME ON THE BASIS OF SATISFACTORY EVIDENCE TO BE THE PERSON(S) WHOSE NAME(S) IS/ARE SUBSCRIBED TO THE WITHIN INSTRUMENT AND ACKNOWLEDGED TO ME THAT HE/SHE/THEY EXECUTED THE SAME IN HIS/HER/THEIR AUTHORIZED CAPACITIES, AND THAT BY HIS/HER/THEIR SIGNATURE(S) ON THE INSTRUMENT THE PERSON(S), OR THE ENTITY UPON BEHALF OF WHICH THE PERSON(S) ACTED, EXECUTED THE INSTRUMENT. WITNESS MY HAND: NOTARY PUBLIC IN AND FOR SAID STATE. PRINT NAME MY COMMISSION EXPIRES: MY PRINCIPAL PLACE OF BUSINESS IS IN COUNTY. STATE OF CALIFORNIA 1 COUNTY OF ORANGE SS ON THIS 99 DAY OF 200 r BEFORE ME, -QSe A NOTARY PUBLIC IN AND FOR SAID STATE, PERSONALLY APPEARED 1 l ( 1 PERSONALLY KNOWN TO ME OR PROVED TO ME ON THE BASIS OF SATISFACTORY EVIDENCE TO BE THE PERSON(S) WHOSE NAME(S) tS/ARE SUBSCRIBED TO THE WITHIN INSTRUMENT AND ACKNOWLEDGED TO ME THAT HEf6HEITHEY EXECUTED THE SAME IN I-I1GIHER/THEIR AUTHORIZED CAPACITIES, AND THAT BY I-4ISfHER/THEIR SIGNATURE(S) ON THE INSTRUMENT THE PERSON(S), OR THE ENTITY UPON BEHALF OF WHICH THE PERSON(S) ACTED, EXECUTED THE INSTRUMENT. WITNESS MY HAND: MY COMMISSION EXPIRES: 9 C u PA MY PRINCIPAL PLACE OF BUSINESS IS IN COUNTY. NOTARY PUBLIC IN AND FO SAID STATE.OEM low Commission 6 1636356sNotary Pubkb - Csufmm0n -O %M1w.M COUNTY M! comp. am*" Jan. % 2010 PRINT NAME CTY OF HUNTINCTON BEACH LOT LINE ADJUSTMENT No. 06 - 14 PREPARER: CONTACT PERSON: ADDRESS: DAYTIME TELEPHONE NO: R.H. CAHL JONES CAHL & ASSOCIATES 18090 BEACH BLVD. SUITE 12 HUNTINGTON BEACH CA 92648 714 848-0566 This document consisting of 6 pages was R.H. CAHL My Registration Expires: COUNTY: AN,L- tprepared by me or under my direction. tNO. 210053/Z1 /0 7 * Exp.9 30 07 4 CeR.C.E. 21005 LP9TF CMAL\ CA 9 30 07 Examined and Approved as to survey content only for Raymond L. Mathe, County Surveyor By.<.. ;i.-4)EP'1TY Raymond L. Mathe, L.S. 6185 County Surveyor My License Expires : 3/31/08 Dated this day of 7i/ lv) IQ Z-007 CITY ENGINEER: 0 t.AND ?`' G,HOfi/yF9 *EXP.03MI, U'l No.7212 Q-.q/ OF CALA-0 This Lot Line Adjustment Application has been examined and approved by the City of Beach. Q'OFE Si,K.Ho Ile o ,emsC6056O yravis K. Hopkins, City Engineer R.C.E. 60560 Date wMy Registration Expires: 12-31-08 PLANNING DEPARTMENT: EXP.(2-31'08.70*10 OF CA1.t Examined and Approved as to Zoning Conformance by the City of Huntington Beach Planning Department By.Date • 'A' ie owners: Stephen Tahmision and Linda Lee Tahmision, trustees, or successors in trust, under the revocable trust agreement of Stephen Luther Tohmision and Linda Lee Tahmision, dated February 8, 2006, and any amendments thereto CITY OF HUNTINGTON BEACH LOT LINE ADJUSTMENT No. 06 - 14 LEGAL DESCRIPTION 'EXHIBIT A' Existing Parcels Proposed Parcels AP Numbers= Reference Number. 023-094-19 PARCEL 1 SHT.1 OF 1 PROPOSED LEGAL DESCRIPTION OF PARCEL 1 LOT 14 AND THE NORTHEASTERLY 12-1/2 FEET OF LOT 12 IN BLOCK 713, WESLEY PARK SECTION OF HUNTINGTON BEACH, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 4, PAGE(S) 17, MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. SEE EXHIBIT "B" ATTACHED HERETO AND BY THIS REFERENCE MADE A PART HEREOF. PARCEL 1 CONTAINS 4,406 SQ.FT. (0.101 ACRES) MORE OR LESS. NOTE: THERE MAY BE EASEMENTS OF RECORD DELINEATED AND REFERENCED ON THE UNDERLYING MAPS OR THERE MAY BE OTHER RECORDED EASEMENTS WITHIN THE AREA BEING ADJUSTED THAT ARE NOT SHOWN ON THIS DOCUMENT THAT COULD ENCUMBER SAID PARCELS HEREIN. THIS DESCRIPTION/MAP HAS BEEN PREPARED BY ME OR UNDER MY DIRECTION 3-/Z-7/o7 R. H. C R.C.E. 21005 My Registration Expires: 9-30-07 H. c3 NO. 21005 Exp 9 30 07 CIVI.. OFCAO 9 0 City OF HUMINGTON B EACH LOT L INE ADJUSTWe-i T No. 06 - 14 MAP 'EXHIBIT B' Existing Parcels Orlnere AP Numbers: Stephen Tahmision and Linda Lee Tahmision, trustees, or successors in trust, under the revocable trust agreement of Stephen Luther Tahmision and Linda Lee Tahmision, dated February 8, 2006, and any amendments thereto AREAS EXIS77NG AREA PROPOSED AREA PARCEL 1 4,406.25 SQ. FT. 4,406.25 SQ. FT NOTE: DISTANCES AND BEARINGS SHOWN ARE RECORD PER TO BE REMOVED PER MAP OF WESLEY PARK SEC77ON OF HUN77NGTON THIS ADJUSTMENT BEACH M.M. 4/17 & INDICATED AS ( ). - - - EAIS77NG CENTERLINE - - EXIS771VG BOUNDARY LINES INDICATES EX7S77NG LOT NUMBER 37.50'N 0U)U) N LEGEND EXIS77NG BOUNDARY LINE TO REMAIN - - - - EXISANG BOUNDARY LINE 023-094-19 PARCEL 1 I 16 FA117.5' 1a 0 pg3------ N \-,qPalm St. 0 NI -_- _----------------(N48.40 W 162.50') - c`° H• c Ft-N . ca NO. 21005 *Exp.9 30 07 4t ,P CIVIL `P OF CAL\Fo THIS DESCRIPT7ON,4IAP HAS BEEN PREPARED BY ME OR UNDER MY DIREC77ON 3 27 v7 R.H. CAHL R.C.E. 21005 My Registration Expires: 9-30-07 Proposed Parcels Reference Number. 0 8HT.1 OF 1 NORTH SCALE : 1 = JO' v,- i L7.50',O6u I PARCEL 1 N dU, I IDM - - - - - - - - - - - - - I. 0 0 Q TY OF F'uN1INGTON BEACH LOT LCJE AD JUSTMENT No. 06 - 14 Owners: Stephen Tahmisian and Linda Lee Tahmisian, trustees, or successors in trust, under the revocable trust agreement of Stephen Luther Tahmisian and Linda Lee Tahmisian, dated February 8, 2006, and any amendments thereto LED EXIS77NC BOUNDARY LINE TO REMAIN - - - - EXISTING BOUNDARY LINE TO BE REMOVED PER THIS ADJUSTMENT -- - - EXISTING CENTERLINE - EA7S7ING BOUNDARY LINES INDICATES EXIS77NG LOT NUMBER AREAS EXISTING AREA PROPOSED AREA PARCEL 1 4,406 SO. FT 4,406 SO. FT. NOTE: DISTANCES AND BEARINGS SHOWN ARE RECORD PER MAP OF WESLEY PARK SEC77ON OF HUN77NGTON BEACH M.U. 4/17 & INDICATED AS (). EXISTING H SIDEWALK !37.50' EXISTINGSIDEWALK cpFESS/l GD H.Cq 0 NO. 21005 Exp,9 30 07 4t Cl\A\- OF CAOF 16 EXISTING RESIDEN MAP 'EXHIBIT C' Existing Parcels Proposed Parcels AP Numbers: Reference Number 023-094-19 PARCEL 1 E I FTINGEWOODC EXISTING STRUCTURE 0& 14 XISTING STRUC RE A 0 BE DEMOLISHEQQ 12 iA N EXISJGWOOD FENCE EXISTING RESIDENCE EXISTINGEXISTING STRUCTUR ONCRETE TO BE WALKWAY DEMOU ED ARC 1 EXISTING CMWALL EXISTING in WOOD FENCE SHT.1 OF 1 NORTH SCALE : l'-- JO' 117.5 v 1 EOD EWOOD FENCE EXISTING 5 STRUCTURE j EXISTING CONCRETE WALKWAY Yv 0 (162.50') Palm St. THIS DESCRIP770N/MAP HAS BEEN PREPARED BY ME OR UNDER MY DIREC77ON R.H. CAHL R.C.E. 21005 My Registration Expires: 9-30-07 N u en, Tess From: Emery, Paul Sent: Wednesday, November 08, 2006 8:38 AM To: Talleh, Rami Cc: Nguyen, Tess Subject: RE: Director Approval--Lot Line Adjustment No. 06-014 Please proceed, thanks -----Original Message----- From: Talleh, Ram! Sent: Wednesday, November 08, 2006 8:37 AM To: Emery, Paul Cc: Nguyen, Tess Subject: Director Approval--Lot Line Adjustment No. 06-014 Paul, Can we take action on this request? Rami From: Talleh, Rami Sent: Tuesday, November 07, 2006 1:29 PM To: Culbreth-Graft, Penny Cc: Nguyen, Tess; Fauland, Herb Subject : Director Approval--Lot Line Adjustment No. 06-014 In compliance with your request, the Planning Department is notifying you that the following application is ready for action by the Planning Department/Planning Director pursuant to Section 250.14-B-3-e of the HBZSO. Please let me know when the Planning Department can take action on the request. SUBJECT ENTITLEMENT: LOT LINE ADJUSTMENT NO. 2006-014 (Tahmisian Residence) APPLICANT/PROPERTY OWNER: Steve Tahmisian, 309 18th Street #D, Huntington Beach, CA 92648 REQUEST: To consolidate the 12.5 foot portion of Lot 12 to the 25 foot portion of Lot 14. LOCATION: 714 14th Street, Huntington Beach (east side of 14th Street, north of Palm Avenue) PROJECT PLANNER: Tess Nguyen - Associate Planner RECOMMENDATION: Approval 1 Mail recorded copies to: CITY OF HUNTINGTON BEACH DEPARTMENT OF PLANNING 2000 Main Street Huntington Beach, CA 92648 W O Space above reserved for County Recorder's use CITY OF HUNTINGTON BEACH LOT LINE ADJUSTMENT No. 06 - RECORD OWNER S OF EXISTING PARCELS: Fee:$ (I/We) hereby certify that: 1) (I am/We are) the record owner(s) of all parcels proposed for adjustment by this application: 2) (I/We) have knowledge of and consent to the filing of this application: and 3) The information submitted in connection with this application is true and correct. APN:023-094-19 APN: NAME: ADDRESS: Paul A. Tahmisian, as trustee of the Ste hen L. Tahmisian trust dated Februar 20, 1982, sub'ect to item No. 4 309 18th St. Apt. D Huntington Beach, CA 92648 NAME: ADDRESS: DAYTIME DAYTIME TELEPHONE:714 293-9104 TELEPHONE: Signature Signature Name:Paul A. Tahmisian, as trustee of the Name: Ste hen L. Tahmisian trust dated Februar 20, 1982, sub'ect to item No. 4 O STATE OF CALIFORNIA 1Jt SSCOUNTY OF ORANGE CITY OF HUNTINGTON BEACH LOT LINE ADJUSTMENT No. 06 - ON THIS DAY OF 200 , BEFORE ME, A NOTARY PUBLIC IN AND FOR SAID STATE, PERSONALLY APPEARED PERSONALLY KNOWN TO ME OR PROVED TO ME ON THE BASIS OF SATISFACTORY EVIDENCE TO BE THE PERSON(S) WHOSE NAME(S) IS/ARE SUBSCRIBED TO THE WITHIN INSTRUMENT AND ACKNOWLEDGED TO ME THAT HE/SHE/THEY EXECUTED THE SAME IN HIS/HER/THEIR AUTHORIZED CAPACITIES, AND THAT BY HIS/HER/THEIR SIGNATURE(S) ON THE INSTRUMENT THE PERSON(S), OR THE ENTITY UPON BEHALF OF WHICH THE PERSON(S) ACTED, EXECUTED THE INSTRUMENT. WITNESS MY HAND: NOTARY PUBLIC IN AND FOR SAID STATE. PRINT NAME STATE OF CALIFORNIA l COUNTY OF ORANGE j SS MY COMMISSION EXPIRES: MY PRINCIPAL PLACE OF BUSINESS IS IN COUNTY. ON THIS DAY OF , 200 , BEFORE ME, A NOTARY PUBLIC IN AND FOR SAID STATE, PERSONALLY APPEARED PERSONALLY KNOWN TO ME OR PROVED TO ME ON THE BASIS OF SATISFACTORY EVIDENCE TO BE THE PERSON(S) WHOSE NAME(S) IS/ARE SUBSCRIBED TO THE WITHIN INSTRUMENT AND ACKNOWLEDGED TO ME THAT HE/SHE/THEY EXECUTED THE SAME IN HIS/HER/THEIR AUTHORIZED CAPACITIES, AND THAT BY HIS/HER/THEIR SIGNATURE(S) ON THE INSTRUMENT THE PERSON(S), OR THE ENTITY UPON BEHALF OF WHICH THE PERSON(S) ACTED, EXECUTED THE INSTRUMENT. WITNESS MY HAND: NOTARY PUBLIC IN AND FOR SAID STATE. MY COMMISSION EXPIRES: MY PRINCIPAL PLACE OF BUSINESS IS IN COUNTY. PRINT NAME O PREPARER: CONTACT PERSON: ADDRESS: DAYTIME TELEPHONE NO: CITY OF HUNTINGTON BEACH LOT LINE ADJUSTMENT No. 06 - R.H. CAHL JONES, CAHL & ASSOCIATES 18090 BEACH BLVD. SUITE #12 HUNTINGTON BEACH, CA 92648 714 848-0566 This document consisting of 6 pages was prepared by me or under my direction. R.H. CAHL R.C.E. 21005 My Registration Expires:9/30/07 COUNTY: Examined and Approved as to survey content only for Raymond L. Mathe, County Surveyor Raymond L. Mathe, L.S. 6185 County Surveyor My License Expires: 3/31/08 Dated this day of CITY ENGINEER: QROFESS/, yq N0. 21005 Exp.93007 qTF C1 W- This s Lot Line Adjustment Application has been examined and approved by the City of Huntington Beach. Travis K. Hopkins, City Engineer R.C.E. 60560 Date My Registration Expires: 12-31-06 PLANNING DEPARTMENT: Examined and Approved as to Zoning Conformance by the City of Huntington Beach Planning Department • Owners: Paul A. Tahmisian, as trustee of the Stephen L. Tahmisian trust doted February 20, 1982, subject to item No. 4. • CITY OF HUNTINGTON BEACH LOT LINE A DJUSTMENT No. 06 - LEGAL DESCRIPTION "EXHIBIT A" Existing Parcels Proposed Parcels AP Numbers: Reference Number: 023-094-19 PARCEL 1 SHT. 1 OF 1 PROPOSED LEGAL DESCRIPTION OF PARCEL 1 LOT 14 AND THE NORTHEASTERLY 12-1 /2 FEET OF LOT 12 IN BLOCK 713, WESLEY PARK SECTION OF HUNTINGTON BEACH, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 4, PAGE(S) 17, MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. PART THEREOF. SEE EXHIBIT "B" ATTACHED HERETO AND BY THIS REFERENCE MADE A NOTE: THERE MAY BE EASEMENTS OF RECORD DELINEATED AND REFERENCED ON THE UNDERLYING MAPS OR THERE MAY BE OTHER RECORDED EASEMENTS WITHIN THE AREA BEING ADJUSTED THAT ARE NOT SHOWN ON THIS DOCUMENT THAT COULD ENCUMBER SAID PARCELS HEREIN. THIS DESCRIPTION/MAP HAS BEEN PREPARED BY ME OR UNDER MY DIRECTION 0 .OFESS/O DH /1\PR6-3 NO. 21005 M Exp.93o o7 4 R.H. CAHL R. C.E. 21005 CIVIL9My Registration Expires:9-30-07 F OFCALF i • MAP "EXHIBIT C" Existing Parcels Proposed Parcels Owners: Paul A. Tahmisian, as trustee of the Stephen L. Tahmisian trust dated February 20, 1982, subject to item No. 4. AREAS EXIS77NG AREA PROPOSED AREA PARCEL 1 4,406.25 SO. FT 4,406.25 SQ. FT NOTE.' DISTANCES SHOWN AS **. ** PER WESLEY PARK SECTION OF HUN77NGTON BEACH M.M. 4/17 EXISTING S SIDEWALK EXISTING WALL N o EXISTING CMUWALL EXISTING WOOD FENCE 117.5 EXISTING EXISTINGWOOD FENCE WOOD FENCE EXISTING 5 EXISTING RESIDENCE STRUCTURE EXISTING CONCRETE WALKWAY • CITY OF HUNTINGTON BEACH LOT LINE ADJUSTMENT No. 06 - AP Numbers: Reference Number: 023-094-19 EXIS77NG BOUNDARY LINE TO REMAIN - - - - EXIS77NG BOUNDARY LINE TO BE REMOVED PER THIS ADJUSTMENT - - - EXIS77NG CENTERLINE - - EXIS77NG BOUNDARY LINES 1f1 INDICATES EXIS77NG LOT NUMBER EXISTING RESIDEN16 G °° 14 EXIS NG STRUCT RE ni 0 BE DEMOLISHE QV 71ENCEWOOD EXISTING STRUCTURE EXISTINGEXISTING STRUCTUR CONCRETE TO BE WALKWAY DEMOLI ED PARCE 1 PARCEL I N ----7 W - i - --------- SHT. I OF 1 D NORTH SCALE : 1`-- 30' - ------- --------------------- 162.50' - ?OEZO ID H NO. 21005 Exp.9 30 07 • J'J9TOF VI c, Palm St. THIS DESCRIPTION/MAP HAS BEEN PREPARED BY ME OR UNDER MY DIRECTION R.H. CAHL R.C.E. 21005 My Registration Expires: 9-30-07 12 Owners: 0 Paul A. Tahmisian, as trustee of the Stephen L. Tahmisian trust dated February 20, 1982, subject to item No. 4. AREAS EXIS77NG AREA PROPOSED AREA PARCEL 1 4,406.25 SO. FT. 4,406.25 SO. FT. NOTE: DISTANCES SHOWN AS **. ** PER WESLEY PARK SEC77ON OF HUN77NGTON BEACH M.M. 4/17 37.50' N • CITY OF HUNTINGTON BEACH LOT LINE ADJUSTMENT N o. 06 - MAP "EXHIBIT B" Existing Parcels Proposed Parcels AP Numbers: Reference Number: 023-094-19 EXIS77NG BOUNDARY LINE TO REMAIN - - - - EXIS77NG BOUNDARY LINE TO BE REMOVED PER THIS ADJUSTMENT - - - EXIS77NG CENTERLINE - - EXISTING BOUNDARY LINES XX INDICATES EXIS77NG LOT NUMBER PARCEL I 117.5' 14 N PARCEL 1 Qe BOUNDARY LINE CTO BE REMOVED 12 117.5' SHT. 1 OF 1 NORTH SCALE : 1"-- 30' _ _ _ 7.500 10 q Palm St. PROFESS/, a1,RD H. „K F NO. 21005 Exp.9 30 07 J'gTFo CA\je-f THIS DESCRIPTION/MAP HAS BEEN PREPARED BY ME OR UNDER MY DIRECTION R. H. CAHL R. C.E. 21005 My Registration Expires: 9-30-07 FROM : Michael Mehalick Desig FAX NO. : 714-374-2150 • Aug. 18 2006 02:30PM P2 ----000- 311266 QE WT =D PHILIP NORTON sad LALITA NORTON, husband and Wife, and GL NN.C. BAILEY, an unmarried man In consideration of Ten Dollars to them in hand paid the iecetpt of whichie hereb,y acknowledged, od hereby Grant to LTTYA L. LITTLE, a carried woman all that real property situ- ate in the City of Huntington Beach, County of Orange, State of California , described as folio e*i: Lot 14 and. the Northeasterly 121 feet of Lot 12 in Block 713, Wesley Park Section of Huntington Beach, as per map recorded in Book 1., page IT of Miscellaneous Maps, in the office of the County Recorder for Orange County, California. SUBJECT TO a deed of Trust securing an indebtedness of $1L,000 .00 as per its terms now of record. SUBJECT TO taxes for fiscal year 1.9115-11+6. SUBJECT TO oovenants, conditions, restrictions, reservations, rights, rights of way, and easements now of record., it any. WITNRBS our bands this 7th day of August, 194-5. U.S. anoef .2O Philip Norton Lalita Norton Glenn 0. Bailey STATE OB' CALTY0V!A, ). .County of Los Angelea,)es. On this 7th day of August , 19115, before fee, Julia McMahan, a Notary-Public in an& for said County, personally appeared Philip. Norton, Lalita Norton and Glenn C. Bailey knower to me to be the persons othoee names are sub-:• soribeG to the foregoing Instrument and acknowledged that they.exeoute.d the same. WITNESS my hand and Official Beal. . ((3EaL )) Julia McMahan Notary Public in and for said County and State. 34r Commission Expires Dec. 1, 1947. 311266 Recorded, at request of security-First Nat !1..' Bank of Los Angeles at 13 min. past 9 A.X.Oct . 3, 1911.5, in Book 13511., page 1102, Offici a l Records of Orange County, Califor a. : Fee. 1.QO/4. Ruby MoF'nrlsnd, County Recorder. Grace Powers CCt4PARSD Esther Freier X000--- I CERTIFY THAT.IF THIS SEAL IS AFFXE) IN PURPLE INK. THIS ISATRUE AND CORRECT CO?Y OF THE FERMANENT RECORD FILED OR RECORDED 1,,4THIS OFFICE. DATE6-(( 04(0 FEE COUNTY-CLERK RECORDER ORANGE COUNTY STATE OF CALIFORNIA FROM : Michael Mehalick Desig *FAX NO. : 714-374-2150 0 Aug. 18 2006 02:30PM P3 TICOR TITLE, COMPANY OF CALIFORNIA 18302 Irvine Blvd, Suite 100 Tustin, CA 92780 (714) 289-3300 Issuing Agent for Ticor Title Insurance Company TRANSMITTAL TITLE OFFICER: Cindy Fern ORDER NO.: 883109-12 DATE: August 14, 2006 3:44 PM PRICELINE MORTGAGE COMPANY LLC 8201 CYPRESS PLAZA DRIVE #100 JACKSONVILLE, FL 32256 Attn:BILLIE HAMRICK Your Ref: TAHMISIAN PHONE; (714) 289-3306 EMAIL: cfernOticortitle.com FAX: (714) 289-7105 PROPERTY ADDRESS: 714 14TH STREET, HUNTINGTON BEACH, CA BORROWER: TAHMISIAN, STEVE Enclosed please find A PRELIMINARY REPORT. Thank you - we appreciate your business! FF.OM : Michael Mehalick Desig*FAX NO. : 714-374-2150 0 Aug. 18 2006 02:31PM P4 TI R TITLE COMPANY OF CALIFORNIA 18302 Irvine Blvd, Suite 100 Tustin, CA 92780 (714) 289-3300 Issuing Agent for Ticor Title Insurance Company TICOR TITLE ESCROW - TUSTIN -MAIN OFFICE Escrow Officer: Tustin Escrow 18302 IRVINE BLVD. SUITE 100 Escrow Phone: TUSTIN, CA 92780 Escrow Fax: ATTN: ERCY BAIDE Escrow Email: YOUR REF: 33317143-EB Title Officer: Cindy Fern ORDER NO.., 883109- 12 Title Officer Phone: (714) 289-3306 PROPERTY: 714 14TH STREET, HUNTINGTON BEACH,Title Officer Fax: (714) 289-7105 CA 92648 Title Officer Email: cfem@ticortitle.com DATED AS OF: May 09, 2006 , 7:30am PRELIMINARY REPORT In response to the application for a policy of title insurance referenced herein, Tlcor Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an Exception herein or not excluded from coverage pursuant to the printed Schedules, Conditions and Stipulations of said Policy forms. The printed Exceptions and Exclusions from coverage and Limitations on Covered Risks of said Policy or Policies are set forth in Exhibit A attached. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Polities of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Exhibit A. Copies of the Policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) Is issued solely for the purpose of facilitating the issuance of a Policy or Policies of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the Issuance of a policy of title insurance, a Binder or Commitment should be requested. The Policy(s) of title insurance to be issued hereunder will be policies of Ticor Title Insurance Company, a California Corporation. Please read the exceptions shown or referred to below and the exceptions and exclusions set forth in Exhibit A of this report carefully . The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered. It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. TICOR TITLE: COMPANY OF CALIFORNIA BY 9--`AuthoruW S'grnatory ar '00.b .r M.tM$ 7 ' ATTEST Form PR-S Preliminary Report Cover (Rev. 11-17-04) FROM : Michael Mehalick Desigr o FAX NO. : 714-374-2150 • Aug. 18 2006 02:31PM P5 YOUR REFERENCE: 33317143-EB ORDER NO.: 883109-12 SCHEDULE A THE FORM OF POLICY OR POLICIES OF TITLE INSURANCE CONTEMPLATED BY THIS REPORT IS: American Land Title Association Loan Policy (10-17-92 ) With ALTA Form 1 Coverage THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORT IS: A FEE TITLE TO SAID ESTATE OR INTEREST AT THE DATE HEREOF IS VESTED IN: PAUL A. TAHMISIAN , AS TRUSTEE OF THE STEPHEN L. TAHMISIAN TRUST DATED FEBRUARY 20, 1982 , subject to Item No. 4. THE LAND REFERRED TO IN THIS REPORT IS SITUATED IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AND IS DESCRIBED AS FOLLOWS: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF FROM : Michael Mehalick Desig FAX NO. : 714-374-2150 0 Aug. 18 2006 02:32PM P6 YOUR REFERENCE: 33317143-EB ORDER NO.: 883109-12 EXHIBIT "A" LOT 14 AND THE NORTHEASTERLY 12-1/2 FEET OF LOT 12 IN BLOCK 713, WESLEY PARK SECTION OF HUNTINGTON BEACH, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 4, PAGE(S) 17, MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. Form PR-S Page 3 FROM : Michael Mehalick Desig FAX NO. : 714-374-2150 • Aug. 18 2006 02:32PM P7 YOUR REFERENCE: 33317143-EB ORDER NO.: 883109-12 SCHEDULE B AT THE DATE HEREOF, EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN SAID POLICY FORM WOULD BE AS FOLLOWS: A. B. Property Taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2006-2007. Property Taxes for the fiscal year shown below are PAID. For proration purposes, the amounts are: APN:023-094-19 Fiscal Year;2005-2006 Code Area:04001 1st Installment:$280.77 PAID Znd Installment:$280.77 PAID Land:$18,521.00 Improvements:$18,377.00 Exemption:$0.00 HOMEOWNERS C. The lien of supplemental taxes , if any, assessed pursuant to the provisions of Chapter 3.5 (Commencing with section 75) of the Revenue and Taxation Code of the State of California. 1. Water rights, claims or title to water, whether or not disdosed by the public records. 2. Covenants , conditions , restrictions and agreements , if any, appearing in the public records, deleting therefrom any restrictions indicating any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status or national origin. Easements or servitudes appearing in the public records. Leases , grants, exceptions or rese rvations of minerals or mineral rights appearing in the public records. Loss or damage by reason of any violation, variation, encroachment or adverse circumstances affecting the title that would have been disclosed by an accurate survey. 3. We find no open Deeds of Trust of record. Please verify by inquiry of escrow personnel and/or agents whether or not we have overlooked something and advise the title department accordingly prior to close of escrow. 4. Any invalidity or defect in the title of the Vestees in the event that the trust referred to herein is invalid or fails to grant sufficient powers to the trustee(s) or in the event there is a lack of compliance with the terms and provisions of the trust instrument. if title is to be insured in the trustee(s) of a trust, (or if their act is to be insured), this Company will require a Trust Certification pursuant to California Probate Code Section 18100.5. The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents. A copy of the Trust Certification form is attached hereto for your convenience. 5. In order to complete this report , th is Company requires a Statement of Information to be completed by the following party(ies), Party(ies): ALL PARTIES The Company reserves the right to add additional items or make further requirements after review of the requested statement(s) of Information. END OF EXCEPTION ITEMS Form PRS Page 4 FROM : Michael Mehalick Desigr0 FAX NO. : 714-374-2150 . Aug. 18 2006 02:33PM P8 YOUR REFERENCE: 33317143-EB ORDER NO.: 883109-12 SCHEDULE B (continued) NOTES AND REQUIREMENTS NOTE: Amended Civil Code Section 2941, which becomes effective on January 1, 2002, sets the fee for the processing and recordation of the reconveyance of each Deed of Trust being paid off through this transaction at $45.00. The reconveyance fee must be clearly set forth in the Beneficiary's Payoff Demand Statement ("Demand"). In addition, an assignment or authorized release of that fee, from the Beneficiary to the Trustee of record, must be included. An example of the required language is as follows; "The Beneficiary identified above hereby assigns, releases or transfers to the Trustee of record, the sum of $45.00, included herein as 'Reconveyance Fees', for the processing and recordation of the Reconveyance of the Deed of Trust securing the indebtedness covered hereby, and the escrow company or title company processing this pay-off is authorized to deduct the Reconveyance Fee from this Demand and forward said fee to the Trustee of record or the successor Trustee under the Trust Deed to be paid off in full." In the event that the reconveyance fee and the assignment, release or transfer thereof are not included within the demand statement, then Ticor Title Company may decline to process the reconveyance and will be forced to return all documentation directly to the Beneficiary for compliance with the requirements of the revised statute. 2. None of th e items shown in this report will cause the Company to decline to attach CLTA Endorsement Form 100 to an Extended Coverage Policy, when issued. 3. The Company is not aware of any matters which would cause it to decline to attach the CLTA Endorsement Form 116 indicating that there is located on said land a SINGLE FAMILY DWELLING Known as: 714 14TH STREET In the CITY of HUNTINGTON BEACH County of ORANGE State of CALIFORNIA to an Extended Coverage Loan Policy. 4. There are NO deeds affecting said land recorded within twenty-four (24) months of the date of this report. 5. The charge for a policy of title insurance, when Issued through this title order, will be based on the Basic (not Short-Term) Title Insurance Rate. 6. The current owner does NOT qualify for the $20.00 discount pursuant to the coordinated stipulated judgments entered in actions filed by both the Attorney General and private lass action plaintiffs for the herein described property Form PR-S Page 5 FROM : Michael Mehalick Design• FAX NO. : 714-374-2150 • Aug. 1S 2006 02:33PM P9 YOUR REFERENCE: 33317143-EB ORPER NO.: 683109-12 SCHEDULE B (continued) NOTES AND REQUIREMENTS (continued) ATTN: NEW WIRE IN TR I N - E FECTIVE .TU E 8 2005 When funds are wired to Ticor Title Com an lease use the instructions below: Premier Commercial Bank ABA (routing number) 122 243 350 Wy 2400 E. Katella Ave #125 Account No: 1002161 Anaheim, CA Account Name: Ticor Title Company Escrowirust Account Please credit Ticor Title Company and reference our escrow number and borrower to avoid return of funds NOTE: Section 12413.1, California Insurance Code became effective January 1, 1990. This legislation deals with the disbursement of funds deposited with any title entity acting in an escrow or subescrow capacity. The law requires that all funds be deposited and collected by the title entity's escrow and/or subescrow account prior to disbursement of any funds. Some methods of funding may subject funds to a holding period which must expire before any funds may be disbursed. In order to avoid any such delays, all fundings should be done through wire transfer, certified check or checks drawn on California financial institutions. Funds received by Ticor Title Company via wire transfer may be disbursed upon receipt. Funds received by this Company via cashier's check or teller's check may be disbursed on the next business day after the day of deposit. If escrow funds (including shortage checks ) are disbursed to this company other than by wire transfer , cashier 's check or teller 's check , disbursement and/or closing will be delayed 3 to 7 business days. Questions concerning deposit and/or disbursement of escrow and sub-escrow funds and recording should be directed to your title officer, escrow officer or loan payoff officer. Outgoing wire transfers will not be authorized until we have confirmation of our recording and one (1) of the following: A. We have received confirmation of the respective Incoming wire. B. Collection of a deposited check. NOTE: This company DOES require current beneficiary demands prior to dosing. If the demand is expired and a current demand cannot be obtained, our requirements will be as follows: If this Company accepts a verbal update on the demand, we may hold an amount equal to one monthly mortgage payment. This hold will be over and above the verbal hold the tender may have stipulated. If this Company cannot obtain a verbal update on the demand, we will either pay off of the expired demand, or wait for the amended demand, at the discretion of the escrow. NOTE: On any open line-of-Credit or Equity Credit Une loans: Ticor Title Company will require the borrower to turn in any unused checks to the lender and do whatever is necessary to have the lender freeze or terminate the account, otherwise their demand makes us responsible for any checks or cash withdrawals that are outstanding and we will be forced to hold the difference between the principal and the maximum that can be borrowed until the lender has received our payoff check and the account is zeroed. ADDITI NOTE: The charge where an order is canceled after the issuance of the report of title, will be that amount which, in the opinion of the Company, Is proper compensation for the services rendered or the purpose for which the report is used, but in no event shall the charge be less than the minimum amount required tinder section 12404.1 of the Insurance Code of the State of California. If the report cannot be canceled "no fee" pursuant to the provisions of said Insurance Code, then the minimum cancellation fee shall be that permitted by law. NOTE: California Revenue and Taxation Code Section 18662, effective January 1, 2003, requires that the Buyer in all sales of California real estate may be required to withhold an amount equal to 3 1/3% of the total sales price as California State Income Tax, subject to the various provisions of the law as therein contained. END OF NOTES AND REQUIREMENTS Cindy Fern/VC Page 6 FROM : Michael Mehalick Desig FAX NO. : 714-374-2150 Aug. 18 2006 02:34PM P10 Ticor Title Company Fidelity National Financial Group of Companies ' Privacy Statement July 1, 2001 We recognize and respect the privacy expectations of today's consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information ("Personal Information"), and to whom it is disclosed, will form the basis for a relationship of trust between us and the public that we serve. This Privacy Statement provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws. In the course of our business , we may collect Personal Information about you from the following sources: From applications or other forms we receive from you or your authorized representative; From your transactions with, or from the services being performed by, us, our affiliates, or others; From our Internet web sites; From the public records maintained by governmental entities that we either obtain directly from those entities, or from our affiliates or others; and From consumer or other reporting agencies. Our Policies Regarding the Protec ti on of th e Confidentiality and Security of Your Personal Information We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the Personal Information only to those employees who need such access in connection with providing products or services to you or for other legitimate business purposes. Our Policies and Practices Regarding the Sharing of Your Personal Information We may share your Personal Information with our affiliates, such as insurance companies, agents, and other real estate settlement service providers. We also may disclose your Personal Information: • to agents, brokers or representatives to provide you with services you have requested; to third-party contractors or service providers who provide services or perform marketing or other functions on our behalf; and to others with whom we enter into joint marketing agreements for products or services that we believe you may find of interest. In addition, we will disclose your Personal Information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you. One of the important responsibilities of some of our affiliated companies is to record documents in the public domain. Such documents may contain your Personal Information. Right to Access Your Personal Information and Ability to Correct Erro rs or Request Changes or Deletion Certain states afford you the right to access your Personal Information and, under certain circumstances, to find out to whom your Personal information has been disclosed. Also, certain states afford you the right to request correction, amendment or deletion of you Personal Information. We reserve the right, where permitted by law, to charge a reasonable fee to cover the costs Incurred in responding to such requests. All requests must be made in writing to the following address: Ticor Title Company Privacy Compliance Officer i9delity National Financial, Inc. 4050 Calla Real, Suite 220 Santa Barbara, CA 93110 Multiple Products or Services If we provide you with more than one financial product or service, you may receive more than one privacy notice from us. We apologize for any inconvenience this may cause you. FROM : Michael Mehalick Desigo FAX NO. : 714-374-2150 • Aug. 18 2006 02:34PM P11 EXHIBIT A (Revised 11-17-04) CALIFORNIA LAND TITI.F ASSOCIATION STANDARD COVERAGE POLICY - 1990 EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will riot pay loss or damage, Costs, attorney's fees or expenses which arise by reason of: 1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations ) restricting , regulating , prohibiting or relating to (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (Iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exer cise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims , or other matters: (a) (b) (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the Insured claimant had paid value for the Insured mortgage or for the estate or interest Insured by this policy. 4, Unenforceablli ty of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which th e land Is situated. S. Invalidity or unenforceability of the lien of the insured mortgage , or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth In lending law. 6. Any claim, which arises out of the transaction vesting in the Insured the estate of interest Insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws. whether or not recorded in the public records at Dote of Policy, but created, suffered, assumed or agreed to by the insured claimant; not known to the Company, not recorded In the public records at Date of Policy, but known to the insured claimant and not disclosed In writing to the Company by the insured claimant prior to the data the insured claimant became an Insured under this policy; EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART 1 This policy does not insure against loss or damage (and the Company will not pay costs, attorney's fees or expenses) which arise by reason of: 1. Taxes or assessments which are not shown as existing liens by th e records of any taxing authority th at levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by th e public records. 2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof. 3. Easements, liens or encumbrances, or claims th ereof, which are not shown by the public records, 4. Discrepancies, conflicts In boundary lines, shortage in area, encroachments, or any oth er facts which a correct survey would disclose, and which are not shown by the public records. S. (a) Unpatented mining claims ; (b) reservations or exceptions in patents or In Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. Exhibit A Revised 11-17-04 FROM : Michael Mekalick Desigr*FAX NO. : 714-374-2150 • Aug. 18 2006 02:35PM P12 EXHIBIT A (continued) CLTA IIOMEOWNER'S POLICY O i' 'TI'TLE INSURANCE (10/22/03) ALTA HOM'EOWNER'S POLICY OF TITLE INSURANCE EXCLUSIONS 2. In addition to the Exceptions in Schedule B, You are not insured a. against loss, costs, attorneys' fees, and expenses resulting from: 1. Governmental police power, and the existence or violation of b, any law or government regulation . This Includes ordinances, laws and regulation- concerning: a. Building b. C. d. 3. The right to take the Land by condemning It, unless: Zoning Land use improvements on the Land e. Land division f. environmental protection This Exclusion does not apply to Violations or the enforcement of these matters if notice of the violation or enforcement appears in the Public Records at the Policy Date. This Exclusion does not limit the coverage described in Covered Risk 14, 15, 16, 17 or 24. The failure of Your existing structures , or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not apply to violations of building codes if notice of the violation appears in th e Public Records at the Policy Date. a notice of exercising the right appears in the Public Records at the Policy Date; or the taking happened before the Policy Date and Is binding on You if You bought the Land without Knowing of the taking. 4. Risks: a. that are created, allowed , or agreed to by You, whether or not they appear in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they appear In the Public Records at the Policy Date; c. that result in no loss to You; or d, that first occur after the Policy Date - this does not limit the coverage described In Covered Risk 7, 8.d, 22, 23, 24 or 25. S. Failure to pay value for Your Title. 6. Lack of a right: a. to any Land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b, In streets, alleys, or waterways that touch the l and. This Exclusion does not limit the coverage described in Covered Risk 11 or 18. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the owner's Coverage Statement as follows: For Covered Risks 14, 15, 16 and 18, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown on Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Covered Risk 14: Your Deductible Amount 1% of Policy Amount or $2,500 .00 (Whichever is less) Our Maximum Dollar Limit of Liability $10,000.00 Covered Risk 15:1% of Policy Amount or $5,000 .00 (Whichever is less )$25,000.00Covered Risk 16:1% of Policy Amount or $5,000.00 (Whichever is less)$25,000.00 Covered Risk 18 :1% of Policy Amount or $7„500.00 (Whichever is less)$ 5,000.00 AMERICAN LAND TITLE ASSOCIATION RESYDENTIAL TITLE INSURANCE POLICY (6-1-87) 1. EXCLUSIONS In addition to the Exceptions In Section B, you are not insured the taking happened prior to the Policy Date and is against loss, costs , atto rneys ' fees and expenses resulting from: binding on you if you bought the land without knowing of environmental protection - Govern mental police power, and th e existence or violation of any law or government regulation . This includes building and zoning ordinances and also laws and regulations concerning; land use • Improvements on the land • land division This exclusion does not apply to violations or the enforcement of these matters which appear in the public records at Policy Date. This exclusion does not limit the zoning coverage described in items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it, unless : • a notice of exercising the right appears In the public records • on the Policy Date Exhibit A the taking 3. Title Risks. that are created, allowed, or agreed to by you • that are known to you, but not to us, on the Policy Date - unless they appeared in the public records • that result is no lass to you • that first affect your title after the Policy Date - this does not limit the labor and material lien coverage in Item B of Covered Title Risks, 4. Failure to pay value for your title. 5. Lack of a right: to any land outside the area specifically described and referred to in Item 3 of Schedule A; or• In streets, alleys, or waterways that touch your land. This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. Revised 11.17.04 FROM : Michael Mehalick Design FAX NO. : 714-374-2150 Aug. 18 2006 02:36PM P13 EXHIBIT A (continued) AMERICAN LAN( TITLE, ASSOCIATION LOAN POLICY (10-17-92) WITH A1.'l'AENDORSEMENT- FORM I COVERAGE EXCLUSIONS The following matt ers are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of; 1. (a) Any law, ordinance or governmental regulation (Including but not limited to building and zoning laws, ordinances , or regulations ) restr icting, regulating , prohlbitino or relating to (1) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or herea fter erected on the land; (iii) a separation in ownership or a chance in the dimensions or area of the land or any parcel of which the land Is or was a part; or (iv) environmental protection , or the effect of any violation of these laws, ordinances or governmental regulations , except to 4. the extent that a notice of the enforcement thereof or a notice S. of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Late of Policy. (a)Any governmental pollee power not excluded by (a) 6. above, except to th e extent that a notice of th e exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy, 2, Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred 7. prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects, liens, encumbrances, adverse claims, or othermatters; (a) (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the Insured claimant prior to the date the Insured claimant became an insured under this policy; (c) resulting In no loss or damage to the insured claimant; (d) attaching or created subsequent to Date or Policy (except to the extent that this policy insures th e priori ty of the lien of the insured mortgage over any statutory lien for created, suffered, assumed or agreed to by the insured claimant; services, labor or material or to the extent insurance le afforded herein as to assessments for street improvements under construction or completed at Date of Policy); or (c) resul ting In loss or damage which would not have been sustained if the insured claimant had paid value. for the insured mortgage. Unenforceabili ty of the lien of the insured mortgage because of the Inability or failure of the insured at Date of Policy, or the Inability or failure of any subsequent owner of the indebtedness, to comply with applicable doing business laws of the state In which the land is situated. Invalidity or unenforceability of the lien of the insured mortgage , or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law. Any statutory lien for services, labor or materials (or the claim of priority of any statuto ry lien for serv ices, labor or materials over the lien of the insured mortgage) arising from an Improvement or work related to the land which is contracted for and Commenced subsequent to Date of Policy and is not financed in whole or in part by proceeds of the indebtedness secured by the Insured mortgage which at Date of Policy the insured has advanced or is obligated to advance. Any claim which arises out of the transaction creating the interest of the mortgagee Insured by this policy, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that i5 based on: (i) the transaction crea ting the interest of the insured mortgagee being deemed a fraudulent conveyance or fraudulent transfer; or (ii) the subordination of the interest of the insured mortgagee as a result of the application of the doctrine of equitable subordinati on; or (III) the transaction creating the interest of the insured mortgagee being deemed a preferential transfer except where the preferen ti al transfer results from th e failure: (a) to timely record the Instrument of tr ansfer; or (b) of such recordation to impart notice to a purchaser for value or a judgement or lien creditor. The above policy form may be issued to afford either Standard Coverage or extended Coverage . In addition to the above Exclusions from Coverage, the Exceptions from Coverage In a Standard Coverage policy will also include the following General Exceptions: EXCEPTIONS FROM COVERAGE 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records. 2. Any facts, rights, Interests, or claims which are not shown by the public records but which could be ascertained by an Inspection of the land or which may be asserted by persons In possession thereof. 3. Easements, liens or encumbrances, or claims thereof, which are not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records. Exhibit A Revised 11-17-04 FROM : Michael Mehalick Desig FAX NO. : 714-374-2150 0 Aug . 18 2006 02:36PM P14 EXHIBIT A (continued) AMEYtICAN LANs) TITLE ASSOCIATION OWNER'S POLICY (10-17-92) EXCLUSIONS FROM COVERAGE The following matt ers are expressly excluded from the coverafe of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1, (a) Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to (1) the occupancy, uae, or enjoyment of the land; (II) the Character, dimensions or location of any Improvement now or hereafter erected on the land; (III) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the [arid is or was a part; or (lv) environmental protec tion, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (a) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. • Defects, liens, encumbrances, adverse Claims, or other matters; (a) created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public. records at Date of Policy, but known to the iiSUredclaimant and not disclosed in writing to the Company by the Insured claimant prior to the date the insuredclaimant became an insured under this policy; (c) resulting In no loss or damage to the Insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting In loss or damage which would not have been sustained if the insured claimant had paid value for the estate or interest insured by this policy. 4. Any claim which arises out of the transaction vesting In the insured the estate or interest insured by this policy, by reason of the operation of federal bankruptcy, state Insolvency, or similar creditors' rights laws, that is based on: (i) the transaction creating the estate or Interest insured by this policy being deemed a fraudulent conveyance or fraudulent transfer; or (ii) the transaction creating the estate or interest insured by this policy being deemed a preferential transfer except where the preferential transfer results from the failure; (a) (b) to timely record the instrument or transfer; or of such recordation to impart notice to a purchaser for value or a judgment or lien creditor. The above policy form may be issued to afford either Standard Coverage or Extended Coverage . to addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following General Exceptions: EXCEPTIONS FROM COVERAGE 1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records, 2. Any facts, rights, Interests, or claims which are not shown by the public records but which could be ascertained by an Inspection of the land or which may be asserted by persons in possession thereof. 3. easements, liens or encumbrances, or claims thereof, which are not shown by the public records. 4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts wh ich a correct survey would disclose, and which are not shown by the public records. 5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the Issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the public records, Revised 11-17-04Exhibit A FROM : Michael Mehalick Desigr*FAX NO. : 714-374-2150 0 Aug. 18 2006 02:37PM P15 EXHIBIT A (continued) ALTA EXPANDED COVERAGE RESIDENTIAL LOAN POLICY(10-13-01) EXCLUSIONS FROM COVERAGE The following matt ers are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, cost, attorney's foes or expenses which arise by reason of, 1. (a)Any law, ordinance or governmental regulation (including but not limited to building and zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating to (I) the occupancy, use, or enjoyment of the Land; (II) the character , dimensions or location of any improvement now or hereafter erected on the Land; (iii) a separation In ownership or a change in the dimensions or areas of the Land or any parcel of Which the Land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that snotice of the enforcement thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded In the Public Records at Date of Policy. ThIs exclusion does not limit the Coverage provided under Covered Risks 12, 13, 14, and 16 of this policy. Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or a notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the Land has been recorded in the Public Records at Date of Policy. This exclusion does not limit the coverage provided under Covered Risks 12, 13, 14, and 16 of this policy. 2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the Public Records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without Knowledge. 3. Defects, lions, encumbrances, adverse claims or other matters; created, suffered, assumed or agreed to by th e Insured claimant; (a) created, suffered, assumed or agreed to by th e Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) (d) (e) resulting In no loss or damage to the Insured Claimant; attaching or created subsequent to Date of Policy (this paragraph does riot limit the coverage provided under Covered Risks 8, 16, 18, 19, 20, 21, 22, 23, 24, 25 and 26); or resulting in loss or damage which would riot have been sustained If the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inabili ty or failure of the Insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness , to comply with applicable doing business laws of the state in which the Land is situated. 5. Invalidity or unenforceability of the lien of the Insured Mortgage, or claim thereof, which arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, except as provided in Covered Risk Z7, or any consumer credit protection or truth in lending law. 6. Real property taxes or assessments of any governmental authority which become a lien on the Land subsequent to Date of Policy. This exclusion does not limit the coverage providedunder Covered Risks 7, 8(e) and 26. 7. Any Bairn of invalidity, unenforceability or lack of priority of the lien of th e Insured Mortgage as to advances or modifications made after the Insured has Knowledge that the vestcc shown in Schedule A is no longer, the owner of the estate or interest covered by this policy. This exclusion does not limit the coverage provided in Covered Risk 8, 8. Lack of priority of the lien of the Insured Mortgage as to each and every advance made after Date of Policy, and all Interest charged thereon, over liens, encumbrances and other matters affecting the title, the existence of whIch are Known to the Insured at: (a) The time of the advance; or (b) The time a modification is made to the terms of the Insured Mortgage which changes the rate of interest charged, if the rate of Interest is greater as a result of the modification than it would have been before the modification. This exclusion does not limit the coverage provided in Covered Risk 8. 9. The failure of the residential structure, or any portion thercol to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This exclusion does not apply to violations of building codes if notice of the violation appears in the Public Records at Date of Policy. Exhibit A Rcvised 11-17.69 I a THIS AMP WAS PREPARED FOR ORANGECOUNTY ASSESSOR DEPT. PURPOSES (SE Y.THE ASSESSOR HAVES NO GUARANTEE AS TO ITS ACCURACY NOR ASSUAES ANY LIABILITY FOR OTHER USES. NOT TO BE REPRODUCED. ALL RIGHTS RESERVED.O CA°YRICHT ORANGE COUNTY ASSESSOR 2001 1?jh, Tt v....12 a -8 N .r4 .0 4 - _ 5( b•10 ELK 812`', r `ti ok 3• at1.4 O 24- 04 >Y PARK a 3 / fs//f7 20211 I21 „.11 ?//122 O t 15 / 1 2 u 1 u 1 I 10 111 ! ` S f ?Ie warl I1eeJ l )w Iwp )C! n• J S . / 30 1 I >f`4a •'JO 17 1 1 g 4 f ` 4 40 a 11 J1 17 15 18 117. ^ 5.., l,,. 20 ALL 1, rJ) !1O 22,2e is 7 1J.5 1 I I I 126 30 132O IB((K. 8r13 J' 1,16 x140 4126' a Y h. 7 142 `. 4;y `. I 6 I I r # I jS w 1"100' STREET I I I I I1t= 2 4 17 18 11 I I 231 19 1 7 I r 1, 19 I 8 177 26 123 24122 20 118 >e 111 12 110 e 16 4 12 01 8Y'•12 012 I 1 7 'E.1 p 79 9 7 II 12 i3 E i4i I I 10 I Ilaa, Iw I Imo, led I Iw I STREET I: I I' 1w I laa Iw I' Iw n `al I st I I I 1 I 7 I I I I$ I I I ^I 1 I I I E t Ot 2 3 4 lJ 6 044 9 4 31 30I``yr J 431 /1139 13 1Jl /'1.3 1 I / I l 17 Ie J 11 40 I" IJI i e 120 24 22 0110 16 k I 110 ale 1 is 5 ak 1 'I Iy y p I13 h4 C h5 27 8 26 $F II I 1 I14TH w lw laa• Iav I'lao- I w J 17 18 19 0 21 6 2 'Oil 1, STREET R MARCH 1948 LQ WESLEY PARK SEC, IIJ4TN TON aEACH ALM 4-17 NOTE - ASSESSOR'S BLOCK S ASSESSOR'S MAP PARCEL NUMBERS BOOK 023 PAGE 09 SHOWN IN CIRCLES COUNTY OF ORANGE 023- 09 rr w w C II