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Home My WebLink AboutAdministrative Permit APX2018007 - Supporting DocumentsOrte a Lindsa From:Paul Bunton <paul@advocacydevpartners.com> Sent:Sunday, June 03, 2018 10:50 AM To:Ortega, Lindsay Subject:18922 Delaware Street, Huntington Beach, CA Follow Up Flag:Follow up Flag Status:Flagged Lindsay, At your request, the following narrative describes why we are requesting this waiver of the development standards for the 12" increase in the height of the building. There are two rimar reasons we are re uestin this waiver of the develo ment standards: The desi n of the buildin will be im roved. The Civil Engineering error between the topographic survey and the grading plan led to a 12" discrepancy in the plans and therefore, the height of the building. This error will manifest itself in the roof design being flat and significantly lesspronounced. The health and wellbein of our residents will be im roved. The ceiling heights of the building, asdesigned, are currently at a minimum for the health and wellbeing of our residents. Ceiling heights can play a role in peoples social perspectives. Since our residents primarily live within the confines of our facilities, it is important to provide them with these minimum ceiling heights to allow them to age in place in the healthiest possible manor. This waiver does not in any way degrade the environment or result in any changes to classification of land use or density. Pleaselet us know if you have any further questions. Thank you. Paul Bunton Partner, Director of Development [T] 510.612.4774 htt : advocac dev artners.com qe )ADVOCACYObetlICIPErictPall`rikePs 1 Fidelity National Title Company 5000VanNuys Blvd., Suite500, ShermanOaks,CA91403 Phone: (818) 881-7800 IssuingPolicies ofFidelityNational Title InsuranceCompany FidelityNational Title 1101CollegeAvenue, Suite 100 SantaRosa, CA 95404 EscrowOfficer: Van Nuys TitleOnly EO TitleOfficer: RubenRosas Phone:(818) 758-6804 Fax: (818) 758-3263 Email:teamsuben@fnicorn ORDER NO.: 00168889-994-VNO-RR1 LOANNO.: RECEIVED MAY082018 Dept.ofCommunityDevelopment ATTN:Linda Silva YOURREF: FSNX-7051700908 PROPERTY:18922 Delaware Street, Huntington Beach, CA AMENDED PRELIM:NARY REPORT In response to the application for a policy of title insurance referenced herein,Fidelity National Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or referred to as an exception herein or not excluded ftom coverage pursuant to the printed Schedules, Conditions and Stipulations or Conditions of said policy forms. The printed Exceptions and Exclusions ftom the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA and ALTA Homeowner's Policies of Title Insurance which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available ftom the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a Binder or Commitment should be requested. The policy(s) of title insurance to be issued hereunder will be policy(s) of Fidelity National Title Insurance Company, a Florida corporation. Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully consideret It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects and encumbrances affecting title to the land. Countersignedby: Authorized Signature CLTAPreliminaryReportForm—Modified(11/17/06)Page 1 FidelityNationalTitle Company 5000VanNuys Blvd., Suite500, ShermanOaks,CA 91403 Phone: (818) 881-7800 AMENDED PRELIMINARYREPORT EFFECTIVEDATE:August 30, 2017 at 7:30 a.m.,Amended:September11, 2017,AmendmentNo. 1 ORDERNO.: 00168889-994-VNO-RR1 The formofpolicy orpolicies oftitle insurancecontemplatedby this report is: CLTAStandardCoveragePolicy of TitleInsurance(4-8-14) THE ESTATE OR INTEREST IN THE LAND HEREINAFTER DESCRIBED OR REFERRED TO COVERED BY THIS REPORTIS: A FEE TITLETO SAIDESTATEOR INTERESTAT THE DATEHEREOFIS VESTED1N: OakmontofHuntingtonBeachLLC, a Californialimitedliability company THE LANDREFERREDTO IN THIS REPORTIS DESCRIBEDAS FOLLOWS: SeeExhibitA attachedhereto and madea part hereof. CLTAPreliminaryReport Form—Modified (11/17/06)Page 2 PRELIMINARYREPORT FidelityNational Title Company YOUR REFERENCE: FSNX-7051700908 ORDERNO.: 00168889-994-VNO-RR1 EXHIBITA LEGALDESCRIPTION THE LANDREFERREDTO HEREINBELOW IS SITUATEDIN THE CITY OF HUNTINGTONBEACH, COUNTY OF ORANGE,STATEOF CALIFORNIA,AND IS DESCRIBEDAS FOLLOWS: THE SOUTHHALF OF LOT 10IN BLOCK G, OF TRACTNO.7, IN THE CITY OF HUNTINGTONBEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 9, PAGE 8, OF MISCELLANEOUS MAPS, IN THE OFFICEOF THE COUNTYRECORDEROF SAID COUNTY. PLOTTEDEASEMENTS APN:159-121-22 CLTAPreliminaryReportForm—Modified(11/17/06)Page 3 PRELIMINARYREPORT FidelityNational Title Company YOUR REFERENCE: FSNX-7051700908 ORDERNO.: 00168889-994-VNO-RR1 EXCEPTIONS AT THE DATE HEREOF, ITEMS TO BE CONSIDERED AND EXCEPTIONS TO COVERAGE IN ADDITION TO THE PRINTED EXCEPTIONS AND EXCLUSIONS IN1SAID POLICY FORM WOULD BE AS FOLLOWS: I.Propertytaxes,whicharealiennotyetdueandpayable,includinganyassessmentscollectedwithtaxestobelevied forthefiscalyear2017-2018. Thelienofsupplementalorescapedassessmentsofpropertytaxes,ifany,madepursuanttotheprovisionsof Chapter3.5(commencingwithSection75)orPart2,Chapter3,Articles3and4, respectively,oftheRevenueand TaxationCodeoftheStateofCaliforniaasaresultofthetransferoftitletothevesteenamedinScheduleAorasa resultofchangesinownershipornewconstructionoccurringpriortoDateofPolicy. Note:Ifsaidsupplementals(ifany)arenotpostedpriortothedateofclosing,thiscompanyassumesnoliabilityfor paymentthereof. Thereservationoftheuseandcontrolofcienegasandnaturalstreamsofwater,ifany,naturallyupon,flowing across,intoorbysaidtract,andtherightofwayforandtoconstructirrigationordrainageditchesthroughsaidtract toirrigateordraintheadjacentland Easement(s)infavorofthepublicoveranyexistingroadslyingwithinsaidLand. Covenants,conditionsandrestrictionsbutomittinganycovenantsorrestrictions,ifany,includingbutnotlimitedto thosebaseduponrace,color,religion,sex,sexualorientation,familialstatus,maritalstatus,disability,handicap, nationalorigin,citizenship,immigrationstatus,primarylanguage,ancestry,sourceofincome,gender,gender identity,genderexpression,medicalconditionorgeneticinformation,assetforthinapplicablestateorfederallaws, excepttotheextentthatsaidcovenantorrestrictionispermittedbyapplicablelaw,assetforthinthedocument RecordingDate:April21,1920 RecordingNo:Book 359, Page 112,Deeds Anoilandgasleaseforthetermthereinprovidedwithcertaincovenants,conditionsandprovisions,togetherwith easements,ifany,assetforththerein. Dated: Lessor:C.P.Patton Lessee:D.D.DunlapOilCompany,aCaliforniaCorporation RecordingDate:May12,1943 RecordingNo.:Book 1189, Pane 227,OfficialRecords Easement(s)forthepurpose(s)shownbelowandrightsincidentaltheretoasgrantedinadocument: GrantedTo:CityofHuntingtonBeach Purpose:StreetsandPublicUtilities RecordingDate:March30,2011 RecordingNo:2011000163821,OfficialRecords Affects:asdescribedtherein andRe-RecordingDate: March29,2012 andRe-RecordingNo.:2012000179594,OfficialRecords CLTAPreliminaryReportForm —Modified (11/17/06)Page 4 PRELIMINARYREPORT FidelityNational Title Company YOUR REFERENCE: FSNX-7051700908 ORDERNO.: 00168889-994-VNO-RR1 EXCEPTIONS (Continued) PleasebeadvisedthatoursearchdidnotdiscloseanyopenDeedsofTrustofrecord.Ifyoushouldhaveknowledge ofanyoutstandingobligation,pleasecontacttheTitleDepartmentimmediatelyforfurtherreviewpriortoclosing. ThisorderwasopenedforStandardCoverageOnly.Ifextendedcoveragewillberequired,Pleasenotifythisoffice atleast2(two)Weekspriortoclosing.Thiswillallowustimetocompleteourexaminationandtomakeany additionalrequirementsorobtainManagement/UnderwritingApproval. PLEASE REFER TO THE "INFORMATIONAL NOTES" AND "REQUIREMENTS" SECTIONS WHICH FOLLOW FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION. END OF EXCEPTIONS CLTAPreliminaryReportForm—Modified (11/17/06)Page 5 PRELIMINARYREPORT FidelityNational Title Company YOUR REFERENCE: FSNX-705l700908 ORDERNO.: 00168889-994-VNO-RR1 REQUIREMENTS SECTION Inordertocompletethisreport,theCompanyrequiresaStatementofInformationtobecompletedbythefollowing PartY(s), Party(s):AllParties TheCompanyreservestherighttoaddadditionalitemsormakefurtherrequirementsafterreviewoftherequested StatementofInformation. NOTE:TheStatementofInformationisnecessarytocompletethesearchandexaminationoftitleunderthisorder. Anytitlesearchincludesmattersthatareindexedbynameonly,andhavingacompletedStatementofInformation assiststheCompanyintheeliminationofcertainmatterswhichappeartoinvolvethepartiesbutinfactaffect anotherpartywiththesameorsimilarname.BeassuredthattheStatementofInformationisessentialandwillbe keptstrictlyconfidentialtothisfile. TheCompanywillrequirethefollowingdocumentsforreviewpriortotheissuanceofanytitleinsurancepredicated uponaconveyanceorencumbrancefromtheentitynamedbelow: LimitedLiabilityCompany:OakmontofHuntingtonBeachLLC Acopyofitsoperatingagreement,ifany,andanyandallamendments,supplementsand/ormodificationsthereto, certifiedbytheappropriatemanagerormember IfadomesticLimitedLiabilityCompany,acopyofitsArticlesofOrganizationandallamendmentstheretowith theappropriatefilingstamps IftheLimitedLiabilityCompanyismember-managed,afullandcompletecurrentlistofmemberscertifiedby theappropriatemanagerormember Acurrentdatedcertificateofgoodstandingfromthepropergovernmentalauthorityofthestateinwhichthe entitywascreated Iflessthanallmembers,ormanagers,asappropriate,willbeexecutingtheclosingdocuments,furnishevidence oftheauthorityofthosesigning. TheCompanyreservestherighttoaddadditionalitemsormakefurtherrequirementsafterreviewoftherequested documentation. END OF REQUIREMENTS CLTAPreliminaryReport Form—Modified(11/17/06)Page 6 PRELIMINARYREPORT FidelityNational Title Company YOURREFERENCE: FSNX-7051700w8 ORDERNO.: 00168889-994-VNO-RR1 INFORMATIONAL NOTES SECTION NoneoftheitemsshowninthisreportwillcausetheCompanytodeclinetoattachCLTAEndorsementForm100to anExtendedCoverageLoanPolicy,whenissued. Note:TheCompanyisnotawareofanymatterswhichwouldcauseittodeclinetoattachCLTAEndorsementForm 116indicatingthatthereislocatedonsaidLandaVacantLand,knownas,CaliforniatoanExtendedCoverage LoanPolicy. Note:Thepolicyoftitleinsurancewillincludeanarbitrationprovision.TheCompanyortheinsuredmaydemand arbitrationprovision.Arbitrablemattersmayinclude,butarenotlimitedtoanycontroversyorclaimbetweenthe Companyandtheinsuredarisingoutoforrelatingtothispolicy,anyserviceoftheCompanyinconnectionwithits issuanceorthebreachofapolicyprovisionorotherobligation.Pleaseaskyourescrowortitleofficerforasample copyofthepolicytobeissuedifyouwishtoreviewthearbitrationprovisionsandanyotherprovisionspertainingto yourTitleInsuranceCoverage. Theonlydeed(s)affectingsaidlandwhichrecordedwithintwenty-four(24)monthsofthedateofthisreport,is (are)asfollows: Grantor:TheBagstadGroupOneL.P.,aCaliforniaLimitedPartnership Grantee:AdvocacyDevelopmentPartners,LLC,aCaliforniaLimitedLiabilityCompany RecordingDate:April24,2017 RecordingNo.:2017000162976,OfficialRecords Grantor:AdvocacyDevelopmentPartnersLLC,aCalifornialimitedliabilitycompany Grantee:OakmontofHuntingtonBeachLLC,aCalifornialimitedliabilitycompany RecordingDate:May8,2017 RecordingNo.:2017000185361,OfficialRecords Note:PropertytaxesforthefiscalyearshownbelowarePAID.Forprorationpurposestheamountswere: TaxIdentificationNo.:159-121-22 FiscalYear:2016-2017 1stInstallment:$248.86 2ndinstallment:$248.86 Exemption:$0.00 Land:$44,446.00 Improvements:$0.00 CodeArea:04-013 PersonalProperty:$0.00 UnlessthiscompanyisinreceiptofWRITTENinstructionsauthorizingaparticularpolicy,FidelityTitlewill AUTOMATICALLYissuetheAmericanLandTitleAssociationHomeowner'sPolicy(02/03/10)forallqualifying residential1-4properties/transactionstoinsurethebuyeratthecloseofescrow. Ifacountyrecorder,titleinsurancecompany,escrowcompany,realestatebroker,realestateagentorassociation providesacopyofadeclaration,governingdocumentordeedtoanyperson,Californialawrequiresthatthe documentprovidedshallincludeastatementregardinganyunlawfulrestrictions.Saidstatementistobeinatleast 14-pointboldfacetypeandmaybestampedonthefirstpageofanydocumentprovidedorincludedasacoverpage attachedtotherequesteddocument.Shouldapartytothistransactionrequestacopyofanydocumentreported hereinthatfitsthiscategory,thestatementistobeincludedinthemannerdescribed. Anydocumentsbeingexecutedinconjunctionwiththistransactionmustbesignedinthepresenceofanauthorized Companyemployee,anauthorizedemployeeofanagent,anauthorizedemployeeoftheinsuredlender,orbyusing Bancservorotherapprovedthirdpartyservice.Iftheaboverequirementscannotbemet,pleasecalltheCompanyat thenumberprovidedinthisreport CLTAPreliminaryReport Form—Modified(11/17/06)Page 7 PRELIMINARYREPORT FidelityNational Title Company YOUR REFERENCE: FSNX-7051700w8 ORDERNO.: 00168889-994-VNO-RR1 INFORMATIONAL NOTES (Continued) AmendedCivilCodeSection2941,whichbecomeseffectiveonJanuaryI, 2002,setsthefeefortheprocessingand recordationofthereconveyanceofeachDeedofTrustbeingpaidoffthroughthistransactionat$45.00.The reconveyancefeemustbeclearlysetforthintheBeneficiary'sPayoffDemandStatement("Demand").Inaddition, anassignmentorauthorizedreleaseofthatfee,fromtheBeneficiarytotheTrusteeofrecord,mustbeincluded.An exampleoftherequiredlanguageisasfollows: TheBeneficiaryidentifiedaboveherebyassigns,releasesortransferstotheTrusteeofrecord,thesumof$45.00, includedhereinas'ReconveyanceFees',fortheprocessingandrecordationoftheReconveyanceoftheDeedof Trustsecuringtheindebtednesscoveredhereby,andtheescrowcompanyortitlecompanyprocessingthispay-offis authorizedtodeducttheReconveyanceFeefromthisDemandandforwardsaidfeetotheTrusteeofrecordorthe successorTrusteeundertheTrustDeedtobepaidoffinfull. Intheeventthatthereconveyancefeeandtheassignment,releaseortransferarenotincludedwithinthedemand statement,thenFidelityNationalTitleInsuranceCompanyanditsUnderwrittenAgentmaydeclinetoprocessthe reconveyanceandwillbeforcedtoreturnalldocumentationdirectlytotheBeneficiaryforcompliancewiththe requirementsoftherevisedstatute. Note:PartoftheRESPARuletosimplifyandImprovetheProcessofObtainingMortgagesandReduceConsumer SettlementCostsrequiresthesettlementagenttodisclosetheagentandunderwritersplitoftitlepremiums, includingendorsementsasfollows: Line1107isusedtorecordtheamountofthetotaltitleinsurancepremium,includingendorsements,thatisretained bythetitleagent.FidelityNationalTitleCompanyretains88%ofthetotalpremiumandendorsements. Line1108usedtorecordtheamountofthetotaltitleinsurancepremium,includingendorsements,thatisretainedby thetitleunderwriter.FidelityNationalTitleInsuranceCompanyretains12%ofthetotalpremiumandendorsements. END OF INTFORMATIONAL NOTES RubenRosas/763 CLTAPreliminaryReportForm—Modified(11/17/06)Page 8 PRELIMINARYREPORT FidelityNationalTitle Company YOURREFERENCE: FSNX-7051700908 OKDERNO.: 00168889-994-VNO-RR1 INFORMATIONALNOTES (Continued) FIDELITY NATIONAL FINANCIAL PRIVACY NOTICE At FidelityNationalFinancial,Inc., we respectand believe it is importanttoprotect the privacy of consumersand ourcustomers. This PrivacyNotice explainshowwe collect,use, and protect any informationthat we collectfromyou, when and to whom we disclosesuch information,and the choices you have about the use of that information.A summaryofthe PrivacyNotice is below, andwe encourageyou to reviewthe entiretyof the Privacy Notice followingthis summary.You can opt-outof certaindisclosuresby followingour opt-outprocedure setforth at the end of this PrivacyNotice. Typesof InformationCollected.You mayprovideus with certain personal informationabout you, like your contactinformation,address demographicinformation,social securitynumber(SSN),driver's license, passport, othergovernmentID numbers and/orfinancial information.We may also receive browsing informationfromyour Internetbrowser, computerand/ormobile device if you visit or use our websitesor applications. Use of CollectedInformation.We request and useyour personal informationto provideproducts and servicesto you, to improveour products and services,and to communicatewithyou aboutthese products and services.We may also shareyour contactinformationwith our affiliatesfor marketingpurposes. ChoicesWith Your Information.Your decisionto submitinformation to us is entirelyup to you.You can opt-out of certaindisclosureor use of your informationor chooseto not provide anypersonal infonnation to US. How Informationis Collected.We may collectpersonal information fromyou via applications,forms, and correspondencewe receive from you and othersrelatedto ourtransactionswithyou. When you visit our websitesfromyour computeror mobile device,we automaticallycollect and storecertain informationavailableto us throughyour Internet browser or computerequipmentto optimizeyour website experience. WhenInformationIs Disclosed.We maydiscloseyour informationto our affiliatesand/ornonaffiliatedpartiesproviding services foryou or us,to law enforcementagenciesor governmentalauthorities,as required by law,and to partieswhose interest intitle must be determined. InformationFrom Children.We do not knowinglycollect information from childrenwho are under the age of 13,and our websiteis not intendedto attractchildren. PrivacyOutside the Website.We are not responsibleforthe privacy InternationalUsers.By providingus withyou information,you consent practices of thirdparties, even if our websitelinksto thoseparties'to itstransfer,processing and storageoutside of your countryof websites.residence,as well as the factthat we will handle such information consistentwith this PrivacyNotice. The CaliforniaOnline PrivacyProtectionAct.SomeFNF companiesprovideservicesto mortgageloan servicersand, in somecases,their websitescollectinformationon behalf of mortgageloanservicers.The mortgageloanserviceris responsiblefor taking actionor making changesto any consumer informationsubmittedthroughthose websites. Your ConsentTo This PrivacyNotice.By submitting informationto us Access and Correction;Contact Us.If you desireto contact us or by using our website,you are acceptingand agreeingto the terms of regardingthis noticeor your information,pleasecontact us at this PrivacyNotice.privacy@fnf.comor as directed at the end of this PrivacyNotice. CLTAPreliminaryReportForm —Modified(11/17/06)Page 9 PRELIMINARYREPORT FidelityNational Title Company YOUR REFERENCE: FSNX-7051700908 ORDERNO.: 00168889-994-VNO-RR1 INFORMATIONALNOTES (Continued) FIDELITY NATIONAL FINANCIAL, INC. PRIVACY NOTICE FidelityNational Financial,Inc. and itsmajority-ownedsubsidiarycompaniesprovidingtitle insurance,real estate-and loan-relatedservices (collectively,"FNF", "our" or "we") respect and are committedto protectingyourprivacy. We will take reasonablestepsto ensurethat your Personal Informationand BrowsingInformationwill onlybe used in compliancewiththis PrivacyNotice and applicablelaws.This PrivacyNotice is only in effect for PersonalInformationand BrowsingInformationcollectedand/orownedby or on behalfof FNF, includingPersonalInformation and BrowsingInformationcollectedthrough anyFNF website,online serviceor application(collectively,the "Website"). Types of Information Collected We may collecttwo types of informationfromyou: PersonalInformationand BrowsingInformation. Personal Information. FNF may collect the following categories of Personal Information: contact information (e.g., name, address, phone number, email address); demographic information (e.g., date of birth, gender, marital status); social security number (SSN), driver's license, passport, and other government ID numbers; financial account information; and otherpersonal informationneeded fromyou to providetitle insurance,real estate-and loan-relatedservicesto you. Browsing Information. FNF may collect the following categories of Browsing Information: Internet Protocol (or IP) address or device ID/UDID, protocol and sequence information; browser language and type; domain name system requests; browsing history, such as time spent at a domain, time and date of your visit and number of clicks; http headers, application client and server banners; and operatingsystemand fingerprintingdata. How Information is Collected In the course of our business, we may collect Personal Information about you from the following sources: applications or other forms we receive from you or your authorized representative; the correspondence you and others send to us; information we receive through the Website; information about your transactions with, or services performed by, us, our affiliates or nonaffiliated third parties; and informationfrom consumeror other reporting agenciesandpublicrecords maintainedby governmentalentitiesthat we obtaindirectlyfrom those entities,our affiliatesor others. If you visit or use our Website, we may collect Browsing Information from you as follows: Browser Log Files. Our servers automatically log each visitor to the Website and collect and record certain browsing information about each visitor. The Browsing Information includes generic information and reveals nothing personal about the user. Cookies.Whenyou visit our Website,a "cookie" may be sentto your computer.A cookie is a smallpiece of data that is sent to your Internet browserfrom a web serverand storedonyour computer's hard drive.Whenyou visit a websiteagain,the cookie allowsthe websiteto recognizeyour computer.Cookiesmay storeuser preferencesand other information.You can choosewhether or not to accept cookiesby changingyour Internetbrowser settings,whichmay impairor limitsome functionalityof the Website. Use of Collected Information Information collected by FNF is used for three main purposes: To provide products and services to you or any affiliate or third party who is obtaining services on your behalf or in connection with a transaction involving you. To improve our products and services. To communicatewithyou and to informyou aboutour, our affiliates' and thirdparties' products and services,jointly or independently. When Information Is Disclosed We may provideyour Personal Information(excludinginformationwe receive from consumeror othercredit reportingagencies)and Browsing Informationto various individualsand companies,as permittedby law,withoutobtainingyour prior authorization.Suchlaws do not allow consumersto restrict these disclosures.Please seethe section"Choices WithYour PersonalInformation" to learnhowto limitthe discretionary disclosureof your PersonalInformation andBrowsingInformation. Disclosures of your Personal Information may be made to the following categories of affiliates and nonaffiliated third parties: to third parties to provide you with services you have requested, and to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure; to our affiliate financial service providers for their use to market their products or services to you; to nonaffiliated third party service providers who provide or perform services on our behalf and use the disclosed information only in connection with such services; CLTAPreliminaryReportForm —Modified(11/17/06)Page 10 PRELIMINARY REPORT Fidelity National Title Company YOUR REFERENCE: FSNX-7051700908 01WER NO.: 00168889-994-VNO-RR1 INFORMATIONAL NOTES (Continued) to nonaffiliated third party service providers with whom we perform joint marketing, pursuant to an agreement with them to market financial products or services to you; to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoena or court order; to lenders, lien holders, judgment creditors, or other parties claiming an interest in title whose claim or interest must be determined, settled, paid, or released prior to closing; and other third parties for whom you have given us written authorization to disclose your Personal Information. We may disclose Personal Information and/or Browsing Information when required by law or in the good-faith belief that such disclosure is necessary to: comply with a legal process or applicable laws; enforce this Privacy Notice; investigate or respond to claims that any material, document, image, graphic, logo, design, audio, video or any other information provided by you violates the rights of a third party; or protect the rights, property or personal safety of FN-F,its users or the public. We maintain reasonable safeguards to keep your Personal Information secure. When we provide Personal Information to our affiliates or third party service providers as discussed in this Privacy Notice, we expect that these parties process such information in compliance with our Privacy Notice or in a manner that is in compliance with applicable privacy laws. The use of your information by a business partner may be subject to that party's own Privacy Notice. Unless permitted by law, we do not disclose information we collect from consumer or credit reporting agencies with our affiliates or others without your consent. We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of our bankruptcy, reorganization, insolvency, receivership or an assignment for the benefit of creditors. You expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings. We cannot and will not be responsible for any breach of security by a third party or for any actions of any third party that receives any of the information that is disclosed to us. Choices With Your Information Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you. The uses of your Personal Information and/or Browsing Information that, by law, you cannot limit, include: for our everyday business purposes —to process your transactions, maintain your account(s), to respond to law enforcement or other governmental authority in connection with an investigation, or civil or criminal subpoenas or court orders, or report to credit bureaus; for our own marketing purposes; for joint marketing with financial companies; and for our affiliates' everyday business purposes —information about your transactions and experiences. You may choose to prevent FNF from disclosing or using your Personal Information and/or Browsing Information under the following circumstances ("opt-out"): for our affiliates' everyday business purposes —information about your creditworthiness; and for our affiliates to market to you. To the extent permitted above, you may opt-out of disclosure or use of your Personal Information and Browsing Information by notifying us by one of the methods at the end of this Privacy Notice. We do not share your personal information with non-affiliates for their direct marketing purposes. For California Residents: We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by California law. Currently, our policy is that we do not recognize "do not track" requests from Internet browsers and similar devices. ForNevada Residents:You may be placed on our internal Do Not Call List by calling (888) 934-3354 or by contacting us via the information set forth at the end of this Privacy Notice. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: BCPINF0@ag.state.nv.us. For Oregon Residents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For VermontResidents:We will not share your Personal Information and Browsing Information with nonaffiliated third parties, except as permitted by Vermont law, such as to process your transactions or to maintain your account. In addition, we will not share information about your creditworthiness with our affiliates except with your authorization. For joint marketing in Vermont, we will only disclose your name, contact information and information about your transactions. Information From Children CLTA Preliminary Report Form —Modified (11/17/06)Page 11 PRELIMINARYREPORT FidelityNational Title Company YOUR REFERENCE: FSNX-7051700908 ORDERNO.: 00168889-994-VNO-RR1 INFORMATIONAL NOTES (Continued) The Websiteis meantfor adults and is not intendedor designedto attractchildrenunderthe age of thirteen(13).Wedonot collectPersonal Informationfrom any person that we know to be under the age of thirteen(13) withoutpermissionfroma parent or guardian.By using the Website, you affirmthat you are overthe age of 13and will abide bythe terms of this PrivacyNotice. Privacy Outside the Website The Websitemay contain linksto otherwebsites.FNF isnot and cannotbe responsiblefor the privacypractices or the content of any of those other websites. International Users FNF's headquartersis locatedwithinthe United States.If you resideoutsidethe United Statesor are a citizen of theEuropean Union,pleasenote that we may transferyour PersonalInformationand/orBrowsingInformationoutsideof your countryof residenceor the EuropeanUnion for any of the purposes describedin this PrivacyNotice. By providingFNF withyour PersonalInformationand/orBrowsingInformation,you consentto our collectionand transferof such infonnation in accordancewiththis PrivacyNotice. The California Online Privacy Protection Act For some FNF websites, such as the Customer CareNet ("CCN"), FNF is acting as a third party service provider to a mortgage loan servicer. In those instances, we may collect certain information on behalf of that mortgage loan servicer via the website. The information which we may collect on behalf of the mortgage loan servicer is as follows: first and last name; property address; user name and password; loan number; social security number - masked upon entry; email address; three security questions and answers; and IP address. The informationyou submitthroughthe website isthen transferredto your mortgageloanservicerby way of CCN.The mortgageloan serviceris responsiblefor taking actionor makingchangesto any consumerinformationsubmittedthroughthis website. For example,if you believe thatyour paymentor userinformationis incorrect,you mustcontactyour mortgageloan servicer. CCN does not share consumer informationwith third parties, other than (1) those with which the mortgage loan servicer has contracted to interface with the CCN application,or (2) law enforcementor other governmentalauthority in connectionwith an investigation,or civil or criminal subpoenas or court orders. All sections of this Privacy Notice apply to your interaction with CCN, except for the sections titled "Choices with Your Information" and "Access and Correction." If you have questionsregardingthe choicesyou have with regard to your personal informationor how to accessor correctyour personal information,you should contactyour mortgageloanservicer. Your Consent To This Privacy Notice By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information by us in compliancewith this PrivacyNotice. Amendmentsto the PrivacyNotice will be posted on the Website. Each time you provide informationto us, or we receive informationabout you, followingany amendmentof this PrivacyNotice will signifyyour assentto and acceptanceof its revised terms for all previously collected information and information collected from you in the future. We may use comments, information or feedback that you submitto us in any manner that we may choosewithoutnoticeor compensationto you. Accessing and Correcting Information; Contact Us If you have questions,would liketo accessor correctyour PersonalInformation,or wantto opt-out of informationsharingwith our affiliates fortheir marketingpurposes,please sendyour requeststo privacy@fnf.comor bymail or phoneto: Fidelity National Financial, Inc. 601 Riverside Avenue Jacksonville, Florida 32204 Attn: Chief Privacy Officer (888) 934-3354 CLTAPreliminaryReport Form—Modified(11/17/06)Page 12 Notice of Available Discounts Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the field rate. As such, your transaction may not qualify for the below discounts. You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for each discount. These discounts only apply to transaction involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling. FNF Underwritten Title Com an FNF Underwriter FNTC - Fidelity National Title Company FNTIC - Fidelity National Title Insurance Company FNTCCA —Fidelity National Title Company of California Available Discounts CREDIT FOR PRELIMINARY REPORTS AND/OR COMMITMENTS ON SUBSEQUENT POLICIES (FNTIC) \Vhere no major change in the title has occurred since the issuance of the original report or commitment, the order may be reopened within 12 months and all or a portion of the charge previously paid for the report or commitment may be credited on a subsequent policy charge within the following time period from the date of the report. DISASTER LOANS (FNTIC) The charge for a lender's Policy (Standard or Extended coverage) covering the financing or refmancing by an owner of record, within 24 months of the date of a declaration of a disaster area by the government of the United States or the State of California on any land located in said area, which was partially or totally destroyed in the disaster, will be 50% of the appropriate title insurance rate. CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (FNTIC) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be 50% to 70% of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be 40% to 50% of the appropriate title insurance rate, depending on the type of coverage selected. CA Discount Notice Effective Date: 12/02/2014 ATTACHMENTONE CALIFORNIALANDTITLEASSOCIATION STANDARDCOVERAGEPOLICY—1990 EXCLUSIONSFROMCOVERAGE The followingmatters are expresslyexcluded from the coverageof this policy and the Companywill not pay loss or damage, costs, attorneys'fees or expenseswhich ariseby reason of: I. (a) Any law,ordinanceor governmentalregulation(includingbut not limitedto buildingor zoning laws, ordinances,or regulations)restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvementnow or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensionsor area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resultingfrom a violation or allegedviolation affectingthe landhas beenrecorded in the public records at Date of Policy. (b) Any governmentalpolice power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. 2. Rights of eminentdomainunless notice of the exercisethereof has been recordedin the public records at Date of Policy, but not excludingfrom coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge. 3. Defects,liens, encumbrances,adverseclaimsor othermatters: whetheror not recorded in the public records at Date of Policy, but created,suffered,assumedor agreedto bythe insured claimant; not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writingto the Companyby the insuredclaimantprior to the date the insuredclaimantbecamean insuredunder this policy; resulting in no loss or damageto the insuredclaimant; attachingor created subsequentto Date of Policy; or resulting in loss or damagewhich would not have been sustainedif the insured claimanthad paid value for the insured mortgage or for the estateor interest insuredbythis policy. 4. Unenforceabilityof the lien of the insured mortgage becauseof the inabilityor failure of the insured at Date of Policy, or the inabilityor failure of any subsequentownerof the indebtedness,to complywiththe applicabledoing business lawsof the state inwhichthe landis situated. 5. Invalidity or unenforceabilityof the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgageand is based upon usury or any consumercreditprotectionor truth in lendinglaw. 6. Any claim, which arises out of the transaction vesting in the insured the estate of interest insured by this policy or the transaction creating the interestof the insured lender,by reason of the operationof federalbankruptcy,state insolvencyor similarcreditors'rights laws. EXCEPTIONSFROMCOVERAGE- SCHEDULEB, PARTI This policy doesnot insureagainst loss or damage(andthe Companywill not pay costs,attorneys'fees or expenses)whicharise by reason of: Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records. Proceedings by a public agency which may result in taxes or assessments,or notices of such proceedings,whether or not shown by the records of suchagency or by the public records. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or whichmay be assertedbypersons inpossessionthereof. Easements, liensor encumbrances,or claims thereof,not shownbythe public records. Discrepancies,conflicts in boundary lines, shortage in area, encroachments,or any other facts which a correct survey would disclose,and which are not shownby thepublic records. (a) Unpatentedmining claims; (b) reservations or exceptions in patents or in Acts authorizingthe issuance thereof; (c) water rights, claims or title to water, whetheror not the matters excepted under(a), (b) or (c) are shownby the publicrecords. Any lien or right to a lien for services,labor or materialnot shownby the publicrecords. CLTAHOMEOWNER'SPOLICYOF TITLEINSURANCE(12-02-13) ALTAHOMEOWNER'SPOLICYOF TITLEINSURANCE EXCLUSIONS In additionto the Exceptionsin ScheduleB, You are not insuredagainstloss,costs, attorneys'fees, and expensesresultingfrom: I. Governmentalpolicepower, and the existenceor violation ofthose portions of any law or governmentregulationconcerning: building; zoning; landuse; improvementson the Land; landdivision;and environmentalprotection. This Exclusiondoesnot limitthe coveragedescribed in CoveredRisk 8.a., 14, 15, 16, 18, 19,20, 23 or 27. The failureof Your existingstructures,or anypart of them, to be constructedin accordancewith applicablebuildingcodes. This Exclusiondoes not limitthe coveragedescribedin CoveredRisk 14or 15. The right to take the Land by condemningit. This Exclusiondoes not limitthe coveragedescribed in CoveredRisk 17. Risks: that are created,allowed,or agreed to by You, whetheror not they are recorded inthe PublicRecords; that are Knownto You at the PolicyDate, but notto Us, unlessthey are recorded inthe PublicRecords at the Policy Date; AttachmentOne (6-5-14)CA & NV that result in no loss to You; or that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28. 5. Failure to pay value for Your Title. 6. Lack of a right: to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and in streets, alleys, or waterways that touch the Land. This Exclusion does not limit the coverage described in Covered Risk 11 or 21. 7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors' rights laws. 8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. LIMITATIONS ON COVERED RISKS Your insurance for the following Covered Risks is limited on the Owner's Coverage Statement as follows: • For Covered Risk 16, 18, 19, and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A. The deductible amounts and maximum dollar limits shown on Schedule A are as follows: Our Maximum Dollar Your Deductible Amount Limit of Liability 1.00% % of Policy Amount Shown in Schedule A or Covered Risk 16:$2,500.00 (whichever is less)$ 10,000.00 1.00% % of Policy Amount Shown in Schedule A or Covered Risk 18:$5,000.00 (whichever is less)$ 25,000.00 1.00% of Policy Amount Shown in Schedule A or Covered Risk 19:$5,000.00 (whichever is less)$ 25,000.00 1.00% of Policy Amount Shown in Schedule A or Covered Risk 21:$2,500.00 (whichever is less)$ 5,000.00 2006 ALTA LOAN POLICY (06-17-06) EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or govermnental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to the occupancy, use, or enjoyment of the Land; the character, dimensions, or location of any improvement erected on the Land; the subdivision of land; or environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters created, suffered, assumed, or agreed to by the Insured Claimant; not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; resulting in no loss or damage to the Insured Claimant; attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 13 or 14); or resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury or any consumer credit protection or truth-in-lending law. 6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is a fraudulent conveyance or fraudulent transfer, or a preferential transfer for any reason not stated in Covered Risk 13(b) of this policy. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the Insured Mortgage in the Public Records. This Exclusion does not modify or limit the coverage provided under Covered Risk 11(b). The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONS FROM COVERAGE (Except as provided in Schedule B - Part II,( t(or T)his policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: AttachmentOne (6-5-14) CA &NV (PARTI (The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. Any facts, rights, interests, or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. Any lien or right to a lien for services, labor or material not shown by the Public Records. PARTII In addition to the matters set forth in Part I of this Schedule, the Title is subject to the following matters, and the Company insures against loss or damage sustained in the event that they are not subordinate to the lien of the Insured Mortgage:) 2006ALTA OWNER'S POLICY(06-17-06) EXCLUSIONSFROMCOVERAGE The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys fees, or expenses that arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to the occupancy, use, or enjoyment of the Land; the character, dimensions, or location of any improvement erected on the Land; the subdivision of land; or environmental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters created, suffered, assumed, or agreed to by the Insured Claimant; not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; resulting in no loss or damage to the Insured Claimant; attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title. 4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction vesting the Title as shown in Schedule A, is a fraudulent conveyance or fraudulent transfer; or a preferential transfer for any reason not stated in Covered Risk 9 of this policy. 5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A. The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: EXCEPTIONSFROMCOVERAGE This policy does not insure against loss or damage, and the Company will not pay costs, attorneys' fees or expenses, that arise by reason of: (The above policy form may be issued to afford either Standard Coverage or Extended Coverage. In addition to the above Exclusions from Coverage, the Exceptions from Coverage in a Standard Coverage policy will also include the following Exceptions from Coverage: (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records. Any facts, rights, interests, or claims that are not shown in the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and that are not shown by the Public Records. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b), or (c) are shown by the Public Records. Any lien or right to a lien for services, labor or material not shown by the Public Records. (Variable exceptions such as taxes, easements, CC&R's, etc. shown here.) AttachmentOne (6-5-14) CA &NV ALTA EXPANDEDCOVERAGERESIDENTIALLOAN POLICY(12-02-13) EXCLUSIONSFROMCOVERAGE The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of: 1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to the occupancy, use, or enjoyment of the Land; the character, dimensions, or location of any improvement erected on the Land; the subdivision of land; or enviromnental protection; or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. (b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 5, 6, 13(c), 13(d), 14 or 16. 2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8. 3. Defects, liens, encumbrances, adverse claims, or other matters created, suffered, assumed, or agreed to by the Insured Claimant; not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; resulting in no loss or damage to the Insured Claimant; attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 11, 16, 17, 18, 19, 20, 21, 22, 23, 24, 27 or 28); or resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Insured Mortgage. 4. Unenforceability of the lien of the Insured Mortgage because of the inability or failure of an Insured to comply with applicable doing-business laws of the state where the Land is situated. 5. Invalidity or unenforceability in whole or in part of the lien of the Insured Mortgage that arises out of the transaction evidenced by the Insured Mortgage and is based upon usury, or any consumer credit protection or truth-in-lending law. This Exclusion does not modify or limit the coverage provided in Covered Risk 26. 6. Any claim of invalidity, unenforceability or lack of priority of the lien of the Insured Mortgage as to Advances or modifications made after the Insured has Knowledge that the vestee shown in Schedule A is no longer the owner of the estate or interest covered by this policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11. 7. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching subsequent to Date of Policy. This Exclusion does not modify or limit the coverage provided in Covered Risk 11(b) or 25. 8. The failure of the residential structure, or any portion of it, to have been constructed before, on or after Date of Policy in accordance with applicable building codes. This Exclusion does not modify or limit the coverage provided in Covered Risk 5 or 6. 9. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights laws, that the transaction creating the lien of the Insured Mortgage, is a fraudulent conveyance or fraudulent transfer, or a preferential transfer for any reason not stated in Covered Risk 27(b) of this policy. 10. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence. 11. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances. AttachmentOne (6-5-14)CA &NV 159-12 II :PPiP4P:1?raP :.50.7IT:EP?".PaPP155 WES Na Ci;AF.',W7CEAS1;•:7, • :VPAS:;;M5 ANY:i40:t.;;?" :?:;% C7EPEPROJC7S.?"..SERvED. 2012 7/ / FLORIDA arkvor Lro STREET sevaraurft STRE77 511 76'10• TRACT / WOPt- (:) ; as'tor 13 LOT 7 76.64 • 4)*a 1.07 0 0.659 AO.1.03 AC,1.03 A BLK. G 0.707 , AC.tri000' 70' 7 0 0 . 40 .0 3 MOTRACTPROJECT931-40-291-304 4T2847I‘P:ZOT ;.4 $ i 5 ti4.d 111` 4 1471 AC.NO.15499 2, ValO.W TRACT LOT 13 tOT 6 PROJECT' 937-40-207- 2$9 LDT 1 P.M. p.u.IA2r PAP.2174 Lorto PAN.28 St'0.99AC.I 4'ti .11 P.M.18 AC.1.06 AC, PAR.! P17.2 LOT "12 (19 0.20 AC. 0.241 AC.. GARFIELD ree'150'/1,2r 4--DELAWAREL 202-16 AO. sg.STREET— 26 rmolEriCIRCLE 1375 TRACTNO. 7 TRACTNO. 8411 ma NG. 11593 TRACENO. 15499 PARCELMAP ASSESSOR'SZIP BOOK 159PAGE12 coom OFORANGE AcrE- ASSESSOR'SBLOCKa PARCP;NUMEERS SHOWN C!RaES N.M.9-8 N.M.343-13, 14 502-1t, 12 N.M. 787-31 to 33 Irv. P.M. 175-1. 202-16 e reS•11' 02.0 45' MONASSUMES th-YLAMM FOR OTHERUSES./51-)2NOT TOIiE RP •PODUCED. ALLRUM RESENVES ASSMSOR DPI'T. PURPOSESONLY.THE ASSES- SON MANES NO NAHUM AS TOITS ACCURACY ,-o0AONOHTLUNGF CO..Nrrkssessaa1on AMNONDIPT.RIVOISIOILY.111IISIE2. THIS HAPWASPREPORE0 FOR DRAKE COUNTY CONDOMINIUM SOP*umwif maw/FOROlIERACCAr Page 1 of 2 eat MAPWASPPM= RIROMNI COMFY ODRraw NOOWNIITIEAllrens ONTOsemmoouw-Agemfrsmumocoripmwrammoroa. Ammontoe CONDOMINIUM Page 2 of 2. ii 'Xaii--1iftl.Ti.K.--2.5. ' : ; K. x ,7,-g1-,crep a lu —0n "a0 -0 7.; ,..,. —2=c 2'<2,-,-.9 -..m 9.3 ° 5 in,„-_-= 1:.a..trz °- a• = 7,•(7,•-. 0 _ 1 0 -.—0 - g = a S a k'.cf —PDT.9-05 o -- ,.T,14',7)0 2=--,,......1.1,u-.a-o a a' CL 2(1' 3 2.8.°,b; T g-9..a Pt(;)la' DJ .... O. , '1'=ga, p.', 9,0 12 — c,-S' o. PROJECTNO. 937-40 INDEX, TRACTNO. 11593 A.P. NO. 159-121-28 PROJECTNO. 937-40 INDEX, TRACTNO. 11593 A.P. NO. 159-121-28TRACTNO. 11593 NO. LOTS 1 TRACTNO. 11593 NO. LOTS 1 BILLING NO.LOCATEDONLOT UNIT NO.COMMONAREA BILLING NO.LOCATEDONLOT UNIT NO.COMMONAREA '<". 937-40-207 937-40-208 937-40-209 937-40-210 937-40-211 937-40-212 937-40-213 937-40-214 937-40-215 937-40-216 937-40-217 937-40-218 937-40-219 937-40-220 937-40-221 937-40-222 937-40-223 937-40-224 937-40-225 937-40-226 937-40-227 937-40-228 937-40-229 937-40-230 937-40-231 937-40-232 937-40-233 937-40-234 937-40-235 937-40-236 937-40-237 937-40-238 937-40-239 937-40-240 937-40-241 937-40-242 937-40-243 937-40-244 937-40-245 937-40-246 937-40-247 937-40-248 937-40-249 937-40-250 537-40-251 1 •.q " . . • " " ". . " " " " • • • • " " " " " • " " " • • • • " • " • • ' " " 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 Und. 1/53 Int. in Lot 1 • • . . . . . 937-40-252 937-40-253 937-40-254 937-40-255 937-40-256 937-40-258 937-40-259 937-40-257 1 • 46 47 48 49 50 51 52 53 Und. 1/53 Int in Lot 1 " " . . 14MAPWASPREPASa SSESSORtEkTpl.M9eSSSCW.Y.SKSASS...S. CRMAKESNOSUARasttEAS70ITSACCURAC ORASSUMESwe,LOSILITYVOR0 tS arrostarPsoonceo.Au.SIGHTSEUPVEC CORYRIGMTORAMECOUN11ASiSSSOR1991 miDNIN1111 INDEX.PARCEL1AP175-7 Page1of3 MVP W A S P R P A R E D P O O O R M E = M Y ANNINORPVT.PumasOILY.111M11111- eonIINCISNOGUARANREMOITSACCURACINonmamma m a m m a o n e m s e t warmnappooucesALLINNIS ammo. ecoryworammeourrymama tUI INIAEC,PARCELMAP 1 7 5 - 7 15 Page2 o f 3 NO.PARCELS1 A . P . N O . 1 5 9 - 1 2 1 - 3 1 UNITNO.CCIRCNAREA UnitsA-1toA-5 Und.10.4881%Int. i n 8-I t o B-5 P a r . 1 , L . L . 8 4 - 2 3 0 2 6 8 C4 t o C - 5 D61toD-5 E-ItoE-3 F-1 t o F-5 0-1 t o G 4 8,2 t o 11-7 1-2 t o 1-7 3-3to 1-7 X-3 t o X - 7 L-3to L-7 WI-3to 101-7 N-3 t o N-7 0-3to 0-7 in B I k 4 A-1toA-5 ( I n d . 1 0 . 4 8 8 1 % I n t . i n 8-1to B-5 P a r . 1 , L . L . 8 4 - 2 3 0 2 6 8 C-1 t o C-5 D-1 toD-5 E-1toE-3 F-1toF-5 G-1 t o G 4 H-2to/1-7 1-2to1-7 3-3to1-7 K-3toK-7 L-3toL-7 14-3to14-7 N-3to N-7 0-3to 0 - 7 in Elk3 A-1 t o A-5 Und.11.3722%Int.in 8-1to8-5 P a r . 1 , L . L . 8 4 - 2 3 0 2 6 8 C-1toC5 D-1toD-5 E-1 t o E-5 F-1toF-3 G-1 t o G - 5 H-I t o R-7 1-2to1-7 1-2to 1-7 K-3toK-7 L-3toL-7 14-3to11I-7 N-3toN-7 0-3to0-7 P-3toP-7 Q..3to Q-7 tnBIk2 PRCgECTNO.937-40 P A R C E L N R P 1 7 5 - 7 BILLINGNO.LCCATEDCNaura 937-40-268 Par. I 937-40-269 Par. 1 937-40-270 Par. 1 937-40-271 Par. 1 NO.PARCELS1 UNITND. Units Por & C - 2 ForC-3&0-3 Por E-3 D-I& D - 2 2-1&E-2 F-1 t o F - 3 0-1 t o G - 3 H-1to H-7 1-2to1-7 1-2to3-7 K-3 t o X-7 L-3to1,-7 11-3 to14-7 N-3toN-7 0-3to0-7 P-3 t o P -7 Q-3to Q-7 in BlkI Por C - 1 toC-3 For 0 - 3 & B - 3 A-1toA-5 8-1toB-5 C-4&C-5 D-4&D-5 E,4& E - 5 inBlk1 A-ItoA-5 13-1 t o B-5 C-1toC-5 D-1 t o D - 5 2-1 t o E -3 F-1to F-5 G-1toG-7 H-2to8-7 1-2toI-7 1-3to3_7 K-3to K-7 L-3to L-7 inBlk10 A-I t o A-5 B-1to 8-5 C-1 t o C-5 D-1toD-5 E-ItoE-3 F-1 toF-5 G-1 t o c-.7 11,-2to11-7 1-2to 1-7 I-3toJ-7 K-3toK-7 L-3to1-7 inBik11 A.P.NO.159-121-31 034.CHAREA Und.7.8634%Int.in Par.1,L.L.84-230268 Und.2.7829%Int.in Par. 1 , L.L.84-230268 Und.8.1436%Int.in Par.1,L.L.84-230268 Und.8.1436%Int. i n Par.1,L.L.84-233268 Paz. N A P 1 7 5 - 7 LOCATEDCNPARCEL Par. 1 Par. 1 Par, 1 A.P. IV. 159-121-31 I =FA XIS .8 7 70151.T.Spimia A Aggg ag •-•• A Fidelity National Title Company This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. g dz Fi •-V,"r CD 8 (c)i A r- Fidelity National Title Company This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the Company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon. á STATEMENT OF INFORMATION CONFIDENTIAL INFORMATION STATEMENT TO BE USED IN CONNECTION WITH ORDER NO: 00168889-994-RRI COMPLETIONOF THISFORM WILLEXPEDITE YOURORDERAND WILLHELPPROTECT YOU THE STREET ADDRESS of the property in this transaction is: IFNONE LEAVE BLANK ADDRESS:CITY: IMPROVEMENTS:0 SINGLE RESIDENCE 0 MULTIPLE RESIDENCE 1:1COMMERCIAL OCCUPIED BY:0 OWNER 0 LESSEE 1:1TENANTS ANY PORTION OF NEW LOAN FUNDS TO BE USED FOR CONSTRUCTION:YES DNO NAME SPOUSES NAME FIRST MIDDLE LAST FIRST BIRTHPLACE BIRTHDATE BIRTHPLACE I HAVELIVED INCALIFORNIASINCE SOCIALSECURITYNUMBER I HAVELIVED INCALIFORNIASINCE DRIVER'S LICENSE NO.DRIVER'S LICENSE NO. WIFE'S MAIDEN NAME: WE WERE MARRIED ON AT RESIDENCE(S) FOR LAST 10 YEARS MIDDLE LAST BIRTHDATE SOCIALSECURITYNUMBER NUMBER AND STREET CITY FROM TO NUMBER ANDSTREET CITY FROM TO NUMBERAND STREET CITY FROM TO NUMBER AND STREET CITY FROM TO OCCUPATION(S) FOR LAST 10 YEARS HUSBAND PRESENTOCCUPATION FIRMNAME ADDRESS NO. OF YEARS PRIOROCCUPATION FIRMNAME ADDRESS NO. OF YEARS PRIOR OCCUPATION FIRMNAME ADDRESS NO. OF YEARS WIFE PRESENTOCCUPATION FIRMNAME ADDRESS NO. OF YEARS PRIOROCCUPATION FIRMNAME ADDRESS NO. OF YEARS PRIOROCCUPATION FIRMNAME ADDRESS NO. OF YEARS FORMER MARRIAGES:IF NO FORMER MARRIAGES, WRITE "NONE": NAME OF FORMER SPOUSE IF DECEASED: DATE WHERE CURRENT LOAN ON PROPERTY PAYMENTS ARE BEING MADE TO:2. 1.3. HOMEOWNERS ASSOCIATION NUMBER: DATE SIGNATURE HOME PHONE BUSINESS PHONE MISC0008 (Rev. 09/15/2011) OWNER'SDECLARATION Theundersignedherebydeclaresasfollows: 1.(Fillintheapplicableparagraphandstriketheother) Declarant("Owner")istheownerorlessee,asthecasemaybe,ofcertainpremiseslocatedat furtherdescribedasfollows:SeePreliminaryReport/CommitmentNo.00168889-994-VNO-RR1forfull legaldescription(the"Land"). Declarantisthe of ("Owner"),whichistheownerorlessee,asthecasemaybe,ofcertainpremiseslocatedat furtherdescribedasfollows:SeePreliminaryReport/CommitmentNo.00168889-994-VNO-RR1forfull legaldescription(the"Land"). 2.(Fillintheapplicableparagraphandstriketheother) Duringtheperiodofsixmonthsimmediatelyprecedingthedateofthisdeclarationnoworkhasbeendone, nosurveysorarchitecturalorengineeringplanshavebeenprepared,andnomaterialshavebeenfurnished inconnectionwiththeerection,equipment,repair,protectionorremovalofanybuildingorotherstructure ontheLandorinconnectionwiththeimprovementoftheLandinanymannerwhatsoever. Duringtheperiodof sixmonthsimmediatelyprecedingthedateofthisdeclarationcertainworkhasbeen doneandmaterialsfurnishedin connectionwith upon theLandintheapproximatetotalsumof $, butnoworkwhateverremainsto bedoneandno materialsremainto be furnishedto completethe constructionin full compliancewith the plans and specifications,nor are there any unpaidbills incurredfor labor and materialsused in makingsuch improvementsorrepairsupontheLand,orfortheservicesofarchitects,surveyorsorengineers,exceptas follows:. Owner, by theundersignedDeclarant,agreesto anddoesherebyindemnifyandholdharmlessFidelityNational TitleCompanyagainstanyandallclaimsarisingtherefrom. 3.OwnerhasnotpreviouslyconveyedtheLand;isnotadebtorinbankruptcy(andifapartnership,thegeneralpartner thereofisnota debtorin bankruptcy);andhasnotreceivednoticeofanypendingcourtactionaffectingthetitleto theLand. 4.Exceptas shownin the above-referencedPreliminaryReport/Commitment,there are no unpaidor unsatisfied mortgages,deeds of trust, Uniform CommercialCode fmancing statements,regular assessments,special assessments,periodicassessmentsoranyassessmentfromanysource,claimsoflien,specialassessments,ortaxes thatconstitutealienagainsttheLandorthataffecttheLandbuthavenotbeenrecordedinthepublicrecords.There are no violationsof the covenants,conditionsand restrictionsas shownin the above-referencedPreliminary Report/Commitment. 5.TheLandiscurrentlyinuseas occupy/occupiestheLand; andthefollowingarealloftheleasesorotheroccupancyrightsaffectingtheLand: 6.Thereare no otherpersonsor entitiesthat assertan ownershipinterestin the Land,nor are there unrecorded easements,claimsofeasement,orboundarydisputesthataffecttheLand. 7.TherearenooutstandingoptionstopurchaseorrightsoffirstrefusalaffectingtheLand. Thisdeclarationis madewiththe intentionthatFidelityNationalTitleCompany(the "Company")andits policyissuing agentswill relyuponit in issuingtheirtitle insurancepoliciesandendorsements.Owner,by the undersignedDeclarant, agreesto indemnifythe Companyagainstlossor damage(includingattorneysfees,expenses,andcosts)incurredby the Companyasaresultofanyuntruestatementmadeherein. I declareunderpenaltyof perjurythatthe foregoingis trueandcorrectandthatthisdeclarationwasexecutedon at Signature: MISCO220.doc—Owner's Declaration(Rev. 05/05/15) isg-1 2 MARCH1975 TRACTNO. 7 TRACTNO. 8471 TRACTNO. 11593 TRACTNO. 15499 PARCELMAP M.M. 9-8 M.M. 343-13. 14 M.M. 502-11. 12 M.M. 787-31 to 33 inc. P.M. 175-7. 202-16 NOTE - ASSESSOR'S BLOCK & PARCEL NUMBERS SHOWN IN CIRCLES ASSESSOR'S MAP BOOK 159 PAGE 12 COUNTY OF ORANGE /W.TS'7S. ISO ISO' P•M. : 4440; 7BLK. TIMBER CIRCLE 26 19 FLORIDA (STANG LAO 100'ISO'ISO 1I I2S LOT 7 1.859 AC. ISO' 0.207AC. -41 .I.R0..1.. LOT 6 75- 0 C.) i x741 la PAR. 1 T.00 AC. O.218 fs'AC. G"' /SO Isd — DELAWARE LOT 9 1.664, 0 ;.•"2 't 41' ' 4 IIs7S 1.03 AC. IBS 6 •; 5 ISO•01. TRACT ISOP. M. LOT /3 0 25.04 LOT/0 /.0.8 AC. eyea.ccr' 937-40-207- 259 LOT / 0 0.99 AC. t 0.241 AC. 0.141 AC. 75.05' 15.04'/So• PAR. f PAR.2 LOT /2 4l25'42 202-16 STREET — 175-7 NO. 1/593 15006' -4 1" = S TREET et/ 0 TRACT ISO 0 - 0 .3 TRACTPROJECT 937-40-299-304 215.15 LOT 1 Ii . NO.847/ ce 4 ISO O. 479 AC.NO.15499218.11' Soo.,4° PAR. 2 f . 78 AC. 300.21' 01 SEVENTEENTH STREET 1' 50' PS 4. 701 50, 30' So Finance D e p a r t m e n t Receipt Paul Bunton 3775 Reacon Avenue, Suite 229 Fn.—1 CA 9 4 5 3 8 May 0 8 , 2 0 1 8 Receipt N u m b e r 443319 Cashier Batch # 20180508000PC2831 Dept. of Issuance Planning Department Amount P a i d $2,149.00 Permit I License #20180110 Payment M e t h o d Credit C a r d Amount O u t s t a n d i n g $0.00 Fee Amount P a i d Attin;n P.nnil 2-Waiver Dr:Mop Standard $2,047.00 Ate :ion Fee $102.00 Review Permits Status Online: Visit:www.huntingtonbeachca.gov/permitonline Questions? Business License: (714) 536-5267 Planning & Building: (714) 536-5241