HomeMy WebLinkAbout1938-09-21 - Grant RAMPTON, H. FORNATUS and MARY J. ------ - - - ---- - - - -
Form 1002—SM-1-10-38 f
t
•
. GRANT DEED
� d
._.:R'Q, i1►'fU ._ _ d. =JA :._his_-wife---------
.............................
in consideration of_----."__ -__ .11T _MAQQ_---- "-_- ---------- -` — — — "--_--Dollars
to----.-..._the1-°------------------
'i ---------------------in hand paid, the receipt of.which is.hereby acknowledged, do______________________________hereby
6rant to------------------ ----Oorporation-------------------
----------------------
------------------------------------------------------------------- -----
=----- ------- ------
all that real property situated in the............-_.C1_Ly__._QT-H mtiAgtO t-Beach, -------------County of Orange,
State of California, described as follows:
Lots Fifteen (15) and Seventeen (17) in Block
]Five hundred four (504), Main Street Section of
Huntington Beach, as per map recorded in Book 3,
Page 43 of Miscellaneous Baps, Records of Orange
County, California.
SUBJECT TO: Taxes for fiscal year 1938-1939•
SUBJECT TO: Covenants, conditions, restrictions,
reservations, rights, rights of wady and easements,
now of record, if any.
IL�Q
Zo gave aaa to Jfota to the said grantee__A --sviceessors _..-__. _for assigns----fetr-m x...................
Witness------QUr...........hand...e---this............. 1sIP --- o --- -- i9_ .
..........---------•------•--•-•---------•---- -----------------....................................
•-•-•---•----•-------•------ -------------------------------•--. -------•--------------.....•_.
' Order No.__._..3U588............. Recorder's form
When recorded please return this
instrurit tokA
GRANT DEED
Ci�t�t.._tt __ uAtington•_Beach ----------- „
K p = N
.. �,
�, $ t _ tian.Beach ...--_... ro
ty
• a o
L
RAdPTfl
G I C fornfa- _.. l� TO
CITT OF iMMINGTOR BEACH c �?
rA ------•-•-----•-••--•--•-•---•-•-•-••
o
a
September 21 jg o a,
Dated 19_• a �'
Filed for Record at the request of
D,
R, ° Cb *'
A
y
K
R Cb
— , o A, Cb
i
minutes past..............o clock__._._.-M. A y ;
and Recorded in Book............................
n
- - � — -0f Official Records, o o page.-•----•-•- --•--••--------- � � � �
PAGED Orange County, California. z'' t° a o
•-•--•-•-••----•-• ._...--- •---••..._.._•--••--•-•----•---••••-•-••- m
Recorder. R ;
�� ; ;
.F -�
, By-------------------------------------------------------------------
Deputy. y N
30
;rf
c� Ca
/ jgcoR R�
ta
n .
•
Orange County Title Company
A ?.p. 3U,LUTION 0F' MI �A.TY COUNCIL OF TH
AL Y..t O11IZ I:"G PURCHASE OF CEMAVI PWIFE
WI IN WD CITY Af!D UIHOAVYING TKE CITY
City Couwiet"iv of the City of 14untington eadh g'
California, do resolve ,ems folloval
bection It That the City- of Huntington beach
ourc.zase t1 ose certain lots and parcels of land' situate Irt
said City of Huntington Beach, County of 0 e, State of
California, more particularly described as follows:
Lots Fifteen (16) and Seventeen (17) in
I'lock Five Hundred Four ( ►4),, Main Street
Section of Hunts.ngt on Beach,, per map
recorded in Boo 3, Pag- 43 of Misoellaneous
Aape, Records of h;^e County* C-allfornia,
for they 9= of Twenty-nine:Hundred Fifty ($2,950.00) Dollars.
:3ection ; That C. R. Furr, �=�",,° Glerk of the 'city,
of huntInFtan beach, is lwreby authorized to ooreent to and
accept. said Dee covering said ;.row:=r°"ty for € d on behalf *t
Vie City of Huntington Beach and to cause the same to be
corded in the Uf fi a of the County Recorder of the County of
Urar > , 6tato of California.
IPAZI5ED ; A u T1k,_D by the City. Council of the City
of huntlN tan beach, California, at a regularly adjourned
�ieetlnr held on the 26th day of Septenber, 1938.
M. M. McCALLEN
MAYOR
Y •
S��a k;.E Ct�`iI.ZF��stitgl��,
County of Ux*artl ,
City of 3iut3'ti ng-turl Beach.
and-
actinLr City Clerk of the CIty 4:r huntix ;tc�=� � a z � Cal If miss
ex.-ol'' 4.ci_) Clerk of the City Council of said City, do
Iieretry ecrtify that the vhol nunber of f^t r of the City
Couxiell of tie City of I1unt ngton Btach ie five; tit the
torainjing,.... Resolution waspassed arol:...crtaop..a�`rti. by the affirmative
ive
vo�.e of a majority of the nen.bers of said Ci 'y Count-2 at e
r l~ul .rly adjourned meetinr of the City Council held, on the
�►Y S; Councilmen: MOREHOUSE CHAMNESS ` B
NU b: L;aunc i lmen NONE
Ail)"L y Council—can; HENRTCKSON
C. R. FURR
City ier.- and ex- of icto 'ler
of *:1 p, C It Council of the
City of unt , on k;each,
THE FOREGOINC MgTRUMENT IS A CORRECT
COPY OF THE RIGIN ON FILE IN THIS OFFICE
ATTEST.... . 1 �
City Clerk and E"x=cFJxio Clerk of ilie City. Council
Of of Hunan tin aclz�cl
'
B r _. uty
SCRTU No.• (1) OWNER--LENDEI OINT PROTECTION
R,. Amount 2950.00 Mumbap 30588
Policy n lit a Insun
No. 929J37805-B-1..
Secupitq%de InSuPORCe and GUOPO 8 COMPOR9
a QalifoRma Loppm►e um
herein called the Company, for a valuable consideration,paid for this
Policy of Title Insurance,
Boas He>roebg Insiipa
CITY OF HUNTINGTON BEACH,
together with any other person or corporation included in the term the Insured as defined in this
Policy, against loss or damage not exceeding Twenty—nine Hundred Fif ty — — — — —
dollars, which insured shall sustain
by reason of title to the land described in Schedule A being vested at the date hereof otherwise
than as therein stated, or by reason of unmarketability of the title of any vestee to or in said land
on account of defects, liens, encumbrances and other matters not shown in Schedule B, or
by reason of any defect in, or lien or encumbrance on said title, at the date hereof,other than de-
fects, liens, encumbrances and other matters shown in Schedule B, or
by reason of any defect in the execution, but only insofar as it affects the lien or charge upon
said land, of any mortgage or deed of trust securing an indebtedness the owner of which is in-
sured by this Policy or by reason of priority thereto of any lien or encumbrance at the date hereof
except as shown in Schedule B,
all subject, however, to the exceptions and conditions hereto annexed, which exceptions and condi-
tions together with Schedules A and B are hereby made a part of this Policy.
1010itnesslUmpesf, Security Title Insurance and Guarantee Company has caused its
corporate name and seal to be hereunto affixed by its duly authorized officers, this 29th day
of September, 1938, at 9:00 o 'clock A. M.
Secupity`fide Insui:ancemdBuapantee Hompany
By 41
Countersigned: Presid n
Attest: � Z
Assistant Title Officer. Vice President.
This Policy consists of 4 pages which are numbered at the end of each page.
S.C.B.T.U. Fonn 1A OWNF# FORM
SCHEDULE A
1. The title to said land is at the date hereof vested in
CITY OF HUNTINGTON BEACH,
a municipal corporation.
2. The land referred to in this Policy is described as follows:
Lots Fifteen (15) and Seventeen (17) in Block Five Hundred
Four (504), Main Street Section of Huntington Beach, in the
City of Huntington Beach, County of Orange, State of California,
as per map thereof recorded in Book 3, at page 43, of Miscel-
laneous Maps, records of said Orange County.
Page No. 2 of Policy No. 929J37805-B-lA.
S.C.B.T.U.—Form 1B OWNS FORM
SCHEDULE B
Defects, liens, encumbrances and other matters to which said land is subject in the order of priority shown:
1. Taxes for the fiscal year 1938-39, a lien.
2. Conditions and restrictions contained in the deed from
Huntington Beach Company, a corporation, to J. H. Rogers, dated
March 10, 1920, and recorded in Book 364, at page 7, of Deeds,
in the office of the County Recorder of said Orange County.
Page No. 3 of Policy No. 929J37805-B-1,4.
S.C.B.T.U.—Form 1C (S) OWNWS FORM
EXCEPTIONS
The Company does not, by this Policy, insure against loss by reason of:
(1) Rights, easements, liens or encumbrances which are not shown by the official records of, (a) any county in which said
land,or any part thereof,is situated, (b) the county seat of said County, (c) the Federal Offices of the District in which said land
is situated,or (d) the City of Huntington Beach•
(2) Rights reserved to the United States or the State of California, mining claims, water rights, whether shown by said
official records or otherwise.
(3), Any fact, right, interest or claim, adverse to or affecting the title or interest of the Insured, which a correct survey,
an inspection of said land,or inquiry by the Insured of the party or parties in possession would have disclosed.
(4) Assessments, taxes or obligations levied or created for any public or district improvement or purpose,unless at the date
hereof the amount of such assessment, tax or obligation has been fixed,is payable and is shown as a lien by the official records above
referred to.
(5) Proceedings for public improvements which,at the date hereof, are shown by the official records of any such city or
county, but have not resulted in imposition of a lien upon, or establishment of an easement over, or adjudication of the right to a
public use of said land or any part thereof.
(6) Action by any governmental agency for the purpose of regulating occupancy or use of said land or any building or
structure.thereon.
CONDITIONS
1. The term "the Insured" includes all named as insured portion which said payment bears to the amount of said loss.
on the first page of this Policy and as to each insured owner 5. The Company has the right and option, in case any loss
of an indebtedness secured by mortgage or deed of trust shown is claimed under this Policy by an Insured owner of an in-
in Schedule B, each successor in ownership of such indebted- debtedness secured by mortgage or deed of trust, to pay such
ness and any owner thereof, who acquires said land, or any Insured the entire indebtedness of the mortgagor or trustor
part thereof, by foreclosure, trustee's sale, or other legal man- under said mortgage or deed of trust, together with all costs
ner in satisfaction of said indebtedness, or any part thereof; which the Company is obligated hereunder to pay, in which
and as to each other named Insured,if a person,any person or case the Company shall become the owner of, and such In-
corporation deriving an estate or interest in said land as heir sured shall at once assign and transfer to the Company said
or devisee of such person, or if a corporation, any person or mortgage or deed of trust and the indebtedness thereby se-
corporation deriving an estate or interest in said land by dis- cured and such payment shall terminate all liability under
solution,merger or consolidation. this Policy to such Insured.
2. The Company at its own cost shall defend the Insured 6, A statement in writing of any loss or damage for which
in all actions or proceedings commenced against the Insured it is claimed the Company is liable under this Policy shall be
founded upon a defect,lien or encumbrance insured against by furnished to the Company within sixty days after such loss
this Policy and may pursue such litigation to final determina- or damage shall have been ascertained. No action or pro.
tion in the court of last resort. In case any such action or pro- ceeding for the recovery of any such loss or damage shall be
ceeding shall be begun,or in case knowledge shall come to any instituted or maintained until after full compliance by the
Insured of any claim of title or interest adverse to the title as Insured with all the conditions imposed on the Insured by
insured, or which might cause loss or damage for which the this Policy nor unless commenced within twelve months after
Company shall or may be liable by virtue of this Policy, such receipt by the Company of such written statement.
Insured shall at once notify the Company thereof in writing.
If such notice shall not be given to the Company at least five 7. The Company will pay, in addition to any loss insured
days before the appearance day in any such action or pro. against by this Policy, all costs imposed upon the Insured in
ceeding, or if such Insured shall not, in writing, promptly litigation required by the terms of this Policy to be carried
notify the Company of any defect,lien or encumbrance insured on by the Company for the Insured,and in litigation carried on
against or any such adverse claim which shall come to the by the Insured with the written authorization of the Company
knowledge of such Insured, in respect to which loss or damage but not otherwise. The Company will not be liable for costs of
is apprehended, then all liability of the Company as to each litigation, or loss or damage, by reason of defects, claims or
Insured having such notice in regard to the subject of such encumbrances created subsequent to the date hereof or result-
action, proceeding or claim shall cease and terminate, pro- ing in no pecuniary loss to the Insured, or for defects, claims
vided, however, that failure to so notify shall in no case preju- or encumbrances created or suffered by the Insured claiming
dice the claim of any Insured unless the Company shall be such loss or damage, or existing at the date of this Policy and
actually prejudiced by such failure. In all cases where this known to the Insured claiming such loss or damage either at the
Policy permits or requires the Company to prosecute or defend date of this Policy or at the date such Insured claimant acquired
any action or proceeding,the Insured shall secure to it the right an estate or interest insured by this Policy. The liability of
to so prosecute or defend such action or proceeding, and all the Company under this Policy shall in no case exceed in all
appeals therein, and permit it to use, at its option, the name the actual loss of the Insured and costs which the Company is
of the Insured for such purpose. The word "knowledge" in obligated hereunder to pay and in no case shall such total
this paragraph means actual knowledge and does not refer to liability exceed the amount of this Policy and said costs. All
constructive knowledge or notice which may be imputed to the payments under this Policy shall reduce the amount of the
Insured by reason of any public record or otherwise. insurance pro tanto and payment of loss or damage to an
Insured owner of indebtedness shall reduce to that extent the
3. The Company reserves the option to pay, settle or com-
liability of the Company to the Insured owner of said land.
promise for or in the name of the Insured, any claim insured
against or to pay this Policy in full, and payment or tender of
in payment can be demanded by any Insured without produc-
payment of the full amount of this Policy together with all g this Policy for indorsement of such payment.
costs which the Company is obligated hereunder to pay shall 8. Loss under this Policy shall be payable, first, to any In-
terminate all liability of the Company hereunder. sured owner of indebtedness secured by mortgage or deed of
4. Whenever the Company shall have settled a claim under trust shown in Schedule B, in the order of priority therein
this Policy, it shall be subrogated to and be entitled to all shown, and if such ownership vests in more than one, pay-
rights, securities and remedies which the Insured would have ment shall be made ratably as their respective interests may
had against any person or property in respect to such claim, appear, and thereafter, or if there be no such Insured owner
had this Policy not been issued, and the Insured shall transfer of indebtedness, any loss shall he payable to the other Insured,
or cause to be transferred to the Company such rights,securities ratably as their respective interests may appear.
and remedies, and permit it to use the name of the Insured 9. No provision or condition of this Policy can be waived
for the recovery, retention or defense thereof. If the payment or changed except by writing indorsed hereon or attached
does not cover the loss of the Insured, the Company shall be hereto signed by the President, a Vice President, the Secre-
subrogated to such rights, securities and remedies in the pro- tary or an Assistant Secretary of the Company.
Page No. 4 of Policy No. 929J3?8015--B-1C--S-
ShOWI,?y %/,s /5 a /7 in L3/od ,504 al-1-
MAIN ST,PEET SECT/ON
6s pnr nwp racorded in Book 3 crt Pa c 43
Miscellaneous MQ,as RW01-ds of
rare Co., Ca/lf.
Q
m N
RELIANCE OFFICE
5 WNw i 9i_ii_—Edd 9>—wwm—gosi>n�
li NDARD FORMS WJREAU FORM 114 GMN.tsaa)
CIVIL. AUTHORITIES CLAUJW.
is policy is hereby extended to include direct loss and damage to the subject of insursnee:hereunder caused by
tion executed by order of duly constituted civil authority at the time of and only 4uring a conflagration when neces-,
r the purppose of retarding same;subject,however,to all other torme and eonditipns of the policy. Provided,however,
C mpttny shall not bd liable hereunder for a greater proportion of any loss or damage so caused bf-rorder of duly consti-
d civic authority than(Y) the amount of this insurance bears to the whole amount of fire insurance covering such subject
urance, whether vafid or not or by solvent or insolvent insurers,and whether or not such other fire insurance covers
`nst loss or damage by acts of destruction so caused by duly constituted civil authority; (2) nor for a greater proportlow `.
h the amount of insurance under this polio bears to the amount of all insurance,whether valid,or not or by solvent or W.
' )vent insurers,_covering in any manner against the sets of'destruction causing such ices or damage,'
Attached to Policy No.. �' .....................2� 4 .. ..of the.. .�a �PP��}�?..5�.x+Q���� .�..�+� ` I��. C�..
... ..
18511ed t0.:..:. ........................................... ................... ................
el+'
LONG BEACH... CALIFORIA. l3atga FEBRUARY 7, I939
Agency at.................�........................ ............................. ........, .._......_ ... y .. ...
TRADEMARK �„�{i•
N MAC.••, �
e
RE6,u.S:w4x
14 a �• ,
40ARD FORMS BUREAU FORM 208 (MAY 1930)
FALLEN BUILDING CLAUSE WAIVER.
§ 49NCEMENT OF POLICY EXPIRATION OF POLICY AMOUNT INSURED OLD RATE NEW RATE EXTRA PREMIUM
/38 2/7/41 1000.00
Icluded n consideration of J.n... .......... additional premium the provisions (if any) in this policy to the effect.that if.the
ding or any part thereof fall,except as the result of fire,all insurance by this policy shall immediately cease,are hereby
ivied. Under this insurance against loss by fire and this Fallen Building Clause Waiver, this company is not liable for
damage caused by earthquake,or by the fall of any portion of said building from a cause other than fire,unless fire ensues,
and then for the damage by fire only.
! "Contribution Clause including • .provision that other ksarance invalidated under `Fallen
Building Clause' shall be deemed to be contributing insurance." It is understood and agreed
that this company shall not be liable under this policy for a greater proportion of any fire loss on
the within described subject of insurance than the amount hereby insured bears to the entire fire
insurance on such subject of insurance, whether valid or not, or by solvent or insolvent insurers;
Provided that such entire fire insurance shall be deemed to include also all fire insurance on the
subject of insurance, which has been invalidated by the fall of the within described building, or
part thereof, and which but for such fall would have been in force at the time of loss hereunder.
Attached to PolicyNo... .1 2313 .. LIVERPOOL & LONDON' & GLOBE INS. CO.
....... ..of the.............. ............................................................................
.
NAME OF COMPANY
Issuedto............ .......................................................
Agency at......LONG $EACH: _C ALLF. , Dated.. .F'EBRUA:RY '7.t...193 .... .............
-rAADVMARK NA i1AL COMPANY, Ltd.
'�. REG.U.S.PAT.OFF. 11 ..............».._� .-:..�.,.... .
208" ' r3vs+Wwrrrrar.
MAY 1930 Agent.
# gas 4 •Ji
c �t4
t0In
ON.
low AFJW k '
b40
mil-
4 '
tea,
Ow
Aw
vww
'. -
�� �Lb;
Ao
3 x h .` �� 'z• � 4 z utF� ¢�`�k ��"*'i" '.`.fie �w
41
ww
42�
x �,� ' 3 h �� - �-ct '" '� dkz.v� C y y �,r•, `� �P
S �
a T��"C ,m ,* }�'° =r- a.t '� 1'F 5^c �?�. a ^�w -.F`���- � � ke. •8 � 9" a - 9 "y � ':s � �
re
a
Wr
" 'POW,
a pS F { ; 'Y
z n' �xi*�i
e
CALIFQ&A STANDARD fJRM FIRE-INSURANC LICY
2 c�nn N HER INSURANI;E`PERMITTED EXCEP
3 Nc�. D 13 G 3 41 AGRE ENT ENDORSED HEREON OR ADDED H RETO
STOCK COMPANY
THE — — PACIFIC DEPARTMENT
_ ' �-- 201 SANSOME STREET
SAN FRANCISCO
_
AND
AND -
_
_ IOman
—— of Ltverpool,England.
4 AMOUNT $---J-.OQQ 00- -------- RATE 1._00--------- ------ PREMIUM $.._Z0:00
------ ------------
5 IN CONSIDERATION OF THE STIPULATIONS HEREIN NAMED AND OF
6 ---- ----- -----------------------__TE aD N-011.OQ ----- pOLLARS PREMIUM,
7 DOES INSURE _____ _._.H.- FORNATUS_RAMPTON AND MIARY J: RMT—ON--_ aS JOin' -Genan44S
• -------- ---- -----------
$ ----- -- ---- --- with -right- Of --surv_ivOTShip.......................... -----FOR THE TERM OF. `_.HREF,_..yF
9 FROM THE----- ---- ------ -------7th----- -- •- --- - •------- ---- ----DAY OF.- - - ------_.:Y.EBRUARY-----•----------- •-- - -----•- 19 3-8 AT NOON,
10 TO THE------- -- ----- ------`nth- ------- ---- -- --- DAY OF ----- --_F-EI31:ZI Y------- -- •- - 19-------41 AT NOON,
I 1 AGAINST ALL LOSS OR DAMAGE BY FIRE EXCEPT AS HEREINAFTER PROVIDED TO AN AMOUNT NOT EXCEEDING
12 .............. QNE THOUSAND. AND_N0-1100 ....................DOLLARS, TO THE FOLLOWING
13 DESCRIBED PROPERTY WHILE LOCATED AND CONTAINED AS DESCRIBED HE E N ND 0�z EL EWHERE TO-WIT:
4--- -.13_unt in,gt oNIA n 14 SITUATE --------------- -...-- -5_17...I,a.ke_--Street-,-- Lots_.15 and- I7,--- --�o c o
.-- - - -------------------•each,...bia. .n.. eetSectlon, HUNTINGTOI BEACHz G.ALIF.....
.........Onthe C.QTlij2S2a�. O ?
..........roof.................................frif-'...... building
while occupied only for dwelling house purposes,also on walks,flag poles,pergolas and yard decorations (excluding trees,lawns,plants
and shrubbery);and,if not otherwise insured under this or any other policy,on fences and on buildings on said premises occupied only for
private garage,private stable,outbuilding and/or servants'quarter purposes,but the liability of this Company for loss or dam-
age to fences,private garages,private stables,outbuildings and/or servants'quarters not forming a part of said
building shall not in the aggregate exceed ten ( 10%) per cent of the amount of insurance under this item.
.................On household furniture and personal property of every kind and description,including that on which by the terms of this
icy liability must be specifically assumed;also on the interest and liability under contract in such property being acquired on the install-
nt or deferred payment plan (but excluding accounts,bills,bullion,currency,deeds,evidences of debt or other documents,manuscripts,
mhandise kept for sale or held on storage or for repair,motor vehicles of any description,money, notes or securities),being property of
"A aged or for which insured may be legally liable,or,at the sole option of insured,of any guest who does not pay board or rent,any relative
•I£r. red, any member of insured's family or of any servant; also on insured's interest (if insured named herein be a tenant) in improve-
P replacements,alterations and additions to said building(s) made by or paid for by the insured; all while contained in the above de-
dwelling house or attached thereto and, if not separately insured under this or any other policy, while elsewhere on said premises;
i the liability of this Company for loss or damage to any of the property described under;this item while
said premises elsewhere than in the above described dwelling house, shall not in the aggregate exceed
( 10%) per cent of the amount insured'under this item. Loss under this item on property of others than the in-
sured named in this policy shall, subject to all the terms and conditions of this policy,be adjusted with and payable to said named insured.
*$....1QQ..QQ...........On building occupied as a private garage.
*$....= 1. .................On trees,lawns,plants and shrubbery.
*$----f} ................On rentsor rental value of the above described property,as hereinafter set forth.
Loss any} on building(s) only,subject to all the t s t Ic and�--tQo th writt n a ement If nyy)� between this
tT �L ° NAG �1D LOAD A��OCIA�flo as er insurer and the following named payee,is payable to. ............... . .. ... ......_.... .................. ......... __..._.......1.........._.�.....
*No insurance attaches-under-,any item of R.. �o�i .. 2rt��2�tt�i�unt is specified and inserted in the
blank immediately preceding the item, nor shall the aggregate claim for loss or damage to property or of
rents or rental value described in any such item exceed the amount so specified and inserted.
This policy,under any of its items covering building(s), shall also cover wall and ceiling decorations,frescoes, permanent fixtures and
additions, all while attached to and forming a part of said building(s); also on materials while on said premises or immediately adjacent
thereto intended for use in constructing, altering or repairing said building(s); also on awnings, door and window shades and screens and
storm.doors and windows belonging to and while in or attached to said building(s) or while elsewhere on said premises; and, if not otherwise
insured under this or any other policy, and if provided by the insured for use of tenants in said building, on floor coverings, stoves, refriger-
ators,cleaning and fire fighting apparatus,janitor's tools, implements and supplies all only while contained in said building(s).
15 The company will not be liable beyond the actual cash value of the interest of the insured in the property at the time of loss or dam-
16 age nor exceeding what it would then cost the insured to repair or replace the same with material of like kind and quality; said cash
17 value to be estimated without allowance for any increased cost of repair or reconstruction by reason of any ordinance or law regu
18 lating repair or construction of buildings, and without compensation for loss resulting from interruption of business or manufacture.
19 This policy is made and accepted subject to the foregoing stipulations and conditions and those hereinafter stated, which are
20 hereby specially referred to, and made part of this policy,together with such other provisions, agreements or conditions as may be
21 endorsed hereon or added hereto, and no officer, agent,or other representative of this company shall have power to waive any pro-
22 vision or condition of this policy except by writing endorsed hereon or added hereto,and no person,unless duly authorized in writing,
23 shall be deemed the agent of this company. LONGACI , CALIF' 05441
24 This policy shall not be valid until countersigned by the duly authorized agent of the company, at._ ------------E ................ ...........
25 IN WITNESS WHEREOF,this company has executed and attested these presents.
26
27 THE LIVERPOOL & LONDON & GLOBE
INSURANCE CO.', LTD.
28 Manager
29 Countersigned at Wl3'G PBAC 3, CA.LV' 05AA1 _ _ 'jthj f FEBRUARY
-- --- --- --- - ----------this------- - ,N t C-0-M *Y--- -t-C------------------19---3-8
30
.......................... — - --- -Agent
31 STIPULATIONS AND CONDITIONS SPECIALLY REFERRED TO
32 Property not covered. (a) This company shall not be liable for loss to accounts, bills, currency, evidences of
33 debt or ownership or other documents,money,notes or securities; nor,(b) unless liability is specifically assumed hereon,for loss
34 to bullion,casts,curiosities,drawings,dies,jewels, manuscripts,medals,models,patterns,pictures,scientific apparatus,business or
35 store or office furniture or fixtures, sculptures, frescoes, decorations, or property held on storage or for repair.
36 Hazards not covered. This company will not be liable for loss by (a)theft;or(b)by neglect of the insured to
37 use all reasonable means to save and preserve the property at and after a fire,or when the property is endangered by fire; or
38 (c) (unless fire ensues,and in that event for the damage by fire only)by explosion of any kind or lightning; or(d) by invasion,
39 insurrection, riot, civil war, or commotion,or(except as hereinafter provided)by military or usurped power,or order of any civil
40 authority, but the company will be liable (unless otherwise provided by endorsement hereon or added hereto)if the property is
41 lost or damaged, by fire or otherwise, by civil authority or military or usurped power exercised to prevent the spread of fire not
42 originating from a cause excepted hereunder and which fire otherwise probably would have caused the loss of or damage to the
43 insured property.
44 Matters avoiding policy. This entire policy shall be void,(a)if the insured has concealed or misrepresented any
45 material fact or circumstances concerning this insurance or the subject thereof;or, (b)in case of any fraud or false swearing by the
46 insured touching any matter relating to this insurance or the subject thereof, whether before or after a loss.
47 Unless otherwise provided by agreement endorsed hereon or added hereto, this entire policy shall be void, (a) if the
48 insured now has or shall procure any other insurance,whether valid or not,on property covered in whole or in part by this policy,
49 or(b)if the interest of the insured be other than unconditional and sole ownership,or(c)if the subject of insurance be a building
50 on ground not owned by the insured in fee simple,or(d)if with the knowledge of the insured foreclosure proceedings be com-
51 menced or notice given of sale of any property covered by this policy by virtue of any mortgage or trust deed,or(e)if this policy
52 be assigned before a loss.
53 Matters suspending insurance. Unless otherwise provided by agreement endorsed hereon or added hereto
54 this company shall not be liable for loss or damage occurring (a)while the hazard be materially increased by any means within
55 the control of the insured; or(b)if the subject of insurance be a manufacturing establishment,while it is operated in whole or in
56 part at night later than ten o'clock or while it ceases to be operated beyond the period of ten consecutive days; or(c)while
57 mechanics or artisans are employed in building or altering or repairing the described premises for more than fifteen days at any one
58 time; or(d) while illuminating gas or vapor be generated in the described building(or adjacent thereto) for use therein; or(e)
59 while there be kept,used or allowed on the described premises(any usage or custom of trade or manufacture to the contrary not-
- 60 withstanding)calcium carbide,phosphorus,dynarii�. e,nitroglycerine,fireworks or other explosives;or exceeding one quart each of
61 benzine, gasoline, naphtha or ether; or more tharlRwenty-five pounds of gunpowder; or (f) while a building herein described
62 whether intended for occupation by owner or tenant is vacant or unoccupied beyond the period of ten(10)consecutive days;
63 (g)while the interest in,title to or possession of the subject of insurance is changed excepting:—(I)by the death of the insured;
64 (2)a change of occupancy of building without material increase of hazard; and (3) transfer by one or more several copartners
65 or coowners to the others.
66 Such suspension shall not extend the term of this policy nor create any right for refund of the whole or any portion of
67' premium, nor affect the respective rights of cancellation.
68 Chattel mortgage. Unless otherwise provided by agreement in writing endorsed hereon or added hereto this
69 company shall not be liable for loss or damage to any property insured hereunder while encumbered by a chattel mortgage,but
70 the liability of the company upon other property hereby insured shall not be affected by such chattel mortgage.
71 Fallen building clause. Unless otherwise provided by agreement endorsed hereon or added hereto,if a build-
72 ing or any material part thereof fall,except as the result of fire,all insurance by this policy on such building or its contents shall
73 immediately cease.
74 removal when endangered by fire. Should any of said property be necessarily removed because of danger
75 from fire,and there is no other insurance thereon,that part of this policy in excess of the value of the insured property remaining
76 in the original location,or,if there is other insurance thereon,that part of this policy in excess of its proportion of the value of the
77 insured property remaining in the original location,shall,for the ensuing five days only,cover said removed property in its new
78 location or locations.
79 Cancellation. This policy shall be cancelled at any time at the request of the insured, in which case the com-
80 pany shall, upon surrender of this policy, refund the excess of paid premium above the customary short rates for the expired
81 time. This policy may be cancelled at any time,without tender of unearned portion of premium, by the company by giving
82 five(5)days'written notice of cancellation to the insured and to any mortgagee or other party to whom,with the written consent
83 of the company, this policy is made payable, in which case the company shall, upon surrender of the policy or relin-
84 quishment of liability thereunder, refund the excess of paid premium above the pro rata premium for the expired time.
85 Duty of insured in case of loss. When a loss occurs the insured must give to this company written notice
86 thereof without unnecessary delay; and shall protect the property from further damage; forthwith separate the damaged and
87 undamaged personal property and put it in the best possible order; and without unnecessary delay make a complete inventory
88 stating as far as possible the quantity and cost of each article, and the amount claimed thereon.
89 Within sixty days after the commencement of the fire the insured shall render to the company at its main office in
90 California named herein preliminary proof of loss consisting of a written statement signed and sworn to by him setting forth:-
91 (a)his knowledge and belief as to the origin of the fire; (b)the interest of the insured and of all others in the property; (c)the
92 cash value of the different articles or properties and the amount of loss thereon; (d) all incumbrances thereon; (e) all other
93 insurance, whether valid or not, covering any of said articles or properties; (f) a copy of the descriptions and schedules in all
94 other policies unless similar to this policy,and in that event,a statement as to the amounts for which the different articles or prop-
95 erties are insured in each of the other policies; (g)any changes of title, use, occupation, location or possession of said property
96 since the issuance of this policy; (h) by whom and for what purpose any building herein described, and the several parts
97 thereof, were occupied at the time of the fire.
98 If the company claims that the preliminary proof of loss is defective and within five days after the receipt thereof
99 (without admitting the amount of loss or any part thereof)notifies in writing the insured,or the party making such proof of loss,of
100 the alleged defects(specifically stating them)and requests that they be remedied by verified amendments the insured or such party
101 within ten days after the receipt of such notification and request must comply therewith or, if unable so to do, present to the
102 company an affidavit to that effect.
103 The insured shall also furnish,if required, as far as it is practicable to obtain the same,verified plans and specifications of
104 any buildings, fixtures or machinery destroyed or damaged; and the insured shall exhibit to any person designated in writing by
105 this company all that remains of any property herein described and shall submit to examination under oath,as often as required,
106 by any such person,and subscribe to the testimony so given and shall produce to such person for examination all books of account,
107 bills,invoices and other vouchers,and permit extracts and copies thereof to be made,and in case the originals are lost certified
108 copies,if obtainable, shall be produced.
109 Ascertainment of amount of loss. This company shall be deemed to have assented to the amount of the
110 loss claimed by the insured in his preliminary proof of loss,unless within twenty days after the receipt thereof, or, if verified
III amendments have been requested, within twenty days after their receipt, or within twenty days after the receipt of an affidavit
112 that the insured is unable to furniql&h amendments, the company shall notify nsured in writing of its partial or total
113 disagreement with the amount of claimed by him and `shall also notify him�riting of the amount of loss, if any, the
114 company admits on each of the different articles or properties set forth in the preliminary proof or amendments thereto.
115 If the insured and this company fail to agree, in whole or in part, as to the amount of loss within tendays after such
16 notification, this company shall for demand in writing an appraisement of s or part of loss as to which there is a
117 disagreement and shall name a co t and disinterested'appr`aiser, and the im ithin
118 demand and name, shall appoint a c mp five days after receipt of such
etent and disinterested appraiser and notify a company thereof in writing, and the
119 two so chosen shall before commencing the appraisement, select a competent and disinterested umpire.
120 The appraisers together shall estimate and appraise the loss or part of loss as to which there is a disagreement, statin
121 separately the sound value and damage,and if they fail to agree they shall submit their differences to the umpire,and the away
122 in writing duly verified of any two shall determine the amount or amounts of such loss.
123 The parties to the appraisement shall pay the appraisers respectively appointed by them and shall bear equally the expense
124 of the appraisement and the charges of the umpire.
125 If for any reason not attributable to the insured,or to the appraiser appointed by him, an appraisement is not had and
126 completed within ninety days after said preliminary proof of loss is received by this company, the insured is not to be prejudiced
127 by the failure to make an appraisement,and may prove the amount of his loss in an action brought without such appraisement.
128 Options of company in case of loss. This company may, at its option, take all or any part of the
129 property for which insurance hereunder is claimed at its ascertained or appraised value, and may also, at its option,in satis-
130 faction of its liability hereunder,repair, rebuild or replace any building or structure or machine or machinery used therein,with
131 other of like kind and quality, within a reasonable time,upon giving notice within twenty days of its intention so to do after tha
132 receipt by it of the preliminary proof of loss,or, if verified amendments have been requested, within twenty days after their
133 receipt,or,within twenty days after the receipt of an affidavit that the insured is unable to furnish such amendments.
134 There can be no abandonment to this company of any property.
135 Apportionment of loss. This company shall not be liable under this policy for a greater proportion of any loss
136 on the described property,or for loss by,and expenses of,removal from the premises endangered by fire, than the amount hereby
137 insured bears to the entire insurance covering such property whether valid or not, or by solvent or insolvent insurers.
138 Loss when payable. A loss hereunder shall be payable in thirty days after the amount thereof has been ascer-
139 tained either by agreement or by appraisement; but if such ascertainment is not had or made within sixty days after the receipt
140 by the company of the preliminary proof of loss, then the loss shall be payable in ninety days after such receipt.
141 Non-waiver by appraisal or examination. This company shall not be held to have waived any pro
142 vision or condition of this policy or any forfeiture thereof, by assenting to the amount of the loss or damage or by any require-
143 ment, act, or proceeding on its part relating to the appraisal or to any examination herein provided for.
144 Subrogation. If this company shall claim that the fire was caused by the act or neglect of any person or corporation,
145 this company shall, on payment of the loss be subrogated to the extent of such payment to all right of recovery by the insured for
146 the loss resulting therefrom, and such right shall be assigned to this company by the insured on receiving such payment.
147 Time for commencement of action. No suit or action on this policy for the recovery of any clahn shall be
148 sustained,until after full compliance by the insured with all of the foregoing requirements,nor unless begun within fifteen months
149 next after the commencement of the fire.
150 Definitions. Wherever in this policy the word"insured"occurs,it shall be held to include the legal representatives
151 of the insured in case of his death,and wherever the word"loss"occurs,it shall be deemed the equivalent of"loss or damage,"
152 and wherever the words "the time of loss or damage" are used they shall be deemed the equivalent of "the time of the com-
153 mencement of the fire."
"Restriction in Case of Specific Insurance." This policy does not cover any article or piece of personal
property separately insured for a specific amount under this or any other policy, whether such insurance be
valid or invalid or by solvent or insolvent insurers, except for the excess of value of any such article or piece
of personal property over and above the amount of such specific insurance.
"RENT OR RENTAL VALUE PROVISIONS." If an amount is specified and inserted in the blank immediately preceding rents or
rental value item hereof,the following provisions shall also constitute a part of this policy as respects the insurance under said rents or
rental value item,viz.: In case said building(s),or any part thereof,shall be rendered untenantable by fire or lightning,this Company shall
be liable for the actual loss of rents and/or rental value thereof for such period of time as would be required with due diligence to restore
such buildings) to the same tenantable condition as before the loss,not exceeding,however,the proportion of such loss which the insurance
under said item bears to the total insurance on such rents and/or rental value. In the event of disagreement as to the time that would be re-
quired to restore said buildings) to the same tenantable condition as before the loss or as to the rental value of said building(s),the same
shall be determined by appraisement in the manner provided in the printed conditions of this policy. If the building(S) Or any ma-
terial part thereof fall, except as a result of fire,all insurance on rents or rental value of such building(s) by
this policy shall immediately cease.
-"PERMITS AND AGREEMENTS:' permission grant#(a)for other insurance; (b) for such use of the premises as is usual and inci-
dental to the occupancy as described herein; (c) to keep and use all articles and materials usual and incidental to such occupancy in such
quantities as the exigencies of the occupancy require; (d) for occupancy in part of the within described dwelling house for a beauty parlor,
barber shop, circulating library, cobbler shop, doctor's or dentist's office, dressmaker's, milliner's or tailor's workroom, office, post office,
private garage,telegraph office,telephone exchange, provided said building be principally occupied for dwelling house purposes; (e) for the
within described building(s) to be in course of construction,alteration and/or repair (all without limit of time). IF SAID PREMISES BE
LOCATED WITHIN THE INCORPORATED LIMITS OF A CITY OR TOWN this insurance shall not be prejudiced if: (1) the property
insured hereunder is on ground not owned by the insured in fee simple; (2) the interest of the insured in said property,or any part thereof
is other than that of unconditional and sole ownership; (3) any part of said personal property is or becomes encumbered by one or more
chattel mortgages;(4) foreclosure proceedings be commenced or notice of sale be given of any property insured hereunder by reason of any
mortgage or trust deed; (5) changes take place in the interest, title or possession of the subject of insurance,whether by legal process or
judgment or by voluntary act of the insured,or otherwise,provided the insured retains an insurable interest therein,and that this Company
consents thereto in writing within thirty (30) days next following date of any such change; (6) the insured has in writing prior to any loss
hereunder released perspns,firms or corporations from liability for loss by fire from whatever cause arising; (7) any.error is made in de-
scribing the location of the building(s) insured hereunder; (8) there be any act or omission on the part of tenants of any building(s) herein
described which act or omission is not within the control of the insured named herein; (9) said building(s) be or become vacant or unoccu-
pied for an unlimited period. IF SAID PREMISES BE LOCATED OUTSIDE THE INCORPORATED LIMITS OF A CITY OR TOWN
permission granted for said building(s) to be unoccupied (but not vacant) without limit of time, and also from time to time to be vacant
for a period of not to exceed sixty (60) consecutive days at any one time.
For the purposes of this contract "UNOCCUPIED" and "VACANT"are defined as follows:
"UNOCCUPIED (but not vacant)."A building intended for residence by human beings shall be deemed to be"unoccupied (but not va-
cant)"within the meaning hereof, if such building contains the furnishings ordinarily contained therein to enable the use of said building
for the purpose for which it is adapted though no lawful occupant be residing therein.A building not intended for residence by human beings
shall be deemed to be"unoccupied (but not vacant)"within the meaning hereof if the dwelling house to which such building is appurtenant
be"unoccupied (but not vacant)"as defined hereinabove.
"VACANT."A building intended for residence by human beings shall be deemed to be vacant within the meaning hereof, unless such
building contains the furnishings ordinarily contained therein to enable the use of said building for the purpose for which it is adapted.A
building not intended for residence by human beings shall be deemed to be vacant within the meaning hereof if the dwelling house to which
such building is appurtenant be vacant as defined hereinabove.
"LIGHTNING CLAUSE." (This Clause void as to Tornado Insurance.) This policy shall cover any direct loss or damage by lightning
(meaning thereby the commonly accepted use of the term"lightning"and in no case to include loss or damage by cyclone;tornado or wind-
storm) not exceeding the sum insured nor the interest of the insured in the property, and subject in all other respects to the terms and
conditions of this policy; Provided, however, that if there shall be any other insurance on said property this Company shall be liable only
pro rata with such other insurance for any direct loss by lightning whether such other insurance be against direct loss•by lightning or not.
"Electrical Exemption Clause." If dynamos, wiring, lamps, motors, switches or other electrical appli-
ances or devices are insured by this policy, this insurance shall not cover any immediate loss or damage to
dynamos, exciters, lamps, motors, switches, or any other apparatus for generating, utilizing, testing, regu-
lating, or distributing electricity, caused directly by electric currents therein whether artificial or natural,
including lightning.
COMBINED DWELLING AND RENTAL ., o
CALIFORNIA_STANDARD- FORM , _ ,;9 a � 6 'd a
FIRE INSURANCE POLICY
b
READ THIS POLICY �' bo
04-1
Ins.Co.is liable only for actual cash value. 0 two
No. D 132341
+, I� v
: 11
-1 �-,
a> a>
SAC
•00 V
p Policy IS void in case of any fraud, EXPIRES February 7s 191�1 b
false swearing, misrepresentation or conceal- �o, W
ment about material facts. LOCATION 517 Lake St. sx M E,too w ? o v w-�
u to ton l W 4 u'' : 0A a) E
Policy s void, Hn Beach.,unless otherwise agreed g g .,i I�
in writing, if AMT. $ 1000,00 PREM. $ 10.00co 0 a�'i 10440,
"t�•G
1st: It is assigned before loss; NAME OF INSURED C m .� z c z '
2nd. Insured has or shall M
procure other H. FORNATUS RAMPTON AND kN.Y J.
P J
RAMPTON Q' c m� +� �, 0 W pWq 0 0 RECEIPT FOR CANCELLATION'
insurance; ,
rd. Any change occurs in location of _ ,�
rd. O
a : b0aPertY a C*LOAN #11719
4th. Insured building is on ground not owned in fee simple by insured; THE :~ O ......................................................
5th. Insured is not sole and unconditional A
tom, Cd "o A ...-- ------•• -------- ....
t ~ U z
1
owner. AND °�' (V �.� O IN CONSIDERATION of the receipt of
Policy is suspended, unless otherwise rbe
i agreed in writing= if AND a o
+� o
6th.' Described building becomes vacant .� O ; 0 ce O DOLLARS
„� o E-4 S 0 O being the amount of RETURN PREMIUM on
t-or unoccupied for 10 days; ��' �, �, W y, 04
amumma � , +; = v Cd
this policy, the same is hereby cancelled and
7th. Mechanics are employed more than ° o w W surrendered from this date.
r oe uwarpooi. slam. P4 B w 0 0 0 � �
15 days in repairing same; U
N N O C3 n°+
8th. Property is or becomes encumbered o z +' a ?81'
by chattel mortgage. PACIFIC DEPARTMENT -----• -------------•--
9th. Illuminating gas or vapor is generated 201 SANSOME STREET.SAN FRANCISCO W' v '40
,,� N
n or adjacent to described building;
a �,
loth. Explosives or prohibited quantities 0 &a 0 .................. ....................................... ....
ce asoline etc. are kept on remises. W ; a� � 0 $4 Insured.
0 Pc
Insurance ceases if described build- E, o
ing or any material part falls except as z a o: N :d � �
0 0
W �:
�• ia..,
result of fire. V �y
M A� 1 1 Fi p �a� it r/2 m .. .�'
Policydoes not cover certain enumerated �� C�1„� `" td°`H 18 j g
personal property. A�1 137 West t st Street off' c�a,1Z
y 0 A P4 A
�. a
LONG BEACH, CALIFOBNIA U2 0;.N cd O:
O, }: W:
Note articular) duty of insured in case
W OA v1 .4 ,
particularly Y o U: Ei a�
m
s.
of loss; 0 ai -4 vs 47
F-. O � 000
Also provisions avoiding or suspending
policy, including changes of ownership or °' o j' aoi
0= o
possession. o �i'a� W a)
IT IS IMPORTANT THAT THE WRITTEN PORTIONS OF ALL.POLICIES d - g
COVERING THE SAME PROPERTY READ EXACTLY.ALIKE. E� ( �w Gbl V. A -IF THEY DO NOT THEY SHOULD BE MADE.UNIFORM AT ONCE.
12719-S 2 37 B
__ A-