HomeMy WebLinkAboutCity Council - 5874 RESOLUTION NO. 5874
A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF
HUNTINGTON BEACH APPROVING AND AUTHORIZING EXECUTION
AND DELIVERY OF A JOINT POWERS AGREEMENT CREATING THE
BIG INDEPENDENT CITIES EXCESS POOL JOINT POWERS
AUTHORITY, AUTHORIZING THE EXECUTION AND DELIVERY OF
A LIABILITY RISK COVERAGE AGREEMENT AND THE FILING OF
A VALIDATION PROCEEDING AND CERTAIN OTHER ACTIONS IN
CONNECTION THEREWITH
WHEREAS, the City of Huntington Beach ("City" ) is a
municipality duly organized and existing under the
Constitution and the laws of the State of California ( "State" ) ;
The City is authorized by Part 6 of Division 3 .6 of Title
1, Sections 990 et seg. , of the California Government Code
( "Act" ) to insure itself against tort or inverse condemnation
liability, to insure its employees against injury resulting
from an act or omission in the scope of his employment and to
insure against the costs of defending such claims;
Pursuant to Section 990 .4 of the Act, the City is
authorized to provide insurance by self-insurance which may be
funded by appropriations and to establish or maintain reserves
for such purposes;
Pursuant to Section 990 .6 of the Act, the cost to the City
of such self-insurance is a proper charge against the City and
therefore the City Council of the City is authorized to make
premium payments for such coverage in an amount such Council
determines to be necessary to provide such coverage;
Pursuant to Section 990 .8 of the Act, the City is
empowered to obtain insurance coverage through a joint powers
agreement with other local public entities created pursuant to
1 - 5874
Chapter 5 of Division 7 of Title 1, Sections 6500 et seq. of
i
the California Government Code ( "Joint Powers Law" ) , and such
pooling of self-insured claims and the risk sharing of losses
is not considered insurance subject to regulation under the
California Insurance Code;
The City and certain other cities organized under the laws
of California having a population in excess of 100,000 (which
are referred to below as "Participants" ) propose to form a
pooled liability insurance risk sharing program pursuant to
the Act;
In order to implement such pooled liability insurance risk
sharing program the City and the Participants propose to
create a joint powers authority pursuant to the Joint Powers
Law, to be known as the "Big Independent Cities Excess Pool
Joint Powers Authority" ( "Authority" ) by approving and
executing a joint powers agreement creating the Authority ( the
"Joint Powers Agreements" ) ;
The Joint Powers Agreement will authorize the Authority to
exercise necessary powers to implement the purposes of the
Authority through the Authority 's Board of Directors;
It is anticipated that the Authority will assist the City
and the other Participants to obtain self-insurance for
liability risks ( "Coverage" ) through and on the terms set
forth in the Liability Risk Coverage Agreement presented to
this meeting and on file with the Clerk of the City Council
( "Coverage Agreement" ) by and among the Authority and other
California cities, which may include the Cities of Fullerton,
Garden Grove, Huntington Beach, Oxnard, Pomona, Sacramento,
- 2 - 5874
San Bernardino and Santa Ana, California (each of the City and
such Cities set forth in this paragraph being referred to
herein individually as a "Participant" and collectively as the
"Participants" ) ;
This Council proposes to authorize the execution of the
Coverage Agreement for the purpose of providing Coverage for
the City for the benefit of the City' s residents and taxpayers
and for the health and safety of the public;
The Participants propose to cause the Authority to
authorize the issuance, sale and delivery pursuant to a Trust
Indenture ( "Indenture" ) of revenue bonds ( "Bonds" ) payable
from revenues of the Authority, including Basic Premium (as
defined in the Coverage Agreement ) to be paid by the City and
the other Participants under the Coverage Agreement, in order
to fund reserves initially in an amount determined sufficient
to pay Settlements (as defined in the Coverage Agreement) when
due and to provide the Coverage described in the terms set
forth in the Coverage Agreement and in the Memorandum of
Liability Coverage attached thereto ( "Memorandum" ) ;
The City has conclusively determined following
investigation that either public entity liability insurance
coverage is not available to the City from commercial insurers
or from any other source at a reasonable cost;
The City has further determined, based upon the advice of
independent professional insurance consultants familiar with
the cyclical nature of the reasonable availability of coverage
in the commercial insurance market, that it is uncertain when
such liability insurance is expected to become available at a
3 - 5874
reasonable cost, thereby in the interim exposing the City to
self-insuring from available revenues on a year by year basis
with the attendant risks of fiscal instability and burdens on
its citizens in the event of large liability claims recoveries;
This Council hereby further determines that the periodic
unwillingness of the commercial insurance market to provide
primary or excess public entity liability insurance to local
governments at reasonable rates or, in certain cases, at any
rate, mandates that the City seek not only an immediate
solution but also a long-term permanent solution to this
problem which will in future years free them from exposure to
the vagaries of commercial insurance cycles;
The City, along with a steering committee of the other
Participants, in consultation with independent professional
insurance consultants, have formulated a joint risk-sharing
insurance program to be administered by the Authority to meet
the public entity liability insurance coverage needs of the
Participants which will provide the following advantages,
among others, to the Participants:
(a ) immediate funding of a claims payment fund ( the
"Claims Payment Fund" ) through an initial deposit from the
proceeds of the sale of the Bonds for the dual purpose of
providing immediate protection from large claims loss and
facilitating eventual access to the commercial reinsurance
market,
(b) mutual agreement by the Participants to pay annual
premium amounts on both a prospective and a restrospective
basis calculated actuarially to spread and moderate the
4 - 5874
cost of claims loss to each Participant,
(c ) relief from the burden of paying premiums to
commercial insurers at levels reflecting the insurers '
high costs of underwriting, administration and brokerage
fees since the Authority 's costs will be limited to
reasonable administrative costs,
(d) relief from the commercial insurers ' rights under
excess liability policies to force claim settlements which
are payable primarily in each case from the Participant 's
self-insurance funds,
(e) access to the commercial reinsurance market in future
years when commercial reinsurance is available at rates
deemed favorable by the Participants, and
(f ) actuarially-determined premium payments calculated to
provide amounts in each year necessary to maintain the
Claims Payment Fund at an actuarially sound level and
therefore sufficient to reserve against the incurred
losses of the Participants;
The Council hereby further determines that the
Participation Premium (as defined in the Coverage Agreement)
to be paid in each year by each Participant, including the
City, as provided for and upon the conditions set forth in the
Coverage Agreement, will be payable only upon the condition of
the receipt of the consideration represented by the insurance
protection to be provided in such year under the Coverage
Agreement, but in the event that such protection is so
provided in any year, such Participation Premium will be a
binding obligation of the City payable from legally available
5 - 5874
moneys;
This Council hereby further determines that the obtaining
of the insurance protection and services provided for under
the Coverage Agreement is essential in the preservation and
fostering of the health, safety and property rights of the
citizens of the City and the lack of availability of
reasonable commercial public entity liability insurance to
local governments generally in the State of California and to
the City in particular, constitutes a public emergency;
It is necessary and in the interest of the citizens of the
City to establish, through the execution of the Joint Powers
Agreement and the Coverage Agreement and sale of the Bonds,
and maintain through pro rata contributions of each
Participant, including the City, a debt service reserve fund
therefor, in order to establish adequate reserves to permit
the Bonds to be marketed at the lowest possible interest rates;
This Council hereby determines that it is reasonably
expected that the cost of funding and maintaining such reserve
fund will be more than offset by the anticipated benefits and
economies to be realized by the pooling of risks and losses
pursuant to the Coverage Agreement;
Article 16, Section 6 of the Constitution of the State,
regarding lending of public credit or funds, provides, in
relevant part, that such Section "shall not prohibit any
county, city and county, city, township, or other political
corporation or subdivision of the State from joining with
other such agencies in providing for the payment of workers '
compensation, unemployment compensation, tort liabiltiy, or
6 _ 5874
public liability losses incurred by such agencies, by entry
into an insurance pooling arrangements under a joint exercise
of powers agreement, or by membership in such publicly-owned
non profit corporation or other public agency as may be
authorized by the Legislature" ;
Premium shall be paid by the City in consideration of the
Coverage offered by the Coverage Agreement and by the
Memorandum and the sharing of the risk of liability for claims
associated with the pooled self-insurance program during each
Coverage Period (as defined in the Coverage Agreement ) ; this
Council hereby agrees and determines that such Premium
payments represent the fair market value of the Coverage; in
making such determination, consideration has been given to the
initial costs of establishing the pooled insurance program,
the unavailability of affordable commercial liability
insurance to the City and to other Participants, the
anticipated costs of commercial liability insurance in the
future, the obligations of the Participants under the Coverage
Agreement ( including the other Participants ' agreement to
share the risk of costs imposed by liability claims to the
City) , the obligation of the Authority to provide insurance
services, the benefits resulting from capitalization of a
pooled insurance program ( including the prospect of access to
the commercial liability reinsurance market) and the other
benefits therefrom which will accrue to the City and the
health and safety of the general public;
The City receives benefit from the sharing of risk of
costs imposed by liability claims under the terms of the
7 - 5874
Coverage Agreement during each Coverage period; the assessment
of Pure Premium is the means by which such risk-sharing is
implemented; and the procedure established in the Coverage
Agreement for the calculation, adjustment and assessment of
Pure Premium is hereby determined to be fair, just and
reasonable as a means of such risk-sharing;
Section 52511 of the California Government Code provides
that " (a) local agency may bring an action to determine the
validity of its bonds, warrants, contracts, obligations or
evidences of indebtedness pursuant to Chapter 9 (commencing
with Section 860 ) of Title 10 of Part 2 of the Code of Civil
Procedure" and the City proposes to bring such an action
together with the other Participants to validate the
Participants ' obligations under the Coverage Agreement, and
proposes to authorize legal counsel to conduct such
proceedings; and
All acts, conditions andthings required by the
Constitution and laws of the State to exist, to have happened
and to have been performed precedent to and in connection with
the execution of the Joint Powers Agreement and the Coverage
Agreement as authorized hereby do exist, have happened and
have been performed in regular and due time, form and manner
as required by law, and the City is now duly authorized and
empowered, pursuant to each and every requirement of law, to
execute the Joint Powers Agreement and the Coverage Agreement
in the manner and upon the terms herein provided;
NOW, THEREFORE, BE IT RESOLVED by the City Council of the
City of Huntington Beach as follows;
8 - 5874
SECTION 1 . Declaration of Council . This Council
hereby specifically funds and declares that the actions
authorized hereby constitute and are with respect to public
affairs of the City, and that the statements, findings and
determinations of the City set forth in the preambles above
and of the documents approved herein are true and correct .
SECTION 2 . Joint Powers Agreement . Pursuant to
Section 6502 of the Joint Powers Law, the Joint Powers
Agreement creating the Big Independent Cities Excess Pool
Joint Powers Authority by and among the City and other cities,
which may include the cities of Fullerton, Garden Grove,
Huntington Beach, Oxnard, Pomona, Sacramento, San Bernardino
and Santa Ana, California, presented to this meeting and on
file with the Clerk of the City Council, and the joint
exercise of the powers common to the contracting parties
thereunder, are hereby approved. The Mayor , City Manager (or
City Administrator ) and Finance Director are hereby authorized
and directed, for and in the name and on behalf of the City,
to execute and deliver such Joint Powers Agreement . Edward H.
Thompson is hereby appointed the City' s representative to the
Authority and Robert J. Franz is hereby appointed the City's
alternate representative to the Authority. Such
representative and alternate representative are each hereby
authorized to take all actions necessary and appropriate to
implement the purposes of the Joint Powers Agreement and the
Coverage Agreement .
SECTION 3 . Liability _ Risk Coverage Agreement . The
form of Liability Risk Coverage Agreement, with an effective
9 - 5874
date of its date of execution, between the City and other
California cities, which may include the Cities of Fullerton,
Garden Grove, Huntington Beach, Oxnard, Pomona, Sacramento,
San Bernardino and Santa Ana, California, as Participants and
the Authority, as the provider of liability insurance
thereunder , presented to this meeting and on file with the
Clerk of the City Council is hereby approved. The Mayor, City
Manager (or City Administrator ) and Finance Director are
hereby authorized and directed, for and in the name and on
behalf of the City, to execute, acknowledge and deliver to the
t which the judgment of
Authority, on or after the date on
A Y. 7 9
validation referred to in Section 4 hereof becomes final, said
Liability Risk Coverage Agreement in substantially said form,
with such changes therein as such officer may require to
approve, such approval to be conclusively evidenced by the
execution and delivery thereof.
SECTION 4 . Validation Proceedings . The Mayor, City
Manager (or City Administrator) and Finance Director and any
other officer or official of the City authorized by the Mayor
are hereby authorized and directed to participate and
cooperate to the fullest extent practicable with the
Authority, the other Participants and representative of Brown
& Wood, San Francisco, California ( "Special Counsel" ) , which
firm is proposed to be retained by the Authority as legal
counsel with respect to the issuance of the Bonds and
validation proceedings and which retention is hereby approved
by this Council, in the conduct of validation proceedings
regarding the Coverage Agreement and the Bonds and to do any
- 10 - 5874
and all things and to execute and deliver any documents which
officers and staff may deem necessary or advisable in
connection therewith.
SECTION 5 . Attestation and Seal . The Clerk of the
City Council is hereby authorized and directed to attest the
signature of the authorized signatory, and to affix and attest
the seal of the City, as may be required or appropriate in
connection with the execution and delivery of said Coverage
I
Agreement.
SECTION 6 . Further Actions . Officers of the City
Council and the Mayor , City Manager (or City Administrator )
and Finance Director and any other officer or official of the
City authorized by the Mayor , are hereby authorized and
directed, jointly and severally, to do any and all things and
to execute and deliver any and all documents which they may
deem necessary or advisable in order to consummate the sale,
execution and delivery of the Bonds by the Authority and
otherwise to carry out, give effect to and comply with the
terms and intent of this resolution, the Bonds, the Joint
Powers Agreement, Coverage Agreement and Indenture. Such
actions heretofore taken by such officers are hereby ratified,
confirmed and aproved.
END OF PAGE
11 - 5874
SECTION 7 . Effective Date. This resolution shall take
effect immediately upon its passage.
PASSED AND ADOPTED by the City Council of the City of
Huntington Beach at a regular meeting thereof held on
the .�»Qf day of 41 1988 .
MaeD
--` "
ATTEST: APTO FORM:
City Clerk C ' t Atto ey l.�. 5-tie
2s--
REVIEWED AND APPROVED: INITI D AN VED:
J
City Administrator Director Ad inistr ive
SerNices
be
- 12 - 5874
Res. No. 5874
STATE OF CALIFORNIA )
COUNTY OF ORANGE ) ss:
CITY OF HUNTINGTON BEACH )
I, ALICIA M. WENTWORTH, the duly elected, qualified City
i
Clerk of the City of Huntington Beach, and ex-officio Clerk of the
City Council of said City, do hereby certify that the whole number of
members of the City Council of the City of Huntington Beach is seven;
that the foregoing resolution was passed and adopted by the affirmative
vote of more than a majority of all the members of said City Council
at a regular meeting thereof held on the 2nd day
of - May 19 88 by the following vote:
AYES: Councilmen:
Kelly, Green, Finley, Erskine, Mays, Winchell, Bannister
NOES: Councilmen:
None
ABSENT: Councilmen:
None
� ✓IJ
City Clerk and ex-officio Clerk
of the City Council of. the City
of Huntington Beach, California
5874