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HomeMy WebLinkAboutCity Council - 2000-42 RESOLUTION NO. 2000-42 A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH ESTABLISHING A MONEY-PURCHASE RETIREMENT PLAN WHEREAS, the City Council of the City of Huntington Beach (the "Employer") has employees rendering valuable services; and WHEREAS, the establishment of a money-purchase retirement plan benefits employees by providing funds for retirement and funds for their beneficiaries in the event of death; and WHEREAS, the Employer desires that its money-purchase retirement plan be administered by the ICMA Retirement Corporation and that the funds held pursuant to such plan be invested in the ICMA Retirement Trust, a trust established by public employers for the collective investment of funds held under their retirement and deferred compensation plans: NOW, THEREFORE, BE IT RESOLVED that the Employer hereby establishes, or has established, a money-purchase retirement plan (the "Plan") in the form of the ICMA Retirement Corporation Governmental Money Purchase & Trust, pursuant to the specific provisions of the Adoption Agreement (executed copy attached hereto as EXHIBIT "A" and incorporated herein by this reference). The Plan shall be maintained for the benefit of eligible employees and their beneficiaries; and BE IT FURTHER RESOLVED that the Employer hereby authorizes the City Treasurer to execute the Declaration of Trust of the ICMA Retirement Trust (attached hereto as EXHIBIT "B" and incorporated herein by this reference), intending this execution to be operative with respect to any retirement or deferred- compensation plan subsequently established by the Employer, if the assets of the Plan are to be invested in the ICMA Retirement Trust. BE IT FURTHER RESOLVED that the Employer hereby agrees to serve as trustee under the Plan and to invest funds held under the Plan in the ICMA Retirement Trust; and BE IT FURTHER RESOLVED that the City Treasurer shall be the coordinator for the Plan; shall receive reports, notices, etc., from the ICMA Retirement Corporation or the ICMA Retirement Trust; shall cast, on behalf of the Employer, any required votes under the ICMA Retirement Trust; may delegate any administrative duties relating to the Plan to appropriate departments; and ad]/00reso/1CMA 1 RL5 00-315 Res. No. 2000-42 BE IT FURTHER RESOLVED that the Employer hereby authorizes the City Treasurer to execute all necessary agreements with the ICMA Retirement Corporation incidental to the administration of the Plan. PASSED AND ADOPTED by the City Council of the City of Huntington Beach at a regular meeting thereof held on the 17th day of April 2000. Mayor ATTEST: APPROVED AS TO FORM. d'�4� �'' " Gt '` yea/" City Clerk City Attorney INITIATED AND APPROVED: 2110, Dir#ctor of Administrative Services REVIEWED AND APPROVED: INITIATED AND APPROVED: City AdrAfFistrator Cit�reaT surer ad1/0heso/1CMA RLS 00-315 Res. No. 2000-42 ICMA RETIREMENT CORPORATION GOVERNMENTAL MONEY PURCHASE PLAN &TRUST ADOPTION AGREEMENT The Employer hereby establishes a Money Purchase Plan and Trust to be known as 401(a) Deferr-ed.C2B?engatica--'1an This Plan is an amendment and restatement of an existing defined contribution money purchase plan. Yes K No If yes, please specify the name of the defined contribution money purchase plan which this Plan hereby amends and restates: I. Employer: City of Huntington Beach II. The Effective Date of the Plan shall be the first day of the Plan Year during which the Employer adopts the Plan, unless an alternate Effective Date is hereby specified: —- i11, 2000 -- ill. Plan Year will mean: ( } The twelve (12) consecutive month period which coincides with the limitation year. (See Section 5.04(i) of the Plan.) ( ) The twelve (12) consecutive month period commencing on A ril 1st. and each anniversary thereof. IV. Normal Retirement Age shall be age 59 (not to exceed age 65). MPP Adoption Agreement 03/25198 EE,X H 18 IT A I Res . No. 2000-42 V. ELIGIBILITY REQUIREMENTS: 1. The following group or groups of Employees are eligible to participate in the Plan: All Employees All Full-Time Employees -Salaried Employees Non-union Employees Management Employees �Public Safety Employees General Employees Other (specify below) City Administrator The group specified must correspond to a group of the same designation that is defined in the statutes, ordinances, rules, regulations, personnel manuals or other material in effect in the state or locality of the Employer. 2. The Employer hereby waives or reduces the requirement of a twelve (12) month Period of Service for participation. The required Period of Service shall be N/A (write N/A if an Employee is eligible to participate upon employment). If this waiver or reduction is elected, it shall apply to all Employees within the Covered Employment Classification. 3. A minimum age requirement is hereby specified for eligibility to participate. The minimum age requirement is _NIA (not to exceed age 21. Write N/A if no minimum age is declared.) VI. CONTRIBUTION PROVISIONS 1. The Employer shall contribute as follows (choose one): } Fixed Employer Contributions With Or Without Mandatory Participant Contributions. The Employer shall contribute on behalf of each Par- ticipant % of Earnings or $ID�&for the Plan Year (subject to the limitations of Article V of the Plan). Each Participant is required to contribute 0 % of Earnings or $ for the Plan Year as a condition of participation in the Plan. (Write "0" if no contribution is required.) If Participant Contributions are required under this option, a MPP Adoption Agreement 03/25/98 2 Res. No. 2000-42 Participant shall not have the right to discontinue or vary the rate of such contributions after becoming a Plan Participant. The Employer hereby elects to"pick up„ the Mandatory/Required Participant Contribution. Yes X No [Note to Employer: A determination letter issued to an adopting Employer is not a ruling by the Internal Revenue Service that Participant contributions that are picked up by the Employer are not includable in the Participant's gross income for federal income tax purposes. The Employer may seek such a ruling. Picked up contributions are excludable from the Participant's gross income under section 414(h)(2) of the Internal Revenue Code of 1986 only if they meet the requirements of Rev. Rul. 81-35, 1981-1 C.B. 255. Those requirements are (1) that the Employer must specify that the contributions, although designated as employee contributions, are being paid by the Employer in lieu of contributions by the employee; and (2) the employee must not have the option of receiving the contributed amounts directly instead of having them paid by the Employer to the plan.) N/A( ) Fixed Employer Match of Participant Contributions. The Employer shall contribute on behalf of each Participant % of Earnings for the Plan Year (subject to the limitations of Article V of the Plan) for each Plan.Year that such Participant has contributed % of Earnings or$ . Under this option, there is a single, fixed rate of Employer contributions, but a Participant may decline to make the required Participant contributions in any Plan Year, in which case no Employer contribution will be made on the Participant's behalf in that Plan Year. N/AO Variable Employer Match Of Participant Con- tributions. The Employer shall contribute on behalf of each Par- ticipant an amount determined as follows (subject to the limitations of Article V of the Plan): MPP Adoption Agreement 03125/98 3 Res . No. 2000-42 % of the contributions made by the Participant for the Plan Year (not including Participant contributions exceeding % of Earnings or$ ); PLUS % of the'contributions made by the Participant for the Plan.Year in excess of those included in the above paragraph (but not including Participant contributions exceeding in the aggregate % of Earnings or$ ). Employer Contributions on behalf of a Participant for a Plan Year shall not exceed $ or % of Earnings, whichever is more or less. 2. Each Participant may make a voluntary (unmatched), after-tax contri- bution, subject to the limitations of Section 4.05 and Article V of the Plan. Yes No 3. Employer contributions and Participant contributions shall be contributed to the Trust in accordance with the following payment schedule: vil. EARNINGS Earnings, as defined under Section 2.09 of the Plan, shall include: (a) Overtime Yes X No (b) Bonuses Yes X No Vill. LIMITATION ON ALLOCATIONS If the Employer maintains or ever maintained another qualified plan in which any Participant in this Plan is (or was) a participant or could possibly become a participant, the Employer hereby agrees to limit contributions to all such MPP Adoption Agreement 03/25/98 4 Res . No. 2000-42 plans as provided herein, if necessary in order to avoid excess contributions (as described in Sections 5.02 and 5.03 of the Plan). 7. If the Participant is covered under another qualified defined contribution plan maintained by the Employer, the provisions of Section 5.02(a) through (f) of the Plait will apply unless another method has been indicated below. ( ) Other Method. (Provide the method under which the plans will limit total Annual Additions to the Maximum _.. . .Permissible Amount, and will properly reduce any excess amounts, in a manner that precludes Employer discretion.) 2. If the Participant is or has ever been a participant in a defined benefit plan maintained by the Employer, and if the limitation in Section 5.03 of the Plan would be exceeded, then the Participant's Projected Annual Benefit under the defined benefit plan shall be reduced in accordance with the terms thereof to the extent necessary to satisfy such limitation. 'If such plan does not provide for such reduction, or if the limitation is still exceeded after the reduction, annual additions shall be reduced to the extent necessary in the manner described in Sections 5.02 and 5.02. The methods of avoiding the limitation described in this paragraph will not apply if the Employer indicates another method below. ( � Other Method. (Note to Employer: Provide below language which will satisfy the 1.0 limitation of section 415(e) of the Code. Such language must preclude Employer discretion. See section 1.415-1 of the Regulations for guidance.) 3. The limitation year is the following 12-consecutive month period: MPP Adoption Agreement 03/25/98 5 Res. No. 2000-42 IX. VESTING PROVISIONS The Employer hereby specifies the following vesting schedule, subject to (1) the minimum vesting requirements as noted and (2)the concurrence of the Plan Administrator. Years of Service Percent Completed Vesting .Zero - -. 4 _ _- _ 100 % One % TWO % Three Four % Five % Six % Seven % Eight % Nine % Ten % X. Loans are permitted under the Plan,as provided in Article XIII: X _ Yes No XI. The Employer hereby attests that it is a unit of state or local government or an agency or instrumentality of one or more units of state or local government. XII. The Plan Administrator hereby agrees to inform the Employer of any amendments to the Plan made pursuant to Section 14.05 of the Plan or of the discontinuance or abandonment of the Plan. XIII. The Employer hereby appoints the ICMA Retirement Corporation as'the Plan Administrator pursuant to the terms and conditions of the ICMA RETIREMENT CORPORATION GOVERNMENTAL MONEY PURCHASE PLAN & TRUST. The Employer hereby agrees to the provisions of the Plan and Trust. XIV. The Employer hereby acknowledges it understands that failure to properly fill . out this Adoption Agreement may result in disqualification of the Plan. MPP Adoption Agreement 03/25/98 6 04/14/00 11:45 FAX 1607 Res. No. 2000-42 APR-12-2000 10:34 CITY OF HUNTINGTON BEACH 714 374 1571 P.OB XV. An adopting Employer may not rely on at determination letter issued by the National or District Office of the Internal Revenue Service as evidence that the Plan is qualified under section 401 of the Internal Revenue Code, In order to obtain reliance with respect to plan Qualification, the Employer must apply to the appropriate key district office fora determination letter. In Witness Whereof, the Employer hereby causes this Agreement to be executed on this 12,day of aril , 29�2000 EMPLOYER _ _ ,.._�_ ICMA RETIREMENT CORPORATION By, By: P44V tjd-dA F icitiZtiCh Tale: 0 1 r to IQ e tit Title: drk �G Ciryr Treasurer --k I - — Attest: Attest: r--� MPP Adoption Agreement 03251138 7 TOTRL P.06 APR-14-2000 ee:58 97% P.07 Res . No. 2000-42 DECLARATION OF TRUST OF ICMA RETIREMENT TRUST ARTICLE I. NAME AND DEFINITIONS Section 1.1 Name: The name of the trust created hereb} is the ICMA Retirement Trust. Section 1.2 Definitions: Wherever they are used herein, the following terms shall have the following respective meanings: (a) Bylaws. The by-laws referred to in Section 4.1 hereof, as amended from time TO time: fib) Deferred Compensation Plan. A deferred cc mpensation plan established and maintained by a Public Employer for the purpose of providing retirement income and other deferred benefits to its employees in accordance with the provision of section 457 of the Internal Revenue Code. (c) Employees.Those employees who participate in Qualified Plans and/or Deferred Compensation Plans. (d) Employer Trust. A trust created pursuant to an agreement between RC and a Public Employer, or an agreement betweer: RC and a Public Employer for administrative services that is not a trust, in either case for the purpose of -- - investing and administering the funds set aside by such Employer in connection with its Deferred Compensation agreements with its _employees or in connection with its Qualified Plan. (e) Investment Contract. A non negotiable contract entered into by the Retirement Trust with a financial institution that provides for a fixed rate of return on investment. '(f) ICMA. The International City/County Management Association. (g) ICMA Trustees. Those Trustees elected by the Public Employers in accordance with the provisions of Section 3."1(a) hereof, who are also members or former members of the Executive Board of ICMA. Res . No. 2000-42 (h) RC Trustees. Those Trustees elected by the Public Employers who, i accordance with the provisions of Section 3.1 (a) hereof, are also members c former members of the Board of Directors of RC. 0) Internal Revenue Code. The Internal Revenue Code of 1986, as amended. (j) Investment Adviser. The Investment Adviser that enters into a contract witt the retirement Trust to provide advice with respect to investment of the Trus- Property. (k) Portfolios. The separate commingled pools of investment established by the Investment Adviser to the Retirement Trust, under the supervision of the Trustees, for the purpose of providing investments for the Trust Property. (I) Public Employee Trustees. Those Trustees elected by the Public Employers who, in accordance with the provision of Section 3.1 (a) hereof, are full-time employees of Public Employers. (m) Public Employer Trustees. Public Employers who serve as trustees of the Qualified Plans or Deferred Compensation Plans. (n) Public Employer. A unit of state or local government, or any agency or instrumentality thereof, that has adopted a Deferred Compensation Plan or a Qualified Plan and has executed this Declaration of Trust. (o) Qualified Plan. A plan that is sponsored by a Public Employer for the purpose of providing retirement income to its employees and. that satisfies the qualification requirements of Section 401 of the Internal Revenue Code. (p) Public Employer Trust. A trust that is established by a Public Employer in connection with its Qualified Plan and that satisfies the requirements of Section 501 of the Internal revenue Code., or a trust established by-a Public Employer in connection with its Deferred Compensation Plan and that satisfies the requirements of Section 457(b) of the Internal Revenge Code. (q) RC. The International City Management Association Retirement Corporation. (r) Retirement Trust. The Trust created by this Declaration of Trust. (s) Trust Property. The amounts field in the Retirement Trust as provided in Section 2.3. The Trust Property shall include any income resulting from the investment to the amounts so held. - 2 - Res. No. 2000-42 ix) Trustees. The Public Employee Trustees, 1CMA Trustees and RC Trustee elected by the Public Employers to serve as members of the Hoard of Trustee of the Retirement Trust. ARTICLE Il. CREATION AND PURPOSE DF THE TRUST; OWNERSHIP OF TRUST PRQPERT". Section 2.1 Creation: (a) The Retirement Trust was created by the execution of thi. Declaration of Trust by the initial Trustees and Public Employers and is establisher with respect to each participating Public Employer by adoption of this Declaration o- Trust. (b) The Retirement Trust is hereby expressly made a part of the appropriate Qualified Plan or Deferred Compensation Plan of each Public Employer that executes or has executed this Declaration of Trust. Section 2.2 Purpose and Participation: (a) The purpose of the Retirement Trust is to provide for the commingled investment of funds held by the Public Employers in connection with their Deferred Compensation and Qualified Plans. The Trust Property shall be invested in the Portfolios, in Investment Contracts, and in other investments recommended by the Investment Adviser under the supervision of the Board of Trustees. No part of the Trust Property will be invested in securities issued by Public Employers. (b) Participation in the Retirement Trust is limited to M pension and profit-sharing trusts which are maintained by Public Employers and that are exempt under sebtion 501(a) of the internal Revenue Code because the Qualified Plans related thereto qualify under section 401 (a) of the Internal Revenue Code and (ii) deferred compensation plans maintained by Public Employers under Section 457 of the Internal Revenue Code (and trusts maintained by such Public Employers in connection with such 457 plans). Section 2.3 Ownership of Trust Property. (a) The Trustees shall have legal title to the Trust Property. The Trust Property shall be held as follows: (i) for the Public Employer Trustees for the exclusive benefit of the Employees; or (ii) in the case of a Deferred Compensation Plan maintained by a Public Employer that has not established a Public Employer Trust for the plan, for the Public Employer as beneficial owner of the plan's assets. M The portion of -the corpus and income of the Retirement Trust that equitably belongs to any Public Employer Trust may not be used for or diverted to any purpose 3 - Res. No. 2000-42 other than for the exclusive benefit of the Employees (or their beneficiaries) who a entitled to benefits under such Public Employer Trust. Ic) No employer's Public Employer Trust may assign any part of its equity or interes in the Retirement Trust, and any purported assignment of such equity or interest sha; be void. ARTICLE M. TRUSTEES Section 3.1 Number and Qualification of Trustees: (a)The Board of Trustees shall consist o; nine Trustees. Five of the Trustees shall be full-time employees of a Public Employer (the Public Employee Trustees) who are authorized by such Public Employer to serve as Trustee. The remaining four Trustees shall consist of two persons.who, at the time of election to the Board of Trustees, are members or former members of the Executive Board of ICMA, and two persons who, at the time of election, are members or former members of the Board of Directors of RC. One of the ICMA Trustees and one of the RC Trustees shall, at the time of election, be full-time employees of Public Employers. (b) No person may serve as a Trustee for more than two terms in any ten-year period. Section 3.2 Election and Term: (a) Except for the Trustees appointed to fill vacancies pursuant to Section 3.5 hereof, the Trustees shall be elected by a vote of a majority of the voting Public Employers in accordance with the procedures set forth in the By-Laws. (b) At the first election of Trustees, three Trustees shall be elected for a term of three years, three Trustees shall be elected for a term of two years and three Trustees shall be elected for a term of one year. At each subsequent election, three Trustees shall be elected, each to serve for a term of three years and until his or her successor is elected and qualified. Section 3.3 Nominations: The Trustees who are full-time employees of Public Employers shall serve as the Nominating Committee for the Public Employee Trustees. The Nominating Committee shall choose candidates for Public Employee Trustee in accordance with the procedures set forth in the By-Laws. Section 3.4 Resignation and removal: (a) Any Trustee may resign as Trustee (without need for prior or subsequent accounting) by an instrument in writing signed by the Trustee and delivered to the other Trustees and such resignation shall be effective upon such delivery, or at a later date according to the terms of the instrument. Any of the Trustees may be removed for cause, by a vote of a majority of the Public Employers.- _ 4 _ Res. No. 2000-42 (b) Each Public Employee Trustee shall resign his or her position as Trustee witr sixty days of the date on which he or she ceases to be a full-time employee o- Public Employer. Section 3.5 Vacancies: The term of office of a Trustee shall terminate and a vacancy shi occur in the event of his or her death, resignation, removal, adjudicated incompetent or other incapacity to perform the duties of the office of a Trustee. In the case of vacancy, the remaining Trustees shall appoint such person as they in their discretic shall see fit (subject to the limitations set forth in this Section), to serve for ti' unexpired portion of the term of the Trustee who has resigned or otherwise cease to be a Trustee. The appointment shall be made by a written instrument signed by majority of the Trustees. The person appointed -nust be the same type of Truste (i.e., Public Employee Trustee, ICMA Trustee or PC Trustee) as the person who ha. ceased to be a Trustee. An appointment of a Trus;ee may be made in anticipation ❑ a vacancy to occur at a later date by reason of i etirement or resignation, providec that such appointment shall not become effective prior to such retirement o resignation. Whenever a vacancy shall occur, until such vacancy is filled as providee in this Section 3.5, the Trustees in office, regardless of their number, shall have al The powers granted to the Trustees 'and shall discharge all the duties imposed upor the Trustees by this Declaration. A written instru vent certifying the existence of a vacancy signed by a majority of the Trustees shall be conclusive evidence of the existence of such .vacancy. Section 3.6 Trustees Serve in Representative Capacity: By executing this Declaration, each Public Employer agrees that the Public Employes. Trustees elected by the Public Employers are authorized to act as agents and representatives of the Public Employers collectively. ARTICLE IV. POWERS OF TRUSTEES Section 4.1 General Powers; The Trustees shall have the power to conduct the business of the Trust and to carry on its operations. Such power shall include, but shall not be limited to, the power to: (a) receive the Trust Property from the Public Employers, Public Employer Trustees or the trustee or administrator under any Employer Trust; (b) enter into a contract with an investment Adviser providing, among other things, for the establishment and operation of the Portfolios, selection of the Investment Contracts in which the Trust Property may be invested, selection of the other investments for the Trust Property and the payment of reasonable fees to the Investment Adviser and to any sub-investment adviser retained by the Investment Adviser; Res . No. 2000-42 (c) review annually the performance of the Investment Adviser and appro% annually the contract with such Investment Adviser; (d) invest and reinvest the Trust Property in the Portfolios, the Investmer Contracts and in any other investment recommended by the Investmer Adviser, but not including securities issued by Public Employers, provided the if a Public Employer has directed that its monies be invested in one or mot, specified Portfolios or in .an Investment Contract, the Trustees of th= Retirement Trust shall invest such monies in accordance with such directions (a) keep such portion of the Trust Property in cash or cash balances as thf Trustees, from time to time, may deem to be in the best interest of tht Retirement Trust created hereby without liability for interest thereon; (f) accept and retain for such time as they may deem advisable any securities or other property received or acquired by them as Trustees hereunder, whether or not such securities or other property would normally be purchased as investment hereunder; (g) cause any securities or other property held as part of the Trust Property to be registered in the name of the Retirement Trust or in the name of a nominee, and to hold any investments in bearer form, but the books and records of the Trustees shall at all times show that all such investments are a part of the Trust Property; (h) make, execute, acknowledge, and deliver any and all documents of transfer and conveyance and any and all other instruments that may be necessary or appropriate to carry out the powers herein granted; (i) vote upon any stock, bonds, or other securities; give general or special proxies or powers of attorney with or without power of substitution; exercise any conversion privileges, subscription rights, or other options, and make any payments incidental thereto; oppose, or consent to, or otherwise participate in, corporate reorganizations or to other changes affecting corporate securities, and delegate discretionary powers and pay any assessments or charges in connection therewith; and generally exercise any of the powers of an owner with respect to stocks, bonds, securities or other property held as part of the Trust Property; U) enter into contracts or arrangements for goods or services required in connection with the operation of the Retirement Trust, including, but not limited to, contracts with custodians and contracts for the provision of administrative services; 6 Res. NO. 2000-42 (k) borrow or raise money for the purposes of the Retirement Trust in suc amount, and upon such terms and conditions, as the Trustees shall dee: advisable, provided that the aggregate amount of such borrowings shall nc exceed 30% of the value of the Trust Proper y. No person lending money i . the Trustees shall be bound to see the application of the money lent or t inquire into its validity, expediency or propriety or any such borrowing; (1) incur reasonable expenses as required for the operation of the Retirement Trus and deduct such expenses from of the Trust Property; (m) pay expenses properly allocable to the Trust Property incurred in connectior with the Deferred Compensation Plans, Qualified Plans, or the Employer Trust., and deduct such expenses from that portion of the Trust Property to whict such expenses are properly allocable; (n) pay out of the Trust Property all real and personal property taxes, income taxes and other taxes of any and all kinds which, in the opinion of the Trustees, are properly levied, or assessed under existing or future laws upon, or in respect of, the Trust Property and allocate any such taxes to the appropriate accounts; (o) adopt, amend and repeal the By-laws, provided that such By-laws are at all times consistent with the terms of this Declaration of Trust; (p) employ persons to make available interests in the Retirement Trust to employers eligible to maintain a Deferred Compensation Plan under Section 457 or a Qualified Plan under Section 401 of the Internal Revenue Code; (q) issue the Annual Report of the Retirement Trust, and the disclosure documents and other literature used by the Retirement Trust; (r) in addition to conducting the investment program authorized in Section 4.1(d), make loans, including the purchase of debt obligations, provided that all such loans shall bear interest at the current market rate; (s) contract for, and delegate any powers granted hereunder to, such officers, agents, employees, auditors and attorneys as the Trustees may select, provided that the Trustees may not delegate the powers set forth in paragraphs (b). (c) and (o) of this Section 4.1 and may not delegate any powers if such delegation would violate their fiduciary duties; (t) provide for the indemnification of the Officers and Trustees of the Retirement Trust and purchase fiduciary insurance; (u) maintain books and records, including separate' accounts for each Public Employer, Public Employer Trustee or Employer Trust and such additional Res . No. 2000-42 separate accounts as are required under, and consistent with, the Deferrer Compensation or Qualified Plan of each Public Employer; and (v) do all such acts, take all such proceedings, and exercise all such rights and privileges, although not specifically mentioned herein, as the Trustees may deem necessary or appropriate to administer the Trust Property and to carry out the purposes of they Retirement Trust. Section 4.2 Distribution of Trust Property: Distributions of the Trust property shall be made to, or on behalf of, the Public Employer or Public Employer Trustee, in accordance with the terms of the Deferred.Compensation Plans, Qualified Plans or Employer Trusts. The Trustees of the Retirement Trust shall be fully protected in making payments in accordance with the directions of the Public Employers, Public Employer Trustees or trustees or administrators of any Employer Trust without ascertaining whether such payments are in compliance with the provisions of the applicable Deferred Compensation or Qualified Plan or Employer Trust. Section 4.3 Execution of instruments: The Trustees may unanimously designate any one or more of the Trustees to execute any instrument or document on behalf of all, including but not limited to the signing or endorsement of any check and the signing of any applications, insurance and other contracts, and the action of such designated Trustee or Trustees shall have the same force and effect as if taken by all the Trustees. ARTICLE V. DUTY OF CARE AND LIABILITY OF TRUSTEES Section 5.1 Duty of Care: In exercising the powers hereinbefore granted to the Trustees, the Trustees shall perform all acts within their authority for the exclusive purpose of providing benefits for the Public Employers in connection with non-trusteed Deferred Compensation Plans and for the Public Employer Trustees, and shall perform such acts with the care, skill, prudence and diligence in the circumstances then prevailing that a prudent person acting in a like capacity and familiar with such matters would use in the conduct of an enterprise of a like character and with like aims. Section 5.2 Liability: The Trustees shall not be liable for any mistake of judgment or other action taken in good faith, and for any action taken or omitted in reliance in good faith upon the books of account or other records of the Retirement T rust, upon the opinion of counsel, or upon reports made to the Retirement Trust by any of its officers, employees or agents or by the Investment Adviser or any sub-investment adviser, accountant, appraiser or other expert or consultant selected with reasonable care by the Trustees, officers or employees of the Retirement Trust. The Trustees shall also not be liable for any loss sustained by the Trust Property by reason of any investment made in good faith and in accordance with the standard of care set forth in Section 5.1 . Res . No. 2000-42 Section 5.3 Bond: No Trustee shall be obligated to give any bond or other security for the performance of any of his or her duties hereunder. ARTICLE VI. ANNUAL REPORT TO SHAREHOLDERS The Trustees shall annually submit to the Public Employers and Public Employer Trustees a written report of the transactions of the Retirement Trust, including financial statements which shall be certified by independent public accountants chosen by the Trustees. ARTICLE Vll. DURATION OR AMENDMENT OF RETIREMENT TRUST Section 7.1 Withdrawal.- A Public Employer or Public Employer Trustee may, at any time, withdraw from this Retirement Trust by delivering to the Board of Trustees a written statement of withdrawal. In such statement, the Public Employer or Public Employer Trustee shall acknowledge that the Trust Property allocable to the Public Employer is derived from compensation deferred by emplc yees of such Public Employer pursuant to its Deferred Compensation Plan or from ,:ontributions to the accounts of Employees pursuant to a Qualified Plan, and shall designate the financial institution fo which such property shall be transferred by the Trustees of the Retirement Trust or by the trustee or administrator under an Employer Trust, Section 7.2 Duration: The Retirement Trust shall continue c ntil terminated by the vote of a majority of the Public Employers, each casting one vote. Upon termination, all of the Trust Property shalt be paid out to the Public Employers, Public Employer Trustees or The trustees or administrators of the Employer Trusts, as appropriate. Section 7.3 Amendment: The Retirement Trust may be amimded by the vote of a majority of the Public Employers, each casting one vote. Section 7.4 Procedure: A resolution to terminate or amend the Retirement Trust or to remove a Trustee shall be submitted to a vote of the Public Employers if: by a majority of the Trustees so direct, or; (ii) a petition requesting a vote signed by not less than 25 percent.of the Public Employers, is submitted to the Trustees. ARTICLE Vlll. MISCELLANEOUS Section 8.1 Governing law: Except as otherwise required by state or local law, this Declaration of Trust and the Retirement Trust hereby created shall be construed and regulated by the laws of the District of Columbia. Section 8.2 Counterparts: This Declaration may be executed by the Public Employers and Trustees in two or more counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument. 9 _ Res. No. 2000-42 STATE OF CALIFORNIA ) COUNTY OF ORANGE ) ss: CITY OF HUNTINGTON BEACH ) I, CONNIE BROCKWAY, the duly elected, qualified City Clerk of the City of Huntington Beach, and ex-off icio Clerk of the City Council of said. City, do hereby certify that the whole number of members of the City Council of the City of Huntington Beach is seven; that the foregoing resolution was passed and adopted by the affirmative vote of at least a majority of all the members of said City Council at a regular meeting thereof held on the 17th day of April, 2000 by the following vote.- AYES: Julien, Sullivan, Harman, Garofalo, Green, Dettloff, Bauer NOES: None ABSENT: None ABSTAIN: None City Clerk and ex-officio C erk of the City Council of the City of Huntington Beach, California