HomeMy WebLinkAboutAmerican Express - 1997-08-19I.
HUNTINGTON BEACH
TO:
FROM:
DATE:
CITY OF HUNTINGTON BEACH
INTER -DEPARTMENT COMMUNICATION
Connie Brockway, City Clerk
Gail Hutton, City Attorney
September 9,1997
SUBJECT: Authority for City Treasurer to enter into contracts
providing for collection of monies owed to the City
RLS 97-581
ax-�►-
Attached please find the agreement between the City Treasurer of the City of Huntington
Beach and American Express providing for the City to accept the American Express card for
payment of City bills.
Pursuant to Section 311(a) of the City Charter, the City Treasurer is to "receive on behalf of the
City all taxes, assessments, license fees and other revenues of the City...." Although this
section does not expressly state that the City Treasurer may enter into agreements to provide for
such collection, this issue has been clarified pursuant to Municipal Code Section 2.16.030,
which sets forth the Treasurer's duties. Section 2.16.030(e) provides that the City Treasurer shall
"collect monies owed to the City." This section also permits the Treasurer to utilize collection
agencies and write off uncollectible items up to $10,000 as part of her collection authority.
Section 2.16.030(h) further provides that the Treasurer is required to "receive all City monies."
Implicit in these sections is the authority to enter into agreements providing for the collection of
monies, within any constraints imposed by the City Council. In this case, the Treasurer has
entered into a credit card agreement to provide for use of the American Express Card to pay
money to the City. The City Treasurer has the authority to enter into this agreement and it does
not require City Council approval.
Gail Hutton
City Attorney
Attachment: Agreement
c: Honorable Mayor and Members of the City Council
Michael Uberuaga, City Administrator
Ray Silver, Assistant City Administrator
Robert Franz, Deputy City Administrator
Dan Villella, Director of Finance
SF/s: G: SF-97Memos:AmerExpr
9/9/97 - #2
0 •
CITY OF HUNTINGTON BEACH
P.O. BOX 711
SHARI L. FREIDENRICH
CITY TREASURER
August 19, 1997
American Express
Re: Terms and Conditions for American Express Card Acceptance
Dear Sir:
CALIFORNIA 92648
This letter is intended to memorialize the agreement by the City Treasurer of the City of
Huntington Beach to the terms and conditions for American Express Card Acceptance
Agreement. In accepting this agreement, please note that we have deleted the prohibition on
accepting the card for "capital obligations and/or extraordinary expenses, including penalties or
fines of any kind, damages, losses or any other costs or fees that are beyond the normal basic fee
for the good and services provided." With this deletion, the Treasurer agrees to the terms and
conditions for American Express Card Acceptance.
Sincerely, .
Shari L. idenrich
Treasurer
Gail Hutton, City Attorney
SF/s:G:SF-97Urs:Amerexpr
RLS 97-581
8/19/97 - #3
Attest:
Connie Brockway, City C rk
,111C
Card.
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TERMS AND COK JTIONS FOR
AMERICAN EXPRESS*ARD ACCEPTANCE
These Terms and Conditions apply to your acceptance
of American Express® Canis. The words we, our, us,
and American Express mean American Express Travel
Related Services Company, Inc. and its subsidiaries,.
affiliates and licensees that issue Cards. You and your
mean the business entity whose name appears on the
Application for American Express® Card Acceptance
(the Application). The Application together with these
Terms and Conditions is the Agreement. American
Express Carr) and Card mean any card issued by us
bearing our name, trademark, service mark or logo.
Cardmember means the person Whose name is
embossed on the face of the Cana. Purchases made
with the Card are Charges.
You agree to accept the Card under the terms of this
Agreement at all your locations in the United States,
Canada, the U.S. Virgin Islands and Puerto Rico in
payment for all goods and services sold (except as
noted below). This includes sales made in person, by
telephone, by mail or by any other method. Each
location or method of conducting sales is an
Establishment.
By signing the Application and/or accepting Cards for
the purchase of goods and/or services, you agree to be
bound by this Agreement. If you do not wish to accept
the terms of this Agreement, you must not submit
Charges and you,must notify us'immediately and return
all materials we provided to you.
HONORING CARDS
You shall honor all Cards properly presented in
accordance with this Agreement.
When a customer asks what payment methods you
accept you shall mention the American Express
Card.
When a Cardmember makes or requests to make a
purchase with the Card, you shall:
• not in any way try to persuade the Cardmember
to use any other payment method;
• not offer to extend credit or charge services to
the Cardmember for that transaction through
your own or any other charge, credit, debit or
similar card or service; or
• not criticize or mischaracterize the Card.
You shall not discourage any Cardmember from
using the Card. You shall not impose any
restrictions or conditions on the use of the Card
that are not imposed equally on the use of all other
charge, credit, debit or similar cards or services.
You shall not state or publish a preference for any
other charge, credit, debit or similar card or service
over the Card.
You shall not promote the use of any other charge,
credit, debit or similar card or service (except for
your own card which is issued solely by you and is
usable only at your Establishments) more actively
than you promote the use of the Card.
You shall display American Express signs, decals or
other identification prominently at your Establish-
ments, including our "Take -One" containers filled
with Card application forms. You will. receive a
$3.00 commission when we open a new Card
account based upon a Card application from your
Establishment.
PAYMENT
We will pay you in United States Dollars for the face
amount of Charges you submit, minus: 1) our Discount
as described on the Application; 2) any amounts you
owe us; and 3) any Credits you issued. We will send
payment to you in accordance with the payment plan
you selected. Establishments located in Canada must
submit Charges in Canadian Dollars and will be paid in
Canadian Dollars. You may not receive payment on
behalf of any other entity. '
FULL RECOURSE
Full Recourse means that we are entitled to payment
from you for amounts payable or paid to you. We may
deduct, recoup and offset such amounts from payments
to you or you shall pay us promptly upon receipt of our
invoice. We will have the right to Full Recourse if you
do not comply with the terms of this Agreement, even if
we had notice when we paid you for the Charge(s) that
you did not so comply and even if you obtained
Authorization for the Charge(s) in question. We will
have other rights of Full Recourse as provided
elsewhere in this Agreement.
DISPUTED CHARGES
If we contact you regarding a claim, complaint, or
question about any Charge (Disputed Charge) you must
respond to us in writing within twenty-five (25) days after
we contact you. We will have Full Recourse for the
amount of the Disputed Charge if, by the end of that
time period, you have not provided us with a written
substantive response to our inquiry which enables us to
resolve the dispute. If a Cardmember, despite your
reply, continues to withhold payment for the Disputed
Charge and the Cardmember has the right under
applicable law to withhold such payment, we will have
the right to Full Recourse for such Charge. .
CD 7895. (REV. 8193) PAGE 1
CARD ACCEPTANCE PROCEr ZES
Authoriza'
Procedures for Card acceptance are seeh below. You
must comply with any changes in these procedures of
which we notify you.
in Person Charges
For Charges made in person, you must:
• Verify that the Card is not visibly altered or mutilated;
• Ensure that the Card is being used within the valid
dates shown on the face of the Card;
• Verify that the Card is signed in the same name as the
name embossed on the front of the Card;
• Complete a Charge Form as described below and
verify that the Cardmember's signature on the Charge
Form reasonably matches the signature on the back of
the Card;
• Verify that you have not been notified of the
cancellation of the Card; and
• Obtain Authorization as described below.
Other Charges
For all other Charges, such as Charges made by mail,
telephone or at unattended Establishments, you must:
• Obtain Authorization as described below for every
Charge regardless of amount; and
• Complete a Charge Form as described below, except
with the words "Mail Order," "Telephone Order' or
"Signature on File" on the Cardmember signature line.
If the Cardmember denies making or authorizing such a
Charge and you have not obtained the Cardmember's
signature for the Charge, we will have Full Recourse for
such Charge. We will not have Full Recourse for such a
Charge based upon a claim that the goods were not
eceived if you have: 1) verified that the address to which
:he goods were shipped is the Cardmember's billing
address; and 2) obtained a signed receipt verifying the
delivery of the goods to such address.
Completino Charge Forms
For every Charge you must complete a record of Charge
(Charge Form) containing: 1) the Card account number
and expiration date via an imprinter or Card swipe device;
2) the date the Charge was incurred; 3) the amount of the
Charge, which must be the total purchase price of the
goods or services purchased plus applicable taxes; 4) the
Authorization approval code number for Charges for
Nhich you must obtain Authorization; 5) an acceptable
description of the goods or services purchased; 6) an
mprint or other registration of your name, address and
:he Establishment Number we assigned; 7) the
-ardmember's signature; and 8) the words "No Refunds"
1 you have a No Refund policy.
You must obtain Authorization approval code number
from us as described below (Authorization). Each
Authorization request must be for the total purchase price
of the goods or services purchased plus applicable taxes.
Authorization is not a guarantee that we will accept the
Charge without Full Recourse, nor is it a guarantee that
the person making the Charge is the Cardmember.
If you have an electronic authorization terminal, you must
obtain Authorization for every Charge regardless of
amount.
If you do not have an electronic authorization terminal,
you must obtain Authorization for all Charges greater than
the Floor Limit specified on the Application (Floor Limit)
by calling us at our toll -free authorization number. We
have the right to change your Floor Limit. If we do, we .
will notify you in writing of your new Floor Limit and the
date it takes effect.
You must obtain Authorization for all Charges described
in the section entitled "Other Charges" and for all
Recurrent Billing Charges regardless of the Authorization
method and the amount of the Charge. For Charges for
goods or services which are shipped or provided more
than sixty (60) days after the order is made, you must
obtain Authorization for such Charge at the time the order
is made and again immediately before you ship the goods
or provide the services to the Cardmember.
You must not attempt to avoid the Authorization
requirement by submitting two or more Charges for a
single transaction. You may not obtain Authorization on
behalf of any other entity.
Credits
When you give a refund for a purchase made with a Card,
you must credit that Card account (Credit). You must
complete a record of Credit (Credit Form) and submit the
Credit to us within seven (7) business days of determining
the Credit is due. We will deduct the full amount of the
Credit, minus the applicable Discount, from your
payment. If we are unable to deduct such amount, you
must pay us promptly upon receipt of our invoice. You
will issue Credits only for Charges made with the Card.
You must not give a cash refund for goods or
services purchased with the Card.
Submission and Acceptance of Charges and Credits
You shall submit all Charges to us within seven (7) days
of the date they are incurred, provided, however, that you
shall not submit any Charge until ithe goods or services
purchased have been delivered to the Cardmember. You
must submit Credits as described above in "Credits."
Charges and Credits will be deemed accepted on a given
business day if received and processed before our close
of business for that day at the location we designate.
PAGE 3
'You warrant that all indebtedpe- irisin&Lrom Charges
that you submit is genuine and . s of iWiens, claims or
encumbrances. You acknowledge that y7ru have no right
to bill and/or collect from any Cardmember for any
purchase made with the Card.
If you submit Charges and Credits on paper, you must
submit Charge Forms and Credit Forms approved by us
in accordance with the instructions we provide.
If you submit Charges and Credits electronically (Charge
Data), you must do so over communications lines or via
magnetic tape in machine-readable format
(Transmission). Even if you transmit Charge Data
electronically you must still complete and retain Charge
Forms and Credit Forms.
Transmissions must comply with the specifications we
provide and must include a description of the goods or
services purchased which is acceptable to us. At our
request you shall place additional, less or differently
formatted information on Transmissions. We are not
obligated to accept any Transmission that does not
comply with our requirements.
Processors
You may retain, at your expense, a third party approved
by us (Processor) for obtaining Authorizations and/or
submitting Charges and Credits. You, and not American
Express, are responsible for any errors, omissions, delays
or expenses caused by your Processor. You must
provide us with all information we request about your
Processor and you must notify us promptly in writing if
you change your Processor.
Recurrent Billing
If you offer automatic/recurrent billing for a series of
separate purchases, Cardmembers must sign a consent
form (Consent Form) authorizing you to charge their Card
accounts for specific amounts at specific times (Recurrent
Billing Charges). You must obtain a Consent Form before
submitting the first Recurrent Billing Charge. The
Consent Form must include the Cardmember's name,
ward account number and signature; the amount of each
Recurrent Billing Charge; the frequency of such Recurrent
Billing Charges; the date the Recurrent Billing Charges
will begin and end; and a statement that the Cardmember
may cancel the Consent Form at any time. You must
retain Consent Forms for twenty-four (24) months from
the date you submit the last Recurrent Billing Charge.
Before submitting each Recurrent Billing Charge, you
must obtain Authorization and complete a Charge Form
except with the words "Signature on File" on the
Cardmember signature line.
Document Retention
You must retain the original Charge Form or Credit Form
and all documents evidencing such transactions, or
-eproducible records thereof, for twenty-four (24) months
rom the date you submitted the Charge or the. Credit to
us. You r st pro ' e a copy of the Charge Form or
Credit Fo,.. or o supporting documents to us within
twenty-five (25) ca endar days of our request.
Refunds
Your refund policy for purchases made with the Card
must be at least as favorable as your refund policy for
purchases made with other forms of payment. You must
disclose your refund policy to Cardmembers at the time of
the purchase and in a manner that complies with
applicable law.
PROHIBITED TRANSACTIONS
You may not accept the Card for:
• C bligations and/or extraordi penses,
including pe or fine cind, damages,
S F losses or any o ees that are beyond the
norm fee for the goods o rovided;
• Gambling services, gambling chips or gambling
credits;
• Cash;
• Goods which will be resold;
• Leases of personal property for greater than four (4)
months;
• Purchase of aircraft;
• Sales made under a different trade name, business
affiliation and/or industry than indicated on the
Application;
• Sales by third parties; or
• Amounts which do not represent a bona fide sale of
goods or services at your Establishment.
RESERVE
We may withhold payment from you if, in our reasonable
business judgment, it is necessary to create a reserve as
security for your obligations to us under this Agreement or
any other agreement between you and us. We have the
right to deduct from and• recoup and offset against the
reserve, amounts you. owe us under this Agreement or
any other agreement between you and us. We will notify
you if we withhold payments. We may take other
reasonable actions to protect our rights including, but not
limited to, reducing your Floor Limit, changing your speed
or method of pay, exercising Full Recourse immediately
for all Disputed Charges without first sending you an
inquiry, and/or charging you a fee for each Disputed
Charge.
CONFIDENTIALITY
You shall keep confidential any infornon you receive
from us that is not publicly available.
You agree that the names, addresses and account
numbers of Cardmembers are the sole and exclusive
property of American Express. You must not use or
disclose a Cardmember's account number except as
provided in this Agreement.
TRADEMARKS AND SERVICE MARKS
This Agreement does not give either party any rights in
the other party's name, logo, service marks, trademarks,
trade names, taglines or any other proprietary designation
(Marks). No use may be made of either party's Marks
without the prior written permission of that party. Where
you mention the Card as a payment method you must use
our Marks, but only as described in our logo sheets. You
agree that we may list the name and address of you and
your Establishment(s) in materials containing lists of
establishments which accept the Card which we may
publish from time to time.
NOTICES
Unless otherwise notified, you will send all notices to:
American Express
Travel Related Services Company, Inc.
P.O. Box 53773
Phoenix, AZ 85072
Attn: SE Maintenance Unit
INDEMNIFICATION
You agree to indemnify and hold harmless us, our parent,
subsidiaries, affiliates, licensees, successors and assigns
from and against all damages, losses and expenses
including, but not limited to, reasonable attorneys' fees
and costs, arising from any suit or claim arising or alleged
to have arisen out of: 1) any goods or services you sell;
2) the marketing of any goods or services you sell; 3) the
negligent or wrongful performance of, or failure to
perform, by you, your agents and/or employees, any
duties or obligations under this Agreement; 4) the
violation or alleged violation by you, your agents and/or
employees of any laws, regulations or rulings applicable
to you; and 5) your breach of this Agreement.
TERMINATING THIS AGREEMENT
Either party can terminate this Agreement by sending
written notice to the other party. The termination will be
effective on the third business day after such notice is
sent.
You agree that this Agreement is a contract to extend
financial accommodations and that if bankruptcy
proceedings or similar proceedings are filed with respect
to your business, this Agreement is automatically
terminated. You must notify us immediately if any of the
above events occur.
Upon te- °nation, you must: 1) remove all American
Express . _antifi on and return our materials and
equipment imm�tely; 2) submit any Charges incurred
prior to the termination in accordance with this
Agreement; and 3) submit any Credits relating to these
Charges in accordance with this Agreement. Our rights
under the sections entitled "Full Recourse," "Disputed
Charges," "Reserve," "Confidentiality" and
"Indemnification" shall survive termination of this
Agreement.
COMPLIANCE WITH LAWS
You agree to comply with all laws, regulations and rules
applicable to you.
GOVERNING LAW
This Agreement will be governed by and construed in
accordance with the laws of the State of New York
applicable to agreements negotiated, executed and
performed entirely within the State of New York.
ASSIGNMENT
You may not assign this Agreement. We may assign this
Agreement to our parent, subsidiaries or affiliates.
NO WAIVER
Failure to enforce any term or condition of this Agreement
shall not be a waiver of the right to later enforce such
term or condition or any other term or condition of this
Agreement.
CHANGING THIS AGREEMENT
We have the right to change this Agreement at any time.
We will notify you of any change in writing at least ten
(10) days in advance. If the changes are unacceptable to
you, you may terminate this Agreement as described in
the section entitled "Terminating This Agreement."
ENTIRE AGREEMENT
This Agreement is the entire agreement with respect to
the subject matter hereof and supersedes any previous
agreement with respect to the subject matter hereof.
r ^` "- " \ ON BACK J
`ROVISIONS APPLICABLE TO "')ECIFIC
14DUSTRIES •
the Application indicates that you are engaged in any of
ie following industries you must comply with the
)Ilowing applicable provisions.
!EALTH CARE
or services rendered or goods provided while a
Ardmember is admitted as a patient at your
:stablishment, you may delay submitting Charges up to
;1200 but not for longer than (30) days after the
;ardmember is discharged.
VSURANCE
'ou may accept the Card for insurance premiums only at
our Establishments in the United States. You must not
ccept the Optimasm Card for these Charges.
.ODGING
\ssured Reservations
you have elected to participate in the Assured
?eservations, you must accept the Card to reserve
,ccommodations until check-out time on the day after the
cheduled arrival date (Assured Reservations). For each
:ssured Reservation, you must confirm the reservation
ind record the Cardmember's name, address and Card
iccount number.
n/hen accepting an Assured Reservation, you must
advise the Cardmember that if the Cardmember does not
:laim the Assured Reservation or cancel it by 6:00 p.m.
)cal time (4:00 p.m. for resorts) on the scheduled date of
arrival the Cardmember will be charged for one night's
)dging plus applicable taxes. If the Cardmember does
iot claim or cancel the Assured Reservation you may
submit a completed Charge Form with the words "Assured
Reservations - No Show" on the Cardmember signature
ne. If the Cardmember does cancel, you must provide
he Cardmember with a cancellation number.
'ou will pre -register a Cardmember who makes an
,ssured Reservation. Upon arrival, the Cardmember
oust present the Card and sign a Charge Form or
agistration form indicating that the Cardmember
authorizes the cost of the stay to be billed to the
;ardmember's Card account. If the Cardmember signs
>nly the registration form, you must still complete a
;harge Form except with the words "Express Check -Out"
)r "Signature on File" on the Cardmember signature line.
F you do not honor an Assured Reservation, you must: 1)
)ay for a one night stay at comparable accommodations
" nearby; 2) pay for transportation to the alternate location;
,) pay for a three minute telephone call; and 4) forward all
;ommunications to the alternate location.
Nhenever you advertise Assured Reservations, you must
iclude clear and conspicuous notice that Assured
reservations cannot be canceled after 6:00 p.m. local
time (4:00 r m. for resorts) on the scheduled date of
arrival. •
CARDeposit®
If you have elected to participate in the CARDeposit®
program, to the extent you require room deposits you
must accept the Card for payment of these deposits
(CARDeposits). Only Cardmembers with a billing address
in the United States, Canada, Puerto Rico or the U.S.
Virgin Islands may use the Card for the payment of
CARDeposits. A CARDeposit may not exceed the cost of
a fourteen (14) night stay plus applicable taxes. _
For each CARDeposit, you must complete a Charge Form
except with the word "CARDeposit" on the Cardmember
signature line. You must also indicate on the Charge
Form the scheduled arrival date. Within three (3)
business days from the date of the CARDeposit Charge
you must send the Cardmember written confirmation of
the arrival and departure dates, the amount of the
CARDeposit, a confirmation number and the cancellation
policy.
If a CARDeposit is canceled, you must send a written
cancellation notice showing the cancellation number to
the Cardmember within three (3) business days. If a
refund is due, you must submit a Credit Form -with the
words "CARDeposit Cancellation" on the Cardmember
signature line.
If an arrival date of a CARDeposit is changed, you will
send the Cardmember a written confirmation of the
change within three (3) business days.
Upon arrival the Cardmember must show the Card. If the
Cardmember does not have the Card, other identification
must be shown.
If you do not honor a CARDeposit you must: 1) issue a
Credit for the CARDeposit; 2) pay for comparable
accommodations nearby for the duration of the original
reservation (not to exceed 14 nights) or until the original
location accommodations are available, whichever occurs
first; 3) pay for the Cardmember's transportation to the
alternate location and.for a return to the original location
once each day until the original accommodations are
available; and 4) pay for two three -minute telephone calls
for the Cardmember to inform of the alternate location
and to advise of being moved back to the original
location.
Emergency Check -In
If a Cardmember whose Card is lost or stolen requests
check -in, you must call our toll -free authorization number,
ask for an "Authorizer," request Authorization for an
"Emergency Check -In" and follow the Authorizer's
instructions. You may then submit a Charge Form for the
approved amount with the words "Emergency Check -In"
under the Cardmember's signature.
Check Cashing
You must cash personal checks up to $20per stay for
Cardmembers who are paying for their stay with the Card,
subject to cash availability. We will reimburse you for
checks which are returned to you unpaid if you have
followed our instructions.
Promotional Materials
You must display prominently AmericamExpress signs,
decals or other identification, including our "Take -One"
containers filled with Card application forms, in all high
traffic areas, such as front desks, cashiers' locations and
restaurants. You must also put our "in -Room"
applications on desk tops in at least 90% of your rooms.
MOTOR VEHICLE SALES
We will accept Charges for the.downpayment or the entire
purchase price of new and used motor vehicles only if: 1)
you provide a full warranty on the motor vehicle of at least
one year or 12,000 miles; 2) you transfer title and physical
possession of the motor vehicle to the Cardmember; 3)
the amount of the Charge does not exceed the total price
of the motor vehicle after applicable discounts, rebates,
cash downpayments, and trade-in values have been
deducted; and 4) you obtain Authorization for the entire
amount of the Charge. You must not accept the
Optima'"' Card for these Charges.
If within ninety (90) days after delivery of the motor
vehicle, the Cardmember refuses to pay us due to a
dispute regarding the quality of the motor vehicle, we will
have Full Recourse for the Charge. We will not exercise
our rights of Full Recourse until the Cardmember has
returned the motor vehicle to you.
PARKING
When the number of parking days is agreed upon when
the Cardmember leaves the motor vehicle with you, you
must submit the Charge within seven (7) days of the first
day of parking.
When you provide a parking pass valid for a pre-
determined number of parking days, you must submit the
Charge within seven (7) days of providing the pass to the
Cardmember.
When the number of parking days is not known when the
Cardmember leaves the motor vehicle with you, you must
not submit the Charge until the last day of parking.
TELECOMMUNICATIONS
We will exercise Full Recourse immediately for all
Disputed Charges without first sending you an inquiry. For
telephone call Charges, you will furnish a complete
description of each call to the Cardmember.
PAGE 6
TIMESH;
You represent thatTSr at least 2 years you have been in
the business of: 1) selling Timeshare Units; or 2) listing
Timeshare Units for sale, rental or exchange. Timeshare
Unit means the exclusive right to occupy a unit in a real
estate development located in the United States, U.S.
Virgin Islands and Puerto Rico for vacation and resort use
for a period of time each year not exceeding 4 weeks.
You may accept the Card only for. 1) no more than 20%
of the purchase price of an ownership interest or other
annual occupancy right in a Timeshare Unit; or 2) -
membership fees to register or list a Timeshare Unit for
sale, rental or exchange.
You may not submit any Charges until you have the
irrevocable right to retain the payment under applicable
law and under a, written agreement signed by the
Cardmember. You may not accept the Card for:
1) maintenance fees; 2) campground memberships; 3)
recreational fees; or 4) interests in real property other
than Timeshare Units.
CHARITABLE DONATIONS
You represent that you are a non-profit organization
incorporated or registered as such under applicable law
and recognized by the U.S. Internal Revenue Service
("IRS') as an entity qualifying for tax exemption under
Section 501 of the IRS Code (the "Code"). You may
accept the Card only for charitable donations: 1) which
are 100% tax-deductible to the payor as a charitable
contribution under the Code; or 2) which include the
'receipt of an item or service of value (such as a meal or
admission to an event or other incentive) where at least
75% of the amount is tax-deductible to the payor as a
charitable contribution under the Code.
0 1993 American Express Travel Related Services Company. Inc.