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HomeMy WebLinkAboutHuntington Beach Employees Credit Union - 1989-08-07 -11, 1H SUB-LEASE AGREEMENT BETWEEN THE CITY OF HUNTINGTON BEACH AND THE CITY OF HUNTINGTON BEACH EMPLOYEES CREDIT UNION THIS AGREEMENT is made and entered into on the /A day of &t . 1989 , by and between the CITY OF HUNTINGTON BEACH, a municipal corporation of the State of California, hereinafter referred to as "SUB-LESSOR" , and the HUNTINGTON BEACH CITY EMPLOYEES CREDIT UNION, hereinafter referred to as "SUB-LESSEE. " WHEREAS, SUB-LESSEE desires to sub-lease, for credit union purposes only, certain real property leased by SUB-LESSOR, and SUB-LESSOR desires to let the productive use of aforesaid certain real property to SUB-LESSEE, NOW, THEREFORE, in consideration of the mutual and respective covenants and promises hereinafter contained and made, and subject to all terms and conditions hereof, the parties hereto do hereby agree as follows : Section 1. DESCRIPTION OF PROPERTY SUB-LESSOR hereby sub-leases to SUB-LESSEE that certain real property, hereinafter referred to as "SUB-LEASED PROPERTY, " described as located at Room B 272 of the lower level of City Hall, 2000 Main Street, Huntington Beach, California. Section 2 . TERM This sub-lease shall be for a term of five (5) years commencing on October 1, 1989, and ending on September 30, 1994, unless sooner terminated as herein provided. Should SUB-LESSEE fully and faithfully perform all the terms and conditions of this sub-lease for the full term specified in this section, SUB-LESSEE may extend this sub-lease for a further term of five (5) years, -1- commencing on expiration of the term specified above. SUB-LESSEE shall give SUB-LESSOR at least six (6) months ' written notice of SUB-LESSEE'S desire to extend the sub-lease prior to the expiration of the term specified above. Section 3 . RENT SUB-LESSER agrees to pay SUB-LESSOR as rent for the use and occupancy of the SUB-LEASED PROPERTY the sum of Five Hundred Twelve Dollars ($512 . 00) per month, to be paid one (1) month in advance. The rent specified in this section shall be paid by SUB-LESSEE to SUB-LESSOR, Post Office Box 190, Huntington Beach, California, 92648 Attn: Real Property Manager, and shall increase by the sum of One Hundred Twenty-Eight Dollars ($128 . 00) per month each and every year of the term hereof, and any extension hereto, commencing October 1, 1990 . Section 4 . PERMITTED USE The SUB-LEASED PROPERTY shall, during the term of this sub-lease and any extensions thereof, be used for the purpose of a credit union office. Section 5 . FITNESS OF PROPERTY It is expressly understood by all parties to this sub-lease that SUB-LESSEE takes the SUB-LEASED PROPERTY as is, and that SUB-LESSOR makes no representation, covenant, warranty or promise that the SUB-LEASED PROPERTY is fit for any particular use, including the use for which this sub-lease was obtained. Section 6. TERMINATION This sub-lease shall be subject to cancellation and termination by SUB-LESSOR or SUB-LESSEE at any time by giving the other party notice, in writing, at least ninety (90) days prior to -2- it , the date such termination shall become effective. Section 7. SERVICES AND UTILITIES SUB-LESSOR shall pay for electrical and utility services which are not separately metered to the SUB-LEASED PROPERTY. SUB-LESSEE shall arrange for and pay for its own janitorial services . SUB-LESSEE is aware that the SUB-LEASED PROPERTY is supplied with a system of heating, ventilation and air conditioning, and SUB-LESSOR shall have the obligation to continue to supply the SUB-LEASED PROPERTY with such system. Section 8 . HOLD OVER Should SUB-LESSEE hold over and continue in possession of said SUB-LEASED PROPERTY after expiration of the term of this sub-lease, or any extension thereof, SUB-LESSEE' S continued occupancy of the SUB-LEASED PROPERTY shall be considered a month-to-month tenancy subject to all the terms and conditions of this sub-lease. Section 9 . SUB-LESSEE' S COVENANT OF INDEMNITY SUB-LESSEE shall indemnify and save and hold harmless SUB-LESSOR, its officers and employees, from any and all liability, including any claim of liability and any and all losses or costs arising out of the negligent performance of this agreement by SUB-LESSEE, its officers or employees, or from any willful misconduct of SUB-LESSEE, its officers or employees during the term of this sub-lease. Section 10 . WORKERS' COMPENSATION SUB-LESSEE shall comply with all of the provisions of the Workers ' Compensation Insurance and Safety Acts of the State of California, the applicable provisions of Division 4 and 5 of the -3- California Labor Code and all amendments thereto; and all similar state or federal acts or laws applicable; and shall indemnify, defend and hold harmless SUB-LESSOR from and against all claims, demands, payments, suits, actions, proceedings and judgments of every nature and description, including attorney' s fees and costs presented, brought or recovered against SUB-LESSOR, for or on account of any liability under any of said acts which may be incurred by reason of any work to be performed by SUB-LESSEE under this Agreement. SUB-LESSEE shall obtain and furnish evidence to SUB-LESSOR of maintenance of statutory workers ' compensation insurance and employers ' liability in an amount of not less than $100, 000 bodily injury by accident, each accident, $100, 000 bodily injury by disease, each employee, and $250, 000 bodily injury by disease, policy limit. Section 11. INSURANCE In addition to the workers ' compensation insurance and SUB-LESSEE' S covenant to indemnify SUB-LESSOR, SUB-LESSEE shall obtain and furnish to SUB-LESSOR the following insurance policies covering the SUB-LEASED PREMISES: A. General Liability Insurance. A policy of general public liability insurance, including motor vehicle coverage. Said policy shall indemnify SUB-LESSEE, its officers, agents and employees, while acting within the scope of their duties, against any and all claims of arising out of or in connection with the the SUB-LEASED PROPERTY, and shall provide coverage in not less than the following amount: combined single limit bodily -4- injury and property damage, including products/completed operations liability and blanket contractual liability, of $1, 000, 000 per occurrence and in the annual aggregate. Said policy shall name SUB-LESSOR, its officers, and employees as Additional Insureds, and shall specifically provide that any other insurance coverage which may be applicable to the SUB-LEASED PROPERTY shall be deemed excess coverage and that SUB-LESSEE' S insurance shall be primary. B. Fire Insurance. SUB-LESSEE shall maintain in force during the entire term of this sub-lease, a standard broad form fire insurance policy for full replacement of the structure itself, in which the SUB-LESSOR is named, and which any and all losses are made payable to SUB-LESSOR. Certificates of Insurance for said policies shall be approved in writing by the City Attorney prior to the commencement of any obligations hereunder. All Certificates of Insurance (and the policies of insurance or endorsements thereof) shall provide that any such Certificates and policies shall not be cancelled or modified without thirty (30) days ' prior written notice to SUB-LESSOR. Section 12 . MAINTENANCE BY SUB-LESSEE SUB-LESSEE shall, at its own cost and expense, keep and maintain all portions of the SUB-LEASED PROPERTY as well as all improvements on the SUB-LEASED PROPERTY and all facilities -5- appurtenant to the SUB-LEASED PROPERTY, in good order and repair and in as safe and clean a condition as they were when received by SUB-LESSEE from SUB-LESSOR, reasonable wear and tear also excepted. Section 13 . ALTERATIONS AND LIENS SUB-LESSEE shall not make, or permit any other person to make, any alterations to SUB-LEASED PROPERTY or to any improvement thereon or facility appurtenant thereto without the prior written consent of SUB-LESSEE first had and obtained. SUB-LESSEE shall keep the premises free and clear from any and all liens, claims, and demands for work performed, materials furnished, or operations conducted on SUB-LEASED PROPERTY at the instance or request of SUB-LESSEE. Furthermore, any and all alterations, additions, improvements and fixtures, made or placed in or on SUB-LEASED PROPERTY by SUB-LESSEE or any other person shall on expiration, or sooner termination of this sub-lease, become the property of SUB-LESSOR and remain on SUB-LEASED PROPERTY; provided, however, that SUB-LESSOR shall have the option on expiration, or sooner termination of this sub-lease, of requiring SUB-LESSEE, at SUB-LESSEE' S sole cost and expense, to remove any or all such alterations, additions, improvements, or fixtures from SUB-LEASED PROPERTY. Section 14 . SUBLEASING OR ASSIGNING AS BREACH SUB-LESSEE shall not encumber, assign, or otherwise transfer this sub-lease, any right or interest in this sub-lease, or any right or interest in SUB-LEASED PROPERTY or any of the improvements that may now or hereafter be constructed or installed on SUB-LEASED PROPERTY, without the express written consent of SUB-LESSOR first had and obtained. Neither shall SUB-LESSEE sublet SUB-LEASED -6- PROPERTY, or any part thereof, or allow any other person, other than SUB-LESSEE' S agents, servants, and employees to occupy SUB-LEASED PROPERTY, or any part thereof, without the prior written consent of SUB-LESSEE. A consent by SUB-LESSOR to one assignment, one subletting, or one occupation of SUB-LEASED PROPERTY by another person shall not be deemed to be a consent to any subsequent assignment, subletting, or occupation of SUB-LEASED PROPERTY by another person. Any encumbrance, assignment, transfer, or subletting without the prior written consent of SUB-LESSOR, whether it be voluntary or involuntary, by operation of law or otherwise, is void and shall, at the option of SUB-LESSOR, terminate this sub-lease. The consent of SUB-LESSOR to any encumbrance, assignment, including occupation or transfer hereof of SUB-LESSEE' S interest in this sub-lease or the subletting by SUB-LESSEE of SUB-LEASED PROPERTY or parts of SUB-LEASED PROPERTY shall not be unreasonably withheld. SUB-LESSOR' S consent will be based on the financial ability of the proposed sub-lessee/assignee in relation to SUB-LESSEE'S financial ability, as well as the proposed party' s moral character. SUB-LESSOR agrees to give or deny such consent in writing within thirty (30) days of notice by SUB-LESSEE. Section 15 . RELEASE OF INDEMNITY No termination or cancellation hereof shall release SUB-LESSEE from any liability or obligation (whether of indemnity or otherwise) which may have attached or accrued previous to, or which may be accruing at the time of such termination or cancellation. Section 16 . ATTORNEY' S FEES SUB-LESSEE agrees to pay all costs and expenses, including reasonable attorney' s fees, of any action commenced by SUB-LESSOR to -7- enforce the covenants and conditions of this sub-lease to be kept or performed by SUB-LESSEE, whether such action progresses to judgment or not. Section 17. SUB-LESSEE'S COVENANT TO PEACEABLY SURRENDER PROPERTY Upon the termination of this sub-lease by the expiration of the term thereof, or otherwise, SUB-LESSEE agrees to peaceably quit and surrender the SUB-LEASED PROPERTY to SUB-LESSOR in good order and condition. Any and all property of whatsoever kind or character remaining upon the SUB-LEASED PROPERTY upon the expiration or sooner termination of this sub-lease shall there upon be and become the personal property of SUB-LESSOR, but this shall not prevent SUB-LESSOR from requiring SUB-LESSEE to remove, at SUB-LESSEE' S expense, any and all personal property placed upon the SUB-LEASED PROPERTY by SUB-LESSEE, which SUB-LESSOR may desire removed from the SUB-LEASED PROPERTY. Section 18 . CUMULATIVE REMEDIES The remedies given to SUB-LESSOR in this agreement shall not be exclusive but shall be cumulative and in addition to all remedies now or hereafter allowed by law or elsewhere provided in this sub-lease. Section 19 . WAIVER OR BREACH The waiver by SUB-LESSOR of any breach by SUB-LESSEE of any of the provisions of this sub-lease shall not constitute a continuing waiver or a waiver of any subsequent breach by SUB-LESSEE either of the same or another provision of this sub-lease. Section 20 . FORCE MAJEURE - UNAVOIDABLE DELAYS Should the performance of any act required by this sub-lease to be performed by either SUB-LESSOR or SUB-LESSEE be prevented or -8- delayed by reason of an act of God, strike, lockout, labor troubles, inability to secure materials, restrictive governmental laws or regulations, or any other cause except financial inability not the fault of the party required to perform the act, the time for performance of the act will be extended for a period equivalent to the period of delay and performance of the act during the period of delay will be excused; provided, however, that nothing contained in this section shall excuse the prompt payment of rent by SUB-LESSEE as required by this sub-lease or the performance of any act rendered difficult solely because of the financial condition of the party, SUB-LESSOR or SUB-LESSEE, required to perform this act. Section 21. EMERGENCY CLOSING OR CLOSING TO EFFECT REPAIR/REMODELING THE PREMISES SUB-LESSOR may close the SUB-LEASED PROPERTY without liability therefor at any time it deems necessary for the protection of life, limb or property, or upon reasonable notice to effect any repair, remodeling or rebuilding deemed necessary by SUB-LESSOR. Section 22 . SURRENDER OF POSSESSION SUB-LESSEE understands and agrees that upon surrender of possession he will not be entitled to a moving cost payment or any other relocation payment under any State or Federal Relocation Assistance Program. Section 23 . CONTINGENCY This agreement is contingent on the condition precedent that the SUB-LESSOR obtains title and possession of the property which is the subject of this sub-lease. Section 24 . NOTICE Any written notice, given under the terms of this agreement, shall be either delivered personally or mailed, postage prepaid, -9- • addressed to the party concerned, as follows : SUB-LESSOR: SUB-LESSEE: Robert J. Franz EMPLOYEES CREDIT UNION Director of Administrative Services 2000 Main Street 2000 Main Street Huntington Beach, CA 92648 Huntington Beach,CA 92648 Section 25. ENTIRE AGREEMENT SUB-LESSOR and SUB-LESSEE agree that this sub-lease constitutes the entire agreement between the parties . Section 26 . PARTIAL INVALIDITY Should any provision of this sub-lease be held by a court of competent jurisdiction to be either invalid, void, or unenforceable, the remaining provisions of this sub-lease shall remain in full force and effect unimpaired by the holding, so long as the reasonable expectations of the parties hereto are not impaired. Section 27. BINDING ON HEIRS AND SUCCESSORS This sub-lease shall be binding on and shall inure to the benefit of the heirs, executors, administrators, successors, and assigns of the parties hereto, SUB-LESSOR and SUB-LESSEE, but nothing in this section contained shall be construed as a consent by SUB-LESSOR to any assignment of this sub-lease or any interest therein by SUB-LESSOR except as provided in this sub-lease. PAGE END -10- Section 28 . CAPTIONS Captions of the sections of this agreement are for convenience and reference only, and the words contained therein shall in no way be held to explain, modify, amplify, or aid in the interpretation, construction or meaning of the provisions of this agreement . IN WITNESS WHEREOF, the parties hereto have caused this agreement to be executed by and through their authorized officers this day of , 1989 SUB-LESSEE: SUB-LESSOR: EMPLOYEES CREDIT UNION CITY OF HUNTINGTON BEACH a municipal corporation of the ;State of Californi4--- -)/171 '6- ArLtil-°'------------ Z4..011.4,d..... V124.44..t_.e...or President Mayor %// Vi -Pry ldent/Secretary ATTEST: APPROVED AS TO FORM: elwInei e„ :44-7,!..7 . 4Irvt7 \cr--- City Clerk //- i - 21 C,i,ty Attorney REVIEWED AND APPROVED: INIT Di AND APP VED: " 7.tt.Q_ (--- City Administrator erector of Ad inistrati Services -11- •ap�• • a ' .. N AGREEMENT 1O 1 THIS AGREEMENT made and entered into the v day of May, 1974 at Huntington Beach, California; WHEREA S : CITY OF HUNTINGTON BEACH, hereinafter called "CITY, " is the master lessee of City Hall, located at 2000 Main Street , Huntington Beach, California, and the HUNTINGTON BEACH CITY EMPLOYEES CREDIT UNION, hereinafter called "UNION," desires to rent space in said structure; NOW, THEREFORE, it is agreed by CITY and UNION that CITY will rent Room B272 of City Hall, Huntington Beach, California, to UNION upon the following terms and conditions : 1. The monthly rental shall be One Hundred Eighty Dollars ($180) per month, payable on or before the fifteenth (15th) day of each and every month. 2. CITY shall provide all heat , air-conditioning and lights . 3 . CITY shall carpet the entire premises before occupancy . 4 . CITY will install all telephone conduit to Room B272 . UNION shall complete further telephone installation and mainten- ance at its own expense. 5 . CITY will provide a separate door key system to the rented area. 6 . CITY will maintain interior walls, ceiling and fixtures . tTM:k 5/3/74 • .a. . . 7. UNION is to provide all of its own janitorial services . 8 . UNION will not permit or construct any signs or alterations to said premises without the written consent of CITY . 9. UNION will maintain One Million Dollars ($1,000,000) of liability insurance on said premises , naming CITY as an additional insured. 10 . UNION will use said premises for Huntington Beach City Employee ' s Credit Union purposes and for no other purpose . 11. This agreement may be cancelled by either party upon ninety (90) days ' notice in writing. 12 . The term of this Agreement is to commence June 15, 1974 and CITY will permit occupancy at that time . IN WITNESS WHEREOF, the parties hereto have executed this Agreement . HUNTINGTON BEACH CITY EMPLOYEES CREDIT UNION 1 BH. By GYM ; CITY/OF NTINGTON BEACH L." 0 Byi, Mayo ATTEST: APPRO E S TO FORM: ae• City Clerk ssistant 'ty Attorney 2 . ,_ LL). ter, . REQUEL . FOR CITY COUNCI. ACTION Date July 17, 1989 Submitted to: THE HONORABTE MAYOR AND MEMBERS OF THE CITY COUNCIL 414(efriji Submitted by: PAUL E. COOK, CITY ADMINISTRATOR R Prepared by: ROBERT FRANZ, DEPUTY CITY ADMINISTRATOR frP Subject: LEASE OF CITY EMPLOYEES CREDIT UNION OFFICE IN CITY HALL APPROVED BY TY OUNCIL 7- - 191 Consistent with Council Policy? rc] Yes [ J New Policy or Exception gi , CITY Cr-'u Statement of Issue, Recommendation,Analysis, Funding Source,AlternattvrArtt151157ATTUE At& I. 4.4i4,44.0 -4, 8 O �o y "-At. STATEMENT OF ISSUE C/nh#r74 teSi.4),4Do !� The original office space rental between the City of Huntington Beach and the Huntington Beach City Employees Credit Union was on a month to month basis. The new five (5) year term lease calls for an initial rental adjustment and appropriate annual increases. Current rent is in the amount of $180.00 per month. RECOMMENDATION Approve the attached lease and authorize the proper officials execute this document. ANALYSIS The Huntington Beach City Employees Credit Union has long been an established convenience for the City of Huntington Beach employees. The month to month agreement with the Credit Union will be replaced with a more economical lease agreement. A more realistic rental schedule has been proposed, combined with a yearly stepped increase so as to gradually bring rents to a market rent schedule. The first year the monthly rent will be $640.00, with an increase each year thereafter of $128.00 per month over the previous year. The lease is for five (5) years, with a five (5) year option to extend. ALTERNATE Do not rent space to the Credit Union or modify terms. ATTACHMENT Proposed lease agreement. e.J� CITY OF HUNTINGTON BEACH ,'- 8 2000 MAIN STREET CALIFORNIA 92648 OFFICE OF THE CITY CLERK November 7, 1989 Huntington Beach City Employees Credit Union 2000 Main Street Huntington Beach, CA 92648 Enclosed is a copy of the Sublease Agreement between the City of Huntington Beach and the City of Huntington Beach Employees Credit Union which was approved by the City Council of the City of Huntington Beach on August 7, 1989. Connie Brockway City Clerk CB:bt Enc. (Telephone:714-536-5227) ;, 8CITY OF HUNTINGTON BEACH 2000 MAIN STREET CALIFORNIA 92648 OFFICE OF THE CITY CLERK November 8, 1989 Orange County Assessor's Office P. 0. Box 149 Santa Ana, CA 92702 Attn: Real Property Dept. Enclosed is a copy of a lease agreement between the City of Huntington Beach and the Huntington Beach City Employees Credit Union which was approved by the City Council of the City of Huntington Beach on August 7, 1989. If you have any questions , please call the Office of the City Clerk at 536-5405. Connie Brockway, CMC City Clerk CB:bt Enc. (Telephone:714-536-5227) REQUE FOR CITY COUNC ACTION Date September 14, 1989 Submitted to: Honorable Mayor and City Council Members APPBOY 6 BY CITY CUU► _ Paul E. Cook, City Administrator Ir Submitted by: �4 ��'��,_ //- , Prepared by: Robert J. Franz, Deputy City Administrata�i I►„ . .r- 19.... p �, • Lease of City Employees Credit Union Office in Lo - - ,�! ■ Subject: _ ._... CLEiZK Consistent with Council Policy? toi Yes [ ] New Policy or Exception Statement of Issue, Recommendation,Analysis, Funding Source,Alternative Actions,Attachments: STATEMENT OF ISSUE The original office space rental between the City of Huntington Beach and the Huntington Beach City Employees Credit Union was on a month to month basis. The new five (5) year term lease calls for an initial rental adjustment and apprpriate annual increases. Current rent is in the amount of $180.00 per month. RECOMMENDATION Approve the attached lease and authorize the Mayor and City Clerk to execute this document. ANALYSIS The Iuntington Beach City Employees Credit Union has long been an established conveneince for the City of Huntington Peach employees. The month to month agreement with the Credit Union is proposed to be replaced with a more economical lease agreement. A more realistic rental schedule has been proposed, combined with a yearly stepped increase so as to gradually bring rents to a market rent schedule. The first year the monthly rent will be $512 (80% of prior staff recommendation of $640 per month), with an increase each year thereafter of $128 per month over the previous year. The lease is for five (5) years, with a five (5) year option to extend. Council discussion of this lease at the August 7, 1989 meeting, was that the rent should be set at 80% of the market rate and the City should apply the difference (20% reduction) towards our efforts to comply with AQMD requirements for employer contributions/ incentives for vehicle usage reductions. Reducing the inital monthly rent by 20 % acomplishes this directive. ALTERNATE Do not rent space to the Credit Union or modify terms. ATTACHMENT Proposed Lease Agreement. 4247j PIO 4/84 Page 12 - Counci 1 /AS, .,,,y Minutes - 8/7/89 In answer to Councilman May' s inquiry, the Community Development Director stated the lot size was 25 feet by 125 feet and were for two (2) single-family homes . A motion was made by Mays, seconded by MacAllister, to approve the final Parcel Map and accept the offer of dedication pursuant to the mandatory find- ings set forth by the Zoning Administrator and instruct the City Clerk to affix her signature to the map and release the map to the county for process- ing. The motion carried by the following roll call vote: AYES: MacAllister, Green, Winchell , Bannister, Mays , Silva, Erskine NOES: None ABSENT: None (City Council) SUB-LEASE AGREEMENT - CITY EMPLOYEES CREDIT UNION - CITY HALL LOWER LEVEL The City Clerk presented a communication regarding the lease between the City of Huntington Beach and the Huntington Beach City Employees Credit Union in the lower level of City Hall . A motion was made by Winchell , seconded by MacAllister, to approve and author- ize execution of Sub-Lease Agreement between the City and the City of Huntington Beach Employees Credit Union for a period of five years with an initial rental adjustment and appropriate annual increases. (First year monthly rent $640 with an increase to 80% of market value and charge 20% to AQMD each year thereafter - Current rent is $180 per month) The motion carried by the following roll call vote: AYES: MacAllister, Green, Winchell , Bannister, Mays, Silva, Erskine NOES: None ABSENT: None (City Council ) PROPERTY MANAGEMENT AGREEMENT - EMERALD COVE SENIOR CITIZEN APARTMENT COMPLEX - LOMCO The City Clerk presented a communication regarding the Emerald Cove Senior Citizen Apartment Complex Property Management Complex. A motion was made by Green, seconded by Bannister, to retain LOMCO as the property management company for Emerald Cove and authorize the City Attorney' s office to prepare a new three (3) year management agreement with an option to renew in two (2) years between the City and LOMCO and to extend the existing management agreement on a month to month basis until the new management agree- ment is executed by all parties. The motion carried by the following roll call vote: AYES: MacAllister, Green, Winchell , Bannister, Mays, Silva, Erskine NOES: None ABSENT: None Page 20 — Council/A _.._y Minutes — 8/7/89 CAd: we could give them 5 or 3 yr lease at the monthly rate we're recommending without increases which would probably be half of market. Ban: might put a CPI increase every year Erk: credit the reduction rent against AQMD, and reduce the rent 10% Win: 10% below market is what you're saying? Ersk: something like that CA: you' re only reducing it 10%? Mac: whatever the market rate is, we'd be charging them with 80% of that Go up the first rent, but the increases would only be reflected to get to the 80% Win: that' s fine. I would so move that rather than moving to 100% of market, we go 80% of market and space the increments down to that. Ban: and can we charge the 20% back to AQMD? Win: That' s fine. -. .. .� : .. 708-8 . ANNUAL RATING ENDORSEMENT Policy Issued to HUNTINGION BEACH CITY EMPLOYRFSS CREDIT UNION .(a col.p.) Address P. O. Box 608 Huntington Beach, CA 92648 Fed. I.D. No. #95-1821708 Location of Risk 2000 Main Street, Room B-272, Huntington Beach, CA IT IS UNDERSTOOD AND AGREED THAT effective for the period lurch 26, 1989 to March 26, 1990 Item 4 of the Declarations of this policy describing the Rates and Classification of Operations is hereby amended to read as follows: Classification of Operations - Code No. Rate Per Premium Est. Annual $100 Basis Premium Clerical Office Fnployees NOC 8810 .83 226,950. h 1884.00 CA Surcharge 19.00 APP :_:i L AS TO FORM: GAIL HUTTON C? ' ..ATTORNEY r__ P,, t.,,,a__ r 1..J:�Ame ney Depjsit Premium $1903.'00 / Total Estimated Annual Premium $ 1903.00 ANNUAL MINIMUM PREMIUM $ ALL OTHER TERMS OF THIS POLICY REMAIN UNCHANGED This endorsement, countersigned by an authorized representative of the Company, becomes applicable endorsement No. Effective March 26, 1989 Policy No. WC 102 743 A j HUNTINGTON BEACH CITY EMPLOYEES Issued To by CUMIS INSURANCE SOCIETY, INC '+s.. CREDIT UNION Madison, Wisconsin Cou ' s' CCP 25 a California 3-23-89dd BOB OBERLE D R egNeil CUMIS INSURANCE SOCIETY, INC. A STOCK INSURANCE COMPANY HEREINAFTER CALLED THE SOCIETY UNIVERSAL ENDORSEMENT It is agreed that the insurance afforded by this policy applies subject to the following additional provisions: I The obligations of Coverage A—Workmen's Compensation—of the policy shall apply to the United States Longshoremen's and Harbor Workers' Compensation Act and the workmen's compensation law of any state, district, or territory of the United States except Nevada, North Dakota, Ohio. Oregon, Washington, West Virginia and Wyoming. 2 The company shall indemnify this employer against loss by reason of the obligations of this employer under the workmen's compensation laws of the states of Nevada, North Dakota, Ohio, Oregon, Washington, West Virginia and Wyoming, and of any province of the Dominion of Canada: provided that such loss accrues prior to the time that this employer has actual knowledge that he is subject to the workmen's compensation law of such state or province and is required to contribute to or insure in the fund thereof. 3. With respect to employees who are temporarily employed outside of j:he states designated in the policy, the insurance afforded under Coverage B—Employers' Liability—shall apply anywhere in the United States of America, its territories or possessions, or Canada. 4. If any person employed by this employer as a traveling salesman, buyer, auditor, demonstrator, sales-engineer, or inspector shall during the policy period sustain bodily injury caused by accident or disease anywhere in the United States of America, its territories or possessions, or Canada, arising out of and in the course of employment, the company, upon the request of this employer within 60 days after the accident, shall vol- untarily pay to such person, or to any other person who by such law would be entitled thereto, the same compensation and other benefits, in the same manner and subject to the same conditions, that this employer would be obligated to pay if this employer were subject to the workmen's compensation law of the state, district, territory or province in which such injury was sustained, subject to the following provisions (a) No suit or action under this voluntary compensation agreement shall he sustained unless- brought within one year after the date of injury or death or after the last payment of compensation (other than for medical treatment or burial expense), whichever is greater. (b) This agreement applies only with respect to bodily injury which arises out of and in the course of employment in the business operations to which this policy applies and for which compensation would be payable under such workmen's compensation law if this employer were subject to such law with respect to such employment. (c) It is a condition precedent to any payment that such injured person or anyone claiming by, through, or under him shall execute, in the manner required by the company, a full release of all claims against this employer and the company on account of such injury or death except the obligation for the payments provided herein, and shall in addition execute an assignment to the company of any right of action available to any of them against any person, firm, corporation, or estate other than this employer which is or may be liable for such injury or death If death of the injured person shall result after a period of disability, death being due to such injury, and anyone claiming by, through, or under him shall accept, with notice or knowledge of said release and assignment, any voluntary payment provided for in this agreement which accrues after such death, the acceptance of such payment shall operate to estop the person so accepting from asserting that such release or assign- ment is not binding upon him. (d) If the company proceeds upon such assignment and recovers and collects a judgment against the party at fault in excess of the amount of compensation and other benefits voluntarily paid and incurred under this agreement, the company shall first take the necessary expenses of any procedure to collect and shall pay any remaining balance of such excess so obtained to the person or persons executing or affirming the assignment The company shall have full power and discretion to proceed against the party at fault or to settle with such party upon such terms as may seem desirable to the company, either without litigation or dunng the pendency thereof. te) If any person entitled to the benefits herein provided shall refuse to accept the same, the company may at any time and without notice withdraw any offer to pay such benefits and shall no longer be bound by the undertaking to pay such benefits. Any claim, suit, or demand upon this employer for damages on account of such injury shall be deemed a refusal to accept such voluntary compensation. In the event of such refusal, the obligations of the company as expressed in Coverage B—Employers' Liability—of the policy as well as all parts of the policy having reference thereto shall be available to this employer and shall be and remain the obligations of the company as fully and completely as if this agreement did not exist. (f) The term "injury" as used herein shall include death at any time resulting therefrom. S If any person employed by this employer other than as a traveling salesman, buyer, auditor, demonstrator, sales-engineer, or inspector shall dur- ing the policy period sustain bodily injury by accident or disease in any state, district, territory or province of the United States of America or Canada in which this employer is not subject to the workmen's compensation law arising out of and in the course of employment, the com,,any shall pay such ambulance and hospital charges and shall furnish through physicians or surgeons selected by the company such medical and surgical treatment as may be necessary to the treatment of such employee, but the total amount to be paid by the company on account of such injury sus- tained by any one employee in any one accident shall not exceed 8500 The company shall not be responsible for treatment given by any physi- cian or surgeon not selected by the company, except such immediate medical or surgical relief as shall be imperative at the time such injury is sustained. 6. The provisions of paragraphs 4 and S shall not apply with respect to any injury or death on account of which such injured person, or anyone claiming by, through, or under him is entitled to benefits under any workmen's compensation law. 7 The insurance does not apply to any fine or penalty imposed upon this employer for neglect to comply with the insurance requirements of any compensation law 8. The insurance afforded by this endorsement does not apply to any liability with respect to which this employer has other valid and collectible insurance or has qualified as a self-insurer 9 This endorsement does not apply with respect to any law affording benefits for nonoccupational disability 10 In these stares where the use of lawfully approved policy forms is required, or in states in which it is prescribed by law or ordained by lawful authority that a policy must be countersigned by a resident agent or must he issued by a resident agent, this endorsement shall serve only as a binder for cos erage pending countersignature or issuance of a separate policy, as may be required. All other pros isions and conditions remain unchanged. r-rn ')c' \nfhI ..UI I-IIYVIJGIIIGIIIJ IIGI Cr I. 2. Long Term Policy: If this policy is written for a period longer other special funds, and assessments required of or levied against than one year, all the provisions of this policy shall apply separately compensation insurance carriers under such law. to each consecutive twelve months period, or, if the first or last consecutive period is less than twelve months, to such period of less The insured shall reimburse the company for any payments required . than twelve months, in the same manner as if a separate policy had of the company under the workmen's compensation law, in excess of been written for each'consecutive period The earned premium for the benefits regularly provided by such law, solely because of injury each such period shall be computed as provided by Condition 1 of to (a) any employee by reason of the serious and wilful misconduct of this policy, subject, except as otherwise provided in the manuals in the insured, or (b) any employee employed by the insured in violation use by the company with respect to classifications of operations for of law with the knowledge or acquiescence of the insured or any which this policy provides a per capita premium basis, to the following executive officer thereof provisions Nothing herein shall relieve the insured of the obligations imposed (a) The premium rates for the first consecutive period shall be upon the insured by the other terms of this policy those stated in the declarations and those applicable for such period in accordance with the manuals in use by the company, 9. Limits of Liability—Coverage B: The words "damages because (b) The of bodily injury by accident or disease, including death at any time premium bases, classifications of operations, rates, rating resulting therefrom," in coverage B include damages for care and plans, premiums and minimum premiums for each such sub- loss of services and damages for which the insured is liable by reason Sequent period shall be those applicable for such period in of suits or claims brought against the insured by others to recover the accordance with the manuals in use by the company damages obtained from such others because of such bodily injury 3. Partnership or Joint Venture as Insured: If the insured is a sustained by employees of the insured arising out of and in the course partnership or joint venture, such insurance as is afforded by this of their employment The limit of liability stated in the declarations policy applies to each partner or member thereof as an insured only for coverage B is the total limit of the company's liability for all while he is acting within the scope of his duties as such partner or damages because of bodily injury by accident, including death at any member. time resulting therefrom, sustained by one or more employees in any - one accident The limit of liability stated in the declarations for 4. Inspection and Audit: The company and any rating authority coverage B is the total limit of the company's liability for all damages having jurisdiction by law shall each be permitted but not obligated to because of bodily injury by disease, including death at any time re- inspect at any reasonable time the workplaces, operations, machinery suiting therefrom, sustained by one or more employees of the insured and equipment covered by this policy Neither the right to make inspec- in operations in any one state designated in Item 3 of the declarations tions nor the making thereof nor any report thereon shall constitute an or in operations necessary or incidental thereto undertaking on behalf of or for the benefit of the insured or others, to determine or warrant that such workplaces, operations, machinery or The inclusion herein of more than one insured shall not operate to equipment are safe. increase the limits of the company's liability. The company and any rating authority having jurisdiction by law shall 10. Action Against Company—Coverage B: No action shall lie each be permitted to examine and audit the insured's payroll records, against the company unless, as a condition precedent thereto, the general ledger, disbursements, vouchers, contracts, tax reports and all insured shall have fully complied with all the terms of this policy, other books, documents and records of any and every kind at any rea- nor until the amount of the insured's obligation to pay shall have been sonable time during the policy period and any extension thereof and finally determined either by judgment against the insured after actual within three years after termination of this policy, as far as they show trial or by written agreement of the insured, the claimant and the or tend to show or verify the amount of remuneration or other premium company. lbasis, or relate to the subject matter of this insurance. Any person or organization or the legal representative thereof who 5. Notice of Injury: When an injury occurs written notice shall be has secured such judgment or written agreement shall thereafter be given by or on behalf of the insured to the company or any of its entitled to recover under this policy to the extent of the insurance authorized agents as soon as practicable Such notice shall contain afforded by this policy. Nothing contained in this policy shall give particulars sufficient to identify the insured and also reasonably any person or organization any right to join the company as a co- obtainable information respecting the time, place and circumstances defendant in any action against the insured to determine the insured's of the injury, the names and addresses of the injured and of available liability. witnesses. Bankruptcy or insolvency of the insured or of the insured's estate 6. Notice of Claim or Suit: If claim is made or suit or other pro- shall not relieve the company of any of its obligations under cover- ceeding is brought against the insured, the insured shall immediately age B forward to the company every demand, notice, summons or other process received by him or his representative 11. Other Insurance: If the insured has other insurance against a 7. Assistance and Cooperation of the Insured: The insured shall loss covered by this policy, the company shall not be liable to the cooperate with the company and, upon the company's request, shall insured hereunder for a greater proportion of such loss than the attend hearings and trials and shall assist in effecting settlements, amount which would have been payable under this policy, had no such other insurance existed, bears to the sum of said amount and the securing and giving evidence, obtaining the attendance of witnesses amounts which would have been payable under each other policy and in the conduct of suits or proceedings The insured shall not, except at his own cost, voluntarilymake anyany applicableo applicable leto such loss, had each such policy been the only policy payment, assume so applicable obligation or incur any expense other than for such immediate medical and other services at the time of injury as are required by the work- 12. Subrogation: In the event of any payment under this policy, men's compensation law. the company shall be subrogated to all rights of recovery therefor of 8. Statutory Provisions—Coverage A: The company shall be the insured and any person entitled to the benefits of this policy directly and primarily liable to any person entitled to the benefits of against any person or organization, and the insured shall execute and the workmen's compensation law under this policy The obligations deliver instruments and papers and do whatever else is necessary to of the company may be enforced by such person, or for his benefit by secure such rights. The insured shall do nothing after loss to prejudice any agency authorized by law, whether against the company alone or such rights. jointly with the insured Bankruptcy or insolvency of the insured or of 13. Changes: Notice to any agent or knowledge possessed by any the insured'sestate, or any-default of the insured, shall not relieve agent or by any other person shall not effect a waiver or a change in the company of any of its obligations under coverage A. any part of this policy or estop the company from asserting any right As between the employee and the company, notice or knowledge of under the terms of this policy; nor shall the terms of this policy be the injury on the part of the insured shall be notice or knowledge, as waived or changed, except by endorsement issued to form a part of the case may be, on the part of the company; the jurisdiction of the this policy, signed by an authorized representative of the company. insured, for the purposes of the workmen's compensation law, shall be jurisdiction of the company and the company shall in all things be 14 Assignment Assignment of interest under this policy shall no: bound by and subject to the findings, judgment; awards, decrees, orders or decisions rendered against the insured in the form and bind the company until its thec n;ant is en l die,ed her however ; manner provided by such law and within the terms, limitations and during the policy period insured shall die, and written notice is provisions of this policy not inconsistent with such law given to the company within thirty days after the date of such death, this policy shall cover the insured's legal representative as insured; All of the provisions of the workmen's compensation law shall be- provided that notice of cancelation addressed to the insured named in and remain a part of this policy as fully and completely as if written the declarations and mailed or delivered, after such death, to the herein, so far as they apply to compensation and other benefits pro- address shown in this policy shall be sufficient notice to effect vided by this policy and to special taxes, payments into security or cancelation of this policy OK P6'191 XF t PART21 1 5.• Cancelation: This policy may be canceler, e insured by sur- When the insuranc er the workmen's compensation law may render thereof to the company or any of its al. :ed agents or by not be canceled excep :cordance with such law, this condition so mailing to the company written notice stating when thereafter the can- far as it applies to the insurance under this policy with respect to such celation shall be effective This policy may be canceled by the com- law, is amended to conform to such law pany by mailing to the insured at the address shown in this policy 16. Terms of Policy Conformed to Statute—Coverage A: Terms of written notice stating when not less than ten days thereafter such this policy which are in conflict with the provisions of the workmen's cancelation shall be effective The mailing of notice as aforesaid shall compensation law are hereby amended to conform to such law be sufficient proof of notice The time of the surrender or the effec- rive date and hour of cancelation stated in the notice shall become the .17. Declarations: By acceptance of this policy the insured agrees end of the policy period Delivery of such written notice either by the that the statements in the declarations are his agreements and repre- insured or by the company shall be equivalent to mailing sentations, that this policy is issued in reliance upon the truth of such representations and that this policy embodies all agreements existing If the insured cancels, unless the manuals in use by the company between himself and the company or any of its agents relating to this otherwise provide, earned premium shall be I I I computed in accord- insurance ance with the customary short rate table and procedure and (21 not 18. Participating Clause: This policy is issued by a stock company less than the minimum premium stated in the declarations. If the having special regulations lawfully applicable to its organization, company cancels, earned premium shall be computed pro rats Pre- policies or contracts of insurance of which the following shall apply mium adjustment may be made t the time cancelation is effected to and form a part of this policy and, if not then made, shall b made as soon as practicable after By virtue of this policy, the policyholder shall participate in t1)e cancelation becomes effective he company's check or the check of return of unused premiums (dividends) to the extent and on the ccn- its representative mailed or deliv red as aforesaid shall be a sufficient dition determined fixed and declared by the Board of Directors in tender of any refund of premium ue to the insured accordance with the law In Witness Whereof, the company hos caused this policy to be executed and attested, but this policy shall not be valid unless countersigned by a duly authorized representative of the company - irf--/-e-a d 7 r 7-—- , toy 7�8� ..- -<_ .. . Secretary Chairman, Board of Directors �E o v.-)- M t t!1 U' in N P O N M to T. N N P O � N M t ul �O h o0 P O N t to �O t\ 00 P O — N M t c, 0. N, c0 P O W V o to tr') u') to tr) N �O �O �O �O �O �O �O �O �O �O t\ f\ f\ f\ f\ n t\ f\ f\ t\ N N N co co co N N N co O• P P P O P P P P P O c Q '• N . o f— Q , . • . • o • . • . . • o E E E E E E E E Z W . . O . N I-- W 1 c I '0 O t N if) CO N K — 'O O In P t N M N N N — `O O U) O t P M N N N 'O — u) O t P M N N N N '0 — u1 O u) Q Z ._ I 11) 'O 'O 'O N. N N. CO 00 P P O O O ' ' N N r') r) t t t!) if) b ' 'O N N. N CO P P O O — N N M r') t t tf) un 'O 'O O T ` I N N N N N N N N N N N N N N N N N N N N N N M M M M r') r) r') r`') M M M M M M M y, I ,_o i t t\ — u) CO N •0 P M CO N f\ — ,O O In P v O, M N N t` -- ••O — tc) O t P M CO N N\ N — in O t U ro co M t\ N sO — 0'i I i!) Ul 'O -O 'O N I N N N P P 0 O .- - - N N M r`') t t to In '0 '0 N. N. N. co co P P O O - - N N N co M t t In Cl) LO a N N N N N N N N N N N N N N N N N N N N N N M M M M M M M M r') M M M M M ZO< ;oE � o ,1,42.2. I to v0 h N P O ,- N M t u) sO N N P O — N M I t!) sO N, 00 P O — N M t to ,O N� 00 P O — N M t to ,O N N P O N V l t�a N N N N N N N N N N M M M M M M M M M M t t t t "? t :O to un C II c l C a W �ia — = a' 1 • . .• .• E : : • E , : . : . : E • •. E • . . . . . E 1— LLO N v `n 0 — N t b co O N t 'O CO 0 N In P N 'O 0 M N . — t N N u) P M `O O M N. — t 00 N in P r") so O t N. — tc) co N `O P co I c_ N N N N co M t t t to u7 u7 '0 '0 V NN N co 0o co P P P O 0 0 - - N N N M M co t t t tr) CPI )->. o LL M to r, P — M u) N. P M No O M t\ - t N N V) P M 'O O t N� — 00 N to P M 0O O r l y to N N ,0 P M Nc O N N N N M co co t t t In t!) to `o `O N N . N. N co co P P P O O — — N N N M M M i t to 1 a I CUNA MUTUAL INSURA 7. GROUP ~1 j . CUMIS Insurance Socie, Inc. POLICY NUMBER: POP - 1040708 DECLARATIONS - PAGE 1 CREDIT UNION PACKAGE OF PROTECTION CUNA MUTUAL INSURANCE GROUP CUMIS INSURANCE SOCIETY , INC. (Herein called the Company or the Society) 5910 Mineral Point Road Madison, Wisconsin 53705 NAMED INSURED and MAILING ADDRESS : HUNTINGTON BEACH CITY EMPLOYEES CREDIT UNION P. O. BOX 608 HUNTINGTON BEACH CALIFORNIA 92648 DECLARATIONS : The following declarations are hereby made a part of each and every Declarations Page included herein the same as though physically incorporated therein, and each and every Declarations Page is hereby incorporated with these Declarations . POLICY PERIOD: This policy is effective on MARCH 26 1968 12 : 01 A.M. standard time at the location of the described premises or property and shall continue in force until terminated as provided herein. COVERAGE PROVIDED: The coverage provided by CUMIS Insurance Society, Inc. , on the following declarations pages is only with respect to the coverages described which are indicated as included for coverage when a limit of liability is shown. Countersignature Date: B (Authorized Representa ive) OB OBERLENDER cm CUNA MUTUAL INSUR! E GROUP CUMIS Insurance Sock Inc. 7573 DECLARATIONS - PAGE 3 POLICY NUMBER: POP - 1040708 03-22-1989 EFFECTIVE DATE OF THIS PAGE - 03/26/89 COVERED LOCATION: 1 ** 2000 MAIN STREET SUITE B-272 HUNTINGTON BEACH, CA 92648 #1 The following coverages, forms and endorsements apply at this location: *************************************************************************** * COVERAGE DEDUCTIBLE LIMIT OF * * PER LOSS LIABILITY * *************************************************************************** Basic Policy - POP 02 00 POP 1033 POP 3110 Business Personal Property Coverage - Special - POP 31 00 $0 $100 , 000 Automatic Increase in Limits of Liability 3 % Extra Expense Coverage - POP 51 00 $2 , 500 Financial Records Coverage - POP 61 00 Loan Records - % 25 Of Total - $2 , 276 , 000 Share Records - % 10 Of Total - $1, 093 , 000 Duplication Of Records - Daily r ' e� FILE - MOSLER - D - UL ,1 ,• POP 60 01 Business Liability And • Medical Payments Coverage - POP 81 00 Liability Limit Each Occurrence - $500 , 000 Medical Payments - Each Person - $5, 000 Medical Payments - Each Occurrence - $10 , 000 4111‘ CUNA MUTUAL INSURANCE SOCIETY CUMIS INSURANCE SOCIETY, INC. MADISON,WISCONSIN )44 G iJ CUMIS INSURANCE SOCIETY, INC. A STOCK COMPANY OWNED AND OPERATED BY AND FOR CREDIT UNION PEOPLE CERTIFICATE OF INSURANCE This is to certify that such insurance policies as indicated below by policy number have been issued on forms in current use by the Society. Hazards covered are indicated by (X). Name and Address of Certificate Holder • City of Huntington Beach P. 0, Box 190 Huntington Beach, California 92648 This CERTIFICATE OF INSURANCE neither affirmatively nor negatively amends, extends, or alters the coverage afforded by these policies. — Policy Expiration Type of Insurance Number Date Limits of Liability _ WORKMEN'S COMPENSATION Statutory EMPLOYERS' LIABILITY $ ,000 COMPREHENSIVE Bodily Injury: GENERAL LIABILITY $1,000 ,000 Each Person (X) Premises and Operations 3-26-68 $1,000 ,000 Each Occurrence (X) Independent Contractors PC 11328 Continuous $1,000 ,000 Aggregate ( ) Elevator (X) Products Property Damage: (X) Contractual (all written) $1,000 ,000 Each Occurrence (X) Care, Custqdy and Control $1,000 ,000 Aggregate AUTOMOBILE LIABILITY Bodily Injury: ( ) Owned Automobiles $ ,000 Each Person ( 1 Hired Automobiles $ ,000 Each Occurrence ( 1 Non-Owned Automobiles Property Damage: ( ) Repossessed Automobiles $ ,000 Each Occurrence PERSONAL INJURY LIABILITY $ ,000 Each Person $ ,000 Aggregate UMBRELLA LIABI LITY Combined Personal Injury and Property Damage: $ ,000,000 Each Occurrence Should any of the described policies be cancelled before the expiration date noted, the Society will mail 30 days prior written notice of such cancellation to the above named Certificate Holder. The mailing of notice shall be sufficient proof of notice. Description and location of operations and/or automobiles covered: Name and Address of Insured Huntington Beach City Employees Credit Union Date J 26, 1974 P. O. Box 608 ,2000 Main St. Rm. 272 Huntington Beach, California 92648 By � -- Authorized Re resentative CG L 200-A14 (3/73 Rev.) • 11111 CUMIS INSURANCE SOCIETY, INC. A STOCK COMPANY OWNED AND OPERATED BY AND FOR CREDIT UNION PEOPLE CERTIFICATE OF INSURANCE This is to certify that such insurance policies as indicated below by policy number have been issued on forms in current use by the Society. Hazards covered are indicated by (X). Name and Address of Certificate Holder • ' City of Huntington Beach Post Office Box 190 This CERTIFICATE OF INSURANCE neither affirmatively Huntington Beach, Calif. 92648 nor negatively amends, extends, or alters the coverage afforded by these policies. Policy Expiration Type of Insurance Number Date. Limits of Liability WORKMEN'S COMPENSATION Statutory EMPLOYERS' LIABILITY $ ,000 COMPREHENSIVE Bodily Injury: GENERAL LIABILITY $ 500 ,000 Each Person (X) Premises and Operations $ 500 ,000 Each Occurrence (X) Independent Contractors • PC 11328 Continuous $ 500 ,000 Aggregate ( ) Elevator (X) Products Property Damage: (X) Contractual (all written) $ 50 ,000 Each Occurrence (X) Care, Custody and Control $ 50 ,000 Aggregate AUTOMOBI LE LIABI LITY Bodily Injury: ( ) Owned Automobiles $ ,000 Each Person (X) Hired Automobiles $ 500 ,000 Each Occurrence (X) Non-Owned Automobiles Property Damage: (X) Repossessed Automobiles $ 50 ,000 Each Occurrence PERSONAL INJURY LIABILITY $ 500 ,000 Each Person If If $ 500 ,000 Aggregate UMBRELLA LIABILITY Combined Personal Injury and Property " Damage: $ 1 ,000,000 Each Occurrence Should any of the described policies be cancelled before the expiration date noted, the Society will mail 30 days prior written notice of such cancellation to the above named Certificate Holder. The mailing of notice shall be sufficient proof of notice. Description and location of operations and/or automobiles covered: The one story, brick, approved roof building, occupied as a Credit Union and located at 419—B Main Street, Hunting Beach, California. Name and Address of Insured Huntington Beach City En p. Credit Union 419—B Main Street Date May' 29, 19 Huntington Beach, California 92646 By Authorized epresentative CGL 200-A14 (3/73 Rev.) . ,..�._ :� =' M •- Y` -,' i u r1i CUMIS INSURANCE SOCIETY INC. ,-Jv I- c'`r- j _ .' it A STOCK COMPANY OWNED BY LUNA MUTUAL IPANCF SOCIETY f' ; ? 'r• \s'.t S �j��a'F r I:r C.T OFFICE BOX 2063 POMONA•CALIF. 91766 ( ; �` - ' `.. 0)11 00(4\1 Ci of tington Beach Pos •ce fox 190 H ington Beach, California 92648 ..... 0)4.AA er, I /` :,----,-. • IV...31=Z1". ..: . ?A ..--....-;• , PRINTED IN U.g.A.