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HomeMy WebLinkAboutBruce W. Hull & Associates, Inc. - 1994-11-07i CITY' OF HUNTINGTON BEACH 2000 MAIN STREET CALIFORNIA 92648 OFFICE OF THE CRY CLERK CONNE BROCKWAY CRY CLERK November 1 B,1 S94 Bruce W. Hull Bruce W. Hull & Associates, Inc. 13844 Alton Parkway, Suite 138 Irvine, CA 92718 The City Council of the City of Huntington Beach at their meeting held November 7, 1994 approved the Professional Services Contract Between the Redevelopment Agency of the City of Huntington Beach and Bruce W. Hull & Associates, Inc. for 'The Waterfront'Apprafsaf Services. Enclosed is a copy of the executed agreement for your records. It you have any questions regarding this matter please call the Office of the City Clerk (714) 536-5227. Connie Brockway City Clerk Evelyn Schubert Deputy City Clerk cc: Stephen Kohler, Project Manager �" iTowphwo. 714 63H=l APPROVED B � b�.'i(.11.' REDEVELOPMENT AGkCY ACTION t l r -7 19q ED 94-50 ArVJ44,, , VA36-t Date: November 7.1994 Submitted to: Honorable Chairman and Redevelopment Agency Members Submitted by: Michael T. Uberuaga, Executive Director C� Prepared by: Barbara A. Kaiser, Deputy City Administrator]Economic Development Subject: APPRAISAL CONTRACT - BRUCE W. HULL & ASSOCIATES Consistent with Council Policy? Pq Yes [ ] New Policy or Exception Statement of Issue, Recommendation, Analysis, Funding Source, Alternative Actions, Attachments: STATEMENT OF ISSUE: A key issue in upcoming negotiations for the revised Waterfront project will be the market value of the remaining term of the lease between Robert L. Mayer and the Redevelopment Agency. Attached is a contract to procure appraisal services of this leasehold interest. RECOMMENDED AGENCY ACTION: 1. Approve and authorize the appropriate Agency officers to execute the attached contract between the Redevelopment Agency and Bruce W. Hull & Associates to appraise the leasehold interest held by Robert L. Mayer as trustee of the Robert L. Mayer Trust on all portions of the Waterfront site excluding The Waterfront Hilton Beach Resort. The contract is not to exceed $20,000. 2. Waive the usually required professional liability insurance. ANALYSIS: The product of this appraisal contract will provide the value for: * A fee simple interest without encumbrances, * A leased fee interest (the Agency's interest), and * The remaining leasehold interest (Mayer's interest). In order to determine these values, it is also necessary for the appraiser to perform a `highest and best use analysis' and the Agency will have the benefit of this information as well. J�� 5, RAA - ED94-50 November 7 1994 Page 2 In previous negotiations, the leaseholder has maintained that the existing lease and uses must be terminated by the implementation of The Waterfront Project and that this will result in loss of revenue and should be compensated by the Redevelopment Agency Therefore, to determine the fair market value of these interests an appraisal must be conducted The value of the leasehold interest held by Robert L Mayer and whether compensation is due as a result of the implementation of The Waterfront Project will be threshold issues should negotiations recommence Bruce W Hull & Associates was one of three firms which submitted bids in response to staffs solicitation The firm is familiar with The Waterfront Project, has conducted appraisals of similar water orientated properties and its principal is licensed as an M A I appraiser The firm submitted the most competitive bid FUNDING SOURCE Redevelopment Agency Tax Increment ALTERNATIVE ACTIONS Refer the contract to staff for alterations ATTACHMENTS 1 Contract 2 Scope of Services MTU/BAK/SVK/dw Step hen/RCA/Hullcont PROFESSIONAL SERVICES CONTRACT BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH AND BRUCE W HULL & ASSOCIATES, INC FOR "THE WATERFRONT" APPRAISAL SERVICES PROFESSIONAL SERVICES CONTRACT BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH AND BRUCE W HULL & ASSOCIATES INC FOR THE WATERFRONT APPRAISAL SERVICES Table of Contents 1 Work Statement 2 Agency Staff Assistance 3 Time of Performance 4 Compensation 5 Extra Work 6 Method of Payment 7 Disposition of Plans Estimates and Other Documents 8 Indemnification and Hold Harmless 9 Workers Compensation 10 Insurance 11 Certificates of Insurance 12 Independent Contractor 13 Termination of Agreement 14 Assignment and Subcontracting 15 Copyrights/Patents 16 Agency Employees and Officials 17 Notices 18 Immigration 19 Legal Services Subcontracting Prohibited 20 Entirety 2 2 2 2 2 4 4 4 5 6 7 7 7 7 7 8 8 8 9 PROFESSIONAL SERVICES CONTRACT BETWEEN THE REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH AND BRUCE W. HULL & ASSOCIATES, INC. FOR `THE WATERFRONT" APPRAISAL SERVICES THIS AGREEMENT, made and ente,red into this day of , 1994, by and between the Redevelopment Agency of the City of Huntington Beach, a body politic, hereinafter referred to as "AGENCY", and BRUCE W. HULL & ASSOCIATES, INC., a California corporation, hereinafter referred to as "CONTRACTOR." WHEREAS, AGENCY desires to engage the services of a contractor to conduct appraisal services concerning property located at the Northeast corner of Beach Boulevard and Pacific Coast Highway, in the City of Huntington Beach ("The Waterfront"); and CONTRACTOR has been selected to perform said services, NOW, THEREFORE, it is agreed by AGENCY and CONTRACTOR as follows: "I. WORK STATEMENT CONTRACTOR shall provide all services as described in the letter dated September 15, 1994, (hereinafter referred to as Exhibit "A" ), which is attached hereto and incorporated into this Agreement by this reference. Said services shall sometimes hereinafter be referred to as "PROJECT." CONTRACTOR hereby designates Mr. Bruce W. Hull, who shall represent it and be its sole contact and agent in all consultations with AGENCY during the performance of this Agreement. sir►urYM494 2. AGENCY STAFF ASSISTANCE AGENCY shall assign a staff coordinator to work directly with CONTRACTOR in the performance of this Agreement. 3. TIME OF PERFORMANCE Time is of the essence of this Agreement. The services of the CONTRACTOR are to commence as soon as practicable after the execution of this Agreement and all tasks specified in Exhibit "A" shall be completed as soon as possible from the date of this Agreement. These times may be extended with the written permission of the AGENCY. The time for performance of the tasks identified in Exhibit "A" are generally to be shown in the Scope of Services on the Worm Program/Project Schedule. This schedule may be amended to benefit the PROJECT if mutually agreed by the AGENCY and CONTRACTOR. 4. COMPENSATION In consideration of the performance of the services described herein, AGENCY agrees to pay CONTRACTOR a fee not to exceed Twenty -Thousand Dollars ($20,000) as outlined in CONTRACTOR's letter set forth in Exhibit A. 5. EXTRA WORK In the event AGENCY requires additional services not included in Exhibit 'A," or changes in the scope of services described in Exhibit "A," CONTRACTOR will undertake such work after receiving written authorization from AGENCY. Additional compensation for such extra work shall be allowed only if the prior written approval of AGENCY is obtained. 6. METHOD OF PAYMENT A. CONTRACTOR shall be entitled to payments for time and materials expended. Invoicing will be per the procedure noted in Exhibit OX. B. Delivery of work product: A copy of every technical memo and report prepared by CONTRACTOR shall be submitted to the AGENCY to demonstrate 2 WNW 0114194 progress toward completion of tasks. In the event AGENCY rejects or has comments on any such product, AGENCY shall identify specific requirements for satisfactory completion. Any such product which has not been formally accepted or rejected by AGENCY shall be deemed accepted. C. The CONTRACTOR shall submit to the AGENCY an invoice for each progress payment due. Such invoice shall: 1) Reference this Agreement; 2) Describe the services performed; 3) Show the total amount of the payment due; 4) Include a certification by a principal member of the CONTRACTOR's firm that the work has been performed in accordance with the provisions of this Agreement; and Upon submission of any such invoice, if AGENCY is satisfied that CONTRACTOR is making satisfactory progress toward completion of tasks in accordance with this Agreement, AGENCY shall promptly approve the invoice, in which event payment shall be made within thirty (30) days of receipt of the invoice by AGENCY. Such approval shall not be unreasonably withheld. If the AGENCY does not approve an invoice, AGENCY shall notify CONTRACTOR in writing of the reasons for non -approval, within seven (7) calendar days of receipt of the invoice, and the schedule of performance set forth in Exhibit "A" shall be suspended until the parties agree that past performance by CONTRACTOR is in, or has been brought into compliance, or until this Agreement is terminated as provided herein. D. Any billings for extra work or additional services authorized by AGENCY shall be invoiced separately to the AGENCY. Such invoice shall contain all of the information required above, and in addition shall list the hours expended and hourly rate charged for such time. Such invoices shall be approved by AGENCY if the work performed is in accordance with the extra work or additional services requested, 3 shurdl 0/1 asa and if AGENCY is satisfied that the statement of hours worked and costs incurred is accurate. Such approval shall not be unreasonably withheld. Any dispute between the parties concerning payment of such an invoice shall be treated as separate and apart from the ongoing performance of the remainder of this Agreement. 7. DISPOSITION OF PLANS, ESTIMATES AND OTHER DOCUMENTS CONTRACTOR agrees that all materials prepared hereunder, including all original drawings, designs, reports, both field and office notices, calculations, maps and other documents, shall be turned over to AGENCY upon payment in full of all outstanding invoices, termination of this Agreement or upon PROJECT completion, whichever shall occur first. In the event this Agreement is terminated, said materials may be used by AGENCY in the completion of PROJECT or as it otherwise sees fit. Title to said materials shall pass to the AGENCY upon payment of fees determined to be earned by CONTRACTOR to the point of termination or completion of the PROJECT, whichever is applicable. CONTRACTOR shall be entitled to retain copies of all data prepared hereunder. 8. INDEMNIFICATION AND HOLD HARMLESS CONTRACTOR hereby agrees to indemnify, protect, and hold and save harmless AGENCY, its officers and employees against any and all liability, including any claim of liability and any and all losses or costs solely arising out of the negligent performance of this Agreement by CONTRACTOR, its officers or employees. 9. WORKERS COMPENSATION CONTRACTOR shall comply with all of the provisions of the Workers Compensation Insurance and Safety Acts of the State of California, the applicable provisions of the California Labor Code and all amendments thereto; and all similar state or federal acts or laws applicable; and shall indemnify, defend and hold harmless AGENCY from and against all claims, demands, payments, suits, actions, proceedings and judgments of every nature and description, including attorney fees and costs 4 51hulVla114194 V presented, brought or recovered against AGENCY, for or on account of any liability under any of said acts which may be incurred by reason of any work to be performed by CONTRACTOR under this Agreement. CONTRACTOR shall obtain and furnish evidence to AGENCY of maintenance of statutory workers compensation insurance and employers liability in an amount of not less than $100,000 bodily injury by accident, each occurrence, $100,000 bodily injury by disease, each employee, and $250,000 bodily injury by disease, policy limit. 10. INSURANCE In addition to the workers compensation insurance and CONTRACTOR's covenant to indemnify AGENCY, CONTRACTOR shall obtain and furnish to AGENCY the following insurance policies covering the PROJECT: A. General Liability Insurance A policy of general public liability insurance, including motor vehicle coverage. Said policy shall indemnify CONTRACTOR, its officers, agents and employees, while acting within the scope of their duties, against any and all claims of arising out of or in connection with the PROJECT, and shall provide coverage in not less than the following amount: combined single limit bodily injury and property damage, including productslcompleted operations liability and blanket contractual liability, of $1,000,000 per occurrence. If coverage is provided under a form which includes a designated general aggregate limit, the aggregate limit must be no less than $1,000,000. Said policy shall name AGENCY, its officers, and employees as Additional Insureds, and shall specifically provide that any other insurance coverage which may be applicable to the PROJECT shall be deemed excess coverage and that CONTRACTOR's insurance shall be primary. 5 5/huN1 Q'14l94 L B. Professional Liability Insurance. CONTRACTOR shall acquire a professional liability insurance policy covering the work performed by it hereunder. Said policy shall provide coverage for CONTRACTOR's professional liability in an amount not less than $500,000 per claim. A claims made policy shall be acceptable. 11. CERTIFICATES OF INSURANCE: ADDITIONAL INSURED ENDORSEMENTS Prior to commencing performance of the work hereunder, CONTRACTOR shall furnish to AGENCY certificates of insurance subject to approval of the Agency Attorney evidencing the foregoing insurance coverages as required by this Agreement; sa;d certificates shall provide the name and policy number of each carrier and policy, and shall state that the policy is currently in force and shall promise to provide that such policies will not be canceled or modified without thirty (30) days prior written notice of AGENCY. CONTRACTOR shall maintain the foregoing insurance coverages in force until the work under this Agreement is fully completed and accepted by AGENCY. The requirement for carrying the foregoing insurance coverages shall not derogate from the provisions for indemnification of AGENCY by CONTRACTOR under the Agreement. AGENCY or its representative shall at all times have the right to demand the original or a copy of all said policies of insurance. CONTRACTOR shall pay, in a prompt and timely manner, the premiums on all insurance hereinabove required. A separate copy of the additional insured endorsement to each of CONTRACTOR's insurance policies, naming the AGENCY, its officers and employees as Additional Insureds shall be provided to the Agency Attorney for approval prior to any payment hereunder. 6 5fhuIV10114S4 12. INDEPENDENT CONTRACTOR CONTRACTOR is, and shall be, acting at all times in the performance of this Agreement as an independent contractor. CONTRACTOR shall secure at its expense, and be responsible for any and all payment of all taxes, social security, state disability insurance compensation, unemployment compensation and other payroll deductions for CONTRACTOR and its officers, agents and employees and all business licenses, if any, in connection with the services to be performed hereunder. 13. TERMINATION OF AGREEMENT All work required hereunder shall be performed in a good and workmanlike manner. AGENCY may terminate CONTRACTOR's services hereunder at any time with or without cause, and whether or not PROJECT is fully complete. Any termination of this Agreement by AGENCY shall be made in writing, notice of which shall be delivered to CONTRACTOR as provided herein. 14. ASSIGNMENT AND SUBCONTRACTING This Agreement is a personal service contract and the supervisory work hereunder shall not be delegated by CONTRACTOR to any other person or entity without the consent of AGENCY. 15. COPYRIGHTSMATENTS AGENCY shall own all rights to any patent or copyright on any work, item or material produced as a result of this Agreement. 16. CITY EMPLOYEES AND OFFICIALS CONTRACTOR shall employ no AGENCY official nor any regular AGENCY employee in the work performed pursuant to this Agreement. No officer or employee of AGENCY shall have any financial interest in this Agreement in violation of the applicable provisions of the California Government Code. 7 WN10 a14l94 k." `.d 17. NOTICES Any notice or special instructions required to be given in writing under this Agreement shall be given either by personal delivery to CONTRACTOR's agent (as designated in Section 1 hereinabove) or to AGENCY's Director of Economic Development as the situation shall warrant, or by enclosing the same in a sealed envelope, postage prepaid, and depositing the same in the United States Postal Service, addressed as follows: TO AGENCY. TO CONTRACTOR: Barbara Kaiser Bruce W. Hull Director of Economic Development Bruce W. Hull & Associates, Inc. City of Huntington Beach 13844 Alton Parkway, Suite 138 2000 Main Street Irvine, CA 92718 Huntington Beach, CA 92648 18. IMMIGRATION CONTRACTOR SHALL be responsible for full compliance with the immigration and naturalization laws of the United States and shall, in particular, comply with the provisions of the United States Code regarding employment verification. 19. LEGAL SERVICES SUBCONTRACTING PROHIBITED CONTRACTOR and AGENCY agree that AGENCY is not liable for payment of any subcontractor work involving legal services, and that such legal services are expressly outside the scope of services contemplated hereunder. CONTRACTOR understands that pursuant to Huntington Beach City Charter Section 309, the Agency Attorney is the exclusive legal counsel for AGENCY; and AGENCY shall not be liable for payment of any legal services expenses incurred by CONTRACTOR. 8 51hufV1 O114, 94 20 ENTIRETY The foregoing, and Exhibit "A" attached hereto, set forth the entire Agreement between the parties IN WITNESS WHEREOF, the parties hereto have caused this Agreement to be executed by and through their authorized offices the day, month and year first above written BRUCE W HULL SIATES, INC By T>"- W & :SOC rvae U&.L print name ITS (circle one) Chairma rest en ice President By �olares a_ N-c.,(( print name ITS (circle one)4§ecreta Chief Financial Officer/Asst Secretary - Treasurer REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH, a body politic Chairperson ATTEST Agency Clerk APPROVED AS TO FORM Agency Attorney 10-I¢_g¢ REVIEWED AND APPRO ED INITIATED AND APPROVED Director of Economic Development 0 5/huIV10/14/94 EXHIBIT A PROPOSAL FOR APPRAISAL SERVICES PREPARED FOR THE CITY OF HUNTINGTON BEACH "THE WATERFRONT'- 44+ ACRES UNDEVELOPED LAND NORTHEAST CORNER BEACH BOULEVARD AND PACIFIC COAST HIGHWAY CITY OF HUNTINGTON BEACH Submitted By Bruce W Hull & Associates, Inc 13844 Alton Parkway Su►te 138 Irvine, California 92718 U ' @ Mo MUDD REAL ESTATE APPRAISERS & CONSULTANTS September 15, 1994 Mr. Stephen V. Kohler, Project Manager. Department of Economic Development City of Huntington Beach 2000 Main Street Huntington Beach, California 92648 Reference: Appraisal -Services Proposal "The Waterfront" -- 44+ Acres -Undeveloped Land Located at the Northeast Corner of Beach Boulevard and Pacific Coast Highway Huntington Beach, California Dear Mr. Kohler: Thank you for providing Bruce W. Hull •& Associates, Inc. the opportunity to -.submit a proposal to perform appraisal services for the City of Huntington Beach on the above referenced project. In response to your letter of solicitation dated August 29, 1994, I submit the following information for your review. 1) Related experience and client references. A resume for Bruce W. Hull, MAI, and each associate who may assist in the appraisal assignment is included in the Addendum of this proposal. 2) Identification of the principal and brief description of the Company. 3) Scope of appraisal. This will entail what I perceive to cover the basic appraisal problem. This is addressed more thoroughly under the Appraisal Methodology section of this proposal. 4) An Appraisal/Consultation Agreement. This section will contain the fee and time frame estimated to complete the assignment. Due to the complexity of the assignment, I have assigned a "not to exceed" appraisal fee. The appraisal agreement is included in the Addendum of the proposal. r I believe Bruce W. Hull & Associates, Inc. is a firm that would be well suited to perform the appraisal services required by the City of Huntington Beach. The firm is small enough for direct and responsive communication with the principal at all times, but large enough to perform multi -parcel appraisals. I believe the background of the company is diversified with sufficient experience in working with various public agencies to provide the City with a comfort level. 13844 Afton Parkway • Suite 1381rvirw3, Calilomla 92718.714/581-2194 Mr Stephen V Kohler City of Huntington Beach September 15, 1994 Page Two Following is a more thorough discussion of the items previously listed s Once again, thank you for the opportunity to be of service to the City of Huntington Beach ,Respectfully submitted, BRUCE W HULL & ASSOCIATES, INC Bruce W Hull, MAI BWH dh Attachment RELATED EXPERIENCES AND CLIENT REFERENCES Currently serving on an arbitration panel to hear a dispute on fair market rental of a ground lease in the City of Newport Beach The parties to this include a major financial institution and a well known theater operator Due to the current status of this situation, confidentiality is required Recently provided services as a review appraiser/consultant for Metropolitan Water District regarding 80 0 acres of land located in the Bolsa Chica area of the City of Huntington Beach While the assignment was never completed, a significant review of the residential market in Huntington Beach was undertaken Contact person at MWD is Mr Wayne C Lusvardl (213) 353-7661 Completed a number of appraisal assignments for the City of Corona involving right-of-way acquisitions These assignments occurred over the last several years and approximated 50 in number The contact person for this would be Mr Dave Kaylor of Consulting Services Group, the lead engineers for the City of Corona, (619) 558-2460 Was retained as an appraiser/consultant on a 2,800 acre coastal ranch in the County of Santa Barbara There was a variety of complex issues involving water and development rights as well as legal non -conforming uses Contact person for this assignment is Mr Richard Botti of Keyser Marston Associates (213) 622-8095 I have completed several assignments over the past several years for the City of Moreno Valley Included would be Towngate Center, a regional shopping center I was also involved in several assignments involving condemnation as well as a large mixed use project for Mello - Roos bond purposes Contact person at the City of Moreno Valley would be Mr John Strickler (909) 243-3130 1 IDENTIFICATION OF PRINCIPALZCOMPANY The principal contact for all appraisal assignments is Bruce W Hull, MAI I have been an independent fee appraiser with offices in Orange County since 1974 A complete resume is listed in the Addendum While the company is not classified as Minority or Women Owned Business (MWOB), 500 of the ownership is by Hispanic woman The balance of the appraisal staff is also female This Company promotes an equal opportunity program 0 2 SCOPE OF APPRAISAL The scope of this Tappraisal assignment will consist of estimating different property rights that exist within the subject project These property rights ("interests") will consist of a fee simple without encumbrances, a leased fee interest, and a leasehold interest Ob]ective of The Appraisal Report It is my understanding that the objective of the appraisal is to provide the City of Huntington Beach with different value conclusions for the different "interests" in the Waterfront project That is, the City wishes to know what the market value of their "interest" (leased fee) is subject to the existing lease In addition, they desire the market value of the Mayer leasehold position It is my understanding that these value estimates are required for further negotiations with the lessee (Mayer Group) The appraisal will estimate the fair market value of the fee simple, the leased fee and the leasehold These terms are defined as follows Fair Market Value "The most probable price in terms of money which a property should bring in competitive and open market under all conditions requisite to a fair sale, the buyer and seller each acting prudently, knowledgeably, assuming the price is not affected by undue stimulus 1 Buyer and seller are typically motivated 2 Both parties are well informed or well advised, and each acting in what he or she considers his/her best interest 3 A reasonable time is allowed for exposure in the open market 4 Payment is made in cash or its equivalent 5 Financing, if any, is on terms generally available in the community as of the specified date and is typical for the property type in its locale 6 The price represents a normal consideration for the property sold, unaffected by special financing amounts and/or terms, services, fees, costs or credits incurred in the transaction " 3 Fee Simple unencumbered "A fee simple estate implies absolute ownership unencumbered by any other interests or estate " Leased Fee Estate "A leased fee estate is an ownership interest held by a landlord with the right of use and occupancy conveyed by lease to others,°the rights of the lessor (the leased fee owner, City of Huntington Beach) , and the leased fee are specified by the contract terms contained within the lease" ;Leasehold Estate. "A leasehold estate, which is held by a lessee (the tenant and renter) and conveys the right of use and occupancy for a stated term under certain conditions if Identification of Appraisal Problem The focal point of any appraisal problem is the highest and best use of the sub]ect property The Highest and Best Use Analysis is a fundamental concept in real estate valuation due to the fact it represents the underlying premise (i e land use) upon which the estimate of value is based The highest and best use is defined as being "That reasonable and probable use that supports the highest present value, as defined, as of the effective date of the appraisal Alternatively, that use, from among reasonably probable and legal alternative uses, found to be physically possible, appropriately supported, financially feasible, and which results in highest land value " In the City's letter of solicitation, Item 2 refers to the value of the site at its highest and best use (by land use) The current land use is for residential and commercial As a result, the appraiser must examine both the residential and commercial markets to determine the feasibility of each In addition to the determining the highest and best use, the appraiser must take into consideration the conditions and terms of the existing ground lease A cursory review of the documents provided indicate a variety of issues that need to be addressed by the appraiser 4 Scope of Investigation It is my intent that the appraisal services are to be performed in such a manner that the results of the analyses, opinions and conclusions be that of a disinterested third party All data deemed to be pertinent to the solution of the appraisal problem would be collected, verified, and reported in conformity with the Standards of Professional Practice and Regulation 10, which contains the Code of Professional Ethics for the Appraisal Institute As a result, the scope of the appraisal assignment would include the following due diligence 1) Review ground lease, Development Agreement, Redevelopment Agency, and any other pertinent documents that relate to the sub3ect property 2) Investigate and test for the highest and best use of the sub3ect property Highest and best use analysis would consider the legal use, what the property can physically support, and the financial feasibility of the property 3) After the highest and best use of the property is determined, the process of collection, analysis, and verification of comparable sales is completed to arrive at a fee simple value for the property 4) Review and analyze leasehold sales to abstract capitalization rates that apply to such transactions 5) Review capital markets in abstracting yield and discount rates that would be applicable to income streams that would apply to the leased fee (the current position of the City of Huntington Beach) and leasehold position These may differ according to market perception In this regard, the quantity, quality, and durability of the income stream would be reviewed 6) Meetings with the property owner as well as the City to determine the development potential In addition, a meeting prior to completion of the appraisal report will be scheduled to summarize the findings and conclusions Summary This assignment is considered to be complex and requires a substantial amount of due diligence on behalf of the appraisal consultant A thorough understanding of the existing lease, the Development Agreement, and the conditions set forth under these documents is an important part of this assignment 5 I understand that this appraisal report and its conclusions will be utilized by the City in reviewing its existing leased fee position as well as any further negotiations with the lessee (Mayer Group) Bruce W Hull and Associates, Inc is an independent party and will provide an unbiased and independent report 0 ADDENDUM APPRAISERS QUALIFICATION QUALIFICATIONS OF BRUCE W. F(ULLJMAI_ Education Bachelor of Arts in Business Administration, Westmont Col- lege, Santa Barbara, California (1969) Post -graduate Study, School of Public Administration, San Diego State College American Institute of Real Estate Appraisal Courses: 1-A, Newport Beach (March 20, 1975); IV, Condemnation Appraisal, Southwestern University Law School, Los Angeles (completed November 1974); II -A, Case Studies, Southwest- ern Law School (August 1982); II-B, Report Writing, South- western Law School (August 1982); Standards of Profession- al Practice (1981) Society of Real Estate Appraisal Course: Course 201, Income Producing Property California State Board of Equalization Courses: Basic Appraisal Techniques (September 1969); Mini -math for Appraisers (September 1970); Introduction to the Appraisal of Income Producing Properties (September 1972); Instant Mortgage Equity (September 1972) Other Real Estate Courses: Advanced Real Estate Appraisal, Ventura College (February, 1973) Employment January 1974 - Present: Self-employed real estate appraiser. Since 1974 the real estate appraisal experience has included a diversified work product. This includes property types as indus- trial/commercial; mixed -use; master-plannned communities; and multi -family projects. In addition, appraisal work has been completed for public agencies. 0 Appraisal services for prcposed Mello-Roos/Assessment Dis tricts have been a large portion of recent appraisal activity. Feasibility and highest and best use studies have been contracted for with the development community. September 1969 -- January 1974: Associate Appraiser for the Ventura County Assessor, Ventura, California. Duties included the appraisal of the more complex commercial and industrial properties. Types'of properties appraised were single-family residence (custom and tract), multi -family residence, commercial, industrial, institutional and acreage. Also represented County Assessor before the Assessment Appeals Board in 1972 and 1973. Partial List Of Clients Akins Development Allstate Savings and Loan American Savings and Loan Anaheim Savings and Loan Bank of America NT & SA Bank of Montreal Bear, Stearns & Co., Inc. Beverly Hills Savings and Loan Campeau Corporation Chino Unified School District Citicorp, N.A. City of San Bernardino City of Chino City of Colton City of corona City of Moreno Valley City of San Marcos Colton Joint Unified School District Continental Bank County of Los Angeles County of Orange County of Riverside County of San Bernardino Downey Savings and Loan F.D.I.C. FHA -HUD Gibraltar Savings Home Federal Savings and Loan Irvine Ranch Water District Irvine Unified School District Jurupa Community Services District Metropolitan Water District of So. California V `.) Partial List Of Clients C nYd Miller & Schroeder Financial, Inc. Nu -West Development Rialto Unified School District San Clemente Savings & Loan Santa Fe Federal Savings and Loan Security Pacific Bank Sidley &Austin Southern California Edison Company The Buie Corporation The Irvine Company Wells Fargo Bank Wells'Fargo Mortgage Company Western Pacific Financial Corporation Weyerhaeuser Mortgage Company Whipple, Kinsell & Co., Inc. Bond issues/Assessment District Have been involved in the appraisals of the following Bond Issues regarding Community Facilities Districts and/or � Assessment Districts. (This represents a partial list of assignments.) Chino Hills Assessment District No. Chino Hills Assessment District No. Chino Hills Assessment District No. Chino Hills Assessment District No. Improvement Bonds County of San Bernardino Corona Assessment District No. 79-2 (Phases 1 and 2) Corona Assessment District No. 80-1 County of Riverside . City of Corona, California Community Facilities District No. 1 County of Los Angeles 85-1 86-1 86-1R (Series B) 87-1 Mello -Roos District No. 86--1 Orangecrest and Alessandro Heights Specific Plans City of Riverside, California i Assessment District No. 85-2 Bledsoe Creek Improvement Bond County of San Bernardino Bond USSUeSIASSeSSment Districts (Cont'd) Community Facilities District No 86-1 Sierra Del Oro Pro]ect (1986 Bonds) City of Corona, California Reidy Creek Assessment District No 2-1980(R) Reidy Creek Improvement District City of Escondido, California Assessment District No 85-3 1911 Act Improvement Bonds County of San Bernardino 10 Arrowhead, California Community Facilities District No 2 City of Moreno Valley, California Community Facilities District No 86-2 City of Corona, California Community Facilities District No 87-7 Pacific Commercentre El Toro, California Community Facilities District No 88-1 City of Corona Community Facilities District No 89-1 City of Colton Community Facilities District No 89-1 Robinson Ranch County of Orange South Corona Developers Consortium Community Facilities District No 90-1 City of Corona Assessment District No 90-3 Mira Loma Court [Experoence f € Qualified expert witness in the following counties Los Angeles County Superior Court Orange County Superior Court Riverside County Superior Court Organizations Member - #6894 - The Appraisal Institute Licenses Real Estate Broker - State of California Certified General Appraiser - State of California (Appralg-er No AG004964) Guest Speaker (for) UCLA Symposium on Mello Roos Districts - 1988 "Exploring the Rumors & Realities of Land Secured Debt in California" - Conference sponsored by Stone & Youngberg, financial consultants, held in Los Angeles on January 16, 1992 QUALIFICATIONS OF KAREN S. SIINO Education Bachelor of Arts in Business Administration, Financial Investments, California State University, Long Beach, Cali- fornia (1980) Post -graduate Study, Real Estate Development, University of California, Irvine, California Employment 1985 - Present: Associate Appraiser for various MA.I appraisers in the Orange County area. Duties include valuing properties by means of computer cash flows; gathering of data and ana- lyzing property values. Types of`properties include commercial, retail, industrial and vacant land. (From 2985 to February, 1988 was part-time, currently full-time.) February 1986 - February 1988: Project Manager of Development for Ferguson Partners, Irvine, California. Duties included finding land; review of fee appraisals and valuations; analysis of proposed projects; planning and design; management of development, construction and lease -up. The types of properties de- veloped were commercial and industrial and my duties ranged from raw, vacant site development through property management of newly developed products. October 1981 - January 1986: Manager of Finance, Construction for Community Development Division, The Irvine Company, Irvine, California. Duties included originating and managing a newly formed division of finance to bridge between the accounting functions and project management functions. Worked with analysis and budgets for Community Development Division., Co-ordinated Cities in forming new Assessment Districts to finance major infrastructure improvements. Types of properties were apartments and single family residence lots on a for sale basis to apartment and home builders. January 1980 - September 1981 Investment Counselor, Newport Equity Funds, Newport Beach, California Duties included obtaining private financing for residential properties and working with appraisals of properties and analyzing the investments Licenses Real Estate Sales Person, State of California Certified General Appraiser, State of California (Appraiser's No AG004793) Organizations Candidate - The Appraisal Institute APPRAISAL/CONSULTATION AGREEMENT REAL ESTATE APPRAISERS & CONSULTANTS September 15, 1994 City of Huntington Beach 2000 Main Street Huntington Beach, California 92648 Attention Mr Stephen V Kohler, Project Manager a Department of Economic Development Reference APPRAISAL/CONSULTATION AGREEMENT Property/Location "The Waterfront" - 44+ Acres Undeveloped Land Northeast Corner Beach Boulevard and Pacific Coast Highway Huntington Beach, California At your request, Bruce W Hull & Associates, Inc ("APPRAISER") hereby submits to the City of Huntington Beach ("CLIENT") this proposal for an appraisal of the above referenced property It is our understanding that the appraisal is to be used for negotiations with the lessee and internal review APPRAISER is prepared to undertake this assignment and provide CLIENT with Four (4) copies of the completed appraisal report, within an estimated time period of Sixty (60) calendar days from APPRAISER'S receipt of CLIENT'S signed authorization and/or submission of all requested data, whichever is later The time period is this best estimate of the APPRAISER and is not a guarantee, although the APPRAISER agrees to use his best efforts to complete the assignment within the given time period CLIENT agrees to pay APPRAISER, as fee for this report Twenty Thousand Dollars ($20,000 00) with the full balance due upon delivery of the completed report Report revisions or amendments, other than those required due to APPRAISER'S error, shall be prepared at an hourly rate of $175 00 Technical studies, as are jointly determined to be necessary, shall by paid by CLIENT Any additional copies of the completed report, other than the Four (4) copies currently agreed upon, shall be made available at an additional cost to the CLIENT of $100 00 per copy 13844 Alton Parkway Suite 138 Irvine California 92718 714/581-2194 APPRAISAL/CONSULTATION AGREEMENT September 15, 1994 City of Huntington Beach Mr Stephen V Kohler Page Two f In the event that CLIENT desires to cancel this authorization, written notice thereof shall be delivered to APPRAISER, and it is agreed at that the APPRAISER shall receive compensation from CLIENT for all services rendered at the rate of $175 00 per hour for ,,the time actually spent prior to receipt of such written cancellation notice, plus all costs advanced in connection with the appraisal It is agreed that the fee charged for services performed by the APPRAISER is guaranteed by the CLIENT All payments due the APPRAISER, under this agreement shall bear interest at the published prime lending rate from Wells Fargo Bank, commencing sixty (60) days after such payments are due, but not in excess of the maximum rate permitted under California law In the event that any payment is not paid when due, CLIENT shall pay all expenses of collection, including, but not limited to, court costs and attorneys fees It is agreed that the APPRAISER is not a necessary party in any inquiry or judicial proceeding, unless agreed upon this Agreement He will not be called upon for any litigation or other proceeding arising out of his duties in this matter If he is compelled to incur court costs, attorney s fees, or other out-of-pocket expenses in connection with court proceedings, such costs or expenses, together with APPRAISER S hourly rate of $200 00 per hour, applicable for his professional services for study preparation, testimony or travel, will be paid by the party (or parties) who acts to bring any suit requiring a judicial proceeding The report will be prepared in a standard narrative format which will include property and area descriptive information and all appropriate valuation studies The report will be consistent with the appraisal requirements of the Financial Institution Reform, Recovery and Enforcement Act (FIRREA), adopted August 1, 1990, if applicable, and the professional standards of the Appraisal Institute, of which APPRAISER holds the MAI designation, as detailed on the following pages APPRAISAL/CONSULTATION AGREEMENT September 15, 1994 City of Huntington Beach Mr Stephen V Kohler Page Three A The appraisal will provide an estimate of current market value, which is defined as follows a The most probable price in terms of money which a property should bring in competitive and open market under all conditions requisite to a fair sale the buyer and seller each acting prudently, knowledgeably assuming the price is not affected by undue stimulus Implicit in this definition is the consummation of sale as of a specified date and the passing of title form seller to buyer under conditions whereby 1 Buyer and seller are typically motivated, 2 Both parties are well informed or well advised, and each acting in what he or she considers his/her best interest, 3 A reasonable time is allowed for exposure in the open market 4 Payment is made in cash or its equivalent, 5 Financing, if any, is on terms generally available in the community as of the specified date and is typical for the property type in its locale, and 6 The price represents a normal consideration for the property sold unaffected by special financing amounts and/or terms services fees, costs or credits incurred in the transaction Real Estate Terminology, AIREA, SREA, edited by Byrl N Boyce Copyright 1981, Publisher - Ballinger, Page 160 B The valuation process will reflect the three different value estimates as detailed in the Proposal for Appraisal Services APPRAISAL/CONSULTATION AGREEMENT September 15, 1994 City of Huntington Beach Mr Stephen V Kohler Page Four C The value {estimate will reflect actual conditions of the property including appropriate deductions for any deferred maintenance, income deficiencies, if any, and any other unfavorable conditions affecting its current market value D The following limiting conditions will be included in the appraisal report No responsibility is assumed for matters legal in nature, 2 No opinion as to title is herewith rendered,and the property is appraised as though free and clear of all encumbrances and the title marketable, 3 The factual data utilized in our report will be obtained from sources deemed to be reliable, however, no guarantee can be made as to their accuracy, 4 No survey of the boundaries of the property will be prepared All legal descriptions, areas, and dimensions furnished the APPRAISER are assumed to be correct 5 The distribution of the total valuation between land and improvements (if any), applies only in the matter of utilization stated in this report Our reported market value is for the total property as appraised, and no attempt has been made to evaluate any fractional interest, should they exist, 6 Neither all nor any part of the report shall be conveyed to the public through advertising, public relations or media, without the written consent of the author, 7 The submission of this report does not obligate us to give testimony or to attend any court or governmental or other agency hearing without prior arrangements having been made for such additional employment, 8 It is agreed that the APPRAISER will be absolved of all personal liability of any type or nature in connection with this matter and APPRAISAL/CONSULTATION AGREEMENT September 15, 1994 City of Huntington Beach Mr. Stephen V. Kohler - Page Five 9. If aft/data requested of the CLIENT is not provided, we shall include an additional limiting condition requiring our subsequent review of the items lacking. E. In order for APPRAISER to proceed %ith the appraisal assignment, it is required that CLIENT provide APPRAISER wish the following items: 1. Legal Description and recent Title or Preliminary Title Report; j 2. Documentation regarding purchase of the subject property in the last three years; or pending safe of the property documented by purchase agreement and/or escrow instructions; 3. Copy of Development Agreement, Lease, Amendments, and any other pertinent documents which may relate to the subject property; and 4. Name and telephone number of contact for property inspection. This proposal, or acceptance of this proposal, is not contingent upon, or related to, any anticipated value conclusions. APPRAISER'S fee will have been earned in full upon delivery of the completed report. - This APPRAISAL/CONSULTATION AGREEMENT represents the entire Agreement between CLIENT and APPRAISER, and supersedes all prior negotiations or agreements, either written or oral. It shall be binding on the heirs, successors, and assigns of CLIENT and APPRAISER. This APPRAISAL/CONSULTATION AGREEMENT shall be governed by the laws of the State of California. In the event any provision of this Agreement shall be determined to be void or unenforceable by any court of competent jurisdiction, such determination shall not affect any other provision of this Agreement and all such other provisions shall remain in full force and effect. i - • APPRAISAL/CONSULTATION AGREEMENT September 15, 1994 City of Huntington Beach Mr. Stephen V. Kohler - Page Six We thank you for the opportunity of presenting this proposal for your consideration. The terms and conditions of this Agreement shall remain valid for a 10-day period. If the proposal meets with your approval, please execute and return a signed original, together with the requested data. The assignment will be commenced upon receipt in or office of the complete package. Please feel free to contact our office if you have any questions. Respectfully submitted, B CE W. ULIL'& ASSOCIATES, INC. I kA Bruce W. Hull, MAI APPRAISAL/CONSULTATION AGREEMENT September 15, 1994 City of Huntington Beach Mr. Stephen V. Kohler - Page Seven APPRAISAL/CONSULTATIQN AGREEMENT AUTHORIZATION I hereby agree to the terms and conditions of the APPRAISAL/CONSULTATION AGREEMENT, detailed on the preceding pages, as submitted by Bruce W. Hull, MAI. Signature Title Company Name Street Address City, State & Zip Area Code and Telephone Number Date /1�Y���i��r • WY� � a •y IS5V69ATElA1r,1.10Drrrl PRDDUCE�R THIS CERTIFICATE 1S iSSUEfS A MATTER OF INFORMATIO ONL AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE POOR' S Il1SU:Al�CE P.GElFCY 24196 ALICIA PKWY SUITE F DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. MISSION VIEJO, CA. 92691 COMPANIES AFFORDING Cn%fERAGE COMPANY tETTER A FARMERS INSURANCE Mlsut D COAttA!%Y El LIMR BRUCE HULL AND ASSOCIATES 13844 ALTON PKWY SUITE•I38 COMPANY C IRVINE, CA. 92718 COMPANY LETTER COMPANY LETTER E e� THIS IS TO CE gTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE SEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED, NOTWITHSTANDING ANY AEOUIREMENT. TEAM OR CONDITION OF ANY CONTRACT OA OTHER DOCUMENT WITH RESPECT TO WmICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS. EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. CO .* TYfL Of tliSVAANCE POLICY NUMBER POLICY EF►ECTIVEE PATE ILIMrDO.'YYI POLICY 9XPIRATiD DATE (MmWiYYj L1M17i GEN$RAL LIABILITY IODiLY INJURY OCC. 13 $DOILY INJUAY A00. i X COMP11EM1INSIVE FORM X P11i11t1ESAWAAT*N% EXPPL06:0N A1COLLAPSE KAZAPD 15053440 �s ww 11 /4'951 i /Z/95 PROPERTY DAMAGE OCC. E PROPERTY OALSAOE A00- i X PRODUCTS•COMPLETE0 OPER. of & PD COMMINED OCC. $ 1 0 00 000 y C0.'QTRACTUAL $I A PO COMUIN0 A00. 1 XINDEPENDENT CONTRACTORS x aaaaDroRItP1+oPE1mDA,NAc�E AWL INSURM— EN00 SUIENT A M;HED PFg6ONAL 1111URY AGG. i � � ; ,i rt--• • _ . - • :,}- : .� "•r �i: r: i - l-'Y x e f[ PERS7NAL MLAY AVTO.M05ILE LIA FILMY ANY AUTO !!OOiLY INJURY (Per Person) = ALL OMED AUTOS (Peter. Pais. I ALL CLYNEO AUTOS ( Other Tnfn 1 HIR0AUTOS Pr)y, post. NO.N-Omfl)AUTOS GARAGE LIAGil-MY PaI�o7BTJ 7S ifa--rm, CLTL MUTTON, City ■ By:, Deputy CttF Att tpQp lme.y S001Y INJURY (Per ACG0o10 1 PROPERTYDAYAGF Ij I BODILY INJURY A,PAOPEATY DAMAGE CCUIiNED 1 EXCESS LIABILITe EACH OCCUARENCE I UV.1P. LLA POAM AGGREErATE (< OTHER THAN UMBRELLA FORM `iy"!::,4.• w S.i : ! • '' . *•'N' ..r! .. WORKER'S �:O1RPEwiAilOk STATUTORY L'Mils J!J. ;.� ; EACH ACCMENT i AND ELEPLOYERS'LIABILITY o-r [-IF—D DISEASE—PCLECY LI►tiT i 016EAEE—FACH EMPLOYEE 1 I OTwEa CESCMPTION OFOPEItAPONSr'LOCATIONSIVEkICLESr6PEC1AL ITE S 1 • DER Ii ADDIJ'JO :AL INSiJi:ED: SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CA14CELLED BEFORS THE CITY OF HUNTINGTON BEACH EXPIRATION DATE THEREOF, THE ISSUING COMPANY WILL DEPT. OF ECONOMIC DEVELOPEMENT MAIL —aQ. DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE 2000 MAI1l STREET LEFT, HUNTINGTON BEACH CA. 92§48 AUTMaR1Z • • f . , 1 • • . CORPORATION1 POLICY 15053440 COMM 1Al GENERAL UAGILITk_ 'HIS ENDOMMENT CHANGES THE POLICY, PLIASB READ IT CAREFULLY ADDITIONAL INSURED �. OWNERS, LESSEES OR CONTRACTORS (FORD 8) nv$ ftr*tument fnoditlet Inagua PW*d WKW the 10bw ft COMMERCIAL GENERAL iIMITY COVERAGE PART NIOULE Ham at" Pew ar #lfsafthatlim THE CITY OP HUNTINGTON BEACH, ITS AGENTS pe BPUCE HULL AND ASSOCIATJ S OFrICEFIS Z.PJD EMPLOYEES AS ADDTTTOPIAL INSUREDS No (am beam) (11 no entry appears above m1orma4on regv1re4 to eomplefe this endorslment w+lf be shown in the Declarations (Im 10 It AS Ceovriftm losWuwte Services Office Ift 14A4 ,t- t-T t'6 M f)ON i H i �n - =a 1 T n��c 71 ,r I 4 i,r I T SENT EY BRUCE W HULL6ASSOC -31-94 1 3-4PM 1' 1 A 1 ^� i GMATE P 0 BOX 420801 SAN FRANOW0, CA URA 9 IN AD 0Wi r OC TOB,E R 21 9 104 j� b r ; CITY OF HUNTINGTON SEACH DEPT OF ECONOMIC/ ATTN I STEYEN' 4HLER 2000 MAIN STPEET HUNTINGTON BEACH, CA 92640 19 7145 714 375 5087 # 2 1 J a it WR�a rg t a ,r d } k 000 ALL OPERATIONS EEQ 2 L Th+a is#o certify tW uva haueAgu#d a valid Wdrkers' Compeoatron lnaurance pp* In a fq{mtW9voit by tb0 C Gr* t° 1ri'Pter'l� ptm�r +�ts�ed'ft3�►`�r iii�pryt�p+p�Iod-��io6�A� .� This policy is nbf subject to 4ancellatlan by the Fuhd Wept upon AM A daVs advance wrtttett n*e to the brnptoyef 30 1 We will also gnre you X" days advance notl6e should this policy be cancelled Ipriorto Its Normal emptratiott I This certificate of Inatirance is not an insurance policy and does Mt amend oenct er alter the clover&gs affi+arded by the policies listed heraln Notwithstanding any requIr'ememt torm or tondlhon of Ony confrW or other ctocumant With respect to which thin certjfloate of Insurance may be imecl or may pertait� the insurance afford try the policies described h�in la subjegt tp All the terms "Justorts iqr4 c0idltlano d such pollores j u f f+"!ZvrbENT k! EMPLOYER'$ OWLITY LIMIT 1�Oi?���QO P1E� �,DCC�S�EfaC�QY MORSEMEUi 02066 ENTITLED CERTIFICATE HOLRS' NOTIGE EPFECTIYE 10/21/94 IS ATTACHED TO AND FORMS A PART OF THIS POLICY. r { } J i q 7 j C t/ El 1 S l -t-,--n--a* -ter- .•�«r---�...� -c-- �M"r'+r-k ^v'-vit-^ .N}s —cm^ ^--� a v -r �'�C Ls -`^a ' c "' }�--w-OW J � t � f i r 1 r1 � r l r f EMPLOYED; r r lQ' (� �J HULL �pp ASSOC. 1 BRUCE W 0 HULL A%b aASSOC 0 13844 ALTON PKWY , #138 IRVINE CA 92718 k )d SENT BY: BRUCE W. FiULLE.ASSOC. : 10-31-94 1:35pm '7145912198-.) %WNW =I Wor w"'In Awn" I womiIr •12, villforN1 VIM/ k J'' DECLARATION 09 AKEMDEP� CLARAT •�*unucNat AUTC21PAkrd1L1K POLICV EFFECTIVE DATE 101 %w" IT TA:iyp TO r=y p"OVAL mflo wey, iN1 �[ b16LARA1" tprK4 n lid /altr AND RSMI Nut 4 NJ MIAR40 ITATUi Of VOUA CorLM1lII A►iD `A-14 Ov LLA$.&Mt ACCOAMR6 tO CUR RIC94" ?1194 714 375 5087:N 3 REA30>t FOR AHENDHEr�r us„�.. 1 ADD ADDITIONAL INSURED .Ror ro f iKi N a14 IILDALti ; IILt�RiL m"i RUCE W MULL LORES HULL NO ADDITIONAL INSURED OW 21045 APPIAN WAY CITY OF HUNTINGTON BEACH KISSION VIEJO CA 92691 2000 MAIN STREET HUNTINOTON sCm CA 92946 r � r 87 91 AR CHEROKEE 206438 16 02618221i*S GOOD DRIVER DISCOUNT 87 9 OLDS AURORA 104478 18 03116824 } O5 SOOD DRIVER DISCOUN 87 8 TIOU AERO C11857 t 17 49903121! 05 ADDITIONAL VEHICLE i J M q I 'Me I v i► ■a R PLK GOVIF 4^CM T 'A•>• 1 W% I 4wR A GAR a rid ■ ' 40 ' ' =g� 46 46 25 ' ■. aJ71N�YrwR� IO•RrY}••1R•G- ! +a•a fA4w a•:QrMr i 1 ..o.seh.++.w. 1 Wr■ RO�MT C rLi•Owa •wrMgwTa • .IW aA,:� MRRO•i 1 4 w.wa..-ap MpTOi.N a an 1.4. sr%im-. r AiW•ACAA-C 09r I rAWAI tO T•swo CAA +r.A . �a ��+,Aueu. I earAs�•+Ns a pro .0 0aa. • 00 6aA i• ,. 79 123 91 sir e1A r Co.•rw a J•" 206 77 • OaID • aTr • ran i1 oao. D I. IIM�1a�1 r0=W1e.M ` 6 TOwlw 11AICi1 pp•t • 442 567 25 r • llaw waAa■trt•lt 1 1 1 I r i T&TAL Cr1A 1. +. . TCE-8 03/93 TCE-2 10/9444-0 E!. 2ai24t4a uoik\ was FOR POLICY SERVICE CALL (0182 704-3100 ADDRESS IkQUIKIES TO- O A CENNT�0A8INSURANCE CO titODALAND HILLS CA $1365