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HomeMy WebLinkAboutPCH Beach Resort, LLC (Robert Mayer) - 2006-04-06 RECEIVED 206 APR 25 AM 10: 44 CITY OF HUNTINGTON BEACH a " " 1 nary C Inter-Department Communicationsu, ,4G T ON _ACli TO: JOAN FLYNN, City Clerk FROM: JENNIFER MCGRATH, City Attorney DATE: April 20, 2006 SUBJECT: Documents executed by both the City and Redevelopment Agency relating to the Hyatt 2006 refinance Attached to this memo is one set of the original documents executed by both the City and the Redevelopment Agency on April 12, 2006,relating to the Hyatt 2006 refinance. These documents were executed pursuant to the Amended and Restated Development Agreement between the City of Huntington Beach and Mayer Financial, Ltd. and the Waterfront Hotel, LLC, and the Amended and Restated Disposition and Development Agreement between the Redevelopment Agency and Mayer Financial, Ltd. The documents should be retained in your files. I you have any questions,please contact Leonie Mulvihill. JENNIFER MCGRATH,) City Attorney /k Attachments as above c: Stanley Smalewitz, Director Economic Development(with copy) gJmulvihill/06memos/hyatt to clerk Recorded in Official Records, Orange County Tom Daly, Clerk-Recorder IIIIIIIIIIIillllllllllllllllllllllllllllllllllllllllllllllllll fIDUITY NATIONAL TITLE COMPANY 54.00 2006000231645 03:28pm 04/06/06 RECORDING REQUESTED BY 0.0 48 Al2 17 0.00 0.00 0.00 0.00 48.00 0.00 0.00 0.00 AND WHEN RECORDED MAIL TO: Katten Muchin Rosenman, LLP 1025 Thomas Jefferson Street,N.W. East Lobby, Suite 700 Washington,D.C. 20007-5201 Attention: Christopher J. Hart, Esq. FTl�' r- — (Space Above For Recorder's Use) ESTOPPEL AGREEMENT REGARDING GROUND LEASE THIS ESTOPPEL AGREEMENT REGARDING GROUND LEASE ("Agreement") is made and entered into as of the 04— day of Yi t , 2006, by and among the REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH, a public body, corporate and politic (herein the "Agency"); PCH BEACH RESORT, LLC, a California limited liability company ("Developer"); and GMAC COMMERCIAL MORTGAGE BANK, a Utah industrial bank(together with its successors and assigns, "Lender"). PRELIMINARY RECITALS: A. The Agency and Mayer Financial, L.P., as developer("Mayer") have entered into an Amended and Restated Disposition and Development Agreement dated as of September 14, 1998 ("Original Agreement"), as amended by that certain First Implementation Agreement to Amended and Restated Disposition and Development Agreement dated as of May 15, 2000 ("First Implementation Agreement") and as further amended by Second Implementation Agreement to Amended and Restated Disposition and Development Agreement dated as of February 5, 2001 ("Second Implementation Agreement") (the Original Agreement as amended by the First Implementation Agreement and Second Implementation Agreement being herein referred to as the "DDA") pursuant to which the Agency has acquired the Development Property as described in Exhibit"A"attached hereto ("Development Property"). B. The Developer has acquired the interest of Mayer in the DDA insofar as the DDA relates to and affects the Development Property pursuant to that certain Assignment and Assumption Agreement and Consent to Assignment dated April3, 2001. The Agency has consented to such acquisition and acknowledged and agreed that for purposes of the development of the Development Property the Developer shall be the "developer" of the same as set forth in the DDA and is entitled to all of*the benefits of the "developer" under the DDA insofar as it affects or relates to the Development Property. C. In furtherance of the DDA and in order to construct the required improvements on the Development Property, the Agency, as landlord, and the Developer, as lessee, have executed and delivered that certain Ground Lease dated April, 2001, a Memorandum of which was 162/019740-D016 684425.04 a03/29/06 recorded on April 18, 2001, as Document No. 20010232769 in the Office of the County Recorder, Orange County, California, pursuant to which the Agency has leased the Development Property to Developer("Ground Lease"). D. Pursuant to the terms of the Ground Lease, the Developer has agreed to construct on the Development Property and operate either itself or through a hotel manager a resort hotel of approximately 519 keyed guest rooms, a conference center and other amenities ("Resort Hotel Project"). E. The Developer obtained a bridge loan from Lender on or about August 19, 2005, in the original principal amount of One Hundred Fifteen Million and No/100 Dollars ($115,000,000.00) (the "Bridge Loan") to refinance a prior bridge loan. In furtherance thereof, Developer and Lender entered into certain loan documents wherein Lender disbursed the Bridge Loan, or portions thereof, to Developer under the conditions contained therein. F. Developer has obtained from Lender a commitment for a loan (the"Loan") in the maximum principal amount of One Hundred Fifteen Million and No/100 Dollars ($115,000,000.00) and in connection therewith the Developer will execute and deliver to Lender its deed of trust encumbering and conveying the Developer's interest in the Resort Hotel Project as security for the Loan. In furtherance thereof, Developer and Lender have entered into or will enter into certain loan documents ("Loan Documents") wherein Lender shall disburse the Loan, or portions thereof,to Developer under the conditions contained therein. G. To evidence the Loan, the Developer will be executing and delivering to Lender its Second Amended and Restated Deed of Trust Note in the amount of the Loan (herein the "Note"). H. As security for the repayment of the Note, among other collateral documents, the Developer has or will be executing and delivering to Fidelity National Title Company, as trustee, for the benefit of Lender its Second Amended and Restated Leasehold Deed of Trust, Assignment of Rents and Profits, Security Agreement, and Fixture Filing of even date herewith (herein the "Deed of Trust") conveying the Development Property in trust to Fidelity National Title Company, as trustee, for the benefit of Lender. I. The proceeds of the Loan will be used to refinance the Bridge Loan. J. The parties are executing this Agreement for the purpose of setting forth certain understandings with respect to the mortgaging of the leasehold estate created under the Ground Lease. NOW THEREFORE, in consideration of the making of the Loan it is agreed as follows: 1. The aforesaid Recitals are incorporated herein. 2. A true and correct copy of the Ground Lease is on file with the City of Huntington Beach. 1621019740-0016 684425.04 a03/29/06 -2- 3. The Ground Lease remains in full force and effect in accordance with its terms and together with the DDA constitutes the entire agreement between the Agency and Developer with respect to the leasing of the Development Property and: (a) The Ground Lease has not been modified, supplemented or amended in any respect. (b) Except for the Ground Lease and the DDA, there are no other agreements or understandings, whether written or oral, between Developer and Agency with respect to the Ground Lease or the Development Property. (c) Neither Agency nor, to the best of Agency's knowledge, Developer, has assigned the Ground Lease or sublet the Development Property. (d) As of the date hereof there are no defaults under the Ground Lease by Agency. (e) The rent and all other payments due to Agency under the Ground Lease are current in all respects. (f) Agency has not received written notice of any pending eminent domain proceedings or other governmental actions or judicial actions against either Agency's or Developer's interest in the Development Property, including, without limitation, actions relating to violations of any environmental laws, and Agency has no reason to believe that there are grounds for any claim of any such action. (g) The "Operating Commencement Date" under the Ground Lease is January 19, 2003. 4. The Agency is the current holder of the landlord's interest in the Ground Lease and has not assigned or transferred its interest in the Ground Lease to any other person or entity nor has it mortgaged, encumbered or otherwise subjected its interest in the Ground Lease to the lien of any security instrument which has priority over the rights of the Developer under the Ground Lease. 5. The Agency acknowledges that the Developer is executing and delivering to Lender the aforesaid Deed of Trust encumbering and conveying the Developer's interest in the Ground Lease as security for the aforesaid Loan and, to the extent the consent of the Agency is required for such acts on the part of the Developer, the Agency consents to the same including the mortgaging and conveying of the Developer's leasehold estate in the Ground Lease, the leasehold improvements and related security and collateral agreements, all subject to Section 900 of the Ground Lease. 6. In accordance with Section 502 of the Ground Lease the Agency has approved the Hotel Management Agreement dated April 11, 2001, between the Developer, as owner, and Hyatt Corporation, as manager, and has approved Hyatt Corporation as the manager. 162/019740-0016 684425.04 a03/29/06 -3- 7. The Agency acknowledges that the requirement of Section 503 of the Ground Lease that the Agency approve an "Original Franchise Agreement" is satisfied by the execution and delivery of the Hotel Management Agreement with Hyatt Corporation and that there will be no separate Franchise Agreement with respect to the Resort Hotel Project. 8. The Agency acknowledges that in accordance with Section 901 of the Ground Lease that Lender is approved as a"responsible bona fide institutional lender"and as a leasehold mortgagee under the Ground Lease and approves the making of the Loan by Lender and the execution and delivery of the Deed of Trust on the leasehold estate. 9. In accordance with Section 902 of the Ground Lease the Agency agrees that Lender is an approved "Mortgagee" within the terms and conditions of Section 900 of the Ground Lease, shall be entitled to all the rights and burdened with all of the obligations of a "Mortgagee" under the Ground Lease including those contained in Section 902, upon a trustee's sale or foreclosure of the Deed of Trust or deed in lieu thereof shall recognize Lender as tenant in accordance with Section 902 of the Ground Lease and shall provide in accordance with Section 902 the services of landlord for the benefit of Lender, its successors and assigns. Upon Agency's receipt of a notice from Lender pursuant to the terms of the Ground Lease in connection with Lender's rights pursuant to Article 900 of the Ground Lease, Agency shall comply with the provisions of the Ground Lease in connection with such notice. 10. Pursuant to Section 1316(3)of the Ground Lease the Agency acknowledges that: (a) foreclosure of a mortgage or deed of trust encumbering Agency's fee interest in the Development Property shall not terminate or disturb the rights of the tenant under the Ground Lease, or the rights of any leasehold mortgagee or other lender, including Lender, so long as tenant or such leasehold mortgagee is not then in default (after applicable notice and cure periods) under the Ground Lease; and (b) Agency shall cause a copy of any written default notices sent by a fee mortgagee to Agency to be sent to the tenant under the Ground Lease and such leasehold mortgagee and other lender, including Lender. 11. The Agency shall provide Lender with any notices that it is required to provide to Lender, as mortgagee, under the Ground Lease, including, without limitation, those notices to be provided under Section 904 of the Ground Lease. 12. Agency acknowledges the previous assignment to the Developer by Mayer of all its right, title and interest in and to the Ground Lease. In addition, the Agency hereby expressly approves and consents to (a) any subsequent transfer, whether voluntary or involuntary, of membership interests in Developer between Grand Resort, LLC ("GR") and Coast Beach, LLC ("CB"), two of the three original members of the Developer, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of Developer's Limited Liability Company Agreement, together with (i) any subsequent change in the share of capital or profits held by GR or CB in the Developer from time to time, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited 162/019740-OO16 684425.04 a03/29l06 -4- Liability Company Agreement, (ii) any subsequent change in interests, capital or profits that results in CB becoming the managing member of the Developer, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited Liability Company Agreement, and (iii) any subsequent change in the ownership of shares in SPE PCH Beach Resort, Inc. ("SPE"), the third member of Developer, which results from any of the foregoing permitted transfers so long as SPE's membership interest in the Developer does not increase as a result thereof, (b) any transfers that result in the transfer of membership interests to a third party so long as the existing members, in the aggregate, retain a Controlling Interest in the Developer (the term "Controlling Interest" as used herein shall mean with respect to any entity, other than an individual, (i) an ownership interest in Developer totaling in excess of fifty percent [50%] of the voting and ownership interests of such entity, or (ii) control of the management and day to day operations of such entity) and (c) a voluntary or involuntary sale, exchange, conveyance or direct or indirect transfer of membership interests or "units" in either CB or GR's limited liability company, or the creation or issuance of new membership interests or "units" therein in one or a series of transactions, so long as the result is that an aggregate of at least 51%of each such company's membership interests or "units" shall be vested legally or beneficially in a party or parties who are now members of each of such companies. No such transfers shall require any notice to the Agency or the taking of any act by the Developer or its members as a condition to the effectiveness thereof, and Sections 802 and 803 of the Ground Lease shall be inapplicable to such transfers. Notwithstanding anything contained herein to the contrary and the execution of this Agreement by Lender, the foregoing transfers of interests in Developer shall remain subject to the terms and provisions of the Loan Documents. 13. For purposes of Section 1004 of the Ground Lease the Agency acknowledges that the amount of the deductible as to any required earthquake insurance will take into account such earthquake insurance as is available at commercially reasonable rates. 14. As a permitted Mortgagee, Lender shall be entitled to all the rights, benefits and privileges afforded to a Mortgagee under Sections 902 through 912 of the Ground Lease. 15. Agency acknowledges that on May 29, 2003, a Release of Construction Covenants was recorded as Document No. 2003000624371 in the Official Records of Orange County, California, and, pursuant to Section 804 of the Ground Lease, the same constitutes evidence of satisfactory completion of all construction and development related to the Development Property and required under the Ground Lease. 16. Any notices and other communications permitted or required by the provisions of this Agreement (except for telephonic notices expressly permitted) shall be in writing and shall be deemed to have been properly given or served by depositing the same with the United States Postal Service, or any official successor thereto, designated as Certified Mail, Return Receipt Requested, bearing adequate postage, or deposited with reputable private courier or overnight delivery service, and addressed as hereinafter provided. Each such notice shall be effective upon being deposited or delivered as aforesaid. The time period within which a response to any such notice must be given, however, shall commence to run from the date of receipt of the notice by the addressee thereof. Rejection or other refusal to accept or the inability to deliver because of changed address of which no notice was given shall be deemed to be receipt of the notice sent. 162/019740-0016 684425.04 a03/29/06 -5- By giving to the other party hereto at least ten (10) days' notice thereof, either party hereto shall have the right from time to time to change its address and shall have the right to specify as its address any other address within the United States of America. Each notice shall be addressed as follows: To Lender: GMAC Commercial Mortgage Bank 6955 Union Park Center, Suite 330 Midvale,UT 84047 Attn: Loan Notices (GMACCM Loan No 01-1052372) with a copy to: Katten Muchin Rosenman,LLP 1025 Thomas Jefferson Street,N.W. East Lobby, Suite 700 Washington,D.C. 20007-5201 Attn: Christopher J. Hart, Esq. To the Agency: Redevelopment Agency of the City of Huntington Beach City Hall 2000 Main Street Huntington Beach,California 92648 Attn: Stanley Smalewitz,Director of Economic Development To the Developer: PCH Beach Resort, LLC c/o The Robert Mayer Corporation Suite 1050 660 Newport Center Drive Newport Beach, California 92660 Attn: Robert L. Mayer,Jr. and Stephen Bone with copy to: Coast Beach, LLC c/o Hyatt Development Corporation 200 West Madison Avenue Chicago, Illinois 6060 Attn: Dale Moulton 17. The Agency acknowledges that pursuant to the terms of the documents governing the Loan, the Developer has conveyed, granted and assigned to Lender all of the Developer's 162/019740-0016 684425.04 a03/29/06 -6- right to amend, cancel, modify, alter, terminate or surrender the Ground Lease and the Agency shall abide by the restrictions on amendment, cancellation, modification, alteration, termination or surrender contained in Section 905 of the Ground Lease. 18. The Agency acknowledges that it has been provided for its inspection and review a copy of all of the Loan Documents (a complete list of which are attached hereto as Exhibit`B"), and approves the same. 19. The Agency shall provide to Lender estoppel certificates in conformity with Section 908 of the Ground Lease from time to time upon reasonable request and without charge certifying such correct information as Lender may reasonably request. 20. Notwithstanding the place of execution of this instrument, the parties to this instrument have contracted for California law to govern this instrument and it is controllingly agreed that this instrument is made pursuant to and shall be construed and governed by the laws of the State of California without regard to the principles of conflicts of law. 21. This Agreement and each and every covenant, agreement and other provision hereof shall be binding upon and shall inure to the benefit of Lender,the Developer, the Agency and their respective successors and assigns. 22. The unenforceability or invalidity of any provisions hereof shall not render any other provision or provisions herein contained unenforceable or invalid. 23. This Agreement may be executed in any number of counterparts which together shall constitute one and the same instrument. IN FURTHERANCE, this Agreement is executed as of the date first above written. PCH BEACH RESORT,LLC, a California limited liability company By: GRAND RESORT, LLC,a California limited liability company, Its: Managing Member By: RLM MANAGEMENT, INC.,a California corporation, Its: Manager By: Robert L. ay r Jr. Its: Presi nt !62/019740-0016 684425.04 a03/29/06 -7- REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH, a public body, corporate and politic By: Dr. Penelo a Culbreth-Graft Its: Executive Director Approved as to Form: (� ncy General Counsel ���KIUt� 1 Approve to Form: Kane Ball er&BerkAn,j Agency S cial Counsel I 162/019740-0016 684425.04 a03/29/06 —8— GMAC COMMERCIAL MORTGAGE BANK, a Utah industrial bank By: Its: Lewis L. Deiefield Er lilt;lr 162/019740-0016 684426.04 a03/22/06 -9- STATE OF VIRIGINIA) ss COUNTY OF ARLINGTONI On fp� 1 f r me, personally appeared 1 )-n04TJA personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. CA- N6tary Publ c [SEALI, KIMBERLY S. KOVACH Notary Public COMMOnwtolth ®f Virglnlo My 'Omm. EMs. Jan. 31. 2009 162/019740-0016 684425.04 a03/22/06 State of California ) )ss County of Orange ) On Aprl 5,2006 ,before me, K. Copeland personally appeared Penelope Culbreth-Graft known to me to be the person whose name is subscribed to the within instrument and acknowledged to me that she executed the same in her authorized capacity, and that by her signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. K. COPELAND U COMM.#1409904 WITNESS my hand and official seal. NOTARY PUBLIC-CALIFORNIA n F ORANGE COUNTY 0 Q01MY COMM.EXPIRES APRIL 8,2007 STATE OF 6-&G(JP09-WA ) ) ss COUNTY OF O f-MA y E ) On -kD v j ,before me, tg g �A ovRs y)-A , personally appeared L..e,,-4 l__ M.n.�..,�✓ }1�r• personally known to me ( ) to be the person(•&) whose name() is/we-subscribed to the within instrument and acknowledged to me that he/& executed the same in his/her#keir authorized capacity(iea), and that by his/hon4keif signature(i) on the instrument the person(&) or the entity upon behalf of which the person(s) acted,executed the instrument. Witness my hand and official seal. T;;t5Zffi" REX MORISHITA ' ^ Commission I HITA1414842 L @my Notary Public-CaliforniaOrange CountyNot Public Comm.Expires May 1,2007 [SEAL] 162/019740-0016 684425.04 a03/29/06 —1 Q' EXHIBIT"A" DESCRIPTION DEVELOPMENT PROPERTY All that certain land situated in the State of California, County of Orange, City of Huntington Beach,and is described as follows: Parcel A: Lot 1 of Tract No. 15535, as shown on a map filed in Book 790, pages 44 to 50 inclusive of Miscellaneous Maps,Records of Orange County, California Parcel B: A non-exclusive revocable license to utilize that certain area defined as "Grand Coast Resort Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement') recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "F" attached thereto, for the installation, maintenance, repair and replacement of landscaping and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel C: A non-exclusive revocable license to utilize that certain area defined as "Overcrossing Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement') recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "G" attached thereto, for the installation, maintenance, repair and replacement of overcrossing and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel D: A non-exclusive appurtenant easement upon,in,over,under and along those portions of the land as described in that certain"Wall and Landscaping Easement and Maintenance Agreement', dated May 30, 2003, executed by and between PCH Beach Resorts, LLC, a California limited liability company and PLC/Lyon Waterfront LLC, a Delaware limited liability company recorded June 12,2003 as instrument no. 2003000690325, of Official Records of Orange County, State of California. EXHIBIT"A" TO ESTOPPEL AGREEMENT REGARDING GROUND 162/019740-0016 684425.04 a03/29/06 LEASE EXHIBIT`B" LOAN DOCUMENTS a. Second Amended and Restated Deed of Trust Note; b. Second Amended and Restated Leasehold Deed of Trust, Assignment of Leases and Profits, Security Agreement and Fixture Filing; C. Second Amended and Restated Assignment of Leases, Rents and Profits; d. Second Amended and Restated Assignment of Contracts, Licenses, Permits, Agreements, Warranties and Approvals; e. Second Amended and Restated Guaranty of Recourse Obligations; f. Second Amended and Restated Environmental Indemnity Agreement; g. Second Amended and Restated Consent, Subordination and Recognition Agreement; h. Second Amended and Restated Replacement Reserve Agreement; i. Patriot Act Certificate; j. UCC Financing Statements(Orange County and California Secretary of State); k. Estoppel Agreement Regarding Ground Lease; 1. Estoppel Agreement Regarding Development Agreement and Property Agreements; in. Estoppel Agreement Regarding Disposition and Development Agreement; and n. Second Amended and Restated Deposit Account Control Agreement o. Section 905.1 Notice to Ground Lessor EXHIBIT`B" TO ESTOPPEL AGREEMENT REGARDING GROUND 162/019740-0016 684425.04 a03/29/06 LEASE Government Code 27361.7 1 certify under the penalty of perjury that the notary seal on this document read as follows: Name of Notary: KIMBERLY S. KOVACH Date Commission Expires: JAN 31, 2009 County where bond is Filed: ARLINGTON, VIRGINIA Place of execution - Newport Beach Date - April 5, 2006 FIDELITY NATIONAL TITLE COMPANY Government Code 27361.7 1 certify under the penalty of perjury that the notary seal on this document read as follows: Name of Notary: K. COPELAND Date Commission Expires: APRIL 8, 2007 County where bond is Filed: ORANGE Commission No.: 1409904 Manufacturer/Vendor No.: TCC1 Place of execution - Newport Beach Date - April 5, 2006 FIDELITY ATIONAL TITLE COMPANY i Government Code 27361.7 1 certify under the penalty of perjury that the notary seal on this document read as follows: Name of Notary: REX MORISHITA Date Commission Expires: MAY 1, 2007 County where bond is Filed: ORANGE Commission No.: 1414842 Manufacturer/Vendor No.: NNA1 Place of execution - Newport Beach Date - April 5, 2006 FIDELITY NAT NAL TITLE COMPANY RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Katten Muchin Rosenman, LLP 1025 Thomas Jefferson Street, N.W. East Lobby, Suite 700 Washington, D.C. 20007-5201 Attention: Christopher J. Hart, Esq. ` (Space Above For Recorder's Use) ESTOPPEL AGREEMENT REGARDING GROUND LEASE THIS ESTOPPEL AGREEMENT REGARDING�RO LEASE ("Agreement") is made and entered into as of the �— day of 2006, by and among the REDEVELOPMENT AGENCY OF THE CITY OF TINGTON BEACH, a public body, corporate and politic (herein the "Agency"); PCH BEACH RESORT, LLC, a California limited liability company ("Developer"); and GMAC COMMERCIAL MORTGAGE BANK, a Utah industrial bank (together with its successors and assigns, "Lender"). PRELIMINARY RECITALS: A. The Agency and Mayer Financial, L.P., as developer ("Mayer") have entered into an Amended and Restated Disposition and Development Agreement dated as of September 14, 1998 ("Original Agreement"), as amended by that certain First Implementation Agreement to Amended and Restated Disposition and Development Agreement dated as of May 15, 2000 ("First Implementation Agreement") and as further amended by Second Implementation Agreement to Amended and Restated Disposition and Development Agreement dated as of February 5, 2001 ("Second Implementation Agreement") (the Original Agreement as amended by the First Implementation Agreement and Second Implementation Agreement being herein referred to as the "DDA") pursuant to which the Agency has acquired the Development Property as described in Exhibit "A"attached hereto ("Development Property"). B. The Developer has acquired the interest of Mayer in the DDA insofar as the DDA relates to and affects the Development Property pursuant to that certain Assignment and Assumption Agreement and Consent to Assignment dated April3, 2001. The Agency has consented to such acquisition and acknowledged and agreed that for purposes of the development of the Development Property the Developer shall be the "developer of the same as set forth in the DDA and is entitled to all of the benefits of the "developer" under the DDA insofar as it affects or relates to the Development Property. C. In furtherance of the DDA and in order to construct the required improvements on the Development Property, the Agency, as landlord, and the Developer, as lessee, have executed and delivered that certain Ground Lease dated April, 2001, a Memorandum of which was 162/019740-0016 684425.04 a03/29/06 recorded on April 18, 2001, as Document No. 20010232769 in the Office of the County Recorder, Orange County, California, pursuant to which the Agency has leased the Development Property to Developer("Ground Lease"). D. Pursuant to the terms of the Ground Lease, the Developer has agreed to construct on the Development Property and operate either itself or through a hotel manager a resort hotel of approximately 519 keyed guest rooms, a conference center and other amenities ("Resort Hotel Project"). E. The Developer obtained a bridge loan from Lender on or about August 19, 2005, in the original principal amount of One Hundred Fifteen Million and No/100 Dollars ($115,000,000.00) (the "Bridge Loan") to refinance a prior bridge loan. In furtherance thereof, Developer and Lender entered into certain loan documents wherein Lender disbursed the Bridge Loan, or portions thereof, to Developer under the conditions contained therein. F. Developer has obtained from Lender a commitment for a loan (the "Loan") in the maximum principal amount of One Hundred Fifteen Million and No/100 Dollars ($115,000,000.00) and in connection therewith the Developer will execute and deliver to Lender its deed of trust encumbering and conveying the Developer's interest in the Resort Hotel Project as security for the Loan. In furtherance thereof, Developer and Lender have entered into or will enter into certain loan documents ("Loan Documents") wherein Lender shall disburse the Loan, or portions thereof,to Developer under the conditions contained therein. G. To evidence the Loan, the Developer will be executing and delivering to Lender its Second Amended and Restated Deed of Trust Note in the amount of the Loan (herein the "Note"). H. As security for the repayment of the Note, among other collateral documents, the Developer has or will be executing and delivering to Fidelity National Title Company, as trustee, for the benefit of Lender its Second Amended and Restated Leasehold Deed of Trust, Assignment of Rents and Profits, Security Agreement, and Fixture Filing of even date herewith (herein the "Deed of Trust") conveying the Development Property in trust to Fidelity National Title Company, as trustee, for the benefit of Lender. I. The proceeds of the Loan will be used to refinance the Bridge Loan. J. The parties are executing this Agreement for the purpose of setting forth certain understandings with respect to the mortgaging of the leasehold estate created under the Ground Lease. NOW THEREFORE, in consideration of the making of the Loan it is agreed as follows: l. The aforesaid Recitals are incorporated herein. 2. A true and correct copy of the Ground Lease is on file with the City of Huntington Beach. 162/019740-0016 684425.04 a03/29/06 -2- 3. The Ground Lease remains in full force and effect in accordance with its terms and together with the DDA constitutes the entire agreement between the Agency and Developer with respect to the leasing of the Development Property and: (a) The Ground Lease has not been modified, supplemented or amended in any respect. (b) Except for the Ground Lease and the DDA, there are no other agreements or understandings, whether written or oral, between Developer and Agency with respect to the Ground Lease or the Development Property. (c) Neither Agency nor, to the best of Agency's knowledge, Developer, has assigned the Ground Lease or sublet the Development Property. (d) As of the date hereof there are no defaults under the Ground Lease by Agency. (e) The rent and all other payments due to Agency under the Ground Lease are current in all respects. (f) Agency has not received written notice of any pending eminent domain proceedings or other governmental actions or judicial actions against either Agency's or Developer's interest in the Development Property, including, without limitation, actions relating to violations of any environmental laws, and Agency has no reason to believe that there are grounds for any claim of any such action. (g) The "Operating Commencement Date" under the Ground Lease is January 19, 2003. 4. The Agency is the current holder of the landlord's interest in the Ground Lease and has not assigned or transferred its interest in the Ground Lease to any other person or entity nor has it mortgaged, encumbered or otherwise subjected its interest in the Ground Lease to the lien of any security instrument which has priority over the rights of the Developer under the Ground Lease. 5. The Agency acknowledges that the Developer is executing and delivering to Lender the aforesaid Deed of Trust encumbering and conveying the Developer's interest in the Ground Lease as security for the aforesaid Loan and, to the extent the consent of the Agency is required for such acts on the part of the Developer, the Agency consents to the same including the mortgaging and conveying of the Developer's leasehold estate in the Ground Lease, the leasehold improvements and related security and collateral agreements, all subject to Section 900 of the Ground Lease. 6. In accordance with Section 502 of the Ground Lease the Agency has approved the Hotel Management Agreement dated April 11, 2001, between the Developer, as owner, and Hyatt Corporation, as manager, and has approved Hyatt Corporation as the manager. 162/019740-0016 684425.04 a03/29/06 -3- 7. The Agency acknowledges that the requirement of Section 503 of the Ground Lease that the Agency approve an "Original Franchise Agreement" is satisfied by the execution and delivery of the Hotel Management Agreement with Hyatt Corporation and that there will be no separate Franchise Agreement with respect to the Resort Hotel Project. 8. The Agency acknowledges that in accordance with Section 901 of the Ground Lease that Lender is approved as a"responsible bona fide institutional lender" and as a leasehold mortgagee under the Ground Lease and approves the making of the Loan by Lender and the execution and delivery of the Deed of Trust on the leasehold estate. 9. In accordance with Section 902 of the Ground Lease the Agency agrees that Lender is an approved "Mortgagee" within the terms and conditions of Section 900 of the Ground Lease, shall be entitled to all the rights and burdened with all of the obligations of a "Mortgagee" under the Ground Lease including those contained in Section 902, upon a trustee's sale or foreclosure of the Deed of Trust or deed in lieu thereof shall recognize Lender as tenant in accordance with Section 902 of the Ground Lease and shall provide in accordance with Section 902 the services of landlord for the benefit of Lender, its successors and assigns. Upon Agency's receipt of a notice from Lender pursuant to the terms of the Ground Lease in connection with Lender's rights pursuant to Article 900 of the Ground Lease, Agency shall comply with the provisions of the Ground Lease in connection with such notice. 10. Pursuant to Section 1316(3) of the Ground Lease the Agency acknowledges that: (a) foreclosure of a mortgage or deed of trust encumbering Agency's fee interest in the Development Property shall not terminate or disturb the rights of the tenant under the Ground Lease, or the rights of any leasehold mortgagee or other lender, including Lender, so long as tenant or such leasehold mortgagee is not then in default (after applicable notice and cure periods) under the Ground Lease; and (b) Agency shall cause a copy of any written default notices sent by a fee mortgagee to Agency to be sent to the tenant under the Ground Lease and such leasehold mortgagee and other lender, including Lender. 11. The Agency shall provide Lender with any notices that it is required to provide to Lender, as mortgagee, under the Ground Lease, including, without limitation, those notices to be provided under Section 904 of the Ground Lease. 12. Agency acknowledges the previous assignment to the Developer by Mayer of all its right, title and interest in and to the Ground Lease. In addition, the Agency hereby expressly approves and consents to (a) any subsequent transfer, whether voluntary or involuntary, of membership interests in Developer between Grand Resort, LLC ("GR") and Coast Beach, LLC ("CB"), two of the three original members of the Developer, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of Developer's Limited Liability Company Agreement, together with (i) any subsequent change in the share of capital or profits held by GR or CB in the Developer from time to time, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited 162/019740-0016 684425.04 a03/29/06 -4- Liability Company Agreement, (ii) any subsequent change in interests, capital or profits that results in CB becoming the managing member of the Developer, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited Liability Company Agreement, and (iii) any subsequent change in the ownership of shares in SPE PCH Beach Resort, Inc. ("SPE"), the third member of Developer, which results from any of the foregoing permitted transfers so long as SPE's membership interest in the Developer does not increase as a result thereof, (b) any transfers that result in the transfer of membership interests to a third party so long as the existing members, in the aggregate, retain a Controlling Interest in the Developer (the term "Controlling Interest" as used herein shall mean with respect to any entity, other than an individual, (i) an ownership interest in Developer totaling in excess of fifty percent [50%] of the voting and ownership interests of such entity, or (ii) control of the management and day to day operations of such entity) and (c) a voluntary or involuntary sale, exchange, conveyance or direct or indirect transfer of membership interests or "units" in either CB or GR's limited liability company, or the creation or issuance of new membership interests or "units" therein in one or a series of transactions, so long as the result is that an aggregate of at least 51% of each such company's membership interests or "units" shall be vested legally or beneficially in a party or parties who are now members of each of such companies. No such transfers shall require any notice to the Agency or the taking of any act by the Developer or its members as a condition to the effectiveness thereof, and Sections 802 and 803 of the Ground Lease shall be inapplicable to such transfers. Notwithstanding anything contained herein to the contrary and the execution of this Agreement by Lender, the foregoing transfers of interests in Developer shall remain subject to the terms and provisions of the Loan Documents. 13. For purposes of Section 1004 of the Ground Lease the Agency acknowledges that the amount of the deductible as to any required earthquake insurance will take into account such earthquake insurance as is available at commercially reasonable rates. 14. As a permitted Mortgagee, Lender shall be entitled to all the rights, benefits and privileges afforded to a Mortgagee under Sections 902 through 912 of the Ground Lease. 15. Agency acknowledges that on May 29, 2003, a Release of Construction Covenants was recorded as Document No. 2003000624371 in the Official Records of Orange County, California, and, pursuant to Section 804 of the Ground Lease, the same constitutes evidence of satisfactory completion of all construction and development related to the Development Property and required under the Ground Lease. 16. Any notices and other communications permitted or required by the provisions of this Agreement (except for telephonic notices expressly permitted) shall be in writing and shall be deemed to have been properly given or served by depositing the same with the United States Postal Service, or any official successor thereto, designated as Certified Mail, Return Receipt Requested, bearing adequate postage, or deposited with reputable private courier or overnight delivery service, and addressed as hereinafter provided. Each such notice shall be effective upon being deposited or delivered as aforesaid. The time period within which a response to any such notice must be given, however, shall commence to run from the date of receipt of the notice by the addressee thereof. Rejection or other refusal to accept or the inability to deliver because of changed address of which no notice was given shall be deemed to be receipt of the notice sent. 162/019740-0016 684425.04 a03/29/06 -5- By giving to the other party hereto at least ten (10) days' notice thereof, either party hereto shall have the right from time to time to change its address and shall have the right to specify as its address any other address within the United States of America. Each notice shall be addressed as follows: To Lender: GMAC Commercial Mortgage Bank 6955 Union Park Center, Suite 330 Midvale, UT 84047 Attn: Loan Notices (GMACCM Loan No 01-1052372) with a copy to: Katten Muchin Roseman, LLP 1025 Thomas Jefferson Street, N.W. East Lobby, Suite 700 Washington,D.C. 20007-5201 Attn: Christopher J. Hart,Esq. To the Agency: Redevelopment Agency of the City of Huntington Beach City Hall 2000 Main Street Huntington Beach, California 92648 Attn: Stanley Smalewitz,Director of Economic Development To the Developer: PCH Beach Resort, LLC c/o The Robert Mayer Corporation Suite 1050 660 Newport Center Drive Newport Beach, California 92660 Attn: Robert L. Mayer,Jr. and Stephen Bone with copy to: Coast Beach, LLC c/o Hyatt Development Corporation 200 West Madison Avenue Chicago, Illinois 6060 Attn: Dale Moulton 17. The Agency acknowledges that pursuant to the terms of the documents governing the Loan, the Developer has conveyed, granted and assigned to Lender all of the Developer's 162/019740-0016 684425.04 a03/29/06 -6- right to amend, cancel, modify, alter, terminate or surrender the Ground Lease and the Agency shall abide by the restrictions on amendment, cancellation, modification, alteration, termination or surrender contained in Section 905 of the Ground Lease. 18. The Agency acknowledges that it has been provided for its inspection and review a copy of all of the Loan Documents (a complete list of which are attached hereto as Exhibit `B"), and approves the same. 19. The Agency shall provide to Lender estoppel certificates in conformity with Section 908 of the Ground Lease from time to time upon reasonable request and without charge certifying such correct information as Lender may reasonably request. 20. Notwithstanding the place of execution of this instrument, the parties to this instrument have contracted for California law to govern this instrument and it is controllingly agreed that this instrument is made pursuant to and shall be construed and governed by the laws of the State of California without regard to the principles of conflicts of law. 21. This Agreement and each and every covenant, agreement and other provision hereof shall be binding upon and shall inure to the benefit of Lender, the Developer, the Agency and their respective successors and assigns. 22. The unenforceability or invalidity of any provisions hereof shall not render any other provision or provisions herein contained unenforceable or invalid. 23. This Agreement may be executed in any number of counterparts which together shall constitute one and the same instrument. IN FURTHERANCE,this Agreement is executed as of the date first above written. PCH BEACH RESORT, LLC, a California limited liability company By: GRAND RESORT, LLC, a California limited liability company, Its: Managing Member By: RLM MANAGEMENT, INC., a California corporation, Its: Manager By: Robert L. n Its: Presid 162/019740-0016 684425.04 a03/29/06 -7- REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH, a public body, corporate and politic By: � Dr. Penel e Culbreth-Graft Its: Executive Director Approved as to Form: AgencyGeneralCounsel fp�Ilglo� Approved as to Form: I I Arv--*'�' - Kane Bal & r , Agency ecial Coun 1 162/019740-0016 684425.04 a03/29/06 'g' GMAC COMMERCIAL MORTGAGE BANK, a Utah industrial bank By: --/- /'V/,// Its: Lewis L. Deiafieid Authorized SigmatOfY 162/019740-0016 684427.04 a03/22/06 -9- STATE OF c&-l r-yF-l�L(A ) ) ss COUNTY OF 'D f-An"6,S ) 5 �0� �fi'JC llJl,b✓i3�I On -��p✓\1� � ,before me, , personally appeared R-o�-✓-� c_. M4- personally known to me o o be the person(s)whose name(s) is/ave subscribed to the within instrument and acknowledged to me that he/she/trey executed the same in his/her/their authorized capacity("), and that by his/hen'dieir signature(-&-) on the instrument the person(.&) or the entity upon behalf of which the person4) acted, executed the instrument. Witness my hand and official seal. REX MORISHITA Commission# 1414842 r Notary Public-California Orange County Notary Public My Comm.Expires May 1,2007 [SEAL] 162/019740-0016 684425.04 a03/29/06 —1 0— State of California ) )ss County of Orange ) On Aprl 5, 2006 , before me, K. Copeland personally appeared Penelope Culbreth-Graft known to me to be the person whose name is subscribed to the within instrument and acknowledged to me that she executed the same in her authorized capacity, and that by her signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. ' WITNESS �C, OOPELAD ND � my hand and official seal. ' COMM..#1409904 NOTARY PUBLIC•CALIFORNIA ORANGE COUNTY MY COMM,EXPIRES APRIL 8,2007 STATE OF VIRGINIA) ss COUNTY OF ARLINGTON) On UI b ore{tee, m1�&Lcicv\ personally appeared ¢.k4 personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. Notary Publi KIMBERLY S. KOVACH [SEAL] Notary PublIc Commonwealth of Virginia My Comm. Exps. Jan. 31, 2009 STATE OF CALIFORNIA ) ) ss COUNTY OF ) On ,before me, , personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. Notary Public [SEAL] 162/019740-0016 684427.04 a03/22/06 -1 0- EXHIBIT "A" DESCRIPTION DEVELOPMENT PROPERTY All that certain land situated in the State of California, County of Orange, City of Huntington Beach, and is described as follows: Parcel A: Lot 1 of Tract No. 15535, as shown on a map filed in Book 790, pages 44 to 50 inclusive of Miscellaneous Maps,Records of Orange County, California Parcel B: A non-exclusive revocable license to utilize that certain area defined as "Grand Coast Resort Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement") recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "F" attached thereto, for the installation, maintenance, repair and replacement of landscaping and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel C: A non-exclusive revocable license to utilize that certain area defined as "Overcrossing Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement") recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "G" attached thereto, for the installation, maintenance, repair and replacement of overcrossing and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel D: A non-exclusive appurtenant easement upon, in, over, under and along those portions of the land as described in that certain "Wall and Landscaping Easement and Maintenance Agreement", dated May 30, 2003, executed by and between PCH Beach Resorts, LLC, a California limited liability company and PLC/Lyon Waterfront LLC, a Delaware limited liability company recorded June 12, 2003 as instrument no. 2003000690325, of Official Records of Orange County, State of California. EXHIBIT"A" TO ESTOPPEL AGREEMENT REGARDING GROUND 1 62/0 1 97 40-001 6 684425.04 a03/29/06 LEASE EXHIBIT `B" LOAN DOCUMENTS a. Second Amended and Restated Deed of Trust Note; b. Second Amended and Restated Leasehold Deed of Trust, Assignment of Leases and Profits, Security Agreement and Fixture Filing; C. Second Amended and Restated Assignment of Leases, Rents and Profits; d. Second Amended and Restated Assignment of Contracts, Licenses, Permits, Agreements, Warranties and Approvals; e. Second Amended and Restated Guaranty of Recourse Obligations; f. Second Amended and Restated Environmental Indemnity Agreement; g. Second Amended and Restated Consent, Subordination and Recognition Agreement; h. Second Amended and Restated Replacement Reserve Agreement; i. Patriot Act Certificate; j. UCC Financing Statements (Orange County and California Secretary of State); k. Estoppel Agreement Regarding Ground Lease; 1. Estoppel Agreement Regarding Development Agreement and Property Agreements; In. Estoppel Agreement Regarding Disposition and Development Agreement; and n. Second Amended and Restated Deposit Account Control Agreement o. Section 905.1 Notice to Ground Lessor EXHIBIT `B" TO ESTOPPEL AGREEMENT REGARDING GROUND I62/019740-0016 684425.04 a03/29/06 LEASE Recorded in Official Records, Orange County Tom Daly, Clerk-Recorder F1Di_1 1Y INATIIOI AL TITLE COaI fiA")r IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII�II�IIIII 54.00 2006000231643 03:28pm 04/06/06 119 48 Al2 17 RECORDING REQUESTED BY 0.00 0.00 0.00 0.00 48.00 0.00 0.00 0.00 AND WHEN RECORDED MAIL TO: Katten Muchin Rosenman, LLP 1025 Thomas Jefferson Street,N.W. East Lobby, Suite 700 Washington,D.C. 20007-5201 Attention: Christopher J. Hart, Esq. (Space Above For Recorder's Use) ESTOPPEL AGREEMENT REGARDING DISPOSITION AND DEVELOPMENT AGREEMENT THIS ESTOPPEL AGREEMENT REGARDING DISPOSITION AND DEVELOPMENT AGREEMENT ("Agreement") is made and entered into as of the A day of A]ri I, 2006, by and among the REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH, a public body, corporate and politic (herein the "Agency"); PCH BEACH RESORT, LLC, a California limited liability company ("Developer"); and GMAC COMMERCIAL MORTGAGE BANK, a Utah industrial bank (together with its successors and assigns, "Lender"). PRELIMINARY RECITALS: A. The Agency and Mayer Financial, L.P., as developer("Mayer") have entered into an Amended and Restated Disposition and Development Agreement dated as of September 14, 1998 ("Original Agreement"), as amended by that certain First Implementation Agreement to Amended and Restated Disposition and Development Agreement dated as of May 15, 2000 ("First Implementation Agreement") and as further amended by Second Implementation Agreement to Amended and Restated Disposition and Development Agreement dated as of February 5, 2001 ("Second Implementation Agreement") (the Original Agreement as amended by the First Implementation Agreement and Second Implementation Agreement being herein referred to as the "DDA") pursuant to which the Agency has acquired the Development Property as described in Exhibit"A"attached hereto ("Development Property"). B. The Developer has acquired the interest of Mayer in the DDA insofar as the DDA relates to and affects the Development Property pursuant to that certain Assignment and Assumption Agreement and Consent to Assignment dated April 3, 2001. The Agency has consented to such acquisition and acknowledged and agreed that for purposes of the development of the Development Property the Developer shall be the"developer"of the same as set forth in the DDA and is entitled to all of the benefits of the "developer" under the DDA insofar as it affects or relates to the Development Property. 162/019740-0016 6W26.04 a03/29/06 C. In furtherance of the DDA and in order to construct the required improvements on the Development Property, the Agency, as landlord, and the Developer, as lessee, have executed and delivered that certain Ground Lease dated April, 2001, a Memorandum of which was recorded on April 18, 2001, as Document No. 20010232769 in the Office of the County Recorder, Orange County, California, pursuant to which the Agency has leased the Development Property to Developer("Ground Lease"). D. Pursuant to the terms of the Ground Lease, the Developer has agreed to construct on the Development Property and operate either itself or through a hotel manager a resort hotel of approximately 519 keyed guest rooms, a conference center and other amenities("Resort Hotel Project"). E. The Developer obtained a bridge loan from Lender on or about August 19, 2005, in the original principal amount of One Hundred Fifteen Million and No/100 Dollars ($115,000,000.00) (the `Bridge Loan") to refinance a prior bridge loan. In furtherance thereof, Developer and Lender entered into certain loan documents wherein Lender disbursed the Bridge Loan, or portions thereof,to Developer under the conditions contained therein. F. Developer has obtained from Lender a commitment for a loan(the"Loan") in the maximum principal amount of One Hundred Fifteen Million and No/100 Dollars ($115,000,000.00) and in connection therewith the Developer will execute and deliver to Lender its deed of trust encumbering and conveying the Developer's interest in the Resort Hotel Project as security for the Loan. In furtherance thereof, Developer and Lender have entered into or will enter into certain loan documents ("Loan Documents") wherein Lender shall disburse the Loan, or portions thereof,to Developer under the conditions contained therein. G. To evidence the Loan, the Developer will be executing and delivering to Lender its Second Amended and Restated Deed of Trust Note in the amount of the Loan (herein the "Note"). H. As security for the repayment of the Note, among other collateral documents, the Developer has or will be executing and delivering to Fidelity National Title Company, as trustee, for the benefit of Lender its Second Amended and Restated Leasehold Deed of Trust, Assignment of Rents and Profits, Security Agreement, and Fixture Filing of even date herewith (herein the "Deed of Trust") conveying the Development Property in trust to Fidelity National Title Company, as trustee,for the benefit of Lender. I. The proceeds of the Loan will be used to refinance the Bridge Loan. I The parties are executing this Agreement for the purpose of setting forth certain understandings with respect to the mortgaging of the leasehold estate created under the Ground Lease. NOW THEREFORE,in consideration of the making of the Loan it is agreed as follows: 1. The aforesaid Recitals are incorporated herein. l621019740-0016 68"26.04 a03/29/06 -2- 2. The Ground Lease and the DDA constitute the entire agreement between the Agency and Developer with respect to the leasing of the Development Property and: (a) Except for the Ground Lease and the DDA, there are no other agreements or understandings, whether written or oral, between Developer and Agency with respect to the Ground Lease or the Development Property; and (b) Agency has not received written notice of any pending eminent domain proceedings or other governmental actions or judicial actions against either Agency's or Developer's interest in the Development Property, including, without limitation, actions relating to violations of any environmental laws, and Agency has no reason to believe that there are grounds for any claim of any such action. 3. The Agency acknowledges that the Developer is executing and delivering to Lender the aforesaid Deed of Trust encumbering and conveying the Developer's interest in the Ground Lease as security for the aforesaid Loan and, to the extent the consent of the Agency is required for such acts on the part of the Developer, the Agency consents to the same including the mortgaging and conveying of the Developer's leasehold estate in the Ground Lease, the leasehold improvements and related security and collateral agreements. 4. Upon Agency's receipt of a notice from Lender pursuant to the terms of the DDA in connection with either of such lender's rights pursuant to the DDA, Agency shall comply with the provisions of the DDA in connection with such notice. 5. Agency acknowledges the previous assignment to the Developer by Mayer of all its right, title and interest in and to the DDA (as it relates to the Development Property) and the Ground Lease and the execution and delivery by the Developer of the Ground Lease,is expressly permitted by Section 316(f) of the DDA and does not require the consent of the Agency. In addition, the Agency hereby expressly approves and consents to (a) any subsequent transfer, whether voluntary or involuntary, of membership interests in Developer between Grand Resort, LLC ("GR") and Coast Beach, LLC ("CB"), two of the three original members of Developer, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited Liability Company Agreement, together with (i) any subsequent change in the share of capital or profits held by GR or CB in Developer from time to time, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited Liability Company Agreement, (ii) any subsequent change in interests, capital or profits that results in CB becoming the managing member of the Developer, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited Liability Company Agreement, and (iii) any subsequent change in the ownership of shares in SPE PCH Beach Resort, Inc. ("SPE"), which results from any of the foregoing permitted transfers so long as SPE's membership interest in the Developer does not increase as a result thereof, (b) any transfers that result in the transfer of membership interests to a third party so long as the existing members, in the aggregate, retain a Controlling Interest in Developer (the term "Controlling Interest" as used herein shall mean with respect to any entity, other than an individual, (i) an ownership interest in Developer totaling in excess of 162/019740-0016 684426.04 a03/29/06 -3- fifty percent [50%] of the voting and ownership interests of such entity, or (ii) control of the management and day to day operations of such entity) and (c) a voluntary or involuntary sale, exchange, conveyance or direct or indirect transfer of membership interests or "units" in either CB or GR's limited liability company,or the creation or issuance of new membership interests or "units" therein in one or a series of transactions, so long as the result is that an aggregate of at least 51% of each such company's membership interests or "units" shall be vested legally or beneficially in a party or parties who are now members of each of such companies. No such transfers shall require any notice to the Agency or the taking of any act by the Developer or its members as a condition to the effectiveness thereof, and Sections 316(a)-(c) and 316.1 of the DDA shall be inapplicable to such transfers. Notwithstanding anything contained herein to the contrary and the execution of this Agreement by Lender, the foregoing transfers of interests in Developer shall remain subject to the terms and provisions of the Loan Documents. 6. Agency acknowledges that on May 29, 2003, a Release of Construction Covenants was recorded as Document No. 2003000624371 in the Official Records of Orange County, California, and, pursuant to Section 317 of the DDA, the same constitutes evidence of satisfactory completion of all construction and development related to the Development Property and required under the DDA. 7. Agency acknowledges that the DDA was terminated with respect to the Development Property as of the recordation of the Release of Construction Covenants, except as set forth in Section 404 of the DDA. 8. Agency acknowledges that Mayer and Agency have taken all actions required of each under that certain Amended and Restated Mobilehome Acquisition and Relocation Agreement dated as of October 19, 1998 (which agreement is referred to in the DDA as the "Driftwood Agreement"). 9. Agency acknowledges that there are no defaults under the DDA with respect to the Development Property as to the surviving provisions in Section 404 of the DDA, including without limitation, Agency's payment obligations under the Schedule of Feasibility Gap Payments. 10. Any notices and other communications permitted or required by the provisions of this Agreement (except for telephonic notices expressly permitted) shall be in writing and shall be deemed to have been properly given or served by depositing the same with the United States Postal Service, or any official successor thereto, designated as Certified Mail, Return Receipt Requested, bearing adequate postage, or deposited with reputable private courier or overnight delivery service, and addressed as hereinafter provided. Each such notice shall be effective upon being deposited or delivered as aforesaid. The time period within which a response to any such notice must be given, however, shall continence to run from the date of receipt of the notice by the addressee thereof. Rejection or other refusal to accept or the inability to deliver because of changed address of which no notice was given shall be deemed to be receipt of the notice sent. By giving to the other party hereto at least ten (10) days' notice thereof, either party hereto shall have the right from time to time to change its address and shall have the right to specify as its address any other address within the United States of America. Each notice shall be addressed as follows: 162/019740-0016 684426.04 a03/29/06 -4- To Lender: GMAC Commercial Mortgage Bank 6955 Union Park Center, Suite 330 Midvale,UT 84047 Attn: Loan Notices(GMACCM Loan No. 01-1052372) with a copy to: Katten Muchin Rosenman, LLP 1025 Thomas Jefferson Street,N.W. East Lobby, Suite 700 Washington,D.C. 20007-5201 Attn: Christopher J. Hart, Esq. To the Agency: Redevelopment Agency of the City of Huntington Beach City Hall 2000 Main Street Huntington Beach, California 92648 Attn: Stanley Smalewitz, Director of Economic Development To the Developer: PCH Beach Resort, LLC c/o The Robert Mayer Corporation Suite 1050 660 Newport Center Drive Newport Beach, California 92660 Attn: Robert L.Mayer,Jr. and Stephen Bone with copy to: Coast Beach, LLC c/o Hyatt Development Corporation 200 West Madison Avenue Chicago, Illinois 6060 Attn: Dale Moulton 11. The Agency acknowledges that it has been provided for its inspection and review a copy of all of the Loan Documents,and approves the same. 12. Notwithstanding the place of execution of this instrument, the parties to this instrument have contracted for California law to govern this instrument and it is controllingly 162/019740-0016 684426.04 a03/29/06 -5- agreed that this instrument is made pursuant to and shall be construed and governed by the laws of the State of California without regard to the principles of conflicts of law. 13. This Agreement and each and every covenant, agreement and other provision hereof shall be binding upon and shall inure to the benefit of Lender, the Developer, the Agency and their respective successors and assigns. 14. The unenforceability or invalidity of any provisions hereof shall not render any other provision or provisions herein contained unenforceable or invalid. 15. This Agreement may be executed in any number of counterparts which together shall constitute one and the same instrument. 162/019740-0016 684426.04 a03/29/06 -6- IN FURTHERANCE,this Agreement is executed as of the date first above written. PCH BEACH RESORT, LLC,a California limited liability company By: GRAND RESORT, LLC, a California limited liability company, Its: Managing Member By: RLM MANAGEMENT, INC., a California corporation, Its: Manager By: Robert L:. Mayr,Jr. Its: President 1621019740-0016 684426.04 a0R29/06 —/— REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH, a public body, corporate and politic By: Dr. Pene pe Culbreth-Graft Its: Executive Director Approved as to Form: A Y`'rjncy Ge eral Counsel I.f Lf (Q Approved as to Form: Kane B er&Ber a , Agency ecial Counsel 162/019740-0016 684426.04 a03/29/06 -8- GMAC COMMERCIAL MORTGAGE BANK, a Utah industrial bank By: Its: a Lewis L. Delafield Authorized Signator, 162/019740-0016 684425.04 a03/22/06 -9- STATE OF VIRGINIA ) )ss COUNTY OF ARLINGTON) On befZM ` Jpersonally appeared \ personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s)whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. otary Publi [SEAL] ICIMBERLY S. KOVACH Notary Public Commonwealth of Virginia MY Comm. Ups. Jan. 31, 2009 162/019740-0016 684425.04 203/22/06 -3- STATE.OF c.ALkr—OILN (Ac ) )ss COUNTY OF y¢A 4 Gt 5. ) On f�P✓� >M61 ,before me, personally appeared V+ L• �lld�.y.¢r "rr. personally known to me ) to be the person(•e)whose name(f) is/are subscribed to the within instrument and acknowledged to me that he/shetthey executed the same in his/hekkeir authorized capacity*&), and that by his/heb4heir signature(.e}on the instrument the person(,) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. REX MORISHITA ` Commission#1414842 '— �� Notary Public-California QEOrange County Notary Public My Comm.ExpiresMay 1,2007 [SEAL] 162/019740-0016 684426.04 43/29J06 -10- State of California ) )ss County of Orange ) On Aprl 5.2006 ,before me, K. Copeland personally appeared Penelope Culbreth-Graft known to me to be the person whose name is subscribed to the within instrument and acknowledged to me that she executed the same in her authorized capacity, and that by her signature on the instrument the person, or the entity upon behalf of which the person acted,executed the instrument. K. COPELAND V NOTARY #14099044 WITNESS my hand and official seal. OIA U61MYCOMMIXPIRES PUBLIC-CALIFORNIA �. ORANGE COUNTY n APRIL 8,2007 1 I EXHIBIT"A" DESCRIPTION DEVELOPMENT PROPERTY All that certain land situated in the State of California, County of Orange, City of Huntington Beach, and is described as follows: Parcel A: Lot 1 of Tract No. 15535, as shown on a map filed in Book 790, pages 44 to 50 inclusive of Miscellaneous Maps,Records of Orange County, California Parcel B: A non-exclusive revocable license to utilize that certain area defined as "Grand Coast Resort Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement") recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "F" attached thereto, for the installation, maintenance, repair and replacement of landscaping and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel C: A non-exclusive revocable license to utilize that certain area defined as "Overcrossing Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement') recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "G" attached thereto, for the installation, maintenance, repair and replacement of overcrossing and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel D: A non-exclusive appurtenant easement upon, in, over, under and along those portions of the land as described in that certain "Wall and Landscaping Easement and Maintenance Agreement', dated May 30, 2003, executed by and between PCH Beach Resorts, LLC, a California limited liability company and PLC/Lyon Waterfront LLC, a Delaware limited liability company recorded June 12, 2003 as instrument no. 2003000690325, of Official Records of Orange County, State of California. EXHIBIT"A" TO ESTOPPEL AGREEMENT REGARDING DISPOSITION 162/019740-0016 684426.04 a03/29106 AND DEVELOPMENT AGREEMENT EXHIBIT`B" LOAN DOCUMENTS a. Second Amended and Restated Deed of Trust Note; b. Second Amended and Restated Leasehold Deed of Trust, Assignment of Leases and Profits, Security Agreement and Fixture Filing; C. Second Amended and Restated Assignment of Leases, Rents and Profits; d. Second Amended and Restated Assignment of Contracts, Licenses, Permits, Agreements,Warranties and Approvals; e. Second Amended and Restated Guaranty of Recourse Obligations; £ Second Amended and Restated Environmental Indemnity Agreement; g. Second Amended and Restated Consent, Subordination and Recognition Agreement; h. Second Amended and Restated Replacement Reserve Agreement; i. Patriot Act Certificate; j. UCC Financing Statements(Orange County and California Secretary of State); k. Estoppel Agreement Regarding Ground Lease; 1. Estoppel Agreement Regarding Development Agreement and Property Agreements; in. Estoppel Agreement Regarding Disposition and Development Agreement; n. Second Amended and Restated Deposit Account Control Agreement o. Section 905.1 Notice to Ground Lessor EXHIBIT"B" TO ESTOPPEL AGREEMENT REGARDING DISPOSITION 684426.04a033129/06 AND DEVELOPMENT AGREEMENT Government Code 27361.7 1 certify under the penalty of perjury that the notary seal on this document read as follows: Name of Notary: KIMBERLY S. KOVACH Date Commission Expires: JAN 31, 2009 County where bond is Filed: ARLINGTON, VIRGINIA Place of execution - Newport Beach Date - April 5, 2006 FIDELITY NATIONAL TITLE COMPANY Government Code 27361.7 1 certify under the penalty of perjury that the notary seal on this document read as follows: Name of Notary: K. COPELAND Date Commission Expires: APRIL 8, 2007 County where bond is Filed: ORANGE Commission No.: 1409904 Manufacturer/Vendor No.: TCC1 Place of execution - Newport Beach Date - April 5, 2006 el3n�' FIDELITY L TITLE COMPANY Government Code 27361.7 1 certify under the penalty of perjury that the notary seal on this document read as follows: Name of Notary: REX MORISHITA Date Commission Expires: MAY 1, 2007 County where bond is Filed: ORANGE Commission No.: 1414842 Manufacturer/Vendor No.: NNA1 Place of execution - Newport Beach Date - April 5, 2006 FIDELITY NATIONAL TITLE COMPANY RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Katten Muchin Rosenman, LLP 1025 Thomas Jefferson Street, N.W. East Lobby, Suite 700 Washington, D.C. 20007-5201 Attention: Christopher J. Hart, Esq. 7 �s ���'`'` &-vj7 (Space Above For Recorder's Use) ESTOPPEL AGREEMENT REGARDING DISPOSITION AND DEVELOPMENT AGREEMENT THIS ESTOPPEL AGREEMENT REGARDING DISPOSITION AND DEVELOPMENT AGREEMENT ("Agreement") is made and entered into as of the (P day of , 2006, by and among the REDEVELOPMENT AGENCY OF THE CITY OF INGTON BEACH, a public body, corporate and politic (herein the "Agency"); PCH BEACH RESORT, LLC, a California limited liability company ("Developer"); and GMAC COMMERCIAL MORTGAGE BANK, a Utah industrial bank (together with its successors and assigns, "Lender"). PRELIMINARY RECITALS: A. The Agency and Mayer Financial, L.P., as developer ("Mayer") have entered into an Amended and Restated Disposition and Development Agreement dated as of September 14, 1998 ("Original Agreement"), as amended by that certain First Implementation Agreement to Amended and Restated Disposition and Development Agreement dated as of May 15, 2000 ("First Implementation Agreement") and as further amended by Second Implementation Agreement to Amended and Restated Disposition and Development Agreement dated as of February 5, 2001 ("Second Implementation Agreement") (the Original Agreement as amended by the First Implementation Agreement and Second Implementation Agreement being herein referred to as the "DDA") pursuant to which the Agency has acquired the Development Property as described in Exhibit "A" attached hereto ("Development Property"). B. The Developer has acquired the interest of Mayer in the DDA insofar as the DDA relates to and affects the Development Property pursuant to that certain Assignment and Assumption Agreement and Consent to Assignment dated April 3, 2001. The Agency has consented to such acquisition and acknowledged and agreed that for purposes of the development of the Development Property the Developer shall be the "developer" of the same as set forth in the DDA and is entitled to all of the benefits of the "developer" under the DDA insofar as it affects or relates to the Development Property. 162/019740-0016 684426.04 a03/29/06 C. In furtherance of the DDA and in order to construct the required improvements on the Development Property, the Agency, as landlord, and the Developer, as lessee, have executed and delivered that certain Ground Lease dated April, 2001, a Memorandum of which was recorded on April 18, 2001, as Document No. 20010232769 in the Office of the County Recorder, Orange County, California, pursuant to which the Agency has leased the Development Property to Developer("Ground Lease"). D. Pursuant to the terms of the Ground Lease, the Developer has agreed to construct on the Development Property and operate either itself or through a hotel manager a resort hotel of approximately 519 keyed guest rooms, a conference center and other amenities ("Resort Hotel Project"). E. The Developer obtained a bridge loan from Lender on or about August 19, 2005, in the original principal amount of One Hundred Fifteen Million and No/100 Dollars ($115,000,000.00) (the "Bridge Loan") to refinance a prior bridge loan. In furtherance thereof, Developer and Lender entered into certain loan documents wherein Lender disbursed the Bridge Loan, or portions thereof, to Developer under the conditions contained therein. F. Developer has obtained from Lender a commitment for a loan (the "Loan") in the maximum principal amount of One Hundred Fifteen Million and No/100 Dollars ($115,000,000.00) and in connection therewith the Developer will execute and deliver to Lender its deed of trust encumbering and conveying the Developer's interest in the Resort Hotel Project as security for the Loan. In furtherance thereof, Developer and Lender have entered into or will enter into certain loan documents ("Loan Documents") wherein Lender shall disburse the Loan, or portions thereof, to Developer under the conditions contained therein. G. To evidence the Loan, the Developer will be executing and delivering to Lender its Second Amended and Restated Deed of Trust Note in the amount of the Loan (herein the "Note") i I H. As security for the repayment of the Note, among other collateral documents, the Developer has or will be executing and delivering to Fidelity National Title Company, as trustee, for the benefit of Lender its Second Amended and Restated Leasehold Deed of Trust, Assignment of Rents and Profits, Security Agreement, and Fixture Filing of even date herewith (herein the "Deed of Trust") conveying the Development Property in trust to Fidelity National Title Company, as trustee, for the benefit of Lender. 1. The proceeds of the Loan will be used to refinance the Bridge Loan. J. The parties are executing this Agreement for the purpose of setting forth certain understandings with respect to the mortgaging of the leasehold estate created under the Ground Lease. NOW THEREFORE, in consideration of the making of the Loan it is agreed as follows: 1. The aforesaid Recitals are incorporated herein. 162/019740-0016 684426.04 a03/29/06 -2- 2. The Ground Lease and the DDA constitute the entire agreement between the Agency and Developer with respect to the leasing of the Development Property and: (a) Except for the Ground Lease and the DDA, there are no other agreements or understandings, whether written or oral, between Developer and Agency with respect to the Ground Lease or the Development Property; and (b) Agency has not received written notice of any pending eminent domain proceedings or other governmental actions or judicial actions against either Agency's or Developer's interest in the Development Property, including, without limitation, actions relating to violations of any environmental laws, and Agency has no reason to believe that there are grounds for any claim of any such action. 3. The Agency acknowledges that the Developer is executing and delivering to Lender the aforesaid Deed of Trust encumbering and conveying the Developer's interest in the Ground Lease as security for the aforesaid Loan and, to the extent the consent of the Agency is required for such acts on the part of the Developer, the Agency consents to the same including the mortgaging and conveying of the Developer's leasehold estate in the Ground Lease, the leasehold improvements and related security and collateral agreements. 4. Upon Agency's receipt of a notice from Lender pursuant to the terms of the DDA in connection with either of such lender's rights pursuant to the DDA, Agency shall comply with the provisions of the DDA in connection with such notice. 5. Agency acknowledges the previous assignment to the Developer by Mayer of all its right, title and interest in and to the DDA (as it relates to the Development Property) and the Ground Lease and the execution and delivery by the Developer of the Ground Lease, is expressly permitted by Section 316(f) of the DDA and does not require the consent of the Agency. In addition, the Agency hereby expressly approves and consents to (a) any subsequent transfer, whether voluntary or involuntary, of membership interests in Developer between Grand Resort, LLC ("GR") and Coast Beach, LLC ("CB"), two of the three original members of Developer, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited Liability Company Agreement, together with (i) any subsequent change in the share of capital or profits held by GR or CB in Developer from time to time, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited Liability Company Agreement, (ii) any subsequent change in interests, capital or profits that results in CB becoming the managing member of the Developer, so long as such transfer is pursuant to either CB or GR exercising its rights under Section 4.5, 7.1 or 9.6 of the Developer's Limited Liability Company Agreement, and (iii) any subsequent change in the ownership of shares in SPE PCH Beach Resort, Inc. ("SPE"), which results from any of the foregoing permitted transfers so long as SPE's membership interest in the Developer does not increase as a result thereof, (b) any transfers that result in the transfer of membership interests to a third party so long as the existing members, in the aggregate, retain a Controlling Interest in Developer (the term "Controlling Interest" as used herein shall mean with respect to any entity, other than an individual, (i) an ownership interest in Developer totaling in excess of 162/019740-0016 684426.04 a03/29/06 -3- fifty percent [50%] of the voting and ownership interests of such entity, or (ii) control of the management and day to day operations of such entity) and (c) a voluntary or involuntary sale, exchange, conveyance or direct or indirect transfer of membership interests or "units" in either CB or GR's limited liability company, or the creation or issuance of new membership interests or "units" therein in one or a series of transactions, so long as the result is that an aggregate of at least 51% of each such company's membership interests or "units" shall be vested legally or beneficially in a party or parties who are now members of each of such companies. No such transfers shall require any notice to the Agency or the taking of any act by the Developer or its members as a condition to the effectiveness thereof, and Sections 316(a)-(c) and 316.1 of the DDA shall be inapplicable to such transfers. Notwithstanding anything contained herein to the contrary and the execution of this Agreement by Lender, the foregoing transfers of interests in Developer shall remain subject to the terms and provisions of the Loan Documents. 6. Agency acknowledges that on May 29, 2003, a Release of Construction Covenants was recorded as Document No. 2003000624371 in the Official Records of Orange County, California, and, pursuant to Section 317 of the DDA, the same constitutes evidence of satisfactory completion of all construction and development related to the Development Property and required under the DDA. 7. Agency acknowledges that the DDA was terminated with respect to the Development Property as of the recordation of the Release of Construction Covenants, except as set forth in Section 404 of the DDA. 8. Agency acknowledges that Mayer and Agency have taken all actions required of each under that certain Amended and Restated Mobilehome Acquisition and Relocation Agreement dated as of October 19, 1998 (which agreement is referred to in the DDA as the "Driftwood Agreement"). 9. Agency acknowledges that there are no defaults under the DDA with respect to the Development Property as to the surviving provisions in Section 404 of the DDA, including without limitation, Agency's payment obligations under the Schedule of Feasibility Gap Payments. 10. Any notices and other communications permitted or required by the provisions of this Agreement (except for telephonic notices expressly permitted) shall be in writing and shall be deemed to have been properly given or served by depositing the same with the United States Postal Service, or any official successor thereto, designated as Certified Mail, Return Receipt Requested, bearing adequate postage, or deposited with reputable private courier or overnight delivery service, and addressed as hereinafter provided. Each such notice shall be effective upon being deposited or delivered as aforesaid. The time period within which a response to any such notice must be given, however, shall commence to run from the date of receipt of the notice by the addressee thereof. Rejection or other refusal to accept or the inability to deliver because of changed address of which no notice was given shall be deemed to be receipt of the notice sent. By giving to the other party hereto at least ten (10) days' notice thereof, either party hereto shall have the right from time to time to change its address and shall have the right to specify as its address any other address within the United States of America. Each notice shall be addressed as follows: 162/019740-0016 684426.04 a03/29106 -4- To Lender: GMAC Commercial Mortgage Bank 6955 Union Park Center, Suite 330 Midvale, UT 84047 Attn: Loan Notices (GMACCM Loan No. 01-1052372) with a copy to: Katten Muchin Rosenman, LLP 1025 Thomas Jefferson Street,N.W. East Lobby, Suite 700 Washington, D.C. 20007-5201 Attn: Christopher J. Hart, Esq. To the Agency: Redevelopment Agency of the City of Huntington Beach City Hall 2000 Main Street Huntington Beach, California 92648 Attn: Stanley Smalewitz,Director of Economic Development To the Developer: PCH Beach Resort, LLC c/o The Robert Mayer Corporation Suite 1050 660 Newport Center Drive Newport Beach, California 92660 Attn: Robert L. Mayer, Jr. and Stephen Bone with copy to: Coast Beach, LLC c/o Hyatt Development Corporation 200 West Madison Avenue Chicago, Illinois 6060 Attn: Dale Moulton 11. The Agency acknowledges that it has been provided for its inspection and review a copy of all of the Loan Documents, and approves the same. 12. Notwithstanding the place of execution of this instrument, the parties to this instrument have contracted for California law to govern this instrument and it is controllingly 162/019740-0016 684426.04 a03/29/06 -5- agreed that this instrument is made pursuant to and shall be construed and governed by the laws of the State of California without regard to the principles of conflicts of law. 13. This Agreement and each and every covenant, agreement and other provision hereof shall be binding upon and shall inure to the benefit of Lender, the Developer, the Agency and their respective successors and assigns. 14. The unenforceability or invalidity of any provisions hereof shall not render any other provision or provisions herein contained unenforceable or invalid. 15. This Agreement may be executed in any number of counterparts which together shall constitute one and the same instrument. 162/019740-0016 684426.04 a03/29/06 -6- IN FURTHERANCE,this Agreement is executed as of the date first above written. PCH BEACH RESORT, LLC, a California limited liability company By: GRAND RESORT, LLC, a California limited liability company, Its: Managing Member By: RLM MANAGEMENT, INC., a California corporation, Its: Manager By: Robert( ay r. Its: President 162/019740-OO16 684426.04 a03/29/06 -7- REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH, a public body, corporate and politic By: Dr. Penel e Culbreth-Graft Its: Executive Director Approved as to Form: gency General Counsel U44qtqok Approv as to Form: Kane B lmer& BerkWaj, Agency ecial Counsel 162/019740-0016 684426.04 a03/29/06 -8- GMAC COMMERCIAL MORTGAGE BANK, a Utah industrial bank By: Its: Delafield d SWITY 162/019740-0016 684427.04 a03/22/06 -9- r STATE OF GAf L I fi-0 R-4!Be ) )ss COUNTY OF t7 Rhlyk(nE On vl% � q ,2 0(0 ,before me, ot/sS�LI- Dt , personally appeared Z06C --k— L'. personally known to me to be the person(e)whose name(s) is/are-subscribed to the within instrument and acknowledged to me that he/shvf hl executed the same in his/herf heir authorized capacity(-ies&), and that by his/herftheir signature(s) on the instrument the person(s) or the entity upon behalf of which the personH acted, executed the instrument. Witness my hand and official seal. REX MORISHITA _ Commission#1414842 @my Notary Public-California Notary Public Orange County Comm.Expires May 1,2007 [SEAL] 162/019740-0016 684426.04 a03/29/06 -1 0' State of California ) )ss County of Orange ) On Aprl 5, 2006 , before me, K. Copeland personally appeared Penelope Culbreth-Graft known to me to be the person whose name is subscribed to the within instrument and acknowledged to me that she executed the same in her authorized capacity, and that by her signature on the instrument the person, or the entity upon behalf of which the person acted, executed the instrument. r K. COPELAND n WITNESS my hand and official seal. NOTARY PUBLIC-CALIFORNIA ORANGE COUNTY 0 OMY COMM.EXPIRES APRIL 8,2007 STATE OF VIRGINIA) ) ss COUNTY OF ARLINGTON) On (A�('L 7—q. 2Mr-befoxe me, 1 V�i1 personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. Notary Public [SEAL] KIMBERLY S. KOVACH Notary Public Commonwealth of Virginia My Comm. Ems. Jan. 11, 2009 STATE OF CALIFORNIA ) ss COUNTY OF ) On ,before me, , personally appeared personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by his/her/their signature(s) on the instrument the person(s) or the entity upon behalf of which the person(s) acted, executed the instrument. Witness my hand and official seal. Notary Public [SEAL] 162/019740-0016 684427.04 a03/22/06 -1 0- EXHIBIT "A" DESCRIPTION DEVELOPMENT PROPERTY All that certain land situated in the State of California, County of Orange, City of Huntington Beach, and is described as follows: Parcel A: Lot 1 of Tract No. 15535, as shown on a map filed in Book 790, pages 44 to 50 inclusive of Miscellaneous Maps, Records of Orange County, California Parcel B: A non-exclusive revocable license to utilize that certain area defined as "Grand Coast Resort Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement') recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "F" attached thereto, for the installation, maintenance, repair and replacement of landscaping and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel C: A non-exclusive revocable license to utilize that certain area defined as "Overcrossing Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement') recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "G" attached thereto, for the installation, maintenance, repair and replacement of overcrossing and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel D: A non-exclusive appurtenant easement upon, in, over, under and along those portions of the land as described in that certain "Wall and Landscaping Easement and Maintenance Agreement', dated May 30, 2003, executed by and between PCH Beach Resorts, LLC, a California limited liability company and PLC/Lyon Waterfront LLC, a Delaware limited liability company recorded June 12, 2003 as instrument no. 2003000690325, of Official Records of Orange County, State of California. EXHIBIT"A" TO ESTOPPEL AGREEMENT REGARDING DISPOSITION 162/019740-0016 684426.04 a03/29/06 AND DEVELOPMENT AGREEMENT EXHIBIT"B" LOAN DOCUMENTS a. Second Amended and Restated Deed of Trust Note; b. Second Amended and Restated Leasehold Deed of Trust, Assignment of Leases and Profits, Security Agreement and Fixture Filing; C. Second Amended and Restated Assignment of Leases,Rents and Profits; d. Second Amended and Restated Assignment of Contracts, Licenses, Permits, Agreements, Warranties and Approvals; e. Second Amended and Restated Guaranty of Recourse Obligations; f. Second Amended and Restated Environmental Indemnity Agreement; g. Second Amended and Restated Consent, Subordination and Recognition Agreement; h. Second Amended and Restated Replacement Reserve Agreement; i. Patriot Act Certificate; j. UCC Financing Statements (Orange County and California Secretary of State); k. Estoppel Agreement Regarding Ground Lease; 1. Estoppel Agreement Regarding Development Agreement and Property Agreements; in. Estoppel Agreement Regarding Disposition and Development Agreement; n. Second Amended and Restated Deposit Account Control Agreement o. Section 905.1 Notice to Ground Lessor EXHIBIT"B" TO ESTOPPEL AGREEMENT REGARDING DISPOSITION 162/019740-0016 694426.04 a03/29/06 AND DEVELOPMENT AGREEMENT This Document was electronically recorded by fIDL I Y NATIONAL TITLE COMPANY Fidelity National Major Accounts Recorded in Official Records, Orange County OFFICIAL BUSINESS Tom Daly, Clerk-Recorder Document entitled to free IIIIIIIIIIIIIIIIIIIII�IIIIIIIIIIIIIIIIIIIIIIIIII IIII�IIIII recording per Government 15.00 Code Section 6103 2006000232555 08:00am 04/07/06 227 92 R23 4 Recording Requested By and 0.00 0.00 0.00 0.00 9.00 0.00 0.00 0.00 When Recorded Mail To: REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH 2000 Main Street Huntington Beach, CA 92648 Attn: Executive Director q�q �.� (Space Above For Recorder's Use) REQUEST FOR NOTICE Request is hereby made on this day of April, 2006, that a copy of any NOTICE OF DEFAULT and a copy of any NOTICE OF SALE under that certain Second Amended and Restated Leasehold Deed of Trust, Assignment of Leases and Profits, Security Agreement and Fixture Filing recorded as Instrument No. Cam- 231 ULA � in the Official Records of Orange County, California on April_(� , 2006, executed by PCH Beach Resort, LLC, as Trustor, in which GMAC Commercial Mortgage Bank is named as Beneficiary, and Fidelity National Title Company, as Trustee, and describing the following real property: Please see Exhibit"A", attached hereto and incorporated herein. be mailed to REDEVELOPMENT AGENCY OF THE CITY OF HUNTINGTON BEACH at the following address: Redevelopment Agency of the City of Huntington Beach City Hall 2000 Main Street Huntington Beach, California 92648 Attn: Executive Director .NOTICE: A copy of any notice of default and of any notice of sale will be sent only to the address contained in this recorded request. If your address changes, a new request must be recorded. [End—Signature Block On Next Page] 1 62/01 9740-00 1 6 696669.02 a04/04/06 4. IN WITNESS WHEREOF, the undersigned has executed this Request for Notice as of the date set forth above. PCH BEACH RESORT, LLC, a California limited liability company By: Grand Resort, LLC, a California limited liability company, its managing member By: RLM Management, Inc., a California corporation, its manager By: qa' Name: Rob L. M yer, Jr. Title: Press ent 162/019740-0016 696669.02 a04/04/06 -2- STATE OF CALIFORNIA . ) ss. COUNTY OF Orange ) On April 19 , 2006, before me, F-eK Notary Public, personally appeared Robert L. Mayer, Jr., personally known to me (or-proved tQ-ffte-on1hr-basi-s of sakisfa&topy-��) to be the person(s) whose name(s) is/are- subscribed to the within instrument and acknowledged to me that he/she hey executed the same in his/h#p4he�r authorized capacity(ies), and that by his/hekheir signature(.R)-on the instrument the person(-R) or the entity upon behalf of which the person(�)-acted, executed the instrument. Witness my hand and official seal. - - - - - i�` REX MORISHIrTA Commission# 1414842 a z9MY Notary Public-California Notary Public Orange County Comm.Expires May 1,2007 [SEAL] 162/019740-0016 696669.02 a04/04/06 -3- EXHIBIT "A" DESCRIPTION OF PROPERTY All that certain land situated in the State of California, County of Orange, City of Huntington Beach, and is described as follows: Parcel A: Lot 1 of Tract No. 15535, as shown on a map filed in Book 790, pages 44 to 50 inclusive of Miscellaneous Maps, Re cords of Orange County, California Parcel B: A non-exclusive revocable license to utilize that certain area defined as "Grand Coast Resort Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement") recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "F" attached thereto, for the installation, maintenance, repair and replacement of landscaping and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel C: A non-exclusive revocable license to utilize that certain area defined as "Overcrossing Improvement Area" in that certain "License Agreement to Provide Landscaping and Other Improvements in the Public Right-Of-Way" ("Agreement") recorded April 18, 2001 as Instrument No. 20010232765 of Official Records of Orange County, California, and delineated on Exhibit "G" attached thereto, for the installation, maintenance, repair and replacement of overcrossing and other improvements, as said license is set forth in paragraph 2 of the Agreement. Parcel D: A non-exclusive appurtenant easement upon, in, over, under and along those portions of the land as described in that certain "Wall and Landscaping Easement and Maintenance Agreement", dated May 30, 2003, executed by and between PCH Beach Resorts, LLC, a California limited liability company and PLC/Lyon Waterfront LLC, a Delaware limited liability company recorded June 12, 2003 as Instrument No. 2003000690325, of Official Records of Orange County, State of California. EXHIBIT "A" 696669.02a 4/0 TO REQUEST FOR NOTICE 696669.02 a04/04/06