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HomeMy WebLinkAboutOverview of Revised Financial Reserve Policy for the City Pr8/5/2009 Finance Department August 17, 2009 ► Strengthen our ability to respond to financial emergencies ► Continue the city's commitment to long term infrastructure and capital investment ► Clarify the use of the Economic Uncertainties Reserve z 8/5/2009 7% of General Fund revenues reserved for Economic Uncertainties Unreserved/Undesignated funds at year-end divided as follows: • 50% to Second Tier Reserve • 25%to Infrastructure Fund • 25%to Capital Improvement Reserve (CIR) Equipment Replacement Reserve funded from annual budget appropriations Reserves and Designations* Encumbrances $6,522,000 Long-term Receivables 1 ,321 ,000 Prepaid Insurance 2,904,000 Restitution 220,000 Condo Conversion Settlement 890,000 Capital Projects (CIR) 3,280,000 Economic Uncertainties (7%) 13,628,000 Second Tier 8,591 ,000 Equipment Replacement 6,91 3,000 Undesignated/Unreserved 174,000 Total Fund Balance $44,443,000 *Using audited amounts from the Comprehensive AnnuaiFinanclaiReport(CAFR), 913012008 _ a 7 8/5/2009 Proposed Change - Fold "Second Tier" into Economic Uncertainties $35 $30 $25 p Equipment Replacement Millions 0Second Tier $20 0 Economic Uncertainties $15 ® Capital Projects $10 $5 $0 Current Categories Proposed Categories o Long term goal of two months of General Fund expenditures reserved for Economic Uncertainties Unreserved/ Undesignated funds at year-end divided as follows: • 50%to Economic Uncertainties until fully funded • 25%to Infrastructure Fund • 25%to Capital Improvement Reserve Once Economic Uncertainties attains full funding, undesignated funds divided as follows: • 25%to Infrastructure Fund • 25%to Equipment Replacement 50%to Capital Improvement Reserve 6 3 8/5/2009 o Economic Uncertainties Reserve • Use in an emergency • Require formal City Council action to access • If used, must re -fund reserve amount within three years Examples of Emergency that may warrant use of the Economic Uncertainties reserve: Unplanned major event, i.e. disaster, requiring expenditures over 5% of General Fund budget Budgeted revenue taken by another government entity Drop in revenue source of more than 5% 4 8/5/2009 Proposed Fund Balance �.` Reserves and Designations Encumbrances $3,500,000 Long-term Receivables 1,000,000 Prepaid Insurance 3,000,000 Restitution/undergrounding 541,000 Condo Conversion Settlement 890,000 Capital Projects (CIR) 3,280,000 Economic Uncertainties 20,635,000 Equipment Replacement 6,91 3,000 Total Fund Balance $39,759,000 o Long term strategy to guard against risk; initially sets aside 6 weeks of operating expenditures or 11 % of General Fund revenues o Retains all funds currently reserved for equipment and capital o Use of Reserve is transparent and requires Council action 9 10 5 8/s/2009 Finance Department August 17, 2009