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HomeMy WebLinkAboutFile 2 of 4 - 2011 Lease Revenue Refunding Bonds - 2011 Seri $36,275,000 HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY (Orange County,California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) Closing: September 28, 2011 Bonds Documentation is in Four Folders in SIRE Document Imaging Software Program Folders 1, 2 and 3 are in electronic format only, no paper documents, but are contained on a CD Folder 4 has paper documents in City Clerk Vault and CD of Folders 1-3 Folder 1 of 4—System ID#26351-600.80—09-06-2011 Contains from Index of Transcript Documents: Base Legal Documents(Items 1 through 3) Folder 2 of 4—System ID#26352-600.80—09-06-2011 Contains from Index of Transcript Documents: Base Legal Documents(Items 4 through 9) Folder 3 of 4—System ID#26353-600.80—09-06-2011 Contains from Index of Transcript Documents: Authority Documents(Items 10 through 19) Trustee and Escrow Bank Documents(Items 28 through 30) Underwriter Documents(Items 31 through 36) Refunding Documents (Items 37 through 43) Bond Counsel and Disclosure Counsel Opinions(Items 44 through 47) Miscellaneous(Items 48 through 49) Folder 4 of 4—System ID#25561-600.80—09-06-2011 Contains Original RCA dated September 6, 2011 COMPLETE FIVE-PAGE "INDEX OF TRANSCRIPT DOCUMENTS" FOLLOWS THIS PAGE $36,275,000 HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY (Orange County, California) Lease Revenue Refunding Bonds,2011 Series A (Capital Improvement Refinancing Project) Closing: September 28, 2011 INDEX OF TRANSCRIPT DOCUMENTS All documents are dated September 28, 2011 unless otherwise indicated. BASE LEGAL DOCUMENTS i 1. Acknowledgement of Receipt of Report of Proposed Debt Issuance from California Debt and Investment Advisory Commission ("CDIAC"), together with Report. 2. Preliminary Official Statement, dated September 7, 2011, together with 15c2-12 Certificates of the Huntington Beach Public Financing Authority (the "Authority") and the City of Huntington Beach (the "City"). 3. Bond Purchase Agreement, dated September 13, 2011 (the "Purchase Agreement"), by and among Merrill Lynch, Pierce, Fenner & Smith Incorporated, on behalf of itself and as representative (the "Representative") of E. J. De La Rosa & Co., Inc. (collectively, the "Underwriters"),the Authority and the City. 4. Official Statement, dated September 13, 2011. 5. Site Lease, dated as of September 1, 2011, by and between the City and the Authority. (recorded in Official Records, County of Orange) 6. Lease Agreement, dated as of September 1, 2011 (the "Lease Agreement"), by and between the City and the Authority, together with Memorandum of Lease Agreement and Assignment. (Memorandum of Lease Agreement and Assignment recorded in Official Records, County of Orange) 7. Indenture, dated as of September 1, 2011 (the "Indenture"), by and among the Authority, the City and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee"). 8. Continuing Disclosure Certificate, dated as of September 1, 2011, executed by the City and agreed and acknowledged by The Bank of New York Mellon Trust Company,N.A., as dissemination agent. 9. Certificate of Mailing Report of Final Sale to CDIAC, together with Final Report. AUTHORITY DOCUMENTS 10. Resolution No. 21 entitled, "Resolution of the Board of Directors of the Huntington Beach Public Financing Authority Authorizing the Execution and j Delivery by the Authority of a Site Lease, a Lease Agreement, an Indenture, a Bond Purchase Agreement and Escrow Agreements in Connection with the Issuance of Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, Approving the Issuance of such Bonds in an Aggregate Amount of not to Exceed $42,745,000, Authorizing the Distribution of an Official Statement in Connection Therewith and Authorizing the Execution of Necessary Documents and Certificates and Related Actions in Connection Therewith," adopted on September 6, 2011, certified by the Secretary of the Authority. 11. Joint Exercise of Powers Agreement, dated as of March 7, 1988, by and between the City and the Redevelopment Agency of the City of Huntington Beach (the "Agency"), as amended by the First Amendment to Joint Exercise of Powers Agreement, dated as of May 16, 1988, by and between the City and the Agency, certified by the Secretary of the Authority, pursuant to Section 8(e)(xxii) of the Purchase Agreement. 12. Initial Notice of Joint Powers Agreement and Statement of Facts Roster of Public Agencies Filing, as certified by the Secretary of State of the State of California, pursuant to Section 8(e)(xxii) of the Purchase Agreement. 13. Incumbency and Signature Certificate of the Authority. 14. Certificate of the Authority, pursuant to Section 8(e)(ix) of the Purchase Agreement. 15. Written Request to Trustee,pursuant to Section 2.03 of the Indenture. 16. Tax Certificate,pursuant to Section 8(e)(xix) of the Purchase Agreement. 17. Certificate of Mailing Information Return for Tax-Exempt Governmental Obligations, Form 8038-G, to the Internal Revenue Service, together with Form 8038-G. 18. Blanket Issuer Letter of Representations of the Authority — The Depository Trust Company,pursuant to Section 8(e)(xviii) of the Purchase Agreement. 19. Opinion of City Attorney of the City of Huntington Beach, as Authority Counsel, pursuant to Section 8(e)(xi) of the Purchase Agreement. 2 CITY DOCUMENTS 20. Proof of Publication of Notice of Public Hearing, published in the Huntington Beach Independent on August 18, 2011. 21. Resolution No. 2011-67 entitled, "Resolution of the City Council of the City of Huntington Beach Authorizing the Execution and Delivery by the City of a Site I' Lease, a Lease Agreement, an Indenture, a Bond Purchase Agreement and a f Continuing Disclosure Certificate in Connection with the Issuance of Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, Approving the Issuance of Such Bonds in an Aggregate Amount of not to Exceed $42,745,000, Authorizing the Distribution of an Official Statement in Connection Therewith and Authorizing the Execution of Necessary Documents and Certificates and Related Actions," adopted by the City Council of the City on September 6, 2011, as certified by the Clerk of the City Council of the City. 22. Incumbency and Signature Certificate of the City. 23. Certificate of the City,pursuant to Section 8(e)(x) of the Purchase Agreement. 24. Written Request No. 1 for Disbursements from Costs of Issuance, pursuant to Section 4.02 of the Indenture. 25. Evidence of Insurance, pursuant to Section 5.01 of the Lease Agreement and Section 8(e)(xxiv) of the Purchase Agreement. 26. Policies of title insurance issued by First American Title Insurance Company, pursuant to Section 5.04 of the Lease Agreement. 27. Opinion of City Attorney of the City of Huntington Beach, pursuant to Section 8(e)(xii) of the Purchase Agreement. TRUSTEE AND ESCROW BANK DOCUMENTS 28. Certificate of The Bank of New York Mellon Trust Company, N.A., pursuant to Section 8(e)(xvi) of the Purchase Agreement, together with incumbency certificate and general signing resolution of the Trustee and Escrow Bank, pursuant to Section 8(e)(xxiii) of the Purchase Agreement. 29. Trustee's Receipt of Proceeds. 30. Opinion of Davis Wright & Tremaine LLP, as Trustee's Counsel and Escrow Bank's Counsel,pursuant to Section 8(e)(xv) of the Purchase Agreement. 3 UNDERWRITER DOCUMENTS 31. Rating Letters of Moody's Investors Service and Standard & Poor's Ratings Services,pursuant to Section 8(e)(viii) of the Purchase Agreement. 32. Specimen Bonds. 33. Receipt for Bonds. 34. Underwriters' Closing Memorandum. 35. Preliminary Blue Sky Memorandum, dated September 7, 2011, and Final Blue Sky Memorandum, dated September 28, 2011. 36. Opinion of Stradling Yocca Carlson & Rauth, a Professional Corporation, as Underwriters' Counsel, pursuant to Section 8(e)(xiv) of the Purchase Agreement. REFUNDING DOCUMENTS 37. Escrow Agreement, dated as of September 1, 2011, by and between the Authority and The Bank of New York Mellon Trust Company, N.A., as escrow bank (the "Escrow Bank"), relating to the Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds, 2001 Series A (Capital Improvement Financing Project) (the "Series 2001A Bonds"). 38. Escrow Agreement, dated as of September 1, 2011, by and between the Authority and the Escrow Bank, relating to the outstanding Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds, 2001 Series B (Capital Improvement Refinancing Project) (the "Series 2001B Bonds" and together with the Series 2001A Bonds,the "Series 2001 Bonds"). 39. Verification Report relating to the Series 2001 Bonds. 40. Termination Agreement, dated as of September 1, 2011, by and among the City, the Authority and The Bank of New York Mellon Trust Company, N.A., as trustee, relating to the Series 2001A Bonds. (recorded in Official Records, County of Orange) 41. Termination Agreement,.dated as of September 1, 2011, by and among the City, the Authority and The Bank of New York Mellon Trust Company, N.A., as trustee, relating to the Series 2001B Bonds. (recorded in Official Records, County of Orange) 42. Defeasance Opinion of Orrick, Herrington & Sutcliffe LLP, relating to the Series 2001A Bonds,pursuant to Section 8(e)(vi) of the Purchase Agreement. 43. Defeasance Opinion of Orrick, Herrington & Sutcliffe LLP, relating to the Series 2001B Bonds,pursuant to Section 8(e)(vi) of the Purchase Agreement. 4 i I BOND COUNSEL AND DISCLOSURE COUNSEL OPINIONS 1 44. Final Opinion of Orrick, Herrington & Sutcliffe LLP, Bond Counsel, pursuant to Section 8(e)(iv) of the Purchase Agreement. 45. Supplemental Opinion of Orrick, Herrington & Sutcliffe LLP, Bond Counsel, pursuant to Sections 8(e)(iv) and 8(e)(v) of the Purchase Agreement. 46. Reliance Letter of Orrick, Herrington & Sutcliffe LLP regarding Final Opinion, addressed to the Trustee. 47. Disclosure Counsel Opinion of Orrick, Herrington & Sutcliffe LLP, pursuant to Section 8(e)(xiii) of the Purchase Agreement. MISCELLANEOUS 48. Recording Instructions addressed to the Title Company, dated September 26, 2011. i 49. Interested Parties List. 5 NEW ISSUE—BOOK-ENTRY ONLY RATINGS. Moody's"Aa3" S&P "AA" See"RATINGS"herein. In the opinion of Orrick Herrington&Sutcliffe LLP,Bond Counsel to the Authority,.based upon an.analysis of existing laws, regulations, rulings and court decisions, and assuming among other matters the accuracy of certain representations and compliance with certain covenants, interest on the Series 2011A Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 and is exempt from State of California personal income taxes. In the further opinion of Bond Counsel interest on the Series 2011A Bonds is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes although Bond Counsel observes that such interest is included in adjusted current earnings when calculating corporate alternative minimum taxable income. Bond Counsel expresses no opinion regarding any other tax consequences related to the ownership or disposition of or the accrual or receipt of interest on, the Serves 2011A Bonds. See "TAXMATTERS"herein. S36,275,000 HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) Dated:Date of Delivery Due: September 1,as shown on inside cover The $36,275,000 aggregate principal amount of Huntington Beach Public Financing Authority Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project)(the"Series 2011A Bonds"),are being issued by the Huntington Beach Public Financing Authority,a joint exercise of powers entity organized and existing under the laws of the State of California (the"Authority"), pursuant to Article 4, Chapter 5,Division 7, Title 1 (commencing with Section 6584)of the California Government Code,a resolution of the Authority authorizing the issuance of the Series 2011A Bonds and an indenture,dated as of September 1,2011 (the"Indenture"),by and among the City of Huntington Beach(the"City"),the Authority and The Bank of New York Mellon Trust Company, N.A.,as trustee(the"Trustee"). The Series 2011A Bonds me being issued to(a)refinance the costs of the acquisition, construction,installation and equipping of certain public capital improvements,including the refunding of(I)the outstanding Huntington Beach Public Financing Authority Lease Revenue Bonds,2001 Series A(Capital Improvement Financing Project),and(u)the outstanding Huntington Beach Public Financing Authority Lease Revenue Bonds,2001 Series B(Capital Improvement Refinancing Project), (b) fund a reserve fund for the Series 2011A Bonds, and (c) pay costs of issuance of the Series 2011A Bonds. See "THE REFUNDING PLAN"and"ESTIMATED SOURCES AND USES OF FUNDS"herein.The Series 2011A Bonds and any additional bonds which may be issued in accordance with the Indenture will be secured by a pledge of and lien on the Lease Revenues(as defined herein)and the amounts in the Reserve Fund(as defined herein). The Series 2011A Bonds and such additional bonds,if any,are referred to herein as`Bonds" The Series 2011A Bonds are issuable in denominations of$5,000 and any integral multiple thereof Interest on the Series 2011A Bonds is payable on March 1 and September 1 of each year,commencing March 1,2012. See"THE BONDS"herein. The Series 2011 A Bonds will be delivered in fully registered form only,and,when delivered,will be registered in the name of Cede&Co.,as nominee of The Depository Trust Company,New York,New York("DTC") DTC will act as securities depository of the Series 2011A Bonds. Ownership interests in the Series 2011A Bonds maybe purchased in book-entry form only.Principal of,premium,if any,and interest on the Series 2011A Bonds will be paid by the Trustee to DTC or its nominee,which will in turn remit such payment to its participants for subsequent disbursement to the beneficial owners of the Series 2011A Bonds. See"THE BONDS"herein and APPENDIX G—"BOOK-ENTRY ONLY SYSTEM." The Series 2011A Bonds are subject to optional and extraordinary redemption as described herein. See"THE BONDS Redemption"herein. The City willlease certain real property and the improvements thereon from the Authority pursuant to a lease agreement,dated as of September 1,2011 (the "Lease Agreement'), by and between the Authority and the City. Under the Lease Agreement, the City is required to make Base Rental Payments (as defined herein) from legally available funds in amounts calculated to be sufficient to pay principal of and interest on the Series 2011A Bonds when due, subject to abatement,as described herein.All of the Authority's right,title and interest in and to the Lease Agreement(except for the right to receive any Additional Payments (as defined herein)to the extent payable to the Authority and certain rights to indemnification),including the right to receive Base Rental Payments under the Lease Agreement,are assigned to the Trustee under the Indenture for the benefit of the Owners and beneficial owners of the Bonds. See"SECURITY FOR THE BONDS" herein. MATURITY SCHEDULE See Inside Cover Page THE BONDS ARE SPECIAL LIMITED OBLIGATIONS OF THE AUTHORITY PAYABLE SOLELY FROM AND SECURED SOLELY BY THE LEASE REVENUES PLEDGED UNDER THE INDENTURE.THE BONDS ARE NOT A DEBT OF THE CITY,THE STATE OF CALIFORNIA OR ANY OF ITS POLITICAL SUBDIVISIONS, EXCEPT THE AUTHORITY TO THE EXTENT DESCRIBED HEREIN, AND NEITHER THE CITY, THE STATE OF CALIFORNIA NOR ANY OF ITS POLITICAL SUBDIVISIONS, EXCEPT THE AUTHORITY TO THE EXTENT DESCRIBED HEREIN, IS LIABLE THEREON.IN NO EVENT SHALL THE BONDS OR ANY INTEREST OR REDEMPTION PREMIUM THEREON BE PAYABLE OUT OF ANY FUNDS OR PROPERTIES OTHER THAN THOSE OF THE AUTHORITY AS SET FORTH IN THE INDENTURE. THE BONDS DO NOT CONSTITUTE AN INDEBTEDNESS WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY DEBT LIMITATION OR RESTRICTION. NEITHER THE MEMBERS OF THE AUTHORITY, THE CITY NOR ANY PERSONS EXECUTING THE BONDS ARE LIABLE PERSONALLY ON THE BONDS BY REASON OF THEIR ISSUANCE. This cover page contains information for quick reference only.It is not a summary of this issue.Potential purchasers must read the entire Official Statement to obtain information essential to making an informed investment decision. The Series 2011A Bonds will be offered when, as and if issued and received by the Underwriters, subject to the approval as to their validity by Orrick Herrington&Sutcliffe LLP,Bond Counsel to the Authority, and certain other conditions. Certain legal matters will be passed upon for the City and the Authority by Jennifer McGrath, Esq., City Attorney, and by Orrick Herrington &Sutcliffe LLP, as Disclosure Counsel Certain legal matters will be passed on for the Underwriters by Stradling Yocca Carlson&Rama, a Professional Corporation, Newport Beach, California It is anticipated that the Series 2011A Bonds will be available for delivery through DTC in New York New York on or about September 28,2011. DE�LA RosA&Co. BofA Merrill Lynch Dated. September 13,2011 MATURITY SCHEDULE $36,275,000 Serial Bonds CUSIP PREFIX:446216 Maturity Principal Interest CUSIP Maturity Principal Interest CUSIP (September l) Amount Rate Yield Suffix, (September l) Amount Rate Yield Suffix, 2012 $2,120,000 2.000% 0.350% FK4 2022 $1,150,000 3.000% 3.200% FVO 2013 2,960,000 2.500 0.710 FL2 2023 1,185,000 3.375 3.580 FW8 2014 3,030,000 5.000 0.860 FMO 2024 1,225,000 3.625 3.820 FX6 2015 3,180,000 5.000 1.140 FN8 2025 1,265,000 4.000 3.960' FY4 2016 3,335,000 3.000 1.620 FP3 2026 1,315,000 4.000 4.090 FZI 2017 1,915,000 3.000 1.930 FQI 2027 1,370,000 4.000 4.200 GA5 2018 1,965,000 4.000 2.220 FR9 2028 1,425,000 4.125 4.300 GB3 2019 2,045,000 5.000 2.530 FS7 2029 1,480,000 4.250 4.380 GCI 2020 1,060,000 3.000 2.800 F175 2030 1,545,000 4.250 4.440 GD9 2021 1,095,000 5.000 2.950 FU2 2031 1,610,000 4.500 4.520 GE7 LLPriced to The optional redemption date on September 1,2021 atpar. t Copyright 2011,American Bankers Association.CUSIP @ is a registered trademark of The American Bankers Association.CUSIP data herein is provided by The CUSIP Service Bureau,operated by Standard&Poor's,a division of The McGraw-Fill Companies,Inc. None of The City,the Authority or The Underwriters shall be responsible for The selection or correctness of The CUSIP numbers set forth herein. HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY CITY OF HUNTINGTON BEACH City of Huntington Beach 2000 Main Street Huntington Beach, California 92648 (714)536-5630 http://www.ei.huntington-beach.ca.us/ Authority Board of Directors and City Council Joe Carchio,Authority Chair/Mayor Don Hansen,Authority Vice Chair/Mayor Pro Tern Connie Boardman,Authority/City Council Member Keith Bohr,Authority/Council Member Devin Dwyer,Authority/Council Member Matthew Harper,Authority/Council Member Joe Shaw,Authority/Council Member Authority/City Staff Fred Wilson,Executive Director/City Manager Paul Emery,Deputy City Manager Robert Hall,Deputy City Manager Alisa Cutchen, City Treasurer Joyce Zacks,Deputy City Treasurer Lori Ann Farrell,Director of Finance Dahle Bulosan,Acting Budget Manager Sunny Han, Senior Accountant Joan L.Flynn, Secretary/City Clerk Jennifer McGrath,Esq.,Authority Counsel and City Attorney Special Services Orrick, Herrington&Sutcliffe LLP Los Angeles, California Bond Counsel and Disclosure Counsel Public Financial Management, Inc. Los Angeles, California Financial Advisor The Bank of New York Mellon Trust Company,N.A. Los Angeles, California Trustee and Escrow Bank The Arbitrage Group, Inc. Tuscaloosa/Buhl,Alabama Verification Agent No dealer,broker,salesperson or other person has been authorized by the Authority,the City or the Underwriters to give any information or to make any representations other than as set forth herein and, if given or made, such other information or representation must not be relied upon as having been authorized by the Authority, the City or the Underwriters. This Official Statement does not constitute an offer to sell or the solicitation of an offer to buy nor shall there be any sale of the Series 2011A Bonds by a person in any jurisdiction in which it is unlawful for such person to make such an offer,solicitation or sale. This Official Statement is not to be construed as a contract with the purchasers of the Series 2011A Bonds. Statements contained in this Official Statement that involve estimates, forecasts or matters of opinion, whether or not expressly so described herein,are intended solely as such and are not to be construed as representations of facts. The information set forth in this Official Statement has been obtained from official sources and other sources that are believed to be reliable, but it is not guaranteed as to accuracy or completeness, and is not to be construed as a representation of the Underwriters. The information and expressions of opinion herein are subject to change without notice, and neither the delivery of this Official Statement nor any sale made hereunder shall under any circumstances create any implication that there has been no change in the affairs of the Authority or the City since the date hereof. This Official Statement is submitted in connection with the sale of the Series 2011A Bonds referred to herein and may not be reproduced or used, in whole or in part, for any other purpose. The Underwriters have provided the following sentence for inclusion in this Official Statement. The Underwriters have reviewed the information in this Official Statement in accordance with, and as part of,their respective responsibilities to investors under the federal securities laws as applied to the facts and circumstances of this transaction,but the Underwriters do not guarantee the accuracy or completeness of such information. This Official Statement contains forward-looking statements within the meaning of the Federal securities laws. Such statements are based on currently available information, expectations, estimates, assumptions, projections and general economic conditions. Such words as expects, intends,plans,believes, estimates, anticipates or variations of such words or similar expressions are intended to identify forward-looking statements and include, but are not limited to, statements under the captions "SECURITY FOR THE BONDS," "CITY FINANCIAL INFORMATION" and "OTHER FINANCIAL INFORMATION." The forward-looking statements are not guarantees of future performance. Actual results may vary materially from what is contained in a forward-looking statement. The achievement of certain results or other expectations contained in such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause actual results, performance or achievements described to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. No assurance is given that actual results will meet the Authority's or the City's forecasts in any way, regardless of the level of optimism communicated in the information. The City and the Authority assume no obligation to provide public updates of forward- looking statements. IN CONNECTION WITH THIS OFFERING, THE UNDERWRITERS MAY OVERALLOT OR EFFECT TRANSACTIONS WHICH STABILIZE OR MAINTAIN THE MARKET PRICE OF THE SERIES 2011A BONDS AT A LEVEL ABOVE THAT WHICH MIGHT OTHERWISE PREVAIL IN THE OPEN MARKET. SUCH STABILIZING TRANSACTIONS, IF COMMENCED, MAY BE DISCONTINUED AT ANY TIME. THE UNDERWRITERS MAY OFFER AND SELL THE SERIES 2011A BONDS TO CERTAIN DEALERS AND OTHERS AT PRICES LOWER THAN THE PUBLIC OFFERING PRICES STATED ON THE INSIDE COVER PAGE OF THIS OFFICIAL STATEMENT, AND SUCH PUBLIC OFFERING PRICES MAY BE CHANGED FROM TIME TO TIME BY THE UNDERWRITERS. CUSIP data herein is provided by the CUSIP Service Bureau, operated by Standard&Poor's, a division of The McGraw-Hill Companies,Inc. This data is not intended to create a database and does not serve in any way as a substitute for the CUSIP Services Bureau. CUSIP numbers have been assigned by an independent company not affiliated with the Authority or the City and are included solely for the convenience of the registered owners of the Series 2011A Bonds. None of the Authority,the City or the Underwriters are responsible for the selection or uses of these CUSIP numbers, and no representation is made as to their correctness on the Series 2011 A Bonds or as included herein. The CUSIP number for a specific maturity is subject to being changed after the issuance of the Series 2011A Bonds as a result of various subsequent actions including, but not limited to, a refunding in whole or in part or as a result of the procurement of secondary market portfolio insurance or other similar enhancement by investors that is applicable to all or a portion of certain maturities of the Series 2011A Bonds. The City maintains a website, however, the information presented therein is not a part of this Official Statement and should not be relied on in making an investment decision with respect to the Series 2011A Bonds. TABLE OF CONTENTS Page INTRODUCTION.................................................................................................................................................................1 GeneralDescription................................................................................................................................................1 Ternsof the Series 2011A Bonds..........................................................................................................................1 Book-Entry Only....................................................................................................................................................2 Source of Payment for the Bonds...........................................................................................................................2 ReserveFund..........................................................................................................................................................3 TheCity.................................................................................................................................................................3 TheAuthority.........................................................................................................................................................3 ContinuingDisclosure............................................................................................................................................3 CertainRisk Factors...............................................................................................................................................4 OtherInfornation...................................................................................................................................................4 ESTIMATED SOURCES AND USES OF FUNDS.............................................................................................................5 THEPROPERTY..................................................................................................................................................................5 THEREFUNDING PLAN....................................................................................................................................................5 Refundingof the 2001A Bonds..............................................................................................................................6 Refundingof the 2001B Bonds..............................................................................................................................6 THEBONDS ........................................................................................................................................................................7 General .................................................................................................................................................................7 OptionalRedemption.............................................................................................................................................7 Extraordinary Redemption from Insurance or Condemnation Proceeds................................................................8 Selection of Bonds for Redemption.......................................................................................................................8 Noticeof Redemption............................................................................................................................................8 PartialRedemption of Bonds.................................................................................................................................9 Effectof Redemption.............................................................................................................................................9 SECURITYFOR THE BONDS ...........................................................................................................................................9 General .................................................................................................................................................................9 Base Rental Payments and Additional Payments.................................................................................................10 Insurance and Condemnation Awards..................................................................................................................11 ReserveFund........................................................................................................................................................12 Abatement............................................................................................................................................................14 Insurance..............................................................................................................................................................14 DebtService Schedule.........................................................................................................................................15 AdditionalBonds.................................................................................................................................................16 Substitution and Release of Property...................................................................................................................16 THEAUTHORITY.............................................................................................................................................................17 THECITY...........................................................................................................................................................................17 CITY FINANCIAL INFORMATION................................................................................................................................17 FinancialStatements ............................................................................................................................................17 BudgetaryProcess................................................................................................................................................18 City Financial Management Policies....................................................................................................................21 CurrentInvestments.............................................................................................................................................22 Relianceon State Budget.....................................................................................................................................22 Principal Sources of General Fund Revenues......................................................................................................22 PROPERTYTAXES...........................................................................................................................................................23 AdValorem Property Taxes.................................................................................................................................23 MotorVehicle In-Lieu Tax..................................................................................................................................26 SALESTAXES...................................................................................................................................................................27 OTHERTAXES..................................................................................................................................................................28 UtilityTaxes.........................................................................................................................................................28 OtherTaxes..........................................................................................................................................................28 OTHERREVENUES..........................................................................................................................................................29 OTHER FINANCIAL INFORMATION............................................................................................................................32 LaborRelations....................................................................................................................................................32 RiskManagement.................................................................................................................................................32 EmployeeRetirement Plans.................................................................................................................................33 i TABLE OF CONTENTS (continued) Page Post-Employment Medical Insurance...................................................................................................................38 Public Agency Retirement Systems(PARS)Notes Payable................................................................................41 Short-Tenn Obligations........................................................................................................................................42 Long-Tenn Obligations........................................................................................................................................43 OverlappingDebt.................................................................................................................................................43 CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES,REVENUES AND APPROPRIATIONS.......45 Article XIIIA of the California Constitution........................................................................................................45 Article XIIIB of the California Constitution........................................................................................................46 Proposition218....................................................................................................................................................47 PropositionlA of 2004........................................................................................................................................49 RecentlyApproved Initiatives..............................................................................................................................50 FutureInitiatives ..................................................................................................................................................51 RISKFACTORS.................................................................................................................................................................51 LimitedObligation...............................................................................................................................................51 Base Rental Payments Are Not Debt....................................................................................................................51 Valid and Binding Covenant to Budget and Appropriate.....................................................................................52 Abatement............................................................................................................................................................52 Riskof Uninsured Loss........................................................................................................................................53 EminentDomain..................................................................................................................................................53 HazardousSubstances..........................................................................................................................................53 Earthquakes..........................................................................................................................................................54 Tsunamiand Seiche.............................................................................................................................................54 Bankruptcy...........................................................................................................................................................55 Limitationson Remedies......................................................................................................................................56 No Liability of Authority to the Owners..............................................................................................................56 Riskof Tax Audit.................................................................................................................................................56 StateBudget.........................................................................................................................................................57 Lossof Tax Exemption........................................................................................................................................61 LimitedSecondary Market...................................................................................................................................61 Changesin Law....................................................................................................................................................62 TAXMATTERS.................................................................................................................................................................62 CERTAINLEGAL MATTERS..........................................................................................................................................64 FINANCIALSTATEMENTS ............................................................................................................................................64 LITIGATION......................................................................................................................................................................64 RATINGS ...........................................................................................................................................................................64 UNDERWRITING..............................................................................................................................................................65 VERIFICATION OF MATHEMATICAL COMPUTATIONS..........................................................................................65 FINANCIALADVISOR.....................................................................................................................................................65 CONTINUINGDISCLOSURE..........................................................................................................................................66 ADDITIONAL INFORMATION.......................................................................................................................................67 APPENDIX A—GENERAL,ECONOMIC AND DEMOGRAPHIC INFORMATION RELATING TO THECITY............................................................................................................................................A-1 APPENDIX B—COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2010..............................................................................................B-1 APPENDIX C—CITY INVESTMENT POLICY............................................................................................................C-1 APPENDIX D— SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS..............D-1 APPENDIX E—PROPOSED FORM OF BOND COUNSEL OPINION........................................................................E-1 APPENDIX F—FORM OF CONTINUING DISCLOSURE CERTIFICATE..................................................................F-1 APPENDIX G—BOOK-ENTRY ONLY SYSTEM.........................................................................................................G-1 ii OFFICIAL STATEMENT $36,275,000 HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY (ORANGE COUNTY, CALIFORNIA) LEASE REVENUE REFUNDING BONDS, 2011 SERIES A (CAPITAL IMPROVEMENT REFINANCING PROJECT) INTRODUCTION The following introduction presents a brief description of certain information in connection with the Series 2011A Bonds (as defined below) and is qualified in its entirety by reference to the entire Official Statement and the documents summarized or described herein. References to, and summaries of, provisions of the Constitution and the laws of the State of California (the "State") and any documents referred to herein do not purport to be complete and such references are qualified in their entirety by reference to the complete provisions thereof. Capitalized terms used in this Official Statement and not defined elsewhere herein have the meanings given such terms in the Indenture (as defined below). See APPENDIX D — "SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTSDefinitions." General Description This Official Statement, including the cover page, the inside cover page and the attached appendices (this "Official Statement'), provides certain information concerning the issuance of $36,275,000 aggregate principal amount of Huntington Beach Public Financing Authority Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) (the "Series 2011A Bonds"), by the Huntington Beach Public Financing Authority, a joint exercise of powers entity organized under the laws of the State (the "Authority"). The Series 2011A Bonds are being issued pursuant to Article 4, Chapter 5, Division 7, Title 1 (commencing with Section 6584) of the California Government Code, a resolution of the Authority authorizing the issuance of the Series 2011A Bonds(the "Authority Resolution") and an indenture, dated as of September 1, 2011 (the "Indenture"), by and among the City of Huntington Beach (the "City"), the Authority and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee"). The Series 2011A Bonds are being issued to (a) refinance the costs of the acquisition, construction, installation and equipping of certain public capital improvements, including the refunding of (i) the outstanding Huntington Beach Public Financing Authority Lease Revenue Bonds, 2001 Series A (Capital Improvement Financing Project) (the "2001A Bonds"), and (ii) the outstanding Huntington Beach Public Financing Authority Lease Revenue Bonds, 2001 Series B (Capital Improvement Refinancing Project) (the"2001B Bonds"), (b) fund a reserve fund for the Series 2011A Bonds, and (c) pay costs of issuance of the Series 2011A Bonds. See "THE REFUNDING PLAN" and"ESTIMATED SOURCES AND USES OF FUNDS." Terms of the Series 2011A Bonds The Series 2011A Bonds will mature on the dates and in the principal amounts set forth on the inside cover page of this Official Statement.Interest on the Series 2011A Bonds is payable semiannually on each March 1 and September 1 (each, an "Interest Payment Date"), commencing March 1, 2012, computed at the respective rates of interest set forth on the inside cover page of this Official Statement. The Series 2011A Bonds will be issuable in denominations of $5,000 or any integral multiple thereof. The Series 2011A Bonds are subject to optional and extraordinary redemption as described herein. See "THE BONDS." Book-Entry Only The Depository Trust Company, New York, New York("DTC").DTC will act as the depository of the Series 2011A Bonds and all payments due on the Series 2011A Bonds will be made to DTC or its nominee. Ownership interests in the Series 2011A Bonds may be purchased in book-entry form only. See APPENDIX G—"BOOK-ENTRY ONLY SYSTEM." Source of Payment for the Bonds Pursuant to the site lease, dated as of September 1, 2011 (the"Site Lease"), by and between the City and the Authority, the City will lease to the Authority certain real property and certain facilities and improvements located thereon (the "Property") owned by the City. See "THE PROPERTY" Concurrently, the City will sublease the Property from the Authority pursuant to a lease agreement, dated as of September 1, 2011 (the"Lease Agreement'),by and between the Authority and the City. Under the Lease Agreement, subject to abatement as provided therein, the City is required to make rental payments (the "Base Rental Payments") from legally available funds for use and occupancy of the Property in amounts calculated to be sufficient to pay principal of and interest on the Series 2011A Bonds when due. The City has covenanted in the Lease Agreement to take such action as may be necessary to include the Base Rental Payments in each of its annual budgets during the term of the Lease Agreement and has further covenanted to take such action as may be necessary to include all Rental Payments due under the Lease Agreement in its annual budgets and to make necessary annual appropriations for all such Rental Payments, such covenants to be and will be construed to be duties imposed by law and it will be the duty of each and every public official of the City to take such action and do such things as are required by law in the performance of the official duty of such officials to enable the City to carry out and perform such covenants. Except to the extent of amounts otherwise available to the City for payments under the Lease Agreement, during any period in which, by reason of material damage or destruction (other than by condemnation, which is provided for in the Lease Agreement) there is substantial interference with the use and occupancy by the City of any portion of the Property, Base Rental Payments will be adjusted or abated in the proportion in which the value of that portion of the Property rendered unusable bears to the entire value of the Property. Such adjustment or abatement will end with the substantial replacement or reconstruction of the Property. To the extent proceeds of rental interruption insurance are available or there are moneys available for the payment of Rental Payments in any of the funds and accounts established under the Indenture, the Lease Agreement provides there will be no abatement of Base Rental Payments. See "SECURITY FOR THE BONDS—Abatement." The Series 2011A Bonds and any additional bonds which may be issued in accordance with the Indenture will be secured by a pledge of and lien on the Lease Revenues (as defined herein) and the amounts in the Reserve Fund (as defined herein). The Series 2011A Bonds and such additional bonds, if any, are referred to herein as "Bonds." The Bonds are special limited obligations of the Authority payable solely from and secured by all of the Lease Revenues and all amounts on deposit from time to time in the funds and accounts established under the Indenture(other than the Rebate Fund) are pledged to the payment of the principal of and interest on the Bonds as provided the Indenture, and the Lease Revenues may not be used for any other purpose while any of the Bonds remain Outstanding; provided, however, that the Lease Revenues may be applied for such other purposes as are permitted under the Indenture.As defined in the Indenture, 2 the term "Lease Revenues" means all Base Rental Payments payable by the City pursuant to the Lease Agreement, including any prepayments thereof, any Net Proceeds and any amounts received by the Trustee as a result of or in connection with the Trustee's pursuit of remedies under the Lease Agreement upon a Lease Default Event. Reserve Fund A debt service reserve fund (the "Reserve Fund") will be established and held under the Indenture in order to secure the payment of principal of and interest on the Series 2011A Bonds in an amount, as of the Closing Date, equal to the Reserve Requirement. A portion of the proceeds of the Series 2011A Bonds will be deposited in the Reserve Fund in an amount equal to the Reserve Requirement. If, on any Interest Payment Date for the Series 2011A Bonds, the amounts on deposit under the Indenture to pay the principal of and interest due on the Series 2011A Bonds are insufficient therefor, the Trustee will draw on the amounts in the Reserve Fund to replenish the Interest Account or the Principal Account, in that order, to make up such deficiencies. See "SECURITY FOR THE BONDS—Reserve Fund" and APPENDIX D — "SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS" for additional information on the Reserve Fund. The City The City is a municipal corporation and chartered city of the State. See "THE CITY," "CITY FINANCIAL INFORMATION" and APPENDIX A — "GENERAL, ECONOMIC AND DEMOGRAPHIC INFORMATION RELATING TO THE CITY" The Authority The Authority is a joint exercise of powers entity formed on March 8, 1988, by agreement between the City and the Redevelopment Agency of the City of Huntington Beach (the "Agency") pursuant to Articles 1 through 4, Chapter 5, Division 7, Title 1 of the California Government Code. See "THE AUTHORITY" Continuing Disclosure The ultimate security for the payments of principal and interest on the Bonds comes from the Base Rental Payments to be made by the City, and, therefore, the City, as an obligated person within the meaning of the Rule (as defined below), has agreed to undertake the continuing disclosure responsibilities required by the Rule. The Authority has not undertaken a commitment to provide any continuing disclosure required by the Rule. The City has covenanted in the Continuing Disclosure Certificate (the "Continuing Disclosure Certificate") to provide, or cause to be provided, to the Municipal Securities Rulemaking Board's Electronic Municipal Market Access system (the"EMMA System"), for purposes of Rule 15c2-12(b)(5) (the"Rule") adopted by the U.S. Securities and Exchange Commission (the"SEC")under the Securities Exchange Act of 1934, as amended, certain annual financial information and operating data of the type set forth herein including, but not limited to, its audited financial statements and, in a timely manner, notice of certain enumerated events. See"CONTINUING DISCLOSURE" and APPENDIX F—"FORM OF CONTINUING DISCLOSURE CERTIFICATE" for a description of the specific nature of the 3 annual report and notices of enumerated events and a summary description of the terms of the Continuing Disclosure Certificate pursuant to which such reports and notices are to be made. The City has not failed in the previous five years to comply in all material respects with any previous undertakings with regard to the Rule to provide annual reports or notices of certain events. Certain Risk Factors Certain events could affect the ability of the City to make the Base Rental Payments when due. See "CERTAIN RISK FACTORS" for a discussion of certain factors that should be considered, in addition to other matters set forth herein, in evaluating an investment in the Series 2011A Bonds. Other Information The descriptions herein of the Indenture, the Lease Agreement and any other agreements relating to the Series 2011A Bonds are qualified in their entirety by reference to such documents, and the descriptions herein of the Series 2011A Bonds are qualified in their entirety by the forms thereof and the information with respect thereto included in the aforementioned documents. See APPENDIX D — "SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS." Copies of the documents are on file and, upon request and payment to the City of a charge for copying, mailing and handling, from the Director of Finance, City of Huntington Beach, 2000 Main Street, Huntington Beach, CA 92648, telephone(714) 536-5630. The information and expressions of opinion herein speak only as of their date and are subject to change without notice. Neither the delivery of this Official Statement nor any sale made hereunder nor any future use of this Official Statement, under any circumstances, creates any implication that there has been no change in the affairs of the City or the Authority since the date hereof. The presentation of information, including tables of receipt of revenues, is intended to show recent historical information and is not intended to indicate future or continuing trends in the financial position or other affairs of the City or the Authority. No representation is made that past experience, as it might be shown by such financial and other information, will necessarily continue or be repeated in the future. 4 ESTIMATED SOURCES AND USES OF FUNDS The estimated sources and uses of funds realized upon the sale of, or in connection with, the Series 2011A Bonds as follows: Estimated Sources: Principal Amount of Bonds $36,275,000.00 Plus: Original Issue Premium 1,883,667.10 Plus: Released 2001A Bonds Moneys 1,988,156.26 Plus: Released 2001B Bonds Moneys 2,620,437.50 Total Sources $42,767,260.86 Estimated Uses: Deposit to 2001A Escrow Fund f $25,053,736.63 Deposit to 2001B Escrow Fund 14,363,458.42 Deposit to Reserve Fund(a) 3,082,659.23 Deposit to Costs of Issuance Fund(4) 267,406.58 Total Uses $42,767,260.86 (D Represents the amount necessary to refund the 2001A Bonds. See"THE REFUNDING PLAN—Refunding of the 2001A Bonds." (2) Represents the amount necessary to refund the 2001B Bonds. See"THE REFUNDING PLAN Refundingof the 2001B Bonds." (3) Represents the Reserve Requirement as of the date of delivery of the Series 201 IA Bonds. (4) Includes,but is not limited to,the Underwriters' discount,the fees and expenses of Bond Counsel,Disclosure Counsel,the Financial Advisor,the Trustee,the 2001A Escrow Bank,the 2001B Escrow Bank and the rating agencies,costs of printing the Official Statement,the premium for title insurance and other costs incurred by the Authority and the City in connection with the issuance and delivery of the Series 2011A Bonds. THE PROPERTY The Property is located on a 14.28 acre site, and consists of the City's unified civic center complex located at 2000 Main Street in Huntington Beach. The 189,000 sq. ft. complex, built in 1972, includes a five level administrative structure, a two story police/public safety building, a single level wing containing departments relating to municipal development and a connected building containing the City Council chambers, meeting rooms and related facilities. On December 14, 2009, the City completed an $8.1 million seismic retrofit of the main Civic Center building. The City's Emergency Operations Center, featuring modern computer-assisted emergency management systems including a video display wall for incident tracking, is also located within the complex. As provided in the Lease Agreement, the City and the Authority have agreed and determined that the Rental Payments are not in excess of the fair rental value of the Property. THE REFUNDING PLAN The Series 2011A Bonds are being issued to (a) refund the 2001A Bonds, (b) refund the 2001B Bonds, (c) fund a reserve fund for the Series 2011A Bonds, and (d) pay costs of issuance of the Series 2011A Bonds. 5 Refunding of the 2001A Bonds The 2001A Bonds were issued pursuant to the terms of an indenture of trust, dated as of September 1, 2001, by and between the Authority and BNY Western Trust Company, since succeeded by The Bank of New York Mellon Trust Company, N.A., as trustee thereunder. In order to provide for the repayment of the 2001A Bonds, the Authority leased certain real property and improvements to the City pursuant to a lease agreement, dated as of September 1, 2001. A portion of the proceeds of the Series 2011A Bonds, in an amount sufficient to redeem the outstanding 2001A Bonds in full on October 17, 2011, will be deposited in an escrow fund (the"2001A Bonds Escrow Fund") held in trust by The Bank of New York Mellon Trust Company, N.A., as escrow bank (the "2001A Escrow Bank") under an escrow agreement by and between the Authority and the 2001A Escrow Bank. Amounts deposited in the 2001A Bonds Escrow Fund will be held as cash and applied to the redemption of the outstanding 2001A Bonds in full on October 17, 2011, at a redemption price equal to 100% of the principal amount thereof,plus accrued interest. The sufficiency of the moneys deposited in the 2001A Bonds Escrow Fund will be verified by The Arbitrage Group, Inc., Tuscaloosa/Buhl, Alabama (the "Verification Agent"). See "VERIFICATION OF MATHEMATICAL COMPUTATIONS"herein. Upon the issuance of the Series 2011A Bonds and the deposit in the 2001A Bonds Escrow Fund of moneys sufficient to provide for the refunding of the 2001A Bonds, and assuming the accuracy of the Verification Agent's computations, the 2001A Bonds will be deemed defeased and no longer outstanding. The holders of the 2001A Bonds will be entitled to payment solely out of the moneys or securities deposited in the 2001A Bonds Escrow Fund. Refunding of the 2001B Bonds The 2001B Bonds were issued pursuant to the terms of an indenture of trust, dated as of December 1, 2001,by and between the Authority and BNY Western Trust Company, since succeeded by The Bank of New York Mellon Trust Company, N.A., as trustee thereunder. In order to provide for the repayment of the 2001B Bonds, the Authority leased certain real property and improvements to the City pursuant to a lease agreement, dated as of December 1, 2001. A portion of the proceeds of the Series 2011A Bonds, in an amount sufficient to redeem the outstanding 2001B Bonds in full on October 17, 2011, will be deposited in an escrow fund (the "2001B Bonds Escrow Fund") held in trust by The Bank of New York Mellon Trust Company, N.A., as escrow bank (the "2001B Escrow Bank") under an escrow agreement by and between the Authority and the 2001B Escrow Bank. A portion of the amounts deposited in the 2001B Bonds Escrow Fund will be held as cash and applied to the redemption of the outstanding 2001B Bonds in full on October 17, 2011, at a redemption price equal to 102% of the principal amount thereof, plus accrued interest. The sufficiency of the moneys deposited in the 2001B Bonds Escrow Fund will be verified by the Verification Agent. See"VERIFICATION OF MATHEMATICAL COMPUTATIONS" herein. Upon the issuance of the Series 2011A Bonds and the deposit in the 2001B Bonds Escrow Fund of moneys sufficient to provide for the refunding of the 2001B Bonds, and assuming the accuracy of the Verification Agent's computations, the 2001B Bonds will be deemed defeased and no longer outstanding. The holders of the 2001B Bonds will be entitled to payment solely out of the moneys or securities deposited in the 2001B Bonds Escrow Fund. 6 THE BONDS General The Series 2011A Bonds will be issued in fully registered form without coupons in denominations of $5,000 or any integral multiple thereof. The Series 2011A Bonds will mature on September 1 in each of the years and in the amounts, and will bear interest(calculated on the basis of a 360-day year of twelve 30-day months)at the rates set forth on the inside cover page hereof. Interest on the Series 2011A Bonds will be payable semiannually on each March 1 and September 1, commencing March 1, 2012 (each, an "Interest Payment Date"), to the person whose name appears on the Registration Books as the Owner thereof as of the fifteenth calendar day of the month immediately preceding each such Interest Payment Date(each, a"Record Date"), such interest to be paid by check of the Trustee mailed by first-class mail to the Owners at the respective addresses of such Owners as they appear on the Registration Books; provided, however, that payment of interest may be made by wire transfer in immediately available funds to an account in the United States of America to any Owner of Bonds in the aggregate principal amount of $1,000,000 or more who furnishes written wire instructions to the Trustee at least five days before the applicable Record Date. Principal of any Bond and any premium upon redemption will be paid by check of the Trustee upon presentation and surrender thereof at the corporate trust office of the Trustee, except as provided in APPENDIX G — "BOOK-ENTRY ONLY SYSTEM" Principal of and interest and premium (if any) on the Bonds will be payable in lawful money of the United States of America. Each Bond will be dated as of its date of delivery and will bear interest from the Interest Payment Date next preceding such date of authentication thereof, unless (a) it is authenticated after a Record Date and on or before the following Interest Payment Date, in which event it will bear interest from such Interest Payment Date, or (b) it is authenticated on or before February 15, 2012, in which event it will bear interest from the Closing Date, provided, however, that if, as of the date of authentication of any Bond, interest thereon is in default, such Bond will bear interest from the Interest Payment Date to which interest has previously been paid or made available for payment thereon. The Series 2011A Bonds, when issued, will be registered in the name of Cede & Co., as registered owner and nominee of The Depository Trust Company, New York, New York ("DTC," and together with any successor securities depository, the "Securities Depository"). DTC will act as Securities Depository for the Series 2011A Bonds. Individual purchases of the Series 2011A Bonds will be made in book-entry form. Purchasers will not receive certificates representing their ownership interest in the Series 2011A Bonds. So long as Cede&Co. is the registered owner of the Series 2011A Bonds, as nominee of DTC, references herein to the Owners or registered owners thereof means Cede & Co. as aforesaid, and not the Beneficial Owners of the Series 2011A Bonds. So long as Cede & Co. is the registered owner of the Series 2011A Bonds, principal of and interest on the Series 2011A Bonds are payable by wire transfer of same day funds by the Trustee to Cede& Co., as nominee for DTC. DTC is obligated, in turn, to remit such amounts to the Participants for subsequent disbursement to the Beneficial Owners. See APPENDIX G—"BOOK-ENTRY ONLY SYSTEM." Optional Redemption The Series 2011A Bonds maturing on or after September 1, 2022, are subject to optional redemption prior to their respective stated maturities, on any date on or after September 1, 2021, in whole or in part, in Authorized Denominations, from (i) amounts received from the City in connection 7 with the City's exercise of its right pursuant to the Lease Agreement to cause Series 2011A Bonds to be optionally redeemed, or (ii) any other source of available funds, at a redemption price equal to the principal amount thereof, plus accrued interest thereon to the date fixed for redemption, without premium. Extraordinary Redemption from Insurance or Condemnation Proceeds The Series 2011A Bonds are also subject to redemption, in whole or in part, on any date, in Authorized Denominations, from and to the extent of any Net Proceeds (other than Net Proceeds of rental interruption insurance) received with respect to all or a portion of the Property and deposited by the Trustee in the Redemption Fund in accordance with the provisions of the Indenture at a redemption price equal to the principal amount thereof, plus accrued interest thereon to the date fixed for redemption, without premium. Selection of Bonds for Redemption Whenever provision is made for the redemption of less than all of the Bonds of a particular maturity, the Trustee will select the Bonds to be redeemed from all Bonds not previously called for redemption (a) with respect to any extraordinary redemption from and to the extent of any Net Proceeds (other than Net Proceeds of rental interruption insurance) received with respect to all or a portion of the Property, among maturities of all Series of Bonds on a pro rata basis as nearly as practicable, (b) with respect to any optional redemption of Series 2011A Bonds, as directed in a Written Certificate of the City, and(c) with respect to any other redemption of Additional Bonds, as provided in the Supplemental Indenture pursuant to which such Additional Bonds are issued, and by lot among Bonds of the same Series with the same maturity in any manner which the Trustee in its sole discretion deems appropriate and fair. The Trustee will promptly notify the Authority and the City in writing of the numbers of the Bonds so selected for redemption on such date. For purposes of such selection, any Bond may be redeemed in part in Authorized Denominations. Notice of Redemption Notice of redemption will be mailed by first-class mail, postage prepaid, will mail (by first class mail) notice of any redemption to the respective Owners of any Bonds designated for redemption at their respective addresses appearing on the Registration Books at least 30 but not more than 60 days prior to the date fixed for redemption. Such notice will state the date of the notice, the redemption date, the redemption place and the redemption price and will designate the CUSIP numbers, the Bond numbers and the maturity or maturities of the Bonds to be redeemed (except in the event of redemption of all of the Bonds of such maturity or maturities in whole), and will require that such Bonds be then surrendered at the Office of the Trustee for redemption at the redemption price, giving notice also that further interest on such Bonds will not accrue from and after the date fixed for redemption. Neither the failure to receive any notice so mailed, nor any defect in such notice, will affect the validity of the proceedings for the redemption of the Bonds or the cessation of accrual of interest thereon from and after the date fixed for redemption. With respect to any notice of any optional redemption of Bonds of a Series, unless at the time such notice is given the Bonds to be redeemed will be deemed to have been paid within the meaning of the Indenture, such notice will state that such redemption is conditional upon receipt by the Trustee, on or prior to the date fixed for such redemption, of moneys that, together with other available amounts held by the Trustee, are sufficient to pay the redemption price of, and accrued interest on, the Bonds to be redeemed, and that if such moneys will not have been so received said notice will be of no 8 force and effect and the Authority will not be required to redeem such Bonds. In the event a notice of redemption of Bonds contains such a condition and such moneys are not so received, the redemption of Bonds as described in the conditional notice of redemption will not be made and the Trustee will, within a reasonable time after the date on which such redemption was to occur, give notice to the Persons and in the manner in which the notice of redemption was given, that such moneys were not so received and that there will be no redemption of Bonds pursuant to such notice of redemption. So long as the book-entry system is used for the Bonds, the Trustee will give any notice of redemption or any other notices required to be given to registered Owners of Bonds only to DTC. Any failure of DTC to advise any Participant, or of any Participant to notify the Beneficial Owner, of any such notice and its content or effect will not affect the validity of the redemption of the Bonds called for redemption or any other action premised on such notice. Beneficial Owners may desire to make arrangements with a Participant so that all notices of redemption or other communications to DTC which affect such Beneficial Owners, and notification of all interest payments, will be forwarded in writing by such Participant. See APPENDIX G—"BOOK-ENTRY ONLY SYSTEM" Partial Redemption of Bonds Upon surrender of any Bonds redeemed in part only, the Authority will execute and the Trustee will authenticate and deliver to the Owner thereof, at the expense of the Authority, anew Bond or Bonds of the same Series in Authorized Denominations equal in aggregate principal amount representing the unredeemed portion of the Bonds surrendered. Effect of Redemption If notice of redemption has been given as aforesaid, and moneys for the redemption price, and the interest to the applicable date fixed for redemption,having been set aside, the Bonds will become due and payable on said date and, upon presentation and surrender thereof at the Office of the Trustee, said Bonds will be paid at the redemption price thereof, together with interest accrued and unpaid to said date. If, on said date fixed for redemption, moneys for the redemption price of all the Bonds to be redeemed, together with interest to said date, will be held by the Trustee so as to be available therefor on such date, and, if notice of redemption thereof will have been mailed as aforesaid and not canceled, then, from and after said date, interest on said Bonds will cease to accrue and become payable. All moneys held by or on behalf of the Trustee for the redemption of Bonds will be held in trust for the account of the Owners of the Bonds so to be redeemed without liability to such Owners for interest thereon. All Bonds redeemed pursuant to the provisions of the Indenture will be canceled by the Trustee upon surrender thereof and destroyed. SECURITY FOR THE BONDS General The Bonds are special limited obligations of the Authority payable solely from and secured solely by the Lease Revenues pledged therefor under the Indenture, together with amounts on deposit 9 from time to time in the funds and accounts established under the Indenture (other than the Rebate Fund). Under the Indenture, the Authority assigns to the Trustee, for the benefit of the Owners from time to time of the Bonds, all of the Lease Revenues and all of the rights of the Authority in the Lease Agreement (except for the right to receive any Additional Payments to the extent payable to the Authority and certain rights to indemnification set forth therein). The Trustee is entitled to collect and receive all of the Lease Revenues, and any Lease Revenues collected or received by the Authority are required to be held, and to have been collected or received, by the Authority as the agent of the Trustee and must be paid by the Authority to the Trustee. THE BONDS ARE SPECIAL LIMITED OBLIGATIONS OF THE AUTHORITY PAYABLE SOLELY FROM AND SECURED SOLELY BY THE LEASE REVENUES AND OTHER MONEYS PLEDGED THERETO IN THE INDENTURE. THE BONDS ARE NOT A DEBT OF THE AUTHORITY, THE CITY, THE STATE OR ANY OF ITS POLITICAL SUBDIVISIONS AND NEITHER THE AUTHORITY, THE CITY, THE STATE NOR ANY OF ITS POLITICAL SUBDIVISIONS, EXCEPT THE AUTHORITY TO THE EXTENT DESCRIBED HEREIN, IS LIABLE THEREON. IN NO EVENT WILL THE BONDS OR ANY INTEREST OR REDEMPTION PREMIUM THEREON BE PAYABLE OUT OF ANY FUNDS OR PROPERTIES OTHER THAN THOSE OF THE AUTHORITY AS SET FORTH IN THE INDENTURE. THE BONDS DO NOT CONSTITUTE AN INDEBTEDNESS WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY DEBT LIMITATION OR RESTRICTION. NEITHER THE MEMBERS OF THE AUTHORITY NOR ANY PERSONS EXECUTING THE BONDS ARE LIABLE PERSONALLY ON THE BONDS BY REASON OF THEIR ISSUANCE. Base Rental Payments and Additional Payments The Lease Agreement requires the City, subject to abatement as provided therein, to deposit with the Trustee, as assignee of the Authority, on the fifth Business Day next preceding each Interest Payment Date, commencing on February 23, 2012 (the "Base Rental Deposit Dates"), an amount equal to the Base Rental Payment coming due and payable on each such Base Rental Deposit Date. The Base Rental Payments payable in any fiscal year of the City constitute payment for the use and possession of the Property during such fiscal year. The City will receive a credit towards payment of Base Rental Payments for amounts on deposit in the Payment Fund (including the Interest Account and the Principal Account therein) on each Base Rental Deposit Date. The obligation of the City to make Base Rental Payments is subject to annual appropriations of the City from funds lawfully available therefor. The obligation of the City to make Base Rental Payments under the Lease Agreement does not constitute a debt of the City or of the State of California or of any political subdivision thereof in contravention of any constitutional or statutory debt limit or restriction, and does not constitute an obligation for which the City or the State of California is obligated to levy or pledge any form of taxation or for which the City or the State of California has levied or pledged any form of taxation. Neither the full faith and credit nor the taxing power of the City, the State or any of its political subdivisions is pledged to make Base Rental Payments under the Lease Agreement. The Authority has no taxing power. The Base Rental Payments are calculated to be sufficient to pay, when due, the principal of and interest on the Bonds. In addition to the Base Rental Payments, the City is required to pay when due the following Additional Payments: (a) all taxes and assessments of any type or nature relating to or affecting the Property; (b) all reasonable administrative costs of the Authority relating to the Property including, but 10 without limiting the generality of the foregoing, salaries, wages, fees and expenses payable by the Authority under the Indenture, fees of auditors, accountants, attorneys or engineers, and all other necessary and reasonable administrative costs of the Authority or charges required to be paid by it in order to maintain its existence or to comply with the terms of the Indenture or the Lease Agreement or to defend the Authority and its members, officers, agents and employees; (c) insurance premiums for all insurance required pursuant to the Lease Agreement; (d) any amounts with respect to the Bonds required to be rebated to the federal government in accordance with Section 148(f) of the Code, and (e) all other payments required to be paid by the City under the provisions of the Lease Agreement or the Indenture. Pursuant to the Lease Agreement, the City covenants to take such action as may be necessary to include all Rental Payments due under the Lease Agreement in its annual budgets and to make necessary annual appropriations for all such Rental Payments. As provided in the Lease Agreement, such covenants of the City thereunder are deemed to be and will be construed to be duties imposed by law and it will be the duty of each and every public official of the City to take such action and do such things as are required by law in the performance of the official duty of such officials to enable the City to carry out and perform such covenants. California law requires, and the Lease Agreement provides, that Base Rental Payments are required to be abated in whole or in part during any period in which there is substantial interference with the use and occupancy of the Property by the City due to damage, destruction or taking in eminent domain proceedings. Under these circumstances, failure to make any Base Rental Payment will not be an event of default under the Lease Agreement. See"SECURITY FOR THE BONDS —Abatement'below. Base Rental Payments made by the City to the Authority are payable from lawful money of the United States of America to or upon the order of the Authority at the Principal Office of the Trustee, or such other place or entity as the Authority may designate. Notwithstanding any dispute between the Authority and the City, the City will make all Rental Payments when due without deduction or offset of any kind and will not withhold any Rental Payments pending the final resolution of such dispute. In the event of a determination that the City was not liable for said Rental Payments or any portion thereof, said payments or excess of payments, as the case may be, will be credited against subsequent Rental Payments due under the Lease Agreement or refunded at the time of such determination. The Lease Agreement and the Indenture require that Base Rental Payments be deposited in the Payment Fund maintained by the Trustee, which fund is held for the benefit of the owners of the Bonds. Insurance and Condemnation Awards In the event of any damage to or destruction of any part of the Property covered by insurance, the Net Proceeds of any insurance (other than Net Proceeds of rental interruption insurance), including the proceeds of any self-insurance,received on account of any damage or destruction of the Property or a portion thereof will, as soon as possible, be deposited with the Trustee and be held by the Trustee in a special account and made available for and, to the extent necessary, will be applied to the cost of repair or replacement of the Property or the affected portion thereof upon receipt of a Written Request of the City, together with invoices therefor. Pending such application, such proceeds may, pursuant to a Written Request of the City, be invested by the Trustee in Permitted Investments that mature not later than such times as moneys are expected to be needed to pay such costs of repair or replacement. In connection therewith, the City will notify the Trustee in writing as to whether the City intends to replace or repair the Property or the portions of the Property which were damaged or destroyed. If the City does intend to replace or repair the Property or portions thereof, the City will deposit with the Trustee the full amount of any insurance deductible to be credited to such special account. 11 If such damage, destruction or loss was such that there resulted a substantial interference with the City's right to the use or occupancy of the Property and an abatement in whole or in part of Rental Payments results from such damage or destruction pursuant to the Lease Agreement, then the City will be required either to (a) apply sufficient funds from the insurance proceeds and other legally available funds to the replacement or repair of the Property or the portions thereof which have been damaged to the condition which existed prior to such damage or destruction, or (b) apply sufficient funds from the insurance proceeds and other legally available funds to the redemption (i) of all of the Outstanding Bonds, or (ii) of such portion of the Outstanding Bonds as will result in the remaining, non-abated Base Rental Payments being sufficient to pay, as and when due, the principal of and interest on the Bonds that will remain Outstanding after such redemption. If the City is required to apply funds from the insurance proceeds and other legally available funds to the redemption of Bonds in accordance with clause (b) above, the City will direct the Trustee, in a Written Request of the City, to transfer the funds to be applied to such redemption to the Redemption Fund and the Trustee will transfer such funds to the Redemption Fund. Any proceeds of any insurance, including the proceeds of any self-insurance remaining after the portion of the Property which was damaged or destroyed is restored to and made available to the City in substantially the same condition and annual fair rental value as that which existed prior to the damage or destruction as required by clause (a) above, or the redemption of Bonds as required by clause (b) above, in each case as evidenced by a Written Certificate of the City to such effect, will be deposited in the Reserve Fund to the extent that the amount therein is less than the Reserve Requirement. If the City is not required to replace or repair the Property, or the affected portion thereof, as set forth in clause(a)above, or to use such amounts to redeem Bonds as set forth in clause(b) above, then such proceeds will be deposited in the Reserve Fund to the extent that the amount therein is less than the Reserve Requirement. Any amounts not required to be so deposited into the Reserve Fund will, if there is first delivered to the Trustee a Written Certificate of the City to the effect that the annual fair rental value of the Property after such damage or destruction, and after any repairs or replacements made as a result of such damage or destruction, is at least equal to 100% of the maximum amount of Base Rental Payments becoming due under the Lease Agreement in the then current Rental Period or any subsequent Rental Period and the fair replacement value of the Property after such damage or destruction is at least equal to the sum of the then unpaid principal components of Base Rental Payments,be paid to the City to be used for any lawful purpose. The proceeds of any award in eminent domain will be deposited by the Trustee in the Redemption Fund and applied to the redemption of Bonds pursuant to the Indenture. No assurance can be given that the proceeds of any insurance or condemnation award will be sufficient under all circumstances to repair or replace any damaged or taken Property or to prepay all Base Rental Payments with respect to the Property. Also, the City makes no representation as to the sufficiency of any insurance awards or the adequacy of any self-insurance to pay, when and as due, amounts payable under the Lease Agreement or the Bonds. Reserve Fund The Reserve Fund is established under the Indenture in an amount equal to the Reserve Requirement, which as of the date of delivery of the Series 2011A Bonds is $3,082,659.23. As defined in the Indenture, the term "Reserve Requirement" means, as of the date of any calculation, the least of (a) 10% of the original aggregate principal amount of the Bonds (excluding Bonds refunded with the proceeds of subsequently issued Bonds), (b) Maximum Annual Debt Service, and (c) 125% of Average Annual Debt Service. All amounts in the Reserve Fund are required to be used and withdrawn by the Trustee solely for the purpose of paying principal of or interest on the Bonds when due and payable to the extent that moneys deposited in the Interest Account or the Principal Account are not sufficient for 12 such purpose, and making the final payments of principal of and interest on Bonds on the date on which such Bonds are required to be retired or provision made therefor. The City may substitute a Reserve Facility for all or part of the moneys on deposit in the Reserve Fund by depositing such Reserve Facility with the Trustee, provided that, at the time of such substitution, the amount on deposit in the Reserve Fund, together with the amount available under all Reserve Facilities, shall be at least equal to the Reserve Requirement. Moneys for which a Reserve Facility has been substituted as provided in the Indenture will be transferred, at the election of the City, to the Redemption Fund or, upon receipt of an Opinion of Counsel that such transfer will not, in and of itself, adversely affect the exclusion of interest on Outstanding Tax-Exempt Bonds from gross income for federal income tax purposes, to the City and applied to the payment of capital costs of the City. Amounts on deposit in the Reserve Fund which were not derived from payments under any Reserve Facility credited to the Reserve Fund to satisfy a portion of the Reserve Requirement will be used and withdrawn by the Trustee prior to using and withdrawing any amounts derived from payments under such Reserve Facility. In order to accomplish such use and withdrawal of such amounts not derived from payments under any such Reserve Facility, the Trustee will, as and to the extent necessary, liquidate any investments purchased with such amounts. In the event that, on the second Business Day prior to a date on which the Trustee is to transfer money from the Payment Fund to the Interest Account or to the Principal Account each pursuant to Indenture, amounts in the Payment Fund are insufficient for such purpose, the Trustee will withdraw from the Reserve Fund, to the extent of any funds therein, the amount of such insufficiency, and will transfer any amounts so withdrawn to the Payment Fund. If the amount on deposit in the Reserve Fund is not sufficient to make such transfer, the Trustee will make a claim under any available Reserve Facility, in accordance with the provisions thereof, in order to obtain an amount sufficient to allow the Trustee to make such transfer as and when required. In the event of any transfer from the Reserve Fund or the making of any claim under a Reserve Facility, the Trustee will, within two Business Days thereafter, provide written notice to the Authority and the City of the amount and the date of such transfer or claim; provided, however, that such notice need not be provided if such transfer is made pursuant to the following two sentences. If, as a result of the payment of principal of or interest on the Bonds, the Reserve Requirement is reduced, amounts on deposit in the Reserve Fund in excess of such reduced Reserve Requirement will be transferred to the Payment Fund. On any date on which Bonds are defeased in accordance with the Indenture, the Trustee will, if so directed in a Written Request of the City, transfer any moneys in the Reserve Fund in excess of the Reserve Requirement resulting from such defeasance to the entity or fund so specified in such Written Request of the City, to be applied to such defeasance. If the sum of the amount on deposit in the Reserve Fund, plus the amount available under all available Reserve Facilities, is less than the Reserve Fund Requirement, the first of Base Rental Payments thereafter received from the City under the Lease Agreement and not needed to pay the principal of and interest on the Bonds on the next Interest Payment Date or Principal Payment Date will be used, first, to reinstate the amounts available under any Reserve Facilities that have been drawn upon and, second, to increase the amount on deposit in the Reserve Fund, so that the amount available under all available Reserve Facilities, when added to the amount on deposit in the Reserve Fund, will equal the Reserve Requirement. 13 Abatement The Lease Agreement provides for the abatement of Rental Payments during any period in which,by reason of material damage to, or destruction or condemnation of, the Property, or any defect in title to the Property, there is substantial interference with the City's right to use and occupy any portion of the Property, and the City waives the right to terminate the Lease Agreement by virtue of any such interference, and the Lease Agreement will continue in full force and effect. The amount of such abatement will be agreed upon by the City and the Authority. Such abatement will continue for the period commencing with the date of interference resulting from such damage, destruction, condemnation or title defect and, with respect to damage to or destruction of the Property, ending with the substantial completion of the work of repair or replacement of the Property, or the portion thereof so damaged or destroyed, and the term of the Lease Agreement will be extended as provided therein. Notwithstanding the foregoing, to the extent that moneys are available for the payment of Rental Payments in any of the funds and accounts established under the Indenture, Rental Payments will not be abated as provided above but, rather, will be payable by the City as a special obligation payable solely from said funds and accounts. See"—Insurance—Rental Interruption Insurance." If all of the Property is taken permanently under the power of eminent domain or sold to a government threatening to exercise the power of eminent domain, the Lease Agreement will terminate with respect to the Property as of the day possession is so taken. If less than all of the Property is taken permanently, or if all of the Property or any part thereof is taken temporarily under the power of eminent domain, (a) the Lease Agreement will continue in full force and effect, and (b) there will be a partial abatement of Base Rental Payments in an amount to be agreed upon by the City and the Authority such that the resulting Base Rental Payments for the Property represent fair consideration for the use and occupancy of the remaining usable portion of the Property. Insurance Fire and Extended Coverage Insurance. The City is required under the Lease Agreement to maintain reasonable and customary liability insurance, which obligations may be satisfied by self- insurance, provided that such self-insurance complies with the provisions of the Lease Agreement as summarized below. The City will maintain or cause to be maintained casualty insurance insuring the Property against fire, lightning and all other risks covered by an extended coverage endorsement (excluding earthquake) to the full insurable value of the Property, subject to a $100,000 loss deductible provision. Full insurable value will not be less than the aggregate principal amount of the Outstanding Bonds. In addition, the City will maintain rental interruption insurance to cover the Authority's loss, total or partial, of Base Rental Payments resulting from the loss, total or partial, of the use of any part of the Property as a result of any of the hazards required to be covered pursuant to the prior sentence in an amount not less than an amount equal to two times Maximum Annual Debt Service, which insurance may not be maintained in whole or in part in the form of self-insurance. Insurance provided through a California joint powers authority of which the City is a member or with which the City contracts for insurance will be deemed to be self-insurance for purposes of the Lease Agreement. Any self-insurance maintained by the City pursuant to the Lease Agreement will comply with the following terms: (a) the self-insurance program will be approved in writing by an Independent Insurance Consultant; (b) the self-insurance program will include an actuarially sound claims reserve fund out of which each self-insured claim will be paid, the adequacy of each such fund will be evaluated on an annual basis by the Independent Insurance Consultant and any deficiencies in any self-insured claims reserve fund will be remedied in accordance with the recommendation of such Independent 14 Insurance Consultant; (c) the self-insured claims reserve fund will be held in a separate trust fund by an independent trustee, which may be the Trustee serving as such under the Indenture, and (d) in the event the self-insurance program will be discontinued, the actuarial soundness of its claims reserve fund, as determined by an Independent Insurance Consultant, will be maintained. The City is required to obtain upon the execution and delivery of the Lease Agreement, title insurance on the Property, in an amount not less than the aggregate principal amount of Bonds issued by a company of recognized standing duly authorized to issue the same, subject only to Permitted Encumbrances. Proceeds of such insurance are required to be delivered to the Trustee as a prepayment of rent and are required to be applied by the Trustee to the redemption of Bonds. Debt Service Schedule The following table sets forth the debt service due on the Series 2011A Bonds. Debt Service Schedule Year Ending September 1 Principal Interest Total 2012 $2,120,000.00 $1,284,356.72 $3,404,356.72 2013 2,960,000.00 1,346,093.76 4,306,093.76 2014 3,030,000.00 1,272,093.76 4,302,093.76 2015 3,180,000.00 1,120,593.76 4,300,593.76 2016 3,335,000.00 961,593.76 4,296,593.76 2017 1,915,000.00 861,543.76 2,776,543.76 2018 1,965,000.00 804,093.76 2,769,093.76 2019 2,045,000.00 725,493.76 2,770,493.76 2020 1,060,000.00 623,243.76 1,683,243.76 2021 1,095,000.00 591,443.76 1,686,443.76 2022 1,150,000.00 536,693.76 1,686,693.76 2023 1,185,000.00 502,193.76 1,687,193.76 2024 1,225,000.00 462,200.00 1,687,200.00 2025 1,265,000.00 417,793.76 1,682,793.76 2026 1,315,000.00 367,193.76 1,682,193.76 2027 1,370,000.00 314,593.76 1,684,593.76 2028 1,425,000.00 259,793.76 1,684,793.76 2029 1,480,000.00 201,012.50 1,681,012.50 2030 1,545,000.00 138,112.50 1,683,112.50 2031 1,610,000.00 72,450.00 1,682,450.00 Pursuant to the Lease Agreement, the City is required to make Base Rental Payments which have been calculated to be sufficient to make the interest and principal payments on the Series 2011A Bonds when due. The City's Base Rental Payments are due on the fifth Business Day next preceding each Interest Payment Date. 15 Additional Bonds Pursuant to the Indenture, the Authority may at any time issue one or more series of Additional Bonds (in addition to the Series 2011A Bonds) payable from Lease Revenues as provided in the Indenture on a parity with all other Bonds theretofore issued under the Indenture subject to certain conditions precedent including the following: (a) the issuance of such Additional Bonds shall have been authorized under and pursuant to the Act and under and pursuant to the Indenture and will have been provided for by a Supplemental Indenture which will specify the following: (i) the purposes for which such Additional Bonds are to be issued; provided, that the proceeds of the sale of such Additional Bonds will be applied only for one or more of the following purposes: (A) providing funds to pay costs of City facilities (including capitalized interest), (B) providing funds to refund any Bonds issued under the Indenture or other obligations of the City, (C) providing funds to pay Costs of Issuance incurred in connection with the issuance of such Additional Bonds, and (D) providing funds to make any deposit to the Reserve Fund required pursuant to paragraph (b) below; (ii) the principal amount and designation of such Series of Additional Bonds and the denomination or denominations of the Additional Bonds, which will be Authorized Denominations; and (iii) that such Additional Bonds will be payable as to interest on the Interest Payment Dates, except that the first installment of interest may be payable on either March 1 or September 1; (b) upon the issuance of such Additional Bonds, the amount on deposit in the Reserve Fund will be at least equal to the Reserve Requirement; and (c) upon the issuance of such Additional Bonds, the sum of Base Rental Payments, including any increase in the Base Rental Payments as a result of the issuance of such Additional Bonds, plus Additional Rental Payments, in any Rental Period will not be in excess of the annual fair rental value of the Property after taking into account the use of the proceeds of such Additional Bonds (evidence of the satisfaction of such condition will be made by a Written Certificate of the City). See APPENDIX D — "SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS." Substitution and Release of Property The Lease Agreement provides that, upon compliance with certain conditions specified therein, the City may release from the Lease Agreement any portion of the Property or substitute alternate real property for all or any portion of the Property, including the following conditions: (a) an independent certified real estate appraiser selected by the City shall have found(and shall have delivered a certificate to the Trustee setting forth its findings) that(i) the sum of Base Rental Payments plus Additional Rental Payments due under the Lease Agreement in any Rental Period is not in excess of the annual fair rental value of the Property, as constituted after such substitution or release, and(ii)the Property, as constituted after such substitution or release, has a useful life equal to or greater than the maximum remaining term of this Lease Agreement(including extensions); (b) the City shall have obtained or caused to be obtained an ALTA title insurance policy or policies with respect to any substituted property in the amount of the fair market value of such substituted property(which fair market value shall have been determined by an independent certified real estate appraiser), of the type and with the endorsements described in the Lease Agreement; (c) the City shall have filed or caused to be filed with the Trustee an Opinion of Counsel to the effect that such substitution or release will not, in and of itself, cause the interest on Tax-Exempt Bonds to be included in gross income for federal income tax purposes; and (d) the City shall have certified to the Trustee that the substituted real property is essential for performing the City's governmental functions. See APPENDIX D — "SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS." 16 THE AUTHORITY The Authority is a public agency duly organized and existing pursuant to a Joint Exercise of Powers Agreement (the "JPA Agreement") between the City and the Agency, dated March 8, 1988, as amended. The Authority is governed by a board of directors comprised of the five member City Council of the City. The Authority is statutorily authorized by Article 4 of Chapter 5 of Division 7 of Title 1 of the Government Code of the State of California and is empowered under the JPA Agreement to issue its bonds for, among other things, the purposes of the plan of financing described herein. To exercise its powers, the Authority is authorized, in its own name, to do all necessary acts, including but not limited to making and entering into contracts; employing agents and employees; and to sue or be sued in its own name. The Authority has no employees and all staff work is performed by City staff. THE CITY Founded in the late 1880's, Huntington Beach was incorporated as a general law city in 1909 and became a charter city in 1937. The City has a City Council/City Manager form of government. The City Council has seven members, each of whom is elected to a four-year term. City Council Members are limited to two consecutive terms. There are three elected department heads, the City Attorney, City Clerk and City Treasurer. The position of Mayor is filled on a rotating basis. The City encompasses 31.6 square miles (26.4 square miles is land, 5.2 square miles is water) in the coastal area of Orange County, California, adjacent to the Cities of Costa Mesa, Fountain Valley, Newport Beach, Seal Beach and Westminster. The City is approximately 40 miles southeast of Los Angeles and 90 miles northwest of San Diego. As of January 1, 2011, the State of California Finance Department estimated its population at 190,377. The City recently completed the process of annexation of the adjacent community of Sunset Beach, a 134-acre, formerly unincorporated area of about 1,300 residents. The area was placed under the City's sphere of influence about a year ago by the Local Agency Formation Commission (LAFCO), which oversees the process of municipal boundary changes, in an effort to reduce the number of Orange County "islands," the generally small, unincorporated areas that are hard to serve. See APPENDIX A — "GENERAL, ECONOMIC AND DEMOGRAPHIC INFORMATION RELATING TO THE CITY" for a general description of the City as well as certain demographic and statistical information. CITY FINANCIAL INFORMATION Financial Statements The City's accounting policies conform to generally accepted accounting principles. The audited financial statements also conform to the principles and standards for public financial reporting established by the Governmental Accounting Standards Board. Basis of Accounting and Financial Statement Presentation. The government-wide financial statements are reported using the accrual basis of accounting. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. 17 Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures are recorded only when payment is due. Audited Financial Statements. The City retained the firm of Macias Gini & O'Connell, LLP, Certified Public Accountants, Newport Beach, California, to examine the general purpose financial statements of the City as of and for the year ended September 30, 2010. The City is the recipient of the Government Finance Officers Association Certificate of Achievement for Excellence in Financial Reporting for the fiscal year ended September 30, 2009. The audited financial statements for fiscal year ended September 30, 2010, are attached hereto as APPENDIX B — "COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010." The City has not requested, and the auditor has not provided, any review or update of such financial statements in connection with their inclusion in this Official Statement. Budgetary Process The City Council adopts an annual budget with appropriations for all City funds prior to the beginning of the fiscal year, which begins on October 1 of each year. The City Council has the legal authority to amend the budget at any time during the fiscal year. The City maintains budgetary controls to ensure compliance with legal provisions embodied in the appropriated budget approved by the City Council. The level of budgetary control (that is, the level at which expenditures cannot legally exceed the appropriated amount) for the City's operating budget is the department level within each fund, and for the capital improvement budget it is each individual capital improvement project within each fund. A Department Head, with the Director of Finance's approval, may transfer appropriations (with no dollar limitation) within like categories (operating and capital expenditures) of the same department. Transfers of appropriations for salaries and benefits require additional approval of the City Manager or his designee. All other appropriation changes require the approval of the City Council. All appropriations lapse at the end of the fiscal year unless specific carryovers are approved by the City Council. The forecasted General Fund expenditures in fiscal year 2010-11 total $173,476,000 which represents a 1.62% increase when compared to fiscal year 2009-10 expenditures. General Fund revenues for fiscal year 2010-11 are projected to be $173,984,000, which represents a 0.95 increase when compared to fiscal year 2009-10 revenue. On August 8, 2011, the City released its proposed fiscal year 2011-12 City Budget. In the proposed fiscal year 2011-12 City Budget, the General Fund expenditures are projected at$176,815,000. This represents a 1.92% increase from 2010-11 projected expenditures. General Fund revenues are estimated at $176,309,000 in the proposed fiscal year 2011-12 City Budget, which represents a 1.34% increase when compared to fiscal year 2010-11 forecasted revenues. The City projects that the annexation of the adjacent community of Sunset Beach will result in a net positive for the City's financial position, with no additional material expenditures. Based on an 18 annexation study, the estimated fiscal impact of the Sunset Beach annexation could range from an annual surplus of$195,528 to $624,259. The City's proposed fiscal year 2011-12 City Budget does not include additional revenues attributable to the annexation. The City Council conducted a public hearing approving the adoption of the fiscal year 2011-12 budget on September 6, 2011. 19 The following table shows the City's budget and actual results for General Fund revenues and expenditures for fiscal year 2009-10, budget and projections for fiscal year 2010-11 and the budget for fiscal year 2011-12. City of Huntington Beach General Fund Budget Summary Fiscal Years 2009-10 through 2011-12 (in thousands) FY 09-10 FY 09-10 FY 10-11 FY 10-11 FY 11-12 Budget(ir Actual Budget(2) Projected(2) Budget(s) REVENUES Property taxes $ 66,402 $ 66,886 $ 66,825 $ 67,514 $ 68,422 Sales taxes 19,575 20,795 20,115 22,000 22,775 Utility taxes 21,725 19,757 19,480 20,250 20,200 Other taxes 13,385 11,629 11,570 12,366 13,020 License and permits 6,984 6,109 6,613 6,079 6,270 Fines and forfeitures 4,260 3,965 4,374 4,068 4,078 From use of money and property 14,915 13,826 14,378 13,423 13,753 Intergovernmental 3,841 4,219 4,383 4,088 3,575 Charges for current services 23,369 22,724 23,016 22,911 23,281 Other Revenue 1,657 2,433 1,002 1,285 935 TOTAL REVENUES $ 176,113 $ 172,343 $ 171,756 $ 173,984 $ 176,309 EXPENDITURES City Council $ 302 $ 301 $ 306 $ 302 $ 299 City Manager 1,756 1,652 1,549 1,544 1,547 City Treasurer 1,537 1,532 1,353 1,160 133 City Attorney 2,657 2,657 2,203 2,273 2,162 City Clerk 972 868 965 872 708 Finance 4,354 4,286 3,960 3,796 5,015 Human Resources 6,231 5,209 6,114 4,898 4,843 Planning 7,411 6,330 7,008 6,595 6,177 Fire 32,522 32,398 32,623 33,677 33,159 Information Services 7,062 6,782 6,085 6,006 5,844 Police 58,946 57,521 59,334 59,294 58,869 Economic development 1,664 1,520 1,559 1,556 1,596 Community services 13,956 13,328 12,798 12,621 12,732 Library services 4,529 4,066 3,817 3,550 3,714 Public Works 19,524 17,388 17,532 17,305 20,825 Non-Departmental 13,639 14,443 16,153 16,141 17,305 Principal 526 386 1,887 1,886 1,887 Interest 48 48 0 0 0 TOTAL EXPENDITURES $ 177,636 $ 170,715 $ 175,246 $ 173,476 $ 176,815 OTHER FINANCING SOURCES(USES) Transfers In $ 8,528 $ 8,452 $ 6,402 $ 6,670 $ 6,835 Transfers Out (7,918) (7,918) (6,523) (6,523) (6,733) TOTAL OTHER FINANCING SOURCES(USES) $ 610 $ 636 $ (121) $ 147 $ (121) "'Final budget amounts as of September 30,2010 (')Fiscal year 2010-11 budget and projected amounts are as of the Nine-Month Budget Status Report. ")Fiscal year 2011-12 budget does not include Sunset Beach annexation. Source:City of Huntington Beach Finance Department. 20 City Financial Management Policies The City Council has adopted a comprehensive set of financial management policies to provide for: (i) establishing targeted General Fund reserves; (ii) the prudent investment of City funds; and (iii) establishing parameters for issuing and managing debt supported by the General Fund, Enterprise Funds and any other related funding entity of the City. Economic Uncertainties Reserve Policy. In September 2010, the City Council revised its Economic Uncertainties Reserve Policy. The previous policy required a minimum Economic Uncertainties Reserve of seven percent (7%) of the annual General Fund budget at adoption, the revised policy establishes the goal of achieving an Economic Uncertainties Reserve Commitment equal to the value of the two months of General Fund expenditures adopted budget amount. As of September 30, 2010, the City has an Economic Uncertainties Reserve balance of $19,710,000. Since this date, there have been no changes to the reserve. The reserve balance represents 10.7 percent of the fiscal year 2011-12 General Fund budget. Appropriations and use of these funds will be reserved for emergency situations including, but not limited to the following: • An unplanned, major event such as catastrophic disaster requiring expenditures over 5% of the General Fund adopted budget • Budgeted revenue taken by another government entity • Drop in projected/actual revenue of more than 5% of the General Fund adopted revenue budget Once established, appropriations from these reserves can only be made by formal City Council action. Should the Economic Uncertainties Reserve commitment be used, and its level falls below the minimum amount of two months of General Fund expenditures adopted budget, the goal is to replenish the fund within three fiscal years. The City has not appropriated funds from the Economic Uncertainties Reserve. Investment Policy. The investment of funds of the City (except pension and retirement funds) is made in accordance with the City's fiscal year 2010/11 Investment Policy, as approved on December 20, 2010 (the "Investment Policy"), and Section 53601 et seq. of the California Government Code. The Investment Policy is subject to revision at any time and is reviewed at least annually to ensure compliance with the stated objectives of safety, liquidity,yield, and current laws and financial trends. All amounts held under the Indenture are invested at the direction of the City in Permitted Investments, as defined in the Indenture, and are subject to certain limitations contained therein. See APPENDIX C — "CITY INVESTMENT POLICY" and APPENDIX D— "SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS —INDENTURE—Investments." 21 Current Investments The assets of the City's investment portfolio, as of June 30, 2011, are shown in the following table: Investment Portfolio of the City (As of June 30,2011) %of Days to Type Par Value Market Value Book Value Portfolio Maturity Federal Agency Issues—Coupon $100,000,000.00 $100,133,211.35 $99,906,886.71 54.60% 1,290 Local Agency Inv.Fund(LAIF) 59,999,029.87 59,999,029.87 59,999,029.87 32.79 1 Medium Term Notes 23,000,000.00 23,410,770.00 23,058,215.83 12.60 319 Total cash and investments $182,999,029.87 $183,543,011.22 $182,964,132.41 100.00% 745 Source:City of Huntington Beach. Reliance on State Budget Approximately 50.2% (consisting of the sales tax, property tax and the motor vehicle license fee) of the City's projected General Fund revenues for fiscal year 2010-11 consisted of payments collected by the State and passed-through to local governments or collected by the County and allocated to local governments by State law. Approximately 50.5% of the City's General Fund revenues included in the budget for fiscal year 2011-12 are expected to come from such sources. There can be no assurance that current or future State budget difficulties will not adversely affect the City's revenues or its ability to make payments under the Lease Agreement. See"RISK FACTORS — State Budgets" Principal Sources of General Fund Revenues The following table shows the City's General Fund tax revenues by source for the most recent five fiscal years: City of Huntington Beach Tax Revenues by Source (in thousands) Actual Actual Actual Projected Budget Source 2007-08 2008-09 2009-10 2010-11 2011-12"' Property Taxes $ 65,110 $ 67,227 $ 66,886 $ 67,514 $ 68,422 Sales and Use Taxes 23,934 20,306 20,795 22,000 22,775 Utility Taxes 21,591 20,616 19,757 20,250 20,200 Other Taxes(1) 15,065 12,085 11,629 12,366 13,020 Total Tax Revenues $125,700 $120,234 $119,067 $122,130 $124,417 Includes Transient Occupancy Taxes,Franchise Taxes and other taxes. «� Fiscal year 2011-12 budget does not include Sunset Beach annexation. Source:City of Huntington Beach Finance Department. Property taxes were the single largest revenue source to the General Fund in fiscal year 2010-11, representing approximately 37.0% of projected revenues, followed by sales taxes representing approximately 12.2%. These sources represented an aggregate of approximately 49.2% of the projected General Fund revenues for fiscal year 2010-11 and represent an aggregate of approximately 49.9% of 22 General Fund revenues in the City's fiscal year 2011-12 budget. For a discussion of potential State Budget impacts on General Fund revenues, see"— State Budgets" For a discussion of sales tax revenues and property taxes, see"SALES TAXES" and"PROPERTY TAXES"below. PROPERTY TAXES Ad Valorem Property Taxes Tax Levies, Collections and Delinquencies. Property taxes are levied by the County for each fiscal year on taxable real and personal property which is situated in the County.Property taxes collected in advance are recorded as deferred revenue and recognized as revenue in the year they become available. The County levies, bills and collects property taxes for the City. Property taxes paid to the City by the County within 60 days after the end of the fiscal year are "available" and are, therefore, recognized as revenue. For assessment and collection purposes, property is classified either as "secured" or"unsecured" and is listed accordingly on separate parts of the assessment roll. The "secured roll" is that part of the assessment roll containing State/assessed public utilities property and property the taxes on which are a lien on real property sufficient, in the opinion of the County Assessor, to secure payment of the taxes. Other property is assessed on the"unsecured roll." Secured and unsecured property taxes are levied based on the assessed value as of January 1, the lien date, of the preceding fiscal year. Secured property tax is levied on October 1 and due in two installments, on November 1 and March 1. Collection dates are December 10 and April 10 which are also the delinquent dates. At that time, delinquent accounts are assessed a penalty of 10%. Accounts that remain unpaid on June 30 are charged an additional 1.5 % per month. Such property may thereafter be redeemed by payment of a penalty of 1.5% per month to the time of redemption, plus costs and a redemption fee. If taxes are unpaid for a period of five years or more, the property is deeded to the State and then is subject to sale by the County Treasurer. Although the County maintains a Teeter Plan, which is an alternative method for the distribution of secured property taxes to local agencies, the City has elected not to be included in the County's Teeter Plan. Unsecured property tax is levied on July 1 and due on July 31, and has a collection date of August 31 which is also the delinquent date. A 10% penalty attaches to delinquent unsecured taxes. If unsecured taxes are unpaid at 5:00 p.m. on October 31, an additional penalty of 1.5% attaches to them on the first day of each month until paid. The taxing authority has four ways of collecting delinquent unsecured personal property taxes: (1) bringing a civil action against the taxpayer; (2) filing a certificate in the office of the County Clerk specifying certain facts in order to obtain a lien on certain property of the taxpayer; (3) filing a certificate of delinquency for record in the County Clerk and County Recorder's office in order to obtain a lien on certain property of the taxpayer; and (4) seizing and selling personal property, improvements, or possessory interests belonging or assessed to the assessee. Assessed Valuation.All property is assessed using full cash value as defined by Article XIIIA of the State Constitution. State law provides exemptions from ad valorem property taxation for certain classes of property such as churches, colleges, nonprofit hospitals and charitable institutions. Future assessed valuation growth allowed under Article XIIIA (new construction, certain changes of ownership, 2% inflation) will be allocated on the basis of"situs" among the jurisdictions that serve the tax rate area within which the growth occurs. Local agencies and schools will share the growth 23 of"base" revenues from the tax rate area. Each year's growth allocation becomes part of each agency's allocation in the following year. The availability of revenue from growth in tax bases to such entities may be affected by the establishment of redevelopment agencies which, under certain circumstances, may be entitled to revenues resulting from the increase in certain property values. The passage of Assembly Bill 454 in 1987 changed the manner in which unitary and operating nommitary property is assessed by the State Board of Equalization. The legislation deleted the formula for the allocation of assessed value attributed to such property and imposed a State-mandated local program requiring the assignment of the assessment value of all unitary and operating non-unitary property in each county of each State assessee other than a regulated railway company. The legislation established formulas for the computation of applicable countywide rates for such property and for the allocation of property tax revenues attributable to such property among taxing jurisdictions in the county beginning in fiscal year 1988-89. This legislation requires each county to issue each State assessee, other than a regulated railway company, a single tax bill for all unitary and operating nommitary property. Assessment Appeals. Property tax values determined by the County Assessor may be subject to appeal by property owners. Assessment appeals are annually filed with the Assessment Appeals Board for a hearing and resolution. The resolution of an appeal may result in a reduction to the County Assessor's original taxable value and a tax refund to the applicant/property owner. Each assessment appeal could result in a reduction of the taxable value of the real property, personal property or possessory interest of the property which is the subject of the appeal. Alternatively, an appeal may be withdrawn by the applicant or the Assessment Appeals Board may deny or modify the appeal at a hearing or by stipulation. Effect of Delinquencies and Foreclosures on Property Tax Collections. As described above, once an installment of property tax becomes delinquent, penalties are assessed commencing on the applicable delinquency date until the delinquent installment(s) and all assessed penalties are paid. In the event of foreclosure and sale of property by a mortgage holder, all past due property taxes, penalties and interest are required to be paid before the property can be transferred to a new owner. The level of default and foreclosure activity has affected certain homeowners nationwide. Within the State, the greatest impacts to date are in regions of the Central Valley, the Inland Empire, and other areas in the State where the large numbers of new mortgages were originated in more affordable areas. The increased level of default and foreclosure activity has resulted in downward pressure on home prices in the affected areas. Set forth in the tables below are assessed valuation for secured and unsecured property within the City of Huntington Beach and tax levies and collections (as of the close of each fiscal year) for the five most recent fiscal years. 24 Gross Assessed Value of All Taxable Property (in thousands) Fiscal Year Secured Unsecured Total al 2007-08 $24,294,709 $ 1,066,668 $25,361,377 2008-09 25,062,842 1,039,636 26,102,478 2009-10 25,325,120 1,086,770 26,411,890 2010-11 25,584,186 1,090,869 26,675,055 2011-12 25,553,372 1,170,004 26,723,376 Excludes redevelopment project area incremental assessed valuation. Source:City of Huntington Beach Finance Department. General Fund Property Tax Levies and Collections Secured Taxes (in thousands) Total Delinquency Delinquency Fiscal Year Total Levy Collections al Amount Percent 2006-07 $39,174 $37,816 $1,278 3.3% 2007-08 42,269 41,114 1,734 4.1 2008-09 42,569 42,087 1,582 3.7 2009-10 43,892 43,937 1,038 2.4 2010-11 44,014 43,572 746 1.7 on Includes delinquent tax collections. Although the County maintains a Teeter Plan,which is an alternative method for the distribution of secured property taxes to local agencies, the City has elected not to be included in the County's Teeter Plan. Source:City of Huntington Beach Finance Department. In 1978, the voters of the State passed Proposition 8, a constitutional amendment to Article XIIIA that allows a temporary reduction in assessed value when real property suffers a decline in value. A decline in value occurs when the current market value of real property is less than the current assessed (taxable)factored base year value as of the lien date,January 1. See also "CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES AND APPROPRIATIONS —Article XIIIA of the California Constitution" Principal Taxpayers. The following table sets forth the principal secured property taxpayers in the City as of fiscal year 2010-11, the most current information available. 25 Principal Secured Property Taxpayers Fiscal Year 2010-11 2010-11 Assessed % of Property Owner Primary Land Use Valuation Total o. 1. The Boeing Company/McDonnell Douglas Unsecured $ 371,433,415 1.31% 2. Bella Terra Associates LLC* Commercial 299,084,267 1.05 3. Mayer Financial LP Possessory Int. 185,071,826 0.65 4. CIM Huntington LLC Commercial 145,016,603 0.51 5. Pacific Sands LLC* Residential 83,339,009 0.29 6. AES Huntington Beach LLC Utilities 70,600,000 0.25 7. United Dominion Realty LPG Residential 68,156,166 0.24 8. Seacliff Village Shopping Center Inc.* Commercial 64,001,176 0.23 9. Cambro Manufacturing Co.* Unsecured 62,457,839 0.22 10. NF Huntington Plaza LPG Commercial 60,861,044 0.21 $1,410,042,025 4.96% f..2010-11 Local Secured Assessed Valuation:$28,444,404,220. * Pending appeals on parcels as of August 8,2011. Source:HdL Coren&Cone. Motor Vehicle In-Lieu Tax Vehicle license fees are assessed in the amount of 2% of a vehicle's depreciation market value for the privilege of operating a vehicle on California's public highways. A program to offset(or reduce) a portion of the vehicle license fees ("VLF") paid by vehicle owners was established by Chapter 322, Statutes of 1998. Beginning January 1, 1999, a permanent offset of 25% of the VLF paid by vehicle owners became operative. Various pieces of legislation increased the amount of the offset in subsequent years to the existing statutory level of 67.5% of 2% (resulting in the current effective rate of 0.65%). This level of offset was estimated to provide tax relief of $3.95 billion in the fiscal year 2003-04. Beginning in fiscal year 2004-05, the State-local agencies agreement permanently reduced the VLF rate to 0.65% and eliminated the VLF offset program. In connection with the offset of the VLF, the Legislature authorized appropriations from the State general fund to "backfill" the offset so that the local governments, which receive all of the vehicle license fee revenues, would not experience any loss of revenues. The legislation that established the VLF offset program also provided that if there were insufficient general fund moneys to fully backfill the VLF offset, the percentage offset would be reduced proportionately (i.e., the license fee payable by drivers would be increased) to assure that local governments would not be disadvantaged. In June 2003, the State Director of Finance ordered the suspension of VLF offsets due to a determination that insufficient general fund moneys would be available for this purpose, and, beginning in October 2003, VLF paid by vehicle owners were restored to the 1998 level. However, the offset suspension was rescinded by the Governor on November 17, 2003, and offset payments to local governments resumed. Local governments received backfill payments totaling $3.80 billion in fiscal year 2002-03. Backfill payments totaling $2.65 billion were expected to be paid to local governments in fiscal year 2003-04. The State-local agreement also provided for the repayment in August 2006 of approximately$1.2 billion that was not received by local governments during the time period between the suspension of the offsets and the implementation of higher fees. This repayment obligation was codified by Proposition 1A, which was approved by voters in the November 2004 general election and was repaid early by the State in August 2005. For a description of Proposition 1A, see "CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES, REVENUES AND APPROPRIATIONS -Proposition 1A." 26 The following table sets forth the Motor Vehicle In-Lieu Tax received by the City for the last three fiscal years, the projected amount for the current fiscal year and the budgeted amount for fiscal year2011-12. City of Huntington Beach In-Lieu Payments Actual Actual Actual Projected Budget 2007-08 2008-09 2009-10 2010-11'" 2011-12 In-Lieu of VLF $14,710,010 $14,921,724 $14,866,953 $14,959,893 $14,900,000 to Projected amounts are as of The Nine-Month Budget Status Report. Source:City of Huntington Beach Finance Department. SALES TAXES A sales tax is imposed on retail sales or consumption of personal property. Sales tax revenues represented approximately 12.1% of the City's total General Fund revenues in fiscal year 2009-10 and represent an aggregate of approximately 12.6% and 12.9%, respectively of projected General Fund revenues for fiscal year 2010-11 and in the fiscal year 2011-12 budget. Triple Flip. On March 2, 2004, voters approved a bond initiative formally known as the "California Economic Recovery Act." This act authorized the issuance of $15 billion of economic recovery bonds to finance ongoing State budget deficits, which are payable from a fund established by the redirection of tax revenues known as the"Triple Flip." Currently, the State has issued approximately $14.07 billion of economic recovery bonds. Under the "Triple Flip," one-quarter of local governments' 1% share of the sales tax imposed on taxable transactions within their jurisdiction was redirected to the State. In an effort to eliminate the adverse impact of the sales tax revenue redirection on local government, State legislation provided for certain property taxes to be redirected to local government. Because these property tax monies were previously earmarked for schools, the legislation provided for schools to receive other State general fund revenues. It is expected that the swap of sales taxes for property taxes will terminate once the economic recovery bonds are repaid, some years in the future. Sales Tax Rates. The City's sales tax revenue represents the City's share of the sales and use tax, imposed on taxable transactions occurring within the City's boundaries. Sales and use taxes are imposed under the Bradley-Burns Uniform Local Sales and Use Tax Law. Effective April 1, 2009, the State tax rate increased by 1% for a two-year period as part of the resolution of the State's fiscal problems. This increase expired July 1, 2011. Many of the State's cities, counties, towns and communities have special taxing jurisdictions (districts), which impose transactions (sales) and use tax. These districts increase the tax rate in a particular area by adding the district tax to the combined statewide tax rate of 7.25%. The rates for these districts range from 0.10% to 1.00% per district.More than one district tax may be in effect in a given area. 27 The following table shows components of the City's current 7.75% sales and use tax rate. City of Huntington Beach Sales Tax Rate As of July 1,2011 Jurisdiction Rate State 6.25% City portion of State 1.00 Orange County Transportation Authority 0.50 Total 7.75% n.Effective April I,2009 to June 30,2011,The State Temporarily increased its sales tax by 1%. Source:Sate of California,Board of Equalization. OTHER TAXES Utility Taxes The City levies utility users tax on users for the consumption of various utilities in the City including water, telephone, natural gas, electric, and cable television services. The City levies a 5% tax for electricity, gas, and water services. In November 2010, in furtherance of a telecommunications modernization ordinance adopted in consideration of the application of State law to certain features of its then existing ordinance, the City introduced a successful ballot measure and the electorate of the City voted to reduce the utility users tax rate for telecommunications and video services from 5% to 4.9%, effectively immediately. Revenue from this source can be volatile, as it reflects not only changes in utility rates, but also business activities and changes in technology. Electricity and natural gas sales are sensitive to weather (warmer winters and cooler summers reduce demand). Revenues generated from utility users tax represented approximately 11.5% of the City's total General Fund revenues on the fiscal year 2009-10 and represent an aggregate of approximately 11.6% and 11.5%, respectively, of the projected General Fund revenues for fiscal year 2010-11 and in the fiscal year 2011-12 budget. Other Taxes In addition, the City receives the following local taxes: Franchise Taxes. The City levies a franchise tax on its gas, electric, cable television and trash collection franchises based on franchise agreements between the City and the franchise agency. Transient Occupancy Taxes. The City levies a 10% transient occupancy tax on hotel and motel bills. Revenues generated from transient occupancy taxes represented approximately 11.5% of the City's total General Fund revenues on the fiscal year 2009-10 and represent an aggregate of approximately 11.6% and 11.5%, respectively, of the projected General Fund revenues for fiscal year 2010-11 and in the fiscal year 2011-12 budget. Increases in local tourism and the addition of Shorebreak, a 157-room luxury boutique hotel located at the Strand in downtown Huntington Beach contributed to an increase in transient occupancy tax revenue in fiscal year 2010-11, with a 5.1% increase in the average daily room rate and a 9.4% increase in occupancy rates. 28 OTHER REVENUES The following table illustrates other revenue sources: City of Huntington Beach Other Revenue Sources (in thousands) Actual Actual Actual Projected Budget Source 2007-08 2008-09 2009-10 2010-11'" 2011-12 Licenses and Permits $ 7,831 $ 5,846 $ 6,109 $ 6,079 $ 6,270 Fines and Forfeitures 4,060 4,144 3,965 4,068 4,078 Use of Money and Property 13,875 13,895 13,826 13,423 13,753 Intergovernmental 4,509 4,716 4,219 4,088 3,575 Charges for Current Services 16,019 21,342 22,724 22,911 23,281 Other Revenue 1,883 1,552 2,433 1,285 935 Total Other Revenues $48,177 $51,495 $53,276 $51,854 $51,892 o.Projected amounts are as of The Nine-Month Budget Status Report. Source:City of Huntington Beach Finance Department. Licenses and Permits. These revenues consist primarily of building construction permit fees. Fines, Forfeitures and Penalties. These revenues include parking citations and other fines for municipal code violations. Use of Money and Property. These revenues consist primarily of investment earnings and lease/concession income. Intergovernmenal. These revenues consist primarily of reimbursements from Federal, State, and County sources. Charges for Services. The City charges fees for plan checking, building inspection and a variety of other municipal services. Other Revenues. These revenues consist of passport processing fees, sales of surplus city equipment, restitution and settlement payments as well as other miscellaneous and reimbursement revenues such as reimbursement for property damage. 29 The following two tables summarize the General Fund Balance Sheet and Statement of Revenues, Expenditures and Changes in Fund Balance of the City's General Fund for the fiscal years 2005-06through 2009-10. City of Huntington Beach General Fund Balance Sheet Fiscal Years 2005-06 through 2009-10 (in thousands) Fiscal Year Ended September 30, 2006 2007 2008 2009 2010 Assets: Cash and Investments $ 25,714 $ 29,010 $ 29,556 $ 22,069 $ 28,155 Taxes Receivable 21,281 26,355 26,529 23,839 25,758 Other Receivables,Net 2,993 4,047 4,556 4,663 4,278 Advances to Other Funds 1,836 1,620 1,321 1,004 675 Prepaids 11,201 11,163 12,958 15,111 12,502 Total Assets $ 63,025 $ 72,195 $ 74,920 $ 66,686 $ 71,368 Liabilities and Fund Balances: Liabilities Accounts Payable $ 3,644 $ 3,971 $ 5,860 $ 3,709 $ 4,150 Accrued Payroll 2,326 2,548 3,060 3,637 4,709 Due to Other Funds -- -- -- -- -- Advances from Other Funds -- -- -- -- -- Deposits Payable 1,591 1,824 834 1,230 1,194 Deferred Revenue 9,078 14,632 15,259 12,899 14,285 Claims Payable 5,800 5,524 5,464 6,123 5,678 Total Liabilities $ 22,439 $28,499 $30,477 $27,598 $30,016 Fund Balances(1) Reserved $ 7,382 $ 10,679 $ 10,967 Unreserved: Designated 29,632 28,735 33,302 Undesignated 3,572 4,282 174 Nonspendable (2) $ 4,834 $ 4,605 Restricted tal 1,921 1,452 Committed(4) 20,600 30,493 Assigned tsl 11,733 4,802 Total Fund Balance 40,586 43,696 44,443 39,088 41,352 Total Liabilities and Fund Balances $63,025 $72,195 $74,920 $66,686 $71,368 Source: City of Huntington Beach Comprehensive Annual Financial Report to In fiscal year 2009-10,the City implemented GASB 54, "Fund Balance Reporting and Governmental Fund Type Definitions." This statement eliminated the previous fund balance classifications(reserved,unreserved-designated,and unreserved-undesignated),which were replaced with new fund balance categories(nonspendable,restricted,committed,assigned,and unassigned). "t Nonspendable:includes amounts that are not in spendable form,such as inventories and prepaids,and other items that by definition are not in spendable form. "t Restricted:includes amounts that can be spent only for the specific purposes stipulated by constitution,external resource providers,or through enabling legislation. tat Committed:includes amounts that can be used only for the specific purposes determined by a formal action of the City Council. The City Council has authority to establish,modify,or rescind a fund balance commitment. tat Assigned:includes amounts that are intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. The City Administrator or designee has the authority to establish,modify,or rescind a fund balance assignment. 30 City of Huntington Beach General Fund Statement of Revenues,Expenditures and Changes in Fund Balance Fiscal Years 2005-06 through 2009-10 (in thousands) Fiscal Year Ended September 30, 2006 2007 2008 2009 2010 Revenues: Property Taxes $55,168 $60,606 $65,110 $67,227 $66,886 Sales Taxes 24,003 23,724 23,934 20,306 20,795 Utility Taxes 21,170 21,479 21,591 20,616 19,757 Other Taxes 13,226 13,776 15,065 12,085 11,629 Licenses and permits 7,209 10,026 7,831 5,846 6,109 Fines,Forfeitures and Penalties 4,288 4,165 4,060 4,144 3,965 From Use of Money and Property 12,084 14,032 13,875 13,895 13,826 From Other Agencies 5,367 6,140 4,509 4,716 4,219 Charges for Current Service 13,876 15,695 16,019 21,342 22,724 Other 3,224 2,252 1,883 1,552 2,433 Total Revenues $ 159,615 $ 171,895 $ 173,877 $ 171,729 $ 172,343 Expenditures: Current: City Council $ 271 $ 287 $ 295 $ 295 $ 301 City Administrator 5,504 1,490 1,588 1,839 1,652 City Treasurer 1,446 1,060 1,357 1,308 1,532 City Attorney 2,272 2,438 2,771 2,736 2,657 City Clerk 828 932 992 1,084 868 Finance 3,310 4,400 4,792 4,456 4,286 Human Resources 0 4,202 4,725 4,729 5,209 Planning 2,661 2,949 3,856 3,232 2,954 Building 3,576 4,193 3,844 3,959 3,376 Fire 23,918 25,935 26,638 33,072 32,398 Information Services 6,540 6,437 6,741. 7,339 6,782 Police 49,708 54,973 55,808 58,988 57,521 Economic Development 1,121 1,538 1,750 1,426 1,520 Community Services 13,179 13,258 13,919 14,039 13,328 Library Services 3,129 4,145 4,018 4,168 4,066 Public Works 24,752 23,488 21,824 19,573 17,388 Non-Departmental 12,793 12,873 21,382 16,683 14,443 Debt Service: Principal 1,216 729 600 520 386 Interest 145 129 140 158 48 Total Expenditures $ 156,369 $ 165,456 $ 177,040 $ 179,604 $ 170,715 Excess of Revenues Over(Under) Expenditures 3,246 6,439 (3,163) (7,875) 1,628 Other Financing Sources(Uses) Transfers In 7,305 4,632 11,321 9,619 8,452 Proceeds of Long-Term Debt(Capital - 35 - - - Leases) Transfers Out (8,251) (7,996) (7,411) (7,099) (7,816) Total Other Financing Sources (946) (3,329) 3,910 2,520 636 (Uses) Net Change in Fund Balances 2,300 3,110 747 (5,355) 2,264 Fund Balance-Beginning of Year 38,286 40,586 43,696 44,443 39,088 Fund Balance-End of Year $40,586 $43,696 $44,443 $39,088 $41,352 Source:City of Huntington Beach Comprehensive Annual Financial Report 31 OTHER FINANCIAL INFORMATION Labor Relations City employees are represented by eight labor union associations, the principal one being Municipal Employees Association which represents approximately 39% of all City employees. Currently 99% of all permanent City employees are covered by negotiated agreements. Negotiated agreements have the following expiration dates: Negotiated Employee Agreements Contract Number of Bargaining Unit Expiration Date Employees Management Employees Organization 12/19/2011 103 Municipal Employees Association 6/30/2012 394 Police Officer's Association 9/30/2013 238 Police Management Association 9/30/2011 13 Firefighters' Association 9/30/2013 126 Fire Management Association 6/30/2012 6 Marine Safety Officers' Association 9/30/2011 12 Surf City Lifeguard Employees' Association Expired 124 Source:City of Huntington Beach Finance Department. The Surf City Lifeguard Employees' Association expired contract is currently under negotiation. The City has never had an employee work stoppage. Risk Management The City is exposed to various risks of losses related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees, and natural disasters. The City records all of these claims as expenditures in the General Fund. The liability for these claims is recorded as part of long-term obligations in the government-wide financial statements. The City records the amount of claims payable at year-end that is due and payable at year-end in the fund financial statements. The full amount of claims is reported as a liability in the government-wide financial statements. Liabilities include amounts incurred,but not reported. Claims of up to $1,000,000 are paid from the General Fund. The City is also a participant in the Big Independent Cities Excess Pool Joint Powers Authority (BICEP), which shares payments for claims between $1,000,000 and $2,000,000. It also provides general liability insurance of $25,000,000 above the City's retention of$1,000,000. BICEP was created by a joint powers agreement between the City of Huntington Beach and four other local entities for the purpose of providing joint insurance coverage and related risk management services for member cities. BICEP allows member entities to finance claims payment pool for certain liability claims in excess of $1,000,000 to a limit of $27,000,000. BICEP's governing board has one representative from each city (either a member of the City Council or designate). Current members must approve any changes to the board. Each participating City pays an insurance premium to BICEP that is used to fund the operating and debt service requirements. Payments for claims beyond what is covered by BICEP, from $27,000,000 to $37,000,000, are paid by excess insurance coverage. There were no liability claims in the last three years that exceeded the coverage limit. 32 Workers' compensation claims of up to $1,000,000 per claim are paid from the General Fund. The BICEP is a member of CSAC-Excess Insurance Authority for excess workers' compensation coverage. Payments for claims from $1,000,000 to $5,000,000 are shared. Payments for claims between $5,000,000 and$200,000,000 are paid by excess insurance coverage. All funds of the City participate in the program and make payments to these funds based on estimated cost information. Claims activity and liabilities relating to the current and prior year are(in thousands): Workers Liability Compensation Insurance Total Balance September 30, 2008 $6,504 $5,328 $11,832 Additions 6,381 2,655 9,036 Reductions (5,604) (2,764) (8,368) Net Increase(Decrease) 777 (109) 668 Balance September 30, 2009 7,281 5,219 12,500 Additions 5,590 664 6,254 Reductions (4,086) (741) (4,827) Net Increase(Decrease) 1,504 (77) 1,427 Balance September 30, 2010 $8,785 $5,142 $13,927 Below is a reconciliation of the above schedule of total claims payable to the financial statements (in thousands): Current Claims Payable-Reported on the Balance Sheet of Both the Government $ 5,678 Wide and Fund Statements Claims Payable-Long-Term(Greater than One Year)-Reported in Government 8,249 Wide Statements,but not in Fund Statements Total $13,927 On April 4, 2011, City Council approved the implementation of a pilot Alternative Dispute Resolution process for workers compensation claims made by active safety employees that are members of the City's Firefighters' Association and the Police Officer's Association. The process will also apply to retirees who claim a presumptive injury within five years of retirement. The process is expected to reduce overall claims costs to the City through decreased litigation and expeditious resolution of Workers' Compensation claims. Employee Retirement Plans Retirement Plan-Normal The City contributes to the California Public Employees' Retirement System (Ca1PERS), an agent, which is a multiple-employer public employee defined benefit pension plan. CalPERS provides retirement and disability benefits, annual cost-of living adjustments, and death benefits to plan members and beneficiaries. Ca1PERS acts as a common investment and administrative agent for participating public entities within California. Benefit provisions and all other requirements are established by state 33 statute and city ordinance. Copies of Ca1PERS annual financial report may be obtained from their executive office: 400 P Street, Sacramento, CA, 95814 or on their website: www.calpers.ca.gov. The City makes two types of contributions for covered employees. The first contribution represents the amount the City is required to make (the employer rate). The second represents an amount, which is made by the employee, but is reimbursed to the employee by the City (the member rate). The member rate is set by contract and normally remains unchanged. The employer rate is an actuarially established rate, is set by Ca1PERS, and changes from year to year. The employer rates for the fiscal year ending June 30, 2011 year-end and for the period from July 1, 2011 to the current year end are as follows: 10/1/10 to 6/30/11 7/1/11 to Year End Local Miscellaneous 10.222% 15.311% Local Safety 29.203% 34.196% The member rates are as follows: Local Miscellaneous 8.000% Local Safety 9.000% The City's annual pension cost of $23,363,000 was equal to the City's required and actual contributions. The required contribution was determined as part of the June 30, 2009, actuarial valuations provided by CAPERS in October 2010, using the entry age normal actuarial cost method. The actuarial assumptions used to determine the required contribution for fiscal year ended September 30, 2011 were: • Average amortization remaining period-18 years as of the Valuation Date—closed end • Asset valuation method- 15 years smoothed market • Investment Rate of Return -7.75% • Projected salary increases - 3.55% to 13.15% (safety) and 3.55% to 14.45% (miscellaneous) depending on age, service, and type of employment • Inflation-3.00% • Payroll growth-3.25% • Individual salary growth - A merit scale varying by duration of employment coupled with an assumed annual inflation component of 3.0% and an annual production growth of 0.25%. Initial unfunded liabilities are amortized over a closed period that depends on the plan's date of entry into CAPERS. Subsequent plan amendments are amortized as a level percent of pay over a closed 20-year period. On an annual basis, the net pension obligation is the cumulative difference between the annual pension cost and the actuarially required contributions made to the plan. Gains and losses that occur in the operation of the plan are amortized over a rolling 30 year period with the exception of special gains and losses in fiscal years 2008-09, 2009-10 and 2010-11. Each of these years special gains or losses will be isolated and amortized over fixed and declining 30 year periods (as opposed to the current rolling 30 year amortization). If the plan's accrued liability exceeds the actuarial value of the assets, then the amortization payment on the total unfunded liability may not be lower than the payment calculated over a 30-year amortization period. 34 Local Miscellaneous Local Safety Annual Annual Fiscal Year Pension Cost Percent of Net Pension Pension Cost Percentage of Net Pension Ended 9/30 in Thousands APC Funded Obligation (in thousands) APC Funded Obligation 2009 $4765 1001/, $10,763 100% 2010 5,380 100 11,826 100 2011 8,163 100 15,200 100 Below is the three-year trend of funding progress (dollar amounts in thousands): Schedule of Funding Progress Retirement Plan-Normal (in thousands) Entry Age Normal Excess Actuarial Excess Assets as a Accrued Actuarial Assets Percentage Liability Value of (Unfunded Funded Covered of Covered Plan (AAL) Assets Liability) Ratio Payroll Payroll 2007 Safety $409,859 $338,305 $(71,554) 82.5% $34,961 -204.7% Miscellaneous 295,078 287,302 (7,776) 97.4% 44,249 17.6 Total $704,937 $625,607 $(79,330) 88.7% $79,210 -100.2% 2008 Safety $439,687 $357,782 $(81,905) 81.4% $36,791 -222.6% Miscellaneous 320,209 307,549 (12,660) 96.0% 47,817 -26.5 Total $759,896 $665,331 $(94,565) 87.6% $84,608 -111.8% 2009 Safety $478,818 $370,250 $(108,568) 77.3% $40,384 -268.8% Miscellaneous 363,638 321,435 (42,203) 88.4% 48,439 -87.1 Total $842,456 $691,685 $(150,771) 82.1% $88,823 -169.7% The City has been negotiating with all eight of its collective bargaining units for retirement benefit concessions and has reached agreement with four. Negotiations with the Marine Safety Officers' Association are ongoing. The City and the Huntington Beach Firefighters' Association (HBFA) have agreed that HBFA members will pay an increased share of the employee-paid contribution to CalPERS of 6.75% and for the implementation of a second tier retirement formula(3% at 55) for new hires if all of the other safety units agree. The concessions regarding the Ca1PERS pick up will sunset at the expiration of the side-letter extension period (September 30, 2013). The City's Finance Department has estimated the annualized savings to the City of the additional CAPERS pick-up to be approximately $619,000. Savings over the two-year term of the side-letter extension is approximately$1.23 million. The City and the Police Officers' Association (POA) have agreed that POA members will continue to pay the employee-paid contribution to CAPERS of 4.25%. The continued concessions regarding the CAPERS pick up will not sunset at the expiration of the side-letter extension period, but will continue until a successor agreement is reached. The City's Finance Department has estimated the annualized savings to the City to be approximately$482,339 for the CAPERS pick up. Savings over the two-year term of the side-letter extension is approximately$964,678. The City and the Fire Management Association(FMA)have agreed that FMA members will pay an increased share of the employee-paid contribution to CAPERS of 6.75% and for the implementation 35 of a second tier retirement formula for new hires if all of the other safety units agree. The City's Finance Department has estimated the annualized savings to the City of the additional Ca1PERS pick-up to be approximately$27,000. The savings over the two-year term of the side-letter extension is approximately $54,000. The City and the Police Management Association (PMA) have agreed that PMA members will continue to pay the employee-paid contribution to Ca1PERS of 4.25% and for the implementation of a second-tier CaIPERS retirement formula for newly hired police safety employees, if POA implements a second tier retirement formula (with any second-tier safety benefit formula to be consistent among all new hires across all public safety groups). The City's Finance Department has estimated the annualized savings to the City to be approximately$37,000. Retirement Plan-Supplemental The City provides a supplemental retirement plan (the "Supplemental Retirement Plan") for all employees hired prior to 1997 (exact dates are different for various associations). The plan is a single- employer defined benefit plan. It is a defined benefit plan and will pay the retiree an additional amount to his or her CAPERS amount for life. The Supplemental Retirement Plan is a closed plan. Effective in 1998, new City employees are ineligible to participate in the plan (exact dates are different for various associations). The City's contracts with employee bargaining associations, which establish the plan. These associations must agree to any changes to the plan. The amount will cease upon the employee's death. The amount that is computed as a factor of an employee's normal retirement allowance is computed at retirement and remains constant for his or her life. Of the 920 active employees reported on the September 30, 2011 valuation report, only 336 were eligible for plan benefits. No separately prepared financial statements are prepared for this plan and it is not included in the financial report of any other pension plan. Prior to fiscal year 2008-09, the City had prefunded these benefits and recorded the amounts in a fiduciary fund. In fiscal year 2008-09, the City established the Supplemental Employee Retirement Plan and Trust, and transferred $24,918,000 to an irrevocable trust from the prefunded amounts. The plan and trust are still reported as a fiduciary fund pension trust. Below is the Supplemental Retirement Plan participant data for the September 30, 2011 valuation date: Retirees and beneficiaries receiving benefits 649 Active Plan Members 336 Total Plan Participants 985 The City annually transfers amounts from the various City funds to a pension trust fund. The City is required under the Supplemental Employee Retirement Plan and Trust to contribute the actuarially determined rate of 4.38% of total payroll for all permanent employees for the year ended September 30, 2011. Administrative costs of this plan are financed through investment earnings. 36 The City's annual pension cost and net pension obligation for this plan fiscal year 2010-11 were (in thousands): Annual required contribution $3,957 Interest on net pension obligation 229 Adjustment to annual required contribution (374) Annual pension cost 3,812 Contributions made (3,957) Increase(decrease) in net pension obligation (145) Net Pension Obligation Beginning of Year 4,176 Net Pension Obligation—End of Year(r) $4,031 (r)The cumulative difference between the annual pension cost and the actuarially required contributions made to the plan. The annual required contribution was determined as part of an independent actuarial valuation as of September 30, 2011,using the Entry Age Normal Actuarial Cost Method, which is a projected benefit full-cost method which takes into account those benefits that are expected to be earned in the future as well as those already accrued. The actuarial assumptions used were: • Rate of return on present and future assets—5.5%per annum • Projected salary increases for covered employees due to inflation—3.0% to 15.0% per annum depending on years of service • Projected salary increases due to merit—0% • Inflation rate—3.0% • Post employment benefit increases—0% • Amortization of unfunded liability—level percentage of pay ending in 2027 (closed) • Actuarial value of assets—market value Below is the required three-year trend information(dollar amounts in thousands): Annual Percentage of Net Pension Fiscal Year Pension Cost APC Funded Obligation 2008-09 $3,348 104% $4,312 2009-10 3,831 104 4,176 2010-11 3,812 104 4,031 Below is other required trend information(dollar amounts in thousands): Fiscal Year Annual Percentage Ending Required of ARC September 30 Contribution Contributed 2006 $3,022 130.48% 2007 2,850 156.63 2008 3,419 106.08 2009 3,476 100.00 2010 3,967 100.00 2011 3,957 100.00 37 Below is the five-year trend of funding progress(dollar amounts in thousands): Schedule of Funding Progress Retirement Plan-Supplemental (in thousands) Entry Age UAAL as Normal Actuarial Unfunded a % of Actuarial Accrued Value of AAL Funded Covered Covered Valuation Date Liability Assets (UAAL) Ratio Payroll(" Payroll 9/30/2006Update $43,066 $16,821 (26,245) 39.1% $40,563 -64.7% 9/30/2007 Actual 51,028 20,452 (30,576) 40.1 43,516 -70.3 9/30/2008 Update 52,777 22,722 (30,055) 43.1 44,822 -66.1 9/30/2009 Actual 59,576 24,980 (34,596) 41.9 44,978 -76.9 9/30/2010 Update 61,448 28,467 (32,981) 46.3 42,827 -77.0 9/30/2011 Actual 62,926 32,146 (30,780) 51.1 34,098 -90.3 to Covered payroll amounts reflect eligible payroll only. Source:City of Huntington Beach Finance Department. The schedule of funding progress above presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Since the City is required to adopt GASB 27 for the supplemental pension plan, the difference between the Annual Required Contribution (ARC) and the amount of pension cost funded for the years in which there was an actuarial study must be recorded as a liability in the government-wide financial statements. The amount of this liability is $4,031,000. Benefits are recognized when due and payable under plan provisions. City's Retirement Supplement Plan Contributions (in thousands) Unfunded Annual Percentage of Net Pension Actuarial Fiscal Year Pension Cost ARC Funded Obligation Liability 2008-09 $3,348 104% $4,312 $34,596 2009-10 3,831 104 4,176 32,981 2010-11 3,812 104 4,031 30,780 The cumulative difference between the annual pension cost and the actuarially required contributions made to the plan. Source:City of Huntington Beach Finance Department. Post-Employment Medical Insurance The City agreed, via contract, with each employee association to provide post-employment medical insurance to retirees. These Other Post Employment Benefits (OPEB) are based on years of service and are available to all retirees who meet all three of the following criteria: • At the time of retirement the employee is employed by the City • At the time of retirement the employee has a minimum of ten years of service credit or is granted a service connected disability retirement 38 • Following official separation from the City,PERS grants a retirement allowance The City's obligation to provide the benefits to a retiree ceases when either of the following occurs: • During any period the retiree is eligible to receive health insurance at the expense of another employer • The retiree becomes eligible to enroll automatically or voluntarily in Medicare If an employee is terminated prior to retirement from the City, no postemployment benefits are provided. The maximum subsidy a retiree is entitled to is $344 per month after 25 years of service. If a retiree dies, the benefits that would be payable for his or her insurance are provided to the spouse or family for 18 months. Benefits for insurance premiums are payable based on the years of service credit for the retiree. The retiree may use the subsidy for any of the medical insurance plans that the City's active employees may enroll. The City utilizes the California Employers' Retiree Benefit Trust (CERBT) for the post- employment medical insurance benefit. Benefits paid from the CERBT were $741,000 for fiscal year ending September 30, 2010. Based on the June 30, 2011 valuation report, a total of $1,026,000 of estimated benefits will be paid from the CERBT for fiscal year ending September 30, 2011. The assets of the CERBT are in an irrevocable trust administered by CAPERS. Copies of CAPERS annual financial report may be obtained from their executed office: 400 P Street, Sacramento, CA 95814 or on their website: www.calpers.ca.gov. The City's policy is to make 100% of each year's ARC. Actuarial assumptions for the June 30, 2011 valuation were: • Entry age normal -30 year amortization of unfunded liabilities • Discount rate- 6.36.%. The discount rate for prior valuations was 7.75%. For the most recent valuation, the City elected to utilize the most conservation of the three available asset allocation strategies. • All other retirement assumptions equivalent to Ca1PERS assumptions used for the City's normal retirement plan Below are the required disclosures for this plan (in thousands): Actuarial Accrued liability $22,447 Normal Cost 845 Assets 9,639 Funded Status 42.9% 39 The City's actual contributions, annually required contribution (ARC), Net OPEB obligation/asset(NOO/NOA), and Annual OPEB Cost(AOC) were computed as follows(in thousands): Employer Contribution Direct Contributions City Health Plan Contributions $ 952 Indirect Contributions—Administrative Overhead 70 Implicit Subsidy 507 Total Employer Contributions $ 1,559 Development of Annual OPEB Cost(AOC) Amortization of Actuarially Accrued Liability $ 714 Normal Cost 845 Total ARC 1,559 Interest on(NOA) (671) Adjustment to the ARC 540 Total AOC $ 1,428 Development of Net OPEB Asset(NOA) Net OPEB Asset(NOA),beginning of year $(8,661) Annual OPEB Cost(AOC) 1,428 Employer Contribution (1,559) Net OPEB Asset(NOA), end of year $(8,792) The City's actual contributions of $1,559,000 for fiscal year ending September 30, 2011, are greater than the annual required contribution. The annual OPEB cost is reported as expenses in the non- departmental governmental activities program. Three-year trend information is disclosed below(in thousands): Annual OPEB Cost(AOC) Net OPEB (Employer Actual Percentage of AOC Obligation Fiscal Year Contribution) Contribution Contributed (Asset) 9/30/2009 $1,564 $1,715 109.71/, ($8,378) 9/30/2010 1,320 1,603 121.4 ($8,661) 9/30/2011 1,428 1,559 109.2 ($8,792) As of June 30, 2011, the most recent actuarial valuation date, the plan was 42.9% funded. The actuarial accrued liability for benefits was $22.4 million, and the actuarial value of assets was $9.6 million,resulting in an unfunded accrued liability(UAAL) of$12.8 million. The covered payroll(annual payroll of active employees covered by the plan) was $82.4 million, and the ratio of the UAAL to the covered payroll was 15.5%. 40 Other Post Employment Benefits—Medical Retirement Schedule of Funding Progress (In Thousands) Unfunded UAAL as a Actuarial Actuarial Actuarial % of Actuarial Value of Accrued Accrued Funded Covered Covered Valuation Date Assets Liability Liability Ratio Payroll Payroll 9/30/2009Actual $8,727 $19,474 $(10,747) 44.8% $88,923 -12.1% 9/30/2010Update 9,157 20,608 (11,451) 44.4 90,465 -12.7 6/30/2011 Actual 9,639 22,447 (12,808) 42.9 82,443 -15.5 The medical trend rate represents the long-term expected growth of medical benefits paid by the plan, due to non-age-related factors such as general medical inflation, utilization, new technology, and the like. The following table sets forth the trend assumption used for the valuation: PEMCHA Year Medical Minimum 2012 10.5% 5.0% 2013 10.0 5.0 2014 9.5 5.0 2015 9.0 5.0 2016 8.5 5.0 2017 8.0 5.0 2018 7.5 5.0 2019 7.0 5.0 2020 6.5 5.0 2021 6.0 5.0 2022 5.5 5.0 2023+ 5.0 5.0 Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the City are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress above, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial liabilities for benefits. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the City and plan members) and include the types of benefits provided at the time of each valuation. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. Public Agency Retirement Systems(PARS)Notes Payable In May 2010, the City Council approved a retirement incentive program to eligible employees, under the condition the program meets the fiscal, managerial, and operational goals of the City to help mitigate declining General Fund revenues and institute long-term structural changes to avert future 41 budget shortfalls and ensure that the City remains financially sound. The following were the eligibility requirements for the program: • City miscellaneous (non-safety) and marine safety employees only • Employed by the City as of May 3, 2010 • 50 years of age or older as of September 30, 2010 • Have at least five years of City service as of September 30, 2010 • Resign from City employment no later than September 30, 2010 • Retire under PERS no later than October 1, 2010 A total of 103 people participated and were approved by the Council for the retirement incentive program through the Public Agency Retirement Systems (PARS) Supplemental Retirement Program (SRP). The SRP offered through PARS allowed the City to map its own strategy with respect to payment for the program, backfilling of positions — both number and timing, and program cost. The participants of this program selected from a number of benefit options, the basic program in which one twelfth of 7% of the individual employee's base annual salary as of July 1, 2010 would be paid monthly over the lifetime of the participant commencing on October 1, 2010. Alternative payments are present value equivalents to the basic program and include the following: • Joint-and-survivor payments • Payments made for the life of the participant subject to a ten year minimum • Fixed term payments from five to fifteen years. These payments are guaranteed to the participant for the full term selected The City is funding the cost of this program through an annuity that required a one-time payment of $82,000 in September 2010 and $1,587,000 fixed annual payments over five years due in October of each year starting in 2010. In accordance with GAS13 47, a liability of the accrual cost for this benefit has been recognized in the amount of$ 7,231,000 and the balance as of September 30, 2010 is $7,149,000. The cash flows associated with the five year funding was discounted at a rate of 5.5% in the table below(in thousands): Year Ending Annual September 30 Principal Interest Payments 2011 $ 1,281 $306 $1,587 2012 1,351 236 1,587 2013 1,426 161 1,587 2014 1,504 83 1,587 2015 1,587 - 1,587 Total $7,149 $786 $7,935 Source:City of Huntington Beach Finance Department. Short-Term Obligations The City currently has no outstanding short-term obligations. 42 Long-Term Obligations. General Obligation Debt. The City has no long-term general obligation bonded indebtedness outstanding and has never defaulted on any of its bonded indebtedness previously issued. The City has no authorized but unissued debt. Lease Obligations. The City has made use of various lease arrangements with the Huntington Beach Public Financing Authority to finance capital projects through the issuance of certificates of participation and lease revenue bonds. The following table is a summary of the City's long-term General Fund-secured obligations as of September 1, 2011. Summary of Long-Term Obligations Original Outstanding Total FY 2011 Issue Principal Payments 2001A Lease Revenue Bonds $31,360,000 $24,900,000 $1,984,000 2001B Lease Revenue Bonds 31,095,000 13,960,000 2,617,000 2010A Lease Revenue Bonds 14,745,000 13,200,000 1,243,000 2004 Judgment Obligation Bonds 12,500,000 5,179,000 1,027,000 Total Long Obligations $89,700,000 $57,239,000 $6,871,000 (')This issue to be refunded with The proceeds of The Series 2011 A Bonds. Source:City of Huntington Beach Finance Department. Overlapping Debt Set forth below is a direct and overlapping debt report (the "Debt Report") prepared by California Municipal Statistics, Inc. and effective September 30, 2011. The Debt Report is included for general information purposes only. The City has not reviewed the Debt Report for completeness or accuracy and makes no representation in connection therewith. The Debt Report generally includes long-term obligations sold in the public credit markets by public agencies whose boundaries overlap the boundaries of the City in whole or in part. Such long-term obligations generally are not payable from revenues of the City (except as indicated) nor are they necessarily obligations secured by land within the City. In many cases, long-term obligations issued by a public agency are payable only from the general fund or other revenues of such public agency. The contents of the Debt Report are as follows: (1) the first column indicates the public agencies which have outstanding debt as of the date of the Debt Report and whose territory overlaps the City; (2) the second column shows the respective percentage of the assessed valuation of the overlapping public agencies identified in column 1 which is represented by property located in the City; and (3) the third column is an apportionment of the dollar amount of each public agency's outstanding debt (which amount is not shown in the table) to property in the City, as determined by multiplying the total outstanding debt of each agency by the percentage of the City's assessed valuation represented in column 2. 43 CITY OF HUNTINGTON BEACH Direct and Overlapping Bonded Debt as of September 30,2011 2010-11 Assessed Valuation$26,675,158,861 (after deducting$1,769,142,738)of incremental redevelopment valuation. Debt Repaid with Property Taxes(Tax and Assessment Debt): Percent Debt Applicable TAX DEBT: Applicable to City Metropolitan Water District 1.4920% $ 3,396,836 Coast Community College District 30.1890 95,941,809 Huntington Beach Union High School District 77.6450 175,928,039 Huntington Beach City School District 97.1950 24,458,113 Westminster School District 41.6320 14,044,839 Los Alamitos Unified School District School Facilities District No. 1 1.2680 634,000 Los Alamitos Unified School District Community Facilities District No. 1990-1 1.1470 82,699 City of Huntington Beach Community Facilities District No.2003-1 100.0000 41,920,000 TAX AND ASSESSMENT DEBT $356,406,335 OTHER DEBT—OTHER ENTITIES: Orange County General Fund Obligations $ 18,782,1.15 Orange County Pension Obligations 3,393,785 Orange County Board of Education Certificates of Participation 1,356,790 MWDOC Facilities Corporation 1,022,730 North Orange County Regional Occupation Program Certificates of Participation 12,243 Huntington Beach Union High School District Certificates of Participation 46,327,736 Los Alamitos Unified School District Certificates of Participation 231,310 Fountain Valley School Districts Certificates of Participation 3,107,052 Huntington Beach City School District Certificates of Participation 16,581,467 Ocean View School District Certificates of Participation 6,377,683 Westminster School District Certificates of Participation 10,054,128 City of Huntington Beach General Fund Obligations 52,060,000(D City of Huntington Beach Judgment Obligations 5,179,000 TOTAL GROSS DIRECT AND OVERLAPPING BONDED DEBT NOT REPAID BY PROPERTY TAXES 164,486,039 Less Self Supporting Debt of MWDOC Water Facilities Corporation (1,022,730) TOTAL NET DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT 163,463,309 GROSS COMBINED TOTAL DEBT $520,892,374 Ratios to 2010-201 1 Assessed Valuation: Total Overlapping Debt and Assessment Debt....................................... 1.25% Ratios to Adiusted Assessed Valuation: Combined Direct Debt($57,239,000)..................................................... 0.21% Gross Combined Total Debt................................................................... 1.95% Net Combined Total Debt....................................................................... 1.95% State School Building Aid Repayable..................................................... $0 to Excludes Base Rental Payments with respect to The Series 2011 A Bonds. Source:California Municipal Statistics,Inc. 44 CITY OF HUNTINGTON BEACH Direct and Overlapping Bonded Debt as of September 30,2011 2010-11 Assessed Valuation$26,675,158,861 (after deducting$1,769,142,738)of incremental redevelopment valuation. Debt Repaid with Property Taxes(Tax and Assessment Debt): Percent Debt Applicable TAX DEBT: Applicable to City Metropolitan Water District 1.4920% $ 3,396,836 Coast Community College District 30.1890 95,941,809 Huntington Beach Union High School District 77.6450 175,928,039 Huntington Beach City School District 97.1950 24,458,113 Westminster School District 41.6320 14,044,839 Los Alamitos Unified School District School Facilities District No. 1 1.2680 634,000 Los Alamitos Unified School District Community Facilities District No. 1990-1 1.1470 82,699 City of Huntington Beach Community Facilities District No.2003-1 100.0000 41,920,000 TAX AND ASSESSMENT DEBT $356,406,335 OTHER DEBT—OTHER ENTITIES: Orange County General Fund Obligations $ 18,782,1.15 Orange County Pension Obligations 3,393,785 Orange County Board of Education Certificates of Participation 1,356,790 MWDOC Facilities Corporation 1,022,730 North Orange County Regional Occupation Program Certificates of Participation 12,243 Huntington Beach Union High School District Certificates of Participation 46,327,736 Los Alamitos Unified School District Certificates of Participation 231,310 Fountain Valley School Districts Certificates of Participation 3,107,052 Huntington Beach City School District Certificates of Participation 16,581,467 Ocean View School District Certificates of Participation 6,377,683 Westminster School District Certificates of Participation 10,054,128 City of Huntington Beach General Fund Obligations 52,060,000(D City of Huntington Beach Judgment Obligations 5,179,000 TOTAL GROSS DIRECT AND OVERLAPPING BONDED DEBT NOT REPAID BY PROPERTY TAXES 164,486,039 Less Self Supporting Debt of MWDOC Water Facilities Corporation (1,022,730) TOTAL NET DIRECT AND OVERLAPPING GENERAL FUND OBLIGATION DEBT 163,463,309 GROSS COMBINED TOTAL DEBT $520,892,374 Ratios to 2010-201 1 Assessed Valuation: Total Overlapping Debt and Assessment Debt....................................... 1.25% Ratios to Adiusted Assessed Valuation: Combined Direct Debt($57,239,000)..................................................... 0.21% Gross Combined Total Debt................................................................... 1.95% Net Combined Total Debt....................................................................... 1.95% State School Building Aid Repayable..................................................... $0 to Excludes Base Rental Payments with respect to The Series 2011 A Bonds. Source:California Municipal Statistics,Inc. 44 CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES,REVENUES AND APPROPRIATIONS Article XIIIA of the California Constitution On June 6, 1978, California voters approved an amendment (commonly known as both Proposition 13 and the Jarvis-Gann Initiative) to the California Constitution. This amendment, which added Article XIIIA to the California Constitution, among other things affects the valuation of real property for the purpose of taxation in that it defines the full cash property value to mean "the county assessor's valuation of real property as shown on the 1975-76 tax bill under "full cash value," or thereafter, the appraised value of real property newly constructed, or when a change in ownership has occurred after the 1975 assessment." The full cash value may be adjusted annually to reflect inflation at a rate not to exceed 2% per year, or a reduction in the consumer price index or comparable local data at a rate not to exceed 2% per year, or reduced in the event of declining property value caused by damage, destruction or other factors including a general economic downturn. The amendment further limits the amount of any ad valorem tax on real property to one percent of the full cash value except that additional taxes may be levied to pay debt service on indebtedness approved by the voters prior to July 1, 1978, and bonded indebtedness for the acquisition or improvement of real property approved on or after July 1, 1978 by two-thirds of the votes cast by the voters voting on the proposition. Legislation enacted by the California Legislature to implement Article XIIIA provides that all taxable property is shown at full assessed value as described above. In conformity with this procedure, all taxable property value included in this Official Statement(except as noted) is shown at 100% of assessed value and all general tax rates reflect the $1 per $100 of taxable value. Tax rates for voter approved bonded indebtedness and pension liability are also applied to 100% of assessed value. The voters of the State subsequently approved various measures which further amended Article X11 A. One such amendment generally provides that the purchase or transfer of(i) real property between spouses or (ii) the principal residence and the first $1,000,000 of the Full Cash Value of other real property between parents and children, do not constitute a "purchase" or "change of ownership" triggering reappraisal under Article X11 A. Other amendments permitted the State Legislature to allow persons over the age of 55 who meet certain criteria or "severely disabled homeowners" who sell their residence and buy or build another of equal or lesser value within two years in the same county, to transfer the old residence's assessed value to the new residence. Other amendments permit the State Legislature to allow persons who are either 55 years of age or older, or who are "severely disabled," to transfer the old residence's assessed value to their new residence located in either the same or a different county and acquired or newly constructed within two years of the sale of their old residence. In the November 1990 election, the voters approved an amendment of Article XIIIA to permit the State Legislature to exclude from the definition of "new construction" certain additions and improvements, including seismic retrofitting improvements and improvements utilizing earthquake hazard mitigation technologies constructed or installed in existing buildings after November 6, 1990. Article XIIIA has also been amended to provide that there would be no increase in the Full Cash Value base in the event of reconstruction of the property damaged or destroyed in a disaster. Section 51 of the Revenue and Taxation Code permits county assessors who have reduced the assessed valuation of a property as a result of natural disasters, economic downturns or other factors, to 45 subsequently"recapture" such value(up to the pre-decline value of the property) at an annual rate higher than 2%, depending on the assessor's measure of the restoration of value of the damaged property. Section 4 of Article XIIIA also provides that cities, counties and special districts cannot, without a two-thirds vote of the qualified electors, impose special taxes, which has been interpreted to include special fees in excess of the cost of providing the services or facility for which the fee is charged, or fees levied for general revenue purposes. Both the California State Supreme Court and the United States Supreme Court have upheld the validity of Article XIIIA. Article XIIIB of the California Constitution On November 6, 1979, California voters approved Proposition 4, the Gann Initiative, which added Article XIIIB to the California Constitution. In June 1990, Article XIIIB was amended by the voters through their approval of Proposition 111. Article XIIIB of the California Constitution limits the annual appropriations of the State and any city, county, school district, authority or other political subdivision of the State to the level of appropriations for the prior fiscal year, as adjusted annually for changes in the cost of living, population and services rendered by the governmental entity. The "base year" for establishing such appropriation limit is fiscal year 1978-79. Increases in appropriations by a governmental entity are also permitted (1) if financial responsibility for providing services is transferred to the governmental entity, or (2) for emergencies so long as the appropriations limits for the three years following the emergency are reduced to prevent any aggregate increase above the Constitutional limit. Decreases are required where responsibility for providing services is transferred from the government entity. Appropriations subject to Article XIIIB include generally any authorization to expend during the fiscal year the proceeds of taxes levied by the State or other entity of local government, exclusive of certain State subventions, refunds of taxes, benefit payments from retirement, unemployment insurance and disability insurance funds. Appropriations subject to limitation pursuant to Article XIIIB do not include debt service on indebtedness existing or legally authorized as of January 1, 1979, on bonded indebtedness thereafter approved according to law by a vote of the electors of the issuing entity voting in an election for such purpose, appropriations required to comply with mandates of courts or the Federal government, appropriations for qualified outlay projects, and appropriations by the State of revenues derived from any increase in gasoline taxes and motor vehicle weight fees above January 1, 1990 levels. "Proceeds of taxes" include, but are not limited to, all tax revenues and the proceeds to any entity of government from (1) regulatory licenses, user charges, and user fees to the extent such proceeds exceed the cost of providing the service or regulation, (2) the investment of tax revenues and (3) certain State subventions received by local governments. As amended by Proposition 111, the appropriations limit is tested over consecutive two-year periods.Any excess of the aggregate"proceeds of taxes"received by the City over such two-year period above the combined appropriations limits for those two years is to be returned to taxpayers by reductions in tax rates or fee schedules over the subsequent two years. As amended in June 1990, the appropriations limit for the City in each year is based on the limit for the prior year, adjusted annually for changes in the costs of living and changes in population, and adjusted, where applicable, for transfer of financial responsibility of providing services to or from another unit of government. The change in the cost of living is, at the City's option, either (1) the percentage change in California per capita personal income, or (2) the percentage change in the local assessment roll for the jurisdiction due to the addition of nonresidential new construction. The measurement of change in 46 population is a blended average of statewide overall population growth, and change in attendance at local school and community college("K-14") districts. Article XIIIB permits any government entity to change the appropriations limit by vote of the electorate in conformity with statutory and Constitutional voting requirements, but any such voter- approved change can only be effective for a maximum of four years. The City's appropriations limit was $902,730,066 for fiscal year 2010-11 and$1,181,036,690 for fiscal year 2011-12 which is well below the total City budget amounts for both years. Therefore, the City did not have a need to calculate the appropriations subject to limitation. Proposition 218 On November 5, 1996, the voters of the State approved Proposition 218, a constitutional initiative, entitled the"Right to Vote on Taxes Act" ("Proposition 218"). Proposition 218 added Articles XIII C and XIII D to the California Constitution and contained a number of interrelated provisions affecting the ability of local governments, including the City, to levy and collect both existing and future taxes, assessments, fees and charges. The City is unable to predict whether and to what extent Proposition 218 may be held to be constitutional or how its terms will be interpreted and applied by the courts. Proposition 218 could substantially restrict the City's ability to raise future revenues and could subject certain existing sources of revenue to reduction or repeal, and increase the City's costs to hold elections, calculate fees and assessments, notify the public and defend its fees and assessments in court. However, the City does not presently believe that the potential financial impact on the City as a result of the provisions of Proposition 218 will adversely affect the City's ability to pay its debt obligations and perform its other obligations payable from the General Fund as and when due. Article XIII C requires that all new local taxes be submitted to the electorate before they become effective. Taxes for general governmental purposes of the City require a majority vote and taxes for specific purposes, even if deposited in the City's General Fund, require a two-thirds vote. Further, any general purpose tax that the City imposed, extended or increased without voter approval after December 31, 1994 may continue to be imposed only if approved by a majority vote in an election held within two years of November 5, 1996. The City has not enacted, imposed, extended or increased any tax without voter approval since January 1, 1995. These voter approval requirements of Proposition 218 reduce the flexibility of the City to raise revenues through General Fund taxes, and no assurance can be given that the City will be able to impose, extend or increase such taxes in the future to meet increased expenditure requirements. Article XIII C also expressly extends to voters the power to reduce or repeal local taxes, assessments, fees and charges through the initiative process, regardless of the date such taxes, assessments, fees or charges were imposed. This extension of the initiative power is not limited by the terms of Proposition 218 to fees imposed after November 6, 1996 and absent other legal authority could result in retroactive reduction in any existing taxes, assessments or fees and charges. SB 919 provides that the initiative powers extended to voters under Article XIII C likely excludes actions construed as impairment of contracts under the contract clause of the United States Constitution. SB 919 provides that the initiative power provided for in Proposition 218 "shall not be construed to mean that any owner or beneficial owner of a municipal security, purchased before or after November 6, 1998, assumes the risk of, or in any way consents to, any action by initiative measure that constitutes an impairment of contractual rights" protected by the United States Constitution. However, no assurance can be given that the voters of the City will not, in the future, approve an initiative which reduces or repeals local taxes, assessments, fees or charges that currently are deposited into the City's General Fund.Further, "fees" and 47 "charges" are not defined in Article XIII C or SB 919, and it is unclear whether these terms are intended to have the same meanings for purposes of Article XIII C as they do in Article XIII D. Accordingly, the scope of the initiative power under Article XIII C could include all sources of General Fund monies not received from or imposed by the federal or State government or derived from investment income. The initiative power granted under Article XIII C of Proposition 218, by its terms, applies to all local taxes, assessments, fees and charges. The City is unable to predict whether the courts will ultimately interpret the initiative provision to be limited to property related local taxes, assessments, fees and charges. No assurance can be given that the voters of the City will not, in the future, approve an initiative which reduces or repeals local taxes, assessments, fees or charges which are deposited into the City's General Fund. The City believes that in the event that the initiative power was exercised so that all local taxes, assessments, fees and charges which may be subject to the provisions of Proposition 218 are reduced or substantially reduced, the financial condition of the City, including its General Fund, would be materially adversely affected. As a result, there can be no assurance that the City would be able to make Base Rental Payments under the Lease Agreement as and when due or any of its other obligations payable from the General Fund. Article XIII D of Proposition 218 adds several new requirements to make it more difficult for local agencies to levy and maintain "assessments" for municipal services and programs. "Assessment" is defined in Proposition 218 and SB 919 as any levy or charge upon real property for a special benefit conferred upon the real property. This includes maintenance assessments imposed in City service areas and in special districts. In most instances, in the event that the City is unable to collect assessment revenues relating to specific programs as a consequence of Proposition 218, the City will curtail such services rather than use amounts in the General Fund to finance such programs. Accordingly, the City anticipates that any impact Proposition 218 may have on existing or future taxes, fees, and assessments will not adversely affect the ability of the City to make Base Rental Payments under the Lease Agreement as and when due and, accordingly, the ability of the Authority to make payments of principal of and interest on the Series 2011A Bonds. However,no assurance can be given that the City may or will be able to reduce or eliminate such services in the event the assessments that presently finance them are reduced or repealed. Article XIII D also adds several provisions, including notice requirements and restrictions on use, affecting "fees" and"charges" which are defined as "any levy other than an ad valorem tax, a special tax, or an assessment, imposed by a local government upon a parcel or upon a person as an incident of property ownership, including a user fee or charge for a property related service." The annual amount of revenues that are received by the City and deposited into its General Fund which may be considered to be property related fees and charges under Article XIII D of Proposition 218 is not substantial. Accordingly, presently the City does not anticipate that any impact Proposition 218 may have on future fees and charges will not adversely affect the ability of the City to make Base Rental Payments under the Lease Agreement as and when due and, accordingly, the ability of the Authority to make payments of principal of and interest on the Series 2011A Bonds. However, no assurance can be given that the City may or will be able to reduce or eliminate such services in the event the fees and charges that presently finance them are reduced or repealed. Additional implementing legislation respecting Proposition 218 may be introduced in the State legislature from time to time that would supplement and add provisions to California statutory law. No assurance may be given as to the terms of such legislation or its potential impact on the City. 48 Proposition 1A of 2004 The California Constitution and existing statutes give the legislature authority over property taxes, sales taxes and the vehicle license fee (the "VLF"). The legislature has authority to change tax rates, the items subject to taxation and the distribution of tax revenues among local governments, schools, and community college districts. The State has used this authority for many purposes, including increasing funding for local services, reducing State costs, reducing taxation, addressing concerns regarding funding for particular local governments, and restructuring local finance. The California Constitution generally requires the State to reimburse the local governments when the State "mandates" a new local program or higher level of service. Due to the ongoing financial difficulties of the State, it has not provided in recent years reimbursements for many mandated costs. In other cases, the State has "suspended" mandates, eliminating both responsibility of the local governments for complying with the mandate and the need for State reimbursements. The 2004 Budget Act, related legislation and the enactment of Proposition 1A of 2004 (described below) dramatically changed the State-local fiscal relationship. These constitutional and statutory changes implemented an agreement negotiated between the Governor and local government officials (the "State- local agreement") in connection with the 2004 Budget Act. One change related to the reduction of the VLF rate from 2% to 0.65% of the market value of the vehicle. In order to protect local governments, which had previously received all VLF revenues, the 1.35 percent reduction in VLF revenue to cities and counties from this rate change was backfilled by an increase in the amount of property tax revenues they receive. This worked to the benefit of local governments, because the backfill amount annually increases in proportion to the growth in secured roll property tax revenues, which has historically grown at a higher rate than VLF revenues. Proposition 1A of 2004 requires the State to provide local governments with equal replacement revenues. On November 3, 2004 the voters of the State approved Proposition 1A ("Proposition 1A of 2004"). Proposition 1A of 2004 amended the State Constitution to, among other things, reduce the Legislature's authority over local government revenue sources by placing restrictions on the State's access to local governments' property, sales, and VLF revenues as of November 3, 2004. Pursuant to Proposition 1A of 2004, the State is able to borrow up to 8% of local property tax revenues but only if the Governor proclaims such action is necessary due to a severe State fiscal hardship and two-thirds of both houses of the State Legislature approve the borrowing. Any amounts borrowed are required to be repaid within three years. Proposition 1A of 2004 also permits the State to borrow from local property tax revenues for no more than two fiscal years within a period of 10 fiscal years, and only if previous borrowings have been repaid. In addition, the State cannot reduce the local sales tax rate or restrict the authority of the local governments to impose or change the distribution of the Statewide local sales tax. Proposition 1A of 2004 generally prohibits the State from mandating activities on cities, counties, or special districts without providing the funding needed to comply with the mandates, and if the State does not provide funding for the activity that has been determined to be mandated, the requirement on cities, counties, or special districts to abide by the mandate is suspended. Proposition 1A of 2004 also expanded the definition of what constitutes a mandate to encompass State action that transfers to cities, counties, and special districts financial responsibility for a required program for which the State previously had partial or complete responsibility. The State mandate provisions of Proposition 1A of 2004 do not apply to schools or community colleges or to mandates relating to employee rights. Pursuant to statutory changes made in conjunction with amendments to the fiscal year 2008-09 State Budget Act, the fiscal year 2009-10 State Budget Act and related budget legislation adopted by the State Legislature and signed by the Governor in February 2009 (collectively, the"February 2009 Budget 49 Package"), the VLF rate increased from 0.65% to 1.15% effective May 19, 2009. Of this 0.50% increase, 0.35% will flow to the State general fund, and 0.15% will support various law enforcement programs previously funded by the State general fund. This increased VLF rate will be effective through fiscal year 2010-11. During Fiscal Year 2009-10, the State declared a fiscal emergency and suspended Proposition 1A which enabled it to borrow eight percent of the amount of property tax revenue apportioned to cities, counties, and special districts. During this time the Proposition 1A Securitization Program was passed by State legislators to allow local agencies to securitize their respective Proposition 1A receivable through a debt offering, with bonds simultaneously to provide each agency with the cash proceeds in two equal installments on January 15, 2010 and May 3, 2010. As a participant in this program, the City experienced no net reduction in revenues from the property tax reduction borrowing by the State. See "RISK FACTORS — State Budgets" for information relating to Proposition lA and the suspension of Proposition lA in the State's 2009-10 budget. Recently Approved Initiatives At the State general election on November 2, 2010, three initiative measures that will affect State and local fiscal affairs in the future were approved by the voters. Proposition 22 eliminates the State's ability to borrow or shift local revenues and certain State revenues that fund transportation programs. It restricts the State's authority over a broad range of tax revenues, including property taxes allocated to cities (including the City), counties, special districts and redevelopment agencies, the Vehicle License Fee, State excise taxes on gasoline and diesel fuel, the State sales tax on diesel fuel, and the former State sales tax on gasoline. It also makes a number of significant other changes, including restricting the State's ability to use motor vehicle fuel tax revenues to pay debt service on voter-approved transportation bonds. Proposition 25 reduces the legislative vote requirement for passage of the annual State budget and certain related trailer bills from two-thirds to a simple majority. The reduced vote requirement does not apply to measures that increase State tax revenues, which will continue to require a two-thirds vote. It also requires members of the legislature to permanently forfeit their pay and reimbursement for travel and living expenses for each day after June 15 that a budget is not passed. It does not change the ability of the Governor to eliminate or reduce any appropriation using a line-item veto. Proposition 26 imposes a two-thirds voter approval requirement for the imposition of certain fees and charges by the State. It would also impose a majority voter approval requirement on local governments with respect to fees and charges for general purposes, and a two-thirds voter approval requirement with respect to fees and charges for special purposes. The initiative, according to its supporters, is intended to prevent the circumvention of tax limitations imposed by the voters pursuant to Proposition 13, approved in 1978, and other measures through the use of non-tax fees and charges. Proposition 26 expressly excludes from its scope "a charge imposed for a specific government service or product provided directly to the payor that is not provided to those not charged, and which does not exceed the reasonable cost to the [State/local government] of providing the service or product to the payor" The City believes that the initiative is not intended to and would not apply to fees for utility services charged by local governments such as the City; however, the City is unable to predict whether Proposition 26 will be interpreted by the courts to apply to the provision of utility services by local governments such as the City. 50 Future Initiatives Article XIIIA, Article XIIIB, Proposition 218 and Proposition 1A were each adopted as measures that qualified for the ballot pursuant to the State's initiative process. From time to time, other initiative measures could be adopted, which may place further limitations on the ability of the State, the City or local districts to increase revenues or to increase appropriations which may affect the City's revenues or its ability to expend its revenues. RISK FACTORS This section provides a general overview of certain risk factors which should be considered, in addition to the other matters set forth in this Official Statement, in evaluating an investment in the Series 2011A Bonds. This section is not meant to be a comprehensive or definitive discussion of the risks associated with an investment in the Series 2011A Bonds, and the order in which this information is presented does not necessarily reflect the relative importance of various risks. Potential investors in the Series 2011A Bonds are advised to consider the following factors, among others, and to review this entire Official Statement to obtain information essential to the making of an informed investment decision. Any one or more of the risk factors discussed below, among others, could lead to a decrease in the market value and/or in the marketability of the Series 2011A Bonds. There can be no assurance that other risk factors not discussed herein will not become material in the future. Limited Obligation The Series 2011A Bonds are not City debt and are limited obligations of the Authority. Neither the full faith and credit of the Authority nor the City is pledged for the payment of the interest on or principal of the Series 2011A Bonds nor for the payment of Base Rental Payments. The Authority has no taxing power. The obligation of the City to pay Base Rental Payments when due is an obligation payable from amounts in the General Fund of the City. The obligation of the City to make Base Rental Payments under the Lease Agreement does not constitute an obligation of the City for which the City is obligated to levy or pledge any form of taxation or for which the City has levied or pledged any form of taxation. Neither the Series 2011A Bonds nor the obligation of the City to make Base Rental Payments under the Lease Agreement constitute a debt or indebtedness of the Authority, the City, the State or any of its political subdivisions, within the meaning of any constitutional or statutory debt limitation or restrictions. Base Rental Payments Are Not Debt The obligation of the City to make the Base Rental Payments under the Lease Agreement does not constitute an obligation of the City for which the City is obligated to levy or pledge any form of taxation or for which the City has levied or pledged any form of taxation.Neither the Series 2011A Bonds nor the obligation of the City to make Base Rental Payments constitute a debt of the City, the State of California or any political subdivision thereof (other than the Authority) within the meaning of any constitutional or statutory debt limitation or restriction. The Series 2011A Bonds are not general obligations of the Authority, but are limited obligations payable solely from and secured by a pledge of Lease Revenues and amounts held in the funds and accounts created under the Indenture, consisting primarily of Base Rental Payments. The Authority has no taxing power. 51 Although the Lease Agreement does not create a pledge, lien or encumbrance upon the funds of the City, the City is obligated under the Lease Agreement to pay the Base Rental Payments from any source of legally available funds and the City has covenanted in the Lease Agreement that, for so long as the Property is available for its use, it will make the necessary annual appropriations within its budget for the Base Rental Payments. The City is currently liable and may become liable on other obligations payable from general revenues, some of which may have a priority over the Base Rental Payments, or which the City, in its discretion, may determine to pay prior to the Base Rental Payments. The City has the capacity to enter into other obligations payable from the City's General Fund, without the consent of or prior notice to the Owners of the Series 2011A Bonds. To the extent that additional obligations are incurred by the City, the funds available to make Base Rental Payments may be decreased.In the event the City's revenue sources are less than its total obligations, the City could choose to fund other municipal services before making Base Rental Payments. The same result could occur if, because of State constitutional limits on expenditures, the City is not permitted to appropriate and spend all of its available revenues. The City's appropriations, however, have never exceeded the limitations on appropriations under Article XIIIB of the California Constitution. For information on the City's current limitations on appropriations, see "CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES, REVENUES AND APPROPRIATIONS-Article XIIIB of the California Constitution." Valid and Binding Covenant to Budget and Appropriate Pursuant to the Lease Agreement, the City covenants to take such action as may be necessary to include Base Rental Payments due in its annual budgets and to make necessary appropriations for all such payments. Such covenants are deemed to be duties imposed by law, and it is the duty of the public officials of the City to take such action and do such things as are required by law in the performance of the official duty of such officials to enable the City to carry out and perform such covenants. A court, however, in its discretion may decline to enforce such covenants. Upon issuance of the Series 2011A Bonds, Bond Counsel will render its opinion (substantially in the form of APPENDIX E— "PROPOSED FORM OF BOND COUNSEL OPINION") to the effect that, subject to the limitations and qualifications described therein, the Lease Agreement constitutes a valid and binding obligation of the City. As to the Authority's practical realization of remedies upon default by the City, see"—Limitations on Remedies." Abatement In the event of loss or substantial interference in the use and possession by the City of all or any portion of the Property caused by material damage, title defect, destruction to or condemnation of the Property, Base Rental Payments will be subject to abatement. In the event that such component of the Property, if damaged or destroyed by an insured casualty, could not be replaced during the period of time that proceeds of the City's rental interruption insurance will be available in lieu of Base Rental Payments, or in the event that casualty insurance proceeds or condemnation proceeds are insufficient to provide for complete repair or replacement of such component of the Property or prepayment of the Series 2011A Bonds, there could be insufficient funds to make payments to Owners in full. Reduction in Base Rental Payments due to abatement as provided in the Lease Agreement does not constitute a default thereunder. It is not possible to predict the circumstances under which such an abatement of rental may occur. In addition, there is no statute, case or other law specifying how such an abatement of rental should be measured. For example, it is not clear whether fair rental value is established as of commencement of the Lease Agreement or at the time of the abatement. If the latter, it may be that the value of the Property is substantially higher or lower than its value at the time of issuance of the Series 2011A Bonds. 52 Abatement, therefore, could have an uncertain and material adverse effect on the security for and payment of the Series 2011A Bonds. Depending on its severity, an earthquake could result in abatement of Base Rental Payments under the Lease Agreement. See"—Earthquakes" Risk of Uninsured Loss The City covenants under the Lease Agreement to maintain insurance on the Property. See "SECURITY FOR THE BONDS — Insurance." These insurance policies do not cover all types of risk, and the insurance required under the Lease Agreement may be maintained in whole or in part in the form of self-insurance, provided that such self-insurance complies with the terms thereof. The Property could be damaged or destroyed due to earthquake or other casualty for which the Property is uninsured. Additionally, the Property could be the subject of an eminent domain proceeding. Under these circumstances an abatement of Base Rental Payments could occur and could continue indefinitely. There can be no assurance that the providers of the City's liability and rental interruption insurance will in all events be able or willing to make payments under the respective policies for such loss should a claim be made under such policies. Further, there can be no assurances that amounts received as proceeds from insurance or from condemnation of the Property will be sufficient to redeem the Series 2011A Bonds. Under the Lease Agreement the City may obtain casualty insurance which provides for a deductible up to $100,000. Should the City be required to meet such deductible expenses, the availability of General Fund revenues to make Base Rental Payments may be correspondingly affected. The City is not obligated under the Lease Agreement to procure and maintain, or cause to be procured and maintained, earthquake insurance on the Property. The City currently carries earthquake insurance on the Property although the Lease Agreement does not require it to do so. The City plans to continue to purchase earthquake insurance on the Property so long as such insurance can be obtained on the open market at reasonable rates. Depending on its severity, an earthquake could result in abatement of Base Rental Payments under the Lease Agreement. See"—Abatement." Eminent Domain If the Property is taken permanently under the power of eminent domain or sold to a government threatening to exercise the power of eminent domain, the term of the Lease Agreement will cease as of the day possession is taken. If less than all of the Property is taken permanently, or if the Property or any part thereof is taken temporarily, under the power of eminent domain, (a) the Lease Agreement will continue in full force and effect and will not be terminated by virtue of such taking, and(b) there will be a partial abatement of Base Rental Payments as a result of the application of net proceeds of any eminent domain award to the prepayment of the Base Rental Payments, in an amount to be agreed upon by the City and the Authority such that the resulting Base Rental Payments represent fair consideration for the use and occupancy of the remaining usable portion of the Property. Hazardous Substances The existence or discovery of hazardous materials may limit the beneficial use of the Property. In general, the owners and lessees of the Property may be required by law to remedy conditions of such parcel relating to release or threatened releases of hazardous substances. The federal Comprehensive Environmental Response, Compensation and Liability Act of 1980, sometimes referred to as "CERCLA" or the"Superfund Act," is the most well known and widely applicable of these laws, but California laws 53 with regard to hazardous substances are also similarly stringent. Under many of these laws, the owner or lessee is obligated to remedy a hazardous substance condition of the property whether or not the owner or lessee had anything to do with creating or handling the hazardous substance. Further it is possible that the beneficial use of the Property may be limited in the future resulting from the current existence on the Property of a substance currently classified as hazardous but which has not been released or the release of which is not presently threatened, or may arise in the future resulting from the current existence on the Property of a substance not presently classified as hazardous but which may in the future be so classified. Further, such liabilities may arise not simply from the existence of a hazardous substance but from the method in which it is handled. All of these possibilities could significantly limit the beneficial use of the Property. The City is unaware of the existence of hazardous substances on the Property site which would materially interfere with the beneficial use thereof. Earthquakes Generally, within the State, some level of seismic activity occurs on a regular basis. During the past 150 years, the Southern California area has experienced several major and numerous minor earthquakes. The most recent major earthquake in the Southern California area was the Northridge earthquake, which occurred on January 17, 1994. The Northridge earthquake, with an epicenter approximately 50 miles north of the City, measured 6.5 on the Richter scale. A recent report issued by a working group of scientists and engineers, known as the Working Group on California Earthquake Probabilities, sponsored in part by the U.S. Geological Survey, has projected that California has more than a 99% chance of having a magnitude 6.7 or larger earthquake within the next 30 years, according to scientists using a new model to determine the probability of big quakes. The likelihood of a major quake of magnitude 7.5 or greater in the next 30 years is projected at 46% and such a quake is most likely to occur in the southern half of the state. The City has been affected by earthquakes, in most instances attributed to the Newport- Inglewood fault, which has been responsible for several sizable temblors including the 1933 Long Beach quake. The City is not legally obligated under the Lease Agreement to maintain, or cause to be maintained, earthquake insurance on the Property and no assurance is made that any earthquake insurance will be maintained. If there were to be an occurrence of severe seismic activity in the City, there could be substantial damage to and interference with the City's right to use and occupy all or a portion of the Property, which could result in Base Rental Payments being subject to abatement. Additionally, severe seismic activity in the City could impact the City's General Fund expenditures. See "CERTAIN RISK FACTORS—Abatement" above. Tsunami and Seiche Similarly, the City is susceptible to tsunami and seiche hazards. A tsunami is a sea wave generated by a submarine earthquake, landslide or volcanic eruption. A seiche is another form of earthquake- or landslide-induced wave or oscillation that can be generated in an enclosed body of water such as a lagoon or harbor. The entire City is less than 100 feet above sea level, and about 75 percent is less than 25 feet above sea level. From the coast, the first 2 miles of inland homes and terrain east of the Bolsa Chica wetlands and the Pacific Ocean range in elevation between 0 to 5 feet above sea level. Homes in the upscale Huntington Harbour sector are at 5 to 10 feet above sea level. And at the inland border with Fountain Valley, the elevation is about 15 feet. As such, the City is located in an area that is 54 susceptible to tsunami run up and seiche hazards. Although the City believes that no active or inactive fault lines pass through the City, if there were to be an occurrence of severe seismic activity at the City, there could be a negative impact on the property at the City which could have an adverse effect on the City's ability to make Base Rental Payments under the Lease Agreement as and when due and, accordingly, the ability of the Authority to make payments of principal of and interest on the Series 2011A Bonds. Bankruptcy In addition to the limitation on remedies contained in the Indenture, the rights and remedies provided in the Indenture and the Lease Agreement may be limited by and are subject to the provisions of federal bankruptcy laws and to other laws or equitable principles that may affect the enforcement of creditors' rights. The City is a unit of State government and therefore is not subject to the involuntary procedures of the United States Bankruptcy Code (the `Bankruptcy Code"). However, pursuant to Chapter 9 of the Bankruptcy Code, the City may seek voluntary protection from its creditors for purposes of adjusting its debts. In the event the City were to become a debtor under the Bankruptcy Code, the City would be entitled to all of the protective provisions of the Bankruptcy Code as applicable in a Chapter 9 proceeding.Among the adverse effects of such a bankruptcy might be: (i) the application of the automatic stay provisions of the Bankruptcy Code, which, until relief is granted, would prevent collection of payments from the City or the commencement of any judicial or other action for the purpose of recovering or collecting a claim against the City; (ii) the avoidance of preferential transfers occurring during the relevant period prior to the filing of a bankruptcy petition; (iii) the existence of unsecured or court-approved secured debt which may have a priority of payment superior to that of Owners of Series 2011A Bonds; and (iv) the possibility of the adoption of a plan for the adjustment of the City's debt (a "Plan") without the consent of the Trustee or all of the Owners of Series 2011A Bonds, which Plan may restructure, delay, compromise or reduce the amount of any claim of the Owners if the Bankruptcy Court finds that the Plan is fair and equitable. In addition, the City could either reject the Lease Agreement or assume the Lease Agreement despite any provision of the Lease Agreement which makes the bankruptcy or insolvency of the City an event of default thereunder. In the event the City rejects the Lease Agreement, the Trustee, on behalf of the Owners of the Series 2011A Bonds, would have a pre-petition claim that may be limited under the Bankruptcy Code and treated in a manner under a Plan over the objections of the Trustee or Owners of the Series 2011A Bonds. Moreover, such rejection would terminate the Lease Agreement and the City's obligations to make payments thereunder. The Authority is a public agency and, like the City, is not subject to the involuntary procedures of the Bankruptcy Code. The Authority may also seek voluntary protection under Chapter 9 of the Bankruptcy Code. In the event the Authority were to become a debtor under the Bankruptcy Code, the Authority would be entitled to all of the protective provisions of the Bankruptcy Code as applicable in a Chapter 9 proceeding. Such a bankruptcy could adversely affect the payments under the Indenture. Among the adverse effects might be: (i) the application of the automatic stay provisions of the Bankruptcy Code, which, until relief is granted, would prevent collection of payments from the Authority or the commencement of any judicial or other action for the purpose of recovering or collecting a claim against the Authority; (ii)the avoidance of preferential transfers occurring during the relevant period prior to the filing of a bankruptcy petition; (iii) the existence of unsecured or court-approved secured debt which may have priority of payment superior to that of the Owners of the Series 2011A Bonds; and (iv) the possibility of the adoption of a plan for the adjustment of the Authority's debt without the consent of the Trustee or all of the Owners of the Series 2011A Bonds, which plan may restructure, delay, compromise or reduce the amount of any claim of the Owners if the Bankruptcy Court finds that the Plan 55 is fair and equitable. However, the bankruptcy of the Authority, and not the City, should not affect the Trustee's rights under the Lease Agreement. The Authority could still challenge the assignment, and the Trustee and/or the Owners of the Series 2011A Bonds could be required to litigate these issues in order to protect their interests. Limitations on Remedies The rights of the Owners of Series 2011A Bonds are subject to the limitations on legal remedies against cities in the State, including applicable bankruptcy, insolvency, reorganization, moratorium and similar laws affecting the enforcement of creditors' rights generally, now or hereafter in effect, and to the application of general principles of equity, including concepts of materiality, reasonableness, good faith and fair dealing and the possible unavailability of specific performance or injunctive relief, regardless of whether considered in a proceeding in equity or at law. Under Chapter 9 of the Bankruptcy Code (Title 11, United States Code), which governs the bankruptcy proceedings for public agencies such as the City, there are no involuntary petitions in bankruptcy. If the City were to file a petition under Chapter 9 of the Bankruptcy Code, the Owners of Series 2011A Bonds, the Trustee and the Authority could be prohibited from taking any steps to enforce their rights under the Lease Agreement, and from taking any steps to collect amounts due from the City under the Lease Agreement. All legal opinions with respect to the enforcement of the Lease Agreement and the Indenture will be expressly subject to a qualification that such agreements may be limited by bankruptcy,reorganization, insolvency, moratorium or other similar laws affecting creditors' rights generally and by applicable principles of equity if equitable remedies are sought. No Liability of Authority to the Owners Except as expressly provided in the Indenture, the Authority will not have any obligation or liability to the Owners of the Series 2011A Bonds with respect to the payment when due of the Base Rental Payments by the City, or with respect to the performance by the City of other agreements and covenants required to be performed by it contained in the Lease Agreement or the Indenture, or with respect to the performance by the Trustee of any right or obligation required to be performed by it contained in the Indenture. Risk of Tax Audit In December 1999, as a part of a larger reorganization of the Internal Revenue Service (the "IRS"), the IRS commenced operation of its Tax Exempt and Government Entities Division (the"TE/GE Division"), as the successor to its Employee Plans and Exempt Organizations division. The new TE/GE Division has a subdivision that is specifically devoted to tax-exempt bond compliance. Public statements by IRS officials indicate that the number of tax-exempt bond examinations (which would include the issuance of securities such as the Bonds) is expected to increase significantly under the new TE/GE Division. There is no assurance that if an IRS examination of the Series 2011A Bonds was undertaken that it would not adversely affect the market value of the Series 2011A Bonds. See"TAX MATTERS." The City has not been contacted by the IRS regarding the examination of any of its bond transactions. 56 State Budget Approximately 50% (consisting of the sales tax, property tax and the motor vehicle license fee) of the City's fiscal year 2010-11 General Fund budget consisted of payments collected by the State and passed-through to local governments or collected by and allocated to local governments by State law. The financial condition of the State has an impact on the level of these revenues. In past years the State has reduced revenues to cities and counties to help solve the State's budget problems. The following information concerning the State of California's budgets has been obtained from publicly available information which the Authority and the City believe to be reliable; however, neither the Authority nor the City can take responsibility as to the accuracy or completeness thereof and have not independently verified such information. Information about the State Budget is regularly available at various State-maintained websites. Text of the budget may be found at the Department of Finance website, www.dof ca.gov, under the heading "California Budget."An impartial analysis of the budget is posted by the State Legislative Analyst's Office at www.lao.ca.gov. In addition, various State official statements, many of which contain a summary of the current and past State budgets, may be found at the website of the State Treasurer, wvvw.treasurer.ca.gov. The information referred to is prepared by the respective State agency maintaining each website and not by the Authority, the City or the Underwriters, and the none of the Authority, the City or the Underwriters can take responsibility for the continued accuracy of the internet addresses or for the accuracy or timeliness of information posted there, and such information is not incorporated herein by these references. The State's fiscal year begins on July 1 and ends on June 30. The annual budget is proposed by the Governor by January 10 of each year for the next fiscal year (the"Governor's Budget"). Under State law, the annual proposed Governor's Budget cannot provide for projected expenditures in excess of projected revenues and balances available from prior fiscal years. Following the submission of the Governor's Budget, the Legislature takes up the proposal. Under the State Constitution, money may be drawn from the Treasury only through an appropriation made by law. The primary source of the annual expenditure authorizations is the Budget Act as approved by the Legislature and signed by the Governor. The Budget Act must be approved by a two-thirds majority vote of each house of the Legislature. The Governor may reduce or eliminate specific line items in the Budget Act or any other appropriations bill without vetoing the entire bill. Such individual line-item vetoes are subject to override by a two-thirds majority vote of each house of the Legislature. Appropriations also may be included in legislation other than the Budget Act. Continuing appropriations, available without regard to fiscal year, may also be provided by statute or the State Constitution. Funds necessary to meet an appropriation need not be in the State treasury at the time such appropriation is enacted; revenues may be appropriated in anticipation of their receipt. On November 10, 2010, the State's Legislative Analyst's Office (the "LAO") released a report entitled "The 2011-12 Budget: California's Fiscal Outlook" (the "2011-12 LAO Fiscal Outlook"), which updated the LAO's forecast of the State's general fund revenues and expenditures. The LAO projected that, absent corrective action, the State will have a budget deficit of approximately$25.4 billion at the end of Fiscal Year 2011-12 (inclusive of a budget deficit of$6 billion at the end of Fiscal Year 2010-11) and budget deficits of approximately$20 billion per fiscal year through Fiscal Year 2015-16. The LAO noted that the Fiscal Year 2010-11 State Budget Act included $4 billion in assumed federal funding that had not been approved at the time of its adoption, and projected that $3.5 billion of such amount (or flexibility related thereto) will not be received. The LAO cautioned that a net $3 billion of additional budget solutions will not be achieved and that Proposition 22, which was approved in November 2010, will 57 reduce State general fund solutions by approximately $800 million. In order to address the State's structural budget deficit, the LAO recommended that the State take a multi-year approach and minimize the use of risky budgetary measures that it believes contribute to fiscal year-end deficits. The LAO further recommended that the State Legislature consider revenue policies including, among other things, tax expenditure programs such as special credits, deductions and exemptions, increasing charges for program beneficiaries, extending certain temporary tax increases, and reconsidering the optional single sales factor for multistate companies.According to the LAO, the approval of permanent actions and certain temporary budget solutions could eliminate the State's structural deficit and allow the State to build reserves to address the next economic downturn and any long-term fiscal liabilities. The Governor released his proposed 2011-12 budget package on January 10, 2011, one week after his inauguration. A centerpiece of the Governor's budget proposal was a major realignment of program duties, similar to the plan enacted by the state in 1991. In short, the Governor's plan would propose to raise $5.9 billion in taxes, and shift $5.9 billion to counties to implement increased program obligations. Further, under the plan, the state's voters would decide whether to extend by five years two tax increases due to expire on June 30, 2011: a one cent sales tax and the 0.5 percent VLF General Fund rate. A key component of this plan was proposed voter approved tax extensions, which were not able to be approved by the State legislature for placement on the ballot. Parts of the administration's proposed realignment were to be phased in over time. For example, the community supervision responsibilities sent to counties would expand over time as more state inmates were released from prison. The administration estimates that counties would be responsible for about 18,500 parolees in the budget year, growing to 66,900 upon full implementation in 2014-15. During the first years of this realignment plan, therefore, some of the realignment revenues would be allocated to the state to pay for its costs to continue operating the realigned programs. The administration also indicated that it planned to propose in the future a second realignment("Phase 2") mainly involving health care and social services. On June 15, 2011, the Legislature passed and presented the Governor with California's first on- time State budget in approximately 25 years. This on-time delivery might have avoided the penalties of Proposition 25, an initiative passed by California voters in November 2010, which provides that legislators forfeit their pay for every day after the June 15 deadline that a State budget is not passed. The budget was passed by legislative democrats, who hold majorities in the State Assembly and Senate, and presented as an attempt to patch over the State's deficit after the Governor's talks with legislators on his tax proposals faltered. The budget plan included taxes, cuts and various accounting and policy maneuvers, including the delay of billions of dollars in payments, the forgoing of debt repayments, and revenue projections. On June 16, 2011, the Governor vetoed the budget, calling the plan "unbalanced" and including "costly borrowing and unrealistic savings." Fiscal Year 2011-12 State Budget On June 30, 2011, the Governor signed the 2011-12 Budget Act. The Legislature also sent a number of budget—related trailer bills to the Governor in both March and June. The 2011-12 State spending plan includes total budget expenditures of$120.1 billion from the State general fund and special funds. This consists of $85.9 billion from the State general fund and $34.1 billion from special funds. While State general fund spending has dropped by around 6 percent from 2010-11, this has, in part, been offset by increases in special fund spending as the state shifts some programs—from state to local responsibility under the proposed realignment from State general fund support to special fund support. Federal funds spending continues to decline with the expiration of much of the funding made available through the American Recovery and Reinvestment Act. The realignment plan included in the 2011-12 budget package includes the following: 58 • Sales Tax Revenue Redirected to Realignment Fund. The budget package redirects 1.0625 percentage points of SUT from the State general fund to the Local Realignment Fund 2011 to provide funding to local governments for functions reassigned to them under the realignment plan. This is estimated to reduce State general fund revenues by about $5.1 billion in 2011-12 and increase Local Realignment Fund revenues by the same amount. • Vehicle Registration Fee Increased. The Department of Motor Vehicles (DMV) is funded from different taxes and fees collected on vehicles, including the VLF and the vehicle registration fee. (Both of these revenue sources are deposited to special funds and not the State general fund.) The plan increases the vehicle registration fee from $31 to $43 beginning July 1, 2011, which will generate new annual fee revenue of about $300 million. This new fee revenue will cover DMV administration costs, thereby freeing up a like amount of existing VLF revenue. The budget plan then directs the $300 million of VLF revenue to realignment accounts, thereby reducing State general fund expenditure requirements on realigned programs. • Redirecting VLF Funds Previously Dedicated to Orange County and Cities. Under previous law, cities and Orange County received allotments of VLF funds. The budget package shifts these funds—totaling an estimated $153 million in 2011-12—to local realignment accounts, thereby reducing State general fund expenditure requirements on realigned programs. Unlike the Governor's realignment proposal, the realignment package adopted by the Legislature does not extend the sales and vehicle license fee(VLF) tax rate increases that expired at the end of 2010- 11. Instead, the budget reallocates $5.6 billion of state sales tax and state and local VLF revenues for purposes of realignment in 2011-12. Specifically, the Legislature approved the diversion of 1.0625 cents of the state's sales and use tax rate to counties. This is projected to generate $5.1 billion in 2011-12, growing to $6.4 billion in 2014-15. In addition, the realignment plan redirects an estimated $453 million from the base 0.65 percent VLF rate for local law enforcement grant programs. Under prior law, these VLF revenues were allocated to the Department of Motor Vehicles (DMV) ($300 million) for administrative purposes and to cities and Orange County($153 million) for general purposes. The budget increases the motor vehicle registration fee by$12 per automobile to offset the lost revenue to DMV. The budget package includes two bills related to redevelopment agencies designed to generate $1.7 billion in 2011-12 and about $400 million annually in out—years. The first bill eliminates the statutory authority for redevelopment agencies to exist. Under this bill, successor agencies are established for the purpose of paying off any existing redevelopment debt with revenues that otherwise would have gone to the redevelopment agencies. Any revenue in excess of what is required to pay off these debts is distributed to schools and other local governments (cities, counties, and special districts) pursuant to existing property tax allocation laws. The second bill permits a city or county that has a redevelopment agency to prevent that agency's elimination by making a remittance payment to the K-12 schools, fire protection districts, and transit districts that overlap with the redevelopment agency's project areas. Each city or county's remittance payment is calculated as its proportionate share of$1.7 billion in 2011-12 and $400 million in out—years. This calculation takes into account each redevelopment agency's 2008-09 tax increment revenues, debt payments, and pass—through payments. On a one—time basis in 2011-12, the bill exempts redevelopment agencies from the requirement to set aside funds (usually 20 percent of their tax increment revenues) for low—and moderate—income housing projects. The second bill also has provisions that adjust cities' and counties' out—year annual remittance payments primarily based on growth in tax increment revenues and new debt issued by redevelopment agencies (excluding debt issued for affordable housing programs). The bill also states the intent of the 59 Legislature to enact legislation to establish a reduced schedule of payments for new redevelopment debt related to projects designed to achieve statewide environmental, transportation, or community development goals. The State's fiscal outlook is unsettled, given several potentially negative factors, including a cyclical slowdown in the high technology sector, the overall national economic slowdown and the stock market decline. The City is required by law to balance its budget and does not anticipate that the Governor's Budget, as proposed, would have any adverse effect on its ability to repay the Series 2011A Bonds. Impact of the Governor's Fiscal Year 2011-12 Budget on the City's Fiscal Year 2011-12 Budget. Redevelopment "Pay-to-Play" Program. On August 1, 2011, City Council approved the introduction of an ordinance authorizing participation in the voluntary alternative redevelopment program under the provisions of Assembly Bill X1 27. Participation in the program exempts the Agency from the immediate suspension of powers it would otherwise be subject to under Assembly Bill X1 26 (except for existing obligations) as well as avoiding the successor agency and oversight committees that are part of ABX1 26. Under the voluntary alternative redevelopment program, agencies must make `voluntary payments" to avoid elimination and takeover by the County's "Successor Agency." The anticipated opt- in payment for fiscal year 2011-12 is approximately $6.8 million with payments in the out-years totaling an estimated $1.6 million annually. The payment will be funded through significant reductions in the fiscal year 2011-12 Redevelopment Agency budget and a one-time withholding of the annual 20 percent housing set-aside payment. Under the voluntary alternative redevelopment program, the City is required to make the voluntary opt-in payment; however, the Redevelopment Agency will transfer the funds required for payment to the City. The California Redevelopment Association ("CRA') and the League of California Cities ("League") filed a petition for writ of mandate with the California Supreme County on July 18, 2011, requesting the Court to declare unconstitutional Assembly Bills X1 26 and 27. The CRA and the League have requested that: (1) the Court issue a stay, suspending the effectiveness of AB1X 26 and 27 until the Court can rule on its constitutionality, and (2) expedite the briefing and hearing of the case so that a decision can be rendered by the Court in advance of January 15, 2012, when the first payments are due. On August 11, 2011, the California Supreme Court announced it would hear the lawsuit and also issued a partial stay regarding suspension of the effectiveness of AB1X 26 and 27 until it can rule on the constitutionality of the bills. The court also established an expedited briefing schedule designed to facilitate a decision prior to January 15, 2012. The City cannot predict the timing, terms or ultimate implementation of any final legislation regarding AB1X 26 and 27. However, if the bills are declared constitutional, payments required under the voluntary alternative redevelopment program will not have a material adverse effect on the City's ability to pay debt service on the Series 2011A Bonds. The City has advanced money to the Agency for capital improvements and operations. These advances have been made since 1984 and include direct advances of cash, overhead charges, deferred development fees, deferred land sales, and interest. The Agency has previously borrowed approximately $85 million. In the current fiscal year, approximately $4.9 million was transferred from the Redevelopment Agency Debt Service Fund to the General Fund to repay a General Fund loan to the Agency. See Note 13d to the Financial Statements appearing in APPENDIX B — "COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010" The City cannot predict any final payment schedule for these loans or advances in light of any final legislation regarding AB 1X 26 and 27. 60 Vehicle License Fee Takeaway. The fiscal year 2011-12 State Budget funds the Governor's realignment proposal set forth in the 2011-12 Proposed State Budget and the May Revision to the Fiscal Year 2011-12 Proposed State Budget. The fiscal year 2011-12 State Budget funds realignment by dedicating 1.0625 cents of the existing sales tax rate to generate a projected $5.1 billion for the 2011 Local Revenue Fund and by redirecting Vehicle License Fee ("VLF") revenues to generate $453.4 million. Approximately $130 million in annual general fund revenue allocated to cities would be redirected into a new state Local Law Enforcement Services Account. The estimated fiscal year 2011-12 impact to the City is approximately$715,000. Increases in other General Fund revenue sources will help to offset the loss of VLF revenues. The takeaway of VLF revenue will not have a material adverse effect on the City's ability to pay debt service on the Series 2011A Bonds. Future State Budgets. The City cannot predict what actions will be taken in this or any future fiscal year by the State Legislature or the Governor to deal with the State's current or future budget deficits, changing State revenues and expenditures, or what the effect of national and state economic conditions on future State budgets will be. Moreover, the State Legislature or Governor could take additional actions which could affect the State's receipts, expenditures and borrowings during the current fiscal year, and thereby influence the City's financial situation. Future State budgets will be affected by national and State economic conditions and other factors, including the current economic downturn, over which the City has no control. Further information about the State budget is available from the Public Finance Division of the State Treasurer's Office. In addition, information about the State budget is regularly available at various State-maintained websites, including www.dof.ca.gov (Department of Finance), www.lao.ca.gov (Office of the Legislative Analyst) and www.treasurer.ca.gov (State Treasurer). The above-mentioned websites are included herein for informational purposes only. The Authority and the City make no representations concerning, and do not take any responsibility for, the accuracy or timeliness of information posted on such websites or the continued maintenance of such websites by the respective entities. Loss of Tax Exemption As discussed under the caption"TAX MATTERS," in order to maintain the exclusion from gross income for federal income tax purposes of the interest on the Series 2011A Bonds, the City has covenanted in the Lease Agreement not to take any action, or fail to take any action, if such action or failure to take such action would adversely affect the exclusion from gross income of interest on the Series 2011A Bonds under Section 103 of the Internal Revenue Code of 1986, as amended.Interest on the Series 2011A Bonds could become includable in gross income for purposes of Federal income taxation retroactive to the date the Series 2011A Bonds were issued, as a result of acts or omissions of the City in violation of the Code. Should such an event of taxability occur, the Series 2011A Bonds are not subject to early redemption and will remain outstanding to maturity or until prepaid under the optional redemption provisions of the Indenture. Limited Secondary Market As stated herein, investment in the Series 2011A Bonds poses certain economic risks which may not be appropriate for certain investors, and only persons with substantial financial resources who understand the risk of investment in the Series 2011A Bonds should consider such investment. There can be no guarantee that there will be a secondary market for purchase or sale of the Series 2011A Bonds or, if a secondary market exists, that the Series 2011A Bonds can or could be sold for any particular price. 61 Changes in Law There can be no assurance that the electorate of the State will not at some future time adopt additional initiatives or that the Legislature will not enact legislation that will amend the laws or the Constitution of the State resulting in a reduction of the General Fund revenues of the City and consequently, having an adverse effect on the security for the Series 2011A Bonds. See "CONSTITUTIONAL AND STATUTORY LIMITATIONS ON TAXES AND APPROPRIATIONS." TAX MATTERS In the opinion of Orrick, Herrington & Sutcliffe LLP, Bond Counsel to the Authority ("Bond Counsel"), based upon an analysis of existing laws, regulations, rulings and court decisions, and assuming, among other matters, the accuracy of certain representations and compliance with certain covenants, interest on the Series 2011A Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 (the"Code") and is exempt from State of California personal income taxes. Bond Counsel is of the further opinion that interest on the Series 2011A Bonds is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes, although Bond Counsel observes that such interest is included in adjusted current earnings when calculating corporate alternative minimum taxable income. A complete copy of the proposed form of opinion of Bond Counsel is set forth in Appendix E hereto. To the extent the issue price of any maturity of the Series 2011A Bonds is less than the amount to be paid at maturity of such Series 2011A Bonds (excluding amounts stated to be interest and payable at least annually over the term of such Series 2011A Bonds), the difference constitutes `original issue discount," the accrual of which, to the extent properly allocable to each Beneficial Owner thereof, is treated as interest on the Series 2011A Bonds which is excluded from gross income for federal income tax purposes and State of California personal income taxes. For this purpose, the issue price of a particular maturity of the Series 2011A Bonds is the first price at which a substantial amount of such maturity of the Series 2011A Bonds is sold to the public (excluding bond houses, brokers, or similar persons or organizations acting in the capacity of underwriters, placement agents or wholesalers). The original issue discount with respect to any maturity of the Series 2011A Bonds accrues daily over the term to maturity of such Series 2011A Bonds on the basis of a constant interest rate compounded semiannually (with straight-line interpolations between compounding dates). The accruing original issue discount is added to the adjusted basis of such Series 2011A Bonds to determine taxable gain or loss upon disposition (including sale, redemption, or payment on maturity) of such Series 2011A Bonds. Beneficial Owners of the Series 2011A Bonds should consult their own tax advisors with respect to the tax consequences of ownership of Series 2011A Bonds with original issue discount, including the treatment of Beneficial Owners who do not purchase such Series 2011A Bonds in the original offering to the public at the first price at which a substantial amount of such Series 2011A Bonds is sold to the public. Series 2011A Bonds purchased, whether at original issuance or otherwise, for an amount higher than their principal amount payable at maturity (or, in some cases, at their earlier call date) ("Premium Bonds") will be treated as having amortizable bond premium. No deduction is allowable for the amortizable bond premium in the case of bonds, like the Premium Bonds, the interest on which is excluded from gross income for federal income tax purposes. However, the amount of tax-exempt interest received, and a Beneficial Owner's basis in a Premium Bond, will be reduced by the amount of amortizable bond premium properly allocable to such Beneficial Owner. Beneficial Owners of Premium Bonds should consult their own tax advisors with respect to the proper treatment of amortizable bond premium in their particular circumstances. 62 The Code imposes various restrictions, conditions and requirements relating to the exclusion from gross income for federal income tax purposes of interest on obligations such as the Series 2011A Bonds. The Authority and the City have made certain representations and covenanted to comply with certain restrictions, conditions and requirements designed to ensure that interest on the Series 2011A Bonds will not be included in federal gross income. Inaccuracy of these representations or failure to comply with these covenants may result in interest on the Series 2011A Bonds being included in gross income for federal income tax purposes, possibly from the date of original issuance of the Series 2011A Bonds. The opinion of Bond Counsel assumes the accuracy of these representations and compliance with these covenants. Bond Counsel has not undertaken to determine(or to inform any person) whether any actions taken (or not taken), or events occurring (or not occurring), or any other matters coming to Bond Counsel's attention after the date of issuance of the Series 2011A Bonds may adversely affect the value of, or the tax status of interest on, the Series 2011A Bonds. Accordingly, the opinion of Bond Counsel is not intended to, and may not, be relied upon in connection with any such actions, events or matters. Although Bond Counsel is of the opinion that interest on the Series 2011A Bonds is excluded from gross income for federal income tax purposes and is exempt from State of California personal income taxes, the ownership or disposition of, or the accrual or receipt of interest on, the Series 2011A Bonds may otherwise affect a Beneficial Owner's federal, state or local tax liability. The nature and extent of these other tax consequences depends upon the particular tax status of the Beneficial Owner or the Beneficial Owner's other items of income or deduction. Bond Counsel expresses no opinion regarding any such other tax consequences. Future legislative proposals, if enacted into law, clarification of the Code or court decisions may cause interest on the Series 2011A Bonds to be subject, directly or indirectly, to federal income taxation or to be subject to or exempted from state income taxation, or otherwise prevent Beneficial Owners from realizing the full current benefit of the tax status of such interest. The introduction or enactment of any such future legislative proposals, clarification of the Code or court decisions may also affect the market price for, or marketability of, the Series 2011A Bonds. Prospective purchasers of the Series 2011A Bonds should consult their own tax advisors regarding any pending or proposed federal or state tax legislation,regulations or litigation, as to which Bond Counsel expresses no opinion. The opinion of Bond Counsel is based on current legal authority, covers certain matters not directly addressed by such authorities, and represents Bond Counsel's judgment as to the proper treatment of the Series 2011A Bonds for federal income tax purposes. It is not binding on the Internal Revenue Service ("IRS") or the courts. Furthermore, Bond Counsel cannot give and has not given any opinion or assurance about the future activities of the Authority or the City, or about the effect of future changes in the Code, the applicable regulations, the interpretation thereof or the enforcement thereof by the IRS. The Authority and the City have covenanted,however, to comply with the requirements of the Code. Bond Counsel's engagement with respect to the Series 2011A Bonds ends with the issuance of the Series 2011A Bonds, and, unless separately engaged, Bond Counsel is not obligated to defend the Authority, the City or the Beneficial Owners regarding the tax-exempt status of the Series 2011A Bonds in the event of an audit examination by the IRS. Under current procedures, parties other than the Authority, the City and their appointed counsel, including the Beneficial Owners, would have little, if any, right to participate in the audit examination process. Moreover, because achieving judicial review in connection with an audit examination of tax-exempt bonds is difficult, obtaining an independent review of IRS positions with which the Authority and the City legitimately disagrees, may not be practicable. Any action of the IRS, including but not limited to selection of the Series 2011A Bonds for audit, or the course or result of such audit, or an audit of bonds presenting similar tax issues may affect the market price for, or the marketability of, the Series 2011A Bonds, and may cause the Authority, the City or the Beneficial Owners to incur significant expense. 63 CERTAIN LEGAL MATTERS Legal matters incident to the authorization, issuance, sale and delivery by the Authority of the Series 2011A Bonds are subject to the approval as to their validity of Orrick, Herrington&Sutcliffe LLP, as Bond Counsel to the Authority. Bond Counsel, as such, undertakes no responsibility for the accuracy, completeness or fairness of this Official Statement. Certain legal matters will be passed upon for the City and the Authority by the City Attorney, and by Orrick, Herrington & Sutcliffe LLP, as Disclosure Counsel. Certain legal matters will be passed on for the Underwriters by Stradling Yocca Carlson & Rauth, a Professional Corporation, Newport Beach, California. Certain compensation of Bond Counsel and Disclosure Counsel is contingent upon the issuance and delivery of the Series 2011A Bonds. FINANCIAL STATEMENTS The City's financial statements for the fiscal year ended September 30, 2010, included in APPENDIX B — "COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2010,"have been audited by Macias Gini &O'Connell, LLP, Certified Public Accountants & Consultants, Newport Beach, California, as stated in their reports appearing in such appendix. Macias Gini &O'Connell, LLP has not undertaken to update its reports or to take any action intended or likely to elicit information concerning the accuracy, completeness or fairness of the statements made in this Official Statement, and no opinion is expressed by Macias Gini & O'Connell, LLP with respect to any event subsequent to its report. LITIGATION To the best knowledge of the Authority and the City, except as otherwise disclosed in this Official Statement, there is no pending or threatened litigation concerning the validity of the Series 2011A Bonds or the pledge of the Lease Revenues or challenging any action taken by the Authority or the City in connection with the authorization of the Indenture or the Lease Agreement, or any other document relating to the Series 2011A Bonds or the defeasance and redemption of the Series 2011A Bonds to which the Authority or the City is or is to be become a party or the performance by the Authority or the City of any of their obligations under any of the foregoing. Further, to the best knowledge of the City, except as otherwise disclosed in this Official Statement, there is no litigation, proceeding, action, suit, or investigation pending, with service of process having been accomplished, or threatened in writing against the City, which in any manner, questions the right of the City to pay the Base Rental Payments under the Lease Agreement. RATINGS Moody's Investors Service("Moody's") and Standard and Poor's Ratings Services, a Standard & Poor's Financial Services LLC business ("S&P) have assigned their ratings of "Aa3" and "AA," respectively, to the Series 2011A Bonds. Such ratings reflect only the views of such organizations and any desired explanation of the significance of such ratings should be obtained from the rating agency furnishing the same, at the following addresses: Moody's Investors Service, Inc., 7 World Trade Center, 250 Greenwich Street, New York, New York 10007, and Standard &Poor's Ratings Services, 55 Water Street, New York, New York 10041. Generally, a rating agency bases its rating on the information and materials furnished to it and on investigations, studies and assumptions of its own. There is no assurance such ratings will continue for any given period of time or that such ratings will not be revised downward or withdrawn entirely by the rating agencies, if in the judgment of the rating agencies, circumstances so 64 warrant. Any such downward revision or withdrawal of such ratings may have an adverse effect on the market price of the Series 2011A Bonds. UNDERWRITING The Series 2011A Bonds are being purchased by Merrill Lynch, Pierce, Fenner & Smith Incorporated, as representative of itself and E. J. De La Rosa & Co., Inc. (the "Underwriters"). The Underwriters have agreed to purchase the Series 2011A Bonds at a price of $38,077,176.76, which amount represents the principal amount of the Series 2011A Bonds of$36,275,000.00, less $81,490.34, representing the Underwriters' discount, plus $1,883,667.10, representing original issue premium. The contract of purchase pursuant to which the Series 2011A Bonds are being purchased by the Underwriters provides that the Underwriters will purchase all of the Series 2011A Bonds if any are purchased. The obligation of the Underwriters to make such purchase is subject to certain terms and conditions set forth in such contract of purchase. The Underwriters may offer and sell the Series 2011A Bonds to certain dealers and others at prices different from the prices stated on the inside cover page of this Official Statement. The offering prices may be changed from time to time by the Underwriters. E.J. De La Rosa&Co., Inc. ("De La Rosa&Co."), one of the Underwriters of the Series 2011A Bonds, has entered into separate agreements with Credit Suisse Securities USA LLC, UnionBanc Investment Services LLC and City National Securities, Inc. for retail distribution of certain municipal securities offerings, at the original issue prices. Pursuant to said agreements, if applicable to the Series 2011A Bonds, De La Rosa & Co. will share a portion of its underwriting compensation with respect to the Series 2011A Bonds, with Credit Suisse Securities USA LLC, UnionBanc Investment Services LLC or City National Securities, Inc. VERIFICATION OF MATHEMATICAL COMPUTATIONS The Verification Agent will verify, from the information provided to it, the mathematical accuracy as of the date of the closing of the Series 2011A Bonds of computations relating to the adequacy of the amounts deposited in the 2001A Escrow Fund for the defeasance of the 2001A Bonds and the adequacy of the amounts deposited in the 2001B Bonds Escrow Fund for the defeasance of the 2001B Bonds. The Verification Agent will restrict its procedures to examining the arithmetical accuracy of certain computations and will not make a study or evaluation of the information and assumptions on which such computations are based and, accordingly, will not express an opinion on the data used, the reasonableness of the assumptions or the achievability of the forecasted outcome. FINANCIAL ADVISOR Public Financial Management, Inc., Los Angeles, California, has served as Financial Advisor in connection with the authorization and delivery of the Series 2011A Bonds. The Financial Advisor is not obligated to undertake, and has not undertaken to make, an independent verification or to assume responsibility for the accuracy, completeness or fairness of the information contained in the Official Statement. Public Financial Management, Inc. is an independent advisory firm and is not engaged in the business of underwriting, trading or distributing municipal or other public securities. 65 CONTINUING DISCLOSURE The ultimate security for the payments of principal and interest on the Series 2011A Bonds comes from the Base Rental Payments to be made by the City and, therefore, the City, as an obligated person within the meaning of the Rule, has agreed to undertake the disclosure responsibilities required by the Rule. The Authority has not undertaken to provide any continuing disclosure required by the Rule. The City has covenanted to provide, or cause to be provided, to the Municipal Securities Rulemaking Board's EMMA System, for purposes of the Rule, certain annual financial information and operating data of the type set forth herein including, but not limited to, its audited financial statements and, in a timely manner, notice of certain enumerated events. These covenants have been made in order to assist the Underwriters in complying with the Rule. The City will execute a continuing disclosure certificate (the "Continuing Disclosure Certificate") for the benefit of the owners of the Series 2011A Bonds. See APPENDIX F — "FORM OF CONTINUING DISCLOSURE CERTIFICATE" for a description of the Continuing Disclosure Certificate. A failure by the City to provide any information required thereunder will not constitute an Event of Default under the Indenture or the Lease Agreement. The City has not failed in the previous five years to comply in all material respects with any previous undertakings with regard to the Rule to provide annual reports or notices of certain events. 66 ADDITIONAL INFORMATION Summaries and explanations of the Series 2011 A Bonds and documents contained in this Official Statement do not purport to be complete, and reference is made to such documents for full and complete statements of their provisions. The preparation and distribution of this Official Statement have been authorized by the Authority and the City. HUNTINGT BEACH PUBLIC FIN AUTHO Y By /s/Joe Carchio C r of the Board of Directors CITY OF HUNTINGTON BEACH IC4W(/ By /s/Lori Farrell Director of Finance 67 THIS PAGE INTENTIONALLY LEFT BLANK 68 APPENDIX A GENERAL,ECONOMIC AND DEMOGRAPHIC INFORMATION RELATING TO THE CITY General Information Founded in the late 1880's, Huntington Beach(the"City") was incorporated as a chartered city in 1909 and became a charter city in 1937. The City encompasses 31.6 square miles (26.4 square miles is land, 5.2 square miles is water) in the coastal area of Orange County, California(the"County"), adjacent to the Cities of Costa Mesa, Fountain Valley, Newport Beach, Seal Beach and Westminster. The City is approximately 40 miles southeast of Los Angeles and 90 miles northwest of San Diego. As January 1, 2011, the population was estimated at 190,377, according to the State of California's Department of Finance. The City is a full service city. Its major departments include the City Manager's office, Finance, Building and Planning, Library Services, Public Works, Community Services, Economic Development, Information Services and Police and Fire. The City has approximately 906 employees and a total budget of approximately$312,000,000. Internationally known as Surf City, the City boasts eight miles of scenic, accessible beachfront, the largest stretch of uninterrupted beachfront on the West Coast. Tourism remains a vital part of the economy, as over 11 million visitors flock to the City during the summer, on weekends and for special events. The City's parks and recreation features one of the largest recreational piers in the world, public parks, riding stables and equestrian trails, a marina, and a wildlife preserve, and an eight-mile biking, inline skating,jogging, and walking trail along the ocean. The crown jewel of the City's recreation system is the wide expanse of beautiful and spacious beaches, where large crowds gather to watch professional sporting events as the U.S. Open of Surfing, AVP Pro Beach Volleyball and Van's World Championship of Skateboarding. The Huntington Beach Art Center and the Huntington Beach Playhouse provide a wide variety of fine arts, and the excellent library system and numerous museums provide a strong cultural foundation. The educational system, with five city high schools and 35 elementary schools, is excellent. The City is home to Golden West Community College and nearby UC Irvine and Cal State Long Beach and Fullerton. Government Organization The City has a council/manager form of government. The City Council is comprised of seven members elected bi-annually at large to four-year terms and the Mayor is selected by the Council Members to a one-year term. The City Council appoints the City Manager who is responsible for the day- to-day administration of City business and the coordination of all departments of the City. As of July 31, 2011, the City had 906 full-time employees. The members of the City Council, the expiration dates of their terms and key administrative personnel are set forth in the charts below. A-1 CITY COUNCIL Council Member Term Expires Joe Carchio,Mayor November 2014 Don Hansen,Mayor Pro Tent November 2012 Connie Boardman,Member November 2014 Keith Bohr,Member November 2012 Devin Dwyer,Member November 2012 Matthew Harper,Member November 2014 Joe Shaw,Member November 2014 KEY ADMINISTRATIVE PERSONNEL Fred Wilson City Manager Paul Emery Deputy City Manager Robert Hall Deputy City Manager Alisa Cutchen City Treasurer Joyce Zacks Deputy City Treasurer Lori Ann Farrell Director of Finance Dahle Bulosan Acting Budget Manager Sunny Han Senior Accountant Joan L.Flynn City Clerk Jennifer McGrath,Esq. City Attorney Governmental Services Public Safety and Welfare - Law enforcement and fire protection services are provided by the City. The Huntington Beach Police Department currently employs 193 sworn officers. The Huntington Beach Fire Department employs 129 sworn fire fighters operating out of eight fire stations and maintains a Hazardous Materials Response Unit operating as a part of a county wide response team. Other services provided by the City include emergency medical aid, traffic safety maintenance, and building safety regulation and inspection. Public Services - Water service is provided to City residents through the City's municipal water department. Public Works/Planning - Additional services include parkway and median maintenance and improvements, refuse management, sewer and storm drain maintenance, zoning and development administration, environmental review, code enforcement and street tree maintenance. Leisure and Community Services - The City operates the Huntington Beach Library which includes the central library and four branches. The City's Community Services Department provides citizens with a variety of park and recreational and marine safety (lifeguard) services on a year round basis. Facilities include the Huntington Beach Art Center, fifty-six park sites, 8.5 miles of public beach, a public golf course, an Equestrian Center and two senior centers. Community Information Public school education is available through four elementary school districts and one high school district. There are 26 elementary schools, 4 middle schools and 5 high schools. Students are also served A-2 by 10 parochial and private schools. Area colleges and universities include Orange Coast College, Goldenwest College, Long Beach State University and the University of California at Irvine. Health Care services available within the immediate area are provided by Huntington Beach Hospital in Huntington Beach, Hoag Memorial Hospital in Newport Beach and Fountain Valley Regional Hospital. Area attractions include Disneyland, Knott's Berry Farm, the Aquarium of the Pacific and Wild Rivers Aquatic Park. Locally, the City's public beaches routinely serve as the site of the Men's and Women's Professional Beach Volleyball Tour and the International Surfing and World Cup event. Other attractions include the Bolsa Chica Ecological Reserve, a restored wetlands area known for winter bird watching, and the International Surf Museum. Transportation The City is 12 miles from the John Wayne/Orange County Airport (SNA), 18 miles from the Long Beach Airport (LGB), 38 miles from Los Angeles International (LAX) and 48 miles from the Ontario International Airport(ONT). Greyhound Lines serves the City with stops in Santa Ana and Irvine. In Orange County, the Orange County Transportation Authority (OCTA) provides convenient service and connections to bus lines serving the greater Los Angeles(Metropolitan Transit Authority) and San Diego areas. The City is accessible by train. The nearest train depots are in Santa Ana,Anaheim and Irvine. Population The following table provides a comparison of population growth for the City and the County between 2002 and 2011. Population(') City of Huntington Beach and Orange County 2002-2011 City of Orange Year Huntington Beach County 2002 194,060 2,928,793 2003 196,875 2,973,732 2004 199,025 3,021,203 2005 200,023 3,045,682 2006 201,346 3,071,222 2007 201,315 3,088,594 2008 201,127 3,106,872 2009 202,230 3,134,276 2010 189,977 3,008,356 2011 190,377 3,029,408 The population estimates provided for 2002-2009 incorporate:2000 Census numbers as benchmarks. Population estimates for 2010 and 2011 incorporate 2010 Census numbers as benchmarks. The City is not otherwise aware of any diminution in its population or that of the County. Source: State of California Department of Finance,Population Research Unit,`Population Estimates for Cities,Counties and the State." A-3 Personal Income "Effective Buying Income" is defined as personal income less personal tax and nontax payments, a number often referred to as "disposable" or "after-tax" income. Personal income is the aggregate of wages and salaries, other labor-related income (such as employer contributions to private pension funds), proprietor's income, rental income (which includes imputed rental income of owner-occupants of non- farm dwellings), dividends paid by corporations, interest income from all sources, and transfer payments (such as pensions and welfare assistance). Deducted from this total are personal taxes (federal, state and local), nontax payments (fines, fees, penalties, etc.) and personal contributions to social insurance. According to U.S. government definitions, the resultant figure is commonly known as "disposable personal income." CITY OF HUNTINGTON BEACH,STATE OF CALIFORNIA AND UNITED STATES MEDIAN HOUSEHOLD EFFECTIVE BUYING INCOME City of Huntington State of Year Beach orange County California United States 2007 $59,662 $55,370 $46,275 $41,255 2008 63,846 58,727 48,203 41,792 2009 64,254 58,979 48,952 42,303 2010 66,201 61,470 49,736 43,252 2011 62,406 57,849 47,177 41,368 Source: "Effective Buying Income Report,"Nielsen Claritas,Inc. A-4 Employment and Industry The following table sets forth labor force, employment and unemployment for the period from 2006 to 2010,in the City, the County, the State and the United States: CITY OF HUNTINGTON BEACH LABOR MARKET Labor Force,Employment and Unemployment Annual Average(in thousands) Civilian Labor Civilian Unemployment Year and Area Force Employment Unemployment Rate (%) 2006 City of Huntington Beach 123 120 3.4 2.7% Orange County 1,602 1,547 54 3.4 California 17,687 16,821 865 4.9 United States 151,428 144,427 7,001 4.6 2007 City of Huntington Beach 123 120 3.9 3.1% Orange County 1,609 1,547 62 3.9 California 17,929 16,970 959 5.3 United States 153,124 146,047 7,078 4.6 2008 City of Huntington Beach 124 118 5.3 4.3 Orange County 1,617 1,532 85 5.3 California 18,191 16,883 1,308 7.2 United States 154,287 145,362 8,924 5.8 2009 City of Huntington Beach 121 112 8.8 7.3 Orange County 1,589 1,448 141 8.9 California 18,204 16,142 2,063 11.3 United States 154,142 139,877 14,265 9.3 2010 City of Huntington Beach 120 110 9.3 7.8 Orange County 1,581 1,430 151 9.6 California 18,176 15,916 2,260 12.4 United States 153,889 139,064 14,825 9.6 Source: California Employment Development Department,United States Department of Labor Bureau of Labor Statistics. A-5 The major employers operating within the City and their respective number of employees as of September 30, 2010, are as follows: CITY OF HUNTINGTON BEACH Largest Employers Number of Name of Employer Employees Boeing 4,478 Cambro Manufacturing 951 Quicksilver 705 Hyatt Regency Huntington Beach 641 C&D Aerospace 555 Huntington Beach Hospital 503 Rainbow Disposal 408 Verizon 290 Walmatt 255 Westec Intelligent Surveillance, Inc. 230 Total of top 10 9,016 All others 103,084 Total employment(public and private) 112,100 Source:City of Huntington Beach. Commercial Activity The following charts summarize the volume of retail sales and taxable transactions for the City for 2005 through 2009. CITY OF HUNTINGTON BEACH Total Taxable Transactions (in Thousands) 2005-2009 Total Taxable Issued Retail Sales Retail Sales Transactions Sales Year ($000's) Permits ($000's) Permits 2005 $2,021,550 2,842 $2,479,780 7,381 2006 2,122,983 2,934 2,594,565 7,365 2007 2,096,249 2,985 2,631,199 7,177 2008 1,916,823 3,105 2,563,546 7,127 2009 1,673,149 4,274 2,247,735 6,582 Source: State Board of Equalization,"Taxable Sales in California." A-6 Taxable transactions by type of business for the City for 2005 through 2009 are summarized in the table below. CITY OF HUNTINGTON BEACH Taxable Transactions by Type of Business (in Thousands) 2005-2009 Retail Stores 2005 2006 2007 2008 2009 Apparel Stores $ 99,076 $ 110,818 $ 110,443 $ 97,593 $ 95,231 General Merchandise Stores 181,694 213,964 214,686 216,311 163,612 Food Stores 11,881 115,689 122,625 121,443 143,136 Eating/DrinkingPlaces 275,806 302,294 320,143 320,626 308,763 Home Furnishings/Appliances 112,035 107,385 102,428 90,650 77,385 Building Materials 275,580 266,383 218,725 158,741 126,341 Motor vehicles and parts 454,408 439,957 456,067 368,764 330,708 Service Stations 170,941 207,894 213,160 243,676 188,793 Other Retail Stores 333,198 358,599 337,972 299,018 239,179 Total Retail Stores $2,021,550 $2,122,983 $2,096,249 $1,916,823 $1,673,149 All Other Outlets 458,230 471,582 534,950 646,723 574,586 Total All Outlets $2,479,780 $2,594,565 $2,631,199 $2,563,546 $2,247,735 Source: Sate Board of Equalization,"Taxable Sales in California." A-7 Construction Activity The following charts summarize building activity valuations for the City for the five-year period from 2006 through 2010. CITY OF HUNTINGTON BEACH Building Activity and Valuation (Valuation in Thousands of Dollars) 2006 2007 2008 2009 2010 Residential: New Single-Family $28,746 $55,353 $ 7,149 $ 3,572 $ 2,443 New Multi-Family0 16,803 0 0 5,097 Additions, alterations 51,381 33,277 31,966 25,770 29,830 Total Residential $ 80,128 $105,434 $39,114 $29,342 $37,370 Commercial: New Commercial 51,808 25,725 32,963 4,708 8,964 New Industrial 2,304 8,000 0 0 0 Other 22,392 21,836 12,152 19,174 21,840 Additions, alterations 26,469 26,011 21,362 18,285 24,567 Total Nonresidential 102,973 81,572 66,477 42,167 55,371 Total Valuation $183,100 $187,006 $105,591 $71,509 $92,741 No. of New Dwelling Units: Single-Dwelling 106 191 20 4 4 Multi-Dwelling 0 85 0 0 5 Total New Units 106 276 20 4 9 Source: Construction Industry Research Board,"Building Permit Summary" A-8 APPENDIX B COMPREHENSIVE ANNUAL FINANCIAL REPORT OF THE CITY FOR THE FISCAL YEAR ENDED SEPTEMBER 30,2010 B-1 (THIS PAGE IS INTENTIONALLY LEFT BLANK) ; 1p T 4t It T 4t I. 4 a sit T -. CITY OF HUNTINGTON BEACH, CALIFORNIA COMPREHENSIVE ANNUAL FINANCIAL REPORT Elm fit Wl i OK _ ' e y - - FOR FISCAL YEAR ENDED SEPTEMBER 30, 2010 CITY OF HUNTINGTON BEACH, CALIFORNIA I FHB' 77, Ig ' COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED SEPTEMBER 30, 2010 Prepared by the Finance Department THIS PAGE INTENTIONALLY LEFT BLANK INTRODUCTORY SECTION THIS PAGE INTENTIONALLY LEFT BLANK City of Huntington Beach Comprehensive Annual Financial Report Year Ended September 30, 2010 TABLE OF CONTENTS INTRODUCTORY SECTION Tableof Contents...................................................................................................................................... i-ii Letterof Transmittal ................................................................................................................................. iii-vi CityOfficials ................................................................................................................................................ vii Organizationalart ................................................................................................................................... vui Certificate of Achievement in Excellence in Financial Reporting................................................................. ix FINANCIAL SECTION IndependentAuditor's Report...................................................................................................................... 1-2 Management's Discussion and Analysis (Required Supplementary Information) ....................................... 3-16 Basic Financial Statements: Government-wide Financial Statements: Statementof Net Assets .................................................................................................................... 18 Statementof Activities ....................................................................................................................... 19 Fund Financial Statements: Balance Sheet—Governmental Funds .............................................................................................. 20 Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets........... 21 Statement of Revenues, Expenditures and Changes in Fund Balances — Governmental Funds ...... 22-23 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities .................................................................... 24 Statement of Net Assets — Proprietary Funds.................................................................................... 25 Statement of Revenues, Expenses and Changes in Fund Net Assets — Proprietary Funds.............. 26 Statement of Cash Flows — Proprietary Funds................................................................................... 27 Statement of Fiduciary Fund Net Assets............................................................................................ 28 Statement of Changes in Fiduciary Fund Net Assets —Trust Funds.................................................. 28 Notes to Financial Statements .............................................................................................................. 29-90 Required Supplemental Information: BudgetaryInformation........................................................................................................................ 93 Schedule of Revenues, Expenditures and Changes in Fund Balance— Budget AndActual —General Fund............................................................................................................. 94 Schedule of Revenues, Expenditures and Changes in Fund Balance— Budget AndActual — Grants Fund............................................................................................................... 95 Schedule of Funding Progress (Normal Retirement Plan, Supplemental Retirement Plan, And Other Postemployment Benefits)............................................................................................. 96-97 Schedule of Employer Contributions (Supplemental Retirement Plan) .............................................. 97 i FINANCIAL SECTION (Continued) Supplementary Information: Combining and Individual Fund Statements and Schedules: Combining Balance Sheet— Other Governmental Funds .................................................................. 102-105 Combining Statement of Revenues, Expenditures, and Changes in Fund Balances Other Governmental Funds ............................................................................................................ 106-109 Schedule of Revenues, Expenditures, and Changes in Fund Balances — Budget and Actual —Other Governmental Funds ........................................................................... 110-117 Schedule of Revenues, Expenditures and Changes in Fund Balances — Budget And Actual — Redevelopment Agency Capital Projects and Debt Service ...................................... 118 Schedule of Revenues, Expenditures and Changes in Fund Balances — Budget And Actual — Low Income Housing Fund ........................................................................................ 119 Combining Statement of Fiduciary Fund Net Assets.......................................................................... 123 Combining Statement of Changes in Fiduciary Assets and Liabilities................................................ 124-125 STATISTICAL SECTION Net Assets by Component— Last Nine Fiscal Years................................................................................... 128-129 Changes in Net Assets- Last Nine Fiscal Years.......................................................................................... 130-131 Fund Balances —Governmental Funds — Last Ten Fiscal Years ................................................................ 132 Changes in Fund Balances — Last Ten Fiscal Years................................................................................... 134-135 Assessed and Actual Valuation of All Taxable Property (Excluding Redevelopment Agency) - LastTen Fiscal Years .............................................................................................................................. 136 Property Tax Rates— All Direct and Overlapping Government Tax Rate 04-001 Largest Area in City— Last Ten Fiscal Years........................................................................................... 136 Property Tax Levies and Collections — Last Ten Fiscal Years .................................................................... 137 Ratios of Outstanding Debt by Type— Last Ten Fiscal Years..................................................................... 138 Top Ten Property Tax Payers —Current Year and Nine Years Ago............................................................ 139 Legal Debt Margin — Last Ten Fiscal Years ................................................................................................ 140 Principal and Private Employers —Current Year and Four Years Ago........................................................ 140 Full-Time Actual City Employees by Program/Function — Last Nine Fiscal Years....................................... 141 Operating Indicators by Function/Activity— Last Six Fiscal Years............................................................... 142 Capital Assets Statistics by Function/Activity.............................................................................................. 142 Statement of Direct and Overlapping Bonded Debt .................................................................................... 143 ii 0CITY OF HUNTINGTON BEACH March 31 , 2011 To the Honorable Mayor and City Council: In accordance with the requirements of the City Charter, and the City of Huntington Beach's ongoing commitment to transparent financial reporting, I am pleased to present the Comprehensive Annual Financial Report (CAFR). This report outlines in detail the financial condition of all City funds through September 30, 2010. As required by the City Charter, and to ensure the reliability of the information contained within this report, the City of Huntington Beach contracted with the independent auditing firm Macias Gini & O'Connell LLP. The goal of the audit was to provide reasonable assurance that the City's financial statements are free from material misstatement. After examining, on a test basis assessing the accounting principles used, as well as significant estimates made by management, Macias Gini & O'Connell LLP granted the City an unqualified (clean) opinion for the fiscal year ended September 30, 2010. The auditor's opinion can be found in the Financial Section of this report. Management assumes full responsibility for the completeness and accuracy of the information presented in this document. This transmittal letter is designed to complement and should be read in conjunction with the Management's Discussion and Analysis. In addition to the City's financial information, this report includes financial statements for those separate legal entities whose activities the City controls. These entities are: ■ The Redevelopment Agency of the City of Huntington Beach ■ The Huntington Beach Public Financing Authority ■ Various Community Facilities Districts Additional Financial information for the Redevelopment Agency can be found in the Agency's component unit (stand-alone) report. CITY PROFILE The City of Huntington Beach is located on the coast of Orange County, 35 miles south of Los Angeles and 90 miles north of San Diego. With a population of just over 200,000 residents, it is known as Surf City due to its abundance of beaches, sunny, warm Mediterranean climate, and casual lifestyle. With over eight miles of coastline to boast of, Huntington Beach plays host to over eight million visitors annually. Listed among the nation's safest cities for decades, Huntington Beach has often been ranked among the Top Ten Safest Cities by City Crime Rankings. Founded in the late 1880's, Huntington Beach was incorporated as a Charter City in 1909. Huntington Beach has a City Council/ City Administrator form of government wherein seven City Council members are elected to four-year terms, and the Mayor is iii filled on a rotating basis from the incumbent Council members. Please be advised that as of March 31, 2011 , the voters of Huntington Beach elected to officially change the City Administrator's title to City Manager. The City of Huntington Beach is one of the leading commercial and industrial centers in Southern California. As the fourth largest city in Orange County, more than 112,100 people are currently employed by over 5,800 businesses and governmental entities in the City. Huntington Beach businesses include aerospace and high technology, petroleum and petroleum support, manufacturing, computer hardware and software, financial and business services, automobile services, machine shop services, precision instruments, retailers and surf apparel, just to name a few. FINANCIAL POLICIES AND PRACTICES The City operates on a fiscal year basis, beginning October 12t and ending September 30th. The budget is prepared under the supervision of the City Manager and transmitted to the City Council for deliberation thirty days prior to the end of the fiscal year. Pursuant to the City's Charter, the City Council must adopt the annual budget by September 30th and may amend it or revise it at any time at a properly noticed meeting. Budgetary control is at the department level within each fund and a Department Head, with the Director of Finance's approval, may transfer funds within like categories (operating and capital expenditures) of the same department. Transfer of funds for salaries and benefits require additional approval of the City Manager or his designee. Surplus cash is invested by the elected City Treasurer, in investments allowed by the City's investment policy. The investment policy is adopted annually by the City Council after approval by the Investment Advisory Board. It outlines guidelines to meet the daily cash flow needs of the City, maximize the efficiency of the City's cash management system, and identifies prudent investment vehicles for the City's cash balances. The rate of return earned for the fiscal year ended September 30, 2010 was 1.54%. The City Treasurer, as required by California Government Code 53601 , has prepared an annual statement of investment policy which allows for the City to meet current obligations while earning a market rate of return. Further information regarding the City's cash and investments can be found in Note 2 of the financial statements. LONG-TERM FINANCIAL PLANNING In 2010, the City Council updated its Strategic Plan, which outlines five goals: • Maintain financial viability and our reserves; • Maintain, improve and obtain funding for infrastructure and equipment; • Maintain public safety; • Enhance economic development; and, • Improve internal and external communication. As part of the strategic goal to maintain our financial reserves the City of Huntington Beach completed and implemented a Long-Term Financial Plan. This plan enables the City to forecast cause and effect relationships for large financial decisions such as employee labor contracts, capital projects, service enhancements, as well as revenue fluctuations due to the weakening economy or state takeaways. iv The City's Strategic Plan drives budgetary decisions and the day-to-day operations of the City by ensuring that the City is consistently working to achieve the goals outlined by the City Council. MAJOR INITIATIVES We are pleased to report that in November 2009, the City was awarded $1 ,768,000 by the Department of Energy to develop and implement energy efficiency projects funded by the Energy Efficiency and Conservation Block Grant (EECBG), a program supported by the American Recovery and Investment Act. Once completed, the project will reduce the City's overall electricity consumption through the use of renewable energy sources and energy efficient retrofit improvements. It is anticipated that the projects will be completed in 2013. The State of California (State) continues to face a fiscal crisis that directly impacts local governments and the communities it serves. During Fiscal Year 2009-2010, the State declared a fiscal emergency and suspended Proposition 1A which enabled it to borrow eight percent of the amount of property tax revenue apportioned to cities, counties, and special districts. During this time the Proposition 1A Securitization Program was passed by State legislators to allow local agencies to sell their respective Proposition 1A receivable to California Communities. California Communities then purchased the receivable and issued bonds simultaneously to provide each agency with the cash proceeds in two equal installments on January 15, 2010 and May 3, 2010. As a participant in this program, the City experienced no net reduction in revenues from the property tax reduction borrowing by the State. In May 2010, the City issued the Huntington Beach Public Finance Authority 2010-A Lease Revenue Bonds to refund the 1997 and 2000 Public Finance Authority Lease Revenue Bonds. The bond refunding will result in a net present value savings of $937,000 over 21 years. Also in May, the City Council approved a retirement incentive program through the Public Agency Retirement System (PARS) to eligible employees to institute long term structural changes that would help the City remain financially sound through the sluggish local economy and the recent national recession. Further information on the PARS program can be found in Note 11d(6) of the financial statements. AWARDS AND ACKNOWLEDGEMENTS Last year, the City of Huntington Beach was once again the honored recipient of the "Certificate of Achievement for Excellence in Financial Reporting" award bestowed by the Governmental Finance Officers Association (GFOA) of the United States and Canada. This was the 24th consecutive year the City has received this prestigious award. Receipt of the award requires government entities to publish an easily readable and efficiently organized Comprehensive Annual Financial Report, conforming to program, accounting, and legal standards. The Certificate of Achievement earned for the fiscal year ended September 30, 2009, is valid for one year only. The City believes that this Comprehensive Annual Financial Report continues to conform to the Certificate of Achievement Program requirements and will be submitted to GFOA for their consideration for another award. v I wish to thank the City Council, City Manager, and City Departments for their continued diligence in their role as fiscal stewards for the City of Huntington Beach. Specifically, I would also like to thank Dahle Bulosan, Sunny Han, Janet Lockhart, and Carrie Gonzales for their efforts in preparing this report. Lori Ann Farrell Director of Finance vi City of Huntington Beach City Council Joe Carchio, Mayor Don Hansen, Mayor Pro Tem Connie Boardman, Councilmember Keith Bohr, Councilmember Devin Dwyer, Councilmember Matthew Harper, Councilmember Joe Shaw, Councilmember Executive Team Fred A. Wilson, City Manager Paul Emery, Deputy City Manager Robert Hall, Deputy City Manager Laurie E. Payne, Community Relations Officer City Treasurer Alisa Cutchen Elected Department Heads Joan L. Flynn, City Clerk Jennifer M. McGrath, City Attorney Department Directors Stephanie Beverage, Library Services Michele Carr, Human Resources Paul Emery, Community Services Lori Ann Farrell, Finance Scott Hess, Building & Planning Travis Hopkins, Public Works Jack Marshall, Information Services Chief Patrick McIntosh, Fire Stanley Smalewitz, Economic Development Chief Kenneth W. Small, Police vii City of Huntington Beach THE PEOPLE CITY CLERK CITY COUNCIL CITY CITY Mayor TREASURER ATTORNEY Administration, Mayor Pro-Tem Public Support, City COUrCII Members Investments Litigation 8 Elections ReceNs Management Atl�fisory CITY MANAGER ' FINE. POLICE Fire Uniform Admmistration Division Fire Investigatim Pftverrticn Division Eme en Administrative 9 Y Response Operations DEPUTY CITY DEPUTY CITY MANAGER MANAGER ECONOMIC PLANNING& PUBLIC COMMUNITY FINANCE HUMAN INFORMATION LIBRARY DEVELOPMENT I BUILDING `. WORKS SERVICES (:RESOURCES I SERVICES SERVICES Economic Children'% Beach Finanual Risk Infrastructure Developmera8 Planning Engineering Branch, Operations Managemeid Maragemenl Systems Retl¢v¢bpmen[ Media Services Dade ErAoro:ment Housing Marne Fiscal Customer Adult&Technical Services & Porvernrhoed ILileies Salary Services Labor Support Services Prevention Permd& Recreation, Cashiering, Main[enanco Banehts8 Public Safe Plan Check Human.& Collections.& ry Operations Training Systems Services Cvllural Services Disbursements Facirdiea, licetions d In action Recruitment e Tansparta[ian Concessions.& Database Services Development Retention Support General S¢fNLee Uppp Certificate of Achievement for Excellence in Financial Reporting Presented to City of Huntington Beach California For its Comprehensive Annual Financial Report for the Fiscal Year Ended September 30, 2009 A Certificate of Achievement for Excellence in Financial Reporting is presented by the Government Finance Officers Association of the United States and Canada to government units and public employee retirement systems whose comprehensive annual financial reports(CAFRs)achieve the highest standards in government accounting and financial reporting, kl � AM r ' President 44% */fr Executive Director ix THIS PAGE INTENTIONALLY LEFT BLANK FINANCIAL SECTION = CertM"Public Account. Sac+amento•walnut Creek•Oakland•Los Angeles•Century Otp•Newport Beach.San 01e9o. mgocpa.com The Honorable Mayor and Members of City Council City of Huntington Beach, California Independent Auditor's Report We have audited the accompanying financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Huntington Beach, California (City), as of and for the year ended September 30, 2010, which collectively comprise the City's basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City's management. Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes consideration of internal control over financial reporting as a basis for designing audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City's internal control over financial reporting. Accordingly, we express no such opinion. An audit also includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements, assessing the accounting principles used and the significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of City of Huntington Beach, California, as of September 30, 2010, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. In accordance with Government Auditing Standards, we have also issued our report dated March 31, 2011, on our consideration of the City's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be considered in assessing the results of our audit. 30DO S Street 2121 N.Caklo nie BFd. 505 14th Street 515 S.FFguetca Storer 2029 Ceow,Perk East 1201 Dove street 225 Broadway Sucre 300 Suite 750 Sth Floor Sucre 325 Suite Sao 5uite"a Suite I?SO Saumnento Wets Creek Oakland Las Angeles Las Mg I. Newport Beacfi San Nag. CA 95416 CA 954% CA 94612 CA 90071 CA 90067 C4 92660 CA 92101 1 The management's discussion and analysis, budgetary comparison schedules, schedules of funding progress, and schedule of employer contributions identified in the accompanying table of contents are not a required part of the basic financial statements but are supplementary information required by accounting principles generally accepted in the United States of America. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City's basic financial statements. The introductory section, combining and individual fund statements and schedules, and statistical section are presented for additional analysis and are not a required part of the basic financial statements. The combining and individual fund statements and schedules have been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects in relation to the basic financial statements taken as a whole. The introductory and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we express no opinion on them. 0 & /+f/Jn Certified Public Accountants Newport Beach, California March 31, 2011 2 THIS PAGE INTENTIONALLY LEFT BLANK City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 As management of the City of Huntington Beach, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City of Huntington Beach for the fiscal year ended September 30, 2010. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our Letter of Transmittal, which can be found on pages iii-vi of this report. Financial Highlights Below is a summary of the City's government-wide financial information (in thousands): Total Governmental and Business Activities Amount Percent September 30, September 30, Increase Increase 2010 2009 (Decrease) (Decrease) Assets $ 1,043,111 $ 1,068,545 $ (25,434) -2.4% Liabilities 179,714 216,306 (36,592) -16.9% Total Net Assets 863,397 852,239 11,158 1.3% Unrestricted Net Assets 94,578 96,129 (1,551) -1.6% Long Term Obligations 155,809 157,136 (1,327) -0.8% Program Revenues 116,384 131,388 (15,004) -11.4% Taxes 140,584 138,138 2,446 1.8% Other General Revenues 19,995 24,702 (4,707) -19.1% Expenses 265,805 277,424 (11,619) 4.2% • The total assets of the City of Huntington Beach exceeded its liabilities at the close of the most recent fiscal year by $863,397,000. Of this amount, $94,578,000 may be used to meet the City's ongoing obligations to citizens and creditors. Net assets increased $11 ,158,000 or 1 .3%. This increase is due in large part to additions made to capital assets for residential street improvements and infrastructure improvements to the City's water and sewer systems. Unrestricted net assets decreased by $1 ,551 ,000 or 1.6%. • Long-term obligations decreased by $1 ,327,000 or 0.8%. This decrease is primarily due to debt service payments and a new bond issue used to refund two existing bonds held by the City. • Program revenues decreased by $15,004,000 or 11.4%. This decrease is primarily due to the one-time contribution of a parking structure from a private developer made in the prior year. Taxes increased $2,446,000 or 1.8% due in large part to slight increases in sales tax revenue. • Expenses decreased by $11,619,000 or 4.2% due to ongoing efforts to cut costs given the sluggish economy. Overview of the Financial Statements This discussion and analysis serve as an introduction to the City of Huntington Beach basic financial statements. The City of Huntington Beach's basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains certain other supplementary information in addition to the basic financial statements themselves. 3 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 Government-wide Financial Statements The government-wide financial statements are designed to provide readers with a broad overview of the City's financial condition and are prepared similarly to those in the private sector. The statement of net assets presents information on all of the City's assets and liabilities, with the difference between the two reported as net assets. Over time, continued increases or decreases in net assets may indicate whether the City's financial condition is improving or deteriorating. The statement of activities presents information on how the City's net assets changed during the most recent fiscal year. These changes are reported on the full accrual basis (when the economic event occurs), not when the cash is received or paid. The government-wide financial statements separate functions that are primarily supported by taxes and intergovernmental revenues (governmental activities) from functions that are supported by user fees (business activities). Governmental activities include City Council, City Administrator, City Treasurer, City Attorney, City Clerk, Finance, Human Resources, Planning, Building, Fire, Information Systems, Police, Economic Development, Community Services, Library Services, Public Works, and Non- Departmental. Business activities include Water, Sewer, Refuse, and Hazmat Service. The government-wide financial statements include the City and all of its component units that are legally separate but whose activities entirely support the City of Huntington Beach. These entities are, the Redevelopment Agency of the City of Huntington Beach, the Huntington Beach Public Financing Authority, and various assessment districts described in Note 1 to the financial statements. The government-wide financial statements can be found on pages 18-19 of this report. Fund Financial Statements The City separates financial activities into funds to maintain control over resources that have been legally separated. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental Funds Governmental funds are used to account for the same functions reported in governmental activities in the government-wide financial statements. However, the focus in the governmental fund section of these financial statements is on near-term resource inflows and outflows available for spending, as well as balances of resources available for spending at the end of the fiscal year. It is useful to compare information presented for the governmental funds to information presented for governmental activities in the government-wide financial statements. The reconciliation indicates to the reader the differences in financial reporting between the governmental activities section and the governmental funds section. 4 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 The City maintains 21 individual governmental funds. Information is presented separately in the governmental funds balance sheet and in the governmental funds statement of revenue, expenditures, and changes in fund balances for the General Fund, Grants Special Revenue Fund, Redevelopment Agency Debt Service Fund, Redevelopment Agency Capital Projects Fund, and Low-Income Housing Capital Projects Fund all of which are considered to be major funds. Data from the other 16 smaller funds are combined into a single, aggregated presentation. Individual fund data for each of these other governmental funds is provided in a combining statement elsewhere in this report. The City provides an annual appropriated budget for its governmental funds. Budgetary comparison schedules for the General Fund and the major special revenue funds (Grants) are required to be presented and are included on pages 94-95 and 110-119 of this report and demonstrate compliance with the budget. The basic governmental fund financial statements can be found on pages 20-23 of this report. Proprietary Funds Proprietary funds or enterprise funds are used to account for the same activities as the business-type activities in the government-wide financial statements. The City uses enterprise funds to account for its Water, Sewer, Refuse, and Hazmat Service activities. Proprietary funds provide the same type of information as the government-wide financial statements, only in more detail. The proprietary fund financial statement provides information for Water, Sewer Service, Refuse, and Hazmat Service Funds, all of which are considered to be major funds of the City. The basic proprietary fund financial statements can be found on pages 25-27 of this report. Fiduciary Funds Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statement because the resources of those funds are not available to support the City of Huntington Beach's own programs. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statements can be found on page 28 of this report. Notes to the financial statements The notes provide additional information that is essential to a full understanding of the data provided in the government-wide and fund financial statements. The notes to the financial statements can be found on pages 29-89 of this report. 5 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 Other information In addition to the basic financial statements and accompanying notes, this report also presents certain required supplementary information concerning the City's progress in funding its obligation to provide pension benefits to its employees and General Fund budget-to-actual comparisons. Required supplementary information can be found on pages 93-97 of this report. The combining statements and schedules referred to earlier in connection with other governmental funds is presented immediately following the required supplementary information on pensions. Combining and individual fund statements and schedules can be found on pages 102-109 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve, over time, as a useful indicator of a government's financial position. At the end of the current fiscal year, the City reported positive net asset balances for both governmental and business-type activities, with total assets exceeding liabilities by $863,397,000. Below is a summary schedule of the City's net assets at September 30, 2010 (in thousands): AmountPercent September 30, September 30, Increase Increase Governmental Activities 2010 2009 (Decrease) (Decrease) Current and Other Assets $ 142,600 $ 173,718 $ (31,118) -17.9% Capital Assets 678,791 677,494 1,297 0.2% Total Assets 821,391 851,212 (29,821) -3.5% Current and Other Liabilities 16,927 51,600 (34,673) -67.2% Long-Term Obligations 154,878 156,036 (1,158) -0.7% Total Liabilities 171,805 207,636 (35,831) -17.3% Net Assets: Invested in Capital Assets, Net of Related Debt 567,631 559,059 8,572 1.5 Restricted 49,100 48,198 902 1.9% Unrestricted 32,855 36,319 (3,464) -9.5% Total Net Assets $ 649,586 $ 643,576 $ 6,010 0.9 Amount Percent September 30, September 30, Increase Increase Business Activities 2010 2009 (Decrease) (Decrease) Current and Other Assets $ 100,141 $ 99,268 $ 873 0.9% Capital Assets 121,579 118,065 3,514 3.0% Total Assets 221,720 217,333 4,387 2.0% Current and Other Liabilities 6,978 7,570 (592) -7.8% Long-Term Obligations 931 1,100 (169) -15.4% Total Liabilities 7,909 8,670 (761) -8.8% Net Assets: Invested in Capital Assets, Net of Related Debt 121,576 118,059 3,517 3.0% Restricted 30,512 30,794 (282) -0.9% Unrestricted 61,723 59,810 1,913 3.2% Total Net Assets $ 213,811 $ 208,663 $ 5,148 2.5 6 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 Analysis of the City's Net Assets Current and Other Assets: The decrease in current and other asset of $31,118,000 is primarily due to recognition of an allowance for the developer loans receivable for affordable housing projects and this was netted on the Statement of Net Assets. Current and Other Liabilities: The decrease in current and other liabilities of $34,673,000 is primarily due to recognition of an allowance for the developer loans receivable for affordable housing projects and this was netted on the Statement of Net Assets. Invested in Capital Assets, Net of Related Debt: The largest portion of the City's net assets reflects investment in capital assets (e.g., land, buildings, machinery, equipment, and infrastructure); less any related debt used to acquire those assets that is still outstanding. The City uses capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, the resources needed to repay this debt must be provided from other sources, since capital assets themselves cannot be used to liquidate these liabilities. Net assets invested in capital assets net of related debt from governmental activities increased $8,572,000 or 1 .5%. This increase was primarily due to improvements made to the City's buildings and road infrastructure. Net assets invested in capital assets net of related debt from business activities increased $3,517,000 or 3.0% due to improvements made to the City's water and sewer systems. Restricted Net Assets: An additional portion of the City's net assets is subject to external (legally imposed or statutory) restrictions ($49,100,000 for governmental activities, and $30,512,000 for business activities). These amounts represent 7.6% and 14.3% of net assets for governmental activities and business activities respectively. Restricted net assets from governmental activities increased $902,000 or 1 .9%. The increase is primarily due to more funds available for capital projects. Restricted net assets from business activities decreased slightly by $282,000 or 0.9%. Unrestricted Net Assets: The unrestricted assets ($32,855,000 for governmental activities and $61 ,723,000 for business activities) represent 5.2% and 28.9% of net assets for governmental activities and business activities respectively. Unrestricted net assets for governmental activities decreased $3,464,000 or 9.5% primarily due to overall decreases in general and program revenues. Unrestricted net assets for business activities increased $1,913,000 or 3.2%. This increase was primarily due to a reduction in net transfers made from business activities in the prior year. 7 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 A condensed summary of governmental activities (in thousands) follows: Governmental Activities Amount Percent September30, September30, Increase Increase Revenues: 2010 2009 Decrease Decrease Program Revenues: Charges for Current Services $ 46,234 $ 45,414 $ 820 1.8% Operating Grants and Contributions 7,069 4,181 2,888 69.1% Capital Grants and Contributions 7,418 25,625 (18,207) -71.1% Total Program Revenues 60,721 75,220 (14,499) -19.3% General Revenues: Property Taxes 85,552 84,010 1,542 1.8% Sales Taxes 23,646 21,427 2,219 10.4% Utility Taxes 19,757 20,616 (859) -4.2% Other Taxes 11,629 12,085 (456) -3.8% Use of Money and Property 4,043 5,002 (959) -19.2% From Other Agencies- Unrestricted 4,184 8,500 (4,316) -50.8% Other 9,944 7,849 2,095 26.7% Total General Revenues 158,755 159,489 (734) -0.5% Total Revenues 219,476 234,709 (15,233) -6.5% Expenses: City Council 301 295 6 2.0% City Administrator 1,674 1,861 (187) -10.0% City Treasurer 1,532 1,308 224 17.1% City Attorney 2,772 2,877 (105) -3.6% City Clerk 883 1,099 (216) -19.7% Finance 4,309 4,479 (170) -3.8% Human Resources 5,284 4,749 535 11.3% Planning 3,170 3,232 (62) -1.9% Building 4,608 9,549 (4,941) -51.7% Fire 33,545 33,942 (397) -1.2% Information Systems 6,812 7,377 (565) -7.7% Police 59,049 60,551 (1,502) -2.5% Economic Development 11,891 15,758 (3,867) -24.5% Community Services 16,147 17,110 (963) -5.6% Library Services 4,519 4,574 (55) -1.2% Public Works 26,483 29,514 (3,031) -10.3% Non-Departmental 24,303 21,196 3,107 14.7% Interest on Long-Term Debt 6,146 5,232 914 17.5% Total Expenses 213,428 224,703 (11,275) -5.0% Change in Net Assets Before Transfers 6,048 10,006 Transfers (38) 7,175 Change in Net Assets After Transfers 6,010 17,181 Net Assets- Beginning of Year 643,576 626,395 Net Assets- End of Year $ 649,586 $ 643,576 The cost of all governmental activities this year was $213,428,000. However, as shown in the Statement of Activities, the amount that the taxpayers ultimately financed for these activities was $152,707,000, because costs of $46,234,000 were paid by those who directly benefited from the programs, or by other governments and organizations that subsidized certain programs with operating grants and contributions of $7,069,000, and capital grants and contributions of $7,418,000. Overall, the City's governmental program revenues were $60,721 ,000. The City paid for the remaining "public benefit" portion of governmental activities with $158,755,000 in taxes and general revenue (some of which could only be used for certain programs) and with other revenues, such as interest and 8 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 general entitlements. Operating Grants and Contributions have increased by $2,888,000 or 69.1% due to Proposition 1 B Local Street and Road Improvement funds received from the state. Capital Grants and Contributions have decreased by $18,207,000 or 71.1% primarily due to a one-time capital asset contributed from a private developer in the prior year. Total program expenses decreased by $11 ,275,000 due to the following: • Building expenses decreased by $4,941 ,000 primarily due to the seismic rehabilitation work on city hall that ended in the prior fiscal year. • Economic development and public works expenses decreased by $3,867,000 and $3,031 ,000, respectively, due to a reduction in staff and construction contracts due to the sluggish economy. Total resources available during the year to finance governmental operations were $863,052,000 consisting of net assets at October 1, 2009, of $643,576,000, program revenues of $60,721,000, general revenues of $158,755,000, less transfers of $38,000. Total expenses for governmental activities during the year were $213,428,000, thus, net assets were increased by $6,010,000, to $649,586,000. A condensed summary of business activities (in thousands) follows: Business Activities Amount Percent September 30, September 30, Increase Increase 2010 2009 (Decrease) (Decrease) Program Revenues: Charges for Current Services $ 55,525 $ 56,014 $ (489) -0.9% Capital Grants and Contributions 138 154 (16) -10.4% Total Program Revenues 555663 565168 (505) -0.9% Use of Money and Property 1,824 3,351 (1,527) -45.6% Total Revenues 575487 595519 (25032) -3.4% Expenses: Water Utility 34,902 34,290 612 1.8% Emerald Cove Housing - 306 (306) -100.0% Refuse Collection 10,585 10,623 (38) -0.4% Sewer Service 6,575 7,306 (731) -10.0% Haz mat Service 315 196 119 60.7% Total Expenses 525377 525721 (344) -0.7% Increase in Net Assets Before Transfers 55110 65798 Transfers 38 (7,175) Total Change In Net Assets 5,148 (377) Net Assets-Beginning of Year 208,663 209,040 Net Assets-End of Year $ 2135811 $ 2085663 The City's net assets from business activities increased by $5,110,000 before transfers. Contributing to this increase were operating income of $3,194,000 and interest income of $1,824,000. Use of money and property decreased by $1,527,000 due to a decrease in the rate of return of the City's cash and investments. The cost of all Business Type activities this year was $52,377,000. As shown in the 9 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 Statement of Activities, the amount paid by users of the systems was $55,525,000, capital grants and contributions were $138,000, other revenue was $1 ,824,000, and transfers were $38,000. Beginning net assets were $208,663,000 and ending net assets were $213,811 ,000. Of the ending net asset amount, $121,576,000, or 56.9%, was invested in capital assets, $30,512,000 or 14.3% was restricted for expenditures for the Water Master Plan, and $61,723,000, or 28.9% was unrestricted. The transfers for Business Type activities changed from a net transfer out of $7,175,000 in the prior year to a net transfer in of $38,000 in the current year. In the prior year, the Emerald Cove Housing enterprise fund was closed and the capital assets were transferred to the Low-Income Housing Capital Projects Fund and the remaining fund balance was transferred to the General Fund. A listing of each program's revenues and expenses for the current year is presented below (in thousands): 2009-2010 2008-2009 Funded by Funded by Taxesand Taxesand Less Program Other General Other General Governmental Activities: Expenses Revenues Revenues Revenues City Council $ 301 $ (62) $ 239 $ 201 City Administrator 1,674 (126) 1,548 1,491 City Treasurer 1,532 (566) 966 543 City Attorney 2,772 (456) 2,316 2,827 City Clerk 883 (106) 777 991 Finance 4,309 (1,234) 3,075 3,215 Human Resources 5,284 (1,103) 4,181 3,495 Planning 3,170 (682) 2,488 2,431 Building 4,608 (4,126) 482 5,884 Fire 33,545 (8,580) 24,965 25,701 Information Systems 6,812 (731) 6,081 6,703 Police 59,049 (5,366) 53,683 54,527 Economic DeNelopment 11,891 (6,247) 5,644 (9,661) Community Services 16,147 (15,896) 251 1,313 Library Services 4,519 (480) 4,039 4,074 Public Works 26,483 (14,691) 11,792 19,536 Non-Departmental 24,303 (269) 24,034 20,980 Interest on Long Term Debt 6,146 - 6,146 5,232 Total Governmental Activities $ 213,428 $ (60,721) $ 152,707 $ 149,483 Business Activities Water Utility $ 34,902 $ (34,394) $ 508 $ 90 Emerald Cogs Housing - - - (537) Refuse Collection 10,585 (10,506) 79 237 Sewer Service 6,575 (10,565) (3,990) (3,229) Hazmat Service 315 (198) 117 (8) Total Business Activities $ 52,377 $ (55,663) $ (3,286) $ (3,447) 10 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 Financial Analysis of the City's Major Governmental Funds Below is an analysis of the City's major governmental fund activities for the year (in thousands): GOVERNMENTALFUNDS Amount Percent September 30, September 30, Increase Increase 2010 2009 (Decrease) (Decrease) Total Fund Equity: General Fund $ 41,352 $ 39,088 $ 2,264 5.8% Grants Special Revenue Fund 923 2,404 (1,481) -61.6% Redevelopment Agency Debt Service (152) 4,489 (4,641) -103.4% Redevelopment Agency Capital Projects 7,809 11,073 (3,264) -29.5% Low-Income Housing Fund 11,409 12,017 (608) -5.1% Total Fund Equity $ 615341 $ 695071 $ (75730) -11.2% The General Fund Balance increased by $2,264,000 primarily due to slight revenue growth combined with overall cost cutting measures implemented by all departments. The Grant Special Revenue Fund Balance decreased by $1 ,481 ,000 primarily due to decreased grant revenue. The Redevelopment Agency Debt Service Fund Balance decreased by $4,641,000. This decrease was primarily due to the State-mandated Supplemental Education Revenue Augmentation Fund (SERAF) contribution required by AB 26 4x. The Redevelopment Agency Capital Projects Fund Balance decreased by $3,264,000. This decrease was the result of planned spending of fund balance on capital projects. The Low-Income Housing Fund decreased $608,000. This decrease was primarily due affordable housing project expenditures exceeding revenues. The revenue from the housing set-aside portion of property tax increment received was less than anticipated due to the sluggish economy. 11 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 Financial Analysis of the City's Major Proprietary Funds Below is an analysis of the fund equity of the City's proprietary funds (in thousands): Enterprise Funds Amount Percent September 30, September 30, Increase Increase 2010 2009 (Decrease) (Decrease) Net Assets: Water Fund $ 160,410 $ 159,353 $ 1,057 0.7% Sewer Fund 53,263 49,016 4,247 8.7% Refuse Fund 39 65 (26) -40.0% Hazmat SerNce Fund 99 229 (130) -56.8% Total Net Assets $ 213,811 $ 208,663 $ 5,148 2.5% Unrestricted Net Assets: Water Fund $ 45,117 $ 47,652 $ (2,535) -5.3% Sewer Fund 16,468 11,864 4,604 38.8% Refuse Fund 39 65 (26) -40.0% Hazmat SerNce Fund 99 229 (130) -56.8% Total Unrestricted Net Assets $ 61,723 $ 59,810 $ 1,913 3.2% The Water Fund net assets increased by $1 ,057,000 and unrestricted net assets decreased by $2,534,000. This increase is due in large part to interest income. The Sewer Fund net assets increased by $4,247,000 and unrestricted net assets increased by $4,604,000. This increase is due to a reduction in repairs and maintenance costs in the current year. Debt Administration Below is a schedule of the changes to the City's long-term obligations (in thousands): Balance Balance September 30, Governmental Activities: October 1, 2009 Additions Retirements 2010 Revenue Bonds $ 59,815 $ 14,745 $ (19,175) $ 55,385 Tax Allocation Bonds 22,400 - (1,320) 21,080 Judgement Obigation Bonds 6,774 - (785) 5,989 Claims 12,500 6,254 (4,827) 13,927 Compensated Absences 12,015 3,259 (4,997) 10,277 Pension Obligation 4,312 3,832 (3,968) 4,176 Loans 35,059 19 (1,240) 33,838 Leases Payable 1,161 - (304) 857 Pollution Remediation 2,000 200 - 2,200 PARS Payable - 7,231 (82) 7,149 Total Long-Term Obligations-Governmental Activities 156,036 35,540 (36,698) 154,878 Business Activities: Compensated Absences 1,094 300 (466) 928 Leases 6 - (3) 3 Business Activities 1,100 300 (469) 931 Total Long-Term Obligations $ 157,136 $ 35,840 $ (37,167) $ 155,809 Additional information on the City's long-term debt is shown in Note 11 to the financial statements. The City of Huntington Beach is legally restricted to issuing general obligation bonds to 12% of its assessed valuation. Since the City has no general 12 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 obligation bonds outstanding, the limit does not apply. This is shown on page 143 of the financial statements. The City's total debt decreased $1 ,326,000 or 0.8% from the prior fiscal year. This decrease was due in large part to the following: • Issuance of $14,745,000 of new Lease Revenue Bonds used to refund outstanding amounts for the 1997 Series A Public Financing Authority Lease Revenue Bonds and the 2000 Series A Public Financing Bonds totaling $2,770,000 and $12,785,000 respectively. • Addition of the $7,231 ,000 Public Agency Retirement System (PARS) Supplementary Retirement Plan program obligation. The City is funding the cost of the annuity installments over a five year period. The City continues to maintain excellent credit ratings on all of its debt issues. The following are the latest ratings as determined by Moody's Investors Service and Standard and Poor's. Debt Instrument Moody's s & P 1999 Tax Allocation Refunding Bonds Baal A 2001 Lease Revenue Bonds, Series A Aa3 AA 2001 Lease Revenue Bonds, Series B Aa3 AA 2002 Tax Allocation Refunding Bonds Baal A 2004 Judgment Obligation Bonds Aa2 AA 2010 Lease Revenue Bonds, Series A Aa3 AA Capital Assets The capital assets of the City are those assets which are used in the performance of the City's functions including infrastructure assets. The City has elected to use the "Basic Approach" as defined by GASB statement 34 for infrastructure reporting. The following infrastructure networks are recorded as capital assets in the government-wide financial statements: • Storm drain system including pump stations, drainage system and manholes. • Streets (including land underneath streets), traffic signals, curbs, gutters, and sidewalks. 13 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 Below is a schedule of the City's capital assets, net of accumulated depreciation (in thousands): Amount Percent September 30, September 30, Increase Increase Governmental Activities: 2010 2009 (Decrease) (Decrease) Land $ 367,323 $ 366,342 $ 981 0.3% Buildings 128,662 129,502 (840) -0.6% Machinery and Equipment 11,274 14,297 (3,023) -21.1% Construction in Progress 10,242 7,992 2,250 28.2% Joint Venture 2,094 2,012 82 4.1% Infrastructure 159,196 157,349 1,847 1.2% Total Governmental Activities 6785791 6775494 15297 0.2% Business Activities: Land $ 3,907 $ 3,907 $ - 0.0% Buildings 40,820 39,658 1,162 2.9% Machinery and Equipment 2,700 3,576 (876) -24.5% Construction in Progress 12,375 8,209 4,166 50.7% Infrastructure 61,777 62,715 (938) -1.5% Total Business Activities 1215579 1185065 35514 3.0% Total Capital Assets $ 8005370 $ 7955559 $ 45811 0.6% Capital assets from governmental activities increased $1,297,000 or 0.2%. This increase is largely due to improvements made to the City's buildings currently in Construction in Progress and road infrastructure. Capital assets from business activities increased $3,514,000 or 3.0%. This increase was largely due to ongoing improvement and rehabilitation of the City's sewer system and water facilities and off-set by annual depreciation. Further information on the City's capital assets can be found in Note 12 of the financial statements. General Fund Budgetary Highlights Chances to Orioinal Budaet Final budgeted revenues for the General Fund increased $1,906,000 or 1 .1% from the original (adopted) budget for the fiscal year ending September 30, 2010. The change from original to final budget occurred primarily as a result of adjustments made to budgeted reimbursement revenue from grants. Comparing the fiscal year 2009/2010 original budget (or adopted) General Fund expenditures amount of $174,552,000 to the final budgeted amount of $177,636,000 shows a net increase of $3,084,000 (1.8%). This overall increase was the result of budget carryovers from the previous year. Variance with Final Budaet General Fund actual revenues were less than final budget by $3,770,000 for the fiscal year ending September 30, 2010. The national recession was the primary factor contributing to this shortfall. The impact of the recession on major categories of revenue is listed below: 14 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 • Utility Tax: The net $1,968,000 negative variance in actual vs. final budgeted revenue in this category was primarily due to a decline in utility usage due to recessionary pressures and low prices for natural gas. • Other Taxes: The net $1,756,000 negative variance in actual vs. final budgeted revenue in this category was primarily due to lower transient occupancy tax as hotels lowered room prices and occupancy rates declined. Also, receipts from the City's utility franchises declined as recessionary pressures lowered natural gas usage and natural gas prices also declined. • Licenses and Permits: The net $876,000 negative variance in actual vs. final budgeted revenue in this category was primarily due to decreased development activity citywide. • Use of Money and Property: The net $1,089,000 negative variance in actual vs. final budgeted revenue in this category was primarily due to declines in interest rates. General Fund expenditures were $6,921,000 less than the final budget. The favorable budget variance is due in large part to the following: • Budget reductions, including concessions from various bargaining groups, implemented during the year saved $4,000,000 • Prudent fiscal management in addition to the formal budget reductions resulted in an additional $2,900,000 in savings Economic Factors and Next Year's Budgets and Rates The key assumptions in the General Fund forecast for fiscal year 2010/2011 are: • Property tax revenue will remain relatively flat due to the continuation of the weak housing market. • Modest increases in sales tax revenue due to slight improvements in retail spending. • Utility taxes will remain relatively flat with little to no growth as economic pressures continue to hold down demand and prices. • Modest growth in transient occupancy tax (TOT) as occupancy and room rates experience a slight improvement compared to prior year. • Increases in the annually required contributions to the City's pension due to declines in CaIPERS investment values. 15 City of Huntington Beach Management's Discussion and Analysis For the Year Ended September 30, 2010 Contacting the City's Financial Management Team This financial report is designed to provide our citizens, taxpayers, customers, and investors and creditors with a general overview of the City's finances and to show the City's accountability for the money it receives. If you have questions about this report, separate reports of the City's component units or need any additional financial information, contact the Finance Department at 2000 Main Street, Huntington Beach, California, 92648-2702, phone (714) 536-5630 or e-mail cgonzales@surfcity-hb.org. 16 BASIC FINANCIAL STATEMENTS CITY OF HUNTINGTON BEACH STATEMENT OF NET ASSETS SEPTEMBER 30, 2010 (In Thousands) Governmental Business-Type ASSETS Activities Activities Total Cash and Investments $ 28,155 $ 62,856 $ 91,011 Receivables, Net 30,036 5,541 35,577 Inventories - 1,232 1,232 Prepaids 12,502 - 12,502 Other Assets 1,266 - 1,266 Land Held for Resale 6,158 - 6,158 Other Postemployment Benefits Asset 8,661 - 8,661 Subtotal 86,778 69,629 156,407 Restricted Assets: Cash and Investments 28,936 30,512 59,448 Cash and Investments with Fiscal Agent 8,313 - 8,313 Receivables, Net 18,573 - 18,573 Total Restricted Assets 55,822 30,512 86,334 Capital Assets : Non-Depreciable 379,659 16,282 395,941 Depreciable 299,132 105,297 404,429 Total Capital Assets 678,791 121,579 800,370 Total Assets 821,391 221,720 1,043,111 LIABILITIES Accounts Payable 4,150 5,099 9,249 Accrued Payroll 4,861 378 5,239 Deposits 1,194 1,501 2,695 Subtotal 10,205 6,978 17,183 Liabilities Payable from Restricted Assets: Accounts Payable 2,436 - 2,436 Accrued Interest Payable 569 - 569 Unearned Revenue 739 - 739 Deposits 2,978 - 2,978 Total Liabilities Payable from Restricted Assets 6,722 - 6,722 Long-Term Obligations: Long-Term Obligations Due Within One Year 16,712 252 16,964 Long-Term Obligations Due in More than One Year 138,166 679 138,845 Total Long-Term Obligations 154,878 931 155,809 Total Liabilities 171,805 7,909 179,714 NET ASSETS Investment in Capital Assets, Net of Related Debt 567,631 121,576 689,207 Restricted for: Debt Service 8,352 - 8,352 Capital Projects 17,039 30,512 47,551 Specific Projects and Programs 23,709 - 23,709 Total Restricted Net Assets 49,100 30,512 79,612 Unrestricted 32,855 61,723 94,578 Total Net Assets $ 649,586 $ 213,811 $ 863,397 See Notes to the Financial Statements 18 CITY OF HUNTINGTON BEACH STATEMENT OF ACTIVITIES AND CHANGES IN NET ASSETS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) Net(Expense)Revenue and Changes in Program Revenues Net Assets Chargesfor I Operating juaprialurams Business- Current Grants and and Governmental Type Functions/Programs Expenses Services Contributions Contributions Activities Activities Total Governmental Activities: City Council $ 301 $ 62 $ - $ - $ (239) $ - $ (239) City Administrator 1,674 126 - - (1,548) - (1,548) City Treasurer 1,532 566 - - (966) - (966) City Attorney 2,772 456 - - (2,316) - (2,316) City Clerk 883 106 - - (777) - (777) Finance 4,309 1,234 - - (3,075) - (3,075) Human Resources 5,284 1,103 - - (4,181) - (4,181) Planning 3,170 682 - - (2,488) - (2,488) Building 4,608 4,126 - - (482) - (482) Fire 33,545 8,504 76 - (24,965) - (24,965) Information Systems 6,812 731 - - (6,081) - (6,081) Police 59,049 4,849 517 - (53,683) - (53,683) Economic Development 11,891 2,685 668 2,894 (5,644) - (5,644) Community Services 16,147 15,470 223 203 (251) - (251) Library Services 4,519 415 65 - (4,039) - (4,039) Public Works 26,483 4,850 5,520 4,321 (11,792) - (11,792) Non-Departmental 24,303 269 - - (24,034) - (24,034) Interest on Long-Term Debt 6,146 - - - (6,146) - (6,146) Total Governmental Activities 213,428 46,234 7,069 7,418 (152,707) (152,707) Business-type Activities: Water Utility 34,902 34,256 - 138 - (508) (508) Sewer Service 6,575 10,565 - - - 3,990 3,990 Refuse Collection 10,585 10,506 - - - (79) (79) Hazmat Service 315 198 (117) (117) Total Business-Type Activities 52,377 55,525 138 3,286 3,286 Total Business and Governmental Type Activities $ 265,805 $ 101,759 $ 7,069 $ 7,556 (152,707) 3,286 (149,421) General Revenues: Taxes: Property Taxes 85,552 - 85,552 Sales Taxes 23,646 - 23,646 Utility Taxes 19,757 - 19,757 Other Taxes 11,629 11,629 Total Taxes 140,584 - 140,584 Other: Use of Money and Property 4,043 1,824 5,867 From Other Agencies-Unrestricted 4,184 - 4,184 Gain on Sale of Property 4,496 - 4,496 Other 5,448 5,448 Total General Revenues 158,755 1,824 160,579 Transfers (38) 38 Total General Revenues and Transfers 158,717 1,862 160,579 Change in Net Assets 6,010 5,148 11,158 Net Assets-Beginning of Year 643,576 208,663 852,239 Net Assets-End of Year $ 649,586 $ 213,811 $ 863,397 See Notes to the Financial Statements 19 CITY OF HUNTINGTON BEACH BALANCE SHEET GOVERNMENTAL FUNDS SEPTEMBER 30,2010 (In Thousands) Other Major Governmental Funds ow-ncome Redevelopment Redevelopment Housing Total Major Other Grants Special Agency Debt Agency Capital Capital Governmental Governmental ASSETS General Fund Revenue Service Pro acts Pro acts As Funds Total Cash and Investments $ 28,155 $ 609 $ - $ 2,626 $ 8,549 $ 39,939 $ 17,152 $ 57,091 Cash and Investmentswith FiscalAgent - - 2,402 - - 2,402 5,911 8,313 Taxes Receivable 25,758 - 4,510 - - 30,268 553 30,821 Other Receivables,Net 4,278 3,861 136 10 8,715 17,000 788 1],]88 Due from Other Funds - - - 199 - 199 967 1,166 Advances to Other Funds 675 - - 302 4,591 5,568 - 5,568 Land Hell for Resale - - - 6,158 - 6,158 - 6,158 Other Assets - - - - - - 1,266 1,266 Prepaids 12,502 - - - - 12,502 - 12,502 TOTAL ASSETS $ 71,368 $ 4,470 $ 7,048 $ 9,295 $ 21,855 $ 114,036 $ 26,637 $ 140,673 LIABILITIES AND FUND BALANCES Liabilities: Accounts Payable $ 4,150 $ 403 $ - $ 92 $ 79 $ 4,724 $ 1,862 $ 6,586 Accrued Payroll 4,709 45 - 31 14 4,799 62 4,861 Due to Other Funds - - 199 - - 199 967 1,166 Advances from Other Funds - - 3,530 1,363 - 4,893 675 5,568 Deposits Payable 1,194 13 - - 1,665 2,872 1,300 4,172 Deferred Revenue 14,285 3,086 3,471 - 8,688 29,530 515 30,045 Claims Payable 5,678 - - - - 5,678 - 5,678 Total Liabilities 30,016 3,54] 7,200 1,486 10,446 52,695 5,381 58,076 Fund Balances: Nonspendable Long Term Receivables - - 116 - - 116 - 116 Land Held for Resale - - - 6,158 - 6,158 - 6,158 Prepaid Insurance 3,930 - - - - 3,930 - 3,930 Advances to Other Fund 675 - - 302 - 977 - 977 Restricted Underground Utilities 364 - - _ - 364 - 364 Restitution 244 - - - - 244 - 244 Pollution Remediation - - - - - - 489 489 Debt Service - - 2,402 - 2,402 5,946 8,348 Highways,Streets and Transportation - - - - - ],614 ],614 Low Income Housing - - - - 6,818 6,818 - 6,818 Air Quality - - - - - - 803 803 Parks - - - - - - 2,787 2,787 Advances to Other Fund - - - - 4,591 4,591 - 4,591 Other Capital Projects - - - 322 - 322 1,098 1,420 Other Purposes 844 449 - - - 1,293 - 1,293 Committed Economic Uncertainties 19,710 - - - 19,710 - 19,710 Litigation Reserves 900 - - - 900 - 900 Capital Projects Reserve 2,970 - - - - 2,970 - 2,970 Redevelopment Capital Projects - - - 1,256 - 1,256 - 1,256 Equipment Replacement 6,913 - - - - 6,913 - 6,913 Other Capital Projects - - - - - - 30 30 Other Purposes - 465 - - - 465 4 469 Assigned Capital Projects - - - - - - 2,924 2,924 PARS Obligation 3,549 - - - - 3,549 - 3,549 Other Purposes 1,253 9 - - - 1,262 981 2,243 Unassigned - - (2,670) (229) - (2,899) H 420) (4,319) TOTAL FUND BALANCES 41,352 923 (152) 7,809 11,409 61,341 21,256 82,597 TOTAL LIABILITIES AND FUND BALANCES $ 71,368 $ 4,470 $ 7,048 $ 9,295 $ 21,855 $ 114,036 $ 26,637 $ 140,673 See Notes to the Financial Statements 20 CITY OF HUNTINGTON BEACH RECONCILIATION OF THE BALANCE SHEET OF GOVERNMENTAL FUNDS TO THE STATEMENT OF NET ASSETS SEPTEMBER 30, 2010 (In Thousands) Amounts reported for governmental activities in the statement of net assets are different because: Total Fund Balances Governmental Funds $ 82,597 Net capital assets used in governmental activities are not current financial resources and, therefore, are not reported in the governmental funds Capital Assets 928,203 Accumulated Depreciation (249,412) Long-term receivable are not available to pay for current-period expenditures and accordingly are deferred in the governmental funds. 11,704 Other long-term assets are not available to pay for current-period expenditures and, therefore, are deferred in the governmental funds Accrued Taxes Receivable 17,602 Other Postemployment Benefit Asset 8,661 Other long-term liabilities are not due in the current period and, therefore, are not recorded in the governmental funds. Accrued Interest Payable (569) Long-term Liabilities, including bonds and certificates of participation payable, are not due and payable in the current period and therefore are not reported in the governmental funds. Long-Term Obligations Due in One Year (11,034) Long-Term Obligations Due in More than One Year (138,166) Net Assets of Governmental Activities $ 649,586 See Notes to the Financial Statements 21 CITY OF HUNTINGTON BEACH STATEMENT OF REVENUES,EXPENDITURES,AND CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) Other Major Governmental Funds Redevelopment Redevelopment Low-Income Grants Special Agency Debt Agency Capital Housing Capital REVENUES General Fund Revenue Service Projects Projects Property Taxes $ 66,886 $ - $ 18,186 $ - $ - Sales Taxes 20,795 - - - - Utility Taxes 19,757 - - -Other Taxes 11,629 - - - - Licenses and Permits 6,109 - - - - Fines and Forfeitures 3,965 - - - - From Use of Money and Property 13,826 236 168 719 967 Intergovernmental 4,219 4,326 - - 1,222 Charges for Current Services 22,724 - - - - Other 2,433 68 - 181 439 Total Revenues 172,343 4,630 18,354 900 2,628 EXPENDITURES Current: City Council 301 - - - - City Administrator 1,652 - - - - City Treasurer 1,532 - - - - City Attorney 2,657 - - 115 - City Clerk 868 - - - - Finance 4,286 - - - - Human Resources 5,209 - - - Planning 2,954 216 - - - Building 3,376 73 - - - Fire 32,398 418 - - - Iniormation SeMces 6,782 - - - - Police 57,521 947 - - - Economic Development 1,520 1,144 8,298 1,388 2,354 Community Services 13,328 247 - 90 - Library Services 4,066 92 - - - Public Works 17,388 845 - 93 - Non-Departmental 14,443 - - - - CapitalOutlay - 2,367 - 3,144 4,166 Debt Service: Principal 386 125 2,435 - - Interest 48 173 3,318 - - Total Expenditures 170,715 6,647 14,051 4,830 6,520 Excess(Deficiency)Ot Revenues Over (Under)Expenditures 1,628 (2,017) 4,303 (3,930) (3,892) OTHER FINANCING SOURCES(USES) Tmnsiers In 8,452 588 - 882 3,689 Issuance of Long Term Debt - - - - - Issuance Premium - - - - - Payments to Escrow - - - - - Tmnsiers Out (7,816) (52) (8,944) (216) (405) Total Other Financing Sources(Uses) 636 536 (8,944) 666 3,284 Net Change In Fund Balances 2,264 (1,481) (4,641) (3,264) (608) Fund Balances Beginning Ot Year 39,088 2,404 4,489 11,073 12,017 Fund Balances End Ot Year $ 41,352 $ 923 $ (152) $ 75809 $ 115409 See Notes to the Financial Statements 22 CITY OF HUNTINGTON BEACH STATEMENT OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES GOVERNMENTALFUNDS FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) (continued) Total Major Other Governmental Governmental Funds Funds Total $ 85,072 $ - $ 85,072 20,795 1,787 22,582 19,757 - 19,757 11,629 - 11,629 6,109 95 6,204 3,965 - 3,965 15,916 414 16,330 9,767 10,126 19,893 22,724 463 23,187 3,121 93 3,214 198,855 12,978 211,833 301 301 1,652 - 1,652 1,532 - 1,532 2,772 - 2,772 868 868 4,286 - 4,286 5,209 75 5,284 3,170 - 3,170 3,449 - 3,449 32,816 - 32,816 6,782 - 6,782 58,468 98 58,566 14,704 - 14,704 13,665 836 14,501 4,158 - 4,158 18,326 2,140 20,466 14,443 389 14,832 9,677 7,498 17,175 2,946 4,405 7,351 3,539 2,829 6,368 202,763 18,270 221,033 (3,908) (5,292) (9,200) 13,611 7,239 20,850 - 14,745 14,745 707 707 (15,967) (15,967) (17,433) (3,455) (20,888) (3,822) 3,269 (553) (7,730) (2,023) (9,753) 69,071 23,279 92,350 $ 61,341 $ 215256 $ 825597 See Notes to the Financial Statements 23 CITY OF HUNTINGTON BEACH RECONCILIATION OF THE STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) Amounts reported for governmental activities in the Statement of Activities are different because: Net Changes in Fund Balances-Total Governmental funds $ (9,753) Capital Expenditures- Governmental funds report capital outlays as expenditures. However, in the Statement of Activities,the cost of these assets is allocated over their estimated useful lives and reported as depreciation expense. Depreciable Assets Purchased 11,090 Non-Depreciable Assets Purchased 3,313 Captial Asset Depreciation (13,106) Accrual of Revenues -Certain revenues in the Statement of Activities do not meet the"availability' criteria for revenue recognition in the governmental funds and are not reported in the governmental funds as revenue. Current Year Property Tax Accrual 17,602 Prior Year Property Tax Accrual (16,058) Repayments on long-term receivables provide current financial resources to governmental funds,while loans provided consume the current financial resources of governmental funds. These transactions, however, have no effect on net assets. 7,208 Governmental funds report only proceeds from the sale of capital assets. The Statement of Activities reports a gain or loss on disposal based on the net book value at the time of disposal. This amount represents the gain on sale of land held for resale. 4,496 Other Postemployment Benefits Payments- Expenses reported in the Statement of Activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds. 283 Liabilities not Liquidated with Current Resources-Some expenses reported in the Statement of Activities do not require the use of current financial resources and,therefore,are not reported as expenditures in governmental funds. Current Year Interest Accrual (569) Prior Year Interest Accrual 791 Repayments of long-term debt are expenditures in the governmental funds, but 22,906 Some expenses reported in the Statement of Activities do not require the use of current resources, and therefore are not reported as expenditures in the governmental funds. This amount also includes the amount of debt proceeds during the year. (22,193) Change in Net Assets of Governmental Activities $ 6,010 See Notes to the Financial Statements 24 CITY OF HUNTINGTON BEACH STATEMENT OF NET ASSETS PROPRIETARY FUNDS SEPTEMBER 30,2010 (In Thousands) Hazmat Sewer Service Service Water Fund Fund Refuse Fund Fund Total ASSETS Current Assets: Cash and Investments $ 46,399 $ 16,324 $ - $ 133 $ 62,856 Restricted Cash and Investments 30,512 - - - 30,512 Other Receivables, Net 2,115 592 462 2 3,171 Inventories 1,232 - - - 1,232 Unbilled Receivables 1,508 429 433 - 2,370 Due from Other Funds 19 - - - 19 Total Current Assets 81,785 17,345 895 135 100,160 Capital Assets: Land 3,907 - - - 3,907 Buildings and Improvements 40,004 13,505 - - 53,509 Machinery and Equipment 8,567 829 - - 9,396 Infrastructure 82,185 40,160 - - 122,345 Construction in Progress 6,713 5,662 - - 12,375 Less Accumulated Depreciation (56,592) (23,361) - - (79,953) Total Capital Assets 84,784 36,795 - - 121,579 Total Assets 166,569 54,140 895 135 221,739 LIABILITIES Current Liabilities: Accounts Payable $ 3,711 $ 571 $ 816 $ 1 $ 5,099 Accrued Payroll 279 81 10 8 378 Due to Other Funds - - 19 - 19 Deposits Payable 1,501 - - - 1,501 Current Portion of Compensated Absenses and Capital Leases 181 61 3 7 252 Total Current Liabilities 5,672 713 848 16 7,249 Non-Current Liabilities: Compensated Absences 487 164 8 20 679 Total Liabilities 6,159 877 856 36 7,928 NET ASSETS Invested in Capital Assets, Net of Related Debt 84,781 36,795 - - 121,576 Restricted for: Capital Projects 30,512 - - 30,512 Unrestricted 45,117 16,468 39 99 61,723 Total Net Assets $ 160,410 $ 53,263 $ 39 $ 99 $ 213,811 See Notes to the Financial Statements 25 CITY OF HUNTINGTON BEACH STATEMENT OF REVENUES, EXPENSES, AND CHANGES IN NET ASSETS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) Hazmat Sewer Service Service Water Fund Fund Refuse Fund Fund Total OPERATING REVENUES Sales $ 33,700 $ - $ - $ - $ 33,700 Fees for Service - 10,390 10,405 198 20,993 Other 556 175 101 - 832 Total Operating Revenues 34,256 10,565 10,506 198 55,525 OPERATING EXPENSES Water Purchases 12,867 - - - 12,867 Supplies and Operations 5,954 5,358 10,544 313 22,169 Engineering 1,535 - - - 1,535 Production and Distribution 6,583 - - - 6,583 Maintenance 1,906 - - - 1,906 Water Meters 1,790 - - - 1,790 Water Quality 550 - - - 550 Water Use Efficiency 311 - - - 311 Depreciation 3,406 1,217 - - 4,623 Total Operating Expenses 34,902 6,575 10,544 313 52,334 Operating Income (Loss) (646) 3,990 (38) (115) 3,191 NON-OPERATING REVENUES (EXPENSES) Interest Income 1,565 257 2 - 1,824 Interest Expense - - (41) (2) (43) Total Non-Operating Revenues (Expenses) 1,565 257 (39) (2) 1,781 Change In Net Assets Before Capital Contributions and Transfers 919 4,247 (77) (117) 4,972 CAPITAL CONTRIBUTIONS 138 - - - 138 TRANSFERS Transfers In - - 51 - 51 Transfers Out - - - (13) (13) Total Transfers - - 51 (13) 38 Total Change In Net Assets 1,057 4,247 (26) (130) 5,148 Net Assets-Beginning Of Year 159,353 49,016 65 229 208,663 Net Assets- End Of Year $ 160,410 $ 53,263 $ 39 $ 99 $ 213,811 See Notes to the Financial Statements 26 CITY OF HUNTINGTON BEACH STATEMENT OF CASH FLOWS PROPRIETARY FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) Sewer Service Hazmat Water Fund Fund Refuse Fund Service Fund Total CASH FLOWS FROM OPERATING ACTIVITIES Cash Received from Customers and Users $ 34,331 $ 10,578 $ 10,501 $ 215 $ 55,625 Cash Paid to Employees for Services (7,795) (2,421) (223) (226) (10,665) Cash Paid to Suppliers of Goods and Services (23,708) (3,723) (10,317) (82) (37,830) Net Cash Provided(Used)by Operating Items 2,828 4,434 (39) (93) 7,130 CASH FLOWS FROM NONCAPITAL FINANCING ACTIVITIES Transfers In - - 51 - 51 Cash Received (Paid)to Other Funds (19) - 19 -Net Cash Provided(Used)by Non Capital Financing Activities (19) - 70 - 51 CASH FLOWS FROM CAPITAL AND RELATED FINANCING ACTIVITIES Purchase of Capital Assets (7,393) (885) (42) (16) (8,336) Net Cash Provided(Used)by Capital and Related Financing Activities (7,393) (885) (42) (16) (8,336) CASH FLOWS FROM INVESTING ACTIVITIES Interest Received 1,813 282 3 1 2,099 Net Increase (Decrease) in Cash and Cash Equivalents (2,771) 3,831 (8) (108) 944 Cash and Cash Equivalents- Beginning of Year 79,682 12,493 8 241 92,424 Cash and Cash Equivalents-End of Year $ 76,911 $ 16,324 $ - $ 133 $ 93,368 RECONCILIATION OF OPERATING INCOME(LOSS)TO NET CASH PROVIDED (USED)BY OPERATING ACTIVITIES Operating Income(Loss) $ (646) $ 3,990 $ (38) $ (115) $ 3,191 Adjustments to Reconcile Operating income to Net Cash Provided(Used) by Operating Activities Depreciation 3,406 1,217 - - 4,623 Decrease (Increase) in Other Receivables, Net 90 11 (1) 17 117 Decrease (Increase) in Unbilled Receivables (15) 4 (4) - (15) Increase in Inventory (31) - - - (31) Increase (Decrease) in Accounts Payable 84 (723) 1 - (638) Increase in Accrued Payroll 46 17 4 2 69 Decrease in Deposits (20) (2) (1) - (23) Increase (Decrease) in Compensated Absences (86) (80) - 3 (163) Net Cash Provided(Used)by Operating Activities $ 2,828 $ 4,434 $ (39) $ (93) $ 7,130 See Notes to the Financial Statements 27 CITY OF HUNTINGTON BEACH STATEMENT OF FIDUCIARY FUND NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30,2010 (In Thousands) Trust Fund- Pension Retirement Total Agency Supplemental ASSETS Funds Fund Cash and Investments $ 3,805 $ Cash and Investments with Fiscal Agent 4,139 Mutual Funds - 26,628 Money Market Funds - 1,537 Accounts Receivable, Net 98 5 Total Assets $ 8,042 28,170 LIABILITIES Accounts Payable $ 419 2 Due to Bondholders 5,401 - Held for Others 2,222 - Benefits Due to Plan Members and Beneficiaries - 4,176 Total Liabilities $ 8,042 4,178 NET ASSETS Held in Trust For Pension Benefits and Other Purposes $ 23,992 CITY OF HUNTINGTON BEACH STATEMENT OF CHANGES IN FIDUCIARY FUND NET ASSETS PENSION TRUST FUND FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) Trust Fund- Pension Retirement Supplemental ADDITIONS Fund Employer Contributions $ 3,968 Other Income 153 Investment Income, Net 1,852 Total Additions 5,973 DEDUCTIONS Benefits 2,389 Administrative Costs 185 Total Deductions 2,574 Change in Net Assets 3,399 Net Assets- Beginning of Year 20,593 Net Assets-End of Year $ 23,992 See Notes to the Financial Statements 28 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 Footnote Number Description Page 1. Summary of Significant Accounting Policies................30-43 2. Cash and Investments .....................................................44-49 3. Other Receivables ............................................................49-50 4. Deferred Compensation...................................................50-51 5. Deferred Revenue.............................................................51 6. Retirement Plan — Normal ...............................................51-54 7. Retirement Plan — Supplemental ...................................54-56 8. Postemployment Medical Insurance ............................56-59 9. Risk Management ..................................................... 60-61 10. Interfund Transactions............................................................62-64 11. Long-Term Obligations.....................................................64-80 12. Capital Assets....................................................................81-82 13. Commitments and Contingencies..................................83-85 14. Other Information ..............................................................85-86 15. Subsequent Events...........................................................86-90 29 City of Huntington Beach -- Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES a. Reporting Entity The City of Huntington Beach is the primary government. It was incorporated in 1909 as a charter, full-service city. The form of government is Council- Administrator. Component units are legally separate organizations for which the City Council is financially accountable, or organizations that if excluded from the accompanying financial statements, would make them misleading. The component units described below are blended (presented as if they are part of the primary government) with the primary government for financial reporting purposes because either the component units have governing bodies identical to the City's (the City Council) or provide services exclusively to the City. Financial accountability means the appointment of a voting majority of the component unit's board and either the ability to impose will by the City or the possibility that the component unit will provide a financial benefit or impose a financial burden on the City. Redevelopment Aaency of the City of Huntington Beach (the Redevelopment Agency) — This entity was formed in 1967 to renovate older areas in the City. The City Council serves as its governing body and adopts its annual budget. The Redevelopment Agency is financially dependent on the City for all of its operations. Separately prepared financial statements are available for the Redevelopment Agency from the Finance Department. Huntington Beach Public Financing Authority (Public Financing Authority) — This Corporation was formed in March 1988 to issue debt to finance public improvements and other capital purchases for the City and Redevelopment Agency. The Public Financing Authority's governing body is the City Council, which also adopts the annual budget. The Public Financing Authority is financially dependent on the City. There are no separately issued financial statements available for the Public Financing Authority. The City of Huntington Beach Community Facilities Districts 1990-1, 2000-1, 2002-1, and 2003-1 (Community Facilities Districts) — were formed to construct public improvements within the City boundaries. The governing board of these districts is the City Council. The proceeds of debt issued and the expenditures for the public improvements are recorded in capital projects funds. The Community Facilities Districts' debt is not an obligation of the City. There are no separate financial statements prepared for these entities. 30 City of Huntington Beach 0) Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The City of Huntington Beach Supplemental Retirement Plan and Trust (Supplemental Retirement Plan and Trust) — The Trust was formed to provide a supplemental retirement plan for all employees hired prior to 1997 (exact dates differed for various associations). The governing board of the Supplemental Retirement Plan consists of the City Treasurer, Director of Finance, and the City Administrator (or designee). The Retirement Board is responsible for supervising all investments, resolving benefit disputes, and ensuring that contributions are made in order to pay the required benefits. There are no separate financial statements for this plan and trust. b. Government-wide Financial Statements The government-wide financial statements include a Statement of Net Assets and a Statement of Activities. These statements present summaries of Governmental and Business-Type Activities for the City accompanied by a total column. Fiduciary activities of the City are not included in these statements. These statements are presented on an "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all of the City's assets and liabilities, including capital assets, as well as infrastructure assets, and long-term liabilities, are included in the accompanying Statement of Net Assets. The Statement of Activities presents changes in net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. The Statement of Activities demonstrates the degree to which the direct expenses of a given function or segment is offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or segment. Indirect expenses are allocated to the various functions based on a proportionate use of services. The types of transactions reported as program revenues for the City are reported in three categories: 1) charges for current services; 2) operating grants and contributions; and, 3) capital grants and contributions. Taxes and other items not properly included among program revenues are reported as general revenues. When both restricted and unrestricted resources are available for use, it is the government's policy to use restricted resources first, then unrestricted resources as they are needed. Government-wide financial statements do not provide information by fund. They simply distinguish between governmental and business-type activities. The City's Statement of Net Assets includes both current and non-current assets and liabilities. 31 City of Huntington Beach 0 Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Financial Statement Classification In the government-wide financial statements, net assets are classified in the following categories: Invested In Capital Assets, Net of Related Debt — This category groups all capital assets, including infrastructure, into one component of net assets. Accumulated depreciation and the outstanding balances of debt that are attributable to the acquisition, construction, or improvement of these assets reduce this category. Restricted Net Assets — This category presents restrictions imposed by creditors, grantors, contributors or laws or regulations of other governments and restrictions imposed by law through constitutional provisions or enabling legislation. This category presents restrictions placed on the categories of Capital Projects, Debt Service, and Specific Projects and Programs. Unrestricted Net Assets — This category represents the net assets of the City, not restricted for any project or other purpose. c. Fund Financial Statements Separate fund financial statements are prepared for governmental funds, proprietary funds, and fiduciary funds. Major individual governmental and enterprise funds are reported as separate columns in the fund financial statements. The City applies all applicable Governmental Accounting Standards Board (GASB) pronouncements (including all National Council on Governmental Accounting NCGA Statements and Interpretations currently in effect) as well as the following pronouncements issued on or before November 30, 1989, to the governmental activities, business-type activities, and proprietary funds, unless those pronouncements conflict with or contradict GASB pronouncements, Financial Accounting Standards Board (FASB) Statements and Interpretations, Accounting Principles Board (APB) Opinions, and Accounting Research Bulletins (ARB) of the Committee on Accounting Procedure. The City has elected not to follow applicable FASB Statements and Interpretations issued after November 30, 1989. 32 City of Huntington Beach Notes to Financial Statements M, For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Measurement Focus. Basis of Accounting, and Financial Statement Presentation All governmental funds are accounted for on a spending or "current financial resources" measurement focus and the modified accrual basis of accounting. Only current assets and current liabilities are included on the Balance Sheets. The Statement of Revenues, Expenditures, and Changes in Fund Balances present increases (revenues and other financing sources) and decreases (expenditures and other financing uses) in net current assets. Under the modified accrual basis of accounting, revenues are recognized in the accounting period in which they become both measurable and available to finance expenditures of the current period. Revenues are recorded when received in cash, except that revenues subject to accrual (generally 60 days after year-end) are recognized when due. The primary revenue sources, which have been treated as susceptible to accrual by the City, are property tax, sales tax, use of money and property, intergovernmental revenues, charges for current services, and other taxes. Expenditures are recorded in the accounting period in which the related fund liability is incurred. However, debt service expenditures as well as expenditures related to compensated absences and claims are recorded only when payment is due. Governmental Funds Financial Statements Governmental Funds Financial Statements include a Balance Sheet and a Statement of Revenues, Expenditures, and Changes in Fund Balances for all major governmental funds and non-major funds aggregated. An accompanying schedule is presented to reconcile and explain the differences in fund balances as presented in these statements to the net assets presented in the government-wide financial statements. The City presents all major funds that meet those qualifications. The City's Governmental Fund Balances are comprised of the following components: • Nonspendable fund balance typically includes inventories, prepaid items, and other items that by definition are not in spendable form. • The restricted fund balance category includes amounts that can be spent only for the specific purposes stipulated by constitution, external resource providers, or through enabling legislation. • The committed fund balance classification includes amounts that can be used only for the specific purposes determined by a formal action of the City Council. The City Council has authority to establish, modify, or rescind a fund balance commitment. 33 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) • Amounts in the assigned fund balance classification are intended to be used by the City for specific purposes but do not meet the criteria to be classified as restricted or committed. The City Administrator or designee has the authority to establish, modify, or rescind a fund balance assignment. • Unassigned fund balance is the residual classification for the City's General Fund and includes all spendable amounts not contained in the other classifications. Unassigned fund balance in other governmental funds is limited to any negative residual fund balance after fund balance has been classified as restricted, committed, or assigned. In the government-wide statements, the City considers restricted funds to be spent first then unrestricted amounts when expenditures are incurred for purposes for which both restricted and unrestricted fund balance is available. In the governmental fund statements, when expenditures are incurred, the City's uses the most restrictive funds first. The City would use the appropriate funds in the following order: committed, assigned, and lastly unassigned amounts. Economic Uncertainties Reserve Commitment The City Council established an Economic Uncertainty Reserve in the General Fund with a goal to commit the value of two months of the General Fund expenditure adopted budget amount. Appropriations from the Economic Uncertainties Reserve commitments can only be made by formal City Council action. Generally, appropriations and access to these funds will be reserved for emergency situations. Examples of such emergencies include, but are not limited to: • An unplanned, major event such as catastrophic disaster requiring expenditures over 5% of the General Fund adopted budget • Budgeted revenue taken by another government entity • Drop in projected/actual revenue of more than 5% of the General Fund adopted revenue budget Should the Economic Uncertainties Reserve commitment be used, and its level falls below the minimum amount of two months of General Fund expenditures adopted budget, the goal is to replenish the fund within three fiscal years. Proprietary Fund Financial Statements Proprietary Fund Financial Statements include a Statement of Net Assets, a Statement of Revenues, Expenses, and Changes in Fund Net Assets, and a Statement of Cash Flows for each major proprietary fund. 34 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Proprietary funds are accounted for using the "economic resources" measurement focus and the accrual basis of accounting. Accordingly, all assets and liabilities (whether current or non-current) are included on the Statement of Net Assets. The Statement of Revenues, Expenses, and Changes in Fund Net Assets present increases (revenues) and decreases (expenses) in total net assets. Under the accrual basis of accounting, revenues are recognized in the period in which they are earned while expenses are recognized in the period in which the liability is incurred. Operating revenues in the proprietary funds are those revenues that are generated from the primary operations of the fund. All other revenues are reported as non-operating revenues. Operating expenses are those expenses that are essential to the primary operations of the fund. All other expenses are reported as non-operating expenses. Fiduciary Funds Financial Statements Fiduciary Funds Financial Statements include a Statement of Net Assets and a Statement of Changes in Net Assets for Trust Funds. The City's fiduciary funds include Agency Funds, which are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. The agency funds are accounted for on the accrual basis of accounting. The Retirement Trust Fund accounts for the activities of the supplemental retirement plan for all employees hired prior to 1997, which accumulates resources for pension benefits to qualified employees. Contributions made are funded by a percentage of the Retirement Trust payroll and are recognized when the payroll is incurred. Fiduciary funds are not presented in the government-wide financial statements because these funds do not represent net assets available to the City. 35 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) The City reports the following major funds: Governmental Funds General Fund - accounts for activity not required to be accounted for in another fund. Grant Special Revenue - accounts for revenues and expenditures of grant related activity. Redevelopment Agency Debt Service - accounts for the related debt service activity for certain projects in the City's Redevelopment project areas. Redevelopment Agency Capital Projects - accounts for acquisition and construction of capital assets for certain projects in the City's Redevelopment project areas. Low Income Housing Capital Projects - accounts for the activity related to the development of affordable housing. Proprietary Funds Water Fund - used to account for water sales to customers. Sewer Service Fund - accounts for user fees charged to residents and businesses for sewer service. Refuse Fund - used to account for activities related to refuse collection and disposal. Hazmat Service Fund — accounts for user fees charged for the City's hazardous waste material program. The City's fund structure also includes the following fund types: Special Revenue Funds are used to account for and report the proceeds of specific revenue sources that are restricted or committed to expenditure for specified purposes other than debt service or capital projects. Debt Service Funds are used to account for the receipts for and payment of general long-term debt. Capital Projects Funds are used to account for and report financial resources that are restricted, committed, or assigned to expenditure for capital outlays, including the acquisition or construction of capital facilities and other capital assets. 36 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) Fiduciary Funds General Deposit Fund - accounts for the deposit of general monies held by the City for private individuals and businesses. Community Facilities Districts Funds - accounts for the debt service activity of the City's community facilities districts where the City is not obligated in any manner for the outstanding debt. Huntington Beach Business Improvement Districts Fund - accounts for the activities of the City's business improvement districts. Central Net Operations Authority Fund - accounts for the activity of the Central Net Operations Authority. Parking Structures Fund - accounts for the activities of the Bella Terra Parking Structure and Strand Parking Structure. West Orange County Water Board - accounts for the West Orange County Water Board. Supplemental Retirement Plan and Trust - accounts for the City's supplemental retirement plan. Reconciliations of Financial Statements Reconciliation of the Governmental Funds financial statements to the government- wide financial statements is provided to explain the differences created by the integrated approach of GASB Statement No. 34. 37 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) d. Cash and Investments The City records investments at fair value except for guaranteed investment contracts (GICs), which are reported at cost, because the investments are not transferable and the fair values are not affected by changes in interest rates. The City pools cash resources of its various funds to facilitate cash management. Cash in excess of daily needs is invested and reported as investments. It is the City's intent to hold investments until maturity. However, the City may, in response to market conditions, sell investments prior to maturity in order to improve the quality, liquidity, or yield of the portfolio. Interest earnings are apportioned among funds based on month-end cash and investment balances. The City's cash and cash equivalents are considered to be cash on hand, demand deposits, and highly liquid investments, such as money market funds, and any investment with a maturity of 90 days or less at the time of purchase. In accordance with GASB Statement No. 31 , Accounting and Financial Reporting for Certain Investments and for External Investment Pools, highly liquid market investments with maturities of one year or less at time of purchase are stated at amortized cost. All other investments are stated at fair value. Market value is used as fair value for those securities for which market quotations are readily available. The City participates in the Local Agency Investment Fund (LAIF), an investment pool managed by the State Treasurer of the State of California. LAIF has invested a portion of the pool funds in structured notes and asset-backed securities. LAIF's investments are subject to credit risk. In addition, these structured notes and asset-backed securities are subject to market risk as a result of changes in interest rates. The City's investment policy is further discussed in Note 2 on page 44. The City pools all non-restricted cash for investment purchases and allocates interest income to the funds based on month-end cash balances. Funds that have restricted cash record interest income in the respective fund. 38 City of Huntington Beach - Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) e. Capital Assets Capital assets, which include property, plant, equipment, and infrastructure, are reported in the applicable governmental or business-type activities columns in the government-wide financial statements and in the proprietary funds financial statements. Capital assets have an acquisition cost of $50,000 or greater ($100,000 for infrastructure) and a useful life of one year or more. The City records all purchased capital assets at historical cost (where historical records are available) and at estimated historical cost where no historical records exist. Capital assets acquired from gifts or contributions are recorded at fair value at the time received, or in the case of infrastructure assets, at City Council acceptance date. In the government-wide and proprietary funds financial statements, depreciation is recorded on the straight-line method over the estimated useful life of the assets as shown below and charged to the respective activity or fund. No depreciation is recorded in the governmental funds of the fund financial statements. Production, pumping transmission, and distribution plant 10 to 15 years General Plant 20 to 50 years Transportation equipment 5 to 30 years Infrastructure 50 Years Interest is capitalized on proprietary fund assets acquired with taxable and tax- exempt debt. The amount of interest to be capitalized is calculated by offsetting interest expense incurred from the date of borrowing until completion of the project, and for tax-exempt debt, offset with interest earned on the invested proceeds over the same period. There was no capitalized interest for the year ended September 30, 2010. 39 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) f. Inventories Proprietary fund inventories are valued at weighted-average cost. There are no inventories in governmental funds. g. Interfund Transactions As a general rule, interfund transactions have been eliminated from the government-wide financial statements. Exceptions to this rule are payments in- lieu or charges for current service between the City's enterprise activities and the City's General Fund. Elimination of these transactions would distort the direct costs and program revenues for the various functions. Certain eliminations have been made regarding interfund activities, payables, and receivables. All internal balances in the Statement of Net Assets have been eliminated except those representing balances between the governmental activities and the business-type activities, which are presented as internal balances and eliminated in the total primary government column. Numerous transactions occur between funds of the City resulting in transfers and amounts due to or from other funds. Amounts due to or from are the current (due within one year) portion of moneys that are to be paid or to be received from other funds. h. Long-Term Obligations In the government-wide and proprietary funds financial statements, long-term obligations are recorded as liabilities in the applicable governmental activities, business-type activities, or proprietary fund-type statement of net assets. Bond premiums and discounts, as well as issuance costs, are deferred and amortized over the life of the debt. In the governmental fund financial statements, bond discounts and premiums are recognized as an other financing source or use. Issuance costs are recorded as a current year debt service expenditure. i. Employee Compensated Absences The City records the cost of all accumulated and unused leave time (vacation, sick, and comp) as a liability when earned in the government-wide and proprietary funds financial statements. In the governmental funds financial statements these amounts are recorded as expenditures when due and payable. 40 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) j. Property Tax Revenue Property tax in California is levied according to Article 13-A of the California Constitution. The basic levy is a countywide-levy of one percent of total assessed valuation and is allocated to county governments, school districts, cities and special districts. Additional levies require two-thirds approval by voters and are allocated directly to the specific government. In the government-wide financial statements, property tax is recorded when earned, regardless of when levied, due, or received. In the fund financial statements, property tax revenue is recognized in the fiscal year levied provided that revenue is collected in time to pay current year liabilities. Deferred property tax revenue represents property taxes related to the current fiscal year that are collected more than 60 days after the fiscal year-end. Since the City's fiscal year differs from the County's property tax year, there is a difference between the property tax revenue recorded on the fund financial statements and the government-wide financial statements, which is noted as a reconciling item in both the Reconciliation of the Statements of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities and the Reconciliation of the Balance Sheet of Governmental Funds to the Statement of Net Assets. The County acts as a collection agent for property tax for all of the local governmental units. Property taxes are normally collected twice per year. The property tax calendar is as follows: • Lien Date, January 1 - Prior Fiscal Year • Levy Date, 4th Monday in September - Levy Fiscal Year • Due Date, First Installment - November 1 • Due Date, Second Installment - February 1 • Delinquent Date, First Installment - December 10 • Delinquent Date, Second Installment - April 10 The taxes are paid to the local governments periodically during the year. Below are the dates of the payments from the County: • Payments of First Installment November to December • Balance of First Installment February 1 • Payments of Second Installment March to April • Balance of Second Installment July 26 41 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) k. Cash Flow Statements For purposes of the Statement of Cash Flows, the Proprietary Funds consider all cash and investments to be cash equivalents, as these funds participate in the citywide cash and investment pool. Restricted Cash and Investments are also included resource. They are either deposits or investments with original maturities of less than 90 days. I. Estimates The accompanying financial statements require management to make estimates and assumptions that effect certain reported amounts and disclosures. Actual results could differ from those estimates. m. Implementation of New Accounting Pronouncements During the year, the City implemented Governmental Accounting Standards Board (GASB) Statement 51 , Accounting and Financial Reporting for Intangible Assets. This Statement requires the City to report intangible assets as part of the capital assets. Implementation of this Statement had no material effect on amounts reported in the City's financial statements for the fiscal year ended September 30, 2010. The City is currently analyzing its accounting practices to determine the potential impact on the financial statements for the following GASB Statements: In June 2010, GASB issued Statement No. 59, Financial Instruments Omnibus. This Statement updates and improves existing standards regarding financial reporting of certain financial instruments and external investment pools. Application of this Statement is effective for the City's fiscal year ending September 30, 2011. In December 2010, GASB issued Statement No. 60, Accounting and Financial Reporting for Service Concession Arrangements. This Statement addresses how to account for and report service concession arrangements (SCAs), a type of public-private or public-public partnership that state and local governments are increasingly entering into. Common examples of SCAs include long-term arrangements between a transferor (a government) and an operator (governmental or nongovernmental entity) in which the transferor conveys to an operator the right and related obligation to provide services through the use of infrastructure or another public asset in exchange for significant consideration and the operator collects and is compensated by fees from third parties. Application of this Statement is effective for the City's fiscal year ending September 30, 2013. 42 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Continued) In November 2010, GASB issued Statement No. 61 , The Financial Reporting Entity: Omnibus. GASB Statement No. 61 is designed to improve financial reporting for governmental entities by amending the requirements of GASB Statement No. 14, The Financial Reporting Entity, and GASB Statement No. 34, Basic Financial Statements-and Management's Discussion and Analysis-for State and Local Governments, to better meet the needs of users and address reporting entity issues that have come to light since these statements were issued in 1991 and 1999, respectively. GASB Statement No. 61 improves the information presented about the financial reporting entity, which is comprised of a primary government and related entities (component units) and amends the criteria for blended — reporting component units as if they were part of the primary government — in certain circumstances. Application of this Statement is effective for the City's fiscal year ending September 30, 2013. In December 2010, GASB issued Statement No. 62, Codification of Accounting and Financial Reporting Guidance Contained in Pre-November 30, 1989 FASB and AICPA Pronouncements. The objective of this Statement is to incorporate into the GASB's authoritative literature certain accounting and financial reporting guidance that is included in the FASB and predecessor pronouncements issued on or before November 30, 1989, which does not conflict with or contradict GASB pronouncements. This Statement also supersedes Statement No. 20, Accounting and Financial Reporting for Proprietary Funds and Other Governmental Entities That Use Proprietary Fund Accounting. The requirements of this Statement are effective for the City's fiscal year ending September 30, 2013. 43 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 2. CASH AND INVESTMENTS Investments Authorized by the California Government Code and the City's Investment Policy The table below identifies the investment types that are authorized for the City by the California Government Code (or the City's investment policy, where more restrictive). The table also identifies certain provisions of the California Government Code 53601 (or the City's investment policy, where more restrictive) that address interest rate risk and concentration of credit risk. Maximum Maximum Maximum Percentage Investment Authorized Investment Type' Maturity of Portfolio in One Issuer United States (U.S.) Treasury Obligations 5 years No Limit No Limit U.S. Government Sponsored Enterprise Securities 5 years No Limit No Limit Banker's Acceptances 180 days 25%/40%" (c) 10% Time Certificate of Deposits 3 years (a) 50% (d) 10% Negotiable Certificates of Deposit 3/5 years"' 30% 10% Repurchase Agreements 3 months (b) 20% (d) 10% Reverse-Repurchase Agreements ""' 92 days 20% 10% Local Agency Investment Fund (LAIF) N/A No Limit $30 million City/ $30 million RDA (h) Commercial Paper 270 days 25% (e) 10% Municipal Bonds from Any State 5 years 50% (d) 10% Money Market Funds"" 60 Day Wgt Avg 15% (f) 10% Medium Term Notes 5 years 20%/30%"" (g) 10% Notes: California Government Code: "The following investment types are authorized for the City by the Califomia Government Code; (a)5 years however,they are not considered pennissable investments by the City's Investment Policy: (b)1 year mortgage pass-through securities,CD placement service,and collateralized bank deposits. (c)40% 40%only with City Council approval (d)20% " -5 years only with City Council approval (e)25//40% 30%with City Council approval (f)20% Only with City Council approval (g)30% N/A-Not Applicable (h)$50,000,000 per Entity 44 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 2. CASH AND INVESTMENTS (Continued) Investments Authorized by Debt Agreements Investments of debt proceeds held by bond trustee are governed by provisions of the debt agreements, rather than the general provisions of the California Government Code or the City's investment policy. The table below identifies the investment types that are authorized for investments held by a bond trustee, but bond indentures do allow for other forms of investments if approved in writing by the bond insurer that are not identified below. The table also identifies certain provisions of these debt agreements that address interest rate risk and concentration of credit risk. Maximum Maximum Maximum Percentage Investment Authorized Investment Type Maturity of Portfolio in One Issuer United States (U.S.) Treasury Obligations Life of Bond No Limit No Limit U.S. Government Sponsored Agency Securities Life of Bond No Limit No Limit Banker's Acceptances 180 days No Limit No Limit Time Certificate of Deposits 360 days No Limit No Limit Negotiable Certificates of Deposit 360 days No Limit No Limit LAIF N/A No Limit No Limit Commercial Paper 270 days No Limit No Limit Municipal Bonds from Any State Life of Bond No Limit No Limit Money Market Funds N/A No Limit No Limit Investment Agreements Life of bond No Limit No Limit Forward Purchase/Delivery Agreements Life of bond No Limit No Limit N/A- Not Applicable 45 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 2. CASH AND INVESTMENTS (Continued) Investment of the Supplemental Pension Retirement Trust The Investment Policy Statement of the Huntington Beach Supplemental Pension Trust is established in accordance with the assignment of fiduciary duties by the State of California Constitution, Government Code, and those outlined by the Employee Retirement Income Security Act of 1974 "ERISA." The objective of the Investment Policy is to set guidelines for a prudent investment-making process, recognizing that the factors to be considered are not limited to those of the "policy." The policy was established with the assumption that the longer-term nature of the portfolio provides for higher risk tolerance and short-term volatility but more potential for capital growth. The manager has the authority to determine the appropriate asset allocation to meet the goals of an agreed- upon risk/return profile, and in accordance with the mix of parameters outlined below: Maximum Maturity/ Strategic Authorized Investment Type Credit Quality Allocation Fixed Income 30% Money Market & Cash Equivalents 13 months/A-1 P-1/AAA Investment Grade BBB or higher 16% High Yield N/A 3% Inflation Protected Securities N/A 2% Foreign Sovereign N/A 8% Equity N/A 59% Real Estate N/A 7% Commodities N/A 4% N/A - Not Applicable 46 City of Huntington Beach 0 Notes to Financial Statements For the Year Ended September 30, 2010 2. CASH AND INVESTMENTS (Continued) At year-end the City had the following deposits and investments (amounts in thousands): Statement of Net Assets: Cash and Investments $ 91,011 Restricted Assets (Cash and Cash Equivalents) 59,448 Cash and Investments with Fiscal Agent-Restricted 8,313 Total Per Statement of Net Assets 158,772 Fiduciary Funds: Cash and Investments 3,805 Cash and Investments with Fiscal Agent-Restricted 32,304 Total Fiduciary Funds 36,109 Total Deposits and Investments $ 194,881 Interest Rate Risk- As a means of limiting exposure to fair value losses arising from interest rates, the City's investment policy limits investments over three years to be 30% or less. Investments maturities are as follows in thousands): Investment Maturities(In Years) INVESTMENTS: Fair Value Less than 1 1 to 3 3 to 5 more than 5 Total US Agencies $ 61,507 $ 4,037 $ 41,394 $ 16,076 $ - '$ 61,507 Guaranteed Investment Contracts 3,637 - - - 3,637 3,637 Mutual Funds 26,628 26,628 - - - 26,628 Money Market Funds 10,247 10,247 - - - 10,247 Medium Term Notes 27,635 8,085 19,550 - - 27,635 Local Agency Investment Fund 65,106 65,106 - - - 65,106 Total Investments $ 194,760 $ 114,103 $ 60,944 $ 16,076 $ 3,637 194,760 Total Deposits 121 Total Deposits and Investments $ 194,881 47 City of Huntington Beach 0 Notes to Financial Statements For the Year Ended September 30, 2010 2. CASH AND INVESTMENTS (Continued) Credit Risk - State law allows investment in United States Government Sponsored Enterprise (GSE) obligations noted above as US Agencies. As of year-end, the Standard and Poor's and Moody's ratings of the GSE's were AAA. The investments in the Guaranteed Investment Contracts (GIC) are backed by collateral of either 104% or 107% depending on the type of collateral and GIC provider. The GIC providers are rated by Standard and Poor's and Moody's at A+ and A- or Aa3 and A3, respectively. State law limits investments in commercial paper and medium term notes to have at least an A-1 or P-1 or an "A" rating, respectively, issued by a nationally recognized statistical rating organization. It is the City's policy to limit its investments in these investment types to the top two ratings issued by these rating organizations. As of year-end, the City had no commercial paper holdings. The City's investment policy for operating funds limits investments in Money Market Funds to 15% of the portfolio. Both Standard and Poor's and Moody's have rated the Money Market Funds in our operating funds and in our bond investment portfolio as AAA. Standard and Poor's rated the City's investments in medium-term notes as AAA and AA while Moody's rated them as Aaa and Aa. Concentration of Credit Risk— The City's investment policy limits investments in any one issuer, except for U.S. Treasury Securities, U.S. Government Agencies, and Local Agency Investment Fund to no more than 10% of the investments. In addition, no more than 50% can be invested in a single security type or with single financial institution and every security type has a specific limit. This is in addition to the limits placed on investments by State law. Investments in any one issuer (other than US Treasury Securities, external investment pools, or mutual funds) that represent 5% or more of total City's investments are as follows: Fair Value Issuer Investment Type Amount Federal Home Loan Mortgage Corporation U.S. Government Sponsored Enterprise Securities $16,078,000 Federal Home Loan Bank U.S. Government Sponsored Enterprise Securities $15,291,000 Federal National Mortgage Association U.S. Government Sponsored Enterprise Securities $25,106,000 Custodial Credit Risk— For an investment, custodial credit risk is the risk that, in the event of the failure of the counterparty, the City will not be able to recover the value of its investments or collateral securities that are in the possession of an outside party. None of the City's investments were subject to custodial credit risk. 48 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 2. CASH AND INVESTMENTS (Continued) Local Agency Investment Fund — The City is a voluntary participant in the Local Agency Investment Fund (LAIF) that is regulated by California Government Code Section 16429 under the oversight of the Treasurer of the State of California. The fair value of the City's investment in this pool is reported in the accompanying financial statements at amounts based upon the City's pro-rata share of the fair value provided by LAIF for the entire LAIF portfolio (in relation to the amortized cost of that portfolio). The balance available for withdrawal is based on the accounting records maintained by LAIF, which are recorded on an amortized cost basis. LAIF had invested 4.71% of the pooled investments funds in Structured Notes and Asset-Backed Securities. This external investment pool is not rated. Guaranteed Investment Contracts (GIC) — The City has recorded the GICs at cost versus fair value due to the lack of readily available market pricing for these types of instruments. All GICs held by the City are either collateralized with government securities that under the GIC agreement are required to have a higher market value than cost and no losses are expected. As of September 30, 2010, the City held $57,470,000 in callable securities, which amounted to approximately 38% of investments. 3. OTHER RECEIVABLES a. Developer Loans Loans made to developers to construct or rehabilitate certain facilities under deferred loan agreements total $37,937,000 at year-end. These loans are deferred until a future event occurs. Loans made by the Agency total $26,404,000 and loans made under the Home Program total $11 ,534,000. Interest rates on these loans range from 0% to 6.5%. Allowance for uncollectible developer loans is $37,937,000. b. Emerald Cove Loan On June 15, 2010, the Agency loaned Emerald Cove, LP $8,000,000 to acquire and rehabilitate Emerald Cove Senior Apartments. The loan has an interest rate of 3% and is to be repaid annually from residual receipts over 60 years. The loan balance as of September 30, 2010 is $8,070,000. 49 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 3. OTHER RECEIVABLES (Continued) c. Housing Rehabilitation Loans Loans made to qualified homeowners and landlords in the City of Huntington Beach to rehabilitate certain single-family homes or multifamily rental housing under deferred loan agreements total $3,154,000 at year-end. These loans are deferred until a future event occurs. The interest rates on these loans range from 0% to 6%. d. Deferred Loans — First Time Homebuyers Loans made for down payment assistance of qualified first time homebuyers under deferred loan agreements total $618,000 at year-end. These loans are deferred until a future event occurs. e. Other Receivables A summary of Other Receivable as of September 30, 2010 is as follows (in thousands): Descri pto n Amount Developer Loans Receivable $ 37,937 Emerald Cove Loan Receivable 8,070 Housing Rehabilitation Loans Receivable 3,154 Emergency Medical Fee Receivable 1,244 Franchise Fee Receivable 1,050 First Time Homebuyers Receivable 618 Other Receivables 3,652 Total Other Receivables 55,725 Allowance for Uncollectible Developer Loans (37,937) Net Other Receivables $ 17,788 4. DEFERRED COMPENSATION Permanent City employees may defer a portion of their salary under tax-deferred plans as permitted under the Internal Revenue Code. These plans permit employees to defer a portion of their salary until future years. The compensation is not available to the employees until termination, retirement, or unforeseen emergency. 50 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 4. DEFERRED COMPENSATION (Continued) The City has established a trust for the assets of the plans held by third parties. All property and rights purchased with these assets, as well as all income attributable to them are held in trust for the exclusive benefit of the participant and their beneficiary. The amounts are no longer the property of the City and are not subject to the claims of the City's general creditors. Amounts administered by outside organizations in a trustee capacity are not reported as assets of the City. The City does not have fiduciary responsibility for these assets. 5. DEFERRED REVENUE Certain revenues in governmental funds are deferred until received. The property and sales tax amounts are recognized in the year as revenue in the government-wide financial statements, but are recorded as deferred revenue in the fund financial statements to the extent they are not collected within 60 days after year-end. The other amounts are unearned revenue in both the funds and government-wide financial statements. The amounts are as follows (in thousands): Redevelopment Low-Income Grants Special Agency Debt Housing Capital General Fund Revenue Service Projects Traffic Impact Total Property Taxes $ 10,476 $ - $ 3,471 $ - $ - $ 13,947 Sales Tax 3,655 - - - - 3,655 Deferred Loans: Emerald Cove - - - 8,070 - 8,070 Housing Rehabilitation - 3,086 - - - 3,086 First Time Homebuyers - - - 618 - 618 Other Deferred Revenue 154 - - - 515 669 Total $ 14,285 $ 3,086 $ 3,471 $ 8,688 $ 515 $ 30,045 Deferred Loans to developers and qualified individuals for housing rehabilitation and to first time homebuyers are discussed in Note 3. 6. RETIREMENT PLAN — NORMAL a. Plan Description The City contributes to the California Public Employees' Retirement System (CalPERS), an agent, which is a multiple-employer public employee defined benefit pension plan. CalPERS provides retirement and disability benefits, annual cost-of-living adjustments, and death benefits to plan members and beneficiaries. CalPERS acts as a common investment and administrative agent for participating public entities within California. Benefit provisions and all other requirements are established by state statute and City ordinance. Copies of CalPERS annual financial report may be obtained from their executive office: 400 P Street, Sacramento, CA, 95814 or on their website: www.calpers.ca.gov. 51 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 6. RETIREMENT PLAN — NORMAL (Continued) b. Employer and Employee Contribution Obligations The City makes two types of contributions for covered employees. The first contribution represents the amount the City is required to make (the employer rate). The second represents an amount, which is made by the employee, but is reimbursed to the employee by the City (the member rate). The member rate is set by contract and normally remains unchanged. The employer rate is an actuarially established rate, is set by CalPERS, and changes from year to year. The employer rates for the fiscal year ended September 30, 2010 are: 10/1/2009 - 7/1/2010 - 6/30/2010 9/30/2010 Local Miscellaneous 9.783% 10.222% Local Safety 27.969% 29.203% The member rates are as follows: Rate Local Miscellaneous 18.000% Local Safety 19.000% c. Annual Pension Cost The City's annual pension cost of $17,206,000 was equal to the City's required and actual contributions. The required contribution was determined as part of the June 30, 2008 and 2009 actuarial valuation using the entry age normal actuarial cost method. The actuarial assumptions used to determine the required contribution for fiscal year ended September 30, 2010 were: • Average amortization remaining period -18 years as of the Valuation Date — closed end • Asset valuation method - 15 years smoothed market • Investment Rate of Return - 7.75% • Projected salary increases - 3.25% to 13.15% (safety) and 3.25% to 14.45% (miscellaneous) depending on age, service, and type of employment • Inflation - 3.00% • Payroll growth - 3.25% 52 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 6. RETIREMENT PLAN — NORMAL (Continued) Individual salary growth - A merit scale varying by duration of employment coupled with an assumed annual inflation component of 3.0% and an annual production growth of 0.25%. CalPERS conducted an actuarial valuation using the entry-age actuarial cost method using a level percent of payroll to determine the City's funded status as of June 30, 2009. Significant assumptions are the same as the June 30, 2008 valuation except for the following: Projected salary increases - 3.55% to 13.15% (safety) and 3.55% to 14.45% (miscellaneous) depending on age, service, and type of employment Initial unfunded liabilities are amortized over a closed period that depends on the plan's date of entry into CaIPERS. Subsequent plan amendments are amortized as a level percent of pay over a closed 20-year period. Gains and losses that occur in the operation of the plan are amortized over a rolling 30 year period with the exception of special gains and losses in fiscal years 2008-2009, 2009-2010 and 2010-2011 . Each of these years special gains or losses will be isolated and amortized over fixed and declining 30 year periods (as opposed to the current rolling 30 year amortization). If the plan's accrued liability exceeds the actuarial value of the assets, then the amortization payment on the total unfunded liability may not be lower than the payment calculated over a 30-year amortization period. d. Trend Information Local Miscellaneous Local Safety Annual Pension Annual Pension Cost (in Percentage of Net Pension Cost (in Percentage of Net Pension Fiscal Year thousands) APC Funded Obligation thousands) APC Funded I Obligation 9/30/2008 $ 3,745 100% $ - $ 9,959 100% $ - 9/30/2009 $ 4,765 100% $ - $ 10,763 100% $ - 9/30/2010 $ 5,380 100% $ - $ 11,826 100%1$ - e. Funded Status and Funding Progress Below is the funding progress based on the June 30, 2009 actuarial valuation for the miscellaneous and safety plans (in thousands): Entry Age Normal UL as a Actuarial Percentage Accrued Actuarial Value Unfunded Funded Covered of Covered Plan Liability(AAL) of Assets Liability(UL) Ratio Payroll Payroll Safety $ 478,818 $ 370,250 $ (108,568) 77.3% $ 40,384 -268.8% Miscellaneous 363,638 321,435 (42,203) 88.4% 48,439 -87.1 Total $ 842,456 $ 691,685 $ (150,771) 82.1% $ 88,823 -169.7% 53 City of Huntington Beach 0 Notes to Financial Statements For the Year Ended September 30, 2010 6. RETIREMENT PLAN — NORMAL (Continued) The schedule of funding progress presented as Required Supplementary Information (RSI) following the notes to the basic financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. 7. RETIREMENT PLAN — SUPPLEMENTAL a. Plan Description The City provides a supplemental retirement plan for all employees hired prior to 1997 (exact dates are different for various associations). It is a single-employer defined benefit plan. It is a defined benefit plan and will pay the retiree an additional amount to his or her CalPERS amount for life. The City contracts with employee bargaining associations, which establish the plan. These associations must agree to any changes to the plan. The amount will cease upon the employee's death. The amount that is computed as a factor of an employee's normal retirement allowance is computed at retirement and remains constant for his or her life. Of the 1,059 active employees reported on the September 30, 2009 data, only 477 were eligible for plan benefits. No separately prepared financial statements are prepared for this plan and it is not included in the financial report of any other pension plan. Prior to fiscal year 2008-09, the City had prefunded these benefits and recorded the amounts in a fiduciary fund. In fiscal year 2008-09, the City established the Supplemental Employee Retirement Plan and Trust, and transferred $24,918,000 to an irrevocable trust from the prefunded amounts. The plan and trust are still reported as a fiduciary fund pension trust. Below is the plan participant data as of September 30, 2010: Retirees and beneficiaries receiving benefits 557 Active Plan Members 470 Total Plan Participants 1 ,027 Effective in 1998 (exact dates are different for various associations), new City employees are ineligible to participate in the Supplemental Employee Retirement Plan. b. Employer Obligations and Funding Status and Progress The City annually transfers amounts from the various City funds to the pension trust fund. The City is required to contribute the actuarially determined rate of 4.46% of total payroll for all permanent employees for the year ended September 30, 2010. Administrative costs of this plan are financed through investment earnings. 54 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 7. RETIREMENT PLAN — SUPPLEMENTAL (Continued) c. Annual Pension Cost and Net Pension Obligation The City's annual pension cost and net pension obligation for this plan fiscal year 2009/10 were (in thousands): Annual required contribution $ 3,967 Interest on net pension obligation 237 Adjustment to annual required contribution (373) Annual pension cost 3,831 Contributions made (3,967) Decrease in net pension obligation (136) Net Pension Obligation— Beginning of Year 4,312 Net Pension Obligation — End of Year $ 45176 The annual required contribution was determined as part of an independent actuarial valuation as of September 30, 2009 using the Entry Age Normal Actuarial Cost Method, which is a projected benefit full-cost method which takes into account those benefits that are expected to be earned in the future as well as those already accrued. The actuarial assumptions used were: • Rate of return on present and future assets - 5.5% per annum • Projected salary increases for covered employees due to inflation - 3.0% to 15.0% per annum depending on years of service • Projected salary increases due to merit - 0% • Inflation rate - 3.0% • Postemployment benefit increases - 0% • Amortization of unfunded liability - level percentage of pay ending in 2027 (closed) • Actuarial value of assets - market value d. Trend Information Below is the required three-year trend information (dollar amounts in thousands): Annual Pension Percentage Net Pension Cost of APC Obligation Fiscal Year Funded 9/30/08 $3,292 110% $4,440 9/30/09 $3,348 104% $4,312 9/30/10 $3,831 104% $4,176 55 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 7. RETIREMENT PLAN — SUPPLEMENTAL (Continued) e. Funded Status and Funding Progress Below is the funding progress based on the September 30, 2010 actuarial valuation update (dollar amounts in thousands): Entry Age Normal Actuarial UAAL as % Accrued Value of Unfunded AAL Covered of Covered Liability Assets (UAAL) Funded Ratio Payroll Payroll $ 61,448 $ 28,467 $ (32,981) 46.3% $ 87,617 -37.6% The September 30, 2010 actuarial valuation for funding progress uses the same assumptions as the September 30, 2009 actuarial valuation to determine the annual pension costs and net pension obligation as listed in note 7c. The schedule of funding progress presented as Required Supplementary Information following the notes to the basic financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. f. Accounting for Plan Since the City is required to adopt GASB Statement 27 for the supplemental pension plan, the difference between the ARC and the amount of pension cost funded for the years must be recorded as a liability in the government-wide financial statements. The amount of this liability is $4,176,000 (see Note 11). Contributions are recognized when due and payable. Benefits are recognized when due and payable under plan provisions. 8. POSTEMPLOYMENT MEDICAL INSURANCE a. Plan Description The City agreed, via contract, with each employee association to provide postemployment medical insurance to retirees. These Other Postemployment Benefits (OPEB) are based on years of service and are available to all retirees who meet all three of the following criteria: • At the time of retirement, the employee is employed by the City. • At the time of retirement, the employee has a minimum of ten years of service credit or is granted a service connected disability retirement. • Following official separation from the City, CalPERS grants a retirement allowance. • If employee is terminated prior to retirement from the City, no postemployment benefits are provided. 56 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 8. POSTEMPLOYMENT MEDICAL INSURANCE (Continued) The City's obligation to provide the benefits to a retiree ceases when either of the following occurs: • During any period the retiree is eligible to receive health insurance at the expense of another employer • The retiree becomes eligible to enroll automatically or voluntarily in Medicare The maximum subsidy a retiree is entitled to is $344 per month after 25 years of service. If a retiree dies, the benefits that would be payable for his or her insurance are provided to the spouse or family for 18 months. Benefits for insurance premiums are payable based on the years of service credit for the retiree. The retiree may use the subsidy for any of the medical insurance plans that the City's active employees may enroll. b. Accounting and Funding The City utilizes the California Employers' Retiree Benefit Trust (CERBT), an agent multiple-employer plan, for the postemployment medical insurance benefit. Benefits paid from the CERBT were $741,000. The assets of the CERBT are excluded from the accompanying financial statements since they are in an irrevocable trust administered by CaIPERS. Copies of CalPERS annual financial report may be obtained from their executive office: 400 P Street, Sacramento, CA, 95814 or on their website: www.calpers.ca.gov. The City's policy is to make 100% of each year's ARC. Actuarial assumptions for the September 30, 2010 valuation were: • Entry age normal — 30 year amortization of unfunded liabilities • Discount rate — 7.75% • All other retirement assumptions equivalent to CalPERS assumptions used for the City's normal retirement plan • The medical trend rate represents the long-term expected growth of medical benefits paid by the plan, due to non-age-related factors such as general medical inflation, utilization, new technology, and the like. The following table sets forth the trend assumption used for the valuation: Year Annual Rate 2010/11 10.0% 2011/12 9.0% 2012/13 8.0% 2013/14 7.0% 2014/15 6.0% 2015/16 5.5% 2016/17 5.0% 57 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 8. POSTEMPLOYMENT MEDICAL INSURANCE (Continued) The City's actual contributions, annually required contribution (ARC), Net OPEB asset NOA, and Annual OPEB Cost (AOC) were computed as follows (in thousands): Employer Contribution Direct Contributions - City health plan contributions $ 1 ,060 Indirect Contributions —Administrative Overhead 138 Implicit subsidy 405 Total Employer Contributions $ 1 ,603 Development of Annual OPEB Cost(AOC) Amortization of Actuarially Accrued Liability $ 647 Normal Cost 818 Total Annual Required Contribution (ARC) 1 ,465 Interest on Net OPEB Assets (NOA) (649) Adjustment to the Annual Required Contribution (ARC) 504 Total Annual OPEB Cost (AOC) $ 1 ,320 Development of Net OPEB Asset (NOA) Net OPEB Asset (NOA), beginning of year $ (8,378) Annual OPEB Cost (AOC) 1 ,320 Employer Contribution (1 ,603) Net OPEB Asset (NOA), end of year $ (8,661) The City's actual contributions of $1,603,000 are greater than the annual required contribution. The Annual OPEB Cost is reported as expenses in the non- departmental governmental activities program. c. Other Disclosures Three ear trend information is disclosed below in thousands Annual OPEB Actual Percentage of Fiscal Year Cost AOC Contribution I AOC Contributed Net OPEB Asset 9/30/2008 $2,114 $10,341 489.20% $8,227 9/30/2009 $1,564 $1,7151 109.70% $8,378 9/30/2010 1 $1,320 1 $1,6031 121.40% $8,661 58 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 8. POSTEMPLOYMENT MEDICAL INSURANCE (Continued) d. Funding Status and Funding Progress As of September 30, 2010, the most recent actuarial valuation date, the plan was 44.4% funded. The actuarial accrued liability for benefits was $20.6 million, and the actuarial value of assets was $9.2 million, resulting in an unfunded accrued liability (UAAL) of $11 .4 million. The covered payroll (annual payroll of active employees covered by the plan) was $90.4 million, and the ratio of the UAAL to the covered payroll was 12.7%. The annual required contribution was determined as part of an independent actuarial valuation as of September 30, 2009 using same assumptions in the September 30, 2010 valuation in Note 8b. Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events far into the future. Examples include assumptions about future employment, mortality, and the healthcare cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions of the City are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as Required Supplementary Information following the notes to the financial statements, presents multiyear trend information about whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liability for benefits. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the City and plan members) and include the types of benefits provided at the time of each valuation. The actuarial methods and assumptions used include techniques that are designed to reduce the effects of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. 59 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 9. RISK MANAGEMENT The City is exposed to various risks of losses related to torts; theft of, damage to and destruction of assets; errors and omissions; injuries to employees, and natural disasters. The City records all of these claims as expenditures in the General Fund. The liability for these claims is recorded as part of long-term obligations in the government-wide financial statements. The City records the amount of claims payable at year-end that is due and payable at year-end in the fund financial statements. The full amount of claims is reported as a liability in the government- wide financial statements. Liabilities include amounts incurred, but not reported. Liability Claims Claims of up to $1 ,000,000 are paid from the General Fund. The City is also a participant in the Big Independent Cities Excess Pool Joint Powers Authority (BICEP), which shares payments for claims between $1,000,000 and $2,000,000. It also provides general liability insurance of $25,000,000 above the City's retention of $1,000,000. BICEP was created by a joint powers agreement between the City of Huntington Beach and four other local entities for the purpose of providing joint insurance coverage and related risk management services for member cities. BICEP allows member entities to finance a claims payment pool for certain liability claims in excess of $1,000,000 million to a limit of $27,000,000. BICEP's governing board has one representative from each city (either a member of the City Council or designate). Current members must approve any changes to the board. Each participating City pays an insurance premium to BICEP that is used to fund the operating and debt service requirements. Payments for claims beyond what is covered by BICEP, from $27,000,000 to $37,000,000, are paid by excess insurance coverage. There were no liability claims in the last three years that exceeded the coverage limit. Workers' Compensation Claims Workers' compensation claims of up to $1,000,000 per claim are paid from the General Fund. The BICEP is a member of CSAC-Excess Insurance Authority for excess workers' compensation coverage. Payments for claims from $1 ,000,000 to $5,000,000 are shared. Payments for claims between $5,000,000 and $200,000,000 are paid by excess insurance coverage. All funds of the City participate in the program and make payments to these funds based on estimated cost information. 60 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 9. RISK MANAGEMENT (Continued) Claims activity and liabilities relating to the current and prior year are (in thousands): Workers' is i ity Compensation Insurance Total Balance September 30, 2008 $ 6,504 $ 5,328 $ 11,832 Additions 6,381 2,655 9,036 Reductions (5,604) (2,764) (8,368) Net Increase (Decrease) 777 (109) 668 Balance September 30, 2009 7,281 5,219 12,500 Additions 5,590 664 6,254 Reductions (4,086) (741) (4,827) Net Increase (Decrease) 1,504 (77) 1,427 Balance September 30, 2010 $ 8,785 $ 5,142 $ 13,927 61 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 10.INTERFUND TRANSACTIONS a. Due To/From Other Funds The amounts at year-end were (in thousands): Due from Other Due to Other Funds Funds Major Governmental Funds Redevelopment Agency Debt Service $ - $ 199 Redevelopment Agency Capital Projects 199 0 Other Governmental Funds Drainage - 492 Transportation 967 - Traffic Impact Fund - 475 Total Due to/from Governmental Funds $ 1,166 $ 1,166 Proprietary Funds Water 19 - Refuse - 19 Total all Funds $ 1,185 $ 1,185 These outstanding balances result mainly from year-end accruals for payments for goods and services. b. Advances to/from Other Funds The amounts at year-end were (in thousands): Advancesto Advancesfrom Other Funds Other Funds Major Governmental Funds General Fund $ 675 $ - Redevelopment Agency Capital Projects 302 1,363 Redevelopment Agency Debt Service - 3,530 Low-Income Housing Capital Projects 4,591 - Other Governmental Funds Park Acquisition and Development - 675 Total Due to/from Governmental Funds $ 5,568 $ 5,568 There is a $675,000 advance from the General Fund to the Park Acquisition and Development Fund (a non-major governmental fund) for closed school site purchases. The amount will be repaid by fiscal year ending September 30, 2012. There is a $1,363,000 advance from the Low-Income Housing Fund to the Redevelopment Agency Capital Projects Fund for Main Pier property acquisitions. The amount will be repaid by fiscal year ending September 30, 2014. 62 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 10.INTERFUND TRANSACTIONS (Continued) There is a $3,228,000 advance from the Low-Income Housing fund to the Redevelopment Agency Debt Service Fund for Supplemental Education Revenue Augmentation Fund (SERAF) contributions. See Note 13e for additional information. There is a $302,000 advance from the Redevelopment Agency Capital Projects Fund to the Redevelopment Agency Debt Service Fund for the Southeast Coastal Project Area. The amount will be repaid by fiscal year ending September 30, 2014. c. Transfers In/Out The amounts at year-end were (in thousands): Translers Out Total Major Grant Special RDA Debt RDA Capital Low Income Governmental Translers In General Fund Revenue Service Funtl Projects Fund Housing Fund Funds General Fund $ - $ - $ 5,307 $ 216 $ - $ 5,523 Grants Special Revenue 49 - - - - 49 RDA Capital Projects Fund 882 - - - - 882 Low Income Housing Fund - 52 3,637 - - 3,689 Other Governmental Funds 6,834 - - - 405 7,239 Total Governmental Funds 7,765 52 8,944 216 405 17,382 Refuse Enterprise Funds 51 - - - - 51 Total Translers Out $ 7,816 $ 52 $ 8,944 $ 216 $ 405 $ 17,433 Transler Out Hazmat Total Major Other Total Service Governmental Governmental Governmental Enterprise Total Transfers In Funds Funds Funds Funds Transfers In General Fund $ 5,523 $ 2,916 $ 8,439 $ 13 $ 8,452 Grants Special Revenue 49 539 588 - 588 RDA Capital Projects Fund 882 - 882 - 882 Low Income Housing Fund 3,689 - 3,689 - 3,689 Other Governmental Funds 7,239 - 7,239 - 7,239 Total Governmental Funds 17,382 3,455 20,837 13 20,850 Refuse Enterprise Funds 51 - 51 - 51 Total Translers Out $ 17,433 $ 3,455 $ 20,888 $7 13 $ 20,901 The following is a summary of the significant transfers: • $6,834,000 was transferred from the General Fund to Other Governmental Funds primarily for debt service payments • $5,307,000 was transferred from the Redevelopment Agency Debt Service Fund to the General Fund to repay the General Fund Loan to the Redevelopment Agency • $3,637,000 was transferred from the Redevelopment Agency Debt Service Fund to the Low Income Housing Fund to comply with the twenty percent set- aside to Low Income Housing 63 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 10.INTERFUND TRANSACTIONS (Continued) $2,916,000 was transferred from Other Governmental Funds to the General Fund. Excess debt service reserves of $1 ,722,000 were transferred from the Property Tax Refund Fund to the General Fund. The remaining amount transferred is primarily for General Fund expenditures of Gas Tax Fund related projects. 11. LONG-TERM OBLIGATIONS Below is a schedule of changes in long-term governmental obligations for the year (in thousands): October 1, September 30, Accrued Governmental Activities: 2009 Additions Retirements 2010 Interest Due Within One Year Judgment Obligation Bonds $ 6,774 $ - $ (785) $ 5,989 $ 145 $ 810 Public Financing Authority: 1997 Leasehold Revenue Bonds 2,860 - (2,860) - - - 2000 Lease Revenue Bonds 12,785 - (12,785) - - - 2001-a Lease Revenue Bonds 26,375 - (725) 25,650 103 750 2001-b Lease Revenue Bonds 17,795 - (1,880) 15,915 83 1,955 2010-a Lease Revenue Bonds - 14,745 (925) 13,820 52 620 Total Public Financing Authority 59,815 14,745 (19,175) 55,385 238 3,325 Redevelopment Agency: 1999 Tax Allocation Refunding Bonds 7,020 - (410) 6,610 53 430 2002 Tax Allocation Refunding Bonds 15,380 - (910) 14,470 113 945 Mayer DDA 6,503 - (350) 6,153 - - BellaTerraOPA(Parking) 14,227 - (151) 14,076 - - CIM DDA(Parking&Infrastructure) 7,768 - (324) 7,444 - 157 CIM DDA(Additional Parking) 421 19 - 440 - 6 Section 108 Loan/Bowen Court 6,140 - (415) 5,725 20 445 Pollution Remediation - 200 - 200 - 200 Total Redevelopment Agency 57,459 219 (2,560) 55,118 186 2,183 Other Long-Term Obligations: Leases Payable 1,161 - (304) 857 - 285 Compensated Absences 12,015 3,259 (4,997) 10,277 - 3,150 Net Pension Obligation 4,312 3,832 (3,968) 4,176 - - Claims Payable 12,500 6,254 (4,827) 13,927 - 5,678 Pollution Remediation 2,000 - - 2,000 - - PARS Payable - 7,231 (82) 7,149 - 1,281 Total Other Long-Term Obligations 31,988 20,576 (14,178) 38,386 10,394 Total Long-Term Obligations- Governmental Activities $ 156,036 $ 35,540 $ (36,698) $ 154,878 $ 569 $ 16,712 64 City of Huntington Beach AnddlL 0 Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) Below are reconciliations from amounts in the above table to amounts in the accompanying governmental fund financial statements (in thousands): Issuance of Long-Term Debt in Governmental Fund Financial Statements $ 14,745 Increase in CIM DDA (Additional Parking) 19 Decrease in Net Pension Obligation (136) Decrease in Compensated Absences (1,738) Increase in Claims Payable 1,427 Increase in Pollution Remediation 200 Increase in PARS Payable 7,231 Increases in Above Schedule 21,748 Increase in Current Portion of Claims Payable reported in the Governmental Fund Financial Statement 445 Changes in Long-term Obligations reported in the Reconciliation to the Government-wide Financial Statements $ 22,193 Principal Paid in Governmental Fund Financial Statements $ 7,351 Refunding of 1997 and 2000 Lease Revenue Bonds 15,555 Decreases in Above Schedule* 22,906 a. Judgment Obligation Bonds Year of Issuance 2004 Type of Debt Judgment Obligation Bonds Original Principal Amount $12,500,000 Security Council Appropriations Interest Rates 2.00% to 4.20% Interest Payment Dates February 1st and August 1st Principal Payment Dates February 1st Purpose of Debt I Pay claims on court judgment 65 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) Debt service requirements to maturity are (in thousands): Year Ending Principal Interest Total September 30 2011 $ 810 $ 217 $ 1,027 2012 840 188 1,028 2013 865 156 1,021 2014 900 121 1,021 2015 940 84 1,024 2016-2017 1,634 59 1,693 Total $ 5,989 $ 825 $ 6,814 b. Public Financing Authority (1) 1997 Public Financing Authority Revenue Bonds Year of Issuance 1997 Type of Debt Lease Revenue Bonds Original Principal Amount $8,070,000 Security Lease Agreement with City for Central Library Interest Rates 5.00% to 5.50% Interest Payment Dates June 15 and December 15 Principal Payment Dates I December 15 Purpose of Debt Construct Pier Plaza and Purchase 800 MHZ System Bonds were refunded by the 2010(a) Lease Revenue Bonds on May 13, 2010. (2) 2000 Public Financing Authority Lease Revenue Bonds Year of Issuance 2000 Type of Debt Lease Revenue Bonds Original Principal Amount $18,310,000 Security Lease with City Interest Rates 4.0% to 5.0% Interest Payment Dates September 1" and March 1S Principal Payment Dates September 1S Purpose of Debt Capital improvements and defeasance of Emerald Cove Certificates of Participation 66 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) Bonds were refunded by the 2010(a) Lease Revenue Bonds on May 13, 2010. (3) 2001(a) Public Financing Authority Lease Revenue Bonds Year of Issuance 2001 Type of Debt Lease Revenue Bonds Original Principal Amount $31,360,000 Security Lease Agreement with City for Public Buildings Interest Rates 2.45% to 5.0% Interest Payment Dates March 1" and September 1" Principal Payment Dates September 1st Purpose of Debt Construct Sports Complex and South Beach Phase II Improvements Debt service requirements to maturity are (in thousands): Year Ending principal Interest Total September 30 2011 $ 750 $ 1,234 $ 1,984 2012 785 1,204 1,989 2013 815 1,170 1,985 2014 850 1,136 1,986 2015 1 885 1,098 1,983 2016-2020 5,075 4,848 9,923 2021-2025 6,420 3,510 9,930 2026-2030 8,180 1,740 9,920 2031 1,890 94 1,984 Total $ 25,650 $ 16,034 $ 41,684 (4) 2001(b) Public Financing Authority Lease Revenue Bonds Year of Issuance 2001 Type of Debt Lease Revenue Bonds Original Principal Amount $31,095,000 Security Lease on Civic Center Buildings Interest Rates 4.0% to 5.0% Interest Payment Dates August 1 , February 1 Principal Payment Dates Au ust 1 Purpose of Debt Defease Civic Improvement Corporation Certificates 67 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) Debt service requirements to maturity are (in thousands): Year Ending Principal Interest Total September 30 2011 $ 1,955 $ 662 $ 2,617 2012 2,030 589 2,619 2013 2,110 510 2,620 2014 2,190 426 2,616 2015 2,280 336 2,616 2016-2019 5,350 525 5,875 Total 1 $ 15,915 1 $ 3,048 $ 18,963 (5) 2010(a) Public Financing Authority Lease Revenue Bonds On June 2, 2010, the Public Financing Authority issued $14,745,000 of 2010 Series A Lease Revenue Bonds on behalf of the City. The bond proceeds including premiums of $736,000 were used to advance refund the outstanding 1997 and 2000 Series A Lease Revenue Bonds. The 2010 Series A bonds bear fixed interest rates ranging from 2.0% to 5.0% and have a final maturity date of September 1, 2030. The 2010 Series A bonds net proceeds and amounts available from the refunded bonds were used to establish a refunding escrow. The 1997 bonds in the amount of $2,860,000, were redeemed on June 15, 2010, while the 2000 Series A bonds in the amount of $12,785,000 were redeemed on September 1 , 2010. The Public Financing Authority in effect reduced its aggregate debt service payments by approximately $907,000 over the next 21 years and obtained a net economic gain (difference between the present values of the old and new debt service payments) of $937,000. Year of Issuance 2010 Type of Debt Lease Revenue Bonds Original Principal Amount $14,745,000 Security Lease with City Interest Rates 2.0% to 5.0% Interest Payment Dates March 1 , September 1 Principal Payment Dates September 1 Purpose of Debt Defease 1997 Leasehold Revenue Bonds (Construct Pier Plaza and Purchase 800 MHz System) and 2000 Lease Revenue Bonds (Capital Improvements and defeasance of Emerald Cove Certificates of Participation) 68 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) Debt service requirements to maturity are (in thousands): Year Ending principal Interest Total September 30 2011 $ 620 $ 623 $ 1,243 2012 635 604 1,239 2013 655 585 1,240 2014 680 559 1,239 2015 705 532 1 ,237 2016-2020 3,980 2,204 6,184 2021-2025 3,275 1,285 4,560 2026-2030 3,270 478 3,748 Total $ 13,820 $ 6,870 $ 12,382 c. Redevelopment Agency (1) 1999 Redevelopment Agency Tax Allocation Refunding Bonds Year of Issuance 1999 Type of Debt Tax Allocation Refunding Bonds Original Principal Amount $10,835,000 Security Tax Increment Interest Rates 3.00% to 5.05% Interest Payment Dates February 1s and-August 1s' Principal Payment Dates August 1" Purpose of Debt Prepay Agency's 1992 Loans to Public Financing Authority Debt service requirements to maturity are (in thousands): Year Ending principal Interest Total September 30 2011 $ 430 $ 317 $ 747 2012 450 298 748 2013 465 278 743 2014 490 257 747 2015 515 234 749 2016-2020 2,690 778 3,468 2021-2024 1,570 195 1,765 Total $ 6,610 $ 2,357 $ 8,967 69 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) (2) 2002 Redevelopment Agency Tax Allocation Refunding Bonds Year of Issuance 2002 Type of Debt Tax Allocation Refunding Bonds Original Principal Amount $20,900,000 Security Tax Increment Interest Rates 2.00% to 5.00% Interest Payment Dates February 12 and August 12 Princi al Payment Dates August 12 Purpose of Debt Prepay Agency's 1992 Loans to Public Financing Authority and fully defease 1992 Public Financing Authority bonds Debt service requirements to maturity are (in thousands): Year Ending principal Interest Total September 30 2011 $ 945 $ 677 $ 1,622 2012 995 641 1,636 2013 1,040 601 1,641 2014 1,080 558 1,638 2015 1 1,115 1 512 1,627 2016-2020 5,880 1,703 7,583 2021-2024 3,415 424 3,839 Total $ 14,470 $ 5,116 $ 19,586 Pledged Revenues The 1999 and 2002 Tax Allocation Refunding Bonds are secured by tax increment revenues excluding the 20% total tax increment dedicated to the Low Income Housing fund. As of September 30, 2010, the total principal and interest remaining for both bonds is $28,553,000. Pledged tax increment revenue recognized during the fiscal year was $14,549,000 against the total debt service payment of $2,366,000. Although the incremental property taxes were projected to produce sufficient revenues to meet the debt service requirements over the life of the bonds, certain conditions could have a material adverse impact on revenues allocated to the Agency. These include future decreases in the assessed valuation of the project areas, decreases in the applicable tax rates or collection rates, general decline in the economic condition of the project areas, or a change in law reducing the tax increment received by the Agency. 70 City of Huntington Beach 0) Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) (3) Mayer Disposition and Development Agreement In fiscal year 1996-97, the Agency entered into a disposition and development agreement with Robert Mayer Corporation (Corporation) concerning additional development adjacent to the Waterfront Hotel. Under the agreement, the Corporation would advance payments for the project costs with the Agency reimbursing up to $16,750,000 of the costs. As of year-end, the Agency obligation under the agreement amounted to $6,153,000. Project-generated revenues as available will repay these amounts over the time needed to fully amortize the advance. The interest rate of this obligation is 6.32%. (4) Bella Terra Parking Structure In fiscal year 2005-06, the agency entered into an owner participation agreement with Bella Terra Associates, LLC (formerly Huntington Center Associates, LLC). Under the agreement, the Corporation would construct various public improvements, including a parking structure, which would then be deeded to the City. The Agency would reimburse $15,000,000 of the costs of the public improvements. As of year-end, the Agency obligation under the agreement amounted to $14,076,000. Project- generated revenues as available will repay these amounts over the time needed to fully amortize the advance. The interest rate of this obligation is 6.94%. 71 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) (5) CIM/Huntington Disposition and Development Agreement — Strand Parking Structure and Infrastructure Year of Issuance 2009 Type of Debt Loan from CIM Group, LLC Original Principal Amount $7,900,000 Security Tax Increment Interest Rates 7.0% Interest Payment Dates Se tember 30 77 Principal Payment Dates I September 30 Purpose of Debt Strand Parking Structure and Infrastructure As of year-end, the Agency obligation under the agreement amounted to $7,444,000. Repayment shall be made solely from net tax increment generated by the Merged Redevelopment Project Area by 2034. (6) CIM/Huntington Disposition and Development Agreement — Additional Strand Parking Year of Issuance 2009 Type of Debt Loan from CIM Group, LLC Original Principal Amount $950,000 Security Tax Increment Interest Rates 10.0% Interest Payment Dates Se tember 30 Principal Payment Dates September 30 TI Purpose of Debt Additional Strand Parking Structure and Infrastructure The loan repayment shall be made solely from net tax increment generated by the Merged Redevelopment Project Area by 2034. As of year-end, the Agency obligation under the agreement amounted to $440,000. 72 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) (7) Section 108 Loan Year of Issuance and Refinance Original 2000 Refinanced 2010 Type of Debt Loan from Federal Government Principal Amount Original $8,570,000 Refinanced $5,725,000 Security Loan Agreement with Federal Government Interest Rates Original 7.7% Refinanced 2.3% to 3.3% Interest Payment Dates February 12 and August 12 Principal Payment Dates August 1" Purpose of Debt Capital Improvements. Section 108 Loan was made to both the Agency and the City. Debt service requirements to maturity are (in thousands): Year Ending Principal Interest Total September 30 2011 $ 445 $ 120 $ 565 2012 970 114 1,084 2013 500 110 610 2014 535 104 639 2015 570 94 664 2016-2019 2,705 217 2,922 Total $ 5,725 1 $ 759 $ 6,484 (8) Pollution Remediation — Redevelopment Agency The Redevelopment Agency purchased property on Edinger Avenue to consolidate land for redevelopment on January 28, 2009. The Agency plans on remediating hazardous materials on this site. The estimated cost of cleanup is $200,000 and is reported as a long-term liability in the government-wide statements. The cleanup cost will not exceed the estimated amount as an environmental insurance policy taken by the Agency will indemnify itself against further liability. 73 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) d. Other Long-Term Obligations (1) Leases Payable The City entered into capital leases for various items: Years of Issuance 2001 through 2007 Type of Debt Capital Leases Original Principal Amount Various $10,000 to $1 ,800,000 Security Asset Interest Rates 4.2% to 6.9% Interest Payment Dates Monthly, Quarterly, Semi-Annuall Princi al Payment Dates IMonthl , Quarterly, Semi-Annuall Pur ose of Debt Equipment Financing Future minimum lease payments to maturity are (in thousands): Year Ending Principal Interest Total September 30 2011 285 34 319 2012 282 21 303 2013 290 8 298 Total $ 857 $ 63 $ 920 (2) Compensated Absences There is no repayment schedule to pay the compensated absences amount of $10,277,000 relating to governmental operations. The General Fund typically liquidates the vacation and sick leave liability. (3) Net Pension Obligation There is no fixed repayment schedule to fund the liability for the unfunded net pension obligation totaling $4,176,000 for the City's Retirement Supplement Plan described in Note 7. The amount will be funded through a contribution rate determined by an independent actuarial study (see note 7). 74 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) (4) Claims Payable There is no repayment schedule for the claims payable of $13,927,000 described in Note 9. The City pays the claims upon final settlement. (5) Pollution Remediation The City plans to remediate hazardous materials contamination of land located within Huntington Central Park used as a gun range facility prior to its close in 1997. The City is voluntarily planning to remediate the site in order to use the area for park purposes. The cost of the gun range remediation is estimated to be $2 million and is reported as a long-term liability in the government-wide financial statements. The liability was measured by estimating a reasonable range of potential outlays and multiplying those outlays by their probability of occurring. (6) Public Agency Retirement Systems (PARS) Notes Payable In May 2010, the City Council approved a retirement incentive program to eligible employees, under the condition the program meets the fiscal, managerial, and operational goals of the City to help mitigate declining General Fund revenues and institute long-term structural changes to avert future budget shortfalls and ensure that the City remains financially sound. The following were the eligibility requirements for the program: • City miscellaneous (non-safety) and marine safety employees only • Employed by the City as of May 3, 2010 • 50 years of age or older as of September 30, 2010 • Have at least five years of City service as of September 30, 2010 • Resign from City employment no later than September 30, 2010 • Retire under PERS no later than October 1 , 2010 A total of 103 people participated and were approved by the Council for the retirement incentive program through the Public Agency Retirement Systems (PARS) Supplemental Retirement Program (SRP). The SRP offered through PARS allowed the City to map its own strategy with respect to payment for the program, backfilling of positions — both number and timing, and program cost. The participants of this program selected from a number of benefit options, the basic program in which one twelfth of 7% of the individual employee's base annual salary as of July 1 , 2010 would be paid monthly over the lifetime of the participant commencing on October 1 , 75 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) 2010. Alternative payments are present value equivalents to the basic program and include the following: • Joint-and-survivor payments • Payments made for the life of the participant subject to a ten year minimum • Fixed term payments from five to fifteen years. These payments are guaranteed to the participant for the full term selected The City is funding the cost of this program through an annuity that requires a one-time payment of $82,000 in September 2010 and $1,587,000 fixed annual payments over five years due in October of each year starting in 2010. In accordance with GASB 47, a liability of the accrual cost for this benefit has been recognized in the amount of $ 7,231 ,000 and the balance as of September 30, 2010 is $7,149,000. The cash flows associated with the five year funding was discounted at a rate of 5.5% in the table below (in thousands): Year Ending Principal Interest Annual September 30 Payments 2011 $ 1,281 $ 306 $ 1,587 2012 1,351 236 1,587 2013 1,426 161 1,587 2014 1,504 83 1,587 2015 1,587 - 1,587 Total $ 7,149 $ 786 $ 7,935 e. Long-Term Obligations — Business Activities Below is a schedule of the long-term obligations of business activities (in thousands): Long-Term Obligations-Business October 1, September Accrued Due Within One Activities: 2009 Additions Retirements 30,2010 Interest Year Compensated Absences $ 1,094 $ 300 $ (466) $ 928 $ - $ 249 Leases Payable 6 - (3) 3 - 3 Total Long-Term Obligations- Business Activities $ 1,100 $ 300 $ (469) $ 931 $ - $ 252 (1) Compensated Absences There is no repayment schedule for the compensated absences amount of $928,000 relating to business-type activities. 76 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) (2) Leases Payable The City entered into capital leases for various items: Year of Issuance 2005 Type of Debt Capital Lease Original Principal Amount $15,268 Security Asset Interest Rates 6.9% Interest Payment Dates Monthly Principal Payment Dates I Monthly Purpose of Debt I Equipment Financing Future minimum lease payments to maturity are (in thousands): Year Ending Principal Interest Total September 30 2011 3 3 Total $ 3 1 $ - $ 3 f. Long-Term Obligations for which City is not Liable in any Manner Obligations Not Recorded in Financial Statements: Community Facilities Districts: October 1, September (in thousands) 2009 Additions Retirements 3052010 Community Facilities Dlstrlct No. 1990-1 Special Tax Refunding Bonds $ 1,460 $ - $ (100) $ 1,360 Community Facilities Dlstrlct 2000-1 Special Assessment Tax Bonds 14,355 - (325) 14,030 Community Facilities Dlstrlct NO. 2002-1 Special Assessment Tax Bonds 4,815 - (40) 4,775 Community Facilities Dlstrlct NO. 2003-1 Special Assessment Tax Bonds 23,160 - (500) 22,660 Total Community Facilities Districts 435790 - (965) 425825 Residential Redevelopment Bonds 9,500 - 9,500 Total Obligations Not Recorded in Financial Statements $ 535290 $ - $ (965) $ 525325 77 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) (1) Community Facilities District 1990-1 2001 Special Tax Refunding Bonds Year of Issuance 2001 Type of Debt Community Facilities District Assessment Bonds Original Principal Amount $2,155,000 Security Special Tax Levies Interest Rates 4.00% to 5.40% Interest Payment Dates I Aril 1st and October 1st Principal Payment Dates I October 1S Debt service requirements to maturity are (in thousands): Year Ending principal Interest Total September 30 2011 $ 110 $ 70 $ 180 2012 110 65 175 2013 120 59 179 2014 120 52 172 2015 130 45 175 2016-2020 770 109 1 879 Total $ 1,360 $ 400 1 $ 1,760 (2) Community Facilities District 2000-1 2001 Special Tax Bonds Year of Issuance 2001 Type of Debt Community Facilities District Assessment Bonds Original Principal Amount $16,000,000 Security Special Tax Levies Interest Rates 3.80% to 6.40% Interest Payment Dates September 1" and March 12 Principal Payment Dates September 1st Purpose of Debt Public Improvements for Grand Coast Resort 78 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) Debt service requirements to maturity are (in thousands): Year Ending principal Interest Total September 30 2011 $ 340 $ 895 $ 1,235 2012 360 876 1,236 2013 380 855 1,235 2014 405 832 1,237 2015 1 430 807 1,237 2016-2020 2,590 3,592 6,182 2021-2025 3,535 2,644 6,179 2026-2030 4,830 1,347 6,177 2031 1,160 75 1,235 Total $ 14,030 $ 11,923 $ 25,953 (3) Community Facilities District 2002-1 Special Tax Bonds Year of Issuance 2002 Type of Debt Community Facilities District Assessment Bonds Original Principal Amount $4,900,000 Security Special Tax Levies Interest Rates 3.80% to 6.20% Interest Payment Dates March 1S and September 1S Principal Payment Dates Se tember 1S Debt service requirements to maturity are (in thousands): Year Ending principal Interest Total September 30 2011 $ 50 $ 293 $ 343 2012 55 290 345 2013 65 288 353 2014 80 284 364 2015 1 90 280 370 2016-2020 650 1,309 1,959 2021-2025 1,105 1,062 2,167 2026-2030 1,745 642 2,387 2031-2032 935 89 1,024 Total $ 4,775 $ 4,537 $ 9,312 79 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 11. LONG-TERM OBLIGATIONS (Continued) (4) Community Facilities District 2003-1 Special Tax Bonds Year of Issuance 2003 Type of Debt Community Facilities District Assessment Bonds Original Principal Amount $25,000,000 Security Special Tax Levies Interest Rates 2.65% to 5.85% Interest Payment Dates March 1" and Se tember 1S Principal Payment Dates I September 1S Debt service requirements to maturity are (in thousands): Year Ending principal Interest Total September 30 2011 $ 520 $ 1,284 $ 1,804 2012 545 1,263 1,808 2013 570 1,236 1,806 2014 595 1,209 1,804 2015 1 625 1,180 1,805 2016-2020 3,670 5,363 9,033 2021-2025 4,850 4,180 9,030 2026-2030 6,445 2,589 9,034 2031-2033 4,840 577 5,417 Total $ 22,660 $ 18,881 $ 41,541 (5) Residential Development Bonds The City is involved in various bond issues where the City or Redevelopment Agency issued bonds to assist in the financing of residential developments. A trustee holds all funds and payment cannot be made from any other source than the mortgages received. These bond issues are (in thousands): Outstanding Original Issue Bond Issue Year-end Amount Five Points Senior Project Multi-Family Housing $9,500 $9,500 Revenue Bonds—Series A— 1991 80 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 12. CAPITAL ASSETS a. Changes in Capital Assets Capital asset activity for the year was (in thousands): October 1, September 30, Governmental Activitites 2009 Additions Dispositions 2010 Capital Assets, Not Depreciated: Land $ 366,342 981 - $ 367,323 Construction in Progress 7,992 2,250 10,242 Joint Ventures 2,012 82 2,094 Total Capital Assets-Not Depreciated 3765346 35313 - 3795659 Capital Assets Being Depreciated Buildings 168,669 2,677 171,346 Machinery and Equipment 47,701 47,701 Infrastructure 322,351 8,413 (1,267) 329,497 Total Capital Assets Being Depeciated 5385721 115090 (15267) 5485544 Less Accumulated Depreciation: Buildings (39,167) (3,517) (42,684) Machinery and Equipment (33,404) (3,023) (36,427) Infrastructure (165,002) (6,566) 1,267 (170,301) Total Accumulated Depreciation (2375573) (135106) 15267 (2495412) Total Depreciated- Net 301,148 (2,016) - 299,132 Total Capital Assets 9155067 145403 (15267) 9285203 Total Accumulated Depreciation (237,573) (13,106) 1,267 (249,412) Capital Assets of Governmental Activitites- Net $ 6775494 $ 15297 $ - $ 6785791 October 1, September 30, Business Activities: 2009 Additions Dispositions 2010 Capital Assets, Not Depreciated: Land $ 3,907 $ 3,907 Construction in Progress 8,209 5,644 (1,478) 12,375 Total Capital Assets-Not Depreciated 12,116 5,644 (1,478) 16,282 Capital Assets Being Depreciated Buildings 50,986 2,523 53,509 Machinery and Equipment 9,263 133 9,396 Infrastructure 121,041 1,315 (11) 122,345 Total Capital Assets Being Depeciated 181,290 3,971 (11) 185,250 Less Accumulated Depreciation: Buildings (11,328) (1,361) (12,689) Machinery and Equipment (5,687) (1,009) (6,696) Infrastructure (58,326) (2,253) 11 (60,568) Total Accumulated Depreciation (75,341) (4,623) 11 (79,953) Total Depreciated- Net 105,949 (652) - 105,297 Total Capital Assets 193,406 9,615 (1,489) 201,532 Total Accumulated Depreciation (75,341) (4,623) 11 (79,953) Capital Assets of Business Activitites- Net $ 118,065 $ 4,992 $ (1,478) $ 121,579 81 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 12. CAPITAL ASSETS (Continued) b. Depreciation Expense Depreciation in governmental activities was charged to the following functions/programs in the Statement of Activities (in thousands): Department: City Administrator $ 22 City Clerk 15 Finance 23 Building and Safety 205 Fire 703 Information Services 30 Police 422 Economic Development 20 Community Services 1,546 Library Services 347 Public Works 8,693 Non-Departmental 1,080 Total $ 13,106 Depreciation in business activities was charged to the following functions/programs in the Statement of Activities (in thousands): Fund: Water $ 3,406 Sewer Service 1,217 Total $ 4,623 c. Capital Assets Acquired via Capital Leases At year-end, the City's assets acquired through outstanding capital leases (see Note 11) were (in thousands): Governmental Activities Machinery and Equipment $ 1,869 Buildings 3,449 Less: Accumulated Depreciation (1,234) Total $ 4,084 82 City of Huntington Beach 0) Notes to Financial Statements For the Year Ended September 30, 2010 13. COMMITMENTS AND CONTINGENCIES a. Legal Actions There are legal actions pending against the City resulting from normal operations. In the opinion of management and the City Attorney, the financial resolution of these actions should not have a significant impact on these financial statements. b. Sales Tax Sharing Agreements City Council agreed to provide sales tax rebates to various companies. The sales tax rebates serve to attract and retain various companies in the City of Huntington Beach. The City of Huntington Beach has sales tax agreements that extend until 2020. Sales tax rebates total $424,000 in fiscal year ending September 30, 2010. c. Cooperation and Owner Participation Agreements On September 2, 2003, the Redevelopment Agency Approved a Cooperation Agreement Regarding Capital Improvements in the Southeast Coastal Redevelopment Project with the City. This agreement commits the Redevelopment Agency to reimburse the City for a number of capital improvement projects to be undertaken as part of the Five Year Capital Improvement Program in the Southeast Redevelopment project area starting in FY 2003/04 as they are undertaken. On October 16, 2006, the Redevelopment Agency approved an Owner Participation Agreement with Makallon Atlanta Huntington Beach, LLC (also known as Makar) to develop a 31-acre site in the Main-Pier sub-area of the Huntington Beach Redevelopment Project (Pacific City). Makar will advance $5,500,000 to the Redevelopment Agency to fund the Agency's obligation for the Regional Urban Runoff Treatment System and the Pacific View Drive Extension. The advance will be repaid over 20 years from tax increment generated from the site. Current development of the site is on hold and will proceed in the future as economic conditions permit. As of September 30, 2010, the City has no outstanding obligations related to the cooperation and owner participation agreements discussed above. 83 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 13. COMMITMENTS AND CONTINGENCIES (Continued) d. Redevelopment Agency Debt to City The City has advanced money to the Redevelopment Agency for capital improvements and operations. There is no fixed repayment schedule for these advances and the Council/Agency has no requirement for the timing of any repayment. Accordingly, the City has not recorded the advances in the accompanying financial statements. These advances have been made since 1984 and include direct advances of cash, overhead charges, deferred development fees, deferred land sales, and interest. Below is a schedule of the activity for the year (in thousands): Amount @ Amount @ 10/1/09 Additions Reductions 9/30/10 General Fund Direct Advances $ 4,235 $ 90 $ (2,013) $ 2,312 Indirect Advances 6,567 157 (157) 6,567 Land Sales 32,833 - - 32,833 Interest 29,482 1,501 (2,472) 28,511 Total General Fund 73,117 1,748 (4,642) 70,223 Sewer Fund Direct Advances 259 6 265 Deferred Development Fees 161 4 - 165 Total Sewer Fund 420 10 - 430 Drainage Fund Direct Advances 625 15 640 Deferred Development Fees 172 4 - 176 Total Drainage Fund 797 19 - 816 Park Acquisition and Development Fund Direct Advances 5,144 123 - 5,267 Deferred Development Fees 382 9 - 391 Total Park Acquisition and Development Fund 5,526 132 5,658 Water Fund Direct Advances 3,871 93 3,964 Total Water Fund 3,871 93 3,964 Total All Funds $ 83,731 $ 2,002 $ (4,642) $ 81,091 The cash repayments are recorded as transfers from the Redevelopment Agency to the fund receiving the repayment. 84 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 13. COMMITMENTS AND CONTINGENCIES (Continued) e. SERAF Commitment Pursuant to AB 26 4x, a budget trailer bill, California redevelopment agencies were required to make Supplemental Education Revenue Augmentation Fund (SERAF) contributions totaling $1.7 billion for the fiscal year 2009-2010 and $350 million for the fiscal year 2010-2011. Under this bill, the Agency's SERAF contribution for fiscal year 2010-11 is $1,107,000. On October 20, 2009, the California Redevelopment Association filed a class action lawsuit on behalf of all California redevelopment agencies, again challenging the SERAF obligations as unconstitutional. On May 13, 2010, the Superior Court found in favor of the State relative to the class action suit. 14. OTHER INFORMATION a. Expenditures Exceeding Appropriations Expenditures exceeded appropriations at the departmental level in the funds shown (in thousands): Major Funds Redevelopment Agency Capital Projects - Public Works $ 92 Other Governmental Funds Gas Tax - Public Works 130 Gas Tax - Non-Departmental 34 Traffic Impact Fee - Public Works 235 Traffic Impact Fee - Non-Departmental 162 Highway Safety & Traffic Reduction - Public Works 123 Sewer Development - Public Works 73 Infrastructure - Public Works 31 85 0 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 14. OTHER INFORMATION (Continued) b. Fund and Accumulated Deficits The following funds have total fund deficits at year-end (in thousands): Special Revenue Fund Drainage $ 492 Traffic Impact Fee 533 Debt Service Fund Property Tax Refund 34 We have established plans to reduce and eliminate deficits in these Funds. This will be accomplished in the Traffic Impact Fee Fund by minimizing expenditures over the next two fiscal years. Expenditures are not authorized in the Drainage Fund until annual revenues eliminate the negative fund balance. Additional transfers will be made to the Property Tax Refund Fund over the next two fiscal years to eliminate the deficit in this Fund. 15. SUBSEQUENT EVENTS a. Bella Terra Phase II On October 4, 2010, the Agency approved the affordable housing agreement with BTDJM Phase II Associates (DJM). The agreement will facilitate the construction of a 467 mixed-use unit project, including 43 moderate units and 28 very low units. This agreement will reimburse DJM for construction of the affordable units only up to $17 million plus 4% interest. The agreement also includes payment to DJM of up to $250,000 for the pedestrian access crossing between the Levitz site and the Village at Bella Terra if construction is within 10 years of the affordable housing agreement. The reimbursement of the affordable units will be based upon the site-generated tax increment for the mixed use project as well as the 20% housing fund from Bella Terra I. 86 City of Huntington Beach 0 Notes to Financial Statements For the Year Ended September 30, 2010 15. SUBSEQUENT EVENTS (Continued) b. Governor's Proposed 2011-12 Budget: Disestablishment of Redevelopment Agencies On January 10, 2011, the Governor released the proposed fiscal year 2011-12 State budget, which proposes the elimination of redevelopment. The proposed budget calls for prohibiting redevelopment agencies from creating new contracts or obligations or modifying existing contracts on or after the date urgency legislation is adopted. The proposed budget also calls for disestablishing existing agencies by July 1 , 2011, and establishing successor local agencies which would be required to use the property tax that the agencies would otherwise have received to retire pre-existing agency debts and contractual obligations in accordance with existing payment schedules. In this regard, the Governor's Budget Summary for the proposed 2011-12 State budget states, "No existing obligations will be impaired." This is a reference to provisions in the federal and state constitutions that, subject to certain exceptions, generally prohibit states from passing a law that impairs the obligations of contracts. Under the Governor's proposal, the amount remaining in fiscal year 2011-12 after the payment of pre-existing agency obligations would be distributed on a one-time basis in various ways, including to the affected local taxing entities (including cities) and to the State General Fund to offset the costs for Medi-Cal and trial courts. Beginning in fiscal year 2012-13, the amount remaining after the payment of pre-existing agency obligations generally would be distributed to cities, counties, special districts, and K-14 schools in amounts proportionate to their share of the countywide property tax. Amounts in Low and Moderate Income Housing Funds would be shifted to local housing authorities for low and moderate income housing (however, under the Proposed Legislation (defined and described below), the amounts in the Low and Moderate Income Housing Fund, along with all the rights, powers, assets, liabilities, duties and obligations associated with the housing activities of the redevelopment agency may instead be shifted to the city or county that created the redevelopment agency). The budget also proposes that the Constitution be amended to provide for 55 percent voter approval for limited tax increases and bonding against local revenues for development projects such as those projects currently undertaken by redevelopment agencies. 87 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 15. SUBSEQUENT EVENTS (Continued) On February 18, 2011 , the California Senate and Assembly budget committees voted in favor of the proposed budget. The Assembly budget committee qualified its support by stating that the State general fund savings could be accomplished by legislation that would reform rather than eliminate redevelopment. On February 23, 2011, the California Department of Finance released language of proposed legislation that would implement the Governor's proposed budget with respect to the dissolution of redevelopment agencies (the "Proposed Legislation"). The Proposed Legislation has not been formally introduced as of the date of the audit report, but the Agency expects it will be introduced and taken up by the budget conference committee in the near future. It appears that the normal process of hearings in policy committees and the attendant opportunity for amendment and refinement of the Proposed Legislation may not be followed, although the budget conference committee would have wide latitude to amend the Proposed Legislation. Accordingly, no assurance can be given regarding whether or not the Proposed Legislation will be enacted in its present form, or at all. The Proposed Legislation is styled as an urgency measure, which requires a two- thirds vote of each house of the Legislature for passage, and which would become effective immediately upon the signature of the Governor. Under the Proposed Legislation, the Agency would be prohibited from entering into any new contracts with, or incurring obligations or making commitments to, any entity, individual or groups of individuals upon the effectiveness of the Proposed Legislation. The Agency would be dissolved and, unless the City elects otherwise, the City would become the successor entity to the Agency (the "Successor Agency"), to settle the affairs of the Agency. The Successor Agency would be subject to the direction of an oversight board (the "Oversight Board"), to be composed of seven members, with only one member selected by the City Council. The remaining members would be selected by the County Board of Supervisors, the County Superintendent of Education and the largest non- enterprise special district (by property tax share) with territory within the territorial jurisdiction of the former Agency. All assets, properties, contracts, leases, books and records, buildings and equipment of the former Agency would be transferred to the control of the Successor Agency on July 1 , 2011. The Successor Agency would be charged with preparing "Recognized Obligation Payment Schedules" which document the minimum payments and due dates of payments required by "enforceable obligations" for each half-year fiscal period. The establishment of the Recognized Obligation Payment Schedules would be subject to the Oversight Board's approval. "Enforceable obligations" include, among other things, bonds issued pursuant to the Redevelopment Law (including the required debt service, reserve set-asides and any other payments required under the indenture or similar documents governing the issuance of outstanding bonds of the former Agency). 88 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 15. SUBSEQUENT EVENTS (Continued) For the 2011-12 fiscal year, the draft of the Recognized Obligation Payment Schedule must be reviewed and certified, as to its accuracy, by an external auditor. The Proposed Legislation provides that payments due before January 1 , 2012 will be made from revenues received in the spring of 2011 property tax distribution. Commencing January 1 , 2012, only those payments listed in the Recognized Obligation Payment Schedule may be made by the Successor Agency from funds specified in the Recognized Obligation Payment Schedule. Under the Proposed Legislation, the Oversight Board will be required to direct the Successor Agency to dispose of, generally, all assets and properties of the former Agency, except for assets and properties deemed part of approved development projects, and cease performance in connection with and terminate all existing agreements that do not qualify as enforceable obligations. An "approved development project' is defined as a project (excluding an agreement for any of the following: planning, financing services, site search, or other staff or consulting activities in preparation for redevelopment work) where construction, site remediation, design, or environmental assessment work or property acquisition is required by the former Agency pursuant to an enforceable obligation between the former Agency and a party other than the entity that created the Agency (i.e., the City) and either (1) substantial performance under the applicable agreements had taken place prior to the effective date of the Proposed Legislation in its final form, or (2) the Oversight Board determines that it would be beneficial for the taxing entities or the communities to continue the project even though there had not been substantial performance under the applicable agreements. The potential impact of the Proposed Legislation, if adopted as proposed, would be material to the Agency and the ability of the Agency or any Successor Agency to conduct, or continue to completion, redevelopment activities currently being undertaken or proposed to be undertaken by the Agency with respect to the Project Area. Although the Agency cannot predict what the final language of the Proposed Legislation will be, the Proposed Legislation, in its current form, states that the intent of the Legislature is to do the following: (1) Bar existing redevelopment agencies from incurring new obligations that would divert any more money from core functions and dissolve all existing redevelopment. It is the intent of the Legislature that the greatest amount of funding be realized from these actions to fund core governmental services. 89 City of Huntington Beach Notes to Financial Statements For the Year Ended September 30, 2010 15. SUBSEQUENT EVENTS (Continued) (2) Beginning with 2012-13 fiscal year, allocate these funds according to the existing property tax allocation, except for enterprise special districts, to make the funds available for cities, counties, special districts, school and community college districts to provide core governmental services. As a result of these actions, it is estimated that, by fiscal year 2012-13, these local entities will receive $1.9 billion per year in new resources to use for their core priorities. (3) Require a successor entity to settle the affairs of the redevelopment agencies. (4) Require the protection of contractual rights by successor agencies, which will be required to retire redevelopment agency debts in accord with existing payment schedules. No existing contractual obligations will be impaired. The Proposed Legislation implements the above-described intent of the Legislature through a complex series of provisions, and appears to contain several inconsistencies and drafting problems which will likely require revision. The Agency cannot predict what the final language of the Proposed Legislation will be or whether the Proposed Legislation in any form will be adopted. 90 REQUIRED SUPPLEMENTARY INFORMATION THIS PAGE INTENTIONALLY LEFT BLANK City of Huntington Beach Required Supplementary Information For the Year Ended September 30, 2010 Budaetary Information The City Council must annually adopt a budget by September 30 of the prior fiscal year. The budgeted expenditures become the appropriations to the various departments. The budget includes estimates for revenue that, along with the appropriations, compute the budgetary fund balance. The appropriated budget covers substantially all governmental fund expenditures with the exception of capital improvement projects (capital projects funds) carried forward from prior years, which constitute a legally authorized non-appropriated budget. The City Council may amend the budget at any time. The City Administrator may transfer funds from between object purposes (personal services, operating expenditures, or capital outlay expenditures) within the same department without changing the total departmental budget. Department heads may transfer funds from like object categories of the same department. The City Council must approve any changes to departmental budgets. Expenditures may not exceed appropriations at the departmental level. All unused appropriations lapse at year-end. During the year the City Council made several supplemental appropriations with included carryovers of prior year encumbrances all of which were within available fund balance and estimated revenue amounts. The City Council adopts governmental fund budgets consistent with generally accepted principles as legally required. There are no significant non-budgeted financial activities. Revenues for special revenue funds are budgeted by entitlements, grants and estimates of future development and economic growth. Expenditures and transfers are budgeted based upon available financial resources. On or before May 31 of each year, each department submits data to the City Administrator for budget preparation. Staff prepares the budget by fund, function, and activity. The budget includes information on past years, current year estimates and requested appropriations for the next fiscal year. Before August 1, the City Council receives the proposed budget. The City Council holds public hearings and may amend the budget by a majority vote. Changes to the budget must be within the available revenues and reserves. These financial schedules show budgetary data for the General, Special Revenue, Capital Projects and Debt Service Funds. The original budget, revised budget, actual expenditures, and variance amounts are shown. The City uses an encumbrance system as an aid in controlling expenditures. When the City issues a purchase order for goods or services, it records an encumbrance until the vendor delivers the goods or performs the service. At year-end, the City reports all outstanding encumbrances as restricted, committed, or assigned fund balance in governmental fund types. The City reappropriates these encumbrances into the new fiscal year. Below is a schedule of a budget to actual comparison of the General and Grant Fund's Revenues, and Expenditures and Changes in Fund Balance (in thousands): 93 CITYOF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES-BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) General Fund Variance with Final Budget Positive REVENUES Original Budget Final Budget Actual (Negative) Property Taxes $ 66,402 $ 66,402 $ 66,886 $ 484 Sales Taxes 19,575 19,575 20,795 1,220 Utility Taxes 21,725 21,725 19,757 (1,968) Other Taxes 13,385 13,385 11,629 (1,756) Licenses and Permits 6,982 6,984 6,109 (875) Fines, Forfeitures and Penalties 4,260 4,260 3,965 (295) From Use of Money and Property 14,915 14,915 13,826 (1,089) Intergovernmental 2,544 3,841 4,219 378 Charges ter Current SeMce 23,169 23,369 22,724 (645) Other 1,251 1,657 2,433 776 Total Revenues 174,208 176,113 172,343 (3,770) EXPENDITURES Current: City Council 296 302 301 1 City Administrator 1,774 1,756 1,652 104 City Treasurer 1,493 1,537 1,532 5 City Attorney 2,636 2,657 2,657 - City Clerk 956 972 868 104 Finance 4,362 4,354 4,286 68 Human Resources 6,470 6,231 5,209 1,022 Planning 3,334 3,819 2,954 865 Building 3,696 3,592 3,376 216 Fire 32,184 32,522 32,398 124 Information SeMces 7,029 7,062 6,782 280 Police 60,024 58,946 57,521 1,425 Economic Development 1,584 1,664 1,520 144 Community SeMces 13,604 13,956 13,328 628 Library SeMces 4,208 4,529 4,066 463 Public Works 19,312 19,524 17,388 2,136 Non-Departmental 11,098 13,639 14,443 (804) Debt Service: Principal 492 526 386 140 Interest - 48 48 - Total Expenditures 174,552 177,636 170,715 6,921 Excess(Deficiency)Of Revenues Over(Under) Expenditures (344) (1,523) 1,628 3,151 OTHER FINANCING SOURCES(USES) Tmnsters In 7,380 8,528 8,452 (76) Tmnsters Out (6,988) (7,918) (7,816) 102 Total Other Financing Sources(Uses) 392 610 636 26 Excess Of Revenues And Other Souces Over(Under) Expenditures And Other Uses 48 (913) 2,264 3,177 Fund Balance -Beginning Ot Year 39,098 39,098 39,098 Fund Balance -End Ot Year $ 39,136 $ 385175 $ 415352 $ 35177 94 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES- BUDGET AND ACTUAL FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) Grants Special Revenue Variance with Final Budget Positive REVENUES Original Budget Final Budget Actual (Negative) From Use of Money and Property $ 263 $ 265 $ 236 $ (29) Intergovernmental 2,284 8,257 4,326 (3,931) Other 5 5 68 63 Total Revenues Z552 8,527 4,630 (3,897) EXPENDITURES Current, Planning - 217 216 1 Building - 111 73 38 Fl re - 734 418 316 Police 164 1,349 947 402 Economic Development 776 3,095 1,144 1,951 Community SerNces - 381 247 134 Library SenAces - 150 92 58 Public Works - 1,544 845 699 Capital Outlay 120 8,970 2,367 6,603 Debt SenAce, Principal 754 144 125 19 Interest - 173 173 - Total Expenditures 1,814 16,868 6,647 10,221 Excess Of Revenues Over(Under) Expenditures 738 (8,341) (2,017) 6,324 OTHER FINANCING SOURCES(USES) Transfers In - 729 588 (141) Transfers Out - (52) (52) - Total Other Financing Sources (Uses) - 677 536 (141) Excess Of Revenues And Other Sources Over(Under) Expenditures And Other Uses 738 (7,664) (1,481) 6,183 Fund Balance-Beginning of Year 2,404 2,404 2,404 - Fund Balance-End Of Year $ 3,142 $ (5,260) $ 923 $ 6,183 95 CITY OF HUNTINGTON BEACH REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED SEPTEMBER 30,2010 SCHEDULE OF FUNDING PROGRESS RETIREMENT PLAN- NORMAL (In Thousands) Entry Age Normal Excess Assets Excess Assets as a Actuarial Actuarial Accrued Actuarial Value of (Unfunded Percentage of Valuation Date Ulalility(AAL) Assets liability) lnndedRatio Covered Payroll Covered Payroll 2007 Safety $ 409,859 $ 338,305 $ (71,554) 82.5% $ 34,961 -204.7% Non Safety 295,078 287,302 (7,776) 97.41/, 44,249 -17.6% Total $ 704,937 $ 625,607 $ (79,330) 88.7% $ 79,210 -1002% 2008 Safety $ 439,687 $ 357,782 $ (81,905) 81.4% $ 36,791 -222.6% Non Safety 320,209 307,549 (12,660) 96.01/, 47,817 -26.5% Total $ 759,896 $ 665,331 $ (94,565) 87.6% $ 84,608 -111.8% 2009 Safety $ 478,818 $ 370,250 $ (108,568) 77.3% $ 40,384 -268.8% Non Safety 363,638 321,435 (42,203) 88.41/, 48,439 -87.1% Total $ 842,456 $ 691,685 $ (150,771) 82.1% $ 88,823 -169.7% 96 CITY OF HUNTINGTON BEACH REQUIRED SUPPLEMENTARY INFORMATION FOR THE YEAR ENDED SEPTEMBER 30,2010 (Continued) SCHEDULE OF FUNDING PROGRESS RETIREMENT PLAN-SUPPLEMENTAL (In Thousands) Actuarial Entry Age Normal Actuarial Value of Unfunded AAL UAAL as a% of Valuation Date Accrued Li ability Assets (UAAL) FundedRatio CoveredPa roll CoveredPa oll 6/30/2005 Actual 40,873 14,227 (26,646) 34.8%% 65,843 40.5%% 9/30/2006 Update 43,066 16,821 (26,245) 39.1% 72,186 -36.4% 9/30/2007 Actual 51,028 20,452 (30,576) 40.1%% 73,380 41.7%% 9/30/2008 Update 52,777 22,722 (30,055) 43.1% 78,777 -38.2% 9/30/2009 Actual* 59,576 24,980 (34,596) 41.9%% 85,667 40.4%% 9/30/2010 Update* 61,448 28,467 (32,981) 46.3%% 87,617 -37.6%% SCHEDULE OF EMPLOYER CONTRIBUTIONS RETIREMENT PLAN-SUPPLEMENTAL (In Thousands) Annual Required Percentage Year Ended Contribution Contributed 9/30/2005 $ 3,074 119.55%% 9/30/2006 3,022 130.48%% 9/30/2007 2,850 156.63%% 9/30/2008 3,419 106.08%% 9/30/2009 3,476 100.00%% 9/30/2010 3,967 100.00%% OTHER POST EMPLOYMENT BENEFITS- MEDICAL RETIREMENT SCHEDULE OF FUNDING PROGRESS (In Thousands) Unfunded Actuarial Actuarial Value of Actuarial Accrued Actuarial Accrued UAAL as a% of Valuation Date Assets Ualiflity Liability Funded Ratio Covered Pa roll CoveredP roll 9/30/2008 Update $ 8,730 $ 23,470 $ (14,740) 37.2%% $ 78,777 -18.7%% 9/30/2009 Actual* 8,727 19,474 (10,747)1 44.8%% 88,923 -12.1%% 9/30/2010 Update* 9,157 20,608 (11,451) 44.4°/% 90,465 -12.7%% *Actuarial valuation for each fiscal year coding September 30th was performed as of March 31 st of the same y ear using actual values at March 31 st projected forward to fiscal year end 97 THIS PAGE INTENTIONALLY LEFT BLANK 98 SUPPLEMENTARY INFORMATION 99 THIS PAGE INTENTIONALLY LEFT BLANK 100 City of Huntington Beach Other Governmental Funds Special Revenue Funds account for revenues and expenditures legally restricted to a specific purpose. • The Gas Tax Fund accounts for moneys allocated under the Streets and Highways Code of California. Expenditures may be made for any street related purpose allowed under the code. • The Drainage Fund accounts for fees received from developers to construct and maintain the City's drainage system. • The Narcotics Forfeiture Fund accounts for moneys received from the State of California for special law enforcement expenditures. • The Transportation Fund accounts for moneys received from the countywide '/2 cent sales tax and other specific sources to be spent on transportation related expenditures. • The Air Quality Fund accounts for revenues from the local agencies used to improve local air quality. • The Traffic Impact Fee Fund accounts for moneys received from the traffic impact fee levied on new developments in the City. • The Fourth of July Parade Fund accounts for the activities of the City's annual parade. • The Special Library Fund accounts for revenues and expenditures related to the expanded Central Library including some construction. This fund has been closed in the current fiscal year. • The Park Acquisition and Development Fund accounts for fees received from developers to develop and maintain the City's park system. • The Highwav Safety & Traffic Reduction Fund accounts for moneys used to fund transportation projects, improve the movement of goods, improve air quality, and enhance the safety and security of the transportation system under the Highway Safety, Traffic Reduction, Air Quality, and Port Security Bond Act of 2006. • The Traffic Congestion Relief Fund accounts for moneys allocated for roadway maintenance as established by Assembly Bill 2928. Debt Service Funds account for the receipts for and payment of general long-term debt. • The Property Tax Refund Fund records the payment of claims for repayment of the Judgment Obligation Bonds. • The Public Financing Authority accounts for the activity of the Huntington Beach Public Financing Authority. Capital Projects Funds account for the acquisition and construction of capital assets other than those financed by proprietary fund types. • The Parking in-lieu Fund records construction activity from developers who pay fees in-lieu of directly providing parking facilities to the City. • The Sewer Development Fund accounts for fees received from developers to construct and maintain sewer facilities. • The Infrastructure Fund records activity for certain designate infrastructure related expenditures. 101 CITY OF HUNTINGTON BEACH COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS SEPTEMBER 30,2010 (In Thousands) SPECIAL REVENUE FUNDS Narcotics ASSETS Gas Tax Drainage Forfeiture Transportation Air Quality Cash and Investments $ 545 $ - $ 921 $ 383 $ 831 Cash and Investments with Fiscal Agent - - Taxes Receivable 383 - - 170 Other Receivables 78 - 3 3 3 Due from Other Funds - - 967 Other Assets - - - - - Total Assets $ 1,00E $ - $ 924 $ 1,523 $ 834 LIABILITIES Accounts Payable $ - $ - $ - $ 4 $ 25 Accrued Payroll 5 - - 29 6 Due to Other Funds - 492 - - - Advances from Other Funds - - - - - Deposits Payable - - 1 - - Deferred Revenue - - - - - Total Liabilities 5 492 1 33 31 FUND BALANCES Restricted Pollution Remedlation - - - - - Debt Service - - - - - Highways, Streets and Transportation 1,001 - - 1,490 - Air Quality - - - - 803 Parks - - - - - Other Capital Projects - - - - - Committed Other Capital Projects - - - - - Other Purposes - - - - - Assigned Capital Projects - - - - - Other Purposes - - 923 - - Unassigned - (492) - - - Total Fund Balances 1,001 (492) 923 1,490 803 Total Liabilites and Fund Balances $ 1,006 $ - $ 924 $ 1,523 $ 834 102 CITY OF HUNTINGTON BEACH COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS SEPTEMBER30,2010 (In Thousands) (continued) SPECIAL REVENUE FUNDS Park Highway Safety Traffic Traffic Impact Fourth of July Acquisition and &Traffic Congestion Total Special Fee Parade Special Library Development Reduction Relief Revenue Funds $ - $ 61 $ - $ 3,729 $ 3,669 $ 2,932 $ 13,071 553 463 12 12 194 768 967 - - - 1,266 - - 1,266 $ 463 $ 61 $ - $ 5,007 $ 3,681 $ 3,126 $ 16,625 $ - $ 2 $ - $ 18 $ 1,603 $ 199 $ 1,851 6 1 3 9 3 62 475 - - - - 967 - - - 675 - - 675 1,266 - - 1,267 515 - - - - - 515 996 3 - 1,962 1,612 202 5,337 - - - 489 - - 489 130 - - - 2,069 2,924 7,614 - - - - 803 2,787 - - 2,787 (663) - - (231) - - (1,386) (533) 58 - 3,045 2,069 2,924 11,288 $ 463 $ 61 $ - $ 5,007 $ 3,681 $ 3,126 $ 16,625 103 CITY OF HUNTINGTON BEACH COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS SEPTEMBER30,2010 (In Thousands) (continued) Debt Service Fund Capital Projects Funds Public Property Tax Financing Total Debt Sewer ASSETS Refund Authority Service Fund Parking in-lieu Development Cash and Investments $ - $ 35 $ 35 $ 765 $ 1,081 Cash and Investments with Fiscal Agent 1 5,910 5,911 - - Taxes Receivable - - - - - Other Receivables - 9 9 2 3 Due from Other Funds - - - - - Other Assets - - - - - Total Assets $ 1 $ 5,954 $ 5,955 $ 767 $ 1,084 LIABILITIES Accounts Payable $ 2 $ 4 $ 6 $ - $ 5 Accrued Payroll - - - - - Due to Other Funds - - - - - Advances from Other Funds - - - - - Deposits Payable 33 - 33 - - Deferred Revenue - - - - - Total Liabilities 35 4 39 - 5 FUND BALANCES Restricted Pollution Remedlation - - - - - Debt Service - 5,946 5,946 - - Highways, Streets and Transportation - - - - - Air Quality - - - - - Parks - - - - - Other Capital Projects - - - - 1,079 Committed Other Capital Projects - - - 30 - Other Purposes - 4 4 - - Assigned Capital Projects - - - 737 - Other Purposes - - - - - Unassigned (34) - (34) - - Total Fund Balances (34) 5,950 5,916 767 1,079 Total Liabilitesand Fund Balances $ 1 $ 5,954 $ 5,955 $ 767 $ 1,084 104 CITY OF HUNTINGTON BEACH COMBINING BALANCE SHEET OTHER GOVERNMENTAL FUNDS SEPTEMBER 30,2010 (In Thousands) (continued) Capital Projects Funds Total Other Total Capital Governmental Infrastructure Projects Funds Funds $ 2,200 $ 4,046 $ 17,152 5,911 - - 553 6 11 788 - - 967 1,266 $ 2,206 $ 4,057 $ 26,637 $ - $ 5 $ 1,862 - 62 967 675 1,300 515 5 5,381 - 489 5,946 7,614 803 - - 2,787 19 1,098 1,098 - 30 30 4 2,187 2,924 2,924 981 - (1,420) 2,206 4,052 21,256 $ 2,206 $ 4,057 $ 26,637 105 CITY OF HUNTINGTON BEACH COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) Special Revenue Funds Narcotics REVENUES Gas Tax Drainage Forfeiture Transportation Air Quality Sales Taxes $ - $ - $ - $ 1,787 $ - Licenses and Permits - - - -From Use of Money and Property - - 12 18 13 Intergovernmental 4,038 - 47 - 230 Charges for Current Service - 50 - - - Other - - - 1 - Total Revenues 4,038 50 59 1,806 243 EXPENDITURES Current: Human Resources - - - - 75 Police - - 98 - - Community Services - - - - - Public Works 176 - - 953 211 Non-Departmental 34 - - -Capital Outlay 1,182 - - 2,454 99 Debt Service: Principal - - - - - Interest - - - - - Total Expenditures 1,392 - 98 3,407 385 Excess Of Revenues Over (Under)Expenditures 2,646 50 (39) (1,601) (142) Other Financing Sources(Uses): Transfers In - - - - - Issuance of Long Term Debt - - - - - Issuance Premium - - - - - Payments to Escrow - - - - - Transfers Out (900) - - - (230) Total Other Financing Sources Sources(Uses) (900) - - - (230) Net Change in Fund Balances 1,746 50 (39) (1,601) (372) Fund Balance - Beginning Of Year (745) (542) 962 3,091 1,175 Fund Balance - End Of Year $ 1,001 $ (492) $ 923 $ 1,490 $ 803 106 CITY OF HUNTINGTON BEACH COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) (continued) Special Revenue Funds Park Highway Acquisiton Safety& Traffic Total Special Traffic Fourth of Special and Traffic Congestion Revenue Impact Fee July Parade Library Development Reduction Relief Funds $ - $ - $ - $ - $ - $ - $ 1,787 35 35 - 28 - 52 58 37 218 15 84 - 203 3,007 2,490 10,114 77 127 - 169 - - 423 82 - 83 92 321 - 424 3,100 2,527 12,660 75 98 - 377 - 459 - - 836 432 - - - 123 136 2,031 162 - - - - - 196 657 - - 5 2,460 354 7,211 1,251 377 - 464 2,583 490 10,447 (1,159) (56) - (40) 517 2,037 2,213 - - 119 - - - 119 (294) - - (1,424) 119 (294) - - (1,305) (1,159) (56) 119 (334) 517 2,037 908 626 114 (119) 3,379 1,552 887 10,380 $ (533) $ 58 $ - $ 3,045 $ 2,069 $ 2,924 $ 11,288 107 CITY OF HUNTINGTON BEACH COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) (continued) Debt Service Fund Capital Projects Fund Public Property Tax Financing Total Debt Sewer REVENUES Refund Authority Service Fund Parking In-Lieu Development Sales Taxes $ - $ - $ - $ - $ - Licenses and Permits - - - 51 9 From Use of Money and Property 5 134 139 10 15 Intergovernmental - - - - 12 Charges for Current Service - - - - 40 Other - - - - - Total Revenues 5 134 139 61 76 EXPENDITURES Current: Human Resources - - - - - Police - - - - - Community Services - - - - - Public Works - - - - 78 Non-Departmental 2 191 193 -Capital Outlay - - - - 53 Debt Service: Principal 785 3,620 4,405 - - Interest 254 2,575 2,829 - - Total Expenditures 1,041 6,386 7,427 - 131 Excess Of Revenues Over (Under)Expenditures (1,036) (6,252) (7,288) 61 (55) Other Financing Sources(Uses): Transfers In 1,037 6,083 7,120 - - Issuance of Long Term Debt - 14,745 14,745 - - Issuance Premium - 707 707 - - Payments to Escrow - (15,967) (15,967) - - Transfers Out (1,722) - (1,722) - - Total Other Financing Sources Sources(Uses) (685) 5,568 4,883 -Net Change in Fund Balances (1,721) (684) (2,405) 61 (55) Fund Balance -Beginning Of Year 1,687 6,634 8,321 706 1,134 Fund Balance -End Of Year $ (34) $ 5,950 $ 5,916 $ 767 $ 1,079 108 CITY OF HUNTINGTON BEACH COMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) (continued) Capital Projects Fund Total Other Total Capital Governmental Infrastructure Projects Funds Funds $ - $ - $ 1,787 60 95 32 57 414 12 10,126 40 463 10 10 93 42 179 12,978 75 98 836 31 109 2,140 389 234 287 7,498 - 4,405 2,829 265 396 18,270 (223) (217) (5,292) - 7,239 - 14,745 - - 707 - (15,967) (309) (309) (3,455) (309) (309) 3,269 (532) (526) (2,023) 2,738 4,578 23,279 $ 2,206 $ 4,052 $ 21,256 109 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES -BUDGET AND ACTUAL OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) Gas Tax Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) Intergovernmental $ 900 $ 4,474 $ 4,038 $ (436) EXPENDITURES: Current: Public Works - 46 176 (130) Non-Departmental - - 34 (34) Capital Outlay - 2,215 1,182 1,033 TOTAL EXPENDITURES - 2,261 1,392 869 EXCESS OF REVENUES OVER (UNDER)EXPENDITURES 900 2,213 2,646 433 OTHER FINANCING SOURCES (USES): Transfers Out (900) (1,022) (900) 122 NET CHANGE IN FUND BALANCE - 1,191 1,746 555 FUND BALANCE-BEGINNING OF YEAR (745) (745) (745) - FUND BALANCE-END OF YEAR $ (745) $ 446 $ 1,001 $ 555 Drainage Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) Charges for Current Service $ 50 $ 50 $ 50 $ - FUND BALANCE-BEGINNING OF YEAR (542) (542) (542) - FUND BALANCE-END OF YEAR $ (492) $ (492) $ (492) $ - 110 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES -BUDGET AND ACTUAL OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) (continued) Narcotics Forfeiture Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) From Use of Money and Property $ 10 $ 10 $ 12 $ 2 Intergovernmental 25 25 47 22 TOTAL REVENUES 35 35 59 24 EXPENDITURES: Current: Police 117 517 98 419 Capital Outlay 200 310 - 310 TOTAL EXPENDITURES 317 827 98 729 NET CHANGE IN FUND BALANCE (282) (792) (39) 753 FUND BALANCE-BEGINNING OF YEAR 962 962 962 - FUND BALANCE-END OF YEAR $ 680 $ 170 $ 923 $ 753 Transportation Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) Sales Taxes $ 2,000 $ 2,000 $ 1,787 $ (213) From Use of Money and Property 170 170 18 (152) Other 1 1 TOTAL REVENUES 2,170 2,170 1,806 (364) EXPENDITURES: Current: Public Works 1,174 1,445 953 492 Capital Outlay 1,150 3,955 2,454 1,501 TOTAL EXPENDITURES 2,324 5,400 3,407 1,993 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (154) (3,230) (1,601) 1,629 OTHER FINANCING SOURCES (USES): Transfers Out (287) (321) - 321 NET CHANGE IN FUND BALANCE (441) (3,551) (1,601) 1,950 FUND BALANCE-BEGINNING OF YEAR 3,091 3,091 3,091 - FUND BALANCE-END OF YEAR $ 2,650 $ (460) $ 1,490 $ 1,950 111 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES -BUDGET AND ACTUAL OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) (continued) Air Quality Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) From Use of Money and Property $ 30 $ 30 $ 13 $ (17) Intergovernmental 240 240 230 (10) TOTAL REVENUES 270 270 243 (27) EXPENDITURES: Current: Human Resources 117 122 75 47 Public Works 100 233 211 22 Capital Outlay 200 303 99 204 TOTAL EXPENDITURES 417 658 385 273 EXCESS OF REVENUES OVER (UNDER)EXPENDITURES (147) (388) (142) 246 OTHER FINANCING SOURCES (USES): Transfers Out - (250) (230) 20 NET CHANGE IN FUND BALANCE (147) (638) (372) 266 FUND BALANCE-BEGINNING OF YEAR 1,175 1,175 1,175 - FUND BALANCE-END OF YEAR $ 1,028 $ 537 $ 803 $ 266 Traffic Impact Fee Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) From Use of Money and Property $ 75 $ 75 $ - $ (75) Intergovernmental - - 15 15 Charges for Current Service 75 75 77 2 TOTAL REVENUES 150 150 92 (58) EXPENDITURES: Current: Public Works 19 197 432 (235) Non-Departmental - - 162 (162) Capital Outlay - 1,238 657 581 TOTAL EXPENDITURES 19 1,435 1,251 184 NET CHANGE IN FUND BALANCE 131 (1,285) (1,159) 126 FUND BALANCE-BEGINNING OF YEAR 626 626 626 - FUND BALANCE-END OF YEAR $ 757 $ (659) $ (533) $ 126 112 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES -BUDGET AND ACTUAL OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) (continued) Fourth of July Parade Variance with Final Budget Positive REVENUES: Original Budget Final Budget Actual (Negative) From Use of Money and Property $ 3 $ 3 $ 28 $ 25 Intergovernmental - - 84 84 Charges for Current Service - - 127 127 Other 400 400 82 (318) TOTAL REVENUES 403 403 321 (82) EXPENDITURES: Current: Community Services 400 409 377 32 NET CHANGE IN FUND BALANCE 3 (6) (56) (50) FUND BALANCE-BEGINNING OF YEAR 114 114 114 - FUND BALANCE-END OF YEAR $ 117 $ 108 $ 58 $ (50) Special Library Variance with Final Budget Original Positive Budget Final Budget Actual (Negative) OTHER FINANCING SOURCES (USES): Transfers In $ - $ - $ 119 $ 119 FUND BALANCE-BEGINNING OF YEAR (119) (119) (119) - FUND BALANCE-END OF YEAR $ (119) $ (119) $ - $ 119 113 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES -BUDGET AND ACTUAL OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) (continued) Park Acquisition and Development Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) From Use of Money and Property $ 150 $ 150 $ 52 $ (98) Intergovernmental - - 203 203 Charges for Current Service 40 40 169 129 TOTAL REVENUES 190 190 424 234 EXPENDITURES: Current: Community Services 1,458 2,901 459 2,442 Capital Outlay - 146 5 141 TOTAL EXPENDITURES 1,458 3,047 464 2,583 EXCESS OF REVENUES OVER (UNDER)EXPENDITURES (1,268) (2,857) (40) 2,817 OTHER FINANCING SOURCES (USES): Transfers Out (375) (375) (294) 81 NET CHANGE IN FUND BALANCE (1,643) (3,232) (334) 2,898 FUND BALANCE-BEGINNING OF YEAR 3,379 3,379 3,379 - FUND BALANCE-END OF YEAR $ 1,736 $ 147 $ 3,045 $ 2,898 Highway Safety &Traffic Reduction Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) Licenses and Permits $ - $ - $ 35 $ 35 From Use of Money and Property 80 80 58 (22) Intergovernmental - 2,400 3,007 607 TOTAL REVENUES 80 2,480 3,100 620 EXPENDITURES: Current: Public Works - - 123 (123) Capital Outlay - 3,882 2,460 1,422 TOTAL EXPENDITURES - 3,882 2,583 1,299 NET CHANGE IN FUND BALANCE 80 (1,402) 517 1,919 FUND BALANCE-BEGINNING OF YEAR 1,552 1,552 1,552 - FUND BALANCE-END OF YEAR $ 1,632 $ 150 $ 2,069 $ 1,919 114 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) (continued) Traffic Congestion Relief Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) From Use of Money and Property $ 75 $ 75 $ 37 $ (38) Intergovernmental 1,910 1,910 2,490 580 TOTAL REVENUES 1,985 1,985 2,527 542 EXPENDITURES: Current: Public Works 500 500 136 364 Capital Outlay 850 1,466 354 1,112 TOTAL EXPENDITURES 1,350 1,966 490 1,476 NET CHANGE IN FUND BALANCE 635 19 2,037 2,018 FUND BALANCE-BEGINNING OF YEAR 887 887 887 - FUND BALANCE-END OF YEAR $ 1,522 $ 906 $ 2,924 $ 2,018 Property Tax Refund Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) From Use of Money and Property $ - $ - $ 5 $ 5 EXPENDITURES: Current: Non-Departmental 6 6 2 4 Debt Service: Principal 785 785 785 - Interest 346 346 254 92 TOTAL EXPENDITURES 1,137 1,137 1,041 96 EXCESS OF REVENUES OVER (UNDER)EXPENDITURES (1,137) (1,137) (1,036) 101 OTHER FINANCING SOURCES (USES): Transfers In 1,091 1,091 1,037 (54) Transfers Out - (1,700) (1,722) (22) TOTAL OTHER FINANCING SOURCES(USES) 1,091 (609) (685) (76) NET CHANGE IN FUND BALANCE (46) (1,746) (1,721) 25 FUND BALANCE-BEGINNING OF YEAR 1,687 1,687 1,687 - FUND BALANCE-END OF YEAR $ 1,641 $ (59) $ (34) $ 25 115 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) (continued) Public Financing Authority Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) From Use of Money and Property $ - $ - $ 134 $ 134 EXPENDITURES: Current: Non-Departmental 24 209 191 18 Debt Service: Principal 4,192 4,380 3,620 760 Interest 2,096 2,991 2,575 416 TOTAL EXPENDITURES 6,312 7,580 6,386 1,194 EXCESS OF REVENUES OVER (UNDER) EXPENDITURES (6,312) (7,580) (6,252) 1,328 OTHER FINANCING SOURCES(USES): Transfers In 6,251 6,251 6,083 (168) Issuance of Long Term Debt - 14,745 14,745 - Issuance Premium - 707 707 - Payments to Escrow - (15,967) (15,967) - TOTAL OTHER FINANCING SOURCES (USES) 6,251 5,736 5,568 (168) NET CHANGE IN FUND BALANCE (61) (1,844) (684) 1,160 FUND BALANCE- BEGINNING OF YEAR 6,634 6,634 6,634 - FUND BALANCE- END OF YEAR $ 6,573 $ 4,790 $ 5,950 $ 1,160 Parking in-Lieu Variance with Final Budget Original Positive REVENUES: Budget Final Budget Actual (Negative) Licenses and Permits $ 50 $ 50 $ 51 $ 1 From Use of Money and Property 50 50 10 (40) TOTAL REVENUES 100 100 61 (39) EXPENDITURES: Current: Capital Outlay 625 625 - 625 NET CHANGE IN FUND BALANCE (525) (525) 61 586 FUND BALANCE- BEGINNING OF YEAR 706 706 706 - FUND BALANCE- END OF YEAR $ 181 $ 181 $ 767 $ 586 116 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL OTHER GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30,2010 (In Thousands) (continued) Sewer Development Variance with Final Budget Original Positive REVENUES: Budget Budget Actual (Negative) Licenses and Permits $ - $ - $ 9 $ 9 From Use of Money and Property 30 30 15 (15) Intergovernmental - - 12 12 Charges for Current Service 150 150 40 (110) TOTAL REVENUES 180 180 76 (104) EXPENDITURES: Current: Public Works 5 5 78 (73) Capital Outlay 945 945 53 892 TOTAL EXPENDITURES 950 950 131 819 NET CHANGE IN FUND BALANCE (770) (770) (55) 715 FUND BALANCE-BEGINNING OF YEAR 1,134 1,134 1,134 - FUND BALANCE-END OF YEAR $ 364 $ 364 $ 1,079 $ 715 Infrastructure Variance with Final Budget Original Positive REVENUES: Budget Budget Actual (Negative) From Use of Money and Property $ - $ - $ 32 $ 32 Other - - 10 10 TOTAL REVENUES - - 42 42 EXPENDITURES: Current: Public Works - - 31 (31) Capital Outlay - 2,172 234 1,938 TOTAL EXPENDITURES - 2,172 265 1,907 EXCESS OF REVENUES OVER (UNDER)EXPENDITURES - (2,172) (223) 1,949 OTHER FINANCING SOURCES (USES): Transfers Out (150) (459) (309) 150 NET CHANGE IN FUND BALANCE (150) (2,631) (532) 2,099 FUND BALANCE-BEGINNING OF YEAR 2,738 2,738 2,738 - FUND BALANCE-END OF YEAR $ 2,588 $ 107 $ 2,206 $ 2,099 117 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL MAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) Redevelopment Agency Debt Service Variance with Final Budget Original Positive REVENUES Budget Final Budget Actual (Negative) Property Taxes $ 19,355 $ 19,355 $ 18,186 $ (1,169) From Use of Money and Property 250 250 168 (82) Total Revenues 19,605 19,605 18,354 (1,251) EXPENDITURES Current: Economic Demlopment 4,309 8,359 8,298 61 Debt Service: Principal 4,790 2,437 2,435 2 Interest 1,376 3,318 3,318 - Total Expenditures 10,475 14,114 14,051 63 Excess Of Revenues Over(Under)Expenditures 9,130 5,491 4,303 (1,188) OTHER FINANCING SOURCES(USES): Transfers Out (8,296) (9,158) (8,944) 214 Net Change in Fund Balance 834 (3,667) (4,641) (974) Fund Balance -Beginning Of Year 4,489 4,489 4,489 - Fund Balance -End Of Year $ 5,323 $ 822 $ (152) $ (974) Redevelopment Agency Capital Projects Variance with Final Budget Original Positive REVENUES Budget Final Budget Actual (Negative) From Use of Money and Property $ 1,150 $ 1,150 $ 719 $ (431) Other - - 181 181 Total Revenues 1,150 1,150 900 (250) EXPENDITURES Current: City Attorney 150 161 115 46 Economic Demlopment 1,560 2,395 1,388 1,007 Community Services 90 107 90 17 Public Works - 1 93 (92) Capital Outlay 2,068 4,685 3,144 1,541 Total Expenditures 3,868 7,349 4,830 2,519 Excess Of Revenues Over(Under)Expenditures (2,718) (6,199) (3,930) 2,269 OTHER FINANCING SOURCES(USES): Transfers In - 882 882 - Transfers Out - (216) (216) - Total Other Financing Sources (Uses) - 666 666 - Net Change in Fund Balance (2,718) (5,533) (3,264) 2,269 Fund Balance -Beginning Of Year 11,073 11,073 11,073 - Fund Balance -End Of Year $ 8,355 $ 5,540 $ 7,809 $ 2,269 CITY OF HUNTINGTON BEACH SCHEDULE OF REVENUES, EXPENDITURES,AND CHANGES IN FUND BALANCES -BUDGET AND ACTUAL MAJOR GOVERNMENTAL FUNDS FOR THE YEAR ENDED SEPTEMBER 30, 2010 (In Thousands) (continued) Low Income Housing Fund Variance with Final Budget Original Positive REVENUES Budget Final Budget Actual (Negative) From Use of Money and Property $ - $ - $ 967 $ 967 Intergovernmental - 1,000 1,222 222 Other - - 439 439 Total Revenues - 1,000 2,628 1,628 EXPENDITURES Current: Economic Development 3,593 5,203 2,354 2,849 Capital Outlay - 4,511 4,166 345 Total Expenditures 3,593 9,714 6,520 3,194 Excess Of Revenues Over(Under)Expenditures (3,593) (8,714) (3,892) 4,822 OTHER FINANCING SOURCES(USES): Transfers In 3,871 3,924 3,689 (235) Transfers Out (405) (405) (405) - Total Other Financing Sources (Uses) 3,466 3,519 3,284 (235) Net Change in Fund Balance (127) (5,195) (608) 4,587 Fund Balance -Beginning Of Year 12,017 12,017 12,017 - Fund Balance -End Of Year $ 11,890 $ 6,822 $ 11,409 $ 4,587 119 THIS PAGE INTENTIONALLY LEFT BLANK 120 1 City of Huntington Beach Fiduciary Funds Fiduciary Funds account for assets held by the City as an agent for other organizations or individuals. . The General Deposit Fund accounts for the deposit of general monies held by the City for private individuals and businesses. . The Community Facilities Districts Funds accounts for the debt service activity of the City's community facilities district. • The Huntington Beach Business Improvement District Fund accounts for the activities of the City's business improvement district. The Central Net Fund accounts for the activity of the Central Net Operations Authority. The Parking Structures Fund accounts for the activities of the Bella Terra Parking Structure and Strand Parking Structure. The West Orange County Water Board Fund accounts for the activities of the West Orange County Water Board. 121 THIS PAGE INTENTIONALLY LEFT BLANK 122 CITY OF HUNTINGTON BEACH COMBINING STATEMENT OF FIDUCIARY FUND NET ASSETS FIDUCIARY FUNDS SEPTEMBER 30,2010 Agency Funds Community Business Central Net West Orange Facilities Improvement Operations Parking County Water Total Agency Assets: General Deposit Districts Districts Authority Structures Board Funds Cash and Investments $ 226 $ 1,190 $ 145 $ 1,338 $ 669 $ 237 $ 3,805 Cash with Fiscal Agent - 4,139 - - - - 4,139 Accounts Receivable,Net 78 18 2 98 Total Assets $ 226 $ 5,407 $ 163 $ 1,338 $ 671 $ 237 $ 8,042 Liabilities: Accounts Payable $ 49 $ fi $ 90 $ 15 $ 259 $ - $ 419 Due to Bondholders - 5,401 - - - - 5,401 Held for others 177 73 1,323 412 237 2,222 Total Liabilities $ 22fi $ 5,407 $ 163 $ 1,338 $ fi71 $ 237 $ 8,042 123 CITY OF HUNTINGTON BEACH COMBINING STATEMENT OF CHANGES IN FIDUCIARY ASSETS AND LIABILITIES ALL AGENCY FUNDS FOR FISCAL YEAR ENDED SEPTEMBER 30, 2010 Balance Balance October 1,2009 Additions Deletions SeptemberM,2010 General Deposit Assets: Cash and Investments $ 355 $ 774 $ (903) $ 226 Total Assets $ 355 $ 774 $ (903) $ 226 Liabilities: Accounts Payable $ - $ 49 $ - $ 49 Held for others 355 - (178) 177 Total Liabilities $ 355 $ 49 $ (178) $ 226 Community Facilities Districts Assets: Cash and Investments $ 1,268 $ 7,013 $ (7,091) $ 1,190 Cash with Fiscal Agent 4,142 22 (25) 4,139 Accounts Receivable, Net 39 79 (40) 78 Total Assets $ 5,449 $ 7,114 $ (7,156) $ 5,407 Liabilities: Accounts Payable $ 2 $ 4,716 $ (4,712) $ 6 Due to Bondholders 5,447 - (46) 5,401 Total Liabilities $ 5,449 $ 4,716 $ (4,758) $ 5,407 Business Improvement Districts Assets: Cash and Investments $ 20 $ 1,010 $ (885) $ 145 Accounts Receivable, Net 26 277 (285) 18 Total Assets $ 46 $ 1,287 $ (1,170) $ 163 Liabilities: Accounts Payable $ 46 $ 458 $ (414) $ 90 Held for others - 73 - 73 Total Liabilities $ 46 $ 531 $ (414) $ 163 Central Net Operations Authority Assets: Cash and Investments $ 1,479 $ 2,714 $ (2,855) $ 1,338 Accounts Receivable, Net - 64 (64) - Total Assets $ 1,479 $ 2,778 $ (2,919) $ 1,338 Liabilities: Accounts Payable $ 11 $ 287 $ (283) $ 15 Held for others 1,468 - (145) 1,323 Total Liabilities $ 1,479 $ 287 $ (428) $ 1,338 124 CITY OF HUNTINGTON BEACH COMBINING STATEMENT OF CHANGES IN FIDUCIARY ASSETS AND LIABILITIES ALL AGENCY FUNDS FOR FISCAL YEAR ENDED SEPTEMBER 30,2010 (CONTINUED) Balance Balance October 1,2009 Additions Deletions SepteruberM,2010 Parking Structures Assets: Cash and Investments $ 593 $ 1,662 $ (1,586) $ 669 Accounts Receivable, Net - 73 (71) 2 Total Assets $ 593 $ 1,735 $ (1,657) $ 671 Liabilities: Accounts Payable $ 528 $ 1,702 $ (1,971) $ 259 Held for others 65 347 - 412 Total Liabilities $ 593 $ 2,049 $ (1,971) $ 671 West Orange County Water Board Assets: Cash and Investments $ 212 $ 246 $ (221) $ 237 Accounts Receivable, Net - 40 (40) - Total Assets $ 212 $ 286 $ (261) $ 237 Liabilities: Accounts Payable $ 1 $ 34 $ (35) $ - Held for others 211 26 - 237 Total Liabilities $ 212 $ 60 $ (35) $ 237 Total -All Agency Funds Assets: Cash and Investments $ 3,927 $ 13,419 $ (13,541) $ 3,805 Cash with Fiscal Agent 4,142 22 (25) 4,139 Accounts Receivable, Net 65 533 (500) 98 Total Assets $ 8,134 $ 13,974 $ (14,066) $ 8,042 Liabilities: Accounts Payable $ 588 $ 7,246 $ (7,415) $ 419 Due to Bondholders 5,447 - (46) 5,401 Held for others 2,099 446 (323) 2,222 Total Liabilities $ 8,134 $ 7,692 $ (7,784) $ 8,042 125 THIS PAGE INTENTIONALLY LEFT BLANK 126 City of Huntington Beach Statistical Section This part of the City of Huntington Beach's Comprehensive Annual Report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information say about the City's overall financial health. Financial Trends- contain trend information to aid the reader understand how the City's financial performance has changed over time. Revenue Capacity — contain information to help the reader assess the City's most significant local revenue source, the property tax. Debt Capacity - present information to assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information — offers information to help the reader understand the environment within which the City's financial activities take place. Operating Information — contains service and infrastructure data to help the reader understand how the City's financial report relates to the services the City provides and the activities it performs. Unless otherwise noted, the information in these schedules is derived from the comprehensive annual financial reports for the relevant year. The City implemented GASB 34 in the 2002 fiscal year; schedules presenting government-wide information include information beginning in that year. 127 CITY OF HUNTINGTON BEACH NET ASSETS BY COMPONENT- LAST NINE FISCAL YEARS (In Thousands) Fiscal Year Ended September 30, Governmental Activities 2010 2009 2008 2007 2006 Investment in Capital Assets, Net of Related Debt $ 567,631 $ 559,059 $ 521,654 $ 486,552 $ 472,372 Restricted 49,100 48,198 69,126 73,541 68,381 Unrestricted 32,855 36,319 35,615 59,182 34,269 Total Governmental Activities Net Assets $ 649,586 $ 643,576 $ 626,395 $ 619,275 $ 575,022 Business-Type Activities Investment in Capital Assets, Net of Related Debt $ 121,576 $ 118,059 $ 118,671 $ 119,874 $ 111,651 Restricted 30,512 30,794 32,665 33,546 31,109 Unrestricted 61,723 59,810 57,704 54,822 53,020 Total Business-Type Activities Net Assets $ 213,811 $ 208,663 $ 209,040 $ 208,242 $ 195,780 Primary Government Investment in Capital Assets, Net of Related Debt $ 689,207 $ 677,118 $ 640,325 $ 606,426 $ 584,023 Restricted 79,612 78,992 101,791 107,087 99,490 Unrestricted 94,578 96,129 93,319 114,004 87,289 Total Primary Government Net Assets $ 863,397 $ 852,239 $ 835,435 $ 827,517 $ 770,802 CITY OF HUNTINGTON BEACH CHANGES IN NET ASSETS- LAST NINE FISCAL YEARS (In Thousands) Expenses: Fiscal Year Ended September 30, Governmental Activities: 2010 2009 2008 2007 2006 City Council $ 301 $ 295 $ 295 $ 287 $ 271 City Administrator 1,674 1,861 1,652 1,442 5,540 City Treasurer 1,532 1,308 1,408 1,088 1,479 City Attorney 2,772 2,877 2,914 2,534 2,317 City Clerk 883 1,099 1,020 950 756 Administrative Services - - - - - Finance 4,309 4,479 4,944 4,454 3,306 Human Resources 5,284 4,749 4,725 4,202 - Planning 3,170 3,232 3,881 3,098 2,813 Building 4,608 9,549 5,747 4,899 3,930 Fire 33,545 33,942 27,299 27,247 24,787 Information Systems 6,812 7,377 7,311 6,591 7,361 Police 59,049 60,551 58,378 56,988 50,877 Economic Development 11,891 15,758 18,031 9,209 4,977 Community Services 16,147 17,110 18,565 16,482 15,777 Library Services 4,519 4,574 5,607 5,586 4,829 Public Works 26,483 29,514 31,246 34,581 49,654 Non-Departmental 24,303 21,196 30,814 15,131 11,263 Interest on Long-Term Debt 6,146 5,232 5,291 5,875 5,575 Total Governmental Activities 213,428 224,703 229,128 200,644 195,512 Business-type Activities: Water Utility 34,902 34,290 32,701 32,606 28,117 Sewer Service 6,575 7,306 7,120 5,766 3,855 Refuse Collection 10,585 10,623 10,561 10,542 10,289 Emerald Cove Housing - 306 893 936 551 Emergency Fire Medical - - 6,933 5,347 5,637 Cultural Affairs - - - - - Hazmat Service 315 196 249 194 163 Ocean View Estates - - 117 84 120 Total Business Type Activities 52,377 52,721 58,574 55,475 48,732 Total Business and Government Type Activities $ 265,805 $ 277,424 $ 287,702 $ 256,119 $ 244,244 128 CITY OF HUNTINGTON BEACH NET ASSET ASSETS BY COMPONENT-LAST NINE FISCAL YEARS (In Thousands) (continued) Fiscal Year Ended September 30, Governmental Activities 2005 2004 2003 2002 Investment in Capital Assets, Net of Related Debt $ 479,897 $ 448,217 $ 446,061 $ 425,967 Restricted 39,227 61,051 51,261 42,417 Unrestricted 40,226 (9,278) (12,924) (10,745) Total Governmental Activities Net Assets $ 559,350 $ 499,990 $ 484,398 $ 457,639 Business-Type Activities Investment in Capital Assets, Net of Related Debt $ 102,068 $ 92,890 $ 88,884 $ 79,781 Restricted 34,085 32,968 30,946 31,043 Unrestricted 41,563 33,664 25,671 23,236 Total Business-Type Activities Net Assets $ 177,716 $ 159,522 $ 145,501 $ 134,060 Primary Government Investment in Capital Assets, Net of Related Debt $ 581,965 $ 541,107 $ 534,945 $ 505,748 Restricted 73,312 94,019 82,207 73,460 Unrestricted 81,789 24,386 12,747 12,491 Total Primary Government Net Assets $ 737,066 $ 659,512 $ 629,899 $ 591,699 CITY OF HUNTINGTON BEACH CHANGES IN NET ASSETS-LAST NINE FISCAL YEARS (In Thousands) (continued) Expenses: Fiscal Year Ended September 30, Governmental Activities: 2005 2004 2003 2002 City Council $ 254 $ 280 $ 267 $ 262 City Administrator 1,990 1,188 1,587 2,214 City Treasurer 1,568 1,541 1,341 1,160 City Attorney 2,852 2,775 2,899 3,634 City Oerk 685 717 559 698 Administrative Services 5,554 6,348 8,357 7,230 Finance 2,501 - - - Human Resources - - - - Planning 2,559 2,396 3,633 2,658 Building 3,321 2,858 3,045 3,101 Fire 23,365 20,000 19,490 19,361 Information Systems 6,806 6,423 4,401 4,464 Police 47,029 40,686 41,104 42,187 Economic Development 4,199 19,372 3,830 3,080 Community Services 13,693 15,735 9,989 12,440 Library Services 4,394 4,138 6,721 4,801 Public Works 33,018 30,277 25,386 28,237 Non-Departmental 12,024 4,054 25,604 19,725 Interest on Long-Term Debt 6,810 6,001 6,199 9,438 Total Governmental Activities 172,622 164,789 164,412 164,690 Business-type Activities: Water Utility 22,349 24,643 24,943 27,250 Sewer Service 5,924 4,042 3,775 2,419 Refuse Collection 9,826 9,806 9,681 9,178 Emerald Cove Housing 399 409 401 405 Emergency Fire Medical 5,497 5,605 3,765 3,172 Cultural Affairs - - - 317 Hazmat Service 141 204 150 143 Ocean View Estates 118 62 58 11 Total Business Type Activities 44,254 44,771 42,773 42,895 Total Business and Government Type Activities $ 216,876 $ 209,560 $ 207,185 $ 207,585 129 CITY OF HUNTINGTON BEACH CHANGES IN NET ASSETS-LAST NINE FISCAL YEARS (In Thousands) (continued) Revenues: Fiscal Year Ended September 30, Governmental Activities: 2010 2009 2008 2007 2006 Charges ter Services City Council $ 62 $ 94 $ 103 $ 99 $ 90 City Administrator 126 370 404 392 1,612 City Treasurer 566 765 720 698 1,332 City Attorney 456 50 47 46 43 City Clerk 106 108 168 210 95 Finance 1,234 1,264 1,354 1,312 325 Human Resources 1,103 1,254 1,391 1,347 - Planning 682 801 1,987 4,223 825 Building 4,126 3,665 4,582 5,450 4,859 Fire 8,504 7,978 1,423 1,267 1,086 Inionnation Systems 731 674 697 675 641 Police 4,849 5,083 5,159 4,890 5,355 Economic Development 2,685 3,049 3,001 2,944 505 Community Services 15,470 15,278 15,383 15,036 14,644 Library SeMces 415 437 851 835 714 Public Works 4,850 4,328 6,000 5,016 4,784 Non-Departmental 269 216 239 232 229 Total Charges ter SeMces 46,234 45,414 43,509 44,672 37,139 Operating Grants 7,069 4,181 7,684 1,996 917 Capital Grants 7,418 25,625 14,284 5,154 6,893 Tmnsters (38) 7,175 9,594 491 464 Total Governmental Activities Program Revenue 60,683 82,395 75,071 52,313 45,413 Business-Type Activities Program Revenue Water Utility 34,394 34,200 35,751 37,962 37,946 Sewer Service 10,565 10,535 9,906 7,242 7,873 Refuse Collection 10,506 10,386 10,521 10,550 10,292 Emerald Cove Housing - 843 1,180 1,037 960 Emergency Fire Medical - - 6,762 6,068 6,145 Cultural Attains - - - - - Hazmat Service 198 204 185 210 182 Ocean View Estates - - 337 324 273 Total Business Type Actitities 55,663 56,168 64,642 63,393 63,671 Total Pnmary Government Program Revenue 116,346 138,563 139,713 115,706 109,084 Net(Expense)Revenue: Governmental Activities: (152,745) (142,308) (154,057) (148,331) (150,099) Business-Type Activities 3,286 3,447 6,068 7,918 14,939 Total Net(Expense)Revenue (149,459) (138,861) (147,989) (140,413) (135,160) General Revenue and Other Changes in Net Assets Governmental Activities: Property Taxes 85,552 84,010 84,016 79,369 66,598 Sales Taxes 23,646 21,427 25,560 30,608 26,448 Utility Taxes 19,757 20,616 21,591 21,479 21,170 Other Taxes 11,629 12,085 15,065 13,776 13,226 Use of Money and Property 4,043 5,002 5,714 7,895 4,310 From Other Agencies 4,184 8,500 6,899 12,689 10,390 Participation Payments 4,496 - - 1,564 6,221 Other 5,448 7,849 2,332 2,696 9,278 Total Governmental General Revenue 158,755 159,489 161,177 170,076 157,641 Business-Type Activities: Tmnsters 38 (7,175) (9,594) (491) (464) Use of Money and Property 1,824 3,351 4,324 5,035 3,589 Total Business-Type Activities General Revenue 1,862 (3,824) (5,270) 4,544 3,125 Total General Revenue and Transfers 160,617 155,665 155,907 174,620 160,766 Changesin Net Assets-Governmental Activities 6,010 17,181 7,120 21,745 7,542 Changesin Net Assets-Business Activities 5,148 (377) 798 12,462 18,064 Net Assets-Beginning of Year 852,239 835,435 827,517 793,310 745,196 Net Assets-End of Year $ 863,397 $ 8525239 $ 8355435 $ 8275517 $ 7705802 130 City of Huntington Beach CHANGES IN NET ASSETS-LAST NINE FISCAL YEARS (In Thousands) (continued) Revenues: Fiscal Year Ended September 30, Governmental Activities: 2005 2004 2003 2002 Charges for Services City Council $ - $ - $ - $ - City Administrator - - - 33 City Treasurer - - - - City Attorney - - - - City Clerk 111 - 82 46 Finance - - - - Human Resources - - - - Planning 1,024 1,403 752 580 Building 5,068 4,513 3,067 3,940 Fire 1,095 1,183 1,157 500 Inionnation Systems - - - - Police 5,254 1,605 4,176 4,433 Economic Development 385 5 257 - Community Services 13,376 12,611 9,433 8,510 Library Services 714 4,290 673 - Public Works 1,781 4,220 3,356 1,103 Non-Departmental - 589 5 4,411 Total Charges for Services 28,808 30,419 22,958 23,556 Operating Grants 1,657 6,343 1,736 5,063 Capital Grants 43,341 7,384 6,955 13,039 Tmnsters 4,884 - - (244) Total Governmental Activities Program Revenue 78,690 44,146 31,649 41,414 Business-Type Activities Program Revenue Water Utility 40,371 40,172 37,943 59,103 SewerSeMce 8,512 6,373 5,876 4,540 Refuse Collection 9,985 10,412 9,123 9,182 Emerald Cove Housing 866 781 746 707 Emergency Fire Medical 5,725 5,650 4,103 4,103 Cultural Attains - - - 189 Hazmat Service 110 187 233 145 Ocean View Estates 263 258 245 192 Total Business Type Activities 65,832 63,833 58,269 78,161 Total Pnmary Government Program Revenue 144,522 107,979 89,918 119,575 Net(Expense)Revenue: Governmental Activities: (93,932) (120,643) (132,763) (123,276) Business-Type Activities 21,578 19,062 15,496 35,266 Total Net(Expense)Revenue (72,354) (101,581) (117,267) (88,010) General Revenue and Other Changes in Net Assets Governmental Activities: Property Taxes 61,466 47,405 40,633 38,106 Sales Taxes 24,340 28,273 28,011 - Utility Taxes 20,004 19,424 18,310 - Other Taxes 14,952 11,365 13,337 55,084 Use of Money and Property 3,137 3,528 9,923 13,895 From Other Agencies 8,186 14,406 16,414 20,359 Participation Payments 12,697 - - - Other 8,510 7,328 5,491 2,604 Total Governmental General Revenue 153,292 131,729 132,119 130,048 Business-Type Activities: Tmnsters (4,884) - - 244 Use of Money and Property 1,500 1,085 1,482 2,240 Total Business-Type Activities General Revenue (3,384) 1,085 1,482 2,484 Total General Revenue and Transfers 149,908 132,814 133,601 132,532 Changes in Net Assets-Governmental Activities 59,360 11,086 (644) 6,772 Changes in Net Assets-Business Activities 18,194 20,147 16,978 37,750 Net Assets-Beginning of Year 659,512 628,279 613,565 563,111 Net Assets-End of Year $ 737,066 $ 659,512 $ 6295899 $ 6075633 131 CITY OF HUNTINGTON BEACH FUND BALANCES - GOVERNMENTAL FUNDS- LAST TEN FISCAL YEARS (In Thousands) (Modified Accrual Basis of Accounting) Fiscal Year Ended September 30, 2010 2009(c) 2008 2007 General Fund: General Fund: Nonspendable $ 4,605 $ 4,834 Reserved $ 10,967 $ 10,679 Restricted 1,452 1,921 Unreserved 33,476 33,017 Committed 30,493 20,600 Total General Fund $ 44,443 $ 43,696 Assigned 4,802 11,733 Total General Fund $ 41,352 $ 39,088 Other Governmental Funds: Other Governmental Funds: Nonspendable $ 6,576 $ 11,328 Reserved $ 35,445 $ 42,013 Restricted 33,319 11,509 Unreserved, Reported In: Committed 1,755 7,545 Special Revenue Funds 11,307 13,500 Assigned 3,914 24,437 Debt Service Funds 5,467 5,484 Unassigned (4,319) (1,557) Capital Projects Funds 15,316 18,286 Total Other Governmental Funds $ 41,245 $ 53,262 Total Other Governmental Funds $ 675535 $ 795283 Fiscal Year Ended September 30, 2006 2005 2004 2003(b) 2002(a) 2001 General Fund: Reserved $ 7,382 $ 5,915 $ 2,113 $ 2,757 $ 25,773 $ 23,677 Unreserved 33,204 32,371 24,219 12,217 15,972 11,741 Total General Fund $ 405586 $ 385286 $ 265332 $ 145974 $ 415745 $ 355418 Other Governmental Funds: Reserved $ 25,472 $ 35,458 $ 30,143 $ 35,470 $ 45,259 $ 81,465 Unreserved, Reported In: Special Revenue Funds 20,631 17,833 11,810 10,399 7,967 21,698 Debt Service Funds 4,022 3,916 4,434 10,992 (33,364) 12,969 Capital Projects Funds 27,096 16,820 10,242 8,553 8,637 7,898 Total Other Governmental Funds $ 775221 $ 745027 $ 565629 $ 655414 $ 285499 $ 1245030 Notes: (a) Beginning with fiscal year 2001/2002,the City Implemented the new reporting model which changed the way In which Interfund advances were reported and resulted In a larger negative fund balance In the Redevelopment Agency Debt Service fund (b) In fiscal year 2002-2003 the City changed accounting for Interfund advances and eliminated the advances to/from In each fund. This results In a smaller reserved fund balance In the General Fund and eliminates the deficit In the Redevelopment Agency Debt Service Fund (c)The City implemented GASB statement No. 54 in the fiscal year ended September 30, 2009. 132 THIS PAGE INTENTIONALLY LEFT BLANK 133 CITY OF HUNTINGTON BEACH CHANGES IN FUND BALANCES GOVERNMENTAL FUNDS- LASTTEN FISCAL YEARS (In Thousands) (Modified Accrual Basis of Accounting) Fiscal Year Ended September 30, 2010 2009 2008 2007 2006 REVENUES: Property Taxes $ 85,072 $ 85,612 $ 82,138 $ 75,916 $ 69,065 Sales Taxes 22,582 22,356 26,377 26,271 26,448 Utility Taxes 19,757 20,616 21,591 21,479 21,170 Other Taxes 11,629 12,085 15,065 13,776 13,226 Licenses and Permits 6,204 5,879 7,924 10,131 7,432 Fines and Forfeitures 3,965 4,144 4,060 4,165 4,288 From Use of Money and Property 16,330 17,285 18,221 19,796 16,461 From Other Agencies 19,893 21,152 19,231 19,304 16,611 Charges for Current SerNce/Other Revenue 26,401 24,894 20,645 23,270 27,237 TOTAL REVENUES 211,833 214,023 215,252 214,108 201,938 EXPENDITURES Current: City Council 301 295 295 287 271 City Administrator 1,652 1,839 1,588 1,490 5,508 City Treasurer 1,532 1,308 1,357 1,060 1,446 City Attorney 2,772 2,877 2,881 2,526 2,313 City Clerk 868 1,084 992 932 828 Administrative SerNces - - - - - Flnance 4,286 4,456 4,792 4,400 3,283 Human Resources 5,284 4,749 4,725 4,202 - Planning 3,170 3,232 3,859 3,092 2,800 Building 3,449 4,176 3,957 4,670 3,729 Fire 32,816 33,596 27,146 26,438 24,334 Information Systems 6,782 7,339 6,741 6,437 6,540 Police 58,566 59,686 56,535 55,461 50,151 Economic Development 14,704 11,086 16,228 8,292 4,172 Community SerNces 14,501 15,407 15,666 14,744 14,382 Library SenAces 4,158 4,336 4,962 5,097 4,359 Public Works 20,466 22,143 23,528 25,248 28,448 Non-Departmental 14,832 16,710 21,519 12,977 13,831 Capital Outlay 17,175 38,494 21,525 16,142 30,174 Debt SenAce: Principal 7,351 11,480 8,234 10,453 9,406 Interest 6,368 5,383 5,345 5,514 6,512 TOTAL EXPENDITURES 221,033 249,676 231,875 209,462 212,487 EXCESS(DEFICIENCY)OF REVENUES OVER(UNDER) EXPENDITURES (9,200) (35,653) (16,623) 4,646 (10,549) OTHER FINANCING SOURCES(USES): Transfers In 20,850 27,125 24,278 16,313 21,531 Reclasslf cation of Interfund Advances - - - - - Proceeds of Long-Term Debt 14,745 8,850 - 35 15,579 Issuance Premium 707 - - - - Capital Assets Reclasslcation for Changes In - - - - - Payments to Escrow (15,967) - - - - Transfers Out (20,888) (19,950) (18,656) (15,822) (20,075) TOTAL OTHER FINANCING SOURCES(USES (553) 16,025 5,622 526 17,035 INCREASE(DECREASE)IN FUND BALANCES $ (9,753) $ (19,628) $ (11,001) $ 5,172 $ 6,486 DEBT SERVICE AS A PERCENTAGE OF NON-CAPITAL EXPENDITURES 6.6% 8.7% 6.9% 9.0% 9.6% (a) Finance was originally Included with Administrative SerNces 134 Fiscal Year Ended September 30, 2005(a) 2004 2003 2002 2001 $ 59,716 $ 43,501 $ 38,983 $ 33,204 $ 36,860 24,340 28,273 28,011 23,449 28,082 20,004 19,424 18,310 18,014 17,045 13,068 11,365 13,337 13,621 15,096 7,457 7,736 8,045 7,162 6,902 4,365 4,342 3,815 3,797 4,092 12,733 11,856 9,923 13,895 15,812 20,179 26,321 25,103 28,426 31,634 33,950 17,553 14,140 15,201 12,150 195,812 170,371 159,667 156,769 167,673 254 280 269 237 231 1,917 1,165 1,559 2,109 1,776 1,547 1,519 1,377 1,108 916 2,848 2,771 2,836 3,570 2,943 679 712 555 676 559 5,731 6,295 8,323 7,095 3,874 2,501 - - - - 2,548 2,382 2,544 2,585 2,329 3,291 2,938 3,043 2,991 2,589 22,365 19,018 19,021 18,024 18,142 5,726. 5,315 3,619 3,500 2,814 45,778 39,414 41,184 37,990 39,081 2,866 5,132 3,616 3,073 2,816 12,321 11,718 10,182 11,065 11,395 3,969 3,745 4,215 4,350 4,265 21,535 16,756 19,832 21,565 24,870 13,039 23,809 31,236 13,407 15,298 9,065 29,484 24,217 54,356 33,687 8,474 8,718 7,427 5,541 11,884 5,999 5,987 6,273 7,152 16,204 172,453 187,158 191,328 200,394 195,673 23,359 (16,787) (31,661) (43,625) (28,000) 20,890 30,274 54,463 58,948 21,267 - - 16,018 - - 1,102 13,236 24,582 61,514 37,947 (1,743) (52,673) (16,006) (24,148) (57,096) (59,818) (21,908) 5,986 19,362 36,224 7,971 37,306 $ 29,345 $ 2,575 $ 4,563 $ (35,654) $ 9,306 9.7% 10.3% 8.9% 9.5% 21.0% 135 CITY OF HUNTINGTON BEACH ASSESSED AND ACTUAL VALUATION OF ALL TAXABLE PROPERTY(EXCLUDING REDEVELOPMENT AGENCY) LAST TEN FISCAL YEARS (In Thousands) Common Total Assessed I Total Direct Tax Fiscal Year Property Public Utilities Total Secured Unsecured Valuation Rate 2000-2001 $ 15,796,157 2,745 $ 15,798,902 $ 674,719 $ 16,473,621 1.00770 2001-2002 16,081,760 2,449 16,084,209 699,307 16,783,516 1.01902 2002-2003 17,949,445 2,428 17,951,873 820,219 18,772,092 1.02571 2003-2004 17,987,861 2,876 17,990,737 911,027 18,901,764 1.06575 2004-2005 19,532,238 3,524 19,535,762 877,078 20,412,840 1.06575 2005-2006 20,925,190 1,522 20,926,712 790,513 21,717,225 1.06487 2006-2007 22,817,616 1,458 22,819,074 962,198 23,781,272 1.06487 2007-2008 24,294,404 305 24,294,709 1,066,668 25,361,377 1.07024 2008-2009 25,062,579 263 25,062,842 1,039,636 26,102,478 1.06855 2009-2010 25,324,857 263 25,325,120 1,086,770 26,411,890 1.08082 Source: County of Orange Auditor Controller PROPERTY TAX RATES ALL DIRECT AND OVERLAPPING GOVERNMENTS TAX RATE 04-001 LARGEST AREA IN CITY LAST TEN FISCAL YEARS Metro Water Fiscal Year Basic Levy City School Districts District Others Total 2000-2001 1.00000 0.04930 - 0.00880 - 1.05810 2001-2002 1.00000 - - 0.00770 - 1.00770 2002-2003 1.00000 - 0.01 0.00670 - 1.01902 2003-2004 1.00000 0.01 0.01214 0.00610 0.00 1.02571 2004-2005 1.00000 0.00696 0.02850 0.00520 0.02509 1.06575 2005-2006 1.00000 0.00696 0.03814 0.00520 0.01545 1.06575 2006-2007 1.00000 0.00700 0.03718 0.00470 0.01599 1.06487 2007-2008 1.00000 0.00800 0.04273 0.00450 0.01501 1.07024 2008-2009 1.00000 0.00900 0.04053 0.00430 0.01472 1.06855 2009-2010 1.00000 0.01500 0.04479 0.00430 0.01673 1.08082 Note: Rates are per$100 of assessed valuation Source: County of Orange Auditor Controller 136 CITY OF HUNTINGTON BEACH PROPERTYTAX LEVIES AND COLLECTIONS LAST TEN FISCAL YEARS (In Thousands) Collected within the Fiscal Year of the Levy Total Collections Delinquent Delinquent Percentage Tax Percentage Taxes Delinquency Fiscal Year Total Levy Amount of Levy Collections* Amount of Levy Receivable Percent Secured Taxes 2000-2001 $ 22,724 $ 22,035 97.0% $ - $ 22,035 97.0% $ 629 2.8% 2001-2002 24,581 24,238 98.61/. - 24,238 98.6% 343 1.4% 2002-2003 27,634 26,765 96.9% - 26,765 96.9% 507 1.8% 2003-2004 31,024 30,033 96.8% - 30,033 96.8% 441 1.4% 2004-2005 34,403 33,423 97.2% 434 33,857 98.4% 570 1.7% 2005-2006 36,556 35,318 96.6% 498 35,816 98.0% 795 2.2% 2006-2007 39,174 37,194 94.9% 622 37,816 96.5% 1,278 3.3% 2007-2008 42,269 40,001 94.61/. 1,113 41,114 97.3% 1,734 4.1% 2008-2009 42,569 40,298 94.7% 1,789 42,087 98.9% 1,582 3.7% 2009-2010 43,892 36,992 84.3% 1,880 38,872 88.6% 1,038 2.4% Unsecured Taxes 2000-2001 1,348 1,267 94.0% - 1,267 94.0% 33 2.4% 2001-2002 1,419 1,366 96.3% - 1,366 96.3% 53 3.7% 2002-2003 1,467 1,343 91.5% - 1,343 91.5% 42 2.9% 2003-2004 1,507 1,382 91.7% - 1,382 91.7% 34 2.3% 2004-2005 1,606 1,474 91.8% 24 1,498 93.3% 40 2.5% 2005-2006 1,590 1,434 90.2% 23 1,457 91.6% 42 2.6% 2006-2007 1,842 1,600 86.9% 37 1,637 88.9% 150 8.1% 2007-2008 1,718 1,618 94.2% 60 1,678 97.7% 34 2.0% 2008-2009 1,783 1,606 90.1% 90 1,696 95.1% 49 2.7% 2009-2010 1,882 1,677 89.1% 44 1,721 91.4% 65 3.5% Reservoir Hill 2000-2001 184 180 97.8% - 180 97.8% 4 2.2 2001-2002 188 184 97.9% - 184 97.9% 4 2.1 2002-2003 192 189 98.4% - 189 98.4% 3 1.6 2003-2004 191 190 99.5% - 190 99.5% 1 0.5 2004-2005 - - 0.0% - - 0.0% 0.0 2005-2006 - - 0.0% - - 0.0% - 0.0 2006-2007 - - 0.0% - - 0.0% - 0.0 2007-2008 - - 0.0% - - 0.0% - 0.0 2008-2009 - - 0.0% - - 0.0% - 0.0 2009-2010 - - 0.0% - - 0.0% - 0.0 Community Facilities Districts 2000-2001 264 258 97.7% - 258 97.7% 5 1.9 2001-2002 264 258 97.7% - 258 97.7% 6 2.3 2002-2003 538 534 99.3% - 534 99.3% 1 0.2 2003-2004 1,797 1,789 99.6% - 1,789 99.6% 2 0.1% 2004-2005 1,731 1,719 99.3% 4 1,723 99.5% 7 0.4% 2005-2006 4,085 4,069 99.6% 12 4,081 99.9% 11 0.3% 2006-2007 4,061 4,041 99.5% 22 4,063 100.0% 7 0.2% 2007-2008 4,106 4,085 99.5% 21 4,106 100.0% 9 0.2 2008-2009 4,053 4,034 99.5% 12 4,046 99.8% 7 0.2% 2009-2010 3,937 3,925 99.71/. 11 3,936 100.0% - 0.0% Source: County of Orange Auditor Controller's Office ` Delinquency tax collections information not available prior to fiscal year 2004-2005 Note:The levy and tax year is for July 1st through June 30th and does not include the Redevslopment Agency 137 CITY OF HUNTINGTON BEACH RATIOS OF OUTSTANDING DEBT BYTYPE LAST TEN FISCAL YEARS (In Thousands) Fiscal Year Ended September 30, Lang-Term Indebtedness 2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 Governmental Activities: Judgement Obligation Bands $ 5,989 $ 6,T4 $ 10,050 $ 10,795 $ 11,525 $ 12,245 $ 12,500 $ - $ - $ Public Financing Authority: 1992 Revenue Bands - - - - - - - - - 20,400 1997 Leasehold Revenue Bond - 2,860 2,945 3,025 3,690 4,330 4,940 5,515 6,070 6,580 2000 Lease Revenue Bond - 12,785 13,515 14,215 14,885 15,525 16,140 16,]30 17,295 17,840 2001-a Lease Revenue Bond 25,650 26,375 2],0]5 2],]50 28,400 29,030 29,635 30,220 30,780 31,360 2001-b Lease Revenue Bond 15,915 1],]95 19,595 21,340 23,030 24,670 26,265 27,800 29,275 - 2010-a Lease Revenue Band 13,820 Total Public Financing Authority 55385 59815 63130 66330 70005 73555 76980 811265 83420 76240 Civic Improvement Corporation: Refunding Certificates of Participation(Cimc Center 1993) - - - - - - - - - 16,655 Refunding Certificates of Participation(Police Admin Bldg 1993) - - - - - - - - 13,095 Reservoir Hill Assessment Bands 360 415 605 Total Civic Improvement Corporation 360 415 30,355 Redevelopment Agency: 1999 Tax Allocation Refunding Bonds 6,610 7,020 7,410 ],]90 8,155 8,505 8,840 9,160 9,470 9,]]0 2002 Tax Allocation Refunding Bonds 14,470 15,380 16,250 17,095 17,910 18,700 19,465 20,215 20,900 - MayerDispositionandDevelopmentAgreement 6,153 6,503 6,810 7,101 8,197 10,083 10,730 10,549 11,280 4,756 Bella Terra OPA(P arki ng) 14,076 14,227 14,532 14,855 15,000 - - - - - CIM DDA(Parking&Infrastructure) 7,444 ],]68 CIM DDA(Additional Parking) 440 421 Section 108 Loan/Bowen Court 5,725 6,140 6,530 6,895 7,235 7,550 7,%0 7,630 7,890 8,130 Total Redevelopment Agency 54,918 57,459 51,02 53,736 56,497 44,838 46,885 47,554 49,540 22,15% Other Lang-Term Obligations: Notes Payable - - - - - 116 337 545 293 345 Energy Financing Loan - - - - - - - - 742 927 Advances from Other Funds - - - - - - - - - 5],50] Captal Leases Payable 857 1,161 1,681 2,281 2,975 3,461 4,885 6,420 4,107 123 Property Tax Claims 22,138 Total Other Long-Term Obligations 857 1,161 1,01 2,281 2,975 3,5T 5,222 29,103 5,142 58,902 Total Lang-Term Obligations.Governmental Activities $ 117,149 $ 125,209 $ 126,393 $ 133,142 $ 141,002 $ 134,215 $ 141,5W $ 157,282 $138,517 $181 Lang-Term Obligations-Business Activities: Leases Payable $ 3 $ 6 $ 9 $ 12 $ 40 $ 112 $ 183 $ 250 $ 595 $ 431 Total Lang Term Obligations.Governmental Activities and Business Activities $ 117152 $ 125215 $ 126402 $ 133154 $ 141042 $ 134327 $ 141M $ 15702 $139112 $181 Miff 2009 2008 2007 2006 2005 2004 2003 2002 2001 Population' 203,484 202,480 201,993 202,250 201,000 200,023 198,996 197,,263 194,889 192,446 Debt Per Capita $ 576 $ 578 $ 712 $ 619 $ 623 $ 705 $ 675 $ 719 $ 695 $ 723 Total Personal Income(In Thousands)" $8,440,720 $8,207,324 $8,000,943 $7,626,443 $7,436,799 $7,284,238 $],246,83] $7,456,541 Per Capita Personal Income" $ 41,481 $ 40,534 $ 39,610 $ 3],]08 $ 36,999 $ 36,417 $ 36,417 $ 37,800 Unemployment Rate"' 7.80% 7.90% 4.70% 3.40% 2.70% 3.00% 3.20% 3.80% 4.00% 3.40% Total Employment"' 112,100 114,100 119,300 121,100 121,400 119,600 117,,200 114,400 112,600 111,800 Source: 'State of California Department of Finance "Claritas,Inc. "'State of California Employee Development Department NOTE: Information on personal income is nor readily available for year 2002 and earlier. Until Data is readily available,only available years will be presented. 138 CITY OF HUNTINGTON BEACH TOP TEN PROPERTY TAXPAYERS CURRENT YEAR AND TEN YEARS AGO 2009-2010 Revenue Percent (In Thousands) of Total Mayer Financial Limited Partnership $ 1,945 2.27% Bella Terra Associates LLC 1,925 2.25% Bella Terra Office JV LLC 1,285 1.50% AES Huntington Beach LLC 876 1.02% CIM Huntington LLC 824 0.96% NF Huntington Plaza 568 0.66% Mc Donnel Douglas Corp/Boeing Corp 561 0.66% Waterfront Construction 435 0.51% Essex Huntington Breakers 323 0.38% Atlanta Huntington Beach LLC 299 0.35% Total Top Ten 9,041 10.57% All Other Properties 76,511 89.43% City Total $ 85,552 100.00% 2000-2001 Revenue Percent (In Thousands) of Total Mc Donnel Douglas Corp/Boeing Corp $ 764 2.10% Huntington Center 357 0.98% Waterfront Construction 1 A California 335 0.92% Essex Huntington Breakers 259 0.71% Kyray LLC 214 0.59% Atlanta Huntington Beach LLC 211 0.58% AES Huntington Beach LLC 205 0.56% Liu Corporation 172 0.47% Bentall US Partners 158 0.43% JT Dexelopment Company 112 0.31% Total Top Ten 2,787 7.66% All Other Properties 33,609 92.34% City Total $ 36,396 100.00% Source: HdL Caren&Cone Note:Information provided if for the period from July 1st through June 30th 139 CITY OF HUNTINGTON BEACH LEGAL DEBT MARGIN LAST TEN FISCAL YEARS (In Thousands) Debt Limit- 12 Assessed of Assessed Debt Applicable Legal Debt Valuation Valuation to Limit Margin 2000-2001 $ 16,473,621 $ 1,976,835 $ - $ 1,976,835 2001-2002 16,783,516 2,014,022 - 2,014,022 2002-2003 18,772,092 2,252,651 - 2,252,651 2003-2004 18,901,764 2,268,212 - 2,268,212 2004-2005 20,412,840 2,449,541 - 2,449,541 2005-2006 21,717,225 2,606,067 - 2,606,067 2006-2007 23,781,272 2,853,753 - 2,853,753 2007-2008 25,361,377 3,043,365 - 3,043,365 2008-2009 26,102,478 3,132,297 - 3,132,297 2009-2010 26,411,890 3,169,427 3,169,427 PRINCIPAL PRIVATE EMPLOYERS CURRENT YEAR AND FIVE YEARS AGO 2010 %of total Boeing 4,478 3.99% Cambro Manufacturing 951 0.85% Quiksilver 705 0.63% Hyatt Regency Huntington Beach 641 0.57% C& D Aerospace 555 0.50 Huntington Beach Hospital 503 0.45% Rainbow Disposal 408 0.36% Verizon 290 0.26% Walmart 255 0.23% Westec Intelligent Surveillance, Inc. 230 0.21 Total of top 10 9,016 8.04% all others 103,084 91.96% Total employment(public and private) 112,100 100.00% 2005 %of total Boeing 4,282 3.58% Quiksilver 1,550 1.30% Cambro Manufacturing 886 0.74% Dynamic Cooking Systems 706 0.59% Triad Financial 637 0.53% Verizon 556 0.46% E-Trade Mortgage 554 0.46% C& D Aerospace 554 0.46 Huntington Beach Hospital 513 0.43% Rainbow Disposal 408 0.34% Total of top 10 10,646 8.90% all others 108,954 91.10% Total employment(public and private) 119,600 100.00% Source-Economic Development Department, City of Huntington Beach Note: Information on the principal private employers in not readily available forfiscal year ending September 2004 and earlier. Until data is readily available, only the available years will be presented. 140 CITY OF HUNTINGTON BEACH FULL-TIME ACTUAL AND BUDGETED CITY EMPLOYEES BY FUNCTION/PROGRAM LAST NINE FISCAL YEARS Actual Budgeted General Government: 2010 2009 2008 2007 2006 2005 2004 2003 2002 City Council 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.00 City Administrator 6.00 9.00 9.00 8.00 7.00 8.00 8.00 34.00 35.00 City Treasurer 10.00 10.00 10.00 10.00 10.00 16.00 16.00 16.00 16.00 City Attorney 17.00 18.00 18.00 18.00 17.00 17.00 15.00 15.00 15.00 City Clerk 8.00 8.00 8.00 7.50 7.50 7.50 7.50 7.50 7.50 Finance 32.00 33.00 33.00 33.00 31.00 22.00 18.00 20.00 20.00 Human Resources 20.50 20.50 20.50 20.00 22.00 21.00 22.00 - - Planning 26.00 28.00 28.00 28.00 28.00 26.50 25.00 26.00 26.00 Building 25.75 30.50 31.50 31.50 31.50 29.50 27.50 27.50 27.50 Information Systems 39.00 40.00 39.00 38.00 37.00 36.00 37.00 18.50 17.25 Economic Development 14.00 14.00 14.00 13.00 13.00 14.00 14.00 15.00 15.00 Library Services 32.25 37.25 37.25 37.25 37.25 37.25 37.25 37.25 37.25 Fire 176.00 185.00 185.00 184.00 157.00 156.00 155.00 156.00 156.00 Police 355.00 381.00 381.00 376.00 371.50 371.00 367.00 369.00 369.00 Community Services 65.75 69.75 69.75 69.75 66.50 62.25 63.25 63.25 63.25 Public Works 227.00 258.00 258.00 255.00 247.00 239.00 235.00 231.00 231.00 1,055.2; 1,143.00 1,143.00 1,130.00 1,084.25 1,064.00 1,048.50 1,037.00 1,036.75 Source: Finance Department,City of Huntington Beach Note: Actual full-time city employees by function/program data available only for fiscal year ended September 30,2010. Budgeted full-time employees provided for remaining years. 141 CITY OF HUNTINGTON BEACH OPERATING INDICATORS BY FUNCTION/ACTIVITY LAST SIX FISCAL YEARS Function/Program 2010 2009 2008 2007 2006 2005 Finance: Water Bills Processed 640,351 641,602 642,883 630,228 626,903 586,000 Business Licenses Issued 21,045 20,841 21,129 20,670 19,746 20,184 Accounts Receivable Billings Processed 37,146 31,894 26,263 21,352 22,453 22,768 City Clerk: Passports Issued 3,251 3,186 4,386 5,687 3,416 3,672 Planning: Entitlements Processed 353 465 674 504 566 523 Plan Reviews 2,216 1,447 1,941 1,456 2,105 2,296 Field Inspection Complaints 8,187 9,345 7,932 5,273 5,926 5,550 Code Violation Cases 3,315 3,876 3,385 2,231 3,580 3,906 Building: #of Permits Issued 8,037 8,114 9,254 4,355 11,210 12,082 #of Inspections Completed 29,792 33,734 40,510 42,181 43,905 49,737 Value of Construction Permits (Thousands of Dollars) 91,049 72,727 123,843 141,277 196,453 169,570 Processed#of Certificate of Occupancies 796 484 540 590 307 683 Automated Information Requests n/a n/a n/a 78,243 77,006 78,868 Counter Vists 20,272 19,149 18,775 n/a n/a n/a Fire: Inspections 7,450 6,375 6,203 4,900 4,300 4,100 Responses 15,629 14,130 13,879 12,400 12,100 12,100 Police: Physical Arrests 5,695 6,380 6,930 5,576 6,368 5,282 Parking Violations 74,115 55,840 67,270 123,096 68,712 112,698 Tmtfic Violations 22,660 19,433 18,882 19,859 22,755 25,902 Community Services: Acreage of Parks 1,003 999 1,001 999 999 998 Estimated Beach Visitors 8,208,477 9,922,165 10,452,461 10,363,719 10,085,358 8,727,369 Enrollment in Recreation Classes 31,743 32,906 35,537 34,932 25,447 22,346 Ocean Recues 2,822 6,047 n/a n/a n/a n/a Public Works: Water Sold (Acre Feet) 27,268 30,537 30,518 31,128 29,246 29,730 Gallons of Sewage Pumped Per Day 22 million 23 million 23 million 23 million 23 million 23 million Library: Items in Collection 437,603 440,578 438,467 431,304 437,472 441,523 Items Borrowed 1,009,634 944,492 879,225 826,921 823,116 931,347 Source: Various departments of the City of Huntington Beach CAPITAL ASSET STATISTICS BY FUNCTION/ACTIVITY SEPTEMBER 30,2010 Library Services One Main Library and Four Branches Fire: Fire Stations 8 Police: Stations One Main Station and Three Substations Community Services: Acreage of Parks 1003 Community Centers 6 Miles of Beach Maintained 3.5 Public Works: Centerline Square Miles of Streets Maintained 444 Miles of Ste" Drains Maintained 117 Miles of Sewer Maintained 360 Source: Various departments of the City of Huntington Beach 142 CITY OF HUNTINGTON BEACH STATEMENT OF DIRECT AND OVERLAPPING BONDED DEBT SEPTEMBER 30, 2010 2009-10 Assessed Valuation$26,496,261,166 (after deducting$1,753,218,093)of incremental redevelopment valuation Debt Repaid with Property Taxes(Tax and Assessment Debt): Percent Debt Applicable Tax Debt: Applicable to City Metropolitan Water District 1.4610% $ 3,860,254 Coast Community College District 30.2000% 98,684,198 Huntington Beach Union High School District 77.9610% 178,359,174 Huntington Beach City School District 97.1640% 25,703,728 Westminster School District 41.2820% 14,155,879 Los Alamitos Unified School District School Facilities District No. 1 1.3600% 367,200 Los Alamitos Unified School District Comm Facilities Dist. 1990-1 1.2090% 93,516 City of Huntington Beach Community Facilities Districts 100.0000% 42,930,000 Tax and Assessment Debt 364,153,949 Other Debt Other Entities: Orange County General Fund Obligations 24,019,977 Orange County Pension Obligations 3,869,333 Orange County Board of Education Certifictes of Participation 1,360,715 MWDOC Facilities Corporation 1,178,455 North Orange County Regional Occupation Program Certificates of Participation 12,928 Huntington Beach Union High School District Certificates of Participation 46,602,038 Los Alamitos Unified School District Certificates of Participation 244,463 Fountain Valley School Districts Certificates of Participation 3,443,637 Huntington Beach City School District Certificates of Participation 9,279,162 Ocean View School District Certificates of Participation 6,595,188 Westminster School District Certificates of Participation 10,132,667 City of Huntington Judgement Obligation Bonds 5,989,000 City of Huntington Reporting Entity Beach General Fund Obligations: 55,385,000 Total Gross and Overlapping Bonded Debt Not Repaid by Property Taxes 168,112,563 Less Self Supporting Debt of MWDOC Water Facilities Corporation (1,178,455) Total Net Direct and Overlapping General Fund Obligation Debt 166,934,108 Gross Combined Total Debt $ 532,266,512 Ratios to 2009-2010 Assessed Valuation Total Overlapping Debt and Assessment Debt 1.29% Ratios to Adjusted Assessed Valuations Combined Direct Debt ($61,374,000) 0.23% Gross Combined Total Debt 2.01% Net Combined Total Debt 2.00% State School Building Aid Repayable $ - Source: California Municipal Statistics and City of Huntington Beach Finance Department 143 THIS PAGE INTENTIONALLY LEFT BLANK 144 APPENDIX C CITY INVESTMENT POLICY CITY OF HUNTINGTON BEACH STATEMENT OF INVESTMENT POLICY FISCAL YEAR 2010-2011 TABLE OF CONTENTS SECTION 1.0 Purpose.....................................................................................................................................................2 2.0 Policy.......................................................................................................................................................2 3.0 Scope........................................................................................................................................................2 4.0 Prudence...................................................................................................................................................3 5.0 Objective..................................................................................................................................................3 6.0 Investment Advisory Board.....................................................................................................................4 7.0 Delegation of Authority...........................................................................................................................4 8.0 Ethics and Conflicts of Interest................................................................................................................5 9.0 Authorized Financial Dealers&Institutions............................................................................................5 10.0 Authorized&Suitable Investments.........................................................................................................6 11.0 Portfolio Adjustment..............................................................................................................................10 12.0 Collateralization.....................................................................................................................................10 13.0 Safekeeping and Custody.......................................................................................................................10 14.0 Diversification........................................................................................................................................11 15.0 Maximum Maturities..............................................................................................................................12 16.0 Internal Control......................................................................................................................................12 17.0 Performance Standards...........................................................................................................................12 18.0 Reporting................................................................................................................................................13 19.0 Investment Policy Adoption...................................................................................................................14 Glossary.................................................................................................................................................15 Appendix A Investment Guidelines.....................................................................................................i C-1 (THIS PAGE IS INTENTIONALLY LEFT BLANK) CITY OF HUNTINGTON BEACH Statement of Investment Policy 1.0 Purpose: This policy is intended to provide guidelines for the prudent investment of the city's cash balances, and outline the policies to assist maximizing the efficiency of the city's cash management system while meeting the daily cash flow demands of the city. 2.0 Policy: The investment practices and policies of the City of Huntington Beach are based upon state law and prudent money management.The primary goals of these practices are: A. To assure compliance with all Federal, State, and local laws governing the investment of public funds under the control of the City Treasurer. i. Government Code Section 53646 previously mandated that annual investment policies and quarterly reports be rendered to the legislative body. AB2853 amended the Government Code to remove the requirements and the rendering of these documents is permissive rather than mandated. B. To protect the principal moneys entrusted to this office. C. Achieve a reasonable rate of return within the parameters of prudent risk management while minimizing the potential for capital losses arising from market changes or issuer default. 3.0 Scope: This investment policy applies to all financial assets as indicated in 3.1 below of the City of Huntington Beach.These funds are accounted for in the city's Comprehensive Annual Financial Report and include: 3.1 Funds: The City Treasurer is responsible for investing the unexpended cash in the City Treasury for all funds, except for the employee's pension funds, which are invested separately by CALPERS, those funds which are invested separately by the City Treasurer under bond indenture agreements, and funds which are invested separately by the City Treasurer or trustees under other agreements approved by Council such as the Retiree Medical Trust and the Supplemental Pension Trust. The City Treasurer will strive to maintain the level of investment of this cash as close as possible to 100%. These funds are described in the city's annual financial report and include: 3.1.1 General Fund 3.1.2 Special Revenue Funds 3.1.3 Capital Project Funds 3.1.4 Enterprise Funds 3.1.5 Trust and Agency Funds 3.1.6 Debt Service Funds C-3 3.1.7 Infrastructure Funds 3.1.5 Capital Improvement Reserve Funds 3.1.9 Any new fund created by the legislative body,unless specifically exempted This investment policy applies to all transactions involving the financial assets and related activity of the foregoing funds. It is the City's policy to pool funds for investment purposes to provide efficiencies and economies of scale. Investing through a pooled account will provide for greater use of funds by allowing for a more efficient cash flow, a reduction in transaction costs and a greater access to the market. 4.0 Prudence: The standard of prudence to be used by the City Treasurer shall be the "prudent investor" standard. This shall be applied in the context of managing an overall portfolio. The "Prudent Investor Rule" provides, pursuant to California Government Code Section 53600.3, that investments shall be made with judgment and careunder circumstances then prevailing—which persons of prudence, discretion and intelligence exercise in the management of their own affairs, not for speculation, but for investment, considering the probable safety of their capital as well as the probable income to be derived. 4.1 The City Treasurer and the Deputy City Treasurer, as investment officers acting in accordance with written procedures and the investment policy and exercising due diligence, shall be relieved of personal responsibility for an individual security's credit risk or market price changes, provided deviations from expectations are reported to the City Council in a timely fashion and appropriate action is taken to control adverse developments. 5.0 Objective: Consistent with this aim, investments are made under the terms and conditions of California Government Code Section 53600, et seq. Criteria for selecting investments and the absolute order of priority are: 5.1 Safety: Safety of principal is the foremost objective of the investment program. Investments of the City of Huntington Beach shall be undertaken in a manner that seeks to ensure the preservation of capital in the overall portfolio. To attain this objective, diversification is required in order that potential losses on individual securities do not exceed the income generated from the remainder of the portfolio. 5.2 Liquidity: The City of Huntington's Beach's investment portfolio will remain sufficiently liquid to enable the City of Huntington Beach to meet all operating requirements which might be reasonably anticipated and to maintain compliance with any indenture agreement, as applicable. Liquidity is essential to the safety of principal. Furthermore, since all possible cash demands cannot be anticipated, the portfolio will invest primarily in securities with active secondary and resale markets. 5.3 Return on Investments: The City of Huntington Beach's investment portfolio shall be designed with the objective of attaining a market-average rate of return throughout budgetary and economic cycles (market interest rates), within the City of Huntington Beach's investment policy's risk parameters and the cash flow needs of the City. See also Section 17.0. C-4 6.0 Investment Advisory Board: By City Charter, the City Treasurer is the custodian of all public funds of the City of Huntington Beach. The City Council may appoint Huntington Beach residents, professional, and non professional people, to serve on an Investment Advisory Board for the purpose of advising the City Treasurer on the City's investment program and at least quarterly,review the investment portfolio for compliance with the adopted investment policy. Exceptions: Items in the Investment Policy that require City Council approval will first be reviewed by the Investment Advisory Board. 7.0 Delegation of Authority: In accordance with the State of California Government Code § 53607, the City Council delegates investment authority to the City Treasurer for a period of one year and such investment authority must be renewed annually. Adoption of this policy constitutes delegation of investment authority to the City Treasurer for the following year unless revoked in writing. Within the City Treasurer's office, the responsibility for the day to day investment of the City funds will be the City Treasurer and is delegated to the Deputy City Treasurer in the absence of the City Treasurer.The City Treasurer shall be responsible for all transactions undertaken and shall establish a system of controls to regulate the activities of subordinate officials. 8.0 Ethics and Conflicts of Interest: In addition to state and local statutes relating to conflicts of interest, all persons involved in the investment process shall refrain from personal business activity that could conflict with proper execution of the investment program, or which could impair their ability to make impartial investment decisions.Employees and investment officers are required to file annual disclosure statements as required for "public officials who manage public investments" (as defined and required by the Political Reform Act and related regulations,being Government Code Sections 81000 and the Fair Political Practices Commission(FFPC)). 9.0 Authorized Financial Dealers and Institutions: The City Treasurer will maintain a list of the financial institutions and broker/dealers authorized to provide investment and depository services and will perform an annual review of the financial condition and registrations of qualified bidders and require annual audited financial statements to be on file for each company.The City will utilize Moody's Securities, Sheshunoff bank and savings and loan ratings, or other such services to determine financially sound institutions with which to do business.The City shall annually send a copy of the current investment policy to all financial institutions and broker/dealers approved to do business with the City. As far as possible, all money belonging to, or in the custody of, a local agency, including money paid to the City Treasurer or other official to pay the principal, interest, or penalties of bonds, shall be deposited for safekeeping in state or national banks, savings associations, federal associations, credit unions, or federally insured industrial loan companies in this state selected by the City Treasurer that are qualified public depositories; or may be invested in the investments set forth in Section 10.0.To be eligible to receive local agency money, a bank, savings association, federal association, or federally insured industrial loan company shall have received an overall rating of not less than "satisfactory" in its most recent evaluation by the appropriate federal financial supervisory agency of its record of meeting the credit needs of California's communities, including low-and moderate-income neighborhoods. To provide for the optimum yield in the investment of city funds, the city's investment procedures shall encourage competitive bidding on transactions from approved brokers/dealers. In order to be approved by the city, the dealer must be a "primary" dealer or regional dealer that qualifies under Securities and Exchange Commission Rule 15C3-1 (Uniform Net Capitol Rule). The institution must have an office in California.The dealer must be experienced in institutional trading practices and familiar with the California Government Code as related to investments appropriate for the city; and, other criteria as may be C-5 established in the investment procedures.All broker/dealers and financial institutions who desire to become qualified bidders for investment transactions must submit a `Broker/Dealer Application" and related documents relative to eligibility including a current audited annual financial statement, U4 form for the broker, proof of state registration, proof of National Association of Securities Dealers certification and a certification of having read and understood the City's investment policy and agreeing to comply with the policy. The City Treasurer shall determine if they are adequately capitalized (i.e. minimum capital requirements of$10,000,000 and five years of operation). 10.0 Authorized &Suitable Investments: The City is authorized by California Government Code Section 53600,et. seq.to invest in specific types of securities.Investments not specifically listed below are deemed inappropriate and prohibited: A. BANKERS ACCEPTANCES, maximum 25% of portfolio (up to 40% with Council approval).Maximum term 180 days. Banks must have a short term rating of at least Al/Pl and a long-term rating of A or higher as provided by Moody's Investors Service or Standard and Poor's Corp. No more than 30 percent of the agency's money may be invested in the bankers acceptances of any one commercial bank pursuant to this section. B. NEGOTIABLE CERTIFICATES OF DEPOSIT, maximum 30% of portfolio. Maximum term three(3)years,(Up to five(5)years with Council approval). Banks must have a short term rating of Al/Pl and a long term rating of at least a single A from a nationally recognized authority on ratings. C. COMMERCIAL PAPER,maximum 25% of portfolio.Maximum term 270 days. Commercial paper of"prime" quality of the highest ranking or of the highest letter and number rating as provided for by a nationally recognized statistical-rating organization (NRSRO). The entity that :issues the commercial paper shall meet all of the following conditions in either paragraph(1) or paragraph(2): (1) The entity meets the following criteria: (A) Is organized and operating in the United States as a general corporation. (B) Has total assets in excess of five hundred million dollars($500,000,000). (C) Has debt other than commercial paper, if any, that is rated "A" or higher by a nationally recognized statistical-rating organization(NRSRO). (2) The entity meets the following criteria: (A) Is organized within the United States as a special purpose corporation, trust, or limited liability company. (B) Has programwide credit enhancements including, but not limited to, overcollateralization, letters of credit, or surety bond. (C) Has commercial paper that is rated "A-l" or higher, or the equivalent, by a nationally recognized statistical-rating organization(NRSRO). Split ratings (i.e. A2/Pl) are not allowable. No more than 10 percent of the outstanding commercial paper of any single corporate issue may be purchased. C-6 D. BONDS ISSUED BY THE CITY OR ANY LOCAL AGENCY WITHIN THE STATE OF CALIFORNIA OR ANY OF THE OTHER 49 UNITED STATES. Bonds must have an"A"rating or better E. OBLIGATIONS OF THE UNITED STATES TREASURY United States Treasury Notes, bonds, bills or certificates of indebtedness, or those for which the faith and credit of the United States are pledged for the payment of principal and interest.There is no limit on the percentage of the portfolio that can be invested in this category. F. FEDERAL AGENCIES Debt instruments issued by agencies of the Federal government.Though not general obligations of the U.S. Treasury, such securities are sponsored by the government or related to the government and, therefore, have high safety ratings. The following are authorized Federal Intermediate Credit Bank (FICB's), Federal Land Bank (FLB's), Federal Home Loan Bank (FHLB's), Federal National Mortgage Association (FNMA's), Federal Home Loan Mortgage Corporation (FHLMC's), Government National Mortgage Association (GNMA's), Tennessee Valley Authorities (TVA's), Student Loan Association Notes (SLMA's) and Small Business Administration(SBA's).There is no limit on the percentage of the portfolio that can be invested in this category. G. REPURCHASE AGREEMENT,maximum term 3 months. Investments in repurchase agreements may be made, on any investment authorized in this section, when the term of the agreement does not exceed 3 months. A Master Repurchase Agreement must be signed with the bank or broker/dealer who is selling the securities to the City. H. REVERSE-REPURCHASE AGREEMENTS (Requires City Council approval for each transaction) Reverse repurchase agreements or securities lending agreements may be utilized only when all of the following conditions are met: (A) The security to be sold on reverse repurchase agreement or securities lending agreement has been owned and fully paid for by the local agency for a minimum of 30 days prior to sale. (B) The total of all reverse repurchase agreements and securities lending agreements on investments owned by the local agency does not exceed 20 percent of the base value of the portfolio. (C) The agreement does not exceed a term of 92 days, unless the agreement includes a written codicil guaranteeing a minimum earning or spread for the entire period between the sale of a security using a reverse repurchase agreement or securities lending agreement and the final maturity date of the same security. (D) Funds obtained or funds within the pool of an equivalent amount to that obtained from selling a security to a counterparty by way of a reverse repurchase agreement or securities lending agreement, shall not be used to purchase another security with a maturity longer than 92 days from the initial settlement date of the reverse repurchase agreement or securities lending agreement, unless the reverse repurchase agreement or securities lending agreement includes a written codicil guaranteeing a minimum earning or spread for the entire period between the sale of a security using a reverse repurchase agreement or securities lending agreement and the final maturity date of the same security. C-7 Investments in reverse repurchase agreements, securities lending agreements, or similar investments in which the local agency sells securities prior to purchase with a simultaneous agreement to repurchase the security shall only he made with primary dealers of the Federal Reserve Bank of New York or with a nationally or state-chartered bank that has or has had a significant banking relationship with a local agency. (A) For purposes of this chapter, "significant banking relationship" means any of the following activities of a bank: 0) Involvement in the creation, sale, purchase, or retirement of a local agency's bonds, warrants, notes, or other evidence of indebtedness. (ii) Financing of a local agency's activities. (iii) Acceptance of a local agency's securities or funds as deposits. I. MEDIUM-TERM CORPORATE NOTES, maximum 20% of portfolio (30% with Council approval),with a maximum remaining maturity of five years or less. Notes eligible for investment shall be "A" rated or its equivalent or better as determined by a nationally recognized rating service. J• TIME DEPOSITS-CERTIFICATES OF DEPOSIT (non-negotiable certificates of deposit.) (maximum of 3 years) Deposits must be made with banks or savings & loan that have a short term rating of Al/Pl or a long term rating of at least a single A from a generally recognized authority on ratings. K. OBLIGATIONS OF THE STATE OF CALIFORNIA Obligations must be "A"rated or better from a nationally recognized authority on ratings. L. MONEY MARKET FUNDS,maximum 15% of portfolio. No more than 10 percent of the agency's surplus funds may be invested in shares of beneficial interest of any one Money Market fund. Local agencies may invest in "shares of beneficial interest" issued by diversified management companies which invest only in direct obligations in US Treasury bills, notes and bonds, U. S. Government Agencies and repurchase agreements with a weighted average of 60 days or less. They must have the highest rating from two nationally recognized statistical-rating organization (NRSRO), must maintain a daily principal per share value of $1.00 per share and distribute interest monthly, and must have a minimum of $500 million in assets under management. The purchase price of the shares may not include commission. M. THE LOCAL AGENCY INVESTMENT FUND(LAIF) Is a special fund of the California State Treasury through which any local government may pool investments. The city may invest up to $60,000,000 in this fund. Currently, the city has established two (2) agency funds through which the Treasurer may invest the unexpended cash for all funds: The City of Huntington Beach City Fund, and the Huntington Beach Redevelopment Agency Funds. Investments in LAIF are highly liquid and may be converted to cash within 24 hours. 10.1 Investment Pools/Money Market funds: C-8 The City Treasurer or designee shall be required to investigate all local government investment pools and money market mutual funds prior to investing and performing at least a quarterly review thereafter while the City is invested in the pool or the money market fund. LAIF is authorized under provisions in Section 16429.1 of the California Government Code as an allowable investment for local agencies even though some of the individual investments of the pool are not allowed as a direct investment by a local agency. 11.0 Portfolio Adjustments: Should any investment listed in section 10.0 exceed a percentage-of-portfolio limitation due to an incident such as fluctuation in portfolio size, the affected securities may be held to maturity to avoid losses. When no loss is indicated, the Treasurer shall consider reconstructing the portfolio basing his/her decision on the expected length of time the portfolio will be unbalanced. If this occurs, the City Council shall be notified. 12.0 Collateralization: Under provisions of the California Government Code, California banks, and savings and loan associations are required to secure the city's deposits by pledging government securities with a value of 110 % of principal and accrued interest. California law also allows financial institutions to secure city deposits by pledging first trust deed mortgage notes having a value of 150% of city's total deposits. Collateral will always be held by an independent third party. A clearly marked evidence of ownership (safekeeping receipt) must be supplied to the city and retained.The market value of securities that underlay a repurchase agreement shall be valued at 102 percent or greater of the funds borrowed against those securities and the value shall be adjusted no less than quarterly. Since the market value of the underlying securities is subject to daily market fluctuations, the investments in repurchase agreements shall be in compliance if the value of the underlying securities is brought back up to 102 percent no later than the next business day.The City Treasurer, at his/her discretion, may waive the collateral requirement for deposits that are fully insured (current limit is $250,000) by the Federal Deposit Insurance Corporation. The right of collateral substitution is granted.The City Treasurer or designee shall ensure that all demand deposits that exceed the FDIC limit(currently $250,000) shall be fully collateralized with securities authorized under state law and this Investment Policy. 13.0 Safekeeping and Custody: All city investments shall have the City of Huntington Beach as its registered owner, and all interest and principal payments and withdrawals shall indicate the City of Huntington Beach as the payee. All securities will be held with a qualified financial institution, contracted by the city as a third party custodian with a separate custodial agreement(does not apply to insured Certificates of Deposit, money market funds, or the Local Agency Investment Fund). All agreements and statements will be subject to review annually by external auditors in conjunction with their audit. All securities shall be acquired by the safekeeping institution on a "Delivery-Vs-Payment" (DVP) basis. For Repurchase Agreements, the purchase may be delivered by book entry, physical delivery or by third-party custodial agreement consistent with the Government Code. The transfer of securities to the counterparty bank's customer book entry account may be used for book entry delivery. The City Treasurer or designee shall require a Broker Trade confirmation for all trades. 14.0 Diversification: The city's investment portfolio will be diversified to avoid incurring unreasonable and avoidable risks associated with concentrating investments in specific security types, maturity segment, or in individual financial institutions. With the exception of U.S.Treasury securities, Government Sponsored Agencies and authorized pools no more than 50% of the investment portfolio will be invested in a single security type or with a single financial institution. In addition, no more than 10% of the investment portfolio shall be in securities of any one issuer except for U.S. Treasuries and US Government Agency issues. Investments maybe further limited by specific language relating to each type as state in Section 10.0 of the Policy. C-9 A. Credit risk, defined as the risk of loss due to failure of the insurer of a security, shall be mitigated by investing in those securities with an "A" or above rating and approved in the investment policy and by diversifying the investment portfolio so that the failure of any one issuer would not unduly harm the city's cash flow. B. Market risk, defined as the risk of market value fluctuations due to overall changes in the general level of interest rates, shall be mitigated by structuring the portfolio so that securities mature at the same time that major cash outflows occur, thus eliminating the need to sell securities prior to their maturity. It is explicitly recognized herein, however, that in a diversified portfolio, occasional measured losses are inevitable and must be considered within the context of overall investment return.The city's investment portfolio will remain sufficiently liquid to enable the city to meet all operating requirements which might be reasonably anticipated. 15.0 Maximum Maturities: To the extent possible, the City of Huntington Beach will attempt to match its investments with anticipated cash flow requirements. Unless matched to a specific cash flow, the city will not directly invest in securities maturing more than five (5) years from the date of purchase, unless, the legislative body has granted express authority to make that investment either specifically, or as a part of an investment program approved by the City Council. The City of Huntington Beach shall not permit more than 30% of its investment portfolio to be invested in securities with maturities over three years. 16.0 Internal Control: The City Treasurer shall establish a system of internal controls designed to prevent loss of public funds due to fraud, employee error, misrepresentation by third parties, or unanticipated market changes. No investment personnel may engage in an investment transaction except as provided for under the terms of this policy and the procedure established by the City Treasurer. The external auditors shall annually review the investments with respect to the investment policy. This review will provide internal control by assuring compliance with policies and procedures for the investments that are selected for testing. Additionally, account reconciliation and verification of general ledger balances relating to the purchasing or maturing of investments and allocation of interest on investments to fund balances shall be performed by the Finance Department and approved by the City Treasurer. To provide further protection of city funds, written procedures prohibit the wiring of any city funds without the authorization of at least two of the four designated city officials: 1. City Treasurer 2. Deputy City Treasurer 3. Director of Finance 4. Budget Manager 17.0 Performance Standards: This investment policy shall be reviewed at least annually by the Investment Advisory Board and the City Council to ensure its consistency with the overall objective of preservation of principal, liquidity, and return, and its relevance to current law and financial and economic trends. All financial assets of all other funds shall be administered in accordance with the provisions of this policy. The moneys entrusted to the City Treasurer will be a passively managed portfolio. However, the City Treasurer will make best efforts to observe, review, and react to changing conditions that affect the portfolio. C-10 17.1 Market Yield(Benchmark): The investment portfolio shall be managed to attain a market-average rate of return throughout budgetary and economic cycles, taking into account the city's investment risk constraints and cash flow. Investment return becomes a consideration only after the basic requirements of investment safety and liquidity have been met. Because the investment portfolio is designed to operate on a `hold-to-maturity' premise (or passive investment style) and because of the safety, liquidity, and yield priorities, the performance benchmark that will be used by the Treasurer to determine whether market yields are being achieved shall be the average of the monthly LAIF rate and the 12-month rolling average 2-Year Constant Maturity Treasury (CMT) rate. However, since return on investment is the least important objective of the Investment Portfolio, the benchmark will be used only as a reference tool. The reporting of a benchmark does not imply that the City Treasurer will add additional risk to the Investment Portfolio in order to attain or exceed the benchmark. While the city will not make investments for the propose of trading or speculation as the dominant criterion, the City Treasurer shall seek to enhance total portfolio return by means of ongoing portfolio and cash management. The prohibition of highly speculative investments precludes pursuit of gain or profit through unusual risk and precludes investments primarily directed at gains or profits from conjectural fluctuations in market prices.The City Treasurer will not directly pursue any investments that are leveraged or deemed derivative in nature. However, as long as the original investments can be justified by their ordinary earning power, trading in response to changes in market value can be used as part of ongoing portfolio management. 15.0 Reporting: The City Treasurer shall submit a monthly investment report and a quarterly report to the City Council, City Administrator, and Director of Finance and the Investment Advisory Board within 30 days following the end of the quarter. This report will include the following elements pursuant to State law and Government Accounting Standard Board(GASH)#40: 15.1 Type of investment 15.2. Institution/Issuer 15.3 Purchase Date 15.4 Date of maturity 15.5 Amount of deposit or cost of the investment 15.6 Face value of the investment 15.7 Current market value of securities and source of valuation 18.8 Rate of interest 15.9 Interest earnings 15.10 Statement relating the report to its compliance with the Statement of Investment Policy or the manner in which the portfolio is not in compliance 15.11 Statement on availability of funds to meet the next six month's obligations 15.12 Monthly and Year to date City Treasurer Budget Amounts for Interest Income 15.13 Percentage of Portfolio by Investment Type C-11 15.14 Annually disclose the amount of individual securities if they exceed 5% of the Investment Portfolio, except for U. S. Treasuries, U.S. Government Agencies, Money Market funds and external investment pools. 15.15 Days to Maturity for all Investments 15.16 Comparative report on Monthly Investment Balances&Interest Yields 15.17 Monthly transactions This monthly/quarterly report shall be placed on the City Council Agenda for Council and public review. In addition, a commentary on capital markets and economic conditions may be included with the report. 19.0 Investment Policy Adoption: By virtue of a resolution of the City Council of the City of Huntington Beach, the Council shall acknowledge the receipt and filing of this annual statement of investment policy for the respective fiscal year. C-12 GLOSSARY AGENCIES: Federal agency securities. ASKED:The price at which securities are offered. (The price at which a firm will sell a security to an investor.) BANKERS' ACCEPTANCE (BA): A draft or bill or exchange accepted by a bank or trust company. The accepting institution guarantees payment of the bill, as well as the issuer. The drafts are drawn on a bank by an exporter or importer to obtain funds to pay for specific merchandise. An acceptance is a high grade negotiable instrument. BASIS POINT: One one-hundredth of a percent(i.e. 0.01%) BENCHMARK: A comparative base for measuring the performance or risk tolerance of the investment portfolio. A benchmark should represent a close correlation to the level of risk and the average duration of the portfolio's investments. BID:The price offered by a buyer of securities. (When you are selling securities, you ask for a bid.) BROKER: A broker brings buyers and sellers together for a commission. He does not take a position. CERTIFICATE OF DEPOSIT (CD): A time deposit with a specific maturity evidenced by a certificate. Large- denomination CD's are typically negotiable. COLLATERAL: Securities, evidence of deposit or other property, which a borrower pledges to secure repayment of a loan.Also refers to securities pledged by a bank to secure deposits of public monies. COMMERCIAL PAPER: Short term unsecured promissory note issued by a corporation (including limited liability companies) to raise working capital.These negotiable instruments are purchased at a discount to par value or at par value with interest bearing. Commercial paper is issued by corporations such as General Motors Acceptance Corporation, IBM,Bank of America, etc. COMPREHENSIVE ANNUAL FINANCIAL REPORT (CAFR): The official annual report for the City. It includes combined statements for each individual fund and account group prepared in conformity with GAAP. It also includes supporting schedules necessary to demonstrate compliance with finance-related legal and contractual provisions, extensive introductory material and a detailed Statistical section. COUPON: a). The annual rate of interest that a bond's issuer promises to pay the bondholder on the bond's face value.b)A certificate attached to a bond evidencing interest due on a payment date. DEALER: A dealer, as opposed to a broker, acts as a principal in all transactions, buying and selling for his own account. DEBENTURE: A bond secured only by the general credit of the issuer. DELIVERY VERSUS PAYMENT: There are two methods of delivery of securities: delivery versus payment and delivery versus receipt. Delivery versus payment is delivery of securities with an exchange of money for the securities.Delivery versus receipt is delivery of securities with an exchange of a signed receipt for the securities. DERIVATIVES: (1)Financial instruments whose return profile is linked to, or derived from, the movement of one or more underlying index or security, and may include a leveraging factor, or (2) financial contracts based upon notional amounts whose value is derived from an underlying index or security(interest rates, foreign exchange rates, equities or commodities). C-13 DISCOUNT: The difference between the cost price of a security and its maturity when quoted at lower than face value.A security selling below original offering price shortly after sale also is considered to be at a discount. DISCOUNT SECURITIES: Non-interest bearing money market instruments that are issued at a discount and redeemed at maturity for full face value (e.g. US Treasury Bills). DIVERSIFICATION: Dividing investment funds among a variety of securities offering independent returns. FEDERAL CREDIT AGENCIES: Agencies of the Federal government set up to supply credit to various classes of institutions(e.g. S&L's, Small business firms, students, farmers, farm cooperatives, and exporters). FEDERAL DEPOSIT INSURANCE CORPORATION (FDIC): A Federal agency that insures bank deposits, currently up to$250,000 per deposit. FEDERAL FUNDS RATE:The rate of interest at which Fed funds are traded.This rate is currently pegged by the Federal Reserve though open-market operations. FEDERAL HOME LOAN BANKS (FHLB): The institutions that regulate and lend to savings and loan associations. The Federal Home Loan Banks play a role analogous to that played by the Federal Reserve Banks vis- a-vis member commercial banks. FEDERAL HOME LOAN MORTGAGE CORPORATION (FHLMC): Created to promote the development of a nationwide secondary market in mortgages. It does this by purchasing residential mortgages from financial institutions insured by an agency of the federal government and selling its interest in them through mortgage backed securities. The interest and principal payments from the mortgages pass through to the investors either monthly, semiannually or annually. FEDERAL INTERMEDIATE CREDIT BANK (FICB): Loans to lending institutions used to finance the short term and intermediate needs of farmers, such as seasonal production. FEDERAL LAND BANK (FLB): Long term mortgage credit provided to farmers by Federal Land Banks. These bonds are issued at irregular times for various maturities ranging from a few months to ten years. FEDERAL NATIONAL MORTGAGE ASSOCIATION (FNMA): FNMA, like GNMA was chartered under the Federal National Mortgage Association Act in 1938. FNMA is a Federal corporation working under the auspices of the Department of Housing and Urban Development(HUD). It is the largest single provider of residential mortgage funds in the United States.Fannie Mae, as the corporation is called, is a private stockholder-owned corporation.The corporation's purchases include a variety of adjustable mortgages and second loans, in addition to fixed-rate mortgages. FNMA's securities are highly liquid and are widely accepted. FNMA assumes and guarantees that all security holders will receive timely payment of principal and interest. FEDERAL OPEN MARKET COMMITTEE(FOMC): Consists of seven members of the Federal Reserve Board and five of the twelve Federal Reserve Bank Presidents. The President of the New York Federal Reserve Bank is a permanent member, while the other presidents serve on a rotating basis. The committee periodically meets to set Federal Reserve guidelines regarding purchases and sales of Government Securities in the open market as a means of influencing the volume of bank credit and money. FEDERAL RESERVE SYSTEM: The central bank of the United States created by congress and consisting of a seven-member Board of Governors in Washington, D.C.; 12 regional banks and about 5700 commercial banks are member of the system. GOVERNMENT NATIONAL MORTGAGE ASSOCIATION (GNMA OR GINNIE MAE): Securities influencing the volume of bank credit guaranteed by GNMA and issued by mortgage bankers, commercial banks, savings and loan associations and other institutions. Security holder is protected by full faith and credit of the US C-14 Government. Ginnie Mae securities are backed by the FHA, VA or FMHM mortgages.The term"pass-through" is often used to describe Ginnie Maes. LIQUIDITY: A liquid asset is one that can be converted easily and rapidly into cash without a substantial loss of value. In the money market, a security is said to be liquid if the spread between bid and asked prices is narrow and reasonable size can be done at those quotes. LOCAL GOVERNMENT INVESTMENT POOL (LOP): The aggregate of all funds from political subdivisions that are placed in the custody of the State Treasurer for investment and reinvestment. MARKET VALUE: The price at which a security is trading and could presumable be purchased or sold. MASTER REPURCHASE AGREEMENT: A written contract covering all future transactions between the parties to repurchase-reverse agreements that establish each party's rights in the transactions. A master agreement will often specify, among other things, the right of the buyer-lender to liquidate the underlying securities in the event of default by the seller-borrower. MATURITY: The date upon which the principal or stated value of an investment becomes due and payable. MONEY MARKET: The market in which short-term debt instruments (bills, commercial paper, bankers' acceptances, etc.)are issued and traded. NEGOTIABLE CERTIFICATES OF DEPOSIT: Unsecured obligations of the financial institution, bank or savings and loan, bought at par value with the promise to pay face value plus accrued interest at maturity. They are high-grade negotiable instruments,paying a higher interest rate than regular certificates of deposit. OFFER: The price asked by a seller of securities. (When you are buying securities, you ask for an offer.) See "Asked"and"Bid". OPEN MARKET OPERATIONS: Purchases and sales of government and certain other securities in the open market by the New York Federal Reserve Bank as directed by the FOMC in order to influence the volume of money and credit in the economy. Purchases inject reserves into the bank system and stimulate growth of money and credit: Sales have the opposite effect. Open market operations are the Federal Reserve's most important and most flexible monetary policy tool. PORTFOLIO: Collection of securities held by an investor. PRIMARY DEALER: A group of government securities dealers who submit daily reports of market activity and positions and monthly financial statements to the Federal Reserve Bank of New York and are subject to its informal oversight. Primary dealers include Securities and Exchange Commission(SEC)-registered securities broker/dealers, banks and a few unregulated firms. PRUDENT PERSON RULE: An investment standard. In some states, the law requires that a fiduciary, such as a trustee, may invest money only in a list of securities selected by the custody state—the so-called"legal list". In other states, the trustee may invest in a security if it is one that would be bought by a prudent person of discretion and intelligence who is seeking a reasonable income and preservation of capital. QUALIFIED PUBLIC DEPOSITORIES: A financial institution which does not claim exemption from the payment of any sales or compensating use or ad valorem taxes under the laws of this state, which has segregated for the benefit of the commission eligible collateral having a value of not less than its maximum liability and which has been approved by the Public Deposit Protection Commission to hold public deposits. RATE OF RETURN: The yield obtainable on a security based on its purchase price or its current market price. This may be the amortized yield to maturity; on a bond, the current income return. C-15 REPURCHASE AGREEMENT (RP OR REPO): A holder of securities sells these securities to an investor with an agreement to repurchase them at a fixed date. The security "buyer" in effect lends the "seller" money for the period of the agreement, and the terms of the agreement are structured to compensate him for this. Dealers use RP extensively to finance their position. Exception: When the Fed is said to be doing RP, it is lending money that is, increasing bank reserves. SAFEKEEPING: A service to customers rendered by banks for a fee whereby securities and valuables of all types and descriptions are held in the bank's vaults for protection. STRUCTURED NOTES: Notes issued by Government Sponsored Enterprises(FHLB, FNMA, FHLMC, etc.) and Corporations, which have imbedded option (e.g. call features, step-up coupons, floating rate coupons, derivative- based returns)into their debt structure.Their market performance is impacted by the fluctuation of interest rates, the volatility of the imbedded options and shifts in the shape of the yield curve. SECONDARY MARKET: A market made for the purchase and sale of outstanding issues following the initial distribution. SECURITIES & EXCHANGE COMMISSION: Agency created by Congress to protect investors in securities transactions by administering securities legislation. SEC RULE 15C3-1: See"Uniform Net Capital Rule". SMALL BUSINESS ADMINISTRATION (SBA): The portion of these securities which are guaranteed by Federal government to provide financial assistance through direct loans and loan guarantees to small businesses. Cash flows from these instruments may not be in equal installments because of prepayments. STUDENT LOAN ASSOCIATION NOTES (SALLIE MAE): A US Corporation and instrumentality of the US Government. Through its borrowings, funds are targeted for loans to students in higher education institutions. SLMA' s securities are highly liquid and are widely accepted. TENNESSEE VALLEY AUTHORITIES (TVA): A US Corporation created in the 1930's to electrify the Tennessee Valley area; currently a major utility headquartered in Knoxville,Tennessee.TVA's securities are highly liquid and are widely accepted. TREASURY BILLS: A non-interest bearing discount security issued by the US Treasury to finance the national debt.Most bills are issued to mature in three months, six months, or one year. TREASURY BOND: Long-term US Treasury securities having initial maturities of more than 10 years. TREASURY NOTES: Intermediate-term coupon bearing US Treasury having initial maturities of from one year to ten years. UNIFORM NET CAPITAL RULE: Securities and Exchange Commission requirement that member firms as well as nonmember broker/dealers in securities maintain a maximum ratio of indebtedness to liquid capital of 15 to 1; also called net capital rule and net capital ratio. Indebtedness covers all money owed to a firm, including margin loans and commitments to purchase securities, one reason new public issues are spread among members of underwriting syndicates.Liquid capital includes cash and assets easily converted into cash. YIELD:The rate of annual income return on an investment, expressed as a percentage. (a) Income Yield is obtained by dividing the current dollar income by the current market price for the security. (b)Net Yield or Yield to Maturity is the current income yield minus any premium above par or plus any discount from par in purchase price, with the adjustment spread over the period from the date of purchase to the date of maturity of the bond. C-16 APPENDIX D SUMMARY OF CERTAIN PROVISIONS OF THE PRINCIPAL LEGAL DOCUMENTS The following summary discussion of selected provisions of the Site Lease, the Lease Agreement and the Indenture are made subject to all of the provisions of such documents. This summary discussion does not purport to be a complete statement of said provisions and prospective purchasers of the Series 201IA Bonds are referred to the complete texts of said documents, copies of which are available upon request sent to the City. DEFINITIONS The following sets forth the definitions of certain words and terms used in this Summary of Principal Legal Documents. "Act" means the Marks-Roos Local Bond Pooling Act of 1985, constituting Section 6584 et seq. of the California Government Code. "Additional Bonds" means Bonds other than Series 2011A Bonds issued under the Indenture in accordance with the provisions of the Indenture. "Additional Rental Payments" means all amounts payable by the City as Additional Rental Payments pursuant to the Lease Agreement. "Annual Debt Service" means, for each Bond Year, the sum of (a) the interest due on the Outstanding Bonds in such Bond Year, assuming that the Outstanding Bonds are retired as scheduled (including by reason of mandatory sinking fund redemptions), and (b) the scheduled principal amount of the Outstanding Bonds due in such Bond Year(including any mandatory sinking fund redemptions due in such Bond Year). "Authority" means the Huntington Beach Public Financing Authority, a joint powers authority organized and existing under the laws of the State of California. "Authority Event of Default" means an event described as such in the Lease Agreement. "Authorized Authority Representative" means any member of the Board of Directors of the Authority, the Executive Director of the Authority or the Treasurer of the Authority, and any other Person authorized by the Board of Directors of the Authority or the Executive Director of the Authority to act on behalf of the Authority under or with respect to the Indenture. "Authorized City Representative" means the City Manager of the City or any authorized deputy or designee thereof or the Director of Finance of the City, and any other Person authorized by the City Council of the City or the City Manager of the City to act on behalf of the City under or with respect to the Indenture. "Authorized Denominations" means, with respect to the Bonds, $5,000 and any integral multiple thereof. "Average Annual Debt Service" means the average of the Annual Debt Service for all Bond Years, including the Bond Year in which the calculation is made. "Base Rental Deposit Date" means the fifth Business Day next preceding each Interest Payment Date. D-1 "Base Rental Payments" means all amounts payable to the Authority by the City as Base Rental Payments pursuant to the Lease Agreement. `Beneficial Owners" means those individuals, partnerships, corporations or other entities for whom the Participants have caused the Depository to hold Book-Entry Bonds. "Bond Year" means each twelve-month period beginning on September 2 in each year and extending to the next succeeding September 1, both dates inclusive, except that the first Bond Year shall begin on the Closing Date and end on September 1, 2012. "Bonds" means the Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds issued under the Indenture, and includes the Series 2011A Bonds and any Additional Bonds. "Book-Entry Bonds" means the Bonds of a Series registered in the name of the nominee of DTC, or any successor securities depository for such Series of Bonds, as the registered owner thereof pursuant to the terms and provisions of the Indenture. "Business Day" means a day other than (a) Saturday or Sunday, (b) a day on which banking institutions in the city or cities in which the Office of the Trustee is located are authorized or required by law to be closed, and (c) a day on which the New York Stock Exchange is authorized or obligated by law or executive order to be closed. "Cede & Co." means Cede & Co., the nominee of DTC, and any successor nominee of DTC with respect to Book-Entry Bonds. "City" means the City of Huntington Beach, a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California. "Closing Date" means the date upon which the Series 2011A Bonds are delivered to the Original Purchaser,being September 28, 2011. "Code" means the Internal Revenue Code of 1986. "Continuing Disclosure Certificate" means the Continuing Disclosure Certificate, dated the Closing Date, of the City, as originally executed and as it may from time to time be amended in accordance with the provisions thereof. "Costs of Issuance" means all the costs of issuing and delivering the Bonds, including, but not limited to, all printing and document preparation expenses in connection with the Indenture, the Lease Agreement, the Site Lease, the Bonds and any preliminary official statement and final official statement pertaining to the Bonds, rating agency fees, CUSIP Service Bureau charges, market study fees, financial advisory fees, legal fees and expenses of counsel with respect to the refinancing of the Projects, the initial fees and expenses of the Trustee and its counsel, any premium for a municipal bond insurance policy insuring payments of debt service on Additional Bonds, and other fees and expenses incurred in connection with the issuance and delivery of the Bonds, to the extent such fees and expenses are approved by the City. "Costs of Issuance Fund" means the fund by that name established pursuant to the Indenture. "Defeasance Securities" means (a) non-callable direct obligations of the United States of America("United States Treasury Obligations"), (b) evidences of ownership of proportionate interests in future interest and principal payments on United States Treasury Obligations held by a bank or trust D-2 company as custodian, under which the owner of the investment is the real party in interest and has the right to proceed directly and individually against the obligor and the underlying United States Treasury Obligations are not available to any person claiming through the custodian or to whom the custodian may be obligated, (c) pre-refunded municipal obligations rated "AAA" and "Aaa" by S&P and Moody's, respectively, or (d) securities eligible for "AAA" defeasance under then existing criteria of S&P or Moody's, or any combination thereof. "Depository" means the securities depository acting as Depository pursuant to the Indenture. "DTC" means The Depository Trust Company,New York,New York and its successors. "Escrow Agreements" means the 2001A Escrow Agreement and the 2001B Escrow Agreement. "Escrow Bank" means The Bank of New York Mellon Trust Company, N.A., as trustee and escrow bank under the Escrow Agreements, and any successor thereto. "Event of Default" means an event described as such in the Indenture. "Fitch" means Fitch, Inc., its successors and assigns, except that if such corporation shall no longer perform the function of a securities rating agency for any reason, the term"Fitch" shall be deemed to refer to any other nationally recognized securities rating agency selected by the Authority. "Indenture" means the Indenture, dated as of September 1 2011, by and among the Authority, the City and the Trustee, as originally executed and as it may from time to time be amended or supplemented in accordance with the provisions thereof. "Independent Insurance Consultant" means a nationally recognized independent actuary, insurance company or broker that has actuarial personnel experienced in the area of insurance for which the City is to be self-insured, as may from time to time be designated by the City. "Interest Account" means the account by that name within the Payment Fund established pursuant to the Indenture. "Interest Payment Date" means each March 1 and September 1, commencing March 1, 2012, so long as any Bonds remain Outstanding. "Laws and Regulations" means, with respect to the Property, any applicable law, regulation, code, order, rule,judgment or consent agreement, including, without limitation, those relating to zoning, building, use and occupancy, fire safety, health, sanitation, air pollution, ecological matters, environmental protection, hazardous or toxic materials, substances or wastes, conservation, parking, architectural barriers to the handicapped, or restrictive covenants or other agreements affecting title to the Property. "Lease Agreement" means the Lease Agreement, dated as of September, 1, 2011, by and between the City and the Authority, as originally executed and as it may from time to time be amended in accordance with the provisions thereof. "Lease Default Event" means an event of default pursuant to and as described in the Lease Agreement. "Lease Revenues" means all Base Rental Payments payable by the City pursuant to the Lease Agreement, including any prepayments thereof, any Net Proceeds and any amounts received by the D-3 Trustee as a result of or in connection with the Trustee's pursuit of remedies under the Lease Agreement upon a Lease Default Event. "Letter of Representations" means the letter of the Authority delivered to and accepted by the Depository on or prior to the delivery of the Bonds as Book-Entry Bonds setting forth the basis on which the Depository serves as depository for such Book-Entry Bonds, as originally executed or as it may be supplemented or revised or replaced by a letter to a substitute Depository. "Maximum Annual Debt Service" means the largest Annual Debt Service for any Bond Year, including the Bond Year the calculation is made. "Moody's" means Moody's Investors Service, a corporation organized and existing under the laws of the State of Delaware, its successors and assigns, except that if such corporation shall no longer perform the function of a securities rating agency for any reason, the term "Moody's" shall be deemed to refer to any other nationally recognized securities rating agency selected by the Authority. "Net Proceeds" means any insurance proceeds or condemnation award paid with respect to any of the Property, which proceeds or award, after payment therefrom of all reasonable expenses incurred in the collection thereof, are in an amount greater than$50,000. "Nominee" means the nominee of the Depository, which may be the Depository, as determined from time to time pursuant to the Indenture. "Office of the Trustee" means the principal corporate trust office of the Trustee in Los Angeles, California, or such other office as may be specified to the Authority and the City in writing; provided, however, that with respect to presentation of Bonds for payment or for registration of transfer and exchange, such term shall mean the office or agency of the Trustee at which, at any particular time, its corporate trust agency business shall be conducted, which other office or agency shall be specified to the Authority and the City by the Trustee in writing. "Opinion of Counsel" means a written opinion of counsel of recognized national standing in the field of law relating to municipal bonds, appointed and paid by the Authority. "Original Purchaser" means Merrill Lynch, Pierce, Fenner & Smith Incorporated, on behalf of itself and on behalf of E. J. De La Rosa & Co., Inc., the original purchasers of the Series 2011A Bonds from the Authority. "Outstanding" means, when used as of any particular time with reference to Bonds, subject to the provisions of the Indenture summarized under the subcaption "INDENTURE — Miscellaneous — Disqualified Bonds," all Bonds theretofore, or thereupon being, authenticated and delivered by the Trustee under the Indenture except (a) Bonds previously canceled by the Trustee or delivered to the Trustee for cancellation, (b) Bonds paid or deemed to have been paid within the meaning of the Indenture summarized under the subcaption "INDENTURE — Defeasance — Bonds Deemed To Have Been Paid," and (c) Bonds for the transfer or exchange of or in lieu of or in substitution for which other Bonds shall have been authenticated and delivered by the Trustee pursuant to the Indenture. "Owner" means, with respect to a Bond, the Person in whose name such Bond is registered on the Registration Books. "Participating Underwriter" has the meaning ascribed thereto in the Continuing Disclosure Certificate. D-4 "Participants" means those broker-dealers, banks and other financial institutions from time to time for which the Depository holds Book-Entry Bonds as securities depository. "Payment Fund" means the fund by that name established in accordance with the Indenture. "Permitted Encumbrances" means, with respect to the Property, (a) liens for general ad valorem taxes and assessments, if any, not then delinquent, or which the City may, pursuant to provisions of the Lease Agreement summarized under the subcaption "LEASE AGREEMENT — Representations and Warranties; Covenants and Agreements—Taxes,"permit to remain unpaid, (b) the Lease Agreement, (c) the Site Lease, (d) any right or claim of any mechanic, laborer, materialman, supplier or vendor not filed or perfected in the manner prescribed by law, (e) easements, rights of way, mineral rights, drilling rights and other rights, reservations, covenants, conditions or restrictions which exist of record as of the Closing Date, and (f) easements, rights of way, mineral rights, drilling rights and other rights, reservations, covenants, conditions or restrictions established following the Closing Date which the City certifies in writing do not affect the intended use of the Property or impair the security granted to the Trustee for the benefit of the Owners of the Bonds by the Indenture and to which the Authority consents in writing. "Permitted Investments" means any of the following to the extent then permitted by the general laws of the State of California applicable to investments by cities: (1) (a) Direct obligations (other than an obligation subject to variation in principal repayment) of the United States of America ("United States Treasury Obligations"), (b) obligations fully and unconditionally guaranteed as to timely payment of principal and interest by the United States of America, (c) obligations fully and unconditionally guaranteed as to timely payment of principal and interest by any agency or instrumentality of the United States of America when such obligations are backed by the full faith and credit of the United States of America, or (d) evidences of ownership of proportionate interests in future interest and principal payments on obligations described above held by a bank or trust company as custodian, under which the owner of the investment is the real party in interest and has the right to proceed directly and individually against the obligor and the underlying government obligations are not available to any person claiming through the custodian or to whom the custodian may be obligated(collectively"United States Obligations"). These include,but are not necessarily limited to: - U.S. Treasury obligations All direct or fully guaranteed obligations - Farmers Home Administration Certificates of beneficial ownership - General Services Administration Participation certificates - U.S.Maritime Administration Guaranteed Title XI financing - Small Business Administration Guaranteed participation certificates - Guaranteed pool certificates - Government National Mortgage Association(GNMA) GNMA-guaranteed mortgage-backed securities GNMA-guaranteed participation certificates - U.S.Department of Housing &Urban Development Local authority bonds (2) Obligations of instrumentalities or agencies of the United States of America limited to the following: (a) the Federal Home Loan Bank Board ("FHLB"); (b) the Federal Home Loan Mortgage D-5 Corporation ("FHLMC"); (c) the Federal National Mortgage Association (FNMA); (d) Federal Farm Credit Bank("FFCB"); and(e) guaranteed portions of Small Business Administration("SBA")notes. (3) Commercial Paper having a maximum maturity of not more than 270 days, payable in the United States of America and issued by corporations that are organized and operating in the United States with total assets in excess of$500 million and having "A" or better rating for the issuer's long-term debt as provided by Moody's, S&P, or Fitch and "P-1", "A-1", "Fl" or better rating for the issuer's short-term debt as provided by Moody's, S&P, or Fitch,respectively. (4) Bills of exchange or time drafts drawn on and accepted by a commercial bank, otherwise known as "bankers' acceptances," having original maturities of not more than 180 days. The institution must have a minimum short-term debt rating of "A-1", "P-1", or "Fl" by S&P, Moody's, or Fitch, respectively, and a long-term debt rating of no less than"A" by S&P, Moody's, or Fitch. (5) Shares of beneficial interest issued by diversified management companies, known as money market funds, registered with the U.S. Securities and Exchange Commission under the Investment Company Act of 1940 (15 U.S.C. Sec. 80a-1 et seq.) and whose fund has received the highest possible rating from S&P, including funds for which the Trustee, its parent holding company, if any, or any affiliates or subsidiaries of the Trustee provide in investment advisory or other management services. (6) Shares in a California common law trust established pursuant to Title 1, Division 7, Chapter 5 of the Government Code of the State of California which invests exclusively in investments permitted by Section 53601 of Title 5, Division 2, Chapter 4 of the Government Code of California, as it may be amended. (7) Certificates of deposit issued by a nationally- or state-chartered bank or a state or federal association(as defined by Section 5102 of the California Financial Code) or by a state-licensed branch of a foreign bank, in each case which has, or which is a subsidiary of a parent company which has, obligations outstanding having a rating in the"A" category or better from S&P,Moody's, or Fitch. (8) Pre-refunded municipal obligations meeting the following requirements: (a) the municipal obligations are(i)not subject to redemption prior to maturity or(ii) the trustee for the municipal obligations has been given irrevocable instructions concerning their call and redemption and the issuer of the municipal obligations has covenanted not to redeem such municipal obligations other than as set forth in such instructions; (b) the municipal obligations are secured by cash or United States Treasury Obligations which may be applied only to payment of the principal of, interest and premium on such municipal obligations; (c) the principal of and interest on the United States Treasury Obligations (plus any cash in the escrow) has been verified by the report of independent certified public accountants to be sufficient to pay in full all principal of, interest, and premium, if any, due and to become due on the municipal obligations("Verification"); (d) the cash or United States Treasury Obligations serving as security for the municipal obligations are held by an escrow agent or trustee in trust for owners of the municipal obligations; (e) no substitution of a United States Treasury Obligation shall be permitted except with another United States Treasury Obligation and upon delivery of a new Verification; and D-6 (f) the cash or United States Treasury Obligations are not available to satisfy any other claims, including those by or against the trustee or escrow agent. (9) Registered state warrants or treasury notes or bonds of the State of California, including bonds payable solely out of the revenues from a revenue-producing property owned, controlled, or operated by the State of California or by the state, department, board, agency, or authority of the other 49 United States, having a long-term debt rating of at least "AA-" or "Aa3" by S&P or Moody's, respectively (10) California public municipal obligations including bonds payable solely out of the revenues from a revenue-producing property owned, controlled, or operated by a California municipal entity having a long-term debt rating of at least"AA-" or"Aa3"by S&P or Moody's,respectively (11) Repurchase agreements which have a maximum maturity of 30 days and are fully secured at or greater than 102% of the market value plus accrued interest by obligations of the United States Government, its agencies and instrumentalities, in accordance with number(ii) above. (12) Investment agreements and guaranteed investment contracts with issuers having a long- term debt rating of at least"AA-" or"Aa3"by S&P or Moody's,respectively. (13) Deposits with the Local Agency Investment Fund(LAIF) of the State. (14) Corporate obligations issued by corporations organized and operating within the United States or by depository institutions licensed by the United States or any state and operating within the United States having a long-term debt rating of at least "AA-" or "Aa3" by S&P or Moody's, respectively. "Person" means an individual, corporation, limited liability company, firm, association, partnership, trust, or other legal entity or group of entities, including a governmental entity or any agency or political subdivision thereof. "Principal Account" means the account by that name within the Payment Fund established pursuant to the Indenture. "Principal Payment Date" means a date on which the principal of the Bonds becomes due and payable, either as a result of the maturity thereof or by mandatory sinking fund redemption. "Projects" means the capital improvement projects described in recital clauses to the Indenture. "Property" means the real property described as such in the Lease Agreement, and any improvements thereto. "Rebate Fund" means the fund by that name established pursuant to the Indenture. "Rebate Requirement"has the meaning ascribed thereto in the Tax Certificate. "Record Date" means the 15th calendar day of the month preceding each Interest Payment Date, whether or not such day is a Business Day. "Redemption Fund" means the fund by that name established pursuant to the Indenture. "Registration Books" means the records maintained by the Trustee for the registration of ownership and registration of transfer of the Bonds pursuant to the Indenture. D-7 "Rental Payments" means, collectively, the Base Rental Payments and the Additional Rental Payments. "Rental Period" means the period from the Closing Date through September 30, 2012 and, thereafter, the twelve-month period commencing on October 1 of each year during the term of the Lease Agreement. "Reserve Facility" means any line of credit, letter of credit, insurance policy, surety bond or similar instrument, in form reasonably satisfactory to the Trustee, that (a) names the Trustee as beneficiary thereof, (b)provides for payment on demand, (c) cannot be terminated by the issuer thereof so long as any of the Bonds remain Outstanding, (d) is issued by an obligor, the obligations of which under the Reserve Facility are, at the time such Reserve Facility is substituted for all or part of the moneys on deposit in the Reserve Fund, rated at"AAA" by S&P or"Add" by Moody's, and(e) is deposited with the Trustee pursuant to the provisions of the Indenture summarized under the subcaption "INDENTURE — Pledge and Assignment; Funds and Accounts—Reserve Fund." "Reserve Fund" means the fund by that name established pursuant to the Indenture. "Reserve Requirement" means, as of the date of any calculation, the least of (a) 10% of the original aggregate principal amount of the Bonds (excluding Bonds refunded with the proceeds of subsequently issued Bonds), (b) Maximum Annual Debt Service, and (c) 125% of Average Annual Debt Service. "S&P" means Standard &Poor's Ratings Services, a division of The McGraw-Hill Companies, Inc., a corporation organized and existing under the laws of the State of New York, its successors and assigns, except that if such entity shall no longer perform the functions of a securities rating agency for any reason, the term "S&P" shall be deemed to refer to any other nationally recognized securities rating agency selected by the Authority. "Scheduled Termination Date" means September 1, 2031. "Series" means the initial series of Bonds executed, authenticated and delivered on the date of initial issuance of such Bonds and identified pursuant to the Indenture as the Series 2011A Bonds, and any Additional Bonds issued pursuant to a Supplemental Indenture and identified as a separate Series of Bonds. "Series 2011A Bonds" means the Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project), issued under the Indenture. "Site Lease" means the Site Lease, dated as of September 1, 2011, by and between the City and the Authority, as originally executed and as it may from time to time be amended in accordance with the provisions thereof and of the Lease Agreement. "Supplemental Indenture" means any supplemental indenture amendatory of or supplemental to the Indenture, but only if and to the extent that such Supplemental Indenture is specifically authorized under the Indenture. "Tax Certificate" means the Tax Certificate executed by the Authority at the time of issuance of the Series 2011A Bonds, relating to the requirements of Section 148 of the Code, as originally executed and as it may from time to time be amended in accordance with the provisions thereof. D-8 "Tax-Exempt" means, with respect to interest on any obligations of a state or local government, including interest on the Series 2011A Bonds, that such interest is excluded from the gross income of the holders thereof for federal income tax purposes, whether or not such interest is includable as an item of tax preference or otherwise includable directly or indirectly for purposes of calculating other tax liabilities, including any alternative minimum tax or environmental tax under the Code. "Trustee" means The Bank of New York Mellon Trust Company, N.A., a national banking association organized and existing under the laws of the United States of America, or any successor thereto as Trustee under the Indenture substituted in its place as provided in the Indenture. "2001A Escrow Agreement" means the Escrow Agreement, dated as of September 1,2011, by and between the Authority and the Escrow Bank, relating to the Prior 2001A Bonds, as originally executed and as it may be amended from time to time in accordance with the terms thereof. "2001B Escrow Agreement" means the Escrow Agreement, dated as of September 1, 2011, by and between the Authority and the Escrow Bank, relating to the Prior 2001B Bonds, as originally executed and as it may be amended from time to time in accordance with the terms thereof. "Verification Report" means, with respect to the deemed payment of Bonds pursuant to the provisions of the Indenture summarized under clause (ii)(B) of paragraph (a) under the subcaption "INDENTURE —Defeasance— Bonds Deemed To Have Been Paid," a report of a nationally recognized certified public accountant, or firm of such accountants, verifying that the Defeasance Securities and cash, if any, deposited in connection with such deemed payment satisfy the requirements of such provisions of the Indenture. "Written Certificate of the Authority" means a written certificate signed in the name of the Authority by an Authorized Representative of the Authority. Any such certificate may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. "Written Certificate of the City" means a written certificate signed in the name of the City by an Authorized Representative of the City.Any such certificate may, but need not,be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. "Written Request of the Authority" means a written request signed in the name of the Authority by an Authorized Representative of the Authority. Any such request may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. "Written Request of the City" means a written request signed in the name of the City by an Authorized Representative of the City. Any such request may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. D-9 SITE LEASE Lease of the Property; Rental Lease of Property. Pursuant to the Site Lease, the City leases to the Authority, and the Authority leases from the City, for the benefit of the Owners of the Bonds, the Property, subject only to Permitted Encumbrances, to have and to hold for the term of the Site Lease. Rental. The Authority shall pay to the City as and for rental of the Property under the Site Lease, the sum set forth in the Site Lease(the"Site Lease Payment"). The Site Lease Payment shall be paid from the proceeds of the Series 2011A Bonds; provided, however, that in the event the available proceeds of the Series 2011A Bonds are not sufficient to enable the Authority to pay such amount in full, the remaining amount of the Site Lease Payment shall be reduced to an amount equal to the amount of such available proceeds. The City shall deposit the Site Lease Payment in one or more separate funds or accounts to be held and administered for the purpose of refunding the Prior Bonds. The Authority and the City find and determine that the amount of the Site Lease Payment does not exceed the fair market value of the leasehold interest in the Property which is conveyed under the Site Lease by the City to the Authority. No other amounts of rental shall be due and payable by the Authority for the use and occupancy of the Property under the Site Lease. Quiet Enjoyment The parties intend that the Property will be leased back to the City pursuant to the Lease Agreement for the term thereof. It is further intended that, to the extent provided in the Site Lease and in the Lease Agreement, if an event of default occurs under the Lease Agreement, the Authority, or its assignee, will have the right, for the then remaining term of the Site Lease to (a) take possession of the Property, (b) if it deems it appropriate, cause an appraisal of the Property and a study of the then reasonable use thereof to be undertaken, and (c) refer the Property. Subject to any rights the City may have under the Lease Agreement (in the absence of an event of default) to possession and enjoyment of the Property, the City covenants and agrees that it will not take any action to prevent the Authority from having quiet and peaceable possession and enjoyment of the Property during the term of the Site Lease and will, at the request of the Authority and at the City's cost, to the extent that it may lawfully do so,join in any legal action in which the Authority asserts its right to such possession and enjoyment. Special Covenants and Provisions Waste. The Authority agrees that at all times that it is in possession of the Property, it will not commit, suffer or permit any waste on the Property, and that it will not willfully or knowingly use or permit the use of the Property for any illegal purpose or act. Further Assurances and Corrective Instruments. The City and the Authority agree that they will, from time to time, execute, acknowledge and deliver, or cause to be executed, acknowledged and delivered, such supplements to the Site Lease and such further instruments as may reasonably be required for correcting any inadequate or incorrect description of the Property leased by the Site Lease or intended so to be or for carrying out the expressed intention of the Site Lease, the Indenture and the Lease Agreement. Waiver of Personal Liability. All liabilities under the Site Lease on the part of the Authority shall be solely liabilities of the Authority as a joint powers authority, and the City releases each and every director, officer and employee of the Authority of and from any personal or individual liability under the D-10 Site Lease. No director, officer or employee of the Authority shall at any time or under any circumstances be individually or personally liable under the Site Lease to the City or to any other party whomsoever for anything done or omitted to be done by the Authority under the Site Lease. All liabilities under the Site Lease on the part of the City shall be solely liabilities of the City as a governmental entity, and the Authority releases each and every council member, officer and employee of the City of and from any personal or individual liability under the Site Lease. No council member, officer or employee of the City shall at any time or under any circumstances be individually or personally liable under the Site Lease to the Authority or to any other party whomsoever for anything done or omitted to be done by the City under the Site Lease. Taxes. The City covenants and agrees to pay any and all assessments of any kind or character and also all taxes, including possessory interest taxes, levied or assessed upon the Property. Right of Entry. The City reserves the right for any of its duly authorized representatives to enter upon the Property at any reasonable time to inspect the same. Representations of the City. The City represents and warrants to the Authority and the Trustee as follows: (a) the City has the full power and authority to enter into, to execute and to deliver the Site Lease, and to perform all of its duties and obligations under the Site Lease, and has duly authorized the execution of the Site Lease, (b) except for Permitted Encumbrances, the Property is not subject to any dedication, easement, right of way, reservation in patent, covenant, condition, restriction, lien or encumbrance which would prohibit or materially interfere with the use of the Property for governmental purposes as contemplated by the City; (c) all taxes, assessments or impositions of any kind with respect to the Property, except current taxes, have been paid in full; and (d) the Property is necessary to the City in order for the City to perform its governmental functions. Representations of the Authority. The Authority represents and warrants to the City and the Trustee that the Authority has the full power and authority to enter into, to execute and to deliver the Site Lease, and to perform all of its duties and obligations under the Site Lease, and has duly authorized the execution and delivery of the Site Lease. Assignment,Selling and Subleasing Assignment, Selling and Subleasing. The Site Lease may be assigned or sold, and the Property may be subleased, as a whole or in part, by the Authority, without the necessity of obtaining the consent of the City, if an event of default occurs under the Lease Agreement. The Authority shall, within 30 days after such an assignment, sale or sublease, furnish or cause to be furnished to the City a true and correct copy of such assignment, sublease or sale, as the case may be. The Authority shall assign all of its rights under the Site Lease to the Trustee appointed pursuant to the Indenture. D-11 Restrictions on City. The City agrees that, except with respect to Permitted Encumbrances, it will not mortgage, sell, encumber, assign, transfer or convey the Property or any portion thereof during the term of the Site Lease. Improvements Title to all improvements made on the Property during the term of the Site Lease shall vest in the City. Term; Termination Term. The term of the Site Lease shall commence as of the date of commencement of the term of the Lease Agreement and shall remain in full force and effect from such date to and including the Scheduled Termination Date,unless such term is extended or sooner terminated as hereinafter provided. Extension; Early Termination. If, on the Scheduled Termination Date, the Bonds shall not be fully paid, or provision therefor made in accordance with the provisions of the Indenture summarized under the caption"INDENTURE —Defeasance," or the Indenture shall not be discharged by its terms, or if the Rental Payments payable under the Lease Agreement shall have been abated at any time, then the term of the Site Lease shall be automatically extended until the date upon which all Bonds shall be fully paid, or provision therefor made in accordance with the provisions of the Indenture summarized under the caption "INDENTURE—Defeasance," and the Indenture shall be discharged by its terms, except that the term of the Site Lease shall in no event be extended more than ten years. If, prior to the Scheduled Termination Date, all Bonds shall be fully paid, or provisions therefor made in accordance with the provisions of the Indenture summarized under the caption "INDENTURE — Defeasance," and the Indenture shall be discharged by its terms, the term of the Site Lease shall end simultaneously therewith. Action on Default. In each and every case upon the occurrence and during the continuance of a default by the Authority under the Site Lease, the City shall have all the rights and remedies permitted by law, except the City, to the extent permitted by law, waives any and all rights to terminate the Site Lease. Miscellaneous Amendments; Substitution and Release. The Site Lease may be amended, changed, modified, altered or terminated only in accordance with the provisions of the Lease Agreement. The City shall have the right to substitute alternate real property for the Property or to release portions of the Property as provided in the Lease Agreement. Assignment. The Authority and City acknowledge that the Authority has assigned its right, title and interest in and to the Site Lease to the Trustee pursuant to the Indenture. The City consents to such assignment. The City consents to the Indenture and acknowledges and agrees to the rights of the Trustee as set forth therein. Applicable Law. The Site Lease shall be governed by and construed in accordance with the laws of the State of California. THE LEASE AGREEMENT Lease of Property; Term Lease of Property. (a) Pursuant to the Lease Agreement, the Authority leases to the City and the City leases from the Authority the Property, on the terms and conditions set forth in the Lease Agreement, subject to all Permitted Encumbrances. D-12 (b) The leasing of the Property by the City to the Authority pursuant to the Site Lease shall not effect or result in a merger of the City's leasehold estate in the Property as lessee under the Lease Agreement and its fee estate in the Property as lessor under the Site Lease, and the Authority shall continue to have a leasehold estate in the Property pursuant to the Site Lease throughout the term thereof and of the Lease Agreement. The Lease Agreement shall constitute a sublease with respect to the Property. The leasehold interest in the Property granted by the City to the Authority pursuant to the Site Lease is and shall be independent of the Lease Agreement and the Lease Agreement shall not be an assignment or surrender of the leasehold interest in the Property granted to the Authority under the Site Lease. Term; Occupancy. (a) The term of the Lease Agreement shall commence on the Closing Date and shall end on the Scheduled Termination Date, unless such term is extended or sooner terminated as hereinafter provided. If, on the Scheduled Termination Date, all of the Bonds shall not be fully paid or deemed to have been paid in accordance with the provisions of the Indenture summarized under the caption "INDENTURE — Defeasance," or any Rental Payments shall remain due and payable or shall have been abated at any time, then the term of the Lease Agreement shall be extended until the date upon which all of the Bonds shall be fully paid or deemed to have been paid in accordance with the provisions of the Indenture summarized under the caption "INDENTURE — Defeasance," and all Rental Payments due and payable shall have been paid in full; provided, however, that the term of the Lease Agreement shall in no event be extended more than ten years beyond the Scheduled Termination Date.If, prior to the Scheduled Termination Date, all of the Bonds shall be fully paid or deemed to have been paid in accordance with the provisions of the Indenture summarized under the caption "INDENTURE — Defeasance," and all Rental Payments due and payable shall have been paid in full, the term of the Lease Agreement shall end simultaneously therewith. (b) The City shall take possession of the Property on the Closing Date. Rental Payments Base Rental Payments. (a) General. The Rental Payments, including Base Rental Payments, for each Rental Period shall be paid by the City to the Authority for and in consideration of the right to use and occupy the Property and in consideration of the continued right to the quiet use and enjoyment thereof during such Rental Period. The obligation of the City to pay the Base Rental Payments does not constitute a debt of the City or of the State of California or of any political subdivision thereof in contravention of any constitutional or statutory debt limit or restriction, and does not constitute an obligation for which the City or the State of California is obligated to levy or pledge any form of taxation or for which the City or the State of California has levied or pledged any form of taxation. (b) Base Rental Payments. Subject to the provisions of the Lease Agreement summarized under the subcaption "— Rental Abatement," the City shall, on each Base Rental Deposit Date, pay to the Authority a Base Rental Payment in an amount equal to the principal of, and interest on, the Bonds due and payable on the next succeeding Principal Payment Date or Interest Payment Date, as applicable, including any such principal due and payable by reason of mandatory sinking fund redemption of the Bonds; provided, however, that the amount of such Base Rental Payment shall be reduced by the amount, if any, available in the Payment Fund, the Principal Account or the Interest Account on such Base Rental Deposit Date to pay such principal of, or interest on, the Bonds. (c) Payments other than Regularly Scheduled Payments. If the term of the Lease Agreement shall have been extended pursuant to the terms thereof, the obligation of the City to pay Rental Payments shall continue to and including the Base Rental Deposit Date preceding the date of termination of the Lease Agreement (as so extended pursuant to the terms thereof). Upon such extension, the Base Rental Payments payable during such extended term shall be established so that such Base Rental Payments will D-13 in the aggregate be sufficient to pay the unpaid principal of, and interest accrued and to accrue on, the Bonds; provided, however, that the Rental Payments payable in any Rental Period shall not exceed the annual fair rental value of the Property. Additional Rental Payments. The City shall also pay, as Additional Rental Payments, such amounts as shall be required for the payment of the following: (a) all taxes and assessments of any type or nature charged to the Authority or the City or affecting the Property or the respective interests or estates of the Authority or the City therein; (b) all reasonable administrative costs of the Authority relating to the Property including, but without limiting the generality of the foregoing, salaries, wages, fees and expenses payable by the Authority under the Indenture, fees of auditors, accountants, attorneys or engineers, and all other necessary and reasonable administrative costs of the Authority or charges required to be paid by it in order to maintain its existence or to comply with the terms of the Indenture or the Lease Agreement or to defend the Authority and its members, officers, agents and employees; (c) insurance premiums for all insurance required pursuant to the Lease Agreement; (d) any amounts with respect to the Bonds required to be rebated to the federal government in accordance with section 148(f) of the Code, and (e) all other payments required to be paid by the City under the provisions of the Lease Agreement or the Indenture. Amounts constituting Additional Rental Payments payable under the Lease Agreement shall be paid by the City directly to the person or persons to whom such amounts shall be payable. The City shall pay all such amounts when due or at such later time as such amounts may be paid without penalty or, in any other case, within 60 days after notice in writing from the Trustee to the City stating the amount of Additional Rental Payments then due and payable and the purpose thereof. Fair Rental Value. The parties to the Lease Agreement have agreed and determined that the Rental Payments are not in excess of the fair rental value of the Property. Payment Provisions. Each installment of Base Rental Payments payable under the Lease Agreement shall be paid in lawful money of the United States of America to or upon the order of the Authority at the Principal Office of the Trustee, or such other place or entity as the Authority shall designate.Notwithstanding any dispute between the Authority and the City, the City shall make all Rental Payments when due without deduction or offset of any kind and shall not withhold any Rental Payments pending the final resolution of such dispute. hi the event of a determination that the City was not liable for said Rental Payments or any portion thereof, said payments or excess of payments, as the case may be, shall be credited against subsequent Rental Payments due under the Lease Agreement or refunded at the time of such determination. Appropriations Covenant. The City covenants to take such action as may be necessary to include all Rental Payments due under the Lease Agreement in its annual budgets and to make necessary annual appropriations for all such Rental Payments. The covenants on the part of the City summarized in this paragraph shall be deemed to be and shall be construed to be duties imposed by law and it shall be the duty of each and every public official of the City to take such action and do such things as are required by law in the performance of the official duty of such officials to enable the City to carry out and perform such covenants. D-14 Rental Abatement. Except as otherwise specifically provided under this subcaption, "— Rental Abatement," during any period in which,by reason of material damage to, or destruction or condemnation of, the Property, or any defect in title to the Property, there is substantial interference with the City's right to use and occupy any portion of the Property, Rental Payments shall be abated proportionately, and the City waives the benefits of California Civil Code Sections 1932(2) and 1933(4) and any and all other rights to terminate the Lease Agreement by virtue of any such interference, and the Lease Agreement shall continue in full force and effect. The amount of such abatement shall be agreed upon by the City and the Authority. The City and the Authority shall provide the Trustee with a certificate setting forth the amount of such abatement and the basis therefor. Such abatement shall continue for the period commencing with the date of interference resulting from such damage, destruction, condemnation or title defect and, with respect to damage to or destruction of the Property, ending with the substantial completion of the work of repair or replacement of the Property, or the portion thereof so damaged or destroyed, and the term of the Lease Agreement shall be extended as provided therein; provided, however, that such term shall in no event be extended more than ten years beyond the Scheduled Termination Date. Notwithstanding the foregoing, to the extent that moneys are available for the payment of Rental Payments in any of the funds and accounts established under the Indenture, Rental Payments shall not be abated as provided above but, rather, shall be payable by the City as a special obligation payable solely from said funds and accounts. Representations and Warranties; Covenants and Agreements Net-Net-Net Lease. The Lease Agreement shall be, and shall be deemed and construed to be, a "net-net-net lease" and the Rental Payments shall be an absolute net return to the Authority, free and clear of any expenses, charges or set-offs whatsoever and notwithstanding any dispute between the City and the Authority. Disclaimer of Warranties. The Authority makes no agreement, warranty or representation, either express or implied, as to the value, design, condition, merchantability or fitness for a particular purpose or fitness for use of the Property, or warranty with respect thereto. The City acknowledges that the Authority is not a manufacturer of any portion of the Property or a dealer therein, that the City leases the Property as is, it being agreed that all of the aforementioned risks are to be borne by the City. Quiet Enjoyment. So long as no Lease Default Event shall have occurred and be continuing, the City shall at all times during the term of the Lease Agreement peaceably and quietly have, hold and enjoy the Property without suit, trouble or hindrance from the Authority. Right of Entry. The Authority shall have the right to enter upon and to examine and inspect the Property during reasonable business hours (and in emergencies at all times) for any purpose connected with the Authority's rights or obligations under the Lease Agreement, and for all other lawful purposes. Use of the Property. The City shall not use, operate or maintain the Property improperly, carelessly, in violation of any applicable law or in a manner contrary to that contemplated by the Lease Agreement. In addition, the City agrees to comply in all respects (including, without limitation, with respect to the use, maintenance and operation of the Property) with all laws of the jurisdictions in which its operations may extend and any legislative, executive, administrative or judicial body exercising any power or jurisdiction over the Property; provided, however, that the City may contest in good faith the validity or application of any such law or rule in any reasonable manner which does not, in the opinion of the Authority, adversely affect the estate of the Authority in and to any of the Property or its interest or rights under the Lease Agreement. D-15 Maintenance and Utilities. As part of the consideration for rental of the Property, all improvement, repair and maintenance of the Property shall be the responsibility of the City, and the City shall pay for or otherwise arrange for the payment of all utility services supplied to the Property, which may include, without limitation,janitor service, security,power, gas, telephone, light, heating, ventilation, air conditioning, water and all other utility services, and shall pay for or otherwise arrange for payment of the cost of the repair and replacement of the Property resulting from ordinary wear and tear or want of care on the part of the City. In exchange for the Rental Payments, the Authority agrees to provide only the Property. Additions to Property. Subject to the provisions of the Lease Agreement summarized under the subcaption "— Liens", the City and any sublessee shall, at its own expense, have the right to make additions, modifications and improvements to the Property. To the extent that the removal of such additions, modifications or improvements would not cause material damage to the Property, such additions, modifications and improvements shall remain the sole property of the City or such sublessee, and neither the Authority nor the Trustee shall have any interest therein. Such additions, modifications and improvements shall not in any way damage the Property or cause it to be used for purposes other than those authorized under the provisions of state and federal law, and the Property, upon completion of any addition, modification or improvement made pursuant to this paragraph, shall be of a value which is at least equal to the value of the Property immediately prior to the making of such addition, modification or improvement. Installation of City's Equipment. The City and any sublessee may at any time and from time to time, in its sole discretion and at its own expense, install or permit to be installed items of equipment or other personal property in or upon the Property. All such items shall remain the sole property of the City or such sublessee, and neither the Authority nor the Trustee shall have any interest therein. The City or such sublessee may remove or modify such equipment or other personal property at any time, provided that such party shall repair and restore any and all damage to the Property resulting from the installation, modification or removal of any such items, and the Property, upon completion of any installation, modification or removal made pursuant to this paragraph, shall be of a value which is at least equal to the value of the Property immediately prior to the making of such installation, modification or removal. Nothing in the Lease Agreement shall prevent the City or any sublessee from purchasing items to be installed pursuant to this paragraph under a conditional sale or lease purchase contract, or subject to a vendor's lien or security agreement as security for the unpaid portion of the purchase price thereof, provided that no such lien or security interest shall attach to any part of the Property. Taxes. The City shall pay or cause to be paid all taxes and assessments of any type or nature charged to the Authority or the City or affecting the Property or the respective interests or estates therein; provided, however, that with respect to special assessments or other governmental charges that may lawfully be paid in installments over a period of years, the City shall be obligated to pay only such installments as and when the same become due. Upon notice to the Authority and the Trustee, the City or any sublessee may, at the City's or such sublessee's expense and in its name, in good faith contest any such taxes, assessments, utility and other charges and, in the event of any such contest, may permit the taxes, assessments or other charges so contested to remain unpaid during the period of such contest and any appeal therefrom unless the Authority or the Trustee shall notify the City or such sublessee that, in the opinion of independent counsel, by nonpayment of any such items, the interest of the Authority in the Property will be materially endangered or the Property, or any part thereof, will be subject to loss or forfeiture, in which event the City or such sublessee shall promptly pay such taxes, assessments or charges or provide the Authority with full security against any loss which may result from nonpayment, in form satisfactory to the Authority and the Trustee. D-16 Liens. In the event the City shall at any time during the term of the Lease Agreement cause any changes, alterations, additions, improvements, or other work to be done or performed or materials to be supplied, in or upon the Property, the City shall pay, when due, all sums of money that may become due for, or purporting to be for, any labor, services, materials, supplies or equipment furnished or alleged to have been furnished to or for the City in, upon or about the Property and which may be secured by a mechanics', materialmen's or other lien against the Property or the Authority's interest therein, and shall cause each such lien to be fully discharged and released at the time the performance of any obligation secured by any such lien matures or becomes due, except that, if the City desires to contest any such lien, it may do so as long as such contest is in good faith. If any such lien shall be reduced to final judgment and such judgment or such process as may be issued for the enforcement thereof is not promptly stayed, or if so stayed and said stay thereafter expires, the City shall forthwith pay and discharge said judgment. Compliance with Law, Regulations,Etc. The City represents and warrants that, after due inquiry, it has no knowledge and has not given or received any written notice indicating that the Property or the use thereof or any practice, procedure or policy employed by it in the conduct of its business with respect to the Property materially violates any Laws and Regulations. No Condemnation. The City shall not exercise the power of condemnation with respect to the Property. If for any reason the foregoing covenant shall be held by a court of competent jurisdiction to be unenforceable and the City condemns the Property or if the City breaches such covenant, the City agrees that the value of the City's leasehold estate under the Lease Agreement in the Property shall be not less than the greater of(a) the amount sufficient to redeem the Bonds pursuant to the Indenture if the Bonds are then subject to redemption, or (b) the amount sufficient to defease the Bonds to the first available redemption date in accordance with the Indenture if the Bonds are not then subject to redemption. Authority's Purpose. So long as any Bonds are Outstanding, the Authority shall not engage in any activities inconsistent with the purposes for which the Authority is organized, as set forth in the agreement pursuant to which the Authority was created. Insurance Public Liability and Property Damage Insurance; Workers' Compensation Insurance. (a) The City shall maintain reasonable and customary liability insurance. The City's obligations under this paragraph (a) may be satisfied by self-insurance, provided that such self-insurance complies with the provisions of the Lease Agreement summarized under the subcaption"—Self-Insurance." (b) The City shall maintain or cause to be maintained casualty insurance insuring the Property against fire, lightning and all other risks covered by an extended coverage endorsement (excluding earthquake) to the full insurable value of the Property, subject to a $100,000 loss deductible provision. Full insurable value shall not be less than the aggregate principal amount of the Outstanding Bonds. The insurance required under this paragraph(b) may be maintained in whole or in part in the form of self-insurance, provided that such self-insurance complies with the provisions of the Lease Agreement summarized under the subcaption"—Self-Insurance." (c) The City shall maintain rental interruption insurance to cover the Authority's loss, total or partial, of Base Rental Payments resulting from the loss, total or partial, of the use of any part of the Property as a result of any of the hazards required to be covered pursuant to paragraph (b) above in an amount not less than an amount equal to two times Maximum Annual Debt Service. The insurance required under this paragraph(c) may not be maintained in whole or in part in the form of self-insurance. (d) The insurance required by paragraphs (a), (b) and(c) above shall be provided by insurers rated"A" or better by Fitch,A.M. Best Company or S&P. D-17 Additional Insurance Provision; Form of Policies. The City shall pay or cause to be paid when due the premiums for all insurance policies required by the Lease Agreement. All such policies shall provide that the Trustee shall be given 30 days notice of the expiration thereof, any intended cancellation thereof or any reduction in the coverage provided thereby. The Trustee shall be fully protected in accepting payment on account of such insurance or any adjustment, compromise or settlement of any loss agreed to by the Trustee. The City shall cause to be delivered to the Trustee on or before October 15 of each year, commencing October 15, 2012, a schedule of the insurance policies being maintained in accordance with the Lease Agreement and a Written Certificate of the City stating that such policies are in full force and effect and that the City is in full compliance with the requirements of the provisions of the Lease Agreement summarized under the caption "— Insurance." The Trustee shall be entitled to rely upon said Written Certificate of the City as to the City's compliance with such provisions of the Lease Agreement. The Trustee shall not be responsible for the sufficiency of the coverage or the amounts of such policies. Self-hisurance. Insurance provided through a California joint powers authority of which the City is a member or with which the City contracts for insurance shall be deemed to be self-insurance for purposes of the Lease Agreement.Any self-insurance maintained by the City pursuant to the provisions of the Lease Agreement summarized under the caption "— Insurance," shall comply with the following terms: (a) the self-insurance program shall be approved in writing by an Independent Insurance Consultant; (b) the self-insurance program shall include an actuarially sound claims reserve fund out of which each self-insured claim shall be paid, the adequacy of each such fund shall be evaluated on an annual basis by the Independent Insurance Consultant and any deficiencies in any self-insured claims reserve fund shall be remedied in accordance with the recommendation of such Independent Insurance Consultant; (c) the self-insured claims reserve fund shall be held in a separate trust fund by an independent trustee, which may be the Trustee serving as such under the Indenture, and (d) in the event the self-insurance program shall be discontinued, the actuarial soundness of its claims reserve fund, as determined by an Independent Insurance Consultant, shall be maintained. Title Insurance. The City shall provide, at its own expense, one or more ALTA title insurance policies for the Property, in the aggregate amount of not less than the aggregate principal amount of the Bonds. Said policy or policies shall insure (a) the fee interest of the City in the Property, (b) the Authority's ground leasehold estate in the Property under the Site Lease, and (c) the City's leasehold estate under the Lease Agreement in the Property, subject only to Permitted Encumbrances; provided, however, that one or more of said estates may be insured through an endorsement to such policy or policies. All Net Proceeds received under said policy or policies shall be deposited with the Trustee and applied as provided in the Indenture. So long as any of the Bonds remain Outstanding, each policy of title insurance obtained pursuant to the Lease Agreement or required by the Lease Agreement shall provide that all proceeds thereunder shall be payable to the Trustee for the benefit of the Owners. Eminent Domain; Right to Redeem Eminent Domain. If all of the Property (or portions thereof such that the remainder is not usable for public purposes by the City) shall be taken under the power of eminent domain, the term of the Lease Agreement shall cease as of the day that possession shall be so taken. If less than all of the Property shall D-18 be taken under the power of eminent domain and the remainder is usable for public purposes by the City at the time of such taking, then the Lease Agreement shall continue in full force and effect as to such remainder, and the parties waive the benefits of any law to the contrary, and in such event there shall be a partial abatement of the Rental Payments in accordance with the provisions of the Lease Agreement summarized under the subcaption "— Rental Payments — Rental Abatement" So long as any Bonds shall be Outstanding, any award made in eminent domain proceedings for the taking of the Property, or any portion thereof, shall be paid to the Trustee and applied to the redemption of Bonds as provided in the Indenture. Any such award made after all of the Bonds, and all other amounts due under the Indenture and under the Lease Agreement, have been fully paid, shall be paid to the City. Right to Redeem Bonds. (a) The City shall have the right to cause the Bonds to be redeemed pursuant to, and in accordance with the provisions of, the Indenture by providing the Trustee with funds sufficient for such purpose (which funds may be derived by the City from any source) and giving notice of the City's exercise of such right as provided in paragraph(b)below. (b) In order to exercise its right to cause Bonds to be redeemed pursuant to paragraph (a) above, the City shall give written notice to the Trustee of its intention to exercise such right, specifying the date on which such redemption shall be made, which date shall be not less than 45 days from the date such notice is given (unless otherwise agreed by the Trustee), and specifying the Series, maturities and amounts of Bonds to be redeemed. (c) The City shall have the right to cause Bonds to be deemed to have been paid pursuant to, and in accordance with the provisions of, the Indenture summarized under the subcaption "INDENTURE — Defeasance — Bonds Deemed To Have Been Paid" by providing the Trustee with funds sufficient for such purpose(which funds may be derived by the City from any source) and providing and delivering, or causing to be provided and delivered the other items required pursuant to said provisions of the Indenture to be provided or delivered in connection with such deemed payment. Assignment and Subletting; Substitution or Release; Title Assignment and Subleasing. Neither the Lease Agreement nor any interest of the City under the Lease Agreement shall be sold, mortgaged, pledged, assigned, or transferred by the City by voluntary act or by operation of law or otherwise, provided, however, that the Property may be subleased in whole or in part by the City, but only subject to the following conditions, which are, pursuant to the Lease Agreement, made conditions precedent to any such sublease: (a) the Lease Agreement and the obligation of the City to make all Rental Payments under the Lease Agreement shall remain the primary obligation of the City; (b) the City shall, within 30 days after the delivery thereof, furnish or cause to be furnished to the Authority and the Trustee a true and complete copy of such sublease, (c) no such sublease by the City shall cause the Property to be used for a purpose other than a governmental or proprietary function authorized under the provisions of the Constitution and laws of the State of California; (d) any sublease of the Property by the City shall explicitly provide that such sublease is subject to all rights of the Authority under the Lease Agreement, including, the right to re-enter and re-let the Property or terminate the Lease Agreement upon a default by the City; and D-19 (e) the City shall have filed or caused to be filed with the Authority and the Trustee an Opinion of Counsel to the effect that such sublease will not, in and of itself, cause the interest on Tax- Exempt Bonds to be included in gross income for federal income tax purposes. Substitution or Release of the Property. Subject to the provisions of the Lease Agreement summarized under this subcaption, "— Substitution or Release of the Property," the City shall have the right to substitute alternate real property for any portion of the Property or to release a portion of the Property from the Lease Agreement. All costs and expenses incurred in connection with any such substitution or release shall be borne by the City. Notwithstanding any substitution or release pursuant to the provisions of the Lease Agreement summarized under this subcaption, "— Substitution or Release of the Property," there shall be no reduction in or abatement of the Base Rental Payments due from the City under the Lease Agreement as a result of such substitution or release. Any such substitution or release of any portion of the Property shall be subject to the following conditions, which are, pursuant to the Lease Agreement, made conditions precedent to such substitution or release: (a) an independent certified real estate appraiser selected by the City shall have found (and shall have delivered a certificate to the Trustee setting forth its findings) that (i) the sum of Base Rental Payments plus Additional Rental Payments due under the Lease Agreement in any Rental Period is not in excess of the annual fair rental value of the Property, as constituted after such substitution or release, and (ii) the Property, as constituted after such substitution or release, has a useful life equal to or greater than the maximum remaining term of the Lease Agreement (including extensions thereof under the terms thereof); (b) the City shall have obtained or caused to be obtained an ALTA title insurance policy or policies with respect to any substituted property in the amount of the fair market value of such substituted property (which fair market value shall have been determined by an independent certified real estate appraiser), of the type and with the endorsements described in the provisions of the Lease Agreement summarized under the subcaption"—Insurance—Additional Insurance Provision;Form of Policies"; (c) the City shall have filed or caused to be filed with the Trustee an Opinion of Counsel to the effect that such substitution or release will not, in and of itself, cause the interest on Tax-Exempt Bonds to be included in gross income for federal income tax purposes; (d) the City shall have given, or shall have made arrangements for the giving of, any notice of the occurrence of such substitution or release required to be given pursuant to paragraph 4 of subsection (b) of Section 5 of the Continuing Disclosure Certificate (See APPENDIX F — FORM OF CONTINUING DISCLOSURE CERTIFICATE"); (e) the City, the Authority and the Trustee shall have executed, and the City shall have caused to be recorded with the county recorder of the county in which the Property is located, any document necessary to reconvey to the City the portion of the Property being substituted or released and to include any substituted real property in the description of the Property contained in the Lease Agreement and in the Site Lease, and (f) the City shall have certified to the Trustee that the substituted real property is essential for performing the City's governmental functions. Title to Property. Upon the termination or expiration of the Lease Agreement (other than as provided in the provisions of the Lease Agreement summarized under the subcaption"—Events of Default and Remedies—Action on Default"), and the first date upon which no Bonds are any longer Outstanding, all right, title and interest in and to the Property shall vest in the City. Upon any such termination or D-20 expiration, the Authority shall execute such conveyances, deeds and other documents as may be necessary to effect such vesting of record. Events of Default and Remedies Events of Default. The occurrence, from time to time, of any one or more of the following events shall constitute a Lease Default Event under the Lease Agreement: (a) the failure of the City to pay any Rental Payment payable under the Lease Agreement when the same becomes due and payable, time being expressly declared to be of the essence in the Lease Agreement; (b) the failure by the City to observe and perform any of the other covenants, agreements or conditions on its part in the Lease Agreement contained, if such failure shall have continued for a period of 30 days after written notice thereof, specifying such failure and requiring the same to be remedied, shall have been given to the City by the Trustee, the Authority or the Owners of not less than 5% in aggregate principal amount of the Bonds at the time Outstanding; provided, however, that if, in the reasonable opinion of the City, the failure stated in the notice can be corrected, but not within such 30 day period, such failure shall not constitute a Lease Default Event if corrective action is instituted by the City within such 30 day period and the City shall thereafter diligently and in good faith cure such failure in a reasonable period of time, provided, further, however, that the period of time for such cure shall not exceed 90 days without the prior written consent of the Authority; (c) except as otherwise expressly permitted by the Lease Agreement, the assignment or transfer, either voluntarily or by operation of law or otherwise, of the City's interest in the Lease Agreement or any part thereof without the written consent of the Authority; (d) the abandonment of the Property by the City; or (e) the commencement by the City of a voluntary case under Title 11 of the United States Code or any substitute or successor statute. Action on Default. (a) In each and every case during the continuance of a.Lease Default Event under the Lease Agreement, the Authority, in addition to all other rights and remedies it may have at law, shall have the option either to exercise the rights provided for in paragraph (b) below or to exercise the rights provided for in paragraph(c)below. (b) In each and every case during the continuance of a Lease Default Event under the Lease Agreement, the Authority shall have the right to terminate the Lease Agreement in the manner hereinafter provided, notwithstanding any re-entry or re-letting of the Property as provided in paragraph (c) below, and to re-enter the Property and remove all persons in possession thereof and all personal property whatsoever situated upon the Property and place such personal property in storage in any warehouse or other suitable place, for the account of and at the expense of the City. In the event of such termination, the City agrees to surrender immediately possession of the Property, without let or hindrance, and to pay the Authority all damages recoverable at law that the Authority may incur by reason of default by the City, including, without limitation, any costs, loss or damage whatsoever arising out of, in connection with, or incident to any such re-entry upon the Property and removal and storage of such property by the Authority or its duly authorized agents in accordance with the provisions contained in the Lease Agreement. Neither notice to pay Rental Payments or to deliver up possession of the Property given pursuant to law nor any entry or re-entry by the Authority nor any proceeding in unlawful detainer, or otherwise, brought by the Authority for the purpose of effecting such re-entry or obtaining possession of the Property nor the appointment of a receiver upon initiative of the Authority to protect the Authority's D-21 interest under the Lease Agreement shall of itself operate to terminate the Lease Agreement, and no termination of the Lease Agreement on account of default by the City shall be or become effective by operation of law or acts of the parties to the Lease Agreement, or otherwise,unless and until the Authority shall have given written notice to the City of the election on the part of the Authority to terminate the Lease Agreement. The City covenants and agrees that no surrender of the Property or of the remainder of the term of the Lease Agreement or any termination of the Lease Agreement shall be valid in any manner or for any purpose whatsoever unless stated by the Authority by such written notice. (c) In each and every case during the continuance of a Lease Default Event under the Lease Agreement, the Authority shall have the right, without terminating the Lease Agreement (i) to collect each installment of Rental Payments as the same become due and enforce any other terms or provisions of the Lease Agreement to be kept or performed by the City, regardless of whether or not the City has abandoned the Property, or (ii) to exercise any and all rights of entry and re-entry upon the Property. In the event the Authority does not elect to terminate the Lease Agreement in the manner provided for in paragraph (b) above, the City shall remain liable and agrees to keep or perform all covenants and conditions in the Lease Agreement contained to be kept or performed by the City and, if the Property is not re-let, to pay the full amount of the Rental Payments to the end of the term of the Lease Agreement or, in the event that the Property is re-let, to pay any deficiency in Rental Payments that results therefrom; and further agrees to pay said Rental Payments and/or Rental Payment deficiency punctually at the same time and in the same manner as provided above for the payment of Rental Payments under the Lease Agreement, notwithstanding the fact that the Authority may have received in previous years or may receive thereafter in subsequent years Rental Payments in excess of the Rental Payments specified in the Lease Agreement, and notwithstanding any entry or re-entry by the Authority or suit in unlawful detainer, or otherwise, brought by the Authority for the purpose of effecting such re-entry or obtaining possession of the Property. Should the Authority elect to re-enter as provided in the Lease Agreement, the City irrevocably appoints the Authority as the agent and attorney-in-fact of the City to re-let the Property, or any part thereof, from time to time, either in the Authority's name or otherwise, upon such terms and conditions and for such use and period as the Authority may deem advisable and to remove all persons in possession thereof and all personal property whatsoever situated upon the Property and to place such personal property in storage in any warehouse or other suitable place, for the account of and at the expense of the City, and the City indemnifies and agrees to save harmless the Authority from any costs, loss or damage whatsoever arising out of, in connection with, or incident to any such re-entry upon and re-letting of the Property and removal and storage of such property by the Authority or its duly authorized agents in accordance with the provisions contained in the Lease Agreement. The City agrees that the terms of the Lease Agreement constitute full and sufficient notice of the right of the Authority to re-let the Property in the event of such re-entry without effecting a surrender of the Lease Agreement, and further agrees that no acts of the Authority in effecting such re-letting shall constitute a surrender or termination of the Lease Agreement irrespective of the use or the term for which such re-letting is made or the terms and conditions of such re-letting, or otherwise, but that, on the contrary, in the event of such default by the City the right to terminate the Lease Agreement shall vest in the Authority to be effected in the sole and exclusive manner provided for in paragraph (b) above. The City further agrees to pay the Authority the cost of any alterations or additions to the Property necessary to place the Property in condition for re- letting immediately upon notice to the City of the completion and installation of such additions or alterations. The term "re-let" or "re-letting" as used under this subcaption, "— Action on Default," shall include, but not be limited to,re-letting by means of the operation by the Authority of the Property. (d) The City waives any and all claims for damages caused or which may be caused by the Authority in re-entering and taking possession of the Property as provided in the Lease Agreement and all claims for damages that may result from the destruction of or injury to the Property and all claims for damages to or loss of any property belonging to the City, or any other person, that may be in or upon the Property. D-22 (e) Notwithstanding anything in the Lease Agreement to the contrary, the termination of the Lease Agreement by the Authority on account of a Lease Default Event under the Lease Agreement shall not effect or result in a termination of the lease of the Property by the City to the Authority pursuant to the Site Lease. Other Remedies. In addition to the other remedies provided for in the provisions of the Lease Agreement summarized under the subcaption "— Action on Default," during the continuance of a Lease Default Event under the Lease Agreement, the Authority shall be entitled to proceed to protect and enforce the rights vested in the Authority by the Lease Agreement or by law. The provisions of the Lease Agreement and the duties of the City and of its board, officers or employees shall be enforceable by the Authority by mandamus or other appropriate suit, action or proceeding in any court of competent jurisdiction. Without limiting the generality of the foregoing, the Authority shall have the right to bring the following actions: (a) by mandamus or other action or proceeding or suit at law or in equity to enforce its rights against the City or any board member, officer or employee thereof, and to compel the City or any such board member, officer or employee to perform or carry out its or his or her duties under law and the agreements and covenants required to be performed by it or him or her contained in the Lease Agreement; (b) by suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Authority; or (c) by suit, action or proceeding in any court of competent jurisdiction, to require the City and its board, officers and employees to account as if it or they were the trustee or trustees of an express trust. No Acceleration. Notwithstanding anything to the contrary contained in the Lease Agreement, the Authority shall have no right to accelerate Rental Payments upon the occurrence or continuance of a default or a Lease Default Event under the Lease Agreement. Remedies Not Exclusive. Subject to the provisions of the Lease Agreement summarized under the subcaption "—Action on Default," no remedy in the Lease Agreement conferred upon or reserved to the Authority is intended to be exclusive of any other remedy, and each such remedy shall be cumulative and shall be in addition to every other remedy given under the Lease Agreement or now or hereafter existing in law or in equity or by statute or otherwise and may be exercised without exhausting and without regard to any other remedy conferred by any law. If any statute or rule of law validly shall limit the remedies given to the Authority under the Lease Agreement, the Authority nevertheless shall be entitled to whatever remedies are allowable under any statute or rule of law. Waiver. No delay or omission of the Authority to exercise any right or power arising from the occurrence of any default or Lease Default Event shall impair any such right or power or shall be construed to be a waiver of any such default or Lease Default Event or an acquiescence therein, and every power and remedy given by the Lease Agreement to the Authority may be exercised from time to time and as often as may be deemed expedient. A waiver of a particular default or Lease Default Event shall not be deemed to be a waiver of any other default or Lease Default Event or of the same default or Lease Default Event subsequently occurring. The acceptance of Rental Payments under the Lease Agreement shall not be, or be construed to be, a waiver of any term, covenant or condition of the Lease Agreement. Attorney's Fees. In the event the Authority shall prevail in any action brought to enforce any of the terms and provisions of the Lease Agreement, the City agrees to pay a reasonable amount as and for attorney's fees incurred by the Authority in attempting to enforce any of the remedies available to the Authority under the Lease Agreement. D-23 Authority Event of Default; Action on Authority Event of Default. The failure by the Authority to observe and perform any covenants, agreements or conditions on its part in the Lease Agreement contained, if such failure shall have continued for a period of 60 days after written notice thereof, specifying such failure and requiring the same to be remedied, shall have been given to the Authority and the Trustee, by the City, shall constitute an Authority Event of Default under the Lease Agreement; provided, however, that if, in the reasonable opinion of the Authority the failure stated in the notice can be corrected, but not within such 60 day period, such failure shall not constitute an Authority Event of Default if corrective action is instituted by the Authority within such 60 day period and the Authority shall thereafter diligently and in good faith cure such failure in a reasonable period of time. hi each and every case upon the occurrence and during the continuance of an Authority Event of Default by the Authority under the Lease Agreement, the City shall have all the rights and remedies permitted by law. Amendments (a) The Lease Agreement and the Site Lease, and the rights and obligations of the City and the Authority thereunder, may be amended at any time by an amendment thereto, which shall become binding upon execution by the City and the Authority, but only with the prior written consent of the Owners of a majority of the aggregate principal amount of Bonds then Outstanding, exclusive of Bonds disqualified as provided in the Indenture. No such amendment shall (i) extend the payment date of any Base Rental Payment or reduce the amount of any Base Rental Payment without the prior written consent of the Owner of each Bond so affected, (ii)reduce the aforesaid percentage of Bonds the consent of the Owners of which is required for any amendment of the Lease Agreement or the Site Lease to become binding without the prior written consent of the Owners of all the Bonds then Outstanding, or (iii) amend the provisions of the Lease Agreement summarized under this caption, "— Amendments," without the prior written consent of the Owners of all the Bonds then Outstanding. (b) The Lease Agreement and the Site Lease, and the rights and obligations of the City and the Authority thereunder, may also be amended at any time by an amendment thereto, which shall become binding upon execution by the City and the Authority, without the written consents of any Owners, for any one or more of the following purposes: (i) to add to the covenants and agreements of the City or the Authority in the Lease Agreement or in the Site Lease contained other covenants and agreements thereafter to be observed, or to surrender any right or power in the Lease Agreement or in the Site Lease reserved to or conferred upon the City or the Authority; (ii) to make such provisions for the purpose of curing any ambiguity, inconsistency or omission, or of curing or correcting any defective provision contained in the Lease Agreement or in the Site Lease or in regard to questions arising under the Lease Agreement or under the Site Lease which the City or the Authority may deem desirable or necessary and not inconsistent with the Lease Agreement; (iii) to provide for the issuance of one or more Series of Additional Bonds, and to provide the terms and conditions under which such Series of Additional Bonds may be issued, subject to and in accordance with the provisions of the Indenture, (iv) to provide for the substitution or release of a portion of the Property in accordance with the provisions of the Lease Agreement summarized under the subcaption "—Assignment and Subletting; Substitution or Release, Title—Substitution or Release of the Property"; (v) to make such additions, deletions or modifications as may be necessary or appropriate to assure the exclusion from gross income for federal income tax purposes of interest on Tax- D-24 Exempt Bonds or maintain any federal interest subsidies expected to be received with respect to any Bonds; or (vi) to make such other changes in the Lease Agreement or in the Site Lease as the City or the Authority may deem desirable or necessary, and which shall not materially adversely affect the interests of the Owners. Miscellaneous Authority Not Liable. The Authority and its directors, officers, agents and employees, shall not be liable to the City or to any other party whomsoever for any death, injury or damage that may result to any person or property by or from any cause whatsoever in, on or about the Property. To the extent permitted by law, the City shall, at its expense, indemnify and hold the Authority and its directors, officers, agents and employees harmless against and from any and all claims by or on behalf of any Person arising from the acquisition, construction, occupation, use, operation, maintenance, possession, conduct or management of any work done in or about the Property or from the subletting of any part thereof, including any liability for violation of conditions, agreements, restrictions, laws, ordinances, or regulations affecting the Property or the occupancy or use thereof, but excepting the negligence or willful misconduct of the persons or entity seeking indemnity. hi no event shall the Authority be liable for any incidental, indirect, special or consequential damage in connection with or arising out of the Lease Agreement or the City's use of the Property. Assignment to Trustee; Effect. The parties to the Lease Agreement understand and agree that, upon the execution and delivery of the Indenture (which is occurring simultaneously with the execution and delivery of the Lease Agreement), all right, title and interest of the Authority in and to the Lease Agreement will be sold, assigned and transferred to the Trustee for the benefit of the Owners of the Bonds. The City consents to such sale, assignment and transfer. Upon the execution and delivery of the Indenture, references in the operative provisions of the Lease Agreement to the Authority shall be deemed to be references to the Trustee, as assignee of the Authority. California Law. The Lease Agreement shall be construed and governed in accordance with the laws of the State of California. INDENTURE The Bonds Authorization of Bonds. The Authority authorizes the issuance of the Bonds under and subject to the terms of the Indenture, the Act and other applicable laws of the State of California. The Bonds may consist of one or more Series of varying denominations, dates, maturities, interest rates and other provisions, subject to the provisions and conditions contained in the Inenture. The Bonds shall be designated generally as the "Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds," each Series thereof to bear such additional designation as may be necessary or appropriate to distinguish such Series from every other Series of Bonds. The Bonds shall be special obligations of the Authority, payable solely from the Lease Revenues and the other assets pledged therefor hereunder. Neither the faith and credit nor the taxing power of the Authority, the City or the State of California, or any political subdivision thereof, is pledged to the payment of the Bonds. Notwithstanding anything to the contrary contained herein, if, as a result of the limitations contained in the Lease Agreement, Base Rental Payments cannot be paid by the City in an amount D-25 sufficient to pay the principal of, or interest on, the Bonds otherwise payable on any date, such principal or interest shall be deemed not to be payable on such date, the nonpayment thereof on such date shall not constitute a default or an Event of Default under the Indenture and such principal or interest shall become payable on the date on which such Base Rental Payments becomes payable under and pursuant to the Lease Agreement. Terms of Series 2011A Bonds. (a) The Series 2011A Bonds shall be designated "Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A(Capital Improvement Refinancing Project)" (b) The Series 2011A Bonds shall be issued in fully registered form without coupons in Authorized Denominations. The Series 2011A Bonds shall be dated as of the Closing Date, shall be in the aggregate principal amount set forth in the Indenture, shall mature on September 1 of each year and shall bear interest (calculated on the basis of a 360-day year comprised of twelve 30-day months) at the rates per annum as set forth in the Indenture. (c) Interest on the Series 2011A Bonds shall be payable from the Interest Payment Date next preceding the date of authentication thereof unless (i) a Series 2011A Bond is authenticated on or before an Interest Payment Date and after the close of business on the preceding Record Date, in which event it shall bear interest from such Interest Payment Date, (ii) a Series 2011A Bond is authenticated on or before the first Record Date, in which event interest thereon shall be payable from the Closing Date, or (iii) interest on any Series 2011A Bond is in default as of the date of authentication thereof, in which event interest thereon shall be payable from the date to which interest has previously been paid or duly provided for. Interest shall be paid in lawful money of the United States on each Interest Payment Date. Except as otherwise provided in the Letter of Representations, interest shall be paid by check of the Trustee mailed by first class mail, postage prepaid, on each Interest Payment Date to the Owners of the Series 2011A Bonds at their respective addresses shown on the Registration Books as of the close of business on the preceding Record Date, provided,however, that, in the case of an Owner of$1,000,000 or more in aggregate principal amount of Series 2011A Bonds, upon the written request of such Owner to the Trustee, received at least ten days prior to a Record Date, specifying the account or accounts to which such payment shall be made, payment of interest shall be made by wire transfer of immediately available funds on the following Interest Payment Date. Any such request shall remain in effect until revoked or revised by such Owner by an instrument in writing delivered to the Trustee. (d) The principal of and premium, if any, on the Series 2011A Bonds shall be payable in lawful money of the United States of America upon presentation and surrender thereof upon maturity or earlier redemption at the Office of the Trustee. (e) The Series 2011A Bonds shall be in substantially the form set forth in the Indenture, with appropriate or necessary insertions, omissions and variations as permitted or required hereby. Issuance of Series 2011A Bonds; Application of Proceeds. The Authority may, at any time, execute the Series 2011A Bonds and deliver the same to the Trustee. The Trustee shall authenticate the Series 2011A Bonds and deliver the Series 2011A Bonds to the Original Purchaser upon receipt of a Written Request of the Authority and upon receipt of the purchase price therefor. Conditions for the Issuance of Additional Bonds. The Authority may at any time issue one or more Series of Additional Bonds (in addition to the Series 2011A Bonds) payable from Lease Revenues as provided in the Indenture on a parity with all other Bonds theretofore issued under the Indenture, but only subject to the following conditions, which are made conditions precedent to the issuance of such Additional Bonds: D-26 (a) neither the Authority nor the City shall be in default under the Indenture, the Lease Agreement or the Site Lease, (b) the issuance of such Additional Bonds shall have been authorized under and pursuant to the Act and under and pursuant to the Indenture and shall have been provided for by a Supplemental Indenture which shall specify the following: (i) the purposes for which such Additional Bonds are to be issued;provided, that the proceeds of the sale of such Additional Bonds shall be applied only for one or more of the following purposes: (A) providing funds to pay costs of City facilities (including capitalized interest), (B)providing funds to refund any Bonds issued under the Indenture or other obligations of the City, (C)providing funds to pay Costs of Issuance incurred in connection with the issuance of such Additional Bonds, and (D) providing funds to make any deposit to the Reserve Fund required pursuant to paragraph(c)below; (ii) the principal amount and designation of such Series of Additional Bonds and the denomination or denominations of the Additional Bonds, which shall be Authorized Denominations; (iii) that such Additional Bonds shall be payable as to interest on the Interest Payment Dates, except that the first installment of interest may be payable on either March 1 or September 1; (iv) the date, the maturity date or dates and the dates on which mandatory sinking fund redemptions, if any, are to be made for such Additional Bonds; provided, that (A) the serial Bonds of such Series of Additional Bonds shall be payable as to principal annually on September 1 of each year in which principal falls due, and the term Bonds of such Series of Additional Bonds shall have annual mandatory sinking fund redemptions on September 1, (B) all Additional Bonds of a Series of like maturity shall be identical in all respects, except as to number or denomination, and (C) serial maturities of serial Bonds or mandatory sinking fund redemptions for term Bonds, or any combination thereof, shall be established to provide for the redemption or payment of such Additional Bonds on or before their respective maturity dates; (v) the redemption premiums and terms, if any, for such Additional Bonds; (vi) the form of such Additional Bonds; and (vii) such other provisions that are appropriate or necessary and are not inconsistent with the provisions hereof, (c) upon the issuance of such Additional Bonds, the amount on deposit in the Reserve Fund shall be at least equal to the Reserve Requirement; and (d) upon the issuance of such Additional Bonds, the sum of Base Rental Payments, including any increase in the Base Rental Payments as a result of the issuance of such Additional Bonds, plus Additional Rental Payments, in any Rental Period shall not be in excess of the annual fair rental value of the Property after taking into account the use of the proceeds of such Additional Bonds (evidence of the satisfaction of such condition shall be made by a Written Certificate of the City). Procedure for the Issuance of Additional Bonds. Whenever the Authority and the City shall determine to authorize the issuance of any Additional Bonds, the Authority, the City and the Trustee shall enter into a Supplemental Indenture satisfying the conditions summarized under the subcaption "— D-27 Conditions for the Issuance of Additional Bonds" above. Before such Additional Bonds shall be issued, the Authority and the City shall file or cause to be filed with the Trustee the following: (a) an Opinion of Counsel setting forth(i) that counsel rendering such opinion has examined the Supplemental Indenture, the amendment to the Lease Agreement, if any, and the amendment to the Site Lease, if any, (ii) that the issuance of the Additional Bonds has been duly authorized by the Authority, (iii) that the execution and delivery of the Supplemental Indenture and, if any, the amendments to the Lease Agreement and the Site Lease have been duly authorized, executed and delivered by the Authority and the City, (iv) that upon execution and delivery of such Supplemental Indenture and any such amendments to the Lease Agreement and the Site Lease, the Indenture, as amended and supplemented by such Supplemental Indenture, and, if so amended, the Lease Agreement and the Site Lease, as amended by such amendments, will be valid and binding obligations of the Authority and the City, and (v) that the execution and delivery of the Supplemental Indenture and, if any, the amendments to the Lease Agreement and the Site Lease, in and of themselves, do not adversely affect the exclusion from gross income for federal income tax purposes of interest on Outstanding Tax-Exempt Bonds; (b) a Written Certificate of the Authority that the requirements summarized under the subcaption"—Conditions for the Issuance of Additional Bonds" above have been met; (c) a Written Certificate of the City that the requirements summarized under the subcaption — Conditions for the Issuance of Additional Bonds" above have been met, which shall include a certification as to the fair rental value of the Property, after giving effect to any amendments to the Lease Agreement and the Site Lease entered into in connection with the issuance of the Additional Bonds and taking into account the use of proceeds of such Additional Bonds; (d) certified copies of the resolutions of the Board of Directors of the Authority and the City Council of the City authorizing the execution and delivery of the Supplemental Indenture and, if any, the amendments to the Lease Agreement and the Site Lease, (e) executed counterparts or duly authenticated copies of the Supplemental Indenture and, if any, the amendments to the Lease Agreement and the Site Lease, with satisfactory evidence that any such amendments to the Lease Agreement and the Site Lease have been duly recorded in the appropriate records of the county in which the Property is located; (f) certified copies of the policies of insurance required by the Lease Agreement or certificates thereof, which shall evidence that the amounts of the rental interruption insurance required under the Lease Agreement have been increased, if applicable, to cover the amount of such Additional Bonds; and (g) an ALTA title insurance policy or other appropriate form of policy in the amount of the Additional Bonds of the type and with the endorsements described in the Lease Agreement. Upon the delivery to the Trustee of the foregoing instruments and upon the Trustee's being satisfied from an examination of said instruments that all of the documents required by the provisions summarized above have been delivered, the Trustee shall authenticate such Additional Bonds, and shall deliver such Additional Bonds to, or upon the request of, the Authority. Registration Books. The Trustee shall keep or cause to be kept, at the Office of the Trustee, sufficient records for the registration and transfer of ownership of the Bonds, which shall be available for inspection and copying by the Authority and the City upon reasonable notice, and, upon presentation for D-28 such purpose, the Trustee shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, on such records, the ownership of the Bonds as herein provided. Transfer and Exchange of Bonds. Any Bond may, in accordance with its terms, be transferred upon the Registration Books by the Person in whose name it is registered, in person or by his duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer, duly executed in a form acceptable to the Trustee. Whenever any Bond or Bonds shall be surrendered for transfer, the Authority shall execute and the Trustee shall authenticate and shall deliver a new Bond or Bonds of the same Series and maturity in a like aggregate principal amount, in any Authorized Denomination. The Trustee shall require the Owner requesting such transfer to pay any tax or other governmental charge required to be paid with respect to such transfer. The Bonds may be exchanged at the Office of the Trustee for a like aggregate principal amount of Bonds of the same Series and maturity of other Authorized Denominations. The Trustee shall require the payment by the Owner requesting such exchange of any tax or other governmental charge required to be paid with respect to such exchange. The Trustee shall not be obligated to make any transfer or exchange of Bonds of a Series pursuant to this Section during the period commencing on the date five days before the date of selection of Bonds of such Series for redemption and ending on the date of mailing notice of such redemption, or with respect to any Bonds of such Series selected for redemption. Bonds Mutilated, Lost, Destroyed or Stolen. If any Bond shall become mutilated, the Authority, at the expense of the Owner of said Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of the same Series and maturity in a like aggregate principal amount in exchange and substitution for the Bond so mutilated, but only upon surrender to the Trustee of the Bond so mutilated. Every mutilated Bond so surrendered to the Trustee shall be canceled by it and delivered to, or upon the order of, the Authority.If any Bond shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Trustee and, if such evidence and indemnity satisfactory to the Trustee shall be given, the Authority, at the expense of the Owner, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of the same Series and maturity in a like aggregate principal amount in lieu of and in replacement for the Bond so lost, destroyed or stolen (or if any such Bond shall have matured or shall have been selected for redemption, instead of issuing a replacement Bond, the Trustee may pay the same without surrender thereof). The Authority may require payment by the Owner of a sum not exceeding the actual cost of preparing each replacement Bond issued under this Section and of the expenses which may be incurred by the Authority and the Trustee. Any Bond of a Series issued under the provisions of this Section in lieu of any Bond of such Series alleged to be lost, destroyed or stolen shall constitute an original additional contractual obligation on the part of the Authority whether or not the Bond so alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shall be entitled to the benefits of the Indenture with all other Bonds of such Series secured by the Indenture. Pledge and Assignment;Funds and Accounts Pledge and Assignment. Subject only to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions set forth in the Indenture, all of the Lease Revenues and all amounts on deposit from time to time in the funds and accounts established under the Indenture(other than the Rebate Fund) are pledged to the payment of the principal of and interest on the Bonds as provided in the Indenture, and the Lease Revenues shall not be used for any other purpose while any of the Bonds remain Outstanding. Said pledge shall constitute a first lien on such assets. In order to secure such pledge of the Lease Revenues, the Authority sells, assigns and transfers to the Trustee, irrevocably and absolutely, without recourse, for the benefit of the Owners, all of its right, D-29 title and interest in and to the Site Lease and the Lease Agreement, including, without limitation, the right to receive Base Rental Payments and the right to exercise any remedies provided in the Lease Agreement in the event of a default by the City thereunder; provided, however, that the Authority shall retain the rights to indemnification and to payment or reimbursement of its reasonable costs and expenses under the Lease Agreement. The Trustee accepts said assignment for the benefit of the Owners, subject to the provisions of the Indenture. The Trustee shall be entitled to and shall receive all of the Base Rental Payments, and any Base Rental Payments collected or received by the Authority shall be deemed to be held, and to have been collected or received, by the Authority as agent of the Trustee and shall forthwith be paid by the Authority to the Trustee. Costs of Issuance Fund. (a) The Trustee shall establish and maintain a separate fund designated the "Costs of Issuance Fund." On the Closing Date, the Trustee shall deposit in the Costs of Issuance Fund the amount required to be deposited therein pursuant to the Indenture. (b) The moneys in the Costs of Issuance Fund shall be used and withdrawn by the Trustee from time to time to pay Costs of Issuance upon submission to the Trustee of a Written Request of the City substantially in the form attached to the Indenture. Upon receipt of each such Written Request of the City, the Trustee shall pay the amount set forth in such Written Request as directed by the terms thereof. Each such Written Request of the City shall be sufficient evidence to the Trustee of the facts stated therein and the Trustee shall have no duty to confirm the accuracy of such facts. (c) On the date that is six months after the Closing Date, the Trustee shall transfer any amounts then remaining in the Costs of Issuance Fund to the Payment Fund, and upon such transfer the Costs of Issuance Fund shall be closed. (d) If the Costs of Issuance Fund has been closed in accordance with the provisions of the Indenture, the Costs of Issuance Fund shall be reopened and reestablished by the Trustee in connection with the issuance of any Additional Bonds, if so provided in the Supplemental Indenture pursuant to which such Additional Bonds are issued. There shall be deposited in the Costs of Issuance Fund the portion, if any, of the proceeds of the sale of any Additional Bonds required to be deposited therein under the Supplemental Indenture pursuant to which such Additional Bonds are issued. Payment Fund. (a) The Trustee shall establish and maintain a separate fund designated the "Payment Fund." Within the Payment Fund, the Trustee shall establish and maintain a separate account designated the"Interest Account' and a separate account designated the"Principal Account." (b) All Lease Revenues received by the Trustee shall be deposited by the Trustee in the Payment Fund; provided, however, that Net Proceeds, other than those constituting proceeds of rental interruption insurance received with respect to the Property, shall not be deposited in the Payment Fund but, rather, shall be applied as provided in the provisions of the Indenture summarized under the subcaptions "— Net Proceeds and Title Insurance; Covenants — Application of Net Proceeds" and "— Net Proceeds and Title Insurance; Covenants — Title Insurance," as applicable. There shall additionally be deposited in the Payment Fund amounts transferred from the Reserve Fund pursuant to paragraph (c) summarized under the subcaption"—Pledge and Assignment;Funds and Accounts—Reserve Fund" (c) The Trustee, on each Interest Payment Date, shall transfer from the Payment Fund to the Interest Account an amount equal to the interest on the Bonds coming due on such Interest Payment Date. Moneys in the Interest Account shall be withdrawn and used by the Trustee for the purpose of paying interest on the Bonds as and when due and payable. D-30 (d) The Trustee, on each Principal Payment Date, shall transfer from the Payment Fund to the Principal Account an amount equal to the principal of the Bonds, including principal due and payable by reason of mandatory sinking fund redemption, coming due on such date. Moneys in the Principal Account shall be withdrawn and used by the Trustee for the purpose of paying principal of the Bonds, including principal due and payable by reason of mandatory sinking fund redemption, as and when due and payable. Redemption Fund. The Trustee shall establish and maintain a special fund designated the "Redemption Fund." The Trustee shall deposit in the Redemption Fund any amounts received from the City in connection with the City's exercise of its right pursuant to the provisions of the Lease Agreement summarized under the subcaption "— Eminent Domain; Right to Redeem — Right to Redeem Bonds" to cause Bonds to be optionally redeemed. Additionally, the Trustee shall deposit in the Redemption Fund any amounts required to be deposited therein pursuant to the provisions of the Indenture summarized under the subcaptions "— Net Proceeds and Title Insurance; Covenants — Application of Net Proceeds" and"—Net Proceeds and Title Insurance, Covenants—Title Insurance."Amounts in the Redemption Fund shall be disbursed therefrom by the Trustee for the payment of the redemption price of, and accrued interest on, Bonds redeemed pursuant to the Indenture. Reserve Fund. (a) The Trustee shall establish and maintain a special fund designated the "Reserve Fund." On the Closing Date, the Trustee shall deposit in the Reserve Fund the amount required to be deposited therein pursuant to the Indenture. There shall additionally be deposited in the Reserve Fund, in connection with the issuance of Additional Bonds, the amount required to be deposited therein under the Supplemental Indenture pursuant to which such Additional Bonds are issued. (b) The City may substitute a Reserve Facility for all or part of the moneys on deposit in the Reserve Fund by depositing such Reserve Facility with the Trustee, provided that, at the time of such substitution, the amount on deposit in the Reserve Fund, together with the amount available under all Reserve Facilities, shall be at least equal to the Reserve Requirement. Moneys for which a Reserve Facility has been substituted as provided in the Indenture shall be transferred, at the election of the City, to the Redemption Fund or, upon receipt of an Opinion of Counsel that such transfer will not, in and of itself, adversely affect the exclusion of interest on Outstanding Tax-Exempt Bonds from gross income for federal income tax purposes, to the City and applied to the payment of capital costs of the City. Amounts on deposit in the Reserve Fund which were not derived from payments under any Reserve Facility credited to the Reserve Fund to satisfy a portion of the Reserve Requirement shall be used and withdrawn by the Trustee prior to using and withdrawing any amounts derived from payments under such Reserve Facility. In order to accomplish such use and withdrawal of such amounts not derived from payments under any such Reserve Facility, the Trustee shall, as and to the extent necessary, liquidate any investments purchased with such amounts. (c) In the event that, on the second Business Day prior to a date on which the Trustee is to transfer money from the Payment Fund to the Interest Account pursuant to paragraph (c) under the subcaption "—Payment Fund" or to the Principal Account pursuant to paragraph (d) under the subcaption "— Payment Fund," amounts in the Payment Fund are insufficient for such purpose, the Trustee shall withdraw from the Reserve Fund, to the extent of any funds therein, the amount of such insufficiency, and shall transfer any amounts so withdrawn to the Payment Fund. If the amount on deposit in the Reserve Fund is not sufficient to make such transfer, the Trustee shall make a claim under any available Reserve Facility, in accordance with the provisions thereof, in order to obtain an amount sufficient to allow the Trustee to make such transfer as and when required. (d) In the event of any transfer from the Reserve Fund or the making of any claim under a Reserve Facility, the Trustee shall, within two Business Days thereafter, provide written notice to the D-31 Authority and the City of the amount and the date of such transfer or claim; provided,however, that such notice need not be provided if such transfer is made pursuant to paragraph(f) or paragraph(g)below. (e) If the sum of the amount on deposit in the Reserve Fund, plus the amount available under all available Reserve Facilities, is less than the Reserve Fund Requirement, the first of Base Rental Payments thereafter received from the City under the Lease Agreement and not needed to pay the principal of and interest on the Bonds on the next Interest Payment Date or Principal Payment Date shall be used, first, to reinstate the amounts available under any Reserve Facilities that have been drawn upon and, second, to increase the amount on deposit in the Reserve Fund, so that the amount available under all available Reserve Facilities, when added to the amount on deposit in the Reserve Fund, shall equal the Reserve Requirement. (f) If, as a result of the payment of principal of or interest on the Bonds, the Reserve Requirement is reduced, amounts on deposit in the Reserve Fund in excess of such reduced Reserve Requirement shall be transferred to the Payment Fund. (g) On any date on which Bonds are defeased in accordance with the Indenture, the Trustee shall, if so directed in a Written Request of the City, transfer any moneys in the Reserve Fund in excess of the Reserve Requirement resulting from such defeasance to the entity or fund so specified in such Written Request of the City, to be applied to such defeasance. (h) Moneys, if any, on deposit in the Reserve Fund shall be withdrawn and applied by the Trustee for the final payments of principal of and interest on the Bonds. Rebate Fund. The Trustee shall establish and maintain a special fund designated the "Rebate Fund." There shall be deposited in the Rebate Fund such amounts as are required to be deposited therein pursuant to the Tax Certificate, as specified in a Written Request of the Authority or a Written Request of the City. All money at any time deposited in the Rebate Fund shall be held by the Trustee in trust, to the extent required to satisfy the Rebate Requirement, for payment to the United States of America. Notwithstanding defeasance of the Bonds pursuant to the Indenture or anything to the contrary contained in the Indenture, all amounts required to be deposited into or on deposit in the Rebate Fund shall be governed exclusively by this paragraph and by the Tax Certificate(which is incorporated in the Indenture by reference). The Trustee shall be deemed conclusively to have complied with such provisions if it follows the written directions of the Authority or the City, and shall have no liability or responsibility to enforce compliance by the Authority or the City with the terms of the Tax Certificate. The Trustee may conclusively rely upon the determinations, calculations and certifications of the Authority or the City required by the Tax Certificate. The Trustee shall have no responsibility to independently make any calculation or determination or to review the calculations of the Authority or the City. Any funds remaining in the Rebate Fund after payment in full of all of the Bonds and after payment of any amounts described in this paragraph, shall, upon receipt by the Trustee of a Written Request of the City, be withdrawn by the Trustee and remitted to the City. Investments. (a) Except as otherwise provided in the Indenture, any moneys held by the Trustee in the funds and accounts established under the Indenture shall be invested by the Trustee upon the Written Request of the City, received at least two Business Days prior to the investment date, only in Permitted Investments, and in the absence of such direction shall be invested by the Trustee in Permitted Investments described in clause(5) of the definition thereof; provided,however, that any such investment shall be made by the Trustee only if, prior to the date on which such investment is to be made, the Trustee shall have received a Written Request of the City specifying a specific money market fund that satisfies the requirements of said paragraph in which such investment is to be made and, if no such Written Request is so received, the Trustee shall hold such moneys uninvested. The Trustee may act as principal or agent in the acquisition or disposition of any such investment. The Trustee shall not be liable or D-32 responsible for any loss suffered in connection with any such investment made by it under the terms of and in accordance with the Indenture. The Trustee shall sell or present for redemption any obligations so purchased whenever it shall be necessary in order to provide moneys to meet any payment of the funds so invested, and the Trustee shall not be liable or responsible for any losses resulting from any such investment sold or presented for redemption. Permitted Investments that are registerable securities shall be registered in the name of the Trustee. The Trustee shall be entitled to rely upon any investment directions from the City as conclusive certification to the Trustee that the investments described therein are permitted by the general laws of the State of California applicable to investments by cities. (b) Investments purchased with funds on deposit in the Payment Fund shall mature not later than the payment date immediately succeeding the investment. Investments purchased with funds on deposit in the Redemption Fund shall be invested in Permitted Investments described in clause (1)(a) of the definition thereof that mature on or prior to the redemption date on which such funds are to be applied to the redemption of Bonds. Notwithstanding anything to the contrary contained in the Indenture, investments purchased with funds on deposit in the Reserve Fund shall have an average aggregate weighted term to maturity of not greater than five years;provided, however, that if such investments may be redeemed at par so as to be available on each Interest Payment Date, any amount in the Reserve Fund may be invested in such redeemable Permitted Investments maturing on any date on or prior to the final maturity date of the Bonds. (c) Investments (except investment agreements) in any fund or account established under the Indenture shall be valued, exclusive of accrued interest (i) not less often than annually nor more often than monthly, and (ii) upon any draw upon the Reserve Fund. All investments of amounts deposited in any fund or account established under the Indenture shall be valued at the market value thereof. (d) Any interest or profits received with respect to investments held in any of the funds or accounts established under the Indenture (other than the Reserve Fund) shall be retained therein. Any interest or profits received with respect to investments held in the Reserve Fund shall be transferred to the Interest Account. Notwithstanding the foregoing, any such transfer or disbursement shall be made from the Reserve Fund only if and to the extent that, after such transfer, the amount on deposit in the Reserve Fund, together with amounts available to be drawn on all Reserve Facilities, if any, is at least equal to the Reserve Requirement. (e) The Authority and the City acknowledges that to the extent that regulations of the Comptroller of the Currency grant the Authority or the City the right to receive brokerage confirmations of security transactions as they occur, at no additional cost, to the extent permitted by law, the Authority and the City specifically waives receipt of such confirmations. The Trustee shall furnish the Authority and the City periodic transaction statements that include detail for all investment transactions made by the Trustee under the Indenture. Net Proceeds and Title Insurance; Covenants Application of Net Proceeds. If the Property or any portion thereof shall be damaged or destroyed, subject to the further requirements of the Indenture summarized under this subcaption, "— Application of Net Proceeds," the City shall, as expeditiously as possible, continuously and diligently prosecute or cause to be prosecuted the repair or replacement thereof, unless the City elects not to repair or replace the Property or the affected portion thereof in accordance with the provisions of the Indenture. The Net Proceeds of any insurance (other than Net Proceeds of rental interruption insurance), including the proceeds of any self-insurance, received on account of any damage or destruction of the Property or a portion thereof shall as soon as possible be deposited with the Trustee and be held by the Trustee in a special account and made available for and, to the extent necessary, shall be applied to the D-33 cost of repair or replacement of the Property or the affected portion thereof upon receipt of a Written Request of the City, together with invoices therefor. Pending such application, such proceeds may, pursuant to a Written Request of the City,be invested by the Trustee in Permitted Investments that mature not later than such times as moneys are expected to be needed to pay such costs of repair or replacement. Notwithstanding the foregoing, the City shall, within 60 days of the occurrence of the event of damage or destruction, notify the Trustee in writing as to whether the City intends to replace or repair the Property or the portions of the Property which were damaged or destroyed. If the City does intend to replace or repair the Property or portions thereof, the City shall deposit with the Trustee the full amount of any insurance deductible to be credited to the special account referred to above. If such damage, destruction or loss was such that there resulted a substantial interference with the City's right to the use or occupancy of the Property and an abatement in whole or in part of Rental Payments results from such damage or destruction pursuant to the provisions of the Lease Agreement summarized under the subcaption"LEASE AGREEMENT—Rental Payments— Rental Abatement," then the City shall be required either to (a) apply sufficient funds from the insurance proceeds and other legally available funds to the replacement or repair of the Property or the portions thereof which have been damaged to the condition which existed prior to such damage or destruction, or(b) apply sufficient funds from the insurance proceeds and other legally available funds to the redemption, pursuant to the provisions of the Indenture relating to extraordinary redemption, (i) of all of the Outstanding Bonds, or (ii) of such portion of the Outstanding Bonds as shall result in the remaining, non-abated Base Rental Payments being sufficient to pay, as and when due, the principal of and interest on the Bonds that will remain Outstanding after such redemption. If the City is required to apply funds from the insurance proceeds and other legally available funds to the redemption of Bonds in accordance with clause (b) above, the City shall direct the Trustee, in a Written Request of the City, to transfer the funds to be applied to such redemption to the Redemption Fund and the Trustee shall transfer such funds to the Redemption Fund. Any proceeds of any insurance, including the proceeds of any self-insurance remaining after the portion of the Property which was damaged or destroyed is restored to and made available to the City in substantially the same condition and annual fair rental value as that which existed prior to the damage or destruction as required by clause(a) above, or the redemption of Bonds as required by clause(b) above, in each case as evidenced by a Written Certificate of the City to such effect, shall be deposited in the Reserve Fund to the extent that the amount therein is less than the Reserve Requirement. If the City is not required to replace or repair the Property, or the affected portion thereof, as set forth in clause (a) above, or to use such amounts to redeem Bonds as set forth in clause (b) above, then such proceeds shall be deposited in the Reserve Fund to the extent that the amount therein is less than the Reserve Requirement.Any amounts not required to be so deposited into the Reserve Fund shall, if there is first delivered to the Trustee a Written Certificate of the City to the effect that the annual fair rental value of the Property after such damage or destruction, and after any repairs or replacements made as a result of such damage or destruction, is at least equal to 100% of the maximum amount of Base Rental Payments becoming due under the Lease Agreement in the then current Rental Period or any subsequent Rental Period and the fair replacement value of the Property after such damage or destruction is at least equal to the sum of the then unpaid principal components of Base Rental Payments, be paid to the City to be used for any lawful purpose. The proceeds of any award in eminent domain shall be deposited by the Trustee in the Redemption Fund and applied to the redemption of Bonds pursuant to the provisions of the Indenture relating to extraordinary redemption. Title Insurance. Net Proceeds of any policy of title insurance received by the Trustee in respect of the Property shall be applied and disbursed by the Trustee as follows: D-34 (a) if the City determines that the title defect giving rise to such proceeds has not substantially interfered with its use and occupancy of the Property and will not result in an abatement of Rental Payments payable by the City under the Lease Agreement, such proceeds shall, upon Written Request of the City,be remitted to the City and used for any lawful purpose thereof; or (b) if the City determines that the title defect giving rise to such proceeds has substantially interfered with its use and occupancy of the Property and will result in an abatement in whole or in part of Rental Payments payable by the City under the Lease Agreement, then the City shall, in a Written Request of the City, direct the Trustee to, and the Trustee shall immediately deposit such proceeds in the Redemption Fund and such proceeds shall be applied to the redemption of Bonds in the manner provided in the provisions of the Indenture relating to extraordinary redemption. Punctual Payment. The Authority shall punctually pay or cause to be paid the principal of, and premium, if any, and interest on the Bonds, in strict conformity with the terms of the Bonds and of the Indenture, according to the true intent and meaning thereof,but only out of the Base Rental Payments and other assets pledged for such payment as provided in the Indenture and received by the Authority or the Trustee. Compliance with Indenture. The Authority and the City shall faithfully comply with, keep, observe and perform all the agreements, conditions, covenants and terms contained in the Indenture required to be complied with,kept, observed and performed by them. Compliance with Site Lease and Lease Agreement. The Authority and the City shall faithfully comply with, keep, observe and perform all the agreements, conditions, covenants and terms contained in the Site Lease and the Lease Agreement required to be complied with, kept, observed and performed by them and, together with the Trustee, shall enforce the Site Lease and the Lease Agreement against the other party thereto in accordance with their respective terms. Observance of Laws and Regulations. The Authority, the City and the Trustee shall faithfully comply with, keep, observe and perform all valid and lawful obligations or regulations now or hereafter imposed on them by contract, or prescribed by any law of the United States of America or of the State of California, or by any officer, board or commission having jurisdiction or control, as a condition of the continued enjoyment of each and every franchise, right or privilege now owned or hereafter acquired by them, including their right to exist and carry on their respective businesses, to the end that such franchises, rights and privileges shall be maintained and preserved and shall not become abandoned, forfeited or in any manner impaired. Other Liens. The City shall keep the Property and all parts thereof free from judgments and materialmen's and mechanics' liens and free from all claims, demands, encumbrances and other liens of whatever nature or character, and free from any claim or liability which materially impairs the City in conducting its business or utilizing the Property, and the Trustee at its option (after first giving the City thirty days' written notice to comply therewith and failure of the City to so comply within such thirty-day period) may defend against any and all actions or proceedings, or may pay or compromise any claim or demand asserted in any such actions or proceedings; provided, however, that, in defending against any such actions or proceedings or in paying or compromising any such claims or demands, the Trustee shall not in any event be deemed to have waived or released the City from liability for or on account of any of its agreements and covenants contained in the Indenture, or from its obligation under the Indenture to perform such agreements and covenants. The Trustee shall have no liability with respect to any determination made in good faith to proceed or decline to defend, pay or compromise any such claim or demand. D-35 So long as any Bonds are Outstanding, none of the Trustee, the Authority or the City shall create or suffer to be created any pledge of or lien on the amounts on deposit in any of the funds or accounts created under the Indenture, other than the pledge and lien of the Indenture. The Authority and the Trustee shall not encumber the Property other than in accordance with the Site Lease, the Lease Agreement and the Indenture. Prosecution and Defense of Suits. The City shall promptly, upon request of the Trustee or any Owner, take such action from time to time as may be necessary or proper to remedy or cure any cloud upon or defect in the title to the Property or any part thereof, whether now existing or hereafter developing, shall prosecute all actions, suits or other proceedings as may be appropriate for such purpose and shall indemnify and save the Trustee and every Owner harmless from all cost, damage, expense or loss, including attorneys' fees, which they or any of them may incur by reason of any such cloud, defect, action, suit or other proceeding. Accounting Records and Statements. The Trustee shall keep proper accounting records in which complete and correct entries shall be made of all transactions of the Trustee relating to the receipt, deposit and disbursement of the Lease Revenues, and such accounting records shall be available for inspection by the Authority and the City at reasonable hours and under reasonable conditions. The Trustee shall, upon written request, make copies of the foregoing available, at the Owner's expense, to any Owner or its agent duly authorized in writing. Recordation. The City shall record, or cause to be recorded, with the appropriate county recorder, the Lease Agreement and the Site Lease, or memoranda thereof, and a memorandum of the assignment of the Authority's right, title and interest in and to the Site Lease and the Lease Agreement pursuant to the Indenture. Tax Covenants. (a) Neither the Authority nor the City shall take any action, or fail to take any action, if such action or failure to take such action would adversely affect the exclusion from gross income of interest on the Series 2011A Bonds under Section 103 of the Code. Without limiting the generality of the foregoing, each of the Authority and the City shall comply with the requirements of the Tax Certificate, which is incorporated in the Indenture as if fully set forth in the Indenture. This covenant shall survive payment in full or defeasance of the Series 2011A Bonds. (b) In the event that at any time the Authority or the City is of the opinion that for purposes of this subcaption, "— Tax Covenants," it is necessary or helpful to restrict or limit the yield on the investment of any moneys held by the Trustee in any of the funds or accounts established under the Indenture, the Authority or the City shall so instruct the Trustee in writing, and the Trustee shall take such action as may be necessary in accordance with such instructions. (c) Notwithstanding any provisions of the Indenture summarized under this subcaption, "— Tax Covenants," if the Authority or the City shall provide to the Trustee an Opinion of Counsel to the effect that any specified action required under this subcaption is no longer required or that some further or different action is required to maintain the exclusion from federal income tax of interest on the Series 2011A Bonds, the Trustee may conclusively rely on such opinion in complying with the requirements of this subcaption and of the Tax Certificate, and the covenants under the Indenture shall be deemed to be modified to that extent. Continuing Disclosure. The City shall comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of the Indenture, failure of the City to comply with the Continuing Disclosure Certificate shall not constitute an Event of Default under the Indenture, provided, however, that the Trustee, at the written direction of any Participating D-36 Underwriter or the holders of at least 25% of the aggregate principal amount of Outstanding Series 2011A Bonds, shall, upon receipt of indemnification reasonably satisfactory to the Trustee, or any holder or Beneficial Owner of the Series 2011A Bonds may, take such actions as may be necessary and appropriate to compel performance, including seeking mandate or specific performance by court order. Notifications Required by the Act. If at any time the Trustee fails to pay principal or interest due on any scheduled payment date for the Bonds or withdraws funds from the Reserve Fund to pay principal and interest on the Bonds, the Trustee shall notify the Authority in writing of such failure or withdrawal, as applicable, and, in accordance with Section 6599.1(c) of the Act, the Authority shall notify the California Debt and Investment Advisory Commission of such failure or withdrawal, as applicable, within 10 days of the failure or withdrawal, as applicable. Further Assurances. Whenever and so often as reasonably requested to do so by the Trustee or any Owner, the Authority and the City shall promptly execute and deliver or cause to be executed and delivered all such other and further assurances, documents or instruments and promptly do or cause to be done all such other and further things as may be necessary or reasonably required in order to further and more fully vest in the Trustee and the Owners all advantages, benefits, interests, powers, privileges and rights conferred or intended to be conferred upon them by the Indenture or by the Site Lease or the Lease Agreement. Events of Default and Remedies Events of Default. The occurrence, from time to time, of any one or more of the following events shall constitute an Event of Default under the Indenture: (a) failure to pay any installment of principal of any Bond as and when the same shall become due and payable, whether at maturity as therein expressed, by proceedings for redemption or otherwise, (b) failure to pay any installment of interest on any Bond as and when the same shall become due and payable; (c) a Lease Default Event shall have occurred and be continuing; (d) failure by the Authority to observe and perform any of the other covenants, agreements or conditions on its part in the Indenture or in the Bonds contained, if such failure shall have continued for a period of 30 days after written notice thereof, specifying such failure and requiring the same to be remedied, shall have been given to the Authority by the Trustee, the City or the Owners of not less than 5% in aggregate principal amount of the Bonds at the time Outstanding; provided, however, that if, in the reasonable opinion of the Authority, the failure stated in the notice can be corrected, but not within such 30 day period, such failure shall not constitute an Event of Default if corrective action is instituted by the Authority within such 30 day period and the Authority shall thereafter diligently and in good faith cure such failure in a reasonable period of time, (e) failure by the City to observe and perform any of the covenants, agreements or conditions on its part in the Indenture contained, if such failure shall have continued for a period of 30 days after written notice thereof, specifying such failure and requiring the same to be remedied, shall have been given to the City by the Trustee, the Authority or the Owners of not less than 5% in aggregate principal amount of the Bonds at the time Outstanding; provided, however, that if, in the reasonable opinion of the City, the failure stated in the notice can be corrected, but not within such 30 day period, such failure shall not constitute an Event of Default if corrective action is instituted by the City within such 30 day period D-37 and the City shall thereafter diligently and in good faith cure such failure in a reasonable period of time, or (f) the Authority or the City shall commence a voluntary case under Title 11 of the United States Code or any substitute or successor statute. Action on Default. hi each and every case during the continuance of an Event of Default, the Trustee may and, at the direction of the Owners of not less than a majority of the aggregate principal amount of Bonds then Outstanding (and upon indemnification of the Trustee to its reasonable satisfaction as provided in the Indenture), shall, upon notice in writing to the Authority and the City, exercise any of the remedies granted to the Authority under the Lease Agreement and, in addition, take whatever action at law or in equity may appear necessary or desirable to protect and enforce any of the rights vested in the Trustee or the Owners by the Indenture or by the Bonds, either at law or in equity or in bankruptcy or otherwise, whether for the specific enforcement of any covenant or agreement or for the enforcement of any other legal or equitable right, including any one or more of the remedies set forth in the provisions of the Indenture summarized under the subcaption"—Other Remedies of the Trustee." Other Remedies of the Trustee. During the continuance of an Event of Default, the Trustee shall have the right: (a) by mandamus or other action or proceeding or suit at law or in equity to enforce its rights against the Authority or the City or any member, director, officer or employee thereof, and to compel the Authority or the City or any such member, director, officer or employee to perform or carry out its or his or her duties under law and the agreements and covenants required to be performed by it or him or her contained in the Indenture or in the Bonds; (b) by suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Trustee or the Owners; or (c) by suit, action or proceeding in any court of competent jurisdiction, to require the Authority or the City, or both, to account as if it or they were the trustee or trustees of an express trust. Remedies Not Exclusive. No remedy in the Indenture conferred upon or reserved to the Trustee is intended to be exclusive of any other remedy, and each such remedy shall be cumulative and shall be in addition to every other remedy given under the Indenture or now or hereafter existing in law or in equity or by statute or otherwise and may be exercised without exhausting and without regard to any other remedy conferred by any law. The assertion or employment of any right or remedy under the Indenture, or otherwise, shall not prevent the concurrent assertion or employment of any other appropriate right or remedy. Application of Amounts After Default. If an Event of Default shall occur and be continuing, all Lease Revenues and any other funds thereafter received by the Trustee under any of the provisions of the Indenture shall be applied by the Trustee as follows and in the following order: (a) to the payment of any expenses necessary in the opinion of the Trustee to protect the interests of the Owners and payment of reasonable fees, charges and expenses of the Trustee (including reasonable fees and disbursements of its counsel) incurred in and about the performance of its powers and duties under the Indenture, (b) to the payment of all amounts then due for interest on the Bonds, ratably without preference or priority of any kind, according to the amounts of interest on such Bonds due and payable, with interest on the overdue interest at the rate borne by the respective Bonds; and D-38 (c) to the payment of all amounts then due for principal of the Bonds, ratably without preference or priority of any kind, according to the amounts of principal of the Bonds due and payable, with interest on the overdue principal at the rate borne by the respective Bonds. Power of Trustee to Enforce. All rights of action under the Indenture or the Bonds or otherwise may be prosecuted and enforced by the Trustee without the possession of any of the Bonds or the production thereof in any proceeding relating thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in the name of the Trustee for the benefit and protection of the Owners of such Bonds, subject to the provisions of the Indenture. Bond Owners Direction of Proceedings. Anything in the Indenture to the contrary notwithstanding, the Owners of a majority in aggregate principal amount of the Bonds then Outstanding shall have the right, by an instrument or concurrent instruments in writing executed and delivered to the Trustee, and upon indemnification of the Trustee to its reasonable satisfaction, to direct the method of conducting all remedial proceedings taken by the Trustee under the Indenture, provided, however, that such direction shall not be otherwise than in accordance with law and the provisions of the Indenture, and, provided, further, that the Trustee shall have the right to decline to follow any such direction which in the opinion of the Trustee would be unjustly prejudicial to Owners not parties to such direction. Limitation on Bond Owners' Right to Sue. No Owner of any Bond shall have the right to institute any suit, action or proceeding at law or in equity, for the protection or enforcement of any right or remedy under the Indenture, the Act or any other applicable law with respect to such Bonds, unless (a) such Owner shall have given to the Trustee written notice of the occurrence of an Event of Default, (b) the Owners of a majority in aggregate principal amount of the Bonds then Outstanding shall have made written request upon the Trustee to exercise the powers granted in the Indenture or to institute such suit, action or proceeding in its own name, (c) such Owner or said Owners shall have tendered to the Trustee indemnity against the costs, expenses and liabilities to be incurred in compliance with such request, and (d) the Trustee shall have refused or omitted to comply with such request for a period of 60 days after such written request shall have been received by, and said tender of indemnity shall have been made to, the Trustee. Such notification, request, tender of indemnity and refusal or omission are declared, in every case, to be conditions precedent to the exercise by any Owner of any remedy under the Indenture or under law; it being understood and intended that no one or more Owners shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of the Indenture or the rights of any other Owners, or to enforce any right under the Bonds, the Indenture, the Act or other applicable law with respect to the Bonds, except in the manner provided in the Indenture, and that all proceedings at law or in equity to enforce any such right shall be instituted,had and maintained in the manner provided in the Indenture and for the benefit and protection of all Owners, subject to the provisions of the Indenture. Termination of Proceedings. If any action, proceeding or suit to enforce any right or to exercise any remedy is abandoned or determined adversely to the Trustee or any Owner, then, subject to any such adverse determination, the Trustee, such Owner, the Authority and the City shall be restored to their former positions, rights and remedies as if such action, proceeding or suit had not been brought or taken. In case any proceedings taken by the Trustee or any one or more Owners on account of any Event of Default shall have been discontinued or abandoned for any reason or shall have been determined adversely to the Trustee or any Owner, then in every such case the Trustee, such Owner, the Authority and the City, subject to any determination in such proceedings, shall be restored to their former positions and rights under the Indenture, severally and respectively, and all rights, remedies, powers and duties of the Trustee, the Owners, the Authority and the City shall continue as though no such proceedings had been taken. D-39 No Waiver of Default. No delay or omission of the Trustee or of any Owner to exercise any right or power arising upon the occurrence of any default or Event of Default shall impair any such right or power or shall be construed to be a waiver of any such default or Event of Default or an acquiescence therein, and every power and remedy given by the Indenture to the Trustee or to the Owners may be exercised from time to time and as often as may be deemed expedient. The Trustee Duties and Liabilities of Trustee. The Trustee shall, prior to an Event of Default, and after the curing or waiver of all Events of Default which may have occurred, perform such duties and only such duties as are expressly and specifically set forth in the Indenture. The Trustee shall, during the existence of any Event of Default which has not been cured or waived, exercise such of the rights and powers vested in it by the Indenture, and use the same degree of care and skill in their exercise, as a prudent person would exercise or use under the circumstances in the conduct of such person's own affairs. Removal and Resignation of the Trustee. The Authority and the City may by an instrument in writing, remove the Trustee initially a party to the Indenture and any successor thereto unless an Event of Default shall have occurred and then be continuing, and shall remove the Trustee initially a party to the Indenture and any successor thereto if at any time (a) requested to do so by an instrument or concurrent instruments in writing signed by the Owners of a majority of the aggregate principal amount of the Bonds at the time Outstanding (or their attorneys duly authorized in writing), or (b) the Trustee shall cease to be eligible in accordance with the following sentence, and shall appoint a successor Trustee. The Trustee and any successor Trustee shall be a national banking association, trust company or commercial bank with trust powers having a combined capital (exclusive of borrowed capital) and surplus of at least $50,000,000 (or be part of a bank holding company with a combined capital and surplus of at least $50,000,000) and subject to supervision or examination by federal or state authorities. If such national banking association, trust company or commercial bank publishes a report of condition at least annually, pursuant to law or to the requirements of any supervising or examining authority above referred to, then for the purposes of this paragraph the combined capital and surplus of such national banking association, trust company or commercial bank shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The Trustee may at any time resign by giving written notice of such resignation to the Authority and the City and by giving notice, by first class mail, postage prepaid, of such resignation to the Owners at their addresses appearing on the Registration Books. Upon receiving such notice of resignation, the Authority and the City shall promptly appoint a successor Trustee by an instrument in writing; provided, however, that in the event the Authority and the City do not appoint a successor Trustee within 30 days following receipt of such notice of resignation, the resigning Trustee may, at the expense of the City, petition the appropriate court having jurisdiction to appoint a successor Trustee. Any resignation or removal of a Trustee and appointment of a successor Trustee shall become effective only upon acceptance of appointment by the successor Trustee. Any successor Trustee appointed under the Indenture shall signify its acceptance of such appointment by executing and delivering to the Authority and the City and to its predecessor Trustee a written acceptance thereof,and thereupon such successor Trustee, without any further act, deed or conveyance, shall become vested with all the moneys, estates, properties, rights, powers, trusts, duties and obligations of such predecessor Trustee, with like effect as if originally named Trustee in the Indenture, but, nevertheless, at the written request of the Authority, the City or of the successor Trustee, such predecessor Trustee shall execute and deliver any and all instruments of conveyance or further assurance and do such other things as may reasonably be required for more fully and certainly vesting in and confirming to such successor Trustee all the right, title and interest of such predecessor Trustee in and to any property held by it under the Indenture and shall pay over, transfer, assign and deliver to the successor Trustee any money or other property subject to the trusts and conditions set forth in the Indenture. D-40 Any corporation, association or agency into which the Trustee may be converted or merged, or with which it may be consolidated, or to which it may sell or transfer its corporate trust business and assets as a whole or substantially as a whole, or any corporation or association resulting from any such conversion, sale, merger, consolidation or transfer to which it is a party, provided that such entity meets the combined capital and surplus requirements of the Indenture, ipso facto, shall be and become successor trustee under the Indenture and vested with all the trusts, powers, discretions, immunities, privileges and all other matters as was its predecessor, without the execution or filing of any instrument or any further act, deed or conveyance on the part of any of the parties to the Indenture, anything in the Indenture to the contrary notwithstanding. Compensation and Indemnification of the Trustee. The City shall from time to time, subject to any written agreement then in effect with the Trustee, pay the Trustee reasonable compensation for all its services rendered under the Indenture and reimburse the Trustee for all its reasonable advances and expenditures (which shall not include "overhead expenses" except as such expenses are included as a component of the Trustee's stated annual fees) under the Indenture, including but not limited to advances to and reasonable fees and reasonable expenses of accountants, agents, appraisers, consultants or other experts, and counsel not directly employed by the Trustee but an attorney or firm of attorneys retained by the Trustee, employed by it in the exercise and performance of its rights and obligations under the Indenture, provided, however, that the Trustee shall not have any lien for such compensation or reimbursement against any moneys held by it in any of the funds or accounts established under the Indenture. The City shall, to the extent permitted by law, indemnify and save the Trustee harmless against any liabilities, costs, claims or expenses, including those of its attorneys, which it may incur in the exercise and performance of its powers and duties under the Indenture and under any related documents, including the enforcement of any remedies and the defense of any suit, and which are not due to its negligence or its willful misconduct. The duty of the City to indemnify the Trustee shall survive the termination and discharge of the Indenture and the resignation or removal of the Trustee. Protection of the Trustee. The Trustee shall be protected and shall incur no liability in acting or proceeding in good faith upon any affidavit, bond, certificate, consent, notice, request, requisition, resolution, statement, telegram, voucher, waiver or other paper or document which it shall in good faith believe to be genuine and to have been adopted, executed or delivered by the proper party or pursuant to any of the provisions of the Indenture, and the Trustee shall be under no duty to make any investigation or inquiry as to any statements contained or matters referred to in any such instrument, but may accept and rely upon the same as conclusive evidence of the truth and accuracy of such statements. The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by the Indenture at the request or direction of any of the Owners pursuant to the Indenture, unless such Owners shall have offered to the Trustee security or indemnity, reasonably satisfactory to the Trustee, against the reasonable costs, expenses and liabilities which might be incurred by it in compliance with such request or direction. Under no circumstances shall the Trustee request or be entitled to indemnification from the City for taking actions required by and in accordance with the Indenture, including, but not limited to, causing payments of principal of and interest on the Bonds to be made to the Owners thereof and carrying out redemptions of the Bonds in accordance with the terms of the Indenture. The Trustee may consult with counsel, who may be counsel to the Authority or the City, with regard to legal questions, and the opinion of such counsel shall be full and complete authorization and protection in respect to any action taken or suffered by it under the Indenture in good faith in accordance therewith. The Trustee shall not be responsible for the sufficiency of the Bonds or the Lease Agreement, for the recital of facts herein or for statements made in the preliminary or final official statement relating to the Bonds, or of the title to the Property. D-41 No provision of the Indenture shall require the Trustee to expend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties under the Indenture or in the exercise of any of its rights or powers under the Indenture. The Trustee shall not be deemed to have knowledge of an Event of Default under the Indenture unless it has actual knowledge thereof. The Trustee shall not be concerned with or accountable to anyone for the subsequent use or application of any moneys which shall be released or withdrawn in accordance with the provisions of the Indenture. The permissive right of the Trustee to do things enumerated in the Indenture shall not be construed as a duty and the Trustee shall not be answerable for other than its negligence or willful default. Whenever in the administration of its rights and obligations under the Indenture the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action under the Indenture, such matter(unless other evidence in respect thereof be specifically prescribed in the Indenture) may be deemed to be conclusively proved and established by a Written Certificate of the Authority or a Written Certificate of the City, and such certificate shall be full warrant to the Trustee for any action taken or suffered under the provisions of the Indenture upon the faith thereof, but in its discretion the Trustee may, in lieu thereof, accept other evidence of such matter or may require such additional evidence as it deems reasonable. The Trustee may buy, sell, own, hold and deal in any of the Bonds and may join in any action which any Owner may be entitled to take with like effect as if the Trustee were not a party to the Indenture. The Trustee, either as principal or agent, may also engage in or be interested in any financial or other transaction with the Authority or the City, and may act as agent, depository or trustee for any committee or body of Owners or of owners of obligations of the Authority or the City as freely as if it were not the Trustee under the Indenture. The Trustee may, to the extent reasonably necessary, execute any of the trusts or powers of the Indenture and perform any rights and obligations required of it under the Indenture by or through agents, attorneys or receivers, and shall be entitled to advice of counsel concerning all matters of trust and its rights and obligations under the Indenture, and the Trustee shall not be answerable for the negligence or misconduct of any such agent, attorney or receiver selected by it with reasonable care, provided,however, that in the event of any negligence or misconduct of any such attorney, agent or receiver, the Trustee shall diligently pursue all remedies of the Trustee against such agent, attorney or receiver. The Trustee shall not be liable for any error of judgment made by it in good faith unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts. The Trustee shall not be answerable for the exercise of any trusts or powers under the Indenture or for anything whatsoever in connection with the funds established under the Indenture, except only for its own willful misconduct,negligence or breach of an obligation under the Indenture. The Trustee may, on behalf of the Owners, intervene in any judicial proceeding to which the Authority or the City is a party and which, in the opinion of the Trustee and its counsel, affects the Bonds or the security therefor, and shall do so if requested in writing by the Owners of at least 5% of the aggregate principal amount of Bonds then Outstanding, provided the Trustee shall have no duty to take such action unless it has been indemnified to its reasonable satisfaction against all risk or liability arising from such action. D-42 The Trustee agrees to accept and act upon instructions or directions pursuant to the Indenture sent by unsecured e-mail, facsimile transmission or other similar unsecured electronic methods, provided, however, that, the Trustee shall have received an incumbency certificate listing persons designated to give such instructions or directions and containing specimen signatures of such designated persons, which such incumbency certificate shall be amended and replaced whenever a person is to be added or deleted from the listing. If the Authority elects to give the Trustee e-mail or facsimile instructions(or instructions by a similar electronic method) and the Trustee in its discretion elects to act upon such instructions, the Trustee's understanding of such instructions shall be deemed controlling. The Trustee shall not be liable for any losses, costs or expenses arising directly or indirectly from the Trustee's reliance upon and compliance with such instructions notwithstanding such instructions conflict or are inconsistent with a subsequent written instruction. The Authority agrees to assume all risks arising out of the use of such electronic methods to submit instructions and directions to the Trustee, including without limitation the risk of the Trustee acting on unauthorized instructions, and the risk of interception and misuse by third parties. Appointment of Co-Trustee. It is the purpose of the Indenture that there shall be no violation of any law of any jurisdiction (including particularly the laws of the State of California) denying or restricting the right of banking corporations or associations to transact business as Trustee in such jurisdiction. It is recognized that in the case of litigation under the Indenture, and in particular in case of the enforcement of the rights of the Trustee on default, or in the case the Trustee deems that by reason of any present or future law of any jurisdiction it may not exercise any of the powers, rights or remedies granted in the Indenture to the Trustee or hold title to the properties, in trust, as granted in the Indenture, or take any other action which may be desirable or necessary in connection therewith, it may be necessary that the Trustee appoint an additional institution as a separate or co-trustee. The following provisions of the Indenture summarized under this subcaption, "— Appointment of Co-Trustee," are adopted to these ends. In the event that the Trustee appoints an additional institution as a separate or co-trustee, each and every remedy, power, right, claim, demand, cause of action, immunity, estate, title, interest and lien expressed or intended by the Indenture to be exercised by or vested in or conveyed to the Trustee with respect thereto shall be exercisable by and vest in such separate or co-trustee but only to the extent necessary to enable such separate or co-trustee to exercise such powers, rights and remedies, and every covenant and obligation necessary to the exercise thereof by such separate or co-trustee shall run to and be enforceable by either of them. Any co-trustee shall be bound by the standards of care, duties and obligations of the Trustee under the Indenture as if such co-trustee were the Trustee. Any co-trustee shall be a national banking association, trust company or commercial bank doing business in the State of California and at all times shall have a combined capital (exclusive of borrowed capital) and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authorities. If such national banking association, trust company or commercial bank publishes a report of condition at least annually, pursuant to law or to the requirements of any supervising or examining authority above referred to, then for the purposes of this paragraph the combined capital and surplus of such national banking association, trust company or commercial bank shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. Should any instrument in writing from the Authority or the City be required by the separate trustee or co-trustee so appointed by the Trustee for more fully and certainly vesting in and confirming to it such properties, rights, powers, trusts, duties and obligations, any and all such instruments in writing shall, on request, be executed, acknowledged and delivered by the Authority or the City. In case any separate trustee or co-trustee, or a successor to either, shall become incapable of acting, resign or be removed, all the estates, properties, rights, powers, trusts, duties and obligations of such separate trustee or co-trustee, so far as permitted by law, shall vest in and be exercised by the Trustee until the appointment of a new Trustee or successor to such separate trustee or co-trustee. D-43 Supplemental Indentures Supplemental Indentures. (a) The Indenture and the rights and obligations of the Authority, the City, the Trustee and the Owners under the Indenture may be modified or amended at any time by a Supplemental Indenture, which the Authority, the City and the Trustee may enter into when the prior written consents of the Owners of a majority of the aggregate principal amount of the Bonds then Outstanding, exclusive of Bonds disqualified as provided in the Indenture, are filed with the Trustee. No such modification or amendment shall (i) extend the fixed maturity of any Bond, reduce the amount of principal thereof or the rate of interest thereon or alter the redemption provisions with respect thereto, without the consent of the Owner of each Bond so affected, or (ii) reduce the aforesaid percentage of Bonds the consent of the Owners of which is required to effect any such modification or amendment, without the consent of the Owners of all of the Bonds then Outstanding, or (iii) permit the creation of any lien on the Lease Revenues and other assets pledged under the Indenture prior to or on a parity with the lien created by the Indenture or deprive the Owners of the Bonds of the lien created by the Indenture on such Lease Revenues and other assets(except as expressly provided in the Indenture), without the consent of the Owners of all Bonds then Outstanding, or (iv) amend the provisions of the Indenture summarized under this subcaption without the prior written consent of the Owners of all Bonds then Outstanding. (b) The Indenture and the rights and obligations of the Authority, the City, the Trustee and the Owners under the Indenture may also be modified or amended from time to time and at any time by a Supplemental Indenture, which the Authority, the City and the Trustee may enter into without the consent of any Owners for any one or more of the following purposes: (i) to add to the covenants and agreements of the Authority or the City in the Indenture contained other covenants and agreements thereafter to be observed, to pledge or assign additional security for the Bonds (or any portion thereof), or to surrender any right or power reserved in the Indenture to or conferred upon the Authority or the City; (ii) to make such provisions for the purpose of curing any ambiguity, inconsistency or omission, or of curing or correcting any defective provision contained in the Indenture or in regard to questions arising under the Indenture which the Authority or the City may deem desirable or necessary and not inconsistent with the Indenture, (iii) to provide for the issuance of one or more Series of Additional Bonds, and to provide the terms and conditions under which such Series of Additional Bonds may be issued, subject to and in accordance with the provisions of the Indenture, (iv) to make such additions, deletions or modifications as may be necessary or appropriate to assure the exclusion from gross income for federal income tax purposes of interest on Tax- Exempt Bonds or maintain any federal interest subsidies expected to be received with respect to any Bonds; and (v) for any other reason, provided such amendment or supplement does not adversely affect the rights or interests of the Owners; provided, however, that the Authority, the City and the Trustee may rely in entering into any such amendment or supplement upon an Opinion of Counsel stating that the requirements of this paragraph have been met with respect to such amendment or supplement. (c) The Trustee may in its discretion, but shall not be obligated to, enter into a Supplemental Indenture that materially adversely affects the Trustee's rights, duties or immunities under the Indenture or otherwise. D-44 (d) Promptly after the execution by the Authority, the City and the Trustee of any Supplemental Indenture, the Trustee shall mail a notice (the form of which shall be furnished to the Trustee by the Authority or the City), by first class mail postage prepaid, setting forth in general terms the substance of such Supplemental Indenture, to the Owners of the Bonds at the respective addresses shown on the Registration Books. Any failure to give such notice, or any defect therein, shall not, however, in any way impair or affect the validity of any such Supplemental Indenture. Effect of Supplemental Indenture. Upon the execution and delivery of any Supplemental Indenture entered into pursuant to the provisions of the Indenture summarized in paragraphs (a) or (b) under the subcaption "— Supplemental Indentures" above, the Indenture shall be deemed to be modified and amended in accordance therewith, and the respective rights, duties and obligations under the Indenture of the Authority, the City, the Trustee and the Owners shall thereafter be determined, exercised and enforced under the Indenture subject in all respects to such modification and amendment, and all the terms and conditions of any such Supplemental Indenture shall be deemed to be part of the terms and conditions of the Indenture for any and all purposes. Endorsement of Bonds; Preparation of New Bonds. Bonds delivered after the effective date of any Supplemental Indenture pursuant to the Indenture may and, if the Authority or the City so determines, shall bear a notation by endorsement or otherwise in form approved by the Authority, the City and the Trustee as to any modification or amendment provided for in such Supplemental Indenture and, in that case, upon demand of the Owner of any Bond Outstanding at the time of such effective date, and presentation of such Bond for such purpose at the Office of the Trustee, a suitable notation shall be made on such Bonds. If the Supplemental Indenture shall so provide, new Bonds so modified as to conform, in the opinion of the Authority, the City and the Trustee, to any modification or amendment contained in such Supplemental Indenture, shall be prepared and executed by the Authority and authenticated by the Trustee and, in that case, upon demand of the Owner of any Bond Outstanding at the time of such effective date, and presentation of such Bond for such purpose at the Office of the Trustee, such a new Bond in equal principal amount of the same Series, interest rate and maturity shall be exchanged for such Owner's Bond so surrendered. Amendment of Particular Bonds. The provisions of the Indenture summarized under the caption "—Supplemental Indentures" shall not prevent any Owner from accepting any amendment or modification as to any particular Bond owned by it,provided that due notation thereof is made on such Bond. Defeasance Discharge of Indenture. (a) If (i) the Authority shall pay or cause to be paid or there shall otherwise be paid to the Owners of all Outstanding Bonds the principal thereof and the interest and premium, if any, thereon at the times and in the manner stipulated in the Indenture and in the Outstanding Bonds, and (ii) all other amounts due and payable under the Indenture and under the Lease Agreement shall have been paid, then the Owners shall cease to be entitled to the pledge of the Lease Revenues and the other assets as provided in the Indenture, and all agreements, covenants and other obligations of the Authority and the City under the Indenture shall thereupon cease, terminate and become void and be discharged and satisfied. In such event, the Trustee shall execute and deliver to the Authority and the City all such instruments as may be necessary or desirable to evidence such discharge and satisfaction, and the Trustee shall pay over or deliver to the City all money or securities held by it pursuant to the Indenture which are not required for the payment of the principal of and interest and premium, if any, on the Bonds. (b) Subject to the provisions of paragraph (a) above, when any Bond shall have been paid and if, at the time of such payment, each of the Authority and the City shall have kept, performed and observed all of the covenants and promises in such Bonds and in the Indenture required or contemplated to be kept, performed and observed by it or on its part on or prior to that time, then the Indenture shall be D-45 considered to have been discharged in respect of such Bond and such Bond shall cease to be entitled to the pledge of the Lease Revenues and the other assets as provided in the Indenture, and all agreements, covenants and other obligations of the Authority and the City under the Indenture shall cease, terminate, become void and be completely discharged and satisfied as to such Bond. (c) Notwithstanding the discharge and satisfaction of the Indenture or the discharge and satisfaction of the Indenture in respect of any Bond, those provisions of the Indenture relating to the maturity of the Bonds, interest payments and dates thereof, exchange and transfer of Bonds, replacement of mutilated, destroyed, lost or stolen Bonds, the safekeeping and cancellation of Bonds, non-presentment of Bonds, and the duties of the Trustee in connection with all of the foregoing, shall remain in effect and shall be binding upon the Trustee and the Owners and the Trustee shall continue to be obligated to hold in trust any moneys or investments then held by the Trustee for the payment of the principal of and interest and premium, if any, on the Bonds, to pay to the Owners of the Bonds the funds so held by the Trustee as and when such payment becomes due. Notwithstanding the discharge and satisfaction of the Indenture, the provisions of the Indenture relating to the compensation of the Trustee shall remain in effect and shall be binding upon the Authority, the City and the Trustee. Bonds Deemed To Have Been Paid. (a) If moneys shall have been set aside and held by the Trustee for the payment or redemption of any Bond and the payment of the interest thereon to the maturity or redemption date thereof, such Bond shall be deemed to have been paid within the meaning and with the effect provided in the provisions of the Indenture summarized above under the subcaption"— Discharge of Indenture." Any Outstanding Bond shall prior to the maturity date or redemption date thereof be deemed to have been paid within the meaning of and with the effect expressed in such provisions of the Indenture if(i) in case any of such Bonds are to be redeemed on any date prior to their maturity date, the Authority shall have given to the Trustee in form satisfactory to it irrevocable instructions to mail, on a date in accordance with the provisions of the Indenture,notice of redemption of such Bond on said redemption date, said notice to be given in accordance with the Indenture, (ii) there shall have been deposited with the Trustee either (A) money in an amount which shall be sufficient, or (B) Defeasance Securities, the principal of and the interest on which when due, and without any reinvestment thereof, will provide moneys which shall be sufficient to pay when due the interest to become due on such Bond on and prior to the maturity date or redemption date thereof, as the case may be, and the principal of and premium, if any, on such Bond, and (iii) in the event such Bond is not by its terms subject to redemption within the next succeeding 60 days, the Authority shall have given the Trustee in form satisfactory to it irrevocable instructions to mail as soon as practicable, a notice to the owners of such Bond that the deposit required by clause (ii) above has been made with the Trustee and that such Bond is deemed to have been paid in accordance with the provisions of the Indenture summarized under this subcaption, "— Bonds Deemed To Have Been Paid," and stating the maturity date or redemption date upon which money is to be available for the payment of the principal of and premium, if any, on such Bond. Neither the money nor the Defeasance Securities deposited with the Trustee pursuant to the provisions of the Indenture summarized under this subcaption in connection with the deemed payment of Bonds,nor principal or interest payments on any such Defeasance Securities, shall be withdrawn or used for any purpose other than, and shall be held in trust for and pledged to, the payment of the principal of and,premium, if any, and interest on such Bonds. (b) No Bond shall be deemed to have been paid pursuant to clause (ii)(B) of paragraph (a) above unless the Authority or the City shall cause to be delivered (A) an executed copy of a Verification Report with respect to such deemed payment, addressed to the Authority, the City and the Trustee, (B) a copy of the escrow agreement entered into in connection with the deposit pursuant to clause (ii)(B) of paragraph (a) above resulting in such deemed payment, which escrow agreement shall provide that no substitution of Defeasance Securities shall be permitted except with other Defeasance Securities and upon delivery of a new Verification Report and no reinvestment of Defeasance Securities shall be permitted except as contemplated by the original Verification Report or upon delivery of a new Verification Report, D-46 and (C) a copy of an Opinion of Counsel, dated the date of such deemed payment and addressed to the Authority, the City and the Trustee, to the effect that such Bond has been paid within the meaning and with the effect expressed in the Indenture, and all agreements, covenants and other obligations of the Authority and the City under the Indenture as to such Bond have ceased, terminated, become void and been completely discharged and satisfied. (c) The Trustee may seek and is entitled to rely upon (i) an Opinion of Counsel reasonably satisfactory to the Trustee to the effect that the conditions precedent to a deemed payment pursuant to clause (ii) of paragraph (a) above have been satisfied, and (ii) such other opinions, certifications and computations, as the Trustee may reasonably request, of accountants or other financial consultants concerning the matters described in paragraph(b) above. Unclaimed Moneys. Any moneys held by the Trustee in trust for the payment and discharge of the principal of, or premium or interest on, any Bonds which remain unclaimed for two years after the date when such principal, premium or interest has become payable, if such moneys were held by the Trustee at such date, or for two years after the date of deposit of such moneys if deposited with the Trustee after the date when such principal, premium or interest become payable, shall, at the Written Request of the Authority, be repaid by the Trustee to the City as its absolute property free from trust, and the Trustee shall thereupon be released and discharged with respect thereto and the Owners of such Bonds shall look only to the City for the payment of such principal,premium or interest. Miscellaneous Benefits of Indenture Limited to Parties. Nothing contained in the Indenture, expressed or implied, is intended to give to any Person other than the Authority, the City, the Trustee and the Owners any claim, remedy or right under or pursuant to the Indenture, and any agreement, condition, covenant or term required in the Indenture to be observed or performed by or on behalf of the Authority or the City shall be for the sole and exclusive benefit of the Trustee and the Owners. Execution of Documents by Owners. Any declaration, request or other instrument which is permitted or required in the Indenture to be executed by Owners may be in one or more instruments of similar tenor and may be executed by Owners in person or by their attorneys appointed in writing. The fact and date of the execution by any Owner or its attorney of any declaration,request or other instrument or of any writing appointing such attorney may be proved by the certificate of any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state or territory in which such notary public or other officer purports to act that the Person signing such declaration, request or other instrument or writing acknowledged to such notary public or other officer the execution thereof, or by an affidavit of a witness of such execution duly sworn to before such notary public or other officer, or by such other proof as the Trustee may accept which it may deem sufficient. The ownership of any Bond and the amount, payment date, number and date of owning the same may be proved by the Registration Books. Any declaration, request or other instrument in writing of the Owner of any Bond shall bind all future Owners of such Bond with respect to anything done or suffered to be done by the Authority, the City or the Trustee in good faith and in accordance therewith. Waiver of Personal Liability. Notwithstanding anything contained in the Indenture to the contrary, no member, officer or employee of the Authority or the City shall be individually or personally liable for the payment of any moneys, including without limitation, the principal of or interest on the Bonds, but nothing contained in the Indenture shall relieve any member, officer or employee of the D-47 Authority or the City from the performance of any official duty provided by any applicable provisions of law, by the Lease Agreement or by the Indenture. Acquisition of Bonds by Authority or City. All Bonds acquired by the Authority or the City, whether by purchase or gift or otherwise, shall be surrendered to the Trustee for cancellation. Disqualified Bonds. In determining whether the Owners of the requisite aggregate principal amount of Bonds have concurred in any demand, request, direction, consent or waiver under the Indenture, Bonds which are known by the Trustee to be owned or held by or for the account of the Authority or the City, or by any Person directly or indirectly controlling or controlled by, or under direct or indirect common control with, the Authority or the City, shall be disregarded and deemed not to be Outstanding for the purpose of any such determination. Bonds so owned which have been pledged in good faith may be regarded as Outstanding for the purposes of this paragraph if the pledgee shall establish to the satisfaction of the Trustee the pledgee's right to vote such Bonds and that the pledgee is not a Person directly or indirectly controlling or controlled by, or under direct or indirect common control with, the Authority or the City. In case of a dispute as to such right, any decision by the Trustee taken upon the advice of counsel shall be full protection to the Trustee. Upon the request of the Trustee, the Authority and the City shall specify to the Trustee in a Written Certificate of the Authority and a Written Certificate of the City, as applicable, those Bonds disqualified pursuant to this paragraph and the Trustee may conclusively rely on such Written Certificates. Money Held for Particular Bonds. The money held by the Trustee for the payment of the principal of or premium or interest on particular Bonds due on any date(or portions of Bonds in the case of Bonds redeemed in part only) shall, on and after such date and pending such payment, be set aside on its books and held in trust by it for the Owners of the Bonds entitled thereto, subject, however, to the provisions of the Indenture summarized under the subcaption, "—Defeasance— Unclaimed Moneys," but without any liability for interest thereon. Funds and Accounts. Any fund or account required to be established and maintained pursuant to the Indenture by the Trustee may be established and maintained in the accounting records of the Trustee either as an account or a fund, and may, for the purposes of such accounting records, any audits thereof and any reports or statements with respect thereto, be treated either as an account or a fund, but all such records with respect to all such funds and accounts shall at all times be maintained in accordance with sound accounting practice and with due regard for the protection of the security of the Bonds and the rights of the Owners. The Trustee may establish such funds and accounts as it deems necessary to perform its obligations under the Indenture. The Trustee may commingle any of the moneys held by it under the Indenture for investment purposes only; provided, however, that the Trustee shall account separately for the moneys in each fund or account established pursuant to the Indenture. California Law. The Indenture and the Bonds shall be construed and governed in accordance with the laws of the State of California. Business Days. If the date for making any payment or the last date for performance of any act or the exercising of any right, as provided in the Indenture shall not be a Business Day, such payment may be made or act performed or right exercised on the next succeeding Business Day, with the same force and effect as if done on the nominal date provided in the Indenture and, unless otherwise specifically provided in the Indenture,no interest shall accrue for the period from and after such nominal date. D-48 APPENDIX E PROPOSED FORM OF BOND COUNSEL OPINION Upon delivery of the Series 2011A Bonds, Orrick, Herrington & Sutcliffe LLP, Los Angeles, California, Bond Counsel to the Authority, proposes to render its final approving opinion with respect to the Series 2011A Bonds in substantially the following form: Huntington Beach Public Financing Authority Huntington Beach,California Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) (Final Opinion) Ladies and Gentlemen: We have acted as bond counsel to the Huntington Beach Public Financing Authority (the "Authority") in connection with the issuance of its Huntington Beach Public Financing Authority(Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) (the "Series 2011A Bonds"), in the aggregate principal amount of $36,275,000. Capitalized terms not otherwise defined herein shall have the meanings ascribed thereto in the Indenture. In such connection, we have reviewed the Indenture, dated as of September 1, 2011 (the "Indenture"), by and among the Authority, the City of Huntington Beach (the "City") and The Bank of New York Mellon Trust Company, N.A., as trustee(the"Trustee"), the Site Lease, dated as of September 1, 2011 (the"Site Lease"), by and between the City and the Authority, the Lease Agreement, dated as of September 1, 2011 (the "Lease Agreement'), by and between the City and the Authority, the Tax Certificate, dated the date hereof (the "Tax Certificate"), opinions of counsel to the Authority, the City, the Trustee and others, certificates of the Authority, the City, the Trustee and others and such other documents, opinions and matters to the extent we deemed necessary to render the opinions set forth herein. The opinions expressed herein are based on an analysis of existing laws, regulations, rulings and court decisions and cover certain matters not directly addressed by such authorities. Such opinions may be affected by actions taken or omitted or events occurring after the date hereof. We have not undertaken to determine, or to inform any person, whether any such actions are taken or omitted or events do occur or any other matters come to our attention after the date hereof. Accordingly, this opinion speaks only as of its date and is not intended to, and may not, be relied upon in connection with any such actions, events or matters. Our engagement with respect to the Series 2011A Bonds has concluded with their issuance, and we disclaim any obligation to update this letter. We have assumed the genuineness of all documents and signatures presented to us (whether as originals or as copies) and the due and legal execution and delivery thereof by, and validity against, any parties other than the Authority and the City. We have assumed, without undertaking to verify, the accuracy of the factual matters represented, warranted or certified in the documents, and of the legal conclusions contained in the opinions, referred to in the second paragraph hereof. Furthermore, we have assumed compliance with all covenants and agreements contained in the Indenture, the Site Lease, the Lease Agreement and the Tax Certificate, including (without limitation) E-1 covenants and agreements compliance with which is necessary to assure that future actions, omissions or events will not cause interest on the Series 2011A Bonds to be included in gross income for federal income tax purposes. We call attention to the fact that the rights and obligations under the Series 2011A Bonds, the Indenture, the Site Lease, the Lease Agreement and the Tax Certificate and their enforceability may be subject to bankruptcy, insolvency, reorganization, arrangement, fraudulent conveyance, moratorium and other laws relating to or affecting creditors' rights, to the application of equitable principles, to the exercise of judicial discretion in appropriate cases, and to the limitations on legal remedies against joint powers authorities and cities in the State of California. We express no opinion with respect to any indemnification, contribution, penalty, choice of law, choice of forum, choice of venue, waiver or severability provisions contained in the foregoing documents nor do we express any opinion with respect to the state or quality of title to or interest in any of the real or personal property described in the Site Lease or the Lease Agreement or the accuracy or sufficiency of the description contained therein of, or the remedies available to enforce liens on, any such property. Finally, we undertake no responsibility for the accuracy, completeness or fairness of the Official Statement or other offering material relating to the Series 2011A Bonds and express no opinion with respect thereto. Based on and subject to the foregoing, and in reliance thereon, as of the date hereof, we are of the following opinions: 1. The Series 2011A Bonds constitute the valid and binding special obligations of the Authority, payable solely from the Lease Revenues and the other assets pledged therefor under the Indenture. 2. The Indenture has been duly executed and delivered by, and constitutes a valid and binding obligation of, the Authority. 3. The Indenture, the Site Lease and the Lease Agreement have been duly executed and delivered by, and constitute valid and binding obligations of, the City. 4. Interest on the Series 2011A Bonds is excluded from gross income for federal income tax purposes under Section 103 of the Internal Revenue Code of 1986 and is exempt from State of California personal income taxes. Interest on the Series 2011A Bonds is not a specific preference item for purposes of the federal individual or corporate alternative minimum taxes, although we observe that such interest is included in adjusted current earnings when calculating corporate alternative minimum taxable income. We express no opinion regarding any other tax consequences related to the ownership or disposition of, or the accrual or receipt of interest on, the Series 2011A Bonds. Faithfully yours, ORRICK, HERRINGTON &SUTCLIFFE LLP per E-2 APPENDIX F FORM OF CONTINUING DISCLOSURE CERTIFICATE City of Huntington Beach relating to Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) This Continuing Disclosure Certificate(the"Disclosure Certificate") is executed and delivered by the City of Huntington Beach (the"City") in connection with the issuance of the above-named bonds (the "Bonds"). The Bonds are being issued by the Huntington Beach Public Financing Authority (the "Authority") pursuant to Article 4, Chapter 5, Division 7, Title 1 (commencing with section 6584) of the California Government Code, an indenture, dated as of September 1, 2011 (the "Indenture"), by and among the City, the Authority and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee") and a resolution (the "Resolution") adopted by the City Council of the City on September 6, 2011. The City covenants and agrees as follows: SECTION 1. Purpose of the Disclosure Certificate. This Disclosure Certificate is being executed and delivered by the City for the benefit of the Holders and Beneficial Owners of the Bonds and in order to assist the Participating Underwriters in complying with Securities and Exchange Commission ("S.E.C.") Rule 15c2-12(b)(5). SECTION 2. Definitions. In addition to the definitions set forth in the Indenture, which apply to any capitalized term used in this Disclosure Certificate unless otherwise defined in this Section, the following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as described in, Sections 3 and 4 of this Disclosure Certificate. "Beneficial Owner" shall mean any person which has or shares the power, directly or indirectly, to make investment decisions concerning ownership of any Bonds (including persons holding Bonds through nominees, depositories or other intermediaries). "Dissemination Agent" shall mean The Bank of New York Mellon Trust Company, N.A., or any successor Dissemination Agent designated in writing by the City and which has filed with the City a written acceptance of such designation. "Holder" shall mean the person in whose name any Bond shall be registered. "Listed Events" shall mean any of the events listed in Section 5(a) or (b) of this Disclosure Certificate. "MSRB" shall mean the Municipal Securities Rulemaking Board or any other entity designated or authorized by the Securities and Exchange Commission to receive reports pursuant to the Rule. Until otherwise designated by the MSRB or the Securities and Exchange Commission, filings with the MSRB are to be made through the Electronic Municipal Market Access (EMMA) website of the MSRB, currently located at http://emma.msrb.org. F-1 "Participating Underwriters" shall mean the original underwriters of the Bonds required to comply with the Rule in connection with offering of the Bonds. "Rule" shall mean Rule 15c2-12(b)(5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. SECTION 3. Provision of Annual Reports. (a) The City shall, or shall cause the Dissemination Agent to,not later than nine months after the end of the City's fiscal year (which shall be July 1 of each year, so long as the City's fiscal year ends on September 30), commencing with the report for the 2010-11 fiscal year (which is due not later than July 1, 2012), provide to the MSRB an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Certificate. The Annual Report may cross-reference other information as provided in Section 4 of this Disclosure Certificate, provided, that the audited financial statements of the City may be submitted separately from the balance of the Annual Report and later than the date required above for the filing of the Annual Report if they are not available by that date. If the City's fiscal year changes, it shall give notice of such change in a filing with the MSRB. The Annual Report shall be submitted on a standard form in use by industry participants or other appropriate form and shall identify the Bonds by name and CUSIP number. (b) Not later than 15 business days prior to said date, the City shall provide the Annual Report to the Dissemination Agent (if other than the City). If the City is unable to provide to the MSRB an Annual Report by the date required in subsection (a), the City shall, in a timely manner, send or cause to be sent to the MSRB a notice in substantially the form attached as Exhibit A. (c) The Dissemination Agent shall (if the Dissemination Agent is other than the City) file a report with the City certifying that the Annual Report has been provided pursuant to this Disclosure Certificate, stating the date it was provided to the MSRB. SECTION 4. Content of Annual Reports. The City's Annual Report shall contain or include by reference the following: (a) Audited financial statements of the City for the preceding fiscal year, prepared in accordance with generally accepted accounting principles as promulgated to apply to governmental entities from time to time by the Governmental Accounting Standards Board (GASB) and the laws of the State of California and including all statements and information prescribed for inclusion therein by the Controller of the State of California. If the City's audited financial statements are not available by the time the Annual Report is required to be provided to the MSRB pursuant to Section 3(a), the Annual Report shall contain unaudited financial statements in a format similar to the financial statements contained in the final Official Statement, and the audited financial statements shall be provided to the MSRB in the same manner as the Annual Report when they become available. To the extent not included in the audited financial statement of the City, the Annual Report shall also include the following: (i) Summary of Long and Intermediate Term Obligations; (ii) Tax Revenues by Source, and (iii) Gross Assessed Value of All Taxable Property; F-2 (iv) General Fund Property Tax Levies and Collections(Secured Taxes); (v) General Fund Balance Sheet; (vi) General Fund Statement of Revenues, Expenditures and Changes in Fund Balance; (vii) Principal Secured Property Taxpayers; and (viii) Investment Portfolio. An update of the financial and operating data contained in the Official Statement under the caption"CITY FINANCIAL INFORMATION—Current Investments." An update of the financial and operating data contained in the Official Statement under the captions "OTHER FINANCIAL INFORMATION — Risk Management," "— Employee Retirement Plans," "— Post-Employment Medical Insurance" and "— Public Agency Retirement Systems (PARS) Notes Payable." Any or all of the items listed above may be set forth in one or a set of documents or may be included by specific reference to other documents, including official statements of debt issues of the City or related public entities, which have been made available to the public on the MSRB's website. The City shall clearly identify each such other document so included by reference. SECTION 5. Reporting of Significant Events. (a) The City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the Bonds in a timely manner not later than ten business days after the occurrence of the event: 1. Principal and interest payment delinquencies; 2. Unscheduled draws on debt service reserves reflecting financial difficulties; 3. Unscheduled draws on credit enhancements reflecting financial difficulties; 4. Substitution of credit or liquidity providers, or their failure to perform; 5. Issuance by the Internal Revenue Service of proposed or final determination of taxability or of a Notice of Proposed Issue(IRS Form 5701 TEB); 6. Tender offers; 7. Defeasances; 8. Rating changes; or 9. Bankruptcy,insolvency,receivership or similar event of the obligated person. Note: for the purposes of the event identified in subparagraph(9), the event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar officer for an obligated person in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state or federal law in which a court or governmental authority has assumed jurisdiction over substantially all F-3 of the assets or business of the obligated person, or if such jurisdiction has been assumed by leaving the existing governmental body and officials or officers in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the obligated person. (b) The City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the Bonds, if material, in a timely manner not later than ten business days after the occurrence of the event: 1. Unless described in paragraph 5(a)(5), adverse tax opinions or other material notices or determinations by the Internal Revenue Service with respect to the tax status of the Bonds or other material events affecting the tax status of the Bonds; 2. Modifications to rights of Bond holders; 3. Optional,unscheduled or contingent Bond calls; 4. Release, substitution, or sale of property securing repayment of the Bonds; 5. Non-payment related defaults; 6. The consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms; or 7. Appointment of a successor or additional trustee or the change of name of a trustee. (c) Whenever the City obtains knowledge of the occurrence of a Listed Event described in Section 5(b), the City shall determine if such event would be material under applicable federal securities laws. (d) If the City learns of the occurrence of a Listed Event described in Section 5(a), or determines that knowledge of a Listed Event described in Section 5(b) would be material under applicable federal securities laws, the City shall within ten business days of occurrence file a notice of such occurrence with the MSRB. Notwithstanding the foregoing, notice of the Listed Event described in subsections (a)(7) or (b)(3) need not be given under this subsection any earlier than the notice (if any) of the underlying event is given to Holders of affected Bonds pursuant to the Indenture. SECTION 6. Format for Filings with MSRB. Any report or filing with the MSRB pursuant to this Disclosure Certificate must be submitted in electronic format, accompanied by such identifying information as is prescribed by the MSRB. SECTION 7. Termination of Reporting Obligation. The City's obligations under this Disclosure Certificate shall terminate upon the legal defeasance, prior redemption or payment in full of all of the Bonds. If such termination occurs prior to the final maturity of the Bonds, the City shall give notice of such termination in a filing with the MSRB. SECTION 8. Dissemination Agent. The City may, from time to time, appoint or engage a Dissemination Agent to assist it in carrying out its obligations under this Disclosure Certificate, and may F-4 discharge any such Dissemination Agent, with or without appointing a successor Dissemination Agent. The Dissemination Agent shall not be responsible in any manner for the content of any notice or report prepared by the City pursuant to this Disclosure Certificate. The initial Dissemination Agent shall be The Bank of New York Mellon Trust Company, N.A.. SECTION 9. Amendment; Waiver. Notwithstanding any other provision of this Disclosure Certificate, the City may amend this Disclosure Certificate, and any provision of this Disclosure Certificate may be waived, provided that the following conditions are satisfied: (a) If the amendment or waiver relates to the provisions of Sections 3(a), 4, or 5(a) or (b), it may only be made in connection with a change in circumstances that arises from a change in legal requirements, change in law, or change in the identity, nature or status of an obligated person with respect to the Bonds, or the type of business conducted; (b) The undertaking, as amended or taking into account such waiver, would, in the opinion of nationally recognized bond counsel, have complied with the requirements of the Rule at the time of the original issuance of the Bonds, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (c) The amendment or waiver does not, in the opinion of nationally recognized bond counsel, materially impair the interests of the Holders or Beneficial Owners of the Bonds. In the event of any amendment or waiver of a provision of this Disclosure Certificate, the City shall describe such amendment in the next Annual Report, and shall include, as applicable, a narrative explanation of the reason for the amendment or waiver and its impact on the type (or in the case of a change of accounting principles, on the presentation) of financial information or operating data being presented by the City. hi addition, if the amendment relates to the accounting principles to be followed in preparing financial statements, (i)notice of such change shall be given in a filing with the MSRB, and(ii) the Annual Report for the year in which the change is made should present a comparison (in narrative form and also, if feasible, in quantitative form) between the financial statements as prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. SECTION 10. Additional Information. Nothing in this Disclosure Certificate shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Certificate or any other means of communication, or including any other information in any Annual Report or notice required to be filed pursuant to this Disclosure Certificate, in addition to that which is required by this Disclosure Certificate. If the City chooses to include any information in any Annual Report or notice in addition to that which is specifically required by this Disclosure Certificate, the City shall have no obligation under this Disclosure Certificate to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event or any other event required to be reported. SECTION 11. Default. hi the event of a failure of the City to comply with any provision of this Disclosure Certificate, any Holder or Beneficial Owner of the Bonds may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this Disclosure Certificate, provided, that any such action may be instituted only in the Superior Court of the State of California in and for the County of Orange or in U.S. District Court for the Central District of California in or nearest to the County. The sole remedy under this Disclosure Certificate in the event of any failure of the City to comply with this Disclosure Certificate shall be an action to compel performance. F-5 SECTION 12. Duties, Immunities and Liabilities of Trustee and Dissemination Agent. Article VII of the Indenture is hereby made applicable to this Disclosure Certificate as if this Disclosure Certificate were (solely for this purpose) contained in the Indenture. The Dissemination Agent shall be entitled to the protections and limitations from liability afforded to the Trustee thereunder. The Dissemination Agent(if other than the Trustee or the Trustee in its capacity as Dissemination Agent) shall have only such duties as are specifically set forth in this Disclosure Certificate, and the City agrees to indemnify and save the Dissemination Agent, the Trustee, their officers, directors, employees and agents, harmless against any loss, expense and liabilities which it may incur arising out of the disclosure of information pursuant to this Disclosure Certificate or arising out of or in the exercise or performance of its powers and duties hereunder, including the costs and expenses (including attorneys fees) of defending against any claim of liability, but excluding liabilities due to the Dissemination Agent's negligence or willful misconduct. The Dissemination Agent shall be paid compensation by the City for its services provided hereunder in accordance with its schedule of fees as agreed to between the Dissemination Agent and the City from time to time and all expenses, legal fees and advances made or incurred by the Dissemination Agent in the performance of its duties hereunder. The Dissemination Agent may rely and shall be protected in acting or refraining from acting upon and directions from the City or an opinion of nationally recognized bond counsel. Neither the Trustee nor the Dissemination Agent shall have any liability to any party for any monetary damages or other financial liability of any kind whatsoever related to or arising from any breach of this Disclosure Certificate. No person shall have any right to commence any action against the Trustee or Dissemination Agent seeking any remedy other than to compel specific performance of this Disclosure Certificate. Any company succeeding to all or substantially all of the Dissemination Agent's corporate trust business shall be the successor to the Dissemination Agent hereunder without the execution or filing of any paper or any further act. The obligations of the City under this Section shall survive resignation or removal of the Dissemination Agent and payment of the Bonds. SECTION 13. Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of the City, the Dissemination Agent, the Participating Underwriters and Holders and Beneficial Owners from time to time of the Bonds, and shall create no rights in any other person or entity. Date: September 28, 2011 CITY OF HUNTINGTON BEACH By City Manager AGREED AND ACKNOWLEDGED: THE BANK OF NEW YORK MELLON TRUST COMPANY,N.A., as Dissemination Agent By Authorized Officer F-6 EXHIBIT A FORM OF NOTICE TO THE MUNICIPAL SECURITIES RULEMAKING BOARD OF FAILURE TO FILE ANNUAL REPORT Name of Obligated Person: City of Huntington Beach Name of Issuer: Huntington Beach Public Financing Authority Name of Bond Issue: Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) Date of Issuance: September 28, 2011 NOTICE IS HEREBY GIVEN that the City of Huntington Beach (the "City") has not provided an Annual Report with respect to the above-named Bonds as required by Section 4 of the City's Continuing Disclosure Certificate, dated the Date of Issuance. [The City anticipates that the Annual Report will be filed by ] Dated: CITY OF HUNTINGTON BEACH By F-7 (THIS PAGE IS INTENTIONALLY LEFT BLANK) APPENDIX G BOOK-ENTRY ONLY SYSTEM The description that follows of the procedures and recordkeeping with respect to beneficial ownership interests in the Series 2011A Bonds, payment of principal of and interest on the Series 2011A Bonds to Participants or Beneficial Owners, confirmation and transfer of beneficial ownership interests in the Series 2011A Bonds, and other bond-related transactions by and between DTC, Participants and Beneficial Owners, is based on information furnished by DTC which the City and the Authority each believes to be reliable, but the City and the Authority take no responsibility for the completeness or accuracy thereof. The Depository Trust Company("DTC"), New York, NY, will act as securities depository for the securities (the "Series 2011A Bonds"). The Series 2011A Bonds will be issued as fully-registered securities registered in the name of Cede&Co. (DTC's partnership nominee) or such other name as may be requested by an authorized representative of DTC. One fully-registered security certificate will be issued for the Series 2011A Bonds, in the aggregate principal amount of such issue, and will be deposited with DTC. DTC, the world's largest securities depository, is a limited-purpose trust company organized under the New York Banking Law, a "banking organization" within the meaning of the New York Banking Law, a member of the Federal Reserve System, a "clearing corporation" within the meaning of the New York Uniform Commercial Code, and a "clearing agency" registered pursuant to the provisions of Section 17A of the Securities Exchange Act of 1934. DTC holds and provides asset servicing for over 3.5 million issues of U.S. and non-U.S. equity issues, corporate and municipal debt issues, and money market instruments (from over 100 countries) that DTC's participants ("Direct Participants") deposit with DTC. DTC also facilitates the post-trade settlement among Direct Participants of sales and other securities transactions in deposited securities, through electronic computerized book-entry transfers and pledges between Direct Participants' accounts. This eliminates the need for physical movement of securities certificates. Direct Participants include both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, clearing corporations, and certain other organizations. DTC is a wholly-owned subsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available to others such as both U.S. and non-U.S. securities brokers and dealers, banks, trust companies, and clearing corporations that clear through or maintain a custodial relationship with a Direct Participant, either directly or indirectly("Indirect Participants"). The DTC Rules applicable to its Participants are on file with the Securities and Exchange Commission. More information about DTC can be found at www.dtcc.com and www.dtc.org; provided that nothing contained in such websites is incorporated into this Official Statement. Purchases of Series 2011A Bonds under the DTC system must be made by or through Direct Participants, which will receive a credit for the Series 2011A Bonds on DTC's records. The ownership interest of each actual purchaser of each Series 2011A Bond (`Beneficial Owner") is in turn to be recorded on the Direct and Indirect Participants' records. Beneficial Owners will not receive written confirmation from DTC of their purchase. Beneficial Owners are, however, expected to receive written confirmations providing details of the transaction, as well as periodic statements of their holdings, from the Direct or Indirect Participant through which the Beneficial Owner entered into the transaction. Transfers of ownership interests in the Series 2011A Bonds are to be accomplished by entries made on the books of Direct and Indirect Participants acting on behalf of Beneficial Owners. Beneficial Owners G-1 will not receive certificates representing their ownership interests in Series 2011A Bonds, except in the event that use of the book-entry system for the Series 2011A Bonds is discontinued. To facilitate subsequent transfers, all Series 2011A Bonds deposited by Direct Participants with DTC are registered in the name of DTC's partnership nominee, Cede & Co., or such other name as may be requested by an authorized representative of DTC. The deposit of Series 2011A Bonds with DTC and their registration in the name of Cede & Co. or such other DTC nominee do not effect any change in beneficial ownership. DTC has no knowledge of the actual Beneficial Owners of the Series 2011A Bonds; DTC's records reflect only the identity of the Direct Participants to whose accounts such Series 2011A Bonds are credited, which may or may not be the Beneficial Owners. The Direct and Indirect Participants will remain responsible for keeping account of their holdings on behalf of their customers. Conveyance of notices and other communications by DTC to Direct Participants, by Direct Participants to Indirect Participants, and by Direct Participants and Indirect Participants to Beneficial Owners will be governed by arrangements among them, subject to any statutory or regulatory requirements as may be in effect from time to time. Beneficial Owners of Series 2011A Bonds may wish to take certain steps to augment the transmission to them of notices of significant events with respect to the Series 2011A Bonds, such as redemptions, tenders, defaults, and proposed amendments to the Lease Agreement and the Indenture, among other security documents. For example, Beneficial Owners of Series 2011A Bonds may wish to ascertain that the nominee holding the Series 2011A Bonds for their benefit has agreed to obtain and transmit notices to Beneficial Owners. hi the alternative, Beneficial Owners may wish to provide their names and addresses to the registrar and request that copies of notices be provided directly to them. Redemption notices shall be sent to DTC. If less than all of the Series 2011A Bonds are being prepaid,DTC's practice is to determine by lot the amount of the interest of each Direct Participant in such issue to be prepaid. Neither DTC nor Cede &Co. (nor any other DTC nominee) will consent or vote with respect to Series 2011A Bonds unless authorized by a Direct Participant in accordance with DTC's MMI Procedures. Under its usual procedures, DTC mails an Omnibus Proxy to the Authority as soon as possible after the record date. The Omnibus Proxy assigns Cede & Co.'s consenting or voting rights to those Direct Participants to whose accounts Series 2011A Bonds are credited on the record date (identified in a listing attached to the Omnibus Proxy). Redemption proceeds, distributions, and dividend payments on the Series 2011A Bonds will be made to Cede&Co., or such other nominee as may be requested by an authorized representative of DTC. DTC's practice is to credit Direct Participants' accounts upon DTC's receipt of funds and corresponding detail information from the Authority or the Trustee, on payable date in accordance with their respective holdings shown on DTC's records. Payments by Participants to Beneficial Owners will be governed by standing instructions and customary practices, as is the case with securities held for the accounts of customers in bearer form or registered in "street name," and will be the responsibility of such Participant and not of DTC, the Trustee, or the Authority, subject to any statutory or regulatory requirements as may be in effect from time to time. Payment of redemption proceeds, distributions, and dividend payments to Cede & Co. (or such other nominee as may be requested by an authorized representative of DTC) is the responsibility of the Authority or the Trustee, disbursement of such payments to Direct Participants will be the responsibility of DTC, and disbursement of such payments to the Beneficial Owners will be the responsibility of Direct and Indirect Participants. DTC may discontinue providing its services as depository with respect to the Series 2011A Bonds at any time by giving reasonable notice to the Authority or the Trustee. Under such circumstances, in the G-2 event that a successor depository is not obtained, Series 2011A Bonds are required to be printed and delivered. The Authority may decide to discontinue use of the system of book-entry-only transfers through DTC (or a successor securities depository). In that event, Series 2011A Bonds will be printed and delivered to DTC. The City, the Authority and the Underwriters cannot and do not give any assurances that DTC, the Participants or others will distribute payments of principal, interest or premium, if any, with respect to the securities paid to DTC or its nominee as the registered owner, or will distribute any redemption notices or other notices, to the Beneficial Owners, or that they will do so on a timely basis or will serve and act in the manner described in this Official Statement. The City, the Authority and the Underwriters are not responsible or liable for the failure of DTC or any Participant to make any payment or give any notice to a Beneficial Owner with respect to the securities or an error or delay relating thereto. G-3 RECORDING REQUESTED BY This Document was electronically recorded by FIRST AMERICAN TITLE COMPANY NATIONAUCOMMERCIAL SERVICES First American National Commercial CQMMERCIAUINDUSTRIAL DIVISION } Recorded in Official Records, Orange County TO BE RECORDED AND WHEN RECORDLff" Daly, Clerk-Recorder RETURN TO: IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII Orrick,Herrington&Sutcliffe LLP NO FEE 2050 Main Street,Suite 1100 2011000479933 12:12pm 09/28/11 Irvine,CA 92614-2558 66 406 L02 14 Attention: Donald S.Field,Esq. 0.00 0.00 0.00 0.00 39.00 0.00 0.00 0.00 j THIS TRANSACTION IS EXEMPT FROM CALIFORNIA DOCUMENTARY TRANSFER TAX PURSUANT TO SECTION 11929 OF THE CALIFORNIA REVENUE AND TAXATION CODE. THIS DOCUMENT IS EXEMPT FROM RECORDING FEES PURSUANT TO SECTION 27383 OF THE CALIFORNIA GOVERNMENT CODE. SITE LEASE I by and between CITY OF HUNTINGTON BEACH and HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY Dated as of September 1, 2011 I. OHS WEST:261251809.6 I j SITE LEASE THIS SITE LEASE (this "Site Lease"), executed and entered into as of September 1, 2011, is by and between the CITY OF HUNTINGTON BEACH (the "City"), a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California, as lessor, and the HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY the "Authority"), ( y ), a joint powers authority organized and existing under the laws of the State of i California, as lessee. RECITALS i WHEREAS, in order to finance certain capital improvements, including the Huntington Central Park Sports Complex and certain beach improvements along Pacific Coast Highway from First Street and Pacific Coast Highway to Huntington Street and Pacific Coast Highway (the "2001 Project"), the Authority issued its Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds, 2001 Series A (Capital Improvement Financing Project) (the "Prior 2001A Bonds"), payable from certain lease payments to be made by the City; and ` I WHEREAS, in order to refinance certain capital improvements, including certain : improvements to the Civic Center, including the Police Administration Building (the "1993 t Project" and together with the 2001 Project, the "Projects"), the Authority issued its Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds, 2001 Series B (Capital Improvement Refinancing Project) (the"Prior 2001B Bonds" and together with the Prior 2001A Bonds, the "Prior Bonds"), payable from certain lease payments to be made by the City; and WHEREAS, in order to achieve certain savings, the City and the Authority desire to refinance the Projects by refunding the Prior Bonds; and f- WHEREAS, in order to refund the Prior Bonds, the City will lease certain real property, and the improvements thereto (the "Property"), to the Authority pursuant to this Site Lease, and the City will sublease the Property back from the Authority pursuant to a Lease Agreement, I dated the date hereof(the"Lease Agreement"); and i WHEREAS,the Property is more particularly described in Exhibit A hereto; and j WHEREAS, in order to provide the funds necessary to refund the Prior Bonds, the Authority and the City desire to provide for the issuance of Huntington Beach Public Financing Authority(Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) (the "Series 2011A Bonds"), in the aggregate principal amount of$36,275,000, pursuant to an Indenture (the"Indenture"), by and among the Authority, the City and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee"), payable from the base rental payments to be made by the City pursuant to the Lease Agreement and the other assets pledged therefor under the Indenture; and j L WHEREAS, all acts, conditions and things required by law to exist, to have happened and to have been performed precedent to and in connection with the execution and entering into of this Site Lease do exist, have happened and have been performed in regular and due time, OHS WEST:261251809.6 I form and manner as required by law, and the parties hereto are now duly authorized to execute and enter into this Site Lease; NOW, THEREFORE, in consideration of the premises and of the mutual agreements and covenants contained herein and for other valuable consideration, the parties hereto do hereby agree as follows: ARTICLE I DEFINITIONS Except as otherwise defined herein, or unless the context clearly otherwise requires, words and phrases defined in Article I of the Lease Agreement shall have the same meanings in this Site Lease. ARTICLE II LEASE OF THE PROPERTY; RENTAL Section 2.01. Lease of Property. The City hereby leases to the Authority, and the Authority hereby leases from the City, for the benefit of the Owners of the Bonds, the Property, subject only to Permitted Encumbrances, to have and to hold for the term of this Site Lease. Section 2.02. Rental. The Authority shall pay to the City as and for rental of the Property hereunder, the sum of not to exceed $38,077,176.76 (the "Site Lease Payment"). The Site Lease Payment shall be paid from the proceeds of the Series 2011A Bonds; provided, however, that in the event the available proceeds of the Series 2011A Bonds are not sufficient to enable the Authority to pay such amount in full, the remaining amount of the Site Lease Payment shall be reduced to an amount equal to the amount of such available proceeds. The City shall deposit the Site Lease Payment in one or more separate funds or accounts to be held and administered for the purpose of refunding the Prior Bonds. The Authority and the City hereby find and determine that the amount of the Site Lease Payment does not exceed the fair market value of the leasehold interest in the Property which is conveyed hereunder by the City to the Authority. No other amounts of rental shall be due and payable by the Authority for the use and occupancy of the Property under this Site Lease. ARTICLE III QUIET ENJOYMENT The parties intend that the Property will be leased back to the City pursuant to the Lease Agreement for the term thereof. It is further intended that, to the extent provided herein and in the Lease Agreement, if an event of default occurs under the Lease Agreement, the Authority, or its assignee, will have the right, for the then remaining term of this Site Lease to (a) take possession of the Property, (b) if it deems it appropriate, cause an appraisal of the Property and a study of the then reasonable use thereof to be undertaken, and (c) relet the Property. Subject to any rights the City may have under the Lease Agreement (in the absence of an event of default) to possession and enjoyment of the Property, the City hereby covenants and agrees that it will OHS WEST:261251809.6 2 not take any action to prevent the Authority from having quiet and peaceable possession and enjoyment of the Property during the term hereof and will, at the request of the Authority and at the City's cost, to the extent that it may lawfully do so, join in any legal action in which the Authority asserts its right to such possession and enjoyment. ARTICLE IV SPECIAL COVENANTS AND PROVISIONS Section 4.01. Waste. The Authority agrees that at all times that it is in possession of the Property, it will not commit, suffer or permit any waste on the Property, and that it will not willfully or knowingly use or permit the use of the Property for any illegal purpose or act. Section 4.02. Further Assurances and Corrective Instruments. The City and the Authority agree that they will, from time to time, execute, acknowledge and deliver, or cause to be executed, acknowledged and delivered, such supplements hereto and such further instruments as may reasonably be required for correcting any inadequate or incorrect description of the Property hereby leased or intended so to be or for carrying out the expressed intention of this Site Lease,the Indenture and the Lease Agreement. Section 4.03. Waiver of Personal Liability. All liabilities under this Site Lease on the part of the Authority shall be solely liabilities of the Authority as a joint powers authority, and the City hereby releases each and every director, officer and employee of the Authority of and from any personal or individual liability under this Site Lease. No director, officer or employee of the Authority shall at any time or under any circumstances be individually or personally liable under this Site Lease to the City or to any other party whomsoever for anything done or omitted to be done by the Authority hereunder. All liabilities under this Site Lease on the part of the City shall be solely liabilities of the City as a governmental entity, and the Authority hereby releases each and every council member, officer and employee of the City of and from any personal or individual liability under this Site Lease. No council member, officer or employee of the City shall at any time or under any circumstances be individually or personally liable under this Site Lease to the Authority or to any other party whomsoever for anything done or omitted to be done by the City hereunder. Section 4.04. Taxes. The City covenants and agrees to pay any and all assessments of any kind or character and also all taxes, including possessory interest taxes, levied or assessed upon the Property. Section 4.05. Right of Entry. The City reserves the right for any of its duly authorized representatives to enter upon the Property at any reasonable time to inspect the same. Section 4.06. Representations of the City. The City represents and warrants to the Authority and the Trustee as follows: (a) the City has the full power and authority to enter into, to execute and to deliver this Site Lease, and to perform all of its duties and obligations hereunder, and has duly authorized the execution of this Site Lease; OHS WEST:261251809.6 3 (b) except for Permitted Encumbrances, the Property is not subject to any dedication, easement, right of way, reservation in patent, covenant, condition, restriction, lien or encumbrance which would prohibit or materially interfere with the use of the Property for governmental purposes as contemplated by the City; (c) all taxes, assessments or impositions of any kind with respect to the Property, except current taxes, have been paid in full; and (d) the Property is necessary to the City in order for the City to perform its governmental functions. Section 4.07. Representations of the Authority. The Authority represents and warrants to the City and the Trustee that the Authority has the full power and authority to enter into, to execute and to deliver this Site Lease, and to perform all of its duties and obligations hereunder, and has duly authorized the execution and delivery of this Site Lease. ARTICLE V ASSIGNMENT, SELLING AND SUBLEASING Section 5.01. Assignment, Selling and Subleasing. This Site Lease may be assigned or sold, and the Property may be subleased, as a whole or in part, by the Authority, without the necessity of obtaining the consent of the City, if an event of default occurs under the Lease Agreement. The Authority shall, within 30 days after such an assignment, sale or sublease, furnish or cause to be furnished to the City a true and correct copy of such assignment, sublease or sale, as the case may be. The Authority shall assign all of its rights hereunder to the Trustee appointed pursuant to the Indenture. Section 5.02. Restrictions on City. The City agrees that, except with respect to Permitted Encumbrances, it will not mortgage, sell, encumber, assign, transfer or convey the Property or any portion thereof during the term of this Site Lease. ARTICLE VI IMPROVEMENTS Title to all improvements made on the Property during the term hereof shall vest in the City. ARTICLE VII TERM; TERMINATION Section 7.01. Term. The term of this Site Lease shall commence as of the date of commencement of the term of the Lease Agreement and shall remain in full force and effect from such date to and including September 1, 2031, unless such term is extended or sooner terminated as hereinafter provided. OHS WEST:261251809.6 4 Section 7.02. Extension; Early Termination. If, on September 1, 2031, the Bonds shall not be fully paid, or provision therefor made in accordance with Article IX of the Indenture, or the Indenture shall not be discharged by its terms, or if the Rental Payments payable under the Lease Agreement shall have been abated at any time, then the term of this Site Lease shall be automatically extended until the date upon which all Bonds shall be fully paid, or provision therefor made in accordance with Article IX of the Indenture, and the Indenture shall be discharged by its terms, except that the term of this Site Lease shall in no event be extended more than ten years. If, prior to September 1, 2031, all Bonds shall be fully paid, or provisions therefor made in accordance with Article IX of the Indenture, and the Indenture shall be discharged by its terms, the term of this Site Lease shall end simultaneously therewith. Section 7.03. Action on Default. In each and every case upon the occurrence and during the continuance of a default by the Authority hereunder, the City shall have all the rights and remedies permitted by law, except the City, to the extent permitted by law, waives any and all rights to terminate this Site Lease. ARTICLE VIII MISCELLANEOUS Section 8.01. Binding Effect. This Site Lease shall inure to the benefit of and shall be binding upon the City, the Authority and their respective successors and assigns. Section 8.02. Severability. In the event any provision of this Site Lease shall be held invalid or unenforceable by any court of competent jurisdiction, such holding shall not invalidate or render unenforceable any other provision hereof. Section 8.03. Amendments; Substitution and Release. This Site Lease may be amended, changed, modified, altered or terminated only in accordance with the provisions of the Lease Agreement. The City shall have the right to substitute alternate real property for the Property or to release portions of the Property as provided in the Lease Agreement. Section 8.04. Assignment. The Authority and City acknowledge that the Authority has assigned its right, title and interest in and to this Site Lease to the Trustee pursuant to the Indenture. The City consents to such assignment. The City consents to the Indenture and acknowledges and agrees to the rights of the Trustee as set forth therein. Section 8.05. Execution in Counterparts. This Site Lease may be simultaneously executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. Section 8.06. Applicable Law. This Site Lease shall be governed by and construed in accordance with the laws of the State of California. Section 8.07. Captions. The captions or headings in this Site Lease are for convenience only and in no way define or limit the scope or intent of any provision of this Site Lease. OHS WEST:261251809.6 5 IN WITNESS WHEREOF, the parties hereto have caused this Site Lease to be executed by their respective officers thereunto duly authorized, all as of the day and year first written above. CITY OF HUNTINGTON BEACH By: Lori Ann Farrell, Director of Finance HUNTIN ON BE PUBLIC FINANC G AU ORITY a By. Joe Carchio, Chair f the Board of Directors OHS WEST:261251809.6 6 STATE OF CALIFORNIA ) ss COUNTY OF ORANGE ) On �, 2o// before me, Notary Public, personally appeared Lori Ann Farrell, who proved to me on the basis of satisfactory evidence to be the personK whose name(g)6af-e subscribed to the within instrument and acknowledged to me that h executed the same in bl er lair authorized capacity(4e4 and that by hiAer it signatureo on the instrument the person($), or the entity upon behalf of which the person acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. P. L. ESPARZA WITNESS my hand and official seal. commission# 1857021 Notary Public-California z Z Orange County My Comm.Expires Aug 4,2013 Signature [SEAL] i i { i i STATE OF CALIFORNIA ) ss COUNTY OF ORANGE ) On �i[�L./ // before me, � 2,allotary Public personally appeared Joe Carchio, who proved to me on the basis of satisfactory evidence to be the person whose name is' ubscribed to the within instrument and acknowledged to me that SAS executed the same in is authorized capacity(iGs) and that by is erlfiiretr signature( on the instrument t e person, or the entity upon behalf of which the person acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. r►r�6 WITNESS my hand and official seal. P. L. ESPARZA Commission# 1857021 z.�+► Notary Public-California Z Z Orange County Comm, Expires Aug 4, 2013 Signature [SEAL] i i i 4 i ; i i i i i i i i i i i i i EXHIBIT A DESCRIPTION OF THE PROPERTY j All that real property situated in the County of Orange, State of California, described as follows, and any improvements thereto: PARCEL 1: THOSE PORTIONS OF BLOCKS 1901, 1903, 2001 AND 2002 OF TRACT NO. 12, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA, TOGETHER WITH PARK STREET, UNION AVENUE, AND THE ALLEYS IN SAID BLOCKS, AS SHOWN ON SAID MAP AND AS VACATED BY RESOLUTION NO. 3415 OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH, A CERTIFIED COPY OF WHICH WAS RECORDED JANUARY 6, 1972 IN BOOK 9956, PAGE 849 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY,AND TOGETHER WITH PORTIONS OF PINE STREET AND SEVENTEENTH STREET,AS SHOWN SAID MAP AND AS VACATED BY RESOLUTION NO. 5989 OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH,A CERTIFIED COPY OF WHICH WAS RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89-137620 OF SAID OFFICIAL RECORDS, DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE CENTERLINE OF UTICA STREET, 60.00 FEET IN WIDTH, AND A LINE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE, 90.00 FEET IN WIDTH, BOTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 000 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE; THENCE NORTH 450 19' 06" EAST 24.04 FEET; THENCE SOUTH 890 40' 54" EAST 166.03 FEET TO THE CENTERLINE OF SEVENTEENTH STREET, 70.00 FEET IN WIDTH, AS SHOWN ON SAID MAP; THENCE NORTH 410 38' 23" EAST 427.42 FEET ALONG SAID CENTERLINE OF SEVENTEENTH STREET; THENCE SOUTH 890 40' 54" EAST 137.05 FEET; THENCE NORTH 000 19' 06" EAST 155.89 FEET ALONG A LINE PARALLEL TO THE CENTERLINE OF SAID LAKE AVENUE,TO THE CENTERLINE OF SAID SEVENTEENTH STREET; THENCE NORTH 410 38' 23" EAST 134.38 FEET ALONG SAID CENTERLINE OF SAID SEVENTEENTH STREET AND ITS NORTHEASTERLY PROLONGATION TO A POINT ON THE NORTHERLY LINE OF SAID TRACT NO. 12; THENCE NORTH 480 21' 17" WEST 474.37 FEET ALONG SAID NORTHERLY TRACT LINE OF TRACT NO. 12; THENCE NORTH 890 40' 01" WEST 535.29 FEET CONTINUING ALONG SAID NORTHERLY TRACT LINE TO THE EASTERLY RIGHT OF WAY LINE OF MAIN STREET, 120.00 FEET IN WIDTH, AS SHOWN ON SAID MAP OF TRACT i. NO. 12; THENCE SOUTH 000 20' 13"WEST 1266.12 FEET ALONG SAID EASTERLY LINE TO THE CENTERLINE OF SAID UTICA STREET; THENCE SOUTH 890 39' 33" EAST 200.89 FEET ALONG SAID CENTERLINE TO THE POINT OF BEGINNING. EXCEPTING THEREFROM THAT PORTION DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE CENTERLINE OF UTICA STREET, 60.00 FEET IN WIDTH, AND A LINE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE, 90.00 FEET IN WIDTH, BOTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 000 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE;THENCE NORTH 450 19' 06" EAST 24.04 FEET;THENCE SOUTH 890 40' 54" EAST 27.23 FEET TO A LINE PARALLEL WITH AND 245.00 FEET EASTERLY OF THE EASTERLY RIGHT OF WAY LINE OF MAIN STREET, 120.00 FEET IN WIDTH,AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 001 20' 13" EAST 683.13 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO A LINE PARALLEL WITH AND 208.00 FEET SOUTHERLY OF THE NORTHERLY LINE OF BLOCK 2002 OF SAID TRACT NO. 12; THENCE NORTH 890 40' 01" WEST 245.00 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO SAID EASTERLY RIGHT OF WAY LINE OF MAIN STREET; THENCE SOUTH 000 20' 13" WEST 1058.12 FEET ALONG SAID EASTERLY LINE OF MAIN STREET TO THE CENTERLINE OF SAID UTICA STREET; THENCE SOUTH 890 39' 33" EAST 200.89 FEET ALONG SAID CENTERLINE TO THE POINT OF BEGINNING. OHS WEST:261251809.6 A-1 I- f i ALSO EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN TRACT NO. 13569,AS SHOWN ON A MAP RECORDED IN BOOK 652, PAGES 28 THROUGH 33, OF SAID MISCELLANEOUS MAPS. ALSO EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OIL, GAS,ASPHALT AND ASPHALTUM AND OTHER HYDROCARBONS, AND ALL OTHER MINERALS, WHETHER SIMILAR OR DISSIMILAR TO THOSE HEREIN SPECIFIED, LYING BELOW FIVE HUNDRED (500) FEET UNDER THE SURFACE OF SUCH REAL PROPERTY WITHIN OR THAT MAY BE PRODUCED FROM SAID PROPERTY, PROVIDED, HOWEVER,THAT THERE SHALL NOT BE THE RIGHT TO USE THE SURFACE OF SAID PROPERTY OR FIVE HUNDRED (500) FEET UNDER THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY HUNTINGTON BEACH COMPANY,A CORPORATION IN A DEED RECORDED DECEMBER 17, 1969 IN BOOK 9166, PAGE 715 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OF THE OIL, GAS AND OTHER MINERALS IN AND UNDER AND THAT MAY BE PRODUCED BELOW A DEPTH OF FIVE HUNDRED (500) FEET BENEATH THE SURFACE OF SAID LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED (500) FEET BELOW THE C SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION,A DELAWARE CORPORATION IN A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. i APN: 023-041-03, 023-041-04 AND A PORTION OF 023-031-14 I PARCEL 2: THOSE PORTIONS OF BLOCKS 1902, 1903 AND 2002 INCLUDING A PORTION OF UTICA STREET,ALL OF TRACT NO. 12, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA,TOGETHER WITH THOSE PORTIONS OF UNION AVENUE AND THE ALLEYS IN SAID BLOCKS AS SHOWN ON SAID MAP AS VACATED BY RESOLUTION NO. 3415 OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH,A CERTIFIED COPY OF WHICH WAS RECORDED JANUARY 6, 1972 IN BOOK 9956, PAGE 849 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY, TOGETHER WITH THAT PORTION OF SEVENTEENTH STREET AS VACATED BY RESOLUTION NO. 5989 OF SAID CITY COUNCIL,A CERTIFIED COPY OF WHICH WAS RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89-137620 OF SAID OFFICIAL RECORDS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: i BEGINNING AT THE INTERSECTION OF THE CENTERLINE OF UTICA STREET 60.00 FEET IN WIDTH AND A LINE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE 90.00 FEET IN WIDTH, BOTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 00 DEG. 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE; THENCE NORTH 45 DEG. 19' 06" EAST 24.04 FEET; THENCE SOUTH 89 DEG. 40' 54" EAST 27.23 FEET TO A LINE PARALLEL WITH AND 245.00 FEET !` EASTERLY OF THE EASTERLY RIGHT OF WAY LINE OF MAIN STREET, 120.00 FEET IN WIDTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 00 DEG. 20' 13" EAST 683.13 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO A LINE PARALLEL WITH AND 208.00 FEET SOUTHERLY OF THE NORTHERLY LINE OF BLOCK 2002 OF SAID MAP OF TRACT NO. 12; THENCE NORTH 89 DEG. 40' 01" WEST 245.00 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO SAID EASTERLY RIGHT OF WAY LINE OF MAIN STREET; THENCE SOUTH 00 DEG. 20' 13" WEST 1058.12 FEET ALONG SAID EASTERLY LINE OF MAIN STREET TO THE CENTERLINE OF SAID UTICA STREET; THENCE SOUTH 89 DEG. 39' 33" EAST 200.89 FEET ALONG SAID CENTERLINE TO THE POINT OF BEGINNING. i EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OIL, GAS,ASPHALT AND ASPHALTUM AND OTHER HYDROCARBONS,AND ALL OTHER MINERALS, WHETHER SIMILAR OR DISSIMILAR TO K THOSE HEREIN SPECIFIED, LYING BELOW FIVE HUNDRED (500) FEET UNDER THE SURFACE OF SUCH REAL PROPERTY WITHIN OR THAT MAY BE PRODUCED FROM SAID PROPERTY, PROVIDED, HOWEVER, THAT THERE SHALL NOT BE THE RIGHT TO USE THE SURFACE OF SAID PROPERTY OR FIVE HUNDRED (500) FEET UNDER THE SURFACE FOR ANY PURPOSE WHATSOEVER,AS RESERVED BY HUNTINGTON j OHS WEST:261251809.6 A-2 BEACH COMPANY, A CORPORATION IN A DEED RECORDED DECEMBER 17, 1969 IN BOOK 9166, PAGE 715 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OF THE OIL, GAS AND OTHER MINERALS IN AND UNDER AND THAT MAY BE PRODUCED BELOW A DEPTH OF FIVE HUNDRED (500) FEET BENEATH THE SURFACE OF SAID LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED (500) FEET BELOW THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION, A DELAWARE CORPORATION IN A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. APN: 023-031-10, 023-031-13 AND A PORTION OF 023-031-14 PARCEL 3: THOSE PORTIONS OF LOTS 13 AND 14 OF BLOCK 1901 OF TRACT NO. 12, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON THE MAP RECORDED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA,TOGETHER WITH THOSE PORTIONS OF SEVENTEENTH STREET,AS SHOWN ON SAID MAP AND AS VACATED IN THAT CERTAIN RESOLUTION NO. 5989 OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH, A CERTIFIED COPY OF WHICH RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89-137620 OF OFFICIAL RECORDS OF ORANGE COUNTY AND PORTIONS OF LAKE AVENUE AND PARK STREET,AS SHOWN ON THE MAP OF TRACT NO. 13569, RECORDED IN BOOK 652, PAGES 28 THROUGH 33 OF MISCELLANEOUS MAPS, RECORDS OF SAID ORANGE COUNTY, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE CENTERLINE INTERSECTION OF LAKE AVENUE 90.00 FEET IN WIDTH, AND SEVENTEENTH STREET 70.00 FEET IN WIDTH, AS SHOWN ON SAID MAP OF TRACT NO. 13569; THENCE SOUTH 000 19' 06" WEST 207.32 FEET ALONG SAID CENTERLINE OF LAKE AVENUE TO THE CENTERLINE INTERSECTION OF PARK STREET, 52.00 FEET IN WIDTH,AS SHOWN ON THE MAP OF SAID TRACT NO. 13569; THENCE NORTH 890 40' 54" WEST 237.70 FEET ALONG SAID CENTERLINE OF PARK STREET;THENCE NORTH 00° 19' 06" EAST 155.89 FEET TO THE CENTERLINE OF SAID SEVENTEENTH STREET; THENCE NORTH 41° 38' 23" EAST 68.48 FEET ALONG SAID CENTERLINE TO AN ANGLE POINT IN SAID SEVENTEENTH STREET; THENCE CONTINUING ALONG SAID CENTERLINE OF SEVENTEENTH STREET SOUTH 890 40' 54" EAST 192.48 FEET TO THE POINT OF BEGINNING. EXCEPTING THEREFROM ANY PORTION LYING WITHIN THE AFOREMENTIONED PARCEL 1. i EXCEPTING THEREFROM SAID LAND ALL OF THE OIL, GAS AND OTHER MINERALS IN AND UNDER AND THAT MAY BE PRODUCED BELOW A DEPTH OF FIVE HUNDRED (500) FEET BENEATH THE SURFACE OF SAID LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED (500) FEET BELOW THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION,A DELAWARE CORPORATION IN A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. APN: 023-041-06 PARCEL 4: ! THOSE LANDS IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA BEING A PORTION OF SEVENTEENTH STREET AS SHOWN ON TRACT NO. 12, FILED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS,TOGETHER WITH A PORTION OF MANSION AVENUE AS DESCRIBED IN THE DEEDS TO THE CITY OF HUNTINGTON BEACH RECORDED SEPTEMBER 23, 1916, IN BOOK 294, PAGE 390 OF DEEDS, AND THE DEED RECORDED JULY 21, 1950, IN BOOK 2045, PAGE 79 OF OFFICIAL RECORDS WHICH WERE VACATED, AS A PORTION OF PARCEL 1 BY CITY OF HUNTINGTON BEACH RESOLUTION NO. 5989, ON JANUARY 17, 1989 RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89- OHS WEST:261251809.6 A-3 137620 OF OFFICIAL RECORDS, ALL OF WHICH ARE LOCATED IN RECORDS OF SAID COUNTY, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST EASTERLY CORNER OF LOT 3, BLOCK 2001, AS SHOWN ON SAID TRACT NO. 12,THENCE NORTH 41019'00"EAST, 54.43 FEET,ALONG THE NORTHEAST PROLONGATION OF THE SOUTHEAST LINE OF SAID LOT 3,TO AN INTERSECTION WITH THE SOUTHWESTERLY LINE OF YORKTOWN AVENUE (FORMERLY MANSION AVENUE), SAID INTERSECTION BEING THE BEGINNING OF A NON-TANGENT CURVE CONCAVE NORTHEASTERLY HAVING A RADIUS OF 850.00 FEET, A RADIAL LINE TO SAID POINT OF CURVATURE BEARS SOUTH 27011'59"WEST; THENCE SOUTHEASTERLY 36.30 FEET, ALONG SAID CURVE,THROUGH A CENTRAL ANGLE OF 202648"1 TO THE INTERSECTION OF SAID CURVE AND THE NORTHEASTERLY PROLONGATION OF THE CENTERLINE OF SEVENTEENTH STREET SAID INTERSECTION BEING THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION, A RADIAL LINE TO SAID TRUE POINT OF BEGINNING BEARS SOUTH 24045'11" WEST; THENCE CONTINUING SOUTHEASTERLY 44.96 FEET, ALONG SAID CURVE,THROUGH A CENTRAL ANGLE OF 3001'51",TO THE BEGINNING OF A REVERSE CURVE CONCAVE SOUTHWESTERLY, HAVING A RADIUS OF 32.00 FEET; THENCE SOUTHEASTERLY 38.13 FEET ALONG SAID CURVE,THROUGH A CENTRAL ANGLE OF 68016'40", TO THE NORTHERLY PROLONGATION OF THE WESTERLY LINE OF LAKE STREET(FORMERLY LAKE AVENUE), 90.00 FEET IN WIDTH, AS SHOWN ON SAID TRACT NO. 12; THENCE SOUTH 00000'00"WEST, 49.93 FEET ALONG SAID PROLONGATION OF THE WESTERLY LINE OF LAKE STREET TO THE CENTERLINE OF SEVENTEENTH STREET(70.00 FEET IN WIDTH)AS SHOWN ON SAID TRACT NO. 12; THENCE WESTERLY ALONG THE CENTERLINE OF SAID SEVENTEENTH STREET, AS SHOWN ON SAID TRACT NO. 12, NORTH 90000'00"WEST, 147.08 FEET,TO AN ANGLE POINT IN SAID CENTERLINE OF SEVENTEENTH STREET AS SHOWN ON SAID TRACT NO. 12; THENCE NORTHEASTERLY, LEAVING SAID CENTERLINE OF SEVENTEENTH STREET ALONG THE NORTHEASTERLY PROLONGATION OF THE CENTERLINE OF SEVENTEENTH STREET AS SHOWN ON SAID TRACT NO. 12, NORTH 41019'00"EAST, 129.68 FEET TO THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION. EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL MINERALS, PETROLEUM,ASPHALTUM, BREA, OIL, GAS AND OTHER HYDROCARBON SUBSTANCES IN, UPON OR UNDER, OR THAT MAY BE PRODUCED FROM THE LAND,TOGETHER WITH THE SOLE AND EXCLUSIVE RIGHT TO DRILL SLANTED WELLS FROM ADJACENT LANDS INTO AND THROUGH THE SUBSURFACE OF THE LAND; PROVIDED, HOWEVER,THAT GRANTORS SHALL NOT USE THE SURFACE OF THE LAND FOR THE EXPLORATTION, DEVELOPMENT, EXTRACTION OR REMOVAL OF SAID MINERALS OR SUBSTANCES, AS RESERVED BY HUNTINGTON BEACH COMPANY,A CORPORATION AND STANDARD OIL COMPANY OF CALIFORNIA, A CORPORATION IN A DEED RECORDED JULY 21, 1950 IN BOOK 2045, PAGE 79 OF OFFICIAL RECORDS. APN: 023-041-07 APN: 023-031-10, 023-041-03, 023-041-04, 023-031-13, 023-031-14, 023-041-06 and 023-041-07 I OHS WEST:261251809.6 A-4 CERTIFICATE OF ACCEPTANCE In accordance with Section 27281 of the California Government Code, this is to certify that the interest in the real property conveyed by the Site Lease, dated as of September 1, 2011, by and between the City of Huntington Beach, a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California(the "City") and the Huntington Beach Public Financing Authority, a joint powers authority organized and existing under the laws of the State of California (the "Authority"), from the City to the Authority, is hereby accepted by the undersigned on behalf of the Authority pursuant to authority conferred by resolution of the Board of Directors of the Authority adopted on September 6, 2011, and the Authority consents to recordation thereof by its duly authorized officer. Dated: September 28, 2011 HUNTING ON BEAC BLIC FINAN UT TY By: oe Carchio, Chair of e Board of Directors OHS WEST:261251809.6 LEASE AGREEMENT by and between CITY OF HUNTINGTON BEACH and HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY Dated as of September 1, 2011 OHS WEST2612518107 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS.................................................................................................3 Section 1.01. Definitions............................................................................................3 ARTICLE II LEASE OF PROPERTY; TERM....................................................................5 Section 2.01. Lease of Property.................................................................................5 Section 2.02. Term; Occupancy.................................................................................5 ARTICLE III RENTAL PAYMENTS ...................................................................................6 Section 3.01. Base Rental Payments..........................................................................6 Section 3.02. Additional Rental Payments ................................................................6 Section 3.03. Fair Rental Value.................................................................................7 Section 3.04. Payment Provisions........................ ....................... ....................... .....7 Section 3.05. Appropriations Covenant.....................................................................7 Section 3.06. Rental Abatement.................................................................................7 ARTICLE IV REPRESENTATIONS AND WARRANTIES; COVENANTS AND AGREEMENTS...............................................................................................9 Section 4.01. Power and Authority of the City..........................................................9 Section 4.02. Power and Authority of the Authority.................................................9 Section 4.03. Net-Net-Net Lease................................................. ....................... .....9 Section 4.04. Disclaimer of Warranties.....................................................................9 Section4.05. Quiet Enjoyment..................................................................................9 Section 4.06. Right of Entry ......................................................................................9 Section 4.07. Use of the Property..............................................................................9 Section 4.08. Maintenance and Utilities.................................................................. 10 Section 4.09. Additions to Property..................... .................................................. 10 Section 4.10. Installation of City's Equipment........................................................ 10 Section4.11. Taxes.................................................................................................. 10 Section4.12. Liens................................................................................................... 11 Section 4.13. Compliance with Law, Regulations, Etc............................................ 11 Section 4.14. No Condemnation.............................................................................. 11 Section 4.15. Authority's Purpose........................................................................... 11 ARTICLE V INSURANCE................................................................................................. 12 Section 5.01. Public Liability and Property Damage Insurance; Workers' Compensation Insurance.................................................................... 12 OHS WEST261251810.7 i TABLE OF CONTENTS (continued) Page Section 5.02. Additional Insurance Provision; Form of Policies............................. 12 Section5.03. Self-Insurance.................................................................................... 12 Section 5.04. Title Insurance ................................................................................... 13 ARTICLE VI EMINENT DOMAIN; RIGHT TO REDEEM.............................................. 14 Section 6.01. Eminent Domain................................................................................ 14 Section 6.02. Right to Redeem Bonds..................................................................... 14 ARTICLE VII ASSIGNMENT AND SUBLETTING; SUBSTITUTION OR RELEASE; TITLE......................................................................................... 15 Section 7.01. Assignment and Subleasing............................................................... 15 Section 7.02. Substitution or Release of the Property ............................................. 15 Section 7.03. Title to Property................................................................................. 16 ARTICLE VIII EVENTS OF DEFAULT AND REMEDIES................................................ 17 Section 8.01. Events of Default............................................................................... 17 Section 8.02. Action on Default............................................................................... 17 Section 8.03. Other Remedies.................................................................................. 19 Section 8.04. No Acceleration................................................................................. 19 Section 8.05. Remedies Not Exclusive.................................................................... 19 Section8.06. Waiver................................................................................................20 Section 8.07. Attorney's Fees..................................................................................20 Section 8.08. Authority Event of Default; Action on Authority Event of Default................................................................................................20 ARTICLE IX AMENDMENTS ...........................................................................................21 Section 9.01. Amendments......................................................................................21 ARTICLE X MISCELLANEOUS......................................................................................23 Section 10.01. Authority Not Liable..........................................................................23 Section 10.02. Assignment to Trustee; Effect ...........................................................23 Section 10.03. Gender and References; Article and Section Headings.....................23 Section 10.04. Validity and Severability.................. ....................... ........................23 Section 10.05. California Law...................................................................................24 Section10.06. Notices...............................................................................................24 Section 10.07. Execution in Counterparts.................................................................. 24 EXHIBIT A - DESCRIPTION OF THE PROPERTY .............................................................. A-1 OHS WEST261251810.7 ii LEASE AGREEMENT THIS LEASE AGREEMENT (this "Lease Agreement"), dated as of September 1, 2011, is by and between the CITY OF HUNTINGTON BEACH, a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California (the "City"), as lessee, and the HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY, a joint powers authority organized and existing under the laws of the State of California (the "Authority"), as lessor. RECITALS WHEREAS, in order to finance certain capital improvements, including the Huntington Central Park Sports Complex and certain beach improvements along Pacific Coast Highway from First Street and Pacific Coast Highway to Huntington Street and Pacific Coast Highway (the "2001 Project'), the Authority issued its Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds, 2001 Series A (Capital Improvement Financing Project) (the "Prior 2001A Bonds"), payable from certain lease payments to be made by the City; and WHEREAS, in order to refinance certain capital improvements, including certain improvements to the Civic Center, including the Police Administration Building (the "1993 Project" and together with the 2001 Project, the "Projects"), the Authority issued its Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds, 2001 Series B (Capital Improvement Refinancing Project) (the"Prior 2001B Bonds" and together with the Prior 2001A Bonds, the "Prior Bonds"), payable from certain lease payments to be made by the City; and WHEREAS, in order to achieve certain savings, the City and the Authority desire to refinance the Projects by refunding the Prior Bonds; and WHEREAS, in order to refund the Prior Bonds, the City is leasing certain real property, and the improvements thereto (the "Property"), to the Authority pursuant to a Site Lease, dated as of the date hereof (the "Site Lease"), and the City is subleasing the Property back from the Authority pursuant to this Lease Agreement; and WHEREAS, in order to provide the funds necessary to refund the Prior Bonds, the Authority and the City desire to provide for the issuance of Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) (the "Series 2011A Bonds"), in the aggregate principal amount of$36,275,000, pursuant to an Indenture (the "Indenture"), by and among the Authority, the City and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee"), which bonds are payable from the base rental payments to be made by the City pursuant to this Lease Agreement; and WHEREAS, all acts, conditions and things required by law to exist, to have happened and to have been performed precedent to and in connection with the execution and entering into of this Lease Agreement do exist, have happened and have been performed in regular and due OHS WEST2612518107 time, form and manner as required by law, and the parties hereto are now duly authorized to execute and enter into this Lease Agreement; NOW, THEREFORE, in consideration of the premises and of the mutual agreements and covenants contained herein and for other valuable consideration, the parties hereto do hereby agree as follows: OHS WEST2612518107 2 ARTICLE I DEFINITIONS Section 1.01. Definitions. Unless the context otherwise requires, the terms defined in this Section shall for all purposes of this Lease Agreement and of any certificate, opinion or other document herein mentioned, have the meanings herein specified. Capitalized terms not otherwise defined herein shall have the meanings assigned to such terms in the Indenture. "Additional Rental Payments" means all amounts payable by the City as Additional Rental Payments pursuant to Section 3.02 hereof. "Authority" means the Huntington Beach Public Financing Authority, a joint powers authority organized and existing under the laws of the State of California. "Authority Event of Default" means an event described as such in Section 8.08. "Base Rental Deposit Date" means the fifth Business Day next preceding each Interest Payment Date. "Base Rental Payments" means all amounts payable to the Authority by the City as Base Rental Payments pursuant to Section 3.01 hereof. "City" means the City of Huntington Beach, a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California. "Closing Date" means September 28, 2011. "Event of Default" means an event described as such in Section 8.01. "Indenture" means the Indenture, dated as of the date hereof, by and among the Authority, the City and the Trustee, as originally executed and as it may from time to time be amended or supplemented in accordance with the provisions thereof. "Independent Insurance Consultant" means a nationally recognized independent actuary, insurance company or broker that has actuarial personnel experienced in the area of insurance for which the City is to be self-insured, as may from time to time be designated by the City. "Laws and Regulations" means, with respect to the Property, any applicable law, regulation, code, order, rule, judgment or consent agreement, including, without limitation, those relating to zoning, building, use and occupancy, fire safety, health, sanitation, air pollution, ecological matters, environmental protection, hazardous or toxic materials, substances or wastes, conservation, parking, architectural barriers to the handicapped, or restrictive covenants or other agreements affecting title to the Property. "Lease Agreement" means this Lease Agreement, as originally executed and as it may from time to time be amended in accordance with the provisions hereof. OHS WEST2612518107 3 "Net Proceeds" means any insurance proceeds or condemnation award paid with respect to any of the Property, which proceeds or award, after payment therefrom of all reasonable expenses incurred in the collection thereof, are in an amount greater than $50,000. "Permitted Encumbrances" means, with respect to the Property (a) liens for general ad valorem taxes and assessments, if any, not then delinquent, or which the City may, pursuant to provisions of Section 4.11 hereof, permit to remain unpaid, (b) this Lease Agreement, (c) the Site Lease, (d) any right or claim of any mechanic, laborer, materialman, supplier or vendor not filed or perfected in the manner prescribed by law, (e) easements, rights of way, mineral rights, drilling rights and other rights, reservations, covenants, conditions or restrictions which exist of record as of the Closing Date, and (f) easements, rights of way, mineral rights, drilling rights and other rights, reservations, covenants, conditions or restrictions established following the Closing Date which the City certifies in writing do not affect the intended use of the Property or impair the security granted to the Trustee for the benefit of the Owners of the Bonds by the Indenture and to which the Authority consents in writing. "Property" means the real property described in Exhibit A hereto, and any improvements thereto. "Rental Payments" means, collectively, the Base Rental Payments and the Additional Rental Payments. "Rental Period" means the period from the Closing Date through September 30, 2012 and, thereafter, the twelve-month period commencing on October 1 of each year during the term of this Lease Agreement. "Scheduled Termination Date" means September 1, 2031. "Site Lease" means the Site Lease, dated as of the date hereof, by and between the City and the Authority, as originally executed and as it may from time to time be amended in accordance with the provisions thereof and hereof. "Trustee" means The Bank of New York Mellon Trust Company, N.A., a national banking association organized and existing under the laws of the United States of America, or any successor thereto as Trustee under the Indenture substituted in its place as provided therein. OHS WEST2612518107 4 ARTICLE II LEASE OF PROPERTY; TERM Section 2.01. Lease of Property. (a) The Authority hereby leases to the City and the City hereby leases from the Authority the Property, on the terms and conditions hereinafter set forth, subject to all Permitted Encumbrances. (b) The leasing of the Property by the City to the Authority pursuant to the Site Lease shall not effect or result in a merger of the City's leasehold estate in the Property as lessee under this Lease Agreement and its fee estate in the Property as lessor under the Site Lease, and the Authority shall continue to have a leasehold estate in the Property pursuant to the Site Lease throughout the term thereof and hereof. This Lease Agreement shall constitute a sublease with respect to the Property. The leasehold interest in the Property granted by the City to the Authority pursuant to the Site Lease is and shall be independent of this Lease Agreement and this Lease Agreement shall not be an assignment or surrender of the leasehold interest in the Property granted to the Authority under the Site Lease. Section 2.02. Term; Occupancy. (a) The term of this Lease Agreement shall commence on the Closing Date and shall end on the Scheduled Termination Date, unless such term is extended or sooner terminated as hereinafter provided. If, on the Scheduled Termination Date, all of the Bonds shall not be fully paid or deemed to have been paid in accordance with Article IX of the Indenture, or any Rental Payments shall remain due and payable or shall have been abated at any time, then the term of this Lease Agreement shall be extended until the date upon which all of the Bonds shall be fully paid or deemed to have been paid in accordance with Article IX of the Indenture, and all Rental Payments due and payable shall have been paid in full; provided, however, that the term of this Lease Agreement shall in no event be extended more than ten years beyond the Scheduled Termination Date. If, prior to the Scheduled Termination Date, all of the Bonds shall be fully paid or deemed to have been paid in accordance with Article IX of the Indenture, and all Rental Payments due and payable shall have been paid in full, the term of this Lease Agreement shall end simultaneously therewith. (b) The City shall take possession of the Property on the Closing Date. OHS WEST2612518107 5 ARTICLE III RENTAL PAYMENTS Section 3.01. Base Rental Payments. (a) General. The Rental Payments, including Base Rental Payments, for each Rental Period shall be paid by the City to the Authority for and in consideration of the right to use and occupy the Property and in consideration of the continued right to the quiet use and enjoyment thereof during such Rental Period. The obligation of the City to pay the Base Rental Payments does not constitute a debt of the City or of the State of California or of any political subdivision thereof in contravention of any constitutional or statutory debt limit or restriction, and does not constitute an obligation for which the City or the State of California is obligated to levy or pledge any form of taxation or for which the City or the State of California has levied or pledged any form of taxation. (b) Base Rental Payments. Subject to the provisions of Section 3.06 hereof, the City shall, on each Base Rental Deposit Date, pay to the Authority a Base Rental Payment in an amount equal to the principal of, and interest on, the Bonds due and payable on the next succeeding Principal Payment Date or Interest Payment Date, as applicable, including any such principal due and payable by reason of mandatory sinking fund redemption of the Bonds; provided, however, that the amount of such Base Rental Payment shall be reduced by the amount, if any, available in the Payment Fund, the Principal Account or the Interest Account on such Base Rental Deposit Date to pay such principal of, or interest on, the Bonds. (c) Payments other than Regularly Scheduled Payments. If the term of this Lease Agreement shall have been extended pursuant to Section 2.02 hereof, the obligation of the City to pay Rental Payments shall continue to and including the Base Rental Deposit Date preceding the date of termination of this Lease Agreement (as so extended pursuant to Section 2.02 hereof). Upon such extension, the Base Rental Payments payable during such extended term shall be established so that such Base Rental Payments will in the aggregate be sufficient to pay the unpaid principal of, and interest accrued and to accrue on, the Bonds; provided, however, that the Rental Payments payable in any Rental Period shall not exceed the annual fair rental value of the Property. Section 3.02. Additional Rental Payments. The City shall also pay, as Additional Rental Payments, such amounts as shall be required for the payment of the following: (a) all taxes and assessments of any type or nature charged to the Authority or the City or affecting the Property or the respective interests or estates of the Authority or the City therein; (b) all reasonable administrative costs of the Authority relating to the Property including, but without limiting the generality of the foregoing, salaries, wages, fees and expenses payable by the Authority under the Indenture, fees of auditors, accountants, attorneys or engineers, and all other necessary and reasonable administrative costs of the Authority or charges required to be paid by it in order to maintain its existence or to OHS WEST2612518107 6 comply with the terms of the Indenture or this Lease Agreement or to defend the Authority and its members, officers, agents and employees; (c) insurance premiums for all insurance required pursuant to Article V hereof; (d) any amounts with respect to the Bonds required to be rebated to the federal government in accordance with section 148(f) of the Code; and (e) all other payments required to be paid by the City under the provisions of this Lease Agreement or the Indenture. Amounts constituting Additional Rental Payments payable hereunder shall be paid by the City directly to the person or persons to whom such amounts shall be payable. The City shall pay all such amounts when due or at such later time as such amounts may be paid without penalty or, in any other case, within 60 days after notice in writing from the Trustee to the City stating the amount of Additional Rental Payments then due and payable and the purpose thereof. Section 3.03. Fair Rental Value. The parties hereto have agreed and determined that the Rental Payments are not in excess of the fair rental value of the Property. Section 3.04. Payment Provisions. Each installment of Base Rental Payments payable hereunder shall be paid in lawful money of the United States of America to or upon the order of the Authority at the Principal Office of the Trustee, or such other place or entity as the Authority shall designate. Notwithstanding any dispute between the Authority and the City, the City shall make all Rental Payments when due without deduction or offset of any kind and shall not withhold any Rental Payments pending the final resolution of such dispute. In the event of a determination that the City was not liable for said Rental Payments or any portion thereof, said payments or excess of payments, as the case may be, shall be credited against subsequent Rental Payments due hereunder or refunded at the time of such determination. Section 3.05. Appropriations Covenant. The City covenants to take such action as may be necessary to include all Rental Payments due hereunder in its annual budgets and to make necessary annual appropriations for all such Rental Payments. The covenants on the part of the City contained in this Section shall be deemed to be and shall be construed to be duties imposed by law and it shall be the duty of each and every public official of the City to take such action and do such things as are required by law in the performance of the official duty of such officials to enable the City to carry out and perform such covenants. Section 3.06. Rental Abatement. Except as otherwise specifically provided in this Section, during any period in which, by reason of material damage to, or destruction or condemnation of, the Property, or any defect in title to the Property, there is substantial interference with the City's right to use and occupy any portion of the Property, Rental Payments shall be abated proportionately, and the City waives the benefits of California Civil Code Sections 1932(2) and 1933(4) and any and all other rights to terminate this Lease Agreement by virtue of any such interference, and this Lease Agreement shall continue in full force and effect. The amount of such abatement shall be agreed upon by the City and the Authority. The City and the Authority shall provide the Trustee with a certificate setting forth the amount of such OHS WEST2612518107 7 abatement and the basis therefor. Such abatement shall continue for the period commencing with the date of interference resulting from such damage, destruction, condemnation or title defect and, with respect to damage to or destruction of the Property, ending with the substantial completion of the work of repair or replacement of the Property, or the portion thereof so damaged or destroyed, and the term of this Lease Agreement shall be extended as provided in Section 2.02 hereof; provided, however, that such term shall in no event be extended more than ten years beyond the Scheduled Termination Date. Notwithstanding the foregoing, to the extent that moneys are available for the payment of Rental Payments in any of the funds and accounts established under the Indenture, Rental Payments shall not be abated as provided above but, rather, shall be payable by the City as a special obligation payable solely from said funds and accounts. OHS WEST2612518107 8 ARTICLE IV REPRESENTATIONS AND WARRANTIES; COVENANTS AND AGREEMENTS Section 4.01. Power and Authority of the City. The City represents and warrants to the Authority that (a) the City has the full power and authority to enter into, to execute and to deliver this Lease Agreement, the Site Lease and the Indenture, and to perform all of its duties and obligations hereunder and thereunder, and has duly authorized the execution and delivery of this Lease Agreement, the Site Lease and the Indenture, and (b) the Property is zoned for use for governmental related facilities. Section 4.02. Power and Authority of the Authority. The Authority represents and warrants to the City that the Authority has the full power and authority to enter into, to execute and to deliver this Lease Agreement, the Site Lease and the Indenture, and to perform all of its duties and obligations hereunder and thereunder, and has duly authorized the execution and delivery of this Lease Agreement, the Site Lease and the Indenture. Section 4.03. Net-Net-Net Lease. This Lease Agreement shall be, and shall be deemed and construed to be, a"net-net-net lease" and the Rental Payments shall be an absolute net return to the Authority, free and clear of any expenses, charges or set-offs whatsoever and notwithstanding any dispute between the City and the Authority. Section 4.04. Disclaimer of Warranties. THE AUTHORITY MAKES NO AGREEMENT, WARRANTY OR REPRESENTATION, EITHER EXPRESS OR IMPLIED, AS TO THE VALUE, DESIGN, CONDITION, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR FITNESS FOR USE OF THE PROPERTY, OR WARRANTY WITH RESPECT THERETO. THE CITY ACKNOWLEDGES THAT THE AUTHORITY IS NOT A MANUFACTURER OF ANY PORTION OF THE PROPERTY OR A DEALER THEREIN, THAT THE CITY LEASES THE PROPERTY AS IS, IT BEING AGREED THAT ALL OF THE AFOREMENTIONED RISKS ARE TO BE BORNE BY THE CITY. Section 4.05. Quiet Enioyment. So long as no Event of Default shall have occurred and be continuing, the City shall at all times during the term of this Lease Agreement peaceably and quietly have, hold and enjoy the Property without suit, trouble or hindrance from the Authority. Section 4.06. RiEht of Entry. The Authority shall have the right to enter upon and to examine and inspect the Property during reasonable business hours (and in emergencies at all times) for any purpose connected with the Authority's rights or obligations under this Lease Agreement, and for all other lawful purposes. Section 4.07. Use of the Property. The City shall not use, operate or maintain the Property improperly, carelessly, in violation of any applicable law or in a manner contrary to that contemplated by this Lease Agreement. In addition, the City agrees to comply in all respects (including, without limitation, with respect to the use, maintenance and operation of the Property) with all laws of the jurisdictions in which its operations may extend and any legislative, executive, administrative or judicial body exercising any power or jurisdiction over OHS WEST2612518107 9 the Property; provided, however, that the City may contest in good faith the validity or application of any such law or rule in any reasonable manner which does not, in the opinion of the Authority, adversely affect the estate of the Authority in and to any of the Property or its interest or rights under this Lease Agreement. Section 4.08. Maintenance and Utilities. As part of the consideration for rental of the Property, all improvement, repair and maintenance of the Property shall be the responsibility of the City, and the City shall pay for or otherwise arrange for the payment of all utility services supplied to the Property, which may include, without limitation, janitor service, security, power, gas, telephone, light, heating, ventilation, air conditioning, water and all other utility services, and shall pay for or otherwise arrange for payment of the cost of the repair and replacement of the Property resulting from ordinary wear and tear or want of care on the part of the City. In exchange for the Rental Payments, the Authority agrees to provide only the Property. Section 4.09. Additions to Property. Subject to Section 4.12 hereof, the City and any sublessee shall, at its own expense, have the right to make additions, modifications and improvements to the Property. To the extent that the removal of such additions, modifications or improvements would not cause material damage to the Property, such additions, modifications and improvements shall remain the sole property of the City or such sublessee, and neither the Authority nor the Trustee shall have any interest therein. Such additions, modifications and improvements shall not in any way damage the Property or cause it to be used for purposes other than those authorized under the provisions of state and federal law, and the Property, upon completion of any addition, modification or improvement made pursuant to this Section, shall be of a value which is at least equal to the value of the Property immediately prior to the making of such addition, modification or improvement. Section 4.10. Installation of City's Equipment. The City and any sublessee may at any time and from time to time, in its sole discretion and at its own expense, install or permit to be installed items of equipment or other personal property in or upon the Property. All such items shall remain the sole property of the City or such sublessee, and neither the Authority nor the Trustee shall have any interest therein. The City or such sublessee may remove or modify such equipment or other personal property at any time, provided that such party shall repair and restore any and all damage to the Property resulting from the installation, modification or removal of any such items, and the Property, upon completion of any installation, modification or removal made pursuant to this Section, shall be of a value which is at least equal to the value of the Property immediately prior to the making of such installation, modification or removal. Nothing in this Lease Agreement shall prevent the City or any sublessee from purchasing items to be installed pursuant to this Section under a conditional sale or lease purchase contract, or subject to a vendor's lien or security agreement as security for the unpaid portion of the purchase price thereof, provided that no such lien or security interest shall attach to any part of the Property. Section 4.11. Taxes. The City shall pay or cause to be paid all taxes and assessments of any type or nature charged to the Authority or the City or affecting the Property or the respective interests or estates therein; provided, however, that with respect to special assessments or other governmental charges that may lawfully be paid in installments over a period of years, the City shall be obligated to pay only such installments as and when the same become due. OHS WEST2612518107 10 Upon notice to the Authority and the Trustee, the City or any sublessee may, at the City's or such sublessee's expense and in its name, in good faith contest any such taxes, assessments, utility and other charges and, in the event of any such contest, may permit the taxes, assessments or other charges so contested to remain unpaid during the period of such contest and any appeal therefrom unless the Authority or the Trustee shall notify the City or such sublessee that, in the opinion of independent counsel, by nonpayment of any such items, the interest of the Authority in the Property will be materially endangered or the Property, or any part thereof, will be subject to loss or forfeiture, in which event the City or such sublessee shall promptly pay such taxes, assessments or charges or provide the Authority with full security against any loss which may result from nonpayment, in form satisfactory to the Authority and the Trustee. Section 4.12. Liens. In the event the City shall at any time during the term of this Lease Agreement cause any changes, alterations, additions, improvements, or other work to be done or performed or materials to be supplied, in or upon the Property, the City shall pay, when due, all sums of money that may become due for, or purporting to be for, any labor, services, materials, supplies or equipment furnished or alleged to have been furnished to or for the City in, upon or about the Property and which may be secured by a mechanics', materialmen's or other lien against the Property or the Authority's interest therein, and shall cause each such lien to be fully discharged and released at the time the performance of any obligation secured by any such lien matures or becomes due, except that, if the City desires to contest any such lien, it may do so as long as such contest is in good faith. If any such lien shall be reduced to final judgment and such judgment or such process as may be issued for the enforcement thereof is not promptly stayed, or if so stayed and said stay thereafter expires, the City shall forthwith pay and discharge said judgment. Section 4.13. Compliance with Law, Regulations, Etc. The City represents and warrants that, after due inquiry, it has no knowledge and has not given or received any written notice indicating that the Property or the use thereof or any practice, procedure or policy employed by it in the conduct of its business with respect to the Property materially violates any Laws and Regulations. Section 4.14. No Condemnation. The City shall not exercise the power of condemnation with respect to the Property. If for any reason the foregoing covenant shall be held by a court of competent jurisdiction to be unenforceable and the City condemns the Property or if the City breaches such covenant, the City agrees that the value of the City's leasehold estate hereunder in the Property shall be not less than the greater of (a) the amount sufficient to redeem the Bonds pursuant to the Indenture if the Bonds are then subject to redemption, or (b) the amount sufficient to defease the Bonds to the first available redemption date in accordance with the Indenture if the Bonds are not then subject to redemption. Section 4.15. Authority's Purpose. So long as any Bonds are Outstanding, the Authority shall not engage in any activities inconsistent with the purposes for which the Authority is organized, as set forth in the agreement pursuant to which the Authority was created. OHS WEST261251810.7 I I ARTICLE V INSURANCE Section 5.01. Public Liability and Property Damase Insurance; Workers' Compensation Insurance. (a) The City shall maintain reasonable and customary liability insurance. The City's obligations under this subsection may be satisfied by self-insurance, provided that such self-insurance complies with the provisions of Section 5.03 hereof. (b) The City shall maintain or cause to be maintained casualty insurance insuring the Property against fire, lightning and all other risks covered by an extended coverage endorsement (excluding earthquake) to the full insurable value of the Property, subject to a $100,000 loss deductible provision. Full insurable value shall not be less than the aggregate principal amount of the Outstanding Bonds. The insurance required under this subsection may be maintained in whole or in part in the form of self-insurance, provided that such self-insurance complies with the provisions of Section 5.03 hereof. (c) The City shall maintain rental interruption insurance to cover the Authority's loss, total or partial, of Base Rental Payments resulting from the loss, total or partial, of the use of any part of the Property as a result of any of the hazards required to be covered pursuant to subsection (b) of this Section in an amount not less than an amount equal to two times Maximum Annual Debt Service. The insurance required under this subsection may not be maintained in whole or in part in the form of self-insurance. (d) The insurance required by this Section shall be provided by insurers rated "A" or better by Fitch, A.M. Best Company or S&P. Section 5.02. Additional Insurance Provision; Form of Policies. The City shall pay or cause to be paid when due the premiums for all insurance policies required by Section 5.01 hereof. All such policies shall provide that the Trustee shall be given 30 days notice of the expiration thereof, any intended cancellation thereof or any reduction in the coverage provided thereby. The Trustee shall be fully protected in accepting payment on account of such insurance or any adjustment, compromise or settlement of any loss agreed to by the Trustee. The City shall cause to be delivered to the Trustee on or before October 15 of each year, commencing October 15, 2012, a schedule of the insurance policies being maintained in accordance herewith and a Written Certificate of the City stating that such policies are in full force and effect and that the City is in full compliance with the requirements of this Article. The Trustee shall be entitled to rely upon said Written Certificate of the City as to the City's compliance with this Article. The Trustee shall not be responsible for the sufficiency of the coverage or the amounts of such policies. Section 5.03. Self-Insurance. Insurance provided through a California joint powers authority of which the City is a member or with which the City contracts for insurance shall be deemed to be self-insurance for purposes hereof. Any self-insurance maintained by the City pursuant to this Article shall comply with the following terms: OHS WEST2612518107 12 (a) the self-insurance program shall be approved in writing by an Independent Insurance Consultant; (b) the self-insurance program shall include an actuarially sound claims reserve fund out of which each self-insured claim shall be paid, the adequacy of each such fund shall be evaluated on an annual basis by the Independent Insurance Consultant and any deficiencies in any self-insured claims reserve fund shall be remedied in accordance with the recommendation of such Independent Insurance Consultant; (c) the self-insured claims reserve fund shall be held in a separate trust fund by an independent trustee, which may be the Trustee serving as such under the Indenture; and (d) in the event the self-insurance program shall be discontinued, the actuarial soundness of its claims reserve fund, as determined by an Independent Insurance Consultant, shall be maintained. Section 5.04. Title Insurance. The City shall provide, at its own expense, one or more ALTA title insurance policies for the Property, in the aggregate amount of not less than the aggregate principal amount of the Bonds. Said policy or policies shall insure (a) the fee interest of the City in the Property, (b) the Authority's ground leasehold estate in the Property under the Site Lease, and (c) the City's leasehold estate hereunder in the Property, subject only to Permitted Encumbrances; provided, however, that one or more of said estates may be insured through an endorsement to such policy or policies. All Net Proceeds received under said policy or policies shall be deposited with the Trustee and applied as provided in Section 5.02 of the Indenture. So long as any of the Bonds remain Outstanding, each policy of title insurance obtained pursuant hereto or required hereby shall provide that all proceeds thereunder shall be payable to the Trustee for the benefit of the Owners. OHS WEST261251810.7 13 ARTICLE VI EMINENT DOMAIN; RIGHT TO REDEEM Section 6.01. Eminent Domain. If all of the Property (or portions thereof such that the remainder is not usable for public purposes by the City) shall be taken under the power of eminent domain, the term hereof shall cease as of the day that possession shall be so taken. If less than all of the Property shall be taken under the power of eminent domain and the remainder is usable for public purposes by the City at the time of such taking, then this Lease Agreement shall continue in full force and effect as to such remainder, and the parties waive the benefits of any law to the contrary, and in such event there shall be a partial abatement of the Rental Payments in accordance with the provisions of Section 3.06 hereof. So long as any Bonds shall be Outstanding, any award made in eminent domain proceedings for the taking of the Property, or any portion thereof, shall be paid to the Trustee and applied to the redemption of Bonds as provided in Sections 3.01 and 5.02 of the Indenture. Any such award made after all of the Bonds, and all other amounts due under the Indenture and hereunder, have been fully paid, shall be paid to the City. Section 6.02. RiEht to Redeem Bonds. (a) The City shall have the right to cause the Bonds to be redeemed pursuant to, and in accordance with the provisions of, Section 3.02 of the Indenture by providing the Trustee with funds sufficient for such purpose (which funds may be derived by the City from any source) and giving notice of the City's exercise of such right as provided in subsection (b) of this Section. (b) In order to exercise its right to cause Bonds to be redeemed pursuant to subsection (a) of this Section, the City shall give written notice to the Trustee of its intention to exercise such right, specifying the date on which such redemption shall be made, which date shall be not less than 45 days from the date such notice is given (unless otherwise agreed by the Trustee), and specifying the Series, maturities and amounts of Bonds to be redeemed. (c) The City shall have the right to cause Bonds to be deemed to have been paid pursuant to, and in accordance with the provisions of, Section 9.02 of the Indenture by providing the Trustee with funds sufficient for such purpose (which funds may be derived by the City from any source) and providing and delivering, or causing to be provided and delivered the other items required pursuant to said Section 9.02 to be provided or delivered in connection with such deemed payment. OHS WEST2612518107 14 ARTICLE VII ASSIGNMENT AND SUBLETTING; SUBSTITUTION OR RELEASE; TITLE Section 7.01. Assignment and Subleasing. Neither this Lease Agreement nor any interest of the City hereunder shall be sold, mortgaged, pledged, assigned, or transferred by the City by voluntary act or by operation of law or otherwise; provided, however, that the Property may be subleased in whole or in part by the City, but only subject to the following conditions, which are hereby made conditions precedent to any such sublease: (a) this Lease Agreement and the obligation of the City to make all Rental Payments hereunder shall remain the primary obligation of the City; (b) the City shall, within 30 days after the delivery thereof, furnish or cause to be furnished to the Authority and the Trustee a true and complete copy of such sublease; (c) no such sublease by the City shall cause the Property to be used for a purpose other than a governmental or proprietary function authorized under the provisions of the Constitution and laws of the State of California; (d) any sublease of the Property by the City shall explicitly provide that such sublease is subject to all rights of the Authority under this Lease Agreement, including, the right to re-enter and re-let the Property or terminate this Lease Agreement upon a default by the City; and (e) the City shall have filed or caused to be filed with the Authority and the Trustee an Opinion of Counsel to the effect that such sublease will not, in and of itself, cause the interest on Tax-Exempt Bonds to be included in gross income for federal income tax purposes. Section 7.02. Substitution or Release of the Property. Subject to the provisions of this Section, the City shall have the right to substitute alternate real property for any portion of the Property or to release a portion of the Property from this Lease Agreement. All costs and expenses incurred in connection with any such substitution or release shall be borne by the City. Notwithstanding any substitution or release pursuant to this Section, there shall be no reduction in or abatement of the Base Rental Payments due from the City hereunder as a result of such substitution or release. Any such substitution or release of any portion of the Property shall be subject to the following conditions, which are hereby made conditions precedent to such substitution or release: (a) an independent certified real estate appraiser selected by the City shall have found (and shall have delivered a certificate to the Trustee setting forth its findings) that (i) the sum of Base Rental Payments plus Additional Rental Payments due under the Lease Agreement in any Rental Period is not in excess of the annual fair rental value of the Property, as constituted after such substitution or release, and (ii) the Property, as constituted after such substitution or release, has a useful life equal to or greater than the maximum remaining term of this Lease Agreement (including extensions thereof under Section 2.02 hereof); OHS WEST2612518107 15 (b) the City shall have obtained or caused to be obtained an ALTA title insurance policy or policies with respect to any substituted property in the amount of the fair market value of such substituted property (which fair market value shall have been determined by an independent certified real estate appraiser), of the type and with the endorsements described in Section 5.04 hereof; (c) the City shall have filed or caused to be filed with the Trustee an Opinion of Counsel to the effect that such substitution or release will not, in and of itself, cause the interest on Tax-Exempt Bonds to be included in gross income for federal income tax purposes; (d) the City shall have given, or shall have made arrangements for the giving of, any notice of the occurrence of such substitution or release required to be given pursuant to paragraph 4 of subsection (b) of Section 5 of the Continuing Disclosure Certificate; (e) the City, the Authority and the Trustee shall have executed, and the City shall have caused to be recorded with the county recorder of the county in which the Property is located, any document necessary to reconvey to the City the portion of the Property being substituted or released and to include any substituted real property in the description of the Property contained herein and in the Site Lease; and (f) the City shall have certified to the Trustee that the substituted real property is essential for performing the City's governmental functions. Section 7.03. Title to Property. Upon the termination or expiration of this Lease Agreement (other than as provided in Section 8.02 hereof), and the first date upon which no Bonds are any longer Outstanding, all right, title and interest in and to the Property shall vest in the City. Upon any such termination or expiration, the Authority shall execute such conveyances, deeds and other documents as may be necessary to effect such vesting of record. OHS WEST2612518107 16 ARTICLE VIII EVENTS OF DEFAULT AND REMEDIES Section 8.01. Events of Default. The occurrence, from time to time, of any one or more of the following events shall constitute an Event of Default under this Lease Agreement: (a) the failure of the City to pay any Rental Payment payable hereunder when the same becomes due and payable, time being expressly declared to be of the essence in this Lease Agreement; (b) the failure by the City to observe and perform any of the other covenants, agreements or conditions on its part in this Lease Agreement contained, if such failure shall have continued for a period of 30 days after written notice thereof, specifying such failure and requiring the same to be remedied, shall have been given to the City by the Trustee, the Authority or the Owners of not less than 5% in aggregate principal amount of the Bonds at the time Outstanding; provided, however, that if, in the reasonable opinion of the City, the failure stated in the notice can be corrected, but not within such 30 day period, such failure shall not constitute an Event of Default if corrective action is instituted by the City within such 30 day period and the City shall thereafter diligently and in good faith cure such failure in a reasonable period of time, provided, further, however, that the period of time for such cure shall not exceed 90 days without the prior written consent of the Authority; (c) except as otherwise expressly permitted by this Lease Agreement, the assignment or transfer, either voluntarily or by operation of law or otherwise, of the City's interest in this Lease Agreement or any part thereof without the written consent of the Authority; (d) the abandonment of the Property by the City; or (e) the commencement by the City of a voluntary case under Title 11 of the United States Code or any substitute or successor statute. Section 8.02. Action on Default. (a) In each and every case during the continuance of an Event of Default hereunder, the Authority, in addition to all other rights and remedies it may have at law, shall have the option either to exercise the rights provided for in subsection (b) of this Section or to exercise the rights provided for in subsection (c) of this Section. (b) In each and every case during the continuance of an Event of Default hereunder, the Authority shall have the right to terminate this Lease Agreement in the manner hereinafter provided, notwithstanding any re-entry or re-letting of the Property as provided in subsection (c) of this Section, and to re-enter the Property and remove all persons in possession thereof and all personal property whatsoever situated upon the Property and place such personal property in storage in any warehouse or other suitable place, for the account of and at the expense of the City. In the event of such termination, the City agrees to surrender immediately possession of the Property, without let or hindrance, and to pay the Authority all damages recoverable at law that the Authority may incur by reason of default by the City, including, without limitation, any costs, OHS WEST2612518107 17 loss or damage whatsoever arising out of, in connection with, or incident to any such re-entry upon the Property and removal and storage of such property by the Authority or its duly authorized agents in accordance with the provisions herein contained. Neither notice to pay Rental Payments or to deliver up possession of the Property given pursuant to law nor any entry or re-entry by the Authority nor any proceeding in unlawful detainer, or otherwise, brought by the Authority for the purpose of effecting such re-entry or obtaining possession of the Property nor the appointment of a receiver upon initiative of the Authority to protect the Authority's interest under this Lease Agreement shall of itself operate to terminate this Lease Agreement, and no termination of this Lease Agreement on account of default by the City shall be or become effective by operation of law or acts of the parties hereto, or otherwise, unless and until the Authority shall have given written notice to the City of the election on the part of the Authority to terminate this Lease Agreement. The City covenants and agrees that no surrender of the Property or of the remainder of the term hereof or any termination of this Lease Agreement shall be valid in any manner or for any purpose whatsoever unless stated by the Authority by such written notice. (c) In each and every case during the continuance of an Event of Default hereunder, the Authority shall have the right, without terminating this Lease Agreement (i) to collect each installment of Rental Payments as the same become due and enforce any other terms or provisions hereof to be kept or performed by the City, regardless of whether or not the City has abandoned the Property, or (ii) to exercise any and all rights of entry and re-entry upon the Property. In the event the Authority does not elect to terminate this Lease Agreement in the manner provided for in subsection (b) of this Section, the City shall remain liable and agrees to keep or perform all covenants and conditions herein contained to be kept or performed by the City and, if the Property is not re-let, to pay the full amount of the Rental Payments to the end of the term of this Lease Agreement or, in the event that the Property is re-let, to pay any deficiency in Rental Payments that results therefrom; and further agrees to pay said Rental Payments and/or Rental Payment deficiency punctually at the same time and in the same manner as hereinabove provided for the payment of Rental Payments hereunder, notwithstanding the fact that the Authority may have received in previous years or may receive thereafter in subsequent years Rental Payments in excess of the Rental Payments herein specified, and notwithstanding any entry or re-entry by the Authority or suit in unlawful detainer, or otherwise, brought by the Authority for the purpose of effecting such re-entry or obtaining possession of the Property. Should the Authority elect to re-enter as herein provided, the City hereby irrevocably appoints the Authority as the agent and attorney-in-fact of the City to re-let the Property, or any part thereof, from time to time, either in the Authority's name or otherwise, upon such terms and conditions and for such use and period as the Authority may deem advisable and to remove all persons in possession thereof and all personal property whatsoever situated upon the Property and to place such personal property in storage in any warehouse or other suitable place, for the account of and at the expense of the City, and the City hereby indemnifies and agrees to save harmless the Authority from any costs, loss or damage whatsoever arising out of, in connection with, or incident to any such re-entry upon and re-letting of the Property and removal and storage of such property by the Authority or its duly authorized agents in accordance with the provisions herein contained. The City agrees that the terms of this Lease Agreement constitute full and sufficient notice of the right of the Authority to re-let the Property in the event of such re-entry without effecting a surrender of this Lease Agreement, and further agrees that no acts of the Authority in effecting such re-letting shall constitute a surrender or termination of this Lease OHS WEST2612518107 is Agreement irrespective of the use or the term for which such re-letting is made or the terms and conditions of such re-letting, or otherwise, but that, on the contrary, in the event of such default by the City the right to terminate this Lease Agreement shall vest in the Authority to be effected in the sole and exclusive manner provided for in subsection (b) of this Section. The City further agrees to pay the Authority the cost of any alterations or additions to the Property necessary to place the Property in condition for re-letting immediately upon notice to the City of the completion and installation of such additions or alterations. The term "re-let" or `Ye-letting" as used in this Section shall include, but not be limited to, re-letting by means of the operation by the Authority of the Property. (d) The City hereby waives any and all claims for damages caused or which may be caused by the Authority in re-entering and taking possession of the Property as herein provided and all claims for damages that may result from the destruction of or injury to the Property and all claims for damages to or loss of any property belonging to the City, or any other person, that may be in or upon the Property. (e) Notwithstanding anything herein to the contrary, the termination of this Lease Agreement by the Authority on account of an Event of Default hereunder shall not effect or result in a termination of the lease of the Property by the City to the Authority pursuant to the Ground Lease. Section 8.03. Other Remedies. In addition to the other remedies provided for in Section 8.02 hereof, during the continuance of an Event of Default hereunder, the Authority shall be entitled to proceed to protect and enforce the rights vested in the Authority by this Lease Agreement or by law. The provisions of this Lease Agreement and the duties of the City and of its board, officers or employees shall be enforceable by the Authority by mandamus or other appropriate suit, action or proceeding in any court of competent jurisdiction. Without limiting the generality of the foregoing, the Authority shall have the right to bring the following actions: (a) by mandamus or other action or proceeding or suit at law or in equity to enforce its rights against the City or any board member, officer or employee thereof, and to compel the City or any such board member, officer or employee to perform or carry out its or his or her duties under law and the agreements and covenants required to be performed by it or him or her contained herein; (b) by suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Authority; or (c) by suit, action or proceeding in any court of competent jurisdiction, to require the City and its board, officers and employees to account as if it or they were the trustee or trustees of an express trust. Section 8.04. No Acceleration. Notwithstanding anything to the contrary contained in this Lease Agreement, the Authority shall have no right to accelerate Rental Payments upon the occurrence or continuance of a default or an Event of Default hereunder. Section 8.05. Remedies Not Exclusive. Subject to the provisions of Section 8.02 hereof, no remedy herein conferred upon or reserved to the Authority is intended to be exclusive OHS WEST2612518107 19 of any other remedy, and each such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing in law or in equity or by statute or otherwise and may be exercised without exhausting and without regard to any other remedy conferred by any law. If any statute or rule of law validly shall limit the remedies given to the Authority hereunder, the Authority nevertheless shall be entitled to whatever remedies are allowable under any statute or rule of law. Section 8.06. Waiver. No delay or omission of the Authority to exercise any right or power arising from the occurrence of any default or Event of Default shall impair any such right or power or shall be construed to be a waiver of any such default or Event of Default or an acquiescence therein, and every power and remedy given by this Lease Agreement to the Authority may be exercised from time to time and as often as may be deemed expedient. A waiver of a particular default or Event of Default shall not be deemed to be a waiver of any other default or Event of Default or of the same default or Event of Default subsequently occurring. The acceptance of Rental Payments hereunder shall not be, or be construed to be, a waiver of any term, covenant or condition of this Lease Agreement. Section 8.07. Attorney's Fees. In the event the Authority shall prevail in any action brought to enforce any of the terms and provisions of this Lease Agreement, the City agrees to pay a reasonable amount as and for attorney's fees incurred by the Authority in attempting to enforce any of the remedies available to the Authority hereunder. Section 8.08. Authority Event of Default; Action on Authority Event of Default. The failure by the Authority to observe and perform any covenants, agreements or conditions on its part in this Lease Agreement contained, including under Section 4.05 and Section 4.15, if such failure shall have continued for a period of 60 days after written notice thereof, specifying such failure and requiring the same to be remedied, shall have been given to the Authority and the Trustee, by the City, shall constitute an Authority Event of Default under this Lease Agreement; provided, however, that if, in the reasonable opinion of the Authority the failure stated in the notice can be corrected, but not within such 60 day period, such failure shall not constitute an Authority Event of Default if corrective action is instituted by the Authority within such 60 day period and the Authority shall thereafter diligently and in good faith cure such failure in a reasonable period of time. In each and every case upon the occurrence and during the continuance of an Authority Event of Default by the Authority hereunder, the City shall have all the rights and remedies permitted by law. OHS WEST2612518107 20 ARTICLE IX AMENDMENTS Section 9.01. Amendments. (a) This Lease Agreement and the Site Lease, and the rights and obligations of the City and the Authority hereunder and thereunder, may be amended at any time by an amendment hereto or thereto, which shall become binding upon execution by the City and the Authority, but only with the prior written consent of the Owners of a majority of the aggregate principal amount of Bonds then Outstanding, exclusive of Bonds disqualified as provided in Section 10.06 of the Indenture. No such amendment shall (i) extend the payment date of any Base Rental Payment or reduce the amount of any Base Rental Payment without the prior written consent of the Owner of each Bond so affected, (ii)reduce the aforesaid percentage of Bonds the consent of the Owners of which is required for any amendment of this Lease Agreement or the Site Lease to become binding without the prior written consent of the Owners of all the Bonds then Outstanding, or (iii) amend this Section without the prior written consent of the Owners of all the Bonds then Outstanding. (b) This Lease Agreement and the Site Lease, and the rights and obligations of the City and the Authority hereunder and thereunder, may also be amended at any time by an amendment hereto or thereto, which shall become binding upon execution by the City and the Authority, without the written consents of any Owners, for any one or more of the following purposes: (i) to add to the covenants and agreements of the City or the Authority herein or therein contained other covenants and agreements thereafter to be observed, or to surrender any right or power herein or therein reserved to or conferred upon the City or the Authority; (ii) to make such provisions for the purpose of curing any ambiguity, inconsistency or omission, or of curing or correcting any defective provision contained in herein or therein or in regard to questions arising hereunder or thereunder which the City or the Authority may deem desirable or necessary and not inconsistent herewith; (iii) to provide for the issuance of one or more Series of Additional Bonds, and to provide the terms and conditions under which such Series of Additional Bonds may be issued, subject to and in accordance with the provisions of Section 2.04 and Section 2.05 of the Indenture; (iv) to provide for the substitution or release of a portion of the Property in accordance with the provisions of Section 7.02 hereof; (v) to make such additions, deletions or modifications as may be necessary or appropriate to assure the exclusion from gross income for federal income tax purposes of interest on Tax-Exempt Bonds or maintain any federal interest subsidies expected to be received with respect to any Bonds; or OHS WEST2612518107 21 (vi) to make such other changes herein or therein as the City or the Authority may deem desirable or necessary, and which shall not materially adversely affect the interests of the Owners. OHS WEST2612518107 22 ARTICLE X MISCELLANEOUS Section 10.01. Authority Not Liable. The Authority and its directors, officers, agents and employees, shall not be liable to the City or to any other party whomsoever for any death, injury or damage that may result to any person or property by or from any cause whatsoever in, on or about the Property. To the extent permitted by law, the City shall, at its expense, indemnify and hold the Authority and its directors, officers, agents and employees harmless against and from any and all claims by or on behalf of any Person arising from the acquisition, construction, occupation, use, operation, maintenance, possession, conduct or management of any work done in or about the Property or from the subletting of any part thereof, including any liability for violation of conditions, agreements, restrictions, laws, ordinances, or regulations affecting the Property or the occupancy or use thereof, but excepting the negligence or willful misconduct of the persons or entity seeking indemnity. In no event shall the Authority be liable for any incidental, indirect, special or consequential damage in connection with or arising out of this Lease Agreement or the City's use of the Property. Section 10.02. Assignment to Trustee; Effect. The parties hereto understand and agree that, upon the execution and delivery of the Indenture (which is occurring simultaneously with the execution and delivery hereof), all right, title and interest of the Authority in and to this Lease Agreement will be sold, assigned and transferred to the Trustee for the benefit of the Owners of the Bonds. The City hereby consents to such sale, assignment and transfer. Upon the execution and delivery of the Indenture, references in the operative provisions hereof to the Authority shall be deemed to be references to the Trustee, as assignee of the Authority. Section 10.03. Gender and References; Article and Section Headings. The singular form of any word used herein, including the terms defined in Section 1.01 hereof, shall include the plural, and vice versa, unless the context otherwise requires. The use herein of a pronoun of any gender shall include correlative words of the other genders. The headings or titles of the several Articles and Sections hereof and the table of contents appended hereto shall be solely for convenience of reference and shall not affect the meaning, construction or effect hereof. Unless the context otherwise clearly requires, all references herein to "Articles," "Sections," subsections or clauses are to the corresponding Articles, Sections, subsections or clauses hereof, and the words "hereby," "herein," "hereof," "hereto," "herewith," "hereunder" and other words of similar import refer to this Lease Agreement as a whole and not to any particular Article, Section, subsection or clause hereof. Section 10.04. Validity and Severability. If for any reason any one or more of the agreements, covenants or terms of this Lease Agreement shall be held by a court of competent jurisdiction to be void, voidable or unenforceable by the City or by the Authority, all of the remaining agreements, covenants and terms hereof shall nonetheless continue in full force and effect. If for any reason it is held by such a court that any agreement, covenant or term of this Lease Agreement required to be observed or performed by the City, including the covenant to pay Rental Payments, is unenforceable for the full term hereof, then and in such event this Lease Agreement is and shall be deemed to be a lease from year to year under which the Rental Payments are to be paid by the City annually in consideration of the right of the City to possess, OHS WEST2612518107 23 occupy and use the Property, and all of the other agreements, covenants and terms of this Lease Agreement, except to the extent that such agreements, covenants and terms are contrary to or inconsistent with such holding, shall remain in full force and effect. Section 10.05. California Law. THIS LEASE AGREEMENT SHALL BE CONSTRUED AND GOVERNED IN ACCORDANCE WITH THE LAWS OF THE STATE OF CALIFORNIA. Section 10.06. Notices. All written notices, statements, demands, consents, approvals, authorizations, offers, designations, requests or other communications hereunder shall be given to the party entitled thereto at its address set forth below, or at such other address as such party may provide to the other parties in writing from time to time, namely: If to the City: City of Huntington Beach 2000 Main Street Huntington Beach, California 92648 Attention: Director of Finance If to the Authority: Huntington Beach Public Financing Authority c/o City of Huntington Beach 2000 Main Street Huntington Beach, California 92648 Attention: Director of Finance If to the Trustee: The Bank of New York Mellon Trust Company, N.A. 700 South Flower Street, Suite 500 Los Angeles, California 90017 Attention: Corporate Trust Services Each such notice, statement, demand, consent, approval, authorization, offer, designation, request or other communication hereunder shall be deemed delivered to the party to whom it is addressed (a) if given by courier or delivery service or if personally served or delivered, upon delivery, (b) if given by telecopier, upon the sender's receipt of an appropriate answerback or other written acknowledgment, (c) if given by registered or certified mail, return receipt requested, deposited with the United States mail postage prepaid, 72 hours after such notice is deposited with the United States mail, or (d) if given by any other means, upon delivery at the address specified in this Section. Section 10.07. Execution in Counterparts. This Lease Agreement may be simultaneously executed in several counterparts, each of which shall be deemed an original, and all of which shall constitute but one and the same instrument. OHS WEST261251810.7 24 IN WITNESS WHEREOF, the parties hereto have caused this Lease Agreement to be executed by their respective officers thereunto duly authorized, all as of the day and year first written above. CITY OF HUNTINGTON BEACH By: 0` a,4,� Lori Ann Farrell, Director of Finance HUNTINGT N BEACH BLIC FINANCI TH TY By: J Carchio, Chair of t e Board of Directors OHS WEST:261251810.7 25 EXHIBIT A DESCRIPTION OF THE PROPERTY All that real property situated in the County of Orange, State of California, described as follows, and any improvements thereto: PARCEL I: THOSE PORTIONS OF BLOCKS 1901, 1903, 2001 AND 2002 OF TRACT NO. 12, IN THE CITY OF HUNTI NGTON BEACH, COUNTY OF ORANGE, STATE OF CALI FORNI A, AS SHOWN ON A MAP RECORDED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALI FORNI A, TOGETHER WITH PARK STREET, UNION AVENUE, AND THE ALLEYS IN SAID BLOCKS, AS SHOWN ON SAID MAP AND AS VACATED BY RESOLUTION NO. 3415 OF THE CITY COUNCIL OF THE CITY OF HUNTI NGTON BEACH, A CERTIFIED COPY OF WHICH WAS RECORDED JANUARY 6, 1972 IN BOOK 9956, PAGE 849 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY, AND TOGETHER WITH PORTIONS OF PINE STREET AND SEVENTEENTH STREET, AS SHOWN SAID MAP AND AS VACATED BY RESOLUTION NO. 5989 OF THE CITY COUNCIL OF THE CITY OF HUNTI NGTON BEACH, A CERTIFIED COPY OF WHICH WAS RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89-137620 OF SAID OFFICIAL RECORDS, DESCRIBED AS FOLLOWS: BEGINNING AT THE I NTERSECTI ON OF THE CENTERLINE OF UTI CA STREET, 60.00 FEET IN WIDTH, AND ALINE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE, 90.00 FEET IN WIDTH, BOTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 00' 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE; THENCE NORTH 45' 19' 06" EAST 24.04 FEET; THENCE SOUTH 89' 40' 54" EAST 166.03 FEET TO THE CENTERLINE OF SEVENTEENTH STREET, 70.00 FEET IN WIDTH, AS SHOWN ON SAID MAP; THENCE NORTH 41' 38' 23" EAST 427.42 FEET ALONG SAID CENTERLI NE OF SEVENTEENTH STREET; THENCE SOUTH 89' 40' 54" EAST 137.05 FEET; THENCE NORTH 00' 19' 06" EAST 155.89 FEET ALONG ALINE PARALLEL TO THE CENTERLINE OF SAID LAKE AVENUE, TO THE CENTERLI NE OF SAID SEVENTEENTH STREET; THENCE NORTH 41° 38' 23" EAST 134.38 FEET ALONG SAID CENTERLINE OF SAID SEVENTEENTH STREET AND ITS NORTHEASTERLY PROLONGATION TO A POINT ON THE NORTHERLY LINE OF SAID TRACT NO. 12; THENCE NORTH 48' 21' 17" WEST 474.37 FEET ALONG SAID NORTHERLY TRACT LINE OF TRACT NO. 12; THENCE NORTH 89' 40' 01" WEST 535.29 FEET CONTINUING ALONG SAID NORTHERLY TRACT LINE TO THE EASTERLY RIGHT OF WAY LINE OF MAIN STREET, 120.00 FEET IN WIDTH, AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE SOUTH 00' 20' 13" WEST 1266.12 FEET ALONG SAID EASTERLY LINE TO THE CENTERLINE OF SAID UTI CA STREET; THENCE SOUTH 89' 39' 33" EAST 200.89 FEET ALONG SAID CENTERLI NE TO THE POI NT OF BEGI NNI NG. EXCEPTING THEREFROM THAT PORTION DESCRIBED AS FOLLOWS: BEGI NNI NG AT THE I NTERSECTI ON OF THE CENTERLI NE OF UTI CA STREET, 60.00 FEET I N WI DTH, AND A LINE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE, 90.00 FEET I N WI DTH, BOTH AS SHOWN ON SAI D MAP OF TRACT NO. 12; THENCE NORTH 00' 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE; THENCE NORTH 45' 19' 06" EAST 24.04 FEET; THENCE SOUTH 89' 40' 54" EAST 27.23 FEET TO A LINE PARALLEL WITH AND 245.00 FEET EASTERLY OF THE EASTERLY RIGHT OF WAY LI NE OF MAI N STREET, 120.00 FEET I N WI DTH, AS SHOWN ON SAI D MAP OF TRACT NO. 12; THENCE NORTH 00' 20' 13" EAST 683.13 FEET ALONG SAID LAST MENTIONED PARALLEL LI NE TO A LI NE PARALLEL WI TH AND 208.00 FEET SOUTHERLY OF THE NORTHERLY LI NE OF BLOCK 2002 OF SAI D TRACT NO. 12; THENCE NORTH 89' 40' 01" WEST 245.00 FEET ALONG SAI D LAST MENTIONED PARALLEL LI NE TO SAID EASTERLY RIGHT OF WAY LI NE OF MAI N STREET; THENCE SOUTH 00' 20' 13" WEST 1058.12 FEET ALONG SAI D EASTERLY LI NE OF MAI N STREET TO THE CENTERLI NE OF SAI D UTI CA STREET; THENCE SOUTH 89' 39' 33" EAST 200.89 FEET ALONG SAI D CENTERLI NE TO THE POI NT OF BEGI NNI NG. OHS WEST261251810.7 A-1 ALSO EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN TRACT NO. 13569, AS SHOWN ON A MAP RECORDED IN BOOK 652, PAGES 28 THROUGH 33, OF SAID MISCELLANEOUS MAPS. ALSO EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OIL, GAS, ASPHALT AND ASPHALTUM AND OTHER HYDROCARBONS, AND ALL OTHER MINERALS, WHETHER SIMILAR OR DISSIMILAR TO THOSE HEREIN SPECIFIED, LYING BELOW FIVE HUNDRED (500) FEET UNDER THE SURFACE OF SUCH REAL PROPERTY WITHI N OR THAT MAY BE PRODUCED FROM SAI D PROPERTY, PROVI DED, HOWEVER, THAT THERE SHALL NOT BE THE RIGHT TO USE THE SURFACE OF SAI D PROPERTY OR A VE HUNDRED (500) FEET UNDER THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY HUNTI NGTON BEACH COMPANY, A CORPORATION IN A DEED RECORDED DECEMBER 17, 1969 IN BOOK 9166, PAGE 715 OF OFFICIAL RECORDS. ALSO EXCEPTI NG THEREFROM OVER A PORTI ON OF SAI D LAND ALL OF THE OI L, GAS AND OTHER MI NERALS IN AND UNDER AND THAT MAY BE PRODUCED BELOW A DEPTH OF A VE HUNDRED (500) FEET BENEATH THE SURFACE OF SAID LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED (500) FEET BELOW THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION, A DELAWARE CORPORATION IN A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. APN: 023-041-03, 023-041-04 AND A PORTION OF 023-031-14 PARCEL 2: THOSE PORTIONS OF BLOCKS 1902, 1903 AND 2002 INCLUDING A PORTION OF UTICA STREET, ALL OF TRACT NO. 12, 1 N THE CI TY OF HUNTI NGTON BEACH, COUNTY OF ORANGE, STATE OF CALI FORNI A, AS SHOWN ON A MAP RECORDED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA, TOGETHER WITH THOSE PORTIONS OF UNION AVENUE AND THE ALLEYS I N SAI D BLOCKS AS SHOWN ON SAI D MAP AS VACATED BY RESOLUTION NO. 3415 OF THE CITY COUNCIL OF THE CITY OF HUNTI NGTON BEACH, A CERTI A ED COPY OF WHICH WAS RECORDED JANUARY 6, 1972 IN BOOK 9956, PAGE 849 OF OFFICIAL RECORDS OF SAI D ORANGE COUNTY, TOGETHER WITH THAT PORTION OF SEVENTEENTH STREET AS VACATED BY RESOLUTION NO. 5989 OF SAI D Cl TY COUNCI L, A CERTI A ED COPY OF WHI CH WAS RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89-137620 OF SAID OFFICIAL RECORDS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGI NNI NG AT THE I NTERSECTI ON OF THE CENTERLI NE OF UTI CA STREET 60.00 FEET I N WI DTH AND A LI NE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE 90.00 FEET I N WI DTH, BOTH AS SHOWN ON SAI D MAP OF TRACT NO. 12; THENCE NORTH 00 DEG. 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE; THENCE NORTH 45 DEG. 19' 06" EAST 24.04 FEET; THENCE SOUTH 89 DEG. 40' 54" EAST 27.23 FEET TO A LINE PARALLEL WITH AND 245.00 FEET EASTERLY OF THE EASTERLY RIGHT OF WAY LI NE OF MAI N STREET, 120.00 FEET I N WI DTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 00 DEG. 20' 13" EAST 683.13 FEET ALONG SAI D LAST MENTI ONED PARALLEL LI NE TO A LI NE PARALLEL WI TH AND 208.00 FEET SOUTHERLY OF THE NORTHERLY LI NE OF BLOCK 2002 OF SAI D MAP OF TRACT NO. 12; THENCE NORTH 89 DEG. 40' 01" WEST 245.00 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO SAID EASTERLY RIGHT OF WAY LINE OF MAIN STREET; THENCE SOUTH 00 DEG. 20' 13" WEST 1058.12 FEET ALONG SAID EASTERLY LI NE OF MAI N STREET TO THE CENTERLI NE OF SAI D UTI CA STREET; THENCE SOUTH 89 DEG. 39' 33" EAST 200.89 FEET ALONG SAID CENTERLINE TO THE POINT OF BEGINNING. EXCEPTING THEREFROM OVER A PORTION OF SAI D LAND ALL OIL, GAS, ASPHALT AND ASPHALTUM AND OTHER HYDROCARBONS, AND ALL OTHER MINERALS, WHETHER SIMILAR OR DISSIMILAR TO THOSE HEREIN SPECIFIED, LYING BELOW FIVE HUNDRED (500) FEET UNDER THE SURFACE OF SUCH REAL PROPERTY WITHIN OR THAT MAY BE PRODUCED FROM SAID PROPERTY, PROVIDED, HOWEVER, THAT THERE SHALL NOT BE THE RIGHT TO USE THE SURFACE OF SAID PROPERTY OR FIVE HUNDRED (500) FEET UNDER THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY HUNTI NGTON OHS WEST261251810.7 A_2 BEACH COMPANY, A CORPORATION IN A DEED RECORDED DECEMBER 17, 1969 IN BOOK 9166, PAGE 715 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OF THE OIL, GAS AND OTHER MINERALS IN AND UNDER AND THAT MAYBE PRODUCED BELOW A DEPTH OF FIVE HUNDRED (500) FEET BENEATH THE SURFACE OF SAID LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED (500) FEET BELOW THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION, A DELAWARE CORPORATION IN A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. APN: 023-031-10, 023-031-13 AND A PORTION OF 023-031-14 PARCEL 3: THOSE PORTIONS OF LOTS 13 AND 14 OF BLOCK 1901 OF TRACT NO. 12, I N THE Cl TY OF HUNTI NGTON BEACH, COUNTY OF ORANGE, STATE OF CALI FORM A, AS SHOWN ON THE MAP RECORDED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALI FORNI A, TOGETHER WITH THOSE PORTIONS OF SEVENTEENTH STREET, AS SHOWN ON SAI D MAP AND AS VACATED I N THAT CERTAI N RESOLUTION NO. 5989 OF THE CITY COUNCIL OF THE CITY OF HUNTI NGTON BEACH, A CERTI A ED COPY OF WHICH RECORDED MARCH 16, 1989 AS I NSTRUMENT NO. 89-137620 OF OFFICIAL RECORDS OF ORANGE COUNTY AND PORTIONS OF LAKE AVENUE AND PARK STREET, AS SHOWN ON THE MAP OF TRACT NO. 13569, RECORDED IN BOOK 652, PAGES 28 THROUGH 33 OF MISCELLANEOUS MAPS, RECORDS OF SAID ORANGE COUNTY, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGI NNI NG AT THE CENTERLI NE I NTERSECTI ON OF LAKE AVENUE 90.00 FEET I N WI DTH, AND SEVENTEENTH STREET 70.00 FEET I N WI DTH, AS SHOWN ON SAI D MAP OF TRACT NO. 13569; THENCE SOUTH 00' 19' 06" WEST 207.32 FEET ALONG SAID CENTERLINE OF LAKE AVENUE TO THE CENTERLI NE I NTERSECTI ON OF PARK STREET, 52.00 FEET I N WI DTH, AS SHOWN ON THE MAP OF SAID TRACT NO. 13569; THENCE NORTH 89' 40' 54" WEST 237.70 FEET ALONG SAID CENTERLINE OF PARK STREET; THENCE NORTH 00' 19' 06" EAST 155.89 FEET TO THE CENTERLI NE OF SAI D SEVENTEENTH STREET; THENCE NORTH 41° 38' 23" EAST 68.48 FEET ALONG SAI D CENTERLI NE TO AN ANGLE POI NT I N SAI D SEVENTEENTH STREET; THENCE CONTI NUI NG ALONG SAI D CENTERLI NE OF SEVENTEENTH STREET SOUTH 89' 40' 54" EAST 192.48 FEET TO THE POINT OF BEGINNING. EXCEPTING THEREFROM ANY PORTION LYING WITHIN THE AFOREMENTIONED PARCEL 1. EXCEPTING THEREFROM SAI D LAND ALL OF THE OIL, GAS AND OTHER MI NERALS IN AND UNDER AND THAT MAY BE PRODUCED BELOW A DEPTH OF FIVE HUNDRED (500) FEET BENEATH THE SURFACE OF SAI D LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED (500) FEET BELOW THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION, A DELAWARE CORPORATION I N A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. APN: 023-041-06 PARCEL 4: THOSE LANDS I N THE Cl TY OF HUNTI NGTON BEACH, COUNTY OF ORANGE, STATE OF CALI FORNI A BEI NG A PORTION OF SEVENTEENTH STREET AS SHOWN ON TRACT NO. 12, FI LED I N BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, TOGETHER WITH A PORTION OF MANSION AVENUE AS DESCRIBED IN THE DEEDS TO THE CITY OF HUNTINGTON BEACH RECORDED SEPTEMBER 23, 1916, I N BOOK 294, PAGE 390 OF DEEDS, AND THE DEED RECORDED JULY 21, 1950, IN BOOK 2045, PAGE 79 OF OFFICIAL RECORDS WHICH WERE VACATED, AS A PORTION OF PARCEL 1 BY CITY OF HUNTI NGTON BEACH RESOLUTION NO. 5989, ON JANUARY 17, 1989 RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89- OHS WEST261251810.7 A-3 137620 OF OFFICIAL RECORDS, ALL OF WHICH ARE LOCATED IN RECORDS OF SAID COUNTY, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST EASTERLY CORNER OF LOT 3, BLOCK 2001, AS SHOWN ON SAID TRACT NO. 12, THENCE NORTH 41°19'00" EAST, 54.43 FEET, ALONG THE NORTHEAST PROLONGATION OF THE SOUTHEAST LINE OF SAID LOT 3, TO AN INTERSECTION WITH THE SOUTHWESTERLY LINE OF YORKTOWN AVENUE (FORMERLY MANSION AVENUE), SAID INTERSECTION BEING THE BEGINNING OF A NON-TANGENT CURVE CONCAVE NORTHEASTERLY HAVING A RADIUS OF 850.00 FEET, A RADIAL LINE TO SAID POINT OF CURVATURE BEARS SOUTH 27211'59" WEST; THENCE SOUTHEASTERLY 36.30 FEET, ALONG SAID CURVE, THROUGH A CENTRAL ANGLE OF 22 26,48", TO THE INTERSECTION OF SAID CURVE AND THE NORTHEASTERLY PROLONGATION OF THE CENTERLINE OF SEVENTEENTH STREET SAID INTERSECTION BEING THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION, A RADIAL LINE TO SAID TRUE POINT OF BEGINNING BEARS SOUTH 24245'11" WEST; THENCE CONTINUING SOUTHEASTERLY 44.96 FEET, ALONG SAID CURVE, THROUGH A CENTRAL ANGLE OF 3201'51", TO THE BEGINNING OF A REVERSE CURVE CONCAVE SOUTHWESTERLY, HAVING A RADIUS OF 32.00 FEET; THENCE SOUTHEASTERLY 38.13 FEET ALONG SAID CURVE, THROUGH A CENTRAL ANGLE OF 682 16'40", TO THE NORTHERLY PROLONGATION OF THE WESTERLY LINE OF LAKE STREET (FORMERLY LAKE AVENUE), 90.00 FEET IN WIDTH, AS SHOWN ON SAID TRACT NO. 12; THENCE SOUTH 00200'00" WEST, 49.93 FEET ALONG SAID PROLONGATION OF THE WESTERLY LINE OF LAKE STREET TO THE CENTERLINE OF SEVENTEENTH STREET (70.00 FEET IN WIDTH) AS SHOWN ON SAID TRACT NO. 12; THENCE WESTERLY ALONG THE CENTERLINE OF SAID SEVENTEENTH STREET, AS SHOWN ON SAID TRACT NO. 12, NORTH 902 00'00" WEST, 147.08 FEET, TO AN ANGLE POINT IN SAID CENTERLINE OF SEVENTEENTH STREET AS SHOWN ON SAI D TRACT NO. 12; THENCE NORTHEASTERLY, LEAVING SAID CENTERLI NE OF SEVENTEENTH STREET ALONG THE NORTHEASTERLY PROLONGATION OF THE CENTERLI NE OF SEVENTEENTH STREET AS SHOWN ON SAI D TRACT NO. 12, NORTH 41°19'00" EAST, 129.68 FEET TO THE TRUE POI NT OF BEGI NNI NG OF THIS DESCRIPTION. EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL MINERALS, PETROLEUM, ASPHALTUM, BREA, 01 L, GAS AND OTHER HYDROCARBON SUBSTANCES IN, UPON OR UNDER, OR THAT MAY BE PRODUCED FROM THE LAND, TOGETHER WITH THE SOLE AND EXCLUSIVE RIGHT TO DRILL SLANTED WELLS FROM ADJACENT LANDS INTO AND THROUGH THE SUBSURFACE OF THE LAND; PROVIDED, HOWEVER, THAT GRANTORS SHALL NOT USE THE SURFACE OF THE LAND FOR THE EXPLORATTI ON, DEVELOPMENT, EXTRACTI ON OR REMOVAL OF SAI D MI NERALS OR SUBSTANCES, AS RESERVED BY HUNTI NGTON BEACH COMPANY, A CORPORATION AND STANDARD 01 L COMPANY OF CALI FORNIA, A CORPORATION I N A DEED RECORDED JULY 21, 1950 1 N BOOK 2045, PAGE 79 OF OFFI Cl AL RECORDS. APN: 023-041-07 APN: 023-031-10, 023-041-03, 023-041-04, 023-031-13, 023-031-14, 023-041-06 and 023-041-07 OHS WEST261251810.7 A-4 RECORDING REQUESTED BY This Document was electronically recorded by FIRST AMERICAN TITLE COMPANY COMME D CIALSRVICES First American National Commercial COMMERC SION Recorded in Official Records,Orange County TO BE RECORDED AND WHEN RECORD" Daly, Clerk-Recorder RETURN TO: IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII Orrick,Herrington&Sutcliffe LLP NO FEE 2050 Main Street,Suite 1100 2011000479934 12:12pm 09/28/11 Irvine,CA 92614-2558 66 406 MI 12 Attention: Donald S.Field,Esq. 0.00 0.00 0.00 0.00 33.00 0.00 0.00 0.00 THIS TRANSACTION IS EXEMPT FROM CALIFORNIA DOCUMENTARY TRANSFER TAX PURSUANT TO SECTION 11929 OF THE CALIFORNIA REVENUE AND TAXATION CODE. THIS DOCUMENT IS EXEMPT FROM RECORDING FEES PURSUANT TO SECTION 27383 OF THE CALIFORNIA GOVERNMENT CODE. k I-f j MEMORANDUM OF LEASE AGREEMENT i AND ASSIGNMENT by and among CITY OF HUNTINGTON BEACH, HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE. Dated as of September 1,2011 1 i i OHS WEST:261251811.5 THIS MEMORANDUM OF LEASE AGREEMENT AND ASSIGNMENT (this "Memorandum of Lease Agreement and Assignment") executed and entered into as of September 1, 2011, is by and among the CITY OF HUNTINGTON BEACH (the "City"), a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California, as lessee, the HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY (the "Authority"), a joint powers authority organized and existing under the laws of the State of California, as lessor, and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., a national banking association organized and existing under the laws of the United States of America, as trustee(the"Trustee"), who agree as follows: Section 1.01. The Lease Agreement. The City leases from the Authority and the Authority leases to the City, certain real property described in Section 2.01 hereof, upon the terms and conditions, and for the term, more fully set forth in the Lease Agreement, dated as of September 1, 2011 (the "Lease Agreement"), by and between the Authority, as lessor, and the City, as lessee, all of the provisions of which are hereby incorporated into this Memorandum of Lease Agreement and Assignment by reference. Section 2.01. Property: Term. The Authority leases to the City and the City leases from the Authority, certain real property (the "Property"), which is located in the County of Orange, State of California, and is described more fully in Exhibit A attached hereto and by this reference incorporated herein. The Lease Agreement is for a term commencing on September 28, 2011, and ending on September 1, 2031, unless such term is extended or sooner terminated as provided therein. Section 3.01. Assignment. The Authority sells, assigns and transfers to the Trustee certain of its rights under the Lease Agreement and under the Site Lease, dated as of September 1, 2011, by and between the City, as lessor, and the Authority, as lessee, upon the terms and conditions more fully set forth in the Indenture, dated as of September 1, 2011 (the "Indenture"), by and among the Authority, the City and the Trustee, all of the provisions of which are hereby incorporated into this Memorandum of Lease Agreement and Assignment by reference. Pursuant to the Indenture, the Authority and the City have provided for the issuance of Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project), in the aggregate principal amount of $36,275,000, which are payable from Lease Revenues (as defined in the Indenture). The Lease Revenues include the Base Rental Payments (as defined in the Lease Agreement)to be paid by the City under the Lease Agreement. Section 4.01. Provisions Binding on Successors and Assigns. Subject to the provisions of the Lease Agreement relating to assignment and subletting, the Lease Agreement shall inure to the benefit of and shall be binding upon the Authority and the City and their respective successors and assigns. The Indenture shall inure to the benefit of and shall be binding upon the Authority, the City and the Trustee and their respective successors and assigns. Section 5.01 Purpose of Memorandum. This Memorandum of Lease Agreement and _Assignment is prepared for the purpose of recordation, and it in no way modifies the provisions of the Lease Agreement or the Indenture. OHS WEST:261251811.5 Section 6.01 Execution. This Memorandum of Lease Agreement and Assignment may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. IN WITNESS WHEREOF,the parties hereto have executed this Memorandum of Lease Agreement and Assignment by their officers thereunto duly authorized as of the day and year first written above. HUNTIN TON BEA PUBLIC FINANC G AUT ORITY, as lesso By: J Carchio, hair of the oard of Directors CITY O HUNT GTON BEACH, as lessee By: Lori Ann Farrell, Director of Finance THE BANK OF NEW YORK MELLON TRUST COMPANY,N.A., as Trustee By: Authorized Officer OHS WEST:261251811.5 2 STATE OF CALIFORNIA ) ss COUNTY OF ORANGE ) On before me, r �Zg,/V-10 , Notary Public, personally appeared Joe Carchio who proved to me on the basis of satisfactory evidence to be the person whose name"tea subscribed to the within instrument and acknowledged to me that he ley execute t e same in is r authorized capacity(-ies-} and that by i /he r signature on the instrument t�o, or the entity upon behalf of which the person( acted, executed the instrument. Y I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. WITNESS my hand and official seal. `. P L. ES" PA' Q Commission # 1857021 z Notary Public -California z Or County p M Comm. Expires Aug 4,2013 Signature [SEAL STATE OF CALIFORNIA ) ss COUNTY OF ORANGE ) On / 201 before me, Es"O"U, Notary Public, personally appeared Lori Ann Farrell, who proved to me on the basis of satisfactory evidence to be the person whose nameo) 'ate subscribed to the within instrument and acknowledged to me that l�y executed the same in er 'r authorized capacity iw, and that by er it signature on the instrument the personn, or the entity upon behalf of which the person acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. P. L. ESPARZA a Commission# 1857021 WITNESS my hand and official seal. Z `� Not Public-California z Orange County My Comm. Ex ires Au 4,2013 Signature [SEAL] Section 6.01 Execution. This Memorandum of Lease Agreement and Assignment may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. IN WITNESS WHEREOF,the parties hereto have executed this Memorandum of Lease Agreement and Assignment by their officers thereunto duly authorized as of the day and year first written above. HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY, as lessor By: Joe Carchio, Chair of the Board of Directors CITY OF HUNTINGTON BEACH, as lessee By: Lori Ann Farrell, Director of Finance THE BANK OF NEW YORK MELLON TRUST COMPANY,N.A., as Trustee By: Authorized Officer VPrL(Ce -16ncs- Sh�1� OHS WEST:261251811.5 2 STATE OF CALIFORNIA ) ss COUNTY OF LOS ANGELES ) On Afd before me,Aaaa Notary Public, personally appeaAd Vffa who proved to e on the basis of satisfactory evidence to be the person whose name is are subscrib -to the within instrument and acknowledged t e that he/;he/,hey execu d t e same in his er heir authorized capacity(' s), and that by hi er heir signaev) on the instrument the perso (,s�, or the entity upon behalf of which the perso acted, executed the instrument. / I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. Q-----P Q. 080 !MI CWffl ssW#1812Mi WITNESS my hand and official seal. Le WN+ -Ceton* Las Ang&s Chi Comm.Ex Tres Nov 12.2014 Signatures 1�"`� SEAL] EXHIBIT A LEGAL DESCRIPTION All that real property situated in the County of Orange, State of California, described as follows: PARCEL 1: THOSE PORTIONS OF BLOCKS 1901, 1903, 2001 AND 2002 OF TRACT NO. 12, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA, TOGETHER WITH PARK STREET, UNION AVENUE, AND THE ALLEYS IN SAID BLOCKS, AS SHOWN ON SAID MAP AND AS VACATED BY RESOLUTION NO. 3415 OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH, A CERTIFIED COPY OF WHICH WAS RECORDED JANUARY 6, 1972 IN BOOK 9956, PAGE 849 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY, AND TOGETHER WITH PORTIONS OF PINE STREET AND SEVENTEENTH STREET, AS SHOWN SAID MAP AND AS VACATED BY RESOLUTION NO. 5989 OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH, A CERTIFIED COPY OF WHICH WAS RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89-137620 OF SAID OFFICIAL RECORDS, DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE CENTERLINE OF UTICA STREET, 60.00 FEET IN WIDTH, AND A LINE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE, 90.00 FEET IN WIDTH, BOTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 000 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE; THENCE NORTH 45° 19' 66" EAST 24.04 FEET; THENCE SOUTH 890 40' 54" EAST 166.03 FEET TO THE CENTERLINE OF SEVENTEENTH STREET, 70.00 FEET IN WIDTH, AS SHOWN ON SAID MAP;THENCE NORTH 411 38' 23" EAST 427.42 FEET ALONG SAID CENTERLINE OF SEVENTEENTH STREET; THENCE SOUTH 890 40' 54" EAST 137.05 FEET; THENCE NORTH 000 19' 06" EAST 155.89 FEET ALONG A LINE PARALLEL TO THE CENTERLINE OF SAID LAKE AVENUE,TO THE CENTERLINE OF SAID SEVENTEENTH STREET; THENCE NORTH 410 38' 23" EAST 134.38 FEET ALONG SAID CENTERLINE OF SAID SEVENTEENTH STREET AND ITS NORTHEASTERLY PROLONGATION TO A POINT ON THE NORTHERLY LINE OF SAID TRACT NO. 12; THENCE NORTH 480 21' 17" WEST 474.37 FEET ALONG SAID NORTHERLY TRACT LINE OF TRACT NO. 12; THENCE NORTH 890 40' 01" WEST 535.29 FEET CONTINUING ALONG SAID NORTHERLY TRACT LINE TO THE EASTERLY RIGHT OF WAY LINE OF MAIN STREET, 120.00 FEET IN WIDTH, AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE SOUTH 00" 20' 13" WEST 1266.12 FEET ALONG SAID EASTERLY LINE TO THE CENTERLINE OF SAID UTICA STREET; THENCE SOUTH 890 39' 33" EAST 200.89 FEET ALONG SAID CENTERLINE TO THE POINT OF BEGINNING. EXCEPTING THEREFROM THAT PORTION DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE CENTERLINE OF UTICA STREET, 60.00 FEET IN WIDTH, AND A LINE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE, 90.00 FEET IN WIDTH, BOTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 000 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE; THENCE NORTH 450 19' 06" EAST 24.04 FEET; THENCE SOUTH 890 40' 54" EAST 27.23 FEET TO A LINE PARALLEL WITH AND 245.00 FEET EASTERLY OF THE EASTERLY RIGHT OF WAY LINE OF MAIN STREET, 120.00 FEET IN WIDTH, AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 001 20' 13" EAST 683.13 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO A LINE PARALLEL WITH AND 208.00 FEET SOUTHERLY OF THE NORTHERLY LINE OF BLOCK 2002 OF SAID TRACT NO. 12; THENCE NORTH 890 40' 01" WEST 245.00 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO SAID EASTERLY RIGHT OF WAY LINE OF MAIN STREET; THENCE SOUTH 000 20' 13" WEST 1058.12 FEET ALONG SAID EASTERLY LINE OF MAIN STREET TO THE CENTERLINE OF SAID UTICA STREET; THENCE SOUTH 890 39' 33" EAST 200.89 FEET ALONG SAID CENTERLINE TO THE POINT OF BEGINNING. OHS WEST:261251811.5 A-1 ALSO EXCEPTING THEREFROM THAT PORTION INCLUDED WITHIN TRACT NO. 13569, AS SHOWN ON A MAP RECORDED IN BOOK 652, PAGES 28 THROUGH 33, OF SAID MISCELLANEOUS MAPS. ALSO EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OIL, GAS, ASPHALT AND ASPHALTUM AND OTHER HYDROCARBONS, AND ALL OTHER MINERALS, WHETHER SIMILAR OR DISSIMILAR TO THOSE HEREIN SPECIFIED, LYING BELOW FIVE HUNDRED (500) FEET UNDER THE SURFACE OF SUCH REAL PROPERTY WITHIN OR THAT MAY BE PRODUCED FROM SAID PROPERTY, PROVIDED, HOWEVER,THAT THERE SHALL NOT BE THE RIGHT TO USE THE SURFACE OF SAID PROPERTY OR FIVE HUNDRED (500) FEET UNDER THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY HUNTINGTON BEACH COMPANY, A CORPORATION IN A DEED RECORDED DECEMBER 17, 1969 IN BOOK 9166, PAGE 715 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OF THE OIL, GAS AND OTHER MINERALS IN AND UNDER AND THAT MAY BE PRODUCED BELOW A DEPTH OF FIVE HUNDRED (500) FEET BENEATH THE SURFACE OF SAID LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED (500) FEET BELOW THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION, A DELAWARE CORPORATION IN A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. APN: 023-041-03, 023-041-04 AND A PORTION OF 023-031-14 PARCEL 2: THOSE PORTIONS OF BLOCKS 1902, 1903 AND 2002 INCLUDING A PORTION OF UTICA STREET, ALL OF TRACT NO. 12, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA,TOGETHER WITH THOSE PORTIONS OF UNION AVENUE AND THE ALLEYS IN SAID BLOCKS AS SHOWN ON SAID MAP AS VACATED BY RESOLUTION NO. 3415 OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH,A CERTIFIED COPY OF WHICH WAS RECORDED JANUARY 6, 1972 IN BOOK 9956, PAGE 849 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY, TOGETHER WITH THAT PORTION OF SEVENTEENTH STREET AS VACATED BY RESOLUTION NO. 5989 OF SAID CITY COUNCIL, A CERTIFIED COPY OF WHICH WAS RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89-137620 OF SAID OFFICIAL RECORDS, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE INTERSECTION OF THE CENTERLINE OF UTICA STREET 60.00 FEET IN WIDTH AND A LINE PARALLEL WITH AND 840.00 FEET WESTERLY OF THE CENTERLINE OF LAKE AVENUE 90.00 FEET IN WIDTH, BOTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 00 DEG. 19' 06" EAST 358.00 FEET ALONG SAID PARALLEL LINE; THENCE NORTH 45 DEG. 19' 06" EAST 24.04 FEET; THENCE SOUTH 89 DEG. 40' 54" EAST 27.23 FEET TO A LINE PARALLEL WITH AND 245.00 FEET EASTERLY OF THE EASTERLY RIGHT OF WAY LINE OF MAIN STREET, 120.00 FEET IN WIDTH AS SHOWN ON SAID MAP OF TRACT NO. 12; THENCE NORTH 00 DEG. 20' 13" EAST 683.13 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO A LINE PARALLEL WITH AND 208.00 FEET SOUTHERLY OF THE NORTHERLY LINE OF BLOCK 2002 OF SAID MAP OF TRACT NO. 12; THENCE NORTH 89 DEG. 40' 01" WEST 245.00 FEET ALONG SAID LAST MENTIONED PARALLEL LINE TO SAID EASTERLY RIGHT OF WAY LINE OF MAIN STREET;THENCE SOUTH 00 DEG. 20' 13" WEST 1058.12 FEET ALONG SAID EASTERLY LINE OF MAIN STREET TO THE CENTERLINE OF SAID UTICA STREET; THENCE SOUTH 89 DEG. 39' 33" EAST 200.89 FEET ALONG SAID CENTERLINE TO THE POINT OF BEGINNING. EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OIL, GAS, ASPHALT AND ASPHALTUM AND OTHER HYDROCARBONS, AND ALL OTHER MINERALS, WHETHER SIMILAR OR DISSIMILAR TO THOSE HEREIN SPECIFIED, LYING BELOW FIVE HUNDRED (500) FEET UNDER THE SURFACE OF SUCH REAL PROPERTY WITHIN OR THAT MAY BE PRODUCED FROM SAID PROPERTY, PROVIDED, HOWEVER, THAT THERE SHALL NOT BE THE RIGHT TO USE THE SURFACE OF SAID PROPERTY OR FIVE HUNDRED (500) FEET UNDER THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS RESERVED BY HUNTINGTON OHS WEST:261251811.5 A-2 BEACH COMPANY, A CORPORATION IN A DEED RECORDED DECEMBER 17, 1969 IN BOOK 9166, PAGE 715 OF OFFICIAL RECORDS. ALSO EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL OF THE OIL, GAS AND OTHER MINERALS IN AND UNDER AND THAT MAY BE PRODUCED BELOW A DEPTH OF FIVE HUNDRED (500) FEET BENEATH THE SURFACE OF SAID LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED(500) FEET BELOW THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION, A DELAWARE CORPORATION IN A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. APN: 023-031-10, 023-031-13 AND A PORTION OF 023-031-14 PARCEL 3: THOSE PORTIONS OF LOTS 13 AND 14 OF BLOCK 1901 OF TRACT NO. 12, IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON THE MAP RECORDED IN BOOK 9; PAGE 13 OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF ORANGE COUNTY, CALIFORNIA,TOGETHER WITH THOSE PORTIONS OF SEVENTEENTH STREET,AS SHOWN ON SAID MAP AND AS VACATED IN THAT CERTAIN RESOLUTION NO. 5989 OF THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH, A CERTIFIED COPY OF WHICH RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89-137620 OF OFFICIAL RECORDS OF ORANGE COUNTY AND PORTIONS OF LAKE AVENUE AND PARK STREET, AS SHOWN ON THE MAP OF TRACT NO. 13569, RECORDED IN BOOK 652, PAGES 28 THROUGH 33 OF MISCELLANEOUS MAPS, RECORDS OF SAID ORANGE COUNTY, MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE CENTERLINE INTERSECTION OF LAKE AVENUE 90.00 FEET IN WIDTH, AND SEVENTEENTH STREET 70.00 FEET IN WIDTH, AS SHOWN ON SAID MAP OF TRACT NO. 13569; THENCE SOUTH 000 19' 06" WEST 207.32 FEET ALONG SAID CENTERLINE OF LAKE AVENUE TO THE CENTERLINE INTERSECTION OF PARK STREET, 52.00 FEET IN WIDTH, AS SHOWN ON THE MAP OF SAID TRACT NO. 13569; THENCE NORTH 890 40' 54" WEST 237.70 FEET ALONG SAID CENTERLINE OF PARK STREET; THENCE NORTH 00° 19'.06" EAST 155.89 FEET TO THE CENTERLINE OF SAID SEVENTEENTH STREET; THENCE NORTH 41° 38' 23" EAST 68.48 FEET ALONG SAID CENTERLINE TO AN ANGLE POINT IN SAID SEVENTEENTH STREET; THENCE CONTINUING ALONG SAID CENTERLINE OF SEVENTEENTH STREET SOUTH 890 40' 54" EAST 192.48 FEET TO THE POINT OF BEGINNING. EXCEPTING THEREFROM ANY PORTION LYING WITHIN THE AFOREMENTIONED PARCEL 1. EXCEPTING THEREFROM SAID LAND ALL OF THE OIL, GAS AND OTHER MINERALS IN AND UNDER AND THAT MAY BE PRODUCED BELOW A DEPTH OF FIVE HUNDRED (500) FEET BENEATH THE SURFACE OF SAID LAND, EXCEPT THE USE OF THE SURFACE OF THE LAND OR THAT PORTION OF SAID LAND FROM THE SURFACE TO FIVE HUNDRED(500) FEET BELOW THE SURFACE FOR ANY PURPOSE WHATSOEVER, AS GRANTED TO ANGUS PETROLEUM CORPORATION, A DELAWARE CORPORATION IN A DEED RECORDED JULY 5, 1988 AS INSTRUMENT NO. 88-319698 OF OFFICIAL RECORDS. APN: 023-041-06 PARCEL 4: i THOSE LANDS IN THE CITY OF HUNTINGTON BEACH, COUNTY OF ORANGE, STATE OF CALIFORNIA BEING A PORTION OF SEVENTEENTH STREET AS SHOWN ON TRACT NO. 12, FILED IN BOOK 9, PAGE 13 OF MISCELLANEOUS MAPS,TOGETHER WITH A PORTION OF MANSION AVENUE AS DESCRIBED IN THE DEEDS TO THE CITY OF HUNTINGTON BEACH RECORDED SEPTEMBER 23, 1916, IN BOOK 294, PAGE 390 OF DEEDS, AND THE DEED RECORDED JULY 21, 1950, IN BOOK 2045, PAGE 79 OF OFFICIAL RECORDS WHICH WERE VACATED, AS A PORTION OF PARCEL 1 BY CITY OF HUNTINGTON BEACH RESOLUTION NO. 5989, ON JANUARY 17, 1989 RECORDED MARCH 16, 1989 AS INSTRUMENT NO. 89- OHS WEST:261251811.5 A-3 i 137620 OF OFFICIAL RECORDS, ALL OF WHICH ARE LOCATED IN RECORDS OF SAID COUNTY, MORE PARTICULARLY DESCRIBED AS FOLLOWS: COMMENCING AT THE MOST EASTERLY CORNER OF LOT 3, BLOCK 2001, AS SHOWN ON SAID TRACT NO. 12,THENCE NORTH 41019'00"EAST, 54.43 FEET, ALONG THE NORTHEAST PROLONGATION OF THE SOUTHEAST LINE OF SAID LOT 3,TO AN INTERSECTION WITH THE SOUTHWESTERLY LINE OF YORKTOWN AVENUE (FORMERLY MANSION AVENUE), SAID INTERSECTION BEING THE BEGINNING OF A NON-TANGENT CURVE CONCAVE NORTHEASTERLY HAVING A RADIUS OF 850.00 FEET, A RADIAL LINE TO SAID POINT OF CURVATURE BEARS SOUTH 27011'59"WEST; THENCE SOUTHEASTERLY 36.30 FEET,ALONG SAID CURVE,THROUGH A CENTRAL ANGLE OF 202648", TO THE INTERSECTION OF SAID CURVE AND THE NORTHEASTERLY PROLONGATION OF THE CENTERLINE OF SEVENTEENTH STREET SAID INTERSECTION BEING THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION, A RADIAL LINE TO SAID TRUE POINT OF BEGINNING BEARS SOUTH 24045'11" WEST; THENCE CONTINUING SOUTHEASTERLY 44.96 FEET, ALONG SAID CURVE,THROUGH A CENTRAL ANGLE OF 3001'51",TO THE BEGINNING OF A REVERSE CURVE CONCAVE SOUTHWESTERLY, HAVING A RADIUS OF 32.00 FEET; THENCE SOUTHEASTERLY 38.13 FEET ALONG SAID CURVE,THROUGH A CENTRAL ANGLE OF 68016'40", TO THE NORTHERLY PROLONGATION OF THE WESTERLY LINE OF LAKE STREET(FORMERLY LAKE AVENUE), 90.00 FEET IN WIDTH, AS SHOWN ON SAID TRACT NO. 12; THENCE SOUTH 00000'00"WEST, 49.93 FEET ALONG SAID PROLONGATION OF THE WESTERLY LINE OF LAKE STREET TO THE CENTERLINE OF SEVENTEENTH STREET(70.00 FEET IN WIDTH)AS SHOWN ON SAID TRACT NO. 12; THENCE WESTERLY ALONG THE CENTERLINE OF SAID SEVENTEENTH STREET, AS SHOWN ON SAID TRACT NO. 12, NORTH 90000'00"WEST, 147.08 FEET,TO AN ANGLE POINT IN SAID CENTERLINE OF SEVENTEENTH STREET AS SHOWN ON SAID TRACT NO. 12; THENCE NORTHEASTERLY, LEAVING SAID CENTERLINE OF SEVENTEENTH STREET ALONG THE NORTHEASTERLY PROLONGATION OF THE CENTERLINE OF SEVENTEENTH STREET AS SHOWN ON SAID TRACT NO. 12, NORTH 41019'00"EAST, 129.68 FEET TO THE TRUE POINT OF BEGINNING OF THIS DESCRIPTION. EXCEPTING THEREFROM OVER A PORTION OF SAID LAND ALL MINERALS, PETROLEUM, ASPHALTUM, BREA, OIL, GAS AND OTHER HYDROCARBON SUBSTANCES IN, UPON OR UNDER, OR THAT MAY BE PRODUCED FROM THE LAND,TOGETHER WITH THE SOLE AND EXCLUSIVE RIGHT TO DRILL SLANTED WELLS FROM ADJACENT LANDS INTO AND THROUGH THE SUBSURFACE OF THE LAND; PROVIDED, HOWEVER,THAT GRANTORS SHALL NOT USE THE SURFACE OF THE LAND FOR THE EXPLORATTION, DEVELOPMENT, EXTRACTION OR REMOVAL OF SAID MINERALS OR SUBSTANCES, AS RESERVED BY HUNTINGTON BEACH COMPANY, A CORPORATION AND STANDARD OIL COMPANY OF CALIFORNIA, A CORPORATION IN A DEED RECORDED JULY 21, 1950 IN BOOK 2045, PAGE 79 OF OFFICIAL RECORDS. APN: 023-041-07 APN: 023-031-10, 023-041-03, 023-041-04, 023-031-13, 023-031-14, 023-041-06 and 023-041-07 OHS WEST:261251811.5 A-4 CERTIFICATE OF ACCEPTANCE In accordance with Section 27281 of the California Government Code, this is to certify that the interest in the real property conveyed by the Lease Agreement, dated as of September 1, 2011, by and between the City of Huntington Beach, a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California(the "City") and the Huntington Beach Public Financing Authority, a joint powers authority organized and existing under the laws of the State of California (the "Authority"), from the Authority to the City, is hereby accepted by the undersigned on behalf of the City pursuant to authority conferred by resolution of the City Council of the City adopted on September 6, 2011, and the City consents to recordation thereof by its duly authorized officer. Dated: September 28, 2011 a CITY OF HUNTINGTON BEACH By: r Lori Ann Farrell, Director of Finance i I' i I: I I i i K I, OHS WEST:261251811.5 I INDENTURE by and among HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY and CITY OF HUNTINGTON BEACH and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE Dated as of September 1, 2011 Relating to Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds OHS WEST2612556087 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS; EQUAL SECURITY ............................................................3 Section 1.01. Definitions............................................................................................3 Section 1.02. Equal Security......................................................................................9 ARTICLE II THE BONDS ................................................................................................. 11 Section 2.01. Authorization of Bonds...................................................................... 11 Section 2.02. Terms of Series 2011A Bonds........................................................... 11 Section 2.03. Issuance of Series 2011A Bonds; Application of Proceeds............... 13 Section 2.04. Conditions for the Issuance of Additional Bonds.............................. 13 Section 2.05. Procedure for the Issuance of Additional Bonds ............................... 14 Section 2.06. Execution of Bonds............................................................................ 16 Section 2.07. Authentication of Bonds.................................................................... 16 Section 2.08. Registration Books............................................................................. 16 Section 2.09. Transfer and Exchange of Bonds....................................................... 16 Section 2.10. Book-Entry System............................................................................ 17 Section 2.11. Bonds Mutilated, Lost, Destroyed or Stolen...................................... 19 Section 2.12. Temporary Bonds............................................................................... 19 ARTICLE III REDEMPTION OF BONDS .........................................................................21 Section 3.01. Extraordinary Redemption.................................................................21 Section 3.02. Optional Redemption.........................................................................21 Section 3.03. Selection of Bonds for Redemption...................................................21 Section 3.04. Notice of Redemption........................................................................21 Section 3.05. Partial Redemption of Bonds.............................................................22 Section 3.06. Effect of Notice of Redemption.........................................................22 ARTICLE IV PLEDGE AND ASSIGNMENT; FUNDS AND ACCOUNTS ....................23 Section 4.01. Pledge and Assignment......................................................................23 Section 4.02. Costs of Issuance Fund ......................................................................23 Section 4.03. Payment Fund....................................................................................24 Section 4.04. Redemption Fund...............................................................................24 Section 4.05. Reserve Fund .....................................................................................24 Section 4.06. Rebate Fund.......................................................................................26 Section 4.07. Investments........................................................................................26 OHS WEST2612556087 i TABLE OF CONTENTS (continued) Page ARTICLE V NET PROCEEDS AND TITLE INSURANCE; COVENANTS ..................28 Section 5.01. Application of Net Proceeds..............................................................28 Section 5.02. Title Insurance ...................................................................................29 Section 5.03. Punctual Payment...............................................................................29 Section 5.04. Compliance with Indenture................................................................29 Section 5.05. Compliance with Site Lease and Lease Agreement...........................29 Section 5.06. Observance of Laws and Regulations................................................30 Section 5.07. Other Liens.........................................................................................30 Section 5.08. Prosecution and Defense of Suits ......................................................30 Section 5.09. Accounting Records and Statements .................................................30 Section 5.10. Recordation........................................................................................31 Section 5.11. Tax Covenants ...................................................................................31 Section 5.12. Continuing Disclosure .......................................................................31 Section 5.13. Notifications Required by the Act.....................................................31 Section 5.14. Further Assurances.............................................................................32 ARTICLE VI EVENTS OF DEFAULT AND REMEDIES................................................33 Section 6.01. Events of Default...............................................................................33 Section 6.02. Action on Default...............................................................................33 Section 6.03. Other Remedies of the Trustee ..........................................................34 Section 6.04. Remedies Not Exclusive....................................................................34 Section 6.05. Application of Amounts After Default..............................................34 Section 6.06. Power of Trustee to Enforce..............................................................35 Section 6.07. Bond Owners Direction of Proceedings ............................................35 Section 6.08. Limitation on Bond Owners' Right to Sue........................................35 Section 6.09. Termination of Proceedings...............................................................35 Section 6.10. No Waiver of Default.........................................................................36 ARTICLE VII THE TRUSTEE.............................................................................................37 Section 7.01. Duties and Liabilities of Trustee........................................................37 Section 7.02. Removal and Resignation of the Trustee...........................................37 Section 7.03. Compensation and Indemnification of the Trustee............................38 Section 7.04. Protection of the Trustee....................................................................38 Section 7.05. Appointment of Co-Trustee...............................................................40 OHS WEST2612556087 ii TABLE OF CONTENTS (continued) Page ARTICLE VIII SUPPLEMENTAL INDENTURES ..............................................................42 Section 8.01. Supplemental Indentures....................................................................42 Section 8.02. Effect of Supplemental Indenture......................................................43 Section 8.03. Endorsement of Bonds; Preparation of New Bonds..........................43 Section 8.04. Amendment of Particular Bonds........................................................43 ARTICLE IX DEFEASANCE..............................................................................................44 Section 9.01. Discharge of Indenture.......................................................................44 Section 9.02. Bonds Deemed To Have Been Paid...................................................44 Section 9.03. Unclaimed Moneys............................................................................45 ARTICLE X MISCELLANEOUS ......................................................................................47 Section 10.01. Benefits of Indenture Limited to Parties............................................47 Section 10.02. Successor Deemed Included in all References to Predecessor..........47 Section 10.03. Execution of Documents by Owners .................................................47 Section 10.04. Waiver of Personal Liability..............................................................47 Section 10.05. Acquisition of Bonds by Authority or City........................................47 Section 10.06. Disqualified Bonds.............................................................................48 Section 10.07. Money Held for Particular Bonds......................................................48 Section 10.08. Funds and Accounts...........................................................................48 Section 10.09. Gender and References; Article and Section Headings.....................48 Section 10.10. Partial Invalidity.................................................................................49 Section 10.11. California Law...................................................................................49 Section10.12. Notices...............................................................................................49 Section 10.13. Business Days....................................................................................50 Section 10.14. Execution in Counterparts.................................................................. 50 EXHIBIT A FORM OF SERIES 2011A BOND .............................................................A-1 EXHIBIT B PERMITTED INVESTMENTS ..................................................................B-1 EXHIBIT C FORM OF COSTS OF ISSUANCE FUND REQUISITION......................C-1 OHS WEST261255608.7 111 INDENTURE THIS INDENTURE (this "Indenture"), dated as of September 1, 2011, is by and among the HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY, a joint powers authority organized and existing under the laws of the State of California (the "Authority"), the CITY OF HUNTINGTON BEACH, a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California (the"City"), and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., a national banking association organized and existing under the laws of the United States of America, as Trustee (the"Trustee"). WITNESSETH: WHEREAS, in order to finance certain capital improvements, including the Huntington Central Park Sports Complex and certain beach improvements along Pacific Coast Highway from First Street and Pacific Coast Highway to Huntington Street and Pacific Coast Highway (the "2001 Project'), the Authority issued its Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds, 2001 Series A (Capital Improvement Financing Project) (the "Prior 2001A Bonds"), payable from certain lease payments to be made by the City; and WHEREAS, in order to refinance certain capital improvements, including certain improvements to the Civic Center, including the Police Administration Building (the "1993 Project' and together with the 2001 Project, the "Projects"), the Authority issued its Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds, 2001 Series B (Capital Improvement Refinancing Project) (the"Prior 2001B Bonds" and together with the Prior 2001A Bonds, the "Prior Bonds"), payable from certain lease payments to be made by the City; and WHEREAS, in order to achieve certain savings, the City and the Authority desire to refinance the Projects by refunding the Prior Bonds; and WHEREAS, in order to refund the Prior Bonds, the City is leasing certain real property, and the improvements thereto (the "Property"), to the Authority pursuant to a Site Lease, dated as of the date hereof (the "Site Lease"), and the City is subleasing the Property back from the Authority pursuant to a Lease Agreement, dated as of the date hereof (the "Lease Agreement'); and WHEREAS, in order to provide the funds necessary to refund the Prior Bonds, the Authority and the City desire to provide for the issuance of Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) (the "Series 2011A Bonds"), in the aggregate principal amount of$36,275,000, payable from the base rental payments (the"Base Rental Payments") to be made by the City pursuant to the Lease Agreement; and WHEREAS, the Authority and the City desire to provide for the issuance of additional bonds (the "Additional Bonds") payable from the Base Rental Payments on a parity with the Series 2011A Bonds (the Series 2011A Bonds and any such Additional Bonds being collectively referred to as the`Bonds"); and OHS WEST261255608.7 1 WHEREAS, in order to provide for the authentication and delivery of the Bonds, to establish and declare the terms and conditions upon which the Bonds are to be issued and secured and to secure the payment of the principal thereof, premium, if any, and interest thereon, each of the Authority and the City has authorized the execution and delivery of this Indenture; and WHEREAS, the Authority and the City have determined that all acts and proceedings required by law necessary to make the Bonds, when executed by the Authority, authenticated and delivered by the Trustee and duly issued, the valid and binding special obligations of the Authority, and to constitute this Indenture a valid and binding agreement for the uses and purposes herein set forth in accordance with its terms, have been done and taken, and the execution and delivery of this Indenture has been in all respects duly authorized; and WHEREAS, all acts, conditions and things required by law to exist, to have happened and to have been performed precedent to and in connection with the execution and entering into of this Indenture do exist, have happened and have been performed in regular and due time, form and manner as required by law, and the parties hereto are now duly authorized to execute and enter into this Indenture; NOW, THEREFORE, THIS INDENTURE WITNESSETH, that in order to secure the payment of the principal of, and premium, if any, and interest on all Bonds at any time issued and outstanding under this Indenture, according to their tenor, and to secure the performance and observance of all the covenants and conditions therein and herein set forth, and to declare the terms and conditions upon and subject to which the Bonds are to be issued and received, and in consideration of the premises and of the mutual covenants herein contained and of the purchase and acceptance of the Bonds by the owners thereof, and for other valuable consideration, the receipt whereof is hereby acknowledged, the Authority and the City do hereby covenant and agree with the Trustee, for the benefit of the respective owners from time to time of the Bonds, as follows: OHS WEST2612556087 2 ARTICLE I DEFINITIONS; EQUAL SECURITY Section 1.01. Definitions. Unless the context otherwise requires, the terms defined in this Section shall for all purposes of this Indenture and of any certificate, opinion or other document herein mentioned, have the meanings herein specified. Capitalized terms not otherwise defined herein shall have the meanings assigned to such terms in the Lease Agreement. "Act" means the Marks-Roos Local Bond Pooling Act of 1985, constituting Section 6584 et seq. of the California Government Code. "Additional Bonds" means Bonds other than Series 2011A Bonds issued hereunder in accordance with the provisions of Sections 2.04 and 2.05 hereof. "Additional Rental Payments" means all amounts payable by the City as Additional Rental Payments pursuant to Section 3.02 of the Lease Agreement. "Annual Debt Service" means, for each Bond Year, the sum of (a) the interest due on the Outstanding Bonds in such Bond Year, assuming that the Outstanding Bonds are retired as scheduled (including by reason of mandatory sinking fund redemptions), and (b) the scheduled principal amount of the Outstanding Bonds due in such Bond Year (including any mandatory sinking fund redemptions due in such Bond Year). "Authority" means the Huntington Beach Public Financing Authority, a joint powers authority organized and existing under the laws of the State of California. "Authorized Authority Representative" means any member of the Board of Directors of the Authority, the Executive Director of the Authority or the Treasurer of the Authority, and any other Person authorized by the Board of Directors of the Authority or the Executive Director of the Authority to act on behalf of the Authority under or with respect to this Indenture. "Authorized City Representative" means the City Manager of the City or any authorized deputy or designee thereof or the Director of Finance of the City, and any other Person authorized by the City Council of the City or the City Manager of the City to act on behalf of the City under or with respect to this Indenture. "Authorized Denominations" means, with respect to the Bonds, $5,000 and any integral multiple thereof. "Average Annual Debt Service" means the average of the Annual Debt Service for all Bond Years, including the Bond Year in which the calculation is made. "Base Rental Payments" means all amounts payable to the Authority by the City as Base Rental Payments pursuant to Section 3.01 of the Lease Agreement. "Beneficial Owners" means those individuals, partnerships, corporations or other entities for whom the Participants have caused the Depository to hold Book-Entry Bonds. OHS WEST261255608.7 3 "Bond Year" means each twelve-month period beginning on September 2 in each year and extending to the next succeeding September 1, both dates inclusive, except that the first Bond Year shall begin on the Closing Date and end on September 1, 2012. "Bonds" means the Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds issued hereunder, and includes the Series 2011A Bonds and any Additional Bonds. "Book-Entry Bonds" means the Bonds of a Series registered in the name of the nominee of DTC, or any successor securities depository for such Series of Bonds, as the registered owner thereof pursuant to the terms and provisions of Section 2.10 hereof. "Business Day" means a day other than (a) Saturday or Sunday, (b) a day on which banking institutions in the city or cities in which the Office of the Trustee is located are authorized or required by law to be closed, and (c) a day on which the New York Stock Exchange is authorized or obligated by law or executive order to be closed. "Cede & Co." means Cede & Co., the nominee of DTC, and any successor nominee of DTC with respect to Book-Entry Bonds. "City" means the City of Huntington Beach, a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California. "Closing Date" means the date upon which the Series 2011A Bonds are delivered to the Original Purchaser, being September 28, 2011. "Code" means the Internal Revenue Code of 1986. "Continuing Disclosure Certificate" means the Continuing Disclosure Certificate, dated the Closing Date, of the City, as originally executed and as it may from time to time be amended in accordance with the provisions thereof. "Costs of Issuance" means all the costs of issuing and delivering the Bonds, including, but not limited to, all printing and document preparation expenses in connection with this Indenture, the Lease Agreement, the Site Lease, the Bonds and any preliminary official statement and final official statement pertaining to the Bonds, rating agency fees, CUSIP Service Bureau charges, market study fees, financial advisory fees, legal fees and expenses of counsel with respect to the refinancing of the Projects, the initial fees and expenses of the Trustee and its counsel, any premium for a municipal bond insurance policy insuring payments of debt service on Additional Bonds, and other fees and expenses incurred in connection with the issuance and delivery of the Bonds, to the extent such fees and expenses are approved by the City. "Costs of Issuance Fund" means the fund by that name established pursuant to Section 4.02 hereof. "Defeasance Securities" means (a) non-callable direct obligations of the United States of America ("United States Treasury Obligations"), (b) evidences of ownership of proportionate interests in future interest and principal payments on United States Treasury Obligations held by OHS WEST261255608.7 4 a bank or trust company as custodian, under which the owner of the investment is the real party in interest and has the right to proceed directly and individually against the obligor and the underlying United States Treasury Obligations are not available to any person claiming through the custodian or to whom the custodian may be obligated, (c) pre-refunded municipal obligations rated "AAA" and "Aaa" by S&P and Moody's, respectively, or (d) securities eligible for "AAA" defeasance under then existing criteria of S&P or Moody's, or any combination thereof. "Depository" means the securities depository acting as Depository pursuant to Section 2.10 hereof. "DTC" means The Depository Trust Company, New York, New York and its successors. "Escrow Agreements" means the 2001A Escrow Agreement and the 2001B Escrow Agreement. "Escrow Bank" means The Bank of New York Mellon Trust Company, N.A., as trustee and escrow bank under the Escrow Agreements, and any successor thereto. "Event of Default" means an event described as such in Section 6.01. "Fitch" means Fitch, Inc., its successors and assigns, except that if such corporation shall no longer perform the function of a securities rating agency for any reason, the term "Fitch" shall be deemed to refer to any other nationally recognized securities rating agency selected by the Authority. "Indenture" means this Indenture, by and among the Authority, the City and the Trustee, as originally executed and as it may from time to time be amended or supplemented in accordance with the provisions hereof. "Interest Account" means the account by that name within the Payment Fund established pursuant to Section 4.03 hereof. "Interest Payment Date" means each March 1 and September 1, commencing March 1, 2012, so long as any Bonds remain Outstanding. "Lease Agreement" means the Lease Agreement, dated as of the date hereof, by and between the City and the Authority, as originally executed and as it may from time to time be amended in accordance with the provisions thereof. "Lease Default Event" means an event of default pursuant to and as described in Section 8.01 of the Lease Agreement. "Lease Revenues" means all Base Rental Payments payable by the City pursuant to the Lease Agreement, including any prepayments thereof, any Net Proceeds and any amounts received by the Trustee as a result of or in connection with the Trustee's pursuit of remedies under the Lease Agreement upon a Lease Default Event. OHS WEST2612556087 5 "Letter of Representations" means the letter of the Authority delivered to and accepted by the Depository on or prior to the delivery of the Bonds as Book-Entry Bonds setting forth the basis on which the Depository serves as depository for such Book-Entry Bonds, as originally executed or as it may be supplemented or revised or replaced by a letter to a substitute Depository. "Maximum Annual Debt Service" means the largest Annual Debt Service for any Bond Year, including the Bond Year the calculation is made. "Moody's" means Moody's Investors Service, a corporation organized and existing under the laws of the State of Delaware, its successors and assigns, except that if such corporation shall no longer perform the function of a securities rating agency for any reason, the term "Moody's" shall be deemed to refer to any other nationally recognized securities rating agency selected by the Authority. "Nominee" means the nominee of the Depository, which may be the Depository, as determined from time to time pursuant to Section 2.10 hereof. "Office of the Trustee" means the principal corporate trust office of the Trustee in Los Angeles, California, or such other office as may be specified to the Authority and the City in writing; provided, however, that with respect to presentation of Bonds for payment or for registration of transfer and exchange, such term shall mean the office or agency of the Trustee at which, at any particular time, its corporate trust agency business shall be conducted, which other office or agency shall be specified to the Authority and the City by the Trustee in writing. "Opinion of Counsel" means a written opinion of counsel of recognized national standing in the field of law relating to municipal bonds, appointed and paid by the Authority. "Original Purchaser" means Merrill Lynch, Pierce, Fenner & Smith Incorporated, on behalf of itself and on behalf of E. J. De La Rosa & Co., Inc., the original purchasers of the Series 2011A Bonds from the Authority. "Outstanding" means, when used as of any particular time with reference to Bonds, subject to the provisions of Section 10.06 hereof, all Bonds theretofore, or thereupon being, authenticated and delivered by the Trustee under this Indenture except (a) Bonds previously canceled by the Trustee or delivered to the Trustee for cancellation, (b) Bonds paid or deemed to have been paid within the meaning of Section 9.02 hereof, and (c) Bonds for the transfer or exchange of or in lieu of or in substitution for which other Bonds shall have been authenticated and delivered by the Trustee pursuant to this Indenture. "Owner" means, with respect to a Bond, the Person in whose name such Bond is registered on the Registration Books. "Participating Underwriter" has the meaning ascribed thereto in the Continuing Disclosure Certificate. "Participants" means those broker-dealers, banks and other financial institutions from time to time for which the Depository holds Book-Entry Bonds as securities depository. OHS WEST2612556087 6 "Payment Fund" means the fund by that name established in accordance with Section 4.03 hereof. "Permitted Investments" is defined in Exhibit B attached hereto. "Person" means an individual, corporation, limited liability company, firm, association, partnership, trust, or other legal entity or group of entities, including a governmental entity or any agency or political subdivision thereof. "Principal Account" means the account by that name within the Payment Fund established pursuant to Section 4.03 hereof. "Principal Payment Date" means a date on which the principal of the Bonds becomes due and payable, either as a result of the maturity thereof or by mandatory sinking fund redemption. "Projects" means the capital improvement projects described in recital clauses hereto. "Rebate Fund" means the fund by that name established pursuant to Section 4.06 hereof. "Rebate Requirement"has the meaning ascribed thereto in the Tax Certificate. "Record Date" means the 15th calendar day of the month preceding each Interest Payment Date, whether or not such day is a Business Day. "Redemption Fund" means the fund by that name established pursuant to Section 4.04 hereof. "Registration Books" means the records maintained by the Trustee for the registration of ownership and registration of transfer of the Bonds pursuant to Section 2.08 hereof. "Rental Payments" means, collectively, the Base Rental Payments and the Additional Rental Payments. "Rental Period" means the period from the Closing Date through September 30, 2012 and, thereafter, the twelve-month period commencing on October 1 of each year during the term of the Lease Agreement. "Reserve Facility" means any line of credit, letter of credit, insurance policy, surety bond or similar instrument, in form reasonably satisfactory to the Trustee, that (a) names the Trustee as beneficiary thereof, (b) provides for payment on demand, (c) cannot be terminated by the issuer thereof so long as any of the Bonds remain Outstanding, (d) is issued by an obligor, the obligations of which under the Reserve Facility are, at the time such Reserve Facility is substituted for all or part of the moneys on deposit in the Reserve Fund, rated at "AAA" by S&P or"Aaa" by Moody's, and (e) is deposited with the Trustee pursuant to Section 4.05 hereof. OHS WEST2612556087 7 "Reserve Fund" means the fund by that name established pursuant to Section 4.05 hereof. "Reserve Requirement" means, as of the date of any calculation, the least of(a) 10% of the original aggregate principal amount of the Bonds (excluding Bonds refunded with the proceeds of subsequently issued Bonds), (b) Maximum Annual Debt Service, and (c) 125% of Average Annual Debt Service. "S&P" means Standard & Poor's Ratings Services, a division of The McGraw-Hill Companies, Inc., a corporation organized and existing under the laws of the State of New York, its successors and assigns, except that if such entity shall no longer perform the functions of a securities rating agency for any reason, the term "S&P" shall be deemed to refer to any other nationally recognized securities rating agency selected by the Authority. "Series" means the initial series of Bonds executed, authenticated and delivered on the date of initial issuance of such Bonds and identified pursuant to this Indenture as the Series 2011A Bonds, and any Additional Bonds issued pursuant to a Supplemental Indenture and identified as a separate Series of Bonds. "Series 2011A Bonds" means the Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project), issued hereunder. "Site Lease" means the Site Lease, dated as of the date hereof, by and between the City and the Authority, as originally executed and as it may from time to time be amended in accordance with the provisions thereof and of the Lease Agreement. "Supplemental Indenture" means any supplemental indenture amendatory of or supplemental to this Indenture, but only if and to the extent that such Supplemental Indenture is specifically authorized hereunder. "Tax Certificate" means the Tax Certificate executed by the Authority at the time of issuance of the Series 2011A Bonds, relating to the requirements of Section 148 of the Code, as originally executed and as it may from time to time be amended in accordance with the provisions thereof. "Tax-Exempt" means, with respect to interest on any obligations of a state or local government, including interest on the Series 2011A Bonds, that such interest is excluded from the gross income of the holders thereof for federal income tax purposes, whether or not such interest is includable as an item of tax preference or otherwise includable directly or indirectly for purposes of calculating other tax liabilities, including any alternative minimum tax or environmental tax under the Code. "Trustee" means The Bank of New York Mellon Trust Company, N.A., a national banking association organized and existing under the laws of the United States of America, or any successor thereto as Trustee hereunder substituted in its place as provided herein. OHS WEST2612556087 8 "2001A Escrow Agreement" means the Escrow Agreement, dated as of September 1, 2011, by and between the Authority and the Escrow Bank, relating to the Prior 2001A Bonds, as originally executed and as it may be amended from time to time in accordance with the terms thereof. "2001B Escrow Agreement" means the Escrow Agreement, dated as of September 1, 2011, by and between the Authority and the Escrow Bank, relating to the Prior 2001B Bonds, as originally executed and as it may be amended from time to time in accordance with the terms thereof. "Verification Report" means, with respect to the deemed payment of Bonds pursuant to clause (ii)(B) of subsection (a) of Section 9.02 hereof, a report of a nationally recognized certified public accountant, or firm of such accountants, verifying that the Defeasance Securities and cash, if any, deposited in connection with such deemed payment satisfy the requirements of clause (ii)(B) of subsection (a) of Section 9.02 hereof. "Written Certificate of the Authority" means a written certificate signed in the name of the Authority by an Authorized Representative of the Authority. Any such certificate may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. "Written Certificate of the City" means a written certificate signed in the name of the City by an Authorized Representative of the City. Any such certificate may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. "Written Request of the Authority" means a written request signed in the name of the Authority by an Authorized Representative of the Authority. Any such request may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. "Written Request of the City" means a written request signed in the name of the City by an Authorized Representative of the City. Any such request may, but need not, be combined in a single instrument with any other instrument, opinion or representation, and the two or more so combined shall be read and construed as a single instrument. Section 1.02. Equal Security. In consideration of the acceptance of the Bonds by the Owners thereof, this Indenture shall be deemed to be and shall constitute a contract among the Authority, the City, the Trustee and the Owners from time to time of all Bonds authorized, executed, issued and delivered hereunder and then Outstanding to secure the full and final payment of the principal of, and premium, if any, and interest on all Bonds which may from time to time be authorized, executed, issued and delivered hereunder, subject to the agreements, conditions, covenants and provisions contained herein; and all agreements and covenants set forth herein to be performed by or on behalf of the Authority or the City shall be for the equal and proportionate benefit, protection and security of all Owners of the Bonds without distinction, preference or priority as to security or otherwise of any Bonds over any other Bonds by reason of OHS WEST261255608.7 9 the number or date thereof or the time of authorization, sale, execution, issuance or delivery thereof or for any cause whatsoever, except as expressly provided herein or therein. OHS WEST2612556087 10 ARTICLE II THE BONDS Section 2.01. Authorization of Bonds. The Authority hereby authorizes the issuance of the Bonds under and subject to the terms of this Indenture, the Act and other applicable laws of the State of California. The Bonds may consist of one or more Series of varying denominations, dates, maturities, interest rates and other provisions, subject to the provisions and conditions contained herein. The Bonds shall be designated generally as the "Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Bonds," each Series thereof to bear such additional designation as may be necessary or appropriate to distinguish such Series from every other Series of Bonds. The Bonds shall be special obligations of the Authority, payable solely from the Lease Revenues and the other assets pledged therefor hereunder. Neither the faith and credit nor the taxing power of the Authority, the City or the State of California, or any political subdivision thereof, is pledged to the payment of the Bonds. Notwithstanding anything to the contrary contained herein, if, as a result of the limitations contained in Section 3.06 of the Lease Agreement, Base Rental Payments cannot be paid by the City in an amount sufficient to pay the principal of, or interest on, the Bonds otherwise payable on any date, such principal or interest shall be deemed not to be payable on such date, the nonpayment thereof on such date shall not constitute a default or an Event of Default under this Indenture and such principal or interest shall become payable on the date on which such Base Rental Payments becomes payable under and pursuant to the Lease Agreement. Section 2.02. Terms of Series 2011A Bonds. (a) The Series 2011A Bonds shall be designated "Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project)." The aggregate principal amount of Series 2011A Bonds that may be issued and Outstanding under this Indenture shall not exceed $36,275,000, except as may be otherwise provided in Section 2.11 hereof. (b) The Series 2011A Bonds shall be issued in fully registered form without coupons in Authorized Denominations. The Series 2011A Bonds shall be dated as of the Closing Date, shall be in the aggregate principal amount of$36,275,000, shall mature on September 1 of each year and shall bear interest (calculated on the basis of a 360-day year comprised of twelve 30- day months) at the rates per annum as follows: OHS WEST261255608.7 11 Maturity Date Principal Interest (September 1) Amount Rate 2012 $2,120,000 2.000% 2013 2,960,000 2.500 2014 3,030,000 5.000 2015 3,180,000 5.000 2016 3,335,000 3.000 2017 1,915,000 3.000 2018 1,965,000 4.000 2019 2,045,000 5.000 2020 1,060,000 3.000 2021 1,095,000 5.000 2022 1,150,000 3.000 2023 1,185,000 3.375 2024 1,225,000 3.625 2025 1,265,000 4.000 2026 1,315,000 4.000 2027 1,370,000 4.000 2028 1,425,000 4.125 2029 1,480,000 4.250 2030 1,545,000 4.250 2031 1,610,000 4.500 (c) Interest on the Series 2011A Bonds shall be payable from the Interest Payment Date next preceding the date of authentication thereof unless (i) a Series 2011A Bond is authenticated on or before an Interest Payment Date and after the close of business on the preceding Record Date, in which event it shall bear interest from such Interest Payment Date, (ii) a Series 2011A Bond is authenticated on or before the first Record Date, in which event interest thereon shall be payable from the Closing Date, or (iii) interest on any Series 2011A Bond is in default as of the date of authentication thereof, in which event interest thereon shall be payable from the date to which interest has previously been paid or duly provided for. Interest shall be paid in lawful money of the United States on each Interest Payment Date. Except as otherwise provided in the Letter of Representations, interest shall be paid by check of the Trustee mailed by first class mail, postage prepaid, on each Interest Payment Date to the Owners of the Series 2011A Bonds at their respective addresses shown on the Registration Books as of the close of business on the preceding Record Date; provided, however, that, in the case of an Owner of $1,000,000 or more in aggregate principal amount of Series 2011A Bonds, upon the written request of such Owner to the Trustee, received at least ten days prior to a Record Date, specifying the account or accounts to which such payment shall be made, payment of interest shall be made by wire transfer of immediately available funds on the following Interest Payment Date. Any such request shall remain in effect until revoked or revised by such Owner by an instrument in writing delivered to the Trustee. (d) The principal of and premium, if any, on the Series 2011A Bonds shall be payable in lawful money of the United States of America upon presentation and surrender thereof upon maturity or earlier redemption at the Office of the Trustee. OHS WEST261255608.7 12 (e) The Series 2011A Bonds shall be in substantially the form set forth in Exhibit A hereto, with appropriate or necessary insertions, omissions and variations as permitted or required hereby. Section 2.03. Issuance of Series 2011A Bonds; Application of Proceeds. (a) The Authority may, at any time, execute the Series 2011A Bonds and deliver the same to the Trustee. The Trustee shall authenticate the Series 2011A Bonds and deliver the Series 2011A Bonds to the Original Purchaser upon receipt of a Written Request of the Authority and upon receipt of the purchase price therefor. (b) On the Closing Date, the proceeds of the sale of the Series 2011A Bonds received by the Trustee, $38,077,176.76, shall be deposited by the Trustee as follows: (i) the Trustee shall deposit the amount of $185,916.24 in the Costs of Issuance Fund; (ii) the Trustee shall deposit the amount of$3,082,659.23 in the Reserve Fund, which amount shall constitute the Reserve Requirement as of the Closing Date; (iii) the Trustee shall transfer the amount of $23,065,580.37 to the Escrow Bank, to be applied to the payment and redemption of the Prior 2001A Bonds in accordance with the 2001A Escrow Agreement; and (iv) the Trustee shall transfer the amount of $11,743,020.92 to the Escrow Bank, to be applied to the payment and redemption of the Prior 2001B Bonds in accordance with the 2001B Escrow Agreement. Section 2.04. Conditions for the Issuance of Additional Bonds. The Authority may at any time issue one or more Series of Additional Bonds (in addition to the Series 2011A Bonds) payable from Lease Revenues as provided herein on a parity with all other Bonds theretofore issued hereunder, but only subject to the following conditions, which are hereby made conditions precedent to the issuance of such Additional Bonds: (a) neither the Authority nor the City shall be in default under this Indenture, the Lease Agreement or the Site Lease; (b) the issuance of such Additional Bonds shall have been authorized under and pursuant to the Act and under and pursuant hereto and shall have been provided for by a Supplemental Indenture which shall specify the following: (i) the purposes for which such Additional Bonds are to be issued; provided, that the proceeds of the sale of such Additional Bonds shall be applied only for one or more of the following purposes: (A) providing funds to pay costs of City facilities (including capitalized interest), (B) providing funds to refund any Bonds issued hereunder or other obligations of the City, (C) providing funds to pay Costs of Issuance incurred in connection with the issuance of such Additional OHS WEST261255608.7 13 Bonds, and (D) providing funds to make any deposit to the Reserve Fund required pursuant to paragraph (c) below; (ii) the principal amount and designation of such Series of Additional Bonds and the denomination or denominations of the Additional Bonds, which shall be Authorized Denominations; (iii) that such Additional Bonds shall be payable as to interest on the Interest Payment Dates, except that the first installment of interest may be payable on either March 1 or September 1; (iv) the date, the maturity date or dates and the dates on which mandatory sinking fund redemptions, if any, are to be made for such Additional Bonds; provided, that (A) the serial Bonds of such Series of Additional Bonds shall be payable as to principal annually on September 1 of each year in which principal falls due, and the term Bonds of such Series of Additional Bonds shall have annual mandatory sinking fund redemptions on September 1, (B) all Additional Bonds of a Series of like maturity shall be identical in all respects, except as to number or denomination, and (C) serial maturities of serial Bonds or mandatory sinking fund redemptions for term Bonds, or any combination thereof, shall be established to provide for the redemption or payment of such Additional Bonds on or before their respective maturity dates; (v) the redemption premiums and terms, if any, for such Additional Bonds; (vi) the form of such Additional Bonds; and (vii) such other provisions that are appropriate or necessary and are not inconsistent with the provisions hereof; (c) upon the issuance of such Additional Bonds, the amount on deposit in the Reserve Fund shall be at least equal to the Reserve Requirement; and (d) upon the issuance of such Additional Bonds, the sum of Base Rental Payments, including any increase in the Base Rental Payments as a result of the issuance of such Additional Bonds, plus Additional Rental Payments, in any Rental Period shall not be in excess of the annual fair rental value of the Property after taking into account the use of the proceeds of such Additional Bonds (evidence of the satisfaction of such condition shall be made by a Written Certificate of the City). Section 2.05. Procedure for the Issuance of Additional Bonds. Whenever the Authority and the City shall determine to authorize the issuance of any Additional Bonds, the Authority, the City and the Trustee shall enter into a Supplemental Indenture satisfying the conditions of Section 2.04 hereof. Before such Additional Bonds shall be issued, the Authority and the City shall file or cause to be filed with the Trustee the following: OHS WEST261255608.7 14 (a) an Opinion of Counsel setting forth (i) that counsel rendering such opinion has examined the Supplemental Indenture, the amendment to the Lease Agreement, if any, and the amendment to the Site Lease, if any, (ii) that the issuance of the Additional Bonds has been duly authorized by the Authority, (iii) that the execution and delivery of the Supplemental Indenture and, if any, the amendments to the Lease Agreement and the Site Lease have been duly authorized, executed and delivered by the Authority and the City, (iv) that upon execution and delivery of such Supplemental Indenture and any such amendments to the Lease Agreement and the Site Lease, this Indenture, as amended and supplemented by such Supplemental Indenture, and, if so amended, the Lease Agreement and the Site Lease, as amended by such amendments, will be valid and binding obligations of the Authority and the City, and (v) that the execution and delivery of the Supplemental Indenture and, if any, the amendments to the Lease Agreement and the Site Lease, in and of themselves, do not adversely affect the exclusion from gross income for federal income tax purposes of interest on Outstanding Tax-Exempt Bonds; (b) a Written Certificate of the Authority that the requirements of Section 2.04 hereof have been met; (c) a Written Certificate of the City that the requirements of Section 2.04 hereof have been met, which shall include a certification as to the fair rental value of the Property, after giving effect to any amendments to the Lease Agreement and the Site Lease entered into in connection with the issuance of the Additional Bonds and taking into account the use of proceeds of such Additional Bonds; (d) certified copies of the resolutions of the Board of Directors of the Authority and the City Council of the City authorizing the execution and delivery of the Supplemental Indenture and, if any, the amendments to the Lease Agreement and the Site Lease; (e) executed counterparts or duly authenticated copies of the Supplemental Indenture and, if any, the amendments to the Lease Agreement and the Site Lease, with satisfactory evidence that any such amendments to the Lease Agreement and the Site Lease have been duly recorded in the appropriate records of the county in which the Property is located; (f) certified copies of the policies of insurance required by Section 5.01 of the Lease Agreement or certificates thereof, which shall evidence that the amounts of the insurance required under subsections (b) and (c) of Section 5.01 of the Lease Agreement have been increased, if applicable, to cover the amount of such Additional Bonds; and (g) an ALTA title insurance policy or other appropriate form of policy in the amount of the Additional Bonds of the type and with the endorsements described in Section 5.04 of the Lease Agreement. Upon the delivery to the Trustee of the foregoing instruments and upon the Trustee's being satisfied from an examination of said instruments that all of the documents required by this OHS WEST261255608.7 15 Section have been delivered, the Trustee shall authenticate such Additional Bonds, and shall deliver such Additional Bonds to, or upon the request of, the Authority. Section 2.06. Execution of Bonds. The Bonds shall be executed in the name and on behalf of the Authority with the manual or facsimile signature of the Chair of the Board of Directors of the Authority attested by the manual or facsimile signature of the Secretary of the Authority. The Bonds shall then be delivered to the Trustee for authentication by it. In case any of such officers of the Authority who shall have signed or attested any of the Bonds shall cease to be such officers before the Bonds so signed or attested shall have been authenticated or delivered by the Trustee, or issued by the Authority, such Bonds may nevertheless be authenticated, delivered and issued and, upon such authentication, delivery and issue, shall be as binding upon the Authority as though those who signed and attested the same had continued to be such officers, and also any Bonds may be signed and attested on behalf of the Authority by such Persons as at the actual date of execution of such Bonds shall be the proper officers of the Authority although at the nominal date of such Bonds any such Person shall not have been such officer of the Authority. Section 2.07. Authentication of Bonds. Only such of the Bonds as shall bear thereon a certificate of authentication substantially in the form as that set forth in Exhibit A hereto for the Series 2011A Bonds, manually executed by the Trustee, shall be valid or obligatory for any purpose or entitled to the benefits of this Indenture, and such certificate of or on behalf of the Trustee shall be conclusive evidence that the Bonds so authenticated have been duly executed, authenticated and delivered hereunder and are entitled to the benefits of this Indenture. Section 2.08. Registration Books. The Trustee shall keep or cause to be kept, at the Office of the Trustee, sufficient records for the registration and transfer of ownership of the Bonds, which shall be available for inspection and copying by the Authority and the City upon reasonable notice; and, upon presentation for such purpose, the Trustee shall, under such reasonable regulations as it may prescribe, register or transfer or cause to be registered or transferred, on such records, the ownership of the Bonds as herein provided. Section 2.09. Transfer and Exchange of Bonds. Any Bond may, in accordance with its terms, be transferred upon the Registration Books by the Person in whose name it is registered, in person or by his duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer, duly executed in a form acceptable to the Trustee. Whenever any Bond or Bonds shall be surrendered for transfer, the Authority shall execute and the Trustee shall authenticate and shall deliver a new Bond or Bonds of the same Series and maturity in a like aggregate principal amount, in any Authorized Denomination. The Trustee shall require the Owner requesting such transfer to pay any tax or other governmental charge required to be paid with respect to such transfer. The Bonds may be exchanged at the Office of the Trustee for a like aggregate principal amount of Bonds of the same Series and maturity of other Authorized Denominations. The Trustee shall require the payment by the Owner requesting such exchange of any tax or other governmental charge required to be paid with respect to such exchange. OHS WEST261255608.7 16 The Trustee shall not be obligated to make any transfer or exchange of Bonds of a Series pursuant to this Section during the period commencing on the date five days before the date of selection of Bonds of such Series for redemption and ending on the date of mailing notice of such redemption, or with respect to any Bonds of such Series selected for redemption. Section 2.10. Book-Entry System. (a) Prior to the issuance of a Series of Bonds, the Authority may provide that such Series of Bonds shall initially be issued as Book-Entry Bonds, and in such event, the Bonds of such Series for each maturity date shall be in the form of a separate single fully registered Bond (which may be typewritten); provided, however, that if different CUSIP numbers are assigned to Bonds of a Series maturing in a single year or, if Bonds of the same Series maturing in a single year are issued with different interest rates, additional bond certificates shall be prepared for each such maturity. Upon initial issuance, the ownership of each such Bond of such Series shall be registered in the Registration Books in the name of the Nominee, as nominee of the Depository. The Series 2011A Bonds shall initially be issued as Book-Entry Bonds. Payment of principal of, and interest and premium, if any, on, any Book-Entry Bond registered in the name of the Nominee shall be made on the applicable payment date by wire transfer of New York clearing house or equivalent next day funds or by wire transfer of same day funds to the account of the Nominee. Such payments shall be made to the Nominee at the address which is, on the Record Date, shown for the Nominee in the Registration Books. (b) With respect to Book-Entry Bonds, the Authority, the City and the Trustee shall have no responsibility or obligation to any Participant or to any Person on behalf of which such a Participant holds an interest in such Book-Entry Bonds. Without limiting the immediately preceding sentence, the Authority, the City and the Trustee shall have no responsibility or obligation with respect to (i) the accuracy of the records of the Depository, the Nominee or any Participant with respect to any ownership interest in Book-Entry Bonds, (ii) the delivery to any Participant or any other Person, other than an Owner as shown in the Registration Books, of any notice with respect to Book-Entry Bonds, including any notice of redemption, (iii) the selection by the Depository and its Participants of the beneficial interests in Book-Entry Bonds of a maturity to be redeemed in the event such Book-Entry Bonds are redeemed in part, (iv) the payment to any Participant or any other Person, other than an Owner as shown in the Registration Books, of any amount with respect to principal of, or premium, if any, or interest on Book-Entry Bonds, or (v) any consent given or other action taken by the Depository as Owner. (c) The Authority, the City and the Trustee may treat and consider the Person in whose name each Book-Entry Bond is registered in the Registration Books as the absolute Owner of such Book-Entry Bond for the purpose of payment of principal of, and premium, if any, and interest on such Bond, for the purpose of selecting any Bonds, or portions thereof, to be redeemed, for the purpose of giving notices of redemption and other matters with respect to such Book-Entry Bond, for the purpose of registering transfers with respect to such Book-Entry Bond, for the purpose of obtaining any consent or other action to be taken by Owners and for all other purposes whatsoever, and the Authority, the City and the Trustee shall not be affected by any notice to the contrary. OHS WEST261255608.7 17 (d) In the event of a redemption of all or a portion of a Book-Entry Bond, the Depository, in its discretion, (i) may request the Trustee to authenticate and deliver a new Book- Entry Bond, or (ii) if DTC is the sole Owner of such Book-Entry Bond, shall make an appropriate notation on the Book-Entry Bond indicating the date and amounts of the reduction in principal thereof resulting from such redemption, except in the case of final payment, in which case such Book-Entry Bond must be presented to the Trustee prior to payment. (e) The Trustee shall pay all principal of, and premium, if any, and interest on the Book-Entry Bonds only to or "upon the order of (as that term is used in the Uniform Commercial Code as adopted in the State of California) the respective Owner, as shown in the Registration Books, or his respective attorney duly authorized in writing, and all such payments shall be valid and effective to fully satisfy and discharge the obligations with respect to payment of principal of, and premium, if any, and interest on the Book-Entry Bonds to the extent of the sum or sums so paid. No Person other than an Owner, as shown in the Registration Books, shall receive an authenticated Book-Entry Bond. Upon delivery by the Depository to the Owners, the Authority, the City and the Trustee of written notice to the effect that the Depository has determined to substitute a new nominee in place of the Nominee, and subject to the provisions herein with respect to Record Dates, the word Nominee in this Indenture shall refer to such nominee of the Depository. (f) In order to qualify the Book-Entry Bonds for the Depository's book-entry system, the Authority shall execute and deliver to the Depository a Letter of Representations. The execution and delivery of a Letter of Representations shall not in any way impose upon the Authority, the City or the Trustee any obligation whatsoever with respect to Persons having interests in such Book-Entry Bonds other than the Owners, as shown on the Registration Books. Such Letter of Representations may provide the time, form, content and manner of transmission, of notices to the Depository. In addition to the execution and delivery of a Letter of Representations by the Authority, the Authority, the City and the Trustee shall take such other actions, not inconsistent with this Indenture, as are reasonably necessary to qualify Book-Entry Bonds for the Depository's book-entry program. (g) In the event the Authority determines that it is in the best interests of the Beneficial Owners that they be able to obtain certificated Bonds and that such Bonds should therefore be made available and notifies the Depository and the Trustee of such determination, the Depository will notify the Participants of the availability through the Depository of certificated Bonds. In such event, the Trustee shall transfer and exchange certificated Bonds as requested by the Depository and any other Owners in appropriate amounts. In the event (i) the Depository determines not to continue to act as securities depository for Book-Entry Bonds, or (ii) the Depository shall no longer so act and gives notice to the Trustee of such determination, then the Authority shall discontinue the Book-Entry system with the Depository. If the Authority determines to replace the Depository with another qualified securities depository, the Authority shall prepare or direct the preparation of a new single, separate, fully registered Bond of the appropriate Series for each maturity date of such Book-Entry Bonds, registered in the name of such successor or substitute qualified securities depository or its nominee. If the Authority fails to identify another qualified securities depository to replace the Depository, then the Book-Entry Bonds shall no longer be restricted to being registered in the Registration Books in the name of the Nominee, but shall be registered in whatever name or names the Owners transferring or OHS WEST2612556087 is exchanging such Bonds shall designate, in accordance with the provisions of Sections 2.09 and 2.11 hereof. Whenever the Depository requests the Authority to do so, the Authority shall cooperate with the Depository in taking appropriate action after reasonable notice (i) to make available one or more separate certificates evidencing the Book-Entry Bonds to any Participant having Book-Entry Bonds credited to its account with the Depository, and (ii) to arrange for another securities depository to maintain custody of certificates evidencing the Book-Entry Bonds. (h) Notwithstanding any other provision of this Indenture to the contrary, if DTC is the sole Owner of the Bonds of a Series, so long as any Book-Entry Bond of such Series is registered in the name of the Nominee, all payments of principal of, and premium, if any, and interest on such Book-Entry Bond and all notices with respect to such Book-Entry Bond shall be made and given, respectively, as provided in the Letter of Representations or as otherwise instructed by the Depository. (i) In connection with any notice or other communication to be provided to Owners pursuant to this Indenture by the Authority, the City or the Trustee, with respect to any consent or other action to be taken by Owners of Book-Entry Bonds, the Trustee shall establish a record date for such consent or other action and give the Depository notice of such record date not less than 15 calendar days in advance of such record date to the extent possible. Notice to the Depository shall be given only when DTC is the sole Owner of the Bonds of a Series. Section 2.11. Bonds Mutilated, Lost, Destroyed or Stolen. If any Bond shall become mutilated, the Authority, at the expense of the Owner of said Bond, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of the same Series and maturity in a like aggregate principal amount in exchange and substitution for the Bond so mutilated, but only upon surrender to the Trustee of the Bond so mutilated. Every mutilated Bond so surrendered to the Trustee shall be canceled by it and delivered to, or upon the order of, the Authority. If any Bond shall be lost, destroyed or stolen, evidence of such loss, destruction or theft may be submitted to the Trustee and, if such evidence and indemnity satisfactory to the Trustee shall be given, the Authority, at the expense of the Owner, shall execute, and the Trustee shall thereupon authenticate and deliver, a new Bond of the same Series and maturity in a like aggregate principal amount in lieu of and in replacement for the Bond so lost, destroyed or stolen (or if any such Bond shall have matured or shall have been selected for redemption, instead of issuing a replacement Bond, the Trustee may pay the same without surrender thereof). The Authority may require payment by the Owner of a sum not exceeding the actual cost of preparing each replacement Bond issued under this Section and of the expenses which may be incurred by the Authority and the Trustee. Any Bond of a Series issued under the provisions of this Section in lieu of any Bond of such Series alleged to be lost, destroyed or stolen shall constitute an original additional contractual obligation on the part of the Authority whether or not the Bond so alleged to be lost, destroyed or stolen be at any time enforceable by anyone, and shall be entitled to the benefits of this Indenture with all other Bonds of such Series secured by this Indenture. Section 2.12. Temporary Bonds. The Bonds of a Series may be issued in temporary form exchangeable for definitive Bonds of such Series when ready for delivery. Any temporary Bonds may be printed, lithographed or typewritten, shall be of such Authorized Denominations as may be determined by the Authority, shall be in fully registered form without coupons and OHS WEST261255608.7 19 may contain such reference to any of the provisions of this Indenture as may be appropriate. Every temporary Bond shall be executed by the Authority and authenticated by the Trustee upon the same conditions and in substantially the same manner as the definitive Bonds. If the Authority issues temporary Bonds of a Series it shall execute and deliver definitive Bonds of such Series as promptly thereafter as practicable, and thereupon the temporary Bonds of such Series may be surrendered for cancellation at the Office of the Trustee and the Trustee shall authenticate and deliver in exchange for such temporary Bonds an equal aggregate principal amount of definitive Bonds of such Series and maturities in Authorized Denominations. Until so exchanged, the temporary Bonds of such Series shall be entitled to the same benefits under this Indenture as definitive Bonds of such Series authenticated and delivered hereunder. OHS WEST261255608.7 20 ARTICLE III REDEMPTION OF BONDS Section 3.01. Extraordinary Redemption. The Bonds shall be subject to redemption, in whole or in part, on any date, in Authorized Denominations, from and to the extent of any Net Proceeds (other than Net Proceeds of rental interruption insurance) received with respect to all or a portion of the Property and deposited by the Trustee in the Redemption Fund in accordance with the provisions hereof, at a redemption price equal to the principal amount thereof, plus accrued interest thereon to the date fixed for redemption, without premium. Section 3.02. Optional Redemption. The Series 2011A Bonds maturing on or before September 1, 2021, are not subject to optional redemption prior to their respective stated maturity dates. The Series 2011A Bonds maturing on or after September 1, 2022, are subject to optional redemption prior to their respective stated maturity dates, on any date on or after September 1, 2021, in whole or in part, in Authorized Denominations, from (i) amounts received from the City in connection with the City's exercise of its right pursuant to Section 6.02 of the Lease Agreement to cause Bonds to be optionally redeemed, or (ii) any other source of available funds, at a redemption price equal to the principal amount thereof, plus accrued interest thereon to the date fixed for redemption, without premium. Section 3.03. Selection of Bonds for Redemption. Whenever provision is made in this Indenture for the redemption of less than all of the Bonds, the Trustee shall select the Bonds to be redeemed from all Bonds not previously called for redemption (a) with respect to any redemption pursuant to Section 3.01 hereof, among maturities of all Series of Bonds on a pro rata basis as nearly as practicable, (b) with respect to any optional redemption of Series 2011A Bonds, as directed in a Written Certificate of the City, and (c) with respect to any other redemption of Additional Bonds, as provided in the Supplemental Indenture pursuant to which such Additional Bonds are issued, and by lot among Bonds of the same Series with the same maturity in any manner which the Trustee in its sole discretion shall deem appropriate and fair. The Trustee shall promptly notify the Authority and the City in writing of the numbers of the Bonds so selected for redemption on such date. For purposes of such selection, any Bond may be redeemed in part in Authorized Denominations. Section 3.04. Notice of Redemption. The Trustee on behalf of the Authority shall mail (by first class mail) notice of any redemption to the respective Owners of any Bonds designated for redemption at their respective addresses appearing on the Registration Books at least 30 but not more than 60 days prior to the date fixed for redemption. Such notice shall state the date of the notice, the redemption date, the redemption place and the redemption price and shall designate the CUSIP numbers, the Bond numbers and the maturity or maturities of the Bonds to be redeemed (except in the event of redemption of all of the Bonds of such maturity or maturities in whole), and shall require that such Bonds be then surrendered at the Office of the Trustee for redemption at the redemption price, giving notice also that further interest on such Bonds will not accrue from and after the date fixed for redemption. Neither the failure to receive any notice so mailed, nor any defect in such notice, shall affect the validity of the proceedings for the redemption of the Bonds or the cessation of accrual of interest thereon from and after the date fixed for redemption. With respect to any notice of any optional redemption of Bonds of a Series, OHS WEST261255608.7 21 unless at the time such notice is given the Bonds to be redeemed shall be deemed to have been paid within the meaning of Section 9.02 hereof, such notice shall state that such redemption is conditional upon receipt by the Trustee, on or prior to the date fixed for such redemption, of moneys that, together with other available amounts held by the Trustee, are sufficient to pay the redemption price of, and accrued interest on, the Bonds to be redeemed, and that if such moneys shall not have been so received said notice shall be of no force and effect and the Authority shall not be required to redeem such Bonds. In the event a notice of redemption of Bonds contains such a condition and such moneys are not so received, the redemption of Bonds as described in the conditional notice of redemption shall not be made and the Trustee shall, within a reasonable time after the date on which such redemption was to occur, give notice to the Persons and in the manner in which the notice of redemption was given, that such moneys were not so received and that there shall be no redemption of Bonds pursuant to such notice of redemption. Section 3.05. Partial Redemption of Bonds. Upon surrender of any Bonds redeemed in part only, the Authority shall execute and the Trustee shall authenticate and deliver to the Owner thereof, at the expense of the Authority, a new Bond or Bonds of the same Series in Authorized Denominations equal in aggregate principal amount representing the unredeemed portion of the Bonds surrendered. Section 3.06. Effect of Notice of Redemption. Notice having been mailed as aforesaid, and moneys for the redemption price, and the interest to the applicable date fixed for redemption, having been set aside, the Bonds shall become due and payable on said date and, upon presentation and surrender thereof at the Office of the Trustee, said Bonds shall be paid at the redemption price thereof, together with interest accrued and unpaid to said date. If, on said date fixed for redemption, moneys for the redemption price of all the Bonds to be redeemed, together with interest to said date, shall be held by the Trustee so as to be available therefor on such date, and, if notice of redemption thereof shall have been mailed as aforesaid and not canceled, then, from and after said date, interest on said Bonds shall cease to accrue and become payable. All moneys held by or on behalf of the Trustee for the redemption of Bonds shall be held in trust for the account of the Owners of the Bonds so to be redeemed without liability to such Owners for interest thereon. All Bonds paid at maturity or redeemed prior to maturity pursuant to the provisions hereof shall be canceled upon surrender thereof and destroyed. OHS WEST2612556087 22 ARTICLE IV PLEDGE AND ASSIGNMENT; FUNDS AND ACCOUNTS Section 4.01. Pledge and Assignment. Subject only to the provisions of this Indenture permitting the application thereof for the purposes and on the terms and conditions set forth herein, all of the Lease Revenues and all amounts on deposit from time to time in the funds and accounts established hereunder (other than the Rebate Fund) are hereby pledged to the payment of the principal of and interest on the Bonds as provided herein, and the Lease Revenues shall not be used for any other purpose while any of the Bonds remain Outstanding. Said pledge shall constitute a first lien on such assets. In order to secure the pledge of the Lease Revenues contained in this Section, the Authority hereby sells, assigns and transfers to the Trustee, irrevocably and absolutely, without recourse, for the benefit of the Owners, all of its right, title and interest in and to the Site Lease and the Lease Agreement, including, without limitation, the right to receive Base Rental Payments and the right to exercise any remedies provided in the Lease Agreement in the event of a default by the City thereunder; provided, however, that the Authority shall retain the rights to indemnification and to payment or reimbursement of its reasonable costs and expenses under the Lease Agreement. The Trustee hereby accepts said assignment for the benefit of the Owners, subject to the provisions of this Indenture. The Trustee shall be entitled to and shall receive all of the Base Rental Payments, and any Base Rental Payments collected or received by the Authority shall be deemed to be held, and to have been collected or received, by the Authority as agent of the Trustee and shall forthwith be paid by the Authority to the Trustee. Section 4.02. Costs of Issuance Fund. (a) The Trustee shall establish and maintain a separate fund designated the "Costs of Issuance Fund." On the Closing Date, the Trustee shall deposit in the Costs of Issuance Fund the amount required to be deposited therein pursuant to Section 2.03 hereof. (b) The moneys in the Costs of Issuance Fund shall be used and withdrawn by the Trustee from time to time to pay Costs of Issuance upon submission to the Trustee of a Written Request of the City substantially in the form attached hereto as Exhibit C. Upon receipt of each such Written Request of the City, the Trustee shall pay the amount set forth in such Written Request as directed by the terms thereof. Each such Written Request of the City shall be sufficient evidence to the Trustee of the facts stated therein and the Trustee shall have no duty to confirm the accuracy of such facts. (c) On the date that is six months after the Closing Date, the Trustee shall transfer any amounts then remaining in the Costs of Issuance Fund to the Payment Fund, and upon such transfer the Costs of Issuance Fund shall be closed. (d) If the Costs of Issuance Fund has been closed in accordance with the provisions hereof, the Costs of Issuance Fund shall be reopened and reestablished by the Trustee in connection with the issuance of any Additional Bonds, if so provided in the Supplemental OHS WEST261255608.7 23 Indenture pursuant to which such Additional Bonds are issued. There shall be deposited in the Costs of Issuance Fund the portion, if any, of the proceeds of the sale of any Additional Bonds required to be deposited therein under the Supplemental Indenture pursuant to which such Additional Bonds are issued. Section 4.03. Payment Fund. (a) The Trustee shall establish and maintain a separate fund designated the "Payment Fund." Within the Payment Fund, the Trustee shall establish and maintain a separate account designated the "Interest Account" and a separate account designated the"Principal Account." (b) All Lease Revenues received by the Trustee shall be deposited by the Trustee in the Payment Fund; provided, however, that Net Proceeds, other than those constituting proceeds of rental interruption insurance received with respect to the Property, shall not be deposited in the Payment Fund but, rather, shall be applied as provided in Section 5.01 or Section 5.02 hereof, as applicable. There shall additionally be deposited in the Payment Fund amounts transferred from the Reserve Fund pursuant to subsection (c) of Section 4.05 hereof. (c) The Trustee, on each Interest Payment Date, shall transfer from the Payment Fund to the Interest Account an amount equal to the interest on the Bonds coming due on such Interest Payment Date. Moneys in the Interest Account shall be withdrawn and used by the Trustee for the purpose of paying interest on the Bonds as and when due and payable. (d) The Trustee, on each Principal Payment Date, shall transfer from the Payment Fund to the Principal Account an amount equal to the principal of the Bonds, including principal due and payable by reason of mandatory sinking fund redemption, coming due on such date. Moneys in the Principal Account shall be withdrawn and used by the Trustee for the purpose of paying principal of the Bonds, including principal due and payable by reason of mandatory sinking fund redemption, as and when due and payable. Section 4.04. Redemption Fund. The Trustee shall establish and maintain a special fund designated the "Redemption Fund." The Trustee shall deposit in the Redemption Fund any amounts received from the City in connection with the City's exercise of its right pursuant to Section 6.02 of the Lease Agreement to cause Bonds to be optionally redeemed. Additionally, the Trustee shall deposit in the Redemption Fund any amounts required to be deposited therein pursuant to Section 5.01 or Section 5.02 hereof. Amounts in the Redemption Fund shall be disbursed therefrom by the Trustee for the payment of the redemption price of, and accrued interest on, Bonds redeemed pursuant to Section 3.01 or Section 3.02 hereof. Section 4.05. Reserve Fund. (a) The Trustee shall establish and maintain a special fund designated the "Reserve Fund." On the Closing Date, the Trustee shall deposit in the Reserve Fund the amount required to be deposited therein pursuant to Section 2.03 hereof. There shall additionally be deposited in the Reserve Fund, in connection with the issuance of Additional Bonds, the amount required to be deposited therein under the Supplemental Indenture pursuant to which such Additional Bonds are issued. (b) The City may substitute a Reserve Facility for all or part of the moneys on deposit in the Reserve Fund by depositing such Reserve Facility with the Trustee, provided that, at the OHS WEST2612556087 24 time of such substitution, the amount on deposit in the Reserve Fund, together with the amount available under all Reserve Facilities, shall be at least equal to the Reserve Requirement. Moneys for which a Reserve Facility has been substituted as provided herein shall be transferred, at the election of the City, to the Redemption Fund or, upon receipt of an Opinion of Counsel that such transfer will not, in and of itself, adversely affect the exclusion of interest on Outstanding Tax- Exempt Bonds from gross income for federal income tax purposes, to the City and applied to the payment of capital costs of the City. Amounts on deposit in the Reserve Fund which were not derived from payments under any Reserve Facility credited to the Reserve Fund to satisfy a portion of the Reserve Requirement shall be used and withdrawn by the Trustee prior to using and withdrawing any amounts derived from payments under such Reserve Facility. In order to accomplish such use and withdrawal of such amounts not derived from payments under any such Reserve Facility, the Trustee shall, as and to the extent necessary, liquidate any investments purchased with such amounts. (c) In the event that, on the second Business Day prior to a date on which the Trustee is to transfer money from the Payment Fund to the Interest Account pursuant to subsection (c) of Section 4.03 hereof or to the Principal Account pursuant to subsection (d) of Section 4.03 hereof, amounts in the Payment Fund are insufficient for such purpose, the Trustee shall withdraw from the Reserve Fund, to the extent of any funds therein, the amount of such insufficiency, and shall transfer any amounts so withdrawn to the Payment Fund. If the amount on deposit in the Reserve Fund is not sufficient to make such transfer, the Trustee shall make a claim under any available Reserve Facility, in accordance with the provisions thereof, in order to obtain an amount sufficient to allow the Trustee to make such transfer as and when required. (d) In the event of any transfer from the Reserve Fund or the making of any claim under a Reserve Facility, the Trustee shall, within two Business Days thereafter, provide written notice to the Authority and the City of the amount and the date of such transfer or claim; provided, however, that such notice need not be provided if such transfer is made pursuant to subsection (f) or subsection (g) of this Section. (e) If the sum of the amount on deposit in the Reserve Fund, plus the amount available under all available Reserve Facilities, is less than the Reserve Fund Requirement, the first of Base Rental Payments thereafter received from the City under the Lease Agreement and not needed to pay the principal of and interest on the Bonds on the next Interest Payment Date or Principal Payment Date shall be used, first, to reinstate the amounts available under any Reserve Facilities that have been drawn upon and, second, to increase the amount on deposit in the Reserve Fund, so that the amount available under all available Reserve Facilities, when added to the amount on deposit in the Reserve Fund, shall equal the Reserve Requirement. (f) If, as a result of the payment of principal of or interest on the Bonds, the Reserve Requirement is reduced, amounts on deposit in the Reserve Fund in excess of such reduced Reserve Requirement shall be transferred to the Payment Fund. (g) On any date on which Bonds are defeased in accordance with Section 9.02 hereof, the Trustee shall, if so directed in a Written Request of the City, transfer any moneys in the Reserve Fund in excess of the Reserve Requirement resulting from such defeasance to the entity or fund so specified in such Written Request of the City, to be applied to such defeasance. OHS WEST2612556087 25 (h) Moneys, if any, on deposit in the Reserve Fund shall be withdrawn and applied by the Trustee for the final payments of principal of and interest on the Bonds. Section 4.06. Rebate Fund. (a) The Trustee shall establish and maintain a special fund designated the "Rebate Fund." There shall be deposited in the Rebate Fund such amounts as are required to be deposited therein pursuant to the Tax Certificate, as specified in a Written Request of the Authority or a Written Request of the City. All money at any time deposited in the Rebate Fund shall be held by the Trustee in trust, to the extent required to satisfy the Rebate Requirement, for payment to the United States of America. Notwithstanding defeasance of the Bonds pursuant to Article IX hereof or anything to the contrary contained herein, all amounts required to be deposited into or on deposit in the Rebate Fund shall be governed exclusively by this Section and by the Tax Certificate (which is incorporated herein by reference). The Trustee shall be deemed conclusively to have complied with such provisions if it follows the written directions of the Authority or the City, and shall have no liability or responsibility to enforce compliance by the Authority or the City with the terms of the Tax Certificate. The Trustee may conclusively rely upon the determinations, calculations and certifications of the Authority or the City required by the Tax Certificate. The Trustee shall have no responsibility to independently make any calculation or determination or to review the calculations of the Authority or the City. (b) Any funds remaining in the Rebate Fund after payment in full of all of the Bonds and after payment of any amounts described in this Section, shall, upon receipt by the Trustee of a Written Request of the City, be withdrawn by the Trustee and remitted to the City. Section 4.07. Investments. (a) Except as otherwise provided herein, any moneys held by the Trustee in the funds and accounts established hereunder shall be invested by the Trustee upon the Written Request of the City, received at least two Business Days prior to the investment date, only in Permitted Investments, and in the absence of such direction shall be invested by the Trustee in Permitted Investments described in clause (5) of the definition thereof; provided, however, that any such investment shall be made by the Trustee only if, prior to the date on which such investment is to be made, the Trustee shall have received a Written Request of the City specifying a specific money market fund that satisfies the requirements of said paragraph in which such investment is to be made and, if no such Written Request is so received, the Trustee shall hold such moneys uninvested. The Trustee may act as principal or agent in the acquisition or disposition of any such investment. The Trustee shall not be liable or responsible for any loss suffered in connection with any such investment made by it under the terms of and in accordance with this Section. The Trustee shall sell or present for redemption any obligations so purchased whenever it shall be necessary in order to provide moneys to meet any payment of the funds so invested, and the Trustee shall not be liable or responsible for any losses resulting from any such investment sold or presented for redemption. Permitted Investments that are registerable securities shall be registered in the name of the Trustee. The Trustee shall be entitled to rely upon any investment directions from the City as conclusive certification to the Trustee that the investments described therein are permitted by the general laws of the State of California applicable to investments by cities. (b) Investments purchased with funds on deposit in the Payment Fund shall mature not later than the payment date immediately succeeding the investment. Investments purchased with funds on deposit in the Redemption Fund shall be invested in Permitted Investments OHS WEST2612556087 26 described in clause (1)(a) of the definition thereof that mature on or prior to the redemption date on which such funds are to be applied to the redemption of Bonds. Notwithstanding anything to the contrary contained herein, investments purchased with funds on deposit in the Reserve Fund shall have an average aggregate weighted term to maturity of not greater than five years; provided, however, that if such investments may be redeemed at par so as to be available on each Interest Payment Date, any amount in the Reserve Fund may be invested in such redeemable Permitted Investments maturing on any date on or prior to the final maturity date of the Bonds. (c) Investments (except investment agreements) in any fund or account established hereunder shall be valued, exclusive of accrued interest (i) not less often than annually nor more often than monthly, and (ii) upon any draw upon the Reserve Fund. All investments of amounts deposited in any fund or account established hereunder shall be valued at the market value thereof. (d) Any interest or profits received with respect to investments held in any of the funds or accounts established under this Indenture (other than the Reserve Fund) shall be retained therein. Any interest or profits received with respect to investments held in the Reserve Fund shall be transferred to the Interest Account. Notwithstanding the foregoing, any such transfer or disbursement shall be made from the Reserve Fund only if and to the extent that, after such transfer, the amount on deposit in the Reserve Fund, together with amounts available to be drawn on all Reserve Facilities, if any, is at least equal to the Reserve Requirement. (e) The Authority and the City acknowledges that to the extent that regulations of the Comptroller of the Currency grant the Authority or the City the right to receive brokerage confirmations of security transactions as they occur, at no additional cost, to the extent permitted by law, the Authority and the City specifically waives receipt of such confirmations. The Trustee shall furnish the Authority and the City periodic transaction statements that include detail for all investment transactions made by the Trustee hereunder. OHS WEST2612556087 27 ARTICLE V NET PROCEEDS AND TITLE INSURANCE; COVENANTS Section 5.01. Application of Net Proceeds. If the Property or any portion thereof shall be damaged or destroyed, subject to the further requirements of this Section, the City shall, as expeditiously as possible, continuously and diligently prosecute or cause to be prosecuted the repair or replacement thereof, unless the City elects not to repair or replace the Property or the affected portion thereof in accordance with the provisions hereof. The Net Proceeds of any insurance (other than Net Proceeds of rental interruption insurance), including the proceeds of any self-insurance, received on account of any damage or destruction of the Property or a portion thereof shall as soon as possible be deposited with the Trustee and be held by the Trustee in a special account and made available for and, to the extent necessary, shall be applied to the cost of repair or replacement of the Property or the affected portion thereof upon receipt of a Written Request of the City, together with invoices therefor. Pending such application, such proceeds may, pursuant to a Written Request of the City, be invested by the Trustee in Permitted Investments that mature not later than such times as moneys are expected to be needed to pay such costs of repair or replacement. Notwithstanding the foregoing, the City shall, within 60 days of the occurrence of the event of damage or destruction, notify the Trustee in writing as to whether the City intends to replace or repair the Property or the portions of the Property which were damaged or destroyed. If the City does intend to replace or repair the Property or portions thereof, the City shall deposit with the Trustee the full amount of any insurance deductible to be credited to the special account referred to above. If such damage, destruction or loss was such that there resulted a substantial interference with the City's right to the use or occupancy of the Property and an abatement in whole or in part of Rental Payments results from such damage or destruction pursuant to Section 3.06 of the Lease Agreement, then the City shall be required either to (a) apply sufficient funds from the insurance proceeds and other legally available funds to the replacement or repair of the Property or the portions thereof which have been damaged to the condition which existed prior to such damage or destruction, or (b) apply sufficient funds from the insurance proceeds and other legally available funds to the redemption, pursuant to Section 3.01 hereof (i) of all of the Outstanding Bonds, or (ii) of such portion of the Outstanding Bonds as shall result in the remaining, non-abated Base Rental Payments being sufficient to pay, as and when due, the principal of and interest on the Bonds that will remain Outstanding after such redemption. If the City is required to apply funds from the insurance proceeds and other legally available funds to the redemption of Bonds in accordance with clause (b) above, the City shall direct the Trustee, in a Written Request of the City, to transfer the funds to be applied to such redemption to the Redemption Fund and the Trustee shall transfer such funds to the Redemption Fund. Any proceeds of any insurance, including the proceeds of any self-insurance remaining after the portion of the Property which was damaged or destroyed is restored to and made available to the City in substantially the same condition and annual fair rental value as that which existed prior to the damage or destruction as required by clause (a) above, or the redemption of Bonds as required by clause (b) above, in each case as evidenced by a Written Certificate of the City to OHS WEST261255608.7 28 such effect, shall be deposited in the Reserve Fund to the extent that the amount therein is less than the Reserve Requirement. If the City is not required to replace or repair the Property, or the affected portion thereof, as set forth in clause (a) above, or to use such amounts to redeem Bonds as set forth in clause (b) above, then such proceeds shall be deposited in the Reserve Fund to the extent that the amount therein is less than the Reserve Requirement. Any amounts not required to be so deposited into the Reserve Fund shall, if there is first delivered to the Trustee a Written Certificate of the City to the effect that the annual fair rental value of the Property after such damage or destruction, and after any repairs or replacements made as a result of such damage or destruction, is at least equal to 100% of the maximum amount of Base Rental Payments becoming due under the Lease Agreement in the then current Rental Period or any subsequent Rental Period and the fair replacement value of the Property after such damage or destruction is at least equal to the sum of the then unpaid principal components of Base Rental Payments, be paid to the City to be used for any lawful purpose. The proceeds of any award in eminent domain shall be deposited by the Trustee in the Redemption Fund and applied to the redemption of Bonds pursuant to Section 3.01 hereof. Section 5.02. Title Insurance. Net Proceeds of any policy of title insurance received by the Trustee in respect of the Property shall be applied and disbursed by the Trustee as follows: (a) if the City determines that the title defect giving rise to such proceeds has not substantially interfered with its use and occupancy of the Property and will not result in an abatement of Rental Payments payable by the City under the Lease Agreement, such proceeds shall, upon Written Request of the City, be remitted to the City and used for any lawful purpose thereof; or (b) if the City determines that the title defect giving rise to such proceeds has substantially interfered with its use and occupancy of the Property and will result in an abatement in whole or in part of Rental Payments payable by the City under the Lease Agreement, then the City shall, in a Written Request of the City, direct the Trustee to, and the Trustee shall immediately deposit such proceeds in the Redemption Fund and such proceeds shall be applied to the redemption of Bonds in the manner provided in Section 3.01 hereof. Section 5.03. Punctual Payment. The Authority shall punctually pay or cause to be paid the principal of, and premium, if any, and interest on the Bonds, in strict conformity with the terms of the Bonds and of this Indenture, according to the true intent and meaning thereof, but only out of the Base Rental Payments and other assets pledged for such payment as provided in this Indenture and received by the Authority or the Trustee. Section 5.04. Compliance with Indenture. The Authority and the City shall faithfully comply with, keep, observe and perform all the agreements, conditions, covenants and terms contained in this Indenture required to be complied with, kept, observed and performed by them. Section 5.05. Compliance with Site Lease and Lease Agreement. The Authority and the City shall faithfully comply with, keep, observe and perform all the agreements, conditions, covenants and terms contained in the Site Lease and the Lease Agreement required to be OHS WEST261255608.7 29 complied with, kept, observed and performed by them and, together with the Trustee, shall enforce the Site Lease and the Lease Agreement against the other party thereto in accordance with their respective terms. Section 5.06. Observance of Laws and Regulations. The Authority, the City and the Trustee shall faithfully comply with, keep, observe and perform all valid and lawful obligations or regulations now or hereafter imposed on them by contract, or prescribed by any law of the United States of America or of the State of California, or by any officer, board or commission having jurisdiction or control, as a condition of the continued enjoyment of each and every franchise, right or privilege now owned or hereafter acquired by them, including their right to exist and carry on their respective businesses, to the end that such franchises, rights and privileges shall be maintained and preserved and shall not become abandoned, forfeited or in any manner impaired. Section 5.07. Other Liens. The City shall keep the Property and all parts thereof free from judgments and materialmen's and mechanics' liens and free from all claims, demands, encumbrances and other liens of whatever nature or character, and free from any claim or liability which materially impairs the City in conducting its business or utilizing the Property, and the Trustee at its option (after first giving the City thirty days' written notice to comply therewith and failure of the City to so comply within such thirty-day period) may defend against any and all actions or proceedings, or may pay or compromise any claim or demand asserted in any such actions or proceedings; provided, however, that, in defending against any such actions or proceedings or in paying or compromising any such claims or demands, the Trustee shall not in any event be deemed to have waived or released the City from liability for or on account of any of its agreements and covenants contained herein, or from its obligation hereunder to perform such agreements and covenants. The Trustee shall have no liability with respect to any determination made in good faith to proceed or decline to defend, pay or compromise any such claim or demand. So long as any Bonds are Outstanding, none of the Trustee, the Authority or the City shall create or suffer to be created any pledge of or lien on the amounts on deposit in any of the funds or accounts created hereunder, other than the pledge and lien hereof. The Authority and the Trustee shall not encumber the Property other than in accordance with the Site Lease, the Lease Agreement and this Indenture. Section 5.08. Prosecution and Defense of Suits. The City shall promptly, upon request of the Trustee or any Owner, take such action from time to time as may be necessary or proper to remedy or cure any cloud upon or defect in the title to the Property or any part thereof, whether now existing or hereafter developing, shall prosecute all actions, suits or other proceedings as may be appropriate for such purpose and shall indemnify and save the Trustee and every Owner harmless from all cost, damage, expense or loss, including attorneys' fees, which they or any of them may incur by reason of any such cloud, defect, action, suit or other proceeding. Section 5.09. Accounting Records and Statements. The Trustee shall keep proper accounting records in which complete and correct entries shall be made of all transactions of the Trustee relating to the receipt, deposit and disbursement of the Lease Revenues, and such OHS WEST2612556087 30 accounting records shall be available for inspection by the Authority and the City at reasonable hours and under reasonable conditions. The Trustee shall, upon written request, make copies of the foregoing available, at the Owner's expense, to any Owner or its agent duly authorized in writing. Section 5.10. Recordation. The City shall record, or cause to be recorded, with the appropriate county recorder, the Lease Agreement and the Site Lease, or memoranda thereof, and a memorandum of the assignment of the Authority's right, title and interest in and to the Site Lease and the Lease Agreement pursuant to Section 4.01 hereof. Section 5.11. Tax Covenants. (a) Neither the Authority nor the City shall take any action, or fail to take any action, if such action or failure to take such action would adversely affect the exclusion from gross income of interest on the Series 2011A Bonds under Section 103 of the Code. Without limiting the generality of the foregoing, each of the Authority and the City shall comply with the requirements of the Tax Certificate, which is incorporated herein as if fully set forth herein. This covenant shall survive payment in full or defeasance of the Series 2011A Bonds. (b) In the event that at any time the Authority or the City is of the opinion that for purposes of this Section it is necessary or helpful to restrict or limit the yield on the investment of any moneys held by the Trustee in any of the funds or accounts established hereunder, the Authority or the City shall so instruct the Trustee in writing, and the Trustee shall take such action as may be necessary in accordance with such instructions. (c) Notwithstanding any provisions of this Section, if the Authority or the City shall provide to the Trustee an Opinion of Counsel to the effect that any specified action required under this Section is no longer required or that some further or different action is required to maintain the exclusion from federal income tax of interest on the Series 2011A Bonds, the Trustee may conclusively rely on such opinion in complying with the requirements of this Section and of the Tax Certificate, and the covenants hereunder shall be deemed to be modified to that extent. Section 5.12. Continuing Disclosure. The City shall comply with and carry out all of the provisions of the Continuing Disclosure Certificate. Notwithstanding any other provision of this Indenture, failure of the City to comply with the Continuing Disclosure Certificate shall not constitute an Event of Default hereunder; provided, however, that the Trustee, at the written direction of any Participating Underwriter or the holders of at least 25% of the aggregate principal amount of Outstanding Series 2011A Bonds, shall, upon receipt of indemnification reasonably satisfactory to the Trustee, or any holder or Beneficial Owner of the Series 2011A Bonds may, take such actions as may be necessary and appropriate to compel performance, including seeking mandate or specific performance by court order. Section 5.13. Notifications Required by the Act. If at any time the Trustee fails to pay principal or interest due on any scheduled payment date for the Bonds or withdraws funds from the Reserve Fund to pay principal and interest on the Bonds, the Trustee shall notify the Authority in writing of such failure or withdrawal, as applicable, and, in accordance with Section 6599.1(c) of the Act, the Authority shall notify the California Debt and Investment Advisory OHS WEST261255608.7 31 Commission of such failure or withdrawal, as applicable, within 10 days of the failure or withdrawal, as applicable. Section 5.14. Further Assurances. Whenever and so often as reasonably requested to do so by the Trustee or any Owner, the Authority and the City shall promptly execute and deliver or cause to be executed and delivered all such other and further assurances, documents or instruments and promptly do or cause to be done all such other and further things as may be necessary or reasonably required in order to further and more fully vest in the Trustee and the Owners all advantages, benefits, interests, powers, privileges and rights conferred or intended to be conferred upon them hereby or by the Site Lease or the Lease Agreement. OHS WEST2612556087 32 ARTICLE VI EVENTS OF DEFAULT AND REMEDIES Section 6.01. Events of Default. The occurrence, from time to time, of any one or more of the following events shall constitute an Event of Default under this Indenture: (a) failure to pay any installment of principal of any Bond as and when the same shall become due and payable, whether at maturity as therein expressed, by proceedings for redemption or otherwise; (b) failure to pay any installment of interest on any Bond as and when the same shall become due and payable; (c) a Lease Default Event shall have occurred and be continuing; (d) failure by the Authority to observe and perform any of the other covenants, agreements or conditions on its part in this Indenture or in the Bonds contained, if such failure shall have continued for a period of 30 days after written notice thereof, specifying such failure and requiring the same to be remedied, shall have been given to the Authority by the Trustee, the City or the Owners of not less than 5% in aggregate principal amount of the Bonds at the time Outstanding; provided, however, that if, in the reasonable opinion of the Authority, the failure stated in the notice can be corrected, but not within such 30 day period, such failure shall not constitute an Event of Default if corrective action is instituted by the Authority within such 30 day period and the Authority shall thereafter diligently and in good faith cure such failure in a reasonable period of time; (e) failure by the City to observe and perform any of the covenants, agreements or conditions on its part in this Indenture contained, if such failure shall have continued for a period of 30 days after written notice thereof, specifying such failure and requiring the same to be remedied, shall have been given to the City by the Trustee, the Authority or the Owners of not less than 5% in aggregate principal amount of the Bonds at the time Outstanding; provided, however, that if, in the reasonable opinion of the City, the failure stated in the notice can be corrected, but not within such 30 day period, such failure shall not constitute an Event of Default if corrective action is instituted by the City within such 30 day period and the City shall thereafter diligently and in good faith cure such failure in a reasonable period of time; or (f) the Authority or the City shall commence a voluntary case under Title 11 of the United States Code or any substitute or successor statute. Section 6.02. Action on Default. In each and every case during the continuance of an Event of Default, the Trustee may and, at the direction of the Owners of not less than a majority of the aggregate principal amount of Bonds then Outstanding (and upon indemnification of the Trustee to its reasonable satisfaction as provided herein), shall, upon notice in writing to the Authority and the City, exercise any of the remedies granted to the Authority under the Lease Agreement and, in addition, take whatever action at law or in equity may appear necessary or OHS WEST261255608.7 33 desirable to protect and enforce any of the rights vested in the Trustee or the Owners by this Indenture or by the Bonds, either at law or in equity or in bankruptcy or otherwise, whether for the specific enforcement of any covenant or agreement or for the enforcement of any other legal or equitable right, including any one or more of the remedies set forth in Section 6.03 hereof. Section 6.03. Other Remedies of the Trustee. During the continuance of an Event of Default, the Trustee shall have the right: (a) by mandamus or other action or proceeding or suit at law or in equity to enforce its rights against the Authority or the City or any member, director, officer or employee thereof, and to compel the Authority or the City or any such member, director, officer or employee to perform or carry out its or his or her duties under law and the agreements and covenants required to be performed by it or him or her contained herein or in the Bonds; (b) by suit in equity to enjoin any acts or things which are unlawful or violate the rights of the Trustee or the Owners; or (c) by suit, action or proceeding in any court of competent jurisdiction, to require the Authority or the City, or both, to account as if it or they were the trustee or trustees of an express trust. Section 6.04. Remedies Not Exclusive. No remedy herein conferred upon or reserved to the Trustee is intended to be exclusive of any other remedy, and each such remedy shall be cumulative and shall be in addition to every other remedy given hereunder or now or hereafter existing in law or in equity or by statute or otherwise and may be exercised without exhausting and without regard to any other remedy conferred by any law. The assertion or employment of any right or remedy hereunder, or otherwise, shall not prevent the concurrent assertion or employment of any other appropriate right or remedy. Section 6.05. Application of Amounts After Default. If an Event of Default shall occur and be continuing, all Lease Revenues and any other funds thereafter received by the Trustee under any of the provisions of this Indenture shall be applied by the Trustee as follows and in the following order: (a) to the payment of any expenses necessary in the opinion of the Trustee to protect the interests of the Owners and payment of reasonable fees, charges and expenses of the Trustee (including reasonable fees and disbursements of its counsel) incurred in and about the performance of its powers and duties under this Indenture; (b) to the payment of all amounts then due for interest on the Bonds, ratably without preference or priority of any kind, according to the amounts of interest on such Bonds due and payable, with interest on the overdue interest at the rate borne by the respective Bonds; and (c) to the payment of all amounts then due for principal of the Bonds, ratably without preference or priority of any kind, according to the amounts of principal of the OHS WEST2612556087 34 Bonds due and payable, with interest on the overdue principal at the rate borne by the respective Bonds. Section 6.06. Power of Trustee to Enforce. All rights of action under this Indenture or the Bonds or otherwise may be prosecuted and enforced by the Trustee without the possession of any of the Bonds or the production thereof in any proceeding relating thereto, and any such suit, action or proceeding instituted by the Trustee shall be brought in the name of the Trustee for the benefit and protection of the Owners of such Bonds, subject to the provisions of this Indenture. Section 6.07. Bond Owners Direction of Proceedings. Anything in this Indenture to the contrary notwithstanding, the Owners of a majority in aggregate principal amount of the Bonds then Outstanding shall have the right, by an instrument or concurrent instruments in writing executed and delivered to the Trustee, and upon indemnification of the Trustee to its reasonable satisfaction, to direct the method of conducting all remedial proceedings taken by the Trustee hereunder; provided, however, that such direction shall not be otherwise than in accordance with law and the provisions of this Indenture, and, provided, further, that the Trustee shall have the right to decline to follow any such direction which in the opinion of the Trustee would be unjustly prejudicial to Owners not parties to such direction. Section 6.08. Limitation on Bond Owners' Right to Sue. No Owner of any Bond shall have the right to institute any suit, action or proceeding at law or in equity, for the protection or enforcement of any right or remedy under this Indenture, the Act or any other applicable law with respect to such Bonds, unless (a) such Owner shall have given to the Trustee written notice of the occurrence of an Event of Default, (b) the Owners of a majority in aggregate principal amount of the Bonds then Outstanding shall have made written request upon the Trustee to exercise the powers hereinbefore granted or to institute such suit, action or proceeding in its own name, (c) such Owner or said Owners shall have tendered to the Trustee indemnity against the costs, expenses and liabilities to be incurred in compliance with such request, and (d) the Trustee shall have refused or omitted to comply with such request for a period of 60 days after such written request shall have been received by, and said tender of indemnity shall have been made to, the Trustee. Such notification, request, tender of indemnity and refusal or omission are hereby declared, in every case, to be conditions precedent to the exercise by any Owner of any remedy hereunder or under law; it being understood and intended that no one or more Owners shall have any right in any manner whatever by his or their action to affect, disturb or prejudice the security of this Indenture or the rights of any other Owners, or to enforce any right under the Bonds, this Indenture, the Act or other applicable law with respect to the Bonds, except in the manner herein provided, and that all proceedings at law or in equity to enforce any such right shall be instituted, had and maintained in the manner herein provided and for the benefit and protection of all Owners, subject to the provisions of this Indenture. Section 6.09. Termination of Proceedings. If any action, proceeding or suit to enforce any right or to exercise any remedy is abandoned or determined adversely to the Trustee or any Owner, then, subject to any such adverse determination, the Trustee, such Owner, the Authority and the City shall be restored to their former positions, rights and remedies as if such action, proceeding or suit had not been brought or taken. In case any proceedings taken by the Trustee or OHS WEST:261255608.7 35 any one or more Owners on account of any Event of Default shall have been discontinued or abandoned for any reason or shall have been determined adversely to the Trustee or any Owner, then in every such case the Trustee, such Owner, the Authority and the City, subject to any determination in such proceedings, shall be restored to their former positions and rights hereunder, severally and respectively, and all rights, remedies, powers and duties of the Trustee, the Owners, the Authority and the City shall continue as though no such proceedings had been taken. Section 6.10. No Waiver of Default. No delay or omission of the Trustee or of any Owner to exercise any right or power arising upon the occurrence of any default or Event of Default shall impair any such right or power or shall be construed to be a waiver of any such default or Event of Default or an acquiescence therein, and every power and remedy given by this Indenture to the Trustee or to the Owners may be exercised from time to time and as often as may be deemed expedient. OHS WEST2612556087 36 ARTICLE VII THE TRUSTEE Section 7.01. Duties and Liabilities of Trustee. The Trustee shall, prior to an Event of Default, and after the curing or waiver of all Events of Default which may have occurred, perform such duties and only such duties as are expressly and specifically set forth in this Indenture. The Trustee shall, during the existence of any Event of Default which has not been cured or waived, exercise such of the rights and powers vested in it by this Indenture, and use the same degree of care and skill in their exercise, as a prudent person would exercise or use under the circumstances in the conduct of such person's own affairs. Section 7.02. Removal and Resignation of the Trustee. The Authority and the City may by an instrument in writing, remove the Trustee initially a party hereto and any successor thereto unless an Event of Default shall have occurred and then be continuing, and shall remove the Trustee initially a party hereto and any successor thereto if at any time (a) requested to do so by an instrument or concurrent instruments in writing signed by the Owners of a majority of the aggregate principal amount of the Bonds at the time Outstanding (or their attorneys duly authorized in writing), or (b) the Trustee shall cease to be eligible in accordance with the following sentence, and shall appoint a successor Trustee. The Trustee and any successor Trustee shall be a national banking association, trust company or commercial bank with trust powers having a combined capital (exclusive of borrowed capital) and surplus of at least $50,000,000 (or be part of a bank holding company with a combined capital and surplus of at least $50,000,000) and subject to supervision or examination by federal or state authorities. If such national banking association, trust company or commercial bank publishes a report of condition at least annually, pursuant to law or to the requirements of any supervising or examining authority above referred to, then for the purposes of this Section the combined capital and surplus of such national banking association, trust company or commercial bank shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. The Trustee may at any time resign by giving written notice of such resignation to the Authority and the City and by giving notice, by first class mail, postage prepaid, of such resignation to the Owners at their addresses appearing on the Registration Books. Upon receiving such notice of resignation, the Authority and the City shall promptly appoint a successor Trustee by an instrument in writing; provided, however, that in the event the Authority and the City do not appoint a successor Trustee within 30 days following receipt of such notice of resignation, the resigning Trustee may, at the expense of the City, petition the appropriate court having jurisdiction to appoint a successor Trustee. Any resignation or removal of a Trustee and appointment of a successor Trustee shall become effective only upon acceptance of appointment by the successor Trustee. Any successor Trustee appointed under this Indenture shall signify its acceptance of such appointment by executing and delivering to the Authority and the City and to its predecessor Trustee a written acceptance thereof, and thereupon such successor Trustee, without any further act, deed or conveyance, shall become vested with all the moneys, estates, properties, rights, powers, trusts, duties and obligations of such predecessor Trustee, with like effect as if originally named Trustee herein; but, nevertheless, at the written request of the Authority, the City or of the successor Trustee, such predecessor Trustee shall execute and deliver any and all instruments of conveyance or further assurance and do such other things as OHS WEST261255608.7 37 may reasonably be required for more fully and certainly vesting in and confirming to such successor Trustee all the right, title and interest of such predecessor Trustee in and to any property held by it under this Indenture and shall pay over, transfer, assign and deliver to the successor Trustee any money or other property subject to the trusts and conditions herein set forth. Any corporation, association or agency into which the Trustee may be converted or merged, or with which it may be consolidated, or to which it may sell or transfer its corporate trust business and assets as a whole or substantially as a whole, or any corporation or association resulting from any such conversion, sale, merger, consolidation or transfer to which it is a party, provided that such entity meets the combined capital and surplus requirements of this Section, ipso facto, shall be and become successor trustee under this Indenture and vested with all the trusts, powers, discretions, immunities, privileges and all other matters as was its predecessor, without the execution or filing of any instrument or any further act, deed or conveyance on the part of any of the parties hereto, anything herein to the contrary notwithstanding. Section 7.03. Compensation and Indemnification of the Trustee. The City shall from time to time, subject to any written agreement then in effect with the Trustee, pay the Trustee reasonable compensation for all its services rendered hereunder and reimburse the Trustee for all its reasonable advances and expenditures (which shall not include"overhead expenses" except as such expenses are included as a component of the Trustee's stated annual fees) hereunder, including but not limited to advances to and reasonable fees and reasonable expenses of accountants, agents, appraisers, consultants or other experts, and counsel not directly employed by the Trustee but an attorney or firm of attorneys retained by the Trustee, employed by it in the exercise and performance of its rights and obligations hereunder; provided, however, that the Trustee shall not have any lien for such compensation or reimbursement against any moneys held by it in any of the funds or accounts established hereunder. The City shall, to the extent permitted by law, indemnify and save the Trustee harmless against any liabilities, costs, claims or expenses, including those of its attorneys, which it may incur in the exercise and performance of its powers and duties hereunder and under any related documents, including the enforcement of any remedies and the defense of any suit, and which are not due to its negligence or its willful misconduct. The duty of the City to indemnify the Trustee shall survive the termination and discharge of this Indenture and the resignation or removal of the Trustee. Section 7.04. Protection of the Trustee. The Trustee shall be protected and shall incur no liability in acting or proceeding in good faith upon any affidavit, bond, certificate, consent, notice, request, requisition, resolution, statement, telegram, voucher, waiver or other paper or document which it shall in good faith believe to be genuine and to have been adopted, executed or delivered by the proper party or pursuant to any of the provisions hereof, and the Trustee shall be under no duty to make any investigation or inquiry as to any statements contained or matters referred to in any such instrument, but may accept and rely upon the same as conclusive evidence of the truth and accuracy of such statements. The Trustee shall be under no obligation to exercise any of the rights or powers vested in it by this Indenture at the request or direction of any of the Owners pursuant to this Indenture, unless such Owners shall have offered to the Trustee security or indemnity, reasonably satisfactory to the Trustee, against the reasonable OHS WEST2612556087 38 costs, expenses and liabilities which might be incurred by it in compliance with such request or direction. Under no circumstances shall the Trustee request or be entitled to indemnification from the City for taking actions required by and in accordance with this Indenture, including, but not limited to, causing payments of principal of and interest on the Bonds to be made to the Owners thereof and carrying out redemptions of the Bonds in accordance with the terms hereof. The Trustee may consult with counsel, who may be counsel to the Authority or the City, with regard to legal questions, and the opinion of such counsel shall be full and complete authorization and protection in respect to any action taken or suffered by it hereunder in good faith in accordance therewith. The Trustee shall not be responsible for the sufficiency of the Bonds or the Lease Agreement, for the recital of facts herein or for statements made in the preliminary or final official statement relating to the Bonds, or of the title to the Property. No provision of this Indenture shall require the Trustee to expend or risk its own funds or otherwise incur any financial liability in the performance of any of its duties hereunder or in the exercise of any of its rights or powers hereunder. The Trustee shall not be deemed to have knowledge of an Event of Default hereunder unless it has actual knowledge thereof. The Trustee shall not be concerned with or accountable to anyone for the subsequent use or application of any moneys which shall be released or withdrawn in accordance with the provisions hereof. The permissive right of the Trustee to do things enumerated in this Indenture shall not be construed as a duty and the Trustee shall not be answerable for other than its negligence or willful default. Whenever in the administration of its rights and obligations hereunder the Trustee shall deem it necessary or desirable that a matter be proved or established prior to taking or suffering any action hereunder, such matter (unless other evidence in respect thereof be herein specifically prescribed) may be deemed to be conclusively proved and established by a Written Certificate of the Authority or a Written Certificate of the City, and such certificate shall be full warrant to the Trustee for any action taken or suffered under the provisions hereof upon the faith thereof, but in its discretion the Trustee may, in lieu thereof, accept other evidence of such matter or may require such additional evidence as it deems reasonable. The Trustee may buy, sell, own, hold and deal in any of the Bonds and may join in any action which any Owner may be entitled to take with like effect as if the Trustee were not a party hereto. The Trustee, either as principal or agent, may also engage in or be interested in any financial or other transaction with the Authority or the City, and may act as agent, depository or trustee for any committee or body of Owners or of owners of obligations of the Authority or the City as freely as if it were not the Trustee hereunder. The Trustee may, to the extent reasonably necessary, execute any of the trusts or powers hereof and perform any rights and obligations required of it hereunder by or through agents, attorneys or receivers, and shall be entitled to advice of counsel concerning all matters of trust OHS WEST2612556087 39 and its rights and obligations hereunder, and the Trustee shall not be answerable for the negligence or misconduct of any such agent, attorney or receiver selected by it with reasonable care; provided, however, that in the event of any negligence or misconduct of any such attorney, agent or receiver, the Trustee shall diligently pursue all remedies of the Trustee against such agent, attorney or receiver. The Trustee shall not be liable for any error of judgment made by it in good faith unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts. The Trustee shall not be answerable for the exercise of any trusts or powers hereunder or for anything whatsoever in connection with the funds established hereunder, except only for its own willful misconduct, negligence or breach of an obligation hereunder. The Trustee may, on behalf of the Owners, intervene in any judicial proceeding to which the Authority or the City is a party and which, in the opinion of the Trustee and its counsel, affects the Bonds or the security therefor, and shall do so if requested in writing by the Owners of at least 5% of the aggregate principal amount of Bonds then Outstanding, provided the Trustee shall have no duty to take such action unless it has been indemnified to its reasonable satisfaction against all risk or liability arising from such action. The Trustee agrees to accept and act upon instructions or directions pursuant to this Indenture sent by unsecured e-mail, facsimile transmission or other similar unsecured electronic methods, provided, however, that, the Trustee shall have received an incumbency certificate listing persons designated to give such instructions or directions and containing specimen signatures of such designated persons, which such incumbency certificate shall be amended and replaced whenever a person is to be added or deleted from the listing. If the Authority elects to give the Trustee e-mail or facsimile instructions (or instructions by a similar electronic method) and the Trustee in its discretion elects to act upon such instructions, the Trustee's understanding of such instructions shall be deemed controlling. The Trustee shall not be liable for any losses, costs or expenses arising directly or indirectly from the Trustee's reliance upon and compliance with such instructions notwithstanding such instructions conflict or are inconsistent with a subsequent written instruction. The Authority agrees to assume all risks arising out of the use of such electronic methods to submit instructions and directions to the Trustee, including without limitation the risk of the Trustee acting on unauthorized instructions, and the risk of interception and misuse by third parties. Section 7.05. Appointment of Co-Trustee. It is the purpose of this Indenture that there shall be no violation of any law of any jurisdiction (including particularly the laws of the State of California) denying or restricting the right of banking corporations or associations to transact business as Trustee in such jurisdiction. It is recognized that in the case of litigation under this Indenture, and in particular in case of the enforcement of the rights of the Trustee on default, or in the case the Trustee deems that by reason of any present or future law of any jurisdiction it may not exercise any of the powers, rights or remedies herein granted to the Trustee or hold title to the properties, in trust, as herein granted, or take any other action which may be desirable or necessary in connection therewith, it may be necessary that the Trustee appoint an additional institution as a separate or co-trustee. The following provisions of this Section are adopted to these ends. OHS WEST:261255608.7 40 In the event that the Trustee appoints an additional institution as a separate or co-trustee, each and every remedy, power, right, claim, demand, cause of action, immunity, estate, title, interest and lien expressed or intended by this Indenture to be exercised by or vested in or conveyed to the Trustee with respect thereto shall be exercisable by and vest in such separate or co-trustee but only to the extent necessary to enable such separate or co-trustee to exercise such powers, rights and remedies, and every covenant and obligation necessary to the exercise thereof by such separate or co-trustee shall run to and be enforceable by either of them. Any co-trustee shall be bound by the standards of care, duties and obligations of the Trustee under this Indenture as if such co-trustee were the Trustee. Any co-trustee shall be a national banking association, trust company or commercial bank doing business in the State of California and at all times shall have a combined capital (exclusive of borrowed capital) and surplus of at least $50,000,000 and subject to supervision or examination by federal or state authorities. If such national banking association, trust company or commercial bank publishes a report of condition at least annually, pursuant to law or to the requirements of any supervising or examining authority above referred to, then for the purposes of this Section the combined capital and surplus of such national banking association, trust company or commercial bank shall be deemed to be its combined capital and surplus as set forth in its most recent report of condition so published. Should any instrument in writing from the Authority or the City be required by the separate trustee or co-trustee so appointed by the Trustee for more fully and certainly vesting in and confirming to it such properties, rights, powers, trusts, duties and obligations, any and all such instruments in writing shall, on request, be executed, acknowledged and delivered by the Authority or the City. In case any separate trustee or co-trustee, or a successor to either, shall become incapable of acting, resign or be removed, all the estates, properties, rights, powers, trusts, duties and obligations of such separate trustee or co-trustee, so far as permitted by law, shall vest in and be exercised by the Trustee until the appointment of a new Trustee or successor to such separate trustee or co-trustee. OHS WEST:261255608.7 41 ARTICLE VIII SUPPLEMENTAL INDENTURES Section 8.01. Supplemental Indentures. (a) This Indenture and the rights and obligations of the Authority, the City, the Trustee and the Owners hereunder may be modified or amended at any time by a Supplemental Indenture, which the Authority, the City and the Trustee may enter into when the prior written consents of the Owners of a majority of the aggregate principal amount of the Bonds then Outstanding, exclusive of Bonds disqualified as provided in Section 10.06 hereof, are filed with the Trustee. No such modification or amendment shall (i) extend the fixed maturity of any Bond, reduce the amount of principal thereof or the rate of interest thereon or alter the redemption provisions with respect thereto, without the consent of the Owner of each Bond so affected, or (ii) reduce the aforesaid percentage of Bonds the consent of the Owners of which is required to effect any such modification or amendment, without the consent of the Owners of all of the Bonds then Outstanding, or (iii) permit the creation of any lien on the Lease Revenues and other assets pledged under this Indenture prior to or on a parity with the lien created by this Indenture or deprive the Owners of the Bonds of the lien created by this Indenture on such Lease Revenues and other assets (except as expressly provided in this Indenture), without the consent of the Owners of all Bonds then Outstanding, or (iv) amend this Section without the prior written consent of the Owners of all Bonds then Outstanding. (b) This Indenture and the rights and obligations of the Authority, the City, the Trustee and the Owners hereunder may also be modified or amended from time to time and at any time by a Supplemental Indenture, which the Authority, the City and the Trustee may enter into without the consent of any Owners for any one or more of the following purposes: (i) to add to the covenants and agreements of the Authority or the City in this Indenture contained other covenants and agreements thereafter to be observed, to pledge or assign additional security for the Bonds (or any portion thereof), or to surrender any right or power herein reserved to or conferred upon the Authority or the City; (ii) to make such provisions for the purpose of curing any ambiguity, inconsistency or omission, or of curing or correcting any defective provision contained in this Indenture or in regard to questions arising hereunder which the Authority or the City may deem desirable or necessary and not inconsistent herewith; (iii) to provide for the issuance of one or more Series of Additional Bonds, and to provide the terms and conditions under which such Series of Additional Bonds may be issued, subject to and in accordance with the provisions of Section 2.04 and Section 2.05 hereof; (iv) to make such additions, deletions or modifications as may be necessary or appropriate to assure the exclusion from gross income for federal income tax purposes of interest on Tax-Exempt Bonds or maintain any federal interest subsidies expected to be received with respect to any Bonds; and OHS WEST261255608.7 42 (v) for any other reason, provided such amendment or supplement does not adversely affect the rights or interests of the Owners; provided, however, that the Authority, the City and the Trustee may rely in entering into any such amendment or supplement upon an Opinion of Counsel stating that the requirements of this paragraph have been met with respect to such amendment or supplement. (c) The Trustee may in its discretion, but shall not be obligated to, enter into a Supplemental Indenture that materially adversely affects the Trustee's rights, duties or immunities under this Indenture or otherwise. (d) Promptly after the execution by the Authority, the City and the Trustee of any Supplemental Indenture, the Trustee shall mail a notice (the form of which shall be furnished to the Trustee by the Authority or the City), by first class mail postage prepaid, setting forth in general terms the substance of such Supplemental Indenture, to the Owners of the Bonds at the respective addresses shown on the Registration Books. Any failure to give such notice, or any defect therein, shall not, however, in any way impair or affect the validity of any such Supplemental Indenture. Section 8.02. Effect of Supplemental Indenture. Upon the execution and delivery of any Supplemental Indenture entered into pursuant to subsection (a) or (b) of Section 8.01 hereof, this Indenture shall be deemed to be modified and amended in accordance therewith, and the respective rights, duties and obligations under this Indenture of the Authority, the City, the Trustee and the Owners shall thereafter be determined, exercised and enforced hereunder subject in all respects to such modification and amendment, and all the terms and conditions of any such Supplemental Indenture shall be deemed to be part of the terms and conditions of this Indenture for any and all purposes. Section 8.03. Endorsement of Bonds; Preparation of New Bonds. Bonds delivered after the effective date of any Supplemental Indenture pursuant to this Article may and, if the Authority or the City so determines, shall bear a notation by endorsement or otherwise in form approved by the Authority, the City and the Trustee as to any modification or amendment provided for in such Supplemental Indenture and, in that case, upon demand of the Owner of any Bond Outstanding at the time of such effective date, and presentation of such Bond for such purpose at the Office of the Trustee, a suitable notation shall be made on such Bonds. If the Supplemental Indenture shall so provide, new Bonds so modified as to conform, in the opinion of the Authority, the City and the Trustee, to any modification or amendment contained in such Supplemental Indenture, shall be prepared and executed by the Authority and authenticated by the Trustee and, in that case, upon demand of the Owner of any Bond Outstanding at the time of such effective date, and presentation of such Bond for such purpose at the Office of the Trustee, such a new Bond in equal principal amount of the same Series, interest rate and maturity shall be exchanged for such Owner's Bond so surrendered. Section 8.04. Amendment of Particular Bonds. The provisions of this Article shall not prevent any Owner from accepting any amendment or modification as to any particular Bond owned by it, provided that due notation thereof is made on such Bond. OHS WEST261255608.7 43 ARTICLE IX DEFEASANCE Section 9.01. Discharge of Indenture. (a) If (i) the Authority shall pay or cause to be paid or there shall otherwise be paid to the Owners of all Outstanding Bonds the principal thereof and the interest and premium, if any, thereon at the times and in the manner stipulated herein and therein, and (ii) all other amounts due and payable hereunder and under the Lease Agreement shall have been paid, then the Owners shall cease to be entitled to the pledge of the Lease Revenues and the other assets as provided herein, and all agreements, covenants and other obligations of the Authority and the City hereunder shall thereupon cease, terminate and become void and be discharged and satisfied. In such event, the Trustee shall execute and deliver to the Authority and the City all such instruments as may be necessary or desirable to evidence such discharge and satisfaction, and the Trustee shall pay over or deliver to the City all money or securities held by it pursuant hereto which are not required for the payment of the principal of and interest and premium, if any, on the Bonds. (b) Subject to the provisions of subsection (a) of this Section, when any Bond shall have been paid and if, at the time of such payment, each of the Authority and the City shall have kept, performed and observed all of the covenants and promises in such Bonds and in this Indenture required or contemplated to be kept, performed and observed by it or on its part on or prior to that time, then this Indenture shall be considered to have been discharged in respect of such Bond and such Bond shall cease to be entitled to the pledge of the Lease Revenues and the other assets as provided herein, and all agreements, covenants and other obligations of the Authority and the City hereunder shall cease, terminate, become void and be completely discharged and satisfied as to such Bond. (c) Notwithstanding the discharge and satisfaction of this Indenture or the discharge and satisfaction of this Indenture in respect of any Bond, those provisions of this Indenture relating to the maturity of the Bonds, interest payments and dates thereof, exchange and transfer of Bonds, replacement of mutilated, destroyed, lost or stolen Bonds, the safekeeping and cancellation of Bonds, non-presentment of Bonds, and the duties of the Trustee in connection with all of the foregoing, shall remain in effect and shall be binding upon the Trustee and the Owners and the Trustee shall continue to be obligated to hold in trust any moneys or investments then held by the Trustee for the payment of the principal of and interest and premium, if any, on the Bonds, to pay to the Owners of the Bonds the funds so held by the Trustee as and when such payment becomes due. Notwithstanding the discharge and satisfaction of this Indenture, the provisions of Section 7.03 hereof relating to the compensation of the Trustee shall remain in effect and shall be binding upon the Authority, the City and the Trustee. Section 9.02. Bonds Deemed To Have Been Paid. (a) If moneys shall have been set aside and held by the Trustee for the payment or redemption of any Bond and the payment of the interest thereon to the maturity or redemption date thereof, such Bond shall be deemed to have been paid within the meaning and with the effect provided in Section 9.01 hereof. Any Outstanding Bond shall prior to the maturity date or redemption date thereof be deemed to have been paid within the meaning of and with the effect expressed in Section 9.01 hereof if(i) in case any of such Bonds are to be redeemed on any date prior to their maturity date, the Authority shall OHS WEST261255608.7 44 have given to the Trustee in form satisfactory to it irrevocable instructions to mail, on a date in accordance with the provisions of Section 3.04 hereof, notice of redemption of such Bond on said redemption date, said notice to be given in accordance with Section 3.04 hereof, (ii) there shall have been deposited with the Trustee either (A) money in an amount which shall be sufficient, or (B) Defeasance Securities, the principal of and the interest on which when due, and without any reinvestment thereof, will provide moneys which shall be sufficient to pay when due the interest to become due on such Bond on and prior to the maturity date or redemption date thereof, as the case may be, and the principal of and premium, if any, on such Bond, and (iii) in the event such Bond is not by its terms subject to redemption within the next succeeding 60 days, the Authority shall have given the Trustee in form satisfactory to it irrevocable instructions to mail as soon as practicable, a notice to the owners of such Bond that the deposit required by clause (ii) above has been made with the Trustee and that such Bond is deemed to have been paid in accordance with this Section and stating the maturity date or redemption date upon which money is to be available for the payment of the principal of and premium, if any, on such Bond. Neither the money nor the Defeasance Securities deposited with the Trustee pursuant to this subsection in connection with the deemed payment of Bonds, nor principal or interest payments on any such Defeasance Securities, shall be withdrawn or used for any purpose other than, and shall be held in trust for and pledged to, the payment of the principal of and, premium, if any, and interest on such Bonds. (b) No Bond shall be deemed to have been paid pursuant to clause (ii)(B) of subsection (a) of this Section unless the Authority or the City shall cause to be delivered (A) an executed copy of a Verification Report with respect to such deemed payment, addressed to the Authority, the City and the Trustee, (B) a copy of the escrow agreement entered into in connection with the deposit pursuant to clause (ii)(B) of subsection (a) of this Section resulting in such deemed payment, which escrow agreement shall provide that no substitution of Defeasance Securities shall be permitted except with other Defeasance Securities and upon delivery of a new Verification Report and no reinvestment of Defeasance Securities shall be permitted except as contemplated by the original Verification Report or upon delivery of a new Verification Report, and (C) a copy of an Opinion of Counsel, dated the date of such deemed payment and addressed to the Authority, the City and the Trustee, to the effect that such Bond has been paid within the meaning and with the effect expressed in this Indenture, and all agreements, covenants and other obligations of the Authority and the City hereunder as to such Bond have ceased, terminated, become void and been completely discharged and satisfied. (c) The Trustee may seek and is entitled to rely upon (i) an Opinion of Counsel reasonably satisfactory to the Trustee to the effect that the conditions precedent to a deemed payment pursuant to clause (ii) of subsection (a) of this Section have been satisfied, and (ii) such other opinions, certifications and computations, as the Trustee may reasonably request, of accountants or other financial consultants concerning the matters described in subsection (b) of this Section. Section 9.03. Unclaimed Moneys. Any moneys held by the Trustee in trust for the payment and discharge of the principal of, or premium or interest on, any Bonds which remain unclaimed for two years after the date when such principal, premium or interest has become payable, if such moneys were held by the Trustee at such date, or for two years after the date of deposit of such moneys if deposited with the Trustee after the date when such principal, premium OHS WEST:261255608.7 45 or interest become payable, shall, at the Written Request of the Authority, be repaid by the Trustee to the City as its absolute property free from trust, and the Trustee shall thereupon be released and discharged with respect thereto and the Owners of such Bonds shall look only to the City for the payment of such principal, premium or interest. OHS WEST2612556087 46 ARTICLE X MISCELLANEOUS Section 10.01. Benefits of Indenture Limited to Parties. Nothing contained herein, expressed or implied, is intended to give to any Person other than the Authority, the City, the Trustee and the Owners any claim, remedy or right under or pursuant hereto, and any agreement, condition, covenant or term required herein to be observed or performed by or on behalf of the Authority or the City shall be for the sole and exclusive benefit of the Trustee and the Owners. Section 10.02. Successor Deemed Included in all References to Predecessor. Whenever the Authority, the City or the Trustee, or any officer thereof, is named or referred to herein, such reference shall be deemed to include the successor to the powers, duties and functions that are presently vested in the Authority, the City or the Trustee, or such officer, and all agreements, conditions, covenants and terms required hereby to be observed or performed by or on behalf of the Authority, the City or the Trustee, or any officer thereof, shall bind and inure to the benefit of the respective successors thereof whether so expressed or not. Section 10.03. Execution of Documents by Owners. Any declaration, request or other instrument which is permitted or required herein to be executed by Owners may be in one or more instruments of similar tenor and may be executed by Owners in person or by their attorneys appointed in writing. The fact and date of the execution by any Owner or its attorney of any declaration, request or other instrument or of any writing appointing such attorney may be proved by the certificate of any notary public or other officer authorized to take acknowledgments of deeds to be recorded in the state or territory in which such notary public or other officer purports to act that the Person signing such declaration, request or other instrument or writing acknowledged to such notary public or other officer the execution thereof, or by an affidavit of a witness of such execution duly sworn to before such notary public or other officer, or by such other proof as the Trustee may accept which it may deem sufficient. The ownership of any Bond and the amount, payment date, number and date of owning the same may be proved by the Registration Books. Any declaration, request or other instrument in writing of the Owner of any Bond shall bind all future Owners of such Bond with respect to anything done or suffered to be done by the Authority, the City or the Trustee in good faith and in accordance therewith. Section 10.04. Waiver of Personal Liability. Notwithstanding anything contained herein to the contrary, no member, officer or employee of the Authority or the City shall be individually or personally liable for the payment of any moneys, including without limitation, the principal of or interest on the Bonds, but nothing contained herein shall relieve any member, officer or employee of the Authority or the City from the performance of any official duty provided by any applicable provisions of law, by the Lease Agreement or hereby. Section 10.05. Acquisition of Bonds by Authority or City. All Bonds acquired by the Authority or the City, whether by purchase or gift or otherwise, shall be surrendered to the Trustee for cancellation. OHS WEST2612556087 47 Section 10.06. Disqualified Bonds. In determining whether the Owners of the requisite aggregate principal amount of Bonds have concurred in any demand, request, direction, consent or waiver under this Indenture, Bonds which are known by the Trustee to be owned or held by or for the account of the Authority or the City, or by any Person directly or indirectly controlling or controlled by, or under direct or indirect common control with, the Authority or the City, shall be disregarded and deemed not to be Outstanding for the purpose of any such determination. Bonds so owned which have been pledged in good faith may be regarded as Outstanding for the purposes of this Section if the pledgee shall establish to the satisfaction of the Trustee the pledgee's right to vote such Bonds and that the pledgee is not a Person directly or indirectly controlling or controlled by, or under direct or indirect common control with, the Authority or the City. In case of a dispute as to such right, any decision by the Trustee taken upon the advice of counsel shall be full protection to the Trustee. Upon the request of the Trustee, the Authority and the City shall specify to the Trustee in a Written Certificate of the Authority and a Written Certificate of the City, as applicable, those Bonds disqualified pursuant to this Section and the Trustee may conclusively rely on such Written Certificates. Section 10.07. Money Held for Particular Bonds. The money held by the Trustee for the payment of the principal of or premium or interest on particular Bonds due on any date (or portions of Bonds in the case of Bonds redeemed in part only) shall, on and after such date and pending such payment, be set aside on its books and held in trust by it for the Owners of the Bonds entitled thereto, subject, however, to the provisions of Section 9.03 hereof, but without any liability for interest thereon. Section 10.08. Funds and Accounts. Any fund or account required to be established and maintained pursuant hereto by the Trustee may be established and maintained in the accounting records of the Trustee either as an account or a fund, and may, for the purposes of such accounting records, any audits thereof and any reports or statements with respect thereto, be treated either as an account or a fund, but all such records with respect to all such funds and accounts shall at all times be maintained in accordance with sound accounting practice and with due regard for the protection of the security of the Bonds and the rights of the Owners. The Trustee may establish such funds and accounts as it deems necessary to perform its obligations hereunder. The Trustee may commingle any of the moneys held by it hereunder for investment purposes only; provided, however, that the Trustee shall account separately for the moneys in each fund or account established pursuant to this Indenture. Section 10.09. Gender and References; Article and Section Headings. The singular form of any word used herein, including the terms defined in Section 1.01 hereof, shall include the plural, and vice versa, unless the context otherwise requires. The use herein of a pronoun of any gender shall include correlative words of the other genders. The headings or titles of the several Articles and Sections hereof and the table of contents appended hereto shall be solely for convenience of reference and shall not affect the meaning, construction or effect hereof. Unless the context otherwise clearly requires, all references herein to "Articles," "Sections," subsections or clauses are to the corresponding Articles, Sections, subsections or clauses hereof, and the words "hereby," "herein," "hereof," "hereto," "herewith," "hereunder" and other words of OHS WEST2612556087 48 similar import refer to this Indenture as a whole and not to any particular Article, Section, subsection or clause hereof. Section 10.10. Partial Invalidity. If any one or more of the agreements, conditions, covenants or terms required herein to be observed or performed by or on the part of the Authority, the City or the Trustee shall be contrary to law, then such agreement or agreements, such condition or conditions, such covenant or covenants or such term or terms shall be null and void to the extent contrary to law and shall be deemed separable from the remaining agreements, conditions, covenants and terms hereof and shall in no way affect the validity hereof or of the Bonds, and the Owners shall retain all the benefit, protection and security afforded to them under any applicable provisions of law. The Authority, the City and the Trustee hereby declare that they would have executed this Indenture, and each and every Article, Section, paragraph, subsection, sentence, clause and phrase hereof and would have authorized the execution, authentication, issuance and delivery of the Bonds pursuant hereto irrespective of the fact that any one or more Articles, Sections, paragraphs, subsections, sentences, clauses or phrases hereof or the application thereof to any Person or circumstance may be held to be unconstitutional, unenforceable or invalid. Section 10.11. California Law. This Indenture and the Bonds shall be construed and governed in accordance with the laws of the State of California. Section 10.12. Notices. All written notices, statements, demands, consents, approvals, authorizations, offers, designations, requests or other communications hereunder shall be given to the party entitled thereto at its address set forth below, or at such other address as such party may provide to the other parties in writing from time to time, namely: If to the City: City of Huntington Beach 2000 Main Street Huntington Beach, California 92648 Attention: Director of Finance If to the Authority: Huntington Beach Public Financing Authority c/o City of Huntington Beach 2000 Main Street Huntington Beach, California 92648 Attention: Director of Finance If to the Trustee: The Bank of New York Mellon Trust Company, N.A. 700 South Flower Street, Suite 500 Los Angeles, California 90017 Attention: Corporate Trust Services Each such notice, statement, demand, consent, approval, authorization, offer, designation, request or other communication hereunder shall be deemed delivered to the party to whom it is addressed (a) if given by courier or delivery service or if personally served or delivered, upon delivery, (b) if given by telecopier, upon the sender's receipt of an appropriate answerback or other written acknowledgment, (c) if given by registered or certified mail, return OHS WEST261255608.7 49 receipt requested, deposited with the United States mail postage prepaid, 72 hours after such notice is deposited with the United States mail, or (d) if given by any other means, upon delivery at the address specified in this Section. Section 10.13. Business Daps. If the date for making any payment or the last date for performance of any act or the exercising of any right, as provided in this Indenture shall not be a Business Day, such payment may be made or act performed or right exercised on the next succeeding Business Day, with the same force and effect as if done on the nominal date provided in this Indenture and, unless otherwise specifically provided in this Indenture, no interest shall accrue for the period from and after such nominal date. Section 10.14. Execution in Counterparts. This Indenture may be simultaneously executed in several counterparts, each of which shall be deemed an original, and all of which shall constitute but one and the same instrument. OHS WEST261255608.7 50 IN WITNESS WHEREOF, the Authority has caused this Indenture to be signed in its name by its representative thereunto duly authorized, the City has caused this Indenture to be signed in its name by its representative thereunto duly authorized and the Trustee, in token of its acceptance of the trusts created hereunder, has caused this Indenture to be signed in its corporate name by its officer thereunto duly authorized, all as of the day and year first above written. HUNTINGTO EACH PUBLIC FINAN rBoard By: i Chairirectors CITY OF HUNTINGTON BEACH By: Lori Ann Farrell, Director of Finance THE BANK OF NEW YORK MELLON TRUST COMPANY,N.A. By: Authorized Officer OHS WEST:261255608.7 51 IN WITNESS WHEREOF, the Authority has caused this Indenture to be signed in its name by its representative thereunto duly authorized, the City has caused this Indenture to be signed in its name by its representative thereunto duly authorized and the Trustee, in token of its acceptance of the trusts created hereunder, has caused this Indenture to be signed in its corporate name by its officer thereunto duly authorized, all as of the day and year first above written. HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY By: Joe Carchio, Chair of the Board of Directors CITY OF HUNTINGTON BEACH By: Lori Ann Farrell, Director of Finance THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A. By: (juthorized Officer OHS WEST:261255603.7 51 EXHIBIT A FORM OF SERIES 2011A BOND No. R- ***$*** HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY (ORANGE COUNTY, CALIFORNIA) LEASE REVENUE REFUNDING BOND, 2011 SERIES A (CAPITAL IMPROVEMENT REFINANCING PROJECT) MATURITY DATE INTEREST RATE DATED DATE CUSIP NO. September 1, 20 % September 28, 2011 REGISTERED OWNER: Cede&Co. PRINCIPAL AMOUNT: DOLLARS The Huntington Beach Public Financing Authority (the "Authority"), for value received, hereby promises to pay to the Registered Owner identified above or registered assigns (the "Registered Owner"), on the Maturity Date identified above, the Principal Amount identified above in lawful money of the United States of America; and to pay interest thereon at the Interest Rate identified above in like lawful money from the date hereof, payable semiannually on March 1 and September 1 in each year, commencing March 1, 2012 (the "Interest Payment Dates"), until payment of such Principal Amount in full. This Bond is issued pursuant to the Indenture, dated as of September 1, 2011 (the "Indenture"), by and among the Authority, the City of Huntington Beach (the "City") and The Bank of New York Mellon Trust Company, N.A., as trustee. Capitalized undefined terms used herein have the meanings ascribed thereto in the Indenture. This Bond shall bear interest from the Interest Payment Date next preceding the date of authentication of this Bond (unless this Bond is authenticated on or before an Interest Payment Date and after the fifteenth calendar day of the month preceding such Interest Payment Date, whether or not such day is a business day, in which event it shall bear interest from such Interest Payment Date, or unless this Bond is authenticated on or prior to February 15, 2012, in which event it shall bear interest from the Dated Date identified above; provided, however, that if, at the time of authentication of this Bond, interest is in default on this Bond, this Bond shall bear interest from the Interest Payment Date to which interest hereon has previously been paid or duly provided for). The Principal Amount hereof is payable upon surrender hereof upon maturity at the principal corporate trust office of The Bank of New York Mellon Trust Company, N.A., as trustee, or any successor trustee under the Indenture (the "Trustee"), in Los Angeles, California, or such other office as may be specified to the Authority and the City by the Trustee in writing (the "Office of the Trustee"). Interest hereon is payable by check of the Trustee, mailed by first OHS WEST261255608.7 A-1 class mail on each Interest Payment Date to the Registered Owner hereof at the address of the Registered Owner as it appears on the Registration Books of the Trustee as of the close of business on the fifteenth calendar day of the month preceding such Interest Payment Date. This Bond is one of a series of a duly authorized issue of bonds designated "Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project)" (the "Series 2011A Bonds") in the aggregate principal amount of$36,275,000. The Series 2011A Bonds are issued pursuant to the Indenture, and this reference incorporates the Indenture herein. Pursuant to and as more particularly provided in the Indenture, Additional Bonds may be issued by the Authority payable from Lease Revenues as provided in the Indenture on a parity with the Series 2011A Bonds. The Series 2011A Bonds and any Additional Bonds are collectively referred to as the "Bonds." The Indenture is entered into, and this Bond is issued under, the Marks-Roos Local Bond Pooling Act of 1985, constituting Section 6584 et seq. of the California Government Code (the "Act") and the laws of the State of California. Reference is hereby made to the Indenture and to any and all amendments thereof and supplements thereto for a description of the agreements, conditions, covenants and terms securing the Bonds, for the nature, extent and manner of enforcement of such agreements, conditions, covenants and terms, for the rights, duties and immunities of the Trustee, for the rights and remedies of the Owners of the Bonds with respect thereto and for the other agreements, conditions, covenants and terms upon which the Bonds are issued thereunder, to all of which provisions the Registered Owner by acceptance hereof, assents and agrees. The Bonds are special obligations of the Authority, payable solely from the Lease Revenues and the other assets pledged therefor under the Indenture. Neither the faith and credit nor the taxing power of the Authority, the City or the State of California, or any political subdivision thereof, is pledged to the payment of the Bonds. The Lease Revenues consist of all Base Rental Payments payable by the City pursuant to the Lease Agreement, dated as of September 1, 2011, by and between the City, as lessee, and the Authority, as lessor, (the "Lease Agreement"), including any prepayments thereof, any Net Proceeds and any amounts received by the Trustee as a result of or in connection with the Trustee's pursuit of remedies under the Lease Agreement upon a Lease Default Event. Subject only to the provisions of the Indenture permitting the application thereof for the purposes and on the terms and conditions set forth therein, all of the Lease Revenues and all amounts on deposit from time to time in the funds and accounts established under the Indenture (other than the Rebate Fund) are pledged to the payment of the principal of and interest on the Bonds as provided therein, and the Lease Revenues shall not be used for any other purpose while any of the Bonds remain Outstanding. Said pledge constitutes a first lien on such assets. In order to secure such pledge of the Lease Revenues, the Authority has sold assigned and transferred to the Trustee, irrevocably and absolutely, without recourse, for the benefit of the Owners, all of its right, title and interest in and to the Site Lease and the Lease Agreement, including, without limitation, the right to receive Base Rental Payments and the right to exercise any remedies provided in the Lease Agreement in the event of a default by the City thereunder; provided, however, that the Authority has retained the rights to indemnification and to payment or reimbursement of its reasonable costs and expenses under the Lease Agreement. OHS WEST261255608.7 A-2 The Bonds are issuable as fully registered Bonds without coupons in Authorized Denominations ($5,000 or any integral multiple thereof). The Series 2011A Bonds are subject to extraordinary and optional redemption at the times, in the manner, at the redemption prices and upon notice as specified in the Indenture. Any Bond may, in accordance with its terms, be transferred upon the Registration Books by the Person in whose name it is registered, in person or by his duly authorized attorney, upon surrender of such Bond for cancellation, accompanied by delivery of a written instrument of transfer, duly executed in a form acceptable to the Trustee. Whenever any Bond or Bonds shall be surrendered for transfer, the Authority shall execute and the Trustee shall authenticate and shall deliver a new Bond or Bonds of the same Series and maturity in a like aggregate principal amount, in any Authorized Denomination. The Trustee shall require the Owner requesting such transfer to pay any tax or other governmental charge required to be paid with respect to such transfer. The Bonds may be exchanged at the Office of the Trustee for a like aggregate principal amount of Bonds of the same Series and maturity of other Authorized Denominations. The Trustee shall require the payment by the Owner requesting such exchange of any tax or other governmental charge required to be paid with respect to such exchange. To the extent and in the manner permitted by the terms of the Indenture, the provisions of the Indenture may be amended or supplemented by the parties thereto. The Indenture contains provisions permitting the Authority to make provision for the payment of interest on, and the principal and premium, if any, of any of the Bond so that such Bonds shall no longer be deemed to be outstanding under the terms of the Indenture. This Bond shall not be entitled to any benefit, protection or security under the Indenture or become valid or obligatory for any purpose until the certificate of authentication and registration hereon endorsed shall have been executed and dated by an authorized signatory of the Trustee. Unless this Bond is presented by an authorized representative of The Depository Trust Company to the Trustee for registration of transfer, exchange or payment, and any Bond issued is registered in the name of Cede & Co. or such other name as requested by an authorized representative of The Depository Trust Company and any payment is made to Cede &Co., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL since the registered owner hereof, Cede & Co., has an interest herein. It is hereby certified that all acts, conditions and things required by law to exist, to have happened and to have been performed precedent to and in the issuance of the Bonds do exist, have happened and have been performed in due time, form and manner as required by law. OHS WEST261255608.7 A-3 IN WITNESS WHEREOF, the Authority has caused this Bond to be signed in its name and on its behalf by the manual or facsimile signature of the Chair of the Authority, attested by the manual or facsimile signature of the Secretary of the Authority, all as of the Dated Date identified above. HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY By: Chair ATTEST: Secretary OHS WEST2612556087 A-4 CERTIFICATE OF AUTHENTICATION This is one of the Series 2011A Bonds described in the within-mentioned Indenture and registered on the Registration Books. Date: THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE By: Authorized Signatory OHS WEST261255608.7 A-5 ASSIGNMENT For value received the undersigned hereby sells, assigns and transfers unto whose address and social security or other tax identifying number is , the within-mentioned Bond and hereby irrevocably constitute(s) and appoint(s) attorney, to transfer the same on the registration books of the Trustee with full power of substitution in the premises. Dated: Signature Guaranteed: Note: Signature guarantee shall be made by a guarantor Note: The signature(s) on this Assignment must institution participating in the Securities Transfer correspond with the name(s) as written on the face of the Agents Medallion Program or in such other guarantee within Bond in every particular without alteration or program acceptable to the Trustee. enlargement or any change whatsoever. OHS WEST:261255608.7 A-6 EXHIBIT B PERMITTED INVESTMENTS "Permitted Investments" means any of the following to the extent then permitted by the general laws of the State of California applicable to investments by cities: (1) (a) Direct obligations (other than an obligation subject to variation in principal repayment) of the United States of America ("United States Treasury Obligations"), (b) obligations fully and unconditionally guaranteed as to timely payment of principal and interest by the United States of America, (c) obligations fully and unconditionally guaranteed as to timely payment of principal and interest by any agency or instrumentality of the United States of America when such obligations are backed by the full faith and credit of the United States of America, or (d) evidences of ownership of proportionate interests in future interest and principal payments on obligations described above held by a bank or trust company as custodian, under which the owner of the investment is the real party in interest and has the right to proceed directly and individually against the obligor and the underlying government obligations are not available to any person claiming through the custodian or to whom the custodian may be obligated (collectively "United States Obligations"). These include, but are not necessarily limited to: - U.S. Treasury obligations All direct or fully guaranteed obligations - Farmers Home Administration Certificates of beneficial ownership - General Services Administration Participation certificates - U.S. Maritime Administration Guaranteed Title XI financing - Small Business Administration Guaranteed participation certificates - Guaranteed pool certificates - Government National Mortgage Association (GNMA) GNMA-guaranteed mortgage-backed securities GNMA-guaranteed participation certificates - U.S. Department of Housing &Urban Development Local authority bonds (2) Obligations of instrumentalities or agencies of the United States of America limited to the following: (a) the Federal Home Loan Bank Board ("FHLB"); (b) the Federal Home Loan Mortgage Corporation ("FHLMC"); (c) the Federal National Mortgage Association (FNMA); (d) Federal Farm Credit Bank ("FFCB"); and (e) guaranteed portions of Small Business Administration ("SBA") notes. (3) Commercial Paper having a maximum maturity of not more than 270 days, payable in the United States of America and issued by corporations that are organized and operating in the United States with total assets in excess of $500 million and having "A" or OHS WEST261255608.7 B-1 better rating for the issuer's long-term debt as provided by Moody's, S&P, or Fitch and "P-1", "A-1", "Fl" or better rating for the issuer's short-term debt as provided by Moody's, S&P, or Fitch, respectively. (4) Bills of exchange or time drafts drawn on and accepted by a commercial bank, otherwise known as "bankers' acceptances," having original maturities of not more than 180 days. The institution must have a minimum short-term debt rating of "A-1", "P-11 , or "Fl" by S&P, Moody's, or Fitch, respectively, and a long-term debt rating of no less than "A" by S&P, Moody's, or Fitch. (5) Shares of beneficial interest issued by diversified management companies, known as money market funds, registered with the U.S. Securities and Exchange Commission under the Investment Company Act of 1940 (15 U.S.C. Sec. 80a-1 et seq.) and whose fund has received the highest possible rating from S&P, including funds for which the Trustee, its parent holding company, if any, or any affiliates or subsidiaries of the Trustee provide investment advisory or other management services. (6) Shares in a California common law trust established pursuant to Title 1, Division 7, Chapter 5 of the Government Code of the State of California which invests exclusively in investments permitted by Section 53601 of Title 5, Division 2, Chapter 4 of the Government Code of California, as it may be amended. (7) Certificates of deposit issued by a nationally- or state-chartered bank or a state or federal association (as defined by Section 5102 of the California Financial Code) or by a state- licensed branch of a foreign bank, in each case which has, or which is a subsidiary of a parent company which has, obligations outstanding having a rating in the "A" category or better from S&P, Moody's, or Fitch. (8) Pre-refunded municipal obligations rated meeting the following requirements: (a) the municipal obligations are (i) not subject to redemption prior to maturity or (ii) the trustee for the municipal obligations has been given irrevocable instructions concerning their call and redemption and the issuer of the municipal obligations has covenanted not to redeem such municipal obligations other than as set forth in such instructions; (b) the municipal obligations are secured by cash or United States Treasury Obligations which may be applied only to payment of the principal of, interest and premium on such municipal obligations; (c) the principal of and interest on the United States Treasury Obligations (plus any cash in the escrow) has been verified by the report of independent certified public accountants to be sufficient to pay in full all principal of, interest, and premium, if any, due and to become due on the municipal obligations ("Verification"); (d) the cash or United States Treasury Obligations serving as security for the municipal obligations are held by an escrow agent or trustee in trust for owners of the municipal obligations; OHS WEST261255608.7 B-2 (e) no substitution of a United States Treasury Obligation shall be permitted except with another United States Treasury Obligation and upon delivery of a new Verification; and (f) the cash or United States Treasury Obligations are not available to satisfy any other claims, including those by or against the trustee or escrow agent. (9) Registered state warrants or treasury notes or bonds of the State of California, including bonds payable solely out of the revenues from a revenue-producing property owned, controlled, or operated by the State of California or by the state, department, board, agency, or authority of the other 49 United States, having a long-term debt rating of at least "AA-" or "Aa3" by S&P or Moody's, respectively (10) California public municipal obligations including bonds payable solely out of the revenues from a revenue-producing property owned, controlled, or operated by a California municipal entity having a long-term debt rating of at least "AA-" or "Aa3" by S&P or Moody's, respectively (11) Repurchase agreements which have a maximum maturity of 30 days and are fully secured at or greater than 102% of the market value plus accrued interest by obligations of the United States Government, its agencies and instrumentalities, in accordance with number (ii) above. (12) Investment agreements and guaranteed investment contracts with issuers having a long-term debt rating of at least"AA-" or "Aa3" by S&P or Moody's,respectively. (13) Deposits with the Local Agency Investment Fund (LAIF) of the State. (14) Corporate obligations issued by corporations organized and operating within the United States or by depository institutions licensed by the United States or any state and operating within the United States having a long-term debt rating of at least "AA-" or "Aa3" by S&P or Moody's,respectively. OHS WEST261255608.7 B-3 EXHIBIT C FORM OF COSTS OF ISSUANCE FUND REQUISITION HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY (ORANGE COUNTY, CALIFORNIA) LEASE REVENUE BONDS WRITTEN REQUEST NO._FOR DISBURSEMENTS FROM COSTS OF ISSUANCE The undersigned hereby states and certifies: (a) that the undersigned is the duly appointed, qualified and acting of the City of Huntington Beach, a municipal corporation and chartered city organized and existing under and by virtue of the laws of the State of California (the "City"), and as such, is familiar with the facts herein certified and is authorized and qualified to certify the same; (a) that The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee"), is hereby requested to disburse from the Costs of Issuance Fund, established pursuant to the Indenture, dated as of September 1, 2011 (the "Indenture"), by and among the Huntington Beach Public Financing Authority, the City and the Trustee, to the payees set forth on Attachment I attached hereto and by this reference incorporated herein, the amount set forth on Attachment I opposite each such payee, for payment of such costs identified on said Attachment I; (c) that each item of cost identified on Attachment I has been properly incurred and the amounts to be disbursed pursuant to this Written Request are for Costs of Issuance properly chargeable to the Costs of Issuance Fund, and no amounts to be disbursed pursuant to this Written Request have been the subject of a previous Written Request for disbursement from said account; and (d) that an invoice, for each item of cost identified on Attachment I is attached hereto. Capitalized terms used herein and not otherwise defined shall have the meanings ascribed thereto in the Indenture. Dated: CITY OF HUNTINGTON BEACH By: OHS WEST2612556087 C-1 ATTACHMENT COST OF ISSUANCE FUND DISBURSEMENTS Payee Name and Address Purpose of Oblisation Amount OHS WEST2612556087 C-1 CONTINUING DISCLOSURE CERTIFICATE City of Huntington Beach relating to Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) This Continuing Disclosure Certificate (the "Disclosure Certificate") is executed and delivered by the City of Huntington Beach (the "City") in connection with the issuance of the above-named bonds (the "Bonds"). The Bonds are being issued by the Huntington Beach Public Financing Authority (the "Authority") pursuant to Article 4, Chapter 5, Division 7, Title 1 (commencing with section 6584) of the California Government Code, an indenture, dated as of September 1, 2011 (the "Indenture"), by and among the City, the Authority and The Bank of New York Mellon Trust Company, N.A., as trustee (the "Trustee") and a resolution (the "Resolution") adopted by the City Council of the City on September 6, 2011. The City covenants and agrees as follows: SECTION 1. Purpose of the Disclosure Certificate. This Disclosure Certificate is being executed and delivered by the City for the benefit of the Holders and Beneficial Owners of the Bonds and in order to assist the Participating Underwriters in complying with Securities and Exchange Commission ("S.E.C.") Rule 15c2-12(b)(5). SECTION 2. Definitions. In addition to the definitions set forth in the Indenture, which apply to any capitalized term used in this Disclosure Certificate unless otherwise defined in this Section, the following capitalized terms shall have the following meanings: "Annual Report" shall mean any Annual Report provided by the City pursuant to, and as described in, Sections 3 and 4 of this Disclosure Certificate. "Beneficial Owner" shall mean any person which has or shares the power, directly or indirectly, to make investment decisions concerning ownership of any Bonds (including persons holding Bonds through nominees, depositories or other intermediaries). "Dissemination Agent" shall mean The Bank of New York Mellon Trust Company, N.A., or any successor Dissemination Agent designated in writing by the City and which has filed with the City a written acceptance of such designation. "Holder" shall mean the person in whose name any Bond shall be registered. "Listed Events" shall mean any of the events listed in Section 5(a) or (b) of this Disclosure Certificate. "MSRB" shall mean the Municipal Securities Rulemaking Board or any other entity designated or authorized by the Securities and Exchange Commission to receive reports pursuant OHS WEST261276585.3 to the Rule. Until otherwise designated by the MSRB or the Securities and Exchange Commission, filings with the MSRB are to be made through the Electronic Municipal Market Access (EMMA) website of the MSRB, currently located at http://emma.msrb.org. "Participating Underwriters" shall mean the original underwriters of the Bonds required to comply with the Rule in connection with offering of the Bonds. "Rule" shall mean Rule 15c2-12(b)(5) adopted by the Securities and Exchange Commission under the Securities Exchange Act of 1934, as the same may be amended from time to time. SECTION 3. Provision of Annual Reports. (a) The City shall, or shall cause the Dissemination Agent to, not later than nine months after the end of the City's fiscal year (which shall be July 1 of each year, so long as the City's fiscal year ends on September 30), commencing with the report for the 2010-11 fiscal year (which is due not later than July 1, 2012), provide to the MSRB an Annual Report which is consistent with the requirements of Section 4 of this Disclosure Certificate. The Annual Report may cross-reference other information as provided in Section 4 of this Disclosure Certificate; provided, that the audited financial statements of the City may be submitted separately from the balance of the Annual Report and later than the date required above for the filing of the Annual Report if they are not available by that date. If the City's fiscal year changes, it shall give notice of such change in a filing with the MSRB. The Annual Report shall be submitted on a standard form in use by industry participants or other appropriate form and shall identify the Bonds by name and CUSIP number. (b) Not later than 15 business days prior to said date, the City shall provide the Annual Report to the Dissemination Agent (if other than the City). If the City is unable to provide to the MSRB an Annual Report by the date required in subsection (a), the City shall, in a timely manner, send or cause to be sent to the MSRB a notice in substantially the form attached as Exhibit A. (c) The Dissemination Agent shall (if the Dissemination Agent is other than the City) file a report with the City certifying that the Annual Report has been provided pursuant to this Disclosure Certificate, stating the date it was provided to the MSRB. SECTION 4. Content of Annual Reports. The City's Annual Report shall contain or include by reference the following: (a) Audited financial statements of the City for the preceding fiscal year, prepared in accordance with generally accepted accounting principles as promulgated to apply to governmental entities from time to time by the Governmental Accounting Standards Board (GASB) and the laws of the State of California and including all statements and information prescribed for inclusion therein by the Controller of the State of California. If the City's audited financial statements are not available by the time the Annual Report is required to be provided to the MSRB pursuant to Section 3(a), the Annual Report shall contain unaudited financial statements in a format similar to the financial statements contained in the final Official OHS WEST261276585.3 2 Statement, and the audited financial statements shall be provided to the MSRB in the same manner as the Annual Report when they become available. To the extent not included in the audited financial statement of the City, the Annual Report shall also include the following: (i) Summary of Long and Intermediate Term Obligations; (ii) Tax Revenues by Source; (iii) Gross Assessed Value of All Taxable Property; (iv) General Fund Property Tax Levies and Collections (Secured Taxes); (v) General Fund Balance Sheet; (vi) General Fund Statement of Revenues, Expenditures and Changes in Fund Balance; (vii) Principal Secured Property Taxpayers; and (viii) Investment Portfolio. An update of the financial and operating data contained in the Official Statement under the caption "CITY FINANCIAL INFORMATION - Current Investments." An update of the financial and operating data contained in the Official Statement under the captions "OTHER FINANCIAL INFORMATION - Risk Management," Employee Retirement Plans," "- Post-Employment Medical Insurance" and "- Public Agency Retirement Systems (PARS) Notes Payable." Any or all of the items listed above may be set forth in one or a set of documents or may be included by specific reference to other documents, including official statements of debt issues of the City or related public entities, which have been made available to the public on the MSRB's website. The City shall clearly identify each such other document so included by reference. SECTION 5. Reporting of Significant Events. (a) The City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the Bonds in a timely manner not later than ten business days after the occurrence of the event: 1. Principal and interest payment delinquencies; 2. Unscheduled draws on debt service reserves reflecting financial difficulties; OHS WEST261276585.3 3 3. Unscheduled draws on credit enhancements reflecting financial difficulties; 4. Substitution of credit or liquidity providers, or their failure to perform; 5. Issuance by the Internal Revenue Service of proposed or final determination of taxability or of a Notice of Proposed Issue (IRS Form 5701 TEB); 6. Tender offers; 7. Defeasances; 8. Rating changes; or 9. Bankruptcy, insolvency, receivership or similar event of the obligated person. Note: for the purposes of the event identified in subparagraph (9), the event is considered to occur when any of the following occur: the appointment of a receiver, fiscal agent or similar officer for an obligated person in a proceeding under the U.S. Bankruptcy Code or in any other proceeding under state or federal law in which a court or governmental authority has assumed jurisdiction over substantially all of the assets or business of the obligated person, or if such jurisdiction has been assumed by leaving the existing governmental body and officials or officers in possession but subject to the supervision and orders of a court or governmental authority, or the entry of an order confirming a plan of reorganization, arrangement or liquidation by a court or governmental authority having supervision or jurisdiction over substantially all of the assets or business of the obligated person. (b) The City shall give, or cause to be given, notice of the occurrence of any of the following events with respect to the Bonds, if material, in a timely manner not later than ten business days after the occurrence of the event: 1. Unless described in paragraph 5(a)(5), adverse tax opinions or other material notices or determinations by the Internal Revenue Service with respect to the tax status of the Bonds or other material events affecting the tax status of the Bonds; 2. Modifications to rights of Bond holders; 3. Optional, unscheduled or contingent Bond calls; 4. Release, substitution, or sale of property securing repayment of the Bonds; 5. Non-payment related defaults; 6. The consummation of a merger, consolidation, or acquisition involving an obligated person or the sale of all or substantially all of the assets of the OHS wEST261276585.3 4 obligated person, other than in the ordinary course of business, the entry into a definitive agreement to undertake such an action or the termination of a definitive agreement relating to any such actions, other than pursuant to its terms; or 7. Appointment of a successor or additional trustee or the change of name of a trustee. (c) Whenever the City obtains knowledge of the occurrence of a Listed Event described in Section 5(b), the City shall determine if such event would be material under applicable federal securities laws. (d) If the City learns of the occurrence of a Listed Event described in Section 5(a), or determines that knowledge of a Listed Event described in Section 5(b) would be material under applicable federal securities laws, the City shall within ten business days of occurrence file a notice of such occurrence with the MSRB. Notwithstanding the foregoing, notice of the Listed Event described in subsections (a)(7) or (b)(3) need not be given under this subsection any earlier than the notice (if any) of the underlying event is given to Holders of affected Bonds pursuant to the Indenture. SECTION 6. Format for Filings with MSRB. Any report or filing with the MSRB pursuant to this Disclosure Certificate must be submitted in electronic format, accompanied by such identifying information as is prescribed by the MSRB. SECTION 7. Termination of Reporting Obligation. The City's obligations under this Disclosure Certificate shall terminate upon the legal defeasance, prior redemption or payment in full of all of the Bonds. If such termination occurs prior to the final maturity of the Bonds, the City shall give notice of such termination in a filing with the MSRB. SECTION 8. Dissemination Agent. The City may, from time to time, appoint or engage a Dissemination Agent to assist it in carrying out its obligations under this Disclosure Certificate, and may discharge any such Dissemination Agent, with or without appointing a successor Dissemination Agent. The Dissemination Agent shall not be responsible in any manner for the content of any notice or report prepared by the City pursuant to this Disclosure Certificate. The initial Dissemination Agent shall be The Bank of New York Mellon Trust Company, N.A. SECTION 9. Amendment; Waiver. Notwithstanding any other provision of this Disclosure Certificate, the City may amend this Disclosure Certificate, and any provision of this Disclosure Certificate may be waived, provided that the following conditions are satisfied: (a) If the amendment or waiver relates to the provisions of Sections 3(a), 4, or 5(a) or (b), it may only be made in connection with a change in circumstances that arises from a change in legal requirements, change in law, or change in the identity, nature or status of an obligated person with respect to the Bonds, or the type of business conducted; (b) The undertaking, as amended or taking into account such waiver, would, in the opinion of nationally recognized bond counsel, have complied with the requirements of the OHS WEST261276585.3 5 Rule at the time of the original issuance of the Bonds, after taking into account any amendments or interpretations of the Rule, as well as any change in circumstances; and (c) The amendment or waiver does not, in the opinion of nationally recognized bond counsel, materially impair the interests of the Holders or Beneficial Owners of the Bonds. In the event of any amendment or waiver of a provision of this Disclosure Certificate, the City shall describe such amendment in the next Annual Report, and shall include, as applicable, a narrative explanation of the reason for the amendment or waiver and its impact on the type (or in the case of a change of accounting principles, on the presentation) of financial information or operating data being presented by the City. In addition, if the amendment relates to the accounting principles to be followed in preparing financial statements, (i) notice of such change shall be given in a filing with the MSRB, and (ii) the Annual Report for the year in which the change is made should present a comparison (in narrative form and also, if feasible, in quantitative form) between the financial statements as prepared on the basis of the new accounting principles and those prepared on the basis of the former accounting principles. SECTION 10. Additional Information. Nothing in this Disclosure Certificate shall be deemed to prevent the City from disseminating any other information, using the means of dissemination set forth in this Disclosure Certificate or any other means of communication, or including any other information in any Annual Report or notice required to be filed pursuant to this Disclosure Certificate, in addition to that which is required by this Disclosure Certificate. If the City chooses to include any information in any Annual Report or notice in addition to that which is specifically required by this Disclosure Certificate, the City shall have no obligation under this Disclosure Certificate to update such information or include it in any future Annual Report or notice of occurrence of a Listed Event or any other event required to be reported. SECTION 11. Default. In the event of a failure of the City to comply with any provision of this Disclosure Certificate, any Holder or Beneficial Owner of the Bonds may take such actions as may be necessary and appropriate, including seeking mandate or specific performance by court order, to cause the City to comply with its obligations under this Disclosure Certificate; provided, that any such action may be instituted only in the Superior Court of the State of California in and for the County of Orange or in U.S. District Court for the Central District of California in or nearest to the County. The sole remedy under this Disclosure Certificate in the event of any failure of the City to comply with this Disclosure Certificate shall be an action to compel performance. OHS WEST261276585.3 6 SECTION 12. Duties, Immunities and Liabilities of Trustee and Dissemination Agent. Article VII of the Indenture is hereby made applicable to this Disclosure Certificate as if this Disclosure Certificate were (solely for this purpose) contained in the Indenture. The Dissemination Agent shall be entitled to the protections and limitations from liability afforded to the Trustee thereunder. The Dissemination Agent (if other than the Trustee or the Trustee in its capacity as Dissemination Agent) shall have only such duties as are specifically set forth in this Disclosure Certificate, and the City agrees to indemnify and save the Dissemination Agent, the Trustee, their officers, directors, employees and agents, harmless against any loss, expense and liabilities which it may incur arising out of the disclosure of information pursuant to this Disclosure Certificate or arising out of or in the exercise or performance of its powers and duties hereunder, including the costs and expenses (including attorneys fees) of defending against any claim of liability, but excluding liabilities due to the Dissemination Agent's negligence or willful misconduct. The Dissemination Agent shall be paid compensation by the City for its services provided hereunder in accordance with its schedule of fees as agreed to between the Dissemination Agent and the City from time to time and all expenses, legal fees and advances made or incurred by the Dissemination Agent in the performance of its duties hereunder. The Dissemination Agent may rely and shall be protected in acting or refraining from acting upon and directions from the City or an opinion of nationally recognized bond counsel. Neither the Trustee nor the Dissemination Agent shall have any liability to any party for any monetary damages or other financial liability of any kind whatsoever related to or arising from any breach of this Disclosure Certificate. No person shall have any right to commence any action against the Trustee or Dissemination Agent seeking any remedy other than to compel specific performance of this Disclosure Certificate. Any company succeeding to all or substantially all of the Dissemination Agent's corporate trust business shall be the successor to the Dissemination Agent hereunder without the execution or filing of any paper or any further act. The obligations of the City under this Section shall survive resignation or removal of the Dissemination Agent and payment of the Bonds. OHS WEST261276585.3 7 SECTION 13. Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of the City, the Dissemination Agent, the Participating Underwriters and Holders and Beneficial Owners from time to time of the Bonds, and shall create no rights in any other person or entity. Date: September 28, 2011 CITY OF HUNTINGTON BEACH By: 611^-, Lori Ann Farrell, Director of Finance AGREED AND ACKNOWLEDGED: THE BANK OF NEW YORK MELLON TRUST COMPANY,N.A.,as Dissemination Agent By: Authorized Officer OHS WEST261276585.3 SECTION 13. Beneficiaries. This Disclosure Certificate shall inure solely to the benefit of the City, the Dissemination Agent, the Participating Underwriters and Holders and Beneficial Owners from time to time of the Bonds, and shall create no rights in any other person or entity. Date: September 28, 2011 CITY OF HUNTINGTON BEACH By: Lori Ann Farrell, Director of Finance AGREED AND ACKNOWLEDGED: THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., as Dissemination Agent By: Authorized Officer 011S WEST:2612765S5.3 EXHIBIT A FORM OF NOTICE TO THE MUNICIPAL SECURITIES RULEMAKING BOARD OF FAILURE TO FILE ANNUAL REPORT Name of Obligated Person: City of Huntington Beach Name of Issuer: Huntington Beach Public Financing Authority Name of Bond Issue: Huntington Beach Public Financing Authority (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) Date of Issuance: September 28, 2011 NOTICE IS HEREBY GIVEN that the City of Huntington Beach (the "City") has not provided an Annual Report with respect to the above-named Bonds as required by Section 4 of the City's Continuing Disclosure Certificate, dated the Date of Issuance. [The City anticipates that the Annual Report will be filed by ] Dated: CITY OF HUNTINGTON BEACH By [to be signed only if filed] OHS WEST261276585.3 A-1 $36,275,000 HUNTINGTON BEACH PUBLIC FINANCING AUTHORITY (Orange County, California) Lease Revenue Refunding Bonds, 2011 Series A (Capital Improvement Refinancing Project) CERTIFICATE OF MAILING REPORT OF FINAL SALE I, Laura A. Gao, Project Manager, of Orrick, Herrington & Sutcliffe LLP, hereby state and certify that for and on behalf of the Huntington Beach Public Financing Authority, on the date hereof, I caused to be mailed the Report of Final Sale, pertaining to the above-captioned financing, postage prepaid, to the California Debt and Investment Advisory Commission at 915 Capitol Mall, Room 400, Sacramento, California 95814, a true copy of which Report is hereto attached. Dated: September 30, 2011 L ura A. Gao, Proj t Manager Orrick, Herrington & Sutcliffe LLP 0 11 S W E S T.2 6 133222575.2 REPORT OF FINAL SALE California Debt and Investment Advisory Commission For Office Use Only 915 Capitol Mall,Room 400,Sacramento,CA 95814 P.O.Box 942809,Sacramento,CA 94209-0001 Tel.: (916)653-3269 FAX: (916)654-7440 - Under California Government Code Section 8855(i), "The issuer of any new public debt issue shall,not later than 45 days after the signing of the bond purchase contract in a negotiated or private financing,or after the acceptance of a bid in a competitive offering,submit a report of final sale and official statement to the Commission. The Commission may require information to be submitted in the report of final sale that is considered appropriate." CDIAC NO#: 2011-1119 ISSUER NAME: Huntington Beach Public Financing Authority (If pool bond,list participants) ISSUE NAME: Huntington Beach Public Financing Authority(Orange County,California)Lease Revenue Refunding Bonds,2011 Series A(Capital Improvement Refinancing_Project) IF THIS IS A POOLED FINANCING,WHICH ISSUANCE STATUTE IS IT AUTHORIZED UNDER? ®1)Marks-Roos Local Bond Pooling Act ❑2)JPA Law ❑3)Installment Sales Agreement,Lease ❑4)Housing Revenue Bond Law&Industrial Development Bond Law ❑5)Other WILL A VALIDATION ACTION BE PURSUED? ®No ❑Yes ❑Unknown ACTUAL SALE DATE:September 14,2011 PRINCIPAL SOLD: $36275,000 IS ANY PORTION OF THE DEBT FOR REFUNDING?l ❑No ®Yes,refunding amount(including costs)$33,192,340.77 Issuer Contact: Name: Lori Ann Farrell Title: Director of Finance Address: Ci!y of Huntington Beach 2000 Main Street,P.O.Box 190,Huntington Beach,California 92648 Phone: (714)536-5630 Email: loriann.farrell9surfcityhb.org Issuer Located in Orange County Filing Contact:: Name of Individual (representing: ®Bond Counsel, ❑ Issuer, ❑ Financial Advisor, or ❑Lead Underwriter) who completed this form and may be contacted for information: Name: Laura A.Gao,Project Manager for Donald S.Field,Esq. Firm/Agency: Orrick.Herrington&Sutcliffe LLP Address: 777 South Figueroa Street,Suite 3200_Los Angeles,California 90017 Phone: (213)612-2131 F:mail: Ipolcorrick.com Send acknowledgement/copies to: Laura A.Gao Email: lgaogt orrick.com Name of individual to whom an invoice for the CDIAC issue fee should be sent:2 Name: Cody Press,Director Firm: Merrill Lynch,Picrce.Fenner&Smith Incorporated Address: 333 South Hope Street,Suite 2310,Los Angeles,California 90071 Phone: (213)345-9587 Section 53583(c)(2)(B)of the California Government Code requires that any local agency selling refunding boars at private.Tale or on a negotiated basis shall send a written statement,within two Weeks after the bonds are sold,to the CDIAC explaining the reasons Why the local agency determined to sell the bonds atprzvate sale or on a negotiated basis instead of at public sale. 2 This fee is authorized by Section 8856 of the California Government Code and is charger!to the lead underwriter or purchaser of the issue. The fee is administratively set by the Commission. The current fee schedule may be obtained from CDIAC. OHS WEST:261125682.1 CDIAC: Report of Final Sale Page 2 FINANCING PARTICIPANTS(Firm Name) OFFICE LOCATION(City/State) FINANCIAL ADVISOR: Public Financial Management,Inc. Los Angcles,California LEAD UNDERWRITER/PURCI LASER: Merrill Lynch Pierce Los Angeles,California Fenner&Smith Incorkorated BOND COUNSEL: Orrick,Herrington&Sutcliffe LLP Irvine California TRUSTEE/PAYING AGENT: The Bank of New York Mellon Los Angeles,California "Trust Company,N.A. IS THE INTEREST ON THE DEBT TAXABLE? MATURITY SCHEDULE Under State Law: ®No(tax-exempt) El Yes(taxable) ❑ Attached ® Included in Official Statement Under Federal Law: ®No(tax-exempt) ❑Yes(taxable) If the issue is federally tax-exempt,is interest a specific preference MATURITY STRUCTURE item for the purpose of alternative minimum tax? ❑Yes ®No ®Serial(S) ❑Term(I) INTEREST TYPE: ❑NIC ®TIC ❑Variable ❑Serial and term bonds or two or more term(B) INTEREST COST: 3.307607% FINAL MATURITY DATE: September 1,2031 CAPITAL APPRECIATION BOND: ❑Yes ®No FIRST OPTIONAL CALL DATE: September 1,2021 SENIOR/SUBORDINATE STRUCTURE ❑Yes ®No ISSUANCE COSTS AND FEES: OFFICIAL STATEMENT/OFFERING MEMORANDUM: A) Management Fee $Not provided ®Enclosed ❑None prepared B) Total Takedown $Not provided C) Underwriter Expenses $Notprovided WAS THE ISSUE INSURED OR GUARANTEED? ®No Underwriter Spread or Discount $81 490.34 ❑Bond Insurance(I) D) Bond Counsel $70,000.00 ❑Letter of Credit(L) ❑State Intercept Program(I) E) Disclosure Counsel $* ❑Other(0) F) financial Advisor $30,000.00 GUARANTOR: G) Rating Agency $44,000.00 ENHANCEMENT EXPIRATION DATE: I I) Credit Enhancement $ I) Trustee Fee . INDICATE CREDIT RATING: $300000 (For example,"AAA"or"Aaa") .J) Other Expenses $37 780.90 ❑Not Rated Total Issuance Costs $266,271.24 ®Rated K) ORIGINAL ISSUE PREMIUM $1 883,667.10 Standard&Poor's:AA Fitch: L) ORIGINAL ISSUE.DISCOUNT $- Moody's:Aa3 Other: M)NET ORIGINAL ISSUE DISCOUNT/PREMIUM $1883,667.10 REASON FOR NEGOTIATED REFUNDINGS If the issue is a negotiated refunding,indicate the reason(s)why the bonds were issued at a private or negotiated versus a competitive FOR OFFICE USE ONLY sale. ❑(1)'riming of the sale provided more flexibility than a public sale FEE: $ ❑(2)More cost savings were expected to be realized than a public sale ❑(3)More flexibility in debt structure was available than a public sale ❑(4)Issuer able to work with participants familiar with issue/r than a public sale ®(5)All of the above *combined with Bond Counsel fee ❑ (6)Other(please specify) OHS WEST:261125682.1