Loading...
HomeMy WebLinkAboutAdopt Resolution of Intention No. 2008-16 Amending the Contr d Council/Agency Meeting Held: ,�V/-7—/,; Deferre /Continued to: .31 ala o ,hAppr ved ❑ Conditional) Approved ❑ Denied City C rk's gnature d �— Council Meeting Date: 03/03/08 Department ID Number: HR 08-02 CITY OF HUNTINGTON BEACH REQUEST FOR CITY COUNCIL ACTION SUBMITTED TO: HONORABLE MAYOR AND CITY C CIL ME R SUBMITTED BY: PAUL EMERY, INTERIM T MINI T PREPARED BY: MICHELE CARR, CES SUBJECT: ADOPT A RESOL 10 F INTENTION TO APPROVE AN AMENDMENT TO THE CONT CT TWEEN THE BOARD OF ADMINISTRATION OF THE CALIFOR A P BLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNC THE CITY OF HUNTINGTON BEACH Statement of Issue,Funding Source, Recommended Action,Alternative Action(s),Analysis,Environmental Status,Attachments) Statement of Issue: The City and representatives of MEA, MEO and POA met and conferred regarding the implementation of enhanced retirement benefits — CalPERS 2.5% 55 Formula. Appropriate modifications to Memorandums of Understanding have been approved by Council. Funding Source: The cost to implement the retirement plan enhancement will be borne by the affected employees in all groups; MEA, MEO, POA miscellaneous (non-safety) members and NA employees. Recommended Action: Motion to: 1. Adopt Resolution No. 2008-16 , a Resolution Of Intention To Approve An Amendment To The Contract Between The Board Of Administration Of The California Public Employees' Retirement System And The City Council Of The City Of Huntington Beach. 2. Authorize the City Clerk to execute the Certification of Governing Body's Action and the Certification of Compliance with Government Code Section 7507 (PERS-CON-12). 3. Authorize and approve the Mayor to execute CalPERS Resolution of Intention (PERS- CON-12A). Res. No. 2008-16 STATE OF CALIFORNIA COUNTY OF ORANGE ) ss: CITY OF HUNTINGTON BEACH ) I, ,LOAN L. FLYNN the duly elected, qualified City Clerk of the City of Huntington Beach, and ex-officio Clerk of the City Council of said City, do hereby certify that the whole number of members of the City Council of the City of Huntington Beach is seven; that the foregoing resolution was passed and adopted by the affirmative vote of at least a majority of all the members of said City Council at a regular meeting thereof held on March 17, 2008 by the following vote: AYES: Bohr, Coerper, Green, Carchio NOES: Cook, Hardy, Hansen ABSENT: None ABSTAIN: None City erk and ex-officio C rk of the City Council of the City of Huntington Beach, California ATTACHMENT #2 CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM Actuarial and Employer Services Branch Public Agency Contract Services P.O. Box 942709 Sacramento, CA 94229-2709 (888) CalPERS (225-7377) CERTIFICATION OF GOVERNING BODY'S ACTION I hereby certify that the foregoing is a true and correct copy of a Resolution adopted by the City Council of the (governing body) City of Huntington Beach (public agency) on March 17, 2008 (date) er Secre ry City Clerk Title PERS-CON-12(rev. 1/96) ATTACHMENT #3 CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS:June 30,2006 MISCELLANEOUS PLAN FOR CITY OF HUNTINGTON BEACH Employer Number:97 Benefit Description:Section 21354.4,2.5%@ 55 Full Formula(Includes All Active Local Miscellaneous Members Only) Actuarial Cost Estimates in General What will this amendment cost? Unfortunately,there is no simple answer.There are two major reasons for the complexity of the answer: First, all actuarial calculations, including the ones in this cost estimate are based on a lot of assumptions about the future— demographic assumptions about the percentage of your employees that will terminate, die, become disabled, and retire in each future year, and economic assumptions about what salary increases each employee receives and the most important assumption: what the assets at CalPERS will earn for each year into the future until the last dollar is paid to current members of your plan. While CalPERS has set these assumptions as our best estimate of the real future of your plan, it must be understood that these assumptions are very long term predictors and will surely not be realized each year as we go forward. For example, the asset earnings for the past 15 years at CalPERS have ranged from -7.2%to 20.1%, yet the 15 year compound return has been 10.0%,well above our assumption. ® Second, the very nature of actuarial funding produces the answer to the question of amendment cost as the sum of two separate pieces: 1. The increase in Normal Cost (i.e., the increase in future annual premiums in the absence of surplus or unfunded liability)expressed as a percentage of total active payroll, and 2. The increase in Past Service Cost (i.e., Accrued Liability — representing the current value of the increased benefit for all past service of current members)which is expressed as a lump sum dollar amount. The cost is the sum of a percent of future pay and a lump sum dollar amount(the sum of an apple and an orange if you will). To communicate the total cost, either the increase in Normal Cost (i.e., future percent of payroll) must be converted to a lump sum dollar amount(in which case the result is called the increase in the present value of benefits), or the Past Service Cost (i.e., the lump sum) must be converted to a percent of payroll (in which case the result is the increase in the employer's rate). Converting the Past Service Cost lump sum to a percent of payroll requires a specific amortization period. So, the new employer rate can be computed in many different ways depending on how long one will take to pay for it. And don't forget the first bullet point above; all of these results depend on all of the assumptions being exactly realized. Rate Volatility As is stated above, the cost estimates supplied in this communication are based on a number of assumptions about very long term demographic and economic behavior. Even if these assumptions are exactly realized (terminations, deaths, disabilities, retirements, salary growth, and investment return) there will be differences on a year to year basis. This year to year difference between actual experience and the assumptions is called gains and losses and serve to raise or lower the employer's rates from year to year. So,the rates will bounce around,especially due to the ups and downs of investment returns. The volatility in annual employer rates may be affected by this amendment. The reason is that higher benefits and earlier retirement ages require the accumulation of more assets per member earlier in their career. Rate volatility can be measured by the ratio of plan assets to active member payroll. Higher asset to payroll ratios produce more volatile employer rates.To see this, consider two plans, one with assets that are 4 times active member payroll, and the other with assets that are 8 times active member payroll. In a given year, see what happens when assets rise or fall 10% above or below the actuarial assumption. For the plan with a.ratio of 4, this 10 percent gain or loss in assets is the same in dollars as 40%of payroll; and for the plan with a ratio of 8,this is equivalent to 80%of payroll. If this gain or loss is spread over 20 years (and we oversimplify by ignoring interest on the gain or loss), then the first plan's rate changes by 2%of pay while the second plan's rate changes by 4%of pay. November 26, 2007 Page 1 CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS:June 30,2006 MISCELLANEOUS PLAN FOR CITY OF HUNTINGTON BEACH Employer Number:97 Benefit Description:Section 21354.4,2.5%@ 55 Full Formula(Includes All Active Local Miscellaneous Members Only) When a plan is amended, liability changes but assets do not. In addition, the desired state is to be 100% funded (i.e.,to bring assets to equal accrued liability). Therefore, we disclose the ratio of accrued liability to payroll rather than assets to payroll as a measure of the plan's potential future rate volatility. The higher the ratio, the more volatile the future rate may be.The table below contains these measures of potential future rate volatility. As of June 30,2006 Current Plan Post-Amendment Accrued Liability $ 271,253,508 $ 277,409,472 Payroll 41,263,267 41,263,267 Volatility Index 6.6 6.7 It should also be noted that these ratios tend to stabilize as the plan matures. That is, all plans with no past service start their lives with zero assets and zero accrued liability—and so asset to payroll ratio and liability to payroll ratio of zero. However, as time goes by these ratios begin to rise and then tend to stabilize at some constant amount as the . plan matures. Higher benefit levels and earlier expected retirements produce higher constant future ratios. For example, our miscellaneous plans have average ratios that range from 2.6%for 2%@ 60 plans to 5.1%for 2.7% @ 55 plans. For safety plans,the ratios range from 5.2%for 2%@ 55 plans to 9.3%for 3% @ 50 plans. Present Value of Projected Benefits The table below shows the change in the total present value of benefits for the proposed plan amendment. The present value of benefits represents the total dollars needed today to fund all future benefits for current members of the plan (i.e., without regard to future employees). The difference between this amount and current plan assets must be paid by future employee and employer contributions. As such, the change in the present value of benefits due to the plan amendment represents the"cost"of the plan amendment. However,for plans with excess assets some or all of this"cost"may already be covered by current excess assets. As of June 30, 2006 Current Plan Post-Amendment 'total Assets at Market Value(MVA) $ 282,746,299 $ 282,746,299 Actuarial Value of Assets(AVA) 266,642,383 266,642,383 AVA/ MVA 94.3% 94.3% Present Value of Projected Benefits(PVB) $ 318,398,811 $ 331,423,858 Actuarial Value of Assets(AVA) 266,642,383 266,642,383 Present Value of Future Employer and Employee Contributions(PVB—AVA) $ 51,756,428 $ 64,781,475 Change to PVB 13,025,047 Accrued Liability It is not required, nor necessarily desirable,to have accumulated assets sufficient to cover the total present value of benefits until every member has left employment. Instead, the actuarial funding process calculates a regular contribution schedule of employee contributions and employer contributions(called normal costs)which are designed to accumulate with interest to equal the total present value of benefits by the time every member has left employment. As of each June 30,the actuary calculates the'desirable'level of plan assets as of that point in time by subtracting the present value of scheduled future employee contributions and future employer normal costs from the total present value of benefits. The resulting"desirable"level of assets is called the accruedliability. November 26,2007 Page 2 REQUEST FOR CITY COUNCIL ACTION MEETING DATE: 03/03/08 DEPARTMENT ID NUMBER: HR 08-02 Alternative Action(s): Do not adopt Resolution No. 2008-16 , a Resolution Of Intention To Approve An Amendment To The Contract Between The Board Of Administration Of The California Public Employees' Retirement System And The City Council Of The City Of Huntington Beach. Do not authorize the City Clerk to execute the Certification of Governing Body's Action and the Certification of Compliance with Government Code Section 7507 (PERS-CON-12). Do not a authorize and approve the Mayor to execute CaIPERS Resolution of Intention (PERS-CON-12A). Analysis: Representatives of MEA, MEO and POA have agreed to the additional terms and conditions as outlined in the current MOU(s) or approved Side Letter Agreement(s) previously approved by City Council. The current NA Resolution (for non-represented employees), reflects the appropriate terms and conditions associated with the proposed benefit enhancement and has been approved by City Council. The City and the Associations have agreed to implement the CalPERS 2.5% @ 55 Miscellaneous Retirement Plan Formula, subject to Council approval and attainment of the required majority approval vote in accordance with CalPERS requirements. The Associations and the City agreed that the eligible Association members would absorb all of the additional costs of the enhanced plan benefit from the implementation date through the end of the contract terms. For POA non-safety/miscellaneous members, in the event the additional employee costs drop below 2.25%, the Association members agree to absorb 2.25% of the employee share of the additional costs for the enhanced retirement plan benefit formula. Based upon the CaIPERS Contract Amendment Cost Analysis, the overall percentage change to the City's contribution rate, which will be borne by the affected employees' is 3.285%. This reflects a change in the total employer rate of 2.285% + 1% - increase in the contribution rate of reportable earnings (currently 7% to 8% post-amendment). Cost Disclosure Change in the Present Value of Benefits $13,025,047 Change in Accrued Liability $ 6,155,964 Change in Total Employer Rate 2.285% The local miscellaneous member contribution rate will be 8% of reportable earnings, as of the effective date of the amendment to the contract. Strategic Plan Goal: Provide quality public services with the highest professional standards to meet community expectations and needs, assuring that the city is sufficiently staffed and equipped overall. -2- 2/25/2008 1:36 PM REQUEST FOR CITY COUNCIL ACTION MEETING DATE: 03/03/08 DEPARTMENT ID NUMBER: HR 08-02 Fully understand the financial implications of financial decisions before they are made, and recognize and disclose fiscal impacts of the pension crisis. Environmental Status: n/a Attachment(s): City qllotk�s. Page Number ® o . 1. RESOLUTION OF INTENTION TO APPROVE AN AMENDMENT TO CONTRACT BETWEEN THE BOARD OF ADMINISTRATION CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNCIL CITY OF HUNTINGTON BEACH EXHIBIT A — AMENDMENT TO CONTRACT BETWEEN THE BOARD OF ADMINISTRATION CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNCIL CITY OF HUNTINGTON BEACH 2. CERTIFICATION OF GOVERNING BODY'S ACTION (PERS-CON- 12 3. CONTRACT AMENDMENT COST ANALYSIS — MISCELLANEOUS PLAN FOR CITY OF HUNTINGTON BEACH 4. CERTIFICATION OF COMPLIANCE WITH GOVERNMENT CODE SECTION 7507 PERS-CON-12A -3- 2/25/2008 3:00 PM ATTACHMENT # 1 RESOLUTION NO. 2008-16 RESOLUTION OF INTENTION TO APPROVE AN AMENDMENT TO CONTRACT BETWEEN THE BOARD OF ADMINISTRATION CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM! AND THE CITY COUNCIL CITY OF HUNTINGTON BEACH WHEREAS, the Public Employees' Retirement Law permits the participation of public agencies and their employees in the Public Employees' Retirement System by the execution of a contract, and sets forth the procedure by which said public agencies may elect to subject themselves and their employees to amendments to said Law; and WHEREAS, one of the steps in the procedures to amend this contract is the adoption by the governing body of the public agency of a resolution giving notice of its intention to approve an amendment to said contract, which resolution shall contain a summary of the change proposed in said contract; and WHEREAS, the following is a statement of the proposed change: To provide Section 21354.4 (2.5% @ 55 Full formula) for local miscellaneous members. NOW, THEREFORE, BE IT RESOLVED that the governing body of the above agency does hereby give notice of intention to approve an amendment to the contract between said public agency and the Board of Administration of the Public Employees' Retirement System, a copy of said amendment being ttached hereto, as an "Exhibit" and by this reference made a part hereof. REVIEW APP 0 D 11 By: P esiding Officer City Administr or Mayor Title March 17 2008 Date adopted and approved aAS TO FORD Ja c (Amendment) A`I'g'aRNEX 'b CON-302(Rev.4/96) Exhibit - Resolution No. 2008-16 CaIPERS EXHIBIT California Public Employees' Retirement System TO CONTRACT Between the Board of Administration California Public Employees ' Retirement System and the City Council City of Huntington Beach The Board of Administration, California Public Employees' Retirement System, hereinafter referred to as Board, and the governing body of the above public agency, hereinafter referred to as Public Agency, having entered into a contract effective October 1, 1945, and witnessed October 27, 1945, and as amended effective January 1, 1950, March 1, 1952, November 1, 1957, March 1, 1958, October 1, 1961, January 1, 1971, January 12, 1974, April 18, 1975, February 21, 1976, August 7, 1976, September 17, 1977, September 30, 1978, June 6, 1981, March 18, 1982, February 24, 1983, December 4, 1986, March 18, 1988, November 4, 1999, April 20, 2000, June 30, 2001, October 5, 2001, February 6, 2003, May 8, 2003 and March 11, 2006 which provides for participation of Public Agency in said System, Board and Public Agency hereby agree as follows: A. Paragraphs 1 through 12 are hereby stricken from said contract as executed effective March 11, 2006, and hereby replaced by the following paragraphs numbered 1 through 13 inclusive: 1. All words and terms used herein which are defined in the Public Employees' Retirement Law shall have the meaning as defined therein unless otherwise specifically provided. "Normal retirement age" shall mean age 55 for local miscellaneous members and age 50 for local safety members. Exhibit - Resolution No. 2008-16 2. Public Agency shall participate in the Public Employees' Retirement System from and after October 1, 1945 making its employees as hereinafter provided, members of said System subject to all provisions of the Public Employees' Retirement Law except such as apply only on election of a contracting agency and are not provided for herein and to all amendments to said Law hereafter enacted except those, which by express provisions thereof, apply only on the election of a contracting agency. 3. Employees of Public Agency in the following classes shall become members of said Retirement System except such in each such class as are excluded by law or this agreement: a. Local Fire Fighters (herein referred to as local safety members); b. Local Police Officers (herein referred to as local safety members); 1. Local Police Officers shall include individuals defined by Section 20020 of the Government code prior to its amendment at the 1975-76 Regular Legislative Session, effective January 1, 1976, employed by Public Agency prior to such amendment. C. Ocean Beach Lifeguards (included as local safety members); d. Employees other than local safety members (herein referred to as local miscellaneous members). 4. In addition to the classes of employees excluded from membership by said Retirement Law, the following classes of employees shall not become members of said Retirement System: a. CROSSING GUARDS, EMPLOYEES IN STUDENT DESIGNATED POSISTIONS AND SENIOR OUTREACH ASSISTANTS HIRED ON AND AFTER MARCH 18, 1982; AND b. RESERVE FIREFIGHTERS HIRED ON AND AFTER DECEMBER 4, 1986. 5. The percentage of final compensation to be provided for each year of credited prior and current service as a local miscellaneous member in employment before and not on or after the effective date of this amendment to contract shall be determined in accordance with Section 21354 of said Retirement Law (2% at age 55 Full). 6. The percentage of final compensation to be provided for each year of credited prior and current service as a local miscellaneous member in employment on or after the effective date of this amendment to contract shall be determined in accordance with Section 21354.4 of said Retirement Law (2.5% at age 55 Full). Exhibit - Resolution No. 2008-16 7. The percentage of final compensation to be provided for each year of credited prior and current service as a local safety member shall be determined in accordance with Section 21362.2 of said Retirement Law (3% at age 50 Full). 8. Public Agency elected and elects to be subject to the following optional provisions: a. Section 21574 (Fourth Level of 1959 Survivor Benefits). b. Section 20421 ("Local Safety Member" shall include ocean beach lifeguards of a city as described in Government Code Section 20421). C. Sections 21624, 21626 and 21628 (Post-Retirement Survivor Allowance) for local fire members only. d. Section 20020.1 ("Local Police Officer" shall include employees of a police department who were employed to perform identification or communication duties on August 4, 1972 and who elected to be local safety members within six months of April 18, 1975). Legislation repealed said Section effective January 1, 1985. e_ Section 21024 (Military Service Credit as Public Service). f. Section 20042 (One-Year Final Compensation). g. Section 20903 (Two Years Additional Service Credit). h. Section 21037 (Cancellation of Payment for Optional Service Credit Upon Retirement for Industrial Disability) for local safety members only. i. Section 21548 (Pre-Retirement Option 2W Death Benefit). 9. Public Agency, in accordance with Government Code Section 20790, ceased to be an "employer" for purposes of Section 20834 effective on April 18, 1975. Accumulated contributions of Public Agency shall be fixed and determined as provided in Government Code Section 20834, and accumulated contributions thereafter shall be held by the Board as provided in Government Code Section 20834. 10. Public Agency shall contribute to said Retirement System the contributions determined by actuarial valuations of prior and future service liability with respect to local miscellaneous members and local safety members of said Retirement System. Exhibit - Resolution No. 2008-16 11. Public Agency shall also contribute to said Retirement System as follows_ a. Contributions required per covered member on account of the 1959 Survivor Benefits provided under Section 21574 of said Retirement Law. (Subject to annual change.) In addition, all assets and liabilities of Public Agency and its employees shall be pooled in a single account, based on term insurance rates, for survivors of all local miscellaneous members and local safety members. b. A reasonable amount, as fixed by the Board, payable in one installment within 60 days of date of contract to cover the costs of administering said System as it affects the employees of Public Agency, not including the costs of special valuations or of the periodic investigation and valuations required by law. C. A reasonable amount, as fixed by the Board, payable in. one installment as the occasions arise, to cover the costs of special valuations on account of employees of Public Agency, and costs of the periodic investigation and valuations required by law. 12. Contributions required of Public Agency and its employees shall be subject to adjustment by Board on account of amendments to the Public Employees' Retirement Law, and on account of the experience under the Retirement System as determined by the periodic investigation and valuation required by said Retirement Law. 13. Contributions required of Public Agency and its employees shall be paid by Public Agency to the Retirement System within fifteen days after the end of the period to which said contributions refer or as may be prescribed by Board regulation. If more or less than the correct amount of contributions is paid for any period, proper adjustment shall be made in connection with subsequent remittances. Adjustments on account of errors in contributions required of any employee may be made by direct payments between the employee and the Board. B. This amendment shall be effective on the day of , BOARD OF ADMINISTRATION CITY COUNICL PUBLIC EMPLOYEES' RETIREMENT SYSTEM CITY OF HUNTINGTON BEACH BY ,C` °' BY LORI MCGARTLAND, CHIEF PRESIDING OFFICER EMPLOYER SERVICES°DIVISION PUBLIC EMPLOYEES'"RETIREMENT SYSTEM Witness;Date' d Clerk AMENDMENT ER#0097 PFRS_C:0N_7n7A 1PA,, 10\nr� CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS:June 30,2006 MISCELLANEOUS PLAN FOR CITY OF HUNTINGTON BEACH Employer Number:97 Benefit Description:Section 21354.4,2.5%@ 55 Full Formula(Includes All Active Local Miscellaneous Members Only) A plan with assets exactly equal to the plan's accrued liability is simply"on schedule" in funding that plan, and only future employee contributions and future employer normal costs are needed. A plan with assets below the accrued liability is"behind schedule", or is said to have an unfunded liability, and must temporarily increase contributions to get back on schedule. A plan with assets in excess of the plan's accrued liability is"ahead of schedule", or is said to have excess assets, and can temporarily reduce future contributions. A plan with assets (AVA) in excess of the total present value of benefits is called super-funded, and neither future employer nor employee contributions are required. Of course, events such as plan amendments and investment or demographic gains or losses can change a plan's condition from year to year. For example, a plan amendment could cause a plan to move all the way from being super-funded to being in an unfunded position. The changes in your plan's accrued liability, unfunded accrued liability, and the funded ratio as of June 30, 2006 due to the plan amendment are shown in the table below. As of June 30, 2006 Current Plan Post-Amendment Entry Age Normal Accrued Liability(AL) $ 271,253,508 $ 277,409,472 Actuarial Value of Assets(AVA) 266,642,383 266,642,383 Unfunded Liability/(Excess Assets)(UAL=AL— $ 4,611,125 $ 10,767,089 AVA) Funded Ratio(AVA/ AL) 98.3% 96.1% Change to AL 6,155,964 Total Employer Contribution Rate While the table above gives the changes in the accrued liability and funded status of the plan due to the amendment, there remains the question of what will happen to the employer contribution rate because of the change in plan provisions. CalPERS policy is to implement rate changes due to plan amendments immediately on the effective date of the change in plan benefits. This change is displayed as the"Change to Total Employer Rate"on the following page. If the contract amendment effective date is on or before June 30, 2008, the change in the employer contribution rate should be added to the employer's current rate. In general, the policy also provides that the change in unfunded liability due to the plan amendment will be separately amortized over a period of 20 years from the effective date of the amendment and all other components of the plan's unfunded liability/excess assets will continue to be amortized separately. However,your actuary may choose to apply different rules to plans with a current employer contribution rate of zero. The pre-amendment excess assets in these plans were sufficient to cover the employer's normal cost for one or more years into the future. A plan amendment will use up some or all of the pre-amendment excess assets. In order to maintain our goal of providing rates that are relatively stable, while taking into account known or expected future events, your actuary may decide to spread any remaining excess assets over a single number of years. This is known as a "fresh start" and will, in no case, be less than 5 years. You may call your actuary to discuss further alternative financing options. If the amendment uses up all excess assets and creates an unfunded liability (i.e., from being ahead of schedule to behind schedule),the total post-amendment unfunded liability may be amortized over 20 years. In no case may the annual contribution with regard to a positive unfunded liability be less than the amount which would be required to amortize that unfunded liability, as a level percent of pay, over 30 years. The table on the following page shows the change in your plan's employer contribution rate due to the plan amendment for fiscal year 2008-2009. November 26, 2007 Page 3 CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS:June 30,2006 MISCELLANEOUS PLAN FOR CITY OF HUNTINGTON BEACH Employer Number:97 Benefit Description:Section 21354.4,2.5%@ 55 Full Formula(Includes All Active Local Miscellaneous Members Only) As of June 30, 2006 Current Plan Post-Amendment 2008-2009 Employer Rate Payment for Normal Cost 6.891% 7.706% Payment on Amortization Bases 1.354% 2.824% Total Employer Rate 8.245% 10.530% Change to Normal Cost 0.815% Change to Total Employer Rate 2.285% Current Amortization Bases 1 Multiple Bases Amendment Amortization Base - Fresh Start 2 N/A - Multiple Base 3 20-year 2008-2009 Employee Rate Total Employee Rate 7.000% 8.000% Change to Total Employee Rate 1.000% 2009-2010 Estimated Employer Rate(recognizing 18.5%investment return for 2006-2007) 7.8% 10.1% Projection Amortization Base Multiple Base Multiple Base 1 — Details of the current amortization base are shown on page 13 of June 30, 2006 annual valuation report. If you have adopted any other subsequent amendments,the current amortization base is the schedule after these adopted amendments. 2-If a fixed number of years is shown, it means that the current unfunded actuarial liability is projected and amortized over this fixed number of years. This amortization replaces the amortization schedule shown in your June 30,2006 annual valuation and any other subsequent amendments you have adopted. 3-If 20-year is shown,it means that the change in liability due to plan amendments is amortized separately over a 20-year period. This amortization. schedule is in addition to the amortization schedule shown in the June 30,2006 annual valuation and any other subsequent amendments you have adopted. In the above table, the information shown represents the actual initial contribution rate that will apply during fiscal year 2008-2009 if you adopt the amendment. However, these figures do not incorporate the projected 18.5% investment return in 2006-2007. The estimated employer rates shown for 2009-2010,which incorporate this return, will give you a good estimate of what to expect in 20G9-2010. Note that the change in normal cost in the table above may be much more indicative of the long term change in the employer contribution rate due to the plan amendment. The plan's payment on amortization bases shown in the table above is a temporary adjustment to the employer contribution to "get the plan back on schedule". This temporary adjustment to the employer rate varies in duration from plan to plan. For example, a plan with initial excess assets being amortized over a short period of time will typically experience a large rate increase when excess assets are fully amortized. While a plan amendment for such a plan may produce little or no increase in the employer contribution rate now,the change in normal cost due to the plan amendment will become fully reflected in the employer contribution rate as soon as initial excess assets are fully amortized. November 26, 2007 Page 4 CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS:June 30,2006 MISCELLANEOUS PLAN FOR CITY OF HUNTINGTON BEACH Employer Number:97 Benefit Description:Section 21354.4,2.5%@ 55 Full Formula(Includes All Active Local Miscellaneous Members Only) Disclosure If your agency is requesting cost information for two or more benefit changes,the cost of adopting more than one of these changes may not be obtained by adding the individual costs. Instead, a separate valuation must be done to provide a cost analysis for the combination of benefit changes. If the proposed plan amendment applies to only some of the employees in the plan,the rate change due to the plan amendment still applies to the entire plan, and is still based on the total plan payroll. Any mandated benefit improvements not included in the June 30, 2006 annual valuation have not been incorporated into this cost analysis. Please note that the cost analysis provided in this document may not be relied upon after August 1, 2008. If you have not taken action to amend your contract, by this date, you must contact our office for an updated cost analysis, based on the new annual valuation. Descriptions of the actuarial methodologies, actuarial assumptions, and plan benefit provisions may be found in the appendices of the June 30, 2006 annual report. Please note that the results shown here are subject to change if any of the data or plan provisions change from what was used in this study. Certification This actuarial valuation for the proposed plan amendment is based on the participant, benefits, and asset data used in the June 30, 2006 annual valuation, with the benefits modified if necessary to reflect what is currently provided under your contract with CalPERS, and further modified to reflect the proposed plan amendment. The valuation has been performed in accordance with standards of practice prescribed by the Actuarial Standards Board, and the assumptions and methods are internally consistent and reasonable for this plan, as prescribed by the CalPERS Board of Administration according to provisions set forth in the California Public Employees'Retirement Law. Richard Santos,ASA, 14Ai;� Senior Pension Actuary,CaIPERS Fin Process Ids: Annual-296917 Base-303672 Proposal-303673 November 26, 2007 Page 5 CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS:June 30,2006 MISCELLANEOUS PLAN FOR CITY OF HUNTINGTON BEACH Employer Number:97 Benefit Description:Section 21354.4,2.5%@ 55 Full Formula(Includes All Active Local Miscellaneous Members Only) Summary Of Plan Amendments Valued COVERAGE GROUP 70001 Pre-Amendment • The Service Retirement benefit calculated for service earned by this group of members is a monthly allowance equal to the product of the 2% @ 55 benefit factor,years of service,and final compensation. (Final compensation is reduced by$133.33 per month for members with a modified formula). The benefit factors for retirement at integral ages are shown below: Retirement 2%at 55 Retirement 2%at 55 Age Factor Acme Factor 50 1.426% 57 2.104% 51 1.522% 58 2.156% 52 1.628% 59 2.210% 53 1.742% 60 2.262% 54 1.866% 61 2.314% 55 2.000% 62 2.366% 56 2.052% 63 and older 2.418% • This group of members is required to contribute 7%of reportable earnings. (Members with a modified formula contribute 7% of reportable earnings in excess of$133.33 per month). Post-Amendment • The Service Retirement benefit calculated for service earned by this group of members(applying to active members only) is a monthly allowance equal to the product of the 2.5% @ 55 benefit factor, years of service,and final compensation. (Final compensation is reduced by$133.33 per month for members with a modified formula). The benefit factors for retirement at integral ages are shown below: Retirement 2.5%at 55 Age Factor 50 2.000% 51 2.100% 52 2.200% 53 2.300% 54 2.400% 55 and older 2.500% • This group of members is required to contribute 8%of reportable earnings. (Members with a modified formula contribute 8%of reportable earnings in excess of$133.33 per month). November 26, 2007 Page 6 CONTRACT AMENDMENT COST ANALYSIS-VALUATION BASIS:June 30,2006 MISCELLANEOUS PLAN FOR CITY OF HUNTINGTON BEACH Employer Number:97 @ 55 Full Formula(Includes All Active Local Miscellaneous Members Benefit Description:Section 21354.4,2.5% Only) Probability of Retirement for New Miscellaneous Benefit Formulas The introduction of the three new miscellaneous formulas will affect future retirement behavior. As a result,we developed 3 sets of probability of retirements to reflect the estimated changes in retirement pattern. At this point, we cannot know the exact impact the new formulas will have. As we perform experience studies in the future,we will modify our retirement assumptions accordingly. The table below contains the new probability of retirement. 2.5/o @ 55 0 2.7%@ 55 3%@ 60 Female Retirement a Male Female Male Female Mole 7% 0 5 /o 50 5% 7% % 7% 5% 5% 0 5% 51 2% 5% 2% 5% 52 3% 5 0 3% 5% 53 3% 5% 4% 6% 4% 5% 54 4% 500 8% 9% 55 8% 9% 0 9% 10 0% 7% 8% 56 6% 6% 8% 7% 8% 7% 57 7%58 8% 10/o 8% % 10% 0 0 11% 10% 59 9% 9°0° 107 0 60 16% 12 11% 17% 12% C1 15% 10% 1 160 0 28 23/o 62 26% 21/o %0 20% 63 22% 18% 23/o 0 18% 16% ° 14/o 64 15% 13% 16%0 27% 30% 30% 65 25% 25% 27 66 14% 15/o 0 16% 14% 17% 67 129/6 1470 13/o ° 15% 13% ° 13% 12/o 68 12% 11/o 0 14% 11% 15% 69 9% 13% 10/o 70 100% 100 100% 100% 100% 100% % Page 7 November 26,2007 ATTACHMENT #4 CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM Actuarial and Employer Services Branch Public Agency Contract Services P.O. Box 942709 Sacramento, CA 94229-2709 (888) CalPERS (225-7377) CERTIFICATION OF COMPLIANCE WITH GOVERNMENT CODE SECTION 7507 1 hereby certify that in accordance with Section 7507 of the Government Code the future annual costs as determined by the System Actuary for the increase in retirement benefit(s) have been made public at a public meeting of the City Council of the (governing body) City of Huntington Beach (public agency) on March 17, 2008 which is at least two weeks prior to the adoption of the (date) Resolution / Ordinance. 1�:er ecreta / City Clerk Title Date March 31 2008 PERS-CON-12A(rev. 1/96) RCA ROUTING SHEET INITIATING DEPARTMENT: HUMAN RESOURCES SUBJECT: ADOPT A RESOLUTION OF INTENTION TO APPROVE AN AMENDMENT TO THE CONTRACT BETWEEN THE BOARD OF ADMINISTRATION OF THE CALIFORNIA PUBLIC EMPLOYEES' RETIREMENT SYSTEM AND THE CITY COUNCIL OF THE CITY OF HUNTINGTON BEACH COUNCIL MEETING DATE: MARCH 3, 2008 RCA ATTACHMENTS STATUS Ordinance (w/exhibits & legislative draft if applicable) Attached ❑ Not Applicable Resolution (w/exhibits & legislative draft if applicable) Attached Not Applicable ❑ Tract Map, Location Map and/or other Exhibits Attached ❑ Not Applicable Contract/Agreement (w/exhibits if applicable) Attached (Signed in full by the City Attorney) Not Applicable ❑ Subleases, Third Party Agreements, etc. Attached ❑ (Approved as to form by City Attorney) Not Applicable Certificates of Insurance (Approved by the City Attorney) Attached ❑ Not Applicable Fiscal Impact Statement (Unbudgeted, over $5,000) Attached Not Applicable ❑ Bonds (If applicable) Attached ❑ Not Applicable Staff Report (If applicable) Attached Not Applicable ❑ Commission, Board or Committee Report (If applicable) Attached ❑ Not Applicable Findings/Conditions for Approval and/or Denial Attached ❑ Not Applicable EXPLANATI04 FOR MISSINGTT REVIEWED RETURNED FORWARDED Administrative Staff ( ) Deputy City Administrator (Initial) ) ( ) City Administrator (Initial) ( ) ( ) City Clerk ( ) EXPLANATION,FOR RETURN OF ITEM: ` RCA Author: MICHELE CARR 0 -sh e-7Xg;.,C_ ?4#AJ 6,Xu IZLJ0 �2A CITY OF HUNTINGTON BEACH TO: Honorable Mayor and City Council Membe FROM: Paul Emery, Interim City Administrator DATE: March 3, 2008 SUBJECT: Date Communication Regarding March 3,2008,Agenda Item E-7- Resolution of Intent to Amend Contract Between City of Huntington Beach and Calpers I am requesting this item be removed from the agenda and reagendized for the meeting of March 17, 2008. PE/pf c: Joan Flynn, City Clerk �— .. Cam