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HomeMy WebLinkAboutReal Estate Option with SBE Financial Corp. for Purchase of recc-ding requested by: • • r7 D� t9 42 9 W Gam, PAN OfE �6 an n recorded mail to: GUARDIAN TRUST DEED SERVICES 1570 East 17th Street, Suite E Santa Ana, California 92701 NOTICE OF TRUSTEE'S SALE GTD NO: 3742 RE: SBE Financial Corp. YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED, February 5, 1985. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS ACAINS''.' C:_', `.'O:I jiI^v::i�il CONTACT A LAWYER. Victor DiStefano as duly appointed Trustee under the following described deed of trust WILL SELL AT PUBLIC AUCTION TO THE HIGHFST BIDDER FOR CASH or as set forth in Section 2924h of the Civil Code, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property hereinafter described: TRUSTOR: SBE Financial Corporation, a California corporation BENEFICIARY: Victor E. DiStefano and Diana K. DiStefano, husband and wife RECORDED February 6, 1985 as Instrument Number 85-043737 of Official Records in the office of the Recorder of Orange County. Said Deed of Trust, describes the following property: See attached Exhibit "A" MAY ALSO BE KNOWN AS: 18196 Golden West Boulevard, Huntington Beach, CA (If a street address or common designation is shown above, no warranty is given as to its completeness or correctness). The beneficiary under said Deed of Trust, by reason of a breach or default in the obligations secured thereby, heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and written notice of breach and of election to cause the undersigned to sell said property to satisfy said obligations, and thereafter the undersigned caused said notice of breach and of election to be Recorded March 3, 1987 as Instrument Number 87-114333 of said Official Records Page 1 of 2 GUARDIAN TRUST DEED SERVICES 1570 EAST 17TH ST., SUITE E •SANTA ANA,CA 92701 • (714)547-7177 I � rnge t 01 L • 4� �9= NOTICE OF TRUSTEES SALE GTD NO. 3742 uW RE: SBE Financial Corp. caf P �fED�U Said sale will be made, but without covenant or warranty, express or implied, regarding title, possession, or encumbrances to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest as in said note provided, advances, if any, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. Said sale will be held on THURSDAY, OCTOBER 1, 1987, AT 11:00 A.M., at the Concord Street entrance to the building located at 1570 E. 17th Street, Santa Ana, California. The total amount of the unpaid balance of the obligation secured by said property to be sold, together with interest, late charges, and estimated costs, expenses, and advances, as of the date hereof, is $2,112,900.12. Date: SEPTEMBER 1, 1987 VICTOR DISTEFANO, AS SAID TRUSTEE BY: GUARDIAN TRUST DEED SERVICES, a California corporation, Agent � BY: TONI GALLINI, Assistant Secretary 1570 E. 17th Street, Suite E Santa Ana, California 92701 (714) 547-7177 GUARDIAN TRUST DEED SERVICES 1570 EAST 17TH ST.,SUITE E 9 SANTA ANA,CA 92701 9(714)547.7177 EXHIBIT "A" • GTD 3742 Re: SBA: Financial Corp LEGAL DESCRIPTION: PARCEL 1 : THE WESTERLY 290 FEET OF THE SOUTH HALF OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 35, TOWNSHIP 5 SOUTH, RANGE 11 WEST, AS PER MAP RECORDED IN BOOK 51, PAGE 13 OF MISCELLANEOUS MAPS. IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXCEPT THE SOUTH 16 FEET. PARCEL '2a THE NORTH HALF OF THE NORTHWEST QUARTER OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 35, TOWNSHIP 5 SOUTH, RANGE 11 WEST, IN THE RANCHO LAS BOLSAS, AS SHOWN ON A MAP RECORDED IN BOOK 51 , PAGE 13 OF MISCELLANEOUS MAPS. EXCEPTING THEREFROM THE SOUTHERLY 20 FEET. PARCEL 3: THE SOUTH 16 FEET OF THE SOUTHWEST QUARTER OF THE NORTHWEST QUARTER OF THE NORTHWEST QUARTER OF SECTION 35, TOWNSHIP 5 SOUTH, RANGE 11 WEST, IN THE RANCHO LAS BOLSAS, AS SHOWN ON A MAP RECORDED IN BOOK. 51 , PAGE 13 OF MISCELLANEOUS MAPS. I i REAL ESTATE OPTION AGREEMENT BETWEEN THE CITY OF HUNTINGTON BEACH AND SBE FINANCIAL CORPORATION FOR PURCHASE OF OCEANVIEW MUSHROOM GROWERS PROPERTY - PHASE II TABLE OF CONTENTS 1. Real Estate Option Agreement 2. Exhibit A: Legal Description 3. Exhibit B: Purchase and Sale Agreement and Escrow Instructions 4 . Exhibit A: Legal Description 5 . Exhibit B: Preliminary Title Report 6. Exhibit C: Escrow Instructions 7 . Exhibit D: Real Estate Option Agreement 8 . Exhibit A: Legal Description 9 . Exhibit B: Purchase and Sale Agreement and Escrow Instructions 10. Exhibit A: Legal Description 11 . Exhibit B: Preliminary Title Report 12. Exhibit C: Escrow Instructions 13. Exhibit C: Legal Description/Phase III Property 14 . Exhibit E: Memorandum of Option 15. Exhibit A: Legal Description 16. Exhibit F: Ground Lease 17. Exhibit A: Legal Description 18. Exhibit G: Lease Memorandum 19. Exhibit A: Legal Description 20. Exhibit C: Legal Description/Phase I Property REAL ESTATE OPTION AGREEMENT BETWEEN THE CITY OF HUNTINGTON BEACH AND SBE FINANCIAL CORPORATION FOR PURCHASE OF OCEANVIEW MUSHROOM GROWERS PROPERTY - PHASE II 1 . PARTIES The parties to this Real Estate Option Agreement ("Agreement") are SBE Financial Corporation, a California corporation ("Optionor") , and the City of Huntington Beach, a municipal corporation of the State of California ("Optionee") . 2. RECITALS This Agreement is made with reference to the following facts : a) Optionor owns fee title to that certain real property described in Exhibit "A" attached hereto and incorporated herein. b) Optionee has informed Optionor that it intends to acquire the Property, pursuant to its power of eminent domain, absent satisfactory arrangements between Optionor and Optionee for .acquisition by Optionee of the Property-in lieu of eminent domain proceedings. c) Optionor and Optionee deem it to be in their mutual best interests to enter into this Agreement in connection with Optionee ' s acquisition of the Property. 3. OPTION 3. 1 Option. For good and valuable consideration and the sum of $10.00, receipt of which is hereby acknowledged, Optionor does hereby grant to Optionee the option (the "Option") to purchase the Property pursuant to the terms of that certain Purchase and Sale Agreement and Escrow Instructions (the "Purchase Agreement") a copy of which is attached hereto at Exhibit "B" . 3. 2 Option Period. The option period ("Option Period") shall commence on the Effective Date (as defined below) and shall terminate on the first of the following to occur: a) October 1 , 1985, if Optionee has not purchased that certain real property described in Exhibit "C" attached hereto and incorporated herein ("Phase I Property") pursuant to that certain Purchase and Sale Agreement and Escrow Instructions dated August 5, 1985 between Optionor, as seller, and Optionee, as buyer ("Phase I Agreement") ; or b) July 1 , 1986, if Optionee has purchased the Phase I Property pursuant to the Phase I Agreement. 3 .3 Exercise. Optionee may exercise the Option only if Optionee has acquired fee title to the Phase I Property pursuant to the Phase I Agreement. So long as the foregoing condition has been satisfied, Optionee may exercise the Option by delivering, no earlier than May 1 , 1986 and no later than July 1 , 1986, to Optionor written notification that Optionee intends to exercise the Option. Within three (3) business days of receipt of such notice, Optionor shall deliver to Optionee three (3) copies of the Purchase Agreement originally executed 2 by Optionor. Within three (3) business days of receipt of three (3) copies of the Purchase Agreement executed by Option- or, Optionee shall execute all three (3) copies and thereupon deliver one such fully executed Purchase Agreement to Optionor and one to Escrow Holder (as such term is defined in the Purchase Agreement) . 3. 4 Termination. If Optionee fails to exercise the Option during the Option Period pursuant to the terms of Section 3. 3 above, this Agreement shall immediately terminate without notice to Optionee and be null and void and be of no force and effect, in which event Optionee shall, upon the written request of Optionor, execute, acknowledge and deliver to Optionor a standard form. 3.5 Covenants Regarding Encumbrances. During the term of this Option, Optionor agrees that it shall keep current all payments owing in connection with liens and encumbrances (pursuant to the terms thereof) on the Property and Optionor agrees not to encumber further the Property without the prior written consent of Optionee which shall not be withheld unreasonably. 4. NOTICES Any notice, demand, approval, consent, or communication required or desired to be given under this Agreement shall be directed as indicated below and shall be personally served or given by mail. Any notice, demand, approval, consent, or other communication given by mail shall be deemed to have been given when delivered personally or when seventy-two (72) hours have elapsed from the date it was deposited in the United States mail, certified mail, postage 3 prepaid, addressed to the party to be provided notice at the last address given by that party under the provisions of this section. At the date of the execution of this Agreement, the address of Optionor is: SBE FINANCIAL CORPORATION 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 Attn: Richard Packer Sharon Etchegoyen With a copy to: Kadison, Pfaelzer, Woodard, Quinn & Rossi 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attn: Thomas K. Brown, Esq. and the address of Optionee is: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Manager with a copy to: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Attorney 4 5. GENERAL PROVISIONS 5 . 1 Assignment and Modifications. Optionee shall not assign its duties, rights or obligations hereunder and any attempt to do so shall be null and void; notwithstand- ing the foregoing, Optionee shall be entitled to assign its duties, rights and obligations hereunder to a governmental agency, but such assignment shall not relieve Optionee of its duties and obligations hereunder. If such governmental agency assigne exercises the Option, Optionee shall nevertheless be primarily liable under the Purchase Agreement. This Agreement may not be modified or amended except by a written agreement signed by Optionor and Optionee and only to the extent set forth in such a writing. 5. 2 Attorneys ' Fees. In the event legal action is commenced to enforce or interpret, or for breach of, any provision of this Agreement, the prevailing party shall be entitled to recover its costs and expenses incurred, (including, without limitation, actual attorneys' fees incurred) , in addition to all other relief and remedies to which the prevailing party may be entitled. 5. 3 Further Assurances. From time to time each party will execute and deliver such further instruments and take such further actions as any other party may reasonably request in order to discharge and perform the obligations and agreements hereunder and the transactions contemplated hereby. 5. 4 Successors. This Agreement shall be binding upon, and shall inure to the benefit of, the successors and (to the extent permitted hereunder) assigns of the parties. 5 5.5 Executed Counterparts. This Agreement, and each agreement referred to herein, may be executed in two or more counterparts, all of which together shall constitute a single agreement, and each of which shall be deemed an original of this Agreement for all purposes. 5 . 6 Section Headings . The various section headings in this Agreement are inserted for convenience of reference only, and shall not affect the meaning or interpretation of this Agreement or any provision hereof. 5 . 7 Calendar Days; Close of Business. Unless the context otherwise requires, all periods terminating on a given day or date or at the expiration of a given period of days, shall terminate at the close of business on that day or date, unless such day or date is Saturday, Sunday or a legal holiday, in which case such day or date shall be the next business day. All references to "days" shall refer to calendar days unless the context otherwise requires. 5. 8 Severability. In the event that any of the provisions , or portions thereof, of this Agreement are held to be unenforceable or invalid by any court of competent jurisdiction, the validity and enforceability of the remaining provisions, or portions thereof, shall not be affected thereby. 5. 9 Exhibits. Each of the exhibits attached to, or mentioned in, this Agreement is incorporated into, and made a part of, this Agreement by this reference. 5. 10 Entire Agreement. This Agreement and its exhibits contain the entire agreement of the parties with respect to the Property and no other agreement, statement, 6 • representation or promise (oral or written) made by .any party, or by or to any employee , officer or agent of any party, which is not contained in this Agreement shall be effective or binding. 5 . 11 Governing Law. The validity, interpretation, and performance of this Agreement shall be controlled by and construed under the laws of the State of California. 5 . 12 Recordation. A memorandum of this Agreement may be recorded upon the request of either party. 6 . Execution. This Agreement is executed and effective this 5th day of August, 1985 (the "Effective Date") at Orange County, California. Optionee : CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor (Signature is Continued on Page 8) 7 Attest: igr etas to Form: �D ty C erk City Attorney Recorde and Approved: in* �n "A rov City AdministratorChief o A s ative Services Optionor: SBE Financial Corporation, a California corporation By-:- I s: TKB785N 8 8/5/85 EXHIBITS A. Legal Description B. Purchase Agreement C. Legal Description/Phase I Property Exhibit •A• PARCEL 1: The South half of the Southwest quarter of the Abrthwest quarter of the Northwest quarter of Section 35, Tovmishlp 5 South, Range It West, as per Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. PARCEL 2: The South one4olf of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California Excepting therefrom an undivided 24128ths Interest in mineral rights 500 feet below the surface of said land, but witho ll the right of entry or any right an the surface or within 500 feet of the surface of said land, as reserved In deeds of record. PARCEL 3: i The Southerly 20 feet of the North half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California EXHIBIT "A" `i PURCHASE AND SALE AGREEMENT AND ESCROW INSTRUCTIONS BETWEEN THE CITY OF HUNTINGTON BEACH AND SBE FINANCIAL CORPORATION FOR PURCHASE OF OCEANVIEW MUSHROOM GROWERS PROPERTY - PHASE II 1 . PARTIES The parties to this Purchase and Sale Agreement and Escrow Instructions ("Agreement") are SBE FINANCIAL CORPORATION, a California corporation ("Seller") , and the CITY OF HUNTINGTON BEACH, a municipal corporation of the State of California ("Buyer") . 2. DEFINITIONS For the purposes of this Agreement, the term: (a) "Close of Escrow" means the date on which all documents delivered to Escrow Holder that should be recorded are recorded in the appropriate county offices; (b) "Escrow" means the escrow established with Escrow Holder as set forth in this Agreement; (c) "Escrow Holder" or "Title Company" means Orange Coast Title Company, Santa Ana, California. (d) "Property" means that certain real property which consists of approximately 7. 26 acres of land located in the City of Huntington Beach, County of Orange, State of California, described in Exhibit "A" attached hereto, and all of Seller ' s rights and interests (including mineral, gas and oil rights and interests) appurtenant thereto; (e) "Closing Date" means August 1 , 1986 or an earlier date as may be mutually agreed upon by Buyer and Seller. (f) "Permitted Title Exceptions" means all of those covenants, conditions, restrictions, rights of way, easements, reservations and other matters of record disclosed in that certain preliminary title report (No. 99797-5) dated May 1, 1985 ("Report") and issued by Title Company other than Exceptions Nos. 14 and 15 which secure the payment of money. A copy of the Report is attached hereto, marked Exhibit "B" and incorporated herein. f3 1T 3. RECITALS This Agreement is made with reference to the following facts: (a) Seller owns fee title to the Property. (b) Buyer has informed Seller that it intends to acquire the Property, pursuant to its power of eminent domain, absent satisfactory arrangements between Buyer and Seller for acquisition by Buyer of the Property in lieu of eminent domain proceedings. (c) Buyer and Seller deem it to be in their mutual best interests to enter into this Agreement in connection with Buyer' s acquisition of the Property. 4. PURCHASE PRICE 4 . 01 Total Purchase Price. Subject to and in accordance with the terms and conditions of this Agreement, Seller agrees to sell to Buyer, and Buyer agrees to purchase from Seller, fee simple title to the Property for a total consideration of $2, 200, 000. 00 (the "Purchase Price") , which sale shall be consummated through the Escrow, as set forth herein. 4 . 02 Payment of Purchase Price. The Purchase Price shall be payable as follows: a. Initial Deposit. Buyer shall deposit the sum of $25, 000.00, representing the amount of the Deposit (as defined below) , at the time and in the manner specified in Section 4. 03 below. b. Remaining Payment. Buyer shall deposit in Escrow, prior to the Close of Escrow, an amount in cash or cashier' s check equal to $2, 175,000.00 which is the Purchase Price less the Deposit ("Remaining Cash Payment") . 4.03 Deposit. Within three (3) business days of the execution of this Agreement by both parties, Buyer shall cause the Escrow to be opened with Escrow Holder and, con- currently therewith, shall deposit with Escrow Holder the amount of $25, 000. 00 (the "Deposit") . The Deposit shall be held by Escrow Holder and disbursed to Seller or returned to Buyer pursuant to the terms of this Agreement. 2 5. REPRESENTATIONS AND WARRANTIES OF SELLER Seller represents and warrants to Buyer that the execution of this Agreement by Seller, the delivery hereof by Seller to Buyer, Seller' s performance hereof, and the transactions contemplated hereby have each been duly authorized by requisite action on the part of Seller. 6. REPRESENTATIONS AND WARRANTIES OF BUYER Buyer represents and warrants to Seller that the execution of this Agreement by Buyer, the delivery hereof by Buyer to Seller, Buyer' s performance hereof, and the transactions contemplated hereby have each been duly authorized by requisite action on the part of Buyer. 7. ESTABLISHMENT OF ESCROW Upon execution of this Agreement by Buyer and Seller, Buyer shall cause an originally executed copy of this Agreement to be deposited with Escrow Holder. The provisions of this Section 7 and Sections 8, 9, and 10 of this Agreement together with the general provisions of the standard form escrow instructions of Escrow Holder which are attached hereto at Exhibit "C" , to the extent not in conflict with the provisions of this Agreement, shall constitute the full and complete form of escrow instructions to Escrow Holder. 8. ESCROW INSTRUCTIONS 8.01 Duties of Seller. Seller agrees: (a) To execute, acknowledge, and deliver to Escrow Holder, in recordable form, before the Closing Date, a grant deed (the "Deed") in usual form conveying the Property to Buyer; (b) To obtain, on or before the Closing Date,- a commitment by Title Company to issue a CLTA Standard Coverage Policy (the "Title Insurance Policy") in the amount of the Purchase Price showing fee title vested in Buyer subject only to the Permitted Exceptions; (c) To execute or cause to be executed, have acknowledged and delivered, as appropriate, such additional documents and instruments as may be necessary or 3 appropriate to consummate the transactions contemplated by this Agreement including, without limitation, the Option, Memoran- dum (in recordable form) , Lease and Memorandum (in recordable form) , (all as defined below) ; (d) To deliver possession of the Property to Buyer at the Close of Escrow and free of the possessary interests of tenants on the Non-Lease Property (as defined below) ; and (e) To take all such additional steps and actions as may be necessary or appropriate to consummate the transaction contemplated by this Agreement and by each and every other agreement between the parties which is referred to herein. 8 . 02 Duties of Buyer. Buyer agrees: (a) To deposit with Escrow Holder the Deposit within the time provided at Section 4.03 above; (b) To deposit with Escrow Holder no later than the day before Close of Escrow the Remaining Cash Payment; (c) To execute, have acknowledged and deliver to Escrow Holder as appropriate such additional documents and instruments as may be necessary or appropriate to consummate the transaction contemplated by this Agreement including, without limitation, the Option, Memorandum (in recordable form) , Lease and Lease Memorandum (in recordable form) ; (d) To take all such additional steps and actions as may be necessary or appropriate to consummate the transaction contemplated by this Agreement and by each and every other agreement between the parties which is referred to herein. 8 .03 Duties of Escrow Holder. Escrow Holder shall: (a) Hold all documents, instruments and cash delivered to it in accordance with the terms of this Agreement; (b) Have, and be subject to, all of those rights, duties, privileges and immunities set forth in the standard printed escrow instructions used by Escrow Holder, which are attached hereto at Exhibit "C" , except insofar as 4 such instructions are inconsistent with the terms or conditions of this Agreement in which case this Agreement shall take precedence over such inconsistent provisions in the instructions; and (c) When each of the conditions of closing set forth in Section 10 below have been satisfied or waived by the parties in writing delivered to Escrow Holder, record in the appropriate offices the Deed, the Memorandum and any other instruments or documents that should be recorded, and promptly thereafter deliver all documents, instruments, and cash then held by Escrow Holder to the parties entitled thereto, includ- ing, but not limited to, the following: (i) To Seller, the Option and Lease executed by Buyer and the Purchase Price less (1) Seller' s share of Closing Costs (as defined below) and other debits from Seller' s account necessary to effect prorations between Buyer and Seller of certain items, both as set forth in Section 9 below, and (2) such other amounts as are appropriate to accomplish the purposes of this Agreement; (ii) To Buyer, the Option and Lease executed by Seller and the Deed, Memorandum and Lease Memor- andum after they have been recorded; and (iii) To any other person or entity, the money, documents and/or instruments necessary to satisfy the requirements of this Agreement. 9. PRORATIONS AND CLOSING COSTS 9 . 01 . Prorated Expenses. Escrow Holder shall prorate, on the basis of a thirty (30) day month, between Seller and Buyer, as of the Close of Escrow, real property general and special taxes, if any, respecting the Property. 9 . 02 Closing Costs. All closing costs (the "Closing Costs") attributable to the sale of the Property, as determined by Escrow Holder, for which the responsibility of payment is not specifically provided for herein shall be apportioned between Buyer and Seller in accordance with the usual practices in Orange County, California in the case of sales of this type. The premium for the Title Insurance Policy shall be paid by Seller. Any recording costs for the Deed and any documentary transfer taxes shall be paid by Seller. Buyer and Seller shall share equally Escrow Holder ' s fees. 5 10 . CONDITIONS OF CLOSING The Close of Escrow shall be contingent upon the following conditions: (a) That Title Company is committed to issue or shall issue to Buyer the Title Insurance Policy with a liability limit equal to the Purchase Price and showing fee title to the Property vested in Buyer free of all exceptions to title, excepting only: 1 . The Permitted Title Exceptions; 2. Current and non-delinquent general and special real property taxes. (b) All other documents, instruments and cash required by this Agreement to be delivered to the Escrow Holder have been so delivered. (c) Seller shall have entered into an agreement acceptable to Seller and the Federal Land Bank of Sacramento whereby the Property shall be reconveyed free and clear of the lien of the deed of trust described in the Report as Exception No. 14 . (d) Seller shall have entered into an agreement acceptable to Seller and Victor E. DiStefano and Diana K. DiStefano whereby the Property shall be reconveyed free and clear of the lien of the deed of trust described in the Report as Exception No. 15. (e) Seller and Buyer shall have executed and delivered counterparts of that certain option agreement and memorandum thereof in the forms attached hereto at Exhibits "D" and "E" respectively and incorporated herein by this reference (the "Option" and "Memorandum" respectively) . (f) Seller and Buyer shall have executed and delivered counterparts of that certain lease agreement and memorandum thereof in the forms attached hereto as Exhibits "F" and "G" respectively, and incorporated herein by the reference ("Lease" and "Lease Memorandum" respectively) . As used herein, the term "Non-Lease Property" shall mean that portion of the Property which is not subject to the Lease. 6 f (g) Neither Buyer nor Seller shall have delivered to Escrow Holder a written notice of cancellation of the Escrow that has not thereafter been rescinded or cancelled; provided, that nothing in this paragraph gives either party a right to cancel this Escrow. 11 . DELAYED CLOSING If Escrow Holder is unable to comply with the in- structions contained in this Agreement on or prior to the Closing Date (or an extension of such date that is executed by both Buyer and Seller) Escrow Holder shall comply therewith, and the Close of Escrow shall occur as soon thereafter as possible unless a written notice of cancellation and a demand for return of money or documents by Seller or Buyer is received by Escrow Holder prior to the recording of any instrument which is provided to be recorded under this Agreement. Nothing in this paragraph shall be construed as giving either Buyer or Seller a right to cancel the Escrow. 12. BROKERAGE COMMISSIONS Buyer and Seller each represent and warrant to the other that it has not dealt with any finders, real estate brokers or salespersons in connection with the transaction contemplated by this Agreement. Each party agrees to indemnify and hold the other party harmless from any and all liability, costs, damages and expenses (including attorneys ' fees) incurred by the other party by reason of the breach of the indemnifying party' s representations and warranties under this Section 12. 13. POST CLOSING MATTERS During the ninety (90) day period subsequent to the Close of Escrow, Seller, at its sole cost, shall raze or cause to be razed, all free standing buildings located at the Non-lease Property and shall remove from the Non-lease Property all of Seller' s farm equipment. Buyer may, at its election and at its sole cost, provide to Seller as of the Close of Escrow, equipment to demolish all concrete slabs and concrete foundations on the Non-lease Property. If Buyer provides equipment for demolishment of concrete slabs and concrete foundations on the Non-lease Property as provided above, Seller shall cause, within the ninety (90) days subsequent to the Close of Escrow, at its sole cost, the concrete slabs and 7 • 0 concrete foundations to be demolished and to be loaded on vehicles for removal from the Non-Lease Property to a disposal site, both the vehicles and site to be provided, at no cost to Seller, by Buyer. For purposes of this Section 13, the term "free-standing buildings" does not include oil wells or oil well related equipment. 14. TIME IS OF THE ESSENCE Buyer and Seller agree that time is of the essence of this Agreement and each and every provision herein, including but not limited to, the provisions concerning the Close of Escrow and the provisions concerning payments and deposits by Buyer. 15. NOTICES Any notice, demand, approval, consent, or communication required or desired to be given under this Agreement shall be directed as indicated below and shall be personally served or given by mail. Any notice, demand, approval, consent, or other communication given by mail shall be deemed to have been given when delivered personally or when seventy-two (72) hours have elapsed from the date it was deposited in the United States mail, certified mail, postage prepaid, addressed to the party to be provided notice at the last address given by that party under the provisions of this section. At the date of the execution of this Agreement, the address of Seller is: SBE Financial Corporation 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 Attn: Richard Packer Sharon Etchegoyen With a copy to: Kadison, Pfaelzer, Woodard, Quinn & Rossi 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attn: Thomas K. Brown, Esq. 8 And the address of Buyer is: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Manager With a copy to: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Attorney Copies of all notices shall be delivered to Escrow Holder whose address is: Orange Coast Title Company 640 N. Tustin Avenue Suite 106 Santa Ana, CA 92705 Attn: MaryAnn Gigure 16 . GENERAL PROVISIONS 16 . 01 Assignment and Modifications. Buyer may assign all of its duties, rights and obligations hereunder with the prior written approval of Seller, which approval shall not be withheld unreasonably; provided, however, such assignment shall not relieve Buyer of its duties and obligations hereunder. This Agreement may not be modified or amended except by a written agreement signed by Seller and Buyer and only to the extent set forth in such a writing. 16.02 Attorneys ' Fees . In the event legal action is commenced to enforce or interpret, or for breach of, any provision of this Agreement, the prevailing party shall be entitled to recover its costs and expenses incurred (including, without limitation, actual attorneys ' fees incurred) , in addition to all other relief and remedies to which the prevailing party may be entitled. 16 . 03 Further Assurances. From time to time each party will execute and deliver such further instruments and take such further actions as any other party may reasonably request in order to discharge and perform the obligations and agreements hereunder and the transactions contemplated hereby. 9 16. 04 Form of Documents . All instruments and other documents to be executed and delivered under this Agreement by any party to any other party shall be in a form satisfactory to the other party. 16. 05 Successors. This Agreement shall be binding upon, and shall inure to the benefit of, the successors and assigns of the parties. 16 . 06 Executed Counterparts. This Agreement, and each agreement referred to herein, may be executed in two or more counterparts, all of which together shall constitute a single agreement, and each of which shall be deemed an original of this Agreement for all purposes. 16. 07 Section Headings. The various section headings in this Agreement are inserted for convenience of reference only, and shall not affect the meaning or interpretation of this Agreement or any provision hereof. 16. 08 Calendar Days; Close of Business. Unless the context otherwise requires, all periods terminating on a given day or date or at the expiration of a given period of days, shall terminate at the close of business on that day or date, unless such day or date is Saturday, Sunday or a legal holiday, in which case such day or date shall be the next business day. All references to "days" shall refer to calendar days unless the context otherwise requires. 16 . 09 Severability. In the event that any of the provisions, or portions thereof, of this Agreement are held to be unenforceable or invalid by any court of competent jurisdiction, the validity and enforceability of the remaining provisions, or portions thereof, shall not be affected thereby. 16 . 10 Exhibits. Each of the exhibits attached to, or mentioned in, this Agreement is incorporated into, and made a part of, this Agreement by this reference. 16 . 11 . Entire Agreement. This Agreement and its exhibits contain the entire agreement of the parties with respect to the Property and no other agreement, statement, representation or promise (oral or written) made by any party, or by or to any employee, officer or agent of any party, which is not contained in this Agreement shall be effective or binding. 10 16. 12 Governing Law. The validity, interpretation, and performance of this Agreement shall be controlled by and construed under the laws of the State of California. 16. 13 Agreement Independent of Escrow. The rights and obligations of each party herein set forth and agreed to be undertaken have been made in and under this Agreement, independent of Escrow Holder and the Escrow. If any requirements relating to the duties of the Escrow Holder hereunder are not acceptable to the Escrow Holder, or if the Escrow Holder requires additional instructions, the parties agree to make such deletions, substitutions and additions to this Agreement or subsequent amendments to this Agreement as may be reasonably required by Escrow Holder if the same can be done without altering the basic terms and conditions of this Agreement. 17. EXECUTION This Agreement is executed as of this day of 198 , in Orange County, California. 11 "SELLER" SBE FINANCIAL CORPORATION, a California corporation By: Its: "BUYER" CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services TKB145K &` 12 7/14/85 EXHIBITS A. Legal Description B. Preliminary Title Report C. Escrow Instructions D. Option E. Memorandum F. Lease G. Lease Memorandum Exhibit "A" PARCEL 1: The South holf of the Southwest quarter of the Northwest quarter of the Northwest quartet of Sectlon 35, Toymship 5 South, Range 11 West, as per Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South Ib feet also except the Westerly 290 feet thereof. PARCEL L The South one-half of the Wrthwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, In the Rancho Las Bolsas, as shown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Excepting therefrom an undivided 24j28ths interest In mineral rights 500 feet below the surface of said tared, but without the right of entry or any right on the surface or within S00 feet of the surface of said land, as reserved In deeds of record. PARCEL 3: The Southerly 20 feet of the North half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range it West, In the Rama Lass Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. I i EXIiIBIT "A" ORANGE NOAST TITLESCOMPANY L_P�.O. BOX 11825 ❑939 W. FOOTHILL BLVD. SANTA ANA.CA 92711 UPLAND CA 91766 (714) $58-2836 (714)981.5708 ❑ORANGE COAST TITLE COMPANY OF RIVERSIDE 3773 UNIVERSITY AVE. • P.O. BOX 1326 RIVERSIDE. CA 92501 • (714) 781-6500 ZENITH 7-6500 PRELIMINARY REPORT KADISON, PFAELZER, WOODARD, QUINN AND ROSSI 13DI Dove 0 500 Newport Beach, CA Date April 29, 1985 Attention: Tom Brown Your No. Mushroom Farm Phase II Our No. "797-5 Dated as of April 24 19_Eat 7:30 A.M. In response to the above referenced application for a policy of title insurance, the insurer hereby reports that it is prepared to issue, or cause to be issued,as the date hereof,a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or refer- red to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Condi- tions and Stipulations of said policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in. Schedule I and Schedule I (continued) attached. Copies of the Policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto)is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed her If it is desir d that lia- bility be assumed prior to the issuance of a policy of title insurance,a Bi de or Commit e, , shout be requested. 4zvY ie Officer PAM PARKER The form of policy of title insurance contemplated by this report is: •a California Land Title Assoclation Standard Coverage Policy - 1973,owners policy." The estate or interest in the land hereinafter described or referred to covered by this Report is: a fee Title to said estate or interest at the date hereof is vested in: S B E FINANCIAL CORPORATION, A CALIFORNIA CORPORATION EXHIBIT "B" �� ORDER NO. The land referred to in this Report is situated in the State of California,County of Orange and is described as follows: (See Exhibit "A") At the date hereof exceptions to coverage in addition to the Exceptions and Exclusions in said policy form would be as follows: A. General and Special Taxes for the fiscal year 19854986. A lien not yet payable. B. Second Mstallment General and Special Taxes for the fiscal year 1984-19851 $538.07, plus penalty of $53.80, plus costs of $10.00. Code Area 04-010, Assessors Parcel No. 111-071-05, Exemption None. Affects Parcel 1. C. Second Installment General and Special Taxes for the fiscal year 1984-1985, $669.70, plus penalty of $66.97, plus costs of $10.00. Code Area 04-010, Assessors Parcel No. 111-071-19, Exemption None. Affects Parcel 2. D. Second kistallment General and Special Taxes for the fiscal year 1984-1985, $69.75, plus penalty of $6.97, plus costs of $10.00. Code Area 04-010, Assessors Parcel No. 111-071-29, Exemption None. Affects Parcel 3. E. Any additional amounts of general and special taxes which may be assessed by reason of: Exceptions Continued.» Page 2 (o) Reappraisal of the property values as of March I, 1975; (b) improvements added subseWent to March I, 1975; (c) Change of ownership subsequent to March 1, 1975; (d) Any final judgment determining Article 13A as added to the Constitution of the State of California, being invalid, unconstitutional, or having been improperly applied. F. The lien of supplemental taxes, If any, assessed pursuant to the provisions of Chapter 498, Statutes of 1983 of the State of California. I. The use and control of cienegas and natural streams of water, if any, naturally upon, flowing across, into or by said Tract, and the rights of way, for and to construct irrigation or drolnoge ditches through said Tract to irrigate or drain the adjacent lar4 as reserved in deeds of record. 2. The reservation of the Westerly 30 feet of Parcels 2 and 3 for roads, railroads and ditches and the use and control of cienegas and natural streams of water, if any, naturally upon, flowing across, into or by said Tract, and the rights of way for and to construct irrigation or drainage ditches through said Tract to irrigate or drain the adjacent land, as contained in deeds of record. 3. The rights of the owners of the other lands described in the community oil lease dated August 10, 1920, recorded October 6, 1920, in Book 16, Page 303 and 308 of ! Leases, to share in the benefits from production of oil, gas and other hydrocarbon substances from the land herein described, the rights of the lessee therein having been terminated by an instrument recorded July 29, 1926 in Book 59, Page 290, Leases. i i NOTE: The present ownership of sold leasehold and other matters affecting i interest of lessee are not shown by this report. I 4. An easement for rood and incidental purposes, as granted to the County of Orange In the deed recorded In Book 237, Page 344, of Deeds. Affects the West 30 feet of Parcels 2 and 3. S. The right of way for pipe tines, telephone and telegraph lines, etc., as conveyed to the Storxk3rd Oil Company by deed recorded December 9, 1920 in Book 380, Page 227 of Deeds,over Parce 12. Sold lines to be laid an a strip of land I rod wide the Westerly boundary of which is a line East of, parallel with and 10 feet distant from the Westerly boundary line of sold section. Said strip extends from the i�brtheriy to the Southerly line of said Parcel. Also reciting the right to lay additional lines, recorded December 99 1920 in Book 380, Page 227 of Deeds. Exceptions Continued... Page 3 Nate: A consent for tight of way of said lines was executed by Shell Oil Company by instrument recorded May 2791924 In Book 524, Pope 324 of Deeds. 6. The right of way for pipe lines, telegraph and telephone poles as conveyed by date Hilton and husband and Herbert Krahling and wife to the Standard Oil Company by deed recorded December 13, 1920 In Book 380, Page 268 of Deeds. Affects Parcel 3. 7. A 50% reservation of the net land owner's royalties of all oil, gas, asphaltum and hydrocarbon substances or the proceeds thereof, which may be produced from or under said land, as reserved by various deeds of record. Affects Parcel 3. 8. An easement for pipe lines and pole tines and incidental purposes, as provided in an Instrument recorded In Book 381, Page 88 of Deeds. 9. An oil and gas lease covering Parcel 2 and other land dated August 12, 1940, executed by J. Ed Huston and others, as lessors, and West American Oil Company, as lessee, recorded February 24, 1941 in Book 1083, Page 93 of Official Records, and re-recorded February 10, 1942 in Book 1132, Page 110 of Official Records, to which record reference Is made for full particulars. An undivided 2/5ths of the lessee's interest in and to said leasehold estate was assigned to Etienne Lang by assignment recorded March 2, 1945 In Book 1300, Page 385 of Official Records. Note: Recorded Febuary 8, 1947 in Book 1473, Page 300 of Official Records is a certified copy of the Decree of Distribution In the matter of the estate of Jean Etienne Lang, also known as Etienne Lang, deceased, Case No. 239 788 In the Superior Court, Lays Angeles County, distributing an undivided 1/10 Interest In the Ieasehold estate created under said lease to Gladys T. Lang, Serge Robert Lang, Jacquest Wolter Long and Nadine Helene Lang, as their separate property, In equal shares, said distributees also being the ornnlbus distributees thereunder. The Lessee's interest in and to sold leasehold estate Is abject to the following natters: A. An undivided 1-2/3rd% overriding royalty of all oil and gas owned by Harold C. Morton and Dorothy F. Morton, husband and wife, as disclosed by the above rnent Toned assignment recorded in Book 1300, Page 385 of Off Icial Records. 8. An unrecorded contract dated January I, 1961 by and between West American Oil Company and Stondard Oil Company of California, Western Operations, Inc., relating to the sale of oil from said land, a Notice of which was recorded March 159 1961 in Book 5657, Page 1132 of Off ficial Records. Exceptions Continued... Page 4 Note: The interest of Standard Oil Company of California, Western Operations, k-,c., has passed to Chevron U.S.A. tnc., a California corporation. C. Recorded May 24, 1978 in Book 1268% Page 586 is a Gultclaim Deed from West American Oil Company quitclaiming that certain Oil and Gas Lease dated August 12, 1940, recorded February 24, 1941 in Book 1083, Page 93 of Official Records and re-recorded February 10, 1972 In Book 1134, Page 110 of Official Records of sold County, and all amendments and modifications thereof and supplements thereto insofar as they affect the above described property, together with any restrictioru agoinst drilling for oil on said property, and any easements a charge thereon according to the provisions of said lease. 10. Any easements and rights of way remaining a charge an sold land according to the provisions of the Oil and Gas Lease recorded July 3, 1953, in Book 2534, Page 562 of Official Records, the herein described land having been released from said Lease by deed recorded May 12, 1954, In Book 2727, Page 13 of Official Records. 11. An easement for public utilities and incidental purposes, as granted to Southern i California Edison Company, a corporation, in deed recorded in Book 2808, Page 595 of Official Records, along the Southerly 10 feet of Parcel 1. 12. An easement for public utilities and incidental purposes, as granted to Southern California Edison Company, a corporation, in deed recorded in Book 9633, Page 155, of Official Records, along a portion of sold land. i 13. The terms, provisions, conditions of a Joint Use Agreement between Standard Oil Company of California, a corporation and the City of Huntington Beach recorded November 29, 1971, In Book 9905, Page 115 of Official Records. Affects Parcel I. 14. A Deed of Trust to secure an indebtedness of $1,360,000.00, and any other amounts payable under the terms thereof, recorded July 21, 1983, as Instrument W. 83- 1129931, Official Records. - Dated: June 21, 1983. Trustort Victor E. Di Stefano and Diana K. Di Stefano, husband and rife, as community property (Victor E. Di Stefano, also known as Victor Di Stefano and Diana K. Di Stefano, also known as Diane Di Stefano). Trustee: Federal Land Bank of Sacramento, o eorparatlo u Beneflclarys Federal Land Bank of Sacramento, a corporation. Affects this and other property. 0 • Exceptions Continued— Page S IS. A Deed of Trust to secure an indebtedness of 53,433,010.00, and any other amounts payable under the terms thereof, recorded February 6, 1985, as Instrument No. 85- 043737, Official Records. Dated: February 5, 1985. Trustor: SBE Financial Corporation, a California corporation. Trustee: First American Title Insurance Company, a California corporation. Beneficiary: Victor E. DiStefano and Diana K. SiStefano, husband and wife. Af f ects this and other property. PP:dp (42) Policy Rate: 80% Enclosures: Plats Exhibit •A" PARCEL I: The South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, as per Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. PARCEL 2: The South one-half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California Excepting therefrom an undivided 24J28ths interest in mineral rights 500 feet below the surface of said land, but without the right of entry or any right an the surface or within SW feet of the surface of said land, as reserved in deeds of record. PARCEL 3: The Southerly 20 feet of the North half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. SCHEDULE I CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1973 SCHEDULE B This policy does not insure against loss or damage,nor against costs,attorneys'fees or expenses,any or all of which arise by reason of the following: Part 1 1. Taxes or assessments which are not shown as existing 7. Any law,ordinance or governmental regulation onclud. liens by the records of anj taxing authority that levies ling but not limited to building and zoning ordinances) taxes or assessments on real property or by the public restricting or regulating or prohibiting the occupancy. use records. or enjoyment of the land, or regulating the character, Proceedings by a public agency which may result in dimensions or location of any improvement now or here" taxes or assessments. or notices of such proceedings, after erected on the land. or prohibiting a sepa,alior•, in whether or not shown by the records of such agency or by ownership or a reduction in the dimensions or area of the the public records. land. or the effect of any violation of any such lap.. ordi 2. Any facts. rights. interests or claims which are not nance or governmental regulation. Shown by the public records but which could be aster- 8. Rights of eminent domain or governmental ri7^.ts of tamed by an inspection of the land or by making inquiry of police power unless notice of the exercise of such rights persons in possession thereof. appears in the public records. 3 Easements, liens or encumbrances.or claims thereof. 9. Defects. liens,encumbrances,adverse claims.or oche, which are not shown by the public records. matters (a) created. suffered.assumed or agreed to by, the 4. D screpancies.conflicts in boundary lines.shortage in insured claimant. (b) not shown by the public records and area. encroachments. or any other facts which a correct not otherwise excluded from coverage but known to the survey would disclose, and which are not shown by the insured claimant either at Date of Policy or at the dale such public records. claimant acquired an estate or interest insured by this 5 (a) Unpatented mining claims. (b) reservations or policy or acquired the insured mortgage and not disclosed exceptions in patents or in Acts authorizing the issuance in writing by the insured claimant to the Company prior to thereof: (c) water rights. claims or title to water. the date such insured claimant became an insured here- 6. Any right, title, interest. estate or easement in land under: (c) resulting in no loss or damage to the insured beyond the lines of the area specifically described or claimant: (d) attaching or created subsequent to Date of referred to in Schedule A. or in abutting streets, roads. Policy: or (e) resulting in loss or damage which would not avenues. alleys lanes. ways or waterways, but nothing in have been sustained if the insured claimant had been a pur- this paragraph shall modify or limit the extent to which the chaser or encumbrancer for value without knowledge. ordinary right of an abutting owner for access to a physically open street or highway is insured by this policy. AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY-1979 EXCLUSIONS In addition to the exceptions in Schedule B.you are not insured against loss,costs.attorneys'fees and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation.This includes building and zoning ordinances and also laws and regulations concerning: land use improvements on the land land division environmental protection This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it,unless a notice of taking appears in the public records on the Policy Date. 3. Title Risks: that are created,allowed, or agreed to by you that are known to you, but not to us, on the Policy Date — unless they appeared in the public records. that result in no loss to you that first affect your title after the Policy Date — this does not limit the labor and material lien coverage in Item 8 of Covered Title Risks 4. Failure to pay value for your title. S. Lack of a right: to any land outside the area specifically described and referred to in Item 3 of Schedule A or in streets,alleys,or waterways that touch your land. This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. SCHEDULE I (Con inued)o AMERICAN LAND TITLE ASSOCIATION LOAN POLICY-1970 WITH A.L.T.A. ENDORSEMENT FORM 1 COVERAGE (AMENDED 10.17.70) SCHEDULE OF EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy: 1. Any law, ordinance or governmental regulation (including but not limited to building and zoning ordi• nances) restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character,dimensions or location of any improvement now or hereafter erected on the land,or prohibit. ing a separation in ownership or a reduction in the dimensions or area of the land,or the effect of any viola- tion of any such jaw,flrdrnance or governmental regulation. 2. Rights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appears in the public records at Date of Policy. 3. Defects, liens.encumbrances,adverse claims,or other matters(a)created,suffered,assumed or agreed to by the insured claimant;(b)not known to the Company and not shown by the public records but known to the insured claimant eithe7 at Date of Policy or at the date such claimant acquired an estate or interest insured by this policy or acquired the insured mortgage and not disclosed in writing by the insured claim- ant to the Company prior to the date such insured claimant became an insured hereunder. (c)resulting in no loss or damage to the insured claimant;(d)attaching or created subsequent to Date of Policy(except to the extent insurance is afforded herein as to any statutory lien for labor or material or to the extent insurance is afforded herein as to assessments for street improvements under construction or completed at Date of Policy). 4. Unenforceability of the lien of the insured mortgage because of failure of the insured at Date of Policy or of any subsequent owner of the indebtedness to comply with applicable"doing business"laws of the state in which the land is situated. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY FORM B-1970 (AMENDED 10.17.70) SCHEDULE OF EXCLUSIONS FROM COVERAGE 1. Any law, ordinance or governmenta; regulation (including but not limited to building and zoning ordi- nances)restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character,dimensions or location of any improvement now or hereafter erected on the land.or prohibit- ing a separation in ownership or a reduction in the dimensions of area of the land, or the effect of any violation of any such law, ordinance or governmental regulation. 2. Rights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appear in the public records at Date of Policy. 3. Defects,liens,encumbrances,adverse claims,or other matters(a)created.suffered,assumed or agreed to by the insured claimant;(b) not known to the Company and not shown by the public records but known to the insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest by this policy and not disclosed in writing by the insured claimant to the Company prior to the date such insured claimant became an insured hereunder.(c)resulting in no loss or damage to the insured claimant; (d)attaching or created subsequent to Date of Policy;(e)resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the estate or interest insured by this policy. -,a I I I 1 t - � kL OWN I W Y �= 3 � O� k " •fir � r L;s I ro UP ca r y AV go— Mo ALP ��• ' r 1 cS - i:.: _ -!•.ref- �.a ��^w -..a � S'���.. ..t ,. `, GENERAL PROVISIONS 1. Make aft adjustments and prorations on the basis of a 30-day month.'Cbm of Escrow"is the day instruments are recorded. All documents and funds due the respective parties herein are to be mailed to the addresses set out below their respective signatures, unless otherwise instructed. pur signatures on any documents and instructions pertaining to this escrow indicate our uncondi- tional approval of same. a No examination or insuranoe as to the amount or payment of real or personal property taxes is t .Auired unless the real property tax is payable on or before the date of the policy Of title insurance. 6. seller guarantees and you shalt be fully protected in assuming that, as to any insuranoe polices handed you, each policy is in force, has not been hypothecated and that all necessary premiums therefor have been paid.You will, as my agent,assign any fire insurance handed you for usa.n this escrow. 4. It conflicting demands are made or notice served upon You or legal action taken in connection with this escrow you shall not be required to determine the same or take any action in the premises,but may withhold and stop all further proceedings without Lability therefor,or you may file suit in interpleader or for declaratory relief. K you are required to respond to any legal summons or proceedings or fl any action of interpteader or declaratory relief is brought by you, we Jointly and severally agree to pay all costs,expenses and reasonable attorney's tees expended or incurred by you,and a lien is hereby created in your company's favor to cover said items.We agree to save you harmless as escrow holder hereunder from all loss and expense, including reasonable attorneys lees and court costs sustained by reason of any action, legal or otherwise, which may in any way arise out of this escrow, before and after closing, notwithstanding anything in these instructions to the contrary. 6. These instructions may be executed in counterparts, each of which shall be deemed an original regardless of the date of its execution and delivery. All such counterparts together shall constitute one and the same document. You are hereby given a lien upon all the rights, ttitle and interest of each of the parties hereto in all escrowed documents, funds and other property, and all monies or property for any and all expenses,attorney's tees,losses and other liabilities caused you In this escrow. 6. The parties to these escrow instructions authorize you to destroy these instructions and at other instructions and reoords in this escrow at any time after five (5) years from date of these escrow instructions. T. Time is of the essence of these instructions. K you are unable to comply with these instructions on or prior to the date shown on reverse,you will comply as soon thereafter as possible unless a written demand for return of money or instruments by a party to this escrow is received by you subsequent to such date and prior to the recording of any instrument provided for herein. e. 6 for any reason this escrow should be cancelled you are hereby authorized and directed to use funds on deposit herein for payment of any charges herein Including but not limited to your "noetlation be. REAL ESTATE OPTION AGREEMENT 1 . PARTIES The parties to this Real Estate Option Agreement ("Agreement") are SBE Financial Corporation, a California corporation ("Optionee") , and the City of Huntington Beach, a municipal corporation of the State of California ("Optionor") . 2. RECITALS This Agreement is made with reference to the following facts: a) Optionor owns or is about to acquire fee title to that certain real property described in Exhibit "A" attached hereto and incorporated herein. b) Optionor and Optionee deem it to be in their mutual best interests to enter into this Agreement in connection with Optionor granting to Optionee the right, under certain circumstances, to acquire the Property. 3 . OPTION 3 . 1 Option. For good and valuable consideration and the sum of $10 .00, receipt of which is hereby acknowledged, Optionor does hereby grant to Optionee the option (the E'p 9"°``Y "Option") to purchase the Property pursuant to the terms of that certain Purchase and Sale Agreement and Escrow Instructions (the "Purchase Agreement") a copy of which is attached hereto at Exhibit "B" . 3.2 Option Period. The option period ("Option Period") shall commence on the Effective Date (as defined below) and shall terminate on October 31, 1987. 3.3 Exercise. Optionee may exercise the Option only if Optionee has failed timely to acquire fee title to that certain real property described in Exhibit "C" attached hereto and incorporated herein ("Phase III Property") pursuant to that certain Real Estate Option Agreement ("Phase III Agreement") dated , 1985, between Optionor, as optionee and Optionee, as optionor, and that certain Purchase and Sale Agreement and Escrow Instructions attached as Exhibit "B" to the Phase III Agreement. So long as the foregoing condition has been satisfied, Optionee may exercise the Option by delivering, no earlier than August 2, 1987 and no later than October 31, 1987, to Optionor three (3) copies of the Purchase Agreement originally executed by Optionee. Upon receipt of three (3) copies of the Purchase Agreement, Optionor shall immediately execute all three (3) copies and immediately 2 deliver one such fully executed Purchase Agreement to Optionee and one to Optionee for delivery to Escrow Holder (as such term is defined in the Purchase Agreement) . 3.4 Termination. If Optionee fails to exercise the Option during the Option Period pursuant to the terms of Section 3.3 above, this Agreement shall immediately terminate without notice to Optionee and be null and void and be of no force and effect, in which event Optionee shall, upon the written request of Optionor, execute, acknowledge and deliver to Optionor a standard form. 4. NOTICES Any notice, demand, approval, consent, or communication required or desired to be given under this Agreement shall be directed as indicated below and shall be personally served or given by mail. Any notice, demand, approval, consent, or other communication given by mail shall be deemed to have been given when delivered personally or when seventy-two (72) hours have elapsed from the date it was deposited in the United States mail, certified mail, postage prepaid, addressed to the party to be provided notice at the last address given by that party under the provisions of this section. At the date of the execution of this Agreement, the address of Optionee is: SBE FINANCIAL CORPORATION 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 Attn: Richard Packer Sharon Etchegoyen 3 • • with a copy to: Kadison, Pfaelzer, Woodard, Quinn & Rossi 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attn: Thomas K. Brown, Esq. and the address of Optionor is: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Manager with a copy to: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Attorney 5. GENERAL PROVISIONS 5. 1 Assignment and Modifications. Optionee may assign its duties, rights or obligations hereunder with the prior written consent of Optionor which consent shall not be withheld unreasonably. This Agreement may not be modified or amended except by a written agreement signed by Optionor and Optionee and only to the extent set forth in such a writing. 4 5. 2 Attorneys ' Fees. In the event legal action is commenced to enforce or interpret, or for breach of, any provision of this Agreement, the prevailing party shall be entitled to recover its costs and expenses incurred, (including, without limitation, actual attorneys' fees incurred) , in addition to all other relief and remedies to which the prevailing party may be entitled. 5.3 Further Assurances. From time to time each party will execute and deliver such further instruments and , take such further actions as any other party may reasonably request in order to discharge and perform the obligations and agreements hereunder and the transactions contemplated hereby. 5.4 Successors. This Agreement shall be binding upon, and shall inure to the benefit of, the successors and (to the extent permitted hereunder) assigns of the parties. 5. 5 Executed Counterparts. This Agreement, and each agreement referred to herein, may be executed in two or more counterparts, all of which together shall constitute a single agreement, and each of which shall be deemed an original of this Agreement for all purposes. 5.6 Section Headings. The various section headings in this Agreement are inserted for convenience of reference only, and shall not affect the meaning or interpretation of this Agreement or any provision hereof. 5.7 Calendar Days; Close of Business. Unless the context otherwise requires, all periods terminating on a given day or date or at the expiration of a given period of days, shall terminate at the close of business on that day or date, unless such day or date is Saturday, Sunday or a legal 5 holiday, in which case such day or date shall be the next business day. All references to "days" shall refer to calendar days unless the context otherwise requires. 5.8 Severability. In the event that any of the provisions, or portions thereof, of this Agreement are held to be unenforceable or invalid by any court of competent jurisdiction, the validity and enforceability of the remaining provisions, or portions thereof, shall not be affected thereby. 5.9 Exhibits. Each of the exhibits attached to, or mentioned in, this Agreement is incorporated into, and made a part of, this Agreement by this reference. 5. 10 Entire Agreement. This Agreement and its exhibits contain the entire agreement of the parties with respect to the Property and no other agreement, statement, representation or promise (oral or written) made by any party, or by or to any employee, officer or agent of any party, which is not contained in this Agreement shall be effective or binding. 5. 11 Governing Law. The validity, interpretation, and performance of this Agreement shall be controlled by and construed under the laws of the State of California. 6 6. Execution. This Agreement is executed and effective this day of , 198_ (the "Effective Date") at Orange County, California. Optionor: CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services Optionee: SBE Financial Corporation, a California corporation By: Its: TKB1450 7 7/15/85 EXHIBITS A. Legal Description B. Purchase Agreement C. Legal Description/Phase III Property PARCEL Iz The South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, as per Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. E4-;i"DtT PURCHASE AND SALE AGREEMENT AND ESCROW INSTRUCTIONS 1 . PARTIES The parties to this Purchase and Sale Agreement and Escrow Instructions ("Agreement") are SBE FINANCIAL CORPORATION, a California corporation ("Buyer") , and the CITY OF HUNTINGTON BEACH, a municipal corporation of the State of California ("Seller.") . 2. DEFINITIONS For the purposes of this Agreement, the term: (a) "Close of Escrow" means the date on which all documents delivered to Escrow Holder that should be recorded are recorded in the appropriate county offices; (b) "Escrow" means the escrow established with Escrow Holder as set forth in this Agreement; (c) "Escrow Holder" or "Title Company" means Orange Coast Title Company, Santa Ana, California. (d) "Property" means that certain real property which consists of approximately 2.47 acres of land located in the City of Huntington Beach, County of Orange, State of California, described in Exhibit "A" attached hereto, and all of Seller' s rights and interests (including mineral, gas and oil rights and interests) appurtenant thereto; (e) "Closing Date" means December 1 , 1987 or an earlier date as may be mutually agreed upon by Buyer and Seller. (f) "Permitted Title Exceptions" means all of those covenants, conditions, restrictions, rights of way, easements, reservations and other matters affecting the Property of record disclosed in that certain preliminary title report (No. 99797-5) dated May 1 , 1985 ("Report") and issued by Title Company other than Exceptions Nos. 14 and 15 which secure the payment of money. A copy of the Report is attached hereto, marked Exhibit "B" and incorporated herein. 3 . RECITALS This Agreement is made with reference to the following facts: (a) Seller owns fee title to the Property- (b) Buyer desires to acquire fee title to the Property. (c) Buyer and Seller deem it to be in their mutual best interests to enter into this Agreement in connection with Buyer ' s acquisition of the Property. 4 . PURCHASE PRICE 4 .01 Total Purchase Price. Subject to and in accordance with the terms and conditions of this Agreement, Seller agrees to sell to Buyer, and Buyer agrees to purchase from Seller, fee simple title to the Property for a total consideration of $748, 485. 00 (the "Purchase Price") , which sale shall be consummated through the Escrow, as set forth herein. 4 . 02 Payment of Purchase Price. The Purchase Price shall be payable as follows: a. Initial Deposit. Buyer shall deposit the sum of $25,000.00 , representing the amount of the Deposit (as defined below) , at the time and in the manner specified in Section 4. 03 below. b. Remaining Payment. Buyer shall deposit in Escrow, prior to the Close of Escrow, an amount in cash or cashier' s check equal to $723,485. 00 which is the Purchase Price less the Deposit ("Remaining Cash Payment") . 4 .03 Deposit. Within three (3) business days of the execution of this Agreement by both parties, Buyer shall cause the Escrow to be opened with Escrow Holder and, con- currently therewith, shall deposit with Escrow Holder the amount of $25,000.00 (the "Deposit") . The Deposit shall be held by Escrow Holder and disbursed to Seller or returned to Buyer pursuant to the terms of this Agreement. 5. REPRESENTATIONS AND WARRANTIES OF SELLER Seller represents and warrants to Buyer that the execution of this Agreement by Seller, the delivery hereof by Seller to Buyer, Seller' s performance hereof, and the transactions contemplated hereby have each been duly authorized by requisite action on the part of Seller. 2 6. REPRESENTATIONS AND WARRANTIES OF BUYER Buyer represents and warrants to Seller that the execution of this Agreement by Buyer, the delivery hereof by Buyer to Seller, Buyer 's performance hereof, and the transactions contemplated hereby have each been duly authorized by requisite action on the part of Buyer. 7. ESTABLISHMENT OF ESCROW Upon execution of this Agreement by Buyer and Seller, Buyer shall cause an originally executed copy of this Agreement to be deposited with Escrow Holder. The provisions of this Section 7 and Sections 8 , 9, and 10 of this Agreement together with the general provisions of the standard form escrow instructions of Escrow Holder which are attached hereto at Exhibit "C" , to the extent not in conflict with the provisions of this Agreement, shall constitute the full and complete form of escrow instructions to Escrow Holder. 8. ESCROW INSTRUCTIONS 8 . 01 Duties of Seller. Seller agrees: (a) To execute, acknowledge, and deliver to Escrow Holder, in recordable form, before the Closing Date, a grant deed (the "Deed") in usual form conveying the Property to Buyer; (b) To obtain, on or before the Closing Date, a commitment by Title Company to issue a CLTA Standard Coverage Policy (the "Title Insurance Policy") in the amount of the Purchase Price showing fee title vested in Buyer subject only to the Permitted Exceptions; (c) To execute or cause to be executed, have acknowledged and delivered, as appropriate, such additional documents and instruments as may be necessary or appropriate to consummate the transactions contemplated by this Agreement; (d) Subject to the terms of the Lease, to deliver possession of the Property to Buyer at the Close of Escrow; and (e) To take all such additional steps and actions as may be necessary or appropriate to consummate the transaction contemplated by this Agreement and by each and 3 every other agreement between the parties which is referred to herein. 8. 02 Duties of Buyer. Buyer agrees: (a) To deposit with Escrow Holder the Deposit within the time provided at Section 4 .03 above; (b) To deposit with Escrow Holder no later than the day before Close of Escrow the Remaining Cash Payment; (c) To execute, have acknowledged and deliver to Escrow Holder as appropriate such additional documents and instruments as may be necessary or appropriate to consummate the transaction contemplated by this Agreement; and (d) To take all such additional steps and actions as may be necessary or appropriate to consummate the transaction contemplated by this Agreement and by each and every other agreement between the parties which is referred to herein. 8 . 03 Duties of Escrow Holder. Escrow Holder shall: (a) Hold all documents, instruments and cash delivered to it in accordance with the terms of this Agreement; (b) Have, and be subject to, all of those rights, duties, privileges and immunities set forth in the standard printed escrow instructions used by Escrow Holder, which are attached hereto at Exhibit "C" , except insofar as such instructions are inconsistent with the terms or conditions of this Agreement; and, (c) When each of the conditions of closing set forth in Section 10 below have been satisfied or waived by the parties in writing delivered to Escrow Holder, record in the appropriate offices the Deed and any other instruments or documents that should be recorded, and promptly thereafter deliver all documents, instruments, and cash then held by Escrow Holder to the parties entitled thereto, including, but not limited to, the following: (i) To Seller, the Purchase Price less (1) Seller's share of Closing Costs (as defined below) and other debits from Seller's account necessary to effect 4 prorations between Buyer and Seller of certain items, both as set forth in Section 9 below, and (2) such other amounts as are appropriate to accomplish the purposes of this Agreement; (ii) To Buyer, the Deed after it has been recorded; and (iii) To any other person or entity, the money, documents and/or instruments necessary to satisfy the requirements of this Agreement. 9. PRORATIONS AND CLOSING COSTS 9.01 Prorated Expenses. Escrow Holder shall prorate, on the basis of a thirty (30) day month, between Seller and Buyer, as of the Close of Escrow, real property general and special taxes, if any, respecting the Property. 9. 02 Closing Costs. All closing costs (the "Closing Costs") attributable to the sale of the Property, as determined by Escrow Holder, for which the responsibility of payment is not specifically provided for herein shall be apportioned between Buyer and Seller in accordance with the usual practices in Orange County, California in the case of sales of this type. The premium for the Title Insurance Policy shall be paid by Seller. Any recording costs for the Deed and any documentary transfer taxes shall be paid by Seller. Buyer and Seller shall share equally Escrow Holder ' s fees. 10. CONDITIONS OF CLOSING The Close of Escrow shall be contingent upon the following conditions: (a) That Title Company is committed to issue or shall issue to Buyer the Title Insurance Policy with a liability limit equal to the Purchase Price and showing fee title to the Property vested in Buyer free of all exceptions to title, excepting only: 1 . The Permitted Title Exceptions; 2. Current and non-delinquent general and special real property taxes. (b) All other documents, instruments and cash required by this Agreement to be delivered to the Escrow Holder have been so delivered. 5 (c) Neither Buyer nor Seller shall have delivered to Escrow Holder a written notice of cancellation of the Escrow that has not thereafter been rescinded or cancelled; provided, that nothing in this paragraph gives either party a right to cancel this Escrow. 11 . DELAYED CLOSING If Escrow Holder is unable to comply with the in- structions contained in this Agreement on or prior to the Closing Date (or an extension of such date that is executed by both Buyer and Seller) Escrow Holder shall comply therewith, and the Close of Escrow shall occur as soon thereafter as possible unless a written notice of cancellation and a demand for return of money or documents by Seller or Buyer is received by Escrow Holder prior to the recording of any instrument which is provided to be recorded under this Agreement. Nothing in this paragraph shall be construed as giving either Buyer or Seller a right to cancel the Escrow. 12 . BROKERAGE COMMISSIONS Buyer and Seller each represent and warrant to the other that it has not dealt with any finders, real estate brokers or salespersons in connection with the transaction contemplated by this Agreement. Each party agrees to indemnify and hold the other party harmless from any and all liability, costs, damages and expenses (including attorneys ' fees) incurred by the other party by reason of the breach of the indemnifying party' s representations and warranties under this Section 12. 13. TIME IS OF THE ESSENCE Buyer and Seller agree that time is of the essence of this Agreement and each and every provision herein, including but not limited to, the provisions concerning the Close of Escrow and the provisions concerning payments and deposits by Buyer. 14. NOTICES Any notice, demand, approval, consent, or communication required or desired to be given under this Agreement shall be directed as indicated below and shall be personally served or given by mail. Any notice, demand, approval, consent, or other communication given by mail shall be deemed to have been given when delivered personally or when 6 seventy-two (72) hours have elapsed from the date it was deposited in the United States mail, certified mail, postage prepaid, addressed to the party to be provided notice at the last address given by that party under the provisions of this section. At the date of the execution of this Agreement, the address of Buyer is: SBE Financial Corporation 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 Attn: Richard Packer Sharon Etchegoyen with a copy to: Kadison, Pfaelzer, Woodard, Quinn & Rossi 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attn: Thomas K. Brown, Esq. and the address of Seller is: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Manager with a copy to: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Attorney Copies of all notices shall be delivered to Escrow Holder whose address is: Orange Coast Title Company 640 N. Tustin Avenue Suite 106 Santa Ana, CA 92705 Attn: MaryAnn Gigure 7 • i 15. GENERAL PROVISIONS 15.01 Assignment and Modifications. Buyer may assign all of its duties, rights and obligations hereunder with the prior written approval of Seller, which approval shall not be withheld unreasonably; provided, however, such assignment shall not relieve Buyer of its duties and obligations hereunder. This Agreement may not be modified or amended except by a written agreement signed by Seller and Buyer and only to the extent set forth in such a writing. 15. 02 Attorneys' Fees. In the event legal action is commenced to enforce or interpret, or for breach of, any provision of this Agreement, the prevailing party shall be entitled to recover its costs and expenses incurred (including, without limitation, actual attorneys ' fees incurred) , in addition to all other relief and remedies to which the prevailing party may be entitled. 15 . 03 Further Assurances. From time to time each party will execute and deliver such further instruments and take such further actions as any other party may reasonably request in order to discharge and perform the obligations and agreements hereunder and the transactions contemplated hereby. 15. 04 Form of Documents. All instruments and other documents to be executed and delivered under this Agreement by any party to any other party shall be in a form satisfactory to the other party. 15.05 Successors . This Agreement shall be binding upon, and shall inure to the benefit of, the successors and assigns of the parties. 15. 06 Executed Counterparts. This Agreement, and each agreement referred to herein, may be executed in two or more counterparts, all of which together shall constitute a single agreement, and each of which shall be deemed an original of this Agreement for all purposes. 15.07 Section Headings. The various section headings in this Agreement are inserted for convenience of reference only, and shall not affect the meaning or interpretation of this Agreement or any provision hereof. 15.08 Calendar Days; Close of Business. Unless the context otherwise requires, all periods terminating on a given day or date or at the expiration of a given period of days, shall terminate at the close of business on that day or date, unless such day or date is Saturday, Sunday or a legal 8 holiday, in which case such day or date shall be the next business day. All references to "days" shall refer to calendar days unless the context otherwise requires. 15.09 Severability. In the event that any of the provisions, or portions thereof, of this Agreement are held to be unenforceable or invalid by any court of competent jurisdiction, the validity and enforceability of the remaining provisions, or portions thereof, shall not be affected thereby. 15. 10 Exhibits. Each of the exhibits attached to, or mentioned in, this Agreement is incorporated into, and made a part of, this Agreement by this reference. 15. 11 Entire Agreement. This Agreement and its exhibits contain the entire agreement of the parties with respect to the Property and no other agreement, statement, representation or promise (oral or written) made by any party, or by or to any employee, officer or agent of any party, which is not contained in this Agreement shall be effective or binding. 15. 12 Governing Law. The validity, interpretation, and performance of this Agreement shall be controlled by and construed under the laws of the State of California. 15. 13 Agreement Independent of Escrow. The rights and obligations of each party herein set forth and agreed to be undertaken have been made in and under this Agreement, independent of Escrow Holder and the Escrow. If any requirements relating to the duties of the Escrow Holder hereunder are not acceptable to the Escrow Holder, or if the Escrow Holder requires additional instructions, the parties agree to make such deletions, substitutions and additions to this Agreement or subsequent amendments to this Agreement as may be reasonably required by Escrow Holder if the same can be done without altering the basic terms and conditions of this Agreement. 9 • 0 16. EXECUTION This Agreement is executed as of this day of 198 , in Orange County, California. "SELLER" SBE FINANCIAL CORPORATION, a California corporation By: Its: "BUYER" CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services TKB145P 10 8/5/85 EXHIBITS A. Legal Description B. Preliminary Title Report C. Escrow Instructions PARCEL Is The South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, as per Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 2% feet thereof. EXHIBIT �_„ ORANGE OAST TITLE*COMPANY E3V.0. BOX 11825 ❑939 W. FOOTHILL BLVD. SANTA ANA. CA 92711 UPLAND CA 91786 (714) 558-2836 (714) 981-5708 ❑ORANGE COAST TITLE COMPANY OF RIVERSIDE 3773 UNIVERSITY AVE. • P.O. BOX 1326 _ RIVERSIDE. CA 92501 • (714) 781-6500 ZENITH 7-6500 PRELIMINARY REPORT KADISON, PFAELZER, WOODARD, QUINN AND ROSSI 1301 Dove #500 Newport Beach, CA Date April 29, 1995 Attention: Tom Brown Your No. Mushroom Farm Phase H Our No. "797-5 Dated as of April 24 19_a i 7:30 A.M. In response to the above referenced application for a policy of title insurance, the insurer hereby reports that it is prepared to issue, or cause to be issued, as the date hereof, a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or refer- red to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Condi- tions and Stipulations of said policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in Schedule I and Schedule I (continued) attached. Copies of the Policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed here If it is desir d that lia- bility be assumed prior to the issuance of a policy of title insurance,a Bi de or Commit e t shoul be requested. le Officer PAM PARKER The form of policy of title insurance contemplated by this report is: •a California Land Title Association Standard Coverage Policy - 1973,owner's policy" The estate or interest in the land hereinafter described or referred to covered by this Report is: a fee Title to said estate or interest at the date hereof is vested in: S B E FINANCIAL CORPORATION, A CALIFORNIA CORPORATION EXHIBIT "B" 7 -- ORDER NO. The land referred to in this Report is situated in the State of California,County of Orange and is described as follows: (See Exhibit %A") At the date hereof exceptions to coverage in addition to the Exceptions and Exclusions in said policy form would be as follows: A. General and Special Taxes for the fiscal year 19854986. A lien not yet payable. B. Second h stallment General and Special Taxes for the fiscal year 1984-1985, $538.07, P1us Penalty It of $53.8(1, plus costs of $10.00. Code Area 04-010 Assessors 7 -05 Exemption Parcel No. 111-0 , t ion None.I P Affects Parcel I. C. Second Installment General and Special Taxes for the fiscal year 1�-Ie 9�� $669.70, plus penalty of $66.97, plus costs of $10.00. Code Area 04-0 , li Parcel No. 111-071-19, Exemption None. Affects Parcel 2. D. Second Installment General and Special Taxes for the fiscal year 1984-1985, $69.75, plus penalty of $6.97, plus costs of $10.00- Code Area 04-010, Assessors Parcel W. I11-071-29, Exemption tAx-*. Affects Parcel 3. E. Any additional amounts of general and special taxes which may be assessed by reason of: Exceptions Contim)edw Page 2 (a) Reappraisal of the property values as of March I, 1975; (b) Improvements added subsequent to March I, 1975; (c) Change of ownership subsequent to March 1, 1975; (d) Any final judgment determining Article 13A as added to the Constitution of the State of California, being invalid, unconstitutional, or having been improperly applied. F. The lien of supplementol taxes, if any, assessed pursuant to the provisions of Chapter 498, Statutes of 1983 of the State of California. I. The use and control of eienegas and natural streams of water, if any, naturally upon, flowing across, into or by said Tract, and the rights of way for and to construct irrigation or drainage ditches through said Tract to irrigate or drain the odjocent land, as reserved in deeds of record. 2. The reservation of the Westerly 30 feet of Parcels 2 and 3 for roads, railroads and ditches and the use and control of cienegas and natural streams of water, if any, naturally upon, flowing across, into or by said Tract, and the rights of way for and to construct irrigation or drainage ditches through said Tract to irrigate or drain the adjacent land, as contained in deeds of record. 3. The rights of the owners of the other lands described in the community oil lease dated August 10, 1920, recorded October 6, 1920, in Book 16, Page 303 and 308 of Leases, to share in the benefits from production of oil, gas and other hydrocarbon substances from the land herein described, the rights of the lessee therein having been terminated by an instrument recorded July 29, 1926 in Book 59, Page 290, Leases. NOTEt The present ownership of said leasehold and other matters affecting Interest of lessee are not shown by this report. 4. An easement for road and incidental purposes, as granted to the County of Orange In the deed recorded in Book 237, Page 344, of Deeds. Affects the West 30 feet of Parcels 2 and 3. S. The right of way for pipe lines, telephone and telegraph lines, etc., as conveyed to the Standard Oil Company by deed recorded December 9, 1920 In Book 380, Page 227 of Deeds, over Parcel 2. Said lines to be laid on a strip of land I rod wide the Westerly boundary of which Is a line East of, parallel with and 10 feet distant from the Westerly boundary line of sold section. Said strip extends from the l�brtherly to the Southerly line of sold Parcel. Also reciting the right to lay additional lines, recorded December 9, 1920 in Book 380, Page 227 of Deeds. i • • I Exceptions Continued.« Page 3 Note: A consent for right of way of said lines was executed by Shell Oil Company by instrument recorded May 27, 1924 in Book 524, Page 324 of Deeds. 6. The right of way for pipe lines, telegraph and telephone poles as conveyed by Vilate Hilton and husband and Herbert Krahling and wife to the Standard Oil Company by deed recorded December 13, 1920 in Book 380, Page 268 of Deeds. Affects Parcel 3. i 7. A 50% reservation of the net land owner's royalties of all oil, gas, asphaltum and hydrocarbon substances or the proceeds thereof, which may be produced from or i under said land, as reserved by various deeds of record. Affects Parcel 3. i & An easement for pipe lines and pole lines and incidental purposes,as provided in an Instrument recorded in Book 381, Page 88 of Deeds. 9. An oil and gas lease covering Parcel 2 and other land dated August 12, 1940, executed by J. Ed Huston and others, as lessors, and West American Oil Company, as lessee, recorded February 24, 1941 in Book 1083, Page 93 of Official Records, and re-recorded February 10, 1942 in Book 1132, Page 110 of Official Records, to which record reference Is mode for full particukrs. t An undivided 2/5ths of the lessee's interest in and to said leasehold estate was assigned to Etienne Lang by assignment recorded March 2, 1945 In Book 1300, Page 385 of Official Records. j Note: Recorded Febuary 8, 1947 in Book 1473, Page 300 of Official Records is a certified copy of the Decree of Distribution in the matter of the estate of Jean Etienne Lang, also known as Etienne Lang, deceased, Case No. 239 788 in the Superior Court, Las Angeles County, distributing an undivided 1/10 Interest In the leasehold estate created under said lease to Gladys T. Lang, Serge Robert Lang, j Jacquest Walter Lang and Nodine Helene Long, as their separate property, in equal shares, said distributees also being the omnibus distributees thereunder. The Lessee's interest in and to said leasehold estate Is subject to the following i rnatters: A. An undivided 1-2/3rd% overriding royalty of all oil and gas owned by Harold C. Morton and Dorothy F. Morton, husband and wife, as disclosed by the above n-eentloned assignment recorded In Book 1300, Page 385 of Off lcial Records. B. An unrecorded contract dated January 1, 1961 by and between West American Oil Company and Standard Oil Company of California, Western Operations, inc., relating to the sale of oil from said land, a Notice of which was recorded March 15, 1961 in Barak 5657, Page 182 of Official Records. Exceptions Continued.» Page 4 Note: The interest of Standard Oil Company of California, Western Operations, Inc., has passed to Chevron U.S.A. Inc., a California corporation. C. Recorded May 24, 1978 in Hook 1268% Page 586 is a Quitclaim Deed from West American Oil Company quitclaiming that certain Oil and Gas Lease dated August 12, 1940, recorded February 24, 1941 in Book 1083, Page 93 of Official Records and re-recorded February 10, 1972 Ir► Book 1134, Page 110 of Official Records of said County, and all amendments and modifications thereof and supplements thereto insofar as they affect the above described property, together with any restrictions against drilling for oil on said property, and any easements a charge thereon according to the provisions of said lease. 10. Any easements and rights of way remaining a Charge an said land according to the provisions of the Oil and Gas Lease recorded July 3, 1953, in Book 2534, Page 562 of Official Records, the herein described land having been released from said Lease by deed recorded May 12, 1954, in Book 2727, Page 13 of Official Records. 11. An easement for public utilities and incidental purposes, as granted to Southern California Edison Company, a corporation, in deed recorded In Book 2808, Page 595 of Official Records, along the Southerly 10 feet of Parcel 1. 12. An easement for pudic utilities and incidental purposes, as granted to Southern j California Edison Company, a corporation, in deed recorded in Book 9633, Page 155, I of Official Records, along a portion of said land. 13. The terms, provisions, conditions of a Joint Use Agreement between Standard Oil Company of California, a corporation and the City of Huntington Beach recorded November 29, 1971, in Book 9905, Page 115 of Official Records. Affects Parcel 1. 14. A Deed of Trust to secure an indebtedness of $1,360,000.00, and any other amounts payable under the terms thereof, recorded July 21, 1983, as Instrument Na 83- 312993, Official Records. Dated: June 21, 1983. Trustors Victor E. Di Stefano and Diana K. Di Stefano, husband and wife, as community property (Victor E. Di Stefano, also known as Victor DI Stefano and Diana K. Di Stefano, also known as Diana Di Stefano). Trustee: Federal Land Bank of Sacramento, a corporation. Beneficiarys Federal Land Bank of Sacramento, a corporation. Affects this and other property. • Exceptions Continued... Page S IS. A Deed of Trust to secure an indebtedness of $3,433,010.00, and any other amounts payable under the terms thereof, recorded February 6, 1985, as Instrument No. 85- 043737, Official Records. Dated: February S, 1985. Trustor: SBE Financial Corporation, a California corporation. Trustee: First American Title Insurance Company, a California corporation. Beneficiary: Victor E. DiStefano and Diana K. SiStefano, husband and wife. Af f ects this and other property. PP:dp (42) Policy Rotes 80% Enclosures: Plats Exhibitj"A" PARCEL 1: the South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, as per Map recorded In Boric 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. PARCEL 2: The South one-half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Excepting therefrom an undivided 24J28ths Interest in mineral rights 500 feet below the surface of said land, but without the right of entry or any right on the surface or within S00 feet of the surface of said load, as reserved In deeds of record. PARCEL 3: The Southerly 20 feet of the North half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, Califomia. 0 0 SCHEDULE I CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1973 SCHEDULE B This policy does not insure against loss or damage,nor against costs,attorneys'fees or expenses,any or all of which arise by reason of the following: Part I 1. Taxes or assessments which are not shown as existing 7. Any law,ordinance or governmental regulation finclud- liens by the records of any taxing authority that levies ing but not limited to building and zoning ordinances) taxes or assessments on real property or by the public restricting or regulating or prohibiting the occupancy. use .Prn►ds or enjoyment of the land. or regulating the character, Proceedings by a public agency which may result in dimensions or location of any improvement now or here- taxes or assessments, or notices of such proceedings, after erected on the land, or prohibiting a separation in whether or not shown by the records of such agency or by ownership or a reduction in the dimensions or area of the the public records. land. or the effect of any violation of any such lae.. ordi- 2. Any facts. rights, interests or claims which are not nance or governmental regulation. shown by the public records but which could be ascer- 8. Rights of eminent domain or governmental rights of tained by an inspection of the land or by making inquiry of police power unless notice of the exercise of such rights persons in possession thereof. appears in the public records. 3. Easements, liens or encumbrances. or claims thereof, 9. Defects. liens,encumbrances.adverse claims.or other which are not shown by the public records. matters (a) created. suffered, assumed or agreed to b; the 4. D.screpancies. conflicts in boundary lines,shortage in insured claimant: (b) not shown by the public records and area. encroachments. or any other facts which a correct not otherwise excluded from coverage but known to the survey would disclose. and which are not shown by the insured claimant either at Date of Policy or at the date such public records. claimant acquired an estate or interest insured by this 5. (a) Unpatented mining claims: (b) reservations or policy or acquired the insured mortgage and not disclosed exceptions in patents or in Acts authorizing the issuance in writing by the insured claimant to the Company prior to thereof: (c) water rights. claims or title to water. the date such insured claimant became an insured here• 6. Any right, title. interest, estate or easement in land under: (c) resulting in no loss or damage to the insured beyond the lines of the area specifically described or claimant: (d) attaching or created subsequent to Date of referred to in Schedule A. or in abutting streets, roads. Policy: or (e) resulting in loss or damage which would not avenues. alleys. lanes. ways or waterways. but nothing in have been sustained if the insured claimant had been a pur- this paragraph shall modify or limit the extent to which the chaser or encumbrancer for value without knowledge. ordinary right of an abutting owner for access to a physically open street or highway is insured by this policy. AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY-1979 EXCLUSIONS In addition to the exceptions in Schedule B,you are not insured against loss,costs.attorneys'fees and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation.This includes building and zoning ordinances and also laws and regulations concerning: land use improvements on the land land division environmental protection This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks. 2. The right to take the land by condemning it,unless a notice of taking appears in the public records on the Policy Date. 3. Title Risks: that are created,allowed, or agreed to by you that are known to you, but not to us, on the Policy Date — unless they appeared in the public records. that result in no loss to you that first affect your title after the Policy Date — this does not limit the labor and material lien coverage in Item 8 of Covered Title Risks 4. Failure to pay value for your title. 5. Lack of a right: to any land outside the area specifically described and referred to in Item 3 of Schedule A or in streets, alleys, or waterways that touch your land. This exclusion does not limit the access coverage in Item 5 of Covered Title Risks. 71-e(Ae 683, • SCHEDULE I (Continued) • AMERICAN LAND TITLE ASSOCIATION LOAN POLICY-1970 WITH A.L.T.A. ENDORSEMENT FORM 1 COVERAGE (AMENDED 10.17.70) SCHEDULE OF EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy: 1. Any law. ordinance or governmental regulation (including but not limited to building and zoning ordi- nances) restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character,dimensions or location of any improvement now or hereafter erected on the land,or prohibit- ing a separation in ownership or a reduction in the dimensions or area of the land,or the effect of any viola- tion of any such law, ordinance or governmental regulation. 2. Rights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appears in the public records at Date of Policy. 3. Defects, liens.encumbrances,adverse claims,or other matters(a)created,suffered.assumed or agreed to by the insured claimant;(b)not known to the Company and not shown by the public records but known to the insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest insured by this policy or acquired the insured mortgage and not disclosed in writing by the insured claim- ant to the Company prior to the date such insured claimant became an insured hereunder: (c)resulting in no loss or damage to the insured claimant;(d)attaching or created subsequent to Date of Policy(except to the extent insurance is afforded herein as to any statutory lien for labor or material or to the extent insurance is afforded herein as to assessments for street improvements under construction or completed at Date of Policy). 4. Unenforceability of the lien of the insured mortgage because of failure of the insured at Date of Policy t of any subsequent owner of the indebtedness to comply with applicable"doing business"laws of the state in which the land is situated. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY FORM B-1970 (AMENDED 10.17-70) SCHEDULE OF EXCLUSIONS FROM COVERAGE 1. Any law, ordinance or governmenta; regulation (including but not limited to building and zoning ordi- nances)restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character,dimensions or location of any improvement now or hereafter erected on the land,or prohibit- ing a separation in ownership or a reduction in the dimensions of area of the land, or the effect of any violation of any such law, ordinance or governmental regulation. 2. Rights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appear in the public records at Date of Policy. 3. Defects,liens,encumbrances,adverse claims,or other matters(a)created.suffered,assumed or agreed to by the insured claimant: (b) not known to the Company and not shown by the public records but known to the insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest by this policy and not disclosed in writing by the insured claimant to the Company prior to the date such insured claimant became an insured hereunder;(c)resulting in no loss or damage to the insured claimant: (d)attaching or created subsequent to Date of Policy:(e)resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the estate or interest insured by this policy. �i B.4... b E_' c.,�•n ti rn � 1 lot 7 n TOP —�ir v. v O U� �• � ' 21 O LO, ..�. v i ri> �� y L <� j •N ID,y • G) O . t , os O= aIW AOAW � at— s _ To- ---------------- II f= 1 � • GENERAL PROVISIONS 1. Make all adjustments and prorations on the basis of a 30-day month.'Close of Escrow" is fhe day instruments are recorded. All documents and funds due the respective parties herein are to be mailed to the addresses set out below their respective signatures, unless otherwise instructed. Our signatures on any documents and instructions pertaining to this escrow indicate our unoondi- bona► approval of same. 2 f4o axamination or insurance as to the amount or payment of real or personal property taxes le Quired unless the real property tax is payable on or before the date of the policy of ttittle insurance. 3. Seller guarantees and You shall be fully protected in assuming that, as to any insurance policies handed you, each policy is in force, has not been hypothecated and that all necessary premiums therefor have been paid.You will,as my agent, assign any fire insurance handed you for usap this escrow. d. N conflicting demands are made or notice served upon you or legal action taken in Connection with this escrow You shall not be required to determine the same or take any action in the premises,but may withhold and stop all further proceedings without liability therefor,or you may file suit in interpleader or for declaratory relief. if you are required to respond to any legal summons or proceedings or if any action of interpleader or declaratory relief is brought by you, we jointly and severally agree to pay all costs,expenses and reasonable attorney's tees expended or incurred by you,and a lien is hereby created in your company's favor to cover said items.We agree to save you harmless as escrow holder hereunder from all loss and expense, including reasonable attorney's tees and court costs sustained by reason of any action, legal or otherwise, which may in any way arise out of this escrow, before and after dosing, notwithstanding anything in these instructions to the contrary. 5. These instructions may be executed In counterparts, each of which shall be deemed an original regardless of the date of Its execution and delivery. All such counterparts together that constitute one and the same document. You are hereby given a lien upon all the rights, title and interest of each of the parties hereto in all escrowed documents, funds and other property, and all monies or property for any and all expenses,attomey's tees,losses and other liabilities caused you In this escrow. 6. The parties to these escrow Instructions authorize you to destroy these instructions and all other instructions and records in this escrow at any time after five (5) years from date of these escrow instructions. 7. Time is of the essence of these Instructions. K you are unable to comply with these Instructions on or prior to the date shown on reverse,you will comply as soon thereafter as possible unless a written demand for return of money or instruments by a party to this escrow is received by You subsequent to such date and prior to the recording of any instrument provided for herein. d. M for any reason this escrow should be cancelled you are hereby authorized and directed to use funds on deposit herein for payment of any charges herein Including but not limited to your cancellation tee. Exhibit •A" I i PARCEL I: The Westerly 290 feet of the South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, as per Map recorded in Book 51, Page 13 of Miscellaneous Maps, In the office of the County ftecorder of sold County. Except the South 16 feet thereof. PARCEL I Northwest ter of the Southwest quarter of the Northwest I The North half of the guar I. quarter of Section 35, Township 5 South, Range II West, In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps. i Excepting therefrom the Southerly 20 feet. I PARCEL 3: The South 16 feet of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps. i i i i I I i I I I FxuTRTT "A" • 0 RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Thomas K. Brown, Esq. Kadison, Pfaelzer, Woodard, Quinn & Rossi One Newport Place 1301 Dove Street, Suite 500 Newport Beach, CA 92660 (SPACE ABOVE THIS LINE FOR RECORDER' S USE ONLY. MEMORANDUM OF OPTION This Memorandum of Option is made as of , 19 between the City of Huntington Beach, a municipal corporation of the State of California ("Optionor" ) , and SBE Financial Corporation, a California corporation ("Optionee" ) , who agree as follows: 1 . Optionor hereby grants to Optionee an option to purchase the real property described in Exhibit "A" attached hereto and incorporated herein (the "Property") commencing on the date hereof on the terms, conditions and provisions of that certain Option Agreement between the parties, which Option Agreement is dated of even date herewith and which provisions are incorporated into this Memorandum of Option by this reference. 2. This Memorandum of Option is prepared for the purposes of recordation and in no way modifies or otherwise affects the terms, conditions and provisions of the Option Agreement. 3. If the option granted hereby is not exercised by October 31 , 1987 , this Memorandum of Option shall be of no further force or effect. OPTIONOR: CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services Address: 2000 Main Huntington Beach, CA 92648 OPTIONEE: SBE Financial Corporation, a California corporation By: Its: Address: 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 lay.mv.b STATE OF CALIFORNIA ) SS. COUNTY OF ORANGE ) On this day of , in the year 19_, before me, the undersigned, a Notary Public in and for said State, personally appeared , personally known to me (or proved to be on the basis of satisfactory evidence) to be the person who executed the within instrument as of SBE Financial Corporation, a California corporation, the corporation therein named, and acknowledged to me that the Corporation executed it pursuant to its by-laws or a resolution of its board of directors. WITNESS my hand and official seal. Notary Public in and for said State TKB155K 3 8/6/85 ♦ i PARCEL I: The South half of the Southwest quarter of the Northwest quarter of the Wrthwest quarter of Section 35, Township 5 South, Range II West, as per Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. EXHIBIT GROUND LEASE THIS GROUND LEASE ("Ground Lease") is made as of this day of , 198_, by and between the CITY OF HUNTINGTON BEACH, a municipal corporation of the State of California ("Landlord") , and SBE FINANCIAL CORPORATION, a California corporation of the State of California ("Tenant") . Landlord and Tenant hereby agree as follows: 1 . Demised Premises. Landlord hereby demises and leases to Tenant, and Tenant hereby leases from Landlord, upon and subject to the terms and provisions of this Ground Lease, the real property legally described in Exhibit "A" attached hereto and by this reference made a part hereof ("Property") . 2. Term. The term of this Ground Lease shall be for a period of three (3) years commencing upon the date Landlord acquired fee title to the Property from Tenant pursuant to that certain Purchase and Sale Agreement dated 198_ between Landlord, as Buyer, and Tenant, as Seller. 3. Rent. Upon execution of this Ground Lease, Tenant shall pay to Landlord rent for the entire term hereof in the amount of Three Dollars ($3 .00) . 4 . Use. Tenant may, during the term of this Ground Lease, use the Property for any lawful purpose. 5 . Taxes and Utilities . Landlord shall pay, any and all taxes, assessments, and other charges of any description levied or assessed during the term of this Ground Lease by any governmental agency or entity on or against the Property, any portion of the Property, any interest in the Property, or any improvements or other property in or on the Property; provided, however, in the event a possessory use tax is imposed by any governmental agency or entity (other than the City of Huntington Beach or any of its agencies) on Tenant' s leasehold estate created hereunder, Tenant shall pay such tax. Tenant shall pay or cause to be paid all charges for the furnishing of gas, water, electricity, telephone service and other public utilities to the Property during the term of this Ground Lease, and for the removal of garbage and rubbish from the Property during the term of this Ground Lease. 6. Construction by Tenant. At any time and from time to time during the term of this Ground Lease, Tenant may, but is not obligated to, construct or otherwise make new improvements on any part or all of the Property, and to demolish, remove, replace, alter, relocate, reconstruct or add to any of the existing improvements in whole or in part and to modify or change the contour or grade, or both, of the Property. 7 . Repairs and Restoration. At all times during the term of this Ground Lease, Tenant, at Tenant' s own cost and expense, shall make all alterations, additions or repairs to the Property or the improvements or facilities on the Property required by valid law, ordinance, statute, order or regulation now or hereafter made or issued by any governmental agency. 8 . Insurance. Tenant shall, at Tenant' s own cost and expense, secure promptly after execution of this Ground Lease and maintain during the entire term of this Ground Lease such insurance coverage as Landlord shall reasonably request, insuring Tenant and Landlord against loss or liability caused by or connected with Tenant' s occupation and use of the Property under this Ground Lease, including, without limitation, liability and fire insurance. 9 . Assignment and Subletting. With Landlord's prior written consent, which consent shall not be withheld unreasonably, Tenant shall have the right or power to assign, sublet, or otherwise transfer any of Tenant' s interest in this Ground Lease or the estate created by this Ground Lease. 10. Tenant' s Defaults and Landlord' s Remedies. The following provisions shall pertain to defaults by Tenant and the remedies of Landlord: 10. 1 The occurrence of any of the following shall constitute a material default and breach of this Ground Lease by Tenant: 10 . 1 . 1 The failure by Tenant to pay any rent provided for hereunder or make any other payment required to be made by Tenant hereunder (collectively, the "Rent") as and when due, where such failure shall continue for a period of ten (10) days after written notice thereof from Landlord to Tenant. 10. 1 .2 The failure by Tenant to observe or perform any other provision of this Ground Lease to be observed or performed by Tenant (other than those described in paragraph 12. 1 . 1 above) where such failure shall continue for a period of ten (10) days after written notice thereof from Landlord to Tenant; provided, that if the nature of Tenant' s default is 2 such that more than ten (10) days are reasonably required for its cure, then Tenant shall not be deemed to be in default if Tenant shall commence such cure within that ten (10) day period and thereafter diligently prosecutes such cure to completion, which completion shall occur in any event not later than sixty (60) days from the date of such notice from Landlord. 10. 2 In the event of any default by Tenant hereunder as provided in Section 12. 1 hereof, then, Landlord shall be entitled to exercise any rights or remedies available at law or in equity, all of which rights and remedies shall be cumulative. 11 . Governing Law. This Ground Lease and all matters relating to this Ground Lease shall be governed by and con- strued in accordance with the laws of the State of California. 12. Attorneys ' Fees. Should any litigation be commenced between the parties to this Ground Lease with respect to the subject matter hereof, the party prevailing in such litigation shall be entitled, in addition to such other relief as may be granted in the litigation, to a reasonable sum as and for his costs and attorneys' fees in such litigation which shall be determined by the court or in a separate action brought for that purpose. 13. Notices. All notices and demands shall be given in writing, and addressed to the party at the address appearing opposite the signatures below. Notices shall be considered given upon personal delivery, or three (3) days after the deposit in the United States mail, return receipt requested and postage prepaid. 14 . Memorandum of Lease. Either Landlord or Tenant may elect to record a memorandum of ground lease for this Ground Lease. Upon such election, both Landlord and Tenant shall execute a memorandum of ground lease for this Ground Lease for purposes of, and in form suitable for, recording. Such memorandum shall describe the parties, set forth a description of the Property, specify the term of the Ground Lease, incorporate this Ground Lease by reference, and be recorded in the Official Records of the County Recorder of Orange County, California concurrent with the execution hereof. 15. Severability. In the event that any of the provisions, or portions thereof, of this Ground Lease are held to be unenforceable or invalid by any court of competent jurisdiction, the validity and enforceability of the remaining provisions, or portions thereof, shall not be affected thereby. 3 • 0 IN WITNESS WHEREOF, the parties have executed this Ground Lease as of the day and date first above written. LANDLORD: CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services Address: 2000 Main Huntington Beach, CA 92648 TENANT: SBE Financial Corporation, a California corporation By Its Address: 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 TKB145M 4 7/22/85 i • PARCEL I: The South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, as per Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. EXHIBIT RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Kadison, Pfaelzer, Woodard, Quinn & Rossi One Newport Place 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attention: Thomas K. Brown, Esq. (SPACE ABOVE THIS LINE FOR RECORDER'S USE ONLY. ) MEMORANDUM OF LEASE This memorandum of Lease is made as of , 198_ between SBE Financial Corporation, a California corporation ("Tenant") , and the City of Huntington Beach, a municipal corporation of the State of California ("Landlord") , who agree as follows: 1 . Term and Premises. Landlord leases to Tenant and Tenant leases from Landlord the real property described on Exhibit "A" attached hereto and incorporated herein (the "Property") for a term of two (2) years commencing on , 198 on the provisions of that certain Ground Lease between the parties, which Ground Lease is dated the same date as this Memorandum of Lease (the "Lease") , which provisions are incorporated into this Memorandum of Lease by this reference. 2 . Purpose of this Memorandum of Lease. This Memorandum of Lease is prepared for the purposes of recordation, and in no way modifies or otherwise affects the provisions of the Lease. Tenant SBE Financial Corporation, a California corporation By: Its: Landlord CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services TKB145N 2 7/15/85 STATE OF CALIFORNIA ) SS. COUNTY OF ORANGE ) On this day of , in the year 19_, before me, the undersigned, a Notary Public in and for said State, personally appeared , personally known to me (or proved to be on the basis of satisfactory evidence) to be the person who executed the within instrument as of SBE Financial Corporation, a California corporation, the corporation therein named, and acknowledged to me that the Corporation executed it pursuant to its by-laws or a resolution of its board of directors. WITNESS my hand and official seal. Notary Public in and for said State TKB155K 3 8/6/85 PARCEL Is The South half of the Southwest quarter of the 1 brthwest quarter of the Northwest quarter of Section 35, Township S South, Range 11 West, as per Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. Exl1IuIT LEGAL DESCRIPTION All that certaln land situated In the State of California, County of Orange, City of Huntington beach,described as follows: PARCEL I: The North 25 feet of the South 275 feet of the Vest 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West in the Rancho Las Bolsas, as shown on a Map recoroea in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 2: The North 25 feet of the South 75 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map recoroed In Book Sl, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 3: The North 23 feet of the South 100 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL ♦: The North 25 feet of the South 275 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 3 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 3: The North 25 feet of the South 300.feet of the East 100 feet of the Vest 300 feet of the North halt of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 3 South, Range ll West, In the Rancho Las Bolsas, as shown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. • ! Exhibit "A" Continued...page 2 PARCEL 6: The North 25 feet of the South 100 feet of the East 100 feet of the Rest 400 feet of the North half of the Southwest darter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 west, In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 7: The North 25 feet of the South 225 feet of the East 100 feet of the west 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, Calif omia. PARCEL 9: The North 25 feet of the South 250 feet of the East 100 feet of the West 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll west, In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 9: The North 25 feet of the South 300 feet of the East 100 feet of the West 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, in the Rancho Las Bolsas, as shown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING therefrom mineral right to said property 500 feet below the surface but without the right of entry or any right on the surface of said property or within 500 feet of the surface, as reserved in deed recorded in Book 6793, Page 371, of Official Records. PARCEL 10: The North 25 feet of the South 50 feet of the East 100 feet of the West 600 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Boisas, as shown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 11: The North 25 feet of the South 275 feet of the East 100 feet of the West 600 feet of the f the Northwest quarter of North halt of the Southwest quarter of the Southwest quartero q Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Exhibit "A" Continued—.page 3 PARCEL 12: The East 100 feet of the West 500 feet of the North hall of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, San Bernardino Base and Meridian. EXCEPTING therefrom the South 300 feet. ALSO EXCEPTING therefrom the North 5 feet. PARCEL 13: The East 100 feet of the West 600 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township S South, Range 11 West, San Bernardino Base and Meridian. EXCEPTING therefrom the South 300 feet. ALSO EXCEPTING therefrom the North 5 feet. PARCEL 14: The South 41.11 feet of the North 297.77 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING therefrom the West 600 feet. Also excepting therefrom all oil, gas, hydrocarbon substances and other minerals together with the right to enter and pass through said lands at any time or from time to time at a depth below 500 feet from the surface thereof for the purpose of extracting, producing and marketing such oil, gas, hydrocarbon substances and other minerals, with no right of surface entry expressed or implied, as reserved in the deed from The Roman Catholic Archbishop of Los Angeles, a corporation sole, recorded December 9, 1968 in Book 2909, Page 976, Official Records. PARCEL 15t The South 41.11 feet of the North 82.22 feet of the North half of the Southwest quarter of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Exhibit "A" Continued...page 4 EXCEPTING therefrom the West 600 feet. PARCEL 16: The North 25 feet of the South 125 feet of the East 100 feet of the West 500 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 west, in the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 17: 'The North 25 feet of the South 50 feet of the East 100 feet of the Rest 500 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING therefrom all minerals, oll, gas, petroleum, and other hydrocarbon substances within or underlying said land, or that may be produced and saved therefrom under said lands, at a depth of 500 feet or more below the surface thereof as reserved in the deed from Crocker National Bank, Guardian of the Estate of Frederick L. Candee, recorded October 9, 19 73 in Book 10934, Page 911 of Official Records. PARCEL 19: The North 25 feet of the South 175.00 feet of the East 100 feet of the West 300.00 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 19: The North 25 feet of the South 175 feet of the West 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township S South, Range ll West, as shown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 20: The North 25 feet of the South 325 feet of the West 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, as shown on a Map recoroed In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Exhibit "A" Continued...page 5 PARCEL 21: The South 25 feet of the West 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 22: The North 25 feet of the South 50 feet of the West 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 23: The North 25 feet of the South 225 feet of the West 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 24: The North 25 feet of the South 250 feet of the West 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 west, In the Rancho Las Bolsas, as shown on a map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 25: The South 25 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 26: The North 25 feet of the South 50 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, In the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 27: The North 25 feet of the South 125 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Exhibit "A" Continued...page 6 PARCEL 28: The North 25 feet of the South I75 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of thr Northwest quarter of Section 35, Township 5 South, Range Il West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 29: The North 25 feet of the South 225 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 30: The North 25 feet of the South 250 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 31: The North 25 feet of the South 300 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, Calif ornia. PARCEL 32: The South 25 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 33: The North 25 feet of the South 50 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 west, In the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Exhibit "A" Continued. Me 7 I I i i PARCEL 34: The North 25 feet of the South 75 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the SouUhwest quarter of the Northwest quarter of Section 35, Township 5 South, Range B West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. I PARCEL 35: The North 25 feet of the South 125 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 36: The North 25 feet of the South 200 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, in the Rancho Las Bolsas, as shown on a map I recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 37s ! The North 25 feet of the South 325 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a map recordeu in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Ii PARCEL 39: 1 The North 25 feet of the South 50 feet of the East 100 feet of the West 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 39: The North 25 feet of the South 175 feet of the East 100 feet of the West 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Exhibit "A" Continued...page 3 PARCEL 40: The North 25 feet of the South 200 feet of the East 100 feet of the West 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recordea in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 41: The North 25 feet of the South 325 feet of the East 100 feet of the West 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 42: The South 25 feet of the East 100 feet of the Vest 500 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a map recoroea in Book 51, Page 13 of Miscellaneous X1aps, records of Orange County, California. PARCEL 43: The North 25 f eet of the South 75 f eet of the East 100 feet of the West 500 f eet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 44: The North 25 feet of the South 225 feet of the East 100 feet of the West 500 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 45: The North 25 feet of the South 275 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Exhibit "A" Continued...page 9 PARCEL 4b: The North 25 feet of the South 300 feet of the East 100 feet of the West 500 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 47: The South 41JI feet of the North 246.66 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING the West 600 feet. PARCEL 48: The South 41.11 feet of the North 205.55 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West in the Rancho Las Bolsas, as shown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING the West 600 feet. PARCEL 49: The South 41.11 feet of the North 123.33 feet of the North half of the Southwest quarter of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING the West 600 feet. PARCEL 30: The North 41.11 feet of the North half of the Southwest quarter of the Southwest quarter 0f the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West in the Rancho Las Bolsas, as shown on a map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING the West 600 feet. Exhibit "A" Continued...page 10 PARCEL 51: The West 600 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West in the Rancho Las Bolsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING the South 325 feet thereof. PARCEL 52: The East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 Rest, in the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. EXCEPTING the South 300 feet thereof. ALSO excepting the North S feet thereof. PARCEL 53: The North 25 feet of the South 150 feet of the East 100 feet of the Rest 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map recordea in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. PARCEL 54: The North 25 feet of the South 300 feet of the East 100 feet of the West 600 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, San Bernardino Meridian. PARCEL 55: All of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35 in Township 5 South, Range ll West, In the Rancho Las Bolsas, as shown on a Map thereof recorded In Book 51, Page 13 of Miscellaneous Maps, records of said Orange County. EXCEPT therefrom the North 289.75 feet. • 0 Exhibit "A" Continued...page 1I ALSO except therefrom the West 600 feet. PARCEL 56: TrK North 25 feet of the South 150 feet of the East 100 feet of the West 500 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 Vest, In the Rancho Las Bolsas, as shown on a Map thereof recorded In Book 51, Page 13 of Miscellaneous Maps, records said Orange County, Calif orris. PARCEL 57: The North 25 feet of the South 175 feet of the East 100 feet of the West 500 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map thereof recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, Calif ornia. PARCEL 58: The North 25 feet of the South 250 feet of the East 100 feet of the West 300 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map thereof recorded In Book 51, Page 13 of Miscellaneous Maps, records of said Orange County, California. PARCEL 59: The North 25 feet of the South 75 feet of the West 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map thereof recoroed in Book 51, Page 13 of Miscellaneous Maps, records of said Orange County, Calif ornia. EXCEPTING therefrom one-half of the mineral rights to sald land 500 feet below the surface, but without right of entry or any right on the surface of said land or within 500 feet of the surface of said land, as reserved In the deed recorded June 22, 1964 in Book 7099, Page 120, Official Records. PARCEL W. The North 25 feet of the South 100 feet of the West 100 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range it West, in the Rancho Las Bolsas, as shown on a Map thereof recorded in Book 51, Page 13 of Miscellaneous Maps, records of said Orange County, California. Exhibit "A" Continued...page 12 EXCEPTING therefrom one-half of the mineral rights to said land 500 feet below the v!,-face, but without right of entry or any right on the surface of said land or within 500 feet of the surface of said land, as reservea in the deed recorded June 22, 1964 in Book 7098, Page 120, Official Records. PARCEL 6L- The North 25 feet of the South 125 feet of the West 100 feet of the North half of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map thereof recorded in Book 51, Page 13 of Miscellaneous Maps, records of said Orange County; California. EXCEPTING therefrom one-half of the mineral rights to said land 500 feet below the surface, but without right of entry or any right on the surface of said land or within 500 feet of the surface of said land, as reserved in the deed recorded June 22, 1964 in Book 7098, Page 120, Official Records. PARCEL 62: The North 25 feet of the South 150 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, in the Rancho Las Bolsas, as shown on a Map thereof recorded in Book 51, Page 13 of Miscellaneous Maps, records of said Orange County, California. PARCEL 63: The North 25 feet of the South 200 feet of the East 100 feet of the West 200 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map thereof recorded In Book 51, Page 13 of Miscellaneous Maps, records of said Orange County, Calif orn ia. PARCEL 64: The North 25 feet of the South 75 feet of the East 100 feet of the West 400 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, In the Rancho Las Bolsas, as shown on a Map thereof recorded in Book 31, Page 13 of Miscellaneous Maps, records of said Orange County, California. Exhibit "A" Continued—.Page 13 PARCEL 65: The North 25 feet of the South 75 feet of the East 100 feet of the West 600 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map thereof recorded In Book 51, Page 13 of Miscellaneous Maps, records of said Orange County, California. EXCEPTING therefrom one-half of the mineral rights to said land 500 feet below the surface, but without right of entry or any right on the surface of said land or within 500 feet of the surface of said land, as reserved in the deed recorded June 22, 1964 In Book 7099, Page 120, Official Records. PARCEL 66: The North 25 feet of the South 100 feet of the East 100 feet of the West 600 feet of the [north hall of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Bolsas, as shown on a Map thereof recorded in Book 51, Page 13 of Miscellaneous Maps, records of said Orange County, California. EXCEPTING therefrom one-half of the mineral rights to said land 500 feet below the surface, but without right of entry or any right on the surface of said land within 500 feet of the surface of said land, as reserved in the deed recorded June 220 1964 in Book 7098, Page 120, Official Records. PARCEL 67: The North 25 feet of the South 125 feet of the East 100 feet of the West 600 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, in the Rancho Las Bolsas, as shown on a Map thereof recorded In Book 51, Page 13 of Miscellaneous Maps, records of said Orange County, California. EXCEPTING therefrom one-half of the mineral rights to said land 300 feet below the surface, but without right of entry or any right on the surface of said land or within 500 feet of the surface of said land, as reserved In the deed recorded June 229 1964 In Book 7091, Page 120, Official Records. PARCEL 6E: The North 25 feet of the South 150 feet of the East 100 feet of the West 600 feet of the North half of the Southwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range ll West, In the Rancho Las Bolsas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Bald Orange County, California. PURCHASE AND SALE AGREEMENT AND ESCROW INSTRUCTIONS BETWEEN THE CITY OF HUNTINGTON BEACH AND SBE FINANCIAL CORPORATION FOR PURCHASE OF OCEANVIEW MUSHROOM GROWERS PROPERTY - PHASE II 1 . PARTIES The parties to this Purchase and Sale Agreement and Escrow Instructions ("Agreement" ) are SBE FINANCIAL CORPORATION, a California corporation ("Seller") , and the CITY OF HUNTINGTON BEACH , a municipal corporation of the State of California ("Buyer") . 2 . DEFINITIONS For the purposes of this Agreement, the term: (a) "Close of Escrow" means the date on which all documents delivered to Escrow Holder that should be recorded are recorded in the appropriate county offices; (b) "Escrow" means the escrow established with Escrow Holder as set forth in this Agreement; (c) "Escrow Holder" or "Title Company" means Orange Coast Title Company, Santa Ana, California. (d) "Property" means that certain real property which consists of approximately 7. 26 acres of land located in the City of Huntington Beach, County of Orange, State of California, described in Exhibit "A" attached hereto, and all of Seller 's rights and interests (including mineral, gas and oil rights and interests) appurtenant thereto; (e) "Closing Date" means August 1 , 1986 or an earlier date as may be mutually agreed upon by Buyer and Seller. (f) "Permitted Title Exceptions" means all of those covenants, conditions , restrictions , rights of way, easements, reservations and other matters of record disclosed in that certain preliminary title report (No. 99797-5) dated May 1 , 1985 ("Report") and issued by Title Company other than Exceptions Nos. 14 and 15 which secure the payment of money. A copy of the Report is attached hereto, marked Exhibit "B" and incorporated herein. 3. RECITALS This Agreement is made with reference to the following facts : (a) Seller owns fee title to the Property. (b) Buyer has informed Seller that it intends to acquire the Property, pursuant to its power of eminent domain, absent satisfactory arrangements between Buyer and Seller for acquisition by Buyer of the Property in lieu of eminent domain proceedings . (c) Buyer and Seller deem it to be in their mutual best interests to enter into this Agreement in connection with Buyer' s acquisition of the Property. 4 . PURCHASE PRICE 4 . 01 Total Purchase Price . Subject to and in accordance with the terms and conditions of this Agreement, Seller agrees to sell to Buyer, and Buyer agrees to purchase from Seller, fee simple title to the Property for a total consideration of $2, 200, 000 . 00 (the "Purchase Price" ) , which sale shall be consummated through the Escrow, as set forth herein. 4 . 02 Payment of Purchase Price. The Purchase Price shall be payable as follows : a. Initial Deposit. Buyer shall deposit the sum of $25 , 000. 00, representing the amount of the Deposit (as defined below) , at the time and in the manner specified in Section 4. 03 below. b. Remaining Payment. Buyer shall deposit in Escrow, prior to the Close of Escrow, an amount in cash or cashier ' s check equal to $2, 175 , 000.00 which is the Purchase Price less the Deposit ("Remaining Cash Payment") . 4 .03 Deposit. Within three (3) business days of the execution of this Agreement by both parties, Buyer shall cause the Escrow to be opened with Escrow Holder and, con- currently therewith, shall deposit with Escrow Holder the amount of $25 , 000. 00 (the "Deposit") . The Deposit shall be held by Escrow Holder and disbursed to Seller or returned to Buyer pursuant to the terms of this Agreement. 2 .y 5. REPRESENTATIONS AND WARRANTIES OF SELLER Seller represents and warrants to Buyer that the execution of this Agreement by Seller, the delivery hereof by Seller to Buyer, Seller ' s performance hereof, and the transactions contemplated hereby have each been duly authorized by requisite action on the part of Seller. 6. REPRESENTATIONS AND WARRANTIES OF BUYER Buyer represents and warrants to Seller that the execution of this Agreement by Buyer, the delivery hereof by Buyer to Seller, Buyer' s performance hereof, and the transactions contemplated hereby have each been duly authorized by requisite action on the part of Buyer. 7. ESTABLISHMENT OF ESCROW Upon execution of this Agreement by Buyer and Seller, Buyer shall cause an originally executed copy of this Agreement to be deposited with Escrow Holder. The provisions of this Section 7 and Sections 8, 9, and 10 of this Agreement together with the general provisions of the standard form escrow instructions of Escrow Holder which are attached hereto at Exhibit "Co , to the extent not in conflict with the provisions of this Agreement, shall constitute the full and complete form of escrow instructions to Escrow Holder. 8. ESCROW INSTRUCTIONS 8 .01 Duties of Seller. Seller agrees: (a) To execute, acknowledge, and deliver to Escrow Holder, in recordable form, before the Closing Date, a grant deed (the "Deed") in usual form conveying the Property to Buyer; (b) To obtain, on or before the Closing Date, a commitment by Title Company to issue a CLTA Standard Coverage Policy (the "Title Insurance Policy") in the amount of the Purchase Price showing fee title vested in Buyer subject only to the Permitted Exceptions; (c) To execute or cause to be executed, have acknowledged and delivered, as appropriate, such additional documents and instruments as may be necessary or 3 f appropriate to consummate the transactions contemplated by this Agreement including, without limitation, the Option, Memoran- dum (in recordable form) , Lease and Memorandum (in recordable form) , (all as defined below) ; (d) To deliver possession of the Property to Buyer at the Close of Escrow and free of the possessary interests of tenants on the Non-Lease Property (as defined below) ; and (e) To take all such additional steps and actions as may be necessary or appropriate to consummate the transaction contemplated by this Agreement and by each and every other agreement between the parties which is referred to herein. 8 . 02 Duties of Buyer. Buyer agrees: (a) To deposit with Escrow Holder the Deposit within the time provided at Section 4 . 03 above; (b) To deposit with Escrow Holder no later than the day before Close of Escrow the Remaining Cash Payment; (c) To execute, have acknowledged and deliver to Escrow Holder as appropriate such additional documents and instruments as may be necessary or appropriate to consummate the transaction contemplated by this Agreement including, without limitation, the Option, Memorandum (in recordable form) , Lease and Lease Memorandum (in recordable form) ; (d) To take all such additional steps and actions as may be necessary or appropriate to consummate the transaction contemplated by this Agreement and by each and every other agreement between the parties which is referred to herein. 8. 03 Duties of Escrow Holder. Escrow Holder shall: (a) Hold all documents , instruments and cash delivered to it in accordance with the terms of this Agreement; (b) Have, and be subject to, all of those rights, duties, privileges and immunities set forth in the standard printed escrow instructions used by Escrow Holder, which are attached hereto at Exhibit "C", except insofar as 4 such instructions are inconsistent with the terms or conditions of this Agreement in which case this Agreement shall take precedence over such inconsistent provisions in the instructions; and (c) When each of the conditions of closing set forth in Section 10 below have been satisfied or waived by the parties in writing delivered to Escrow Holder, record in the appropriate offices the Deed, the Memorandum and any other instruments or documents that should be recorded, and promptly thereafter deliver all documents, instruments, and cash then held by Escrow Holder to the parties entitled thereto, includ- ing , but not limited to, the following: (i) To Seller, the Option and Lease executed by Buyer and the Purchase Price less (1) Seller' s share of Closing Costs (as defined below) and other debits from Seller 's account necessary to effect prorations between Buyer and Seller of certain items, both as set forth in Section 9 below, and (2) such other amounts as are appropriate to accomplish the purposes of this Agreement; (ii) To Buyer, the Option and Lease executed by Seller and the Deed, Memorandum and Lease Memor- andum after they have been recorded; and (iii) To any other person or entity, the money, documents and/or instruments necessary to satisfy the requirements of this Agreement. 9. PRORATIONS AND CLOSING COSTS 9.01 Prorated Expenses. Escrow Holder shall prorate, on the basis of a thirty (30) day month, between Seller and Buyer, as of the Close of Escrow, real property general and special taxes, if any, respecting the Property. 9 .02 Closing Costs. All closing costs (the "Closing Costs") attributable to the sale of the Property, as determined by Escrow Holder, for which the responsibility of payment is not specifically provided for herein shall be apportioned between Buyer and Seller in accordance with the usual practices in Orange County, California in the case of sales of this type. The premium for the Title Insurance Policy shall be paid by Seller. Any recording costs for the Deed and any documentary transfer taxes shall be paid by Seller. Buyer and Seller shall share equally Escrow Holder 's fees. 5 t 10 . CONDITIONS OF CLOSING The Close of Escrow shall be contingent upon the following conditions : (a) That Title Company is committed to issue or shall issue to Buyer the Title Insurance Policy with a liability limit equal to the Purchase Price and showing fee title to the Property vested in Buyer free of all exceptions to title, excepting only: 1 . The Permitted Title Exceptions; 2. Current and non-delinquent general and special real property taxes . (b) All other documents, instruments and cash required by this Agreement to be delivered to the Escrow Holder have been so delivered. (c) Seller shall have entered into an agreement acceptable to Seller and the Federal Land Bank of Sacramento whereby the Property shall be reconveyed free and clear of the lien of the deed of trust described in the Report as Exception No. 14 . (d) Seller shall have entered into an agreement acceptable to Seller and Victor E. DiStefano and Diana K. DiStefano whereby the Property shall be reconveyed free and clear of the lien of the deed of trust described in the Report as Exception No. 15. (e) Seller and Buyer shall have executed and delivered counterparts of that certain option agreement and memorandum thereof in the forms attached hereto at Exhibits "D" and "E" respectively and incorporated herein by this reference (the "Option" and "Memorandum" respectively) . (f) Seller and Buyer shall have executed and delivered counterparts of that certain lease agreement and memorandum thereof in the forms attached hereto as Exhibits "F" and "G" respectively, and incorporated herein by the reference ("Lease" and "Lease Memorandum" respectively) . As used herein, the term "Non-Lease Property" shall mean that portion of the Property which is not subject to the Lease. 6 (g) Neither Buyer nor Seller shall have delivered to Escrow Holder a written notice of cancellation of the Escrow that has not thereafter been rescinded or cancelled; provided, that nothing in this paragraph gives either party a right to cancel this Escrow. 11 . DELAYED CLOSING If Escrow Holder is unable to comply with the in- structions contained in this Agreement on or prior to the Closing Date (or an extension of such date that is executed by both Buyer and Seller) Escrow Holder shall comply therewith, and the Close of Escrow shall occur as soon thereafter as possible unless a written notice of cancellation and a demand for return of money or documents by Seller or Buyer is received by Escrow Holder prior to the recording of any instrument which is provided to be recorded under this Agreement. Nothing in this paragraph shall be construed as giving either Buyer or Seller a right to cancel the Escrow. 12. BROKERAGE COMMISSIONS Buyer and Seller each represent and warrant to the other that it has not dealt with any finders, real estate brokers or salespersons in connection with the transaction contemplated by this Agreement. Each party agrees to indemnify and hold the other party harmless from any and all liability, costs, damages and expenses (including attorneys ' fees) incurred by the other party by reason of the breach of the indemnifying party' s representations and warranties under this Section 12. 13. POST CLOSING MATTERS During the ninety (90) day period subsequent to the Close of Escrow, Seller, at its sole cost, shall raze or cause to be razed, all free standing buildings located at the Non-lease Property and shall remove from the Non-lease Property all of Seller' s farm equipment. Buyer may, at its election and at its sole cost, provide to Seller as of the Close of Escrow, equipment to demolish all concrete slabs and concrete foundations on the Non-lease Property. If Buyer provides equipment for demolishment of concrete slabs and concrete foundations on the Non-lease Property as provided above, Seller shall cause, within the ninety (90) days subsequent to the Close of Escrow, at its sole cost, the concrete slabs and 7 concrete foundations to be demolished and to be loaded on vehicles for removal from the Non-Lease Property to a disposal site, both the vehicles and site to be provided, at no cost to Seller , by Buyer. For purposes of this Section 13 , the term "free-standing buildings" does not include oil wells or oil well related equipment. 14 . TIME IS OF THE ESSENCE Buyer and Seller agree that time is of the essence of this Agreement and each and every provision herein, including but not limited to, the provisions concerning the Close of Escrow and the provisions concerning payments and deposits by Buyer. 15 . NOTICES Any notice, demand, approval, consent, or communication required or desired to be given under this Agreement shall be directed as indicated below and shall be personally served or given by mail . Any notice, demand, approval , consent, or other communication given by. mail shall be deemed to have been given when delivered personally or when seventy-two (72) hours have elapsed from the date it was deposited in the United States mail, certified mail, postage prepaid, addressed to the party to be provided notice at the last address given by that party under the provisions of this section. At the date of the execution of this Agreement, the address of Seller is : SBE Financial Corporation 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 Attn: Richard Packer Sharon Etchegoyen With a copy to: Kadison, Pfaelzer, Woodard, Quinn & Rossi 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attn: Thomas K. Brown, Esq. 8 And the address of Buyer is: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Manager With a copy to: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Attorney Copies of all notices shall be delivered to Escrow Holder whose address is: Orange Coast Title Company 640 N. Tustin Avenue Suite 106 Santa Ana, CA 92705 Attn: MaryAnn Gigure 16 . GENERAL PROVISIONS 16. 01 Assignment and Modifications. Buyer may assign all of its duties, rights and obligations hereunder with the prior written approval of Seller, which approval shall not be withheld unreasonably; provided, however, such assignment shall not relieve Buyer of its duties and obligations hereunder. This Agreement may not be modified or amended except by a written agreement signed by Seller and Buyer and only to the extent set forth in such a writing. 16 .02 Attorneys ' Fees . In the event legal action is commenced to enforce or interpret, or for breach of, any provision of this Agreement, the prevailing party shall be entitled to recover its costs and expenses incurred (including , without limitation, actual attorneys ' fees incurred) , in addition to all other relief and remedies to which the prevailing party may be entitled. 16.03 Further Assurances. From time to time each party will execute and deliver such further instruments and take such further actions as any other party may reasonably request in order to discharge and perform the obligations and agreements hereunder and the transactions contemplated hereby. 9 16 . 04 Form of Documents. All instruments and other documents to be executed and delivered under this Agreement by any party to any other party shall be in a form satisfactory to the other party. 16 . 05 Successors . This Agreement shall be binding upon, and shall inure to the benefit of, the successors and assigns of the parties. 16 . 06 Executed Counterparts . This Agreement, and each agreement referred to herein, may be executed in two or more counterparts, all of which together shall constitute a single agreement, and each of which shall be deemed an original of this Agreement for all purposes . 16. 07 Section Headings . The various section headings in this Agreement are inserted for convenience of reference only, and shall not affect the meaning or interpretation of this Agreement or any provision hereof. 16. 08 Calendar Days; Close of Business. Unless the context otherwise requires , all periods terminating on a given day or date or at the expiration of a given period of days, shall terminate at the close of business on that day or date , unless such day or date is Saturday, Sunday or a legal holiday, in which case such day or date shall be the next business day. All references to "days" shall refer to calendar days unless the context otherwise requires. 16. 09 Severability. In the event that any of the provisions, or portions thereof, of this Agreement are held to be unenforceable or invalid by any court of competent jurisdiction, the validity and enforceability of the remaining provisions, or portions thereof, shall not be affected thereby. 16. 10 Exhibits. Each of the exhibits attached to, or mentioned in, this Agreement is incorporated into, and made a part of, this Agreement by this reference. 16 . 11 Entire Agreement. This Agreement and its exhibits contain the entire agreement of the parties with respect to the Property and no other agreement, statement, representation or promise (oral or written) made by any party, or by or to any employee, officer or agent of any party, which is not contained in this Agreement shall be effective or binding. 10 i No • • 16. 12 Governing Law. The validity, interpretation, and performance of this Agreement shall be controlled by and construed under the laws of the State of California. 16 . 13 Agreement Independent of Escrow. The rights and obligations of each party herein set forth and agreed to be undertaken have been made in and under this Agreement, independent of Escrow Holder and the Escrow. If any requirements relating to the duties of the Escrow Holder hereunder are not acceptable to the Escrow Holder, or if the Escrow Holder requires additional instructions, the parties agree to make such deletions, substitutions and additions to this Agreement or subsequent amendments to this Agreement as may be reasonably required by Escrow Holder if the same can be done without altering the basic terms and conditions of this Agreement. 17. EXECUTION This Agreement is executed as of this day of 198_, in Orange County, California. 11 "SELLER" SBE FINANCIAL CORPORATION, a California corporation By: Its: "BUYER" CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initia�t��/and Appr, ve)d/ ---------------- City Adminis-t-tato-r -Chief of--Adgdhis'trative Services �--- TKB145K 12 7/14/85 EXHIBITS A. Legal Description B. Preliminary Title Report C. Escrow Instructions D. Option E. Memorandum F. Lease G. Lease Memorandum Exhibit •A' PARCEL I: The South half of the Southwest quarter of the Northwest quarter of the Northwest Quartet of Section 35, Tawynhip 5 South, Rm9e 11 West, as per Map recorded In Book Si, Page 13 of V isce 11 arreous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. PARCEL 2s The South or,e-,olf of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township S South, Range 11 West, in the Rancho Los Bolsas, as shown an a Map recorded In Book S1, Page 13 of Miscellaneous Maps, records of Orange County, California Excepting therefrom an undivided 24Mths Interest In mineral rights 500 feet below the surfoce of said land, but without the right of entry or any right an the surface or within SW feet of the surface of said land, as reserved In deeds of record. PARCEL 3s The Soutf-,erly 20 feet of the North half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, In the Rancho Los Bolsas, as shown on a mo3p recorded in Book SI, Page 13 of Miscellaneous Mass, records of Orange County, California. EXHIBIT "A" ORANGECOAST TITLE9COMPANY IV O BOX 11925 ❑939 W FOOTHILL BLVD SANTA ANA, CA 92711 UPLAND CA 91786 (714) $58-2836 (714) 981.5708 [] ORANGE COAST TITLE COMPANY OF RIVERSIDE 3773 UNIVERSITY AVE. • P.O. BOX 1326 RIVERSIDE. CA 92501 • (714) 781-6500 ZENITH 74500 PRELIMINARY REPORT KADLSON, PFAELZER, WOODARD, QUINN AND ROSSI 1301 love i S00 Newport 8ewh, CA Date April 29, 1995 Attention Tom Brown Your No Mushroom Farm Phase II Our No. "797-5 Dated as of Aprll 20 .19_a3i 7.30 A.M. In response to the above referenced application for a policy of title insurance, the insurer hereby reports that it is prepared to issue. or cause to be issued, as the date hereof,a Policy or Policies of Title Insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or refer- red to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Condi- tions and Stipulations of said policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in Schedule I and Schedule I (continued) attached Copies of the Policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed her If it is desir � that la- bility be assumed prior to the issuance of a policy of title insurance'a Bi de or Commit e, : shout be requested. iie Officer PAM PARKER The form of policy of title Insurance contemplated by this report is: 'a Callfornia Land Title Association Standard Coverage Policy - 1973, owner's policy" The estate or interest in the land hereinafter described or referred to covered by this Report is- a fee Title to said estate or interest at the date hereof Is vested In: S B E FINANCIAL CORPORATION, A CALIFORNIA CORPORATION EXHIBIT "B" ORDER NO. The land referred to in this Report is situated in the State of California,County of Orange and is described as follows: (See Exhibit "A") At the date hereof exceptions to coverage in addition to the Exceptions and Exclusions in said policy form would be as follows: A. Gei► ral and Special Traces for the flscol year 1985-1986. A lien not yet payable.g- Second kntallment General and Special Taxes for the fiscal rear 198=i-1985. $536.07, plus penalty of $53.80, plus costs of $10.00. Code Area 04-010, Assessors Parcel 1 Jo. I11-071-05, Exemption Nom- Affects Parcel 1- C. Second lrsstatir,nrnt General and Speci al Taxes for the fiscal Year 19a4-19859 $669.70, plus penalty of $66.979 plus costs of $10-M Code Area 04-010, Assrssos-s Parcel No. 111-071-19, Exemption None- Affects PQce) 2. p. Second k-stollrnent General and Special Taxes for the fiscal rem 1984-1985, $69.75, plus penalty of $6.97, plus costs of $10.00. Code Area 04-0101, Assessors Parcel No- 111-071-29, Exemption 140m- Affects Parcel 3. ts of and special taxes �ovhicfi maybe ' by E. Any odditlonol orrnax� treason of: Exceptions Continued Page 2 (al ReuMralsol of the property values as of March 4 1975; (b) krproven,ents odded sibsertpent to Mardi I, 1975; (c) Change of ownership subsequent to March 1, 1975; (d) Any finol )udgmenl determining Article 13A as added to the Constitution of the State of California, being invalid, unconstitutional, or having been improperly applied. F. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 498, Statutes of 1983 of the State of Colifomio. I, The use and control of cienegas and natural streams of water, if any, naturally upon, flowing across, into or by said Tract, and the rights of way for and to construct IrTigalion or drainage ditches through sold Tract to irrigate or drain the odjocenl Wr4 as reserved in deeds of record. 2. The reservation of the Westerly 30 feet of Parcels 2 and 3 for roads, railroads and ditches and the use and control of cienegas and natural streams of water, if any, naturally upon, flowing across, into or by said Tract, and the rights of way for and to construct irrigation or drainoge dltct►es through sold Tract to irrigate or drain the adjacent land, as contained In deeds of record. 3. The rights of the owners of the other Iands described in the community oil lease dated August 1% 1920, recorded October 6, 1920, in Book 16, Page 303 and 308 of Leases, to share in the benefits from production of oil, gas and other hydrocarbon substances from the land herein described, the riots of the lessee therein having been terminated by an Instrurnent recorded July 29, 1926 in Book 59, Page 290, i Leases. t i NOTEt The present ownership of sold leasehold and other matters affecting Interest of lessee are not shown by this report. i •. An easement for rood and incidental purposes, as granted to the County of Orange in the deed recorded in Boric 237, Pope 344, of Deeds. Affects the Wee 30 feet of Parcels 2 and 3. S. The right of way for pipe lines, telephone and telegraph lines, etc., as conveyed to the Standard Oil Company by deed recorded December 9, 1920 in Book 380, Page 227 of Deeds, over Parce 12. Sold tines to be laid on a strip of land I rod wide the Westerly boax krY of which is a line East of, parallel with and 10 feet distant from the Westerly boundary line of said section. Sold strip extends from the NDrtherly to the Southerly line of sold Parcel. Also reciting the right to lay additional lines, recorded December 91 1920 In Book 3801 Page 227 of Deeds. Exceptions Continued... Page 3 Pbtes A consent for rIgH of way of sold lines was executed by Shell Oil Company by instrumant recorded May 27, 1924 In Book 524, Page 324 of Deeds,. 6. The right of way for pipe lines, telegraph and telephone poles as conveyed by Vilate Hilton and husband and Herbert Krohling and wife to the Standard Oil Company by deed recorded December 13, 1920 In Book 380, Page 268 of Deeds. Affects Parcel 3. . 7. A 50% reservation of the net land owner's royalties of all oil, gas, asphaltum and hydrocarbon substances or the proceeds thereof, which may be produced from or under said krnd, as reserved by various deeds of record. Affects Parcel 3. 8. An easement for pipe lines and pole lines and incidental purposes, as provided in an Instrument recorded In Book 381, Page 88 of Deeds. 9. An oil and gas lease covering Parcel 2 a-,d other land dated Augurt 12, 1940, executed by J. Ed Huston and others, to lessors, and West American Oil Company, as lessee, recorded February 24, 1941 In Book 1083, Page 93 of Official Records, and re-recorded Febnxry 10, 1942 In Book 1132, Page 110 of Official Records, to which record reference Is mode for full particukrt. An undivided 2/5ths of the lessee's interest in and to said leasehold estate was assigned to Etienne Lang by assignment recorded March 2, 1945 In Book 1300, Page 385 of Official Records. Note: Recorded Febuwy 8, 1947 in Book 1473, Page 300 of Official Records Is a certified copy of the Decree of Distribution In the matter of the estate of Jean Etienne Lang, also known as Etienne Lang, deceased, Case No. 239 78E In the Superior Court, Lees Angeles County, distribuling an undivided 1/10 Interest In the kawhold estate created under sold lease to Gladys T. Lang, Serge Robert Lon, Jocquest Walter Lang and Nodine Helene Lang, as their separate property, In equal sties, sold distributees also being the ormibus distributees thereunder. The Lessee`s interest In and fo sold leasehold estote is subject to the following mattersz A. An undivided 1-2/3rd% overriding royalty of all oil and gas owned by Harold C. Marion and Dorothy F. Morton, husband and wife, as disclosed by the above rnent ioned assignment recorded In Book 130d, Poge 385 of Off icial Records. IL An unrecorded contract dated January 1, 1961 by and between West American Oil Company and Stondord Oil Company of Callfornio, Western Operatioru, Inc., relating to the sole of oil from said land, a Notice of which was recorded March 15, 1961 in Book 5657, Page 182 of Official Records. Ezcept;oM Cant hued... Page 4 Note: The interest of Standard Oil Company of California, Western Operations, inc., has passed to Chevron U.S.A. W oc., a Col i f omio cor porat ion. C. Recorded May 24, iY78 in Book 1268E, Page 586 is a Qu tt c to i m Deed from West American Oil Company quitclaiming that certain Oil and Gas Lease dated August 12, 1940, recorded February 24, 1941 In Book 1083, Page 93 of Official Records and re-recorded February 10, 1972 lr� Book 1134, Page 110 of Official Records of acid County, and all anxridments and modifications thereof and sLwlernents tt�ereto insofar as they affect the above described property, together with any restrictions against drilling for oil on acid property, and any easements o charge thereon according to the provisions of said lease. 10. Arry easements and rights of way remaining a charge an said land occord i ng to the provisions of the Oil and Gas Lease recorded July 3, 1953, In Book 2534, Page 562 of Official Records, the herein described land having been released from said Lease by deed recorded May 12, 1954, In Book 2727, Page 13 of Official Records. 11. An easement for public ut i 1 i t ies and incidental purposes, as granted to Southern California Edison Company, a corporation, in deed recorded In Boole 2808, Page 595 of Official Records, along the Southerly 10 feet of Parcel 1. 12. An easement for public utilities and Incidental purposes, as granted to Southern Colifomio Edison Company, a corporation, in deed recorded in Book 9633, Page 155, of Official Records, along a portion of sold land. 11 The terms, provisions, conditions of a Joint Use Agreement between Standard Oil Company of California, a corporation and the City of Huntington Beach recorded November 29, 1971, In Book 9905, Page 115 of Official Records. Affects Parcel L 14. A Deed of Trust to secure an indebtedness of $1,360,000.00, and any other amounts payable under the terms thereof, recorded Auly 21, 1983, as Instrument No. 83- 312993, Official Records. Dated: June 21, 1983. Trustort Victor E. DI Stefano and Diana K. DI Stefano, husband and rife, as community property (Victor E. Di Stefano, also known as Victor D1 Stefano and Diary K. DI Stefano, also known as Diana Di Stefano). Trustee: Federal Land Bank of Socromento, o corporation. Beneficiary: Federal Land Bank of Socromento, a corporation. Affects this and other property. Exceptions Continued._ Page S btedr-vem of other arnmmts A yak Ie ound the terms thereof,recorded Fehr,=y36,1 985, as instrrument No. 8S- M737, Official Records. Dated: February 5, 198& Tristor: S8EE Financiol Corporation, a California corporation. Trustee: First American Title Insurance Company, o California corporation. Beneficiary: Vktor E. DiStefano and Diana K. SiStefano, husband and wife. Af f ects this and other property. PP:dp (42) Policy Ratet 80% Enclosures: Plats Exhibit "A" PARCEL 1: The South halt of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township S South, Range 11 West, as per Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County California Except the South 16 feet also except the Westerly 290 feet thereof. PARCEL 2: The South one-half of the Northwest quarter of the Southwest quarter of the tA>rthwest quarter of Section 35, Township S South, Range 11 West, In the Rancho Las Balsas, as ehown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California Excepting therefrom an undivided 24Mtfis Interest in mineral rights SW feet below the surface of sold land, but without the right of entry or any right on the surface or within S00 feet of the surface of said land, as reserved In deeds of record. PARCEL 3:The Southerly 20 feet of the North half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township S South, Range 11 West, In the Rancho Las Balsas, as shown on a map recorded in Book 51, Page 13 of Miscellaneous Mks, records of Orange County, California. SCHEDULE I CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY — 1973 SCHEDULE B This policy does not insure against loss or damage, nor against costs.attorneys'fees or expenses,any or all of wh,cr,arise by reason of the following Part I ! Taxes or assess merits wNch are not shown as existing 7. Any law. ordnance or governmental regu)at,o^ sinvud liens by the records of a-y taimry au'^a+ly That levies mg but not limited to building and Zoning ordinances) talc,. of asscss-eats on rea) property or Dy the public restricting or regulating or prohibiting the ocCuDancy use records or enjoyment of the land. or regulating the character. Proceedings by a public agency which may result in dimensions or location of any improvement now or here taxes or assessments, or notices of such proceedings. after erected on the land, or prohibiting a seDa•at,on in whether or not shown by the records of such agency or by ownership or a reduction in the dimensions or area of the the public records land. or the effect of any violatior% of any SuCh la:. Or,-i 2 Any facts. rights. interests or claims which are not nance or governmental regulation. shown by the public records but which could be aster- 8. Aigh!s of eminent domain or governmenta' ri;�.ts o! lane by an inspection of the land or by making inquiry of police power unless notice of the exercise of suc, rights persons in possession thereof, appears in the public records. 3 Easements, liens Or encumbrances. Or claims thereof. 9 Defects, liens.encumbrances.adverse claims or oche' which are not shown by the public records matters (a) created suffered. assumed or agreed to b; the t D scre:)ancies conflicts in t>ounoary lines,shortage in insureo claimant. (b) not shown by the public records and area encroa:hmenfs or any other (acts which a correct not otherwise excluded from coverage but knov.n 10 the survey Mould disclose. and which are no! shown by the insured claimant either at Date of Policy or at the ca*e such public records claimant acquired an estate or interest insure by this 5 (a) Unpatented mining clams. (b) reservations or policy or acquired the insured mortgage and not dis:losed exceptions in patents or in Acts authorizing the issuance in writing by the insured claimant to the Company prior to thereof. (c) water rights. claims or title to water. the date such insured claimant became an insured here- 6. Any right. tale, interest, estate or easement in land under. (c) resulting in no loss or damage to the insured beyond the lines of the area specifically described or clamant. (d) attaching or created subsequent to Date of referred to in Schedule A. or in abutting streets. roads. Policy. or (e) resulting in loss or damage which would not avenues. alleys lanes. ways or waterways. but nothing in have been sustained if the insured clamant had been a pur- this paragraph shay) modify or limit the extent to which the chaser or encumbrancer for value without knowledge ordinary right of an abutting owner for access to a physically open street or highway is insured by this policy. AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY-1979 EXCLUSIONS In addition to the exceptions in Schedule B.you are not insured against loss,costs.attorneys'fees and expenses resulting from: 1. Governmental police power,and the existence Or violation of any law or government regulation This includes building and Zoning ordinances and also laws and regulations concerning, land use improvements on the land land division environmental protection This exclusion does not limit the zoning coverage described in Items 12 and 13 of Covered Title Risks 2. The tight to take the land by condemning it,unless a notice of taking appears in the public records on the Policy Dale 3. Title Risks: that are created,allowed, or agreed 10 by you that are known to you,but not to us, on the Policy Date — unless they appeared in the public records. that result on no loss to you that first affect your title after the Policy Date — this does not limit the labor and material lien coverage in Item B of Covered Title Risks 4. Failure to pay value for your title. S. Lack of a fight: to any land outside the area specifically described and referred to in Item 3 of Schedule A or in streets,alleys,or waterways that touch your land. This exclusion does not limit the access coverage in Item 5 of Covered Title Risks t• SCHEDULE I (Continued) • AMERICAN LAND TITLE ASSOCIATION LOAN POLICY-1970 WITH A.L.T.A. ENDORSEMENT FORM 1 COVERAGE (AMENDED 10.17.70) SCHEDULE OF EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this policy: 1. Any law. ordinance or governmental regulation (including but not limited to building and zoning ordi fiances) restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character,dimensions or location of any improvement now or hereafter erected on the land,or Prohibit- ing a separation in ownership or a►educlion in the dimensions Or area of the land,or the effect of any viola- tion of any such law,ordinance or governmental regulation. 2. Rights of eminent 130main or governmental rights of police power unless notice of the exercise of such rights appears in the public records at Date of Policy. 3. Defects,liens.encumbrances.adverse claims,or other matters(a)created,suffered.assumed or a,,ee,.,to by the insured claimant,(b)not known to the Company and not shown by the public records but known to the insured claimant eithe- at Date of Policy of at the date such claimant acquired an estate or interest insured by this policy or acquired the insured mortgage and not disclosed in writing by the insure claim- ant to the Company prior to the date such insured claimant became an insured hereunder. (c)resulting in no loss or damage to the insured claimant.(d)attaching or create? subsequent to Date of Policy(exceat to the extent insurance is afforded herein as to any statutory lien for labor or material or to the extent insurance is afforded herein as to assessments for street improvements under construction or completed at Date of Policy) 1. Unenforceability of the lien of the insured mortgage because of failure of the insured at Date of Policy or of any subsequent owner of the indebtedness to comply with applicable"doing business"laws of the state in which the land is situated. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY FORM B-1970 (AMENDED 10.17.70) SCHEDULE OF EXCLUSIONS FROM COVERAGE 1. Any law, ordinance or governmenta: regulation (including but not limited to building and zoning ordi- nances)restricting or regulating or prohibiting the occupancy, use or enjoyment of the land, or regulating the character,dimensions or location of any improvement now or hereafter erected on the land.or prohibit- ing a separation in ownership or a reduction in the dimensions of area of the land, or the effect of any violation of any such law, ordinance or governmental regulation. 2. (gights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appear in the public records at Date of Policy. 3. Defects. liens.encumbrances,adverse claims,Or other ma, (al created.suffered.assumed or a^„•eed to a by the insured claimant;(b) not known to the Company and not shown by the public records but known to the insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest by this policy and not disclosed in writing by the insured claimant to the Company prior to the dale such insured claimant became an insured hereunder,(c)resulting in no Toss or damage to the insured claimant. (d)atta:hing or created subsequent to Date of Policy:(e)resulting in loss or damage which would not nave been sustained if the insured claimant had paid value for the estate or interest insured by this policy. Z�6 �. •Ci c.r'o 7. • _ �- L s.. Fr fr. - � • Q1 • M 7 A-AOL- T, 1T�AL M f i � L I J • � _ l $ � 4 • � Q•i L i • •i ?.; � pep+ 7 G C th .J ci ; 'j2 � AV rMW "'� I ! -a * •mm� 3 C _ _ r- v _ O � AV ANN an I — ■� -vie.- ::- Syr i'"� ~!'�~' - �t-r• 1 M GENERAL PROVISIONS 1. Make atl adjustments and pmrations on the basis of a 30-day month. 'C40se of Escmw- is the day instruments are recorded. AP documents and funds due the respective parties herein are to be mailed to the addresses set out below their respective signatures, unless otherwise hstructed. Our signatures on any documents and irWructions pertaining to this escrow Indicate our uneondf• SDMA' 4nProval of san*. t W exarninat►on w iruurance as to ft arnount or payment of real or persona'Property taxes le t;.�uired unless the teal property tax is payable on or before the date of fine policy of tulle insurance. ` 3. Seller guarantees and You shall be fully protected In assuming that, as to any Insurance policies handed you, each policy is in force, has not been hypothecated and that at, neoessay premiums therefor have been paid. You will,as my agent,assign any fire insurance handed you for usa.4'1 tfus esw .w. of 4. V conflicting demands are made or notice served upon You or legal action taken in conne:tion whh this escrow you shall not be required to determine the same or take any action In the premises. W may withhold and slop all further proceedings without liability therefor,or you may file su',, in interpleader or tot declaratory relief. If you are required to respond to any leg&! summons or proceedings or If any action of interpteader or declaratory relief is brought by you, we jointly and severally agree to pay all costs, expenses and reasonable attorney's fees expended or incurred by you, and a Gen is hereby created in your company's favor to cover said items.We ag"ee to save you ha•miess as escrow holder hereunder from all loss and expense, including reasonable a'tomey's fees and court costs sustained by reason of any action, legal or otherwise, which may in any way arise out of this escrow, before and after closing, notwithstanding anything in these instructions to S e coronary. S. These instructions may be executed In counterparts, each of which shah be deemed an original regardless of the date of Its execution and delivery. All such counterparts together shall -.constitute one and the same document. You are hereby given a lien upon all the rights, flue and interest of each of the parties hereto in all escrowed documents, funds and other property, and all monies o► property for any and all expenses,attomey's fees, losses and other liabilities caused you in this escrow. e. The parties to these escrow instructions authorize you to destroy these instructions and at other Instructions and records In this escrow at any time after five (5) years from date of these escrow instrwtions. 7. Time It of the essence of these instructions. Of you are unable to comply with these insiruetions on or prior to the date shown on reverse,you will comply as soon thereafter as possible unless a written demand for return of money or instruments by a party to this escrow Is received by you subsequent to such date and prior to the recording of any instrument provided for herein •. •fir any reason this escrow should be cancelled you are hereby authorized and directed to use funds on deposit herein fir payment of any charges herein Including but not united Io Your Canoetlation lie. REAL ESTATE OPTION AGREEMENT 1 . PARTIES The parties to this Real Estate Option Agreement ('Agreement") are SBE Financial Corporation, a California corporation ("Optionee") , and the City of Huntington Beach, a municipal corporation of the State of California ("Optionor") . 2. RECITALS This Agreement is made with reference to the following facts: a) Optionor owns or is about to acquire fee title to that certain real property described in Exhibit "A" attached hereto and incorporated herein. b) Optionor and Optionee deem it to be in their mutual best interests to enter into this Agreement in connection with Optionor granting to Optionee the right, under certain circumstances , to acquire the Property. 3. OPTION 3. 1 Option. For good and valuable consideration and the sum of $10.00, receipt of which is hereby acknowledged, Optionor does hereby grant to Optionee the option (the Ei;Hi�IT p "Option") to purchase the Property pursuant to the terms of that certain Purchase and Sale Agreement and Escrow Instructions (the "Purchase Agreement" ) a copy of which is attached hereto at Exhibit "B". 3. 2 Option Period. The option period ("Option Period" ) shall commence on the Effective Date (as defined below) and shall terminate on October 31 , 1987. 3. 3 Exercise. Optionee may exercise the Option only if Optionee has failed timely to acquire fee title to that certain real property described in Exhibit "C" attached hereto and incorporated herein ("Phase III Property") pursuant to that certain Real Estate Option Agreement ("Phase III Agreement") dated , 1985, between Optionor, as optionee and Optionee, as optionor, and that certain Purchase and Sale Agreement and Escrow Instructions attached as Exhibit "B" to the Phase III Agreement. So long as the foregoing condition has been satisfied, Optionee may exercise the Option by delivering, no earlier than August 2, 1987 and no later than October 31 , 1987, to Optionor three (3) copies of the Purchase Agreement originally executed by Optionee. Upon receipt of three (3) copies of the Purchase Agreement, Optionor shall immediately execute all three (3) copies and immediately 2 deliver one such fully executed Purchase Agreement to Optionee and one to Optionee for delivery to Escrow Holder (as such term is defined in the Purchase Agreement) . 3.4 Termination. If Optionee fails to exercise the Option during the Option Period pursuant to the terms of Section 3. 3 above, this Agreement shall immediately terminate without notice to Optionee and be null and void and be of no force and effect, in which event Optionee shall, upon the written request of Optionor, execute, acknowledge and deliver to Optionor a standard form. 4 . NOTICES Any notice, demand, approval, consent, or communication required or desired to be given under this Agreement shall be directed as indicated below and shall be personally served or given by mail. Any notice, demand, approval, consent, or other communication given by mail shall be deemed to have been given when delivered personally or when seventy-two (72) hours have elapsed from the date it was deposited in the United States mail, certified mail, postage prepaid, addressed to the party to be provided notice at the last address given by that party under the provisions of this section. At the date of the execution of this Agreement, the address of Optionee is: SBE FINANCIAL CORPORATION 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 Attn: Richard Packer Sharon Etchegoyen 3 with a copy to: Kadison, Pfaelzer, Woodard, Quinn & Rossi 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attn: Thomas K. Brown, Esq. and the address of Optionor is: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Manager with a copy to: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Attorney 5. GENERAL PROVISIONS 5. 1 Assignment and Modifications. Optionee may assign its duties, tights or obligations hereunder with the prior written consent of Optionor which consent shall not be withheld unreasonably. This Agreement may not be modified or amended except by a written agreement signed by Optionor and Optionee and only to the extent set forth in such a writing. 4 5. 2 Attorneys ' Fees. In the event legal action is commenced to enforce or interpret, or for breach of, any provision of this Agreement, the prevailing party shall be entitled to recover its costs and expenses incurred, (including , without limitation, actual attorneys ' fees incurred) , in addition to all other relief and remedies to which the prevailing party may be entitled. 5 .3 Further Assurances . From time to time each party will execute and deliver such further instruments and take such further actions as any other party may reasonably request in order to discharge and perform the obligations and agreements hereunder and the transactions contemplated hereby. 5. 4 Successors. This Agreement shall be binding upon, and shall inure to the benefit of, the successors and (to the extent permitted hereunder) assigns of the parties. 5. 5 Executed Counterparts. This Agreement, and each agreement referred to herein, may be executed in two or more counterparts, all of which together shall constitute a single agreement, and each of which shall be deemed an original of this Agreement for all purposes. 5.6 Section Headings. The various section headings in this Agreement are inserted for convenience of reference only, and shall not affect the meaning or interpretation of this Agreement or any provision hereof. 5.7 Calendar Days; Close of Business. Unless the context otherwise requires, all periods terminating on a given day or date or at the expiration of a given period of days, shall terminate at the close of business on that day or date, unless such day or date is Saturday, Sunday or a legal 5 tom• holiday, in which case such day or date shall be the next business day. All references to "days" shall refer to calendar days unless the context otherwise requires. 5. 8 Severability. In the event that any of the provisions , or portions thereof, of this Agreement are held to be unenforceable or invalid by any court of competent jurisdiction, the validity and enforceability of the remaining provisions , or portions thereof, shall not be affected thereby. 5.9 Exhibits• Each of the exhibits attached to, or mentioned in, this Agreement is incorporated into, and made a part of, this Agreement by this reference. 5. 10 Entire Agreement. This Agreement and its exhibits contain the entire agreement of the parties with respect to the Property and no other agreement, statement, representation or promise (oral or written) made by any party, or by or to any employee, officer or agent of any party, which is not contained in this Agreement shall be effective or binding. 5. 11 Governing Law. The validity, interpretation, and performance of this Agreement shall be controlled by and construed under the laws of the State of California. 6 1. • 6. Execution. This Agreement is executed and effective this day of , 196_ (the "Effective Date") at Orange County, California. Optionor: CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services Optionee: SBE Financial Corporation, a California corporation By: Its: TKB1450 7 '7 /1S /Qr EXHIBITS A. Legal Description B. Purchase Agreement C. Legal Description/Phase III Property PARCEL. Is The South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range it West, as per Map recorded in Boric 51, Page 13 of Miscellaneous Maps, records of Orange County Colifornia. Except the Sovth 16 feet also except the Westerly 290 feet thereof. Ely.Hii;IT PURCHASE AND SALE AGREEMENT AND ESCROW INSTRUCTIONS 1 . PARTIES The parties to this Purchase and Sale Agreement and Escrow Instructions ("Agreement") are SBE FINANCIAL CORPORATION, a California corporation ("Buyer") , and the CITY OF HUNTINGTON BEACH, a municipal corporation of the State of California ("Seller") . 2 . DEFINITIONS For the purposes of this Agreement, the term: (a) "Close of Escrow" means the date on which all documents delivered to Escrow Holder that should be recorded are recorded in the appropriate county offices; (b) "Escrow" means the escrow established with Escrow Holder as set forth in this Agreement; (c) "Escrow Holder" or "Title Company" means Orange Coast Title Company, Santa Ana, California. (d) "Property" means that certain real property which consists of approximately 2. 47 acres of land located in the City of Huntington Beach, County of Orange, State of California, described in Exhibit "A" attached hereto, and all of Seller' s rights and interests (including mineral, gas and oil rights and interests) appurtenant thereto; (e) "Closing Date" means December 1 , 1987 or an earlier date as may be mutually agreed upon by Buyer and Seller. (f) "Permitted Title Exceptions" means all of those covenants, conditions, restrictions, rights of way, easements, reservations and other matters affecting the Property of record disclosed in that certain preliminary title report (No. 99797-5) dated May 1 , 1985 ("Report") and issued by Title Company other than Exceptions Nos. 14 and 15 which secure the payment of money. A copy of the Report is attached hereto, marked Exhibit "B" and incorporated herein. 3. RECITALS _This_ Agreement is made with reference to the following facts: Lnt+.✓! (a) Seller owns fee title to the Property- (b) Buyer desires to acquire fee title to the Property. (c) Buyer and Seller deem it to be in their mutual best interests to enter into this Agreement in connection with Buyer ' s acquisition of the Property. 4 . PURCHASE PRICE 4 . 01 Total Purchase Price . Subject to and in accordance with the terms and conditions of this Agreement, Seller agrees to sell to Buyer, and Buyer agrees to purchase from Seller, fee simple title to the Property for a total consideration of $746 , 485. 00 (the "Purchase Price" ) ., which sale shall be consummated through the Escrow, as set forth herein. 4 . 02 Payment of Purchase Price. The Purchase Price shall be payable as follows : a. Initial Deposit. Buyer shall deposit the sum of $25,000 . 00 , representing the amount of the Deposit (as defined below) , at the time and in the manner specified in Section 4 . 03 below. b. Remaining Payment. Buyer shall deposit in Escrow, prior to the Close of Escrow, an amount in cash or cashier' s check equal to $723 , 485.00 which is the Purchase Price less the Deposit ("Remaining Cash Payment") . 4.03 Deposit. Within three (3) business days of the execution of this Agreement by both parties, Buyer shall cause the Escrow to be opened with Escrow Holder and, con- currently therewith, shall deposit with Escrow Holder the amount of $25 , 000 .00 (the "Deposit") . The Deposit shall be held by Escrow Holder and disbursed to Seller or returned to Buyer pursuant to the terms of this Agreement. 5. REPRESENTATIONS AND WARRANTIES OF SELLER Seller represents and warrants to Buyer that the execution of this Agreement by Seller, the delivery hereof by Seller to Buyer, Seller' s performance hereof, and the transactions contemplated hereby have each been duly authorized by requisite action on the part of Seller. 2 i. • 6. REPRESENTATIONS AND WARRANTIES OF BUYER Buyer represents and warrants to Seller that the execution of this Agreement by Buyer, the delivery hereof by Buyer to Seller, Buyer 's performance hereof, and the transactions contemplated hereby have each been duly authorized by requisite action on the part of Buyer. 7. ESTABLISHMENT OF ESCROW Upon execution of this Agreement by Buyer and Seller, Buyer shall cause an originally executed copy of this Agreement to be deposited with Escrow Holder. The provisions of this Section 7 and Sections 8 , 9 , and 10 of this Agreement together with the general provisions of the standard form escrow instructions of Escrow Holder which are attached hereto at Exhibit "C" , to the extent not in conflict with the provisions of this Agreement, shall constitute the full and complete form of escrow instructions to Escrow Holder. 8. ESCROW INSTRUCTIONS 8. 01 Duties of Seller. Seller agrees: (a) To execute, acknowledge, and deliver to Escrow Holder, in recordable form, before the Closing Date, a grant deed (the "Deed") in usual form conveying the Property to Buyer; (b) To obtain, on or before the Closing Date, a commitment by Title Company to issue a CLTA Standard Coverage Policy (the "Title Insurance Policy") in the amount of the Purchase Price showing fee title vested in Buyer subject only to the Permitted Exceptions; (c) To execute or cause to be executed, have acknowledged and delivered, as appropriate, such additional documents and instruments as may be necessary or appropriate to consummate the transactions contemplated by this Agreement; (d) Subject to the terms of the Lease, to deliver possession of the Property to Buyer at the Close of Escrow; and (e) To take all such additional steps and actions as may be necessary or appropriate to consummate the transaction contemplated by this Agreement and by each and 3 every other agreement between the parties which is referred to herein. 8. 02 Duties of Buyer. Buyer agrees: (a) To deposit with Escrow Holder the Deposit within the time provided at Section 4 .03 above; (b) To deposit with Escrow Holder no later than the day before Close of Escrow the Remaining Cash Payment; (c) To execute, have acknowledged and deliver to Escrow Holder as appropriate such additional documents and instruments as may be necessary or appropriate to consummate the transaction contemplated by this Agreement ; and (d) To take all such additional steps and actions as may be necessary or appropriate to consummate the transaction contemplated by this Agreement and by each and every other agreement between the parties which is referred to herein. 8 . 03 Duties of Escrow Holder. Escrow Holder shall: (a) Hold all documents, instruments and cash delivered to it in accordance with the terms of this Agreement; (b) Have, and be subject to, all of those rights, duties, privileges and immunities set forth in the standard printed escrow instructions used by Escrow Holder, which are attached hereto at Exhibit "C" , except insofar as such instructions are inconsistent with the terms or conditions of this Agreement; and, (c) When each of the conditions of closing set forth in Section 10 below have been satisfied or waived by the parties in writing delivered to Escrow Holder, record in the appropriate offices the Deed and any other instruments or documents that should be recorded, and promptly thereafter deliver all documents , instruments, and cash then held by Escrow Holder to the parties entitled thereto., including, but not limited to, the following: (i) To Seller, the Purchase Price less (1) Seller's share of Closing Costs (as defined below) and other debits from Seller 's account necessary to effect 4 prorations between Buyer and Seller of certain items, both as set forth in Section 9 below, and (2) such other amounts as are appropriate to accomplish the purposes of this Agreement; (ii) To Buyer, the Deed after it has been recorded; and (iii) To any other person or entity, the money, documents and/or instruments necessary to satisfy the requirements of this Agreement. 9. PRORATIONS AND CLOSING COSTS 9 .01 Prorated Expenses . Escrow Holder shall prorate , on the basis of a thirty (30) day month, between Seller and Buyer, as of the Close of Escrow, real property general and special taxes, if any, respecting the Property. 9 . 02 Closin5 Costs . All closing costs (the "Closing Costs" ) attributable to the sale of the Property, as determined by Escrow Holder, for which the responsibility of payment is not specifically provided for herein shall be apportioned between Buyer and Seller in accordance with the usual practices in Orange County, California in the case of sales of this type. The premium for the Title Insurance Policy shall be paid by Seller. Any recording costs for the Deed and any documentary transfer taxes shall be paid by Seller. Buyer and Seller shall share equally Escrow Holder's fees. 10. CONDITIONS OF CLOSING The Close of Escrow shall be contingent upon the following conditions: (a) That Title Company is committed to issue or shall issue to Buyer the Title Insurance Policy with a liability limit equal to the Purchase Price and showing fee title to the Property vested in Buyer free of all exceptions to title , excepting only: 1 . The Permitted Title Exceptions; 2. Current and non-delinquent general and special real property taxes. (b) All other documents, instruments and cash required by this Agreement to be delivered to the Escrow Holder have been so delivered. 5 (c) Neither Buyer nor Seller shall have delivered to Escrow Holder a written notice of cancellation of the Escrow that has not thereafter been rescinded or cancelled; provided, that nothing in this paragraph gives either party a right to cancel this Escrow. 11 . DELAYED CLOSING If Escrow Holder is unable to comply with the in- structions contained in this Agreement on or prior to the Closing Date (or an extension of such date that is executed by both Buyer and Seller) Escrow Holder shall comply therewith, and the Close of Escrow shall occur as soon thereafter as possible unless a written notice of cancellation and a demand for return of money or documents by Seller or Buyer is received by Escrow Holder prior to the recording of any instrument which is provided to be recorded under this Agreement. Nothing in this paragraph shall be construed as giving either Buyer or Seller a right to cancel the Escrow. 12 . BROKERAGE COMMISSIONS Buyer and Seller each represent and warrant to the other that it has not dealt with any finders, real estate brokers or salespersons in connection with the transaction contemplated by this Agreement. Each party agrees to indemnify and hold the other party harmless from any and all liability, costs , damages and expenses (including attorneys ' fees) incurred by the other party by reason of the breach of the indemnifying party' s representations and warranties under this Section 12. 13. TIME IS OF THE ESSENCE Buyer and Seller agree that time is of the essence of this Agreement and each and every provision herein, including but not limited to, the provisions concerning the Close of Escrow and the provisions concerning payments and deposits by Buyer. 14. NOTICES Any notice, demand, approval , consent, or communication required or desired to be given under this Agreement shall be directed as indicated below and shall be personally served or given by mail. Any notice, demand, approval , consent, or other communication given by mail shall be deemed to have been given when delivered personally or when 6 seventy-two (72) hours have elapsed from the date it was deposited in the United States mail, certified mail, postage prepaid, addressed to the party to be provided notice at the last address given by that party under the provisions of this section. At the date of the execution of this Agreement, the address of Buyer is: SBE Financial Corporation 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 Attn: Richard Packer Sharon Etchegoyen with a copy to: Kadison, Pfaelzer, Woodard, Quinn & Rossi 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attn: Thomas K. Brown, Esq. and the address of Seller is: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Manager with a copy to: City of Huntington Beach 2000 Main Huntington Beach, CA 92648 Attn: City Attorney Copies of all notices shall be delivered to Escrow Holder whose address is: Orange Coast Title Company 640 N. Tustin Avenue Suite 106 Santa Ana, CA 92705 Attn: MaryAnn Gigure 7 15 . GENERAL PROVISIONS 15.01 Assignment and Modifications. Buyer may assign all of its duties, rights and obligations hereunder with the prior written approval of Seller, which approval shall not be withheld unreasonably; provided , however, such assignment shall not relieve Buyer of its duties and obligations hereunder . This Agreement may not be modified or amended except by a written agreement signed by Seller and Buyer and only to the extent set forth in such a writing. 15. 02 Attorneys ' Fees . In the event legal action is commenced to enforce or interpret, or for breach of, any provision of this Agreement, the prevailing party shall be entitled to recover its costs and expenses incurred (including, without limitation, actual attorneys ' fees incurred) , in addition to all other relief and remedies to which the prevailing party may be entitled. 15 . 03 Further Assurances . From time to time each party will execute and deliver such further instruments and take such further actions as any other party may reasonably request in order to discharge and perform the obligations and agreements hereunder and the transactions contemplated hereby. 15.04 Form of Documents. All instruments and other documents to be executed and delivered under this Agreement by any party to any other party shall be in a form satisfactory to the other party. 15.05 Successors. This Agreement shall be binding upon, and shall inure to the benefit of, the successors and assigns of the parties. 15.06 Executed Counterparts. This Agreement, and each agreement: referred to herein, may be executed in two or more counterparts, all of which together shall constitute a single agreement, and each of which shall be deemed an original of this Agreement for all purposes. 15.07 Section Headings . The various section headings in this Agreement are inserted for convenience of reference only, and shall not affect the meaning or interpretation of this Agreement or any provision hereof. 15.08 Calendar Days; Close of Business. Unless the context otherwise requires, all periods terminating on a given day or date or at the expiration of a given period of days, shall terminate at the close of business on that day or date, unless such day or date is Saturday, Sunday or a legal 8 holiday, in which case such day or date shall be the next business day. All references to "days" shall refer to calendar days unless the context otherwise requires. 15 . 09 Severability. In the event that any of the provisions, or portions thereof, of this Agreement are held to be unenforceable or invalid by any court of competent jurisdiction., the validity and enforceability of the remaining provisions, or portions thereof, shall not be affected thereby. 15 . 10 Exhibits . Each of the exhibits attached to, or mentioned in, this Agreement is incorporated into, and made a part of, this Agreement by this reference. 15. 11 Entire Agreement. This Agreement and its exhibits contain the entire agreement of the parties with respect to the Property and no other agreement, statement, representation or promise (oral or written) made by any party, or by or to any employee, officer or agent of any party, which is not contained in this Agreement shall be effective or binding . 15. 12 Governing Law. The validity, interpretation, and performance of this Agreement shall be controlled by and construed under the laws of the State of California. 15 . 13 Agreement Independent of Escrow. The rights and obligations of each party herein set forth and agreed to be undertaken have been made in and under this Agreement, independent of Escrow Holder and the Escrow. If any requirements relating to the duties of the Escrow Holder hereunder are not acceptable to the Escrow Holder, or if the Escrow Holder requires additional instructions, the parties agree to make such deletions, substitutions and additions to this Agreement or subsequent amendments to this Agreement as may be reasonably required by Escrow Holder if the same can be done without altering the basic terms and conditions of this Agreement. 9 16. EXECUTION This Agreement is executed as of this day of 198_, in Orange County, California. "SELLER" SBE FINANCIAL CORPORATION, a California corporation By: Its : "BUYER" CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services TKB145P 10 8/5/85 EXHIBITS A. Legal Description B. preliminary Title Report C. Escrow Instructions PARCEL is The South half of the Southwest quarter of the Northwest quartet of the Pbrthwest quarter of Section 35, Township S South, Range 11 West, as per Map recorded In Book 51, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet ttwoof. EXHIBIT . ORANGE @OAST TITLECOMPANY [3�b 0 BOX 11825 ❑239 W FOOTHILL BLVD. SANTA ANA. CA 92711 UPLAND CA 91786 (714) 558-2836 (714) 981.5708 ❑ ORANGE COAST TITLE COMPANY OF RIVERSIDE 3773 uNIVERSITY AVE. • P.O BOX 1326 RIVERSIDE. CA 92501 • (714) 781-6500 ZENITH 7-6500 PRELIKIMARY REPORT KADISO N, PFAELZER, WOODARD, QUINN AND ROSSI 1301 Dove 0 500 Newport Beach, CA Date April 29, 1935 Aftenbon: Tom Brown Your No Mushroom Farm Phase II Our No. "797-3 Dated as of April 24 Is_ll 7.30 A.M. In response to the above referenced application for a policy of title insurance, the insurer hereby reports that it is prepared to issue, or cause to be issued, as the date hereof, a Policy or Policies of Title Insurance describing the land and this estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of any defect, lien or encumbrance not shown or refer- red to as an Exception below or not excluded from coverage pursuant to the printed Schedules, Condi- tions and Stipulations of said policy forms. The printed Exceptions and Exclusions from the coverage of said Policy or Policies are set forth in Schedule I and Schedule 1 (continued) attached. Copies of the Policy forms should be read. They are available from the office which issued this report. This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assume her If it bility be assumed prior to the issuance of a policy of title insurance,a Bid is desir 1 that lia- de or Commit e, t shool be requested. i le Officer PAM PARKER The form of policy of title insurance contemplated by this report is: •a California Land Title Association Standard Coverage Policy - 1973,owner's Policy." The estate or interest in the land hereinafter described or referred to covered by this Report is: a fee Title to said estate or interest at the date hereof Is vested In: S B E FINANCIAL CORPORATION, A CALIFORNIA CORPORATION EXHIBIT "B" _ ^ _�, { ORDER NO. The land referred to in this Report is situated in the State of California,County of Orange and is described as follows: (See Exhibit `A') At the date hereof exceptions to coyerage in addition to the Exceptions and Exclusions in said policy form would be as follows: A. General and Special Taxes for the fiscal year 19854986. A lien not yet payable. B. Second irutallment General and Speci al Taxes for the fiscal year 1984-1985, $538.07, plus penalty of $53.80, plus costs of $10.00. Code Area 04-010, Assessors Parcel 1�4o. 111-071-05, Exemption Norx- Affects Parcel I. C. second hstallmeK,t General and Special Taxes for the fiscal rear 1984-1965, $669.70, plus penalty of $66.97, plus costs of $14.A0. Code Area 04-010, Assessors Parcel No. 111-071-19, Exemption None- Affects Parcel Z D. Second Instollment General and Special Taxes for the fiscal year 1964-1985, $69.75, plus penalty of $6.97, plus costs of $10.00- Code Area 04-010, Assessors Parcel No- III 07 l-29, Exemption None. Affects Parcel I E. Any additional amomts of general and special taxes which may be Wsesse" by reason of: Exceptions Continued... Page 2 (a) Reappraisal of the property values as of March 1, 1975; (b) improvements odded subsequent to March 1, 1975; (c) C xrge of ownership subsequent to March 1, 1975; (d) Any final judg,rent deterrnining Article 13A as added to the Constitution of the State of Califamia, being invalid, unconstitutional, or having been improperly applied. F. The lien of supplemental taxes, if any, assessed pursuant to the provisions of Chapter 4980 Statutes of 1983 of the State of California. i. The use and control of clenegas and natural streams of water, if any, naturally upon, flowing across, into or by said Tract, and the rights of way for and to. construct irrigation or drainage ditches through said Tract to irrigate or drain the odjocent land, as reserved In deeds of record. 2. The reservation of the Westerly 30 feet of Parcels 2 and 3 for roads, railroads and ditches and the use and control of eienega'.s and natural streams of water, If any, naturally upon, flowing across, into or by said Tract, and the rights of way for and to construct Irrigation or drainage ditches through sold Tract to irrigate or drain the adjacent land, as contained in deeds of record. 3. The rights of the owners of the other lands described in the community oil lease dated August 10, 1920, recorded October 6, 1920, in Book 16, Page 303 and 308 of Leases, to share in the benefits from production of oil, gas and other hydrocarbon substances from the land herein described, the rights of the lessee therein having been terminated by an instrument recorded July 29, 1926 In Book 59, Page 290, Leases. NOTE: The present ownership of sold leasehold and other matters affecting Interest of lessee are not shown by this report. 4. An easement for rood and Incidental purposes, as granted to the Carty of Orange in the deed recorded In Book 237, Page 344, of Deeds. Affects the West-30 feet of Parcels 2 and 3. S. The right of way for pipe lines, telephone and telegraph lines, etc., as conveyed to the Standard Oil Company by deed recorded December 99 1920 in Book 380, Page 227 of Deeds, over Parcel 2. Said lines to be laid on a strip of land I rod wide the Westerly boundary of which Is a line East of, parallel with and 10 feet distant from the Westerly boundary line of said section. Said strip extends from the Northerly to the Southerly line of said Parcel. Also reciting the right to Icy additional lines, recorded December 99 1920 In Book 380, Page 227 of Deeds. 0 • Exceptions Continued... Page 3 Note: A consent for right of way of said lines was executed by Shell Oil Company by instrument recorded Mcy 27, 1924 in Book 5249 Page 324 of [Deeds. �. The right of way for pipe lines, telegraph and telephone poles as conveyed by Plate Hilton and husband and Herbert Krahling and wife to the Standard Oil Company by deed recorded December 13, 1920 In Book 380, Page 268 of Deeds. Affects Parcel 3. 7. A 50% reservation of the net land owner's royalties of all oil, gas, asphaltum and hydrocarbon substances or thie proceeds thereof, which may be produced from or under said kr4 as reserved by various deeds of record. Affects Parcel 3. 8. An easement for pipe lines and pole lines and incidental purposes, as provided in an instrument recorded In Book 381, Page 88 of Deeds. 9. An oil and gas lease covering Parcel 2 and other land dated August 12, 1940, executed by J. Ed Huston and otters, as lessors, and West American Oil Company, as lessee, recorded Febnrary 24, 1941 in Book 1083, Page 93 of Off icial Records, and re-recorded February 10, 1942 in Book 1132, Page 110 of Official Records, to which record reference Is made for full particulars. An undivided 215ths of the lessee's interest in and to said leasehold estate was assigned to Etienne Lang by assignment recorded March 2, 1945 in Book 1300, Page 385 of Official Records. l Note: Recorded Febuary 8, 1947 in Book 1473, Page 300 of Official Records Is a certified copy of the Decree of Distribution in the matter of the estate of Jean Etienne Lang, also known as Etienne Lang, deceased, Case No. 239 788 iin the Super for Court, Los Angeles County, distr i but i ng an undivided 1110 Interest In the leasehold estate cleated under said lease to Gladys T. .Lang, Serge Robert Lang, j Jocquest Waiter Lang and Nodine Helene Lang, as their separate property, In equal (� shares, said distributees also being the ocrnibus distributees thereunder. The Lessee's interest In and to said leasehold estate is abject to the following matters: A. An undivided 1-2C3rd% overriding royalty of all oil and gas owned by Harold C. Morton and Dorothy F. Morton, husband and wife, as disclosed by the above anent cored assignment recorded in Book 1300, Page 385 of Off 1ciai Records. B. An unrecorded contract dated Januffy 1, 1961 by and between West American Oil Company and Standard Oil Company of California, Western Operations, Inc-, relating to the sale of oil from said land, a Notice of which was recorded March 159 1961 in Book 56579 Page 182 of Off ieial Records. Except;om Continped... Page 4 Note: The Interest of Standard Oil Company of California, Western Operations, inn., has passed to C}evron U.S.A. ;nc., a California corporation. C. Recorded May 24, 1978 in Book 1268% Page 586 is a Gultcloirn Deed from West American Oil Company quitclaiming that certain Oil and Gas Lease dated August 12, 1940, recorded February 24, 1941 in Book 1083, Page 93 of Official Records and re-recorded February 10, 1972 in Book 1134, Page 110 of Official Records of said County, and all amendments and modifications thereof and supplements thereto insofar as they affect the above described property, together with any restrictions against drilling far oil on said property, and any easements a charge thereon occording to the provisions of said lease. 10. Any easements and rights of way remaining a charge on said land according to the provisions of the Oil and Gas Lease recorded July 3, 1953, in Book 2534, Page 562 of Official Records, the herein described land having been released from said Lease by deed recorded May 12, 1954, in Book 2727, Page 13 of Official Records. 11. An easement for public utilities and incidental purposes, as granted to Southern California Edison Company, a corporation, in deed recorded in Book 2808, Page 595 of Official Records, along the Southerly 10 feet of Parcel 1. 12. An easement for public utilities and incidental purposes, as granted to Southern California Edison Company, a corporation, In deed recorded in Book 9633, Page 155, of Official Records, along a portion of said ;and. 13. The terms, provisions, conditions of a Joint Use Agreement between Standard Oil Company of California, a corporation" the City of Huntington Beach recorded November 2991971, In Book 9905, Page 115 of Official Records. Affects Parcel 1. 14. A Deed of Trust to secure an Indebtedness of $1,360,000.00, and any other amounts payable under the terms thereof, recorded July 21, 1983, as Instrument No. 83- 112993, Official Records. Dated: June 21, 1983. Trustort Victor E. DI Stefano and Dian K. D1 Stefano, husband and wife, as community property (Victor L Di Stefano, also known as Victor DI Stefano and Diana K. Di Stefano, also known as Diana Di Stefano). Trustee; Federal Land Bank of Socromento, a corporatian. Benefic;arys Federal Land Bank of Socronm tog a corporation. Affects this and other property. Exceptions Continued... Page S I& A Deed of Trvst to secure an indebtedness of $3,433,0 i-00 and as Instrument other ummt amounts payable under the terms thereof, recorded Fe�brvary 6. 043737, Off iclot Records. Dated: February 59 M& Trvstor: SSE Fir�cmlal Corporation, a California corporation.Colifomic orporatio'California Trustee% First American Title Imurance Companyt corporation. Beneficiary: Victor E. DiStefano and Diana K. Si Stefano, husband and wife. Af f ects this and other property. PP:dp (42) Policy Rate: »0% Enclosures: Plots Exhibl%NA" PARCEL I: ht South holf of the Southwest Quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, as per Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County California.. Except the South 16 feet also except the Westerly 290 feet thereof. PARCEL 2: The South one-half of the Northwest quarter of the Southwest quarter of the Northwest Quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Las Boisas, as awn on a Map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, California. Excepting therefrom an undivided 24128ths Interest in mineral rights SOO feet below the surface of said land, but without the right of entry or any right on the surface or within 500 feet of the surface of said land, as reserved In deeds of record. PARCEL 3: ' The Southerly 20 feet of the North half of the Northwest quarter of the Southwest quarter of the Northwest quarter of Section 35, Township 5 South, Range II West, In the Ranctw Las Boisas, as shown on o map recorded in Book 51, Page 13 of Miscellaneous Maps, records of Orange County, Califomia. SCHEDULE I CALIFORNIA LAND TITLE ASSOCIATION STANDARD COVERAGE POLICY - 1973 SCHEDULE B This policy does not insure against toss or damage, nor against costs.attorneys'lees or expenses,any or al! of which arise by reason of the following Part I 1. Taxes or assessments which are not shown as existing 7 Any law. ordnance or governmental regula,ion irnclud. liens by the records of any taxing authority that levies ing but not limited to building and zoning ordnancesl taxes or assessments on rest property or by the public restricting or regulating or prohibiting the occuaancy use Ternrd; or enjoyment of the land, or regulating the cnara=ter.. Proceedings by a public agency Which may result in dimensions or location of any improvement now or here. taxes or assessments. a notices of such proceedings, alter erected on the land. or prohibiting a secaratlon in whether or not shown by the records of such agency or by ownership or a reduction in the dimensions or area of the the public records land. or the effect of any violation of any such la:. ord, 2 Any facts. rights. interests or claims which are not nance or governmental regulation, shown by the public records but which could be aster- 8. Rights of eminent domain or governmenia' r g'.ts of tamed by an inspection of the land or by making inquiry of police power un;ess notice of the exercise of su"h rights persons in possession thereof. appears in the public records. 3 Easements. liens or encumbrances. or claims thereof. 9. Defects, liens.encumbrances.adverse claims or oche, which are not shown by the public records matters Cal created. suffered. assumed or agreed tc t, the d D s.repancies. conflicts in boundary Imes.shortage in insured claimant. (b) not shown by the public re-orris and area encroachments. or any other facts which a correct not otherwise excluded from coverage but knov.n to the survey w ouid disclose, and which are not shown by the insured claimant either at Date of Policy or a' the dale such public records claimant acquired an estate or interest insured by this 5 (a) Unpatented mining claims: (b) reservations or policy or acquired the insured mortgage and not disclosed exceations in patents or in Acts authorizing the issuance in writing by the insured claimant to the Company prior to thereof: (c) water rights. claims or title to water. the date such insured claimant became an insured here- 6. Any right, title. interest. estate or easement in land under. (c) resulting in no loss or damage to the insured beyond the Imes of the area specifically described or claimant. (d attaching or created subsequent to Date of referred to in Schedule A, or in abutting streets. roads. Policy. or (e) resulting in loss or damage which would not avenues. alleys lanes. ways or waterways. but nothing in have been sustained if the insured claimant had been a pur- this paragraph shall modify or limit the extent to which the chaser or encumbrancer for value without know ledge ordinary right of an abutting owner for access to a physically open street or highway is insured by this policy. AMERICAN LAND TITLE ASSOCIATION RESIDENTIAL TITLE INSURANCE POLICY-1979 EXCLUSIONS In addition to the exceptions in Schedule B.you are not insured against loss,costs.attorneys'tees and expenses resulting from: 1. Governmental police power, and the existence or violation of any law or government regulation.This includes building and zoning ordinances and also laws and regulations concerning* land use improvements on the land land division environmental protection This exclusion does not lima the zoning coverage described in Items 12 and 13 01 Covered Title Risks 2. The right to take the land by condemning it,unless a notice of taking appears in the public records on the Policy Date. 3. Title Risks: that are created, allowed, or agreed to by you that are known to you, but not to us, on the Policy Date — unless they appeared in the public records that result in no loss to you that first affect your title after the Policy Date —this does not limit the labor and material lien coverage in Item 8 of Covered Title Risks 4. Failure to pay value for your title. S. Lack of a right: to any land outside the area specifically described and referred to in Item 3 of Schedule A or in streets, alleys,or waterways that touch your land. This exclusion does not limit the access coverage in Item 5 of Covered Title Risks SCHEDULE 1 (Continued) AMERICAN LAND TITLE ASSOCIATION LOAN POLICY-1970 WITH A.L.T.A. ENDORSEMENT FORM 1 COVERAGE (AMENDED 10.17.70) SCHEDULE OF EXCLUSIONS FROM COVERAGE The following matters are expressly excluded from the coverage of this polrcy� 1. Any law, ordnance or governmental regulation (including but not limited to building and zoning ordi- nances) restricting or regulating or prohibiting the occupancy. use or enjoyment of the land, or regulating the character,dimensions or location of any improvement now or hereafter erected on the land,or prohibit- ing a separation in ownership or a reduction in the dimensions or area of the land,or the effect of any viola- tion of any such taw,ordnance or governmental regulation. 2. Rights of eminent domain or governmental rights of police power unless notice of the exercise o! such rights appears in the public records at Date of Policy. 3. Defects,liens.encumbrances.adverse claims,or other matters(al created,suffered.assumed or agreed to by the insured claimant, (b) not known to the Company and not shown by the public records but known to the insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest insured by this policy or acquired the insured mortgage and not disclosed in writing by the insured claim- ant to the Company prior to the date such insured claimant became an insured hereunder. (c)resulting in no loss or damage to the insured claimant,(d)attaching or created subsequent to Date of Policy(except to the extent insurance is afforded herein as to any statutory lien for labor or material or to the extent insurance is afforded herein as to assessments for street improvements under construction or completed at Date of Policy). 4. unenforceability of the lien of the insured mortgage because of failure of the insured at Date of Policy or of any subsequent owner of the indebtedness to comply with applicable"doing business"laws of the state in which the land is situated. AMERICAN LAND TITLE ASSOCIATION OWNER'S POLICY FORM B-1970 (AMENDED 10.17.70) SCHEDULE OF EXCLUSIONS FROM COVERAGE 1. Any law, ordinance or governmenta; regulation (including but not limited to building and zoning ordi- nances; restricting or regulating or prohibiting the occupancy. use or enjoyment of the land, or regulating the character,dimensions or location of any improvement now or hereafter erected on the land.or prohibit- ing a separation in ownership or a reduction in the dimensions of area of the land, or the effect of any violation of any such law, Ordinance or governmental regulation. 2. Rights of eminent domain or governmental rights of police power unless notice of the exercise of such rights appear in the public records at Date of Policy. 3. Defects,liens,encumbrances,adverse claims,or other matters(a)created,suffered,assumed or agreed to by the insured claimant.(b) not known to the Company and not shown by the public records but known to the insured claimant either at Date of Policy or at the date such claimant acquired an estate or interest by this policy and not disclosed in writing by the insured claimant to the Company prior to the date such insured claimant became an insured hereunder.(c)resulting in no loss or damage to the insured claimant. (d)attaching or created subsequent to Date of Policy:(e)resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the estate or interest insured by this policy. L Y L ..., • .ta►.fi~ , � H QZ� d �� O U Cy L A .7 i CI a7 � Q � IFAO&a 1' rsrr i i - r GENERAL PROVISIONS I. Make all adjustments and prorotions on the basis of a 30-day mordh.VIose of Escrow- k tie day instruments are recorded. All docvmonts and funds due the respective parties herein are to be mailed to the addresses set out below their respective signatures. unless otherwise instructed. pur signatures on any documents and instructions pertaining to this escrow indicate orur uncond+- Jional approval of same. $ No exaTirution or ksummi a as to the amount or payment of real or personal PrOPe'tY taxes le rewired unless fine Mat property tax Is payable on or before the data of the policy 01 title drsuranoe. 3. Seiler guarantees and You shaft be fully protected in assuming that, as to any insurance policies handed You, each policy is in force, has not been hypothecated and that set nexssay Premiums therefor have been paid.You will,as my agent, assign any fire insurance handed you tot use fn this escrow. 4. K Conflicting demands are made or notice served upon You or legal action taken in connection with this escrow you shalt not be required to determine the same or take any action in the premises.Due may withhold and stop all further proceedings without liability therefor,or you may file suit in interpieader or for declaratory relief. if you are required to respond to any legal summons or proceedings or if any action of hterpleader or declaratory relief is brought by you, we jointly and severally agree to pay all costs,expenses and reasonable attorney's tees expended or incurred by you, and a lien is hereby created in your company's favor to cover said_Items.We agree to save you harmless as escrow holder hereunder from all loss and expense, including reasonable attomey's flees and court costs sustained by reason of any action, legal or otherwise, which may in any way arise out of this escrow, before and after dosing, notwithstanding anything In these instructions to the contrary. 5. These instructions may be executed in counterparts, each of which shalt be deemed original regardless of the dale of its execution and delivery. AP such counterparts erparll the together title and ..Constitute one and the same document. You are hereby given' uponproperty,interest of each o1 the parties heiisto In see escrowed documents. fees, losses losses a other liabilities causaQ you monies or property for any and a expenses. 1n this escrow. G. The parties to these escrow Instructions authorize you to destroy these instructions and at other instructions and records in this escrow at any time after love (5) Years from date of these escrow hstructions. 9. Time fs of the essence of these instructions. K you are unable to comply with these ir,strudk>ns on or prior to the date shown on reverse,you will comply as soon thereafter as possible unless a wrinen demand for return of money or instruments by a party to this escrow IS received by YOU subsequent to such date and prior to the recording of any instrument provided for herein. $. M for any reason this escrow should be cancelled you are hereby authorized and directed to use funds on deposit herein for payment of any dwges herein includinfl but not limited to your unoetlation tee. PARCEL 1: The Westerly 290 feet of the South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range 11 West, as per Map recorded in Book 51, Page 13 of Miscellaneous Maps, in the office of the County Recorder of said County. X:xcept the South 16 feet thereof. PARCEL 2: The North half of the Northwest quarter of the Southwest quartet of the Northwest quarter of Section 35, Township 5 South, Range 11 West, in the Rancho Los Boisas, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps. Excepting therefrom the Southerly 20 feet. PARCEL 3: The South 16 feet of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township 5 South, Range Ii West, in the Rancho Las Bois=, as sown on a Map recorded In Book 51, Page 13 of Miscellaneous Maps. i I 1 RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Thomas K. Brown, Esq. Kadison, Pfaelzer, Woodard, Quinn i Rossi One Newport Place 1301 Dove Street, Suite 500 Newport Beach, CA 92660 (SPACE ABOVE THIS LINE FOR RECORDER' S USE ONLY. MEMORANDUM OF OPTION This Memorandum of Option is made as of , 19 between the City of Huntington Beach, a municipal corporation of the State of California ("Optionor") , and SBE Financial Corporation, a California corporation ("Optionee" ) , who agree as follows: 1. Optionor hereby grants to Optionee an option to purchase the real property described in Exhibit "A" attached hereto and incorporated herein (the "Property") commencing on the date hereof on the terms, conditions and provisions of that certain Option Agreement between the parties, which Option Agreement is dated of even date herewith and which provisions are incorporated into this Memorandum of Option by this reference. 2. This Memorandum of Option is prepared for the purposes of recordation and in no way modifies or otherwise affects the terms, conditions and provisions of the Option Agreement. E�l;;�;T 3. If the option granted hereby is not exercised by October 31 , 1987 , this Memorandum of Option shall be of no further force or effect. OPTIONOR: CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services Address: 2000 Main Huntington Beach, CA 92648 OPTIONEE: SBE Financial Corporation, a California corporation By: Its: Address: 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 lay.mv.b STATE OF CALIFORNIA ) SS. COUNTY OF ORANGE ) On this day of , in the year 19_, before me, the undersigned, a Notary Public in and for said State, personally appeared • personally known to me (or proved to be on the basis of satisfactory evidence) to be the person who executed the within instrument as of SBE Financial Corporation, a California corporation, the corporation therein named, and acknowledged to me that the Corporation executed it pursuant to its by-laws or a resolution of its board of directors. WITNESS my hand and official seal. Notary Public in and for said State TKB155K 3 8/6/85 PARCEL L The South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township S South, Range 11 West, as per Map recorded In Book Si, Page 13 of Miscellaneous Mcps, records of Orange County California Except the South 16 feet also except the Westerly 290 feet thereof. EXHIBIT demolish, remove, replace, alter, relocate, reconstruct or add to any of the existing improvements in whole or in part and to modify or change the contour or grade , or both, of the Property. 7 . Repairs and Restoration_. At all times during the term of this Ground Lease , Tenant, at Tenant' s own cost and expense, shall make all alterations , additions or repairs to the Property or the improvements or facilities on the Property required by valid law, ordinance, statute, order or regulation now or hereafter made or issued by any governmental agency. 8 . Insurance. Tenant shall , at Tenant' s own cost and expense , secure promptly after execution of this Ground Lease and maintain during the entire term of this Ground Lease such insurance coverage as Landlord shall reasonably request, insuring Tenant and Landlord against loss or liability caused by or connected with Tenant' s occupation and use of the Property under this Ground Lease , including, without limitation, liability and fire insurance. 9 . Assignment and Subletting. With Landlord' s prior written consent, which consent shall not be withheld unreasonably, Tenant shall have the right or power to assign, sublet, or otherwise transfer any of Tenant' s interest in this Ground Lease or the estate created by this Ground Lease . 10 . Tenant' s Defaults and Landlord ' s Remedies. The following provisions shall pertain to defaults by Tenant and the remedies of Landlord: 10 . 1 The occurrence of any of the following shall constitute a material default and breach of this Ground Lease by Tenant: 10 . 1 . 1 The failure by Tenant to pay any rent provided for hereunder or make any other payment required to be made by Tenant hereunder (collectively, the "Rent") as and when due , where such failure shall continue for a period of ten (10) days after written notice thereof from Landlord to Tenant. 10 . 1 . 2 The failure by Tenant to observe or perform any other provision of this Ground Lease to be observed or performed by Tenant (other than those described in paragraph 12. 1. 1 above) where such failure shall continue for a period of ten (10) days after written notice thereof from Landlord to Tenant; provided, that if the nature of Tenant ' s default is 2 such that more than ten (10) days are reasonably required for its cure, then Tenant shall not be deemed to be in default if Tenant shall commence such cure within that ten (10) day period and thereafter diligently prosecutes such cure to completion, which completion shall occur in any event not later than sixty (60) days from the date of such notice from Landlord. 10 . 2 In the event of any default by Tenant hereunder as provided in Section 10. 1 hereof, then, Landlord shall be entitled to exercise any rights or remedies available at law or in equity, all of which rights and remedies shall be cumulative. 11 . Governing Law. This Ground Lease and all matters relating to this Ground Lease shall be governed by and con- strued in accordance with the laws of the State of California. 12 . Attorneys ' Fees . Should any litigation be commenced between the parties to this Ground Lease with respect to the subject matter hereof, the party prevailing in such litigation shall be entitled, in addition to such other relief as may be granted in the litigation, to a reasonable sum as and for his costs and attorneys ' fees in such litigation which shall be determined by the court or in a separate action brought for that purpose. 13. Notices . All notices and demands shall be given in writing, and addressed to the party at the address appearing opposite the signatures below. Notices shall be considered given upon personal delivery, or three (3) days after the deposit in the United States mail, return receipt requested and postage prepaid. 14 . Memorandum of Lease. Either Landlord or Tenant may elect to record a memorandum of ground lease for this Ground Lease. Upon such election, both Landlord and Tenant shall execute a memorandum of ground lease for this Ground Lease for purposes of, and in form suitable for, recording. Such memorandum shall describe the parties , set forth a description of the Property, specify the term of the Ground Lease, incorporate this Ground Lease by reference , and be recorded in the Official Records of the County Recorder of Orange County, California concurrent with the execution hereof. 15. Severability. In the event that any of the provisions, or portions thereof, of this Ground Lease are held to be unenforceable or invalid by any court of competent jurisdiction, the validity and enforceability of the remaining provisions, or portions thereof, shall not be affected thereby. 3 PARCEL I: The South half of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Township S South, Range ii West, as per Map recorded In Book 51, Page 13 of Misce II aneous Maps, records of Orange County California Except the South 16 feet also except the Westerly 2% feet thereof. EXHIUIT PARCEL 1: The Westerly 290 feet of the South half of the Southwest quarter of the Northwest quartet of the Northwest Quarter of Section 35, Townshia S Sovtth, Rage 11 West, as per M,w recorded In Book 51, Page 13 of Miscellarxecvs Maps, in the office of the County Recorder of sold County. .Excep! the South 16 feet thereof. OARCF.L 2s The North half of the Northwest quarter of the Southwest quartet of the Northwest quarter of Section 35, Township 5 South, Raige 11 West, In the Rarcho Los Bolsns, as shown on a Map recorded in Book 51, Page 13 of Miscellaneous Maps. Excepting therefrom tlx Southerly 20 feet. PARCEL 3: The South 16 feet of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Towrnsh i p 5 South, Rome 11 West, in the Rancho Los Bo l um, as "wn on c W-W recorded in Book 51, Page 13 of Miscellaneous Maps. EXHIBIT "B" - RECORDING REQUESTED BY AND WHEN RECORDED MAIL TO: Kadison, Pfaelzer, Woodard, Quinn & Rossi One Newport Place 1301 Dove Street Suite 500 Newport Beach, CA 92660 Attention: Thomas K. Brown, Esq. (SPACE ABOVE THIS LINE FOR RECORDER'S USE ONLY. ) MEMORANDUM OF LEASE This memorandum of Lease is made as of 1986 between SBE Financial Corporation, a California corporation ("Tenant") , and the City of Huntington Beach, a municipal corporation of the State of California ("Landlord" ) , who agree as follows: 1 . Term and Premises . Landlord leases to Tenant and Tenant leases from Landlord the real property described on Exhibit "A" attached hereto and incorporated herein (the "Property") for a term commencing on the date hereof and terminating two (2) years after the date Landlord acquires from Tenant fee title to the real property described in Exhibit "B" attached hereto and incorporated herein or, if later, August 1, 1989 on the provisions of that certain Ground Lease between the parties , which Ground Lease is dated the same date as this Memorandum of Lease (the "Lease") , which provisions are incorporated into this Memorandum of Lease by this reference . 2. Purpose of this Memorandum of Lease. This Memorandum of Lease is prepared for the purposes of recordation, and in no way modifies or otherwise affects the provisions of the Lease. EXhiri1T :' �" Tenant SBE Financial Corporation, a California corporation By: Its : Landlord CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services 2 STATE OF CALIFORNIA ) SS. COUNTY OF ORANGE ) On this day of in the year 19_, before me, the undersigned, a Notary Public in and for said State , personally appeared , personally known to me (or proved to be on the basis of satisfactory evidence) to be the person who executed the within instrument as of SBE Financial Corporation, a California corporation, the corporation therein named, and acknowledged to me that the Corporation executed it pursuant to its by-laws or a resolution of its board of directors . WITNESS my hand and official seal. Notary Public in and for said State TKB145N 3 04/01/86 PARCEL I: The South half of the Southwest quarter of the Northwest quarter of the Northwest quartet of Section 3% Township S South, Range 11 West, as per Map recorded 1n Book SI, Page 13 of Miscellaneous Maps, records of Orange County California. Except the South 16 feet also except the Westerly 290 feet thereof. rvt I»tt IN WITNESS WHEREOF, the parties have executed this Ground Lease as of the day and date first above written. LANDLORD: CITY OF HUNTINGTON BEACH, a municipal corporation By: Mayor Attest: Approved as to Form: City Clerk City Attorney Recorded and Approved: Initiated and Approved: City Administrator Chief of Administrative Services Address : 2000 Main Huntington Beach, CA 92648 TENANT: SBE Financial Corporation, a California corporation By Its Address : 2 Corporate Plaza Suite 200 Newport Beach, CA 92660 TKB145M 4 04/01/86 PARCEL is The Westerly M feet of the South half of the Southwest quarter of the Northwest quarter of the Wrthwesl quarter of Section 35, Township S South, Rarge 11 West, as per N,ap recorded in Book 51, Page 13 of Miscellaneous Maps, 1n the office of the County ftecorder of sold County. keep! the South 16 feet thereof. PARCEL 2: The Nvrtt% half of the Northwest quorter of the Southwest quartet of the Northwest quarter of Section 35, Township S South, Range 11 West, in the Rancho Las Bolsm, as awn on a Map recorded in Book 51, Page 13 of Miscellaneous Maps. Excepting therefrom the Southerly IO feet. PARCEL I The South 16 feet of the Southwest quarter of the Northwest quarter of the Northwest quarter of Section 35, Town3hlp S So-Ah, Range 11 West, in the Rancho Las Bolsm, as shown on a Map recorded in Book Si, Page 13 of Miscellorxws Maps. EXHIBIT "B" GROUND LEASE THIS GROUND LEASE ("Ground Lease") is made as of this day of , 1986 , by and between the CITY OF HUNTINGTON BEACH , a municipal corporation of the State of California ( "Landlord" ) , and SBE FINANCIAL CORPORATION, a California corporation of the State of California ("Tenant") . Landlord and Tenant hereby agree as follows : 1 . Demised Premises . Landlord hereby demises and leases to Tenant, and Tenant hereby leases from Landlord, upon and subject to the terms and provisions of this Ground Lease, the real property legally described in Exhibit "A" attached hereto and by this reference made a part hereof ("Property" ) . 2 . Term. The term of this Ground Lease shall be for a period commencing on the date hereof and terminating two (2) years after the date Landlord acquires from Tenant fee title to the real property described in Exhibit "B" attached hereto and incorported herein or, if later , August 1 , 1989 . 3. Rent. Upon execution of this Ground Lease, Tenant shall pay to Landlord rent for the entire term hereof in the amount of Three Dollars ($3 . 00) . 4. Use. Tenant may, during the term of this Ground Lease, use the Property for any lawful purpose. 5 . Taxes and Utilities. Landlord shall pay, any and all taxes , assessments , and other charges of any description levied or assessed during the term of this Ground Lease by any governmental agency or entity on or against the Property, any portion of the Property, any interest in the Property, or any improvements or other property in or on the Property; provided, however, in the event a possessory use tax is imposed by any governmental agency or entity (other than the City of Huntington Beach or any of its agencies) on Tenant' s leasehold estate created hereunder, Tenant shall pay such tax. Tenant shall pay or cause to be paid all charges for the furnishing of gas, water, electricity, telephone service and other public utilities to the Property during the term of this Ground Lease, and for the removal of garbage and rubbish from the Property during the term of this Ground Lease. 6. Construction by Tenant. At any time and from time to time during the term of this Ground Lease, Tenant may, but is not obligated to, construct or otherwise make new improvements on any part or all of the Property, and to E : -,1ElT